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  <title>The Debt Free Dad Podcast</title>

  <lastBuildDate>Thu, 09 Jul 2026 01:00:01 -0400</lastBuildDate>
  <link>http://www.therealdebtfreedad.com</link>
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  <copyright>© 2026 The Debt Free Dad Podcast</copyright>
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  <podcast:guid>91019782-0a06-5db4-80f9-a9f64ca060e0</podcast:guid>
  <itunes:author>Brad Nelson</itunes:author>
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  <description><![CDATA[<p>Money and personal finance are one of the leading causes of stress among adults, but it doesn't have to be that way. By mastering the basics, you can completely change your entire life. On the show, Brad shares tips, tricks, and life lessons that have helped him, and thousands of others save and pay off millions of dollars. If you're looking for financial freedom, you've come to the right place.The show will also cover topics like singles and money, marriage and money, kids and money, small business, entrepreneurship, self-development, online business, side hustles, and guest interviews. By listening, you'll gain the confidence and motivation you need to kick debt and financial stress for good! You're not going to want to miss any of it. So hit subscribe, and get ready to change your life! Welcome to the Debt Free Dad Podcast!</p>]]></description>
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  <itunes:keywords>Money, Budgeting, Saving, Personal Finance, Debt Free, Small Business, Online Business, Marriage, Relationships, Self-Development</itunes:keywords>
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    <itunes:name>Brad Nelson</itunes:name>
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    <itunes:title>396. Why Most Budgets Fail (And How to Build One That Actually Works)</itunes:title>
    <title>396. Why Most Budgets Fail (And How to Build One That Actually Works)</title>
    <itunes:summary><![CDATA[Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money  Have you ever created a budget with the best intentions... only to abandon it a few weeks later? You're not alone. The truth is, most budgets fail because they're built for a perfect month instead of real life. Unexpected expenses, emotional spending, busy schedules, and life simply getting in the way can make even the best budget fall apart. In this ...]]></itunes:summary>
    <description><![CDATA[<p>Get our free Simplify My Money newsletter and start taking control of your finances: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a><br/><br/>Have you ever created a budget with the best intentions... only to abandon it a few weeks later?</p><p>You&apos;re not alone.</p><p>The truth is, most budgets fail because they&apos;re built for a perfect month instead of real life. Unexpected expenses, emotional spending, busy schedules, and life simply getting in the way can make even the best budget fall apart.</p><p>In this episode, Brad shares the biggest reasons budgets fail and, more importantly, how to build one that actually works. You&apos;ll learn why budgeting isn&apos;t about perfection, restriction, or giving up everything you enjoy. It&apos;s about creating a realistic plan that helps reduce stress and gives every dollar a purpose.</p><p>If you&apos;ve been frustrated with budgeting in the past, this episode could completely change the way you look at managing your money. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Get our free Simplify My Money newsletter and start taking control of your finances: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a><br/><br/>Have you ever created a budget with the best intentions... only to abandon it a few weeks later?</p><p>You&apos;re not alone.</p><p>The truth is, most budgets fail because they&apos;re built for a perfect month instead of real life. Unexpected expenses, emotional spending, busy schedules, and life simply getting in the way can make even the best budget fall apart.</p><p>In this episode, Brad shares the biggest reasons budgets fail and, more importantly, how to build one that actually works. You&apos;ll learn why budgeting isn&apos;t about perfection, restriction, or giving up everything you enjoy. It&apos;s about creating a realistic plan that helps reduce stress and gives every dollar a purpose.</p><p>If you&apos;ve been frustrated with budgeting in the past, this episode could completely change the way you look at managing your money. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 09 Jul 2026 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="When Budgets Fall Apart" />
  <psc:chapter start="1:08" title="About Debt Free Dad And Break Notice" />
  <psc:chapter start="2:29" title="Budgets Fail When Built For Perfect" />
  <psc:chapter start="4:39" title="Restriction And Behavior Beat The Math" />
  <psc:chapter start="7:37" title="Irregular Expenses That Blow Up Plans" />
  <psc:chapter start="9:08" title="Margin And Perfectionism Kill Consistency" />
  <psc:chapter start="11:55" title="Keep It Simple And Get Support" />
  <psc:chapter start="13:27" title="The Real Life Budget Blueprint" />
  <psc:chapter start="14:21" title="Free Budgeting Workshop Invitation" />
  <psc:chapter start="15:08" title="Wrap Up And Where To Connect" />
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    <itunes:duration>949</itunes:duration>
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    <itunes:title>395. Are You Being Generous... or Feeling Guilty?</itunes:title>
    <title>395. Are You Being Generous... or Feeling Guilty?</title>
    <itunes:summary><![CDATA[Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money  Have you ever spent money you didn't actually want to spend... just because saying no felt uncomfortable? Maybe you've covered the dinner bill, bought another fundraiser, loaned money you knew you probably wouldn't get back, or agreed to plans that weren't in your budget. This episode isn't about becoming selfish. It's about learning the difference be...]]></itunes:summary>
    <description><![CDATA[<p>Get our free Simplify My Money newsletter and start taking control of your finances: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a><br/><br/>Have you ever spent money you didn&apos;t actually want to spend... just because saying no felt uncomfortable?</p><p>Maybe you&apos;ve covered the dinner bill, bought another fundraiser, loaned money you knew you probably wouldn&apos;t get back, or agreed to plans that weren&apos;t in your budget.</p><p>This episode isn&apos;t about becoming selfish. It&apos;s about learning the difference between generosity and guilt.</p><p>If people pleasing is quietly costing you your financial goals, this conversation may completely change how you think about money.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Get our free Simplify My Money newsletter and start taking control of your finances: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a><br/><br/>Have you ever spent money you didn&apos;t actually want to spend... just because saying no felt uncomfortable?</p><p>Maybe you&apos;ve covered the dinner bill, bought another fundraiser, loaned money you knew you probably wouldn&apos;t get back, or agreed to plans that weren&apos;t in your budget.</p><p>This episode isn&apos;t about becoming selfish. It&apos;s about learning the difference between generosity and guilt.</p><p>If people pleasing is quietly costing you your financial goals, this conversation may completely change how you think about money.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 30 Jun 2026 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="When Kindness Gets Expensive" />
  <psc:chapter start="1:11" title="Generosity Versus People Pleasing" />
  <psc:chapter start="2:34" title="The Sneaky Money Yeses" />
  <psc:chapter start="3:58" title="The Emotional Price Of Saying Yes" />
  <psc:chapter start="5:20" title="Simple Scripts For Setting Boundaries" />
  <psc:chapter start="6:06" title="A One Question Spending Challenge" />
  <psc:chapter start="7:06" title="Free Newsletter And Final Takeaway" />
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    <itunes:duration>497</itunes:duration>
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    <itunes:title>394. The Real Reason You&#39;re Still Stuck Financially</itunes:title>
    <title>394. The Real Reason You&#39;re Still Stuck Financially</title>
    <itunes:summary><![CDATA[Learn more about Roots here: https://www.debtfreedad.com/rootsmain  You're working hard. You're making money. You're trying to do all the right things. So why does it still feel like you're not getting ahead? In this episode, Brad shares why the problem isn't a lack of information, discipline, or effort. Most people already know what they should be doing with their money. The real challenge is creating systems, habits, and accountability that help you stay consistent when life gets busy. If y...]]></itunes:summary>
    <description><![CDATA[<p>Learn more about Roots here: <a href='https://www.debtfreedad.com/rootsmain?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExM25VQVd1RzUzdHYwaHdDUXNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR5yO4k1tOupB4PUkhSGotruAIi-YlC2rJ0cbp6s8V_HLJP9UWjAkKrtWHcxfQ_aem_ZKfzHOm3qdYpXlJTjWeOmg'><b>https://www.debtfreedad.com/rootsmain</b></a><br/><br/>You&apos;re working hard. You&apos;re making money. You&apos;re trying to do all the right things.</p><p>So why does it still feel like you&apos;re not getting ahead?</p><p>In this episode, Brad shares why the problem isn&apos;t a lack of information, discipline, or effort. Most people already know what they should be doing with their money. The real challenge is creating systems, habits, and accountability that help you stay consistent when life gets busy.</p><p>If you&apos;ve ever felt stuck financially despite your best intentions, this episode is for you.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Learn more about Roots here: <a href='https://www.debtfreedad.com/rootsmain?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExM25VQVd1RzUzdHYwaHdDUXNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR5yO4k1tOupB4PUkhSGotruAIi-YlC2rJ0cbp6s8V_HLJP9UWjAkKrtWHcxfQ_aem_ZKfzHOm3qdYpXlJTjWeOmg'><b>https://www.debtfreedad.com/rootsmain</b></a><br/><br/>You&apos;re working hard. You&apos;re making money. You&apos;re trying to do all the right things.</p><p>So why does it still feel like you&apos;re not getting ahead?</p><p>In this episode, Brad shares why the problem isn&apos;t a lack of information, discipline, or effort. Most people already know what they should be doing with their money. The real challenge is creating systems, habits, and accountability that help you stay consistent when life gets busy.</p><p>If you&apos;ve ever felt stuck financially despite your best intentions, this episode is for you.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 23 Jun 2026 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Why Hard Work Still Feels Behind" />
  <psc:chapter start="1:01" title="Motivation Fades When Life Hits" />
  <psc:chapter start="5:02" title="More Income Will Not Fix Habits" />
  <psc:chapter start="7:16" title="Support Builds Confidence Like Driving" />
  <psc:chapter start="9:30" title="A System For Budgeting And Debt Payoff" />
  <psc:chapter start="11:38" title="Join Roots Before Doors Close" />
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    <itunes:duration>798</itunes:duration>
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    <itunes:title>393. When Everything Breaks at Once: Why Your Emergency Fund Matters</itunes:title>
    <title>393. When Everything Breaks at Once: Why Your Emergency Fund Matters</title>
    <itunes:summary><![CDATA[Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money  What actually counts as an emergency? In this solo episode, Amber shares how a crushed air conditioner, trailer repairs, a roof leak, a broken washing machine, and an unexpected vet bill all hit within a matter of months. She breaks down the difference between a true emergency and an expense you should be planning for, why emergency funds are about mo...]]></itunes:summary>
    <description><![CDATA[<p>Get our free Simplify My Money newsletter and start taking control of your finances: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a><br/><br/>What actually counts as an emergency?</p><p>In this solo episode, Amber shares how a crushed air conditioner, trailer repairs, a roof leak, a broken washing machine, and an unexpected vet bill all hit within a matter of months.</p><p>She breaks down the difference between a true emergency and an expense you should be planning for, why emergency funds are about more than money, and how to rebuild your savings after life drains it.</p><p>If you&apos;ve ever wondered whether an expense belongs in your emergency fund, this episode is for you.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Get our free Simplify My Money newsletter and start taking control of your finances: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a><br/><br/>What actually counts as an emergency?</p><p>In this solo episode, Amber shares how a crushed air conditioner, trailer repairs, a roof leak, a broken washing machine, and an unexpected vet bill all hit within a matter of months.</p><p>She breaks down the difference between a true emergency and an expense you should be planning for, why emergency funds are about more than money, and how to rebuild your savings after life drains it.</p><p>If you&apos;ve ever wondered whether an expense belongs in your emergency fund, this episode is for you.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/19349830-393-when-everything-breaks-at-once-why-your-emergency-fund-matters.mp3" length="10663767" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19349830</guid>
    <pubDate>Tue, 16 Jun 2026 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="When Everything Breaks At Once" />
  <psc:chapter start="1:24" title="What Counts As An Emergency" />
  <psc:chapter start="2:37" title="Real Emergencies From Our Home" />
  <psc:chapter start="5:27" title="What Is Not An Emergency" />
  <psc:chapter start="8:54" title="Maintenance Funds Vs Emergency Funds" />
  <psc:chapter start="10:09" title="Rebuilding After Using The Fund" />
  <psc:chapter start="13:35" title="The Real Win And Next Steps" />
</psc:chapters>
    <itunes:duration>886</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>392. More Fun, Less Spending: 7 Ways to Enjoy Summer Without Breaking the Bank</itunes:title>
    <title>392. More Fun, Less Spending: 7 Ways to Enjoy Summer Without Breaking the Bank</title>
    <itunes:summary><![CDATA[ 👇 Get our free Simplify My Money newsletter and start taking control of your finances: https://www.debtfreedad.com/newsletters/simplify-my-money Summer is supposed to be fun, but it can also become one of the most expensive times of the year if you're not careful. In this solo episode, Amber shares 7 simple ways to enjoy your summer without draining your bank account or ending up with a credit card hangover in September. From becoming a tourist in your own town to creating a summer adve...]]></itunes:summary>
    <description><![CDATA[<p> 👇 Get our free Simplify My Money newsletter and start taking control of your finances: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Summer is supposed to be fun, but it can also become one of the most expensive times of the year if you&apos;re not careful.</p><p>In this solo episode, Amber shares 7 simple ways to enjoy your summer without draining your bank account or ending up with a credit card hangover in September.</p><p>From becoming a tourist in your own town to creating a summer adventure jar, these practical ideas will help you make lasting memories while staying focused on your financial goals.</p><p>Because the best summer memories don&apos;t have to come with a payment plan.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p> 👇 Get our free Simplify My Money newsletter and start taking control of your finances: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Summer is supposed to be fun, but it can also become one of the most expensive times of the year if you&apos;re not careful.</p><p>In this solo episode, Amber shares 7 simple ways to enjoy your summer without draining your bank account or ending up with a credit card hangover in September.</p><p>From becoming a tourist in your own town to creating a summer adventure jar, these practical ideas will help you make lasting memories while staying focused on your financial goals.</p><p>Because the best summer memories don&apos;t have to come with a payment plan.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19310132</guid>
    <pubDate>Tue, 09 Jun 2026 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Summer Blows Your Budget" />
  <psc:chapter start="1:03" title="The Mindset: Fun Without Overspending" />
  <psc:chapter start="3:06" title="Seven Frugal Summer Ideas That Work" />
  <psc:chapter start="6:24" title="Spend Intentionally Without Killing Fun" />
  <psc:chapter start="8:33" title="Free Tools To Get Started" />
</psc:chapters>
    <itunes:duration>602</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>391. The Financial Cost of Always Wanting More</itunes:title>
    <title>391. The Financial Cost of Always Wanting More</title>
    <itunes:summary><![CDATA[Sign up for our newsletter: https://www.debtfreedad.com/newsletters/simplify-my-money   If you've ever thought, "I'll be happy when I make more money," this episode is for you. Today, Brad dives into the financial and emotional cost of constantly chasing more. From lifestyle creep and social media comparison to the psychology behind why upgrades stop making us happy, you'll learn why so many people feel broke even when they're earning more than ever before. Discover how modern culture trains ...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for our newsletter:</b> <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p><br/></p><p>If you&apos;ve ever thought, &quot;I&apos;ll be happy when I make more money,&quot; this episode is for you.</p><p>Today, Brad dives into the financial and emotional cost of constantly chasing more. From lifestyle creep and social media comparison to the psychology behind why upgrades stop making us happy, you&apos;ll learn why so many people feel broke even when they&apos;re earning more than ever before.</p><p>Discover how modern culture trains us to stay dissatisfied, why contentment isn&apos;t the same as giving up, and how learning what &quot;enough&quot; looks like can completely change your financial future.</p><p>If you&apos;re tired of feeling like you&apos;re always behind, this conversation might be exactly what you need.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for our newsletter:</b> <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p><br/></p><p>If you&apos;ve ever thought, &quot;I&apos;ll be happy when I make more money,&quot; this episode is for you.</p><p>Today, Brad dives into the financial and emotional cost of constantly chasing more. From lifestyle creep and social media comparison to the psychology behind why upgrades stop making us happy, you&apos;ll learn why so many people feel broke even when they&apos;re earning more than ever before.</p><p>Discover how modern culture trains us to stay dissatisfied, why contentment isn&apos;t the same as giving up, and how learning what &quot;enough&quot; looks like can completely change your financial future.</p><p>If you&apos;re tired of feeling like you&apos;re always behind, this conversation might be exactly what you need.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19277958</guid>
    <pubDate>Tue, 02 Jun 2026 03:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Hidden Cost Of More" />
  <psc:chapter start="0:33" title="Debt Free Dad Mission" />
  <psc:chapter start="2:04" title="When New Purchases Turn Normal" />
  <psc:chapter start="4:22" title="Hedonic Adaptation And Happiness" />
  <psc:chapter start="6:09" title="Marketing Sells Feelings Not Products" />
  <psc:chapter start="7:58" title="Social Media And The Highlight Reel" />
  <psc:chapter start="9:30" title="Lifestyle Creep And Payment Thinking" />
  <psc:chapter start="12:20" title="Contentment Without Losing Ambition" />
  <psc:chapter start="13:50" title="Defining Enough To Find Peace" />
  <psc:chapter start="15:30" title="Simplify My Money Free Roadmap" />
  <psc:chapter start="16:32" title="Where To Connect And Support" />
</psc:chapters>
    <itunes:duration>1023</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>390. She Stopped Living Paycheck to Paycheck and Everything Changed</itunes:title>
    <title>390. She Stopped Living Paycheck to Paycheck and Everything Changed</title>
    <itunes:summary><![CDATA[Sign up for our newsletter: https://www.debtfreedad.com/newsletters/simplify-my-money What happens when you finally get tired of the stress, the payments, and wondering where all your money went? In this episode, Brad sits down with Sonya Kunz, who paid off more than $90,000 in debt after joining Roots in 2022. Since then, she became debt free, built a strong savings account, and even turned a side hustle into her own business. Sonya shares the mindset shifts that changed everything for her, ...]]></itunes:summary>
    <description><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Sign up for our newsletter: https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>What happens when you finally get tired of the stress, the payments, and wondering where all your money went?</p><p>In this episode, Brad sits down with Sonya Kunz, who paid off more than $90,000 in debt after joining Roots in 2022. Since then, she became debt free, built a strong savings account, and even turned a side hustle into her own business.</p><p>Sonya shares the mindset shifts that changed everything for her, including overcoming emotional spending, using sinking funds, breaking free from paycheck-to-paycheck living, and learning how to think differently about money. She also opens up about marriage, raising kids, financial habits passed down from parents, and how debt freedom created opportunities she never imagined possible.</p><p>If you&apos;ve ever felt overwhelmed by debt or wondered if real financial change is possible, this episode will leave you inspired and motivated to keep going.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Sign up for our newsletter: https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>What happens when you finally get tired of the stress, the payments, and wondering where all your money went?</p><p>In this episode, Brad sits down with Sonya Kunz, who paid off more than $90,000 in debt after joining Roots in 2022. Since then, she became debt free, built a strong savings account, and even turned a side hustle into her own business.</p><p>Sonya shares the mindset shifts that changed everything for her, including overcoming emotional spending, using sinking funds, breaking free from paycheck-to-paycheck living, and learning how to think differently about money. She also opens up about marriage, raising kids, financial habits passed down from parents, and how debt freedom created opportunities she never imagined possible.</p><p>If you&apos;ve ever felt overwhelmed by debt or wondered if real financial change is possible, this episode will leave you inspired and motivated to keep going.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/19239319-390-she-stopped-living-paycheck-to-paycheck-and-everything-changed.mp3" length="29190304" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19239319</guid>
    <pubDate>Tue, 26 May 2026 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Sonia’s Debt Freedom Snapshot" />
  <psc:chapter start="1:13" title="Brad’s Story And Free Resources" />
  <psc:chapter start="3:29" title="The Click Moment That Changed Everything" />
  <psc:chapter start="7:04" title="What Life Feels Like Debt-Free" />
  <psc:chapter start="8:12" title="Money Lessons With Kids And Marriage" />
  <psc:chapter start="12:43" title="Sinking Funds And Emotional Spending" />
  <psc:chapter start="18:03" title="Turning A Hobby Into A Business" />
  <psc:chapter start="23:51" title="What Helped Most In Roots" />
  <psc:chapter start="27:53" title="Resisting Lifestyle Pressure After A Crash" />
  <psc:chapter start="31:35" title="Building Generational Wealth With Small Steps" />
  <psc:chapter start="37:21" title="What’s Next And The Van Goal" />
  <psc:chapter start="39:10" title="Simplify My Money Signup And Closing" />
</psc:chapters>
    <itunes:duration>2430</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>389. How Paige Paid Off $51,553.34 in Less Than 3 Years on One Income</itunes:title>
    <title>389. How Paige Paid Off $51,553.34 in Less Than 3 Years on One Income</title>
    <itunes:summary><![CDATA[After nearly three years of hard work, setbacks, side hustles, and sacrifice, Paige is officially debt free.  In this episode, Paige shares how she paid off over $51,553.34 in just 2 years and 8 months on a single income. From budgeting and accountability to overcoming emotional spending and building a successful dog-sitting side hustle, she opens up about what really helped her change her financial life.  If you’ve ever wondered whether becoming debt free is actually possible for you, this e...]]></itunes:summary>
    <description><![CDATA[<p>After nearly three years of hard work, setbacks, side hustles, and sacrifice, Paige is officially debt free.<br/><br/>In this episode, Paige shares how she paid off over $51,553.34 in just 2 years and 8 months on a single income. From budgeting and accountability to overcoming emotional spending and building a successful dog-sitting side hustle, she opens up about what really helped her change her financial life.<br/><br/>If you’ve ever wondered whether becoming debt free is actually possible for you, this episode will give you hope, and a real plan to start.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>After nearly three years of hard work, setbacks, side hustles, and sacrifice, Paige is officially debt free.<br/><br/>In this episode, Paige shares how she paid off over $51,553.34 in just 2 years and 8 months on a single income. From budgeting and accountability to overcoming emotional spending and building a successful dog-sitting side hustle, she opens up about what really helped her change her financial life.<br/><br/>If you’ve ever wondered whether becoming debt free is actually possible for you, this episode will give you hope, and a real plan to start.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/19199044-389-how-paige-paid-off-51-553-34-in-less-than-3-years-on-one-income.mp3" length="24776314" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19199044</guid>
    <pubDate>Tue, 19 May 2026 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/19199044/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="A Comeback Worth Celebrating" />
  <psc:chapter start="3:20" title="The Exact Day Paige Went Debt-Free" />
  <psc:chapter start="6:05" title="Why Accountability Kept Her Going" />
  <psc:chapter start="11:45" title="Budgeting Without Guilt Or Shame" />
  <psc:chapter start="15:20" title="Shopping Triggers And A Reset Plan" />
  <psc:chapter start="18:20" title="Dog Sitting As A Debt Payoff Engine" />
  <psc:chapter start="26:50" title="Trips, A New Home Goal, Next Steps" />
  <psc:chapter start="32:45" title="Start Sooner And Get Support" />
</psc:chapters>
    <itunes:duration>2062</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>388. Your Guide to Free Services and Savings</itunes:title>
    <title>388. Your Guide to Free Services and Savings</title>
    <itunes:summary><![CDATA[Katie, shares practical ways to cut costs and free up money for savings and faster debt payoff, drawing on her own journey of paying off over $254,762 on a single income. She describes getting a free haircut as a community college hair model and suggests similar savings through schools and training programs (cosmetology services, dental cleanings, trade-school auto repairs), plus free Home Depot workshops and trades training resources. She encourages using libraries for books and more, local ...]]></itunes:summary>
    <description><![CDATA[<p>Katie, shares practical ways to cut costs and free up money for savings and faster debt payoff, drawing on her own journey of paying off over $254,762 on a single income. She describes getting a free haircut as a community college hair model and suggests similar savings through schools and training programs (cosmetology services, dental cleanings, trade-school auto repairs), plus free Home Depot workshops and trades training resources. She encourages using libraries for books and more, local buy/sell/trade and giveaway groups, community pantries, and reviewing workplace benefits for services and discounts. Other tips include using free trials carefully, working or volunteering at venues for concerts/sports, earning travel rewards, and maximizing restaurant rewards and birthday freebies, including apps like Flashfood and resources like food banks and Feeding America.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Katie, shares practical ways to cut costs and free up money for savings and faster debt payoff, drawing on her own journey of paying off over $254,762 on a single income. She describes getting a free haircut as a community college hair model and suggests similar savings through schools and training programs (cosmetology services, dental cleanings, trade-school auto repairs), plus free Home Depot workshops and trades training resources. She encourages using libraries for books and more, local buy/sell/trade and giveaway groups, community pantries, and reviewing workplace benefits for services and discounts. Other tips include using free trials carefully, working or volunteering at venues for concerts/sports, earning travel rewards, and maximizing restaurant rewards and birthday freebies, including apps like Flashfood and resources like food banks and Feeding America.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/18894343-388-your-guide-to-free-services-and-savings.mp3" length="8055243" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18894343</guid>
    <pubDate>Tue, 24 Mar 2026 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/18894343/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="You Do Not Have To Pay" />
  <psc:chapter start="1:22" title="Free Services Through Local Schools" />
  <psc:chapter start="4:31" title="Libraries And Neighborhood Sharing" />
  <psc:chapter start="6:05" title="Work Benefits And Free Trials" />
  <psc:chapter start="6:56" title="Rewards Programs And Free Food" />
  <psc:chapter start="9:34" title="Share Your Plan And Next Steps" />
</psc:chapters>
    <itunes:duration>669</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>387. How to Create Your Own Financial Luck</itunes:title>
    <title>387. How to Create Your Own Financial Luck</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  Are you waiting for a lucky break to fix your finances? A lottery win. A big raise. Maybe even an inheritance someday. The truth is, most people who become financially stable didn’t get lucky. They got intentional. In this episode of the Debt Free Dad Podcast, Amber talks about the difference between hoping for financial luck and actually creating it. You'll learn why waiting for a miracle keeps pe...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>Are you waiting for a lucky break to fix your finances?</p><p>A lottery win. A big raise. Maybe even an inheritance someday.</p><p>The truth is, most people who become financially stable didn’t get lucky. They got intentional.</p><p>In this episode of the Debt Free Dad Podcast, Amber talks about the difference between hoping for financial luck and actually creating it. You&apos;ll learn why waiting for a miracle keeps people stuck and how small, consistent habits can completely change your financial future.</p><p>If you&apos;re tired of living paycheck to paycheck and ready to start making real progress with your money, this episode will show you where to start.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>Are you waiting for a lucky break to fix your finances?</p><p>A lottery win. A big raise. Maybe even an inheritance someday.</p><p>The truth is, most people who become financially stable didn’t get lucky. They got intentional.</p><p>In this episode of the Debt Free Dad Podcast, Amber talks about the difference between hoping for financial luck and actually creating it. You&apos;ll learn why waiting for a miracle keeps people stuck and how small, consistent habits can completely change your financial future.</p><p>If you&apos;re tired of living paycheck to paycheck and ready to start making real progress with your money, this episode will show you where to start.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18835343</guid>
    <pubDate>Tue, 17 Mar 2026 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Myth Of Money Miracles" />
  <psc:chapter start="1:12" title="Why Waiting Keeps You Stuck" />
  <psc:chapter start="3:18" title="The Lottery Math And Real Costs" />
  <psc:chapter start="4:30" title="Inheritance Is Not A Plan" />
  <psc:chapter start="5:26" title="Habits That Look Like Luck" />
  <psc:chapter start="7:08" title="Trade Luck For Financial Freedom" />
  <psc:chapter start="8:16" title="Simple Weekly Help To Start" />
</psc:chapters>
    <itunes:duration>511</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>386. The Hidden Forces Keeping You in Debt</itunes:title>
    <title>386. The Hidden Forces Keeping You in Debt</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  On the Debt Dad Podcast, Brad Nelson (founder of Debt Free Dad) explains why many people struggle financially even with decent income and hard work, arguing that daily money decisions are often shaped by outside influences: how you were raised, marketing, and social influence.  He discusses research on financial socialization, including that core money habits can form by age seven, and how inh...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>On the Debt Dad Podcast, Brad Nelson (founder of Debt Free Dad) explains why many people struggle financially even with decent income and hard work, arguing that daily money decisions are often shaped by outside influences: how you were raised, marketing, and social influence. </p><p>He discusses research on financial socialization, including that core money habits can form by age seven, and how inherited beliefs about stress, spending, saving, and debt can become default adult behaviors. He outlines how marketing targets emotions and promotes “easy payments,” causing people to stack obligations that consume future income. He also covers social comparison and findings from The Millionaire Next Door showing that affluent environments can increase pressure to spend, while modest surroundings can help build wealth. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>On the Debt Dad Podcast, Brad Nelson (founder of Debt Free Dad) explains why many people struggle financially even with decent income and hard work, arguing that daily money decisions are often shaped by outside influences: how you were raised, marketing, and social influence. </p><p>He discusses research on financial socialization, including that core money habits can form by age seven, and how inherited beliefs about stress, spending, saving, and debt can become default adult behaviors. He outlines how marketing targets emotions and promotes “easy payments,” causing people to stack obligations that consume future income. He also covers social comparison and findings from The Millionaire Next Door showing that affluent environments can increase pressure to spend, while modest surroundings can help build wealth. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18816187</guid>
    <pubDate>Tue, 10 Mar 2026 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Money Still Feels Hard" />
  <psc:chapter start="1:09" title="Welcome And Host Background" />
  <psc:chapter start="1:49" title="Free Resources Tease" />
  <psc:chapter start="2:33" title="The Three Big Outside Influences" />
  <psc:chapter start="2:58" title="How You Were Raised Shapes Money" />
  <psc:chapter start="5:19" title="Research On Early Money Habits" />
  <psc:chapter start="7:14" title="Choosing New Beliefs" />
  <psc:chapter start="7:45" title="Marketing’s Emotional Playbook" />
  <psc:chapter start="9:39" title="The Payment Trap Explained" />
  <psc:chapter start="11:15" title="Social Comparison And Spending" />
  <psc:chapter start="13:09" title="Keeping Up Hurts Real Wealth" />
  <psc:chapter start="15:10" title="Awareness As Financial Power" />
</psc:chapters>
    <itunes:duration>937</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>385. Why You Make Good Money… But Still Feel Broke</itunes:title>
    <title>385. Why You Make Good Money… But Still Feel Broke</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  If you’ve ever looked at your paycheck and wondered where it all went… this episode is for you.  Today we’re talking about the real cost of living with payments. Not just the interest. Not just the monthly bill. But the stress, the lost freedom, the reduced flexibility, and the opportunities that quietly disappear when your income is already committed.  Payments feel normal. Car payments. Credit ca...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>If you’ve ever looked at your paycheck and wondered where it all went… this episode is for you.<br/><br/>Today we’re talking about the real cost of living with payments. Not just the interest. Not just the monthly bill. But the stress, the lost freedom, the reduced flexibility, and the opportunities that quietly disappear when your income is already committed.<br/><br/>Payments feel normal. Car payments. Credit cards. Buy now, pay later. Personal loans. Phone upgrades.<br/><br/>But normal doesn’t mean healthy.<br/><br/>In this episode, we break down how payments shrink big financial decisions into small “only” numbers… and why that mindset is keeping so many people stuck living paycheck to paycheck.<br/><br/>If you’re ready to think differently about debt and start building real financial margin, this conversation will challenge you in the best way.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>If you’ve ever looked at your paycheck and wondered where it all went… this episode is for you.<br/><br/>Today we’re talking about the real cost of living with payments. Not just the interest. Not just the monthly bill. But the stress, the lost freedom, the reduced flexibility, and the opportunities that quietly disappear when your income is already committed.<br/><br/>Payments feel normal. Car payments. Credit cards. Buy now, pay later. Personal loans. Phone upgrades.<br/><br/>But normal doesn’t mean healthy.<br/><br/>In this episode, we break down how payments shrink big financial decisions into small “only” numbers… and why that mindset is keeping so many people stuck living paycheck to paycheck.<br/><br/>If you’re ready to think differently about debt and start building real financial margin, this conversation will challenge you in the best way.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18778370</guid>
    <pubDate>Tue, 03 Mar 2026 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Payments Keep You Feeling Broke" />
  <psc:chapter start="0:52" title="Brad’s Story And Free Resources" />
  <psc:chapter start="1:31" title="Normalizing Payments Across Everything" />
  <psc:chapter start="2:25" title="The Math Trap And Car Loans" />
  <psc:chapter start="4:00" title="The Psychology Of Monthly Obligations" />
  <psc:chapter start="6:05" title="Future Income Locked By Long Loans" />
  <psc:chapter start="8:05" title="Lost Options, Mobility, And Courage" />
  <psc:chapter start="10:05" title="Risk, Disruptions, And Fixed Bills" />
  <psc:chapter start="12:20" title="Time Cost And Identity Shifts" />
  <psc:chapter start="14:10" title="Imagine Life With No Payments" />
</psc:chapters>
    <itunes:duration>965</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>384. The Simple System That Ends Money Panic</itunes:title>
    <title>384. The Simple System That Ends Money Panic</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  Get your Free Tracking Sheets: https://www.debtfreedad.com/tracker-worksheets  Most financial “emergencies” aren’t emergencies at all. They’re predictable expenses we didn’t plan for. In this episode, Amber breaks down what sinking funds are, how they work, and how to set them up step by step. She also shares how she’s teaching her 9-year-old granddaughter about saving for Disney Paris and why...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>Get your Free Tracking Sheets: <a href='https://www.debtfreedad.com/tracker-worksheets'>https://www.debtfreedad.com/tracker-worksheets </a></p><p>Most financial “emergencies” aren’t emergencies at all. They’re predictable expenses we didn’t plan for.</p><p>In this episode, Amber breaks down what sinking funds are, how they work, and how to set them up step by step. She also shares how she’s teaching her 9-year-old granddaughter about saving for Disney Paris and why involving your kids can completely change your family’s money mindset.</p><p>If you’re tired of reacting to expenses and want to feel confident and prepared instead, this episode is for you.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>Get your Free Tracking Sheets: <a href='https://www.debtfreedad.com/tracker-worksheets'>https://www.debtfreedad.com/tracker-worksheets </a></p><p>Most financial “emergencies” aren’t emergencies at all. They’re predictable expenses we didn’t plan for.</p><p>In this episode, Amber breaks down what sinking funds are, how they work, and how to set them up step by step. She also shares how she’s teaching her 9-year-old granddaughter about saving for Disney Paris and why involving your kids can completely change your family’s money mindset.</p><p>If you’re tired of reacting to expenses and want to feel confident and prepared instead, this episode is for you.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18732225</guid>
    <pubDate>Tue, 24 Feb 2026 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Rethinking “Emergencies”" />
  <psc:chapter start="0:51" title="Mission And Host Background" />
  <psc:chapter start="1:45" title="What Sinking Funds Are" />
  <psc:chapter start="3:21" title="Identify Predictable Expenses" />
  <psc:chapter start="4:16" title="Do The Math Backwards" />
  <psc:chapter start="4:53" title="Where To Keep The Money" />
  <psc:chapter start="5:48" title="From Panic To Prepared" />
  <psc:chapter start="6:27" title="Teach Kids With Visual Goals" />
  <psc:chapter start="9:50" title="Turn Daily Choices Into Savings" />
  <psc:chapter start="11:21" title="Start Small And Automate" />
  <psc:chapter start="12:16" title="Clear Recap And Next Steps" />
  <psc:chapter start="13:12" title="Newsletter Invitation" />
</psc:chapters>
    <itunes:duration>870</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>383. Start Scared, Grow Confident With Money</itunes:title>
    <title>383. Start Scared, Grow Confident With Money</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money     If budgeting, saving, or paying off debt makes you feel awkward, overwhelmed, or just plain bad with money… this episode is for you.  In this episode, Brad shares a powerful story about teaching his son to drive, and why that experience perfectly explains what it feels like to start taking control of your finances.  Growth doesn’t feel good at first. It feels uncomfortable. It feels uncertain. I...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p><br/><br/></p><p>If budgeting, saving, or paying off debt makes you feel awkward, overwhelmed, or just plain bad with money… this episode is for you.<br/><br/>In this episode, Brad shares a powerful story about teaching his son to drive, and why that experience perfectly explains what it feels like to start taking control of your finances.<br/><br/>Growth doesn’t feel good at first. It feels uncomfortable. It feels uncertain. It feels like you’re messing up.<br/><br/>But that doesn’t mean you’re failing. It means you’re learning.<br/><br/>If you’ve ever blown your budget, overspent, hesitated to look at your debt, or felt anxious about money conversations, you’re not broken. You’re just new.<br/><br/>It’s time to move Fear Forward.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p><br/><br/></p><p>If budgeting, saving, or paying off debt makes you feel awkward, overwhelmed, or just plain bad with money… this episode is for you.<br/><br/>In this episode, Brad shares a powerful story about teaching his son to drive, and why that experience perfectly explains what it feels like to start taking control of your finances.<br/><br/>Growth doesn’t feel good at first. It feels uncomfortable. It feels uncertain. It feels like you’re messing up.<br/><br/>But that doesn’t mean you’re failing. It means you’re learning.<br/><br/>If you’ve ever blown your budget, overspent, hesitated to look at your debt, or felt anxious about money conversations, you’re not broken. You’re just new.<br/><br/>It’s time to move Fear Forward.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 17 Feb 2026 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Fear And Money Basics" />
  <psc:chapter start="1:07" title="Brad’s Background And Mission" />
  <psc:chapter start="1:23" title="Resources Teased For Beginners" />
  <psc:chapter start="1:46" title="The Learner’s Permit Story" />
  <psc:chapter start="3:11" title="Fear, Mistakes, And Repetition" />
  <psc:chapter start="5:01" title="Coaching From The Passenger Seat" />
  <psc:chapter start="7:03" title="Translating Driving To Money Skills" />
  <psc:chapter start="9:25" title="You’re New, Not Bad With Money" />
  <psc:chapter start="11:35" title="Reps Build Confidence, Not Readiness" />
  <psc:chapter start="13:23" title="Community, Coaching, And Accountability" />
  <psc:chapter start="15:02" title="Join Roots And Free Resources" />
  <psc:chapter start="15:42" title="Outro And Where To Connect" />
</psc:chapters>
    <itunes:duration>973</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>382. The 10 Budget Busters That Quietly Destroy Your Money</itunes:title>
    <title>382. The 10 Budget Busters That Quietly Destroy Your Money</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  If you’ve ever made a budget and felt great about it, only to watch it fall apart, this episode is for you. Budgets don’t fail because you don’t care. They fail because of sneaky habits that quietly drain your money month after month. In this episode, Brad breaks down the top 10 budget busters he’s seen over the last decade — and how to fix them without making your life miserable. Support the show ...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>If you’ve ever made a budget and felt great about it, only to watch it fall apart, this episode is for you.</p><p>Budgets don’t fail because you don’t care. They fail because of sneaky habits that quietly drain your money month after month.</p><p>In this episode, Brad breaks down the top 10 budget busters he’s seen over the last decade — and how to fix them without making your life miserable.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>If you’ve ever made a budget and felt great about it, only to watch it fall apart, this episode is for you.</p><p>Budgets don’t fail because you don’t care. They fail because of sneaky habits that quietly drain your money month after month.</p><p>In this episode, Brad breaks down the top 10 budget busters he’s seen over the last decade — and how to fix them without making your life miserable.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 12 Feb 2026 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Budgets Fall Apart" />
  <psc:chapter start="1:01" title="Brad’s Story And Mission" />
  <psc:chapter start="1:17" title="Free Resources Teaser" />
  <psc:chapter start="1:43" title="The Slow Creep Of Budget Leaks" />
  <psc:chapter start="3:46" title="Top 10 Budget Busters Overview" />
  <psc:chapter start="3:46" title="Impulse Spending And The 24-Hour Rule" />
  <psc:chapter start="5:50" title="Eating Out And Simple Guardrails" />
  <psc:chapter start="7:24" title="Subscriptions Audit And Cancellations" />
  <psc:chapter start="8:44" title="Convenience Spending And Preparation" />
  <psc:chapter start="10:00" title="Emotional Spending And Fun Money" />
  <psc:chapter start="11:20" title="Irregular Bills And Sinking Funds" />
  <psc:chapter start="13:05" title="Sales Traps And Decision Filters" />
  <psc:chapter start="14:01" title="Track Spending Daily" />
  <psc:chapter start="15:07" title="Build A Starter Emergency Fund" />
  <psc:chapter start="16:00" title="Perfectionism Versus Consistency" />
  <psc:chapter start="17:24" title="Final Mindset Shift And Next Steps" />
  <psc:chapter start="18:18" title="Simplify My Money Invitation" />
  <psc:chapter start="19:10" title="Connect And Closing" />
</psc:chapters>
    <itunes:duration>1182</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>381. Why Having Fun Can Actually Help You Get Out of Debt</itunes:title>
    <title>381. Why Having Fun Can Actually Help You Get Out of Debt</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   In this episode of the Debt-Free Dad podcast, host Amber shares why overly strict budgets often fail and how incorporating planned fun into your budget can lead to better financial outcomes. Learn practical steps to include joy in your financial plan without derailing your debt-free goals. Discover how flexible, enjoyable budgeting can help you build consistency, avoid burnout, and achieve long-te...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> <br/><br/>In this episode of the Debt-Free Dad podcast, host Amber shares why overly strict budgets often fail and how incorporating planned fun into your budget can lead to better financial outcomes. Learn practical steps to include joy in your financial plan without derailing your debt-free goals. Discover how flexible, enjoyable budgeting can help you build consistency, avoid burnout, and achieve long-term financial freedom. Join us to find out how getting out of debt doesn&apos;t have to mean sacrificing all the things you love.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> <br/><br/>In this episode of the Debt-Free Dad podcast, host Amber shares why overly strict budgets often fail and how incorporating planned fun into your budget can lead to better financial outcomes. Learn practical steps to include joy in your financial plan without derailing your debt-free goals. Discover how flexible, enjoyable budgeting can help you build consistency, avoid burnout, and achieve long-term financial freedom. Join us to find out how getting out of debt doesn&apos;t have to mean sacrificing all the things you love.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 03 Feb 2026 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Misery Plans Fail" />
  <psc:chapter start="0:50" title="Fun As A Debt Strategy" />
  <psc:chapter start="2:10" title="The Scorched-Earth Trap" />
  <psc:chapter start="3:25" title="Data On Flexibility And Stickiness" />
  <psc:chapter start="4:18" title="Plan Joy To Prevent Debt" />
  <psc:chapter start="5:39" title="Consistency Beats Intensity" />
  <psc:chapter start="6:48" title="Three Steps To Budgeting Fun" />
  <psc:chapter start="7:47" title="Simple Plan And Free Tools" />
  <psc:chapter start="9:05" title="Where To Get Resources" />
</psc:chapters>
    <itunes:duration>577</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>380. Building Financial Discipline Without Feeling Miserable </itunes:title>
    <title>380. Building Financial Discipline Without Feeling Miserable </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  In today's episode, Brad Nelson, the founder of Debt Free Dad, discusses how to cultivate real financial discipline without the feelings of restriction or deprivation often associated with it. He highlights the misconceptions around discipline and willpower, emphasizing the importance of removing challenges and creating systems that make good financial choices easier. Brad offers practical advice f...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>In today&apos;s episode, Brad Nelson, the founder of Debt Free Dad, discusses how to cultivate real financial discipline without the feelings of restriction or deprivation often associated with it. He highlights the misconceptions around discipline and willpower, emphasizing the importance of removing challenges and creating systems that make good financial choices easier. Brad offers practical advice for creating clear spending plans, allowing for enjoyment in your budget, automating finances, and focusing on consistency rather than perfection. Additionally, he discusses the emotional side of spending and provides strategies for managing it. If you&apos;re looking to break free from paycheck to paycheck living and want to build a strong financial foundation, this episode is packed with valuable insights and resources. </p><p> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>In today&apos;s episode, Brad Nelson, the founder of Debt Free Dad, discusses how to cultivate real financial discipline without the feelings of restriction or deprivation often associated with it. He highlights the misconceptions around discipline and willpower, emphasizing the importance of removing challenges and creating systems that make good financial choices easier. Brad offers practical advice for creating clear spending plans, allowing for enjoyment in your budget, automating finances, and focusing on consistency rather than perfection. Additionally, he discusses the emotional side of spending and provides strategies for managing it. If you&apos;re looking to break free from paycheck to paycheck living and want to build a strong financial foundation, this episode is packed with valuable insights and resources. </p><p> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 27 Jan 2026 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Discipline Without Misery" />
  <psc:chapter start="1:14" title="Host Intro And Mission" />
  <psc:chapter start="2:28" title="Free Resources And Cold Open" />
  <psc:chapter start="2:53" title="Willpower Myths And Real Discipline" />
  <psc:chapter start="3:51" title="Why Deprivation Budgets Fail" />
  <psc:chapter start="5:00" title="Purposeful Spending And Clear Rules" />
  <psc:chapter start="7:06" title="Restriction, Tradeoffs, And Mindset" />
  <psc:chapter start="9:18" title="Ditch All-Or-Nothing Thinking" />
  <psc:chapter start="11:44" title="Emotional Spending And 24-Hour Rule" />
  <psc:chapter start="13:59" title="Automation As Automatic Discipline" />
  <psc:chapter start="15:36" title="Small Habits Beat Big Changes" />
  <psc:chapter start="17:24" title="Four Steps To Sustainable Discipline" />
  <psc:chapter start="19:20" title="Roots Waitlist And Newsletter CTA" />
  <psc:chapter start="21:21" title="Closing And Where To Connect" />
</psc:chapters>
    <itunes:duration>1312</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>379. How a Small Emergency Fund Can Transform Your Financial Life    </itunes:title>
    <title>379. How a Small Emergency Fund Can Transform Your Financial Life    </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  In this episode of the Debt Free Dad podcast, Brad Nelson discusses the importance of having a small emergency fund and how it can significantly change the way you handle money, reduce stress, and help you feel more prepared. Brad explains why an emergency fund is a crucial step towards financial stability and debt-free living. He also shares tips on how to start building an emergency fund, even if...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>In this episode of the Debt Free Dad podcast, Brad Nelson discusses the importance of having a small emergency fund and how it can significantly change the way you handle money, reduce stress, and help you feel more prepared. Brad explains why an emergency fund is a crucial step towards financial stability and debt-free living. He also shares tips on how to start building an emergency fund, even if you&apos;re living paycheck to paycheck. Tune in to learn how creating a small buffer can provide peace of mind and lead to better money management. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>In this episode of the Debt Free Dad podcast, Brad Nelson discusses the importance of having a small emergency fund and how it can significantly change the way you handle money, reduce stress, and help you feel more prepared. Brad explains why an emergency fund is a crucial step towards financial stability and debt-free living. He also shares tips on how to start building an emergency fund, even if you&apos;re living paycheck to paycheck. Tune in to learn how creating a small buffer can provide peace of mind and lead to better money management. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18538399</guid>
    <pubDate>Tue, 20 Jan 2026 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Emergencies Trigger Panic" />
  <psc:chapter start="0:49" title="Host Intro And Mission" />
  <psc:chapter start="1:06" title="Free Resources And Solo Update" />
  <psc:chapter start="2:08" title="The Real Stress: No Safety Net" />
  <psc:chapter start="3:11" title="Why Save Before Paying Debt" />
  <psc:chapter start="5:09" title="Three Powers Of A Small Fund" />
  <psc:chapter start="7:07" title="Most Emergencies Are Manageable" />
  <psc:chapter start="9:04" title="The Peace Comes From Preparation" />
  <psc:chapter start="11:01" title="Keep Progress From Getting Undone" />
  <psc:chapter start="12:10" title="Simple Steps To Build The Fund" />
  <psc:chapter start="14:10" title="Start Small And Stay Consistent" />
  <psc:chapter start="15:19" title="Join Roots And Weekly Guide" />
  <psc:chapter start="18:47" title="Outro And Where To Connect" />
</psc:chapters>
    <itunes:duration>1159</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>378. Overcoming Debt Setbacks and Finding Your Path to Financial Freedom </itunes:title>
    <title>378. Overcoming Debt Setbacks and Finding Your Path to Financial Freedom </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money Join the Waitlist In this episode of the Debt-Free Dad podcast, Kati shares her personal journey through financial setbacks and how she has managed to stay on track toward debt freedom despite numerous challenges. Hit hard by unexpected financial burdens in 2025, including job loss and medical expenses, Kati emphasizes the importance of resilience and community support. She outlines practical tips for managing spending, saving, and rebuilding after financial set...]]></itunes:summary>
    <description><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Subscribe to Simplify My Money</a></p><p><a href='https://www.debtfreedad.com/roots-enrollment-closed'><b>Join the Waitlist</b></a></p><p>In this episode of the Debt-Free Dad podcast, Kati shares her personal journey through financial setbacks and how she has managed to stay on track toward debt freedom despite numerous challenges. Hit hard by unexpected financial burdens in 2025, including job loss and medical expenses, Kati emphasizes the importance of resilience and community support. She outlines practical tips for managing spending, saving, and rebuilding after financial setbacks. Tune in for inspirational advice and learn how to take control of your finances and live a stress-free life. Subscribe for more empowering stories and strategies from Brad Nelson and the Debt Free Dad team.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Subscribe to Simplify My Money</a></p><p><a href='https://www.debtfreedad.com/roots-enrollment-closed'><b>Join the Waitlist</b></a></p><p>In this episode of the Debt-Free Dad podcast, Kati shares her personal journey through financial setbacks and how she has managed to stay on track toward debt freedom despite numerous challenges. Hit hard by unexpected financial burdens in 2025, including job loss and medical expenses, Kati emphasizes the importance of resilience and community support. She outlines practical tips for managing spending, saving, and rebuilding after financial setbacks. Tune in for inspirational advice and learn how to take control of your finances and live a stress-free life. Subscribe for more empowering stories and strategies from Brad Nelson and the Debt Free Dad team.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/18503240-378-overcoming-debt-setbacks-and-finding-your-path-to-financial-freedom.mp3" length="7036877" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 13 Jan 2026 14:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Setbacks And A Shifted Finish Line" />
  <psc:chapter start="0:50" title="Show Intro And Mission" />
  <psc:chapter start="1:27" title="Katie’s Debt Journey And Wins" />
  <psc:chapter start="2:11" title="Side Business Collapse And Grief" />
  <psc:chapter start="3:10" title="Health Costs And Savings Drain" />
  <psc:chapter start="4:19" title="Social Spending And Credit Creep" />
  <psc:chapter start="5:15" title="Shame, Reset, And Mindset Reboot" />
  <psc:chapter start="6:07" title="Four Practical Steps To Regain Control" />
  <psc:chapter start="8:15" title="Community Invite And Weekly Resource" />
</psc:chapters>
    <itunes:duration>584</itunes:duration>
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    <itunes:title>377. The Real Reason Most People Fail at Getting Out of Debt</itunes:title>
    <title>377. The Real Reason Most People Fail at Getting Out of Debt</title>
    <itunes:summary><![CDATA[🎯 Ready for real momentum in 2026? Learn more about Roots of Personal Finance and join the waitlist at 👉 rootsofpersonalfinance.com Getting out of debt isn’t about knowing what to do.  Budgets are free. Advice is everywhere. And yet millions of people start strong and then quietly fall off. In this episode, Brad breaks down the real reason most people struggle to get out of debt and why motivation, willpower, and even discipline aren’t enough on their own. As we kick off 2026, this conversati...]]></itunes:summary>
    <description><![CDATA[<p>🎯 <b>Ready for real momentum in 2026?</b><br/>Learn more about Roots of Personal Finance and join the waitlist at<br/>👉<a href='https://www.debtfreedad.com/roots-enrollment-closed'> rootsofpersonalfinance.com</a></p><p><b>Getting out of debt isn’t about knowing what to do.</b><br/> Budgets are free. Advice is everywhere. And yet millions of people start strong and then quietly fall off.</p><p>In this episode, Brad breaks down the real reason most people struggle to get out of debt and why motivation, willpower, and even discipline aren’t enough on their own. As we kick off 2026, this conversation might completely change how you approach your money journey.</p><p>If you’re tired of starting over, this episode is for you.</p><p>👇 <b>In this episode, you’ll learn:</b><br/> • Why knowledge isn’t the problem<br/> • Why motivation fades (and always will)<br/> • The most overlooked factor in debt freedom<br/> • How support and accountability change everything<br/> • What actually helps people follow through long term</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>🎯 <b>Ready for real momentum in 2026?</b><br/>Learn more about Roots of Personal Finance and join the waitlist at<br/>👉<a href='https://www.debtfreedad.com/roots-enrollment-closed'> rootsofpersonalfinance.com</a></p><p><b>Getting out of debt isn’t about knowing what to do.</b><br/> Budgets are free. Advice is everywhere. And yet millions of people start strong and then quietly fall off.</p><p>In this episode, Brad breaks down the real reason most people struggle to get out of debt and why motivation, willpower, and even discipline aren’t enough on their own. As we kick off 2026, this conversation might completely change how you approach your money journey.</p><p>If you’re tired of starting over, this episode is for you.</p><p>👇 <b>In this episode, you’ll learn:</b><br/> • Why knowledge isn’t the problem<br/> • Why motivation fades (and always will)<br/> • The most overlooked factor in debt freedom<br/> • How support and accountability change everything<br/> • What actually helps people follow through long term</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/18457352-377-the-real-reason-most-people-fail-at-getting-out-of-debt.mp3" length="8473755" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 06 Jan 2026 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Why Knowledge Isn’t The Problem" />
  <psc:chapter start="0:37" title="Show Intro And Brad’s Mission" />
  <psc:chapter start="1:04" title="Myth Busting Money Education" />
  <psc:chapter start="2:41" title="The Motivation Boom And Bust" />
  <psc:chapter start="4:13" title="Willpower Versus Real Life" />
  <psc:chapter start="5:00" title="Why Accountability Drives Consistency" />
  <psc:chapter start="6:03" title="Community Changes Identity" />
  <psc:chapter start="7:13" title="Join Roots And Start 2026 Strong" />
  <psc:chapter start="10:52" title="Closing And Where To Connect" />
</psc:chapters>
    <itunes:duration>703</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>376. Stop Doing These Things to Achieve Financial Success in 2026</itunes:title>
    <title>376. Stop Doing These Things to Achieve Financial Success in 2026</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money Join the Waitlist In this episode, Brad Nelson, founder of Debt Free Dad, flips the script on financial advice for the new year by focusing on what to stop doing in 2026. Highlighting key points such as avoiding the perfect start, not treating January as a reset button, and ceasing financial comparisons, Brad emphasizes how reducing certain behaviors can lead to more financial clarity and less stress. He also discusses the importance of acknowledging small wins ...]]></itunes:summary>
    <description><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Subscribe to Simplify My Money</a></p><p><a href='https://www.debtfreedad.com/roots-enrollment-closed'><b>Join the Waitlist</b></a></p><p>In this episode, Brad Nelson, founder of Debt Free Dad, flips the script on financial advice for the new year by focusing on what to stop doing in 2026. Highlighting key points such as avoiding the perfect start, not treating January as a reset button, and ceasing financial comparisons, Brad emphasizes how reducing certain behaviors can lead to more financial clarity and less stress. He also discusses the importance of acknowledging small wins and setting simple, clear priorities. Brad shares success stories from the Roots support and accountability program, encouraging listeners to join the wait list for more structured help in achieving long-term financial freedom. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Subscribe to Simplify My Money</a></p><p><a href='https://www.debtfreedad.com/roots-enrollment-closed'><b>Join the Waitlist</b></a></p><p>In this episode, Brad Nelson, founder of Debt Free Dad, flips the script on financial advice for the new year by focusing on what to stop doing in 2026. Highlighting key points such as avoiding the perfect start, not treating January as a reset button, and ceasing financial comparisons, Brad emphasizes how reducing certain behaviors can lead to more financial clarity and less stress. He also discusses the importance of acknowledging small wins and setting simple, clear priorities. Brad shares success stories from the Roots support and accountability program, encouraging listeners to join the wait list for more structured help in achieving long-term financial freedom. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/18357671-376-stop-doing-these-things-to-achieve-financial-success-in-2026.mp3" length="7100980" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 16 Dec 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Set The Stage For 2026" />
  <psc:chapter start="1:05" title="Host Intro And Mission" />
  <psc:chapter start="1:48" title="Free Resources Tease" />
  <psc:chapter start="1:48" title="Stop Waiting For Perfect Timing" />
  <psc:chapter start="2:46" title="Ditch The January Reset Myth" />
  <psc:chapter start="3:37" title="Break Free From Comparison" />
  <psc:chapter start="4:23" title="Avoid Fixing Everything At Once" />
  <psc:chapter start="6:02" title="Celebrate Small Wins Consistently" />
  <psc:chapter start="6:33" title="Key Reminders For 2026" />
  <psc:chapter start="6:56" title="Roots Program Invitation" />
  <psc:chapter start="8:47" title="Gratitude And Year Close" />
  <psc:chapter start="9:18" title="Outro And Links" />
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    <itunes:duration>589</itunes:duration>
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    <itunes:title>375. Build Your 2026 Vision in 2 Minutes</itunes:title>
    <title>375. Build Your 2026 Vision in 2 Minutes</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money As we wrap up 2025, Brad Nelson, founder of Debt Free Dad, introduces a transformative idea to revolutionize your financial life in 2026. Learn why traditional methods like budgeting harder aren't the solution and discover the power of shifting your focus. Brad shares his expert tips on creating a clear, meaningful vision that pulls you forward, rather than relying on willpower. Find out why clarity, emotion, and identity are key to lasting financial change and ...]]></itunes:summary>
    <description><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Subscribe to Simplify My Money</a></p><p>As we wrap up 2025, Brad Nelson, founder of Debt Free Dad, introduces a transformative idea to revolutionize your financial life in 2026. Learn why traditional methods like budgeting harder aren&apos;t the solution and discover the power of shifting your focus. Brad shares his expert tips on creating a clear, meaningful vision that pulls you forward, rather than relying on willpower. Find out why clarity, emotion, and identity are key to lasting financial change and get actionable steps to start the new year with purpose. Tune in for valuable insights and free resources to help you break free from debt, reduce stress, and build lasting financial habits.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Subscribe to Simplify My Money</a></p><p>As we wrap up 2025, Brad Nelson, founder of Debt Free Dad, introduces a transformative idea to revolutionize your financial life in 2026. Learn why traditional methods like budgeting harder aren&apos;t the solution and discover the power of shifting your focus. Brad shares his expert tips on creating a clear, meaningful vision that pulls you forward, rather than relying on willpower. Find out why clarity, emotion, and identity are key to lasting financial change and get actionable steps to start the new year with purpose. Tune in for valuable insights and free resources to help you break free from debt, reduce stress, and build lasting financial habits.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/18318947-375-build-your-2026-vision-in-2-minutes.mp3" length="8607093" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18318947</guid>
    <pubDate>Tue, 09 Dec 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="From Willpower To Focus" />
  <psc:chapter start="0:23" title="Show Intro And Mission" />
  <psc:chapter start="0:51" title="Why A Pull Vision Beats Push" />
  <psc:chapter start="2:28" title="Train Your Brain On Purpose" />
  <psc:chapter start="3:21" title="Push Language Versus Pull Language" />
  <psc:chapter start="4:48" title="Three Parts Of A Money Vision" />
  <psc:chapter start="7:33" title="Two-Minute Vision Exercise" />
  <psc:chapter start="9:09" title="Build A Spending Filter" />
  <psc:chapter start="9:48" title="One Focus For December" />
  <psc:chapter start="10:31" title="Free Resource: Simplify My Money" />
  <psc:chapter start="11:23" title="Closing And Where To Connect" />
</psc:chapters>
    <itunes:duration>714</itunes:duration>
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  <item>
    <itunes:title>374. The Dark Side of Retail Therapy</itunes:title>
    <title>374. The Dark Side of Retail Therapy</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money In this episode of the Debt Free Dad Podcast, host Amber explores the psychology behind emotional spending and how financial stress leads to impulsive buying habits. Drawing from real studies and personal experiences, she explains why people turn to shopping for temporary relief and offers actionable tips to break the cycle. Discover how understanding emotional triggers, delaying purchases, finding alternative feel-good activities, and implementing a simple mone...]]></itunes:summary>
    <description><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Subscribe to Simplify My Money</a></p><p>In this episode of the Debt Free Dad Podcast, host Amber explores the psychology behind emotional spending and how financial stress leads to impulsive buying habits. Drawing from real studies and personal experiences, she explains why people turn to shopping for temporary relief and offers actionable tips to break the cycle. Discover how understanding emotional triggers, delaying purchases, finding alternative feel-good activities, and implementing a simple money system can help you gain control over your finances. </p><p><b>Sources</b> </p><p><b>Black, D. W. (2007). Compulsive buying disorder.</b> <em>CNS Drugs.</em> <br/> <a href='https://pmc.ncbi.nlm.nih.gov/articles/PMC1805733/?utm_source=chatgpt.com'>https://pmc.ncbi.nlm.nih.gov/articles/PMC1805733/</a> </p><p><b>Emotional difficulties &amp; compulsive buying study (2024).</b> <br/> <a href='https://pmc.ncbi.nlm.nih.gov/articles/PMC11737423/?utm_source=chatgpt.com'>https://pmc.ncbi.nlm.nih.gov/articles/PMC11737423/</a> </p><p><b>Coping styles &amp; compulsive buying tendencies (2021).</b> <br/> <a href='https://pmc.ncbi.nlm.nih.gov/articles/PMC9669662/?utm_source=chatgpt.com'>https://pmc.ncbi.nlm.nih.gov/articles/PMC9669662/</a> </p><p><b>Consumer indebtedness &amp; psychological factors (2015).</b> <br/> <a href='https://arxiv.org/abs/1502.05911?utm_source=chatgpt.com'>https://arxiv.org/abs/1502.05911</a> </p><p><b>Recommendation agents &amp; impulsive purchasing (2016).</b> <br/> <a href='https://arxiv.org/abs/1606.01349?utm_source=chatgpt.com'>https://arxiv.org/abs/1606.01349</a> </p><p><b>Psychology Today – Emotional Spending (2023).</b> <br/> <a href='https://www.psychologytoday.com/ca/blog/mental-wealth/202305/the-psychology-of-emotional-spending?utm_source=chatgpt.com'>https://www.psychologytoday.com/ca/blog/mental-wealth/202305/the-psychology-of-emotional-spending</a> </p><p><b>Why shopaholics overspend — San Francisco State University study summary (2013).</b> <br/> <a href='https://www.eurekalert.org/news-releases/499300?utm_source=chatgpt.com'>https://www.eurekalert.org/news-releases/499300</a> </p><p><b>Homewood Health Centre — Money &amp; Mood article.</b> <br/> <a href='https://homewoodhealthcentre.com/articles/money-and-mood/?utm_source=chatgpt.com'>https://homewoodhealthcentre.com/articles/money-and-mood/</a> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>Subscribe to Simplify My Money</a></p><p>In this episode of the Debt Free Dad Podcast, host Amber explores the psychology behind emotional spending and how financial stress leads to impulsive buying habits. Drawing from real studies and personal experiences, she explains why people turn to shopping for temporary relief and offers actionable tips to break the cycle. Discover how understanding emotional triggers, delaying purchases, finding alternative feel-good activities, and implementing a simple money system can help you gain control over your finances. </p><p><b>Sources</b> </p><p><b>Black, D. W. (2007). Compulsive buying disorder.</b> <em>CNS Drugs.</em> <br/> <a href='https://pmc.ncbi.nlm.nih.gov/articles/PMC1805733/?utm_source=chatgpt.com'>https://pmc.ncbi.nlm.nih.gov/articles/PMC1805733/</a> </p><p><b>Emotional difficulties &amp; compulsive buying study (2024).</b> <br/> <a href='https://pmc.ncbi.nlm.nih.gov/articles/PMC11737423/?utm_source=chatgpt.com'>https://pmc.ncbi.nlm.nih.gov/articles/PMC11737423/</a> </p><p><b>Coping styles &amp; compulsive buying tendencies (2021).</b> <br/> <a href='https://pmc.ncbi.nlm.nih.gov/articles/PMC9669662/?utm_source=chatgpt.com'>https://pmc.ncbi.nlm.nih.gov/articles/PMC9669662/</a> </p><p><b>Consumer indebtedness &amp; psychological factors (2015).</b> <br/> <a href='https://arxiv.org/abs/1502.05911?utm_source=chatgpt.com'>https://arxiv.org/abs/1502.05911</a> </p><p><b>Recommendation agents &amp; impulsive purchasing (2016).</b> <br/> <a href='https://arxiv.org/abs/1606.01349?utm_source=chatgpt.com'>https://arxiv.org/abs/1606.01349</a> </p><p><b>Psychology Today – Emotional Spending (2023).</b> <br/> <a href='https://www.psychologytoday.com/ca/blog/mental-wealth/202305/the-psychology-of-emotional-spending?utm_source=chatgpt.com'>https://www.psychologytoday.com/ca/blog/mental-wealth/202305/the-psychology-of-emotional-spending</a> </p><p><b>Why shopaholics overspend — San Francisco State University study summary (2013).</b> <br/> <a href='https://www.eurekalert.org/news-releases/499300?utm_source=chatgpt.com'>https://www.eurekalert.org/news-releases/499300</a> </p><p><b>Homewood Health Centre — Money &amp; Mood article.</b> <br/> <a href='https://homewoodhealthcentre.com/articles/money-and-mood/?utm_source=chatgpt.com'>https://homewoodhealthcentre.com/articles/money-and-mood/</a> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/18263690-374-the-dark-side-of-retail-therapy.mp3" length="6495428" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 02 Dec 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Stress Fuels Spending" />
  <psc:chapter start="1:22" title="Dopamine, Guilt, And The Crash" />
  <psc:chapter start="4:07" title="How Platforms Exploit Our Triggers" />
  <psc:chapter start="5:33" title="Four Steps To Break The Cycle" />
  <psc:chapter start="7:18" title="A Personal Shift From Stuff To Control" />
  <psc:chapter start="8:08" title="Resources, Community, And Next Steps" />
</psc:chapters>
    <itunes:duration>539</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>373. Overcoming Money Fatigue</itunes:title>
    <title>373. Overcoming Money Fatigue</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Feeling burned out from budgeting or paying off debt? You’re not alone — especially during the holidays. In this episode, we break down how to rest, reset, and stay on track without losing momentum.  Support the show The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner  Connect With Brad  Website- https://www.debtfreedad.com  Facebook - https://www.facebook.com/thed...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Feeling burned out from budgeting or paying off debt? You’re not alone — especially during the holidays. In this episode, we break down how to rest, reset, and stay on track without losing momentum. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Feeling burned out from budgeting or paying off debt? You’re not alone — especially during the holidays. In this episode, we break down how to rest, reset, and stay on track without losing momentum. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/18244613-373-overcoming-money-fatigue.mp3" length="12266439" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 25 Nov 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Money Fatigue Is Real" />
  <psc:chapter start="1:04" title="Meet The Hosts And Their Wins" />
  <psc:chapter start="2:10" title="Quitting Urges And Fear Of The Mountain" />
  <psc:chapter start="4:55" title="Grace, Setbacks, And The Crockpot Mindset" />
  <psc:chapter start="7:20" title="Community Support And Getting Back On Track" />
  <psc:chapter start="9:20" title="Fun On A Budget Without Drifting" />
  <psc:chapter start="11:20" title="Fighting Instant Gratification Culture" />
  <psc:chapter start="14:20" title="Normalize Breaks, Set Time Limits" />
  <psc:chapter start="16:20" title="Daily Five-Minute Money Check" />
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    <itunes:duration>1019</itunes:duration>
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    <itunes:title>372. Struggling to Save? Start Here.</itunes:title>
    <title>372. Struggling to Save? Start Here.</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Saving money is one of the hardest financial habits to build, especially when you’re living paycheck to paycheck. In this episode, we break down why saving feels impossible, how to finally build a system that sticks, and the simple steps that can help you build real financial momentum. If you want less stress and more breathing room, this episode is a game-changer. Support the show The Totally Awesome De...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Saving money is one of the hardest financial habits to build, especially when you’re living paycheck to paycheck. In this episode, we break down why saving feels impossible, how to finally build a system that sticks, and the simple steps that can help you build real financial momentum. If you want less stress and more breathing room, this episode is a game-changer.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Saving money is one of the hardest financial habits to build, especially when you’re living paycheck to paycheck. In this episode, we break down why saving feels impossible, how to finally build a system that sticks, and the simple steps that can help you build real financial momentum. If you want less stress and more breathing room, this episode is a game-changer.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18192230</guid>
    <pubDate>Tue, 18 Nov 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Saving Feels Impossible" />
  <psc:chapter start="2:20" title="Meet The Hosts And Their Debt Wins" />
  <psc:chapter start="2:55" title="The Pay Yourself First Mindset" />
  <psc:chapter start="5:10" title="Making Saving Feel Fun" />
  <psc:chapter start="8:10" title="Ditching Credit Cards For Emergencies" />
  <psc:chapter start="11:40" title="Finding Your First Dollars To Save" />
  <psc:chapter start="15:20" title="Automations, Out-Of-Sight Accounts, Percent Rules" />
  <psc:chapter start="18:30" title="Small Deposits, Big Growth Stories" />
  <psc:chapter start="21:00" title="Gamifying Savings And No-Spend Challenges" />
  <psc:chapter start="24:00" title="Community, Accountability, And Quick Wins" />
</psc:chapters>
    <itunes:duration>1553</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>371. 4 Holiday Money Traps to Avoid This Year</itunes:title>
    <title>371. 4 Holiday Money Traps to Avoid This Year</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  The holidays are supposed to be joyful, but for many families, they bring stress, guilt, and a pile of credit card bills come January. In this episode, Brad breaks down the four biggest traps that lead to overspending and stress during the holidays… and how to avoid them without feeling like a Grinch. Learn how to set boundaries, cut the pressure, and keep your peace (and your wallet) intact this season...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p><br/>The holidays are supposed to be joyful, but for many families, they bring stress, guilt, and a pile of credit card bills come January. In this episode, Brad breaks down the <em>four biggest traps</em> that lead to overspending and stress during the holidays… and how to avoid them without feeling like a Grinch.</p><p>Learn how to set boundaries, cut the pressure, and keep your peace (and your wallet) intact this season.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p><br/>The holidays are supposed to be joyful, but for many families, they bring stress, guilt, and a pile of credit card bills come January. In this episode, Brad breaks down the <em>four biggest traps</em> that lead to overspending and stress during the holidays… and how to avoid them without feeling like a Grinch.</p><p>Learn how to set boundaries, cut the pressure, and keep your peace (and your wallet) intact this season.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18163642</guid>
    <pubDate>Tue, 11 Nov 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Holiday Pressure Problem" />
  <psc:chapter start="1:03" title="Mission And Free Resources Tease" />
  <psc:chapter start="1:43" title="Why Joy Turns Into Stress" />
  <psc:chapter start="2:33" title="Four Big Sources Of Pressure" />
  <psc:chapter start="3:16" title="Family Traditions And Costs" />
  <psc:chapter start="4:21" title="Kids, Partners, And Magical Expectations" />
  <psc:chapter start="5:33" title="Advertising Tactics To Resist" />
  <psc:chapter start="6:24" title="Social Comparison And The Highlight Reel" />
  <psc:chapter start="7:01" title="The “More Equals Better” Trap" />
  <psc:chapter start="7:20" title="Boundaries To Reduce Pressure" />
  <psc:chapter start="8:25" title="Predecide Limits And Budget" />
  <psc:chapter start="9:10" title="Choose Your Yes And Simplify Gifts" />
  <psc:chapter start="10:20" title="Limit Triggers And Pause Before Buying" />
  <psc:chapter start="11:14" title="Presence Over Perfection" />
  <psc:chapter start="11:45" title="CTA: Simplify My Money Newsletter" />
  <psc:chapter start="12:15" title="Closing And Where To Connect" />
</psc:chapters>
    <itunes:duration>767</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>370. Simple Gratitude Hack to Transform Your Spending Habits </itunes:title>
    <title>370. Simple Gratitude Hack to Transform Your Spending Habits </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode, Brad Nelson, introduces a powerful mindset shift that can help you improve your spending habits and reduce financial stress. Unlike traditional budgeting tricks, this approach focuses on practicing gratitude to change your financial mindset. Brad shares practical tips on how to incorporate gratitude into your daily life to curb overspending and build financial confidence. Tune in to lear...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad Nelson, introduces a powerful mindset shift that can help you improve your spending habits and reduce financial stress. Unlike traditional budgeting tricks, this approach focuses on practicing gratitude to change your financial mindset. Brad shares practical tips on how to incorporate gratitude into your daily life to curb overspending and build financial confidence. Tune in to learn actionable strategies and start your journey towards financial freedom today. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad Nelson, introduces a powerful mindset shift that can help you improve your spending habits and reduce financial stress. Unlike traditional budgeting tricks, this approach focuses on practicing gratitude to change your financial mindset. Brad shares practical tips on how to incorporate gratitude into your daily life to curb overspending and build financial confidence. Tune in to learn actionable strategies and start your journey towards financial freedom today. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/18126655-370-simple-gratitude-hack-to-transform-your-spending-habits.mp3" length="7350566" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18126655</guid>
    <pubDate>Tue, 04 Nov 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Mindset Hack: Gratitude" />
  <psc:chapter start="0:47" title="Show Intro And Mission" />
  <psc:chapter start="1:14" title="Why We Overspend" />
  <psc:chapter start="2:09" title="Gratitude Disarms Scarcity" />
  <psc:chapter start="2:47" title="Holiday Pressure And Spending" />
  <psc:chapter start="3:27" title="Daily Gratitude Practices" />
  <psc:chapter start="5:05" title="Build Confidence With Small Wins" />
  <psc:chapter start="6:11" title="Goals Without Blowing The Budget" />
  <psc:chapter start="6:33" title="Final Takeaway And Free Resource" />
  <psc:chapter start="8:18" title="Connect And Subscribe" />
</psc:chapters>
    <itunes:duration>610</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>369. Stop the Year-End Money Spiral: 6 Steps to End Strong Instead of Stressed</itunes:title>
    <title>369. Stop the Year-End Money Spiral: 6 Steps to End Strong Instead of Stressed</title>
    <itunes:summary><![CDATA[🎯 Free Workshop: Find Your First $100 (or more) FAST!  Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money You still have time to make real progress with your money before the year ends.  In this episode Amber shares six simple steps to help you finish the year strong even if you’ve fallen off track, overspent, or haven’t looked at your budget in months.  No guilt. No perfection. Just a real plan that works.  Support the show The ...]]></itunes:summary>
    <description><![CDATA[<p>🎯 Free Workshop: <a href='https://www.debtfreedad.com/find-your-first-$100-workshop'><b>Find Your First $100 (or more) FAST!</b></a> </p><p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>You still have time to make real progress with your money before the year ends.  In this episode Amber shares six simple steps to help you finish the year strong even if you’ve fallen off track, overspent, or haven’t looked at your budget in months. </p><p>No guilt. No perfection. Just a real plan that works. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>🎯 Free Workshop: <a href='https://www.debtfreedad.com/find-your-first-$100-workshop'><b>Find Your First $100 (or more) FAST!</b></a> </p><p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>You still have time to make real progress with your money before the year ends.  In this episode Amber shares six simple steps to help you finish the year strong even if you’ve fallen off track, overspent, or haven’t looked at your budget in months. </p><p>No guilt. No perfection. Just a real plan that works. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18070377</guid>
    <pubDate>Tue, 28 Oct 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Year-End Mindset Reset" />
  <psc:chapter start="0:32" title="Show Intro And Host Background" />
  <psc:chapter start="1:16" title="Step 1: Face Your Numbers" />
  <psc:chapter start="2:27" title="Step 2: Choose One Goal" />
  <psc:chapter start="3:08" title="Step 3: Rebuild Emergency Fund" />
  <psc:chapter start="4:03" title="Step 4: Cut One Expense" />
  <psc:chapter start="4:46" title="Free Workshop Invitation" />
  <psc:chapter start="5:08" title="Step 5: Plan Holiday Spending" />
  <psc:chapter start="6:34" title="Step 6: Celebrate Progress" />
  <psc:chapter start="7:21" title="Six-Step Recap And Motivation" />
  <psc:chapter start="8:11" title="Simplify My Money Newsletter CTA" />
  <psc:chapter start="9:05" title="Connect, Review, And Resources" />
</psc:chapters>
    <itunes:duration>576</itunes:duration>
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    <itunes:title>368. How Kati Paid Off $236K Debt and Saved $89K on a Single Income </itunes:title>
    <title>368. How Kati Paid Off $236K Debt and Saved $89K on a Single Income </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad Podcast, host Kati shares her personal journey of balancing debt payoff and savings. With over $236,446 in debts paid off, Kati discusses the challenges and strategies she used to also save and invest $89,500 into her emergency funds, retirement plans, and health savings account. She highlights the importance of an emergency fund, prioritizing debt repayment, automati...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad Podcast, host Kati shares her personal journey of balancing debt payoff and savings. With over $236,446 in debts paid off, Kati discusses the challenges and strategies she used to also save and invest $89,500 into her emergency funds, retirement plans, and health savings account. She highlights the importance of an emergency fund, prioritizing debt repayment, automating savings, and making wise financial decisions with windfalls. Additionally, Kati reflects on her parents&apos; retirement experience and shares actionable steps to manage finances effectively. Join Kati as she offers valuable insights to help you take control of your finances and achieve debt freedom. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad Podcast, host Kati shares her personal journey of balancing debt payoff and savings. With over $236,446 in debts paid off, Kati discusses the challenges and strategies she used to also save and invest $89,500 into her emergency funds, retirement plans, and health savings account. She highlights the importance of an emergency fund, prioritizing debt repayment, automating savings, and making wise financial decisions with windfalls. Additionally, Kati reflects on her parents&apos; retirement experience and shares actionable steps to manage finances effectively. Join Kati as she offers valuable insights to help you take control of your finances and achieve debt freedom. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18028388</guid>
    <pubDate>Tue, 21 Oct 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Framing The Debt vs. Savings Dilemma" />
  <psc:chapter start="0:34" title="Show Intro And Mission" />
  <psc:chapter start="1:02" title="Katie’s Seven-Year Payoff Journey" />
  <psc:chapter start="1:49" title="Starting Late And The First Roth IRA" />
  <psc:chapter start="2:30" title="Pausing Contributions And Compound Growth" />
  <psc:chapter start="3:05" title="401k Matching And Retirement Mindset" />
  <psc:chapter start="3:38" title="Lessons From Dad’s Career Detour" />
  <psc:chapter start="5:21" title="Acting On The Lessons Learned" />
  <psc:chapter start="6:00" title="Step-By-Step Plan To Balance Both" />
  <psc:chapter start="9:01" title="Closing And Resources" />
</psc:chapters>
    <itunes:duration>622</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>367. Why Most Budgets Fail and How to Create One That Sticks</itunes:title>
    <title>367. Why Most Budgets Fail and How to Create One That Sticks</title>
    <itunes:summary><![CDATA[Free Budgeting Workshop: https://www.debtfreedad.com/budgeting-workshop-evergreen-optin  Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad podcast, hosts Brad Nelson, Amber Taylor, Chris Hawkins, and Katie Hatfield discuss the common reasons why most budgets fail. They emphasize the simplicity needed to create a sustainable budget and share personal stories of overcoming financial challenges and achieving debt freedo...]]></itunes:summary>
    <description><![CDATA[<p><b>Free Budgeting Workshop: </b><a href='https://www.debtfreedad.com/budgeting-workshop-evergreen-optin'>https://www.debtfreedad.com/budgeting-workshop-evergreen-optin</a><br/><br/><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, hosts Brad Nelson, Amber Taylor, Chris Hawkins, and Katie Hatfield discuss the common reasons why most budgets fail. They emphasize the simplicity needed to create a sustainable budget and share personal stories of overcoming financial challenges and achieving debt freedom. The episode includes actionable advice on how to get started with budgeting, the importance of setting financial priorities, and focusing on behaviors, habits, and choices rather than restrictive plans. Additionally, listeners are encouraged to utilize free resources such as the &apos;Totally Awesome Budgeting Workshop&apos; to make their budgeting journey more effective and manageable. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Free Budgeting Workshop: </b><a href='https://www.debtfreedad.com/budgeting-workshop-evergreen-optin'>https://www.debtfreedad.com/budgeting-workshop-evergreen-optin</a><br/><br/><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, hosts Brad Nelson, Amber Taylor, Chris Hawkins, and Katie Hatfield discuss the common reasons why most budgets fail. They emphasize the simplicity needed to create a sustainable budget and share personal stories of overcoming financial challenges and achieving debt freedom. The episode includes actionable advice on how to get started with budgeting, the importance of setting financial priorities, and focusing on behaviors, habits, and choices rather than restrictive plans. Additionally, listeners are encouraged to utilize free resources such as the &apos;Totally Awesome Budgeting Workshop&apos; to make their budgeting journey more effective and manageable. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 14 Oct 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Why Most Budgets Fall Apart" />
  <psc:chapter start="1:17" title="Meet the Hosts and Their Wins" />
  <psc:chapter start="2:08" title="Busting Myths: Budget ≠ Broke" />
  <psc:chapter start="5:15" title="Behaviors Before Budgets" />
  <psc:chapter start="8:32" title="Realistic Planning Beats Scorched Earth" />
  <psc:chapter start="10:53" title="Expect to Fail First, Then Improve" />
  <psc:chapter start="13:11" title="Simple First Steps That Work" />
  <psc:chapter start="17:09" title="Find Your Why and Ignore the Noise" />
  <psc:chapter start="20:07" title="Make It Simple, Then Simplify Again" />
  <psc:chapter start="22:41" title="Momentum, Accountability, and Results" />
  <psc:chapter start="24:25" title="Free Workshop and Weekly Guide" />
  <psc:chapter start="26:17" title="Community Wins and Closing" />
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    <itunes:duration>1662</itunes:duration>
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    <itunes:title>366. Debt Free Dad Returns: Why Rest is Key to Financial Success and Avoiding Burnout</itunes:title>
    <title>366. Debt Free Dad Returns: Why Rest is Key to Financial Success and Avoiding Burnout</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money   In this episode of the Debt Free Dad podcast, Brad Nelson, the founder of Debt Free Dad, talks about the importance of taking a break to recharge without losing financial progress. He shares his personal experience of taking a break after nearly five years of continuous podcasting and content creation. Brad emphasizes the significance of rest in avoiding burnout and provides actionable tips ...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money:  <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of the Debt Free Dad podcast, Brad Nelson, the founder of Debt Free Dad, talks about the importance of taking a break to recharge without losing financial progress. He shares his personal experience of taking a break after nearly five years of continuous podcasting and content creation. Brad emphasizes the significance of rest in avoiding burnout and provides actionable tips on how to take a break while maintaining basic financial habits. He encourages listeners to focus on simple steps like sticking to a budget, paying minimum debt payments, and setting a time limit for breaks to avoid setbacks. Brad also highlights the remaining three months of the year as a crucial period for financial progress and offers insights on how to make the most of this time. Additionally, he introduces resources like the Roots Personal Finance membership and the <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>&apos;Simplify My Money&apos; newsletter</a> to help listeners stay on track with their financial goals. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money:  <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of the Debt Free Dad podcast, Brad Nelson, the founder of Debt Free Dad, talks about the importance of taking a break to recharge without losing financial progress. He shares his personal experience of taking a break after nearly five years of continuous podcasting and content creation. Brad emphasizes the significance of rest in avoiding burnout and provides actionable tips on how to take a break while maintaining basic financial habits. He encourages listeners to focus on simple steps like sticking to a budget, paying minimum debt payments, and setting a time limit for breaks to avoid setbacks. Brad also highlights the remaining three months of the year as a crucial period for financial progress and offers insights on how to make the most of this time. Additionally, he introduces resources like the Roots Personal Finance membership and the <a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>&apos;Simplify My Money&apos; newsletter</a> to help listeners stay on track with their financial goals. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17952161-366-debt-free-dad-returns-why-rest-is-key-to-financial-success-and-avoiding-burnout.mp3" length="8173392" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 07 Oct 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Grateful Return &amp; Context" />
  <psc:chapter start="0:42" title="Why the Break Mattered" />
  <psc:chapter start="2:06" title="Rest Without Losing Progress" />
  <psc:chapter start="4:33" title="Time Limits and the Comeback" />
  <psc:chapter start="5:11" title="Three Months Left: Start Now" />
  <psc:chapter start="7:36" title="Small Steps That Create Big Relief" />
  <psc:chapter start="9:24" title="Commitments, Schedule, and Weekly Episodes" />
  <psc:chapter start="9:58" title="Roots Membership &amp; Waitlist" />
</psc:chapters>
    <itunes:duration>678</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>365. Unlock Financial Wisdom with the Game of Monopoly </itunes:title>
    <title>365. Unlock Financial Wisdom with the Game of Monopoly </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money   In this episode of the Debt-Free Dad Podcast, host Chris Hawkins discusses how the game of Monopoly can teach valuable financial lessons. Using Robert Kiyosaki's concept of reframing assets, Chris highlights the importance of accumulating income-generating assets and managing finances effectively. By following the original rules of Monopoly, players can learn essentials of saving, investing,...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money:  <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of the Debt-Free Dad Podcast, host Chris Hawkins discusses how the game of Monopoly can teach valuable financial lessons. Using Robert Kiyosaki&apos;s concept of reframing assets, Chris highlights the importance of accumulating income-generating assets and managing finances effectively. By following the original rules of Monopoly, players can learn essentials of saving, investing, and the impact of debt. Tune in to discover how this classic game can help you and your family achieve financial freedom.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money:  <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of the Debt-Free Dad Podcast, host Chris Hawkins discusses how the game of Monopoly can teach valuable financial lessons. Using Robert Kiyosaki&apos;s concept of reframing assets, Chris highlights the importance of accumulating income-generating assets and managing finances effectively. By following the original rules of Monopoly, players can learn essentials of saving, investing, and the impact of debt. Tune in to discover how this classic game can help you and your family achieve financial freedom.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17522060-365-unlock-financial-wisdom-with-the-game-of-monopoly.mp3" length="9938932" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17522060</guid>
    <pubDate>Thu, 31 Jul 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Play Games This Summer" />
  <psc:chapter start="1:26" title="The Rich Dad Asset Principle" />
  <psc:chapter start="4:20" title="Monopoly Rules: Play It Right" />
  <psc:chapter start="6:14" title="Financial Lessons From The Game" />
  <psc:chapter start="10:32" title="Real-Life Money Applications" />
  <psc:chapter start="13:52" title="Simplify My Money Invitation" />
</psc:chapters>
    <itunes:duration>826</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>364. Simple Ways to Start Saving Money Today</itunes:title>
    <title>364. Simple Ways to Start Saving Money Today</title>
    <itunes:summary><![CDATA[Find Hidden Money https://www.debtfreedad.com/find-your-first-$100-workshop  In this episode, we explore 10 easy and actionable tips to save money without drastically altering your life. Brad Nelson and co-hosts Amber Taylor, Katie Hatfield, and Ryan Nelson share their personal success stories of becoming debt-free, including paying off substantial amounts of debt while living on planned budgets. The discussion includes practical advice such as using cash for purchases, auditing subscrip...]]></itunes:summary>
    <description><![CDATA[<p><b>Find Hidden Money</b> <a href='https://www.debtfreedad.com/find-your-first-$100-workshop'>https://www.debtfreedad.com/find-your-first-$100-workshop</a> </p><p>In this episode, we explore 10 easy and actionable tips to save money without drastically altering your life. Brad Nelson and co-hosts Amber Taylor, Katie Hatfield, and Ryan Nelson share their personal success stories of becoming debt-free, including paying off substantial amounts of debt while living on planned budgets. The discussion includes practical advice such as using cash for purchases, auditing subscriptions, switching to generic brands, planning meals, and avoiding automatic shopping apps. We also delve into money-saving strategies like finding forgotten gift cards, negotiating bills, cutting out weekly habits, and automating savings. These simple yet effective tips can help you free up cash, reduce financial stress, build your savings, and make significant progress in your financial journey. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Find Hidden Money</b> <a href='https://www.debtfreedad.com/find-your-first-$100-workshop'>https://www.debtfreedad.com/find-your-first-$100-workshop</a> </p><p>In this episode, we explore 10 easy and actionable tips to save money without drastically altering your life. Brad Nelson and co-hosts Amber Taylor, Katie Hatfield, and Ryan Nelson share their personal success stories of becoming debt-free, including paying off substantial amounts of debt while living on planned budgets. The discussion includes practical advice such as using cash for purchases, auditing subscriptions, switching to generic brands, planning meals, and avoiding automatic shopping apps. We also delve into money-saving strategies like finding forgotten gift cards, negotiating bills, cutting out weekly habits, and automating savings. These simple yet effective tips can help you free up cash, reduce financial stress, build your savings, and make significant progress in your financial journey. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17521719-364-simple-ways-to-start-saving-money-today.mp3" length="18590714" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17521719</guid>
    <pubDate>Tue, 29 Jul 2025 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/17521719/transcript" type="text/html" />
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    <podcast:transcript url="https://www.buzzsprout.com/748145/17521719/transcript.srt" type="application/x-subrip" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="10 Easy Ways to Start Saving Now" />
  <psc:chapter start="2:09" title="Host Introductions and Success Stories" />
  <psc:chapter start="3:36" title="Using Cash: The Ultimate Spending Blocker" />
  <psc:chapter start="9:03" title="Audit Subscriptions and Switch to Generics" />
  <psc:chapter start="14:14" title="Meal Planning and Gift Card Discoveries" />
  <psc:chapter start="16:42" title="Cutting Habits and Automating Savings" />
  <psc:chapter start="23:51" title="Making Savings Automatic and Resources" />
  <psc:chapter start="24:47" title="Weekly Wins and Listener Celebrations" />
</psc:chapters>
    <itunes:duration>1546</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>363. Top 5 Simple Steps to Avoiding Holiday Debt This Year</itunes:title>
    <title>363. Top 5 Simple Steps to Avoiding Holiday Debt This Year</title>
    <itunes:summary><![CDATA[Find Hidden Money https://www.debtfreedad.com/find-your-first-$100-workshop  In this episode, Brad Nelson, founder of Debt Free Dad, shares alarming statistics from the 2024 holiday shopping season, revealing the debt crisis many Americans face each year. He offers five actionable steps to prevent holiday debt: setting a holiday budget, starting a holiday sinking fund, reviewing your gift list, tracking every dollar spent, and avoiding last-minute panic buys. Brad emphasizes planning now...]]></itunes:summary>
    <description><![CDATA[<p><b>Find Hidden Money</b> <a href='https://www.debtfreedad.com/find-your-first-$100-workshop'>https://www.debtfreedad.com/find-your-first-$100-workshop</a> </p><p>In this episode, Brad Nelson, founder of Debt Free Dad, shares alarming statistics from the 2024 holiday shopping season, revealing the debt crisis many Americans face each year. He offers five actionable steps to prevent holiday debt: setting a holiday budget, starting a holiday sinking fund, reviewing your gift list, tracking every dollar spent, and avoiding last-minute panic buys. Brad emphasizes planning now to reduce stress later and provides insights on managing holiday expenses without going into debt. He also introduces a free workshop to help listeners find hidden money in their budget. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Find Hidden Money</b> <a href='https://www.debtfreedad.com/find-your-first-$100-workshop'>https://www.debtfreedad.com/find-your-first-$100-workshop</a> </p><p>In this episode, Brad Nelson, founder of Debt Free Dad, shares alarming statistics from the 2024 holiday shopping season, revealing the debt crisis many Americans face each year. He offers five actionable steps to prevent holiday debt: setting a holiday budget, starting a holiday sinking fund, reviewing your gift list, tracking every dollar spent, and avoiding last-minute panic buys. Brad emphasizes planning now to reduce stress later and provides insights on managing holiday expenses without going into debt. He also introduces a free workshop to help listeners find hidden money in their budget. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17511109-363-top-5-simple-steps-to-avoiding-holiday-debt-this-year.mp3" length="7460764" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17511109</guid>
    <pubDate>Thu, 24 Jul 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Holiday Debt Shocker" />
  <psc:chapter start="2:03" title="Setting Your Holiday Budget Now" />
  <psc:chapter start="5:10" title="Creating a Holiday Sinking Fund" />
  <psc:chapter start="6:26" title="Getting Real About Your Gift List" />
  <psc:chapter start="7:41" title="Track Every Dollar You Spend" />
  <psc:chapter start="8:41" title="Avoid Last-Minute Panic Spending" />
  <psc:chapter start="9:36" title="Recap and Workshop Invitation" />
</psc:chapters>
    <itunes:duration>619</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>362. Budget Smarts or Splurge: Financial &#39;Would You Rather&#39; That Hits Home</itunes:title>
    <title>362. Budget Smarts or Splurge: Financial &#39;Would You Rather&#39; That Hits Home</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this fun and thought-provoking episode of the Debt Free Dad Podcast, Brad Nelson and his team engage in a series of money-themed 'Would You Rather' questions. The hosts, who have significant personal experience with debt repayment and savings, share their insights on various financial dilemmas. Topics include whether they'd prefer a free vacation or $5,000 in savings, never eating out again vs. never ...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this fun and thought-provoking episode of the Debt Free Dad Podcast, Brad Nelson and his team engage in a series of money-themed &apos;Would You Rather&apos; questions. The hosts, who have significant personal experience with debt repayment and savings, share their insights on various financial dilemmas. Topics include whether they&apos;d prefer a free vacation or $5,000 in savings, never eating out again vs. never buying clothes again, and choosing between free coffee for life or a $25,000 cash windfall. Tune in to hear their candid answers, gain some financial wisdom, and enjoy a few laughs along the way. This episode is designed to make you reflect on your own financial habits and decisions. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this fun and thought-provoking episode of the Debt Free Dad Podcast, Brad Nelson and his team engage in a series of money-themed &apos;Would You Rather&apos; questions. The hosts, who have significant personal experience with debt repayment and savings, share their insights on various financial dilemmas. Topics include whether they&apos;d prefer a free vacation or $5,000 in savings, never eating out again vs. never buying clothes again, and choosing between free coffee for life or a $25,000 cash windfall. Tune in to hear their candid answers, gain some financial wisdom, and enjoy a few laughs along the way. This episode is designed to make you reflect on your own financial habits and decisions. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17516301-362-budget-smarts-or-splurge-financial-would-you-rather-that-hits-home.mp3" length="13623551" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 22 Jul 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Money-Themed Would You Rather Questions" />
  <psc:chapter start="2:02" title="Vacation vs Savings Dilemma" />
  <psc:chapter start="5:10" title="Food, Clothes, and Coffee Choices" />
  <psc:chapter start="11:02" title="Housing and Travel Trade-offs" />
  <psc:chapter start="14:32" title="Looking Back vs Future Financial Decisions" />
  <psc:chapter start="17:07" title="Celebrations and Financial Wins" />
</psc:chapters>
    <itunes:duration>1133</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>361. Travel Smart: Mastering Budget Friendly Vacations</itunes:title>
    <title>361. Travel Smart: Mastering Budget Friendly Vacations</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Join Katie, your host for the Debt-Free Dad podcast, as she shares her expertise and personal journey to debt freedom. Learn how she managed to pay off over $226,725 in debt while still enjoying memorable vacations. In this episode, Katie reveals creative tips to travel on a budget, including setting up a travel fund, leveraging brand loyalty rewards, creating daily spending caps, pre-booking deals, and ...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Join Katie, your host for the Debt-Free Dad podcast, as she shares her expertise and personal journey to debt freedom. Learn how she managed to pay off over $226,725 in debt while still enjoying memorable vacations. In this episode, Katie reveals creative tips to travel on a budget, including setting up a travel fund, leveraging brand loyalty rewards, creating daily spending caps, pre-booking deals, and more. Whether you&apos;re planning a family vacation or a quick getaway, these practical hacks will help you save money and make the most of your trips. Tune in to gain valuable insights and start planning your next budget-friendly adventure! </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Join Katie, your host for the Debt-Free Dad podcast, as she shares her expertise and personal journey to debt freedom. Learn how she managed to pay off over $226,725 in debt while still enjoying memorable vacations. In this episode, Katie reveals creative tips to travel on a budget, including setting up a travel fund, leveraging brand loyalty rewards, creating daily spending caps, pre-booking deals, and more. Whether you&apos;re planning a family vacation or a quick getaway, these practical hacks will help you save money and make the most of your trips. Tune in to gain valuable insights and start planning your next budget-friendly adventure! </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17490970-361-travel-smart-mastering-budget-friendly-vacations.mp3" length="5364688" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 17 Jul 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="361. Travel Smart: Mastering Budget Friendly Vacations" />
  <psc:chapter start="0:35" title="Travel Without Breaking Your Budget" />
  <psc:chapter start="1:25" title="My Travel Journey While Paying Debt" />
  <psc:chapter start="3:12" title="Pre-Trip Planning Tips" />
  <psc:chapter start="4:50" title="Creative Travel Hacks" />
  <psc:chapter start="7:15" title="Simplify My Money Call to Action" />
</psc:chapters>
    <itunes:duration>444</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>360. Turn Your Finances Into a Game (And Actually Have Fun)</itunes:title>
    <title>360. Turn Your Finances Into a Game (And Actually Have Fun)</title>
    <itunes:summary><![CDATA[Our Free Life Without Payments Workshop is on July 15th. You can sign up here: https://www.debtfreedad.com/pl/2148605132 Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad podcast, host Brad Nelson discusses the power of gamifying your financial journey. Joined by co-hosts Amber Taylor, Katie Hatfield, and Chris Hawkins, they share their personal financial success stories and dive into tactics to make saving money, pa...]]></itunes:summary>
    <description><![CDATA[<p>Our <b>Free Life Without Payments Workshop</b> is on July 15th. You can sign up here: <a href='https://www.debtfreedad.com/pl/2148605132'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, host Brad Nelson discusses the power of gamifying your financial journey. Joined by co-hosts Amber Taylor, Katie Hatfield, and Chris Hawkins, they share their personal financial success stories and dive into tactics to make saving money, paying off debt, and staying on track feel motivating and enjoyable. The episode highlights how small wins and progress tracking can transform the often tedious process of managing finances into an engaging and fulfilling experience. Listen in for practical tips, relatable anecdotes, and creative ideas to challenge yourself and make strides toward financial freedom. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Our <b>Free Life Without Payments Workshop</b> is on July 15th. You can sign up here: <a href='https://www.debtfreedad.com/pl/2148605132'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, host Brad Nelson discusses the power of gamifying your financial journey. Joined by co-hosts Amber Taylor, Katie Hatfield, and Chris Hawkins, they share their personal financial success stories and dive into tactics to make saving money, paying off debt, and staying on track feel motivating and enjoyable. The episode highlights how small wins and progress tracking can transform the often tedious process of managing finances into an engaging and fulfilling experience. Listen in for practical tips, relatable anecdotes, and creative ideas to challenge yourself and make strides toward financial freedom. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17472396-360-turn-your-finances-into-a-game-and-actually-have-fun.mp3" length="16942634" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 15 Jul 2025 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/17472396/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="360. Turn Your Finances Into a Game (And Actually Have Fun)" />
  <psc:chapter start="0:33" title="Gamifying Your Money For Motivation" />
  <psc:chapter start="1:20" title="Meet The Debt-Free Dad Hosts" />
  <psc:chapter start="2:39" title="Making Finances Fun Through Games" />
  <psc:chapter start="5:15" title="Breaking Debt Into Manageable Challenges" />
  <psc:chapter start="8:42" title="Creative Money-Saving Tactics" />
  <psc:chapter start="15:09" title="The Power Of Rewards And Competition" />
  <psc:chapter start="20:51" title="Celebrating Financial Wins" />
</psc:chapters>
    <itunes:duration>1409</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>359. What Does Your Bank Statement Reveal About You? </itunes:title>
    <title>359. What Does Your Bank Statement Reveal About You? </title>
    <itunes:summary><![CDATA[Our Free Life Without Payments Workshop is on July 15th. You can sign up here: https://www.debtfreedad.com/pl/2148605132 Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad podcast, host Amber discusses the importance of aligning your spending with your values. Amber shares a simple reflection exercise to help you analyze your bank statements, categorize your spending, and identify discrepancies between your financial ...]]></itunes:summary>
    <description><![CDATA[<p>Our <b>Free Life Without Payments Workshop</b> is on July 15th. You can sign up here: <a href='https://www.debtfreedad.com/pl/2148605132'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, host Amber discusses the importance of aligning your spending with your values. Amber shares a simple reflection exercise to help you analyze your bank statements, categorize your spending, and identify discrepancies between your financial habits and your true priorities. By taking small, actionable steps, you can start to redirect your money towards what genuinely matters to you, potentially giving yourself a &apos;pay raise&apos; in the process. Tune in to learn how to bring your spending in sync with your values and take control of your financial future. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Our <b>Free Life Without Payments Workshop</b> is on July 15th. You can sign up here: <a href='https://www.debtfreedad.com/pl/2148605132'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, host Amber discusses the importance of aligning your spending with your values. Amber shares a simple reflection exercise to help you analyze your bank statements, categorize your spending, and identify discrepancies between your financial habits and your true priorities. By taking small, actionable steps, you can start to redirect your money towards what genuinely matters to you, potentially giving yourself a &apos;pay raise&apos; in the process. Tune in to learn how to bring your spending in sync with your values and take control of your financial future. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 10 Jul 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Your Money Tells a Story" />
  <psc:chapter start="1:10" title="Four Steps to Money Alignment" />
  <psc:chapter start="3:40" title="Making Small Shifts That Matter" />
  <psc:chapter start="7:20" title="Simplify My Money Newsletter Offer" />
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    <itunes:duration>440</itunes:duration>
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    <itunes:title>358. Financial Anxiety No More: The Path to Calm</itunes:title>
    <title>358. Financial Anxiety No More: The Path to Calm</title>
    <itunes:summary><![CDATA[Our Free Life Without Payments Workshop is on July 15th. You can sign up here: https://www.debtfreedad.com/pl/2148605132 Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad podcast, join Brad Nelson and co-hosts Chris Hawkins, Amber Taylor, and Kati Hatfield as they delve into the emotional toll of financial anxiety and how it affects various aspects of life. The hosts share their personal journeys of overcoming debt, ...]]></itunes:summary>
    <description><![CDATA[<p>Our <b>Free Life Without Payments Workshop</b> is on July 15th. You can sign up here: <a href='https://www.debtfreedad.com/pl/2148605132'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, join Brad Nelson and co-hosts Chris Hawkins, Amber Taylor, and Kati Hatfield as they delve into the emotional toll of financial anxiety and how it affects various aspects of life. The hosts share their personal journeys of overcoming debt, including the emotional struggles and stress that came with it. They emphasize that getting out of debt isn&apos;t just about budgeting harder, but also involves understanding the psychological aspects and developing better financial habits. The episode also highlights the importance of community and accountability in achieving financial freedom. Featuring practical advice, inspirational stories, and resources to help you get started, this episode aims to empower listeners to take control of their finances and reduce their financial stress significantly. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Our <b>Free Life Without Payments Workshop</b> is on July 15th. You can sign up here: <a href='https://www.debtfreedad.com/pl/2148605132'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money</b>: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, join Brad Nelson and co-hosts Chris Hawkins, Amber Taylor, and Kati Hatfield as they delve into the emotional toll of financial anxiety and how it affects various aspects of life. The hosts share their personal journeys of overcoming debt, including the emotional struggles and stress that came with it. They emphasize that getting out of debt isn&apos;t just about budgeting harder, but also involves understanding the psychological aspects and developing better financial habits. The episode also highlights the importance of community and accountability in achieving financial freedom. Featuring practical advice, inspirational stories, and resources to help you get started, this episode aims to empower listeners to take control of their finances and reduce their financial stress significantly. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 08 Jul 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="358. Financial Anxiety No More: The Path to Calm" />
  <psc:chapter start="0:33" title="Financial Anxiety&#39;s Hidden Impact" />
  <psc:chapter start="4:09" title="Breaking the Misery Cycle" />
  <psc:chapter start="9:42" title="Facing Your Financial Reality" />
  <psc:chapter start="14:55" title="The Power of Community Support" />
  <psc:chapter start="20:24" title="Building New Financial Habits" />
  <psc:chapter start="25:57" title="Celebrating Financial Wins" />
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    <itunes:duration>1658</itunes:duration>
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    <itunes:title>357. Debt-Free College: Top Tips to Avoid Student Loans</itunes:title>
    <title>357. Debt-Free College: Top Tips to Avoid Student Loans</title>
    <itunes:summary><![CDATA[Worrying About Paying for College? Free Webinar! Our Free Life Without Payments Workshop is on July 15th. You can sign up here: https://www.debtfreedad.com/pl/2148605132 Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money Discover how to help your kids graduate college without the burden of student loans. In this episode, Ryan Nelson shares practical tips including early planning, comparing degree value vs. cost, working while attending college, avoiding...]]></itunes:summary>
    <description><![CDATA[<p><a href='https://scholarship.samcart.com/referral/freewebinar/mhnsRwrrX1kqTLV5'><b>Worrying About Paying for College? Free Webinar!</b></a></p><p>Our <b>Free Life Without Payments Workshop</b> is on July 15th. You can sign up here: <a href='https://www.debtfreedad.com/pl/2148605132'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Discover how to help your kids graduate college without the burden of student loans. In this episode, Ryan Nelson shares practical tips including early planning, comparing degree value vs. cost, working while attending college, avoiding prestige schools, leveraging scholarships, and utilizing community college programs. Learn how these strategies enabled his three children to earn their degrees debt-free and how they can work for your family too. Start planning for a debt-free future today! </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><a href='https://scholarship.samcart.com/referral/freewebinar/mhnsRwrrX1kqTLV5'><b>Worrying About Paying for College? Free Webinar!</b></a></p><p>Our <b>Free Life Without Payments Workshop</b> is on July 15th. You can sign up here: <a href='https://www.debtfreedad.com/pl/2148605132'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Discover how to help your kids graduate college without the burden of student loans. In this episode, Ryan Nelson shares practical tips including early planning, comparing degree value vs. cost, working while attending college, avoiding prestige schools, leveraging scholarships, and utilizing community college programs. Learn how these strategies enabled his three children to earn their degrees debt-free and how they can work for your family too. Start planning for a debt-free future today! </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 03 Jul 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="The College Debt Myth Busted" />
  <psc:chapter start="1:38" title="Planning Early for College Success" />
  <psc:chapter start="3:14" title="Working While Studying Pays Off" />
  <psc:chapter start="4:27" title="Practical Alternatives to Prestigious Schools" />
  <psc:chapter start="5:13" title="Leveraging Scholarships and Community College" />
  <psc:chapter start="8:20" title="Simplify My Money Newsletter Offer" />
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    <itunes:duration>587</itunes:duration>
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    <itunes:title>356. How Brenda Philhower Paid Off Over $40,000 in Debt </itunes:title>
    <title>356. How Brenda Philhower Paid Off Over $40,000 in Debt </title>
    <itunes:summary><![CDATA[Support the show The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner  Connect With Brad  Website- https://www.debtfreedad.com  Facebook - https://www.facebook.com/thedebtfreedad  Private Facebook Group - https://www.facebook.com/groups/debtfreedad  Instagram - https://www.instagram.com/debtfreedad/  TikTok - https://www.tiktok.com/@debt_free_dad  YouTube - https://www.youtube.com/@bradnelson-debtfreedad2751/featured   Thanks For Listening  Like wha...]]></itunes:summary>
    <description><![CDATA[<p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17398311-356-how-brenda-philhower-paid-off-over-40-000-in-debt.mp3" length="13595063" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17398311</guid>
    <pubDate>Tue, 01 Jul 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Introduction to Brenda&#39;s Debt-Free Journey" />
  <psc:chapter start="4:02" title="Money Struggles Before Debt-Free Dad" />
  <psc:chapter start="6:50" title="Implementing Budget &amp; Behavior Changes" />
  <psc:chapter start="10:18" title="Building Emergency Fund &amp; Overcoming Challenges" />
  <psc:chapter start="13:18" title="Frugal Living Strategies &amp; Success Mindset" />
  <psc:chapter start="15:13" title="Key Takeaways &amp; Simplify My Money" />
</psc:chapters>
    <itunes:duration>1130</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>355. The Dangerous Rise of AI-Generated Financial Advice</itunes:title>
    <title>355. The Dangerous Rise of AI-Generated Financial Advice</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt Free Dad podcast, host Chris Hawkins discusses the concept of financial noise and its implications on our personal finances. Drawing a parallel between financial noise and radio static, Chris explains how contradictory financial information from various sources can create confusion and uncertainty. He then explores the rising trend of content creation using AI tools, highlight...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad podcast, host Chris Hawkins discusses the concept of financial noise and its implications on our personal finances. Drawing a parallel between financial noise and radio static, Chris explains how contradictory financial information from various sources can create confusion and uncertainty. He then explores the rising trend of content creation using AI tools, highlighting the potential dangers of relying on AI-generated financial advice. Chris emphasizes the importance of carefully evaluating the information you consume to ensure it&apos;s well-researched and reliable. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad podcast, host Chris Hawkins discusses the concept of financial noise and its implications on our personal finances. Drawing a parallel between financial noise and radio static, Chris explains how contradictory financial information from various sources can create confusion and uncertainty. He then explores the rising trend of content creation using AI tools, highlighting the potential dangers of relying on AI-generated financial advice. Chris emphasizes the importance of carefully evaluating the information you consume to ensure it&apos;s well-researched and reliable. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 26 Jun 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="What Is Financial Noise?" />
  <psc:chapter start="5:12" title="Traditional Sources of Financial Confusion" />
  <psc:chapter start="7:30" title="Discovering AI-Generated Content Patterns" />
  <psc:chapter start="9:34" title="How AI Creates Financial Content" />
  <psc:chapter start="12:52" title="The Dangers of AI Financial Advice" />
  <psc:chapter start="15:22" title="Call to Action: Simplify My Money" />
</psc:chapters>
    <itunes:duration>969</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>354. Achieving Financial Success Through the Power of Small Wins</itunes:title>
    <title>354. Achieving Financial Success Through the Power of Small Wins</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  In this episode of the Debt-Free Dad podcast, Brad Nelson, and his co-hosts Chris Hawkins, Katie Hatfield, and Ryan Nelson discuss the importance of small wins in achieving financial success. The hosts share their personal debt payoff stories and emphasize how minor actions and consistent efforts can accumulate into significant progress over time. They draw inspiration from Darren Hardy's book, 'Th...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>In this episode of the Debt-Free Dad podcast, Brad Nelson, and his co-hosts Chris Hawkins, Katie Hatfield, and Ryan Nelson discuss the importance of small wins in achieving financial success. The hosts share their personal debt payoff stories and emphasize how minor actions and consistent efforts can accumulate into significant progress over time. They draw inspiration from Darren Hardy&apos;s book, &apos;The Compound Effect,&apos; highlighting how hundreds, thousands, or millions of small actions separate the ordinary from the extraordinary. Listen in for motivational tips, examples of small wins, and strategies to boost your financial confidence and momentum. If you&apos;re looking to break free from living paycheck to paycheck, reduce financial stress, build savings, and gain tools for financial freedom, this episode is a must-hear. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>In this episode of the Debt-Free Dad podcast, Brad Nelson, and his co-hosts Chris Hawkins, Katie Hatfield, and Ryan Nelson discuss the importance of small wins in achieving financial success. The hosts share their personal debt payoff stories and emphasize how minor actions and consistent efforts can accumulate into significant progress over time. They draw inspiration from Darren Hardy&apos;s book, &apos;The Compound Effect,&apos; highlighting how hundreds, thousands, or millions of small actions separate the ordinary from the extraordinary. Listen in for motivational tips, examples of small wins, and strategies to boost your financial confidence and momentum. If you&apos;re looking to break free from living paycheck to paycheck, reduce financial stress, build savings, and gain tools for financial freedom, this episode is a must-hear. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17346625-354-achieving-financial-success-through-the-power-of-small-wins.mp3" length="16355935" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 24 Jun 2025 03:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Small Wins Matter" />
  <psc:chapter start="7:30" title="The Compound Effect of Financial Habits" />
  <psc:chapter start="13:02" title="Building Momentum Through Small Victories" />
  <psc:chapter start="17:01" title="Tracking Progress and Celebrating Wins" />
  <psc:chapter start="21:52" title="Resources to Start Your Journey" />
</psc:chapters>
    <itunes:duration>1360</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>353. Adopt These Seven Debt-Busting Habits</itunes:title>
    <title>353. Adopt These Seven Debt-Busting Habits</title>
    <itunes:summary><![CDATA[Join our Roots waitlist:  https://www.debtfreedad.com/ Feeling stuck in your debt journey? In this episode, Brad Nelson, founder of Debt Free Dad, shares the seven crucial habits that can help you achieve financial freedom. Learn how tracking your spending, budgeting, avoiding credit, building an emergency fund, staying resilient, celebrating small wins, and seeking support can transform your financial life. Brad also discusses his personal journey to debt freedom and the importance of c...]]></itunes:summary>
    <description><![CDATA[<p><b>Join our Roots waitlist:  </b><a href='https://www.debtfreedad.com/roots-enrollment-closed'>https://www.debtfreedad.com/</a></p><p>Feeling stuck in your debt journey? In this episode, Brad Nelson, founder of Debt Free Dad, shares the seven crucial habits that can help you achieve financial freedom. Learn how tracking your spending, budgeting, avoiding credit, building an emergency fund, staying resilient, celebrating small wins, and seeking support can transform your financial life. Brad also discusses his personal journey to debt freedom and the importance of community and accountability in maintaining financial health. Tune in to discover how you can start implementing these habits today and join the wait list for the Roots of Personal Finance program for step-by-step guidance. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Join our Roots waitlist:  </b><a href='https://www.debtfreedad.com/roots-enrollment-closed'>https://www.debtfreedad.com/</a></p><p>Feeling stuck in your debt journey? In this episode, Brad Nelson, founder of Debt Free Dad, shares the seven crucial habits that can help you achieve financial freedom. Learn how tracking your spending, budgeting, avoiding credit, building an emergency fund, staying resilient, celebrating small wins, and seeking support can transform your financial life. Brad also discusses his personal journey to debt freedom and the importance of community and accountability in maintaining financial health. Tune in to discover how you can start implementing these habits today and join the wait list for the Roots of Personal Finance program for step-by-step guidance. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17353445-353-adopt-these-seven-debt-busting-habits.mp3" length="6158565" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 19 Jun 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Introduction to Debt Elimination Habits" />
  <psc:chapter start="0:54" title="Tracking Spending and Effective Budgeting" />
  <psc:chapter start="2:39" title="Breaking Up with Credit Cards" />
  <psc:chapter start="3:29" title="Building Emergency Fund and Handling Setbacks" />
  <psc:chapter start="5:01" title="Celebration and Community Support" />
  <psc:chapter start="7:30" title="Roots of Personal Finance Program" />
</psc:chapters>
    <itunes:duration>510</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>352. Why Most People Stay Financially Stuck </itunes:title>
    <title>352. Why Most People Stay Financially Stuck </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  You’ve read the books. You’ve downloaded the budget templates. You know what to do—so why aren’t things changing? In this episode of the Debt Free Dad Podcast, Brad and the team get real about the behavioral blocks that keep people stuck in debt. It’s not about knowledge—it’s about habits, mindset, and community. If you’ve ever said, “I know better, but I just can’t seem to do better,” this episode...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>You’ve read the books. You’ve downloaded the budget templates. You know <em>what</em> to do—so why aren’t things changing? In this episode of the Debt Free Dad Podcast, Brad and the team get real about the behavioral blocks that keep people stuck in debt. It’s not about knowledge—it’s about habits, mindset, and community. If you’ve ever said, “I know better, but I just can’t seem to do better,” this episode is for you. </p><ul><li>Learn why knowledge isn’t enough </li><li>Hear real stories of what finally made the difference </li><li>Understand the role of accountability and support </li><li>Walk away with practical tips to finally get unstuck </li></ul><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>You’ve read the books. You’ve downloaded the budget templates. You know <em>what</em> to do—so why aren’t things changing? In this episode of the Debt Free Dad Podcast, Brad and the team get real about the behavioral blocks that keep people stuck in debt. It’s not about knowledge—it’s about habits, mindset, and community. If you’ve ever said, “I know better, but I just can’t seem to do better,” this episode is for you. </p><ul><li>Learn why knowledge isn’t enough </li><li>Hear real stories of what finally made the difference </li><li>Understand the role of accountability and support </li><li>Walk away with practical tips to finally get unstuck </li></ul><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 17 Jun 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Knowledge Isn&#39;t Enough Problem" />
  <psc:chapter start="3:07" title="Host Introductions and Debt Stories" />
  <psc:chapter start="6:06" title="Facing Discomfort and Breaking Habits" />
  <psc:chapter start="11:16" title="The Power of Accountability" />
  <psc:chapter start="18:04" title="Relationships Change During Debt Freedom" />
  <psc:chapter start="22:12" title="Celebrations and Final Thoughts" />
</psc:chapters>
    <itunes:duration>1472</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>351. Shifting Your Focus: Embracing a Life that Truly Matters </itunes:title>
    <title>351. Shifting Your Focus: Embracing a Life that Truly Matters </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  In this episode of the Debt Free Dad podcast, Kati delves into the importance of shifting focus from external validation to living a fulfilling life. She shares her personal debt-free journey, including the mistakes made due to caring about others' perceptions and the realizations that led to positive changes. Kati emphasizes the significance of genuine relationships and experiences over material p...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>In this episode of the Debt Free Dad podcast, Kati delves into the importance of shifting focus from external validation to living a fulfilling life. She shares her personal debt-free journey, including the mistakes made due to caring about others&apos; perceptions and the realizations that led to positive changes. Kati emphasizes the significance of genuine relationships and experiences over material possessions, sharing stories of others who faced similar challenges. Tune in for practical tips on managing finances and building a life you truly enjoy without the weight of impressing others. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>In this episode of the Debt Free Dad podcast, Kati delves into the importance of shifting focus from external validation to living a fulfilling life. She shares her personal debt-free journey, including the mistakes made due to caring about others&apos; perceptions and the realizations that led to positive changes. Kati emphasizes the significance of genuine relationships and experiences over material possessions, sharing stories of others who faced similar challenges. Tune in for practical tips on managing finances and building a life you truly enjoy without the weight of impressing others. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 12 Jun 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Questioning Our Motivations" />
  <psc:chapter start="0:38" title="My Debt Freedom Journey" />
  <psc:chapter start="1:38" title="The Doctor&#39;s Secret Financial Disaster" />
  <psc:chapter start="4:22" title="Living Authentically vs. Impressing Others" />
  <psc:chapter start="7:10" title="Simplify My Money Offering" />
</psc:chapters>
    <itunes:duration>479</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>350. Achieving Financial Independence: Tara&#39;s $85K Debt Payoff Story</itunes:title>
    <title>350. Achieving Financial Independence: Tara&#39;s $85K Debt Payoff Story</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money  Feeling overwhelmed by money? You're not alone! Join Brad Nelson, founder of Debt Free Dad, as he welcomes Tara Mean, who shares her journey of saving and paying off tens of thousands of dollars. Discover how mindset shifts, motivation, and practical steps can lead to financial freedom. Tara shares the challenges she faced and the strategies she used to turn her financial life around, including get...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>Feeling overwhelmed by money? You&apos;re not alone! Join Brad Nelson, founder of Debt Free Dad, as he welcomes Tara Mean, who shares her journey of saving and paying off tens of thousands of dollars. Discover how mindset shifts, motivation, and practical steps can lead to financial freedom. Tara shares the challenges she faced and the strategies she used to turn her financial life around, including getting her family on board and celebrating progress along the way. Tune in for an inspiring conversation about overcoming debt and achieving financial peace. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p>Feeling overwhelmed by money? You&apos;re not alone! Join Brad Nelson, founder of Debt Free Dad, as he welcomes Tara Mean, who shares her journey of saving and paying off tens of thousands of dollars. Discover how mindset shifts, motivation, and practical steps can lead to financial freedom. Tara shares the challenges she faced and the strategies she used to turn her financial life around, including getting her family on board and celebrating progress along the way. Tune in for an inspiring conversation about overcoming debt and achieving financial peace. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 10 Jun 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Introducing Tara&#39;s Debt-Free Journey" />
  <psc:chapter start="2:40" title="Life Before Financial Freedom" />
  <psc:chapter start="4:35" title="First Steps with Debt Free Dad" />
  <psc:chapter start="7:30" title="Getting Family Onboard" />
  <psc:chapter start="10:20" title="Massive Progress and Success" />
  <psc:chapter start="14:45" title="Staying Motivated and Consistent" />
  <psc:chapter start="16:50" title="Episode Wrap-up and Celebrations" />
</psc:chapters>
    <itunes:duration>1111</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>349. Take Control of Your Money: The Power of a Simple Calendar</itunes:title>
    <title>349. Take Control of Your Money: The Power of a Simple Calendar</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   Grab your calendar download: https://www.debtfreedad.com/pl/2148681183  Join Amber, a host of the Debt-Free Dad Podcast, as she shares a straightforward method to manage your finances using only a paper calendar. Discover how this visual tool can help you track paydays, bill due dates, and auto withdrawals, all while reducing financial stress and avoiding overdrafts. Tune in for actionable ti...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Grab your calendar download: <a href='https://www.debtfreedad.com/pl/2148681183'>https://www.debtfreedad.com/pl/2148681183</a> </p><p>Join Amber, a host of the Debt-Free Dad Podcast, as she shares a straightforward method to manage your finances using only a paper calendar. Discover how this visual tool can help you track paydays, bill due dates, and auto withdrawals, all while reducing financial stress and avoiding overdrafts. Tune in for actionable tips and a step-by-step guide to take control of your money. Download a free printable calendar and budgeting form to get started! </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Grab your calendar download: <a href='https://www.debtfreedad.com/pl/2148681183'>https://www.debtfreedad.com/pl/2148681183</a> </p><p>Join Amber, a host of the Debt-Free Dad Podcast, as she shares a straightforward method to manage your finances using only a paper calendar. Discover how this visual tool can help you track paydays, bill due dates, and auto withdrawals, all while reducing financial stress and avoiding overdrafts. Tune in for actionable tips and a step-by-step guide to take control of your money. Download a free printable calendar and budgeting form to get started! </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17267069-349-take-control-of-your-money-the-power-of-a-simple-calendar.mp3" length="3942238" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 05 Jun 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Unexpected Bills and Simple Solutions" />
  <psc:chapter start="0:40" title="My Debt-Free Journey in 20 Months" />
  <psc:chapter start="1:12" title="Setting Up Your Bill Calendar" />
  <psc:chapter start="3:04" title="Why Bill Calendars Are Life-Changing" />
  <psc:chapter start="4:24" title="Download Resources &amp; Weekly Newsletter" />
</psc:chapters>
    <itunes:duration>326</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>348. Master Meal Planning: Strategies from Prep Dish&#39;s Allison Schaaf </itunes:title>
    <title>348. Master Meal Planning: Strategies from Prep Dish&#39;s Allison Schaaf </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   In today's episode, Brad Nelson, founder of Debt Free Dad, chats with Allison Schaff, a registered dietitian, trained chef, and founder of Prep Dish. They delve into the struggles of meal planning amidst busy schedules and how Prep Dish offers a streamlined solution. Allison shares her journey from being a personal chef to creating a meal planning service designed to simplify weeknight dinners and...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In today&apos;s episode, Brad Nelson, founder of Debt Free Dad, chats with Allison Schaff, a registered dietitian, trained chef, and founder of Prep Dish. They delve into the struggles of meal planning amidst busy schedules and how Prep Dish offers a streamlined solution. Allison shares her journey from being a personal chef to creating a meal planning service designed to simplify weeknight dinners and reduce food waste. They discuss the importance of family meals, tips for involving kids in cooking, and the cost benefits of eating at home. Tune in to discover actionable advice to make meal prep less overwhelming and more enjoyable. </p><p>Get your FREE trial of Prep Dish: <a href='https://prepdish.com/debtfreedad'>https://prepdish.com/debtfreedad</a> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In today&apos;s episode, Brad Nelson, founder of Debt Free Dad, chats with Allison Schaff, a registered dietitian, trained chef, and founder of Prep Dish. They delve into the struggles of meal planning amidst busy schedules and how Prep Dish offers a streamlined solution. Allison shares her journey from being a personal chef to creating a meal planning service designed to simplify weeknight dinners and reduce food waste. They discuss the importance of family meals, tips for involving kids in cooking, and the cost benefits of eating at home. Tune in to discover actionable advice to make meal prep less overwhelming and more enjoyable. </p><p>Get your FREE trial of Prep Dish: <a href='https://prepdish.com/debtfreedad'>https://prepdish.com/debtfreedad</a> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 03 Jun 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Meal Planning Challenges for Busy Families" />
  <psc:chapter start="2:08" title="Introducing Allison Schaff of PrepDish" />
  <psc:chapter start="3:16" title="The Origins of PrepDish" />
  <psc:chapter start="6:19" title="How Meal Planning Actually Works" />
  <psc:chapter start="10:17" title="Financial Benefits of Meal Planning" />
  <psc:chapter start="14:26" title="Family Connection Through Mealtimes" />
  <psc:chapter start="17:40" title="Involving Kids in Cooking" />
  <psc:chapter start="19:28" title="PrepDish Service and Free Trial" />
  <psc:chapter start="22:11" title="Closing and Debt-Free Dad Resource" />
</psc:chapters>
    <itunes:duration>1377</itunes:duration>
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  <item>
    <itunes:title>347. Conquer Financial Procrastination: Start Your Journey to Debt Freedom </itunes:title>
    <title>347. Conquer Financial Procrastination: Start Your Journey to Debt Freedom </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money   In today's episode, we're tackling the 'Someday' mentality - the habit of putting off important financial actions for an undefined future. Learn why this mindset is a form of procrastination that can sabotage your journey to financial freedom, and discover practical strategies to overcome it. We'll discuss the importance of connecting with your future self, setting SMART goals, starting small, au...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In today&apos;s episode, we&apos;re tackling the &apos;Someday&apos; mentality - the habit of putting off important financial actions for an undefined future. Learn why this mindset is a form of procrastination that can sabotage your journey to financial freedom, and discover practical strategies to overcome it. We&apos;ll discuss the importance of connecting with your future self, setting SMART goals, starting small, automating financial tasks, and breaking big tasks into manageable pieces. Take action today to kick &apos;someday&apos; to the curb and start building real financial progress. Join us for actionable advice and step-by-step guidance to help you achieve your financial goals. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In today&apos;s episode, we&apos;re tackling the &apos;Someday&apos; mentality - the habit of putting off important financial actions for an undefined future. Learn why this mindset is a form of procrastination that can sabotage your journey to financial freedom, and discover practical strategies to overcome it. We&apos;ll discuss the importance of connecting with your future self, setting SMART goals, starting small, automating financial tasks, and breaking big tasks into manageable pieces. Take action today to kick &apos;someday&apos; to the curb and start building real financial progress. Join us for actionable advice and step-by-step guidance to help you achieve your financial goals. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17238155</guid>
    <pubDate>Thu, 29 May 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Someday Mentality Trap" />
  <psc:chapter start="1:21" title="Dangers of Financial Procrastination" />
  <psc:chapter start="3:30" title="How to Conquer Someday" />
  <psc:chapter start="5:05" title="Your Challenge and Call to Action" />
  <psc:chapter start="9:08" title="Simplify My Money Newsletter" />
</psc:chapters>
    <itunes:duration>575</itunes:duration>
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  <item>
    <itunes:title>346. Breaking Free: The Lies That Keep Most People Stuck in Debt </itunes:title>
    <title>346. Breaking Free: The Lies That Keep Most People Stuck in Debt </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Join Brad Nelson, Amber Taylor, and Ryan Nelson as they explore five costly lies that many people believe about their money, which keep them stuck in debt. From convincing yourself that 'you deserve it' to the misconception that 'small monthly payments' are harmless, this episode tackles these financial myths head-on. The hosts stress the importance of taking control of your finances today instead of wai...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Join Brad Nelson, Amber Taylor, and Ryan Nelson as they explore five costly lies that many people believe about their money, which keep them stuck in debt. From convincing yourself that &apos;you deserve it&apos; to the misconception that &apos;small monthly payments&apos; are harmless, this episode tackles these financial myths head-on. The hosts stress the importance of taking control of your finances today instead of waiting for the &apos;right time.&apos; They share their personal debt-free journeys and offer insights into how anyone can achieve financial freedom. Tune in to learn how to break free from these detrimental beliefs and start making real progress towards a debt-free life. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Join Brad Nelson, Amber Taylor, and Ryan Nelson as they explore five costly lies that many people believe about their money, which keep them stuck in debt. From convincing yourself that &apos;you deserve it&apos; to the misconception that &apos;small monthly payments&apos; are harmless, this episode tackles these financial myths head-on. The hosts stress the importance of taking control of your finances today instead of waiting for the &apos;right time.&apos; They share their personal debt-free journeys and offer insights into how anyone can achieve financial freedom. Tune in to learn how to break free from these detrimental beliefs and start making real progress towards a debt-free life. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 27 May 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Five Most Expensive Money Lies" />
  <psc:chapter start="3:18" title="Meet The Debt-Free Dad Team" />
  <psc:chapter start="6:30" title="Lie #1: I Deserve This" />
  <psc:chapter start="9:47" title="Lie #2: It&#39;s Just a Small Payment" />
  <psc:chapter start="14:26" title="Lie #3: I&#39;ll Start When Things Calm Down" />
  <psc:chapter start="18:11" title="Lie #4: We Need Debt to Build Credit" />
  <psc:chapter start="21:25" title="Lie #5: Nobody Lives Debt-Free Anymore" />
  <psc:chapter start="26:33" title="Celebrations and Episode Wrap-Up" />
</psc:chapters>
    <itunes:duration>1702</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>345. From Debt to Control: Mastering Money Management Skills </itunes:title>
    <title>345. From Debt to Control: Mastering Money Management Skills </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode, Brad Nelson, founder of Debt-Free Dad, tackles the common belief that some people are just 'bad with money.' Brad explains that being good with money is not an innate trait but a learned skill. He shares insights on overcoming financial mistakes, changing your mindset, and adopting better money management practices. Tune in to discover how to break free from living paycheck to paycheck, ...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad Nelson, founder of Debt-Free Dad, tackles the common belief that some people are just &apos;bad with money.&apos; Brad explains that being good with money is not an innate trait but a learned skill. He shares insights on overcoming financial mistakes, changing your mindset, and adopting better money management practices. Tune in to discover how to break free from living paycheck to paycheck, reduce financial stress, build savings, and pay off debt. Brad also discusses the importance of consistency, simple systems, and the right tools for achieving financial freedom. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad Nelson, founder of Debt-Free Dad, tackles the common belief that some people are just &apos;bad with money.&apos; Brad explains that being good with money is not an innate trait but a learned skill. He shares insights on overcoming financial mistakes, changing your mindset, and adopting better money management practices. Tune in to discover how to break free from living paycheck to paycheck, reduce financial stress, build savings, and pay off debt. Brad also discusses the importance of consistency, simple systems, and the right tools for achieving financial freedom. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17198008</guid>
    <pubDate>Thu, 22 May 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Money Mindset Myth" />
  <psc:chapter start="0:34" title="Brad&#39;s Debt-Free Journey Introduction" />
  <psc:chapter start="1:02" title="Money Skills Can Be Learned" />
  <psc:chapter start="2:12" title="Flipping Your Financial Script" />
  <psc:chapter start="4:23" title="Simplify My Money Newsletter Offer" />
</psc:chapters>
    <itunes:duration>312</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>344. How Misty &amp; Mike Paid Off $14K in Debt and Transformed Their Finances</itunes:title>
    <title>344. How Misty &amp; Mike Paid Off $14K in Debt and Transformed Their Finances</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   In this episode, Brad Nelson, founder of Debt Free Dad, chats with Misty Gaetz, who has made significant progress in managing her finances over the past several months. Misty has managed to pay off thousands in debt and is on a clear path to financial freedom. Misty shares the ups and downs of her financial journey, including her background, the impact of joining the Roots Personal Finance Program...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode, Brad Nelson, founder of Debt Free Dad, chats with Misty Gaetz, who has made significant progress in managing her finances over the past several months. Misty has managed to pay off thousands in debt and is on a clear path to financial freedom. Misty shares the ups and downs of her financial journey, including her background, the impact of joining the Roots Personal Finance Program, and the strategies that helped her save and pay off a substantial amount of debt in just four months. The episode is filled with practical advice and inspirational stories for anyone feeling stuck and looking to gain financial control and momentum. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode, Brad Nelson, founder of Debt Free Dad, chats with Misty Gaetz, who has made significant progress in managing her finances over the past several months. Misty has managed to pay off thousands in debt and is on a clear path to financial freedom. Misty shares the ups and downs of her financial journey, including her background, the impact of joining the Roots Personal Finance Program, and the strategies that helped her save and pay off a substantial amount of debt in just four months. The episode is filled with practical advice and inspirational stories for anyone feeling stuck and looking to gain financial control and momentum. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 20 May 2025 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/17176549/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Misty&#39;s Financial Turnaround Journey" />
  <psc:chapter start="5:10" title="Financial Struggles and Selling the House" />
  <psc:chapter start="9:44" title="Finding Financial Direction Through Roots" />
  <psc:chapter start="15:08" title="Cash Stuffing and Budget Transformations" />
  <psc:chapter start="19:22" title="$14,000 Progress in Just Four Months" />
  <psc:chapter start="23:15" title="Community Support and Accountability Benefits" />
  <psc:chapter start="29:16" title="Celebrating Member Success Stories" />
</psc:chapters>
    <itunes:duration>1979</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>343. The Cash Flow Plan, Budget’s Partner in Crime</itunes:title>
    <title>343. The Cash Flow Plan, Budget’s Partner in Crime</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   In this episode of the Debt-Free Dad podcast, host Chris Hawkins discusses the common challenges of starting and maintaining a budget. Chris introduces the concept of a cash flow plan as a companion tool to budgeting that can significantly improve financial management. By breaking down monthly expenses by paycheck and planning ahead, listeners can gain better control over their finances, reduce de...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of the Debt-Free Dad podcast, host Chris Hawkins discusses the common challenges of starting and maintaining a budget. Chris introduces the concept of a cash flow plan as a companion tool to budgeting that can significantly improve financial management. By breaking down monthly expenses by paycheck and planning ahead, listeners can gain better control over their finances, reduce debt, and ultimately achieve financial freedom. Chris shares practical steps and personal anecdotes to guide beginners and experienced budgeters alike through the process of effective cash flow planning. Join us to learn how to take control of your money and plan for a more secure financial future. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of the Debt-Free Dad podcast, host Chris Hawkins discusses the common challenges of starting and maintaining a budget. Chris introduces the concept of a cash flow plan as a companion tool to budgeting that can significantly improve financial management. By breaking down monthly expenses by paycheck and planning ahead, listeners can gain better control over their finances, reduce debt, and ultimately achieve financial freedom. Chris shares practical steps and personal anecdotes to guide beginners and experienced budgeters alike through the process of effective cash flow planning. Join us to learn how to take control of your money and plan for a more secure financial future. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17132095-343-the-cash-flow-plan-budget-s-partner-in-crime.mp3" length="11105356" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 15 May 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why We Hate Budgeting" />
  <psc:chapter start="1:51" title="The Budget&#39;s Essential Partner" />
  <psc:chapter start="3:23" title="Creating a Cash Flow Plan" />
  <psc:chapter start="7:40" title="Evolving to a Rolling Plan" />
  <psc:chapter start="12:00" title="From Budget Stress to Financial Freedom" />
  <psc:chapter start="14:36" title="Episode Closing and Newsletter Offer" />
</psc:chapters>
    <itunes:duration>923</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>342. Frugal Living or Cheapskate?</itunes:title>
    <title>342. Frugal Living or Cheapskate?</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   In this episode of Debt Free Dad, Brad Nelson and co-hosts Amber Taylor and Ryan Nelson explore the nuances between being frugal and being cheap. They discuss personal experiences and societal perceptions surrounding financial decisions, such as bringing your own snacks to events, using coupons, tipping, and choosing between generic or name-brand products. The conversation highlights the importanc...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of Debt Free Dad, Brad Nelson and co-hosts Amber Taylor and Ryan Nelson explore the nuances between being frugal and being cheap. They discuss personal experiences and societal perceptions surrounding financial decisions, such as bringing your own snacks to events, using coupons, tipping, and choosing between generic or name-brand products. The conversation highlights the importance of aligning spending with personal values and intentional living. They also touch on DIY projects and the ethics of tipping, challenging listeners to reconsider their money habits and mindset. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of Debt Free Dad, Brad Nelson and co-hosts Amber Taylor and Ryan Nelson explore the nuances between being frugal and being cheap. They discuss personal experiences and societal perceptions surrounding financial decisions, such as bringing your own snacks to events, using coupons, tipping, and choosing between generic or name-brand products. The conversation highlights the importance of aligning spending with personal values and intentional living. They also touch on DIY projects and the ethics of tipping, challenging listeners to reconsider their money habits and mindset. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 13 May 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Frugal vs. Cheap Debate Begins" />
  <psc:chapter start="2:00" title="Meet Your Debt-Free Hosts" />
  <psc:chapter start="3:39" title="Values-Based Spending Decisions" />
  <psc:chapter start="8:44" title="When DIY Projects Backfire" />
  <psc:chapter start="15:12" title="Restaurant Tipping and Service Ethics" />
  <psc:chapter start="19:57" title="Finding Your Money Balance" />
  <psc:chapter start="22:12" title="Debt-Free Success Stories" />
</psc:chapters>
    <itunes:duration>1403</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>341. 10 Ways to Take Back Control of Your Money </itunes:title>
    <title>341. 10 Ways to Take Back Control of Your Money </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   Do you find yourself engaging in retail therapy when you're bored, stressed, or upset? Are you frequently forgetting what you've ordered from Amazon as packages show up at your door? This episode of the Debt Free Dad podcast is here to help you curb those mindless spending habits. I'm Katie, your host, and today I'll share 10 actionable tips for shifting to intentional spending. From understanding...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Do you find yourself engaging in retail therapy when you&apos;re bored, stressed, or upset? Are you frequently forgetting what you&apos;ve ordered from Amazon as packages show up at your door? This episode of the Debt Free Dad podcast is here to help you curb those mindless spending habits. I&apos;m Katie, your host, and today I&apos;ll share 10 actionable tips for shifting to intentional spending. From understanding your spending triggers to tracking every dollar, avoiding impulse buys, creating a value-driven budget, and more, these strategies will help you align your money with your values and reduce financial stress. Tune in to learn how to take control of your finances and make purposeful purchases. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Do you find yourself engaging in retail therapy when you&apos;re bored, stressed, or upset? Are you frequently forgetting what you&apos;ve ordered from Amazon as packages show up at your door? This episode of the Debt Free Dad podcast is here to help you curb those mindless spending habits. I&apos;m Katie, your host, and today I&apos;ll share 10 actionable tips for shifting to intentional spending. From understanding your spending triggers to tracking every dollar, avoiding impulse buys, creating a value-driven budget, and more, these strategies will help you align your money with your values and reduce financial stress. Tune in to learn how to take control of your finances and make purposeful purchases. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/17074220-341-10-ways-to-take-back-control-of-your-money.mp3" length="5589245" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 08 May 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Mindless Spending Problem" />
  <psc:chapter start="1:37" title="My Journey from Debt to Freedom" />
  <psc:chapter start="2:16" title="Tips 1-3: Finding Your Why" />
  <psc:chapter start="3:34" title="Tips 4-7: Budgeting and Subscriptions" />
  <psc:chapter start="5:30" title="Tips 8-10: Education and Progress" />
  <psc:chapter start="6:54" title="Simplify My Money Newsletter" />
</psc:chapters>
    <itunes:duration>463</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>340. Investing Made Simple: How to Start Growing Wealth with Just $10 a Day</itunes:title>
    <title>340. Investing Made Simple: How to Start Growing Wealth with Just $10 a Day</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money    Feeling overwhelmed by investing? You don't have to! Join Brad Nelson, founder of Debt-Free Dad, and special guest Frank Buchholz, a retired senior vice president and financial advisor with over 40 years of experience. Frank simplifies the complexity of investing, debunks common misconceptions, and shares practical strategies that anyone can use to start growing their wealth. Discover the importa...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p><br/></p><p>Feeling overwhelmed by investing? You don&apos;t have to! Join Brad Nelson, founder of Debt-Free Dad, and special guest Frank Buchholz, a retired senior vice president and financial advisor with over 40 years of experience. Frank simplifies the complexity of investing, debunks common misconceptions, and shares practical strategies that anyone can use to start growing their wealth. Discover the importance of early investing, learn about different investment options, and get tips on avoiding common investment mistakes. Whether you&apos;re just starting out or looking to refine your investment approach, this episode is packed with valuable insights to help you achieve financial independence. </p><p><b>Connect with Frank Buchholz</b>: https://investorsgoldenplaybook.com/ </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a> </p><p><br/></p><p>Feeling overwhelmed by investing? You don&apos;t have to! Join Brad Nelson, founder of Debt-Free Dad, and special guest Frank Buchholz, a retired senior vice president and financial advisor with over 40 years of experience. Frank simplifies the complexity of investing, debunks common misconceptions, and shares practical strategies that anyone can use to start growing their wealth. Discover the importance of early investing, learn about different investment options, and get tips on avoiding common investment mistakes. Whether you&apos;re just starting out or looking to refine your investment approach, this episode is packed with valuable insights to help you achieve financial independence. </p><p><b>Connect with Frank Buchholz</b>: https://investorsgoldenplaybook.com/ </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 06 May 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Demystifying Investing for Beginners" />
  <psc:chapter start="7:35" title="Frank&#39;s Journey to Financial Advising" />
  <psc:chapter start="15:31" title="Simple Investing Strategies That Work" />
  <psc:chapter start="18:36" title="Debt Management and Investment Priorities" />
  <psc:chapter start="24:10" title="Common Investment Mistakes to Avoid" />
  <psc:chapter start="26:32" title="Building Real Financial Independence" />
  <psc:chapter start="29:15" title="Episode Wrap and Resources" />
</psc:chapters>
    <itunes:duration>1762</itunes:duration>
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  <item>
    <itunes:title>339. When Life Happens: 3 Steps to Regain Financial Control</itunes:title>
    <title>339. When Life Happens: 3 Steps to Regain Financial Control</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   In this episode of the Debt-Free Debt Podcast, host Amber shares valuable advice on how to handle unexpected financial setbacks such as surprise car repairs, medical bills, or reduced work hours. She outlines three practical steps: pausing to get a clear picture, making a short-term stabilization plan, and building momentum to move forward. Amber also emphasizes the importance of maintaining a pos...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of the Debt-Free Debt Podcast, host Amber shares valuable advice on how to handle unexpected financial setbacks such as surprise car repairs, medical bills, or reduced work hours. She outlines three practical steps: pausing to get a clear picture, making a short-term stabilization plan, and building momentum to move forward. Amber also emphasizes the importance of maintaining a positive mindset and focusing on small wins. Tune in to learn how to manage financial stress and keep progressing toward your financial goals. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode of the Debt-Free Debt Podcast, host Amber shares valuable advice on how to handle unexpected financial setbacks such as surprise car repairs, medical bills, or reduced work hours. She outlines three practical steps: pausing to get a clear picture, making a short-term stabilization plan, and building momentum to move forward. Amber also emphasizes the importance of maintaining a positive mindset and focusing on small wins. Tune in to learn how to manage financial stress and keep progressing toward your financial goals. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 01 May 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="339. When Life Happens: 3 Steps to Regain Financial Control" />
  <psc:chapter start="0:06" title="Financial Setbacks Aren&#39;t the End" />
  <psc:chapter start="0:36" title="Introduction to Debt-Free Dad Podcast" />
  <psc:chapter start="1:22" title="Step 1: Pause and Get Perspective" />
  <psc:chapter start="4:06" title="Step 2: Create a Short-Term Plan" />
  <psc:chapter start="5:39" title="Step 3: Building Momentum Again" />
  <psc:chapter start="7:16" title="Episode Wrap-up and Newsletter Offer" />
</psc:chapters>
    <itunes:duration>504</itunes:duration>
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  <item>
    <itunes:title>338. Gina&#39;s Financial Turnaround: Paying Off $58,000 in Debt</itunes:title>
    <title>338. Gina&#39;s Financial Turnaround: Paying Off $58,000 in Debt</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   Join Debt Free Dad founder, Brad Nelson, in today's episode as he welcomes Gina, a single 51-year-old accountant analyst, who turned her financial life around by paying off tens of thousands of dollars in debt. Gina shares her emotional and powerful journey from struggling with credit card debt and wage garnishment to making incredible financial progress. Learn about the pivotal changes she made, ...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Join Debt Free Dad founder, Brad Nelson, in today&apos;s episode as he welcomes Gina, a single 51-year-old accountant analyst, who turned her financial life around by paying off tens of thousands of dollars in debt. Gina shares her emotional and powerful journey from struggling with credit card debt and wage garnishment to making incredible financial progress. Learn about the pivotal changes she made, the support she received from the Roots community, and her strategies for budgeting and cutting unnecessary expenses. If you&apos;re feeling trapped by financial stress and unsure where to start, Gina&apos;s story offers the inspiration and motivation you need to break free from living paycheck to paycheck, build savings, and achieve financial peace. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Join Debt Free Dad founder, Brad Nelson, in today&apos;s episode as he welcomes Gina, a single 51-year-old accountant analyst, who turned her financial life around by paying off tens of thousands of dollars in debt. Gina shares her emotional and powerful journey from struggling with credit card debt and wage garnishment to making incredible financial progress. Learn about the pivotal changes she made, the support she received from the Roots community, and her strategies for budgeting and cutting unnecessary expenses. If you&apos;re feeling trapped by financial stress and unsure where to start, Gina&apos;s story offers the inspiration and motivation you need to break free from living paycheck to paycheck, build savings, and achieve financial peace. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 29 Apr 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Gina&#39;s Financial Turnaround Journey" />
  <psc:chapter start="1:18" title="Welcome to Debt-Free Dad Podcast" />
  <psc:chapter start="2:13" title="Gina&#39;s Financial Struggles Before Debt-Free Dad" />
  <psc:chapter start="5:44" title="Finding Support and Changing Habits" />
  <psc:chapter start="12:30" title="Cutting Expenses and Building Momentum" />
  <psc:chapter start="19:21" title="$60,000+ Paid Off in Three Years" />
  <psc:chapter start="23:08" title="Community Support and Future Goals" />
  <psc:chapter start="26:42" title="Celebrating Financial Wins" />
</psc:chapters>
    <itunes:duration>1762</itunes:duration>
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  <item>
    <itunes:title>337. Stop Waiting for the Perfect Time to Fix Your Finances </itunes:title>
    <title>337. Stop Waiting for the Perfect Time to Fix Your Finances </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money   In this episode, Ryan Nelson explores the damaging mindset of waiting for the 'perfect moment' to improve your finances. Ryan emphasizes the importance of starting small and taking immediate action. Learn practical steps to create a budget, tackle debt, and build financial habits even when the circumstances are far from perfect. Subscribe to the 'Simplify My Money' newsletter for actionable tips ...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode, Ryan Nelson explores the damaging mindset of waiting for the &apos;perfect moment&apos; to improve your finances. Ryan emphasizes the importance of starting small and taking immediate action. Learn practical steps to create a budget, tackle debt, and build financial habits even when the circumstances are far from perfect. Subscribe to the &apos;Simplify My Money&apos; newsletter for actionable tips to win with your money. Take control of your financial future today! </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>In this episode, Ryan Nelson explores the damaging mindset of waiting for the &apos;perfect moment&apos; to improve your finances. Ryan emphasizes the importance of starting small and taking immediate action. Learn practical steps to create a budget, tackle debt, and build financial habits even when the circumstances are far from perfect. Subscribe to the &apos;Simplify My Money&apos; newsletter for actionable tips to win with your money. Take control of your financial future today! </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 24 Apr 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Perfect Money Moment Trap" />
  <psc:chapter start="0:38" title="My Debt-Free Journey" />
  <psc:chapter start="0:57" title="Life&#39;s Financial Unpredictability" />
  <psc:chapter start="1:50" title="Starting Small Builds Momentum" />
  <psc:chapter start="3:10" title="Taking Control One Step Today" />
  <psc:chapter start="5:30" title="Simplify My Money Newsletter Invitation" />
</psc:chapters>
    <itunes:duration>415</itunes:duration>
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    <itunes:title>336. If Everyone’s Broke, Why Are Restaurants Packed?</itunes:title>
    <title>336. If Everyone’s Broke, Why Are Restaurants Packed?</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad podcast, we dive into the puzzling disconnect between people claiming financial struggles while actively spending. They explore insights from social media responses revealing reasons like credit card debt and YOLO culture. They discuss topics like present bias, societal pressures, and the influence of social media on spending habits. The episode also features practica...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, we dive into the puzzling disconnect between people claiming financial struggles while actively spending. They explore insights from social media responses revealing reasons like credit card debt and YOLO culture. They discuss topics like present bias, societal pressures, and the influence of social media on spending habits. The episode also features practical advice on staying grounded financially, inspirational success stories, and resources to help you break free from living paycheck to paycheck.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad podcast, we dive into the puzzling disconnect between people claiming financial struggles while actively spending. They explore insights from social media responses revealing reasons like credit card debt and YOLO culture. They discuss topics like present bias, societal pressures, and the influence of social media on spending habits. The episode also features practical advice on staying grounded financially, inspirational success stories, and resources to help you break free from living paycheck to paycheck.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 22 Apr 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Spending Paradox Question" />
  <psc:chapter start="1:11" title="Meet Your Debt-Free Hosts" />
  <psc:chapter start="2:38" title="Why Is Everything So Busy?" />
  <psc:chapter start="6:10" title="Present Bias vs Delayed Gratification" />
  <psc:chapter start="9:51" title="Social Media&#39;s Influence on Spending" />
  <psc:chapter start="13:12" title="&quot;YOLO&quot; &amp; Doom Spending Mentality" />
  <psc:chapter start="19:07" title="Finding Balance Between Enjoyment &amp; Responsibility" />
  <psc:chapter start="21:52" title="Final Thoughts &amp; Celebration Stories" />
</psc:chapters>
    <itunes:duration>1510</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Rethink Affordability: Choosing Purpose Over Payments</itunes:title>
    <title>Rethink Affordability: Choosing Purpose Over Payments</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money In this episode, Brad emphasizes the danger of monthly payment thinking and provides practical advice on shifting focus to long-term financial goals. He introduces the key question that transformed his financial decisions: 'Should I even be buying this?' Brad also offers tips on setting financial goals, prioritizing peace over material possessions, and staying consistent. Don't miss the free resources av...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad emphasizes the danger of monthly payment thinking and provides practical advice on shifting focus to long-term financial goals. He introduces the key question that transformed his financial decisions: &apos;Should I even be buying this?&apos; Brad also offers tips on setting financial goals, prioritizing peace over material possessions, and staying consistent. Don&apos;t miss the free resources available at Debt Dad to help you start your journey to financial freedom today!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad emphasizes the danger of monthly payment thinking and provides practical advice on shifting focus to long-term financial goals. He introduces the key question that transformed his financial decisions: &apos;Should I even be buying this?&apos; Brad also offers tips on setting financial goals, prioritizing peace over material possessions, and staying consistent. Don&apos;t miss the free resources available at Debt Dad to help you start your journey to financial freedom today!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 17 Apr 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Monthly Payment Trap" />
  <psc:chapter start="1:23" title="Changing the Question" />
  <psc:chapter start="2:52" title="The Car Payment Reality Check" />
  <psc:chapter start="4:07" title="Your Financial Filter" />
  <psc:chapter start="5:12" title="Creating Your 5-Year Vision" />
  <psc:chapter start="7:35" title="Breaking Free from Paycheck to Paycheck" />
</psc:chapters>
    <itunes:duration>649</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>334. Breaking Free from Financial Scarcity: A Conversation with Elizabeth Husserl</itunes:title>
    <title>334. Breaking Free from Financial Scarcity: A Conversation with Elizabeth Husserl</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Join Brad Nelson, founder of Debt Free Dad, as he welcomes financial coach Elizabeth Husserl. In this episode, Elizabeth delves into how our inherited financial stories, patterns, and beliefs shape our money behaviors. Together, they discuss the concept of financial DNA, generational money wounds, and the psychology behind our financial choices. Elizabeth also shares practical steps for rewriting your mo...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Join Brad Nelson, founder of Debt Free Dad, as he welcomes financial coach Elizabeth Husserl. In this episode, Elizabeth delves into how our inherited financial stories, patterns, and beliefs shape our money behaviors. Together, they discuss the concept of financial DNA, generational money wounds, and the psychology behind our financial choices. Elizabeth also shares practical steps for rewriting your money story, initiating healthy money conversations, and teaching financial responsibility to the next generation. Get insights into achieving financial freedom and building wealth while overcoming the challenges posed by a scarcity mindset. </p><p>Connect with Elizabeth: <a href='https://elizabethhusserl.com/'>https://elizabethhusserl.com/</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b><br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Join Brad Nelson, founder of Debt Free Dad, as he welcomes financial coach Elizabeth Husserl. In this episode, Elizabeth delves into how our inherited financial stories, patterns, and beliefs shape our money behaviors. Together, they discuss the concept of financial DNA, generational money wounds, and the psychology behind our financial choices. Elizabeth also shares practical steps for rewriting your money story, initiating healthy money conversations, and teaching financial responsibility to the next generation. Get insights into achieving financial freedom and building wealth while overcoming the challenges posed by a scarcity mindset. </p><p>Connect with Elizabeth: <a href='https://elizabethhusserl.com/'>https://elizabethhusserl.com/</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 15 Apr 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Introduction to Money Stories" />
  <psc:chapter start="2:10" title="Elizabeth&#39;s Journey to Financial Coaching" />
  <psc:chapter start="4:39" title="Why Money Feels So Difficult" />
  <psc:chapter start="8:17" title="Having Conversations With Money" />
  <psc:chapter start="17:06" title="Healing Money Wounds" />
  <psc:chapter start="24:52" title="Relationships and Financial Conversations" />
  <psc:chapter start="28:12" title="Teaching Kids Healthy Money Habits" />
  <psc:chapter start="33:52" title="Simplify My Money Resource" />
</psc:chapters>
    <itunes:duration>2220</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>333. Navigating Life&#39;s Financial Setbacks with Resilience and Preparedness</itunes:title>
    <title>333. Navigating Life&#39;s Financial Setbacks with Resilience and Preparedness</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt-Free Dad Podcast, host Chris Hawkins shares his recent personal struggles and how his financial planning allowed him to weather unforeseen difficulties. After facing the sudden death of his mother and the consequent financial responsibilities, followed by vehicle breakdowns and accidents, Chris discusses the importance of staying positive and prepared. He emphasizes how gaini...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad Podcast, host Chris Hawkins shares his recent personal struggles and how his financial planning allowed him to weather unforeseen difficulties. After facing the sudden death of his mother and the consequent financial responsibilities, followed by vehicle breakdowns and accidents, Chris discusses the importance of staying positive and prepared. He emphasizes how gaining control over your finances transforms major setbacks into manageable annoyances. Chris provides insights on maintaining a positive mindset, shares his experiences as an executor, and offers valuable advice for anyone facing financial challenges. Tune in for practical strategies and encouragement to achieve your financial goals. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt-Free Dad Podcast, host Chris Hawkins shares his recent personal struggles and how his financial planning allowed him to weather unforeseen difficulties. After facing the sudden death of his mother and the consequent financial responsibilities, followed by vehicle breakdowns and accidents, Chris discusses the importance of staying positive and prepared. He emphasizes how gaining control over your finances transforms major setbacks into manageable annoyances. Chris provides insights on maintaining a positive mindset, shares his experiences as an executor, and offers valuable advice for anyone facing financial challenges. Tune in for practical strategies and encouragement to achieve your financial goals. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 10 Apr 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Embracing Adversity on Financial Journeys" />
  <psc:chapter start="2:14" title="Mom&#39;s Passing and Executor Responsibilities" />
  <psc:chapter start="6:28" title="Vehicle Losses and Unexpected Accidents" />
  <psc:chapter start="10:00" title="Finding Peace Despite Financial Setbacks" />
  <psc:chapter start="14:01" title="Simplify My Money Offering" />
</psc:chapters>
    <itunes:duration>830</itunes:duration>
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    <itunes:title>332. How Paige Snyders Paid Off Over $24,000 in Debt </itunes:title>
    <title>332. How Paige Snyders Paid Off Over $24,000 in Debt </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt Free Dad Podcast, host Brad Nelson talks with Paige Snyders, a 26-year-old Amazon packer and competitive bowler, about her incredible journey to pay off over $24,000 in debt within 20 months. Paige reveals the struggles she faced, including the financial stress from her dog's medical issues and her subsequent emotional spending. She explains how joining the Debt Free Dad prog...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad Podcast, host Brad Nelson talks with Paige Snyders, a 26-year-old Amazon packer and competitive bowler, about her incredible journey to pay off over $24,000 in debt within 20 months. Paige reveals the struggles she faced, including the financial stress from her dog&apos;s medical issues and her subsequent emotional spending. She explains how joining the Debt Free Dad program provided her with the tools and motivation to transform her financial situation, allowing her to save money and significantly reduce her debt. Paige and Brad discuss practical budgeting tips, the importance of having an emergency fund, and the mental shifts that come with financial discipline. Tune in for real inspiration and actionable advice on conquering financial stress and achieving debt-free living. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad Podcast, host Brad Nelson talks with Paige Snyders, a 26-year-old Amazon packer and competitive bowler, about her incredible journey to pay off over $24,000 in debt within 20 months. Paige reveals the struggles she faced, including the financial stress from her dog&apos;s medical issues and her subsequent emotional spending. She explains how joining the Debt Free Dad program provided her with the tools and motivation to transform her financial situation, allowing her to save money and significantly reduce her debt. Paige and Brad discuss practical budgeting tips, the importance of having an emergency fund, and the mental shifts that come with financial discipline. Tune in for real inspiration and actionable advice on conquering financial stress and achieving debt-free living. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 08 Apr 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="332. How Paige Snyders Paid Off Over $24,000 in Debt " />
  <psc:chapter start="0:58" title="Paige&#39;s Inspiring Financial Transformation" />
  <psc:chapter start="2:12" title="Meet Brad and Paige" />
  <psc:chapter start="4:03" title="How Grief Led to Financial Crisis" />
  <psc:chapter start="7:08" title="Paying Off $24,000+ in 20 Months" />
  <psc:chapter start="10:27" title="The Mindset Shift That Changed Everything" />
  <psc:chapter start="16:01" title="Finding Financial Peace Through Budgeting" />
  <psc:chapter start="19:22" title="The Power of Community Support" />
  <psc:chapter start="26:43" title="Final Thoughts and Celebrations" />
</psc:chapters>
    <itunes:duration>1742</itunes:duration>
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    <itunes:title>331. Debt Solutions: Credit, Loans, and Medical Bills</itunes:title>
    <title>331. Debt Solutions: Credit, Loans, and Medical Bills</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money Feeling overwhelmed by debt? Tune into this episode of the Debt Free Dad Podcast where host Katie shares proven strategies to pay off various types of debt including credit cards, car loans, and medical bills. Learn effective methods like the snowball and avalanche techniques for credit card repayment, tips for negotiating with creditors, and the importance of budgeting. Katie also covers specific advic...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP '>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Feeling overwhelmed by debt? Tune into this episode of the Debt Free Dad Podcast where host Katie shares proven strategies to pay off various types of debt including credit cards, car loans, and medical bills. Learn effective methods like the snowball and avalanche techniques for credit card repayment, tips for negotiating with creditors, and the importance of budgeting. Katie also covers specific advice for handling medical debt and highlights resources that can assist in your journey to become debt-free.  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP '>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Feeling overwhelmed by debt? Tune into this episode of the Debt Free Dad Podcast where host Katie shares proven strategies to pay off various types of debt including credit cards, car loans, and medical bills. Learn effective methods like the snowball and avalanche techniques for credit card repayment, tips for negotiating with creditors, and the importance of budgeting. Katie also covers specific advice for handling medical debt and highlights resources that can assist in your journey to become debt-free.  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 03 Apr 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="331. Debt Solutions: Credit, Loans, and Medical Bills" />
  <psc:chapter start="0:58" title="Debt payoff introduction" />
  <psc:chapter start="1:25" title="Credit card repayment strategies" />
  <psc:chapter start="3:49" title="Medical debt solutions" />
  <psc:chapter start="9:33" title="Episode wrap and newsletter offer" />
</psc:chapters>
    <itunes:duration>566</itunes:duration>
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    <itunes:title>330. The True Cost of New Cars</itunes:title>
    <title>330. The True Cost of New Cars</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money  In this episode of the Dad podcast, hosts Brad Nelson, Chris, Katie, and Ryan from Debt-Free Dad dive deep into the financial implications of buying a new car. They discuss the high payments, massive depreciation, and how these factors can hinder financial freedom. They share their personal debt payoff journeys and provide insights into why Americans love new cars, debunking the myths linked to ne...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP '>https://www.debtfreedad.com/newsletters/simplify-my-money </a></p><p>In this episode of the Dad podcast, hosts Brad Nelson, Chris, Katie, and Ryan from Debt-Free Dad dive deep into the financial implications of buying a new car. They discuss the high payments, massive depreciation, and how these factors can hinder financial freedom. They share their personal debt payoff journeys and provide insights into why Americans love new cars, debunking the myths linked to new car safety, reliability, and warranties. The hosts stress the advantages of buying used cars and outline the broader financial and emotional costs associated with new car payments. Join them as they offer strategies to break free from the paycheck-to-paycheck cycle, reduce financial stress, and build savings. Tune in to explore if buying a new car is a smart financial move or just a costly disguise. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP '>https://www.debtfreedad.com/newsletters/simplify-my-money </a></p><p>In this episode of the Dad podcast, hosts Brad Nelson, Chris, Katie, and Ryan from Debt-Free Dad dive deep into the financial implications of buying a new car. They discuss the high payments, massive depreciation, and how these factors can hinder financial freedom. They share their personal debt payoff journeys and provide insights into why Americans love new cars, debunking the myths linked to new car safety, reliability, and warranties. The hosts stress the advantages of buying used cars and outline the broader financial and emotional costs associated with new car payments. Join them as they offer strategies to break free from the paycheck-to-paycheck cycle, reduce financial stress, and build savings. Tune in to explore if buying a new car is a smart financial move or just a costly disguise. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 01 Apr 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="330. The True Cost of New Cars" />
  <psc:chapter start="0:58" title="New Car Debate Introduction" />
  <psc:chapter start="3:30" title="Why We Crave New Cars" />
  <psc:chapter start="6:03" title="Safety and Reliability Arguments" />
  <psc:chapter start="11:49" title="The Crushing Cost of Depreciation" />
  <psc:chapter start="19:25" title="Opportunity Cost of Car Payments" />
  <psc:chapter start="24:02" title="Mindset Shift: Paying Cash vs Payments" />
  <psc:chapter start="29:02" title="Celebrations and Closing" />
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    <itunes:duration>1715</itunes:duration>
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    <itunes:title>329. Stop the Financial Drip: Five Ways to Retain More of Your Income</itunes:title>
    <title>329. Stop the Financial Drip: Five Ways to Retain More of Your Income</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money Join Amber on the Debt Free Dad Podcast as she shares five simple strategies to help you find extra cash each month with minimal effort. Learn how to save money by canceling unused subscriptions, meal planning, selling items you no longer need, negotiating your bills, and having no-spend weekends. Follow these tips to take control of your finances, reduce financial stress, and get closer to living debt-f...]]></itunes:summary>
    <description><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Join Amber on the Debt Free Dad Podcast as she shares five simple strategies to help you find extra cash each month with minimal effort. Learn how to save money by canceling unused subscriptions, meal planning, selling items you no longer need, negotiating your bills, and having no-spend weekends. Follow these tips to take control of your finances, reduce financial stress, and get closer to living debt-free.  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Subscribe to Simplify My Money: <a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Join Amber on the Debt Free Dad Podcast as she shares five simple strategies to help you find extra cash each month with minimal effort. Learn how to save money by canceling unused subscriptions, meal planning, selling items you no longer need, negotiating your bills, and having no-spend weekends. Follow these tips to take control of your finances, reduce financial stress, and get closer to living debt-free.  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 27 Mar 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Introduction to Finding Hidden Money" />
  <psc:chapter start="1:19" title="Strategy #1: Cut Unused Subscriptions" />
  <psc:chapter start="3:43" title="Strategy #2: Meal Planning to Save" />
  <psc:chapter start="6:30" title="Strategy #3: Selling Unused Items" />
  <psc:chapter start="8:03" title="Strategy #4: Negotiating Bills" />
  <psc:chapter start="9:42" title="Strategy #5: No-Spend Weekends" />
  <psc:chapter start="11:34" title="Recap and Call to Action" />
</psc:chapters>
    <itunes:duration>754</itunes:duration>
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    <itunes:title>328. Financial Freedom Unlocked: Todd Polke&#39;s Strategies for Wealth Creation</itunes:title>
    <title>328. Financial Freedom Unlocked: Todd Polke&#39;s Strategies for Wealth Creation</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money Are you feeling stuck in a cycle of financial stress? Join Brad Nelson, founder of Debt Free Dad, as he interviews wealth strategist Todd Polke on the latest episode of the Debt Free Dad Podcast. Todd shares insights on how to shift your mindset, develop financial discipline, and break free from living paycheck to paycheck. Learn about Todd's journey from a burned-out personal trainer to a successful in...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP '>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Are you feeling stuck in a cycle of financial stress? Join Brad Nelson, founder of Debt Free Dad, as he interviews wealth strategist Todd Polke on the latest episode of the Debt Free Dad Podcast. Todd shares insights on how to shift your mindset, develop financial discipline, and break free from living paycheck to paycheck. Learn about Todd&apos;s journey from a burned-out personal trainer to a successful investor and wealth teacher. Discover proven systems and small changes that can help you save, invest, and create lasting wealth. Plus, Brad and Todd discuss mindset traps, financial decision-making frameworks, and the importance of establishing clear goals. Tune in for inspirational stories and practical advice to take control of your financial future. </p><p><b>Connect with Todd Polke:  </b><a href='http://www.toddpolke.com/'>www.toddpolke.com</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP '>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Are you feeling stuck in a cycle of financial stress? Join Brad Nelson, founder of Debt Free Dad, as he interviews wealth strategist Todd Polke on the latest episode of the Debt Free Dad Podcast. Todd shares insights on how to shift your mindset, develop financial discipline, and break free from living paycheck to paycheck. Learn about Todd&apos;s journey from a burned-out personal trainer to a successful investor and wealth teacher. Discover proven systems and small changes that can help you save, invest, and create lasting wealth. Plus, Brad and Todd discuss mindset traps, financial decision-making frameworks, and the importance of establishing clear goals. Tune in for inspirational stories and practical advice to take control of your financial future. </p><p><b>Connect with Todd Polke:  </b><a href='http://www.toddpolke.com/'>www.toddpolke.com</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 25 Mar 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="328. Financial Freedom Unlocked: Todd Polke&#39;s Strategies for Wealth Creation" />
  <psc:chapter start="0:06" title="Introduction to Financial Freedom" />
  <psc:chapter start="16:41" title="Todd&#39;s Journey from Burnout to Wealth" />
  <psc:chapter start="37:43" title="Breaking Mindset Traps and Ecosystem Design" />
  <psc:chapter start="1:06:39" title="Small Wins Create Financial Momentum" />
  <psc:chapter start="1:34:48" title="Framework for Better Financial Decisions" />
  <psc:chapter start="1:44:45" title="Finding Your Financial North Star" />
  <psc:chapter start="1:49:03" title="Resources and Closing Celebrations" />
</psc:chapters>
    <itunes:duration>1913</itunes:duration>
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    <itunes:title>327. Revolutionize Your Budgeting with the Envelope System</itunes:title>
    <title>327. Revolutionize Your Budgeting with the Envelope System</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money   Join Ryan Nelson as he introduces the Envelope System, a simple yet effective budgeting tool to manage common expenses like groceries, holidays, and car repairs. Learn how using cash envelopes can revolutionize your spending habits, help you plan ahead, and reduce financial stress. Discover practical tips on setting up your envelopes, adjusting for variable expenses, and using your tax refund to ...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Join Ryan Nelson as he introduces the Envelope System, a simple yet effective budgeting tool to manage common expenses like groceries, holidays, and car repairs. Learn how using cash envelopes can revolutionize your spending habits, help you plan ahead, and reduce financial stress. Discover practical tips on setting up your envelopes, adjusting for variable expenses, and using your tax refund to get a head start. This episode provides actionable advice to help you maintain a consistent budget and achieve financial peace. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Join Ryan Nelson as he introduces the Envelope System, a simple yet effective budgeting tool to manage common expenses like groceries, holidays, and car repairs. Learn how using cash envelopes can revolutionize your spending habits, help you plan ahead, and reduce financial stress. Discover practical tips on setting up your envelopes, adjusting for variable expenses, and using your tax refund to get a head start. This episode provides actionable advice to help you maintain a consistent budget and achieve financial peace. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 20 Mar 2025 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="327. Revolutionize Your Budgeting with the Envelope System" />
  <psc:chapter start="0:06" title="Unexpected Expenses That Shouldn&#39;t Surprise Us" />
  <psc:chapter start="1:24" title="Introducing the Envelope System" />
  <psc:chapter start="2:40" title="Why Cash Envelopes Actually Work" />
  <psc:chapter start="3:52" title="Handling Variable Expenses" />
  <psc:chapter start="4:32" title="Using Tax Refunds to Jumpstart Your System" />
  <psc:chapter start="6:33" title="Addressing Convenience Concerns" />
  <psc:chapter start="7:39" title="Call to Action and Newsletter" />
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    <itunes:duration>495</itunes:duration>
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    <itunes:title>326. Debt-Free Living and Future Investing: Expert Advice from Joseph Lombardi</itunes:title>
    <title>326. Debt-Free Living and Future Investing: Expert Advice from Joseph Lombardi</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt Free Dad podcast, Brad Nelson invites financial expert Joseph Lombardi from Ironhawk Financial to discuss the limitations of 401ks and explore better retirement strategies. Lombardi shares his personal journey through financial hardships and offers insights into innovative financial planning methods such as Infinite Banking and IRS code 7702. The conversation covers practical...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad podcast, Brad Nelson invites financial expert Joseph Lombardi from Ironhawk Financial to discuss the limitations of 401ks and explore better retirement strategies. Lombardi shares his personal journey through financial hardships and offers insights into innovative financial planning methods such as Infinite Banking and IRS code 7702. The conversation covers practical advice on managing debt, planning for retirement, and building a secure financial future. Tune in to learn more about taking control of your finances and achieving true financial freedom. </p><p><b>Connect with Joseph:  </b></p><p><a href='mailto:%E2%80%8Ajoe@ironhawkfinancial.com'> joe@ironhawkfinancial.com</a> </p><p>https://ironhawkfinancial.com/</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad podcast, Brad Nelson invites financial expert Joseph Lombardi from Ironhawk Financial to discuss the limitations of 401ks and explore better retirement strategies. Lombardi shares his personal journey through financial hardships and offers insights into innovative financial planning methods such as Infinite Banking and IRS code 7702. The conversation covers practical advice on managing debt, planning for retirement, and building a secure financial future. Tune in to learn more about taking control of your finances and achieving true financial freedom. </p><p><b>Connect with Joseph:  </b></p><p><a href='mailto:%E2%80%8Ajoe@ironhawkfinancial.com'> joe@ironhawkfinancial.com</a> </p><p>https://ironhawkfinancial.com/</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16773802-326-debt-free-living-and-future-investing-expert-advice-from-joseph-lombardi.mp3" length="21471880" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 18 Mar 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Retirement Planning Beyond 401(k)s" />
  <psc:chapter start="5:46" title="Joseph&#39;s Personal Financial Journey" />
  <psc:chapter start="14:52" title="Getting Out of Debt First" />
  <psc:chapter start="22:38" title="Building Wealth Through Infinite Banking" />
  <psc:chapter start="34:56" title="IRS Code 7702 Explained" />
  <psc:chapter start="45:29" title="Final Thoughts and Contact Information" />
</psc:chapters>
    <itunes:duration>1787</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>325. Overcoming Financial Roadblocks: Embracing the &quot;It Shall Be Done&quot; Mindset</itunes:title>
    <title>325. Overcoming Financial Roadblocks: Embracing the &quot;It Shall Be Done&quot; Mindset</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt Free Dad podcast, host Chris Hawkins shares his journey of overcoming financial obstacles and the lessons he learned along the way. He discusses the common challenges people face when trying to budget or get out of debt and emphasizes the importance of determination and a positive mindset. Chris shares personal anecdotes and introduces the inspiring story of 'The Blue Vase' f...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad podcast, host Chris Hawkins shares his journey of overcoming financial obstacles and the lessons he learned along the way. He discusses the common challenges people face when trying to budget or get out of debt and emphasizes the importance of determination and a positive mindset. Chris shares personal anecdotes and introduces the inspiring story of &apos;The Blue Vase&apos; from the book The Go-Getter to illustrate how perseverance and resourcefulness can lead to financial success. Tune in to learn how to adopt the &apos;It Shall Be Done&apos; mentality and navigate your own financial journey with confidence. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad podcast, host Chris Hawkins shares his journey of overcoming financial obstacles and the lessons he learned along the way. He discusses the common challenges people face when trying to budget or get out of debt and emphasizes the importance of determination and a positive mindset. Chris shares personal anecdotes and introduces the inspiring story of &apos;The Blue Vase&apos; from the book The Go-Getter to illustrate how perseverance and resourcefulness can lead to financial success. Tune in to learn how to adopt the &apos;It Shall Be Done&apos; mentality and navigate your own financial journey with confidence. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16751537</guid>
    <pubDate>Thu, 13 Mar 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Financial Obstacles Are Normal" />
  <psc:chapter start="1:19" title="My Debt-Free Journey Begins" />
  <psc:chapter start="5:01" title="The Story of the Blue Vase" />
  <psc:chapter start="8:43" title="The &quot;It Shall Be Done&quot; Mindset" />
  <psc:chapter start="12:20" title="Your Journey Is Worth It" />
</psc:chapters>
    <itunes:duration>816</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>324. Build a Sustainable Savings Habit </itunes:title>
    <title>324. Build a Sustainable Savings Habit </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt Dad Podcast, hosts Brad Nelson, Chris Hawkins, Kati Hatfield, and Ryan Nelson share practical tips to turn saving money from a struggle to a habit. Drawing from their personal experiences paying off substantial debts, they discuss the importance of building an emergency fund, overcoming the societal pressure to spend, and creating a mindset shift towards saving. The episode h...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Dad Podcast, hosts Brad Nelson, Chris Hawkins, Kati Hatfield, and Ryan Nelson share practical tips to turn saving money from a struggle to a habit. Drawing from their personal experiences paying off substantial debts, they discuss the importance of building an emergency fund, overcoming the societal pressure to spend, and creating a mindset shift towards saving. The episode highlights the crucial role of saving in reducing stress and achieving financial freedom, while also touching on the challenges and strategies of making saving a priority. Tune in to learn more about how to take control of your finances and break free from living paycheck to paycheck. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Dad Podcast, hosts Brad Nelson, Chris Hawkins, Kati Hatfield, and Ryan Nelson share practical tips to turn saving money from a struggle to a habit. Drawing from their personal experiences paying off substantial debts, they discuss the importance of building an emergency fund, overcoming the societal pressure to spend, and creating a mindset shift towards saving. The episode highlights the crucial role of saving in reducing stress and achieving financial freedom, while also touching on the challenges and strategies of making saving a priority. Tune in to learn more about how to take control of your finances and break free from living paycheck to paycheck. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16751398-324-build-a-sustainable-savings-habit.mp3" length="20897695" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 11 Mar 2025 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Why Saving Money Feels Impossible" />
  <psc:chapter start="3:35" title="Host Introductions and Debt-Free Journeys" />
  <psc:chapter start="8:34" title="The Problem With Our Spending Culture" />
  <psc:chapter start="18:44" title="Building Your First Saving Habit" />
  <psc:chapter start="25:40" title="Making Savings Inaccessible and Purposeful" />
  <psc:chapter start="35:42" title="Saving Creates Freedom and Opportunities" />
  <psc:chapter start="42:37" title="Weekly Debt Payoff Celebrations" />
</psc:chapters>
    <itunes:duration>1739</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>323. Transform Your Spending Habits with the 24-Hour Rule</itunes:title>
    <title>323. Transform Your Spending Habits with the 24-Hour Rule</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode, Brad Nelson, founder of Debt Free Dad, introduces the powerful 24-hour rule to help you avoid impulsive purchases and save money. By waiting just one day before buying non-essential items, you give yourself time to reflect on whether the purchase aligns with your needs and budget. Brad explains the benefits of this technique, such as reducing emotional spending, sticking to your budget,...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad Nelson, founder of Debt Free Dad, introduces the powerful 24-hour rule to help you avoid impulsive purchases and save money. By waiting just one day before buying non-essential items, you give yourself time to reflect on whether the purchase aligns with your needs and budget. Brad explains the benefits of this technique, such as reducing emotional spending, sticking to your budget, building better spending habits, reducing clutter, and saving money. He also provides practical tips to implement the 24-hour rule effectively. Ready to take control of your finances, reduce stress, and finally pay off debt? Tune in for actionable advice and discover free resources to help you simplify your financial life. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad Nelson, founder of Debt Free Dad, introduces the powerful 24-hour rule to help you avoid impulsive purchases and save money. By waiting just one day before buying non-essential items, you give yourself time to reflect on whether the purchase aligns with your needs and budget. Brad explains the benefits of this technique, such as reducing emotional spending, sticking to your budget, building better spending habits, reducing clutter, and saving money. He also provides practical tips to implement the 24-hour rule effectively. Ready to take control of your finances, reduce stress, and finally pay off debt? Tune in for actionable advice and discover free resources to help you simplify your financial life. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 06 Mar 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Introduction to Impulse Buying" />
  <psc:chapter start="12:00" title="Understanding the 24" />
  <psc:chapter start="24:00" title="Practical Tips to Implement the 24" />
</psc:chapters>
    <itunes:duration>402</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>322. Transforming Your Money Mindset for Financial Success </itunes:title>
    <title>322. Transforming Your Money Mindset for Financial Success </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of Debt Free Dad, Brad Nelson, and Dr. Jen dive deep into the concept of a money mindset. Learn how shifting from a scarcity to an abundance mindset can unlock financial opportunities and crush limiting beliefs. Discover practical strategies and exercises to flip your mindset, such as journaling and practicing gratitude, and hear impactful client transformation stories. If you're ready t...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of Debt Free Dad, Brad Nelson, and Dr. Jen dive deep into the concept of a money mindset. Learn how shifting from a scarcity to an abundance mindset can unlock financial opportunities and crush limiting beliefs. Discover practical strategies and exercises to flip your mindset, such as journaling and practicing gratitude, and hear impactful client transformation stories. If you&apos;re ready to break free from living paycheck to paycheck and achieve lasting financial success, this episode is packed with valuable insights you won&apos;t want to miss. </p><p><b>Connect with Dr. Jen Casper:</b> <a href='http://www.jencasper.com/'>www.jencasper.com</a> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of Debt Free Dad, Brad Nelson, and Dr. Jen dive deep into the concept of a money mindset. Learn how shifting from a scarcity to an abundance mindset can unlock financial opportunities and crush limiting beliefs. Discover practical strategies and exercises to flip your mindset, such as journaling and practicing gratitude, and hear impactful client transformation stories. If you&apos;re ready to break free from living paycheck to paycheck and achieve lasting financial success, this episode is packed with valuable insights you won&apos;t want to miss. </p><p><b>Connect with Dr. Jen Casper:</b> <a href='http://www.jencasper.com/'>www.jencasper.com</a> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 04 Mar 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Introduction to Money Mindset" />
  <psc:chapter start="11:01" title="Scarcity vs. Abundance Mentality" />
  <psc:chapter start="23:18" title="Practical Strategies for Money Success" />
  <psc:chapter start="36:01" title="Dr. Jen&#39;s Insights on Transformation" />
  <psc:chapter start="54:00" title="The Role of Gratitude in Financial Health" />
  <psc:chapter start="1:50:05" title="Maintaining Motivation and Positive Habits" />
</psc:chapters>
    <itunes:duration>1512</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>321. Cultivating a Positive Mindset on Your Financial Journey </itunes:title>
    <title>321. Cultivating a Positive Mindset on Your Financial Journey </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode of the Debt Free Dad podcast, host Katie shares her personal journey of overcoming over $200,000 in debt on a single income over six and a half years. She emphasizes the importance of maintaining a positive mindset when dealing with financial struggles and illustrates this with a thought-provoking story. Katie provides practical advice on recognizing small wins, staying motivated, and ad...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad podcast, host Katie shares her personal journey of overcoming over $200,000 in debt on a single income over six and a half years. She emphasizes the importance of maintaining a positive mindset when dealing with financial struggles and illustrates this with a thought-provoking story. Katie provides practical advice on recognizing small wins, staying motivated, and adopting perspectives that can transform your financial journey. Tune in for valuable tips on managing your money effectively and breaking free from living paycheck to paycheck. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode of the Debt Free Dad podcast, host Katie shares her personal journey of overcoming over $200,000 in debt on a single income over six and a half years. She emphasizes the importance of maintaining a positive mindset when dealing with financial struggles and illustrates this with a thought-provoking story. Katie provides practical advice on recognizing small wins, staying motivated, and adopting perspectives that can transform your financial journey. Tune in for valuable tips on managing your money effectively and breaking free from living paycheck to paycheck. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 27 Feb 2025 00:00:00 -0600</pubDate>
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    <itunes:duration>428</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>320. Social Media&#39;s Impact on Your Wallet</itunes:title>
    <title>320. Social Media&#39;s Impact on Your Wallet</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode, Brad Nelson, Amber Taylor, Chris Hawkins, and Ryan Nelson discuss how social media influences spending habits, leading to impulsive purchases and potential financial strain. They share personal experiences and provide actionable tips on how to manage and regain control of your finances, including the importance of setting clear financial goals, reducing emotional spending, and practicin...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad Nelson, Amber Taylor, Chris Hawkins, and Ryan Nelson discuss how social media influences spending habits, leading to impulsive purchases and potential financial strain. They share personal experiences and provide actionable tips on how to manage and regain control of your finances, including the importance of setting clear financial goals, reducing emotional spending, and practicing gratitude. </p><p> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Brad Nelson, Amber Taylor, Chris Hawkins, and Ryan Nelson discuss how social media influences spending habits, leading to impulsive purchases and potential financial strain. They share personal experiences and provide actionable tips on how to manage and regain control of your finances, including the importance of setting clear financial goals, reducing emotional spending, and practicing gratitude. </p><p> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 25 Feb 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Social Media Impact on Spending" />
  <psc:chapter start="10:19" title="Improving Finances Through Smart Choices" />
</psc:chapters>
    <itunes:duration>1244</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>319. From Burnout to Brilliant: Affordable Lunches Kids Love </itunes:title>
    <title>319. From Burnout to Brilliant: Affordable Lunches Kids Love </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money Halfway through the school year, the excitement of packing creative lunches has worn off, leading many to opt for costly prepackaged foods. Amber, shares simple and budget-friendly lunch ideas that are healthy, fun, and kid-approved. She discusses the pitfalls of convenience foods, offers practical alternatives like homemade Lunchables, pasta salad, mini pancakes, and bento boxes, and provides tips on i...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Halfway through the school year, the excitement of packing creative lunches has worn off, leading many to opt for costly prepackaged foods. Amber, shares simple and budget-friendly lunch ideas that are healthy, fun, and kid-approved. She discusses the pitfalls of convenience foods, offers practical alternatives like homemade Lunchables, pasta salad, mini pancakes, and bento boxes, and provides tips on involving kids in lunch preparation to ensure they eat what you pack. Tune in for strategies to reduce lunch costs, avoid waste, and maintain a balanced grocery budget while keeping your kids happy and healthy at school. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>Halfway through the school year, the excitement of packing creative lunches has worn off, leading many to opt for costly prepackaged foods. Amber, shares simple and budget-friendly lunch ideas that are healthy, fun, and kid-approved. She discusses the pitfalls of convenience foods, offers practical alternatives like homemade Lunchables, pasta salad, mini pancakes, and bento boxes, and provides tips on involving kids in lunch preparation to ensure they eat what you pack. Tune in for strategies to reduce lunch costs, avoid waste, and maintain a balanced grocery budget while keeping your kids happy and healthy at school. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16613891-319-from-burnout-to-brilliant-affordable-lunches-kids-love.mp3" length="7136894" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 20 Feb 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Budget-Friendly School Lunch Ideas" />
  <psc:chapter start="4:17" title="Nutritious &amp; Budget-Friendly Lunch Ideas" />
  <psc:chapter start="8:08" title="Empower Your Kids With Lunch Choices" />
</psc:chapters>
    <itunes:duration>592</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>318. Stop Overpaying Taxes! How to Make the Most of Your Income </itunes:title>
    <title>318. Stop Overpaying Taxes! How to Make the Most of Your Income </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money Taxes play a bigger role in your debt-free journey than you think! In this episode, CPA Chase Insogna joins Brad Nelson to break down tax strategies that can help you keep more of your money, avoid costly mistakes, and accelerate your path to financial freedom.  Connect with Chase: https://insognacpa.com/   Support the show The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planne...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p><b>Taxes play a bigger role in your debt-free journey than you think!</b> In this episode, CPA Chase Insogna joins Brad Nelson to break down tax strategies that can help you keep more of your money, avoid costly mistakes, and accelerate your path to financial freedom. </p><p><b>Connect with Chase:</b> https://insognacpa.com/</p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p><b>Taxes play a bigger role in your debt-free journey than you think!</b> In this episode, CPA Chase Insogna joins Brad Nelson to break down tax strategies that can help you keep more of your money, avoid costly mistakes, and accelerate your path to financial freedom. </p><p><b>Connect with Chase:</b> https://insognacpa.com/</p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16613861-318-stop-overpaying-taxes-how-to-make-the-most-of-your-income.mp3" length="14105118" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 18 Feb 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Tax Planning Basics and Mistakes" />
  <psc:chapter start="6:50" title="Debt, Taxes, and Financial Strategies" />
  <psc:chapter start="12:42" title="Investing Advice and Hiring a CPA" />
  <psc:chapter start="18:02" title="Financial Advice and Simplify My Money" />
</psc:chapters>
    <itunes:duration>1173</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>317. The Power of Going First: Unlocking Potential Through Bold Actions</itunes:title>
    <title>317. The Power of Going First: Unlocking Potential Through Bold Actions</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money In this episode, Ryan Nelson explores the transformative power of being the first to take bold actions and break perceived limitations. Drawing from personal experiences, including quitting smoking and paying off $160,000 in debt over 8 years, Ryan illustrates how leading by example can inspire others. He shares stories, such as Roger Bannister's historic 4-minute mile, to show how going first can unloc...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Ryan Nelson explores the transformative power of being the first to take bold actions and break perceived limitations. Drawing from personal experiences, including quitting smoking and paying off $160,000 in debt over 8 years, Ryan illustrates how leading by example can inspire others. He shares stories, such as Roger Bannister&apos;s historic 4-minute mile, to show how going first can unlock potential for positive change in various aspects of life. Tune in to discover how your actions can create a ripple effect, inspiring those around you to pursue their own goals. Subscribe to the &apos;Simplify My Money&apos; newsletter for actionable tips on managing personal finances. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p>In this episode, Ryan Nelson explores the transformative power of being the first to take bold actions and break perceived limitations. Drawing from personal experiences, including quitting smoking and paying off $160,000 in debt over 8 years, Ryan illustrates how leading by example can inspire others. He shares stories, such as Roger Bannister&apos;s historic 4-minute mile, to show how going first can unlock potential for positive change in various aspects of life. Tune in to discover how your actions can create a ripple effect, inspiring those around you to pursue their own goals. Subscribe to the &apos;Simplify My Money&apos; newsletter for actionable tips on managing personal finances. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16583213-317-the-power-of-going-first-unlocking-potential-through-bold-actions.mp3" length="4588656" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 13 Feb 2025 05:00:00 -0600</pubDate>
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    <itunes:duration>380</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>316. The Good Debt Myth: Why Rethinking Debt Is Essential</itunes:title>
    <title>316. The Good Debt Myth: Why Rethinking Debt Is Essential</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money We've all heard the phrases: A mortgage is good debt. Student loans are an investment in your future. You have to take on debt to start a successful business. But what if these commonly accepted financial beliefs aren’t as solid as they seem? In this episode of the Debt Free Dad Podcast, Brad Nelson and the team challenge the concept of "good debt" and why it may not be as beneficial as we’ve been led to believe. Support the show The Totally Awesome Debt Freedom...]]></itunes:summary>
    <description><![CDATA[<p><a href='https://bit.ly/4hvulBP'>Subscribe to Simplify My Money</a></p><p>We&apos;ve all heard the phrases: <em>A mortgage is good debt.</em> <em>Student loans are an investment in your future.</em> <em>You have to take on debt to start a successful business.</em> But what if these commonly accepted financial beliefs aren’t as solid as they seem? In this episode of the <b>Debt Free Dad Podcast</b>, Brad Nelson and the team challenge the concept of &quot;good debt&quot; and why it may not be as beneficial as we’ve been led to believe.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><a href='https://bit.ly/4hvulBP'>Subscribe to Simplify My Money</a></p><p>We&apos;ve all heard the phrases: <em>A mortgage is good debt.</em> <em>Student loans are an investment in your future.</em> <em>You have to take on debt to start a successful business.</em> But what if these commonly accepted financial beliefs aren’t as solid as they seem? In this episode of the <b>Debt Free Dad Podcast</b>, Brad Nelson and the team challenge the concept of &quot;good debt&quot; and why it may not be as beneficial as we’ve been led to believe.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16563720-316-the-good-debt-myth-why-rethinking-debt-is-essential.mp3" length="23440517" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 11 Feb 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Rethinking Good Debt vs Bad Debt" />
  <psc:chapter start="10:48" title="The Truth About Student Loan Debt" />
  <psc:chapter start="15:51" title="Navigating College Debt for Future Success" />
  <psc:chapter start="20:53" title="Navigating Business Debt" />
</psc:chapters>
    <itunes:duration>1951</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>315. The Real Cost of Convenience: How Small Savings Can Lead to Big Financial Gains</itunes:title>
    <title>315. The Real Cost of Convenience: How Small Savings Can Lead to Big Financial Gains</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money   In today's fast-paced world, nearly everything is designed to make life easier. Fast food, subscription services, delivery apps, and buy now pay later options are all at our fingertips. However, this convenience often comes at a cost. If we're not careful, it can easily disrupt our budgets and keep us trapped in debt.  Support the show The Totally Awesome Debt Freedom Planner https://www.debtfree...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p><br/></p><p>In today&apos;s fast-paced world, nearly everything is designed to make life easier. Fast food, subscription services, delivery apps, and buy now pay later options are all at our fingertips. However, this convenience often comes at a cost. If we&apos;re not careful, it can easily disrupt our budgets and keep us trapped in debt. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a></p><p><br/></p><p>In today&apos;s fast-paced world, nearly everything is designed to make life easier. Fast food, subscription services, delivery apps, and buy now pay later options are all at our fingertips. However, this convenience often comes at a cost. If we&apos;re not careful, it can easily disrupt our budgets and keep us trapped in debt. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 06 Feb 2025 00:00:00 -0600</pubDate>
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    <itunes:duration>563</itunes:duration>
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  <item>
    <itunes:title>314. Creating a Family Brand for Financial Success: Lessons from Melissa Smith </itunes:title>
    <title>314. Creating a Family Brand for Financial Success: Lessons from Melissa Smith </title>
    <itunes:summary><![CDATA[Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days   In this episode of the Debt Free Dad Podcast, Brad Nelson is joined by Melissa Smith, co-host of the Family Brand Podcast and leader in the family development movement. Melissa shares her personal journey from near-divorce and financial struggle to transforming her family's culture and creating lasting, intentional relationships. Learn p...]]></itunes:summary>
    <description><![CDATA[<p>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> <br/><br/>In this episode of the Debt Free Dad Podcast, Brad Nelson is joined by Melissa Smith, co-host of the Family Brand Podcast and leader in the family development movement. Melissa shares her personal journey from near-divorce and financial struggle to transforming her family&apos;s culture and creating lasting, intentional relationships. Learn practical steps to develop a family culture that aligns with your values, strengthens your bond, and moves you toward a more focused and fulfilling life. Whether you&apos;re looking to improve your financial situation or deepen your family connections, Melissa&apos;s insights and experiences offer valuable guidance. <br/><br/>Connect with Melissa: <a href='https://familybrand.com/meeting/'>familybrand.com/meeting</a> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> <br/><br/>In this episode of the Debt Free Dad Podcast, Brad Nelson is joined by Melissa Smith, co-host of the Family Brand Podcast and leader in the family development movement. Melissa shares her personal journey from near-divorce and financial struggle to transforming her family&apos;s culture and creating lasting, intentional relationships. Learn practical steps to develop a family culture that aligns with your values, strengthens your bond, and moves you toward a more focused and fulfilling life. Whether you&apos;re looking to improve your financial situation or deepen your family connections, Melissa&apos;s insights and experiences offer valuable guidance. <br/><br/>Connect with Melissa: <a href='https://familybrand.com/meeting/'>familybrand.com/meeting</a> </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 04 Feb 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Transforming Family Finances and Relationships" />
  <psc:chapter start="10:11" title="Building Intentional Family Connections" />
  <psc:chapter start="17:15" title="Transforming Family Dynamics Through Intentional Growth" />
</psc:chapters>
    <itunes:duration>1576</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>313. Breaking the Cycle: Stop Self-Sabotaging Your Finances!</itunes:title>
    <title>313. Breaking the Cycle: Stop Self-Sabotaging Your Finances!</title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money    Get Your FREE Money Conversation Guide:  https://www.debtfreedad.com/pl/2148632771  In this episode of the Debt Free Dad Podcast, host Amber explores the reasons behind self-sabotaging money behaviors and their impact on financial success. From impulsive spending and avoiding financial conversations to living beyond one's means and neglecting savings, Amber discusses common pitfalls and off...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  <br/><br/><b>Get Your FREE Money Conversation Guide:<br/> </b><a href='https://www.debtfreedad.com/pl/2148632771'>https://www.debtfreedad.com/pl/2148632771</a><br/><br/>In this episode of the Debt Free Dad Podcast, host Amber explores the reasons behind self-sabotaging money behaviors and their impact on financial success. From impulsive spending and avoiding financial conversations to living beyond one&apos;s means and neglecting savings, Amber discusses common pitfalls and offers practical tips to overcome them. Highlighting the importance of identifying triggers, setting boundaries, and seeking education, this episode aims to help listeners break free from unhealthy financial habits and pave the way to financial freedom. Amber also provides additional resources and invites listeners to join the Debt Free Dad community for ongoing support. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  <br/><br/><b>Get Your FREE Money Conversation Guide:<br/> </b><a href='https://www.debtfreedad.com/pl/2148632771'>https://www.debtfreedad.com/pl/2148632771</a><br/><br/>In this episode of the Debt Free Dad Podcast, host Amber explores the reasons behind self-sabotaging money behaviors and their impact on financial success. From impulsive spending and avoiding financial conversations to living beyond one&apos;s means and neglecting savings, Amber discusses common pitfalls and offers practical tips to overcome them. Highlighting the importance of identifying triggers, setting boundaries, and seeking education, this episode aims to help listeners break free from unhealthy financial habits and pave the way to financial freedom. Amber also provides additional resources and invites listeners to join the Debt Free Dad community for ongoing support. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 30 Jan 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Self-Sabotaging Money Behaviors" />
  <psc:chapter start="8:42" title="Financial Freedom" />
</psc:chapters>
    <itunes:duration>585</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>312. Unlock the Secrets to Budget-Friendly, Nutrient-Dense Meals </itunes:title>
    <title>312. Unlock the Secrets to Budget-Friendly, Nutrient-Dense Meals </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money    Join Brad Nelson and special guest Kimberley Gillen in this episode of the Debt Free Dad Podcast as they discuss how to eat well without overspending. Kimberley, author of 'How Low Can You Go: A Guide to Mastering Budget Friendly Grocery Shopping,' shares her top strategies for slashing grocery bills while maintaining high nutritional standards. Discover tips on avoiding supermarket traps, prepp...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  <br/><br/>Join Brad Nelson and special guest Kimberley Gillen in this episode of the Debt Free Dad Podcast as they discuss how to eat well without overspending. Kimberley, author of &apos;How Low Can You Go: A Guide to Mastering Budget Friendly Grocery Shopping,&apos; shares her top strategies for slashing grocery bills while maintaining high nutritional standards. Discover tips on avoiding supermarket traps, prepping meals on a budget, and keeping your family healthy even with dietary restrictions. Brad and Kimberley also share their personal journeys towards financial freedom and provide practical advice for families looking to save money on food costs. <br/><br/><b>Connect with Kimberley:</b> <a href='https://1link.st/kimberleygillan2'>https://1link.st/kimberleygillan2</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  <br/><br/>Join Brad Nelson and special guest Kimberley Gillen in this episode of the Debt Free Dad Podcast as they discuss how to eat well without overspending. Kimberley, author of &apos;How Low Can You Go: A Guide to Mastering Budget Friendly Grocery Shopping,&apos; shares her top strategies for slashing grocery bills while maintaining high nutritional standards. Discover tips on avoiding supermarket traps, prepping meals on a budget, and keeping your family healthy even with dietary restrictions. Brad and Kimberley also share their personal journeys towards financial freedom and provide practical advice for families looking to save money on food costs. <br/><br/><b>Connect with Kimberley:</b> <a href='https://1link.st/kimberleygillan2'>https://1link.st/kimberleygillan2</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16479386</guid>
    <pubDate>Tue, 28 Jan 2025 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Eating Nutritiously on a Budget" />
  <psc:chapter start="15:32" title="Making Time for Family Meals" />
</psc:chapters>
    <itunes:duration>1785</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>311. Beyond Money: The 10 Mindset Insights for Financial Success </itunes:title>
    <title>311. Beyond Money: The 10 Mindset Insights for Financial Success </title>
    <itunes:summary><![CDATA[Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money    In this episode of the Debt Free Dad Podcast, host Chris Hawkins explores whether making more money or changing your mindset is more crucial for improving your financial life. Chris shares insights from an article by Steve Burns titled 'Ten Ways the Mindset of the Rich and Poor are Different,' emphasizing the importance of a positive mindset in achieving financial success. Drawing from his perso...]]></itunes:summary>
    <description><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'><span style='background-color: highlight;'>https://www.debtfreedad.com/newsletters/simplify-my-money</span></a>  <br/><br/>In this episode of the Debt Free Dad Podcast, host Chris Hawkins explores whether making more money or changing your mindset is more crucial for improving your financial life. Chris shares insights from an article by Steve Burns titled &apos;Ten Ways the Mindset of the Rich and Poor are Different,&apos; emphasizing the importance of a positive mindset in achieving financial success. Drawing from his personal experience of paying off nearly $100,000 in debt, Chris underscores various mindset changes, such as taking control of your future, having high self-efficacy, setting clear goals, viewing challenges as opportunities, embracing lifelong learning, and believing in abundance. This episode aims to inspire listeners to adopt a growth mindset and understand that financial prosperity begins with the right mental outlook. <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'><span style='background-color: highlight;'>https://www.debtfreedad.com/newsletters/simplify-my-money</span></a>  <br/><br/>In this episode of the Debt Free Dad Podcast, host Chris Hawkins explores whether making more money or changing your mindset is more crucial for improving your financial life. Chris shares insights from an article by Steve Burns titled &apos;Ten Ways the Mindset of the Rich and Poor are Different,&apos; emphasizing the importance of a positive mindset in achieving financial success. Drawing from his personal experience of paying off nearly $100,000 in debt, Chris underscores various mindset changes, such as taking control of your future, having high self-efficacy, setting clear goals, viewing challenges as opportunities, embracing lifelong learning, and believing in abundance. This episode aims to inspire listeners to adopt a growth mindset and understand that financial prosperity begins with the right mental outlook. <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 23 Jan 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Changing Your Mindset for Financial Success" />
  <psc:chapter start="12:32" title="Building Wealth Through Mindset Shifts" />
</psc:chapters>
    <itunes:duration>827</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>310. Staying Motivated on Your Journey to Financial Freedom</itunes:title>
    <title>310. Staying Motivated on Your Journey to Financial Freedom</title>
    <itunes:summary><![CDATA[Sign up for  our Life Without Payments Workshop: https://www.debtfreedad.com/pl/2148605132   Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money    In this episode, Brad, Amber, Katie, and Ryan share proven strategies and practical tips to stay motivated while paying off debt. Drawing from their personal experiences of becoming debt-free, they discuss the importance of setting realistic goals, staying consistent, and finding the right supp...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for  our Life Without Payments Workshop:</b> <a href='https://bit.ly/3WvFhqY'>https://www.debtfreedad.com/pl/2148605132</a>  </p><p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money </a> </p><p><br/>In this episode, Brad, Amber, Katie, and Ryan share proven strategies and practical tips to stay motivated while paying off debt. Drawing from their personal experiences of becoming debt-free, they discuss the importance of setting realistic goals, staying consistent, and finding the right support system. They emphasize the need to acknowledge both setbacks and wins, build good habits, and tailor strategies that work for each individual&apos;s situation. The hosts also announce free resources to help listeners take the first steps towards financial freedom. Tune in for motivational insights and actionable advice to help you crush your debts for good. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for  our Life Without Payments Workshop:</b> <a href='https://bit.ly/3WvFhqY'>https://www.debtfreedad.com/pl/2148605132</a>  </p><p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money </a> </p><p><br/>In this episode, Brad, Amber, Katie, and Ryan share proven strategies and practical tips to stay motivated while paying off debt. Drawing from their personal experiences of becoming debt-free, they discuss the importance of setting realistic goals, staying consistent, and finding the right support system. They emphasize the need to acknowledge both setbacks and wins, build good habits, and tailor strategies that work for each individual&apos;s situation. The hosts also announce free resources to help listeners take the first steps towards financial freedom. Tune in for motivational insights and actionable advice to help you crush your debts for good. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16436984-310-staying-motivated-on-your-journey-to-financial-freedom.mp3" length="13670423" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16436984</guid>
    <pubDate>Tue, 21 Jan 2025 00:00:00 -0600</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/16436984/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Staying Motivated on Debt-Free Journey" />
  <psc:chapter start="7:27" title="Staying Motivated Through Financial Goals" />
</psc:chapters>
    <itunes:duration>1137</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>309. Medical Debt &amp; Credit Scores: Understanding Your Money Habits</itunes:title>
    <title>309. Medical Debt &amp; Credit Scores: Understanding Your Money Habits</title>
    <itunes:summary><![CDATA[Sign up for  our Life Without Payments Workshop: https://www.debtfreedad.com/pl/2148605132 Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money     In this episode, Ryan Nelson discusses the concept of money scripts - unconscious beliefs about money formed in childhood - and their impact on financial behaviors. Sharing his personal journey of paying off $160,000 in debt while raising three kids, Ryan emphasizes the importance of identifying and ...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for  our Life Without Payments Workshop:</b> <a href='https://bit.ly/3WvFhqY'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money </a> <br/><br/></p><p>In this episode, Ryan Nelson discusses the concept of money scripts - unconscious beliefs about money formed in childhood - and their impact on financial behaviors. Sharing his personal journey of paying off $160,000 in debt while raising three kids, Ryan emphasizes the importance of identifying and challenging these deeply ingrained beliefs to achieve financial goals. He provides actionable steps such as reflecting on family dynamics around money, setting small financial goals like creating a budget, and surrounding oneself with positive financial influences. Ryan also highlights recent changes in credit reporting for medical debt and how societal attitudes towards debt can shape our financial decisions. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for  our Life Without Payments Workshop:</b> <a href='https://bit.ly/3WvFhqY'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money </a> <br/><br/></p><p>In this episode, Ryan Nelson discusses the concept of money scripts - unconscious beliefs about money formed in childhood - and their impact on financial behaviors. Sharing his personal journey of paying off $160,000 in debt while raising three kids, Ryan emphasizes the importance of identifying and challenging these deeply ingrained beliefs to achieve financial goals. He provides actionable steps such as reflecting on family dynamics around money, setting small financial goals like creating a budget, and surrounding oneself with positive financial influences. Ryan also highlights recent changes in credit reporting for medical debt and how societal attitudes towards debt can shape our financial decisions. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16431375-309-medical-debt-credit-scores-understanding-your-money-habits.mp3" length="4423448" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 16 Jan 2025 00:00:00 -0600</pubDate>
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    <itunes:duration>366</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>308. Empower Your Kids and Your Wallet: The Benefits of Cooking at Home </itunes:title>
    <title>308. Empower Your Kids and Your Wallet: The Benefits of Cooking at Home </title>
    <itunes:summary><![CDATA[Sign up for  our Life Without Payments Workshop: https://www.debtfreedad.com/pl/2148605132 Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money   Cooking at home offers numerous benefits, including building essential life skills for children and promoting financial well-being for the entire family. Involving kids in the kitchen can foster confidence, encourage healthier eating habits, and contribute to long-term financial stability.  Support...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for  our Life Without Payments Workshop:</b> <a href='https://bit.ly/3WvFhqY'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money:<br/></b><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Cooking at home offers numerous benefits, including building essential life skills for children and promoting financial well-being for the entire family. Involving kids in the kitchen can foster confidence, encourage healthier eating habits, and contribute to long-term financial stability. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for  our Life Without Payments Workshop:</b> <a href='https://bit.ly/3WvFhqY'>https://www.debtfreedad.com/pl/2148605132</a></p><p><b>Subscribe to Simplify My Money:<br/></b><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p>Cooking at home offers numerous benefits, including building essential life skills for children and promoting financial well-being for the entire family. Involving kids in the kitchen can foster confidence, encourage healthier eating habits, and contribute to long-term financial stability. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 14 Jan 2025 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Empowering Kids Through Cooking Skills" />
  <psc:chapter start="6:32" title="Benefits of Cooking With Kids" />
  <psc:chapter start="16:21" title="Getting Kids Involved in Cooking" />
  <psc:chapter start="22:34" title="Teaching Kids Cooking Skills &amp; Budgeting" />
  <psc:chapter start="33:53" title="Achieving Financial Freedom Together" />
</psc:chapters>
    <itunes:duration>2089</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>307. Escape the Overdraft Trap: Practical Tips to Avoid Fees and Stress Less</itunes:title>
    <title>307. Escape the Overdraft Trap: Practical Tips to Avoid Fees and Stress Less</title>
    <itunes:summary><![CDATA[Sign up for  our Life Without Payments Workshop: https://www.debtfreedad.com/pl/2148605132   Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money    Do overdraft fees and late payments have you stressed out? In this episode of the Debt Free Dad podcast, host Katie shares her practical tips to help you take control of your finances. Learn how to avoid overdraft fees, manage bill payments, and set yourself up for financial stability. Tune in for va...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for  our Life Without Payments Workshop:</b> <a href='https://bit.ly/3WvFhqY'>https://www.debtfreedad.com/pl/2148605132</a> <br/><br/><b>Subscribe to Simplify My Money:<br/></b><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money  </a><br/><br/>Do overdraft fees and late payments have you stressed out? In this episode of the Debt Free Dad podcast, host Katie shares her practical tips to help you take control of your finances. Learn how to avoid overdraft fees, manage bill payments, and set yourself up for financial stability. Tune in for valuable advice and actionable steps to break the cycle of debt and live a happier, less stressful life. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for  our Life Without Payments Workshop:</b> <a href='https://bit.ly/3WvFhqY'>https://www.debtfreedad.com/pl/2148605132</a> <br/><br/><b>Subscribe to Simplify My Money:<br/></b><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money  </a><br/><br/>Do overdraft fees and late payments have you stressed out? In this episode of the Debt Free Dad podcast, host Katie shares her practical tips to help you take control of your finances. Learn how to avoid overdraft fees, manage bill payments, and set yourself up for financial stability. Tune in for valuable advice and actionable steps to break the cycle of debt and live a happier, less stressful life. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 09 Jan 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Financial Struggles and Fees" />
  <psc:chapter start="7:48" title="Effective Weekly Payment Strategy" />
</psc:chapters>
    <itunes:duration>523</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>306. Kickstart Your Goal-Setting for a Debt-Free Life </itunes:title>
    <title>306. Kickstart Your Goal-Setting for a Debt-Free Life </title>
    <itunes:summary><![CDATA[Get your FREE goal-setting worksheet: SMART Goals Freebie  Sign up for our Live Budgeting Workshop: https://www.debtfreedad.com/live_budgeting_workshop_optin   Subscribe to Simplify My Money: https://www.debtfreedad.com/newsletters/simplify-my-money    Join us, as we unpack the SMART goals framework and demonstrate how to use it to achieve financial freedom. Through personal stories and expert advice, they discuss the importance of setting Specific, Measurable, Achievable, Relevant,...]]></itunes:summary>
    <description><![CDATA[<p>G<b>et your FREE goal-setting worksheet: </b><a href='https://www.debtfreedad.com/pl/2148018578'>SMART Goals Freebie</a><br/><br/><b>Sign up for our Live Budgeting Workshop: </b><a href='https://www.debtfreedad.com/pl/2148620534'>https://www.debtfreedad.com/live_budgeting_workshop_optin </a> </p><p><b>Subscribe to Simplify My Money: </b><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p><br/>Join us, as we unpack the SMART goals framework and demonstrate how to use it to achieve financial freedom. Through personal stories and expert advice, they discuss the importance of setting Specific, Measurable, Achievable, Relevant, and Time-bound goals. Learn how to stay motivated, focused, and make real progress towards debt-free living. Discover key strategies, practical tips, and valuable resources to kickstart your journey to financial control. Download the free goal-setting worksheet provided in the show notes and simplify your money management with our step-by-step roadmap.  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>G<b>et your FREE goal-setting worksheet: </b><a href='https://www.debtfreedad.com/pl/2148018578'>SMART Goals Freebie</a><br/><br/><b>Sign up for our Live Budgeting Workshop: </b><a href='https://www.debtfreedad.com/pl/2148620534'>https://www.debtfreedad.com/live_budgeting_workshop_optin </a> </p><p><b>Subscribe to Simplify My Money: </b><a href='https://bit.ly/4hvulBP'>https://www.debtfreedad.com/newsletters/simplify-my-money</a>  </p><p><br/>Join us, as we unpack the SMART goals framework and demonstrate how to use it to achieve financial freedom. Through personal stories and expert advice, they discuss the importance of setting Specific, Measurable, Achievable, Relevant, and Time-bound goals. Learn how to stay motivated, focused, and make real progress towards debt-free living. Discover key strategies, practical tips, and valuable resources to kickstart your journey to financial control. Download the free goal-setting worksheet provided in the show notes and simplify your money management with our step-by-step roadmap.  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 07 Jan 2025 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Setting SMART Financial Goals" />
  <psc:chapter start="10:46" title="Setting Realistic Financial Goals" />
</psc:chapters>
    <itunes:duration>1319</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>305. New Year, New You: Mastering Budgeting for Success </itunes:title>
    <title>305. New Year, New You: Mastering Budgeting for Success </title>
    <itunes:summary><![CDATA[Sign up for our Live Budgeting Workshop: https://www.debtfreedad.com/live_budgeting_workshop_optin   Subscribe to Simplify My Money:  https://www.debtfreedad.com/newsletters/simplify-my-money    Join Brad Nelson, founder of Debt Free Dad, as he kicks off the new year with an insightful episode on one of the most powerful tools in personal finance: budgeting. Brad, who has paid off $45,000 of debt and helped thousands of people save and reduce debt, explains the importance of budgeti...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for our Live Budgeting Workshop: </b><a href='https://www.debtfreedad.com/pl/2148620534'>https://www.debtfreedad.com/live_budgeting_workshop_optin  </a></p><p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money  </a></p><p><br/>Join Brad Nelson, founder of Debt Free Dad, as he kicks off the new year with an insightful episode on one of the most powerful tools in personal finance: budgeting. Brad, who has paid off $45,000 of debt and helped thousands of people save and reduce debt, explains the importance of budgeting and debunks common misconceptions. He also covers the benefits of budgeting, such as reducing financial stress and making progress on financial goals. Brad invites viewers to a free budgeting workshop on January 7th, designed to help people get started with effective budgeting strategies. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for our Live Budgeting Workshop: </b><a href='https://www.debtfreedad.com/pl/2148620534'>https://www.debtfreedad.com/live_budgeting_workshop_optin  </a></p><p><b>Subscribe to Simplify My Money:</b> <br/><a href='https://www.debtfreedad.com/newsletters/simplify-my-money'>https://www.debtfreedad.com/newsletters/simplify-my-money  </a></p><p><br/>Join Brad Nelson, founder of Debt Free Dad, as he kicks off the new year with an insightful episode on one of the most powerful tools in personal finance: budgeting. Brad, who has paid off $45,000 of debt and helped thousands of people save and reduce debt, explains the importance of budgeting and debunks common misconceptions. He also covers the benefits of budgeting, such as reducing financial stress and making progress on financial goals. Brad invites viewers to a free budgeting workshop on January 7th, designed to help people get started with effective budgeting strategies. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16355777-305-new-year-new-you-mastering-budgeting-for-success.mp3" length="4687683" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16355777</guid>
    <pubDate>Thu, 02 Jan 2025 00:00:00 -0600</pubDate>
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    <itunes:duration>388</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>304. The Fastest Way To Pay Off Debt!</itunes:title>
    <title>304. The Fastest Way To Pay Off Debt!</title>
    <itunes:summary><![CDATA[Sign up for our Live Budgeting  Workshop on January 7th, 2025: https://www.debtfreedad.com/live_budgeting_workshop_optin    You're on a mission to pay off debt, but what's the best and most efficient method to do that? All five of us on the Debt Free Dad Podcast have paid off tens of thousands of dollars. We've also helped thousands of people save and pay off tens of millions of dollars... so today we will reveal what we know to be the absolute best method to pay off your debt, and ...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for our Live Budgeting  Workshop on January 7th, 2025:<br/></b><a href='https://www.debtfreedad.com/live_budgeting_workshop_optin'>https://www.debtfreedad.com/live_budgeting_workshop_optin</a>  <br/><br/>You&apos;re on a mission to pay off debt, but what&apos;s the best and most efficient method to do that? All five of us on the Debt Free Dad Podcast have paid off tens of thousands of dollars. We&apos;ve also helped thousands of people save and pay off tens of millions of dollars... so today we will reveal what we know to be the absolute best method to pay off your debt, and why.<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for our Live Budgeting  Workshop on January 7th, 2025:<br/></b><a href='https://www.debtfreedad.com/live_budgeting_workshop_optin'>https://www.debtfreedad.com/live_budgeting_workshop_optin</a>  <br/><br/>You&apos;re on a mission to pay off debt, but what&apos;s the best and most efficient method to do that? All five of us on the Debt Free Dad Podcast have paid off tens of thousands of dollars. We&apos;ve also helped thousands of people save and pay off tens of millions of dollars... so today we will reveal what we know to be the absolute best method to pay off your debt, and why.<br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16289088-304-the-fastest-way-to-pay-off-debt.mp3" length="16966297" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16289088</guid>
    <pubDate>Tue, 31 Dec 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Effective Debt Payoff Strategies" />
  <psc:chapter start="12:08" title="Debt Repayment Methods Comparison" />
  <psc:chapter start="20:35" title="Celebrating Financial Wins and Strategies" />
</psc:chapters>
    <itunes:duration>1411</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>303 - The Hidden Secret to Consistent Debt Elimination</itunes:title>
    <title>303 - The Hidden Secret to Consistent Debt Elimination</title>
    <itunes:summary><![CDATA[Sign up for our Live Budgeting  Workshop on January 7th, 2025: https://www.debtfreedad.com/live_budgeting_workshop_optin    Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we'll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for our Live Budgeting  Workshop on January 7th, 2025:<br/></b><a href='https://www.debtfreedad.com/live_budgeting_workshop_optin'>https://www.debtfreedad.com/live_budgeting_workshop_optin</a>  <br/><br/>Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we&apos;ll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-all methods and hello to a personalized path to debt freedom.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for our Live Budgeting  Workshop on January 7th, 2025:<br/></b><a href='https://www.debtfreedad.com/live_budgeting_workshop_optin'>https://www.debtfreedad.com/live_budgeting_workshop_optin</a>  <br/><br/>Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we&apos;ll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-all methods and hello to a personalized path to debt freedom.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16288656-303-the-hidden-secret-to-consistent-debt-elimination.mp3" length="7099120" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16288656</guid>
    <pubDate>Thu, 26 Dec 2024 00:00:00 -0600</pubDate>
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    <podcast:transcript url="https://www.buzzsprout.com/748145/16288656/transcript.json" type="application/json" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Debt-Free Dad Podcast" />
  <psc:chapter start="7:50" title="Balancing Fun Spending and Debt Repayment" />
</psc:chapters>
    <itunes:duration>589</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>302. My Bills Are More Than My Income... What Do I Do?</itunes:title>
    <title>302. My Bills Are More Than My Income... What Do I Do?</title>
    <itunes:summary><![CDATA[Sign up for our Live Budgeting  Workshop on January 7th, 2025: https://www.debtfreedad.com/live_budgeting_workshop_optin    Welcome to episode #193 of the Debt Free Dad Podcast. So what do you do when your bills are more than your income? How can you build an emergency fund and get out of debt when you can't get caught up? We are going to offer some motivation and tips on today's show. What You'll Learn We understand the stress of bills exceeding income, but we're here to provide yo...]]></itunes:summary>
    <description><![CDATA[<p><b>Sign up for our Live Budgeting  Workshop on January 7th, 2025:<br/></b><a href='https://www.debtfreedad.com/live_budgeting_workshop_optin'>https://www.debtfreedad.com/live_budgeting_workshop_optin</a>  <br/><br/>Welcome to episode #193 of the Debt Free Dad Podcast. So what do you do when your bills are more than your income? How can you build an emergency fund and get out of debt when you can&apos;t get caught up? We are going to offer some motivation and tips on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>We understand the stress of bills exceeding income, but we&apos;re here to provide<br/>you with practical tips and motivation to break free from this cycle.</li><li>Join us for empowering insights and actionable strategies that can turn your<br/>financial situation around.</li><li>Be inspired by real stories of individuals who have faced similar financial<br/>struggles and successfully emerged debt-free. Our show is not just about<br/>motivation; it&apos;s a practical guide to transforming your financial reality.</li></ul><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Sign up for our Live Budgeting  Workshop on January 7th, 2025:<br/></b><a href='https://www.debtfreedad.com/live_budgeting_workshop_optin'>https://www.debtfreedad.com/live_budgeting_workshop_optin</a>  <br/><br/>Welcome to episode #193 of the Debt Free Dad Podcast. So what do you do when your bills are more than your income? How can you build an emergency fund and get out of debt when you can&apos;t get caught up? We are going to offer some motivation and tips on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>We understand the stress of bills exceeding income, but we&apos;re here to provide<br/>you with practical tips and motivation to break free from this cycle.</li><li>Join us for empowering insights and actionable strategies that can turn your<br/>financial situation around.</li><li>Be inspired by real stories of individuals who have faced similar financial<br/>struggles and successfully emerged debt-free. Our show is not just about<br/>motivation; it&apos;s a practical guide to transforming your financial reality.</li></ul><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16288317-302-my-bills-are-more-than-my-income-what-do-i-do.mp3" length="24139287" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 24 Dec 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Debt and Financial Struggles" />
  <psc:chapter start="9:13" title="Understanding and Implementing a Budget" />
  <psc:chapter start="14:43" title="Prioritizing Necessities in Budgeting" />
  <psc:chapter start="22:19" title="Navigating Debt Collection and Settlements" />
</psc:chapters>
    <itunes:duration>2009</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>301. The Secret to Financial Freedom: Embracing Contentment  </itunes:title>
    <title>301. The Secret to Financial Freedom: Embracing Contentment  </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Feeling envious of others’ vacation photos, new cars, or perfectly decorated homes on social media? You're not alone. In this episode, Amber, the host of the Debt Free Dad Podcast, discusses the importance of contentment as a key to achieving financial freedom. Learn how to break the cycle of overspending and debt by practicing...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Feeling envious of others’ vacation photos, new cars, or perfectly decorated homes on social media? You&apos;re not alone. In this episode, Amber, the host of the Debt Free Dad Podcast, discusses the importance of contentment as a key to achieving financial freedom. Learn how to break the cycle of overspending and debt by practicing gratitude journaling, decluttering, setting value-based goals, celebrating small wins, and reducing comparisons. Start focusing on what truly matters to you and take the first step toward a happier, less stressful life.  <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Feeling envious of others’ vacation photos, new cars, or perfectly decorated homes on social media? You&apos;re not alone. In this episode, Amber, the host of the Debt Free Dad Podcast, discusses the importance of contentment as a key to achieving financial freedom. Learn how to break the cycle of overspending and debt by practicing gratitude journaling, decluttering, setting value-based goals, celebrating small wins, and reducing comparisons. Start focusing on what truly matters to you and take the first step toward a happier, less stressful life.  <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 19 Dec 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Achieving Financial Freedom Through Contentment" />
  <psc:chapter start="7:51" title="Practicing Gratitude Journal for Abundance" />
</psc:chapters>
    <itunes:duration>537</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>300. From Debt to Freedom: How to Make 2025 Your Year</itunes:title>
    <title>300. From Debt to Freedom: How to Make 2025 Your Year</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this special 300th episode, Brad Nelson, founder of Debt Free Dad, along with Amber Taylor, Katie Hatfield, and Ryan Nelson, share their remarkable journeys to becoming debt-free and offer invaluable tips and strategies for making 2025 your best financial year yet. From the importance of budgeting and tracking spending to fi...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this special 300th episode, Brad Nelson, founder of Debt Free Dad, along with Amber Taylor, Katie Hatfield, and Ryan Nelson, share their remarkable journeys to becoming debt-free and offer invaluable tips and strategies for making 2025 your best financial year yet. From the importance of budgeting and tracking spending to finding accountability partners, this episode covers everything you need to know to break free from living paycheck to paycheck, reduce financial stress, and build your savings. Plus, discover a free masterclass, Life Without Payments, that will help you get started on your path to financial freedom.  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this special 300th episode, Brad Nelson, founder of Debt Free Dad, along with Amber Taylor, Katie Hatfield, and Ryan Nelson, share their remarkable journeys to becoming debt-free and offer invaluable tips and strategies for making 2025 your best financial year yet. From the importance of budgeting and tracking spending to finding accountability partners, this episode covers everything you need to know to break free from living paycheck to paycheck, reduce financial stress, and build your savings. Plus, discover a free masterclass, Life Without Payments, that will help you get started on your path to financial freedom.  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 17 Dec 2024 00:00:00 -0600</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/16256343/transcript" type="text/html" />
    <podcast:transcript url="https://www.buzzsprout.com/748145/16256343/transcript.json" type="application/json" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Financial Success Strategies for 2025" />
  <psc:chapter start="8:21" title="Financial Success Accountability and Motivation" />
  <psc:chapter start="19:41" title="Planning for Financial Success Over Time" />
</psc:chapters>
    <itunes:duration>1789</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>299. Redefining Christmas: Love, Not Labels</itunes:title>
    <title>299. Redefining Christmas: Love, Not Labels</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, Click Here.   In this episode, Ryan Nelson addresses the common holiday stress of trying to create a perfect Christmas, influenced by social media pressure. Ryan shares his experience of paying off $160,000 in debt over eight years while raising three kids, and how scaling back on Christmas gifts led to more meaningful family traditions and experiences. He offers practical advice and ideas for creating lasting memo...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'><b>Click Here.</b></a><b> </b><br/><br/>In this episode, Ryan Nelson addresses the common holiday stress of trying to create a perfect Christmas, influenced by social media pressure. Ryan shares his experience of paying off $160,000 in debt over eight years while raising three kids, and how scaling back on Christmas gifts led to more meaningful family traditions and experiences. He offers practical advice and ideas for creating lasting memories without the financial burden, emphasizing that the true spirit of Christmas goes beyond material gifts. <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'><b>Click Here.</b></a><b> </b><br/><br/>In this episode, Ryan Nelson addresses the common holiday stress of trying to create a perfect Christmas, influenced by social media pressure. Ryan shares his experience of paying off $160,000 in debt over eight years while raising three kids, and how scaling back on Christmas gifts led to more meaningful family traditions and experiences. He offers practical advice and ideas for creating lasting memories without the financial burden, emphasizing that the true spirit of Christmas goes beyond material gifts. <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 12 Dec 2024 00:00:00 -0600</pubDate>
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    <itunes:duration>251</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>298. Rewriting Your Money Story: Breaking Free from Limiting Beliefs </itunes:title>
    <title>298. Rewriting Your Money Story: Breaking Free from Limiting Beliefs </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, Click Here.    Breaking free from subconscious money patterns and self-limiting beliefs often feels like an uphill battle. In our recent podcast episode, Silke Herwald, a hypnotherapy expert, shared invaluable insights and strategies to help individuals overcome these barriers and achieve financial empowerment. Whether you’re drowning in debt, struggling to save, or stuck in a cycle of financial mistakes, Silke’s e...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'><b>Click Here</b></a><b>. </b> <br/><br/>Breaking free from subconscious money patterns and self-limiting beliefs often feels like an uphill battle. In our recent podcast episode, Silke Herwald, a hypnotherapy expert, shared invaluable insights and strategies to help individuals overcome these barriers and achieve financial empowerment. Whether you’re drowning in debt, struggling to save, or stuck in a cycle of financial mistakes, Silke’s expertise offers actionable solutions to rewire your mindset for success. <br/><br/><b>Connect with Silke:</b> https://australianhypnotherapycentre.com.au/ </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'><b>Click Here</b></a><b>. </b> <br/><br/>Breaking free from subconscious money patterns and self-limiting beliefs often feels like an uphill battle. In our recent podcast episode, Silke Herwald, a hypnotherapy expert, shared invaluable insights and strategies to help individuals overcome these barriers and achieve financial empowerment. Whether you’re drowning in debt, struggling to save, or stuck in a cycle of financial mistakes, Silke’s expertise offers actionable solutions to rewire your mindset for success. <br/><br/><b>Connect with Silke:</b> https://australianhypnotherapycentre.com.au/ </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16216759-298-rewriting-your-money-story-breaking-free-from-limiting-beliefs.mp3" length="24581339" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 10 Dec 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Financial Limiting Beliefs" />
  <psc:chapter start="7:08" title="Identifying and Rewiring Financial Patterns" />
  <psc:chapter start="19:48" title="Overcoming Financial Beliefs With Hypnotherapy" />
  <psc:chapter start="33:10" title="Achieving Financial Freedom Through Discipline" />
</psc:chapters>
    <itunes:duration>2046</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>297. The Budgeting Playbook: Strategies for Consistency and Success</itunes:title>
    <title>297. The Budgeting Playbook: Strategies for Consistency and Success</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, Click Here.   Creating a budget is a great first step towards better financial health, but let’s be honest—having a budget is just the beginning. Staying on track can feel daunting without the right support. What if you could go beyond simply planning your finances and start mastering them? In this post, we’ll explore two game-changing tools—sinking funds and the envelope system—that can help turn your budget ...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'><b>Click Here.</b> </a><br/><br/>Creating a budget is a great first step towards better financial health, but let’s be honest—having a budget is just the beginning. Staying on track can feel daunting without the right support. What if you could go beyond simply planning your finances and start mastering them? In this post, we’ll explore two game-changing tools—sinking funds and the envelope system—that can help turn your budget into a proactive financial strategy. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'><b>Click Here.</b> </a><br/><br/>Creating a budget is a great first step towards better financial health, but let’s be honest—having a budget is just the beginning. Staying on track can feel daunting without the right support. What if you could go beyond simply planning your finances and start mastering them? In this post, we’ll explore two game-changing tools—sinking funds and the envelope system—that can help turn your budget into a proactive financial strategy. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16186327-297-the-budgeting-playbook-strategies-for-consistency-and-success.mp3" length="8640797" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 05 Dec 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Sticking to a Budget With Tools" />
  <psc:chapter start="10:35" title="Financial Freedom Through Budgeting" />
</psc:chapters>
    <itunes:duration>717</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>296. Creating Your Dream Retirement with Dalene Higgins </itunes:title>
    <title>296. Creating Your Dream Retirement with Dalene Higgins </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again.   Click Here  In this episode of the Debt Free Dad podcast, host Brad Nelson dives into the essentials of building a secure retirement plan with financial and retirement lifestyle coach Dalene Higgins. Dalene shares her journey from a government worker to a financial coach, focusing on the essential steps and strategies necessary for a confident retirement. Key topics include managing debt, balancing savi...]]></itunes:summary>
    <description><![CDATA[<p>To learn how to take the stress out of your finances so you can breathe again.  <a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'><b> Click Here</b></a><br/><br/>In this episode of the Debt Free Dad podcast, host Brad Nelson dives into the essentials of building a secure retirement plan with financial and retirement lifestyle coach Dalene Higgins. Dalene shares her journey from a government worker to a financial coach, focusing on the essential steps and strategies necessary for a confident retirement. Key topics include managing debt, balancing savings, creating a retirement vision, and understanding retirement plans such as 401ks and IRAs. Dalene also addresses common fears and misconceptions around retirement planning, offering practical advice on budgeting and financial goal setting.  <br/><br/><b>Connect with Dalene Higgins: </b><a href='https://www.elevatefinances.us/ '>https://www.elevatefinances.us/</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>To learn how to take the stress out of your finances so you can breathe again.  <a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'><b> Click Here</b></a><br/><br/>In this episode of the Debt Free Dad podcast, host Brad Nelson dives into the essentials of building a secure retirement plan with financial and retirement lifestyle coach Dalene Higgins. Dalene shares her journey from a government worker to a financial coach, focusing on the essential steps and strategies necessary for a confident retirement. Key topics include managing debt, balancing savings, creating a retirement vision, and understanding retirement plans such as 401ks and IRAs. Dalene also addresses common fears and misconceptions around retirement planning, offering practical advice on budgeting and financial goal setting.  <br/><br/><b>Connect with Dalene Higgins: </b><a href='https://www.elevatefinances.us/ '>https://www.elevatefinances.us/</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 03 Dec 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Creating a Clear Path to Retirement" />
  <psc:chapter start="7:58" title="Navigating Retirement Planning Without Overwhelm" />
  <psc:chapter start="13:29" title="Exploring Retirement Planning and Financial Advisors" />
  <psc:chapter start="18:58" title="Navigating Budgeting and Financial Stability" />
</psc:chapters>
    <itunes:duration>1644</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>295. The 5 Biggest Mistakes I Made Getting Out of Debt—And How You Can Avoid Them</itunes:title>
    <title>295. The 5 Biggest Mistakes I Made Getting Out of Debt—And How You Can Avoid Them</title>
    <itunes:summary><![CDATA[Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days   In today's episode, Brad Nelson, founder of Debt Free Dad, shares the five key things he would do differently if he had to start his debt-free journey all over again. With over 11 years of debt-free living and helping thousands of others save and pay off tens of millions of dollars, Brad offers invaluable insights to help make your journ...]]></itunes:summary>
    <description><![CDATA[<p><b>Get better results with your finances in 30-60 days</b> - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> <br/><br/>In today&apos;s episode, Brad Nelson, founder of Debt Free Dad, shares the five key things he would do differently if he had to start his debt-free journey all over again. With over 11 years of debt-free living and helping thousands of others save and pay off tens of millions of dollars, Brad offers invaluable insights to help make your journey easier and less stressful. Learn why avoiding credit card transfers and consolidation loans, seeking advice from successful individuals, maintaining accountability, starting immediately, and letting go of shame and embarrassment are crucial steps to achieving financial freedom.  <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Get better results with your finances in 30-60 days</b> - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> <br/><br/>In today&apos;s episode, Brad Nelson, founder of Debt Free Dad, shares the five key things he would do differently if he had to start his debt-free journey all over again. With over 11 years of debt-free living and helping thousands of others save and pay off tens of millions of dollars, Brad offers invaluable insights to help make your journey easier and less stressful. Learn why avoiding credit card transfers and consolidation loans, seeking advice from successful individuals, maintaining accountability, starting immediately, and letting go of shame and embarrassment are crucial steps to achieving financial freedom.  <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 28 Nov 2024 00:00:00 -0600</pubDate>
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    <itunes:duration>472</itunes:duration>
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    <itunes:title>294. The Cost of Doubt: How Imposter Syndrome Impacts Your Finances</itunes:title>
    <title>294. The Cost of Doubt: How Imposter Syndrome Impacts Your Finances</title>
    <itunes:summary><![CDATA[Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days   In this insightful episode of the Debt Free Dad Podcast, host Brad Nelson is joined by Alani Bankhead from Mighty Sparrow Coaching to discuss the profound connection between imposter syndrome and personal finances.  Alani, a career expert and personal development coach with over 20 years of experience, shares her incredible journey ...]]></itunes:summary>
    <description><![CDATA[<p><b>Get better results with your finances in 30-60 days</b> - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> <br/><br/>In this insightful episode of the <em>Debt Free Dad Podcast</em>, host Brad Nelson is joined by Alani Bankhead from Mighty Sparrow Coaching to discuss the profound connection between imposter syndrome and personal finances. </p><p>Alani, a career expert and personal development coach with over 20 years of experience, shares her incredible journey of overcoming imposter syndrome while serving in military intelligence and tackling critical missions like hunting terrorists and combating child sex trafficking. Together, Brad and Alani explore how imposter syndrome impacts financial decisions, such as salary negotiations and financial worthiness, and provide actionable strategies to overcome self-doubt.<br/><br/><b>Connect with Alani Bankhead: </b><a href='https://www.mightysparrowcoaching.com/'><b> </b>Mighty Sparrow Coaching with Alani Bankhead</a></p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Get better results with your finances in 30-60 days</b> - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> <br/><br/>In this insightful episode of the <em>Debt Free Dad Podcast</em>, host Brad Nelson is joined by Alani Bankhead from Mighty Sparrow Coaching to discuss the profound connection between imposter syndrome and personal finances. </p><p>Alani, a career expert and personal development coach with over 20 years of experience, shares her incredible journey of overcoming imposter syndrome while serving in military intelligence and tackling critical missions like hunting terrorists and combating child sex trafficking. Together, Brad and Alani explore how imposter syndrome impacts financial decisions, such as salary negotiations and financial worthiness, and provide actionable strategies to overcome self-doubt.<br/><br/><b>Connect with Alani Bankhead: </b><a href='https://www.mightysparrowcoaching.com/'><b> </b>Mighty Sparrow Coaching with Alani Bankhead</a></p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 26 Nov 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Impact of Imposter Syndrome on Finances" />
  <psc:chapter start="12:45" title="Overcoming Financial Fear and Imposter Syndrome" />
  <psc:chapter start="17:40" title="Navigating Imposter Syndrome Influences" />
  <psc:chapter start="21:43" title="Overcoming Imposter Syndrome Through Action" />
  <psc:chapter start="33:06" title="Celebrating Financial Progress and Success" />
</psc:chapters>
    <itunes:duration>2539</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>293. The Balance Transfer Trap: Why Quick Fixes Don’t Erase Debt </itunes:title>
    <title>293. The Balance Transfer Trap: Why Quick Fixes Don’t Erase Debt </title>
    <itunes:summary><![CDATA[Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days   In this episode of the Debt Free Dad podcast, host Katie Hatfield dives into the often-misleading marketing tactics behind credit card offers and balance transfers that promise easy solutions. Drawing from her own journey of paying off over $189,000 in debt over six years, Katie highlights the importance of reading the fine print and tak...]]></itunes:summary>
    <description><![CDATA[<p>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a><br/> <br/>In this episode of the Debt Free Dad podcast, host Katie Hatfield dives into the often-misleading marketing tactics behind credit card offers and balance transfers that promise easy solutions. Drawing from her own journey of paying off over $189,000 in debt over six years, Katie highlights the importance of reading the fine print and taking a disciplined, long-term approach to debt repayment. By steering clear of these traps and focusing on consistent, mindful payments, you can make steady progress toward a stress-free, debt-free life. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a><br/> <br/>In this episode of the Debt Free Dad podcast, host Katie Hatfield dives into the often-misleading marketing tactics behind credit card offers and balance transfers that promise easy solutions. Drawing from her own journey of paying off over $189,000 in debt over six years, Katie highlights the importance of reading the fine print and taking a disciplined, long-term approach to debt repayment. By steering clear of these traps and focusing on consistent, mindful payments, you can make steady progress toward a stress-free, debt-free life. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 21 Nov 2024 05:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Avoid Credit Card Marketing Traps" />
  <psc:chapter start="14:13" title="Avoid Pitfalls of Balance Transfers" />
</psc:chapters>
    <itunes:duration>900</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>292. Financial Freedom Made Simple: Practical Answers to Listener Money Questions</itunes:title>
    <title>292. Financial Freedom Made Simple: Practical Answers to Listener Money Questions</title>
    <itunes:summary><![CDATA[Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days  Join Brad Nelson and the Debt Free Dad team as they answer listeners' most frequently asked questions about personal finance. In this episode, they discuss prioritizing financial goals, handling low incomes, reducing expenses, managing unexpected costs, making budgeting easier, and getting a reluctant spouse on board with paying off debt....]]></itunes:summary>
    <description><![CDATA[<p><b>Get better results with your finances in 30-60 days</b> - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a><br/><br/>Join Brad Nelson and the Debt Free Dad team as they answer listeners&apos; most frequently asked questions about personal finance. In this episode, they discuss prioritizing financial goals, handling low incomes, reducing expenses, managing unexpected costs, making budgeting easier, and getting a reluctant spouse on board with paying off debt. They also share their personal experiences and tips for staying motivated on the journey to financial freedom. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Get better results with your finances in 30-60 days</b> - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a><br/><br/>Join Brad Nelson and the Debt Free Dad team as they answer listeners&apos; most frequently asked questions about personal finance. In this episode, they discuss prioritizing financial goals, handling low incomes, reducing expenses, managing unexpected costs, making budgeting easier, and getting a reluctant spouse on board with paying off debt. They also share their personal experiences and tips for staying motivated on the journey to financial freedom. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16100539-292-financial-freedom-made-simple-practical-answers-to-listener-money-questions.mp3" length="30037398" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 19 Nov 2024 00:00:00 -0600</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/16100539/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Managing Money on a Tight Budget" />
  <psc:chapter start="10:24" title="Cutting Expenses and Increasing Income" />
  <psc:chapter start="19:06" title="Mastering Budget Planning and Management" />
  <psc:chapter start="24:40" title="Effective Budgeting and Spousal Communication" />
  <psc:chapter start="31:12" title="Navigating Relationships During Debt Freedom" />
</psc:chapters>
    <itunes:duration>2500</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>291. The Unexpected Link Between Fitness and Finances: 5 Tips to Achieve Your Goals  </itunes:title>
    <title>291. The Unexpected Link Between Fitness and Finances: 5 Tips to Achieve Your Goals  </title>
    <itunes:summary><![CDATA[Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days  At first glance, fitness and finances might seem unrelated, but they actually have a lot in common. Here’s a look at how lessons from the Debt Free Dad podcast can help you succeed in both.    Support the show The Totally Awesome Debt Freedom Planner https://www.debtfreedad.com/planner  Connect With Brad  Website- https://w...]]></itunes:summary>
    <description><![CDATA[<p><b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - </b><a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'><b>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</b></a><b><br/></b><br/>At first glance, fitness and finances might seem unrelated, but they actually have a lot in common. Here’s a look at how lessons from the Debt Free Dad podcast can help you succeed in both. <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - </b><a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'><b>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</b></a><b><br/></b><br/>At first glance, fitness and finances might seem unrelated, but they actually have a lot in common. Here’s a look at how lessons from the Debt Free Dad podcast can help you succeed in both. <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16059638-291-the-unexpected-link-between-fitness-and-finances-5-tips-to-achieve-your-goals.mp3" length="7546533" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 14 Nov 2024 05:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Connections Between Fitness and Finances" />
  <psc:chapter start="9:42" title="Consistent Effort in Goal Achievement" />
</psc:chapters>
    <itunes:duration>626</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>290. Practical Tips for Couples to Navigate Financial Disagreements</itunes:title>
    <title>290. Practical Tips for Couples to Navigate Financial Disagreements</title>
    <itunes:summary><![CDATA[Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days   Money conflicts are one of the biggest sources of stress for couples, but they don’t have to be. In this episode, financial expert Darla Bishop shares her top advice for managing financial disagreements in relationships. Discover effective strategies for aligning on spending, understanding each other’s financial values, and creating...]]></itunes:summary>
    <description><![CDATA[<p><b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how!</b> - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a><br/> <br/>Money conflicts are one of the biggest sources of stress for couples, but they don’t have to be. In this episode, financial expert Darla Bishop shares her top advice for managing financial disagreements in relationships. Discover effective strategies for aligning on spending, understanding each other’s financial values, and creating open lines of communication. Learn how to shift from financial tension to building a stronger, more unified partnership. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how!</b> - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a><br/> <br/>Money conflicts are one of the biggest sources of stress for couples, but they don’t have to be. In this episode, financial expert Darla Bishop shares her top advice for managing financial disagreements in relationships. Discover effective strategies for aligning on spending, understanding each other’s financial values, and creating open lines of communication. Learn how to shift from financial tension to building a stronger, more unified partnership. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16047067-290-practical-tips-for-couples-to-navigate-financial-disagreements.mp3" length="21365438" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 12 Nov 2024 00:00:00 -0600</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/16047067/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Financial Disagreements in Relationships" />
  <psc:chapter start="6:11" title="Navigating Money Conversations in Relationships" />
  <psc:chapter start="17:09" title="Teaching Kids About Financial Literacy" />
  <psc:chapter start="29:01" title="Connecting With Debt-Free Dad" />
</psc:chapters>
    <itunes:duration>1778</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>289. Budget-Friendly Gift Ideas That Make an Impact Without the Hefty Price Tag </itunes:title>
    <title>289. Budget-Friendly Gift Ideas That Make an Impact Without the Hefty Price Tag </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Have you ever felt like gift-giving is more about your wallet than connecting with loved ones? Or maybe you’re feeling the pinch as the holiday season approaches, wondering how you’ll manage with an already tight budget. Trust me, I’ve been there too. But here’s the good news: you don’t need to spend big to give meaningful, unf...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Have you ever felt like gift-giving is more about your wallet than connecting with loved ones? Or maybe you’re feeling the pinch as the holiday season approaches, wondering how you’ll manage with an already tight budget. Trust me, I’ve been there too. But here’s the good news: you don’t need to spend big to give meaningful, unforgettable gifts. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Have you ever felt like gift-giving is more about your wallet than connecting with loved ones? Or maybe you’re feeling the pinch as the holiday season approaches, wondering how you’ll manage with an already tight budget. Trust me, I’ve been there too. But here’s the good news: you don’t need to spend big to give meaningful, unforgettable gifts. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16032228-289-budget-friendly-gift-ideas-that-make-an-impact-without-the-hefty-price-tag.mp3" length="6434382" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16032228</guid>
    <pubDate>Thu, 07 Nov 2024 00:00:00 -0600</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/16032228/transcript" type="text/html" />
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    <podcast:transcript url="https://www.buzzsprout.com/748145/16032228/transcript.vtt" type="text/vtt" />
    <itunes:duration>534</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>288. Embracing a Budget-Friendly, Relaxed Holiday Season with Kimberley Gillan</itunes:title>
    <title>288. Embracing a Budget-Friendly, Relaxed Holiday Season with Kimberley Gillan</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast    As the holiday season approaches, families often look forward to moments of joy and togetherness, though financial stress can sometimes overshadow these festivities. Many seek ways to create special memories without overstretching their budget. In our latest Debt Free Dad podcast episode, we were thrilled to welcome Kimberley Gilla...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/> As the holiday season approaches, families often look forward to moments of joy and togetherness, though financial stress can sometimes overshadow these festivities. Many seek ways to create special memories without overstretching their budget. In our latest Debt Free Dad podcast episode, we were thrilled to welcome Kimberley Gillan, author of <em>How Low Can You Go? Nutritious Meals from 50 a Week</em>, who offered valuable tips for a festive, affordable, and meaningful holiday season.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/> As the holiday season approaches, families often look forward to moments of joy and togetherness, though financial stress can sometimes overshadow these festivities. Many seek ways to create special memories without overstretching their budget. In our latest Debt Free Dad podcast episode, we were thrilled to welcome Kimberley Gillan, author of <em>How Low Can You Go? Nutritious Meals from 50 a Week</em>, who offered valuable tips for a festive, affordable, and meaningful holiday season.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/16014082-288-embracing-a-budget-friendly-relaxed-holiday-season-with-kimberley-gillan.mp3" length="23407098" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 05 Nov 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Navigating Holiday Expenses and Stress" />
  <psc:chapter start="8:25" title="Creating Meaningful Traditions During the Holidays" />
  <psc:chapter start="19:00" title="Savings and Tips for Winter Holidays" />
  <psc:chapter start="31:35" title="Achieving Financial Freedom Through Consistency" />
</psc:chapters>
    <itunes:duration>1948</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>287. Simplify Your Finances with Automation: A Step-by-Step Guide</itunes:title>
    <title>287. Simplify Your Finances with Automation: A Step-by-Step Guide</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   One of the most common questions I hear from beginners is how to better manage their finances. Questions like, "How do I budget?" "How do I get out of debt?" or "How do I save for emergencies?" often top the list. The more you can simplify your financial management, the better chance you have of successfully executing your plan...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>One of the most common questions I hear from beginners is how to better manage their finances. Questions like, &quot;How do I budget?&quot; &quot;How do I get out of debt?&quot; or &quot;How do I save for emergencies?&quot; often top the list. The more you can simplify your financial management, the better chance you have of successfully executing your plan and sticking with it. By focusing on a few key steps, you can begin automating your finances and make managing money much easier. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>One of the most common questions I hear from beginners is how to better manage their finances. Questions like, &quot;How do I budget?&quot; &quot;How do I get out of debt?&quot; or &quot;How do I save for emergencies?&quot; often top the list. The more you can simplify your financial management, the better chance you have of successfully executing your plan and sticking with it. By focusing on a few key steps, you can begin automating your finances and make managing money much easier. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15991649-287-simplify-your-finances-with-automation-a-step-by-step-guide.mp3" length="12535658" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 31 Oct 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Automate Your Finances for Success" />
  <psc:chapter start="13:54" title="Simplify Finances Through Automation" />
</psc:chapters>
    <itunes:duration>1042</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>285. Rewire Your Relationship with Money: Understanding Core Beliefs</itunes:title>
    <title>285. Rewire Your Relationship with Money: Understanding Core Beliefs</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Our financial decisions may seem practical on the surface, but they’re often influenced by something deeper—core beliefs about money, self-worth, and abundance. These beliefs, sometimes formed from past trauma or instability, play a major role in shaping how we handle our finances, often without us even realizing it.    Su...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Our financial decisions may seem practical on the surface, but they’re often influenced by something deeper—core beliefs about money, self-worth, and abundance. These beliefs, sometimes formed from past trauma or instability, play a major role in shaping how we handle our finances, often without us even realizing it. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Our financial decisions may seem practical on the surface, but they’re often influenced by something deeper—core beliefs about money, self-worth, and abundance. These beliefs, sometimes formed from past trauma or instability, play a major role in shaping how we handle our finances, often without us even realizing it. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15991519-285-rewire-your-relationship-with-money-understanding-core-beliefs.mp3" length="17629688" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 29 Oct 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Uncovering Core Beliefs in Finances" />
  <psc:chapter start="8:03" title="Understanding Unhealthy Coping Strategies" />
  <psc:chapter start="17:17" title="Exploring Core Beliefs in Emotional Wellness" />
</psc:chapters>
    <itunes:duration>1466</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>285. Debunking the Financial Luck Myth: How to Take Control of Your Money </itunes:title>
    <title>285. Debunking the Financial Luck Myth: How to Take Control of Your Money </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode, Brad Nelson, founder of Debt Free Dad, breaks down the misconception that financial success is just about luck. Drawing from his own experience of paying off $45,000 in debt and remaining debt-free for over 11 years, Brad reveals that real financial stability is achieved through strategic planning, discipline, and c...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a><br/> <br/>In this episode, Brad Nelson, founder of <em>Debt Free Dad</em>, breaks down the misconception that financial success is just about luck. Drawing from his own experience of paying off $45,000 in debt and remaining debt-free for over 11 years, Brad reveals that real financial stability is achieved through strategic planning, discipline, and consistency. He offers actionable advice on how to budget effectively, make smart investments, and prepare for inevitable financial challenges. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a><br/> <br/>In this episode, Brad Nelson, founder of <em>Debt Free Dad</em>, breaks down the misconception that financial success is just about luck. Drawing from his own experience of paying off $45,000 in debt and remaining debt-free for over 11 years, Brad reveals that real financial stability is achieved through strategic planning, discipline, and consistency. He offers actionable advice on how to budget effectively, make smart investments, and prepare for inevitable financial challenges. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 24 Oct 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Financial Success" />
  <psc:chapter start="8:32" title="Empower Yourself Financially Today" />
</psc:chapters>
    <itunes:duration>555</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title> 284. Debt Snowball 101: The Simple Strategy to Pay Off Debt Faster</itunes:title>
    <title> 284. Debt Snowball 101: The Simple Strategy to Pay Off Debt Faster</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Becoming debt-free isn’t just about crunching numbers—it’s about building a system that sustains your motivation and sense of accomplishment. Whether you’re just starting out or already making strides on your debt journey, the Debt Snowball Method helps you stay focused on the small wins that lead to big results.     Support the sho...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Becoming debt-free isn’t just about crunching numbers—it’s about building a system that sustains your motivation and sense of accomplishment. Whether you’re just starting out or already making strides on your debt journey, the Debt Snowball Method helps you stay focused on the small wins that lead to big results. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Becoming debt-free isn’t just about crunching numbers—it’s about building a system that sustains your motivation and sense of accomplishment. Whether you’re just starting out or already making strides on your debt journey, the Debt Snowball Method helps you stay focused on the small wins that lead to big results. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15950226-284-debt-snowball-101-the-simple-strategy-to-pay-off-debt-faster.mp3" length="18198949" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 22 Oct 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Crush Debt With Debt Snowball Method" />
  <psc:chapter start="8:34" title="Debt Snowball Method Benefits and Strategies" />
  <psc:chapter start="15:09" title="Debt Snowball Method Setup and Strategies" />
</psc:chapters>
    <itunes:duration>1514</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>283. Crushing $185K in Debt on One Income</itunes:title>
    <title>283. Crushing $185K in Debt on One Income</title>
    <itunes:summary><![CDATA[Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days   Have you ever heard stories of people paying off thousands in debt and thought, "Could I really do that?" For a long time, I felt like I would always be stuck in debt with no way out. But today, I’m excited to share how I paid off more than $185,000 in debt while living on a single income over the past six years.  I’ve been on my de...]]></itunes:summary>
    <description><![CDATA[<p>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a><br/><br/></p><p>Have you ever heard stories of people paying off thousands in debt and thought, &quot;Could I really do that?&quot; For a long time, I felt like I would always be stuck in debt with no way out. But today, I’m excited to share how I paid off more than $185,000 in debt while living on a single income over the past six years. </p><p>I’ve been on my debt-free journey since July 2018, and since then, I’ve paid off over $186,394 in student loans, car loans, medical bills, and credit card debt—all while on a single income. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a><br/><br/></p><p>Have you ever heard stories of people paying off thousands in debt and thought, &quot;Could I really do that?&quot; For a long time, I felt like I would always be stuck in debt with no way out. But today, I’m excited to share how I paid off more than $185,000 in debt while living on a single income over the past six years. </p><p>I’ve been on my debt-free journey since July 2018, and since then, I’ve paid off over $186,394 in student loans, car loans, medical bills, and credit card debt—all while on a single income. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15930227-283-crushing-185k-in-debt-on-one-income.mp3" length="7426656" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15930227</guid>
    <pubDate>Thu, 17 Oct 2024 00:00:00 -0500</pubDate>
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    <podcast:transcript url="https://www.buzzsprout.com/748145/15930227/transcript.json" type="application/json" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Debt" />
  <psc:chapter start="9:22" title="Navigating the Path to Financial Freedom" />
</psc:chapters>
    <itunes:duration>616</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>282. Investing 101 with Jessica Perrone</itunes:title>
    <title>282. Investing 101 with Jessica Perrone</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast    In this episode of the Debt Free Dad podcast, we sit down with Jessica Perrone, founder of herfinIQ.com, to demystify the world of investing and empower listeners to take control of their financial future. Whether you're just starting out or looking to refine your strategy, Jessica shares practical tips on building a strong financi...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/> <br/>In this episode of the <em>Debt Free Dad</em> podcast, we sit down with Jessica Perrone, founder of herfinIQ.com, to demystify the world of investing and empower listeners to take control of their financial future. Whether you&apos;re just starting out or looking to refine your strategy, Jessica shares practical tips on building a strong financial foundation, managing debt, and making smart investment choices, even with limited resources. Tune in to learn how small, consistent actions can lead to big financial gains and set you on the path to financial freedom. <br/><br/><b>Resources Mentioned<br/><br/>Connect with Jessica: </b><a href='https://app.kajabi.com/admin/sites/8008/blog_posts/2148554457/herfinIQ.com'>herfinIQ.com</a><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/> <br/>In this episode of the <em>Debt Free Dad</em> podcast, we sit down with Jessica Perrone, founder of herfinIQ.com, to demystify the world of investing and empower listeners to take control of their financial future. Whether you&apos;re just starting out or looking to refine your strategy, Jessica shares practical tips on building a strong financial foundation, managing debt, and making smart investment choices, even with limited resources. Tune in to learn how small, consistent actions can lead to big financial gains and set you on the path to financial freedom. <br/><br/><b>Resources Mentioned<br/><br/>Connect with Jessica: </b><a href='https://app.kajabi.com/admin/sites/8008/blog_posts/2148554457/herfinIQ.com'>herfinIQ.com</a><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15910060-282-investing-101-with-jessica-perrone.mp3" length="22182791" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15910060</guid>
    <pubDate>Tue, 15 Oct 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/15910060/transcript" type="text/html" />
    <podcast:transcript url="https://www.buzzsprout.com/748145/15910060/transcript.json" type="application/json" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Investing Basics for Financial Freedom" />
  <psc:chapter start="10:39" title="Navigating Investment Options and Strategies" />
  <psc:chapter start="16:27" title="Diversified Investment Strategies for Beginners" />
</psc:chapters>
    <itunes:duration>1846</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>281. Change Your Financial Mindset with Two Simple Words </itunes:title>
    <title>281. Change Your Financial Mindset with Two Simple Words </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode of the Debt Free Dad Podcast, host Chris Hawkins explores the impact of replacing the word 'but' with 'yes, and' to break free from financial stagnation. By sharing personal experiences and lessons learned from improv classes at Toastmasters, he illustrates how adopting a mindset of acceptance and action can lea...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad Podcast, host Chris Hawkins explores the impact of replacing the word &apos;but&apos; with &apos;yes, and&apos; to break free from financial stagnation. By sharing personal experiences and lessons learned from improv classes at Toastmasters, he illustrates how adopting a mindset of acceptance and action can lead to financial success. Whether it&apos;s budgeting, saving for a car, or enhancing financial literacy, embracing new advice with &apos;yes, and&apos; can open the door to transformative changes in personal finance. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad Podcast, host Chris Hawkins explores the impact of replacing the word &apos;but&apos; with &apos;yes, and&apos; to break free from financial stagnation. By sharing personal experiences and lessons learned from improv classes at Toastmasters, he illustrates how adopting a mindset of acceptance and action can lead to financial success. Whether it&apos;s budgeting, saving for a car, or enhancing financial literacy, embracing new advice with &apos;yes, and&apos; can open the door to transformative changes in personal finance. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15889568-281-change-your-financial-mindset-with-two-simple-words.mp3" length="7196629" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15889568</guid>
    <pubDate>Thu, 10 Oct 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="&#39;Yes, And&#39; for Financial Success" />
  <psc:chapter start="8:45" title="Using &quot;Yes, And&quot; for Financial Growth" />
</psc:chapters>
    <itunes:duration>597</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>280. Conquering Financial Anxiety with Financial Therapist Lindsey Konchar</itunes:title>
    <title>280. Conquering Financial Anxiety with Financial Therapist Lindsey Konchar</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Are financial anxiety and stress overwhelming you? If so, you're certainly not alone. Many individuals grapple with the challenges of managing money, but there is hope—assistance is readily available. In a recent episode of the Debt-Free Dad podcast, host Brad Nelson interviewed Lindsey Konchar, an experienced financial therapist. D...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Are financial anxiety and stress overwhelming you? If so, you&apos;re certainly not alone. Many individuals grapple with the challenges of managing money, but there is hope—assistance is readily available. In a recent episode of the <em>Debt-Free Dad</em> podcast, host Brad Nelson interviewed Lindsey Konchar, an experienced financial therapist. During their conversation, they discussed strategies for overcoming debt, improving mental health, and cultivating a healthier relationship with money. Below is a detailed summary of their enlightening discussion.<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Are financial anxiety and stress overwhelming you? If so, you&apos;re certainly not alone. Many individuals grapple with the challenges of managing money, but there is hope—assistance is readily available. In a recent episode of the <em>Debt-Free Dad</em> podcast, host Brad Nelson interviewed Lindsey Konchar, an experienced financial therapist. During their conversation, they discussed strategies for overcoming debt, improving mental health, and cultivating a healthier relationship with money. Below is a detailed summary of their enlightening discussion.<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 08 Oct 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Navigating Financial Stress and Relationships" />
  <psc:chapter start="12:30" title="Understanding the Emotions Behind Money" />
  <psc:chapter start="17:20" title="Mastering Impulse Spending and Setting Goals" />
  <psc:chapter start="26:49" title="Finding a Balance in Financial Planning" />
  <psc:chapter start="30:56" title="Managing Emotional Impact of Media Consumption" />
</psc:chapters>
    <itunes:duration>2143</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>279. From Paycheck to Purpose: The Secret Behind Crushing Debt </itunes:title>
    <title>279. From Paycheck to Purpose: The Secret Behind Crushing Debt </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Paying off debt demands discipline, sacrifices, and a strong sense of determination. Staying within a tight budget, resisting impulse buys, and channeling every spare dollar toward debt repayment can be challenging, particularly when life throws unexpected challenges your way. This is where developing your "why" becomes essenti...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Paying off debt demands discipline, sacrifices, and a strong sense of determination. Staying within a tight budget, resisting impulse buys, and channeling every spare dollar toward debt repayment can be challenging, particularly when life throws unexpected challenges your way. This is where developing your &quot;why&quot; becomes essential—it&apos;s the underlying motivation that drives your commitment to achieving financial freedom. Having an emotional connection to this goal will keep you pushing forward, even when motivation wanes. Let’s dive into how to uncover your why and why it’s so vital for reaching financial independence. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Paying off debt demands discipline, sacrifices, and a strong sense of determination. Staying within a tight budget, resisting impulse buys, and channeling every spare dollar toward debt repayment can be challenging, particularly when life throws unexpected challenges your way. This is where developing your &quot;why&quot; becomes essential—it&apos;s the underlying motivation that drives your commitment to achieving financial freedom. Having an emotional connection to this goal will keep you pushing forward, even when motivation wanes. Let’s dive into how to uncover your why and why it’s so vital for reaching financial independence. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15851858-279-from-paycheck-to-purpose-the-secret-behind-crushing-debt.mp3" length="6414877" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15851858</guid>
    <pubDate>Thu, 03 Oct 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Developing Your Why for Debt-Free Living" />
  <psc:chapter start="7:19" title="Staying Motivated Towards Financial Freedom" />
</psc:chapters>
    <itunes:duration>532</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>278. Ditch the Overwhelm: Mastering Budget Basics</itunes:title>
    <title>278. Ditch the Overwhelm: Mastering Budget Basics</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Are you tired of feeling lost when it comes to managing your money? Budgeting doesn't have to be a headache. In this blog post, we’ll simplify the process, breaking down the basics to help you take control of your cash flow and start building the future you deserve without feeling overwhelmed. Whether you've tried budgeting before a...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Are you tired of feeling lost when it comes to managing your money? Budgeting doesn&apos;t have to be a headache. In this blog post, we’ll simplify the process, breaking down the basics to help you take control of your cash flow and start building the future you deserve without feeling overwhelmed. Whether you&apos;ve tried budgeting before and it didn’t work, or you&apos;ve been avoiding it because it seems complicated, don&apos;t worry—by the end of this guide, you&apos;ll have a clear, beginner-friendly path to setting up a budget that works for you. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Are you tired of feeling lost when it comes to managing your money? Budgeting doesn&apos;t have to be a headache. In this blog post, we’ll simplify the process, breaking down the basics to help you take control of your cash flow and start building the future you deserve without feeling overwhelmed. Whether you&apos;ve tried budgeting before and it didn’t work, or you&apos;ve been avoiding it because it seems complicated, don&apos;t worry—by the end of this guide, you&apos;ll have a clear, beginner-friendly path to setting up a budget that works for you. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 01 Oct 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Mastering Your Budget for Financial Success" />
  <psc:chapter start="11:39" title="Navigating Financial Priorities and Budgeting" />
  <psc:chapter start="19:14" title="Building Consistent Budgeting Habits" />
  <psc:chapter start="23:00" title="Simplifying Budgeting for Financial Success" />
</psc:chapters>
    <itunes:duration>1822</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>277. The Hidden Costs of &quot;Free&quot;: Understanding the Financial Impact of &#39;Free&#39; Offers </itunes:title>
    <title>277. The Hidden Costs of &quot;Free&quot;: Understanding the Financial Impact of &#39;Free&#39; Offers </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Ever heard the saying, "Nothing in life is free"? It’s a phrase that’s truer than we often realize. Many of us get excited by 'free' offers, whether it's a free trial, a buy-one-get-one deal, or free shipping. But these enticing offers can come with hidden costs that affect your financial health. In this post, we’ll dive into h...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Ever heard the saying, &quot;Nothing in life is free&quot;? It’s a phrase that’s truer than we often realize. Many of us get excited by &apos;free&apos; offers, whether it&apos;s a free trial, a buy-one-get-one deal, or free shipping. But these enticing offers can come with hidden costs that affect your financial health. In this post, we’ll dive into how the psychology of &quot;free&quot; can lead to overspending and how to protect yourself from falling into these traps. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Ever heard the saying, &quot;Nothing in life is free&quot;? It’s a phrase that’s truer than we often realize. Many of us get excited by &apos;free&apos; offers, whether it&apos;s a free trial, a buy-one-get-one deal, or free shipping. But these enticing offers can come with hidden costs that affect your financial health. In this post, we’ll dive into how the psychology of &quot;free&quot; can lead to overspending and how to protect yourself from falling into these traps. </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15800514-277-the-hidden-costs-of-free-understanding-the-financial-impact-of-free-offers.mp3" length="5965986" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15800514</guid>
    <pubDate>Thu, 26 Sep 2024 01:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Hidden Costs of Free Offers" />
  <psc:chapter start="7:23" title="Avoid Hidden Costs and Save Money" />
</psc:chapters>
    <itunes:duration>494</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>276. Exploring the Financial Implications of Emotional Eating</itunes:title>
    <title>276. Exploring the Financial Implications of Emotional Eating</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In today’s discussion, we tackled an often private yet significant issue: the link between emotional eating and financial stress. This connection can create a negative cycle where financial pressures lead to unhealthy eating habits, which in turn contribute to further financial difficulties. Brad Nelson, the founder of Debt Free Dad...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In today’s discussion, we tackled an often private yet significant issue: the link between emotional eating and financial stress. This connection can create a negative cycle where financial pressures lead to unhealthy eating habits, which in turn contribute to further financial difficulties. Brad Nelson, the founder of Debt Free Dad, recently discussed this topic with Amber Romaniak, an expert in emotional eating, digestion, and hormonal health.<br/><br/>Connect with Amber Reomaniuk:<b> </b><a href='https://amberapproved.ca/'>https://amberapproved.ca/</a><b><br/></b><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In today’s discussion, we tackled an often private yet significant issue: the link between emotional eating and financial stress. This connection can create a negative cycle where financial pressures lead to unhealthy eating habits, which in turn contribute to further financial difficulties. Brad Nelson, the founder of Debt Free Dad, recently discussed this topic with Amber Romaniak, an expert in emotional eating, digestion, and hormonal health.<br/><br/>Connect with Amber Reomaniuk:<b> </b><a href='https://amberapproved.ca/'>https://amberapproved.ca/</a><b><br/></b><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15788568-276-exploring-the-financial-implications-of-emotional-eating.mp3" length="22106737" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 24 Sep 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Emotional Eating and Financial Stress" />
  <psc:chapter start="9:58" title="Healing From Emotional Eating" />
  <psc:chapter start="16:13" title="Financial and Emotional Healing Journey" />
  <psc:chapter start="25:30" title="Emotional Eating Support and Resources" />
</psc:chapters>
    <itunes:duration>1840</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>275. Five Simple Daily Habits to Simplify Your Money Management</itunes:title>
    <title>275. Five Simple Daily Habits to Simplify Your Money Management</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Managing your money doesn't have to feel overwhelming. By integrating a few simple daily habits into your routine, you can take control, reduce stress, and work toward financial success. These five daily tasks are easy to implement but can have a major impact on your long-term financial health. Let’s break down these effective habit...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Managing your money doesn&apos;t have to feel overwhelming. By integrating a few simple daily habits into your routine, you can take control, reduce stress, and work toward financial success. These five daily tasks are easy to implement but can have a major impact on your long-term financial health. Let’s break down these effective habits to keep your money management on track. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Managing your money doesn&apos;t have to feel overwhelming. By integrating a few simple daily habits into your routine, you can take control, reduce stress, and work toward financial success. These five daily tasks are easy to implement but can have a major impact on your long-term financial health. Let’s break down these effective habits to keep your money management on track. <br/><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15767787-275-five-simple-daily-habits-to-simplify-your-money-management.mp3" length="5017467" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 19 Sep 2024 03:00:00 -0500</pubDate>
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    <podcast:transcript url="https://www.buzzsprout.com/748145/15767787/transcript.vtt" type="text/vtt" />
    <itunes:duration>415</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>274. Cutting the Clutter: Simplify Your Life with Shannon Laco</itunes:title>
    <title>274. Cutting the Clutter: Simplify Your Life with Shannon Laco</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Feeling overwhelmed by clutter? You're not alone. In a recent episode of the Debt Free Dad podcast, Brad Nelson sat down with Shannon Laco, host of the Paring Down podcast, to talk about how decluttering your physical and mental space can lead to a more productive and happier life.  Connect with our guest: https://www.theexpertbegin...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a><br/> <br/>Feeling overwhelmed by clutter? You&apos;re not alone. In a recent episode of the Debt Free Dad podcast, Brad Nelson sat down with Shannon Laco, host of the <em>Paring Down</em> podcast, to talk about how decluttering your physical and mental space can lead to a more productive and happier life.<br/><br/>Connect with our guest: <a href='https://www.theexpertbeginner.com/'>https://www.theexpertbeginner.com/</a> <br/> <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a><br/> <br/>Feeling overwhelmed by clutter? You&apos;re not alone. In a recent episode of the Debt Free Dad podcast, Brad Nelson sat down with Shannon Laco, host of the <em>Paring Down</em> podcast, to talk about how decluttering your physical and mental space can lead to a more productive and happier life.<br/><br/>Connect with our guest: <a href='https://www.theexpertbeginner.com/'>https://www.theexpertbeginner.com/</a> <br/> <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 17 Sep 2024 03:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Decluttering for Mental Health" />
  <psc:chapter start="10:42" title="Combatting Consumerism" />
  <psc:chapter start="20:45" title="Finding Contentment and Purpose Through Decluttering" />
  <psc:chapter start="25:20" title="Simplifying Parenting and Toy Organization" />
  <psc:chapter start="34:29" title="Navigating Decluttering With Your Partner" />
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    <itunes:duration>2423</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>273. 9 Financial Principles to Live By</itunes:title>
    <title>273. 9 Financial Principles to Live By</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Financial stress is a common issue many people face. Whether struggling with debt, lack of savings, or general financial instability, many individuals find themselves searching for ways to improve their financial situation. The following nine financial principles, developed from years of financial coaching and teaching personal...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a><br/> <br/>Financial stress is a common issue many people face. Whether struggling with debt, lack of savings, or general financial instability, many individuals find themselves searching for ways to improve their financial situation. The following nine financial principles, developed from years of financial coaching and teaching personal finance, can serve as a foundational roadmap to eliminate financial stress and lead a more peaceful, fulfilling life.<br/>  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a><br/> <br/>Financial stress is a common issue many people face. Whether struggling with debt, lack of savings, or general financial instability, many individuals find themselves searching for ways to improve their financial situation. The following nine financial principles, developed from years of financial coaching and teaching personal finance, can serve as a foundational roadmap to eliminate financial stress and lead a more peaceful, fulfilling life.<br/>  </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 12 Sep 2024 07:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Nine Financial Principles for Success" />
  <psc:chapter start="4:21" title="Financial Success Strategies for Beginners" />
  <psc:chapter start="16:42" title="Balanced Financial Principles for Success" />
</psc:chapters>
    <itunes:duration>1204</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 273</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>273</itunes:episode>
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  <item>
    <itunes:title>272. The Shocking Statistics on Financial Stress in America</itunes:title>
    <title>272. The Shocking Statistics on Financial Stress in America</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode, Brad Nelson, founder of Debt Free Dad, along with Chris, Kati, and Ryan, delve into practical strategies to overcome financial stress and achieve debt freedom. They share alarming statistics on financial stress, personal stories of overcoming debt, and actionable tips to get organized, build emergency funds, an...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode, Brad Nelson, founder of Debt Free Dad, along with Chris, Kati, and Ryan, delve into practical strategies to overcome financial stress and achieve debt freedom. They share alarming statistics on financial stress, personal stories of overcoming debt, and actionable tips to get organized, build emergency funds, and break bad financial habits. The episode also highlights a MarketWatch article detailing how financial woes impact Americans&apos; mental and physical health. Tune in to discover how you can start improving your financial situation and reduce stress within the next 30 to 60 days. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode, Brad Nelson, founder of Debt Free Dad, along with Chris, Kati, and Ryan, delve into practical strategies to overcome financial stress and achieve debt freedom. They share alarming statistics on financial stress, personal stories of overcoming debt, and actionable tips to get organized, build emergency funds, and break bad financial habits. The episode also highlights a MarketWatch article detailing how financial woes impact Americans&apos; mental and physical health. Tune in to discover how you can start improving your financial situation and reduce stress within the next 30 to 60 days. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 10 Sep 2024 10:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Overcoming Financial Stress With Practical Strategies" />
  <psc:chapter start="13:02" title="Overcoming Financial Stress Through Discipline" />
  <psc:chapter start="21:00" title="Organize Finances for Stress Relief" />
  <psc:chapter start="27:48" title="Successful Strategies for Financial Freedom" />
</psc:chapters>
    <itunes:duration>2128</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 272</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>272</itunes:episode>
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  <item>
    <itunes:title>271. 4 Beginner Budgeting Mistakes Most People Make </itunes:title>
    <title>271. 4 Beginner Budgeting Mistakes Most People Make </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode of the Debt Free Dad podcast, host Amber identifies four common mistakes that can keep people trapped in the paycheck to paycheck cycle. Amber shares her personal experience of paying off $54,000 in debt within 20 months and offers actionable advice to avoid budgeting pitfalls. She stresses the importance of bal...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, host Amber identifies four common mistakes that can keep people trapped in the paycheck to paycheck cycle. Amber shares her personal experience of paying off $54,000 in debt within 20 months and offers actionable advice to avoid budgeting pitfalls. She stresses the importance of balancing fun and saving, choosing the right budgeting tools, understanding spending habits, and prioritizing emergency funds before aggressive debt payoff. If you&apos;re ready to take control of your finances, this episode provides valuable insights to help you succeed. Check the link in the show notes for a special 15-minute video from Brad on how to reduce financial stress, save money, and get out of debt. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, host Amber identifies four common mistakes that can keep people trapped in the paycheck to paycheck cycle. Amber shares her personal experience of paying off $54,000 in debt within 20 months and offers actionable advice to avoid budgeting pitfalls. She stresses the importance of balancing fun and saving, choosing the right budgeting tools, understanding spending habits, and prioritizing emergency funds before aggressive debt payoff. If you&apos;re ready to take control of your finances, this episode provides valuable insights to help you succeed. Check the link in the show notes for a special 15-minute video from Brad on how to reduce financial stress, save money, and get out of debt. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 05 Sep 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Avoiding Common Budgeting Mistakes" />
  <psc:chapter start="8:47" title="Building Emergency Savings Before Paying Debt" />
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    <itunes:duration>641</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 271</itunes:keywords>
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  <item>
    <itunes:title>270. Bad Money Habits that are Keeping you Broke</itunes:title>
    <title>270. Bad Money Habits that are Keeping you Broke</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Brad, Amber, Kati, and Ryan from Debt Free Dad as they uncover the 10 detrimental habits that might be keeping you stuck in a financial rut. Reflecting on their own experiences and successes in paying off significant debt, they share actionable strategies to break the cycle and start building a life of financial freedom. T...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Brad, Amber, Kati, and Ryan from Debt Free Dad as they uncover the 10 detrimental habits that might be keeping you stuck in a financial rut. Reflecting on their own experiences and successes in paying off significant debt, they share actionable strategies to break the cycle and start building a life of financial freedom. The episode delves into key topics like the pitfalls of following the crowd, the importance of budgeting, the dangers of impulse buys, and the necessity of establishing clear financial goals. If you’re ready to take control of your finances, this episode is a must-listen. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Brad, Amber, Kati, and Ryan from Debt Free Dad as they uncover the 10 detrimental habits that might be keeping you stuck in a financial rut. Reflecting on their own experiences and successes in paying off significant debt, they share actionable strategies to break the cycle and start building a life of financial freedom. The episode delves into key topics like the pitfalls of following the crowd, the importance of budgeting, the dangers of impulse buys, and the necessity of establishing clear financial goals. If you’re ready to take control of your finances, this episode is a must-listen. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15683071-270-bad-money-habits-that-are-keeping-you-broke.mp3" length="19595276" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/bad-money-habits-that-are-keeping-you-broke</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 03 Sep 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Breaking Financial Habits for Success" />
  <psc:chapter start="6:52" title="Overcoming Budgeting Challenges and Impulse Buys" />
  <psc:chapter start="13:35" title="Avoiding Financial Pitfalls Through Awareness" />
  <psc:chapter start="26:16" title="Empowering Financial Transformation Through Commitment" />
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    <itunes:duration>1630</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 270</itunes:keywords>
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    <itunes:episode>270</itunes:episode>
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    <itunes:title>269. The Mindset Shift That Helped Her Save and Pay Off over $52,000</itunes:title>
    <title>269. The Mindset Shift That Helped Her Save and Pay Off over $52,000</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Brad Nelson, founder of Debt Free Dad, as he interviews Amy, a remarkable guest who has turned her financial life around. Amy has experienced tremendous challenges, including personal losses and multiple financial struggles. Despite these obstacles, Amy managed to pay off over $52,000 in debt through prudent financial prac...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Brad Nelson, founder of Debt Free Dad, as he interviews Amy, a remarkable guest who has turned her financial life around. Amy has experienced tremendous challenges, including personal losses and multiple financial struggles. Despite these obstacles, Amy managed to pay off over $52,000 in debt through prudent financial practices, inspired by Brad&apos;s Roots of Personal Finance program. In this episode, Amy shares her story of motivation, resilience, and practical tips for managing finances, which have helped her reduce stress and enjoy more quality time with her family. Listen as Amy discusses her budgeting habits, significant lifestyle changes, and the support she received from the Roots community, all of which have contributed to her financial success. If you are grappling with money issues and need some inspiration to start your own debt-free journey, this episode is a must. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Brad Nelson, founder of Debt Free Dad, as he interviews Amy, a remarkable guest who has turned her financial life around. Amy has experienced tremendous challenges, including personal losses and multiple financial struggles. Despite these obstacles, Amy managed to pay off over $52,000 in debt through prudent financial practices, inspired by Brad&apos;s Roots of Personal Finance program. In this episode, Amy shares her story of motivation, resilience, and practical tips for managing finances, which have helped her reduce stress and enjoy more quality time with her family. Listen as Amy discusses her budgeting habits, significant lifestyle changes, and the support she received from the Roots community, all of which have contributed to her financial success. If you are grappling with money issues and need some inspiration to start your own debt-free journey, this episode is a must. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.debtfreedad.com/blog/the-mindset-shift-that-helped-her-save-and-pay-off-over-52-000</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 29 Aug 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Overcoming Financial Struggles With Empowerment" />
  <psc:chapter start="11:02" title="Achieving Financial Freedom Through Sacrifice" />
  <psc:chapter start="17:29" title="Financial Empowerment Through Support and Budgeting" />
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    <itunes:duration>1549</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 269</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>269</itunes:episode>
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    <itunes:title>268. College Planning 101: Start Early, Save Big </itunes:title>
    <title>268. College Planning 101: Start Early, Save Big </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode of the Debt-Free Dad Podcast, host Brad Nelson is joined by special guest Angie Grimm from College Solutions, LLC. Angie shares her expertise on strategic college financial planning, highlighting essential questions parents and students need to ask to make the best financial decisions for higher education. They ...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt-Free Dad Podcast, host Brad Nelson is joined by special guest Angie Grimm from College Solutions, LLC. Angie shares her expertise on strategic college financial planning, highlighting essential questions parents and students need to ask to make the best financial decisions for higher education. They discuss the rising costs, the importance of early planning, FAFSA details, scholarship searches, and practical tips to graduate with little to no debt. The episode also touches on post-graduation financial planning and how families can navigate this significant financial commitment. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt-Free Dad Podcast, host Brad Nelson is joined by special guest Angie Grimm from College Solutions, LLC. Angie shares her expertise on strategic college financial planning, highlighting essential questions parents and students need to ask to make the best financial decisions for higher education. They discuss the rising costs, the importance of early planning, FAFSA details, scholarship searches, and practical tips to graduate with little to no debt. The episode also touches on post-graduation financial planning and how families can navigate this significant financial commitment. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15647827-268-college-planning-101-start-early-save-big.mp3" length="35074766" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/college-planning-101-start-early-save-big</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15647827</guid>
    <pubDate>Tue, 27 Aug 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Financial Planning for College Education" />
  <psc:chapter start="10:47" title="Maximizing College Financial Aid Options" />
  <psc:chapter start="16:25" title="Navigating College Financial Aid and Scholarships" />
  <psc:chapter start="27:10" title="Strategic Financial Planning for College" />
  <psc:chapter start="33:59" title="Personal Finance and College Planning" />
  <psc:chapter start="39:43" title="College Planning and Financial Advice" />
  <psc:chapter start="47:33" title="Finding Financial Freedom Through Intentional Budgeting" />
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    <itunes:duration>2920</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 268, college, student loans</itunes:keywords>
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    <itunes:episode>268</itunes:episode>
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    <itunes:title>267. How to Stop Being Afraid to Face Your Finances?</itunes:title>
    <title>267. How to Stop Being Afraid to Face Your Finances?</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode, Brad Nelson, founder of Debt Free Dad, shares practical advice on how to tackle financial stress and debt by taking small steps like creating a budget and making debt payments. He highlights the importance of overcoming fears, learning by doing, and maintaining momentum to foster long-term financial health. Bra...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode, Brad Nelson, founder of Debt Free Dad, shares practical advice on how to tackle financial stress and debt by taking small steps like creating a budget and making debt payments. He highlights the importance of overcoming fears, learning by doing, and maintaining momentum to foster long-term financial health. Brad also explains the Law of Diminishing Intent and emphasizes the benefits of immediate feedback. Tune in to learn actionable tips to organize your bills, track expenses, and set realistic financial goals. Start your journey towards financial freedom today! </p><p><b>Resources Mentioned<br/><br/></b><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode, Brad Nelson, founder of Debt Free Dad, shares practical advice on how to tackle financial stress and debt by taking small steps like creating a budget and making debt payments. He highlights the importance of overcoming fears, learning by doing, and maintaining momentum to foster long-term financial health. Brad also explains the Law of Diminishing Intent and emphasizes the benefits of immediate feedback. Tune in to learn actionable tips to organize your bills, track expenses, and set realistic financial goals. Start your journey towards financial freedom today! </p><p><b>Resources Mentioned<br/><br/></b><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15621882-267-how-to-stop-being-afraid-to-face-your-finances.mp3" length="9822860" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/how-to-stop-being-afraid-to-face-your-finances</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15621882</guid>
    <pubDate>Thu, 22 Aug 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Kickstarting Your Financial Journey" />
  <psc:chapter start="13:12" title="Taking Control of Your Finances" />
</psc:chapters>
    <itunes:duration>816</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 267</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>267</itunes:episode>
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    <itunes:title>266. Why Money Stress is Worse Than Divorce or Death </itunes:title>
    <title>266. Why Money Stress is Worse Than Divorce or Death </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In today's episode, Brad Nelson and the team dive into the often-overlooked topic of how financial challenges can impact your physical health. Join us as we explore the hidden health risks of financial stress, share personal stories of overcoming debt, and provide practical tips to protect your health and finances. Featuring in...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In today&apos;s episode, Brad Nelson and the team dive into the often-overlooked topic of how financial challenges can impact your physical health. Join us as we explore the hidden health risks of financial stress, share personal stories of overcoming debt, and provide practical tips to protect your health and finances. Featuring insights from a recent Time.com article and a study by Bankrate, we discuss common ailments linked to financial anxiety and offer advice on taking control of your money. If you&apos;re looking to improve your financial situation and overall wellbeing, this episode is a must!</p><p><br/></p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In today&apos;s episode, Brad Nelson and the team dive into the often-overlooked topic of how financial challenges can impact your physical health. Join us as we explore the hidden health risks of financial stress, share personal stories of overcoming debt, and provide practical tips to protect your health and finances. Featuring insights from a recent Time.com article and a study by Bankrate, we discuss common ailments linked to financial anxiety and offer advice on taking control of your money. If you&apos;re looking to improve your financial situation and overall wellbeing, this episode is a must!</p><p><br/></p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15607519-266-why-money-stress-is-worse-than-divorce-or-death.mp3" length="16747176" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/why-money-stress-is-worse-than-divorce-or-death</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15607519</guid>
    <pubDate>Tue, 20 Aug 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Financial Stress" />
  <psc:chapter start="11:58" title="Health Impacts of Financial Stress" />
  <psc:chapter start="22:20" title="Taking Control of Your Financial Life" />
</psc:chapters>
    <itunes:duration>1393</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 266</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>266</itunes:episode>
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  <item>
    <itunes:title>265. Can You Really Have Fun and Still Get Out of Debt? </itunes:title>
    <title>265. Can You Really Have Fun and Still Get Out of Debt? </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode of the Debt Free Dad podcast, host Kati Hatfield discusses how you can balance enjoying life while making significant progress on your debt journey. Kati shares her personal six-year experience of paying off over $171,961 in various debts, offering insights on budgeting for fun, compromising on spending, and rea...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, host Kati Hatfield discusses how you can balance enjoying life while making significant progress on your debt journey. Kati shares her personal six-year experience of paying off over $171,961 in various debts, offering insights on budgeting for fun, compromising on spending, and reassessing the need for certain expenses. She provides practical tips on cost-effective self-care and travel planning, emphasizing the importance of making mindful financial decisions to achieve stress-free and joyful living. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, host Kati Hatfield discusses how you can balance enjoying life while making significant progress on your debt journey. Kati shares her personal six-year experience of paying off over $171,961 in various debts, offering insights on budgeting for fun, compromising on spending, and reassessing the need for certain expenses. She provides practical tips on cost-effective self-care and travel planning, emphasizing the importance of making mindful financial decisions to achieve stress-free and joyful living. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15584367-265-can-you-really-have-fun-and-still-get-out-of-debt.mp3" length="8519846" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/can-you-really-have-fun-and-still-get-out-of-debt</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15584367</guid>
    <pubDate>Thu, 15 Aug 2024 00:00:00 -0500</pubDate>
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    <itunes:duration>707</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 265</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>265</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>264. Sick of Clutter? Reclaim Your Home and Your Life</itunes:title>
    <title>264. Sick of Clutter? Reclaim Your Home and Your Life</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Brad Nelson in welcoming Lesley Spellman, co-founder of the Declutter Hub, to the Debt Free Dad podcast. Lesley shares her expertise on decluttering, revealing how it intertwines with mental health and finances. Tune in for emotional and practical tips on creating a clutter-free environment while improving your financial h...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Brad Nelson in welcoming Lesley Spellman, co-founder of the Declutter Hub, to the Debt Free Dad podcast. Lesley shares her expertise on decluttering, revealing how it intertwines with mental health and finances. Tune in for emotional and practical tips on creating a clutter-free environment while improving your financial health. Learn how Lesley and her partner help thousands through their membership and podcast, and get inspired by real success stories of transformed lives.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Brad Nelson in welcoming Lesley Spellman, co-founder of the Declutter Hub, to the Debt Free Dad podcast. Lesley shares her expertise on decluttering, revealing how it intertwines with mental health and finances. Tune in for emotional and practical tips on creating a clutter-free environment while improving your financial health. Learn how Lesley and her partner help thousands through their membership and podcast, and get inspired by real success stories of transformed lives.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15572064-264-sick-of-clutter-reclaim-your-home-and-your-life.mp3" length="18230843" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/sick-of-clutter-reclaim-your-home-and-your-life</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 13 Aug 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Declutter Hub" />
  <psc:chapter start="8:55" title="Understanding Your Why in Decluttering" />
  <psc:chapter start="16:04" title="Embracing Decluttering for Holistic Wellness" />
</psc:chapters>
    <itunes:duration>1517</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 264, declutter</itunes:keywords>
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    <itunes:episode>264</itunes:episode>
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    <itunes:title>263. The 95% Success Secret: Why Accountability is the Key to Goal Achievement </itunes:title>
    <title>263. The 95% Success Secret: Why Accountability is the Key to Goal Achievement </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Ryan from Debt Free Dad as he shares the secret weapon to achieving your big dreams and financial goals—an accountability partner. Ryan and his wife paid off $160,000 over eight years and learned firsthand the power of having someone to support and motivate you. Discover the impact an accountability partner can have on your suc...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Ryan from Debt Free Dad as he shares the secret weapon to achieving your big dreams and financial goals—an accountability partner. Ryan and his wife paid off $160,000 over eight years and learned firsthand the power of having someone to support and motivate you. Discover the impact an accountability partner can have on your success rate, whether it&apos;s in business, fitness, or finance. Plus, learn how to find the perfect partner and why community and shared goals make all the difference. Ready to take control of your finances? Check out the &apos;<em>Roots of Personal Finance</em>&apos; program now!  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Ryan from Debt Free Dad as he shares the secret weapon to achieving your big dreams and financial goals—an accountability partner. Ryan and his wife paid off $160,000 over eight years and learned firsthand the power of having someone to support and motivate you. Discover the impact an accountability partner can have on your success rate, whether it&apos;s in business, fitness, or finance. Plus, learn how to find the perfect partner and why community and shared goals make all the difference. Ready to take control of your finances? Check out the &apos;<em>Roots of Personal Finance</em>&apos; program now!  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15547298-263-the-95-success-secret-why-accountability-is-the-key-to-goal-achievement.mp3" length="3584003" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/the-95-success-secret-why-accountability-is-the-key-to-goal-achievement</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15547298</guid>
    <pubDate>Thu, 08 Aug 2024 00:00:00 -0500</pubDate>
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    <itunes:duration>296</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 263</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>263</itunes:episode>
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  <item>
    <itunes:title>262. Money Saving Hacks You Can Implement Today</itunes:title>
    <title>262. Money Saving Hacks You Can Implement Today</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Amber, Chris, Kati, and Ryan as they share their eye-opening strategies to cut down everyday expenses and turbocharge your savings on household costs. From savvy grocery shopping and tackling utility bills to using cashback apps and managing subscriptions, this episode is packed with actionable tips. Learn how to effective...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Amber, Chris, Kati, and Ryan as they share their eye-opening strategies to cut down everyday expenses and turbocharge your savings on household costs. From savvy grocery shopping and tackling utility bills to using cashback apps and managing subscriptions, this episode is packed with actionable tips. Learn how to effectively plan your meals, shop smarter, and even get creative with leftovers. Plus, discover how small changes like switching to energy-efficient appliances and shopping around for better service rates can make a significant impact on your budget. Tune in for practical advice that will help you thrive financially even in tight times.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Amber, Chris, Kati, and Ryan as they share their eye-opening strategies to cut down everyday expenses and turbocharge your savings on household costs. From savvy grocery shopping and tackling utility bills to using cashback apps and managing subscriptions, this episode is packed with actionable tips. Learn how to effectively plan your meals, shop smarter, and even get creative with leftovers. Plus, discover how small changes like switching to energy-efficient appliances and shopping around for better service rates can make a significant impact on your budget. Tune in for practical advice that will help you thrive financially even in tight times.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.debtfreedad.com/blog/money-saving-hacks-you-can-implement-today</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 06 Aug 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Save on Everyday Expenses" />
  <psc:chapter start="9:12" title="Saving Money With Smart Household Choices" />
  <psc:chapter start="15:56" title="Maximize Savings With Financial Tips" />
</psc:chapters>
    <itunes:duration>1420</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 262</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>262</itunes:episode>
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    <itunes:title>261. The Victim Mentality: The #1 Reason You&#39;re Still in Debt </itunes:title>
    <title>261. The Victim Mentality: The #1 Reason You&#39;re Still in Debt </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode, Brad Nelson, founder of Debt Free Dad, discusses the crucial shift from a victim mentality to a mindset of accountability and resilience in personal finance. Brad shares his personal journey of overcoming debt and provides four practical tips to help viewers acknowledge their role in financial problems, take re...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode, Brad Nelson, founder of Debt Free Dad, discusses the crucial shift from a victim mentality to a mindset of accountability and resilience in personal finance. Brad shares his personal journey of overcoming debt and provides four practical tips to help viewers acknowledge their role in financial problems, take responsibility, focus on solutions, and learn from their experiences. Tune in to learn how to gain control of your finances and achieve better results in just 30 to 60 days. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode, Brad Nelson, founder of Debt Free Dad, discusses the crucial shift from a victim mentality to a mindset of accountability and resilience in personal finance. Brad shares his personal journey of overcoming debt and provides four practical tips to help viewers acknowledge their role in financial problems, take responsibility, focus on solutions, and learn from their experiences. Tune in to learn how to gain control of your finances and achieve better results in just 30 to 60 days. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15510792-261-the-victim-mentality-the-1-reason-you-re-still-in-debt.mp3" length="4356358" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/the-victim-mentality-the-1-reason-you-re-still-in-debt</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 01 Aug 2024 00:00:00 -0500</pubDate>
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    <itunes:duration>360</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 261, victim mindset</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>261</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>260. Stress-Free Holiday Planning: Budget Tips and Creative Gift-Giving Strategies</itunes:title>
    <title>260. Stress-Free Holiday Planning: Budget Tips and Creative Gift-Giving Strategies</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Ryan Nelson, Amber Taylor, Chris Hawkins, and Kati Hatfield as they share their journey of becoming debt-free while providing valuable tips to keep your holiday spending stress-free and budget-friendly. The team discusses strategies to avoid holiday debt, including early planning, setting realistic budgets, and considering...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Ryan Nelson, Amber Taylor, Chris Hawkins, and Kati Hatfield as they share their journey of becoming debt-free while providing valuable tips to keep your holiday spending stress-free and budget-friendly. The team discusses strategies to avoid holiday debt, including early planning, setting realistic budgets, and considering non-monetary gifts. Learn how to make your holidays joyful without financial strain and hear inspiring stories of financial success. Additionally, they highlight the importance of honest conversations about gift-giving within families and offer practical advice for a debt-free holiday season.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Ryan Nelson, Amber Taylor, Chris Hawkins, and Kati Hatfield as they share their journey of becoming debt-free while providing valuable tips to keep your holiday spending stress-free and budget-friendly. The team discusses strategies to avoid holiday debt, including early planning, setting realistic budgets, and considering non-monetary gifts. Learn how to make your holidays joyful without financial strain and hear inspiring stories of financial success. Additionally, they highlight the importance of honest conversations about gift-giving within families and offer practical advice for a debt-free holiday season.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15495877-260-stress-free-holiday-planning-budget-tips-and-creative-gift-giving-strategies.mp3" length="16221650" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/jingle-bills-not-jingle-bells-a-debt-free-holiday-survival-guide</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15495877</guid>
    <pubDate>Tue, 30 Jul 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Holiday Budget Tips for Stress-Free Celebrations" />
  <psc:chapter start="8:13" title="Creative Gift Giving Strategies for Christmas" />
  <psc:chapter start="15:27" title="Revamping Holiday Spending for Financial Peace" />
</psc:chapters>
    <itunes:duration>1349</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 260</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>260</itunes:episode>
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  <item>
    <itunes:title>259. Saying NO is Hard: How to Stop Overspending on Others</itunes:title>
    <title>259. Saying NO is Hard: How to Stop Overspending on Others</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode of the Debt Free Dad podcast, host Amber discusses the importance of setting financial boundaries to protect personal finances and relationships. She shares personal experiences and practical advice on lending money, setting time boundaries, and the benefits of saying no. Amber also explores how clear financial ...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, host Amber discusses the importance of setting financial boundaries to protect personal finances and relationships. She shares personal experiences and practical advice on lending money, setting time boundaries, and the benefits of saying no. Amber also explores how clear financial boundaries can reduce stress, empower others, and improve mental health. The episode includes tips on assessing your finances, communicating clearly, and practicing saying no, along with noteworthy statistics about lending money to friends and family.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, host Amber discusses the importance of setting financial boundaries to protect personal finances and relationships. She shares personal experiences and practical advice on lending money, setting time boundaries, and the benefits of saying no. Amber also explores how clear financial boundaries can reduce stress, empower others, and improve mental health. The episode includes tips on assessing your finances, communicating clearly, and practicing saying no, along with noteworthy statistics about lending money to friends and family.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15471605-259-saying-no-is-hard-how-to-stop-overspending-on-others.mp3" length="9081892" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/saying-no-is-hard-how-to-stop-overspending-on-others</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15471605</guid>
    <pubDate>Thu, 25 Jul 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/15471605/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Setting Financial Boundaries for Healthier Relationships" />
  <psc:chapter start="10:15" title="Establishing Healthy Financial Boundaries" />
</psc:chapters>
    <itunes:duration>754</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 259, financial boundaries, financial stress</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>259</itunes:episode>
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  <item>
    <itunes:title>258. Home Sweet Hole in Your Wallet: Unmasking the REAL Cost of Ownership</itunes:title>
    <title>258. Home Sweet Hole in Your Wallet: Unmasking the REAL Cost of Ownership</title>
    <itunes:summary><![CDATA[In this episode, Brad, Amber, and Ryan discuss the often-overlooked hidden costs of owning a home, including routine maintenance, unexpected repairs, insurance premiums, and utilities. Sharing personal experiences and actionable tips, they emphasize the importance of budgeting for these costs to avoid financial strain. The hosts also cover the significance of home inspections and how lifestyle changes can arise with homeownership. This episode aims to help both new and seasoned homeowners man...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Brad, Amber, and Ryan discuss the often-overlooked hidden costs of owning a home, including routine maintenance, unexpected repairs, insurance premiums, and utilities. Sharing personal experiences and actionable tips, they emphasize the importance of budgeting for these costs to avoid financial strain. The hosts also cover the significance of home inspections and how lifestyle changes can arise with homeownership. This episode aims to help both new and seasoned homeowners manage their finances effectively and keep their homes a blessing rather than a financial burden.  </p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Brad, Amber, and Ryan discuss the often-overlooked hidden costs of owning a home, including routine maintenance, unexpected repairs, insurance premiums, and utilities. Sharing personal experiences and actionable tips, they emphasize the importance of budgeting for these costs to avoid financial strain. The hosts also cover the significance of home inspections and how lifestyle changes can arise with homeownership. This episode aims to help both new and seasoned homeowners manage their finances effectively and keep their homes a blessing rather than a financial burden.  </p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15455473-258-home-sweet-hole-in-your-wallet-unmasking-the-real-cost-of-ownership.mp3" length="15727407" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/home-sweet-hole-in-your-wallet-unmasking-the-real-cost-of-ownership</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 23 Jul 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Hidden Home Ownership Costs" />
  <psc:chapter start="11:09" title="Budgeting for Home Ownership Expenses" />
</psc:chapters>
    <itunes:duration>1308</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 258</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>258</itunes:episode>
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    <itunes:title>257. Stress Less, Laugh More: The Unexpected Joy of Paying Off Debt</itunes:title>
    <title>257. Stress Less, Laugh More: The Unexpected Joy of Paying Off Debt</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode of the Debt Free Dad podcast, Kati Hatfield shares her personal experiences and insights on the emotional impact of reducing debt. Kati discusses her six-year journey towards debt freedom, having paid off over $169,903 on a single income, and emphasizes the importance of tracking progress, celebrating small vict...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, Kati Hatfield shares her personal experiences and insights on the emotional impact of reducing debt. Kati discusses her six-year journey towards debt freedom, having paid off over $169,903 on a single income, and emphasizes the importance of tracking progress, celebrating small victories, and making strategic financial decisions. She highlights how reducing debt has allowed her to enjoy life more, make cherished memories, and handle unexpected expenses without stress. Kati also provides practical tips for saving money and finding free or low-cost activities to maintain a balanced and enjoyable lifestyle while working towards financial goals.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, Kati Hatfield shares her personal experiences and insights on the emotional impact of reducing debt. Kati discusses her six-year journey towards debt freedom, having paid off over $169,903 on a single income, and emphasizes the importance of tracking progress, celebrating small victories, and making strategic financial decisions. She highlights how reducing debt has allowed her to enjoy life more, make cherished memories, and handle unexpected expenses without stress. Kati also provides practical tips for saving money and finding free or low-cost activities to maintain a balanced and enjoyable lifestyle while working towards financial goals.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15431330-257-stress-less-laugh-more-the-unexpected-joy-of-paying-off-debt.mp3" length="6664443" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/stress-less-laugh-more-the-unexpected-joy-of-paying-off-debt</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15431330</guid>
    <pubDate>Thu, 18 Jul 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/15431330/transcript" type="text/html" />
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    <itunes:duration>553</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 257</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>257</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>256. The TikTok Mortgage Guru: Chadd Johnson&#39;s Advice for Buying a Home</itunes:title>
    <title>256. The TikTok Mortgage Guru: Chadd Johnson&#39;s Advice for Buying a Home</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Brad Nelson, founder of Debt Free Dad, as he welcomes Chad Johnson from NFM Lending to discuss invaluable insights for first-time homebuyers and those looking to refinance their mortgage. This episode covers key steps in the home mortgage process, from understanding loan types and qualifying criteria to addressing common m...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Brad Nelson, founder of Debt Free Dad, as he welcomes Chad Johnson from NFM Lending to discuss invaluable insights for first-time homebuyers and those looking to refinance their mortgage. This episode covers key steps in the home mortgage process, from understanding loan types and qualifying criteria to addressing common misconceptions and best practices. Chad, known for his educational TikTok content, shares his expertise to help listeners navigate the mortgage landscape with confidence. Whether you’re just starting your homebuying journey or need to brush up on the basics, this episode is packed with practical advice and tips. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Brad Nelson, founder of Debt Free Dad, as he welcomes Chad Johnson from NFM Lending to discuss invaluable insights for first-time homebuyers and those looking to refinance their mortgage. This episode covers key steps in the home mortgage process, from understanding loan types and qualifying criteria to addressing common misconceptions and best practices. Chad, known for his educational TikTok content, shares his expertise to help listeners navigate the mortgage landscape with confidence. Whether you’re just starting your homebuying journey or need to brush up on the basics, this episode is packed with practical advice and tips. </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15418385-256-the-tiktok-mortgage-guru-chadd-johnson-s-advice-for-buying-a-home.mp3" length="27197229" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/the-tiktok-mortgage-guru-chad-johnson-s-advice-for-first-time-buyers</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15418385</guid>
    <pubDate>Tue, 16 Jul 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Navigating the Home Mortgage Process" />
  <psc:chapter start="8:27" title="Understanding Home Loan Qualifications and Affordability" />
  <psc:chapter start="18:09" title="Common Mortgage Misconceptions and Tips" />
  <psc:chapter start="24:38" title="Navigating Home Mortgage Pitfalls" />
</psc:chapters>
    <itunes:duration>2264</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 256, mortgage, first time home buyer, lender</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>256</itunes:episode>
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  <item>
    <itunes:title>255. The Pony Mindset for Crushing Your Money Goals </itunes:title>
    <title>255. The Pony Mindset for Crushing Your Money Goals </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode of the Debt Free Dad podcast, host Chris Hawkins shares inspirational stories and practical advice to help listeners maintain a positive outlook even in challenging times. Chris recounts a memorable tale often told by Ronald Reagan about optimism and introduces the phrase 'Where's the Pony?' as a motivational tr...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, host Chris Hawkins shares inspirational stories and practical advice to help listeners maintain a positive outlook even in challenging times. Chris recounts a memorable tale often told by Ronald Reagan about optimism and introduces the phrase &apos;Where&apos;s the Pony?&apos; as a motivational trigger. He also discusses the importance of resilience, sharing personal anecdotes about overcoming negativity and fostering a positive mindset. Chris emphasizes that while setbacks may delay your goals, they need not derail your progress. Learn how to stay focused on your financial journey and remember to let negativity roll off like &apos;water on a duck&apos;s back.&apos;  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, host Chris Hawkins shares inspirational stories and practical advice to help listeners maintain a positive outlook even in challenging times. Chris recounts a memorable tale often told by Ronald Reagan about optimism and introduces the phrase &apos;Where&apos;s the Pony?&apos; as a motivational trigger. He also discusses the importance of resilience, sharing personal anecdotes about overcoming negativity and fostering a positive mindset. Chris emphasizes that while setbacks may delay your goals, they need not derail your progress. Learn how to stay focused on your financial journey and remember to let negativity roll off like &apos;water on a duck&apos;s back.&apos;  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15394483-255-the-pony-mindset-for-crushing-your-money-goals.mp3" length="6368403" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/the-pony-mindset-for-crushing-your-money-goals</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15394483</guid>
    <pubDate>Thu, 11 Jul 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Finding the Positive" />
  <psc:chapter start="3:59" title="Staying Positive Through Adversity" />
</psc:chapters>
    <itunes:duration>528</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 255</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>255</itunes:episode>
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  <item>
    <itunes:title>254. Why You&#39;re Still Paying for LAST Year&#39;s Vacation (And How to Stop)</itunes:title>
    <title>254. Why You&#39;re Still Paying for LAST Year&#39;s Vacation (And How to Stop)</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode, Brad Nelson, Amber Taylor, Katie Hatfield, and Ryan discuss eye-opening statistics about vacation debt and share practical tips for enjoying a stress-free holiday without the burden of financial worries. Learn how to plan and save for your dream vacation, manage unexpected expenses, and avoid common financial p...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode, Brad Nelson, Amber Taylor, Katie Hatfield, and Ryan discuss eye-opening statistics about vacation debt and share practical tips for enjoying a stress-free holiday without the burden of financial worries. Learn how to plan and save for your dream vacation, manage unexpected expenses, and avoid common financial pitfalls. Tune in to discover strategies that have helped thousands become debt-free and enjoy vacations without the shadow of debt.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode, Brad Nelson, Amber Taylor, Katie Hatfield, and Ryan discuss eye-opening statistics about vacation debt and share practical tips for enjoying a stress-free holiday without the burden of financial worries. Learn how to plan and save for your dream vacation, manage unexpected expenses, and avoid common financial pitfalls. Tune in to discover strategies that have helped thousands become debt-free and enjoy vacations without the shadow of debt.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15381155-254-why-you-re-still-paying-for-last-year-s-vacation-and-how-to-stop.mp3" length="17165093" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/why-you-re-still-paying-for-last-year-s-vacation-and-how-to-stop</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15381155</guid>
    <pubDate>Tue, 09 Jul 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/15381155/transcript" type="text/html" />
    <podcast:transcript url="https://www.buzzsprout.com/748145/15381155/transcript.json" type="application/json" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Debt-Free Vacation Strategies" />
  <psc:chapter start="7:25" title="Debt and Expenses on Disney Vacation" />
  <psc:chapter start="13:26" title="Budgeting for Stress-Free Vacations" />
</psc:chapters>
    <itunes:duration>1428</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 254</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>254</itunes:episode>
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  </item>
  <item>
    <itunes:title>253. How Credit Cards Sold Us a Dream (and a Mountain of Debt) </itunes:title>
    <title>253. How Credit Cards Sold Us a Dream (and a Mountain of Debt) </title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this episode of the Debt Free Dad podcast, Ryan Nelson delves into the history of credit cards, exploring how a simple piece of plastic transformed into a cornerstone of modern consumer culture. Starting from early 20th-century charge accounts to the emergence of modern credit cards in the 1950s, he traces the evolution of c...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, Ryan Nelson delves into the history of credit cards, exploring how a simple piece of plastic transformed into a cornerstone of modern consumer culture. Starting from early 20th-century charge accounts to the emergence of modern credit cards in the 1950s, he traces the evolution of credit and its profound impact on spending habits and financial stability. This episode offers a deep insight into the marketing tactics and emotional appeals that have fueled consumerism, encouraging listeners to rethink their relationship with money. Ryan shares his personal journey of paying off $160,000 in debt and emphasizes the importance of financial education in breaking free from the cycle of debt and building a healthier financial future.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>In this episode of the Debt Free Dad podcast, Ryan Nelson delves into the history of credit cards, exploring how a simple piece of plastic transformed into a cornerstone of modern consumer culture. Starting from early 20th-century charge accounts to the emergence of modern credit cards in the 1950s, he traces the evolution of credit and its profound impact on spending habits and financial stability. This episode offers a deep insight into the marketing tactics and emotional appeals that have fueled consumerism, encouraging listeners to rethink their relationship with money. Ryan shares his personal journey of paying off $160,000 in debt and emphasizes the importance of financial education in breaking free from the cycle of debt and building a healthier financial future.  </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15360264-253-how-credit-cards-sold-us-a-dream-and-a-mountain-of-debt.mp3" length="5801140" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/how-credit-cards-sold-us-a-dream-and-a-mountain-of-debt</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15360264</guid>
    <pubDate>Thu, 04 Jul 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/15360264/transcript" type="text/html" />
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    <itunes:duration>481</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 253</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>253</itunes:episode>
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  <item>
    <itunes:title>252. &quot;I Couldn&#39;t Breathe&quot; to Less Financial Stress</itunes:title>
    <title>252. &quot;I Couldn&#39;t Breathe&quot; to Less Financial Stress</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Amber on the Debt Free Dad podcast as she shares essential strategies to manage finances with an irregular income. Using the story of a real estate agent named John, Amber illustrates the stress of variable earnings and provides four key tips: determining your bare minimum budget, giving yourself a regular paycheck, saving surp...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Amber on the Debt Free Dad podcast as she shares essential strategies to manage finances with an irregular income. Using the story of a real estate agent named John, Amber illustrates the stress of variable earnings and provides four key tips: determining your bare minimum budget, giving yourself a regular paycheck, saving surplus earnings, and living on last month&apos;s income. From budgeting essentials to disciplined saving for lean months, Amber&apos;s insights offer a roadmap to financial stability and reduced stress. Plus, learn about an exclusive workshop, &apos;Life Without Payments,&apos; for deeper financial management techniques. Sign up today at DebtFreeDad.com.<br/> <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Amber on the Debt Free Dad podcast as she shares essential strategies to manage finances with an irregular income. Using the story of a real estate agent named John, Amber illustrates the stress of variable earnings and provides four key tips: determining your bare minimum budget, giving yourself a regular paycheck, saving surplus earnings, and living on last month&apos;s income. From budgeting essentials to disciplined saving for lean months, Amber&apos;s insights offer a roadmap to financial stability and reduced stress. Plus, learn about an exclusive workshop, &apos;Life Without Payments,&apos; for deeper financial management techniques. Sign up today at DebtFreeDad.com.<br/> <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15343594-252-i-couldn-t-breathe-to-less-financial-stress.mp3" length="19687605" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/i-couldn-t-breathe-to-debt-free</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 02 Jul 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Inspiring Financial Journey Towards Debt-Free" />
  <psc:chapter start="8:20" title="Personal Finance Behavior Change and Support" />
  <psc:chapter start="15:49" title="Empowering Financial Journey Through Support" />
</psc:chapters>
    <itunes:duration>1638</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 252</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>252</itunes:episode>
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  <item>
    <itunes:title>251. Ditch the Budget Stress: The Irregular Income Survival Guide</itunes:title>
    <title>251. Ditch the Budget Stress: The Irregular Income Survival Guide</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   Join Amber on the Debt Free Dad podcast as she shares essential strategies to manage finances with an irregular income. Using the story of a real estate agent named John, Amber illustrates the stress of variable earnings and provides four key tips: determining your bare minimum budget, giving yourself a regular paycheck, saving surp...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Amber on the Debt Free Dad podcast as she shares essential strategies to manage finances with an irregular income. Using the story of a real estate agent named John, Amber illustrates the stress of variable earnings and provides four key tips: determining your bare minimum budget, giving yourself a regular paycheck, saving surplus earnings, and living on last month&apos;s income. From budgeting essentials to disciplined saving for lean months, Amber&apos;s insights offer a roadmap to financial stability and reduced stress. Plus, learn about an exclusive workshop, &apos;Life Without Payments,&apos; for deeper financial management techniques. Sign up today at DebtFreeDad.com. <br/> <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a> <br/><br/>Join Amber on the Debt Free Dad podcast as she shares essential strategies to manage finances with an irregular income. Using the story of a real estate agent named John, Amber illustrates the stress of variable earnings and provides four key tips: determining your bare minimum budget, giving yourself a regular paycheck, saving surplus earnings, and living on last month&apos;s income. From budgeting essentials to disciplined saving for lean months, Amber&apos;s insights offer a roadmap to financial stability and reduced stress. Plus, learn about an exclusive workshop, &apos;Life Without Payments,&apos; for deeper financial management techniques. Sign up today at DebtFreeDad.com. <br/> <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15318104-251-ditch-the-budget-stress-the-irregular-income-survival-guide.mp3" length="5139097" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/ditch-the-budget-stress-the-irregular-income-survival-guide</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 27 Jun 2024 00:00:00 -0500</pubDate>
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    <itunes:duration>426</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 251</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>251</itunes:episode>
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  <item>
    <itunes:title>250. Debt Free Wins &amp; Woes</itunes:title>
    <title>250. Debt Free Wins &amp; Woes</title>
    <itunes:summary><![CDATA[To learn how to take the stress out of your finances so you can breathe again, follow this link: https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast   In this special 250th episode of the Debt Free Dad podcast, hosts Brad Nelson, Amber Taylor, and Ryan Nelson share their personal financial journeys, including the challenges and rewards of becoming debt free. The episode delves into common misunderstandings about debt freedom, the biggest financial mistakes they made, their proudes...]]></itunes:summary>
    <description><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a><br/> <br/>In this special 250th episode of the Debt Free Dad podcast, hosts Brad Nelson, Amber Taylor, and Ryan Nelson share their personal financial journeys, including the challenges and rewards of becoming debt free. The episode delves into common misunderstandings about debt freedom, the biggest financial mistakes they made, their proudest financial wins, and key pieces of advice for those just starting their journey. The hosts also discuss the importance of incorporating fun into a budget and recommend impactful resources and books that have guided their financial growth. Tune in to gain valuable insights and get inspired to transform your financial life.  <br/> <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>To learn how to take the stress out of your finances so you can breathe again, follow this link: </b><a href='https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast'>https://www.debtfreedad.com/lwp-masterclass-opt-in-page-podcast</a><br/> <br/>In this special 250th episode of the Debt Free Dad podcast, hosts Brad Nelson, Amber Taylor, and Ryan Nelson share their personal financial journeys, including the challenges and rewards of becoming debt free. The episode delves into common misunderstandings about debt freedom, the biggest financial mistakes they made, their proudest financial wins, and key pieces of advice for those just starting their journey. The hosts also discuss the importance of incorporating fun into a budget and recommend impactful resources and books that have guided their financial growth. Tune in to gain valuable insights and get inspired to transform your financial life.  <br/> <br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15307159-250-debt-free-wins-woes.mp3" length="23253949" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/debt-free-wins-woes</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 25 Jun 2024 12:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/15307159/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Financial Journey Reflections and Advice" />
  <psc:chapter start="9:50" title="Financial Mistakes and Wins" />
  <psc:chapter start="15:27" title="Financial Freedom and Choices" />
  <psc:chapter start="25:56" title="Financial Education and Personal Growth" />
</psc:chapters>
    <itunes:duration>1935</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 250</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>250</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>249. The Debt-Busting Game Plan You Never Knew You Needed </itunes:title>
    <title>249. The Debt-Busting Game Plan You Never Knew You Needed </title>
    <itunes:summary><![CDATA[In this episode of the Debt-Free Dad podcast, host Chris Hawkins shares his personal journey of paying off nearly $100,000 in debt by gamifying his debt reduction strategy. Chris explains how breaking down large debt amounts into smaller, manageable goals can make the daunting task of becoming debt-free more achievable. He offers practical tips on how to stay motivated by treating each dollar saved or earned as points in a game, and how to use budgeting tools and strategies like the debt snow...]]></itunes:summary>
    <description><![CDATA[<p>In this episode of the Debt-Free Dad podcast, host Chris Hawkins shares his personal journey of paying off nearly $100,000 in debt by gamifying his debt reduction strategy. Chris explains how breaking down large debt amounts into smaller, manageable goals can make the daunting task of becoming debt-free more achievable. He offers practical tips on how to stay motivated by treating each dollar saved or earned as points in a game, and how to use budgeting tools and strategies like the debt snowball method. Chris also discusses the role of visualization, suggesting the use of custom jigsaw puzzles to track progress. Tune in to discover how to harness your competitive spirit to reach financial freedom. <br/> <br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode of the Debt-Free Dad podcast, host Chris Hawkins shares his personal journey of paying off nearly $100,000 in debt by gamifying his debt reduction strategy. Chris explains how breaking down large debt amounts into smaller, manageable goals can make the daunting task of becoming debt-free more achievable. He offers practical tips on how to stay motivated by treating each dollar saved or earned as points in a game, and how to use budgeting tools and strategies like the debt snowball method. Chris also discusses the role of visualization, suggesting the use of custom jigsaw puzzles to track progress. Tune in to discover how to harness your competitive spirit to reach financial freedom. <br/> <br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15278963-249-the-debt-busting-game-plan-you-never-knew-you-needed.mp3" length="9445471" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/the-debt-busting-game-plan-you-never-knew-you-needed</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 20 Jun 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Get Out of Debt With Competition" />
  <psc:chapter start="10:33" title="Debt Reduction Through Puzzle Gamification" />
</psc:chapters>
    <itunes:duration>784</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 249</itunes:keywords>
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    <itunes:episode>249</itunes:episode>
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    <itunes:title>248. Minimalism Unveiled with Diane Boden</itunes:title>
    <title>248. Minimalism Unveiled with Diane Boden</title>
    <itunes:summary><![CDATA[In this episode, Brad Nelson is joined by Diane Boden, the voice behind the top-rated podcast 'Minimalist Moms.' They dive into the benefits of minimalism and how spending less can lead to a more fulfilling life. Diane shares her personal journey, including her shift from a life of consumer debt to one of intentional living. The conversation covers practical tips for starting minimalism, its impact on finances, and the emotional aspects of consumer behavior. They also discuss the importance o...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Brad Nelson is joined by Diane Boden, the voice behind the top-rated podcast &apos;Minimalist Moms.&apos; They dive into the benefits of minimalism and how spending less can lead to a more fulfilling life. Diane shares her personal journey, including her shift from a life of consumer debt to one of intentional living. The conversation covers practical tips for starting minimalism, its impact on finances, and the emotional aspects of consumer behavior. They also discuss the importance of financial education and mindful spending. Discover how minimalism can help you reduce stress, save money, and focus on what truly matters.  <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Brad Nelson is joined by Diane Boden, the voice behind the top-rated podcast &apos;Minimalist Moms.&apos; They dive into the benefits of minimalism and how spending less can lead to a more fulfilling life. Diane shares her personal journey, including her shift from a life of consumer debt to one of intentional living. The conversation covers practical tips for starting minimalism, its impact on finances, and the emotional aspects of consumer behavior. They also discuss the importance of financial education and mindful spending. Discover how minimalism can help you reduce stress, save money, and focus on what truly matters.  <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.debtfreedad.com/blog/minimalism-unveiled-with-diane-boden</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 18 Jun 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Benefits of Minimalism in Financial Freedom" />
  <psc:chapter start="3:59" title="Changing Perspectives on Minimalism and Frugality" />
  <psc:chapter start="10:01" title="Breaking Away From Materialistic Influence" />
  <psc:chapter start="16:15" title="Decluttering and Mindful Spending" />
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    <itunes:duration>1704</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 248</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>248</itunes:episode>
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    <itunes:title>247. How Financial Stability Fueled My Healing After Loss </itunes:title>
    <title>247. How Financial Stability Fueled My Healing After Loss </title>
    <itunes:summary><![CDATA[In this episode, Brad Nelson, shares his deeply personal journey of coping with the loss of his spouse 16 months ago. Brad discusses the challenges of grieving, healing, and rebuilding life, while managing financial stability for himself and his two children. He underscores the importance of having finances under control to navigate crises with less stress. Brad also offers insights into how maintaining financial discipline can allow you the space to heal and refocus during tough times. Tune ...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Brad Nelson, shares his deeply personal journey of coping with the loss of his spouse 16 months ago. Brad discusses the challenges of grieving, healing, and rebuilding life, while managing financial stability for himself and his two children. He underscores the importance of having finances under control to navigate crises with less stress. Brad also offers insights into how maintaining financial discipline can allow you the space to heal and refocus during tough times. Tune in to find motivation, hope, and practical financial advice that can help you move through your own life challenges with resilience.<br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Brad Nelson, shares his deeply personal journey of coping with the loss of his spouse 16 months ago. Brad discusses the challenges of grieving, healing, and rebuilding life, while managing financial stability for himself and his two children. He underscores the importance of having finances under control to navigate crises with less stress. Brad also offers insights into how maintaining financial discipline can allow you the space to heal and refocus during tough times. Tune in to find motivation, hope, and practical financial advice that can help you move through your own life challenges with resilience.<br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15240047-247-how-financial-stability-fueled-my-healing-after-loss.mp3" length="9191234" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/how-financial-stability-fueled-my-healing-after-loss</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 13 Jun 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Navigating Life Crises and Financial Stability" />
  <psc:chapter start="11:43" title="Financial Podcast Team Appreciation and Advice" />
</psc:chapters>
    <itunes:duration>763</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 247</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>247</itunes:episode>
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    <itunes:title>246. Debt-Free Doesn&#39;t Mean Perfect </itunes:title>
    <title>246. Debt-Free Doesn&#39;t Mean Perfect </title>
    <itunes:summary><![CDATA[In this episode, Brad, along with cohosts Amber, Kati, and Ryan, share their personal experiences and tips on resisting the urge to splurge and how to effectively manage debt. They delve into the popular buy now, pay later trend and discuss the challenges and solutions to avoiding debt traps. Featuring an in-depth analysis of an article by JJ McCorvey, they highlight real-life stories and the broader impact of modern financial services. Join us for practical advice on developing a debt-free m...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Brad, along with cohosts Amber, Kati, and Ryan, share their personal experiences and tips on resisting the urge to splurge and how to effectively manage debt. They delve into the popular buy now, pay later trend and discuss the challenges and solutions to avoiding debt traps. Featuring an in-depth analysis of an article by JJ McCorvey, they highlight real-life stories and the broader impact of modern financial services. Join us for practical advice on developing a debt-free mindset and celebrating small victories on the road to financial freedom. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Brad, along with cohosts Amber, Kati, and Ryan, share their personal experiences and tips on resisting the urge to splurge and how to effectively manage debt. They delve into the popular buy now, pay later trend and discuss the challenges and solutions to avoiding debt traps. Featuring an in-depth analysis of an article by JJ McCorvey, they highlight real-life stories and the broader impact of modern financial services. Join us for practical advice on developing a debt-free mindset and celebrating small victories on the road to financial freedom. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15228793-246-debt-free-doesn-t-mean-perfect.mp3" length="17784094" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/debt-free-doesn-t-mean-perfect</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 11 Jun 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Impulse Spending and Debt" />
  <psc:chapter start="10:16" title="Overcoming Debt and Impulse Spending" />
  <psc:chapter start="14:55" title="Overcoming Debt and Lifestyle Changes" />
</psc:chapters>
    <itunes:duration>1479</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 246</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>246</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>245. The &quot;F&quot; Word in Budgeting: FUN (and Why You Need It) </itunes:title>
    <title>245. The &quot;F&quot; Word in Budgeting: FUN (and Why You Need It) </title>
    <itunes:summary><![CDATA[In this episode of the Debt Free Dad podcast, host Amber discusses the pitfalls of strict budgeting and offers practical advice on how to incorporate fun into your financial plan without derailing your goals. Learn the importance of maintaining a balanced budget that includes room for leisure activities to avoid burnout and stay motivated. Discover alternative terms for 'budget' and get actionable tips for creating a 'fun fund' line to make your financial journey enjoyable and sustainable. &n...]]></itunes:summary>
    <description><![CDATA[<p>In this episode of the Debt Free Dad podcast, host Amber discusses the pitfalls of strict budgeting and offers practical advice on how to incorporate fun into your financial plan without derailing your goals. Learn the importance of maintaining a balanced budget that includes room for leisure activities to avoid burnout and stay motivated. Discover alternative terms for &apos;budget&apos; and get actionable tips for creating a &apos;fun fund&apos; line to make your financial journey enjoyable and sustainable.<br/> <br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode of the Debt Free Dad podcast, host Amber discusses the pitfalls of strict budgeting and offers practical advice on how to incorporate fun into your financial plan without derailing your goals. Learn the importance of maintaining a balanced budget that includes room for leisure activities to avoid burnout and stay motivated. Discover alternative terms for &apos;budget&apos; and get actionable tips for creating a &apos;fun fund&apos; line to make your financial journey enjoyable and sustainable.<br/> <br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15200703-245-the-f-word-in-budgeting-fun-and-why-you-need-it.mp3" length="5424604" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/the-f-word-in-budgeting-fun-and-why-you-need-it</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15200703</guid>
    <pubDate>Thu, 06 Jun 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/15200703/transcript" type="text/html" />
    <podcast:transcript url="https://www.buzzsprout.com/748145/15200703/transcript.json" type="application/json" />
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    <itunes:duration>449</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 245</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>245</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>244. 911 Dispatcher&#39;s SECRET to Saving &amp; Paying Off $9K</itunes:title>
    <title>244. 911 Dispatcher&#39;s SECRET to Saving &amp; Paying Off $9K</title>
    <itunes:summary><![CDATA[Feeling overwhelmed and stressed about your debt? You're not alone. Many people struggle to see a way out, gradually losing hope. But just eight months ago, Tawana was in the same boat. Fast forward to today, and she's made incredible strides, saving and paying off thousands of dollars. Her story is one of resilience, determination, and hope for anyone facing similar financial challenges.   Resources Mentioned  Get better results with your finances in 30-60 days - GUARANTEED. Watch this video...]]></itunes:summary>
    <description><![CDATA[<p>Feeling overwhelmed and stressed about your debt? You&apos;re not alone. Many people struggle to see a way out, gradually losing hope. But just eight months ago, Tawana was in the same boat. Fast forward to today, and she&apos;s made incredible strides, saving and paying off thousands of dollars. Her story is one of resilience, determination, and hope for anyone facing similar financial challenges. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> <br/><br/></p><p><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Feeling overwhelmed and stressed about your debt? You&apos;re not alone. Many people struggle to see a way out, gradually losing hope. But just eight months ago, Tawana was in the same boat. Fast forward to today, and she&apos;s made incredible strides, saving and paying off thousands of dollars. Her story is one of resilience, determination, and hope for anyone facing similar financial challenges. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> <br/><br/></p><p><br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15188358-244-911-dispatcher-s-secret-to-saving-paying-off-9k.mp3" length="18110811" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/911-dispatcher-s-secret-to-saving-paying-off-9k</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15188358</guid>
    <pubDate>Tue, 04 Jun 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/15188358/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Debt Through Financial Accountability" />
  <psc:chapter start="8:21" title="Building Financial Security and Reducing Debt" />
  <psc:chapter start="14:40" title="Achieving Debt Freedom Success Stories" />
</psc:chapters>
    <itunes:duration>1507</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 244</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>244</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>243. Learn How To Take That First Step to Financial Freedom</itunes:title>
    <title>243. Learn How To Take That First Step to Financial Freedom</title>
    <itunes:summary><![CDATA[Feeling overwhelmed by your finances and unsure where to start? In this episode of the Debt Free Dad podcast, host Kati Hatfield shares her personal journey of paying off over $163,884 in debt on a single income. Discover the key to overcoming perfectionism and bad habits, and learn practical tips like making 'crappy budgets' and taking small steps. Kati emphasizes the importance of mindset and being honest about your financial situation. Tune in to gain insights and motivation to take the fi...]]></itunes:summary>
    <description><![CDATA[<p>Feeling overwhelmed by your finances and unsure where to start? In this episode of the Debt Free Dad podcast, host Kati Hatfield shares her personal journey of paying off over $163,884 in debt on a single income. Discover the key to overcoming perfectionism and bad habits, and learn practical tips like making &apos;crappy budgets&apos; and taking small steps. Kati emphasizes the importance of mindset and being honest about your financial situation. Tune in to gain insights and motivation to take the first step towards financial freedom. </p><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Feeling overwhelmed by your finances and unsure where to start? In this episode of the Debt Free Dad podcast, host Kati Hatfield shares her personal journey of paying off over $163,884 in debt on a single income. Discover the key to overcoming perfectionism and bad habits, and learn practical tips like making &apos;crappy budgets&apos; and taking small steps. Kati emphasizes the importance of mindset and being honest about your financial situation. Tune in to gain insights and motivation to take the first step towards financial freedom. </p><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15160996-243-learn-how-to-take-that-first-step-to-financial-freedom.mp3" length="7393508" type="audio/mpeg" />
    <link>https://www.debtfreedad.com/blog/learn-how-to-take-that-first-step-to-financial-freedom</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 30 May 2024 00:00:00 -0500</pubDate>
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    <itunes:duration>613</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 243</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>243</itunes:episode>
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  <item>
    <itunes:title>242. Financial Education Has No Age Limits</itunes:title>
    <title>242. Financial Education Has No Age Limits</title>
    <itunes:summary><![CDATA[Feeling tired and stressed about debt and finances? Join Brad Nelson on the Debt Free Dad Podcast as he chats with Mary, who shares her inspiring journey of saving and paying off thousands of dollars in just five months. Mary opens up about her financial background, challenges, and the significant progress she's made since joining the Debt Free Dad community. Listen in for motivational stories, practical tips, and advice on achieving financial freedom and living a happier, less stressful life...]]></itunes:summary>
    <description><![CDATA[<p>Feeling tired and stressed about debt and finances? Join Brad Nelson on the Debt Free Dad Podcast as he chats with Mary, who shares her inspiring journey of saving and paying off thousands of dollars in just five months. Mary opens up about her financial background, challenges, and the significant progress she&apos;s made since joining the Debt Free Dad community. Listen in for motivational stories, practical tips, and advice on achieving financial freedom and living a happier, less stressful life. </p><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Feeling tired and stressed about debt and finances? Join Brad Nelson on the Debt Free Dad Podcast as he chats with Mary, who shares her inspiring journey of saving and paying off thousands of dollars in just five months. Mary opens up about her financial background, challenges, and the significant progress she&apos;s made since joining the Debt Free Dad community. Listen in for motivational stories, practical tips, and advice on achieving financial freedom and living a happier, less stressful life. </p><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/15145136-242-financial-education-has-no-age-limits.mp3" length="19466092" type="audio/mpeg" />
    <link>https://www.balancedcents.com/financial-education-has-no-age-limits</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 28 May 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Empowering Financial Success Through Debt-Free Living" />
  <psc:chapter start="3:41" title="Navigating Financial Ups and Downs" />
</psc:chapters>
    <itunes:duration>1619</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 242</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>242</itunes:episode>
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  <item>
    <itunes:title>241. Breaking the Money Taboo: Why We Don&#39;t Talk About Finances</itunes:title>
    <title>241. Breaking the Money Taboo: Why We Don&#39;t Talk About Finances</title>
    <itunes:summary><![CDATA[Money is one of the biggest taboo topics in our society. We're more likely to share our deepest, darkest secrets than our credit card debt! But why? In this video, we dive deep into the reasons behind the money taboo, exploring everything from societal norms and personal insecurities to the fear of judgment and the shame of debt.  We'll share eye-opening statistics about how many Americans avoid talking about money, even with their closest friends and family members. Plus, we'll discuss ...]]></itunes:summary>
    <description><![CDATA[<p>Money is one of the biggest taboo topics in our society. We&apos;re more likely to share our deepest, darkest secrets than our credit card debt! But why? In this video, we dive deep into the reasons behind the money taboo, exploring everything from societal norms and personal insecurities to the fear of judgment and the shame of debt. </p><p>We&apos;ll share eye-opening statistics about how many Americans avoid talking about money, even with their closest friends and family members. Plus, we&apos;ll discuss the negative consequences of this silence, like financial stress, relationship problems, and missed opportunities. </p><p>But don&apos;t worry, it&apos;s not all doom and gloom! We&apos;ll also offer practical tips for breaking the money taboo and starting open and honest conversations about finances. Whether you&apos;re struggling with debt, trying to save for the future, or just want to feel more confident about your money, this video is for you.<br/><br/><b>Key takeaways from this episode:</b> </p><ul><li>The reasons why money is such a taboo topic </li><li>The negative consequences of not talking about money </li><li>Practical tips for starting open and honest conversations about finances </li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Money is one of the biggest taboo topics in our society. We&apos;re more likely to share our deepest, darkest secrets than our credit card debt! But why? In this video, we dive deep into the reasons behind the money taboo, exploring everything from societal norms and personal insecurities to the fear of judgment and the shame of debt. </p><p>We&apos;ll share eye-opening statistics about how many Americans avoid talking about money, even with their closest friends and family members. Plus, we&apos;ll discuss the negative consequences of this silence, like financial stress, relationship problems, and missed opportunities. </p><p>But don&apos;t worry, it&apos;s not all doom and gloom! We&apos;ll also offer practical tips for breaking the money taboo and starting open and honest conversations about finances. Whether you&apos;re struggling with debt, trying to save for the future, or just want to feel more confident about your money, this video is for you.<br/><br/><b>Key takeaways from this episode:</b> </p><ul><li>The reasons why money is such a taboo topic </li><li>The negative consequences of not talking about money </li><li>Practical tips for starting open and honest conversations about finances </li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/241</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 21 May 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Breaking the Money Taboo" />
  <psc:chapter start="11:07" title="Breaking Barriers" />
  <psc:chapter start="16:57" title="The Magic of Compound Interest" />
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    <itunes:duration>1693</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 241</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>241</itunes:episode>
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  <item>
    <itunes:title>240. Investing in Your Future Self</itunes:title>
    <title>240. Investing in Your Future Self</title>
    <itunes:summary><![CDATA[In this episode of The Debt Free Dad Podcast, Ryan Nelson shares his personal journey of freeing himself and his family from $160,000 in debt over eight years while raising three kids. He discusses the life-changing benefits of becoming debt-free, including increased freedom and flexibility, peace of mind and security, better retirement planning, and the possibility of changing your family's financial future. Ryan emphasizes that getting out of debt is an empowering investment in your future ...]]></itunes:summary>
    <description><![CDATA[<p>In this episode of The Debt Free Dad Podcast, Ryan Nelson shares his personal journey of freeing himself and his family from $160,000 in debt over eight years while raising three kids. He discusses the life-changing benefits of becoming debt-free, including increased freedom and flexibility, peace of mind and security, better retirement planning, and the possibility of changing your family&apos;s financial future. Ryan emphasizes that getting out of debt is an empowering investment in your future self, offering practical advice and resources on his website, debtfreedad.com, to help others achieve financial freedom. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode of The Debt Free Dad Podcast, Ryan Nelson shares his personal journey of freeing himself and his family from $160,000 in debt over eight years while raising three kids. He discusses the life-changing benefits of becoming debt-free, including increased freedom and flexibility, peace of mind and security, better retirement planning, and the possibility of changing your family&apos;s financial future. Ryan emphasizes that getting out of debt is an empowering investment in your future self, offering practical advice and resources on his website, debtfreedad.com, to help others achieve financial freedom. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Wed, 15 May 2024 20:00:00 -0500</pubDate>
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    <itunes:duration>311</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 240</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>240</itunes:episode>
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    <itunes:title>239. How to Balance Financial Responsibility and YOLO</itunes:title>
    <title>239. How to Balance Financial Responsibility and YOLO</title>
    <itunes:summary><![CDATA[This episode of The Debt Free Dad Podcast features multiple hosts discussing the balance between living a 'You Only Live Once' (YOLO) lifestyle and being financially responsible. Brad Nelson, the founder of Debt Free Dad, along with Amber, Chris Hawkins, and Ryan, share their personal experiences of paying off significant amounts of debt and the lessons learned about financial management and the importance of saving. They delve into the pitfalls of a YOLO mentality that disregards financial r...]]></itunes:summary>
    <description><![CDATA[<p>This episode of The Debt Free Dad Podcast features multiple hosts discussing the balance between living a &apos;You Only Live Once&apos; (YOLO) lifestyle and being financially responsible. Brad Nelson, the founder of Debt Free Dad, along with Amber, Chris Hawkins, and Ryan, share their personal experiences of paying off significant amounts of debt and the lessons learned about financial management and the importance of saving. They delve into the pitfalls of a YOLO mentality that disregards financial responsibility, emphasizing the value of saving for future opportunities and the flexibility it offers for spontaneous enjoyment without financial stress. The hosts address common objections to budgeting and saving, showing how it enables a more fulfilling life without the burden of debt. They conclude with personal stories of transformation from debt to financial freedom, inviting viewers to join their journey towards better financial health. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>This episode of The Debt Free Dad Podcast features multiple hosts discussing the balance between living a &apos;You Only Live Once&apos; (YOLO) lifestyle and being financially responsible. Brad Nelson, the founder of Debt Free Dad, along with Amber, Chris Hawkins, and Ryan, share their personal experiences of paying off significant amounts of debt and the lessons learned about financial management and the importance of saving. They delve into the pitfalls of a YOLO mentality that disregards financial responsibility, emphasizing the value of saving for future opportunities and the flexibility it offers for spontaneous enjoyment without financial stress. The hosts address common objections to budgeting and saving, showing how it enables a more fulfilling life without the burden of debt. They conclude with personal stories of transformation from debt to financial freedom, inviting viewers to join their journey towards better financial health. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/239</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 14 May 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Balancing YOLO With Financial Responsibility" />
  <psc:chapter start="13:22" title="The Meaning of YOLO Lifestyle" />
</psc:chapters>
    <itunes:duration>1449</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 239, yolo</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>239</itunes:episode>
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  <item>
    <itunes:title>238. Finding Joy in Pursuing Something Hard</itunes:title>
    <title>238. Finding Joy in Pursuing Something Hard</title>
    <itunes:summary><![CDATA[In this episode of the Debt Free Dad podcast, host Chris Hawkins shares his personal journey of paying off nearly $100,000 in debt with his wife between February 2006 and September 2008, advocating for the pursuit of happiness through challenging oneself and embracing hard work over spending money. Drawing inspiration from Mihaly Csikszentmihalyi's book 'Flow' and Chris Guillebeau's 'The Happiness of Pursuit', Hawkins discusses the concept that real happiness comes from within and is often fo...]]></itunes:summary>
    <description><![CDATA[<p>In this episode of the Debt Free Dad podcast, host Chris Hawkins shares his personal journey of paying off nearly $100,000 in debt with his wife between February 2006 and September 2008, advocating for the pursuit of happiness through challenging oneself and embracing hard work over spending money. Drawing inspiration from Mihaly Csikszentmihalyi&apos;s book &apos;Flow&apos; and Chris Guillebeau&apos;s &apos;The Happiness of Pursuit&apos;, Hawkins discusses the concept that real happiness comes from within and is often found in the process of overcoming difficulties, rather than from external sources like money or possessions. Emphasizing the importance of goal setting and facing challenges head-on, Hawkins inspires listeners to seek happiness in their journey toward being debt-free and to find joy in the accomplishments achieved through hard work and perseverance. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode of the Debt Free Dad podcast, host Chris Hawkins shares his personal journey of paying off nearly $100,000 in debt with his wife between February 2006 and September 2008, advocating for the pursuit of happiness through challenging oneself and embracing hard work over spending money. Drawing inspiration from Mihaly Csikszentmihalyi&apos;s book &apos;Flow&apos; and Chris Guillebeau&apos;s &apos;The Happiness of Pursuit&apos;, Hawkins discusses the concept that real happiness comes from within and is often found in the process of overcoming difficulties, rather than from external sources like money or possessions. Emphasizing the importance of goal setting and facing challenges head-on, Hawkins inspires listeners to seek happiness in their journey toward being debt-free and to find joy in the accomplishments achieved through hard work and perseverance. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/238</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 09 May 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Finding Happiness Through Pursuing Challenges" />
  <psc:chapter start="13:46" title="Finding Happiness Through the Journey" />
</psc:chapters>
    <itunes:duration>989</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 238</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>238</itunes:episode>
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  <item>
    <itunes:title>237. Overcoming Emotional Spending</itunes:title>
    <title>237. Overcoming Emotional Spending</title>
    <itunes:summary><![CDATA[This episode focuses on emotional spending, examining its impact on financial well-being through real-life stories and practical advice.  Drawing on a LendingTree survey, the discussion highlights the prevalence of emotional spending in different demographics and its consequences, such as debt and financial dissatisfaction. The hosts explore triggers of emotional spending, like stress, excitement, and the pursuit of happiness, and suggest strategies like identifying spending triggers, se...]]></itunes:summary>
    <description><![CDATA[<p>This episode focuses on emotional spending, examining its impact on financial well-being through real-life stories and practical advice.  Drawing on a LendingTree survey, the discussion highlights the prevalence of emotional spending in different demographics and its consequences, such as debt and financial dissatisfaction. The hosts explore triggers of emotional spending, like stress, excitement, and the pursuit of happiness, and suggest strategies like identifying spending triggers, setting financial goals, adopting a budget, and embracing contentment. The episode emphasizes the importance of support networks, sharing successes, and learning from missteps in achieving financial freedom.  <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>This episode focuses on emotional spending, examining its impact on financial well-being through real-life stories and practical advice.  Drawing on a LendingTree survey, the discussion highlights the prevalence of emotional spending in different demographics and its consequences, such as debt and financial dissatisfaction. The hosts explore triggers of emotional spending, like stress, excitement, and the pursuit of happiness, and suggest strategies like identifying spending triggers, setting financial goals, adopting a budget, and embracing contentment. The episode emphasizes the importance of support networks, sharing successes, and learning from missteps in achieving financial freedom.  <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 07 May 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Overcoming Emotional Spending" />
  <psc:chapter start="13:44" title="Identifying Triggers and Emotionally Spending" />
</psc:chapters>
    <itunes:duration>1548</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 238</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>237</itunes:episode>
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  <item>
    <itunes:title>236. Stuff Struggles: Confronting Clutter and Chaos </itunes:title>
    <title>236. Stuff Struggles: Confronting Clutter and Chaos </title>
    <itunes:summary><![CDATA[In this episode, Brad Nelson, the founder of Debt Free Dad, shares his personal journey of decluttering and the profound impact it had on simplifying his life and managing finances. After overcoming a personal tragedy and paying off $45,000 in debt, Brad offers insights into the value of intentional buying, the difference between needs and wants, and practical tips for reducing clutter and wasteful spending. He emphasizes the importance of regular decluttering, creating shopping lists, settin...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Brad Nelson, the founder of Debt Free Dad, shares his personal journey of decluttering and the profound impact it had on simplifying his life and managing finances. After overcoming a personal tragedy and paying off $45,000 in debt, Brad offers insights into the value of intentional buying, the difference between needs and wants, and practical tips for reducing clutter and wasteful spending. He emphasizes the importance of regular decluttering, creating shopping lists, setting spending limits, adhering to a one in, one out rule, and being mindful of sentimental items. Brad also underscores the significance of practicing gratitude to avoid unnecessary purchases.   <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Brad Nelson, the founder of Debt Free Dad, shares his personal journey of decluttering and the profound impact it had on simplifying his life and managing finances. After overcoming a personal tragedy and paying off $45,000 in debt, Brad offers insights into the value of intentional buying, the difference between needs and wants, and practical tips for reducing clutter and wasteful spending. He emphasizes the importance of regular decluttering, creating shopping lists, setting spending limits, adhering to a one in, one out rule, and being mindful of sentimental items. Brad also underscores the significance of practicing gratitude to avoid unnecessary purchases.   <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/236</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14992555</guid>
    <pubDate>Thu, 02 May 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/14992555/transcript" type="text/html" />
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    <itunes:duration>358</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 236, decluttering</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>236</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>235. How She Paid Off Nearly $10,000 in Just 5 Months!</itunes:title>
    <title>235. How She Paid Off Nearly $10,000 in Just 5 Months!</title>
    <itunes:summary><![CDATA[Brad Nelson, a financial coach who paid off $45,000 in debt, interviews Carla, a member of the Roots program. Carla shares her remarkable journey of saving and paying off thousands of dollars in just five months. The discussion covers the struggles with debt, ineffective solutions from the past, and the strategies that led to Carla's financial turnaround. Topics include the importance of budgeting, cutting expenses, the psychological benefits of using cash, and finding time to manage finances...]]></itunes:summary>
    <description><![CDATA[<p>Brad Nelson, a financial coach who paid off $45,000 in debt, interviews Carla, a member of the Roots program. Carla shares her remarkable journey of saving and paying off thousands of dollars in just five months. The discussion covers the struggles with debt, ineffective solutions from the past, and the strategies that led to Carla&apos;s financial turnaround. Topics include the importance of budgeting, cutting expenses, the psychological benefits of using cash, and finding time to manage finances efficiently. The episode aims to inspire listeners to take control of their finances and offers insights on achieving debt freedom.  <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Brad Nelson, a financial coach who paid off $45,000 in debt, interviews Carla, a member of the Roots program. Carla shares her remarkable journey of saving and paying off thousands of dollars in just five months. The discussion covers the struggles with debt, ineffective solutions from the past, and the strategies that led to Carla&apos;s financial turnaround. Topics include the importance of budgeting, cutting expenses, the psychological benefits of using cash, and finding time to manage finances efficiently. The episode aims to inspire listeners to take control of their finances and offers insights on achieving debt freedom.  <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14965586-235-how-she-paid-off-nearly-10-000-in-just-5-months.mp3" length="19308990" type="audio/mpeg" />
    <link>https://www.balancedcents.com/235</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14965586</guid>
    <pubDate>Tue, 30 Apr 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/14965586/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Overcoming Debt and Saving Success" />
  <psc:chapter start="5:33" title="Debt Relief Success With Behavioral Changes" />
  <psc:chapter start="12:26" title="Overcoming Debt With Accountability and Support" />
  <psc:chapter start="21:50" title="Financial Success Stories and Tips" />
</psc:chapters>
    <itunes:duration>1606</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 235</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>235</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>234. The Financial Side to Pet Ownership</itunes:title>
    <title>234. The Financial Side to Pet Ownership</title>
    <itunes:summary><![CDATA[Are you considering welcoming a furry friend into your life? Before you take the plunge, it's essential to understand the financial responsibilities that come with pet ownership. In this insightful blog post, Amber, the host of the Debt Free Dad podcast, shares her personal journey as a pet owner and the significant financial implications it brought along.   Resources Mentioned  Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debt...]]></itunes:summary>
    <description><![CDATA[<p>Are you considering welcoming a furry friend into your life? Before you take the plunge, it&apos;s essential to understand the financial responsibilities that come with pet ownership. In this insightful blog post, Amber, the host of the Debt Free Dad podcast, shares her personal journey as a pet owner and the significant financial implications it brought along. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Are you considering welcoming a furry friend into your life? Before you take the plunge, it&apos;s essential to understand the financial responsibilities that come with pet ownership. In this insightful blog post, Amber, the host of the Debt Free Dad podcast, shares her personal journey as a pet owner and the significant financial implications it brought along. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14952332-234-the-financial-side-to-pet-ownership.mp3" length="6026347" type="audio/mpeg" />
    <link>https://www.balancedcents.com/234</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 25 Apr 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="234. The Financial Side to Pet Ownership" />
  <psc:chapter start="0:02" title="The Cost of Pet Ownership" />
  <psc:chapter start="10:21" title="Taking Control of Finances for Pets" />
</psc:chapters>
    <itunes:duration>499</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 234</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>234</itunes:episode>
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  <item>
    <itunes:title>233. What We Would Have Done Differently When Paying Off Debt</itunes:title>
    <title>233. What We Would Have Done Differently When Paying Off Debt</title>
    <itunes:summary><![CDATA[Debt can be a daunting and overwhelming burden for many individuals, but it is essential to remember that there is always a way out. In a recent episode of our podcast, we discussed what we would do differently if we had to tackle debt all over again, armed with the knowledge and experience we have gained on our journey to financial freedom. The insights and reflections shared by our team shed light on valuable lessons that can help accelerate your debt payoff journey.   What you will learn: ...]]></itunes:summary>
    <description><![CDATA[<p>Debt can be a daunting and overwhelming burden for many individuals, but it is essential to remember that there is always a way out. In a recent episode of our podcast, we discussed what we would do differently if we had to tackle debt all over again, armed with the knowledge and experience we have gained on our journey to financial freedom. The insights and reflections shared by our team shed light on valuable lessons that can help accelerate your debt payoff journey. <br/><br/><b>What you will learn:</b></p><ul><li>Learn from the debt payoff experiences and reflections of the hosts. </li><li>Find out what the hosts wish they had known before they started their debt-freedom journey.  </li><li>As you move forward on your own debt payoff journey, consider the lessons shared in this episode and use them to  guide you towards a brighter financial future. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Debt can be a daunting and overwhelming burden for many individuals, but it is essential to remember that there is always a way out. In a recent episode of our podcast, we discussed what we would do differently if we had to tackle debt all over again, armed with the knowledge and experience we have gained on our journey to financial freedom. The insights and reflections shared by our team shed light on valuable lessons that can help accelerate your debt payoff journey. <br/><br/><b>What you will learn:</b></p><ul><li>Learn from the debt payoff experiences and reflections of the hosts. </li><li>Find out what the hosts wish they had known before they started their debt-freedom journey.  </li><li>As you move forward on your own debt payoff journey, consider the lessons shared in this episode and use them to  guide you towards a brighter financial future. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/233</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14935323</guid>
    <pubDate>Tue, 23 Apr 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/14935323/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Lessons Learned on Financial Freedom" />
  <psc:chapter start="7:25" title="Personal Finance and Accountability Journey" />
</psc:chapters>
    <itunes:duration>1129</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 233</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>233</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>232. Essential Steps to Prepare for Sudden Unemployment</itunes:title>
    <title>232. Essential Steps to Prepare for Sudden Unemployment</title>
    <itunes:summary><![CDATA[What would you do if your boss called you into their office today and let you go without any notice? That just happened to several of my friends recently and we discussed kind of obviously the panic that sets in, but we put together three steps and some tipes that you can do now to prepare for an emergency or unexpected job loss.   What you will learn: Hear what steps are necessary in case of an unexpected job loss.The importance of distinguishing between wants and needs.Hear some examples of...]]></itunes:summary>
    <description><![CDATA[<p>What would you do if your boss called you into their office today and let you go without any notice? That just happened to several of my friends recently and we discussed kind of obviously the panic that sets in, but we put together three steps and some tipes that you can do now to prepare for an emergency or unexpected job loss. <br/><br/><b>What you will learn:</b></p><ul><li>Hear what steps are necessary in case of an unexpected job loss.</li><li>The importance of distinguishing between wants and needs.</li><li>Hear some examples of behavior changes that will benefit your finances. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>What would you do if your boss called you into their office today and let you go without any notice? That just happened to several of my friends recently and we discussed kind of obviously the panic that sets in, but we put together three steps and some tipes that you can do now to prepare for an emergency or unexpected job loss. <br/><br/><b>What you will learn:</b></p><ul><li>Hear what steps are necessary in case of an unexpected job loss.</li><li>The importance of distinguishing between wants and needs.</li><li>Hear some examples of behavior changes that will benefit your finances. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/232</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14910545</guid>
    <pubDate>Thu, 18 Apr 2024 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/14910545/transcript" type="text/html" />
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    <itunes:duration>538</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 232</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>232</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>231. Overcoming Money Dysmorphia</itunes:title>
    <title>231. Overcoming Money Dysmorphia</title>
    <itunes:summary><![CDATA[Money dysmorphia is a condition that affects individuals' perceptions of their financial situation, often leading to unhealthy behaviors and attitudes toward money. In a world where social media and technology amplify these distorted perceptions, it's crucial to dive deep into the topic of money dysmorphia and seek ways to battle it effectively.   What you will learn: The hosts share insights into the phenomenon of money dysmorphia.They highlight the effects that social media has on finances....]]></itunes:summary>
    <description><![CDATA[<p>Money dysmorphia is a condition that affects individuals&apos; perceptions of their financial situation, often leading to unhealthy behaviors and attitudes toward money. In a world where social media and technology amplify these distorted perceptions, it&apos;s crucial to dive deep into the topic of money dysmorphia and seek ways to battle it effectively. <br/><br/><b>What you will learn:</b></p><ul><li>The hosts share insights into the phenomenon of money dysmorphia.</li><li>They highlight the effects that social media has on finances. </li><li>Hear what steps can be taken toward financial freedom and peace. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Money dysmorphia is a condition that affects individuals&apos; perceptions of their financial situation, often leading to unhealthy behaviors and attitudes toward money. In a world where social media and technology amplify these distorted perceptions, it&apos;s crucial to dive deep into the topic of money dysmorphia and seek ways to battle it effectively. <br/><br/><b>What you will learn:</b></p><ul><li>The hosts share insights into the phenomenon of money dysmorphia.</li><li>They highlight the effects that social media has on finances. </li><li>Hear what steps can be taken toward financial freedom and peace. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 16 Apr 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Money Issues in Millenials and Gen Z" />
  <psc:chapter start="11:41" title="Financial Reality Behind Social Media" />
  <psc:chapter start="16:50" title="Unlocking Financial Freedom With Mindset Shift" />
</psc:chapters>
    <itunes:duration>1586</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 231, money dysmorphia</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>231</itunes:episode>
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    <itunes:title>230. Ending the Blame Game: Your Path to Financial Success </itunes:title>
    <title>230. Ending the Blame Game: Your Path to Financial Success </title>
    <itunes:summary><![CDATA[In a world where blaming external factors for our financial struggles has become the norm, it's time to take a step back and reflect on how we can truly take control of our finances and our lives. Join Ryan as he explores the journey of breaking free from the blame game and embracing personal accountability for a brighter financial future.   What you will learn: The first step towards financial empowerment is acknowledging personal accountability.A powerful exercise in understanding our spend...]]></itunes:summary>
    <description><![CDATA[<p>In a world where blaming external factors for our financial struggles has become the norm, it&apos;s time to take a step back and reflect on how we can truly take control of our finances and our lives. Join Ryan as he explores the journey of breaking free from the blame game and embracing personal accountability for a brighter financial future. <br/><br/><b>What you will learn:</b></p><ul><li>The first step towards financial empowerment is acknowledging personal accountability.</li><li>A powerful exercise in understanding our spending habits is reflecting on our choices.</li><li>Instead of dwelling on who or what is to blame, shift your focus to finding solutions.</li><li>Take the time to educate yourself on personal finance principles.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In a world where blaming external factors for our financial struggles has become the norm, it&apos;s time to take a step back and reflect on how we can truly take control of our finances and our lives. Join Ryan as he explores the journey of breaking free from the blame game and embracing personal accountability for a brighter financial future. <br/><br/><b>What you will learn:</b></p><ul><li>The first step towards financial empowerment is acknowledging personal accountability.</li><li>A powerful exercise in understanding our spending habits is reflecting on our choices.</li><li>Instead of dwelling on who or what is to blame, shift your focus to finding solutions.</li><li>Take the time to educate yourself on personal finance principles.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/230</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 11 Apr 2024 00:00:00 -0500</pubDate>
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    <itunes:duration>346</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 230, blameshifting</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>230</itunes:episode>
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  <item>
    <itunes:title>229. Unlocking the Basics of Investing</itunes:title>
    <title>229. Unlocking the Basics of Investing</title>
    <itunes:summary><![CDATA[Investing can often appear as a complex labyrinth, especially for those who have triumphed over the mountain of debt and are looking to take the next step towards securing financial freedom. The latest episode of the Debt Free Dad Podcast delves deep into the essentials of investing, offering a comprehensive guide for beginners and seasoned investors alike. Hosted by Brad Nelson, alongside special guests Greg and Colin from the Free Lunch Podcast, this episode dispels common myths, explains t...]]></itunes:summary>
    <description><![CDATA[<p>Investing can often appear as a complex labyrinth, especially for those who have triumphed over the mountain of debt and are looking to take the next step towards securing financial freedom. The latest episode of the Debt Free Dad Podcast delves deep into the essentials of investing, offering a comprehensive guide for beginners and seasoned investors alike. Hosted by Brad Nelson, alongside special guests Greg and Colin from the Free Lunch Podcast, this episode dispels common myths, explains the basics of investing, and underscores the psychological aspects that often steer our financial decisions. <br/><br/><b>What you will learn:</b></p><ul><li>Is there a &apos;right time&apos; to begin investing?</li><li>Investing isn’t about taking wild chances but making informed decisions based on data and factual information. </li><li>Learn about the benefits of compound interest in your investments. </li><li>How to choose the right path: self-investing versus hiring an advisor. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Investing can often appear as a complex labyrinth, especially for those who have triumphed over the mountain of debt and are looking to take the next step towards securing financial freedom. The latest episode of the Debt Free Dad Podcast delves deep into the essentials of investing, offering a comprehensive guide for beginners and seasoned investors alike. Hosted by Brad Nelson, alongside special guests Greg and Colin from the Free Lunch Podcast, this episode dispels common myths, explains the basics of investing, and underscores the psychological aspects that often steer our financial decisions. <br/><br/><b>What you will learn:</b></p><ul><li>Is there a &apos;right time&apos; to begin investing?</li><li>Investing isn’t about taking wild chances but making informed decisions based on data and factual information. </li><li>Learn about the benefits of compound interest in your investments. </li><li>How to choose the right path: self-investing versus hiring an advisor. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 09 Apr 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Investing Basics for Beginners" />
  <psc:chapter start="8:08" title="Investing Myths and Misconceptions" />
  <psc:chapter start="17:32" title="Power of Compound Interest in Saving" />
  <psc:chapter start="25:23" title="Navigating Investment Advice and Market Emotions" />
  <psc:chapter start="34:12" title="Financial Planning and Investment Advice" />
</psc:chapters>
    <itunes:duration>2706</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 229, investment</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>229</itunes:episode>
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    <itunes:title>228. Money Matters in Relationships</itunes:title>
    <title>228. Money Matters in Relationships</title>
    <itunes:summary><![CDATA[Are you tired of feeling like your finances are out of control? Do money matters create tension in your relationship? It might be time to shift gears and start steering your financial journey together with your partner. Join me, Amber, as we explore the pivotal role of financial collaboration in relationships on the Debt Free Dad podcast.   What you will learn: It is crucial not to leave the reins of your finances solely in the hands of one person within your relationship.Amber shares a story...]]></itunes:summary>
    <description><![CDATA[<p>Are you tired of feeling like your finances are out of control? Do money matters create tension in your relationship? It might be time to shift gears and start steering your financial journey together with your partner. Join me, Amber, as we explore the pivotal role of financial collaboration in relationships on the Debt Free Dad podcast. <br/><br/><b>What you will learn:</b></p><ul><li>It is crucial not to leave the reins of your finances solely in the hands of one person within your relationship.</li><li>Amber shares a story that resonates with many, highlighting the commonality of financial stress in relationships. </li><li>Consider taking the steps Amber discusses to enhance your financial relationship and take control of your financial future together.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Are you tired of feeling like your finances are out of control? Do money matters create tension in your relationship? It might be time to shift gears and start steering your financial journey together with your partner. Join me, Amber, as we explore the pivotal role of financial collaboration in relationships on the Debt Free Dad podcast. <br/><br/><b>What you will learn:</b></p><ul><li>It is crucial not to leave the reins of your finances solely in the hands of one person within your relationship.</li><li>Amber shares a story that resonates with many, highlighting the commonality of financial stress in relationships. </li><li>Consider taking the steps Amber discusses to enhance your financial relationship and take control of your financial future together.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 04 Apr 2024 00:00:00 -0500</pubDate>
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    <itunes:duration>404</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 228</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>228</itunes:episode>
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    <itunes:title>227. Payoff Debt, Like this Couple Did, Works!</itunes:title>
    <title>227. Payoff Debt, Like this Couple Did, Works!</title>
    <itunes:summary><![CDATA[ Are you feeling overwhelmed by financial stress, struggling to stay on top of bills, or drowning in debt? You are not alone. In a recent interview on the Debt Free Dad Podcast, hosts Brad Nelson welcomed special guests Rachel and Josh, who shared their inspiring journey to financial success. Just a few months ago, Rachel and Josh found themselves in a challenging situation, much like many of us, juggling debt, bills, and the uncertainty of financial stability.  What you will learn: How ...]]></itunes:summary>
    <description><![CDATA[<p> Are you feeling overwhelmed by financial stress, struggling to stay on top of bills, or drowning in debt? You are not alone. In a recent interview on the Debt Free Dad Podcast, hosts Brad Nelson welcomed special guests Rachel and Josh, who shared their inspiring journey to financial success. Just a few months ago, Rachel and Josh found themselves in a challenging situation, much like many of us, juggling debt, bills, and the uncertainty of financial stability.<br/><br/><b>What you will learn:</b></p><ul><li>How your upbringing, and lack of financial education can lead to problems with your finances. </li><li>How our Roots of Personal Program  provided support, accountability, and financial guidance that helped Rachel and Josh transform their financial habits.</li><li>How budgeting, daily financial tracking, making sacrifices, and setting goals helped  Rachel and Josh make significant progress in their financial journey.</li><li>How taking control of their finances improved their communication and made their relationship stronger. <b> </b></li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p> Are you feeling overwhelmed by financial stress, struggling to stay on top of bills, or drowning in debt? You are not alone. In a recent interview on the Debt Free Dad Podcast, hosts Brad Nelson welcomed special guests Rachel and Josh, who shared their inspiring journey to financial success. Just a few months ago, Rachel and Josh found themselves in a challenging situation, much like many of us, juggling debt, bills, and the uncertainty of financial stability.<br/><br/><b>What you will learn:</b></p><ul><li>How your upbringing, and lack of financial education can lead to problems with your finances. </li><li>How our Roots of Personal Program  provided support, accountability, and financial guidance that helped Rachel and Josh transform their financial habits.</li><li>How budgeting, daily financial tracking, making sacrifices, and setting goals helped  Rachel and Josh make significant progress in their financial journey.</li><li>How taking control of their finances improved their communication and made their relationship stronger. <b> </b></li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 02 Apr 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Financial Transformation" />
  <psc:chapter start="10:42" title="Journey to Financial Freedom and Accountability" />
  <psc:chapter start="21:08" title="Achieving Debt Freedom Together" />
</psc:chapters>
    <itunes:duration>1319</itunes:duration>
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    <itunes:title>226. Asking The Right Questions Can Radically Change Your Life</itunes:title>
    <title>226. Asking The Right Questions Can Radically Change Your Life</title>
    <itunes:summary><![CDATA[Are you tired of trying various solutions to fix your finances, only to find yourself stuck in the same financial rut month after month? If so, you might be looking for a solution to the wrong problem. In today's blog post, we'll explore a simple yet powerful task that can help you identify the real root of your financial struggles and pave the way for financial success.   What You'll Learn Identifying the Real Root of Financial ProblemsBy framing the right questions, you can uncover solution...]]></itunes:summary>
    <description><![CDATA[<p>Are you tired of trying various solutions to fix your finances, only to find yourself stuck in the same financial rut month after month? If so, you might be looking for a solution to the wrong problem. In today&apos;s blog post, we&apos;ll explore a simple yet powerful task that can help you identify the real root of your financial struggles and pave the way for financial success. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Identifying the Real Root of Financial Problems</li><li>By framing the right questions, you can uncover solutions to your financial challenges.</li><li>By iterating through questions that start with &quot;what,&quot; &quot;why,&quot; or &quot;how,&quot; individuals can pinpoint the true issue and find effective solutions.</li><li>Through self-reflection and persistent questioning, individuals can gain insights into their financial challenges and make positive changes.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Are you tired of trying various solutions to fix your finances, only to find yourself stuck in the same financial rut month after month? If so, you might be looking for a solution to the wrong problem. In today&apos;s blog post, we&apos;ll explore a simple yet powerful task that can help you identify the real root of your financial struggles and pave the way for financial success. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Identifying the Real Root of Financial Problems</li><li>By framing the right questions, you can uncover solutions to your financial challenges.</li><li>By iterating through questions that start with &quot;what,&quot; &quot;why,&quot; or &quot;how,&quot; individuals can pinpoint the true issue and find effective solutions.</li><li>Through self-reflection and persistent questioning, individuals can gain insights into their financial challenges and make positive changes.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 28 Mar 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Identify Financial Success Real Problem" />
  <psc:chapter start="6:45" title="Effective Problem-Solving Through Questions" />
  <psc:chapter start="11:40" title="Identifying and Solving Root Problems" />
</psc:chapters>
    <itunes:duration>902</itunes:duration>
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  <item>
    <itunes:title>225. Exposing Sneaky Financial Traps</itunes:title>
    <title>225. Exposing Sneaky Financial Traps</title>
    <itunes:summary><![CDATA[ Are you tired of feeling like your money is slowly disappearing without you even realizing it? Do you want to take control of your finances and become more money savvy? If so, you're not alone. In the latest episode of the Debt Free Dad podcast, Brad Nelson and his co-hosts dive deep into the world of sneaky expenses that could be costing you more than you think.  What You'll Learn Common expenses that people waste money onImportance of paying attention to interest on debtBenefits ...]]></itunes:summary>
    <description><![CDATA[<p> Are you tired of feeling like your money is slowly disappearing without you even realizing it? Do you want to take control of your finances and become more money savvy? If so, you&apos;re not alone. In the latest episode of the Debt Free Dad podcast, Brad Nelson and his co-hosts dive deep into the world of sneaky expenses that could be costing you more than you think. </p><p><b>What You&apos;ll Learn</b></p><ul><li>Common expenses that people waste money on</li><li>Importance of paying attention to interest on debt</li><li>Benefits of paying in full for purchases</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p> Are you tired of feeling like your money is slowly disappearing without you even realizing it? Do you want to take control of your finances and become more money savvy? If so, you&apos;re not alone. In the latest episode of the Debt Free Dad podcast, Brad Nelson and his co-hosts dive deep into the world of sneaky expenses that could be costing you more than you think. </p><p><b>What You&apos;ll Learn</b></p><ul><li>Common expenses that people waste money on</li><li>Importance of paying attention to interest on debt</li><li>Benefits of paying in full for purchases</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 26 Mar 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Identifying and Eliminating Money Wasters" />
  <psc:chapter start="7:20" title="Avoiding Common Money Wasting Habits" />
</psc:chapters>
    <itunes:duration>1071</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>224. The Financial Side of Losing a Loved One</itunes:title>
    <title>224. The Financial Side of Losing a Loved One</title>
    <itunes:summary><![CDATA[In today's ever-changing world, preparing for unexpected tragedies and end-of-life scenarios is essential. Brad Nelson, the founder of Debt Free Dad, shares his personal journey and insights on building financial resilience in the face of adversity.   What You'll Learn The importance of financial organization and preparedness. The importance of creating an "If I Die" file &amp; its components.How to embrace financial planning in preparation for worst-case scenarios. Resources Mentio...]]></itunes:summary>
    <description><![CDATA[<p>In today&apos;s ever-changing world, preparing for unexpected tragedies and end-of-life scenarios is essential. Brad Nelson, the founder of Debt Free Dad, shares his personal journey and insights on building financial resilience in the face of adversity. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The importance of financial organization and preparedness. </li><li>The importance of creating an &quot;If I Die&quot; file &amp; its components.</li><li>How to embrace financial planning in preparation for worst-case scenarios. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In today&apos;s ever-changing world, preparing for unexpected tragedies and end-of-life scenarios is essential. Brad Nelson, the founder of Debt Free Dad, shares his personal journey and insights on building financial resilience in the face of adversity. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The importance of financial organization and preparedness. </li><li>The importance of creating an &quot;If I Die&quot; file &amp; its components.</li><li>How to embrace financial planning in preparation for worst-case scenarios. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/224</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 21 Mar 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Preparing Financially for Life&#39;s Tragedies" />
  <psc:chapter start="12:18" title="Financial Planning for Peace of Mind" />
</psc:chapters>
    <itunes:duration>782</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, grief, emergency preparedness</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>224</itunes:episode>
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    <itunes:title>223. Breaking Free from Financial Myths</itunes:title>
    <title>223. Breaking Free from Financial Myths</title>
    <itunes:summary><![CDATA[In a world filled with financial advice and misconceptions, it's crucial to distinguish between truth and mere truthiness when it comes to money matters. In this episode the hosts Brad, Ryan, Kati, Amber, and Chris unravel the mysteries behind common misconceptions about debt, money, and financial success. Let's take a closer look at some key takeaways from their insightful discussion.   What You'll Learn The hosts challenge widely accepted financial beliefs.They highlight the power of openin...]]></itunes:summary>
    <description><![CDATA[<p>In a world filled with financial advice and misconceptions, it&apos;s crucial to distinguish between truth and mere truthiness when it comes to money matters. In this episode the hosts Brad, Ryan, Kati, Amber, and Chris unravel the mysteries behind common misconceptions about debt, money, and financial success. Let&apos;s take a closer look at some key takeaways from their insightful discussion. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The hosts challenge widely accepted financial beliefs.</li><li>They highlight the power of opening up to new perspectives and breaking free from limiting financial beliefs.</li><li>The reality behind credit scores and debt. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In a world filled with financial advice and misconceptions, it&apos;s crucial to distinguish between truth and mere truthiness when it comes to money matters. In this episode the hosts Brad, Ryan, Kati, Amber, and Chris unravel the mysteries behind common misconceptions about debt, money, and financial success. Let&apos;s take a closer look at some key takeaways from their insightful discussion. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The hosts challenge widely accepted financial beliefs.</li><li>They highlight the power of opening up to new perspectives and breaking free from limiting financial beliefs.</li><li>The reality behind credit scores and debt. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/223</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 19 Mar 2024 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Debunking Common Money Myths and Truthiness" />
  <psc:chapter start="9:13" title="Debunking Credit Score Myths" />
  <psc:chapter start="15:12" title="Debit vs Credit Cards in Travel" />
</psc:chapters>
    <itunes:duration>1602</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 223, financial myths, truthiness</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>223</itunes:episode>
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    <itunes:title>222. How to Save $1,000 in 30-60 Days</itunes:title>
    <title>222. How to Save $1,000 in 30-60 Days</title>
    <itunes:summary><![CDATA[Are you tired of living paycheck to paycheck, with seemingly no room to save money or pay down debt? If so, you're not alone. Many people find themselves in a similar financial situation, struggling to see a way out. But what if I told you that there is a way to save $1,000 quickly, within the next 30 to 60 days?   What You'll Learn Ryan discusses the importance of reviewing your spending habits.What could a side hustle do for you?How to make fast cash!Resources Mentioned  Get better results ...]]></itunes:summary>
    <description><![CDATA[<p>Are you tired of living paycheck to paycheck, with seemingly no room to save money or pay down debt? If so, you&apos;re not alone. Many people find themselves in a similar financial situation, struggling to see a way out. But what if I told you that there is a way to save $1,000 quickly, within the next 30 to 60 days? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Ryan discusses the importance of reviewing your spending habits.</li><li>What could a side hustle do for you?</li><li>How to make fast cash!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Are you tired of living paycheck to paycheck, with seemingly no room to save money or pay down debt? If so, you&apos;re not alone. Many people find themselves in a similar financial situation, struggling to see a way out. But what if I told you that there is a way to save $1,000 quickly, within the next 30 to 60 days? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Ryan discusses the importance of reviewing your spending habits.</li><li>What could a side hustle do for you?</li><li>How to make fast cash!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14684732-222-how-to-save-1-000-in-30-60-days.mp3" length="5737405" type="audio/mpeg" />
    <link>https://www.balancedcents.com/222</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14684732</guid>
    <pubDate>Thu, 14 Mar 2024 00:00:00 -0500</pubDate>
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    <itunes:duration>475</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 222, emergency fund</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>222</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>221. From Financially Hopeless to Hopeful in 5 Months!</itunes:title>
    <title>221. From Financially Hopeless to Hopeful in 5 Months!</title>
    <itunes:summary><![CDATA[Struggling with finances and feeling alone in your journey? Many of us have been there. Debt can indeed be a tough challenge to navigate. Nevertheless, with the right guidance and mindset shifts, escaping the debt trap is entirely possible. This blog post highlights the inspiring story of Craig Miller, who made remarkable progress in his financial journey in just five months.    What You'll Learn Craig shares about his financial journey.Craig discusses the importance of boundaries and ov...]]></itunes:summary>
    <description><![CDATA[<p>Struggling with finances and feeling alone in your journey? Many of us have been there. Debt can indeed be a tough challenge to navigate. Nevertheless, with the right guidance and mindset shifts, escaping the debt trap is entirely possible. This blog post highlights the inspiring story of Craig Miller, who made remarkable progress in his financial journey in just five months.  <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Craig shares about his financial journey.</li><li>Craig discusses the importance of boundaries and overcoming barriers. </li><li>Craig reveals his financial transformations in just 5 months. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Struggling with finances and feeling alone in your journey? Many of us have been there. Debt can indeed be a tough challenge to navigate. Nevertheless, with the right guidance and mindset shifts, escaping the debt trap is entirely possible. This blog post highlights the inspiring story of Craig Miller, who made remarkable progress in his financial journey in just five months.  <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Craig shares about his financial journey.</li><li>Craig discusses the importance of boundaries and overcoming barriers. </li><li>Craig reveals his financial transformations in just 5 months. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14652788-221-from-financially-hopeless-to-hopeful-in-5-months.mp3" length="24162270" type="audio/mpeg" />
    <link>https://www.balancedcents.com/221</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 12 Mar 2024 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Financial Transformation With Craig Miller" />
  <psc:chapter start="3:09" title="Transforming Financial Mindset and Behavior" />
  <psc:chapter start="11:05" title="Financial Transformation Through Mindset Shift" />
  <psc:chapter start="19:29" title="Overcoming Financial Struggles and Living Happier" />
  <psc:chapter start="28:13" title="Debt Freedom Success Stories" />
</psc:chapters>
    <itunes:duration>2011</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 221</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>221</itunes:episode>
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  <item>
    <itunes:title>220. Small Things Can Make a Big Impact during Your Debt Journey</itunes:title>
    <title>220. Small Things Can Make a Big Impact during Your Debt Journey</title>
    <itunes:summary><![CDATA[Imagine shattering the chains of a $153,000 debt mountain on just one income—it's not a fairytale, it's my real-life conquest that I, Katie Hatfield, am thrilled to share with you. Journey with me as I reveal the practical maneuvers that propelled me to financial freedom in a remarkable five and a half years. From grasping the elusive concept of trailing interest to the strategic timing of credit card payments post-billing cycle, I lay bare the tricks that kept creeping interest at bay. Moreo...]]></itunes:summary>
    <description><![CDATA[<p>Imagine shattering the chains of a $153,000 debt mountain on just one income—it&apos;s not a fairytale, it&apos;s my real-life conquest that I, Katie Hatfield, am thrilled to share with you. Journey with me as I reveal the practical maneuvers that propelled me to financial freedom in a remarkable five and a half years. From grasping the elusive concept of trailing interest to the strategic timing of credit card payments post-billing cycle, I lay bare the tricks that kept creeping interest at bay. Moreover, I&apos;ll let you in on how dodging those pesky overdraft fees and syncing bill due dates with cash flow can keep your hard-earned money where it belongs—in your pocket.<br/><br/>But the road to financial clarity doesn&apos;t end with banking savvy; it stretches into the daunting realm of healthcare expenses. Ever felt like medical bills are more cryptic than ancient hieroglyphs? I divulge how demanding an itemized bill after a sinus surgery not only unveiled the mystery but also slashed the cost. Harnessing the power of Health Savings Accounts (HSAs) and advocating for transparent medical billing are just the start. For those hungry for more fiscal knowledge, I&apos;ve got just the treasure trove of wisdom, along with a workshop that could be the key to unlocking your own debt-free life. So, tune in and arm yourself with the insights that could steer your finances to victory.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Imagine shattering the chains of a $153,000 debt mountain on just one income—it&apos;s not a fairytale, it&apos;s my real-life conquest that I, Katie Hatfield, am thrilled to share with you. Journey with me as I reveal the practical maneuvers that propelled me to financial freedom in a remarkable five and a half years. From grasping the elusive concept of trailing interest to the strategic timing of credit card payments post-billing cycle, I lay bare the tricks that kept creeping interest at bay. Moreover, I&apos;ll let you in on how dodging those pesky overdraft fees and syncing bill due dates with cash flow can keep your hard-earned money where it belongs—in your pocket.<br/><br/>But the road to financial clarity doesn&apos;t end with banking savvy; it stretches into the daunting realm of healthcare expenses. Ever felt like medical bills are more cryptic than ancient hieroglyphs? I divulge how demanding an itemized bill after a sinus surgery not only unveiled the mystery but also slashed the cost. Harnessing the power of Health Savings Accounts (HSAs) and advocating for transparent medical billing are just the start. For those hungry for more fiscal knowledge, I&apos;ve got just the treasure trove of wisdom, along with a workshop that could be the key to unlocking your own debt-free life. So, tune in and arm yourself with the insights that could steer your finances to victory.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14625158-220-small-things-can-make-a-big-impact-during-your-debt-journey.mp3" length="7728216" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14625158</guid>
    <pubDate>Thu, 07 Mar 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Tips for Impactful Debt Freedom" />
  <psc:chapter start="8:56" title="Managing Medical Bill Costs" />
</psc:chapters>
    <itunes:duration>641</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>219. Failure to Launch - Why More Adult Children Are Still Living With Their Parents</itunes:title>
    <title>219. Failure to Launch - Why More Adult Children Are Still Living With Their Parents</title>
    <itunes:summary><![CDATA[It is a phenomenon that has gained significant attention in recent years - adult children living with their parents. According to a Pew Research study, nearly half of adults under 30 are now residing with their parents. This statistic has seen a dramatic increase over time, undoubtedly driven by rising living costs and financial challenges faced by young adults. In this blog post, we will explore the financial implications of this trend and discuss the viewpoints of experts in the field.&nbsp...]]></itunes:summary>
    <description><![CDATA[<p>It is a phenomenon that has gained significant attention in recent years - adult children living with their parents. According to a Pew Research study, nearly half of adults under 30 are now residing with their parents. This statistic has seen a dramatic increase over time, undoubtedly driven by rising living costs and financial challenges faced by young adults. In this blog post, we will explore the financial implications of this trend and discuss the viewpoints of experts in the field. <br/><br/>What You&apos;ll Learn</p><ul><li>The financial strain on parents and how it affects their financial progress.</li><li>How parents aid in teaching financial independence. </li><li>What are healthy boundaries between parents and their adult children?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>It is a phenomenon that has gained significant attention in recent years - adult children living with their parents. According to a Pew Research study, nearly half of adults under 30 are now residing with their parents. This statistic has seen a dramatic increase over time, undoubtedly driven by rising living costs and financial challenges faced by young adults. In this blog post, we will explore the financial implications of this trend and discuss the viewpoints of experts in the field. <br/><br/>What You&apos;ll Learn</p><ul><li>The financial strain on parents and how it affects their financial progress.</li><li>How parents aid in teaching financial independence. </li><li>What are healthy boundaries between parents and their adult children?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14612555-219-failure-to-launch-why-more-adult-children-are-still-living-with-their-parents.mp3" length="21598779" type="audio/mpeg" />
    <link>https://www.balancedcents.com/219</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14612555</guid>
    <pubDate>Tue, 05 Mar 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Parents Supporting Adult Children Financially" />
  <psc:chapter start="8:44" title="Parental Perspective on Financial Independence" />
  <psc:chapter start="13:27" title="Financial Planning for Future Generations" />
  <psc:chapter start="16:33" title="Parental Financial Support and Boundaries" />
  <psc:chapter start="22:56" title="Parenting and Financial Independence" />
</psc:chapters>
    <itunes:duration>1797</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 219</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>219</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>218. This Mindset Shift Changes Everything</itunes:title>
    <title>218. This Mindset Shift Changes Everything</title>
    <itunes:summary><![CDATA[I'll never forget the day I realized that my financial struggles were not a life sentence, but a mindset issue that I had the power to change. Embark on a journey with me as we explore the transformative switch from a fixed to a growth mindset, one that holds the key to breaking free from the chains of debt and living paycheck to paycheck. By sharing my own tale of triumph and the strategies that led me to financial freedom, we'll uncover how small, consistent shifts in our daily habits can l...]]></itunes:summary>
    <description><![CDATA[<p>I&apos;ll never forget the day I realized that my financial struggles were not a life sentence, but a mindset issue that I had the power to change. Embark on a journey with me as we explore the transformative switch from a fixed to a growth mindset, one that holds the key to breaking free from the chains of debt and living paycheck to paycheck. By sharing my own tale of triumph and the strategies that led me to financial freedom, we&apos;ll uncover how small, consistent shifts in our daily habits can lead to remarkable life improvements. Drawing inspiration from Roger Bannister&apos;s historic sub-four-minute mile, this episode is a testament to the power of belief and the small changes that yield massive results.<br/><br/>You&apos;ll hear how reading pivotal books like Darren Hardy&apos;s &quot;The Compound Effect&quot; and surrounding yourself with success stories fuel your growth and fortify your journey towards financial prosperity. This discussion isn&apos;t just about dollars and cents; it&apos;s an invitation to embrace a mindset that unlocks potential across all facets of life. Through personal anecdotes, the wisdom of mentors, and an unwavering belief in the possible, you&apos;re set to redefine your life&apos;s trajectory. So tune in, absorb the lessons learned, and prepare to think differently – because that&apos;s where real change begins.<br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>I&apos;ll never forget the day I realized that my financial struggles were not a life sentence, but a mindset issue that I had the power to change. Embark on a journey with me as we explore the transformative switch from a fixed to a growth mindset, one that holds the key to breaking free from the chains of debt and living paycheck to paycheck. By sharing my own tale of triumph and the strategies that led me to financial freedom, we&apos;ll uncover how small, consistent shifts in our daily habits can lead to remarkable life improvements. Drawing inspiration from Roger Bannister&apos;s historic sub-four-minute mile, this episode is a testament to the power of belief and the small changes that yield massive results.<br/><br/>You&apos;ll hear how reading pivotal books like Darren Hardy&apos;s &quot;The Compound Effect&quot; and surrounding yourself with success stories fuel your growth and fortify your journey towards financial prosperity. This discussion isn&apos;t just about dollars and cents; it&apos;s an invitation to embrace a mindset that unlocks potential across all facets of life. Through personal anecdotes, the wisdom of mentors, and an unwavering belief in the possible, you&apos;re set to redefine your life&apos;s trajectory. So tune in, absorb the lessons learned, and prepare to think differently – because that&apos;s where real change begins.<br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14593680-218-this-mindset-shift-changes-everything.mp3" length="9144277" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 29 Feb 2024 00:00:00 -0600</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/14593680/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="Changing Mindset for Financial Success" />
  <psc:chapter start="8:11" title="Achieving Success Through Growth Mindset" />
  <psc:chapter start="11:48" title="Changing Mindset for Financial Success" />
</psc:chapters>
    <itunes:duration>759</itunes:duration>
    <itunes:keywords></itunes:keywords>
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  <item>
    <itunes:title>217. How This 25 Year Old is Tackling Debt</itunes:title>
    <title>217. How This 25 Year Old is Tackling Debt</title>
    <itunes:summary><![CDATA[Are you a young adult struggling with your finances? Don't worry, you're not alone. Many people in their 20s face financial challenges, but the good news is that there are ways to turn things around. In this blog post, we'll take a closer look at the inspiring journey of Paige Snyders, a 25-year-old who decided to take control of her finances and achieve a better future. Join us as we explore her story and the changes she made to transform her financial situation. What You'll Learn We learn a...]]></itunes:summary>
    <description><![CDATA[<p>Are you a young adult struggling with your finances? Don&apos;t worry, you&apos;re not alone. Many people in their 20s face financial challenges, but the good news is that there are ways to turn things around. In this blog post, we&apos;ll take a closer look at the inspiring journey of Paige Snyders, a 25-year-old who decided to take control of her finances and achieve a better future. Join us as we explore her story and the changes she made to transform her financial situation.</p><p>What You&apos;ll Learn</p><ul><li>We learn about Paige&apos;s financial rollercoaster and what was the turning point?</li><li>Paige discusses how changing some habits affected her for the better.</li><li>Paige talks about the power of support and accountability. </li><li>Paige talks about her response to making financial mistakes. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Are you a young adult struggling with your finances? Don&apos;t worry, you&apos;re not alone. Many people in their 20s face financial challenges, but the good news is that there are ways to turn things around. In this blog post, we&apos;ll take a closer look at the inspiring journey of Paige Snyders, a 25-year-old who decided to take control of her finances and achieve a better future. Join us as we explore her story and the changes she made to transform her financial situation.</p><p>What You&apos;ll Learn</p><ul><li>We learn about Paige&apos;s financial rollercoaster and what was the turning point?</li><li>Paige discusses how changing some habits affected her for the better.</li><li>Paige talks about the power of support and accountability. </li><li>Paige talks about her response to making financial mistakes. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/217</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14519811</guid>
    <pubDate>Tue, 27 Feb 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Paige&#39;s Financial Journey and Success" />
  <psc:chapter start="3:48" title="Overcoming Emotional Spending and Budgeting" />
  <psc:chapter start="10:15" title="Making Financial Sacrifices for Debt Freedom" />
</psc:chapters>
    <itunes:duration>1152</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 217, testimony</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>217</itunes:episode>
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  <item>
    <itunes:title>216. How Accountability Can Transform Your Finances</itunes:title>
    <title>216. How Accountability Can Transform Your Finances</title>
    <itunes:summary><![CDATA[Have you ever set financial goals, only to fall short time and time again? It's easy to feel discouraged and alone in the journey towards financial freedom, especially when living without debt is not the cultural norm. But today, I'm here to tell you that accountability can be the key to keeping you on track and reaching your financial goals. In this blog post, we'll explore the power of accountability and how it can help you stop watching your financial goals slip further out of reach.  What...]]></itunes:summary>
    <description><![CDATA[<p>Have you ever set financial goals, only to fall short time and time again? It&apos;s easy to feel discouraged and alone in the journey towards financial freedom, especially when living without debt is not the cultural norm. But today, I&apos;m here to tell you that accountability can be the key to keeping you on track and reaching your financial goals. In this blog post, we&apos;ll explore the power of accountability and how it can help you stop watching your financial goals slip further out of reach.<br/><br/>What You&apos;ll Learn: </p><ul><li>The importance of accountability in achieving financial goals </li><li>How to take ownership of your financial situation </li><li>Identifying and changing spending habits </li><li>Setting clear financial goals </li><li>The benefits of having an accountability partner</li><li>Taking actionable steps to track and manage your money</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Have you ever set financial goals, only to fall short time and time again? It&apos;s easy to feel discouraged and alone in the journey towards financial freedom, especially when living without debt is not the cultural norm. But today, I&apos;m here to tell you that accountability can be the key to keeping you on track and reaching your financial goals. In this blog post, we&apos;ll explore the power of accountability and how it can help you stop watching your financial goals slip further out of reach.<br/><br/>What You&apos;ll Learn: </p><ul><li>The importance of accountability in achieving financial goals </li><li>How to take ownership of your financial situation </li><li>Identifying and changing spending habits </li><li>Setting clear financial goals </li><li>The benefits of having an accountability partner</li><li>Taking actionable steps to track and manage your money</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 22 Feb 2024 00:00:00 -0600</pubDate>
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    <itunes:duration>554</itunes:duration>
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  <item>
    <itunes:title>215. The Rise of Loud Budgeting</itunes:title>
    <title>215. The Rise of Loud Budgeting</title>
    <itunes:summary><![CDATA[In recent times, a new financial trend has taken the world by storm - loud budgeting. With its increasing popularity and presence on social media platforms, more and more individuals are embracing this technique to be more intentional with their finances. The practice of loud budgeting aims to help people save money, pay off debt, and reduce financial stress. In this episode, we will explore what loud budgeting is all about, its benefits, and how you can incorporate it into your financial jou...]]></itunes:summary>
    <description><![CDATA[<p>In recent times, a new financial trend has taken the world by storm - loud budgeting. With its increasing popularity and presence on social media platforms, more and more individuals are embracing this technique to be more intentional with their finances. The practice of loud budgeting aims to help people save money, pay off debt, and reduce financial stress. In this episode, we will explore what loud budgeting is all about, its benefits, and how you can incorporate it into your financial journey. </p><p>What You&apos;ll Learn</p><ul><li>What is Loud Budgeting?</li><li>How to embrace financial accountability.</li><li>The importance of a supportive network.</li><li>How to keep the momentum when it comes to financial goals.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>In recent times, a new financial trend has taken the world by storm - loud budgeting. With its increasing popularity and presence on social media platforms, more and more individuals are embracing this technique to be more intentional with their finances. The practice of loud budgeting aims to help people save money, pay off debt, and reduce financial stress. In this episode, we will explore what loud budgeting is all about, its benefits, and how you can incorporate it into your financial journey. </p><p>What You&apos;ll Learn</p><ul><li>What is Loud Budgeting?</li><li>How to embrace financial accountability.</li><li>The importance of a supportive network.</li><li>How to keep the momentum when it comes to financial goals.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/215</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14522414</guid>
    <pubDate>Tue, 20 Feb 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Loud Budgeting" />
  <psc:chapter start="10:49" title="Importance of Budgeting and Financial Goals" />
</psc:chapters>
    <itunes:duration>1301</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 215</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>215</itunes:episode>
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    <itunes:title>214. One Thing That Will Transform Your Finances</itunes:title>
    <title>214. One Thing That Will Transform Your Finances</title>
    <itunes:summary><![CDATA[I'll never forget the day I realized that my motivation to tackle debt was as fleeting as a snowflake in a heatwave. Now, I'm peeling back the layers of that struggle and how I turned a financial flounder into a triumphant debt-free dive. It's a raw look at the highs and lows of my own financial journey, one that saw me bulldoze through $45,000 of debt and lead others to financial liberation. With candid reflections, I share the pivotal mindset shift that kept me laser-focused on the prize, p...]]></itunes:summary>
    <description><![CDATA[<p>I&apos;ll never forget the day I realized that my motivation to tackle debt was as fleeting as a snowflake in a heatwave. Now, I&apos;m peeling back the layers of that struggle and how I turned a financial flounder into a triumphant debt-free dive. It&apos;s a raw look at the highs and lows of my own financial journey, one that saw me bulldoze through $45,000 of debt and lead others to financial liberation. With candid reflections, I share the pivotal mindset shift that kept me laser-focused on the prize, proving that accountability and a concrete strategy are your allies against the paycheck-to-paycheck hustle.<br/><br/>Picture this: a future so bright and compelling that every dollar you pinch and every job challenge you navigate propels you towards it. That&apos;s the vision that transformed me from a skeptic into a self-development enthusiast, despite wrestling with the demands of a tough job, a divorce, and fatherhood. This episode isn&apos;t just about sharing my story; it&apos;s about igniting your own vision for financial independence, career fulfillment, and outright joy in life. I delve into how aligning your everyday decisions with your long-term dreams isn&apos;t a sprint but a marathon, one that requires clarity, motivation, and a commitment to growth. Listen in and let&apos;s craft the future you deserve, together.<br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>I&apos;ll never forget the day I realized that my motivation to tackle debt was as fleeting as a snowflake in a heatwave. Now, I&apos;m peeling back the layers of that struggle and how I turned a financial flounder into a triumphant debt-free dive. It&apos;s a raw look at the highs and lows of my own financial journey, one that saw me bulldoze through $45,000 of debt and lead others to financial liberation. With candid reflections, I share the pivotal mindset shift that kept me laser-focused on the prize, proving that accountability and a concrete strategy are your allies against the paycheck-to-paycheck hustle.<br/><br/>Picture this: a future so bright and compelling that every dollar you pinch and every job challenge you navigate propels you towards it. That&apos;s the vision that transformed me from a skeptic into a self-development enthusiast, despite wrestling with the demands of a tough job, a divorce, and fatherhood. This episode isn&apos;t just about sharing my story; it&apos;s about igniting your own vision for financial independence, career fulfillment, and outright joy in life. I delve into how aligning your everyday decisions with your long-term dreams isn&apos;t a sprint but a marathon, one that requires clarity, motivation, and a commitment to growth. Listen in and let&apos;s craft the future you deserve, together.<br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 15 Feb 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Lasting Motivation to Get Out of Debt" />
  <psc:chapter start="3:13" title="Compelling Future for Financial Success" />
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    <itunes:duration>755</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>214</itunes:episode>
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    <itunes:title>213. The Fastest Way To Pay Off Debt!</itunes:title>
    <title>213. The Fastest Way To Pay Off Debt!</title>
    <itunes:summary><![CDATA[You're on a mission to pay off debt, but what's the best and most efficient method to do that? All five of us on the Debt Free Dad Podcast have paid off tens of thousands of dollars. We've also helped thousands of people save and pay off tens of millions of dollars... so today we will reveal what we know to be the absolute best method to pay off your debt, and why. What You'll Learn Uncover the most effective strategies to accelerate your journey to financial freedom. Discover the fastest rou...]]></itunes:summary>
    <description><![CDATA[<p>You&apos;re on a mission to pay off debt, but what&apos;s the best and most efficient method to do that? All five of us on the Debt Free Dad Podcast have paid off tens of thousands of dollars. We&apos;ve also helped thousands of people save and pay off tens of millions of dollars... so today we will reveal what we know to be the absolute best method to pay off your debt, and why.</p><p>What You&apos;ll Learn</p><ul><li>Uncover the most effective strategies to accelerate your journey to financial freedom. Discover the fastest route to eliminate debt and reclaim control of your financial destiny.</li><li>Listen in as we explore methods that make paying off debt a stress-free experience. Imagine the relief of systematically reducing your debt burden while maintaining a lifestyle that allows you to enjoy the journey. Say goodbye to financial stress and hello to a debt-free, worry-free future.</li><li>Discover what methods worked best for us in our journey out of debt!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>You&apos;re on a mission to pay off debt, but what&apos;s the best and most efficient method to do that? All five of us on the Debt Free Dad Podcast have paid off tens of thousands of dollars. We&apos;ve also helped thousands of people save and pay off tens of millions of dollars... so today we will reveal what we know to be the absolute best method to pay off your debt, and why.</p><p>What You&apos;ll Learn</p><ul><li>Uncover the most effective strategies to accelerate your journey to financial freedom. Discover the fastest route to eliminate debt and reclaim control of your financial destiny.</li><li>Listen in as we explore methods that make paying off debt a stress-free experience. Imagine the relief of systematically reducing your debt burden while maintaining a lifestyle that allows you to enjoy the journey. Say goodbye to financial stress and hello to a debt-free, worry-free future.</li><li>Discover what methods worked best for us in our journey out of debt!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/213</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 13 Feb 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Methods to Pay Off Debt" />
  <psc:chapter start="10:04" title="Debt Avalanche vs. Debt Snowball Methods" />
  <psc:chapter start="22:09" title="Taking a Stand for Financial Freedom" />
</psc:chapters>
    <itunes:duration>1383</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 213</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>213</itunes:episode>
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    <itunes:title>212. Why Debt Consolidation Doesn&#39;t Actually Work</itunes:title>
    <title>212. Why Debt Consolidation Doesn&#39;t Actually Work</title>
    <itunes:summary><![CDATA[They say experience is the best teacher, and I've earned my degree in the tough lessons of debt consolidation. As your host, Ryan Nelson, I've been in the trenches of financial chaos, climbing out of a $160,000 debt hole. But the journey there was paved with good intentions and deceptive consolidation "solutions." In our latest Debt Free Dad podcast episode, I'm pulling back the curtain on the consolidation conundrum, sharing a personal saga that takes a hard look at the realities of this so-...]]></itunes:summary>
    <description><![CDATA[<p>They say experience is the best teacher, and I&apos;ve earned my degree in the tough lessons of debt consolidation. As your host, Ryan Nelson, I&apos;ve been in the trenches of financial chaos, climbing out of a $160,000 debt hole. But the journey there was paved with good intentions and deceptive consolidation &quot;solutions.&quot; In our latest Debt Free Dad podcast episode, I&apos;m pulling back the curtain on the consolidation conundrum, sharing a personal saga that takes a hard look at the realities of this so-called debt solution.<br/><br/>This time, we&apos;re not just scratching the surface; we&apos;re exposing the hidden traps. I&apos;ll reveal why that initial rush of relief from a single, lower monthly payment is a mirage that often leads to an even deeper debt desert. And for those holding out hope, I pinpoint the one scenario when consolidation might just work. So, if you&apos;re grappling with the weight of your bills and thinking consolidation could be your lifeline, this episode might just be the reality check needed. Prepare for an unvarnished truth session that aims to transform your approach to debt and set you on a path to genuine financial freedom.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>They say experience is the best teacher, and I&apos;ve earned my degree in the tough lessons of debt consolidation. As your host, Ryan Nelson, I&apos;ve been in the trenches of financial chaos, climbing out of a $160,000 debt hole. But the journey there was paved with good intentions and deceptive consolidation &quot;solutions.&quot; In our latest Debt Free Dad podcast episode, I&apos;m pulling back the curtain on the consolidation conundrum, sharing a personal saga that takes a hard look at the realities of this so-called debt solution.<br/><br/>This time, we&apos;re not just scratching the surface; we&apos;re exposing the hidden traps. I&apos;ll reveal why that initial rush of relief from a single, lower monthly payment is a mirage that often leads to an even deeper debt desert. And for those holding out hope, I pinpoint the one scenario when consolidation might just work. So, if you&apos;re grappling with the weight of your bills and thinking consolidation could be your lifeline, this episode might just be the reality check needed. Prepare for an unvarnished truth session that aims to transform your approach to debt and set you on a path to genuine financial freedom.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 08 Feb 2024 01:00:00 -0600</pubDate>
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    <itunes:duration>467</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>212</itunes:episode>
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    <itunes:title>211. Breaking Bad Money Habits: The Road to Less Financial Stress</itunes:title>
    <title>211. Breaking Bad Money Habits: The Road to Less Financial Stress</title>
    <itunes:summary><![CDATA[Picture this: you, basking in the glow of less financial stress. You've got an emergency fund in place. You're actively saving for upcoming expenses and purchases, and you've paid off a ton of debt. I mean think of that - no more stress or worry. Life is good! How amazing would that feel? And you know what, for most of us, the only thing keeping us from that kind of life is our money habits. So stick around... today, we will share tips about how we broke free from our bad money habits so you ...]]></itunes:summary>
    <description><![CDATA[<p>Picture this: you, basking in the glow of less financial stress. You&apos;ve got an emergency fund in place. You&apos;re actively saving for upcoming expenses and purchases, and you&apos;ve paid off a ton of debt. I mean think of that - no more stress or worry. Life is good! How amazing would that feel? And you know what, for most of us, the only thing keeping us from that kind of life is our money habits. So stick around... today, we will share tips about how we broke free from our bad money habits so you can do the same and experience the same kind of financial freedom we all do.</p><p>What You&apos;ll Learn</p><ul><li>Discover the power of transforming your financial habits to break free from the chains of debt and limited resources. Embrace a new mindset that opens doors to opportunities and financial independence.</li><li>By making positive changes to your financial habits today, you&apos;re laying the foundation for a more secure and prosperous future. Imagine the peace of mind that comes with knowing you&apos;re building savings and safeguarding your financial well-being.</li><li>Improving your financial habits isn&apos;t just about surviving paycheck to paycheck; it&apos;s about thriving and enjoying a life of abundance. Learn how simple shifts in your approach to money can lead to a more fulfilling and less stressful life.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Picture this: you, basking in the glow of less financial stress. You&apos;ve got an emergency fund in place. You&apos;re actively saving for upcoming expenses and purchases, and you&apos;ve paid off a ton of debt. I mean think of that - no more stress or worry. Life is good! How amazing would that feel? And you know what, for most of us, the only thing keeping us from that kind of life is our money habits. So stick around... today, we will share tips about how we broke free from our bad money habits so you can do the same and experience the same kind of financial freedom we all do.</p><p>What You&apos;ll Learn</p><ul><li>Discover the power of transforming your financial habits to break free from the chains of debt and limited resources. Embrace a new mindset that opens doors to opportunities and financial independence.</li><li>By making positive changes to your financial habits today, you&apos;re laying the foundation for a more secure and prosperous future. Imagine the peace of mind that comes with knowing you&apos;re building savings and safeguarding your financial well-being.</li><li>Improving your financial habits isn&apos;t just about surviving paycheck to paycheck; it&apos;s about thriving and enjoying a life of abundance. Learn how simple shifts in your approach to money can lead to a more fulfilling and less stressful life.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/211</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 06 Feb 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Breaking Bad Money Habits" />
  <psc:chapter start="7:07" title="Overcoming Debt and Financial Habits" />
  <psc:chapter start="17:47" title="Financial Discipline and Support System Challenges" />
  <psc:chapter start="20:51" title="Accountability in Personal Finance" />
  <psc:chapter start="29:45" title="Debt Free Dad Podcast Promotion" />
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    <itunes:duration>1818</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 211</itunes:keywords>
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    <itunes:title>210. A Roadmap to Financial Freedom</itunes:title>
    <title>210. A Roadmap to Financial Freedom</title>
    <itunes:summary><![CDATA[Hey there, folks! 👋 Are you tired of living paycheck to paycheck, constantly worrying about your financial situation? Do you dream of becoming debt-free and taking control of your finances? Well, you've come to the right place! In this blog post, we're going to explore the journey from financial zero to financial hero 🦸‍♂️ and discover the steps you can take to achieve financial freedom.    Recognizing the Problem: A Key First Step 🔎Have you ever found yourself living from one paycheck t...]]></itunes:summary>
    <description><![CDATA[<p>Hey there, folks! 👋 Are you tired of living paycheck to paycheck, constantly worrying about your financial situation? Do you dream of becoming debt-free and taking control of your finances? Well, you&apos;ve come to the right place! In this blog post, we&apos;re going to explore the journey from financial zero to financial hero 🦸‍♂️ and discover the steps you can take to achieve financial freedom. </p><p><br/></p><p><b>Recognizing the Problem: A Key First Step</b></p><p>🔎Have you ever found yourself living from one paycheck to the next, wondering how you ended up in this cycle? Perhaps you&apos;ve made careless financial decisions without even realizing it. The first step towards change is recognizing that there&apos;s a problem. It&apos;s like waking up from a financial slumber and acknowledging that you need to take action. This awakening often comes with stress and late payments, making it impossible to deny any longer. So if you&apos;re starting to feel the weight of your financial situation, congratulations! You&apos;ve taken the first step towards a better future! 🌅<br/><br/></p><p><b>Acceptance: Embracing the Journey Ahead</b></p><p>🙅‍♂️Accepting that you have a problem can be challenging. Denial creeps in, and you might tell yourself that everyone else is in the same boat, so it&apos;s just the way things are. However, real change only happens when you accept that you need to do something about your situation. It&apos;s time to break free from the denial stage, embrace the journey ahead, and commit to finding a solution. Remember, accepting you have a problem is necessary to take the next steps towards a financially secure future. 🚀<br/><br/></p><p><b>Reflecting on the Past: Uncovering the Root Causes</b></p><p>🔍As you begin to accept your financial situation, you might find yourself reflecting on your past decisions. You&apos;ll start seeking answers, wondering why you ended up in debt or struggling to make ends meet. You might even blame others for your predicament. But here&apos;s the thing – the real problem usually lies within ourselves. 🤔 Taking personal responsibility for our financial choices is crucial. It&apos;s only when we recognize that we made poor decisions or lacked proper planning that we can start on the path to financial freedom.<br/><br/></p><p><b>The Journey of Solutions: Seeking Knowledge and Courage</b></p><p>📚Once you accept your role in your financial struggles, it&apos;s time to seek solutions. You&apos;ll start asking questions, reading books, listening to podcasts, and gathering as much information as possible. Processing all this new knowledge can be overwhelming and confusing. Fear may set in, making it challenging to embrace change. But remember, fear is just a part of the process. To move forward, you must confront this fear head-on and be willing to try something different. The unknown might be scary, but it&apos;s also full of opportunities for growth. 🌱<br/><br/></p><p><b>Embracing Action: Perseverance and Adaptability</b></p><p>💪The journey to financial freedom isn&apos;t linear. It&apos;s a continuous process of growth and learning. As you take action towards your goals, you&apos;ll encounter failures and setbacks. But don&apos;t let these obstacles discourage you! Instead, learn from your failures, adjust your goals, and keep moving forward. Persevere through the challenges, and you&apos;ll find yourself gaining momentum on your journey to financial success. Remember, action is the number one accelerant on this path, so don&apos;t be afraid to take the leap! 🚀<br/><br/></p><p><b>Letting Go and Celebrating Victories</b></p><p>🎉As you progress on your journey, you&apos;ll start to notice a mental shift. The fear that once held you back will gradually fade away. You&apos;ll begin to see a clear path forward, undeterred by the opinions of others. Letting go of financial worries and focusing on your goals becomes your priority. 🤩 Over time, you&apos;ll see your debt diminish, your net worth grow, and your financial accomplishments pile up. From paying off debts to saving for retirement and achieving financi</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Hey there, folks! 👋 Are you tired of living paycheck to paycheck, constantly worrying about your financial situation? Do you dream of becoming debt-free and taking control of your finances? Well, you&apos;ve come to the right place! In this blog post, we&apos;re going to explore the journey from financial zero to financial hero 🦸‍♂️ and discover the steps you can take to achieve financial freedom. </p><p><br/></p><p><b>Recognizing the Problem: A Key First Step</b></p><p>🔎Have you ever found yourself living from one paycheck to the next, wondering how you ended up in this cycle? Perhaps you&apos;ve made careless financial decisions without even realizing it. The first step towards change is recognizing that there&apos;s a problem. It&apos;s like waking up from a financial slumber and acknowledging that you need to take action. This awakening often comes with stress and late payments, making it impossible to deny any longer. So if you&apos;re starting to feel the weight of your financial situation, congratulations! You&apos;ve taken the first step towards a better future! 🌅<br/><br/></p><p><b>Acceptance: Embracing the Journey Ahead</b></p><p>🙅‍♂️Accepting that you have a problem can be challenging. Denial creeps in, and you might tell yourself that everyone else is in the same boat, so it&apos;s just the way things are. However, real change only happens when you accept that you need to do something about your situation. It&apos;s time to break free from the denial stage, embrace the journey ahead, and commit to finding a solution. Remember, accepting you have a problem is necessary to take the next steps towards a financially secure future. 🚀<br/><br/></p><p><b>Reflecting on the Past: Uncovering the Root Causes</b></p><p>🔍As you begin to accept your financial situation, you might find yourself reflecting on your past decisions. You&apos;ll start seeking answers, wondering why you ended up in debt or struggling to make ends meet. You might even blame others for your predicament. But here&apos;s the thing – the real problem usually lies within ourselves. 🤔 Taking personal responsibility for our financial choices is crucial. It&apos;s only when we recognize that we made poor decisions or lacked proper planning that we can start on the path to financial freedom.<br/><br/></p><p><b>The Journey of Solutions: Seeking Knowledge and Courage</b></p><p>📚Once you accept your role in your financial struggles, it&apos;s time to seek solutions. You&apos;ll start asking questions, reading books, listening to podcasts, and gathering as much information as possible. Processing all this new knowledge can be overwhelming and confusing. Fear may set in, making it challenging to embrace change. But remember, fear is just a part of the process. To move forward, you must confront this fear head-on and be willing to try something different. The unknown might be scary, but it&apos;s also full of opportunities for growth. 🌱<br/><br/></p><p><b>Embracing Action: Perseverance and Adaptability</b></p><p>💪The journey to financial freedom isn&apos;t linear. It&apos;s a continuous process of growth and learning. As you take action towards your goals, you&apos;ll encounter failures and setbacks. But don&apos;t let these obstacles discourage you! Instead, learn from your failures, adjust your goals, and keep moving forward. Persevere through the challenges, and you&apos;ll find yourself gaining momentum on your journey to financial success. Remember, action is the number one accelerant on this path, so don&apos;t be afraid to take the leap! 🚀<br/><br/></p><p><b>Letting Go and Celebrating Victories</b></p><p>🎉As you progress on your journey, you&apos;ll start to notice a mental shift. The fear that once held you back will gradually fade away. You&apos;ll begin to see a clear path forward, undeterred by the opinions of others. Letting go of financial worries and focusing on your goals becomes your priority. 🤩 Over time, you&apos;ll see your debt diminish, your net worth grow, and your financial accomplishments pile up. From paying off debts to saving for retirement and achieving financi</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14399811-210-a-roadmap-to-financial-freedom.mp3" length="9342861" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 01 Feb 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Financial Zero to Financial Hero Journey" />
  <psc:chapter start="11:22" title="The Path to Financial Success" />
</psc:chapters>
    <itunes:duration>776</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>210</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>209. How to Build Confidence In Your Finances and Life with Laura Eiman</itunes:title>
    <title>209. How to Build Confidence In Your Finances and Life with Laura Eiman</title>
    <itunes:summary><![CDATA[Ever find yourself getting all tangled up in comparing your life to everyone else's? Or trying to keep up with others financially? The struggle is real, right? FOMO, stress, anxiety – it's a whole package deal. But what if there was a way to shake off that vibe? Get ready, because today we've got the awesome Laura Eiman on the podcast. Laura is an Olympic gold medal weightlifter and certified confidence coach. Laura's gone from ordinary to extraordinary with her "Oh Yes I Can!" mindset, and s...]]></itunes:summary>
    <description><![CDATA[<p>Ever find yourself getting all tangled up in comparing your life to everyone else&apos;s? Or trying to keep up with others financially? The struggle is real, right? FOMO, stress, anxiety – it&apos;s a whole package deal. But what if there was a way to shake off that vibe? Get ready, because today we&apos;ve got the awesome Laura Eiman on the podcast. Laura is an Olympic gold medal weightlifter and certified confidence coach. Laura&apos;s gone from ordinary to extraordinary with her &quot;Oh Yes I Can!&quot; mindset, and she&apos;s here to spill the beans on kicking that fear of judgment, ditching the comparison game, and boosting confidence in your money matters.</p><p>What You&apos;ll Learn</p><ul><li>Break Free from Comparison: Are you tired of constantly comparing your life to others and feeling the weight of FOMO, stress, and anxiety? Join us on the podcast with Laura Eiman, an Olympic gold medal weightlifter and certified confidence coach. She&apos;ll share powerful insights on how to break free from the comparison game, helping you embrace your unique journey and live life on your terms.</li><li>Transform Your Mindset: Laura&apos;s &quot;Oh Yes I Can!&quot; mindset is a game-changer. Discover how this Olympic champion turned her ordinary life into something extraordinary. Gain practical tips and strategies to kick the fear of judgment, paving the way for a more confident and empowered you. It&apos;s time to shift your mindset and unlock your full potential.</li><li>Master Your Money Matters: Financial comparison can be a major source of stress. Laura Eiman will dive into actionable steps to boost your confidence in handling money matters. Whether you&apos;re navigating financial challenges or aspiring to level up your financial game, this episode will equip you with the tools and mindset to take control of your financial well-being. Don&apos;t miss out on this opportunity to transform your relationship with money and live a more fulfilling life.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Ever find yourself getting all tangled up in comparing your life to everyone else&apos;s? Or trying to keep up with others financially? The struggle is real, right? FOMO, stress, anxiety – it&apos;s a whole package deal. But what if there was a way to shake off that vibe? Get ready, because today we&apos;ve got the awesome Laura Eiman on the podcast. Laura is an Olympic gold medal weightlifter and certified confidence coach. Laura&apos;s gone from ordinary to extraordinary with her &quot;Oh Yes I Can!&quot; mindset, and she&apos;s here to spill the beans on kicking that fear of judgment, ditching the comparison game, and boosting confidence in your money matters.</p><p>What You&apos;ll Learn</p><ul><li>Break Free from Comparison: Are you tired of constantly comparing your life to others and feeling the weight of FOMO, stress, and anxiety? Join us on the podcast with Laura Eiman, an Olympic gold medal weightlifter and certified confidence coach. She&apos;ll share powerful insights on how to break free from the comparison game, helping you embrace your unique journey and live life on your terms.</li><li>Transform Your Mindset: Laura&apos;s &quot;Oh Yes I Can!&quot; mindset is a game-changer. Discover how this Olympic champion turned her ordinary life into something extraordinary. Gain practical tips and strategies to kick the fear of judgment, paving the way for a more confident and empowered you. It&apos;s time to shift your mindset and unlock your full potential.</li><li>Master Your Money Matters: Financial comparison can be a major source of stress. Laura Eiman will dive into actionable steps to boost your confidence in handling money matters. Whether you&apos;re navigating financial challenges or aspiring to level up your financial game, this episode will equip you with the tools and mindset to take control of your financial well-being. Don&apos;t miss out on this opportunity to transform your relationship with money and live a more fulfilling life.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/14386591-209-how-to-build-confidence-in-your-finances-and-life-with-laura-eiman.mp3" length="30579659" type="audio/mpeg" />
    <link>https://www.balancedcents.com/209</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 30 Jan 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Boosting Confidence and Breaking Free" />
  <psc:chapter start="11:03" title="Positive Mindset for Financial Success" />
  <psc:chapter start="17:49" title="Consistency and Motivation for Long-Term Success" />
  <psc:chapter start="25:42" title="Overcoming Victim Mentality and Embracing Accountability" />
  <psc:chapter start="32:03" title="Basic Steps to Bettering Your Life" />
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    <itunes:duration>2546</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 209, Laura Eiman</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>209</itunes:episode>
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    <itunes:title>208. Smart Strategies for Cutting Down Your Grocery Bills</itunes:title>
    <title>208. Smart Strategies for Cutting Down Your Grocery Bills</title>
    <itunes:summary><![CDATA[Ever find yourself shocked at the cashier when you see your grocery bill? You're not alone, and on today's Debt-Free Dad podcast, I, Katie Hatfield, invite you to come along on my personal journey which led me to conquer a mountain of debt. I'll be spilling the beans on how I slashed my food expenses without compromising on quality or quantity. From the shockingly simple act of reviewing receipts to the clever use of digital coupons and rewards programs, you're about to uncover a treasure tro...]]></itunes:summary>
    <description><![CDATA[<p>Ever find yourself shocked at the cashier when you see your grocery bill? You&apos;re not alone, and on today&apos;s Debt-Free Dad podcast, I, Katie Hatfield, invite you to come along on my personal journey which led me to conquer a mountain of debt. I&apos;ll be spilling the beans on how I slashed my food expenses without compromising on quality or quantity. From the shockingly simple act of reviewing receipts to the clever use of digital coupons and rewards programs, you&apos;re about to uncover a treasure trove of strategies that will not only trim your food budget but also enrich your culinary experiences at home.<br/><br/>In our exploration, we&apos;ll navigate the ins and outs of efficient grocery shopping without falling into the traps of overspending. I&apos;ll equip you with a virtual toolkit, including the secret to never getting lured into impulse purchases and a method to ensure you&apos;re only restocking what&apos;s necessary – spoiler alert, it involves your smartphone&apos;s camera! Join me as we transform the way you think about food shopping, meal planning, and the art of making your leftovers feel like a gourmet encore. After tuning in, you&apos;ll walk away with a bounty of practical tips that will leave both your pantry and your wallet satisfyingly full.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Ever find yourself shocked at the cashier when you see your grocery bill? You&apos;re not alone, and on today&apos;s Debt-Free Dad podcast, I, Katie Hatfield, invite you to come along on my personal journey which led me to conquer a mountain of debt. I&apos;ll be spilling the beans on how I slashed my food expenses without compromising on quality or quantity. From the shockingly simple act of reviewing receipts to the clever use of digital coupons and rewards programs, you&apos;re about to uncover a treasure trove of strategies that will not only trim your food budget but also enrich your culinary experiences at home.<br/><br/>In our exploration, we&apos;ll navigate the ins and outs of efficient grocery shopping without falling into the traps of overspending. I&apos;ll equip you with a virtual toolkit, including the secret to never getting lured into impulse purchases and a method to ensure you&apos;re only restocking what&apos;s necessary – spoiler alert, it involves your smartphone&apos;s camera! Join me as we transform the way you think about food shopping, meal planning, and the art of making your leftovers feel like a gourmet encore. After tuning in, you&apos;ll walk away with a bounty of practical tips that will leave both your pantry and your wallet satisfyingly full.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 25 Jan 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Saving Money on Food Expenses Tips" />
  <psc:chapter start="7:32" title="Tips for Efficient Grocery Shopping" />
</psc:chapters>
    <itunes:duration>678</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>208</itunes:episode>
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    <itunes:title>207. How I Went From Financial Rollercoaster to Financial Hope in 90 Days!</itunes:title>
    <title>207. How I Went From Financial Rollercoaster to Financial Hope in 90 Days!</title>
    <itunes:summary><![CDATA[Do you feel like your finances are a rollercoaster? Do you have a hard time with credit card debt or building an emergency fund? If so, you're not alone! That's exactly how Hope felt a little over 90 days ago. But today, things are much different for Hope, and she is my guest today and she is here to share what's helped her go from a financial rollercoaster to financial hope in just three months. What You'll Learn Discover how Hope paid off over $5,000 in four years.Hear how improving her fin...]]></itunes:summary>
    <description><![CDATA[<p>Do you feel like your finances are a rollercoaster? Do you have a hard time with credit card debt or building an emergency fund? If so, you&apos;re not alone! That&apos;s exactly how Hope felt a little over 90 days ago. But today, things are much different for Hope, and she is my guest today and she is here to share what&apos;s helped her go from a financial rollercoaster to financial hope in just three months.</p><p>What You&apos;ll Learn</p><ul><li>Discover how Hope paid off over $5,000 in four years.</li><li>Hear how improving her finances has massively improved other areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now.</li><li>Listen as she shares what has made the biggest difference for her.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Do you feel like your finances are a rollercoaster? Do you have a hard time with credit card debt or building an emergency fund? If so, you&apos;re not alone! That&apos;s exactly how Hope felt a little over 90 days ago. But today, things are much different for Hope, and she is my guest today and she is here to share what&apos;s helped her go from a financial rollercoaster to financial hope in just three months.</p><p>What You&apos;ll Learn</p><ul><li>Discover how Hope paid off over $5,000 in four years.</li><li>Hear how improving her finances has massively improved other areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now.</li><li>Listen as she shares what has made the biggest difference for her.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/207</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 23 Jan 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Transforming Finances" />
  <psc:chapter start="12:10" title="Deffie Debt and Planner" />
  <psc:chapter start="20:29" title="Building Financial Confidence and Savings Habits" />
  <psc:chapter start="28:44" title="Money and Future Planning" />
  <psc:chapter start="39:31" title="Achieving Financial Freedom" />
</psc:chapters>
    <itunes:duration>2846</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 207, testimony</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>207</itunes:episode>
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    <itunes:title>206. Declutter Your Way to a Solid Emergency Fund</itunes:title>
    <title>206. Declutter Your Way to a Solid Emergency Fund</title>
    <itunes:summary><![CDATA[When my surprise vet bill hit, I was awash with gratitude for my emergency fund—my financial life raft. This episode is about transforming clutter into cash, and I, Amber, am here to guide you through it. Imagine liberating your living space while lining your pockets in preparation for those unexpected blows life sometimes delivers. We'll explore how the average household is sitting on a small fortune in unneeded items and how selling these can be your first step towards a robust emergency fu...]]></itunes:summary>
    <description><![CDATA[<p>When my surprise vet bill hit, I was awash with gratitude for my emergency fund—my financial life raft. This episode is about transforming clutter into cash, and I, Amber, am here to guide you through it. Imagine liberating your living space while lining your pockets in preparation for those unexpected blows life sometimes delivers. We&apos;ll explore how the average household is sitting on a small fortune in unneeded items and how selling these can be your first step towards a robust emergency fund. I&apos;ll share how our community members have turned their decluttering efforts into powerful personal finance success stories and offer you practical advice on identifying items ripe for sale.<br/><br/>Then, let&apos;s get real about what it means to have an emergency fund, and why it&apos;s an absolute must-have. I&apos;ll talk about setting up smart boundaries to ensure you only dip into it for true emergencies—forget those concert tickets! With personal anecdotes and hard-earned wisdom, we&apos;ll discuss the discipline required to save and how the act of selling belongings can jump-start your safety net. This isn&apos;t just about money; it&apos;s about peace of mind. So let&apos;s buckle down and celebrate each other&apos;s milestones as we build that financial buffer together.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>When my surprise vet bill hit, I was awash with gratitude for my emergency fund—my financial life raft. This episode is about transforming clutter into cash, and I, Amber, am here to guide you through it. Imagine liberating your living space while lining your pockets in preparation for those unexpected blows life sometimes delivers. We&apos;ll explore how the average household is sitting on a small fortune in unneeded items and how selling these can be your first step towards a robust emergency fund. I&apos;ll share how our community members have turned their decluttering efforts into powerful personal finance success stories and offer you practical advice on identifying items ripe for sale.<br/><br/>Then, let&apos;s get real about what it means to have an emergency fund, and why it&apos;s an absolute must-have. I&apos;ll talk about setting up smart boundaries to ensure you only dip into it for true emergencies—forget those concert tickets! With personal anecdotes and hard-earned wisdom, we&apos;ll discuss the discipline required to save and how the act of selling belongings can jump-start your safety net. This isn&apos;t just about money; it&apos;s about peace of mind. So let&apos;s buckle down and celebrate each other&apos;s milestones as we build that financial buffer together.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 18 Jan 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Turn Clutter Into Cash Secrets" />
  <psc:chapter start="9:06" title="Building an Emergency Fund" />
</psc:chapters>
    <itunes:duration>610</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>206</itunes:episode>
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  <item>
    <itunes:title>205. How to Create A Budget That Works!</itunes:title>
    <title>205. How to Create A Budget That Works!</title>
    <itunes:summary><![CDATA[Creating a budget that truly works can be a stressful task, especially for beginners navigating the maze of personal finance. Many of us have never been shown how to budget, leaving us with questions like: How do you plan for groceries, irregular expenses, and unpredictable monthly costs? Is it necessary to make drastic cuts so you can save and pay off more debt? Should saving take precedence over debt repayment in your budget? If you find yourself confused and stressed about budgeting, rest ...]]></itunes:summary>
    <description><![CDATA[<p>Creating a budget that truly works can be a stressful task, especially for beginners navigating the maze of personal finance. Many of us have never been shown how to budget, leaving us with questions like: How do you plan for groceries, irregular expenses, and unpredictable monthly costs? Is it necessary to make drastic cuts so you can save and pay off more debt? Should saving take precedence over debt repayment in your budget?</p><p>If you find yourself confused and stressed about budgeting, rest assured, you&apos;re not alone. Each of us on the Debt Free Dad podcast has faced the same challenges. Today, we aim to demystify the process and answer the burning question: How can you create a budget that not only works but empowers you to alleviate financial stress and make significant strides in your financial journey? Join us as we share insights and practical tips, drawing from our experiences to guide you towards a stress-free financial life.</p><p>What You&apos;ll Learn</p><ul><li>Take control of your financial destiny by creating a budget tailored to your goals. A well-crafted budget empowers you to allocate resources strategically, ensuring your money works for you, not against you.</li><li>Forget the misconception that budgeting means sacrificing everything you love. A smart budget is about prioritization, not deprivation. Discover how to enjoy your favorite things while still making significant strides toward saving and debt reduction.</li><li>Unlock the door to financial freedom with a budget that aligns with your aspirations. Learn the art of balancing spending, saving, and debt repayment, paving the way for a future filled with financial stability, opportunities, and peace of mind.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Creating a budget that truly works can be a stressful task, especially for beginners navigating the maze of personal finance. Many of us have never been shown how to budget, leaving us with questions like: How do you plan for groceries, irregular expenses, and unpredictable monthly costs? Is it necessary to make drastic cuts so you can save and pay off more debt? Should saving take precedence over debt repayment in your budget?</p><p>If you find yourself confused and stressed about budgeting, rest assured, you&apos;re not alone. Each of us on the Debt Free Dad podcast has faced the same challenges. Today, we aim to demystify the process and answer the burning question: How can you create a budget that not only works but empowers you to alleviate financial stress and make significant strides in your financial journey? Join us as we share insights and practical tips, drawing from our experiences to guide you towards a stress-free financial life.</p><p>What You&apos;ll Learn</p><ul><li>Take control of your financial destiny by creating a budget tailored to your goals. A well-crafted budget empowers you to allocate resources strategically, ensuring your money works for you, not against you.</li><li>Forget the misconception that budgeting means sacrificing everything you love. A smart budget is about prioritization, not deprivation. Discover how to enjoy your favorite things while still making significant strides toward saving and debt reduction.</li><li>Unlock the door to financial freedom with a budget that aligns with your aspirations. Learn the art of balancing spending, saving, and debt repayment, paving the way for a future filled with financial stability, opportunities, and peace of mind.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 16 Jan 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Creating a Budget That Works" />
  <psc:chapter start="8:49" title="Budgeting and Managing Expenses" />
  <psc:chapter start="18:41" title="Creating a Budget With Spousal Communication" />
  <psc:chapter start="25:58" title="Podcasts and Visual Tools for Finances" />
  <psc:chapter start="32:32" title="Financial Freedom Workshop and Podcast Promotion" />
</psc:chapters>
    <itunes:duration>2012</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 205</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>205</itunes:episode>
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    <itunes:title>204. From Mindless Spending to Financial Freedom: Rethinking &quot;Enough&quot;</itunes:title>
    <title>204. From Mindless Spending to Financial Freedom: Rethinking &quot;Enough&quot;</title>
    <itunes:summary><![CDATA[Introduction: In today's fast-paced and consumer-driven world, it's easy to fall into the trap of always wanting more. We constantly compare ourselves to others and think that the key to happiness is acquiring the next big thing. But what if I told you that true contentment and peace can be found by understanding what "enough" means to you? In this blog post, we will explore the concept of enough and provide some practical suggestions to help you find financial freedom and live a happier, les...]]></itunes:summary>
    <description><![CDATA[<p><b>Introduction:</b></p><p>In today&apos;s fast-paced and consumer-driven world, it&apos;s easy to fall into the trap of always wanting more. We constantly compare ourselves to others and think that the key to happiness is acquiring the next big thing. But what if I told you that true contentment and peace can be found by understanding what &quot;enough&quot; means to you? In this blog post, we will explore the concept of enough and provide some practical suggestions to help you find financial freedom and live a happier, less stressful life. <br/><br/></p><p><b>Understanding the Meaning of Enough:</b></p><p>One of the key steps in achieving financial peace is gaining a clear understanding of what enough means to you. This step is not only crucial for reducing financial stress but also for setting meaningful and achievable goals for your future. When you know what truly brings you joy and fulfillment, you can create a roadmap that aligns with your values and aspirations.<br/><br/></p><p><b>The Journey to Enough:</b></p><p>As I embarked on my own journey to financial freedom, I realized that the concept of enough was a significant mindset shift for me. Like many others, I used to believe that nothing was ever enough. I constantly consumed more and more, thinking that the next purchase would bring me happiness. But it was a never-ending cycle of mindless spending and accumulating debt.<br/><br/></p><p><b>Paying Off Debt and Changing My Mindset:</b></p><p>When I decided to tackle my debt, I discovered the power of setting a clear purpose or &quot;why&quot; for getting out of debt. Surprisingly, my initial goal wasn&apos;t to stop spending altogether, but rather to transition from using debt to using cash. However, as I progressed on my debt-free journey, I experienced a profound shift in mindset. I began to realize that the less I consumed, the better I felt. I found more freedom and peace as I let go of the constant need for more stuff.<br/><br/></p><p><b>The Road to Financial Peace:</b></p><p>Cutting back on spending was a necessary step on my journey to financial freedom. I had to make sacrifices and reevaluate my priorities. As I began to eliminate unnecessary expenses, I discovered that I didn&apos;t miss those things as much as I thought I would. It was eye-opening to realize how much of my financial stress and emotional burden was caused by the constant pursuit of more.<br/><br/></p><p><b>The Role of Perspective:</b></p><p>A significant turning point in my journey came when I had to go through my late wife&apos;s belongings after her passing. It made me realize that material possessions hold little importance in the grand scheme of life. Many of her things were either donated or discarded because they no longer served a purpose. It made me question why I had been chasing after stuff that ultimately didn&apos;t bring me true fulfillment.<br/><br/></p><p><b>Creating Your Personal Definition of Enough:</b></p><p>To determine what enough means to you, it&apos;s essential to reflect on what brings you joy and fulfillment. Ask yourself what things truly make you happy. Is it your work, hobbies, relationships, or activities? Identify the essentials that you cannot go without, as well as the things you could happily live without. Consider the areas where you may be wastefully spending your money and evaluate if that spending aligns with your definition of enough.<br/><br/></p><p><b>Disconnecting from External Influences:</b></p><p>One of the crucial steps in finding your own sense of enough is disconnecting from external influences. Society bombards us with advertisements and social media posts, making us believe that we need more to be happy. By setting clear boundaries and not letting other people&apos;s opinions or actions dictate our own, we can focus on what truly brings us contentment.<br/><br/></p><p><b>Closing the Gap:</b></p><p>Once you have a clear understanding of what enough means to you, you may find that there is a gap between your current lifestyle and your desired life. This gap can</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p><b>Introduction:</b></p><p>In today&apos;s fast-paced and consumer-driven world, it&apos;s easy to fall into the trap of always wanting more. We constantly compare ourselves to others and think that the key to happiness is acquiring the next big thing. But what if I told you that true contentment and peace can be found by understanding what &quot;enough&quot; means to you? In this blog post, we will explore the concept of enough and provide some practical suggestions to help you find financial freedom and live a happier, less stressful life. <br/><br/></p><p><b>Understanding the Meaning of Enough:</b></p><p>One of the key steps in achieving financial peace is gaining a clear understanding of what enough means to you. This step is not only crucial for reducing financial stress but also for setting meaningful and achievable goals for your future. When you know what truly brings you joy and fulfillment, you can create a roadmap that aligns with your values and aspirations.<br/><br/></p><p><b>The Journey to Enough:</b></p><p>As I embarked on my own journey to financial freedom, I realized that the concept of enough was a significant mindset shift for me. Like many others, I used to believe that nothing was ever enough. I constantly consumed more and more, thinking that the next purchase would bring me happiness. But it was a never-ending cycle of mindless spending and accumulating debt.<br/><br/></p><p><b>Paying Off Debt and Changing My Mindset:</b></p><p>When I decided to tackle my debt, I discovered the power of setting a clear purpose or &quot;why&quot; for getting out of debt. Surprisingly, my initial goal wasn&apos;t to stop spending altogether, but rather to transition from using debt to using cash. However, as I progressed on my debt-free journey, I experienced a profound shift in mindset. I began to realize that the less I consumed, the better I felt. I found more freedom and peace as I let go of the constant need for more stuff.<br/><br/></p><p><b>The Road to Financial Peace:</b></p><p>Cutting back on spending was a necessary step on my journey to financial freedom. I had to make sacrifices and reevaluate my priorities. As I began to eliminate unnecessary expenses, I discovered that I didn&apos;t miss those things as much as I thought I would. It was eye-opening to realize how much of my financial stress and emotional burden was caused by the constant pursuit of more.<br/><br/></p><p><b>The Role of Perspective:</b></p><p>A significant turning point in my journey came when I had to go through my late wife&apos;s belongings after her passing. It made me realize that material possessions hold little importance in the grand scheme of life. Many of her things were either donated or discarded because they no longer served a purpose. It made me question why I had been chasing after stuff that ultimately didn&apos;t bring me true fulfillment.<br/><br/></p><p><b>Creating Your Personal Definition of Enough:</b></p><p>To determine what enough means to you, it&apos;s essential to reflect on what brings you joy and fulfillment. Ask yourself what things truly make you happy. Is it your work, hobbies, relationships, or activities? Identify the essentials that you cannot go without, as well as the things you could happily live without. Consider the areas where you may be wastefully spending your money and evaluate if that spending aligns with your definition of enough.<br/><br/></p><p><b>Disconnecting from External Influences:</b></p><p>One of the crucial steps in finding your own sense of enough is disconnecting from external influences. Society bombards us with advertisements and social media posts, making us believe that we need more to be happy. By setting clear boundaries and not letting other people&apos;s opinions or actions dictate our own, we can focus on what truly brings us contentment.<br/><br/></p><p><b>Closing the Gap:</b></p><p>Once you have a clear understanding of what enough means to you, you may find that there is a gap between your current lifestyle and your desired life. This gap can</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 11 Jan 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Understanding &quot;Enough&quot; for Financial Peace" />
  <psc:chapter start="8:36" title="Escape Debt, Find Financial Freedom" />
  <psc:chapter start="11:30" title="Financial Freedom Through Boundaries and Happiness" />
  <psc:chapter start="18:14" title="Defining What &#39;Enough&#39; Means" />
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    <itunes:duration>1211</itunes:duration>
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    <itunes:episode>204</itunes:episode>
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    <itunes:title>203. How I Saved and Paid Off $155,969.80 in Four Years!</itunes:title>
    <title>203. How I Saved and Paid Off $155,969.80 in Four Years!</title>
    <itunes:summary><![CDATA[Do you feel like you're constantly struggling with your finances? Do you have a hard time keeping up with bills, paying down debt, or building an emergency fund savings? If so, you're not alone! That's exactly how Micheale felt about four years ago before joining Roots. But today, things are much different for Micheale, and she is my guest today and she is here to share what's helped her pay off over $150,000 of debt in the last four years. What You'll Learn Discover how Micheale paid off ove...]]></itunes:summary>
    <description><![CDATA[<p>Do you feel like you&apos;re constantly struggling with your finances? Do you have a hard time keeping up with bills, paying down debt, or building an emergency fund savings? If so, you&apos;re not alone! That&apos;s exactly how Micheale felt about four years ago before joining Roots. But today, things are much different for Micheale, and she is my guest today and she is here to share what&apos;s helped her pay off over $150,000 of debt in the last four years.</p><p>What You&apos;ll Learn</p><ul><li>Discover how Micheale paid off over $150,000 in four years.</li><li>Hear how improving her finances has massively improved other areas of their lives.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now.</li><li>Listen as she shares what has made the biggest difference for them.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Do you feel like you&apos;re constantly struggling with your finances? Do you have a hard time keeping up with bills, paying down debt, or building an emergency fund savings? If so, you&apos;re not alone! That&apos;s exactly how Micheale felt about four years ago before joining Roots. But today, things are much different for Micheale, and she is my guest today and she is here to share what&apos;s helped her pay off over $150,000 of debt in the last four years.</p><p>What You&apos;ll Learn</p><ul><li>Discover how Micheale paid off over $150,000 in four years.</li><li>Hear how improving her finances has massively improved other areas of their lives.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now.</li><li>Listen as she shares what has made the biggest difference for them.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/203</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 09 Jan 2024 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Achieving Financial Freedom" />
  <psc:chapter start="7:20" title="Overcoming Challenges, Building Emergency Fund" />
  <psc:chapter start="20:33" title="Consistency and Celebrating Wins" />
  <psc:chapter start="26:30" title="Loan Forgiveness for Teacher&#39;s Student Loans" />
  <psc:chapter start="29:43" title="Budgeting and Saving for Future Expenses" />
  <psc:chapter start="38:56" title="Taking a Stand for Financial Freedom" />
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    <itunes:duration>2390</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 203, testimony</itunes:keywords>
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    <itunes:episode>203</itunes:episode>
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    <itunes:title>202. The Hidden Secret to Consistent Debt Elimination</itunes:title>
    <title>202. The Hidden Secret to Consistent Debt Elimination</title>
    <itunes:summary><![CDATA[Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we'll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-all methods and hello to a personalized path to debt freedom. The Dave Ramsey Method and the Search for an Alternative: If you've ever...]]></itunes:summary>
    <description><![CDATA[<p>Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we&apos;ll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-all methods and hello to a personalized path to debt freedom.</p><p><b>The Dave Ramsey Method and the Search for an Alternative:</b></p><p>If you&apos;ve ever delved into the world of personal finance, you&apos;ve likely come across the name Dave Ramsey. Ramsey&apos;s approach to debt repayment has helped countless individuals tackle their financial challenges. However, not everyone finds success with his specific strategies. Many people, struggle to stick to Ramsey&apos;s plan and feel confined by its restrictions.</p><p><b>Realizing That One Size Doesn&apos;t Fit All:</b></p><p>During our debt journey we came to a crucial realization that someone else&apos;s way of doing something isn&apos;t necessarily the only way to achieve success. Just as there are multiple diet and exercise approaches, there are numerous paths to debt freedom. We all have different priorities, values, and financial situations, which means there isn&apos;t a universal solution.</p><p><b>The Importance of Self-Reflection:</b></p><p>Embarking on your journey to debt freedom starts with self-reflection. Take a moment to sit down with a pen and paper and identify what you are willing to give up or cut back on. This exercise is not about sacrificing everything but rather finding a balance that works for you.</p><p><b>Identifying Your Priorities:</b></p><p>Consider what truly matters to you. Are there certain expenses or activities that you are unwilling to compromise on? Maybe you value family vacations, but you&apos;re open to scaling back on the extravagance. Or perhaps you&apos;re not ready to give up your daily latte, but you&apos;re willing to reduce dining out. By understanding your priorities, you can create a customized budgeting plan that aligns with your values.</p><p><b>Finding What Works for You:</b></p><p>The key to long-term debt repayment success is finding a strategy that you can sustain and that the best approach is the one you will stick to for the duration of your journey. It&apos;s about striking a balance between financial discipline and maintaining a fulfilling life.</p><p><b>Supporting Your Personal Journey:</b></p><p>Debt Free Dad podcast and our website is a valuable resource for individuals seeking their own path to debt freedom. Our free &quot;Life Without Payments&quot; workshop is a great starting point for those ready to take the next step toward financial independence.</p><p><b>Conclusion:</b></p><p>The journey to debt freedom is unique for each person. It&apos;s time to break free from the notion that there is only one way to achieve financial success. By reflecting on your priorities, making intentional choices, and finding a strategy that resonates with your values, you can pave your own path to a debt-free future. Remember, it&apos;s not about how quickly you reach your goals, but rather finding a sustainable approach that works for you. So go ahead, take control of your finances, and create a life that is not only debt-free but also aligned with what truly matters to you.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Are you tired of trying different debt repayment strategies and not seeing results? Many people struggle to find a method that works for them, often feeling frustrated and defeated. In this blog post, we&apos;ll explore a different approach to paying off debt—one that focuses on finding a strategy that aligns with your values and goals. Say goodbye to one-size-fits-all methods and hello to a personalized path to debt freedom.</p><p><b>The Dave Ramsey Method and the Search for an Alternative:</b></p><p>If you&apos;ve ever delved into the world of personal finance, you&apos;ve likely come across the name Dave Ramsey. Ramsey&apos;s approach to debt repayment has helped countless individuals tackle their financial challenges. However, not everyone finds success with his specific strategies. Many people, struggle to stick to Ramsey&apos;s plan and feel confined by its restrictions.</p><p><b>Realizing That One Size Doesn&apos;t Fit All:</b></p><p>During our debt journey we came to a crucial realization that someone else&apos;s way of doing something isn&apos;t necessarily the only way to achieve success. Just as there are multiple diet and exercise approaches, there are numerous paths to debt freedom. We all have different priorities, values, and financial situations, which means there isn&apos;t a universal solution.</p><p><b>The Importance of Self-Reflection:</b></p><p>Embarking on your journey to debt freedom starts with self-reflection. Take a moment to sit down with a pen and paper and identify what you are willing to give up or cut back on. This exercise is not about sacrificing everything but rather finding a balance that works for you.</p><p><b>Identifying Your Priorities:</b></p><p>Consider what truly matters to you. Are there certain expenses or activities that you are unwilling to compromise on? Maybe you value family vacations, but you&apos;re open to scaling back on the extravagance. Or perhaps you&apos;re not ready to give up your daily latte, but you&apos;re willing to reduce dining out. By understanding your priorities, you can create a customized budgeting plan that aligns with your values.</p><p><b>Finding What Works for You:</b></p><p>The key to long-term debt repayment success is finding a strategy that you can sustain and that the best approach is the one you will stick to for the duration of your journey. It&apos;s about striking a balance between financial discipline and maintaining a fulfilling life.</p><p><b>Supporting Your Personal Journey:</b></p><p>Debt Free Dad podcast and our website is a valuable resource for individuals seeking their own path to debt freedom. Our free &quot;Life Without Payments&quot; workshop is a great starting point for those ready to take the next step toward financial independence.</p><p><b>Conclusion:</b></p><p>The journey to debt freedom is unique for each person. It&apos;s time to break free from the notion that there is only one way to achieve financial success. By reflecting on your priorities, making intentional choices, and finding a strategy that resonates with your values, you can pave your own path to a debt-free future. Remember, it&apos;s not about how quickly you reach your goals, but rather finding a sustainable approach that works for you. So go ahead, take control of your finances, and create a life that is not only debt-free but also aligned with what truly matters to you.</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 04 Jan 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Strategies for Successfully Paying Off Debt" />
  <psc:chapter start="7:06" title="Budgeting and Expense Reduction" />
</psc:chapters>
    <itunes:duration>546</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>202</itunes:episode>
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    <itunes:title>201. How to Reduce Stress and Crush Your Finances in 2024</itunes:title>
    <title>201. How to Reduce Stress and Crush Your Finances in 2024</title>
    <itunes:summary><![CDATA[Maybe you've tried everything to improve your finances and nothing seems to work. Or maybe your finances stress you out so much you're just not sure how to get started, or maybe you're struggling with what you should focus on first. We've all been there. Today we are sharing a variety of tips that will give you a clear direction to help you reduce stress and crush your finances over the next year, so you can start to save more and pay off more debt. What You'll Learn Discover tips to help you...]]></itunes:summary>
    <description><![CDATA[<p>Maybe you&apos;ve tried everything to improve your finances and nothing seems to work. Or maybe your finances stress you out so much you&apos;re just not sure how to get started, or maybe you&apos;re struggling with what you should focus on first. We&apos;ve all been there. Today we are sharing a variety of tips that will give you a clear direction to help you reduce stress and crush your finances over the next year, so you can start to save more and pay off more debt.</p><p>What You&apos;ll Learn</p><ul><li>Discover tips to help you reduce financial stress and improve your finances in 2024.</li><li>We did it! And so can you. All five of the cohosts on the podcast have navigated<br/>their way out of debt. Hear our take and what helped us most.</li><li>If you&apos;re overwhelmed on how to get started, get a step by step plan so you know exactly what to do to make better progress in 2024.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Maybe you&apos;ve tried everything to improve your finances and nothing seems to work. Or maybe your finances stress you out so much you&apos;re just not sure how to get started, or maybe you&apos;re struggling with what you should focus on first. We&apos;ve all been there. Today we are sharing a variety of tips that will give you a clear direction to help you reduce stress and crush your finances over the next year, so you can start to save more and pay off more debt.</p><p>What You&apos;ll Learn</p><ul><li>Discover tips to help you reduce financial stress and improve your finances in 2024.</li><li>We did it! And so can you. All five of the cohosts on the podcast have navigated<br/>their way out of debt. Hear our take and what helped us most.</li><li>If you&apos;re overwhelmed on how to get started, get a step by step plan so you know exactly what to do to make better progress in 2024.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 02 Jan 2024 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Reduce Financial Stress, Crush Your Finances" />
  <psc:chapter start="9:37" title="Managing Finances and Prioritizing Expenses" />
  <psc:chapter start="15:26" title="Building an Emergency Fund Is Important" />
  <psc:chapter start="26:54" title="Future Expenses and Financial Freedom Planning" />
  <psc:chapter start="32:28" title="New Year, Crush Financial Stress" />
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    <itunes:duration>2009</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 201, 2024, new year, resolution</itunes:keywords>
    <itunes:season>1</itunes:season>
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    <itunes:title>200. Celebrating Financial Freedom - A Journey Through Real Life, Laughter, and Wisdom</itunes:title>
    <title>200. Celebrating Financial Freedom - A Journey Through Real Life, Laughter, and Wisdom</title>
    <itunes:summary><![CDATA[Welcome to episode #200 of the Debt-Free Dad Podcast. Can you believe it? Two hundred episodes of real life, laughter, insights, and navigating the journey to financial freedom. Today, we're taking a stroll down memory lane, reflecting on the incredible four-year adventure of the Debt Free Dad Podcast. The evolution of this podcast mirrors the path of escaping debt. Get ready for some golden nuggets of wisdom as we share how our experiences can light the way for your own financial journey. Pl...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #200 of the Debt-Free Dad Podcast. Can you believe it? Two hundred episodes of real life, laughter, insights, and navigating the journey to financial freedom. Today, we&apos;re taking a stroll down memory lane, reflecting on the incredible four-year adventure of the Debt Free Dad Podcast. The evolution of this podcast mirrors the path of escaping debt. Get ready for some golden nuggets of wisdom as we share how our experiences can light the way for your own financial journey. Plus, stick around as we delve into the treasure trove of feedback from our fantastic listeners. It&apos;s not just a celebration; it&apos;s a gratitude-filled, knowledge packed extravaganza! Thank you for being a part of this incredible ride with us, and stay tuned for episode 200!<br/><br/>What You&apos;ll Learn</p><ul><li>Celebrating Success: Join us in celebrating a remarkable milestone – 200 episodes of the Debt Free Dad Podcast! This journey has been filled with real-life stories, laughter, and invaluable insights into achieving financial freedom. Each episode has been a stepping stone on the path to success, and we&apos;re excited to share the wealth of knowledge we&apos;ve gained along the way.</li><li>Lessons from the Journey: Our podcast&apos;s evolution mirrors the transformative journey of escaping debt, and in this special episode, we&apos;re sharing the golden nuggets of wisdom we&apos;ve unearthed. These lessons aren&apos;t just for reflection; they&apos;re a guide to illuminate your own financial journey. Learn from our experiences as we delve into the ups and downs, offering insights that can inspire and empower you on your path to financial well-being.</li><li>Gratitude and Engagement: This isn&apos;t just a celebration; it&apos;s a gratitude-filled, knowledge-packed extravaganza! We extend our heartfelt thanks to you for being a part of this incredible ride. Stick around for episode 200 as we dive into the treasure trove of feedback from our fantastic listeners. Your engagement has been our driving force, and we&apos;re excited to continue sharing valuable insights as we navigate the road to financial freedom together.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #200 of the Debt-Free Dad Podcast. Can you believe it? Two hundred episodes of real life, laughter, insights, and navigating the journey to financial freedom. Today, we&apos;re taking a stroll down memory lane, reflecting on the incredible four-year adventure of the Debt Free Dad Podcast. The evolution of this podcast mirrors the path of escaping debt. Get ready for some golden nuggets of wisdom as we share how our experiences can light the way for your own financial journey. Plus, stick around as we delve into the treasure trove of feedback from our fantastic listeners. It&apos;s not just a celebration; it&apos;s a gratitude-filled, knowledge packed extravaganza! Thank you for being a part of this incredible ride with us, and stay tuned for episode 200!<br/><br/>What You&apos;ll Learn</p><ul><li>Celebrating Success: Join us in celebrating a remarkable milestone – 200 episodes of the Debt Free Dad Podcast! This journey has been filled with real-life stories, laughter, and invaluable insights into achieving financial freedom. Each episode has been a stepping stone on the path to success, and we&apos;re excited to share the wealth of knowledge we&apos;ve gained along the way.</li><li>Lessons from the Journey: Our podcast&apos;s evolution mirrors the transformative journey of escaping debt, and in this special episode, we&apos;re sharing the golden nuggets of wisdom we&apos;ve unearthed. These lessons aren&apos;t just for reflection; they&apos;re a guide to illuminate your own financial journey. Learn from our experiences as we delve into the ups and downs, offering insights that can inspire and empower you on your path to financial well-being.</li><li>Gratitude and Engagement: This isn&apos;t just a celebration; it&apos;s a gratitude-filled, knowledge-packed extravaganza! We extend our heartfelt thanks to you for being a part of this incredible ride. Stick around for episode 200 as we dive into the treasure trove of feedback from our fantastic listeners. Your engagement has been our driving force, and we&apos;re excited to continue sharing valuable insights as we navigate the road to financial freedom together.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><p><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 12 Dec 2023 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="200 Episodes of the Deffredad Podcast" />
  <psc:chapter start="10:46" title="The Importance of Personal Finance Journey" />
  <psc:chapter start="14:03" title="Overcoming Challenges in Personal Finances" />
  <psc:chapter start="23:57" title="Debt Freedom Planner&#39;s Impact on Finances" />
</psc:chapters>
    <itunes:duration>1987</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 200, celebrations, milestone</itunes:keywords>
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    <itunes:title>199. Why and How to Set Good Financial Goals</itunes:title>
    <title>199. Why and How to Set Good Financial Goals</title>
    <itunes:summary><![CDATA[Welcome to episode #199 of the Debt Free Dad Podcast. You've probably heard the term "SMART goals" before, but what exactly does it mean? Well, SMART is an acronym that stands for Specific, Measurable, Achievable, Relevant, and Time-bound. These five elements work together to create a framework that turns your dreams into actionable and achievable objectives. In today's episode, we'll break down each component of SMART goals, exploring why they're crucial for success and how you can apply the...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #199 of the Debt Free Dad Podcast. You&apos;ve probably heard the term &quot;SMART goals&quot; before, but what exactly does it mean? Well, SMART is an acronym that stands for Specific, Measurable, Achievable, Relevant, and Time-bound. These five elements work together to create a framework that turns your dreams into actionable and achievable objectives. In today&apos;s episode, we&apos;ll break down each component of SMART goals, exploring why they&apos;re crucial for success and how you can apply them to help get you out of debt.</p><p>What You&apos;ll Learn</p><ul><li>Discover how SMART goals bring precision to your aspirations by emphasizing specificity. Instead of vague objectives, these goals compel you to define your targets clearly, ensuring a focused and effective approach to turning your dreams into reality.</li><li>Learn how the Measurable aspect of SMART goals transforms abstract ambitions into quantifiable milestones. By incorporating measurable criteria, you gain the ability to track progress objectively, providing a sense of accomplishment and allowing for adjustments to stay on the path to success.</li><li>Hear how The Achievable, Relevant, and Time-bound elements of SMART goals collectively create a realistic roadmap. This framework ensures that your objectives are not only attainable but also aligned with your overall vision. Setting a timeframe adds a sense of urgency, motivating you to take consistent actions toward financial freedom.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you thi</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #199 of the Debt Free Dad Podcast. You&apos;ve probably heard the term &quot;SMART goals&quot; before, but what exactly does it mean? Well, SMART is an acronym that stands for Specific, Measurable, Achievable, Relevant, and Time-bound. These five elements work together to create a framework that turns your dreams into actionable and achievable objectives. In today&apos;s episode, we&apos;ll break down each component of SMART goals, exploring why they&apos;re crucial for success and how you can apply them to help get you out of debt.</p><p>What You&apos;ll Learn</p><ul><li>Discover how SMART goals bring precision to your aspirations by emphasizing specificity. Instead of vague objectives, these goals compel you to define your targets clearly, ensuring a focused and effective approach to turning your dreams into reality.</li><li>Learn how the Measurable aspect of SMART goals transforms abstract ambitions into quantifiable milestones. By incorporating measurable criteria, you gain the ability to track progress objectively, providing a sense of accomplishment and allowing for adjustments to stay on the path to success.</li><li>Hear how The Achievable, Relevant, and Time-bound elements of SMART goals collectively create a realistic roadmap. This framework ensures that your objectives are not only attainable but also aligned with your overall vision. Setting a timeframe adds a sense of urgency, motivating you to take consistent actions toward financial freedom.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you thi</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 05 Dec 2023 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Importance of Setting Goals" />
  <psc:chapter start="10:42" title="Goal-Setting and Being Specific" />
  <psc:chapter start="16:36" title="Setting Achievable and Relevant Goals" />
  <psc:chapter start="25:50" title="Setting Goals, Finding Purpose" />
  <psc:chapter start="32:53" title="Sharing Goals and Seeking Support" />
  <psc:chapter start="41:19" title="Debt Free Dad Podcast and Resources" />
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    <itunes:duration>2508</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 199, SMART goals</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>199</itunes:episode>
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    <itunes:title>198. How We Saved and Paid Off $134,718.32 in Just 18 Months!</itunes:title>
    <title>198. How We Saved and Paid Off $134,718.32 in Just 18 Months!</title>
    <itunes:summary><![CDATA[Welcome to episode #198 of the Debt Free Dad Podcast. Today I have some amazing guests joining us, Daniel and Lori Elwell. Daniel and Lori started listening to the podcast in January of 2022, and soon after joined Roots. Today they are here to celebrate an amazing milestone, which they have had us on the edge of our seats for months now... If you're looking for some inspiration and motivation... this is going to be for you. What You'll Learn Discover how Daniel and Lori saved and paid off $13...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #198 of the Debt Free Dad Podcast. Today I have some amazing guests joining us, Daniel and Lori Elwell. Daniel and Lori started listening to the podcast in January of 2022, and soon after joined Roots. Today they are here to celebrate an amazing milestone, which they have had us on the edge of our seats for months now... If you&apos;re looking for some inspiration and motivation... this is going to be for you.</p><p>What You&apos;ll Learn</p><ul><li>Discover how Daniel and Lori saved and paid off $134,718.32 in a year and a half.</li><li>Hear how improving their finances has massively improved other areas of their lives.</li><li>If they had to start all over again, hear what they would tell themselves knowing what they know now.</li><li>Listen as they share what has made the biggest difference for them.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #198 of the Debt Free Dad Podcast. Today I have some amazing guests joining us, Daniel and Lori Elwell. Daniel and Lori started listening to the podcast in January of 2022, and soon after joined Roots. Today they are here to celebrate an amazing milestone, which they have had us on the edge of our seats for months now... If you&apos;re looking for some inspiration and motivation... this is going to be for you.</p><p>What You&apos;ll Learn</p><ul><li>Discover how Daniel and Lori saved and paid off $134,718.32 in a year and a half.</li><li>Hear how improving their finances has massively improved other areas of their lives.</li><li>If they had to start all over again, hear what they would tell themselves knowing what they know now.</li><li>Listen as they share what has made the biggest difference for them.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/198</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 28 Nov 2023 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Debt-Free Milestone Celebration With Danny and Laurie" />
  <psc:chapter start="12:19" title="Financial Freedom Through Sacrifice and Saving" />
  <psc:chapter start="24:36" title="Shifting Mindset Towards Financial Priorities" />
  <psc:chapter start="27:48" title="Achieving Financial Independence Together" />
  <psc:chapter start="33:04" title="Gamify Savings and Hold Each Accountable" />
  <psc:chapter start="45:04" title="Embracing Financial Freedom and Support" />
  <psc:chapter start="48:22" title="Debt Freedom Celebration and Progress Updates" />
  <psc:chapter start="53:08" title="Encouraging Financial Freedom and Different Approaches" />
</psc:chapters>
    <itunes:duration>3269</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 198</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>198</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>197. High-Income Earners Struggle live Paycheck to Paycheck</itunes:title>
    <title>197. High-Income Earners Struggle live Paycheck to Paycheck</title>
    <itunes:summary><![CDATA[Welcome to episode #197 of the Debt Free Dad Podcast. A recent article written by Jeannine Mancini on Benzinga says $150,000 salaries aren't enough anymore and high earners are still TRAPPED living paycheck to paycheck and CAN'T get ahead. Seriously?We are going to get into this on today's show. What You'll Learn Recent data shows that people making over six figures are living paycheck-to-paycheck. Hear our take!Discover the reasons high-income earners are struggling. Are they really struggli...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #197 of the Debt Free Dad Podcast. A recent article written by Jeannine Mancini on Benzinga says $150,000 salaries aren&apos;t enough anymore and high earners are still TRAPPED living paycheck to paycheck and CAN&apos;T get ahead. Seriously?We are going to get into this on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>Recent data shows that people making over six figures are living paycheck-to-paycheck. Hear our take!</li><li>Discover the reasons high-income earners are struggling. Are they really struggling, or is there another reason?</li><li>The majority of us are debt-free... hear our take on articles like these.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #197 of the Debt Free Dad Podcast. A recent article written by Jeannine Mancini on Benzinga says $150,000 salaries aren&apos;t enough anymore and high earners are still TRAPPED living paycheck to paycheck and CAN&apos;T get ahead. Seriously?We are going to get into this on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>Recent data shows that people making over six figures are living paycheck-to-paycheck. Hear our take!</li><li>Discover the reasons high-income earners are struggling. Are they really struggling, or is there another reason?</li><li>The majority of us are debt-free... hear our take on articles like these.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/197</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 21 Nov 2023 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="The Financial Struggles of High Earners" />
  <psc:chapter start="14:07" title="Understanding the Struggles of High Earners" />
  <psc:chapter start="18:14" title="High Earners and Societal Pressures Struggles" />
  <psc:chapter start="26:47" title="Podcast Offers Guidance for Financial Freedom" />
</psc:chapters>
    <itunes:duration>1664</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 197</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>197</itunes:episode>
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    <itunes:title>196. How To Battle Holiday Financial Stress and Pressure!</itunes:title>
    <title>196. How To Battle Holiday Financial Stress and Pressure!</title>
    <itunes:summary><![CDATA[Welcome to episode #196 of the Debt Free Dad Podcast. Tis the season to be jolly, but for many, it's also the season to be financially frazzled! The holiday spirit can bring not only cheer, but also a sleigh-load of financial stress and pressure. Fear not, though, as we're about to embark on a merry journey to discover some fantastic ways to keep your holiday budget in check, all while ensuring your celebrations are full of joy, not debt. So, grab a cup of cocoa, cozy up by the fire, and let'...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #196 of the Debt Free Dad Podcast. Tis the season to be jolly, but for many, it&apos;s also the season to be financially frazzled! The holiday spirit can bring not only cheer, but also a sleigh-load of financial stress and pressure. Fear not, though, as we&apos;re about to embark on a merry journey to discover some fantastic ways to keep your holiday budget in check, all while ensuring your celebrations are full of joy, not debt. So, grab a cup of cocoa, cozy up by the fire, and let&apos;s unwrap the secrets to battling holiday financial stress with a dash of festive fun!</p><p>What You&apos;ll Learn</p><ul><li>Learn some tips to help you breeze through the holiday season without breaking the bank. Discover some helpful tips to create a realistic budget, stick to it, and enjoy the festivities stress-free.</li><li>Discover tips to make your celebrations more affordable, ensuring your wallet stays happy while you enjoy the holiday spirit.</li><li>Give yourself the gift of financial peace this season. Say goodbye to the stress and hello to the joy of the holidays.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #196 of the Debt Free Dad Podcast. Tis the season to be jolly, but for many, it&apos;s also the season to be financially frazzled! The holiday spirit can bring not only cheer, but also a sleigh-load of financial stress and pressure. Fear not, though, as we&apos;re about to embark on a merry journey to discover some fantastic ways to keep your holiday budget in check, all while ensuring your celebrations are full of joy, not debt. So, grab a cup of cocoa, cozy up by the fire, and let&apos;s unwrap the secrets to battling holiday financial stress with a dash of festive fun!</p><p>What You&apos;ll Learn</p><ul><li>Learn some tips to help you breeze through the holiday season without breaking the bank. Discover some helpful tips to create a realistic budget, stick to it, and enjoy the festivities stress-free.</li><li>Discover tips to make your celebrations more affordable, ensuring your wallet stays happy while you enjoy the holiday spirit.</li><li>Give yourself the gift of financial peace this season. Say goodbye to the stress and hello to the joy of the holidays.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/196</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 14 Nov 2023 00:00:00 -0600</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Managing Holiday Budget Stress" />
  <psc:chapter start="13:10" title="Strategies for Holiday Gift Preparation" />
  <psc:chapter start="20:39" title="Teaching Kids About Holiday Spending" />
  <psc:chapter start="27:39" title="Save Money During Christmas Shopping" />
</psc:chapters>
    <itunes:duration>2251</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 196, buy now pay later, holiday shopping, black friday shopping</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>196</itunes:episode>
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  <item>
    <itunes:title>195. How I Saved and Paid Off $35,790 in Seven Months!</itunes:title>
    <title>195. How I Saved and Paid Off $35,790 in Seven Months!</title>
    <itunes:summary><![CDATA[Welcome to episode #195 of the Debt Free Dad Podcast. Today I am excited to welcome Samantha Hubbs to the podcast. Samantha joined Roots in March of 2023, and in just the last seven months has made some amazing progress saving and paying off $35,790. Samantha is here to share her journey and what changes she's made to get these results. What You'll Learn Discover what made the biggest difference to help her save and pay off over $35,000 in just seven months.Hear how she went from stressed, to...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #195 of the Debt Free Dad Podcast. Today I am excited to welcome Samantha Hubbs to the podcast. Samantha joined Roots in March of 2023, and in just the last seven months has made some amazing progress saving and paying off $35,790. Samantha is here to share her journey and what changes she&apos;s made to get these results.</p><p>What You&apos;ll Learn</p><ul><li>Discover what made the biggest difference to help her save and pay off over $35,000 in just seven months.</li><li>Hear how she went from stressed, to feeling very hopeful and confident in her finances.</li><li>Listen as Samantha shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #195 of the Debt Free Dad Podcast. Today I am excited to welcome Samantha Hubbs to the podcast. Samantha joined Roots in March of 2023, and in just the last seven months has made some amazing progress saving and paying off $35,790. Samantha is here to share her journey and what changes she&apos;s made to get these results.</p><p>What You&apos;ll Learn</p><ul><li>Discover what made the biggest difference to help her save and pay off over $35,000 in just seven months.</li><li>Hear how she went from stressed, to feeling very hopeful and confident in her finances.</li><li>Listen as Samantha shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/195</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 07 Nov 2023 00:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Financial Transformation Journey of Samantha Hubs" />
  <psc:chapter start="7:19" title="Overcoming Financial Struggles and Changing Habits" />
  <psc:chapter start="18:08" title="Achieving Financial Success in Seven Months" />
  <psc:chapter start="24:23" title="Empowering Financial Transformation and Teaching Kids" />
</psc:chapters>
    <itunes:duration>2175</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 195, testimony</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>195</itunes:episode>
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    <itunes:title>194. Do You Have Personal Finance Herd Mentality?</itunes:title>
    <title>194. Do You Have Personal Finance Herd Mentality?</title>
    <itunes:summary><![CDATA[Welcome to episode #194 of the Debt Free Dad Podcast. So, what exactly is herd mentality? Well, to put it simply, it's the phenomenon where people tend to follow the crowd or conform to the behavior and opinions of the majority, often without critically evaluating their choices. Perhaps it's that instinct to buy that car or product just because "everyone else is doing it." Or do you find yourself saying things like "There is no way to get a college education without student loans" or "Used ca...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #194 of the Debt Free Dad Podcast. So, what exactly is herd mentality? Well, to put it simply, it&apos;s the phenomenon where people tend to follow the crowd or conform to the behavior and opinions of the majority, often without critically evaluating their choices. Perhaps it&apos;s that instinct to buy that car or product just because &quot;everyone else is doing it.&quot; Or do you find yourself saying things like &quot;There is no way to get a college education without student loans&quot; or &quot;Used cars are a bad idea due to repairs&quot; or &quot;credit cards are for emergencies, you&apos;ll always have one!&quot; In this episode, we&apos;ll examine real-world examples of herd behaviors when it comes to your personal finances, both positive and negative and offer suggestions on how you can overcome this in your life.</p><p>What You&apos;ll Learn</p><ul><li>Are you tired of making financial decisions based on what everyone else is doing? Learn to break free from the cycle of blindly following the crowd.</li><li>Explore the episode where we challenge conventional wisdom and question common financial norms.</li><li>Dive into real-world examples of both positive and negative herd behavior in personal finance. Hear stories of individuals who successfully resisted the temptation to conform and those who faced challenges due to following the crowd.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #194 of the Debt Free Dad Podcast. So, what exactly is herd mentality? Well, to put it simply, it&apos;s the phenomenon where people tend to follow the crowd or conform to the behavior and opinions of the majority, often without critically evaluating their choices. Perhaps it&apos;s that instinct to buy that car or product just because &quot;everyone else is doing it.&quot; Or do you find yourself saying things like &quot;There is no way to get a college education without student loans&quot; or &quot;Used cars are a bad idea due to repairs&quot; or &quot;credit cards are for emergencies, you&apos;ll always have one!&quot; In this episode, we&apos;ll examine real-world examples of herd behaviors when it comes to your personal finances, both positive and negative and offer suggestions on how you can overcome this in your life.</p><p>What You&apos;ll Learn</p><ul><li>Are you tired of making financial decisions based on what everyone else is doing? Learn to break free from the cycle of blindly following the crowd.</li><li>Explore the episode where we challenge conventional wisdom and question common financial norms.</li><li>Dive into real-world examples of both positive and negative herd behavior in personal finance. Hear stories of individuals who successfully resisted the temptation to conform and those who faced challenges due to following the crowd.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/194</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 31 Oct 2023 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Herd Mentality and Personal Finances" />
  <psc:chapter start="12:51" title="College Education Without Student Loans" />
  <psc:chapter start="16:55" title="Challenging Common Financial Beliefs" />
  <psc:chapter start="24:14" title="Financial Independence Overcoming Herd Mentality" />
</psc:chapters>
    <itunes:duration>2018</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 194</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>194</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>193. My Bills Are More Than My Income... What Do I Do?</itunes:title>
    <title>193. My Bills Are More Than My Income... What Do I Do?</title>
    <itunes:summary><![CDATA[Welcome to episode #193 of the Debt Free Dad Podcast. So what do you do when your bills are more than your income? How can you build an emergency fund and get out of debt when you can't get caught up? We are going to offer some motivation and tips on today's show. What You'll Learn We understand the stress of bills exceeding income, but we're here to provide you with practical tips and motivation to break free from this cycle.Join us for empowering insights and actionable strategies that can ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #193 of the Debt Free Dad Podcast. So what do you do when your bills are more than your income? How can you build an emergency fund and get out of debt when you can&apos;t get caught up? We are going to offer some motivation and tips on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>We understand the stress of bills exceeding income, but we&apos;re here to provide<br/>you with practical tips and motivation to break free from this cycle.</li><li>Join us for empowering insights and actionable strategies that can turn your<br/>financial situation around.</li><li>Be inspired by real stories of individuals who have faced similar financial<br/>struggles and successfully emerged debt-free. Our show is not just about<br/>motivation; it&apos;s a practical guide to transforming your financial reality.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #193 of the Debt Free Dad Podcast. So what do you do when your bills are more than your income? How can you build an emergency fund and get out of debt when you can&apos;t get caught up? We are going to offer some motivation and tips on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>We understand the stress of bills exceeding income, but we&apos;re here to provide<br/>you with practical tips and motivation to break free from this cycle.</li><li>Join us for empowering insights and actionable strategies that can turn your<br/>financial situation around.</li><li>Be inspired by real stories of individuals who have faced similar financial<br/>struggles and successfully emerged debt-free. Our show is not just about<br/>motivation; it&apos;s a practical guide to transforming your financial reality.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/193</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 24 Oct 2023 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Coping With Bills and Limited Income" />
  <psc:chapter start="13:14" title="The Importance of Budgeting and Prioritizing" />
  <psc:chapter start="22:28" title="Financial Stability and Debt Management Strategies" />
  <psc:chapter start="31:48" title="Start Road to Financial Freedom" />
</psc:chapters>
    <itunes:duration>1966</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 193</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>193</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>192. How Good or Bad Money Habits Impact Your Life!</itunes:title>
    <title>192. How Good or Bad Money Habits Impact Your Life!</title>
    <itunes:summary><![CDATA[Welcome to episode #192 of the Debt Free Dad Podcast. Beyond the dollars and cents and calculations that make up our financial lives, lies a profound truth – the cornerstone of financial success lies in our habits! Yes, it's in our daily behaviors, choices, and mindset that we discover the keys to unlocking the greatest financial transformations. Today, we're diving into the incredible impact of shifting our habits and how these changes have transformed our finances and lives. What You'll Lea...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #192 of the Debt Free Dad Podcast. Beyond the dollars and cents and calculations that make up our financial lives, lies a profound truth – the cornerstone of financial success lies in our habits! Yes, it&apos;s in our daily behaviors, choices, and mindset that we discover the keys to unlocking the greatest financial transformations. Today, we&apos;re diving into the incredible impact of shifting our habits and how these changes have transformed our finances and lives.</p><p>What You&apos;ll Learn</p><ul><li>Good money habits, such as budgeting, saving, and investing wisely, provide a strong foundation for financial security. Listen in as we share how these tasks have improved our finances.</li><li>Your money habits directly impact your overall quality of life. Responsible spending and saving allow you to enjoy experiences, travel, and pursue hobbies without the burden of constant financial stress. Discover as we share our experiences and how our quality of life has drastically improved.</li><li>Your financial habits play a pivotal role in shaping your future. Good habits enable you to plan for retirement, invest in education, and secure your family&apos;s well-being. Poor money habits, on the other hand, can jeopardize your financial future, making it challenging to achieve your dreams and maintain a comfortable lifestyle in the long run. Listen to this episode to get some motivation from normal people who have taken control of their finances.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think wo</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #192 of the Debt Free Dad Podcast. Beyond the dollars and cents and calculations that make up our financial lives, lies a profound truth – the cornerstone of financial success lies in our habits! Yes, it&apos;s in our daily behaviors, choices, and mindset that we discover the keys to unlocking the greatest financial transformations. Today, we&apos;re diving into the incredible impact of shifting our habits and how these changes have transformed our finances and lives.</p><p>What You&apos;ll Learn</p><ul><li>Good money habits, such as budgeting, saving, and investing wisely, provide a strong foundation for financial security. Listen in as we share how these tasks have improved our finances.</li><li>Your money habits directly impact your overall quality of life. Responsible spending and saving allow you to enjoy experiences, travel, and pursue hobbies without the burden of constant financial stress. Discover as we share our experiences and how our quality of life has drastically improved.</li><li>Your financial habits play a pivotal role in shaping your future. Good habits enable you to plan for retirement, invest in education, and secure your family&apos;s well-being. Poor money habits, on the other hand, can jeopardize your financial future, making it challenging to achieve your dreams and maintain a comfortable lifestyle in the long run. Listen to this episode to get some motivation from normal people who have taken control of their finances.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think wo</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13781816-192-how-good-or-bad-money-habits-impact-your-life.mp3" length="24556727" type="audio/mpeg" />
    <link>https://www.balancedcents.com/192</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13781816</guid>
    <pubDate>Tue, 17 Oct 2023 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="The Impact of Shifting Financial Habits" />
  <psc:chapter start="12:30" title="Debt&#39;s Impact on Opportunities and Finances" />
  <psc:chapter start="17:05" title="The Payoff of Financial Freedom" />
  <psc:chapter start="25:15" title="Start and Take Action" />
</psc:chapters>
    <itunes:duration>2044</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 192</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>192</itunes:episode>
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  <item>
    <itunes:title>191. Why People Don&#39;t Save For Emergencies &amp; How to Start</itunes:title>
    <title>191. Why People Don&#39;t Save For Emergencies &amp; How to Start</title>
    <itunes:summary><![CDATA[Welcome to episode #191 of the Debt Free Dad Podcast. A recent survey conducted by SecureSave from August of 2023 shows that 63% of workers are unable to pay a $500 emergency expense with cash. The people surveyed said they would turn to friends, family, credit cards or their employer for help. Even 64% of those making $100,000 indicate they are dealing with financial stress. An article from CNBC that featured this survey, indicates that inflation and the fact that covid money is running out ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #191 of the Debt Free Dad Podcast. A recent survey conducted by SecureSave from August of 2023 shows that 63% of workers are unable to pay a $500 emergency expense with cash. The people surveyed said they would turn to friends, family, credit cards or their employer for help. Even 64% of those making $100,000 indicate they are dealing with financial stress. An article from CNBC that featured this survey, indicates that inflation and the fact that covid money is running out may be to blame for these numbers, but is that really the problem? We are going to get into all of this on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>Many people don&apos;t save for emergencies because they fail to create a financial<br/>plan that includes an emergency fund. Without a clear plan, it&apos;s easy to overlook<br/>the importance of saving for unexpected expenses.</li><li>Many prioritize short-term spending and immediate gratification over long-term financial security. Discover some strategies to prevent this to start building your ER fund!</li><li>For some, income, inflation, and debt levels could be to blame. Listen to get<br/>motivated to tackle your debt and financial stress once and for all.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #191 of the Debt Free Dad Podcast. A recent survey conducted by SecureSave from August of 2023 shows that 63% of workers are unable to pay a $500 emergency expense with cash. The people surveyed said they would turn to friends, family, credit cards or their employer for help. Even 64% of those making $100,000 indicate they are dealing with financial stress. An article from CNBC that featured this survey, indicates that inflation and the fact that covid money is running out may be to blame for these numbers, but is that really the problem? We are going to get into all of this on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>Many people don&apos;t save for emergencies because they fail to create a financial<br/>plan that includes an emergency fund. Without a clear plan, it&apos;s easy to overlook<br/>the importance of saving for unexpected expenses.</li><li>Many prioritize short-term spending and immediate gratification over long-term financial security. Discover some strategies to prevent this to start building your ER fund!</li><li>For some, income, inflation, and debt levels could be to blame. Listen to get<br/>motivated to tackle your debt and financial stress once and for all.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13743228-191-why-people-don-t-save-for-emergencies-how-to-start.mp3" length="23261912" type="audio/mpeg" />
    <link>https://www.balancedcents.com/191</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13743228</guid>
    <pubDate>Tue, 10 Oct 2023 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/13743228/transcript" type="text/html" />
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    <psc:chapters>
  <psc:chapter start="0:00" title="COVID&#39;s Impact on Financial Stress" />
  <psc:chapter start="8:01" title="The Impact of Inflation on Finances" />
  <psc:chapter start="14:22" title="Personal Accountability in Finances" />
  <psc:chapter start="23:02" title="Emergency Fund and Debt Repayment" />
  <psc:chapter start="31:18" title="Start Financial Freedom Journey" />
</psc:chapters>
    <itunes:duration>1936</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 191</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>191</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>190. How I Saved and Paid Off Over $8,000 in 90 Days!</itunes:title>
    <title>190. How I Saved and Paid Off Over $8,000 in 90 Days!</title>
    <itunes:summary><![CDATA[Welcome to episode #190 of the Debt Free Dad Podcast. Today I am excited to welcome Hilary Morse to the podcast. Hilary joined Roots in early June of 2023, and in just the last 90 days, she has made some incredible progress, saving and paying off nearly $8,000 in just the last 90 days. Hilary is here to share her journey early on and what changes she's made to get these results. What You'll Learn Discover what made the biggest difference to help her save and pay off over $8,000 in just 90 day...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #190 of the Debt Free Dad Podcast. Today I am excited to welcome Hilary Morse to the podcast. Hilary joined Roots in early June of 2023, and in just the last 90 days, she has made some incredible progress, saving and paying off nearly $8,000 in just the last 90 days. Hilary is here to share her journey early on and what changes she&apos;s made to get these results.</p><p>What You&apos;ll Learn</p><ul><li>Discover what made the biggest difference to help her save and pay off over $8,000 in just 90 days.</li><li>Hear how she went from stressed, to feeling very hopeful and confident in her finances.</li><li>Listen as Hilary shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #190 of the Debt Free Dad Podcast. Today I am excited to welcome Hilary Morse to the podcast. Hilary joined Roots in early June of 2023, and in just the last 90 days, she has made some incredible progress, saving and paying off nearly $8,000 in just the last 90 days. Hilary is here to share her journey early on and what changes she&apos;s made to get these results.</p><p>What You&apos;ll Learn</p><ul><li>Discover what made the biggest difference to help her save and pay off over $8,000 in just 90 days.</li><li>Hear how she went from stressed, to feeling very hopeful and confident in her finances.</li><li>Listen as Hilary shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/190</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13690730</guid>
    <pubDate>Tue, 03 Oct 2023 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Hilary&#39;s Financial Journey" />
  <psc:chapter start="8:45" title="Pressure and Burdens in Careers/Education" />
  <psc:chapter start="14:27" title="Financial Struggles During the Pandemic" />
  <psc:chapter start="18:32" title="Overcoming Financial Challenges" />
  <psc:chapter start="26:30" title="Overcoming Financial Challenges" />
  <psc:chapter start="31:08" title="Overcoming Debt and Finding Hope" />
  <psc:chapter start="42:55" title="Teaching Financial Responsibility to Children" />
  <psc:chapter start="49:30" title="Celebrating Financial Progress and Debt Freedom" />
</psc:chapters>
    <itunes:duration>3260</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 190</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>190</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>189. How to Save Money On Groceries</itunes:title>
    <title>189. How to Save Money On Groceries</title>
    <itunes:summary><![CDATA[Welcome to episode #189 of the Debt Free Dad Podcast. We all know that food prices have been on the rise, although this past year they have slowed down a bit from the previous year. But groceries are BIG expenses in our budgets. Today we are sharing some ideas, tips, and reminders to help you save money and reduce your grocery bill. What You'll Learn With food prices on the rise, hear the latest tips that help us stick to our budget.This one change can make a huge difference in how much you s...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #189 of the Debt Free Dad Podcast. We all know that food prices have been on the rise, although this past year they have slowed down a bit from the previous year. But groceries are BIG expenses in our budgets. Today we are sharing some ideas, tips, and reminders to help you save money and reduce your grocery bill.</p><p>What You&apos;ll Learn</p><ul><li>With food prices on the rise, hear the latest tips that help us stick to our budget.</li><li>This one change can make a huge difference in how much you spend. (Most people miss this!)</li><li>Having trouble sticking to your list and your budget? Use this one tool that will keep your grocery spending under control!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #189 of the Debt Free Dad Podcast. We all know that food prices have been on the rise, although this past year they have slowed down a bit from the previous year. But groceries are BIG expenses in our budgets. Today we are sharing some ideas, tips, and reminders to help you save money and reduce your grocery bill.</p><p>What You&apos;ll Learn</p><ul><li>With food prices on the rise, hear the latest tips that help us stick to our budget.</li><li>This one change can make a huge difference in how much you spend. (Most people miss this!)</li><li>Having trouble sticking to your list and your budget? Use this one tool that will keep your grocery spending under control!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/189</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13655095</guid>
    <pubDate>Tue, 26 Sep 2023 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Rising Food Prices and Grocery Budgets" />
  <psc:chapter start="13:45" title="Meal Planning and Grocery Shopping Strategies" />
  <psc:chapter start="23:59" title="Saving Money and Budgeting Tips" />
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    <itunes:duration>1887</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 189, groceries</itunes:keywords>
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    <itunes:episode>189</itunes:episode>
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  <item>
    <itunes:title>188. How Do You Afford to Live?</itunes:title>
    <title>188. How Do You Afford to Live?</title>
    <itunes:summary><![CDATA[Welcome to episode #188 of the Debt-Free Dad Podcast. Let's talk about the big question – how do you manage to afford this crazy thing called life nowadays? The cost of living is up on everything from bills and groceries to fun stuff like travel and hobbies, How do you make it all work, or can you even make it all work? We're going to talk about it on today's show! What You'll Learn As life has gotten more expensive, is it even possible to keep up? Listen to our take.Listen as we react to soc...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #188 of the Debt-Free Dad Podcast. Let&apos;s talk about the big question – how do you manage to afford this crazy thing called life nowadays? The cost of living is up on everything from bills and groceries to fun stuff like travel and hobbies, How do you make it all work, or <em>can</em> you even make it all work? We&apos;re going to talk about it on today&apos;s show!</p><p>What You&apos;ll Learn</p><ul><li>As life has gotten more expensive, is it even possible to keep up? Listen to our take.</li><li>Listen as we react to social media posts describing how impossible it is to live beyond just the basics.</li><li>Can the typical American live a stress-free financial life? Can they get what they want and still be able to save? Listen to our thoughts as we all live debt-free and have helped thousands of others do it.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #188 of the Debt-Free Dad Podcast. Let&apos;s talk about the big question – how do you manage to afford this crazy thing called life nowadays? The cost of living is up on everything from bills and groceries to fun stuff like travel and hobbies, How do you make it all work, or <em>can</em> you even make it all work? We&apos;re going to talk about it on today&apos;s show!</p><p>What You&apos;ll Learn</p><ul><li>As life has gotten more expensive, is it even possible to keep up? Listen to our take.</li><li>Listen as we react to social media posts describing how impossible it is to live beyond just the basics.</li><li>Can the typical American live a stress-free financial life? Can they get what they want and still be able to save? Listen to our thoughts as we all live debt-free and have helped thousands of others do it.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 19 Sep 2023 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Manage Cost and Financial Struggles" />
  <psc:chapter start="6:43" title="Millennial Struggles" />
  <psc:chapter start="16:43" title="The Challenge of Financial Struggles" />
  <psc:chapter start="27:16" title="Millennials and Financial Challenges of Parenting" />
</psc:chapters>
    <itunes:duration>2115</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 188</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>188</itunes:episode>
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  <item>
    <itunes:title>187. How I Saved and Paid Off Over $5,600 in 42 Days!</itunes:title>
    <title>187. How I Saved and Paid Off Over $5,600 in 42 Days!</title>
    <itunes:summary><![CDATA[Welcome to episode #187 of the Debt Free Dad Podcast. Today I am excited to welcome Kim Schmidt to the podcast. Kim invested in our Debt Freedom Planner and soon after joined us in Roots. In just 42 days, she has saved and paid off over $5,600. Today Kim is joining me to share her journey so far, and what changes she has made to get these results, and to hopefully encourage and motivate you so that you can make some great progress in a short period of time. What You'll Learn Discover what mad...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #187 of the Debt Free Dad Podcast. Today I am excited to welcome Kim Schmidt to the podcast. Kim invested in our Debt Freedom Planner and soon after joined us in Roots. In just 42 days, she has saved and paid off over $5,600. Today Kim is joining me to share her journey so far, and what changes she has made to get these results, and to hopefully encourage and motivate you so that you can make some great progress in a short period of time.</p><p>What You&apos;ll Learn</p><ul><li>Discover what made the biggest difference to help her save and pay off over $5,600 in just 42 days.</li><li>Hear how she went from stressed, to feeling very hopeful and confident in her finances.</li><li>Listen as Kim shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #187 of the Debt Free Dad Podcast. Today I am excited to welcome Kim Schmidt to the podcast. Kim invested in our Debt Freedom Planner and soon after joined us in Roots. In just 42 days, she has saved and paid off over $5,600. Today Kim is joining me to share her journey so far, and what changes she has made to get these results, and to hopefully encourage and motivate you so that you can make some great progress in a short period of time.</p><p>What You&apos;ll Learn</p><ul><li>Discover what made the biggest difference to help her save and pay off over $5,600 in just 42 days.</li><li>Hear how she went from stressed, to feeling very hopeful and confident in her finances.</li><li>Listen as Kim shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13566966-187-how-i-saved-and-paid-off-over-5-600-in-42-days.mp3" length="22052141" type="audio/mpeg" />
    <link>https://www.balancedcents.com/187</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 12 Sep 2023 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Financial Transformation" />
  <psc:chapter start="9:10" title="Financial Freedom Through Discipline and Cash" />
  <psc:chapter start="16:21" title="Community&#39;s Power in Financial Goals" />
  <psc:chapter start="28:49" title="Congratulations on Budgeting and Debt Payoff" />
</psc:chapters>
    <itunes:duration>1835</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 187, testimony</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>187</itunes:episode>
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    <itunes:title>186. The Financial Challenges Of Caring For Kids With Special Needs</itunes:title>
    <title>186. The Financial Challenges Of Caring For Kids With Special Needs</title>
    <itunes:summary><![CDATA[Welcome to episode #186 of the Debt Free Dad Podcast. Today I am excited to have  Merry Juerling on the show. Merry is here to share her story and talk about a topic that  hits very close to home for me, caring for special needs kids and the challenges that  families face not only financially, but also in advocating and getting these special kids the help they need to succeed in life. What You'll Learn Listen as Merry shares her challenges and struggles in caring for a child wi...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #186 of the Debt Free Dad Podcast. Today I am excited to have <br/>Merry Juerling on the show. Merry is here to share her story and talk about a topic that <br/>hits very close to home for me, caring for special needs kids and the challenges that <br/>families face not only financially, but also in advocating and getting these special kids the help they need to succeed in life.</p><p>What You&apos;ll Learn</p><ul><li>Listen as Merry shares her challenges and struggles in caring for a child with disabilities.</li><li>Discover that even with the incredible challenges that Merry faced, she was able to turn her finances around with the help of Roots.</li><li>Hear how Merry, partnered with Debt Free Dad, is taking her journey and experience and helping others.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #186 of the Debt Free Dad Podcast. Today I am excited to have <br/>Merry Juerling on the show. Merry is here to share her story and talk about a topic that <br/>hits very close to home for me, caring for special needs kids and the challenges that <br/>families face not only financially, but also in advocating and getting these special kids the help they need to succeed in life.</p><p>What You&apos;ll Learn</p><ul><li>Listen as Merry shares her challenges and struggles in caring for a child with disabilities.</li><li>Discover that even with the incredible challenges that Merry faced, she was able to turn her finances around with the help of Roots.</li><li>Hear how Merry, partnered with Debt Free Dad, is taking her journey and experience and helping others.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/186</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 05 Sep 2023 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Caring for Special Needs Kids" />
  <psc:chapter start="10:37" title="Challenges of Special Needs Parenting" />
  <psc:chapter start="25:41" title="Personal Finance and Overcoming Challenges" />
  <psc:chapter start="33:22" title="Special Needs Program Expansion and Partnership" />
</psc:chapters>
    <itunes:duration>2677</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 186, special needs, disabilities</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>186</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>185. Don&#39;t Be Blindsided on Your Finances When it Comes to Relationships!</itunes:title>
    <title>185. Don&#39;t Be Blindsided on Your Finances When it Comes to Relationships!</title>
    <itunes:summary><![CDATA[Welcome to episode #185 of the Debt Free Dad Podcast. If you're in a relationship or married, and you share your personal finances with your significant other, it's critical  neither of you is left in the dark about your financial lives. Sadly, relationships don't last, partners can pass away or get sick and become incapacitated. Both of you should be  able to pick up the pieces and move forward without the other, but that's not the case in many situations. In today's episode, we wi...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #185 of the Debt Free Dad Podcast. If you&apos;re in a relationship or<br/>married, and you share your personal finances with your significant other, it&apos;s critical <br/>neither of you is left in the dark about your financial lives. Sadly, relationships don&apos;t last,<br/>partners can pass away or get sick and become incapacitated. Both of you should be <br/>able to pick up the pieces and move forward without the other, but that&apos;s not the case in many situations. In today&apos;s episode, we will discuss the dynamics of finances in your relationship and what we feel are good practices for every couple.</p><p>What You&apos;ll Learn</p><ul><li>Are you or your spouse in a position to take over the finances if something happens to the other?</li><li>Discover what you should both know about your financial life. (Many couples miss this!)</li><li>Learn what things you should have in place for all of life&apos;s unexpected events.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #185 of the Debt Free Dad Podcast. If you&apos;re in a relationship or<br/>married, and you share your personal finances with your significant other, it&apos;s critical <br/>neither of you is left in the dark about your financial lives. Sadly, relationships don&apos;t last,<br/>partners can pass away or get sick and become incapacitated. Both of you should be <br/>able to pick up the pieces and move forward without the other, but that&apos;s not the case in many situations. In today&apos;s episode, we will discuss the dynamics of finances in your relationship and what we feel are good practices for every couple.</p><p>What You&apos;ll Learn</p><ul><li>Are you or your spouse in a position to take over the finances if something happens to the other?</li><li>Discover what you should both know about your financial life. (Many couples miss this!)</li><li>Learn what things you should have in place for all of life&apos;s unexpected events.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/185</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13480562</guid>
    <pubDate>Tue, 29 Aug 2023 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="Importance of Financial Transparency in Relationships" />
  <psc:chapter start="11:13" title="Organizing and Planning for the Future" />
  <psc:chapter start="15:29" title="Importance of Financial Planning and Documentation" />
  <psc:chapter start="21:27" title="Importance of Regularly Checking Credit Reports" />
</psc:chapters>
    <itunes:duration>1770</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 185</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>185</itunes:episode>
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    <itunes:title>184. How to Declutter and Make Money FAST!</itunes:title>
    <title>184. How to Declutter and Make Money FAST!</title>
    <itunes:summary><![CDATA[Welcome to episode #184 of the Debt Free Dad Podcast. Did you know there are 300,000 items in the average American home (LA Times), and according to NPR the average home size has nearly tripled in the last 50 years. We recently completed a declutter challenge with our Roots of Personal Finance membership group. Our members have embraced the challenge and are having tremendous success. Their success is not only helping tidy up some of their spaces, but it's also helping their finances. We will...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #184 of the Debt Free Dad Podcast. Did you know there are 300,000 items in the average American home (LA Times), and according to NPR the average home size has nearly tripled in the last 50 years. We recently completed a declutter challenge with our Roots of Personal Finance membership group. Our members have embraced the challenge and are having tremendous success. Their success is not only helping tidy up some of their spaces, but it&apos;s also helping their finances. We will share how on today&apos;s episode.</p><p>What You&apos;ll Learn</p><ul><li>Is clutter wreaking havoc and stress on your life? Check out this episode to get some motivation to get that stuff cleaned out and money in your bank!</li><li>Discover some great tips that have helped our Roots members save thousands of dollars!</li><li>Learn the benefits of decluttering, and it&apos;s not just money related!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #184 of the Debt Free Dad Podcast. Did you know there are 300,000 items in the average American home (LA Times), and according to NPR the average home size has nearly tripled in the last 50 years. We recently completed a declutter challenge with our Roots of Personal Finance membership group. Our members have embraced the challenge and are having tremendous success. Their success is not only helping tidy up some of their spaces, but it&apos;s also helping their finances. We will share how on today&apos;s episode.</p><p>What You&apos;ll Learn</p><ul><li>Is clutter wreaking havoc and stress on your life? Check out this episode to get some motivation to get that stuff cleaned out and money in your bank!</li><li>Discover some great tips that have helped our Roots members save thousands of dollars!</li><li>Learn the benefits of decluttering, and it&apos;s not just money related!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/184</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13432748</guid>
    <pubDate>Tue, 22 Aug 2023 00:00:00 -0500</pubDate>
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    <psc:chapters>
  <psc:chapter start="0:00" title="Decluttering for Financial Success" />
  <psc:chapter start="6:28" title="China, Clutter, and Garage Space" />
  <psc:chapter start="10:52" title="Decluttering for Mental Health and Finances" />
  <psc:chapter start="22:04" title="Decluttering and Financial Success" />
</psc:chapters>
    <itunes:duration>1826</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 184, declutter</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>184</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>183. How I Saved and Paid Off over $70,000 in Less Than Two Years!</itunes:title>
    <title>183. How I Saved and Paid Off over $70,000 in Less Than Two Years!</title>
    <itunes:summary><![CDATA[Welcome to episode #183 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October of 2021, and in less than two years she has paid off a significant amount of debt. Today Jenny is joining me to share her journey, what changes she's made, and to celebrate an amazing accomplishment she recently reached. What You'll Learn Discover what made the biggest difference to help her save and pay off over $70,000 in less than two years.He...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #183 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October of 2021, and in less than two years she has paid off a significant amount of debt. Today Jenny is joining me to share her journey, what changes she&apos;s made, and to celebrate an amazing accomplishment she recently reached.</p><p>What You&apos;ll Learn</p><ul><li>Discover what made the biggest difference to help her save and pay off over $70,000 in less than two years.</li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances (and other areas of life too).</li><li>Listen as Jenny shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #183 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October of 2021, and in less than two years she has paid off a significant amount of debt. Today Jenny is joining me to share her journey, what changes she&apos;s made, and to celebrate an amazing accomplishment she recently reached.</p><p>What You&apos;ll Learn</p><ul><li>Discover what made the biggest difference to help her save and pay off over $70,000 in less than two years.</li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances (and other areas of life too).</li><li>Listen as Jenny shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/183</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 15 Aug 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2386</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 183</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>183</itunes:episode>
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    <itunes:title>182. Watch Out For These High School Senior Year Costs</itunes:title>
    <title>182. Watch Out For These High School Senior Year Costs</title>
    <itunes:summary><![CDATA[Welcome to episode #182 of the Debt Free Dad Podcast. As parents of high school seniors, we know that this stage is filled with anticipation, dreams, and a whirlwind of emotions. But amidst all the excitement, there are expenses that can catch us off guard. From pictures to parties and college application costs, we'll be exploring the surprising expenses that may come your way and share some strategies that helped us plan for these expenses in our own lives. What You'll Learn Senior year come...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #182 of the Debt Free Dad Podcast. As parents of high school seniors, we know that this stage is filled with anticipation, dreams, and a whirlwind of emotions. But amidst all the excitement, there are expenses that can catch us off guard. From pictures to parties and college application costs, we&apos;ll be exploring the surprising expenses that may come your way and share some strategies that helped us plan for these expenses in our own lives.</p><p>What You&apos;ll Learn</p><ul><li>Senior year comes with some hefty costs! Listen now as we share some of the common ones that catch people off guard.</li><li>Discover tips to help you ease the financial stress of senior year.</li><li>Learn how to reduce the pressure of social influence and emotional purchases for your child.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #182 of the Debt Free Dad Podcast. As parents of high school seniors, we know that this stage is filled with anticipation, dreams, and a whirlwind of emotions. But amidst all the excitement, there are expenses that can catch us off guard. From pictures to parties and college application costs, we&apos;ll be exploring the surprising expenses that may come your way and share some strategies that helped us plan for these expenses in our own lives.</p><p>What You&apos;ll Learn</p><ul><li>Senior year comes with some hefty costs! Listen now as we share some of the common ones that catch people off guard.</li><li>Discover tips to help you ease the financial stress of senior year.</li><li>Learn how to reduce the pressure of social influence and emotional purchases for your child.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/182</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13365172</guid>
    <pubDate>Tue, 08 Aug 2023 00:00:00 -0500</pubDate>
    <itunes:duration>1759</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 182</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>182</itunes:episode>
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    <itunes:title>181. The REAL Secret to Getting Out of Debt That Nobody Talks About</itunes:title>
    <title>181. The REAL Secret to Getting Out of Debt That Nobody Talks About</title>
    <itunes:summary><![CDATA[Welcome to episode #181 of the Debt Free Dad Podcast. There are so many people out there looking for the SECRET to getting out of debt. I hate to burst the bubble, but there is no secret to getting out of debt. The information is out there. But I will say, there is one thing that creates an amazing amount of magic that most people forget about. It makes all the difference in successfully getting out of debt and really achieving any goal you have in your life. We are going to reveal this magic...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #181 of the Debt Free Dad Podcast. There are so many people out there looking for the SECRET to getting out of debt. I hate to burst the bubble, but there is no secret to getting out of debt. The information is out there. But I will say, there is one thing that creates an amazing amount of magic that most people forget about. It makes all the difference in successfully getting out of debt and really achieving any goal you have in your life. We are going to reveal this magic on today&apos;s episode.</p><p>What You&apos;ll Learn</p><ul><li>Discover the REAL secret to getting out of debt.</li><li>Learn what most people forget about as it relates to getting out of debt and reaching your financial goals.</li><li>Hear as we discuss the hardest part of reaching debt freedom. (If you can get this right, you&apos;ll experience far less frustration.)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #181 of the Debt Free Dad Podcast. There are so many people out there looking for the SECRET to getting out of debt. I hate to burst the bubble, but there is no secret to getting out of debt. The information is out there. But I will say, there is one thing that creates an amazing amount of magic that most people forget about. It makes all the difference in successfully getting out of debt and really achieving any goal you have in your life. We are going to reveal this magic on today&apos;s episode.</p><p>What You&apos;ll Learn</p><ul><li>Discover the REAL secret to getting out of debt.</li><li>Learn what most people forget about as it relates to getting out of debt and reaching your financial goals.</li><li>Hear as we discuss the hardest part of reaching debt freedom. (If you can get this right, you&apos;ll experience far less frustration.)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13310563-181-the-real-secret-to-getting-out-of-debt-that-nobody-talks-about.mp3" length="26497915" type="audio/mpeg" />
    <link>https://www.balancedcents.com/181</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13310563</guid>
    <pubDate>Tue, 01 Aug 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2205</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 181</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>181</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>180. What Is Cash Stuffing and How Does It Help You Save Money?</itunes:title>
    <title>180. What Is Cash Stuffing and How Does It Help You Save Money?</title>
    <itunes:summary><![CDATA[Welcome to episode #180 of the Debt Free Dad Podcast. Get ready to uncover a captivating phenomenon that's taking Generation Z and others by storm: cash stuffing. In a world dominated by credit cards, debit cards, and various cashless payment options like PayPal, Venmo, and CashApp, the power of physical cash and its remarkable accountability often go unnoticed. But guess what? Cash is making a grand comeback, and in today's episode, we're revealing the reasons why. Join us as we unravel the ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #180 of the Debt Free Dad Podcast. Get ready to uncover a captivating phenomenon that&apos;s taking Generation Z and others by storm: cash stuffing. In a world dominated by credit cards, debit cards, and various cashless payment options like PayPal, Venmo, and CashApp, the power of physical cash and its remarkable accountability often go unnoticed. But guess what? Cash is making a grand comeback, and in today&apos;s episode, we&apos;re revealing the reasons why. Join us as we unravel the hidden potential of cash and its unique ability to help you save more money and stay true to your financial goals.</p><p>What You&apos;ll Learn</p><ul><li>Discover the power of cash and its amazing ability to hold you accountable to your financial goals.</li><li>Learn an easy system to have better control of your budget, and to reduce overspending.</li><li>Hear how to save up for big purchases, which will reduce or eliminate the amount of debt you&apos;ll take on.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #180 of the Debt Free Dad Podcast. Get ready to uncover a captivating phenomenon that&apos;s taking Generation Z and others by storm: cash stuffing. In a world dominated by credit cards, debit cards, and various cashless payment options like PayPal, Venmo, and CashApp, the power of physical cash and its remarkable accountability often go unnoticed. But guess what? Cash is making a grand comeback, and in today&apos;s episode, we&apos;re revealing the reasons why. Join us as we unravel the hidden potential of cash and its unique ability to help you save more money and stay true to your financial goals.</p><p>What You&apos;ll Learn</p><ul><li>Discover the power of cash and its amazing ability to hold you accountable to your financial goals.</li><li>Learn an easy system to have better control of your budget, and to reduce overspending.</li><li>Hear how to save up for big purchases, which will reduce or eliminate the amount of debt you&apos;ll take on.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13270533-180-what-is-cash-stuffing-and-how-does-it-help-you-save-money.mp3" length="20536660" type="audio/mpeg" />
    <link>https://www.balancedcents.com/180</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 25 Jul 2023 00:00:00 -0500</pubDate>
    <itunes:duration>1709</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 180</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>180</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>179. How Anchoring Bias Affects Your Finances</itunes:title>
    <title>179. How Anchoring Bias Affects Your Finances</title>
    <itunes:summary><![CDATA[Welcome to episode #179 of the Debt Free Dad Podcast. We're diving into the fascinating world of human cognition and exploring a concept that profoundly influences our decision-making processes: anchoring bias. Have you ever wondered why our judgments and choices can sometimes seem irrational or skewed? Or why it might be so hard to break free from what you always do? Anchoring bias provides us with a compelling explanation. It's a cognitive bias that affects our perception of information and...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #179 of the Debt Free Dad Podcast. We&apos;re diving into the fascinating world of human cognition and exploring a concept that profoundly influences our decision-making processes: anchoring bias. Have you ever wondered why our judgments and choices can sometimes seem irrational or skewed? Or why it might be so hard to break free from what you always do? Anchoring bias provides us with a compelling explanation. It&apos;s a cognitive bias that affects our perception of information and influences the judgments we make based on that information... and today we are going to share how anchoring bias is affecting your finances, and how it could be keeping you stuck.</p><p>What You&apos;ll Learn</p><ul><li>Learn how this cognitive bias is possibly keeping you stuck in your current financial mindset.</li><li>Learn how anchoring affects our purchasing decisions and is likely costing you a bunch of money you never realized.</li><li>Discover how anchoring has shaped your current mindset, and why it&apos;s so hard to break away from your habits, choices, and money beliefs.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #179 of the Debt Free Dad Podcast. We&apos;re diving into the fascinating world of human cognition and exploring a concept that profoundly influences our decision-making processes: anchoring bias. Have you ever wondered why our judgments and choices can sometimes seem irrational or skewed? Or why it might be so hard to break free from what you always do? Anchoring bias provides us with a compelling explanation. It&apos;s a cognitive bias that affects our perception of information and influences the judgments we make based on that information... and today we are going to share how anchoring bias is affecting your finances, and how it could be keeping you stuck.</p><p>What You&apos;ll Learn</p><ul><li>Learn how this cognitive bias is possibly keeping you stuck in your current financial mindset.</li><li>Learn how anchoring affects our purchasing decisions and is likely costing you a bunch of money you never realized.</li><li>Discover how anchoring has shaped your current mindset, and why it&apos;s so hard to break away from your habits, choices, and money beliefs.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <pubDate>Tue, 18 Jul 2023 00:00:00 -0500</pubDate>
    <itunes:duration>3071</itunes:duration>
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    <itunes:title>178. What&#39;s Concerning You Most About Your Finances?</itunes:title>
    <title>178. What&#39;s Concerning You Most About Your Finances?</title>
    <itunes:summary><![CDATA[Welcome to episode #178 of the Debt Free Dad Podcast. I recently asked this question on our Facebook page... "What is concerning you most about your finances right now?" Now, we got a lot of different responses. Everything from cost of living going up, emergency funds, having to start over, having patience during the process of getting out of debt, and supporting your adult kids and their needs. We are going to go through these challenges on today's show and share our perspective... What You'...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #178 of the Debt Free Dad Podcast. I recently asked this question on our Facebook page... &quot;What is concerning you most about your finances right now?&quot; Now, we got a lot of different responses. Everything from cost of living going up, emergency funds, having to start over, having patience during the process of getting out of debt, and supporting your adult kids and their needs. We are going to go through these challenges on today&apos;s show and share our perspective...</p><p>What You&apos;ll Learn</p><ul><li>Listen in as we share our perspective on what&apos;s concerning our audience the most.</li><li>Debt freedom doesn&apos;t always mean life is easy. Hear what&apos;s concerning the team at the Debt Free Dad Podcast.</li><li>Listen as we share our thoughts on patience, ER funds, cost of living, and so much more!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #178 of the Debt Free Dad Podcast. I recently asked this question on our Facebook page... &quot;What is concerning you most about your finances right now?&quot; Now, we got a lot of different responses. Everything from cost of living going up, emergency funds, having to start over, having patience during the process of getting out of debt, and supporting your adult kids and their needs. We are going to go through these challenges on today&apos;s show and share our perspective...</p><p>What You&apos;ll Learn</p><ul><li>Listen in as we share our perspective on what&apos;s concerning our audience the most.</li><li>Debt freedom doesn&apos;t always mean life is easy. Hear what&apos;s concerning the team at the Debt Free Dad Podcast.</li><li>Listen as we share our thoughts on patience, ER funds, cost of living, and so much more!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/178</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 11 Jul 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2562</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 178</itunes:keywords>
    <itunes:season>1</itunes:season>
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  <item>
    <itunes:title>177. What Does Wealthy Mean?</itunes:title>
    <title>177. What Does Wealthy Mean?</title>
    <itunes:summary><![CDATA[Welcome to episode #177 of the Debt Free Dad Podcast. When we think about wealth, our minds often jump to stacks of cash, luxury cars, and fancy vacations. But here's the thing, wealth is about so much more than just dollar signs. It's about living a life that's full of abundance, joy, and freedom. On today's show, we're going to shake up the perceptions of wealth. Together, we'll dig into the details of what it means to be truly wealthy. What You'll Learn Listen in as we discuss the meaning ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #177 of the Debt Free Dad Podcast. When we think about wealth, our minds often jump to stacks of cash, luxury cars, and fancy vacations. But here&apos;s the thing, wealth is about so much more than just dollar signs. It&apos;s about living a life that&apos;s full of abundance, joy, and freedom. On today&apos;s show, we&apos;re going to shake up the perceptions of wealth. Together, we&apos;ll dig into the details of what it means to be truly wealthy.</p><p>What You&apos;ll Learn</p><ul><li>Listen in as we discuss the meaning of being wealthy.</li><li>Hear our perspective after years of being debt free, and how that perspective has changed since we started our journeys.</li><li>Is wealth measured by a simple dollar amount? (This might surprise you!)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #177 of the Debt Free Dad Podcast. When we think about wealth, our minds often jump to stacks of cash, luxury cars, and fancy vacations. But here&apos;s the thing, wealth is about so much more than just dollar signs. It&apos;s about living a life that&apos;s full of abundance, joy, and freedom. On today&apos;s show, we&apos;re going to shake up the perceptions of wealth. Together, we&apos;ll dig into the details of what it means to be truly wealthy.</p><p>What You&apos;ll Learn</p><ul><li>Listen in as we discuss the meaning of being wealthy.</li><li>Hear our perspective after years of being debt free, and how that perspective has changed since we started our journeys.</li><li>Is wealth measured by a simple dollar amount? (This might surprise you!)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13143027-177-what-does-wealthy-mean.mp3" length="29008727" type="audio/mpeg" />
    <link>https://www.balancedcents.com/177</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13143027</guid>
    <pubDate>Tue, 04 Jul 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2415</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 177</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>177</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>176. Home Buying &amp; Selling Tips with Tara Meinholz</itunes:title>
    <title>176. Home Buying &amp; Selling Tips with Tara Meinholz</title>
    <itunes:summary><![CDATA[Welcome to episode #176 of the Debt Free Dad Podcast. Buying a home is a significant milestone and a thrilling adventure. Whether you're a first-time buyer or a seasoned homeowner, the process of finding and purchasing a property can be both exciting and overwhelming. From establishing your budget to searching for the perfect neighborhood and navigating the details of financing, there are numerous factors to consider along the way, especially in the current housing market.  Today I am excited...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #176 of the Debt Free Dad Podcast. Buying a home is a significant milestone and a thrilling adventure.</p><p>Whether you&apos;re a first-time buyer or a seasoned homeowner, the process of finding and purchasing a property can be both exciting and overwhelming. From establishing your budget to searching for the perfect neighborhood and navigating the details of financing, there are numerous factors to consider along the way, especially in the current housing market.<br/><br/>Today I am excited to invite my good friend and realtor, Tara Meinholz, to the podcast. Tara has been in real estate for 17 years and owned her own real estate brokerage for the last seven years. Based on the current housing market, I wanted to bring her on to share her expertise, offer practical tips, and provide valuable insights to help you navigate the home buying and selling process with confidence!<br/><br/>What You&apos;ll Learn</p><ul><li>Discover what&apos;s challenging buyers and sellers in the current market.</li><li>Hear tips for buyers and sellers based on the current market.</li><li>If you&apos;re getting ready to buy a home, hear what you should do first. The answer may surprise you.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #176 of the Debt Free Dad Podcast. Buying a home is a significant milestone and a thrilling adventure.</p><p>Whether you&apos;re a first-time buyer or a seasoned homeowner, the process of finding and purchasing a property can be both exciting and overwhelming. From establishing your budget to searching for the perfect neighborhood and navigating the details of financing, there are numerous factors to consider along the way, especially in the current housing market.<br/><br/>Today I am excited to invite my good friend and realtor, Tara Meinholz, to the podcast. Tara has been in real estate for 17 years and owned her own real estate brokerage for the last seven years. Based on the current housing market, I wanted to bring her on to share her expertise, offer practical tips, and provide valuable insights to help you navigate the home buying and selling process with confidence!<br/><br/>What You&apos;ll Learn</p><ul><li>Discover what&apos;s challenging buyers and sellers in the current market.</li><li>Hear tips for buyers and sellers based on the current market.</li><li>If you&apos;re getting ready to buy a home, hear what you should do first. The answer may surprise you.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13106126-176-home-buying-selling-tips-with-tara-meinholz.mp3" length="26003854" type="audio/mpeg" />
    <link>https://www.balancedcents.com/176</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13106126</guid>
    <pubDate>Tue, 27 Jun 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2164</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 176</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>176</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>175. Why You&#39;re Broke and Still Spending Money</itunes:title>
    <title>175. Why You&#39;re Broke and Still Spending Money</title>
    <itunes:summary><![CDATA[Welcome to episode #175 of the Debt Free Dad Podcast. Today we are going to dive into a common financial dilemma that many of us face: the cycle of being broke while continuing to spend money. Inspired by a common topic in my coaching conversations, we are going to explore the underlying reasons behind this behavior and challenge the attitudes that keep you stuck. Join us as we examine the impact of emotional spending and the potential for positive change. What You'll Learn Listen as we discu...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #175 of the Debt Free Dad Podcast. Today we are going to dive into a common financial dilemma that many of us face: the cycle of being broke while continuing to spend money. Inspired by a common topic in my coaching conversations, we are going to explore the underlying reasons behind this behavior and challenge the attitudes that keep you stuck. Join us as we examine the impact of emotional spending and the potential for positive change.</p><p>What You&apos;ll Learn</p><ul><li>Listen as we discuss the challenge of shifting your mindset to create less financial stress. </li><li>Discover some of the reasons you may give in to spending even when your financial life is really stressful.</li><li>Hear what helped us overcome this, and how even still struggle with it today.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #175 of the Debt Free Dad Podcast. Today we are going to dive into a common financial dilemma that many of us face: the cycle of being broke while continuing to spend money. Inspired by a common topic in my coaching conversations, we are going to explore the underlying reasons behind this behavior and challenge the attitudes that keep you stuck. Join us as we examine the impact of emotional spending and the potential for positive change.</p><p>What You&apos;ll Learn</p><ul><li>Listen as we discuss the challenge of shifting your mindset to create less financial stress. </li><li>Discover some of the reasons you may give in to spending even when your financial life is really stressful.</li><li>Hear what helped us overcome this, and how even still struggle with it today.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13059768-175-why-you-re-broke-and-still-spending-money.mp3" length="22623705" type="audio/mpeg" />
    <link>https://www.balancedcents.com/175</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13059768</guid>
    <pubDate>Tue, 20 Jun 2023 00:00:00 -0500</pubDate>
    <itunes:duration>1883</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 175</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>175</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>174. How to Budget for Major Life Events</itunes:title>
    <title>174. How to Budget for Major Life Events</title>
    <itunes:summary><![CDATA[Welcome to episode #174 of the Debt Free Dad Podcast. Life is full of twists and turns, and along the way, we encounter significant milestones and unexpected shifts that require us to adapt and adjust our finances. Whether it's something as simple as your student loans starting back up later this fall, or getting married, starting a family, changing careers, sickness, or even death, these changes can have a profound impact on our finances. In this episode, we'll share some of the life changes...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #174 of the Debt Free Dad Podcast. Life is full of twists and turns, and along the way, we encounter significant milestones and unexpected shifts that require us to adapt and adjust our finances. Whether it&apos;s something as simple as your student loans starting back up later this fall, or getting married, starting a family, changing careers, sickness, or even death, these changes can have a profound impact on our finances. In this episode, we&apos;ll share some of the life changes we&apos;ve encountered, what&apos;s helping us navigate them, and how you can use the same methods to prepare for any of life&apos;s surprises.</p><p>What You&apos;ll Learn</p><ul><li>Listen in as we share our experience navigating life changes while getting out of debt and even while we were debt free.</li><li>Hear practical advice from normal people to reduce financial stress during hard times. (You can do this too!)</li><li>Discover some simple things you can do to be better prepared for life&apos;s surprises.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #174 of the Debt Free Dad Podcast. Life is full of twists and turns, and along the way, we encounter significant milestones and unexpected shifts that require us to adapt and adjust our finances. Whether it&apos;s something as simple as your student loans starting back up later this fall, or getting married, starting a family, changing careers, sickness, or even death, these changes can have a profound impact on our finances. In this episode, we&apos;ll share some of the life changes we&apos;ve encountered, what&apos;s helping us navigate them, and how you can use the same methods to prepare for any of life&apos;s surprises.</p><p>What You&apos;ll Learn</p><ul><li>Listen in as we share our experience navigating life changes while getting out of debt and even while we were debt free.</li><li>Hear practical advice from normal people to reduce financial stress during hard times. (You can do this too!)</li><li>Discover some simple things you can do to be better prepared for life&apos;s surprises.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/13022850-174-how-to-budget-for-major-life-events.mp3" length="26617293" type="audio/mpeg" />
    <link>https://www.balancedcents.com/174</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13022850</guid>
    <pubDate>Tue, 13 Jun 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2215</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 174</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>174</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>173. How Social Media Encourages Bad Spending Habits</itunes:title>
    <title>173. How Social Media Encourages Bad Spending Habits</title>
    <itunes:summary><![CDATA[Welcome to episode #173 of the Debt Free Dad Podcast. Are you pressured to spend money and buy things because of what you see on social media? Do you feel bad about yourself or your finances because of what you see your friends and family doing on social media? If so, you're not alone, and if you said no, maybe you're lying to yourself because the affects of social media and FOMO can be subtle. Today we are going to breakdown how social media encourages bad spending habits, and give you some ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #173 of the Debt Free Dad Podcast. Are you pressured to spend money and buy things because of what you see on social media? Do you feel bad about yourself or your finances because of what you see your friends and family doing on social media? If so, you&apos;re not alone, and if you said no, maybe you&apos;re lying to yourself because the affects of social media and FOMO can be subtle. Today we are going to breakdown how social media encourages bad spending habits, and give you some tips to help you fight against the peer pressure.</p><p>What You&apos;ll Learn</p><ul><li>How does social media and fear of missing out affect your spending habits?</li><li>Discover some strategies that have helped us limit emotional and impulsive spending.</li><li>Hear the eye-opening statistics on FOMO. (This one shocked us!)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #173 of the Debt Free Dad Podcast. Are you pressured to spend money and buy things because of what you see on social media? Do you feel bad about yourself or your finances because of what you see your friends and family doing on social media? If so, you&apos;re not alone, and if you said no, maybe you&apos;re lying to yourself because the affects of social media and FOMO can be subtle. Today we are going to breakdown how social media encourages bad spending habits, and give you some tips to help you fight against the peer pressure.</p><p>What You&apos;ll Learn</p><ul><li>How does social media and fear of missing out affect your spending habits?</li><li>Discover some strategies that have helped us limit emotional and impulsive spending.</li><li>Hear the eye-opening statistics on FOMO. (This one shocked us!)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/173</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12968842</guid>
    <pubDate>Tue, 06 Jun 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2116</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 173, FOMO</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>173</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>172. When Do You Talk About Money In A Relationship?</itunes:title>
    <title>172. When Do You Talk About Money In A Relationship?</title>
    <itunes:summary><![CDATA[Welcome to episode #172 of the Debt Free Dad Podcast. Money, as we know, is one of the leading causes of stress, fights, and arguments in relationships. It's a topic that can stir up emotions and create tension between partners. As a financial coach, I've had the privilege of helping thousands of individuals navigate their way out of debt and gain control of their finances. Through my work, I've witnessed firsthand how money stress can significantly impact relationships, often taking a toll o...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #172 of the Debt Free Dad Podcast. Money, as we know, is one of the leading causes of stress, fights, and arguments in relationships. It&apos;s a topic that can stir up emotions and create tension between partners. As a financial coach, I&apos;ve had the privilege of helping thousands of individuals navigate their way out of debt and gain control of their finances. Through my work, I&apos;ve witnessed firsthand how money stress can significantly impact relationships, often taking a toll on both emotional and financial well-being.<br/><br/>In today&apos;s episode, we&apos;ll explore the important question: When is it a good idea to start talking about money in a relationship? Whether you&apos;re just beginning a new partnership or already in a committed one, we&apos;ll provide insights and practical advice on how to approach money talks with a proactive mindset.<br/><br/>It&apos;s time to open up the lines of communication, foster understanding, and strengthen your financial foundation as a couple. So, let&apos;s dive in and discover the keys to building a more harmonious relationship when it comes to money matters.</p><p>What You&apos;ll Learn</p><ul><li>Listen as we discuss when it&apos;s a good time to talk about money in your<br/>relationship.</li><li>Discover some things that have helped us reduce money fights in our relationships.</li><li>Get a FREE worksheet to help you get started!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorit</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #172 of the Debt Free Dad Podcast. Money, as we know, is one of the leading causes of stress, fights, and arguments in relationships. It&apos;s a topic that can stir up emotions and create tension between partners. As a financial coach, I&apos;ve had the privilege of helping thousands of individuals navigate their way out of debt and gain control of their finances. Through my work, I&apos;ve witnessed firsthand how money stress can significantly impact relationships, often taking a toll on both emotional and financial well-being.<br/><br/>In today&apos;s episode, we&apos;ll explore the important question: When is it a good idea to start talking about money in a relationship? Whether you&apos;re just beginning a new partnership or already in a committed one, we&apos;ll provide insights and practical advice on how to approach money talks with a proactive mindset.<br/><br/>It&apos;s time to open up the lines of communication, foster understanding, and strengthen your financial foundation as a couple. So, let&apos;s dive in and discover the keys to building a more harmonious relationship when it comes to money matters.</p><p>What You&apos;ll Learn</p><ul><li>Listen as we discuss when it&apos;s a good time to talk about money in your<br/>relationship.</li><li>Discover some things that have helped us reduce money fights in our relationships.</li><li>Get a FREE worksheet to help you get started!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorit</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/12932964-172-when-do-you-talk-about-money-in-a-relationship.mp3" length="31700537" type="audio/mpeg" />
    <link>https://www.balancedcents.com/172</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12932964</guid>
    <pubDate>Tue, 30 May 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2639</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 172</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>172</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>171. Should You Be Investing If You&#39;re Getting Out of Debt?</itunes:title>
    <title>171. Should You Be Investing If You&#39;re Getting Out of Debt?</title>
    <itunes:summary><![CDATA[Welcome to episode #171 of the Debt Free Dad Podcast. Over this past month we've received some great questions from our listeners. When should you start investing if you're still getting out of debt? If you get paid bi-weekly, what are some budgeting tips to help? What are our feelings on combining finances if you're in a relationship. How to plan for holidays and celebrations, and how is what we do any different than any other debt pay off program? We are going to talk about it all on today'...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #171 of the Debt Free Dad Podcast. Over this past month we&apos;ve received some great questions from our listeners. When should you start investing if you&apos;re still getting out of debt? If you get paid bi-weekly, what are some budgeting tips to help? What are our feelings on combining finances if you&apos;re in a relationship. How to plan for holidays and celebrations, and how is what we do any different than any other debt pay off program? We are going to talk about it all on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>Listen as we share our thoughts on whether or not you should be investing if you&apos;re in debt.</li><li>Discover our thoughts on shared bank accounts.</li><li>What&apos;s a good balance between living life and paying off debt?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #171 of the Debt Free Dad Podcast. Over this past month we&apos;ve received some great questions from our listeners. When should you start investing if you&apos;re still getting out of debt? If you get paid bi-weekly, what are some budgeting tips to help? What are our feelings on combining finances if you&apos;re in a relationship. How to plan for holidays and celebrations, and how is what we do any different than any other debt pay off program? We are going to talk about it all on today&apos;s show.</p><p>What You&apos;ll Learn</p><ul><li>Listen as we share our thoughts on whether or not you should be investing if you&apos;re in debt.</li><li>Discover our thoughts on shared bank accounts.</li><li>What&apos;s a good balance between living life and paying off debt?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/12862612-171-should-you-be-investing-if-you-re-getting-out-of-debt.mp3" length="25738990" type="audio/mpeg" />
    <link>https://www.balancedcents.com/171</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12862612</guid>
    <pubDate>Tue, 23 May 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2142</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 171</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>171</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>170. Is It Worth Leveraging Credit Card Points?</itunes:title>
    <title>170. Is It Worth Leveraging Credit Card Points?</title>
    <itunes:summary><![CDATA[Welcome to episode #170 of the Debt Free Dad Podcast. Today we'll be discussing the various benefits and drawbacks of using credit card points to earn rewards, and whether it's a viable strategy. Credit card points can be an enticing offer for those who want to earn rewards for their everyday purchases. With points programs offered by credit card companies, you can earn rewards like cash back, travel miles, and other perks just by using your credit card for purchases. However, it's important ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #170 of the Debt Free Dad Podcast. Today we&apos;ll be discussing the various benefits and drawbacks of using credit card points to earn rewards, and whether it&apos;s a viable strategy. Credit card points can be an enticing offer for those who want to earn rewards for their everyday purchases. With points programs offered by credit card companies, you can earn rewards like cash back, travel miles, and other perks just by using your credit card for purchases. However, it&apos;s important to understand the costs and benefits of these programs before signing up. Are the rewards worth the annual fees or high interest rates associated with some credit cards?</p><p>What You&apos;ll Learn</p><ul><li>Listen as we discuss the pros and cons of credit card points and rewards.</li><li>When it comes to rewards, most people don&apos;t understand this one thing. (And it&apos;s likely costing you a lot more than you think!)</li><li>Can you get wealthy by using credit card points and rewards. Find out on this episode!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #170 of the Debt Free Dad Podcast. Today we&apos;ll be discussing the various benefits and drawbacks of using credit card points to earn rewards, and whether it&apos;s a viable strategy. Credit card points can be an enticing offer for those who want to earn rewards for their everyday purchases. With points programs offered by credit card companies, you can earn rewards like cash back, travel miles, and other perks just by using your credit card for purchases. However, it&apos;s important to understand the costs and benefits of these programs before signing up. Are the rewards worth the annual fees or high interest rates associated with some credit cards?</p><p>What You&apos;ll Learn</p><ul><li>Listen as we discuss the pros and cons of credit card points and rewards.</li><li>When it comes to rewards, most people don&apos;t understand this one thing. (And it&apos;s likely costing you a lot more than you think!)</li><li>Can you get wealthy by using credit card points and rewards. Find out on this episode!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/170</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12848480</guid>
    <pubDate>Tue, 16 May 2023 00:00:00 -0500</pubDate>
    <podcast:transcript url="https://www.buzzsprout.com/748145/12848480/transcript" type="text/html" />
    <itunes:duration>2461</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 170</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>170</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>169. How Do I Pay Off Debt When I Can Barely Pay My Monthly Bills??</itunes:title>
    <title>169. How Do I Pay Off Debt When I Can Barely Pay My Monthly Bills??</title>
    <itunes:summary><![CDATA[Welcome to episode #169 of the Debt Free Dad Podcast. When you are struggling to meet your monthly bills, it can be very difficult if not impossible to think about how to pay down your debts. We know the struggle all too well and we are here to tell you that it can be done! After helping thousands of people, we have found that the majority of people have more money than they realize, they are just not managing it very well. In this episode, we’ll share some tips and personal stories about how...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #169 of the Debt Free Dad Podcast. When you are struggling to meet your monthly bills, it can be very difficult if not impossible to think about how to pay down your debts. We know the struggle all too well and we are here to tell you that it can be done! After helping thousands of people, we have found that the majority of people have more money than they realize, they are just not managing it very well. In this episode, we’ll share some tips and personal stories about how we overcame this obstacle during our debt journey.</p><p>What You&apos;ll Learn</p><ul><li>Listen as we share our experience in getting started with getting out of debt.</li><li>Discover some simple steps that will free up cash flow to help you save and pay off debt.</li><li>Hear what cuts and changes we made that made the biggest difference.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #169 of the Debt Free Dad Podcast. When you are struggling to meet your monthly bills, it can be very difficult if not impossible to think about how to pay down your debts. We know the struggle all too well and we are here to tell you that it can be done! After helping thousands of people, we have found that the majority of people have more money than they realize, they are just not managing it very well. In this episode, we’ll share some tips and personal stories about how we overcame this obstacle during our debt journey.</p><p>What You&apos;ll Learn</p><ul><li>Listen as we share our experience in getting started with getting out of debt.</li><li>Discover some simple steps that will free up cash flow to help you save and pay off debt.</li><li>Hear what cuts and changes we made that made the biggest difference.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/169</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12796477</guid>
    <pubDate>Tue, 09 May 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2842</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 169</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>169</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>168. Why Most U.S. Adults Function with a Poor Understanding of Financial Topics</itunes:title>
    <title>168. Why Most U.S. Adults Function with a Poor Understanding of Financial Topics</title>
    <itunes:summary><![CDATA[Welcome to episode #168 of the Debt Free Dad Podcast. Today we are reacting to a recent Yahoo! finance article that reports how many adults in the U.S. function with a  poor understanding of financial topics, and nearly a quarter of adults bombed the 2022 Personal Finance Index Quiz all together... we are going to talk about it on today's show.  What You'll Learn Listen as we react to recent data that shows Americans lack knowledge on financial topics.Can you answer the three test questi...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #168 of the Debt Free Dad Podcast. Today we are reacting to a recent Yahoo! finance article that reports how many adults in the U.S. function with a <br/>poor understanding of financial topics, and nearly a quarter of adults bombed the 2022 Personal Finance Index Quiz all together... we are going to talk about it on today&apos;s show.<br/><br/>What You&apos;ll Learn</p><ul><li>Listen as we react to recent data that shows Americans lack knowledge on financial topics.</li><li>Can you answer the three test questions correctly? We will share them on the show!</li><li>Which financial topics do Americans struggle with the most? The answer may surprise you!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #168 of the Debt Free Dad Podcast. Today we are reacting to a recent Yahoo! finance article that reports how many adults in the U.S. function with a <br/>poor understanding of financial topics, and nearly a quarter of adults bombed the 2022 Personal Finance Index Quiz all together... we are going to talk about it on today&apos;s show.<br/><br/>What You&apos;ll Learn</p><ul><li>Listen as we react to recent data that shows Americans lack knowledge on financial topics.</li><li>Can you answer the three test questions correctly? We will share them on the show!</li><li>Which financial topics do Americans struggle with the most? The answer may surprise you!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/168</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12754260</guid>
    <pubDate>Tue, 02 May 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2220</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 168</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>168</itunes:episode>
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  <item>
    <itunes:title>167. Why We Buy Stuff We Don&#39;t Need and How to Stop!</itunes:title>
    <title>167. Why We Buy Stuff We Don&#39;t Need and How to Stop!</title>
    <itunes:summary><![CDATA[Welcome to episode #167 of the Debt Free Dad Podcast. Do you catch yourself buying stuff you don't need? Do you struggle with impulsive and wasteful spending habits? If so, you're not alone. Today we are going to talk about why we buy stuff we don't need, and share some tips on how to prevent and stop it. What You'll Learn Learn why people waste money and buy stuff they don't need.Discover what influences peoples' purchases the most.Learn tips to help you fight against impulsive and wasteful ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #167 of the Debt Free Dad Podcast. Do you catch yourself buying stuff you don&apos;t need? Do you struggle with impulsive and wasteful spending habits? If so, you&apos;re not alone. Today we are going to talk about why we buy stuff we don&apos;t need, and share some tips on how to prevent and stop it.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Learn why people waste money and buy stuff they don&apos;t need.</li><li>Discover what influences peoples&apos; purchases the most.</li><li>Learn tips to help you fight against impulsive and wasteful spending.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #167 of the Debt Free Dad Podcast. Do you catch yourself buying stuff you don&apos;t need? Do you struggle with impulsive and wasteful spending habits? If so, you&apos;re not alone. Today we are going to talk about why we buy stuff we don&apos;t need, and share some tips on how to prevent and stop it.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Learn why people waste money and buy stuff they don&apos;t need.</li><li>Discover what influences peoples&apos; purchases the most.</li><li>Learn tips to help you fight against impulsive and wasteful spending.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/167</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 25 Apr 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2239</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 167</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>167</itunes:episode>
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    <itunes:title>166. The Rise of &#39;Buy Now, Pay Later&#39;</itunes:title>
    <title>166. The Rise of &#39;Buy Now, Pay Later&#39;</title>
    <itunes:summary><![CDATA[Welcome to episode #166 of the Debt Free Dad Podcast. Today, we're going to dive into the world of "Buy Now, Pay Later," a payment option that has exploded in popularity in recent years. Have you ever been tempted to make a big purchase but hesitated because you didn't want to pay the full amount upfront? Or maybe you've been strapped for cash and wished there was a way to spread out payments over time? Well, "Buy Now, Pay Later" is a payment method that allows you to do just that. Just this ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #166 of the Debt Free Dad Podcast. Today, we&apos;re going to dive into the world of &quot;Buy Now, Pay Later,&quot; a payment option that has exploded in popularity in recent years.</p><p>Have you ever been tempted to make a big purchase but hesitated because you didn&apos;t want to pay the full amount upfront? Or maybe you&apos;ve been strapped for cash and wished there was a way to spread out payments over time? Well, &quot;Buy Now, Pay Later&quot; is a payment method that allows you to do just that. Just this past week Apple is the most recent big-name company to offer buy now, pay later options.</p><p>In this episode, we&apos;ll explore how &quot;Buy Now, Pay Later&quot; works, how it&apos;s changing the way we shop and who using this feature the most. We&apos;ll discuss how it affects our finances and what you should consider before using this payment option.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Buy now pay later is exploding in popularity, but is it a good choice for your finances?</li><li>Discover the facts about people who have used BNPL, and what they say now after using it.</li><li>Hear the alarming statistics about BNPL, what people are buying, and are people paying it back on time?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.<br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #166 of the Debt Free Dad Podcast. Today, we&apos;re going to dive into the world of &quot;Buy Now, Pay Later,&quot; a payment option that has exploded in popularity in recent years.</p><p>Have you ever been tempted to make a big purchase but hesitated because you didn&apos;t want to pay the full amount upfront? Or maybe you&apos;ve been strapped for cash and wished there was a way to spread out payments over time? Well, &quot;Buy Now, Pay Later&quot; is a payment method that allows you to do just that. Just this past week Apple is the most recent big-name company to offer buy now, pay later options.</p><p>In this episode, we&apos;ll explore how &quot;Buy Now, Pay Later&quot; works, how it&apos;s changing the way we shop and who using this feature the most. We&apos;ll discuss how it affects our finances and what you should consider before using this payment option.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Buy now pay later is exploding in popularity, but is it a good choice for your finances?</li><li>Discover the facts about people who have used BNPL, and what they say now after using it.</li><li>Hear the alarming statistics about BNPL, what people are buying, and are people paying it back on time?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.<br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/166</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12662434</guid>
    <pubDate>Tue, 18 Apr 2023 00:00:00 -0500</pubDate>
    <itunes:duration>1946</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 166, buy now pay later</itunes:keywords>
    <itunes:season>1</itunes:season>
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  <item>
    <itunes:title>165. Answering Listener Financial Questions</itunes:title>
    <title>165. Answering Listener Financial Questions</title>
    <itunes:summary><![CDATA[Welcome to episode #165 of the Debt Free Dad Podcast. Today we are taking listener financial questions LIVE. We will be discussing how to stay motivated, where's the best way to keep your ER fund, how to get a spouse on board, and so much more. What You'll Learn How do you stay motivated when getting out of debt? (Great tips shared on this!)How much money do you keep in an emergency fund, and where do you put it?How do you get your spouse on board with your finances?And what's the best method...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #165 of the Debt Free Dad Podcast. Today we are taking listener financial questions LIVE. We will be discussing how to stay motivated, where&apos;s the best way to keep your ER fund, how to get a spouse on board, and so much more.</p><p><b>What You&apos;ll Learn</b></p><ul><li>How do you stay motivated when getting out of debt? (Great tips shared on this!)</li><li>How much money do you keep in an emergency fund, and where do you put it?</li><li>How do you get your spouse on board with your finances?</li><li>And what&apos;s the best method to pay off your debt?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #165 of the Debt Free Dad Podcast. Today we are taking listener financial questions LIVE. We will be discussing how to stay motivated, where&apos;s the best way to keep your ER fund, how to get a spouse on board, and so much more.</p><p><b>What You&apos;ll Learn</b></p><ul><li>How do you stay motivated when getting out of debt? (Great tips shared on this!)</li><li>How much money do you keep in an emergency fund, and where do you put it?</li><li>How do you get your spouse on board with your finances?</li><li>And what&apos;s the best method to pay off your debt?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 11 Apr 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2201</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 165</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>165</itunes:episode>
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  <item>
    <itunes:title>164. Managing Your Finances in the Face of Tragedy</itunes:title>
    <title>164. Managing Your Finances in the Face of Tragedy</title>
    <itunes:summary><![CDATA[Welcome to episode #164 of the Debt Free Dad Podcast. As you all know we took a break this past month. Sadly my wife, Sarah, tragically passed away. This episode is going to be very difficult for me as I am sure you'll expect, but as I navigate this and grieve for my wife, and all of the things that come with such a tragic loss, I want to share what I am experiencing because finances come into play. A lot of what we talk about on this show comes into play, and I'm hoping by sharing I'll be ab...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #164 of the Debt Free Dad Podcast. As you all know we took a break this past month. Sadly my wife, Sarah, tragically passed away. This episode is going to be very difficult for me as I am sure you&apos;ll expect, but as I navigate this and grieve for my wife, and all of the things that come with such a tragic loss, I want to share what I am experiencing because finances come into play. A lot of what we talk about on this show comes into play, and I&apos;m hoping by sharing I&apos;ll be able to help others start to think about some things because this stuff is easy to ignore and say ahhh I&apos;ll worry about that later until something tragic happens.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Learn what things you should have in place, even though most people don&apos;t<br/>want to think, or talk about it.</li><li>Listen in as we discuss how finances play a role during tragedies.</li><li>Discover the items you should have in place to have less financial stress during tragedies.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #164 of the Debt Free Dad Podcast. As you all know we took a break this past month. Sadly my wife, Sarah, tragically passed away. This episode is going to be very difficult for me as I am sure you&apos;ll expect, but as I navigate this and grieve for my wife, and all of the things that come with such a tragic loss, I want to share what I am experiencing because finances come into play. A lot of what we talk about on this show comes into play, and I&apos;m hoping by sharing I&apos;ll be able to help others start to think about some things because this stuff is easy to ignore and say ahhh I&apos;ll worry about that later until something tragic happens.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Learn what things you should have in place, even though most people don&apos;t<br/>want to think, or talk about it.</li><li>Listen in as we discuss how finances play a role during tragedies.</li><li>Discover the items you should have in place to have less financial stress during tragedies.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/164</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 04 Apr 2023 00:00:00 -0500</pubDate>
    <itunes:duration>2318</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 164</itunes:keywords>
    <itunes:season>1</itunes:season>
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  <item>
    <itunes:title>REPLAY - How To Not Stress About Money</itunes:title>
    <title>REPLAY - How To Not Stress About Money</title>
    <itunes:summary><![CDATA[(Replay) Welcome to episode #132 of the Debt Free Dad Podcast. We talk about financial stress a lot on this podcast, but right now, financial stress is an all-time high with inflation and rising prices. Today we want to share some tips to help you reduce your financial stress now, and hopefully encourage you to take action so financial stress can be a thing of the past. What You'll Learn Money is the number one thing most people stress about, but it doesn't have to be that way by practicing s...]]></itunes:summary>
    <description><![CDATA[<p>(Replay) Welcome to episode #132 of the Debt Free Dad Podcast. We talk about financial stress a lot on this podcast, but right now, financial stress is an all-time high with inflation and rising prices. Today we want to share some tips to help you reduce your financial stress now, and hopefully encourage you to take action so financial stress can be a thing of the past.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Money is the number one thing most people stress about, but it doesn&apos;t have to be that<br/>way by practicing some simple daily practices. </li><li>Learn the one thing that will make a huge difference in reducing your financial stress. </li><li>Discover what could be adding on more stress, and what to do to fix it.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>(Replay) Welcome to episode #132 of the Debt Free Dad Podcast. We talk about financial stress a lot on this podcast, but right now, financial stress is an all-time high with inflation and rising prices. Today we want to share some tips to help you reduce your financial stress now, and hopefully encourage you to take action so financial stress can be a thing of the past.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Money is the number one thing most people stress about, but it doesn&apos;t have to be that<br/>way by practicing some simple daily practices. </li><li>Learn the one thing that will make a huge difference in reducing your financial stress. </li><li>Discover what could be adding on more stress, and what to do to fix it.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/132</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 28 Mar 2023 00:00:00 -0500</pubDate>
    <itunes:duration>1961</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 132</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>132</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>REPLAY - Why Ordinary People Doubt They Can Get Out Of Debt</itunes:title>
    <title>REPLAY - Why Ordinary People Doubt They Can Get Out Of Debt</title>
    <itunes:summary><![CDATA[(Replay) Welcome to episode #125 of the Debt Free Dad Podcast. Today we are talking about a big dream killer, which is doubt. A lot of people doubt they will ever get out of debt for many reasons, but it's the doubt that actually causes them to stay stuck. I believe most people have what it takes to get out of debt, especially if they can get past their own doubts, excuses, and limiting beliefs. We are going to talk about it on today's show.  What You'll Learn Discover why most people doubt t...]]></itunes:summary>
    <description><![CDATA[<p>(Replay) Welcome to episode #125 of the Debt Free Dad Podcast. Today we are talking about a big dream killer, which is doubt. A lot of people doubt they will ever get out of debt for many reasons, but it&apos;s the doubt that actually causes them to stay stuck. I believe most people have what it takes to get out of debt, especially if they can get past their own doubts, excuses, and limiting beliefs. We are going to talk about it on today&apos;s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover why most people doubt they can have success with money and getting out of debt. </li><li>Are you falling for the, &apos;They must make a lot more money than me&apos; trap?</li><li>Learn the one tried and true method to reduce doubt and limiting beliefs, and not just with your finances. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>(Replay) Welcome to episode #125 of the Debt Free Dad Podcast. Today we are talking about a big dream killer, which is doubt. A lot of people doubt they will ever get out of debt for many reasons, but it&apos;s the doubt that actually causes them to stay stuck. I believe most people have what it takes to get out of debt, especially if they can get past their own doubts, excuses, and limiting beliefs. We are going to talk about it on today&apos;s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover why most people doubt they can have success with money and getting out of debt. </li><li>Are you falling for the, &apos;They must make a lot more money than me&apos; trap?</li><li>Learn the one tried and true method to reduce doubt and limiting beliefs, and not just with your finances. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/12413559-replay-why-ordinary-people-doubt-they-can-get-out-of-debt.mp3" length="21578311" type="audio/mpeg" />
    <link>https://www.balancedcents.com/125</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12413559</guid>
    <pubDate>Tue, 21 Mar 2023 00:00:00 -0500</pubDate>
    <itunes:duration>1795</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 125</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>125</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>REPLAY - How &#39;It&#39;s only a few dollars&#39; Can Cost You BIG!</itunes:title>
    <title>REPLAY - How &#39;It&#39;s only a few dollars&#39; Can Cost You BIG!</title>
    <itunes:summary><![CDATA[(Replay) Welcome to episode #84 of the Debt Free Dad podcast. Have you ever justified a purchase by saying, "It's only a few dollars!" I think we all have. But how much does a few dollars add up, especially when you think about all those small purchases we make. Today we are going to reveal the most common small purchases we are making, and just how much we are spending... it's pretty eye-opening.  What You'll Learn Discover the eye-opening statistics of small purchases and how they add up.Le...]]></itunes:summary>
    <description><![CDATA[<p>(Replay) Welcome to episode #84 of the Debt Free Dad podcast. Have you ever justified a purchase by saying, &quot;It&apos;s only a few dollars!&quot; I think we all have. But how much does a few dollars add up, especially when you think about all those small purchases we make. Today we are going to reveal the most common small purchases we are making, and just how much we are spending... it&apos;s pretty eye-opening.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the eye-opening statistics of small purchases and how they add up.</li><li>Learn one tip that can potentially save you thousands of dollars over time. </li><li>Discover the flaws of mental math, and not having a solid budget. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>(Replay) Welcome to episode #84 of the Debt Free Dad podcast. Have you ever justified a purchase by saying, &quot;It&apos;s only a few dollars!&quot; I think we all have. But how much does a few dollars add up, especially when you think about all those small purchases we make. Today we are going to reveal the most common small purchases we are making, and just how much we are spending... it&apos;s pretty eye-opening.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the eye-opening statistics of small purchases and how they add up.</li><li>Learn one tip that can potentially save you thousands of dollars over time. </li><li>Discover the flaws of mental math, and not having a solid budget. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/84</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12413510</guid>
    <pubDate>Tue, 14 Mar 2023 00:00:00 -0500</pubDate>
    <itunes:duration>1737</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 84</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>84</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>163. How to Say No to Your Little &amp; Adult Children</itunes:title>
    <title>163. How to Say No to Your Little &amp; Adult Children</title>
    <itunes:summary><![CDATA[Welcome to episode #163 of the Debt Free Dad Podcast. It's not uncommon for me to do coaching calls with individuals who are struggling because of their inability to tell their kids no. And we're not just talking about little kids, we're talking about college kids and even adult kids. So how do you say no to your little kids and your adult kids and protect your finances and your financial goals? What You'll Learn Who is saying no harder for? Hear some of our experiences. Learn tips and t...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #163 of the Debt Free Dad Podcast. It&apos;s not uncommon for me to do coaching calls with individuals who are struggling because of their inability to tell their kids no. And we&apos;re not just talking about little kids, we&apos;re talking about college kids and even adult kids. So how do you say no to your little kids and your adult kids and protect your finances and your financial goals?</p><p><b>What You&apos;ll Learn</b></p><ul><li>Who is saying no harder for? Hear some of our experiences. </li><li>Learn tips and tricks to help you say no to your children. </li><li>Hear how we include our children in on making financial decisions. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #163 of the Debt Free Dad Podcast. It&apos;s not uncommon for me to do coaching calls with individuals who are struggling because of their inability to tell their kids no. And we&apos;re not just talking about little kids, we&apos;re talking about college kids and even adult kids. So how do you say no to your little kids and your adult kids and protect your finances and your financial goals?</p><p><b>What You&apos;ll Learn</b></p><ul><li>Who is saying no harder for? Hear some of our experiences. </li><li>Learn tips and tricks to help you say no to your children. </li><li>Hear how we include our children in on making financial decisions. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/163</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12380625</guid>
    <pubDate>Tue, 07 Mar 2023 00:00:00 -0600</pubDate>
    <itunes:duration>1650</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 163</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>163</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>162. How to STOP Falling Off the Financial Wagon</itunes:title>
    <title>162. How to STOP Falling Off the Financial Wagon</title>
    <itunes:summary><![CDATA[Welcome to episode #162 of the Debt Free Dad Podcast. If you're like everyone else, sticking to your plan is tough. It's easy to fall off the wagon once in a while when you're getting out of debt. Today we are going to share tips to help you LIMIT falling off the financial wagon so you can reach your goals faster. What You'll Learn Discover what stopped us from falling off the wagon in getting out of debt.Learn tips and tricks to help you stay more consistent.Hear how failure is actually a go...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #162 of the Debt Free Dad Podcast. If you&apos;re like everyone else, sticking to your plan is tough. It&apos;s easy to fall off the wagon once in a while when you&apos;re getting out of debt. Today we are going to share tips to help you LIMIT falling off the financial wagon so you can reach your goals faster.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what stopped us from falling off the wagon in getting out of debt.</li><li>Learn tips and tricks to help you stay more consistent.</li><li>Hear how failure is actually a good thing. And the more you fail, the better things will get. WHAT?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #162 of the Debt Free Dad Podcast. If you&apos;re like everyone else, sticking to your plan is tough. It&apos;s easy to fall off the wagon once in a while when you&apos;re getting out of debt. Today we are going to share tips to help you LIMIT falling off the financial wagon so you can reach your goals faster.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what stopped us from falling off the wagon in getting out of debt.</li><li>Learn tips and tricks to help you stay more consistent.</li><li>Hear how failure is actually a good thing. And the more you fail, the better things will get. WHAT?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/162</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 28 Feb 2023 00:00:00 -0600</pubDate>
    <itunes:duration>1920</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 162</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>162</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>161. How to Build Your Financial Confidence and STOP Feeling Stupid</itunes:title>
    <title>161. How to Build Your Financial Confidence and STOP Feeling Stupid</title>
    <itunes:summary><![CDATA[Welcome to episode #161 of the Debt Free Dad Podcast. Do you feel dumb when it comes to money? Are you embarrassed of your situation or past mistakes? Do you have big regrets? This is something many of us struggle with, so how do you get past these feelings and build more confidence? Let's talk about it! What You'll Learn Learn the secret to building financial confidence even as a beginner.Listen as we share a simple formula to build confidence.Discover what helped us build confidence as we w...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #161 of the Debt Free Dad Podcast. Do you feel dumb when it comes to money? Are you embarrassed of your situation or past mistakes? Do you have big regrets? This is something many of us struggle with, so how do you get past these feelings and build more confidence? Let&apos;s talk about it!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Learn the secret to building financial confidence even as a beginner.</li><li>Listen as we share a simple formula to build confidence.</li><li>Discover what helped us build confidence as we worked our way out of debt towards financial freedom.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #161 of the Debt Free Dad Podcast. Do you feel dumb when it comes to money? Are you embarrassed of your situation or past mistakes? Do you have big regrets? This is something many of us struggle with, so how do you get past these feelings and build more confidence? Let&apos;s talk about it!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Learn the secret to building financial confidence even as a beginner.</li><li>Listen as we share a simple formula to build confidence.</li><li>Discover what helped us build confidence as we worked our way out of debt towards financial freedom.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/161</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 21 Feb 2023 00:00:00 -0600</pubDate>
    <itunes:duration>1495</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 161, financial confidence</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>161</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>160. How to Stop Stressing About Money</itunes:title>
    <title>160. How to Stop Stressing About Money</title>
    <itunes:summary><![CDATA[Welcome to episode #160 of the Debt Free Dad Podcast. According to a recent pole, 73% of Americans say finances are their #1 source of stress, and 68% of people admitted their finances didn't improve, or stayed the same in 2022. So how can you fix this? Today we are going to be sharing some of our best financial stress reducing tips! What You'll Learn Learn tips to help you reduce financial stress. (They are easier than you think!)Discover one of the best ways you can reduce most of your day ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #160 of the Debt Free Dad Podcast. According to a recent pole, 73% of Americans say finances are their #1 source of stress, and 68% of people admitted their finances didn&apos;t improve, or stayed the same in 2022. So how can you fix this? Today we are going to be sharing some of our best financial stress reducing tips!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Learn tips to help you reduce financial stress. (They are easier than you think!)</li><li>Discover one of the best ways you can reduce most of your day to day stress (Over half of the population doesn&apos;t do this.)</li><li>If you want to stop financial misery, stop doing this one thing!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #160 of the Debt Free Dad Podcast. According to a recent pole, 73% of Americans say finances are their #1 source of stress, and 68% of people admitted their finances didn&apos;t improve, or stayed the same in 2022. So how can you fix this? Today we are going to be sharing some of our best financial stress reducing tips!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Learn tips to help you reduce financial stress. (They are easier than you think!)</li><li>Discover one of the best ways you can reduce most of your day to day stress (Over half of the population doesn&apos;t do this.)</li><li>If you want to stop financial misery, stop doing this one thing!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 14 Feb 2023 00:00:00 -0600</pubDate>
    <itunes:duration>1830</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 160</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>160</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>159. How I Saved and Paid Off Over $70,000 in One Year</itunes:title>
    <title>159. How I Saved and Paid Off Over $70,000 in One Year</title>
    <itunes:summary><![CDATA[Welcome to episode #159 of the Debt Free Dad Podcast. Today I am excited to welcome Patrice Johnson to the podcast. Patrice joined Roots in January of 2022, so just one year ago, and she has saved and paid off over 70,000, and she is also celebrating an amazing milestone with us today which I'll let Patrice share, but today she is joining me to share her journey, what changes she's made, and how she has massively improved her financial life over the last year. What You'll Learn Discover what ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #159 of the Debt Free Dad Podcast. Today I am excited to welcome Patrice Johnson to the podcast. Patrice joined Roots in January of 2022, so just one year ago, and she has saved and paid off over 70,000, and she is also celebrating an amazing milestone with us today which I&apos;ll let Patrice share, but today she is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life over the last year.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off $70,000 in one year.</li><li>Learn the steps she took. Guess what? You can do this too!</li><li>Listen as Patrice shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #159 of the Debt Free Dad Podcast. Today I am excited to welcome Patrice Johnson to the podcast. Patrice joined Roots in January of 2022, so just one year ago, and she has saved and paid off over 70,000, and she is also celebrating an amazing milestone with us today which I&apos;ll let Patrice share, but today she is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life over the last year.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off $70,000 in one year.</li><li>Learn the steps she took. Guess what? You can do this too!</li><li>Listen as Patrice shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/159</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 07 Feb 2023 00:00:00 -0600</pubDate>
    <itunes:duration>2178</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 159</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>159</itunes:episode>
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  <item>
    <itunes:title>158. How To Make More Time For Your Finances</itunes:title>
    <title>158. How To Make More Time For Your Finances</title>
    <itunes:summary><![CDATA[Welcome to episode #158 of the Debt Free Dad Podcast. I've helped thousands of people improve their finances, and the biggest excuse that keeps people stuck is, "I don't have time to work on my finances." That's right. It's not income, it's not the amount of debt, it's a lack of time that keeps them stuck. Today we are going to share how to make more time, and believe it or not, you don't need to spend hours and hours a day on this stuff to have success. We are going to share why. What You'll...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #158 of the Debt Free Dad Podcast. I&apos;ve helped thousands of people improve their finances, and the biggest excuse that keeps people stuck is, &quot;I don&apos;t have time to work on my finances.&quot; That&apos;s right. It&apos;s not income, it&apos;s not the amount of debt, it&apos;s a lack of time that keeps them stuck. Today we are going to share how to make more time, and believe it or not, you don&apos;t need to spend hours and hours a day on this stuff to have success. We are going to share why.</p><p><b>What You&apos;ll Learn</b></p><ul><li>No time to work on your finances? Find out how to overcome this popular excuse.</li><li>Learn tips and tricks to better manage your time.</li><li>If you think you need to spend hours a day on managing your finances, think again.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #158 of the Debt Free Dad Podcast. I&apos;ve helped thousands of people improve their finances, and the biggest excuse that keeps people stuck is, &quot;I don&apos;t have time to work on my finances.&quot; That&apos;s right. It&apos;s not income, it&apos;s not the amount of debt, it&apos;s a lack of time that keeps them stuck. Today we are going to share how to make more time, and believe it or not, you don&apos;t need to spend hours and hours a day on this stuff to have success. We are going to share why.</p><p><b>What You&apos;ll Learn</b></p><ul><li>No time to work on your finances? Find out how to overcome this popular excuse.</li><li>Learn tips and tricks to better manage your time.</li><li>If you think you need to spend hours a day on managing your finances, think again.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/12132981-158-how-to-make-more-time-for-your-finances.mp3" length="20555430" type="audio/mpeg" />
    <link>https://www.balancedcents.com/158</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12132981</guid>
    <pubDate>Tue, 31 Jan 2023 00:00:00 -0600</pubDate>
    <itunes:duration>1710</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 158</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>158</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>157. How Much Does it Cost to Own a Pet and Are You Financially Ready?</itunes:title>
    <title>157. How Much Does it Cost to Own a Pet and Are You Financially Ready?</title>
    <itunes:summary><![CDATA[Welcome to episode #157 of the Debt Free Dad Podcast. Today we are discussing pets, and the costs that go with them! It's easy to fall in love with those cute and furry friends, and completely disregard the financial implications of owning a pet. Today we are revealing some of the true costs and how they play a role in your financial life. What You'll Learn Listen in as we discuss some of the hidden costs of owning a pet.Is pet insurance worth it? Listen in as we discuss some of the details.I...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #157 of the Debt Free Dad Podcast. Today we are discussing pets, and the costs that go with them! It&apos;s easy to fall in love with those cute and furry friends, and completely disregard the financial implications of owning a pet. Today we are revealing some of the true costs and how they play a role in your financial life.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we discuss some of the hidden costs of owning a pet.</li><li>Is pet insurance worth it? Listen in as we discuss some of the details.</li><li>If you own a pet, make sure you have the talk. We will share what the talk is in this episode.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #157 of the Debt Free Dad Podcast. Today we are discussing pets, and the costs that go with them! It&apos;s easy to fall in love with those cute and furry friends, and completely disregard the financial implications of owning a pet. Today we are revealing some of the true costs and how they play a role in your financial life.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we discuss some of the hidden costs of owning a pet.</li><li>Is pet insurance worth it? Listen in as we discuss some of the details.</li><li>If you own a pet, make sure you have the talk. We will share what the talk is in this episode.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/157</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12089700</guid>
    <pubDate>Tue, 24 Jan 2023 00:00:00 -0600</pubDate>
    <itunes:duration>1902</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 157, pets</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>157</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>156. How to Start Saving for Christmas Today!</itunes:title>
    <title>156. How to Start Saving for Christmas Today!</title>
    <itunes:summary><![CDATA[Welcome to episode #156 of the Debt Free Dad Podcast. The holidays are officially over, but the financial setbacks for many are just beginning. Today we are going to be sharing some tips to help you make the holidays a breeze this year by creating a plan for holiday expenses this coming year. What You'll Learn If the holidays are stressful on your finances, listen to this episode for great tips to start planning now.Learn how to save even more money on holiday expenses. (This will take so muc...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #156 of the Debt Free Dad Podcast. The holidays are officially over, but the financial setbacks for many are just beginning. Today we are going to be sharing some tips to help you make the holidays a breeze this year by creating a plan for holiday expenses this coming year.</p><p><b>What You&apos;ll Learn</b></p><ul><li>If the holidays are stressful on your finances, listen to this episode for great tips to start planning now.</li><li>Learn how to save even more money on holiday expenses. (This will take so much stress out of your holiday season.)</li><li>The average person goes into debt over $1,000 for holiday purchases. Learn how to avoid adding debt and stress to your life.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #156 of the Debt Free Dad Podcast. The holidays are officially over, but the financial setbacks for many are just beginning. Today we are going to be sharing some tips to help you make the holidays a breeze this year by creating a plan for holiday expenses this coming year.</p><p><b>What You&apos;ll Learn</b></p><ul><li>If the holidays are stressful on your finances, listen to this episode for great tips to start planning now.</li><li>Learn how to save even more money on holiday expenses. (This will take so much stress out of your holiday season.)</li><li>The average person goes into debt over $1,000 for holiday purchases. Learn how to avoid adding debt and stress to your life.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/156</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 17 Jan 2023 00:00:00 -0600</pubDate>
    <itunes:duration>1546</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 156</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>156</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>155. How to Stick to Your New Year Financial Resolutions</itunes:title>
    <title>155. How to Stick to Your New Year Financial Resolutions</title>
    <itunes:summary><![CDATA[Welcome to episode #155 of the Debt Free Dad Podcast. Happy New Year, we are back for our fourth season of the Debt Free Dad Podcast. Now being it's the New Year, that means New Year Resolutions. Improving finances is the more popular resolutions for many people, but why don't most people stick with it? And honestly, it's January 10th, most have given up already. We are going to share and talk about why that is. And exciting news, today we are welcoming two brand new cohosts to the Debt Free ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #155 of the Debt Free Dad Podcast. Happy New Year, we are back for our fourth season of the Debt Free Dad Podcast. Now being it&apos;s the New Year, that means New Year Resolutions. Improving finances is the more popular resolutions for many people, but why don&apos;t most people stick with it? And honestly, it&apos;s January 10th, most have given up already. We are going to share and talk about why that is. And exciting news, today we are welcoming two brand new cohosts to the Debt Free Dad Podcast for 2023.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover why financial resolutions, and any resolution is hard to reach.</li><li>Learn what most people don&apos;t consider when wanting to reach a new goal or<br/>resolution.</li><li>Listen as we share the real secret to long-term success. (Most people don&apos;t expect this to happen.)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #155 of the Debt Free Dad Podcast. Happy New Year, we are back for our fourth season of the Debt Free Dad Podcast. Now being it&apos;s the New Year, that means New Year Resolutions. Improving finances is the more popular resolutions for many people, but why don&apos;t most people stick with it? And honestly, it&apos;s January 10th, most have given up already. We are going to share and talk about why that is. And exciting news, today we are welcoming two brand new cohosts to the Debt Free Dad Podcast for 2023.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover why financial resolutions, and any resolution is hard to reach.</li><li>Learn what most people don&apos;t consider when wanting to reach a new goal or<br/>resolution.</li><li>Listen as we share the real secret to long-term success. (Most people don&apos;t expect this to happen.)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/155</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 10 Jan 2023 00:00:00 -0600</pubDate>
    <itunes:duration>2011</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 155</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>155</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>154. A Special Thank You!</itunes:title>
    <title>154. A Special Thank You!</title>
    <itunes:summary><![CDATA[Welcome to episode #154 of the Debt Free Dad Podcast.  Hey guys, first, I  want to thank you for being a valued listener of the Debt Free Dad Podcast and for making it an incredible third year of doing this podcast for you!  We are passionate about sharing what has helped us reduce financial stress, get out of debt and what has allowed us to live a happier and more fulfilled life by having control of our finances.  We've received so many messages this year on how this podcast has he...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #154 of the Debt Free Dad Podcast. </p><p>Hey guys, first, I  want to thank you for being a valued listener of the Debt Free Dad Podcast and for making it an incredible third year of doing this podcast for you!<br/><br/>We are passionate about sharing what has helped us reduce financial stress, get out of debt and what has allowed us to live a happier and more fulfilled life by having control of our finances.<br/><br/>We&apos;ve received so many messages this year on how this podcast has helped you get started. And for some, this podcast has radically improved your life. The work you&apos;re doing is inspiring, and your messages continue to motivate us to keep releasing new episodes.<br/><br/>With that said, with the holiday season, we will be on break until mid-January to enjoy this time with our families, as I am sure you are. We also have some big plans we are working on for 2023, including adding two new personalities, which will provide more insight and perspective on how to keep improving your financial life, which is really exciting.<br/><br/>We wish you all a very happy holiday season, and we will see you in mid-January 2023. Take care!</p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.<br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #154 of the Debt Free Dad Podcast. </p><p>Hey guys, first, I  want to thank you for being a valued listener of the Debt Free Dad Podcast and for making it an incredible third year of doing this podcast for you!<br/><br/>We are passionate about sharing what has helped us reduce financial stress, get out of debt and what has allowed us to live a happier and more fulfilled life by having control of our finances.<br/><br/>We&apos;ve received so many messages this year on how this podcast has helped you get started. And for some, this podcast has radically improved your life. The work you&apos;re doing is inspiring, and your messages continue to motivate us to keep releasing new episodes.<br/><br/>With that said, with the holiday season, we will be on break until mid-January to enjoy this time with our families, as I am sure you are. We also have some big plans we are working on for 2023, including adding two new personalities, which will provide more insight and perspective on how to keep improving your financial life, which is really exciting.<br/><br/>We wish you all a very happy holiday season, and we will see you in mid-January 2023. Take care!</p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.<br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 13 Dec 2022 00:00:00 -0600</pubDate>
    <itunes:duration>73</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>154</itunes:episode>
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  <item>
    <itunes:title>153. How I Saved and Paid Off Over $57,000 in 3 1/2 Years! DEBT FREE!</itunes:title>
    <title>153. How I Saved and Paid Off Over $57,000 in 3 1/2 Years! DEBT FREE!</title>
    <itunes:summary><![CDATA[Welcome to episode #153 of the Debt Free Dad Podcast. Today I am excited to welcome Lauren Jackson to the podcast. Lauren joined Roots in April of 2019, and in three and a half years, she has saved and paid off $57,000. She is also celebrating an amazing milestone with us today which I'll let Lauren share. Today she is joining me to share her journey, what changes she's made, and how she has massively improved her financial life over the last three and half years. What You'll Learn Discover w...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #153 of the Debt Free Dad Podcast. Today I am excited to welcome Lauren Jackson to the podcast. Lauren joined Roots in April of 2019, and in three and a half years, she has saved and paid off $57,000. She is also celebrating an amazing milestone with us today which I&apos;ll let Lauren share. Today she is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life over the last three and half years.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off $57,000 in three and a half years.</li><li>Learn the steps she took. Guess what? You can do this too!</li><li>Listen as Lauren shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #153 of the Debt Free Dad Podcast. Today I am excited to welcome Lauren Jackson to the podcast. Lauren joined Roots in April of 2019, and in three and a half years, she has saved and paid off $57,000. She is also celebrating an amazing milestone with us today which I&apos;ll let Lauren share. Today she is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life over the last three and half years.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off $57,000 in three and a half years.</li><li>Learn the steps she took. Guess what? You can do this too!</li><li>Listen as Lauren shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 06 Dec 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2866</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 153</itunes:keywords>
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  <item>
    <itunes:title>152. How I Saved and Paid Off Over $13,375.38 in 3 Months!</itunes:title>
    <title>152. How I Saved and Paid Off Over $13,375.38 in 3 Months!</title>
    <itunes:summary><![CDATA[Welcome to episode #152 of the Debt Free Dad Podcast. Today I am excited to welcome Sonya Koons to the podcast. Sonya joined Roots in July of 2022, and in three months she has saved and paid off $13,375.38. Today Sonya is joining me to share her journey, what changes she's made, and how she has massively improved her financial life over the last three months. What You'll Learn Discover what made the biggest difference to help her save and pay off $13,375.38 in just three months.Hear how she w...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #152 of the Debt Free Dad Podcast. Today I am excited to welcome Sonya Koons to the podcast. Sonya joined Roots in July of 2022, and in three months she has saved and paid off $13,375.38. Today Sonya is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life over the last three months.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off $13,375.38 in just three months.</li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances.</li><li>Listen as Sonya shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #152 of the Debt Free Dad Podcast. Today I am excited to welcome Sonya Koons to the podcast. Sonya joined Roots in July of 2022, and in three months she has saved and paid off $13,375.38. Today Sonya is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life over the last three months.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off $13,375.38 in just three months.</li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances.</li><li>Listen as Sonya shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/11765715-152-how-i-saved-and-paid-off-over-13-375-38-in-3-months.mp3" length="25780679" type="audio/mpeg" />
    <link>https://www.balancedcents.com/152</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11765715</guid>
    <pubDate>Tue, 29 Nov 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2146</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 152</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>152</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>151. Does Money Buy Happiness?</itunes:title>
    <title>151. Does Money Buy Happiness?</title>
    <itunes:summary><![CDATA[Welcome to episode #151 of the Debt Free Dad Podcast. It's Thanksgiving week in the US, and it's a time to reflect and be grateful for all that we have. Now here on the Debt Free Dad Podcast we talk a lot about financial health and stress free living. Many people feel if they could just make more money that would make them happy. That would fix all their problems, so today we want to tackle the question... does money buy more happiness in life? We will talk about it on today's episode.  ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #151 of the Debt Free Dad Podcast. It&apos;s Thanksgiving week in the US, and it&apos;s a time to reflect and be grateful for all that we have. Now here on the Debt Free Dad Podcast we talk a lot about financial health and stress free living. Many people feel if they could just make more money that would make them happy. That would fix all their problems, so today we want to tackle the question... does money buy more happiness in life? We will talk about it on today&apos;s episode. </p><p><b>What You&apos;ll Learn</b></p><ul><li>On today&apos;s show we discuss the popular question, does money buy happiness? (Our answer might surprise you!)</li><li>Money may not always buy happiness, but having this will provide you a ton of life satisfaction!</li><li>You can improve your feelings and stress levels around money faster than you think. We will explain how.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #151 of the Debt Free Dad Podcast. It&apos;s Thanksgiving week in the US, and it&apos;s a time to reflect and be grateful for all that we have. Now here on the Debt Free Dad Podcast we talk a lot about financial health and stress free living. Many people feel if they could just make more money that would make them happy. That would fix all their problems, so today we want to tackle the question... does money buy more happiness in life? We will talk about it on today&apos;s episode. </p><p><b>What You&apos;ll Learn</b></p><ul><li>On today&apos;s show we discuss the popular question, does money buy happiness? (Our answer might surprise you!)</li><li>Money may not always buy happiness, but having this will provide you a ton of life satisfaction!</li><li>You can improve your feelings and stress levels around money faster than you think. We will explain how.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/11725191-151-does-money-buy-happiness.mp3" length="23598250" type="audio/mpeg" />
    <link>https://www.balancedcents.com/151</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11725191</guid>
    <pubDate>Wed, 23 Nov 2022 00:00:00 -0600</pubDate>
    <itunes:duration>1964</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 151</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>151</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>150. Financial Education in Schools - Good Thing or Bad Thing?</itunes:title>
    <title>150. Financial Education in Schools - Good Thing or Bad Thing?</title>
    <itunes:summary><![CDATA[Welcome to episode #150 of the Debt Free Dad Podcast. Lately there has been a lot of conversation and push to get financial literacy and education into schools. With the majority of people living paycheck to paycheck, and many pointing at a lack of education as the reason, many feel that financial literacy classes would help a lot of people avoid the financial hardships. But is teaching personal finance in schools the ultimate answer? Would that fix the majority of the problems? Is it even a ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #150 of the Debt Free Dad Podcast. Lately there has been a lot of conversation and push to get financial literacy and education into schools. With the majority of people living paycheck to paycheck, and many pointing at a lack of education as the reason, many feel that financial literacy classes would help a lot of people avoid the financial hardships. But is teaching personal finance in schools the ultimate answer? Would that fix the majority of the problems? Is it even a good idea? We are going to talk about it on today&apos;s show!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Should personal finance be taught in schools? That&apos;s an easy YES, however when you dig a little deeper it gets a bit murky. Find out why in this episode!</li><li>Hear our thoughts on the pros and cons to financial education in schools.</li><li>My guest, Chris, has taught financial education in schools for years. What are his thoughts? This might surprise you!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #150 of the Debt Free Dad Podcast. Lately there has been a lot of conversation and push to get financial literacy and education into schools. With the majority of people living paycheck to paycheck, and many pointing at a lack of education as the reason, many feel that financial literacy classes would help a lot of people avoid the financial hardships. But is teaching personal finance in schools the ultimate answer? Would that fix the majority of the problems? Is it even a good idea? We are going to talk about it on today&apos;s show!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Should personal finance be taught in schools? That&apos;s an easy YES, however when you dig a little deeper it gets a bit murky. Find out why in this episode!</li><li>Hear our thoughts on the pros and cons to financial education in schools.</li><li>My guest, Chris, has taught financial education in schools for years. What are his thoughts? This might surprise you!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/11683366-150-financial-education-in-schools-good-thing-or-bad-thing.mp3" length="31468276" type="audio/mpeg" />
    <link>https://www.balancedcents.com/150</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 15 Nov 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2620</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 150</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>150</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>149. When The Heck Do You Tip?</itunes:title>
    <title>149. When The Heck Do You Tip?</title>
    <itunes:summary><![CDATA[Welcome to episode #149 of the Debt Free Dad Podcast. Is anyone else confused at when and what you should tip for, let alone how much? It seems there are tip lines on more and more receipts, and some I would never consider giving a tip. So what the heck do you do when you're confused? Do you tip or don't tip? We're going to talk about it on today's show. What You'll Learn Are you just as frustrated about when and how to tip? (What the heck do you do?)Do you struggle with tip guilt? Meaning, y...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #149 of the Debt Free Dad Podcast. Is anyone else confused at when and what you should tip for, let alone how much? It seems there are tip lines on more and more receipts, and some I would never consider giving a tip. So what the heck do you do when you&apos;re confused? Do you tip or don&apos;t tip? We&apos;re going to talk about it on today&apos;s show.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Are you just as frustrated about when and how to tip? (What the heck do you do?)</li><li>Do you struggle with tip guilt? Meaning, you tip even when you don&apos;t feel you should?</li><li>Listen in as we discuss this hot topic of unconventional tipping.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #149 of the Debt Free Dad Podcast. Is anyone else confused at when and what you should tip for, let alone how much? It seems there are tip lines on more and more receipts, and some I would never consider giving a tip. So what the heck do you do when you&apos;re confused? Do you tip or don&apos;t tip? We&apos;re going to talk about it on today&apos;s show.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Are you just as frustrated about when and how to tip? (What the heck do you do?)</li><li>Do you struggle with tip guilt? Meaning, you tip even when you don&apos;t feel you should?</li><li>Listen in as we discuss this hot topic of unconventional tipping.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/149</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11637767</guid>
    <pubDate>Tue, 08 Nov 2022 00:00:00 -0600</pubDate>
    <itunes:duration>1967</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 149</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>149</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>148. 2023 Debt Freedom Planner Preview</itunes:title>
    <title>148. 2023 Debt Freedom Planner Preview</title>
    <itunes:summary><![CDATA[Welcome to episode #148 of the Debt Free Dad Podcast. In this episode we are previewing the 2023 Debt Freedom Planner. This planner has helped thousands of people save money and pay off tons of debt. How? We are going to share the amazing tools inside. What You'll Learn Listen in as we preview the 2023 Debt Freedom Planner!Discover all the amazing tools we've included to keep you on track!Thousands of people have saved a ton of money and paid off a lot of debt using this planner. We will shar...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #148 of the Debt Free Dad Podcast. In this episode we are previewing the 2023 Debt Freedom Planner. This planner has helped thousands of people save money and pay off tons of debt. How? We are going to share the amazing tools inside.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we preview the 2023 Debt Freedom Planner!</li><li>Discover all the amazing tools we&apos;ve included to keep you on track!</li><li>Thousands of people have saved a ton of money and paid off a lot of debt using this planner. We will share how!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #148 of the Debt Free Dad Podcast. In this episode we are previewing the 2023 Debt Freedom Planner. This planner has helped thousands of people save money and pay off tons of debt. How? We are going to share the amazing tools inside.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we preview the 2023 Debt Freedom Planner!</li><li>Discover all the amazing tools we&apos;ve included to keep you on track!</li><li>Thousands of people have saved a ton of money and paid off a lot of debt using this planner. We will share how!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/148</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 01 Nov 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2147</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 148</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>148</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>147. How I Saved and Paid Off Over $20,421 in 9 Months!</itunes:title>
    <title>147. How I Saved and Paid Off Over $20,421 in 9 Months!</title>
    <itunes:summary><![CDATA[Welcome to episode #147 of the Debt Free Dad Podcast. Today I am excited to welcome Gina Christie to the podcast. Gina joined Roots in early January of 2022, and in nine months she has saved and paid off over $20,421.10! Today Gina is joining me to share her journey, what changes she's made, and how she has massively improved her financial life in nine months. What You'll Learn Discover what made the biggest difference to help her save and pay off over $20,000 in just nine months. Hear h...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #147 of the Debt Free Dad Podcast. Today I am excited to welcome Gina Christie to the podcast. Gina joined Roots in early January of 2022, and in nine months she has saved and paid off over $20,421.10! Today Gina is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life in nine months.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off over $20,000 in just nine months. </li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances.</li><li>Listen as Gina shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #147 of the Debt Free Dad Podcast. Today I am excited to welcome Gina Christie to the podcast. Gina joined Roots in early January of 2022, and in nine months she has saved and paid off over $20,421.10! Today Gina is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life in nine months.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off over $20,000 in just nine months. </li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances.</li><li>Listen as Gina shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/147</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 25 Oct 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2319</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 147</itunes:keywords>
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  <item>
    <itunes:title>146. Does the Financial Industry and Companies Offering Debt Products Have Your Back?</itunes:title>
    <title>146. Does the Financial Industry and Companies Offering Debt Products Have Your Back?</title>
    <itunes:summary><![CDATA[Welcome to episode #146 of the Debt Free Dad Podcast. Does the financial industry and companies offering debt products really have your back? Do they have your best interest in mind? We're going to talk about this on today's show. What You'll Learn Is the financial industry really trying to help you when offering... we mean... selling you debt?Are banks, lenders, and credit card companies looking out for your best interests?Hear our take and experience over the years and why we now advocate f...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #146 of the Debt Free Dad Podcast. Does the financial industry and companies offering debt products really have your back? Do they have your best interest in mind? We&apos;re going to talk about this on today&apos;s show.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Is the financial industry really trying to help you when offering... we mean... selling you debt?</li><li>Are banks, lenders, and credit card companies looking out for your best interests?</li><li>Hear our take and experience over the years and why we now advocate for ourselves.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #146 of the Debt Free Dad Podcast. Does the financial industry and companies offering debt products really have your back? Do they have your best interest in mind? We&apos;re going to talk about this on today&apos;s show.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Is the financial industry really trying to help you when offering... we mean... selling you debt?</li><li>Are banks, lenders, and credit card companies looking out for your best interests?</li><li>Hear our take and experience over the years and why we now advocate for ourselves.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/146</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11504706</guid>
    <pubDate>Tue, 18 Oct 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1291</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 146</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>146</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>145. How to Budget for the Holidays</itunes:title>
    <title>145. How to Budget for the Holidays</title>
    <itunes:summary><![CDATA[Welcome to episode #145 of the Debt Free Dad Podcast. The holiday season is right around the corner, and the holidays typically add on financial stress, especially this year with prices being higher. Today we are sharing our tips to budget for the holidays so you can enjoy them more and stress way less. What You'll Learn Discover why it's so important to have a plan for the holidays, and it's not just to stay out of debt.Listen as we share tips to help you plan and prepare for a stress-free h...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #145 of the Debt Free Dad Podcast. The holiday season is right around the corner, and the holidays typically add on financial stress, especially this year with prices being higher. Today we are sharing our tips to budget for the holidays so you can enjoy them more and stress way less.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover why it&apos;s so important to have a plan for the holidays, and it&apos;s not just to stay out of debt.</li><li>Listen as we share tips to help you plan and prepare for a stress-free holiday.</li><li>What if you could take all the stress out of November and December? We<br/>will share how!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #145 of the Debt Free Dad Podcast. The holiday season is right around the corner, and the holidays typically add on financial stress, especially this year with prices being higher. Today we are sharing our tips to budget for the holidays so you can enjoy them more and stress way less.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover why it&apos;s so important to have a plan for the holidays, and it&apos;s not just to stay out of debt.</li><li>Listen as we share tips to help you plan and prepare for a stress-free holiday.</li><li>What if you could take all the stress out of November and December? We<br/>will share how!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/145</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11462124</guid>
    <pubDate>Tue, 11 Oct 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1840</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 145, holidays</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>145</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>144. How to Budget for a Home</itunes:title>
    <title>144. How to Budget for a Home</title>
    <itunes:summary><![CDATA[Welcome to episode #144 of the Debt Free Dad Podcast. One of the number one goals I often hear is I want to buy my first home, or I want to move and buy my ideal home, how do I know I am ready or how do I budget for a home purchase? We are going to talk about it on today's show. What You'll Learn What does it mean to be financially ready to buy a home? Hear our take and experience, and what things we'd do differently.We feel there are some important things you should do before you even look a...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #144 of the Debt Free Dad Podcast. One of the number one goals I often hear is I want to buy my first home, or I want to move and buy my ideal home, how do I know I am ready or how do I budget for a home purchase? We are going to talk about it on today&apos;s show.</p><p><b>What You&apos;ll Learn</b></p><ul><li>What does it mean to be financially ready to buy a home? Hear our take and experience, and what things we&apos;d do differently.</li><li>We feel there are some important things you should do before you even look at your first home. There&apos;s one that most people miss that can make homeownership so much less stressful.</li><li>Most people miss a crucial line item in their home budget, and it typically puts people in more debt. We will share what this is, and why you need to plan for it.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #144 of the Debt Free Dad Podcast. One of the number one goals I often hear is I want to buy my first home, or I want to move and buy my ideal home, how do I know I am ready or how do I budget for a home purchase? We are going to talk about it on today&apos;s show.</p><p><b>What You&apos;ll Learn</b></p><ul><li>What does it mean to be financially ready to buy a home? Hear our take and experience, and what things we&apos;d do differently.</li><li>We feel there are some important things you should do before you even look at your first home. There&apos;s one that most people miss that can make homeownership so much less stressful.</li><li>Most people miss a crucial line item in their home budget, and it typically puts people in more debt. We will share what this is, and why you need to plan for it.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/144</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 04 Oct 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2412</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 144</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>144</itunes:episode>
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    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>143. Alarming Paycheck to Paycheck Statistics</itunes:title>
    <title>143. Alarming Paycheck to Paycheck Statistics</title>
    <itunes:summary><![CDATA[Welcome to episode #143 of the Debt Free Dad Podcast. Today we are reacting to a PYMNTS and Lending Club survey that breaks down the amount of people living paycheck to paycheck based on their income... and even more eye-opening, the amount of people living paycheck to paycheck with higher incomes. What You'll Learn Listen as we react to the most recent paycheck to paycheck statistics.Discover what percentages of income limits are living paycheck to paycheck. You'll be shocked at how much mon...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #143 of the Debt Free Dad Podcast. Today we are reacting to a PYMNTS and Lending Club survey that breaks down the amount of people living paycheck to paycheck based on their income... and even more eye-opening, the amount of people living paycheck to paycheck with higher incomes.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Listen as we react to the most recent paycheck to paycheck statistics.</li><li>Discover what percentages of income limits are living paycheck to paycheck. You&apos;ll be shocked at how much money some of them make.</li><li>Does income make a difference? It can! But there are some other super important tools that can have a great impact on your financial stress and success. Find out what they are on the show!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #143 of the Debt Free Dad Podcast. Today we are reacting to a PYMNTS and Lending Club survey that breaks down the amount of people living paycheck to paycheck based on their income... and even more eye-opening, the amount of people living paycheck to paycheck with higher incomes.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Listen as we react to the most recent paycheck to paycheck statistics.</li><li>Discover what percentages of income limits are living paycheck to paycheck. You&apos;ll be shocked at how much money some of them make.</li><li>Does income make a difference? It can! But there are some other super important tools that can have a great impact on your financial stress and success. Find out what they are on the show!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/143</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 27 Sep 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1849</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 143</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>143</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>142. How I Saved and Paid Off Over $12,000 in Ten Months</itunes:title>
    <title>142. How I Saved and Paid Off Over $12,000 in Ten Months</title>
    <itunes:summary><![CDATA[Welcome to episode #142 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October of 2022, and in ten months she has saved and paid off over $12,035.76. Today Jenny is joining me to share her journey, what changes she's made, and how she has massively improved her financial life in less than a year. What You'll Learn Discover what made the biggest difference to help her save and pay off over $10,000 in just ten months.Hear how...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #142 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October of 2022, and in ten months she has saved and paid off over $12,035.76. Today Jenny is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life in less than a year.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off over $10,000 in just ten months.</li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances.</li><li>Listen as Jenny shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #142 of the Debt Free Dad Podcast. Today I am excited to welcome Jenny Foster to the podcast. Jenny joined Roots in early October of 2022, and in ten months she has saved and paid off over $12,035.76. Today Jenny is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial life in less than a year.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off over $10,000 in just ten months.</li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances.</li><li>Listen as Jenny shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/11347046-142-how-i-saved-and-paid-off-over-12-000-in-ten-months.mp3" length="28560835" type="audio/mpeg" />
    <link>https://www.balancedcents.com/142</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 20 Sep 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2377</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 142</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>142</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>141. The Power of Tracking</itunes:title>
    <title>141. The Power of Tracking</title>
    <itunes:summary><![CDATA[Welcome to episode #141 of the Debt Free Dad Podcast. Today we are going to talk about the power of tracking. This is one area I think too many people miss, or don't do a good enough job on when getting out of debt, and for many, I think it causes them to quit. Find out how tracking can ensure your success in getting out of debt. What You'll Learn Listen in as we share the power of tracking. (If you want to get out of debt and save more money, this can be a big difference maker.)Tracking and ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #141 of the Debt Free Dad Podcast. Today we are going to talk about the power of tracking. This is one area I think too many people miss, or don&apos;t do a good enough job on when getting out of debt, and for many, I think it causes them to quit. Find out how tracking can ensure your success in getting out of debt.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we share the power of tracking. (If you want to get out of debt and save more money, this can be a big difference maker.)</li><li>Tracking and hitting your goals go hand in hand. Find out how tracking can help you reach your goals even faster.</li><li>When getting out of debt, you&apos;ll have some bad days. Find out how tracking can keep you from drifting and falling off the wagon.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #141 of the Debt Free Dad Podcast. Today we are going to talk about the power of tracking. This is one area I think too many people miss, or don&apos;t do a good enough job on when getting out of debt, and for many, I think it causes them to quit. Find out how tracking can ensure your success in getting out of debt.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we share the power of tracking. (If you want to get out of debt and save more money, this can be a big difference maker.)</li><li>Tracking and hitting your goals go hand in hand. Find out how tracking can help you reach your goals even faster.</li><li>When getting out of debt, you&apos;ll have some bad days. Find out how tracking can keep you from drifting and falling off the wagon.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/11306209-141-the-power-of-tracking.mp3" length="13915172" type="audio/mpeg" />
    <link>https://www.balancedcents.com/141</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11306209</guid>
    <pubDate>Tue, 13 Sep 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1157</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 141</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>141</itunes:episode>
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  <item>
    <itunes:title>140. The Insane Cost of Good Old Family Fun</itunes:title>
    <title>140. The Insane Cost of Good Old Family Fun</title>
    <itunes:summary><![CDATA[Welcome to episode #140 of the Debt Free Dad Podcast. It’s getting close to the end of summer, and our family has enjoyed some family activities. However, while doing these things, I was shocked at the prices, and I'm curious, is it just me? Am I just a cheap skate or are others feeling the same way when it comes to affording good old family fun. What You'll Learn Has the cost of good family fun priced a lot of families out of certain events?$5.39 for a water? How do you have fun knowing you'...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #140 of the Debt Free Dad Podcast. It’s getting close to the end of summer, and our family has enjoyed some family activities. However, while doing these things, I was shocked at the prices, and I&apos;m curious, is it just me? Am I just a cheap skate or are others feeling the same way when it comes to affording good old family fun.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Has the cost of good family fun priced a lot of families out of certain events?</li><li>$5.39 for a water? How do you have fun knowing you&apos;re getting gouged so badly?</li><li>Hear our take on the current prices and cost of events from this past summer.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #140 of the Debt Free Dad Podcast. It’s getting close to the end of summer, and our family has enjoyed some family activities. However, while doing these things, I was shocked at the prices, and I&apos;m curious, is it just me? Am I just a cheap skate or are others feeling the same way when it comes to affording good old family fun.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Has the cost of good family fun priced a lot of families out of certain events?</li><li>$5.39 for a water? How do you have fun knowing you&apos;re getting gouged so badly?</li><li>Hear our take on the current prices and cost of events from this past summer.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/140</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11266780</guid>
    <pubDate>Tue, 06 Sep 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1754</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 140</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>140</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>139. How to Compromise about Money in a Relationship Without Fights</itunes:title>
    <title>139. How to Compromise about Money in a Relationship Without Fights</title>
    <itunes:summary><![CDATA[Welcome to episode #139 of the Debt Free Dad Podcast. Money fights and arguments are one of the number one causes of divorce in the US. Today we are sharing some ideas that have helped us have better compromise and communication in our relationships with money. What You'll Learn Discover some simple tips that have helped us have better communication and compromise in our personal relationships.Learn some of the first steps that will greatly reduce miscommunication and arguments about money.Li...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #139 of the Debt Free Dad Podcast. Money fights and arguments are one of the number one causes of divorce in the US. Today we are sharing some ideas that have helped us have better compromise and communication in our relationships with money.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover some simple tips that have helped us have better communication and compromise in our personal relationships.</li><li>Learn some of the first steps that will greatly reduce miscommunication and arguments about money.</li><li>Listen as we share a secret to better compromise and spending habits that will help you as a couple reach your goals faster.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #139 of the Debt Free Dad Podcast. Money fights and arguments are one of the number one causes of divorce in the US. Today we are sharing some ideas that have helped us have better compromise and communication in our relationships with money.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover some simple tips that have helped us have better communication and compromise in our personal relationships.</li><li>Learn some of the first steps that will greatly reduce miscommunication and arguments about money.</li><li>Listen as we share a secret to better compromise and spending habits that will help you as a couple reach your goals faster.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/139</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 30 Aug 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1588</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 139</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>139</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>138. &quot;Would You Rather...?&quot; Money Questions With The Debt Free Dad Team</itunes:title>
    <title>138. &quot;Would You Rather...?&quot; Money Questions With The Debt Free Dad Team</title>
    <itunes:summary><![CDATA[Welcome to episode #138 of the Debt Free Dad Podcast. Today we wanted to have a little fun and we are going to answer some great 'would you rather' money questions... these are going to be good. Enjoy! Hear us answer some pretty awesome 'would you rather' questions... Would you rather make $250,000/year doing a job you hate, or $40,000/year doing a job you love?Would you rather eat four times a week at fast food restaurants or once a month at a nice restaurant (spending the same amount)?Would...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #138 of the Debt Free Dad Podcast. Today we wanted to have a little fun and we are going to answer some great &apos;would you rather&apos; money questions... these are going to be good. Enjoy!</p><p><b>Hear us answer some pretty awesome &apos;would you rather&apos; questions...</b></p><ul><li>Would you rather make $250,000/year doing a job you hate, or $40,000/year doing a job you love?</li><li>Would you rather eat four times a week at fast food restaurants or once a month at a nice restaurant (spending the same amount)?</li><li>Would you rather have a dream vacation for two weeks or spend time with anyone in the world for 5 days but you must do it in your hometown?</li><li>And More! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #138 of the Debt Free Dad Podcast. Today we wanted to have a little fun and we are going to answer some great &apos;would you rather&apos; money questions... these are going to be good. Enjoy!</p><p><b>Hear us answer some pretty awesome &apos;would you rather&apos; questions...</b></p><ul><li>Would you rather make $250,000/year doing a job you hate, or $40,000/year doing a job you love?</li><li>Would you rather eat four times a week at fast food restaurants or once a month at a nice restaurant (spending the same amount)?</li><li>Would you rather have a dream vacation for two weeks or spend time with anyone in the world for 5 days but you must do it in your hometown?</li><li>And More! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/138</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11182913</guid>
    <pubDate>Tue, 23 Aug 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1693</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 138</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>138</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>137. How I Saved and Paid Off $86,564 in Four Years!</itunes:title>
    <title>137. How I Saved and Paid Off $86,564 in Four Years!</title>
    <itunes:summary><![CDATA[Welcome to episode #137 of the Debt Free Dad Podcast. Today I am excited to welcome Kati Hatfield to the podcast. Kati joined Roots in July of 2018, and in four years she has paid off $86,564 on a single income. Today Kati returns to the Debt Free Dad Podcast to get an update on her journey and to give us an update on what she's been able to achieve over this past year. What You'll Learn Hear how Kati paid off $85,564 on a single income.Discover what made the biggest difference for her.Hear h...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #137 of the Debt Free Dad Podcast. Today I am excited to welcome Kati Hatfield to the podcast. Kati joined Roots in July of 2018, and in four years she has paid off $86,564 on a single income. Today Kati returns to the Debt Free Dad Podcast to get an update on her journey and to give us an update on what she&apos;s been able to achieve over this past year.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Hear how Kati paid off $85,564 on a single income.</li><li>Discover what made the biggest difference for her.</li><li>Hear how she was making $35,000, but made huge progress in her first year in Roots.</li><li>What&apos;s her advice to singles who want to get out of debt.</li><li>Listen to what she would tell herself now, knowing what she knows now.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #137 of the Debt Free Dad Podcast. Today I am excited to welcome Kati Hatfield to the podcast. Kati joined Roots in July of 2018, and in four years she has paid off $86,564 on a single income. Today Kati returns to the Debt Free Dad Podcast to get an update on her journey and to give us an update on what she&apos;s been able to achieve over this past year.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Hear how Kati paid off $85,564 on a single income.</li><li>Discover what made the biggest difference for her.</li><li>Hear how she was making $35,000, but made huge progress in her first year in Roots.</li><li>What&apos;s her advice to singles who want to get out of debt.</li><li>Listen to what she would tell herself now, knowing what she knows now.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/137</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11132317</guid>
    <pubDate>Tue, 16 Aug 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2760</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 137</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>137</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>136. 6 Misconceptions About Debt Freedom</itunes:title>
    <title>136. 6 Misconceptions About Debt Freedom</title>
    <itunes:summary><![CDATA[Welcome to episode #136 of the Debt Free Dad Podcast. Today we are revealing 6 big misconceptions about debt freedom! Things like 'do you still have to budget,' 'we must've made a lot of money to get out of debt,' or my favorite... 'you just got lucky!' We are going to tackle these misconceptions on today's show. What You'll Learn Discover the biggest misconceptions people make about debt freedom. (Some of these are why people will remain stuck in debt.)Learn the reality of becoming debt-free...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #136 of the Debt Free Dad Podcast. Today we are revealing 6 big misconceptions about debt freedom! Things like &apos;do you still have to budget,&apos; &apos;we must&apos;ve made a lot of money to get out of debt,&apos; or my favorite... &apos;you just got lucky!&apos; We are going to tackle these misconceptions on today&apos;s show.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover the biggest misconceptions people make about debt freedom. (Some of these<br/>are why people will remain stuck in debt.)</li><li>Learn the reality of becoming debt-free and remaining debt-free.</li><li>Did luck play a role? Do we make tons of money to support our debt-free life? Do we<br/>still live on a budget?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #136 of the Debt Free Dad Podcast. Today we are revealing 6 big misconceptions about debt freedom! Things like &apos;do you still have to budget,&apos; &apos;we must&apos;ve made a lot of money to get out of debt,&apos; or my favorite... &apos;you just got lucky!&apos; We are going to tackle these misconceptions on today&apos;s show.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover the biggest misconceptions people make about debt freedom. (Some of these<br/>are why people will remain stuck in debt.)</li><li>Learn the reality of becoming debt-free and remaining debt-free.</li><li>Did luck play a role? Do we make tons of money to support our debt-free life? Do we<br/>still live on a budget?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/136</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 09 Aug 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1868</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 136</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>136</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>135. How I Saved and Paid Off $6,076 In Less Than 90 Days!</itunes:title>
    <title>135. How I Saved and Paid Off $6,076 In Less Than 90 Days!</title>
    <itunes:summary><![CDATA[Welcome to episode #135 of the Debt Free Dad Podcast. Today I am excited to welcome Yvette Fraizer to the podcast. Yvette joined Roots in early April of 2022, and in three months she has saved and paid off $6,076. Today Yvette is joining me to share her journey, what changes she's made, and how she has massively improved her financial mindset in just a short period of time. What You'll Learn Discover what made the biggest difference to help her save and pay off over $6,000 in just 90 days.Hea...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #135 of the Debt Free Dad Podcast. Today I am excited to welcome Yvette Fraizer to the podcast. Yvette joined Roots in early April of 2022, and in three months she has saved and paid off $6,076. Today Yvette is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial mindset in just a short period of time.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off over $6,000 in just 90 days.</li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances.</li><li>Listen as Yvette shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #135 of the Debt Free Dad Podcast. Today I am excited to welcome Yvette Fraizer to the podcast. Yvette joined Roots in early April of 2022, and in three months she has saved and paid off $6,076. Today Yvette is joining me to share her journey, what changes she&apos;s made, and how she has massively improved her financial mindset in just a short period of time.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover what made the biggest difference to help her save and pay off over $6,000 in just 90 days.</li><li>Hear how she went from stressed, depressed, and full of anxiety, to feeling very hopeful and confident in her finances.</li><li>Listen as Yvette shares her biggest takeaways, and what advice she would give to anyone who felt like her before she started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/135</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 02 Aug 2022 00:00:00 -0500</pubDate>
    <itunes:duration>3065</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 135</itunes:keywords>
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  <item>
    <itunes:title>134. How To Save Money and Not Touch It!</itunes:title>
    <title>134. How To Save Money and Not Touch It!</title>
    <itunes:summary><![CDATA[Welcome to episode #134 of the Debt Free Dad Podcast. Do you have hard time leaving your savings alone? Like you get some money put away, let's say you build your ER fund or maybe you're saving for a purchase, and you find that it's burning a hole in your pocket and you end up spending some or maybe all of that money? We are going to share some tips that have helped us leave our savings alone so we aren't sabotaging our savings efforts. What You'll Learn Discover some great tips that have hel...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #134 of the Debt Free Dad Podcast. Do you have hard time leaving your savings alone? Like you get some money put away, let&apos;s say you build your ER fund or maybe you&apos;re saving for a purchase, and you find that it&apos;s burning a hole in your pocket and you end up spending some or maybe all of that money? We are going to share some tips that have helped us leave our savings alone so we aren&apos;t sabotaging our savings efforts.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover some great tips that have helped us save money and not touch it!</li><li>Learn some way to set yourself up for success. </li><li>If you&apos;re feeling bad about your savings habits, this is for you! (You&apos;re not alone!)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #134 of the Debt Free Dad Podcast. Do you have hard time leaving your savings alone? Like you get some money put away, let&apos;s say you build your ER fund or maybe you&apos;re saving for a purchase, and you find that it&apos;s burning a hole in your pocket and you end up spending some or maybe all of that money? We are going to share some tips that have helped us leave our savings alone so we aren&apos;t sabotaging our savings efforts.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover some great tips that have helped us save money and not touch it!</li><li>Learn some way to set yourself up for success. </li><li>If you&apos;re feeling bad about your savings habits, this is for you! (You&apos;re not alone!)</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/134</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 26 Jul 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1528</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 134</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>134</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>133. How I Saved and Paid Off $15,299.53 in Six Months</itunes:title>
    <title>133. How I Saved and Paid Off $15,299.53 in Six Months</title>
    <itunes:summary><![CDATA[Welcome to episode #133 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Kellie Tyson. Kellie joined Roots in January of 2022, and she has saved and paid off $15,299.53! Today Kellie is joining me to share her journey, and how she's made such amazing progress. What You'll Learn Discover how Kellie saved and paid off $15,299.53 in just six months.Hear how improving her finances has massively improved others areas of their lives.Hear how Kellie was extremely afraid of goi...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #133 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Kellie Tyson. Kellie joined Roots in January of 2022, and she has saved and paid off $15,299.53! Today Kellie is joining me to share her journey, and how she&apos;s made such amazing progress.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover how Kellie saved and paid off $15,299.53 in just six months.</li><li>Hear how improving her finances has massively improved others areas of their lives.</li><li>Hear how Kellie was extremely afraid of going to the mailbox to discover bills that were due, but today, things are incredibly different.</li><li>Listen as Kellie shares what has made the biggest difference for her.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #133 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Kellie Tyson. Kellie joined Roots in January of 2022, and she has saved and paid off $15,299.53! Today Kellie is joining me to share her journey, and how she&apos;s made such amazing progress.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover how Kellie saved and paid off $15,299.53 in just six months.</li><li>Hear how improving her finances has massively improved others areas of their lives.</li><li>Hear how Kellie was extremely afraid of going to the mailbox to discover bills that were due, but today, things are incredibly different.</li><li>Listen as Kellie shares what has made the biggest difference for her.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/133</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 19 Jul 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2680</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 133</itunes:keywords>
    <itunes:season>1</itunes:season>
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  <item>
    <itunes:title>132. How To Not Stress About Money</itunes:title>
    <title>132. How To Not Stress About Money</title>
    <itunes:summary><![CDATA[Welcome to episode #132 of the Debt Free Dad Podcast. We talk about financial stress a lot on this podcast, but right now, financial stress is an all-time high with inflation and rising prices. Today we want to share some tips to help you reduce your financial stress now, and hopefully encourage you to take action so financial stress can be a thing of the past. What You'll Learn Money is the number one thing most people stress about, but it doesn't have to be that way by practicing some simpl...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #132 of the Debt Free Dad Podcast. We talk about financial stress a lot on this podcast, but right now, financial stress is an all-time high with inflation and rising prices. Today we want to share some tips to help you reduce your financial stress now, and hopefully encourage you to take action so financial stress can be a thing of the past.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Money is the number one thing most people stress about, but it doesn&apos;t have to be that<br/>way by practicing some simple daily practices. </li><li>Learn the one thing that will make a huge difference in reducing your financial stress. </li><li>Discover what could be adding on more stress, and what to do to fix it.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #132 of the Debt Free Dad Podcast. We talk about financial stress a lot on this podcast, but right now, financial stress is an all-time high with inflation and rising prices. Today we want to share some tips to help you reduce your financial stress now, and hopefully encourage you to take action so financial stress can be a thing of the past.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Money is the number one thing most people stress about, but it doesn&apos;t have to be that<br/>way by practicing some simple daily practices. </li><li>Learn the one thing that will make a huge difference in reducing your financial stress. </li><li>Discover what could be adding on more stress, and what to do to fix it.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 12 Jul 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1936</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 132</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>132</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>131. The Top Three Benefits of Financial Freedom</itunes:title>
    <title>131. The Top Three Benefits of Financial Freedom</title>
    <itunes:summary><![CDATA[Welcome to episode #131 of the Debt Free Dad Podcast. Today we are revealing the top three benefits of financial freedom, at least in our opinion. Crazy enough, none of them have to do with money, stuff, interest rates, or investing! What You'll Learn Debt is tricky. Hear our take on debt, and how it could be keeping you trapped. Discover our top three benefits of financial freedom.Learn how taking control of your finances gives you 100% control of your time.Resources Mentioned  Get bett...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #131 of the Debt Free Dad Podcast. Today we are revealing the top three benefits of financial freedom, at least in our opinion. Crazy enough, none of them have to do with money, stuff, interest rates, or investing!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Debt is tricky. Hear our take on debt, and how it could be keeping you trapped. </li><li>Discover our top three benefits of financial freedom.</li><li>Learn how taking control of your finances gives you 100% control of your time.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #131 of the Debt Free Dad Podcast. Today we are revealing the top three benefits of financial freedom, at least in our opinion. Crazy enough, none of them have to do with money, stuff, interest rates, or investing!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Debt is tricky. Hear our take on debt, and how it could be keeping you trapped. </li><li>Discover our top three benefits of financial freedom.</li><li>Learn how taking control of your finances gives you 100% control of your time.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/131</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 05 Jul 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1791</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 131</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>131</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>130. How We Saved and Paid Off $35,750 in Five Months</itunes:title>
    <title>130. How We Saved and Paid Off $35,750 in Five Months</title>
    <itunes:summary><![CDATA[Welcome to episode #130 of the Debt Free Dad Podcast. Today I have some amazing guests joining us, Daniel and Lori Elwell. Daniel and Lori started listening to the podcast in January of 2022, so about five months ago They joined Roots in March of 2022, and they have saved and paid off $35,750.88! Today they are joining me to share their journey, and how they've made such amazing progress. What You'll Learn Discover how Daniel and Lori saved and paid off $35,750.88 in just five months.Hear how...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #130 of the Debt Free Dad Podcast. Today I have some amazing guests joining us, Daniel and Lori Elwell. Daniel and Lori started listening to the podcast in January of 2022, so about five months ago They joined Roots in March of 2022, and they have saved and paid off $35,750.88! Today they are joining me to share their journey, and how they&apos;ve made such amazing progress.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover how Daniel and Lori saved and paid off $35,750.88 in just five months.</li><li>Hear how improving their finances has massively improved others areas of their lives.</li><li>If they had to start all over again, hear what they would tell themselves knowing what they know now.</li><li>Listen as they share what has made the biggest difference for them.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #130 of the Debt Free Dad Podcast. Today I have some amazing guests joining us, Daniel and Lori Elwell. Daniel and Lori started listening to the podcast in January of 2022, so about five months ago They joined Roots in March of 2022, and they have saved and paid off $35,750.88! Today they are joining me to share their journey, and how they&apos;ve made such amazing progress.</p><p><b>What You&apos;ll Learn</b></p><ul><li>Discover how Daniel and Lori saved and paid off $35,750.88 in just five months.</li><li>Hear how improving their finances has massively improved others areas of their lives.</li><li>If they had to start all over again, hear what they would tell themselves knowing what they know now.</li><li>Listen as they share what has made the biggest difference for them.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/130</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10864215</guid>
    <pubDate>Tue, 28 Jun 2022 00:00:00 -0500</pubDate>
    <itunes:duration>3150</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 130</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>130</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>129. Six Ways To Improve Your Financial Habits Today</itunes:title>
    <title>129. Six Ways To Improve Your Financial Habits Today</title>
    <itunes:summary><![CDATA[Welcome to episode #129 of the Debt Free Dad Podcast. When it comes to financial success, your behavior and habits play the most important role. Today we are going to be sharing six ways to improve those habits, and you can get started with these tips today.  What You'll Learn Habits, choices, and behavior play the most important role in reaching your goals. Discover some great tips to get started!If you don't stop doing this specific thing, you'll never get out of debt. (Most people mis...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #129 of the Debt Free Dad Podcast. When it comes to financial success, your behavior and habits play the most important role. Today we are going to be sharing six ways to improve those habits, and you can get started with these tips today. </p><p><b>What You&apos;ll Learn</b></p><ul><li>Habits, choices, and behavior play the most important role in reaching your goals. Discover some great tips to get started!</li><li>If you don&apos;t stop doing this specific thing, you&apos;ll never get out of debt. (Most people miss this!)</li><li>Listen in as we talk about the behaviors that kept us stuck, and how we overcame them. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #129 of the Debt Free Dad Podcast. When it comes to financial success, your behavior and habits play the most important role. Today we are going to be sharing six ways to improve those habits, and you can get started with these tips today. </p><p><b>What You&apos;ll Learn</b></p><ul><li>Habits, choices, and behavior play the most important role in reaching your goals. Discover some great tips to get started!</li><li>If you don&apos;t stop doing this specific thing, you&apos;ll never get out of debt. (Most people miss this!)</li><li>Listen in as we talk about the behaviors that kept us stuck, and how we overcame them. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/129</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10820362</guid>
    <pubDate>Tue, 21 Jun 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1606</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 129</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>129</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>128. Why Emergency Funds Are The Key To Eliminating Debt</itunes:title>
    <title>128. Why Emergency Funds Are The Key To Eliminating Debt</title>
    <itunes:summary><![CDATA[Welcome to episode #128 of the Debt Free Dad Podcast. I love talking about today's topic... Emergency Funds. After helping thousands of people take control of their finances, emergency funds are one of the keys to being successful. Find out why, and why you should build one on today's show! What You'll Learn Emergency funds are one of the keys to success when getting out of debt. Find out why on today's show.If you're feeling stressed, discover how an emergency fund can reduce a ton of your s...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #128 of the Debt Free Dad Podcast. I love talking about today&apos;s topic... Emergency Funds. After helping thousands of people take control of their finances, emergency funds are one of the keys to being successful. Find out why, and why you should build one on today&apos;s show!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Emergency funds are one of the keys to success when getting out of debt. Find out why on today&apos;s show.</li><li>If you&apos;re feeling stressed, discover how an emergency fund can reduce a ton of your stress.</li><li>Get tips on how to build your ER fund FAST!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #128 of the Debt Free Dad Podcast. I love talking about today&apos;s topic... Emergency Funds. After helping thousands of people take control of their finances, emergency funds are one of the keys to being successful. Find out why, and why you should build one on today&apos;s show!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Emergency funds are one of the keys to success when getting out of debt. Find out why on today&apos;s show.</li><li>If you&apos;re feeling stressed, discover how an emergency fund can reduce a ton of your stress.</li><li>Get tips on how to build your ER fund FAST!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/128</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10774305</guid>
    <pubDate>Tue, 14 Jun 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1809</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 128, emergency fund</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>128</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>127. How We Saved and Paid Off $40,329 In Seven Months</itunes:title>
    <title>127. How We Saved and Paid Off $40,329 In Seven Months</title>
    <itunes:summary><![CDATA[Welcome to episode #127 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Lisa Stejskal. Lisa joined Roots in October 2021, and in seven months has saved and paid off $40,329! Today she is joining me to share her journey, and how she's made such amazing progress.   What You'll Learn Discover how Lisa saved and paid off $40,329 in just seven months. Hear how improving her finances has massively improved other areas of her life.If she had to start all over again, hear...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #127 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Lisa Stejskal. Lisa joined Roots in October 2021, and in seven months has saved and paid off $40,329! Today she is joining me to share her journey, and how she&apos;s made such amazing progress. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Lisa saved and paid off $40,329 in just seven months. </li><li>Hear how improving her finances has massively improved other areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #127 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Lisa Stejskal. Lisa joined Roots in October 2021, and in seven months has saved and paid off $40,329! Today she is joining me to share her journey, and how she&apos;s made such amazing progress. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Lisa saved and paid off $40,329 in just seven months. </li><li>Hear how improving her finances has massively improved other areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/127</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10746181</guid>
    <pubDate>Tue, 07 Jun 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1688</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 127</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>127</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>126. How To Budget As A Beginner</itunes:title>
    <title>126. How To Budget As A Beginner</title>
    <itunes:summary><![CDATA[Welcome to episode #126 of the Debt Free Dad Podcast. Are you looking to start a budget and you're not sure where to start? That's what today's episode is all about. Today we are going to be sharing some tips and some insight into how to budget as a beginner!   What You'll Learn Discover some great tips on how to get started budgeting. Learn one little tool that will help you stay on track in just 10-15 minutes per day.Hear the common misconceptions about budgeting, and why you need to g...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #126 of the Debt Free Dad Podcast. Are you looking to start a budget and you&apos;re not sure where to start? That&apos;s what today&apos;s episode is all about. Today we are going to be sharing some tips and some insight into how to budget as a beginner! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover some great tips on how to get started budgeting. </li><li>Learn one little tool that will help you stay on track in just 10-15 minutes per day.</li><li>Hear the common misconceptions about budgeting, and why you need to get past this type of thinking. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #126 of the Debt Free Dad Podcast. Are you looking to start a budget and you&apos;re not sure where to start? That&apos;s what today&apos;s episode is all about. Today we are going to be sharing some tips and some insight into how to budget as a beginner! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover some great tips on how to get started budgeting. </li><li>Learn one little tool that will help you stay on track in just 10-15 minutes per day.</li><li>Hear the common misconceptions about budgeting, and why you need to get past this type of thinking. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/126</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10703482</guid>
    <pubDate>Tue, 31 May 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1687</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 126</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>126</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>125. Why Ordinary People Doubt They Can Get Out Of Debt</itunes:title>
    <title>125. Why Ordinary People Doubt They Can Get Out Of Debt</title>
    <itunes:summary><![CDATA[Welcome to episode #125 of the Debt Free Dad Podcast. Today we are talking about a big dream killer, which is doubt. A lot of people doubt they will ever get out of debt for many reasons, but it's the doubt that actually causes them to stay stuck. I believe most people have what it takes to get out of debt, especially if they can get past their own doubts, excuses, and limiting beliefs. We are going to talk about it on today's show.   What You'll Learn Discover why most people doubt they can ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #125 of the Debt Free Dad Podcast. Today we are talking about a big dream killer, which is doubt. A lot of people doubt they will ever get out of debt for many reasons, but it&apos;s the doubt that actually causes them to stay stuck. I believe most people have what it takes to get out of debt, especially if they can get past their own doubts, excuses, and limiting beliefs. We are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover why most people doubt they can have success with money and getting out of debt. </li><li>Are you falling for the, &apos;They must make a lot more money than me&apos; trap?</li><li>Learn the one tried and true method to reduce doubt and limiting beliefs, and not just with your finances. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #125 of the Debt Free Dad Podcast. Today we are talking about a big dream killer, which is doubt. A lot of people doubt they will ever get out of debt for many reasons, but it&apos;s the doubt that actually causes them to stay stuck. I believe most people have what it takes to get out of debt, especially if they can get past their own doubts, excuses, and limiting beliefs. We are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover why most people doubt they can have success with money and getting out of debt. </li><li>Are you falling for the, &apos;They must make a lot more money than me&apos; trap?</li><li>Learn the one tried and true method to reduce doubt and limiting beliefs, and not just with your finances. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/125</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10654188</guid>
    <pubDate>Tue, 24 May 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1770</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 125</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>125</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>124. 45% Of Millennials Have No Idea What&#39;s In Their Bank Account</itunes:title>
    <title>124. 45% Of Millennials Have No Idea What&#39;s In Their Bank Account</title>
    <itunes:summary><![CDATA[Welcome to episode #124 of the Debt Free Dad Podcast. I came across an article that featured a recent study, the headline read, '45% of millennials have no idea how much money is in their bank account!'... WOW! Even I was shocked by this, we are going to share our reaction and thoughts to this study.   What You'll Learn Listen to our take on this most recent survey of 2,000 millennials and finances. Hear what these 2,000 people prioritize over their finances. (This shocked us!)Discover s...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #124 of the Debt Free Dad Podcast. I came across an article that featured a recent study, the headline read, &apos;45% of millennials have no idea how much money is in their bank account!&apos;... WOW! Even I was shocked by this, we are going to share our reaction and thoughts to this study. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen to our take on this most recent survey of 2,000 millennials and finances. </li><li>Hear what these 2,000 people prioritize over their finances. (This shocked us!)</li><li>Discover some quick tips to help you reduce overdraft fees. (This only takes a few minutes per day.) </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #124 of the Debt Free Dad Podcast. I came across an article that featured a recent study, the headline read, &apos;45% of millennials have no idea how much money is in their bank account!&apos;... WOW! Even I was shocked by this, we are going to share our reaction and thoughts to this study. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen to our take on this most recent survey of 2,000 millennials and finances. </li><li>Hear what these 2,000 people prioritize over their finances. (This shocked us!)</li><li>Discover some quick tips to help you reduce overdraft fees. (This only takes a few minutes per day.) </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/124</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 17 May 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1553</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 124</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>124</itunes:episode>
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    <itunes:title>123. How To Become Debt Free Fast</itunes:title>
    <title>123. How To Become Debt Free Fast</title>
    <itunes:summary><![CDATA[Welcome to episode #123 of the Debt Free Dad Podcast. I get this question a lot, "Brad, I want to get out of debt fast! How can I reach debt freedom the fastest way possible?" Awesome question... we're going to talk about it on today's show!  What You'll Learn   What are the secrets to getting out of debt fast?Discover what slows a lot of people down, and it's not income or the amount of debt. Learn the number one proven way to increase your chances of success in getting out of debt.&nbs...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #123 of the Debt Free Dad Podcast. I get this question a lot, &quot;Brad, I want to get out of debt fast! How can I reach debt freedom the fastest way possible?&quot; Awesome question... we&apos;re going to talk about it on today&apos;s show!<br/><br/><b>What You&apos;ll Learn<br/></b><br/></p><ul><li>What are the secrets to getting out of debt fast?</li><li>Discover what slows a lot of people down, and it&apos;s not income or the amount of debt. </li><li>Learn the number one proven way to increase your chances of success in getting out of debt. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #123 of the Debt Free Dad Podcast. I get this question a lot, &quot;Brad, I want to get out of debt fast! How can I reach debt freedom the fastest way possible?&quot; Awesome question... we&apos;re going to talk about it on today&apos;s show!<br/><br/><b>What You&apos;ll Learn<br/></b><br/></p><ul><li>What are the secrets to getting out of debt fast?</li><li>Discover what slows a lot of people down, and it&apos;s not income or the amount of debt. </li><li>Learn the number one proven way to increase your chances of success in getting out of debt. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!<br/><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 10 May 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1686</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 123</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>123</itunes:episode>
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  <item>
    <itunes:title>122. Alarming Money Statistics and Survey Finds</itunes:title>
    <title>122. Alarming Money Statistics and Survey Finds</title>
    <itunes:summary><![CDATA[Welcome to episode #122 of the Debt Free Dad Podcast. As I was prepping for a workshop, I came across an article that featured a recent survey. The survey found that 7 out of 10 people are living paycheck to paycheck, and 63% of people don't feel they will ever live the lifestyle they want to live... Wow... we are going to talk about this and some of the other findings on the show.  What You'll Learn Whoa! Hear some eye-opening statistics about money, debt, and financial freedom. What fi...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #122 of the Debt Free Dad Podcast. As I was prepping for a workshop, I came across an article that featured a recent survey. The survey found that 7 out of 10 people are living paycheck to paycheck, and 63% of people don&apos;t feel they will ever live the lifestyle they want to live... Wow... we are going to talk about this and some of the other findings on the show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Whoa! Hear some eye-opening statistics about money, debt, and financial freedom. </li><li>What financial comfort looks like for most, and get our take on it. </li><li>Find out where most people are seeking out help, but should they? </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #122 of the Debt Free Dad Podcast. As I was prepping for a workshop, I came across an article that featured a recent survey. The survey found that 7 out of 10 people are living paycheck to paycheck, and 63% of people don&apos;t feel they will ever live the lifestyle they want to live... Wow... we are going to talk about this and some of the other findings on the show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Whoa! Hear some eye-opening statistics about money, debt, and financial freedom. </li><li>What financial comfort looks like for most, and get our take on it. </li><li>Find out where most people are seeking out help, but should they? </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/122</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10534420</guid>
    <pubDate>Tue, 03 May 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1783</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 122</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>122</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>121. How I Saved and Paid Off $36,587 in Four Months! </itunes:title>
    <title>121. How I Saved and Paid Off $36,587 in Four Months! </title>
    <itunes:summary><![CDATA[Welcome to episode #121 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Patrice Johnson. Patrice started listening to the podcast in December of 2021, she joined Roots one month later, and since then has saved and paid off $36,587 in just four months! Today she is joining me to share her journey, and how she's made such amazing progress.   What You'll Learn Discover how Patrice saved and paid off $36,587 in just four months. Hear how improving her finances has mas...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #121 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Patrice Johnson. Patrice started listening to the podcast in December of 2021, she joined Roots one month later, and since then has saved and paid off $36,587 in just four months! Today she is joining me to share her journey, and how she&apos;s made such amazing progress. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Patrice saved and paid off $36,587 in just four months. </li><li>Hear how improving her finances has massively improved other areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #121 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Patrice Johnson. Patrice started listening to the podcast in December of 2021, she joined Roots one month later, and since then has saved and paid off $36,587 in just four months! Today she is joining me to share her journey, and how she&apos;s made such amazing progress. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Patrice saved and paid off $36,587 in just four months. </li><li>Hear how improving her finances has massively improved other areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/121</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 26 Apr 2022 00:00:00 -0500</pubDate>
    <itunes:duration>3134</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 121</itunes:keywords>
    <itunes:season>1</itunes:season>
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  <item>
    <itunes:title>120. How to Inflation-Proof Your Finances</itunes:title>
    <title>120. How to Inflation-Proof Your Finances</title>
    <itunes:summary><![CDATA[Welcome to episode #120 of the Debt Free Dad Podcast. Inflation is a hot topic. Prices are rising on a lot of products especially when it comes to filling up your gas tank and buying food for your family. I've been getting questions, "Brad, what are some tips to help me with inflation?" We are going to talk about some strategies on today's show.   What You'll Learn Is there really a way to inflation-proof your finances?Learn how we are navigating inflation and higher prices.Discover some grea...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #120 of the Debt Free Dad Podcast. Inflation is a hot topic. Prices are rising on a lot of products especially when it comes to filling up your gas tank and buying food for your family. I&apos;ve been getting questions, &quot;Brad, what are some tips to help me with inflation?&quot; We are going to talk about some strategies on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Is there really a way to inflation-proof your finances?</li><li>Learn how we are navigating inflation and higher prices.</li><li>Discover some great tips to help you with your finances now and every day in the future. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #120 of the Debt Free Dad Podcast. Inflation is a hot topic. Prices are rising on a lot of products especially when it comes to filling up your gas tank and buying food for your family. I&apos;ve been getting questions, &quot;Brad, what are some tips to help me with inflation?&quot; We are going to talk about some strategies on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Is there really a way to inflation-proof your finances?</li><li>Learn how we are navigating inflation and higher prices.</li><li>Discover some great tips to help you with your finances now and every day in the future. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/120</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10455622</guid>
    <pubDate>Tue, 19 Apr 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1692</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 120</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>120</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>119. Reaction to Credit Offer to Teens / College Students</itunes:title>
    <title>119. Reaction to Credit Offer to Teens / College Students</title>
    <itunes:summary><![CDATA[Welcome to episode #119 of the Debt Free Dad Podcast. Today we are reacting to a credit card offer that came in the mail to Ryan's son Josh as he was preparing to start college. So they don't market to kids and parents about debt, huh? Wanna make a bet? We are going to talk about it on today's show.   What You'll Learn Listen in as we walk through a credit card offer targeting college students and parents. Discover our take on the methods they use to make credit cards seem normal and sma...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #119 of the Debt Free Dad Podcast. Today we are reacting to a credit card offer that came in the mail to Ryan&apos;s son Josh as he was preparing to start college. So they don&apos;t market to kids and parents about debt, huh? Wanna make a bet? We are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we walk through a credit card offer targeting college students and parents. </li><li>Discover our take on the methods they use to make credit cards seem normal and smart to have. </li><li>Be aware of the marketing and advertising that is being used to get young adults to use credit cards. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #119 of the Debt Free Dad Podcast. Today we are reacting to a credit card offer that came in the mail to Ryan&apos;s son Josh as he was preparing to start college. So they don&apos;t market to kids and parents about debt, huh? Wanna make a bet? We are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we walk through a credit card offer targeting college students and parents. </li><li>Discover our take on the methods they use to make credit cards seem normal and smart to have. </li><li>Be aware of the marketing and advertising that is being used to get young adults to use credit cards. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/119</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 12 Apr 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1682</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 119</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>119</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>118. Financial Advice We&#39;d Share With Our Younger Selves</itunes:title>
    <title>118. Financial Advice We&#39;d Share With Our Younger Selves</title>
    <itunes:summary><![CDATA[Welcome to episode #118 of the Debt Free Dad Podcast. If we were to give our younger selves financial advice based on what we know today, what would it be? We are going to talk about it on today's show!   What You'll Learn If we had to start over, what financial advice would we give ourselves knowing what we know now? Hear what we feel would've made the biggest difference in our lives.Are you doomed to financial failure forever if you messed up? Listen to our take and our advice to you.&...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #118 of the Debt Free Dad Podcast. If we were to give our younger selves financial advice based on what we know today, what would it be? We are going to talk about it on today&apos;s show! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>If we had to start over, what financial advice would we give ourselves knowing what we know now? </li><li>Hear what we feel would&apos;ve made the biggest difference in our lives.</li><li>Are you doomed to financial failure forever if you messed up? Listen to our take and our advice to you. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #118 of the Debt Free Dad Podcast. If we were to give our younger selves financial advice based on what we know today, what would it be? We are going to talk about it on today&apos;s show! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>If we had to start over, what financial advice would we give ourselves knowing what we know now? </li><li>Hear what we feel would&apos;ve made the biggest difference in our lives.</li><li>Are you doomed to financial failure forever if you messed up? Listen to our take and our advice to you. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/10365134-118-financial-advice-we-d-share-with-our-younger-selves.mp3" length="25223327" type="audio/mpeg" />
    <link>https://www.balancedcents.com/118</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10365134</guid>
    <pubDate>Tue, 05 Apr 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2099</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 118</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>118</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>117. How I Saved and Paid Off Over $30,000 in Just 8 Months</itunes:title>
    <title>117. How I Saved and Paid Off Over $30,000 in Just 8 Months</title>
    <itunes:summary><![CDATA[Welcome to episode #117 of the Debt Free Dad Podcast. Today I am welcoming back Sami Schopper. Sami was on our podcast a year ago, where she celebrated saving and paying off over $30,000 in just eight months becoming debt free. I invited Sami back to the show to see where she is at now, and if it was possible for her to stay out of debt, and what challenges and wins she experienced over this last year.   What You'll Learn Discover how Sami saved and paid off over $30,000 in just 8 months.&nbs...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #117 of the Debt Free Dad Podcast. Today I am welcoming back Sami Schopper. Sami was on our podcast a year ago, where she celebrated saving and paying off over $30,000 in just eight months becoming debt free. I invited Sami back to the show to see where she is at now, and if it was possible for her to stay out of debt, and what challenges and wins she experienced over this last year. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Sami saved and paid off over $30,000 in just 8 months. </li><li>Hear how she was able to navigate her first year completely debt free.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li><li>Listen to Sami&apos;s other podcasts and hear how she got started: <a href='https://www.balancedcents.com/62'>https://www.balancedcents.com/62</a> &amp; <a href='https://www.balancedcents.com/36'>https://www.balancedcents.com/36</a>.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #117 of the Debt Free Dad Podcast. Today I am welcoming back Sami Schopper. Sami was on our podcast a year ago, where she celebrated saving and paying off over $30,000 in just eight months becoming debt free. I invited Sami back to the show to see where she is at now, and if it was possible for her to stay out of debt, and what challenges and wins she experienced over this last year. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Sami saved and paid off over $30,000 in just 8 months. </li><li>Hear how she was able to navigate her first year completely debt free.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li><li>Listen to Sami&apos;s other podcasts and hear how she got started: <a href='https://www.balancedcents.com/62'>https://www.balancedcents.com/62</a> &amp; <a href='https://www.balancedcents.com/36'>https://www.balancedcents.com/36</a>.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/117</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10279516</guid>
    <pubDate>Tue, 29 Mar 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2681</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 117</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>117</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>116. How To Stop Being Average With Your Finances</itunes:title>
    <title>116. How To Stop Being Average With Your Finances</title>
    <itunes:summary><![CDATA[Welcome to episode 116 of the Debt Free Dad Podcast. There are so many people who settle for average or "we're getting by" when it comes to their finances. But what if things could be so much better with just a little extra effort? A stress free financial life is more obtainable than you think and we are going to talk about it on today's show.   What You'll Learn Are you ok being average with your finances? Find out why that's a dangerous place to be.Answer these six questions to determine if...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode 116 of the Debt Free Dad Podcast. There are so many people who settle for average or &quot;we&apos;re getting by&quot; when it comes to their finances. But what if things could be so much better with just a little extra effort? A stress free financial life is more obtainable than you think and we are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Are you ok being average with your finances? Find out why that&apos;s a dangerous place to be.</li><li>Answer these six questions to determine if your finances are in a good place.</li><li>Discover what everyone says knowing what they know now. Not most, not some, but ALL OF THEM say this now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode 116 of the Debt Free Dad Podcast. There are so many people who settle for average or &quot;we&apos;re getting by&quot; when it comes to their finances. But what if things could be so much better with just a little extra effort? A stress free financial life is more obtainable than you think and we are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Are you ok being average with your finances? Find out why that&apos;s a dangerous place to be.</li><li>Answer these six questions to determine if your finances are in a good place.</li><li>Discover what everyone says knowing what they know now. Not most, not some, but ALL OF THEM say this now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/10238846-116-how-to-stop-being-average-with-your-finances.mp3" length="28332929" type="audio/mpeg" />
    <link>https://www.balancedcents.com/116</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 22 Mar 2022 00:00:00 -0500</pubDate>
    <itunes:duration>2358</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 116</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>116</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>115. How The Financial Industry Markets Debt Will Keep you Stuck!</itunes:title>
    <title>115. How The Financial Industry Markets Debt Will Keep you Stuck!</title>
    <itunes:summary><![CDATA[Welcome to episode #115 of the Debt Free Dad Podcast. Today we are reacting to Payday Loan Commercials, but more importantly, we want to point out how the financial industry is using some slick marketing messages and touching on pain points most people deal with to sell debt products, and to get us to believe that it's normal.   What You'll Learn Listen and watch as we react to payday loan commercials.Get real examples of how these types of advertisements and marketing messages can lead you t...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #115 of the Debt Free Dad Podcast. Today we are reacting to Payday Loan Commercials, but more importantly, we want to point out how the financial industry is using some slick marketing messages and touching on pain points most people deal with to sell debt products, and to get us to believe that it&apos;s normal. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen and watch as we react to payday loan commercials.</li><li>Get real examples of how these types of advertisements and marketing messages can lead you to believe they are smart tools to help you with your finances.</li><li>Debt is normal, right? Hear our take on why most people are trapped in this debt cycle. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #115 of the Debt Free Dad Podcast. Today we are reacting to Payday Loan Commercials, but more importantly, we want to point out how the financial industry is using some slick marketing messages and touching on pain points most people deal with to sell debt products, and to get us to believe that it&apos;s normal. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen and watch as we react to payday loan commercials.</li><li>Get real examples of how these types of advertisements and marketing messages can lead you to believe they are smart tools to help you with your finances.</li><li>Debt is normal, right? Hear our take on why most people are trapped in this debt cycle. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/115</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10238791</guid>
    <pubDate>Tue, 15 Mar 2022 00:00:00 -0500</pubDate>
    <itunes:duration>1620</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 115</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>115</itunes:episode>
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  <item>
    <itunes:title>114. The #1 Cause of Financial Failure</itunes:title>
    <title>114. The #1 Cause of Financial Failure</title>
    <itunes:summary><![CDATA[Welcome to episode #114 of the Debt Free Dad Podcast. Today we are going to be revealing the #1 cause of financial failure, and really any type of failure. This is the silent killer for any type of goal you want to reach, especially when it comes to getting out of debt. Find out what it is on today's show.  What You'll Learn Discover the #1 cause of financial failure. And no, it's not how much you make or how much debt you have.Learn tips from our own experience on what's helped us overcome t...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #114 of the Debt Free Dad Podcast. Today we are going to be revealing the #1 cause of financial failure, and really any type of failure. This is the silent killer for any type of goal you want to reach, especially when it comes to getting out of debt. Find out what it is on today&apos;s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the #1 cause of financial failure. And no, it&apos;s not how much you make or how much debt you have.</li><li>Learn tips from our own experience on what&apos;s helped us overcome this goal crusher.</li><li>Find out how to prepare for the journey ahead. It&apos;s easy to be excited when you first get started, but if you don&apos;t prepare for the long game, you&apos;ll quit. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #114 of the Debt Free Dad Podcast. Today we are going to be revealing the #1 cause of financial failure, and really any type of failure. This is the silent killer for any type of goal you want to reach, especially when it comes to getting out of debt. Find out what it is on today&apos;s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the #1 cause of financial failure. And no, it&apos;s not how much you make or how much debt you have.</li><li>Learn tips from our own experience on what&apos;s helped us overcome this goal crusher.</li><li>Find out how to prepare for the journey ahead. It&apos;s easy to be excited when you first get started, but if you don&apos;t prepare for the long game, you&apos;ll quit. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 08 Mar 2022 00:00:00 -0600</pubDate>
    <itunes:duration>1847</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 114</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>114</itunes:episode>
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  <item>
    <itunes:title>113. Answering Listener Financial Questions</itunes:title>
    <title>113. Answering Listener Financial Questions</title>
    <itunes:summary><![CDATA[Welcome to episode #113 of the Debt Free Dad Podcast. Today we are taking your financial questions, and we've got some good ones. Today we are going to cover sinking funds, irregular income, budgeting, medical bills, fixed incomes, and so much more! We can't wait to dive into these questions and give you our take.   What You'll Learn When is a good time to start saving for kids, and how much is a good percentage?Learn what to do if you make an irregular income, or if you have a fixed income.&...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #113 of the Debt Free Dad Podcast. Today we are taking your financial questions, and we&apos;ve got some good ones. Today we are going to cover sinking funds, irregular income, budgeting, medical bills, fixed incomes, and so much more! We can&apos;t wait to dive into these questions and give you our take. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>When is a good time to start saving for kids, and how much is a good percentage?</li><li>Learn what to do if you make an irregular income, or if you have a fixed income. </li><li>What steps should you take if you&apos;re behind on bills? Should you be worried about an emergency fund? </li><li>Is there such a thing as too many savings accounts or sinking funds?</li><li>How does medical debt fit into the debt freedom success path?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #113 of the Debt Free Dad Podcast. Today we are taking your financial questions, and we&apos;ve got some good ones. Today we are going to cover sinking funds, irregular income, budgeting, medical bills, fixed incomes, and so much more! We can&apos;t wait to dive into these questions and give you our take. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>When is a good time to start saving for kids, and how much is a good percentage?</li><li>Learn what to do if you make an irregular income, or if you have a fixed income. </li><li>What steps should you take if you&apos;re behind on bills? Should you be worried about an emergency fund? </li><li>Is there such a thing as too many savings accounts or sinking funds?</li><li>How does medical debt fit into the debt freedom success path?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/113</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 01 Mar 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2703</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 113</itunes:keywords>
    <itunes:season>1</itunes:season>
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  <item>
    <itunes:title>112. Reaction to &quot;Kevin Hart&#39;s Freedom Unlimited&quot; Commercial</itunes:title>
    <title>112. Reaction to &quot;Kevin Hart&#39;s Freedom Unlimited&quot; Commercial</title>
    <itunes:summary><![CDATA[Welcome to episode #112 of the Debt Free Dad Podcast. Today we are reacting to a few popular credit card commercials starring Kevin Hart who is advertising the Freedom Unlimited Card from JP Morgan Chase... listen in as we dive into this commercial and give our takes.   What You'll Learn Hear our reactions to Kevin Hart's Freedom Unlimited Card commercial.It's easy to laugh at the points brought up, but some of these things are happening to real people using these cards.Hear some eye-opening ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #112 of the Debt Free Dad Podcast. Today we are reacting to a few popular credit card commercials starring Kevin Hart who is advertising the Freedom Unlimited Card from JP Morgan Chase... listen in as we dive into this commercial and give our takes. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Hear our reactions to Kevin Hart&apos;s Freedom Unlimited Card commercial.</li><li>It&apos;s easy to laugh at the points brought up, but some of these things are happening to real people using these cards.</li><li>Hear some eye-opening statistics about credit cards rewards, overspending, and more as we share some alarming studies. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #112 of the Debt Free Dad Podcast. Today we are reacting to a few popular credit card commercials starring Kevin Hart who is advertising the Freedom Unlimited Card from JP Morgan Chase... listen in as we dive into this commercial and give our takes. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Hear our reactions to Kevin Hart&apos;s Freedom Unlimited Card commercial.</li><li>It&apos;s easy to laugh at the points brought up, but some of these things are happening to real people using these cards.</li><li>Hear some eye-opening statistics about credit cards rewards, overspending, and more as we share some alarming studies. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/112</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9970781</guid>
    <pubDate>Tue, 22 Feb 2022 00:00:00 -0600</pubDate>
    <itunes:duration>1358</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 112</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>112</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>111. How We Saved and Paid Off Nearly $22,000</itunes:title>
    <title>111. How We Saved and Paid Off Nearly $22,000</title>
    <itunes:summary><![CDATA[Welcome to episode #111 of the Debt Free Dad Podcast. Today I have two amazing guests joining us, Brian and Miranda Warren. Brian and Miranda started listening to the podcast and using the Debt Freedom Planner back in May of 2021. Since then, they've made some amazing progress, like saving and paying off nearly $22,000 combined and as of November of 2021 are credit card debt free! Today they are joining us to share their journey.   What You'll Learn Discover how Brian and Miranda saved and pa...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #111 of the Debt Free Dad Podcast. Today I have two amazing guests joining us, Brian and Miranda Warren. Brian and Miranda started listening to the podcast and using the Debt Freedom Planner back in May of 2021. Since then, they&apos;ve made some amazing progress, like saving and paying off nearly $22,000 combined and as of November of 2021 are credit card debt free! Today they are joining us to share their journey. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Brian and Miranda saved and paid off nearly $22,000. </li><li>Hear the things that helped make such great progress in such a short period of time.</li><li>Listen to their suggestions and tips if you&apos;re just getting started, and what&apos;s made the biggest difference for them. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #111 of the Debt Free Dad Podcast. Today I have two amazing guests joining us, Brian and Miranda Warren. Brian and Miranda started listening to the podcast and using the Debt Freedom Planner back in May of 2021. Since then, they&apos;ve made some amazing progress, like saving and paying off nearly $22,000 combined and as of November of 2021 are credit card debt free! Today they are joining us to share their journey. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Brian and Miranda saved and paid off nearly $22,000. </li><li>Hear the things that helped make such great progress in such a short period of time.</li><li>Listen to their suggestions and tips if you&apos;re just getting started, and what&apos;s made the biggest difference for them. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/111</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9970738</guid>
    <pubDate>Tue, 15 Feb 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2523</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 111</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>111</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>110. I Am NOT Dave Ramsey!</itunes:title>
    <title>110. I Am NOT Dave Ramsey!</title>
    <itunes:summary><![CDATA[Welcome to episode #110 of the Debt Free Dad Podcast. We get this question a lot, 'how is Debt Free Dad different than Dave Ramsey? Aren't you guys the same thing?' Ugh... killing me! We're going to talk about it on today's show!   What You'll Learn Discover how Debt Free Dad differentiates itself from the popular Dave Ramsey. Learn the key component to inspire you to get out of debt. Hear the topics that we completely disagree with Dave about. Resources Mentioned  Get better r...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #110 of the Debt Free Dad Podcast. We get this question a lot, &apos;how is Debt Free Dad different than Dave Ramsey? Aren&apos;t you guys the same thing?&apos; Ugh... killing me! We&apos;re going to talk about it on today&apos;s show! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Debt Free Dad differentiates itself from the popular Dave Ramsey. </li><li>Learn the key component to inspire you to get out of debt. </li><li>Hear the topics that we completely disagree with Dave about. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #110 of the Debt Free Dad Podcast. We get this question a lot, &apos;how is Debt Free Dad different than Dave Ramsey? Aren&apos;t you guys the same thing?&apos; Ugh... killing me! We&apos;re going to talk about it on today&apos;s show! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Debt Free Dad differentiates itself from the popular Dave Ramsey. </li><li>Learn the key component to inspire you to get out of debt. </li><li>Hear the topics that we completely disagree with Dave about. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9964991-110-i-am-not-dave-ramsey.mp3" length="28699329" type="audio/mpeg" />
    <link>https://www.balancedcents.com/110</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9964991</guid>
    <pubDate>Tue, 08 Feb 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2389</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 110</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>110</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>109. How I Saved And Paid Off $31,355.72 In Just 18 Months</itunes:title>
    <title>109. How I Saved And Paid Off $31,355.72 In Just 18 Months</title>
    <itunes:summary><![CDATA[Welcome to episode #109 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Amy Lane! Amy joined Roots in July of 2020, so about 18 months ago.  Since then she has paid off $31,355.72 in just 18 months as a single hard working mom. That's incredible. I invited Amy to join us today to share her journey and how she was able to make such amazing progress in just the last 18 months.   What You'll Learn Discover how Amy saved and paid off $31,355.72 in just 18 months.&nbsp...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #109 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Amy Lane! Amy joined Roots in July of 2020, so about 18 months ago.  Since then she has paid off $31,355.72 in just 18 months as a single hard working mom. That&apos;s incredible. I invited Amy to join us today to share her journey and how she was able to make such amazing progress in just the last 18 months. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Amy saved and paid off $31,355.72 in just 18 months. </li><li>Hear how improving her finances has massively improved others areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #109 of the Debt Free Dad Podcast. Today I have an amazing guest joining us, Amy Lane! Amy joined Roots in July of 2020, so about 18 months ago.  Since then she has paid off $31,355.72 in just 18 months as a single hard working mom. That&apos;s incredible. I invited Amy to join us today to share her journey and how she was able to make such amazing progress in just the last 18 months. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Amy saved and paid off $31,355.72 in just 18 months. </li><li>Hear how improving her finances has massively improved others areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/109</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9964867</guid>
    <pubDate>Tue, 01 Feb 2022 00:00:00 -0600</pubDate>
    <itunes:duration>1771</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 109</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>109</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>108. Reaction to &quot;Cracked Why Credit Cards Are a Scam&quot;</itunes:title>
    <title>108. Reaction to &quot;Cracked Why Credit Cards Are a Scam&quot;</title>
    <itunes:summary><![CDATA[Welcome to episode #108 of the Debt Free Dad podcast. We are changing things up and we are doing our first reaction episode here on the Debt Free Dad podcast and today we are going to be watching and reacting to "Cracked Why Credit Cards Are a Scam". This is going to be good.   What You'll Learn Hear our reactions to this spoof credit card commercial.It's easy to laugh at the points brought up, but this is reality for many credit card users carrying debt. Listen as we break down the comm...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #108 of the Debt Free Dad podcast. We are changing things up and we are doing our first reaction episode here on the Debt Free Dad podcast and today we are going to be watching and reacting to &quot;Cracked Why Credit Cards Are a Scam&quot;. This is going to be good. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Hear our reactions to this spoof credit card commercial.</li><li>It&apos;s easy to laugh at the points brought up, but this is reality for many credit card users carrying debt. </li><li>Listen as we break down the common marketing methods used to get you to think using credit cards is smart. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #108 of the Debt Free Dad podcast. We are changing things up and we are doing our first reaction episode here on the Debt Free Dad podcast and today we are going to be watching and reacting to &quot;Cracked Why Credit Cards Are a Scam&quot;. This is going to be good. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Hear our reactions to this spoof credit card commercial.</li><li>It&apos;s easy to laugh at the points brought up, but this is reality for many credit card users carrying debt. </li><li>Listen as we break down the common marketing methods used to get you to think using credit cards is smart. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9821257-108-reaction-to-cracked-why-credit-cards-are-a-scam.mp3" length="18060547" type="audio/mpeg" />
    <link>https://www.balancedcents.com/108</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9821257</guid>
    <pubDate>Tue, 25 Jan 2022 00:00:00 -0600</pubDate>
    <itunes:duration>1502</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 108</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>108</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>107. How I Saved And Paid Off $14,543 In Just Six Months</itunes:title>
    <title>107. How I Saved And Paid Off $14,543 In Just Six Months</title>
    <itunes:summary><![CDATA[Welcome to episode #107 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Cyndi Hanna. Cyndi started listening to the Debt Free Dad Podcast in late May of 2021, and eventually joined Roots soon after in July. Since then, between consumer debt and her mortgage, she has paid off $13,543.90, and added $1,000 to her savings in just the last six months! Wow! Today she is here to share her journey and how she's been able to make so much great progress.   What You'll Learn Dis...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #107 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Cyndi Hanna. Cyndi started listening to the Debt Free Dad Podcast in late May of 2021, and eventually joined Roots soon after in July. Since then, between consumer debt and her mortgage, she has paid off $13,543.90, and added $1,000 to her savings in just the last six months! Wow! Today she is here to share her journey and how she&apos;s been able to make so much great progress. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Cyndi saved and paid off $14,543 in just six months. </li><li>Hear how improving her finances has massively improved others areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #107 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Cyndi Hanna. Cyndi started listening to the Debt Free Dad Podcast in late May of 2021, and eventually joined Roots soon after in July. Since then, between consumer debt and her mortgage, she has paid off $13,543.90, and added $1,000 to her savings in just the last six months! Wow! Today she is here to share her journey and how she&apos;s been able to make so much great progress. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Cyndi saved and paid off $14,543 in just six months. </li><li>Hear how improving her finances has massively improved others areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/107</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9800736</guid>
    <pubDate>Tue, 18 Jan 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2765</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 107</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>107</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>106. Why You Can&#39;t Afford to Be Broke</itunes:title>
    <title>106. Why You Can&#39;t Afford to Be Broke</title>
    <itunes:summary><![CDATA[Welcome to episode #106 of the Debt Free Dad podcast. Have you ever used the excuse or reason, "I can't afford it!" to pass on an invitation, or a purchase? Of course, we all have! Especially if money is tight, and you're living paycheck to paycheck, which is a life myself, Ryan, and Amber have all lived. Today we are going to flip this saying, and today we are going to talk about why you can't afford to stay broke and live paycheck to paycheck. Here's the deal, most people completely miss th...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #106 of the Debt Free Dad podcast. Have you ever used the excuse or reason, &quot;I can&apos;t afford it!&quot; to pass on an invitation, or a purchase? Of course, we all have! Especially if money is tight, and you&apos;re living paycheck to paycheck, which is a life myself, Ryan, and Amber have all lived. Today we are going to flip this saying, and today we are going to talk about why you can&apos;t afford to stay broke and live paycheck to paycheck. Here&apos;s the deal, most people completely miss the fact that staying broke comes at a hight cost, and its cost that most are blind to. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #106 of the Debt Free Dad podcast. Have you ever used the excuse or reason, &quot;I can&apos;t afford it!&quot; to pass on an invitation, or a purchase? Of course, we all have! Especially if money is tight, and you&apos;re living paycheck to paycheck, which is a life myself, Ryan, and Amber have all lived. Today we are going to flip this saying, and today we are going to talk about why you can&apos;t afford to stay broke and live paycheck to paycheck. Here&apos;s the deal, most people completely miss the fact that staying broke comes at a hight cost, and its cost that most are blind to. <br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9800705-106-why-you-can-t-afford-to-be-broke.mp3" length="25132383" type="audio/mpeg" />
    <link>https://www.balancedcents.com/106</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9800705</guid>
    <pubDate>Tue, 11 Jan 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2092</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 106</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>106</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>105. How to Crush Your Finances in 2022</itunes:title>
    <title>105. How to Crush Your Finances in 2022</title>
    <itunes:summary><![CDATA[Welcome to episode #105 of the Debt-Free Dad Podcast. Well it’s official, 2022 is here, and we are back for a brand new season of the Debt Free Dad Podcast. Since it's a new year, today we want to talk about the power of goal setting. I will say from experience and as someone who has coached thousands of people, setting good and smart goals can really help you improve your finances. Having good goals can help you improve impulsive and wasteful spending. It can certainly improve your saving ha...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #105 of the Debt-Free Dad Podcast. Well it’s official, 2022 is here, and we are back for a brand new season of the Debt Free Dad Podcast. Since it&apos;s a new year, today we want to talk about the power of goal setting. I will say from experience and as someone who has coached thousands of people, setting good and smart goals can really help you improve your finances. Having good goals can help you improve impulsive and wasteful spending. It can certainly improve your saving habits and even help you build that first emergency fund, and it can dramatically have an impact on paying off debt AND even better, prevent you from adding on more debt. By listening today, our goal is to give you some great insight to help you crush your finances in 2022. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn the power of goal setting and how it can help you crush your finances in the new year.</li><li>Do you have problems with overspending or impulse purchases? Hear how goal setting can help. </li><li>Learn why your goals should scare you a little bit, and how that&apos;s a good sign you&apos;re on the right track. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #105 of the Debt-Free Dad Podcast. Well it’s official, 2022 is here, and we are back for a brand new season of the Debt Free Dad Podcast. Since it&apos;s a new year, today we want to talk about the power of goal setting. I will say from experience and as someone who has coached thousands of people, setting good and smart goals can really help you improve your finances. Having good goals can help you improve impulsive and wasteful spending. It can certainly improve your saving habits and even help you build that first emergency fund, and it can dramatically have an impact on paying off debt AND even better, prevent you from adding on more debt. By listening today, our goal is to give you some great insight to help you crush your finances in 2022. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn the power of goal setting and how it can help you crush your finances in the new year.</li><li>Do you have problems with overspending or impulse purchases? Hear how goal setting can help. </li><li>Learn why your goals should scare you a little bit, and how that&apos;s a good sign you&apos;re on the right track. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9800684-105-how-to-crush-your-finances-in-2022.mp3" length="28000318" type="audio/mpeg" />
    <link>https://www.balancedcents.com/105</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9800684</guid>
    <pubDate>Tue, 04 Jan 2022 00:00:00 -0600</pubDate>
    <itunes:duration>2331</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 105</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>105</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>REPLAY - How to Use Sinking Funds and Stay Out Of Debt</itunes:title>
    <title>REPLAY - How to Use Sinking Funds and Stay Out Of Debt</title>
    <itunes:summary><![CDATA[(Replay) Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt.  What You'll Learn Learn about one of the best tools to stay out of debt.Discover that paying cash can save you even more cash!Get the details on how to start a sinking fund, and where you should keep it. Resources Ment...]]></itunes:summary>
    <description><![CDATA[<p>(Replay) Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn about one of the best tools to stay out of debt.</li><li>Discover that paying cash can save you even more cash!</li><li>Get the details on how to start a sinking fund, and where you should keep it. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>(Replay) Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn about one of the best tools to stay out of debt.</li><li>Discover that paying cash can save you even more cash!</li><li>Get the details on how to start a sinking fund, and where you should keep it. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9670729-replay-how-to-use-sinking-funds-and-stay-out-of-debt.mp3" length="18771496" type="audio/mpeg" />
    <link>https://www.balancedcents.com/78</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9670729</guid>
    <pubDate>Tue, 28 Dec 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1562</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>104</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>REPLAY - How to Save $1,000 Fast</itunes:title>
    <title>REPLAY - How to Save $1,000 Fast</title>
    <itunes:summary><![CDATA[(Replay) Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sounds crazy, but so many people make this critical mistake. In today’s show, we are going to reveal the first step you should focus on and give you some ways to make it happen.  We are sharing tips to help you build your first emergency fund! If you want to get out of debt, paying off debt isn’t the first step, and I know that sounds crazy, but one of...]]></itunes:summary>
    <description><![CDATA[<p>(Replay) Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sounds crazy, but so many people make this critical mistake. In today’s show, we are going to reveal the first step you should focus on and give you some ways to make it happen.<br/><br/>We are sharing tips to help you build your first emergency fund! If you want to get out of debt, paying off debt isn’t the first step, and I know that sounds crazy, but one of the primary goals you should have is to save. One of the reasons why people go into debt in the first place is because they don’t have any money, and that’s a bad habit that you need to break, and you want to replace it with a good practice like saving money. </p><p><a href='https://finance.yahoo.com/news/58-americans-less-1-000-090000503.html'>According to a GoBanking Rates Survey:</a> 58% of people have less than $1,000 in savings, and 32%, that’s 1/3 of the population have nothing saved at all.</p><p><b>What You’ll Learn</b></p><ul><li>Why saving is so hard.</li><li>Why having an emergency fund is crucial in getting out of debt. </li><li>Urgency is critical when you first get started.</li><li>Tips to help you build an emergency fund.</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey guys, I am having trouble getting my spouse on board with our finances. Can you guys offer some tips I could try to get them to care about this? I am stressed and I am tired of having to do this on my own.&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podca</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>(Replay) Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sounds crazy, but so many people make this critical mistake. In today’s show, we are going to reveal the first step you should focus on and give you some ways to make it happen.<br/><br/>We are sharing tips to help you build your first emergency fund! If you want to get out of debt, paying off debt isn’t the first step, and I know that sounds crazy, but one of the primary goals you should have is to save. One of the reasons why people go into debt in the first place is because they don’t have any money, and that’s a bad habit that you need to break, and you want to replace it with a good practice like saving money. </p><p><a href='https://finance.yahoo.com/news/58-americans-less-1-000-090000503.html'>According to a GoBanking Rates Survey:</a> 58% of people have less than $1,000 in savings, and 32%, that’s 1/3 of the population have nothing saved at all.</p><p><b>What You’ll Learn</b></p><ul><li>Why saving is so hard.</li><li>Why having an emergency fund is crucial in getting out of debt. </li><li>Urgency is critical when you first get started.</li><li>Tips to help you build an emergency fund.</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey guys, I am having trouble getting my spouse on board with our finances. Can you guys offer some tips I could try to get them to care about this? I am stressed and I am tired of having to do this on my own.&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podca</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9670726-replay-how-to-save-1-000-fast.mp3" length="31023403" type="audio/mpeg" />
    <link>https://www.balancedcents.com/6</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9670726</guid>
    <pubDate>Tue, 21 Dec 2021 00:00:00 -0600</pubDate>
    <itunes:duration>2583</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>103</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>REPLAY - How To Get Motivated and Dig Yourself Out Of Debt</itunes:title>
    <title>REPLAY - How To Get Motivated and Dig Yourself Out Of Debt</title>
    <itunes:summary><![CDATA[(Replay) Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, "Brad, I've been listening to your podcast. But I'm afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself in better place financially?" This is an awesome question, and this is a scenario that many people struggle wit...]]></itunes:summary>
    <description><![CDATA[<p>(Replay) Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, &quot;Brad, I&apos;ve been listening to your podcast. But I&apos;m afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself in better place financially?&quot; This is an awesome question, and this is a scenario that many people struggle with initially and it keeps a lot of people from getting started. So what should this person do? We are going to talk about it on today&apos;s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Afraid to make changes or put in the work? Learn how to overcome them to create your best financial life.</li><li>Discover the secret that provides the best motivation.</li><li>Learn that you don&apos;t have to give up your life to get out of debt. </li></ul><p><b>Resources Mentioned</b></p><ul><li><a href='https://www.balancedcents.com/offers/99JTxfwp/checkout'>The Top Ten Things Keeping You Broke... And How To Fix Them! - FREE COURSE</a></li><li><a href='https://www.balancedcents.com/moneyconversation'>The Money Conversation - Free Guide</a></li><li><a href='https://www.balancedcents.com/offers/8GNNCtio/checkout'>10 Money Saving Ideas You Can Start Today - FREE COURSE</a></li><li><a href='https://www.balancedcents.com/planner'>Brad&apos;s Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.balancedcents.com/offers/psh7d7pT/checkout'>LIFE WITHOUT PAYMENTS</a>.</li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.therealdebtfreedad.com/'><b>www.therealdebtfreedad.com<br/></b></a><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.therealdebtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/therealdebtfreedad/'>https://www.facebook.com/therealdebtfreedad/</a></li><li>Private Facebook Group - <a href='http://www.facebook.com/lifewithoutpayments'>http://www.facebook.com/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.instagram.com/brad_nelson_debt_free_dad/</a></li><li>Pinterest - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.pinterest.com/bradnelson0044/</a></li><li>LinkedIn - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.linkedin.com/in/balancedcents/</a></li></ul><p><br/><b>Thanks For Listening<br/><br/></b>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, iHeartRadio, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS83NDgxNDUucnNz'>Google Podcasts</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.<br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>(Replay) Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, &quot;Brad, I&apos;ve been listening to your podcast. But I&apos;m afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself in better place financially?&quot; This is an awesome question, and this is a scenario that many people struggle with initially and it keeps a lot of people from getting started. So what should this person do? We are going to talk about it on today&apos;s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Afraid to make changes or put in the work? Learn how to overcome them to create your best financial life.</li><li>Discover the secret that provides the best motivation.</li><li>Learn that you don&apos;t have to give up your life to get out of debt. </li></ul><p><b>Resources Mentioned</b></p><ul><li><a href='https://www.balancedcents.com/offers/99JTxfwp/checkout'>The Top Ten Things Keeping You Broke... And How To Fix Them! - FREE COURSE</a></li><li><a href='https://www.balancedcents.com/moneyconversation'>The Money Conversation - Free Guide</a></li><li><a href='https://www.balancedcents.com/offers/8GNNCtio/checkout'>10 Money Saving Ideas You Can Start Today - FREE COURSE</a></li><li><a href='https://www.balancedcents.com/planner'>Brad&apos;s Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.balancedcents.com/offers/psh7d7pT/checkout'>LIFE WITHOUT PAYMENTS</a>.</li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.therealdebtfreedad.com/'><b>www.therealdebtfreedad.com<br/></b></a><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.therealdebtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/therealdebtfreedad/'>https://www.facebook.com/therealdebtfreedad/</a></li><li>Private Facebook Group - <a href='http://www.facebook.com/lifewithoutpayments'>http://www.facebook.com/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.instagram.com/brad_nelson_debt_free_dad/</a></li><li>Pinterest - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.pinterest.com/bradnelson0044/</a></li><li>LinkedIn - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.linkedin.com/in/balancedcents/</a></li></ul><p><br/><b>Thanks For Listening<br/><br/></b>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, iHeartRadio, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS83NDgxNDUucnNz'>Google Podcasts</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.<br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <pubDate>Tue, 14 Dec 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1827</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
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    <itunes:title>REPLAY - The Truthiness of Money and Debt</itunes:title>
    <title>REPLAY - The Truthiness of Money and Debt</title>
    <itunes:summary><![CDATA[(Replay) Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT TRUE! You may have heard the term, "Truthiness" But what does that even mean… and why does it matter to you when it comes to having success with money and getting out of debt? Find out in today's episode. In an Information Age driven by round the clock news, ranting talk radio and editorless blogging, truthiness captures all the incidental, acci...]]></itunes:summary>
    <description><![CDATA[<p>(Replay) Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT TRUE! You may have heard the term, &quot;Truthiness&quot; But what does that even mean… and why does it matter to you when it comes to having success with money and getting out of debt? Find out in today&apos;s episode.</p><p>In an Information Age driven by round the clock news, ranting talk radio and editorless blogging, truthiness captures all the incidental, accidental, and even intentional falsehoods that sound just truthy enough for us to accept as true. The problem is we tend to act on what we believe even when what we believe isn’t anything we should.<br/><br/>We are going to be discussing 9 Truthiness statements when it comes to debt that society has come to accept as true even though they are a big huge LIE.</p><p><b>What You’ll Learn</b></p><ul><li>What you know about money and debt may be false.</li><li>Hear the real truth behind these truthiness beliefs about money and debt.</li><li>Challenge your normal thinking, because that thinking could be keeping you broke.</li></ul><p><b>Question of the Show</b></p><p><b>&quot;</b><em>I am getting married, but we are also getting out of debt. We don’t want our payments holding us down as we begin our lives together. How can we pay cash for a nice wedding, but still be aggressive in paying off our debts?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, sha</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>(Replay) Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT TRUE! You may have heard the term, &quot;Truthiness&quot; But what does that even mean… and why does it matter to you when it comes to having success with money and getting out of debt? Find out in today&apos;s episode.</p><p>In an Information Age driven by round the clock news, ranting talk radio and editorless blogging, truthiness captures all the incidental, accidental, and even intentional falsehoods that sound just truthy enough for us to accept as true. The problem is we tend to act on what we believe even when what we believe isn’t anything we should.<br/><br/>We are going to be discussing 9 Truthiness statements when it comes to debt that society has come to accept as true even though they are a big huge LIE.</p><p><b>What You’ll Learn</b></p><ul><li>What you know about money and debt may be false.</li><li>Hear the real truth behind these truthiness beliefs about money and debt.</li><li>Challenge your normal thinking, because that thinking could be keeping you broke.</li></ul><p><b>Question of the Show</b></p><p><b>&quot;</b><em>I am getting married, but we are also getting out of debt. We don’t want our payments holding us down as we begin our lives together. How can we pay cash for a nice wedding, but still be aggressive in paying off our debts?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, sha</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/10</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 07 Dec 2021 00:00:00 -0600</pubDate>
    <itunes:duration>2929</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
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  <item>
    <itunes:title>100. Answering Listener Financial Questions</itunes:title>
    <title>100. Answering Listener Financial Questions</title>
    <itunes:summary><![CDATA[Welcome to episode #100 of the Debt Free Dad podcast. Today to celebrate our 100th episode, we are taking and answering your money questions! We've got questions about best ways to save, how to maintain credit if you want to get out of debt, auto loan refinancing, and should you feel guilty for prioritizing your finances over helping your own family?   What You'll Learn Discover how you build and maintain your credit score when you have no debt.How do you navigate the holidays when you're hav...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #100 of the Debt Free Dad podcast. Today to celebrate our 100th episode, we are taking and answering your money questions! We&apos;ve got questions about best ways to save, how to maintain credit if you want to get out of debt, auto loan refinancing, and should you feel guilty for prioritizing your finances over helping your own family? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how you build and maintain your credit score when you have no debt.</li><li>How do you navigate the holidays when you&apos;re having trouble paying your bills, and you want to give your kids a good Christmas?</li><li>What&apos;s the best way to build interest while saving? </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #100 of the Debt Free Dad podcast. Today to celebrate our 100th episode, we are taking and answering your money questions! We&apos;ve got questions about best ways to save, how to maintain credit if you want to get out of debt, auto loan refinancing, and should you feel guilty for prioritizing your finances over helping your own family? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how you build and maintain your credit score when you have no debt.</li><li>How do you navigate the holidays when you&apos;re having trouble paying your bills, and you want to give your kids a good Christmas?</li><li>What&apos;s the best way to build interest while saving? </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.</p><p><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 30 Nov 2021 00:00:00 -0600</pubDate>
    <itunes:duration>2127</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 100</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>100</itunes:episode>
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    <itunes:title>99. Understanding the Difference Between an Expense and Investment</itunes:title>
    <title>99. Understanding the Difference Between an Expense and Investment</title>
    <itunes:summary><![CDATA[Welcome to episode #99 of the Debt Free Dad podcast. Is the 'broke person mentality' keeping you stuck? It very well could be, especially when it comes to determining the difference between an investment and an expense. Today we are going to discuss the major difference between expenses and investments, and why it's critical for you to understand this as well.   What You'll Learn Learn the major differences between an expense VS investments, and we aren't talking about your typical investment...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #99 of the Debt Free Dad podcast. Is the &apos;broke person mentality&apos; keeping you stuck? It very well could be, especially when it comes to determining the difference between an investment and an expense. Today we are going to discuss the major difference between expenses and investments, and why it&apos;s critical for you to understand this as well. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn the major differences between an expense VS investments, and we aren&apos;t talking about your typical investments.</li><li>Discover one of the best investments you can make.</li><li>Listen to how the &apos;broke person mentality&apos; kept us stuck, and how we fixed it. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #99 of the Debt Free Dad podcast. Is the &apos;broke person mentality&apos; keeping you stuck? It very well could be, especially when it comes to determining the difference between an investment and an expense. Today we are going to discuss the major difference between expenses and investments, and why it&apos;s critical for you to understand this as well. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn the major differences between an expense VS investments, and we aren&apos;t talking about your typical investments.</li><li>Discover one of the best investments you can make.</li><li>Listen to how the &apos;broke person mentality&apos; kept us stuck, and how we fixed it. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 23 Nov 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1822</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 99</itunes:keywords>
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    <itunes:title>98. How to Say NO and Not Feel Guilty</itunes:title>
    <title>98. How to Say NO and Not Feel Guilty</title>
    <itunes:summary><![CDATA[Welcome to episode #98 of the Debt Free Dad podcast. When getting out of debt and taking control of your finances, it's imperative that you get better at saying NO! But here's the deal, saying NO to yourself, to your kids, to your partner, to your family, to your friends, IS SUPER HARD. Today we are going to be sharing some helpful tips to make it easier to say NO without feeling guilty.   What You'll Learn Listen in as we discuss the difficulty of saying no. Hear some of our tips to mak...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #98 of the Debt Free Dad podcast. When getting out of debt and taking control of your finances, it&apos;s imperative that you get better at saying NO! But here&apos;s the deal, saying NO to yourself, to your kids, to your partner, to your family, to your friends, IS SUPER HARD. Today we are going to be sharing some helpful tips to make it easier to say NO without feeling guilty. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we discuss the difficulty of saying no. </li><li>Hear some of our tips to make saying no much easier. </li><li>Learn that by saying NO, you&apos;re also say yes!<b> </b></li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #98 of the Debt Free Dad podcast. When getting out of debt and taking control of your finances, it&apos;s imperative that you get better at saying NO! But here&apos;s the deal, saying NO to yourself, to your kids, to your partner, to your family, to your friends, IS SUPER HARD. Today we are going to be sharing some helpful tips to make it easier to say NO without feeling guilty. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we discuss the difficulty of saying no. </li><li>Hear some of our tips to make saying no much easier. </li><li>Learn that by saying NO, you&apos;re also say yes!<b> </b></li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/98</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9447013</guid>
    <pubDate>Tue, 16 Nov 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1646</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 98</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>98</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>97. Is Debt Consolidation a Good Option?</itunes:title>
    <title>97. Is Debt Consolidation a Good Option?</title>
    <itunes:summary><![CDATA[Welcome to episode #97 of the Debt Free Dad podcast. I get this question a lot, "Brad, I am considering debt consolidation to help me save interest and to lower my monthly payments. Is this a good option?" We are going to answer this question on today's show.   What You'll Learn Should you consider debt consolidation as a way to get out of debt faster? Learn the dangers of consolidation, and how it could cost you even more money and stress. Hear about our experiences with debt conso...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #97 of the Debt Free Dad podcast. I get this question a lot, &quot;Brad, I am considering debt consolidation to help me save interest and to lower my monthly payments. Is this a good option?&quot; We are going to answer this question on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Should you consider debt consolidation as a way to get out of debt faster? </li><li>Learn the dangers of consolidation, and how it could cost you even more money and stress. </li><li>Hear about our experiences with debt consolidation. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #97 of the Debt Free Dad podcast. I get this question a lot, &quot;Brad, I am considering debt consolidation to help me save interest and to lower my monthly payments. Is this a good option?&quot; We are going to answer this question on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Should you consider debt consolidation as a way to get out of debt faster? </li><li>Learn the dangers of consolidation, and how it could cost you even more money and stress. </li><li>Hear about our experiences with debt consolidation. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/97</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9446958</guid>
    <pubDate>Tue, 09 Nov 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1743</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 97</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>97</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>96. Direct Sales - Real Deal or Waste of Money?</itunes:title>
    <title>96. Direct Sales - Real Deal or Waste of Money?</title>
    <itunes:summary><![CDATA[Welcome to episode #96 of the Debt Free Dad podcast. So you're looking to make some extra cash to help you build your ER fund, pay down debt, or pay cash for an upcoming purchase. Is direct sales a good option? We're going to talk about it on today's show.   What You'll Learn Can you really make money in direct sales? We have some firsthand experience we'd like to share.Discover some of the common pitfalls of getting started, and how to avoid them. Learn the one thing you must take care ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #96 of the Debt Free Dad podcast. So you&apos;re looking to make some extra cash to help you build your ER fund, pay down debt, or pay cash for an upcoming purchase. Is direct sales a good option? We&apos;re going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Can you really make money in direct sales? We have some firsthand experience we&apos;d like to share.</li><li>Discover some of the common pitfalls of getting started, and how to avoid them. </li><li>Learn the one thing you must take care of when starting direct sales. If you don&apos;t do this, you&apos;ll be out of business! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #96 of the Debt Free Dad podcast. So you&apos;re looking to make some extra cash to help you build your ER fund, pay down debt, or pay cash for an upcoming purchase. Is direct sales a good option? We&apos;re going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Can you really make money in direct sales? We have some firsthand experience we&apos;d like to share.</li><li>Discover some of the common pitfalls of getting started, and how to avoid them. </li><li>Learn the one thing you must take care of when starting direct sales. If you don&apos;t do this, you&apos;ll be out of business! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/96</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9358805</guid>
    <pubDate>Tue, 02 Nov 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1930</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 96</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>96</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>95. 6 BIG Budgeting Mistakes People Make With Their Money</itunes:title>
    <title>95. 6 BIG Budgeting Mistakes People Make With Their Money</title>
    <itunes:summary><![CDATA[Welcome to episode #95 of the Debt Free Dad podcast. So you started your budget, but you're having some challenges. Today we are revealing the six biggest budgeting mistakes people make and what causes them to quit.   What You'll Learn Discover the mistakes that are poisonous to your budget. If you do these, your budget is doomed! Get tips to overcome common mistakes when budgeting.Learn that you're not alone. These mistakes are common, but they must be fixed in order to have long- term ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #95 of the Debt Free Dad podcast. So you started your budget, but you&apos;re having some challenges. Today we are revealing the six biggest budgeting mistakes people make and what causes them to quit. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the mistakes that are poisonous to your budget. If you do these, your budget is doomed! </li><li>Get tips to overcome common mistakes when budgeting.</li><li>Learn that you&apos;re not alone. These mistakes are common, but they must be fixed in order to have long- term success. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #95 of the Debt Free Dad podcast. So you started your budget, but you&apos;re having some challenges. Today we are revealing the six biggest budgeting mistakes people make and what causes them to quit. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the mistakes that are poisonous to your budget. If you do these, your budget is doomed! </li><li>Get tips to overcome common mistakes when budgeting.</li><li>Learn that you&apos;re not alone. These mistakes are common, but they must be fixed in order to have long- term success. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9339932-95-6-big-budgeting-mistakes-people-make-with-their-money.mp3" length="18800655" type="audio/mpeg" />
    <link>https://www.balancedcents.com/95</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9339932</guid>
    <pubDate>Tue, 26 Oct 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1564</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 95</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>95</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>94. How I Paid Off Over $35,000 On A Single Income</itunes:title>
    <title>94. How I Paid Off Over $35,000 On A Single Income</title>
    <itunes:summary><![CDATA[Welcome to episode #94 of the Debt Free Dad podcast. Today I am excited to welcome Jeannie Bodnar to the show. Jeannie is a Roots member and today she is here to share how she paid off over $35,000 in the last two years on a single income.   What You'll Learn Discover how Jeannie paid off over $35,000 in just two years on a single income. Hear how she completely changed her mindset and budgeting habits by doing one thing. Listen as she shares how much this has reduced her stress, an...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #94 of the Debt Free Dad podcast. Today I am excited to welcome Jeannie Bodnar to the show. Jeannie is a Roots member and today she is here to share how she paid off over $35,000 in the last two years on a single income. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Jeannie paid off over $35,000 in just two years on a single income. </li><li>Hear how she completely changed her mindset and budgeting habits by doing one thing. </li><li>Listen as she shares how much this has reduced her stress, and has improved her life. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #94 of the Debt Free Dad podcast. Today I am excited to welcome Jeannie Bodnar to the show. Jeannie is a Roots member and today she is here to share how she paid off over $35,000 in the last two years on a single income. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Jeannie paid off over $35,000 in just two years on a single income. </li><li>Hear how she completely changed her mindset and budgeting habits by doing one thing. </li><li>Listen as she shares how much this has reduced her stress, and has improved her life. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/94</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9339924</guid>
    <pubDate>Tue, 19 Oct 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1932</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 94</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>94</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>93. How I Saved and Paid Off Nearly $100,000 As A Single Mom</itunes:title>
    <title>93. How I Saved and Paid Off Nearly $100,000 As A Single Mom</title>
    <itunes:summary><![CDATA[Welcome to episode #93 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Bobbi Johnston. Bobbi joined Roots about three years ago, and as a single mom, paid off over $80,000. Today she is here to share her journey and how she did it.   What You'll Learn Discover how Bobbi saved and paid off nearly $100,000 in just a few years. Hear how improving her finances has massively improved others areas of her life.If she had to start all over again, hear what she would tell...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #93 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Bobbi Johnston. Bobbi joined Roots about three years ago, and as a single mom, paid off over $80,000. Today she is here to share her journey and how she did it. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Bobbi saved and paid off nearly $100,000 in just a few years. </li><li>Hear how improving her finances has massively improved others areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #93 of the Debt Free Dad podcast. Today I have an amazing guest joining us...Bobbi Johnston. Bobbi joined Roots about three years ago, and as a single mom, paid off over $80,000. Today she is here to share her journey and how she did it. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Bobbi saved and paid off nearly $100,000 in just a few years. </li><li>Hear how improving her finances has massively improved others areas of her life.</li><li>If she had to start all over again, hear what she would tell herself knowing what she knows now. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/93</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9339897</guid>
    <pubDate>Tue, 12 Oct 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2391</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 93</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>93</itunes:episode>
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  <item>
    <itunes:title>92. When and How To Start Saving For Your Kids</itunes:title>
    <title>92. When and How To Start Saving For Your Kids</title>
    <itunes:summary><![CDATA[Welcome to episode #92 of the Debt Free Dad podcast. I get this question often, "Brad, I want to start saving for my kids. When and how should I start doing it if I am still paying down my debt and building my emergency fund?" We are going to answer this question and discuss this on today's show!   What You'll Learn Learn when and how to start saving for your kids if you're still working your way out of debt. What if you got your kids started with saving, and they continued that savings ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #92 of the Debt Free Dad podcast. I get this question often, &quot;Brad, I want to start saving for my kids. When and how should I start doing it if I am still paying down my debt and building my emergency fund?&quot; We are going to answer this question and discuss this on today&apos;s show! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn when and how to start saving for your kids if you&apos;re still working your way out of debt. </li><li>What if you got your kids started with saving, and they continued that savings until their retirement? Hear some amazing potential outcomes.</li><li>Discover some saving vehicles you can use to take advantage of the mathematical explosion, called compound interest. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #92 of the Debt Free Dad podcast. I get this question often, &quot;Brad, I want to start saving for my kids. When and how should I start doing it if I am still paying down my debt and building my emergency fund?&quot; We are going to answer this question and discuss this on today&apos;s show! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn when and how to start saving for your kids if you&apos;re still working your way out of debt. </li><li>What if you got your kids started with saving, and they continued that savings until their retirement? Hear some amazing potential outcomes.</li><li>Discover some saving vehicles you can use to take advantage of the mathematical explosion, called compound interest. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/92</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9250845</guid>
    <pubDate>Tue, 05 Oct 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2241</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 92</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>92</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>91. Tips To Reduce Holiday Financial Stress</itunes:title>
    <title>91. Tips To Reduce Holiday Financial Stress</title>
    <itunes:summary><![CDATA[Welcome to episode #91 of the Debt Free Dad podcast. Guys it's coming... it's actually less than three months away... YES, the holiday shopping season is approaching and today we are sharing tips to help you prepare early so you can have more time to enjoy the holidays and not stress.  What You'll Learn Discover why it's so important to have a plan for the holidays, and it's not just to stay out of debt. Hear tips to help you plan and prepare for a stress-free holiday.Credit card rewards...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #91 of the Debt Free Dad podcast. Guys it&apos;s coming... it&apos;s actually less than three months away... YES, the holiday shopping season is approaching and today we are sharing tips to help you prepare early so you can have more time to enjoy the holidays and not stress.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover why it&apos;s so important to have a plan for the holidays, and it&apos;s not just to stay out of debt. </li><li>Hear tips to help you plan and prepare for a stress-free holiday.</li><li>Credit card rewards are tempting, but can cash hold you more accountable? Hear some eye-opening studies and you decide. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #91 of the Debt Free Dad podcast. Guys it&apos;s coming... it&apos;s actually less than three months away... YES, the holiday shopping season is approaching and today we are sharing tips to help you prepare early so you can have more time to enjoy the holidays and not stress.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover why it&apos;s so important to have a plan for the holidays, and it&apos;s not just to stay out of debt. </li><li>Hear tips to help you plan and prepare for a stress-free holiday.</li><li>Credit card rewards are tempting, but can cash hold you more accountable? Hear some eye-opening studies and you decide. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/91</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9249063</guid>
    <pubDate>Tue, 28 Sep 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1829</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 91</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>91</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>90. We&#39;re Debt Free! Here&#39;s What We Splurge and Cheap Out On!</itunes:title>
    <title>90. We&#39;re Debt Free! Here&#39;s What We Splurge and Cheap Out On!</title>
    <itunes:summary><![CDATA[Welcome to episode #90 of the Debt Free Dad podcast. Ryan, Amber and myself are all debt free outside of our mortgages. I have often been asked, are you cheap? What do you spend money on and what do you cheap out on? So today we are going to be sharing the things we cheap out on, and the things we splurge on when it comes to our purchases.   What You'll Learn WE'RE DEBT FREE, but does that mean we're cheap and pinch pennies?Listen as we share what we splurge on and what we are willing to chea...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #90 of the Debt Free Dad podcast. Ryan, Amber and myself are all debt free outside of our mortgages. I have often been asked, are you cheap? What do you spend money on and what do you cheap out on? So today we are going to be sharing the things we cheap out on, and the things we splurge on when it comes to our purchases. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>WE&apos;RE DEBT FREE, but does that mean we&apos;re cheap and pinch pennies?</li><li>Listen as we share what we splurge on and what we are willing to cheap out on!</li><li>Hear how becoming debt free has built a purchasing filter for all of us, which greatly reduces wasteful spending. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #90 of the Debt Free Dad podcast. Ryan, Amber and myself are all debt free outside of our mortgages. I have often been asked, are you cheap? What do you spend money on and what do you cheap out on? So today we are going to be sharing the things we cheap out on, and the things we splurge on when it comes to our purchases. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>WE&apos;RE DEBT FREE, but does that mean we&apos;re cheap and pinch pennies?</li><li>Listen as we share what we splurge on and what we are willing to cheap out on!</li><li>Hear how becoming debt free has built a purchasing filter for all of us, which greatly reduces wasteful spending. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/90</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9122561</guid>
    <pubDate>Tue, 21 Sep 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2451</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 90</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>90</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>89. re Kids Being Groomed Into Debt and Payments?</itunes:title>
    <title>89. re Kids Being Groomed Into Debt and Payments?</title>
    <itunes:summary><![CDATA[Welcome to episode #89 of the Debt Free Dad podcast. So my daughter received a gift at her two year old birthday party and one of the gifts included something that shocked me, a toy credit card. This toy credit card got me thinking, are we grooming our kids to believe that credit cards and debt are normal with cute little toys like this?   What You'll Learn Do toy credit cards normalize debt and groom young kids? Hear an eye-opening study about kids and candy cigarettes that will get you...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #89 of the Debt Free Dad podcast. So my daughter received a gift at her two year old birthday party and one of the gifts included something that shocked me, a toy credit card. This toy credit card got me thinking, are we grooming our kids to believe that credit cards and debt are normal with cute little toys like this? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Do toy credit cards normalize debt and groom young kids? </li><li>Hear an eye-opening study about kids and candy cigarettes that will get you thinking.</li><li>Learn the best way to teach your kids about debit and credit cards. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #89 of the Debt Free Dad podcast. So my daughter received a gift at her two year old birthday party and one of the gifts included something that shocked me, a toy credit card. This toy credit card got me thinking, are we grooming our kids to believe that credit cards and debt are normal with cute little toys like this? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Do toy credit cards normalize debt and groom young kids? </li><li>Hear an eye-opening study about kids and candy cigarettes that will get you thinking.</li><li>Learn the best way to teach your kids about debit and credit cards. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/89</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9122536</guid>
    <pubDate>Tue, 14 Sep 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1657</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 89</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>89</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>88. The Reality of Buy Now Pay Later Programs</itunes:title>
    <title>88. The Reality of Buy Now Pay Later Programs</title>
    <itunes:summary><![CDATA[Welcome to episode #88 of the Debt Free Dad podcast. Same as cash offers and financing along with Buy Now Pay Later programs, which seem to be everywhere when you shop online are gaining popularity. But are these programs ones you should be using to make your purchases? Afterall, Brad, they aren't charging me any fees it's free money! But is it?   What You'll Learn Discover the reality of programs like buy now and pay later, and 90 days same as cash! Do people really pay it off in the gr...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #88 of the Debt Free Dad podcast. Same as cash offers and financing along with Buy Now Pay Later programs, which seem to be everywhere when you shop online are gaining popularity. But are these programs ones you should be using to make your purchases? Afterall, Brad, they aren&apos;t charging me any fees it&apos;s free money! But is it? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the reality of programs like buy now and pay later, and 90 days same as cash! </li><li>Do people really pay it off in the grace period? You&apos;ll be shocked to hear the numbers.</li><li>We&apos;ll discuss and cover the most common excuses like, &quot;You only live once!&quot; or &quot;I can afford the payments!&quot; </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #88 of the Debt Free Dad podcast. Same as cash offers and financing along with Buy Now Pay Later programs, which seem to be everywhere when you shop online are gaining popularity. But are these programs ones you should be using to make your purchases? Afterall, Brad, they aren&apos;t charging me any fees it&apos;s free money! But is it? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the reality of programs like buy now and pay later, and 90 days same as cash! </li><li>Do people really pay it off in the grace period? You&apos;ll be shocked to hear the numbers.</li><li>We&apos;ll discuss and cover the most common excuses like, &quot;You only live once!&quot; or &quot;I can afford the payments!&quot; </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9096579-88-the-reality-of-buy-now-pay-later-programs.mp3" length="17880598" type="audio/mpeg" />
    <link>https://www.balancedcents.com/88</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9096579</guid>
    <pubDate>Tue, 07 Sep 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1487</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 88</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>88</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>87. Are Your Kids&#39; Extracurricular Expenses Stressing Out Your Finances?</itunes:title>
    <title>87. Are Your Kids&#39; Extracurricular Expenses Stressing Out Your Finances?</title>
    <itunes:summary><![CDATA[Welcome to episode #87 of the Debt Free Dad podcast. Check this out, 8 in 10 parents think their child's competitive or extracurricular activity could one day lead to income, and over half admit they spend more than they can afford on extracurriculars, and 64% of parents admit they are stressed out about paying for their child's extracurricular activities. So are these types of activities worth the cost, and is it worth the financial stress they are causing?   What You'll Learn Learn tips to ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #87 of the Debt Free Dad podcast. Check this out, 8 in 10 parents think their child&apos;s competitive or extracurricular activity could one day lead to income, and over half admit they spend more than they can afford on extracurriculars, and 64% of parents admit they are stressed out about paying for their child&apos;s extracurricular activities. So are these types of activities worth the cost, and is it worth the financial stress they are causing? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn tips to help ease financial stress from your kids&apos; sports and extracurriculars. </li><li>Are you feeling guilty for your kids missing out, and is that guilt forcing you to take on expenses you can&apos;t afford? Listen as we discuss this sensitive topic and what you can do.</li><li>Hear the staggering statistics around kids&apos; sports and extracurriculars. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #87 of the Debt Free Dad podcast. Check this out, 8 in 10 parents think their child&apos;s competitive or extracurricular activity could one day lead to income, and over half admit they spend more than they can afford on extracurriculars, and 64% of parents admit they are stressed out about paying for their child&apos;s extracurricular activities. So are these types of activities worth the cost, and is it worth the financial stress they are causing? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn tips to help ease financial stress from your kids&apos; sports and extracurriculars. </li><li>Are you feeling guilty for your kids missing out, and is that guilt forcing you to take on expenses you can&apos;t afford? Listen as we discuss this sensitive topic and what you can do.</li><li>Hear the staggering statistics around kids&apos; sports and extracurriculars. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/9092875-87-are-your-kids-extracurricular-expenses-stressing-out-your-finances.mp3" length="21372701" type="audio/mpeg" />
    <link>https://www.balancedcents.com/87</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9092875</guid>
    <pubDate>Tue, 31 Aug 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1778</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 87</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>87</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>86. Busting The Myth, &quot;It&#39;s Not The Right Time!&quot;</itunes:title>
    <title>86. Busting The Myth, &quot;It&#39;s Not The Right Time!&quot;</title>
    <itunes:summary><![CDATA[Welcome to episode #86 of the Debt Free Dad podcast. Have you been on the fence about taking control of your finances and paying off your debt? Are you using the worn out excuse, "It's just not the right time." This excuse keeps so many people on the fence and today we are going to bust through it.  What You'll Learn Listen in as we bust through the common excuse of, "It's just not the right time." Learn that the best time to get started is when you least feel the need to get started.Dis...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #86 of the Debt Free Dad podcast. Have you been on the fence about taking control of your finances and paying off your debt? Are you using the worn out excuse, &quot;It&apos;s just not the right time.&quot; This excuse keeps so many people on the fence and today we are going to bust through it.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we bust through the common excuse of, &quot;It&apos;s just not the right time.&quot; </li><li>Learn that the best time to get started is when you least feel the need to get started.</li><li>Discover tips to get you unstuck from excuses. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #86 of the Debt Free Dad podcast. Have you been on the fence about taking control of your finances and paying off your debt? Are you using the worn out excuse, &quot;It&apos;s just not the right time.&quot; This excuse keeps so many people on the fence and today we are going to bust through it.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Listen in as we bust through the common excuse of, &quot;It&apos;s just not the right time.&quot; </li><li>Learn that the best time to get started is when you least feel the need to get started.</li><li>Discover tips to get you unstuck from excuses. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/86</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9078870</guid>
    <pubDate>Tue, 24 Aug 2021 08:00:00 -0500</pubDate>
    <podcast:soundbite startTime="369.15" duration="24.5" />
    <itunes:duration>1370</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>86</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>85. Simple No Spend Challenges to Save Quick Money</itunes:title>
    <title>85. Simple No Spend Challenges to Save Quick Money</title>
    <itunes:summary><![CDATA[Welcome to episode #85 of the Debt Free Dad podcast. Are you looking for a way to pay off your debt faster, or build your emergency fund quicker? Or maybe you've really gotten off track with some of your spending and you're looking for a way to get back on the wagon. Today we are diving into the awesome power of No Spending Challenges.   What You'll Learn Discover tips to begin your very own no spend challenge. Learn how a no spend challenge can help you save and pay off more debt. ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #85 of the Debt Free Dad podcast. Are you looking for a way to pay off your debt faster, or build your emergency fund quicker? Or maybe you&apos;ve really gotten off track with some of your spending and you&apos;re looking for a way to get back on the wagon. Today we are diving into the awesome power of No Spending Challenges. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover tips to begin your very own no spend challenge. </li><li>Learn how a no spend challenge can help you save and pay off more debt. </li><li>Set yourself up for success. Learn what to do before you get started! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #85 of the Debt Free Dad podcast. Are you looking for a way to pay off your debt faster, or build your emergency fund quicker? Or maybe you&apos;ve really gotten off track with some of your spending and you&apos;re looking for a way to get back on the wagon. Today we are diving into the awesome power of No Spending Challenges. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover tips to begin your very own no spend challenge. </li><li>Learn how a no spend challenge can help you save and pay off more debt. </li><li>Set yourself up for success. Learn what to do before you get started! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8969698-85-simple-no-spend-challenges-to-save-quick-money.mp3" length="17390028" type="audio/mpeg" />
    <link>https://www.balancedcents.com/85</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8969698</guid>
    <pubDate>Tue, 17 Aug 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1446</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 85</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>85</itunes:episode>
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  <item>
    <itunes:title>84. How &#39;It&#39;s only a few dollars&#39; Can Cost You BIG!</itunes:title>
    <title>84. How &#39;It&#39;s only a few dollars&#39; Can Cost You BIG!</title>
    <itunes:summary><![CDATA[Welcome to episode #84 of the Debt Free Dad podcast. Have you ever justified a purchase by saying, "It's only a few dollars!" I think we all have. But how much does a few dollars add up, especially when you think about all those small purchases we make. Today we are going to reveal the most common small purchases we are making, and just how much we are spending... it's pretty eye-opening.  What You'll Learn Discover the eye-opening statistics of small purchases and how they add up.Learn one t...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #84 of the Debt Free Dad podcast. Have you ever justified a purchase by saying, &quot;It&apos;s only a few dollars!&quot; I think we all have. But how much does a few dollars add up, especially when you think about all those small purchases we make. Today we are going to reveal the most common small purchases we are making, and just how much we are spending... it&apos;s pretty eye-opening.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the eye-opening statistics of small purchases and how they add up.</li><li>Learn one tip that can potentially save you thousands of dollars over time. </li><li>Discover the flaws of mental math, and not having a solid budget. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #84 of the Debt Free Dad podcast. Have you ever justified a purchase by saying, &quot;It&apos;s only a few dollars!&quot; I think we all have. But how much does a few dollars add up, especially when you think about all those small purchases we make. Today we are going to reveal the most common small purchases we are making, and just how much we are spending... it&apos;s pretty eye-opening.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the eye-opening statistics of small purchases and how they add up.</li><li>Learn one tip that can potentially save you thousands of dollars over time. </li><li>Discover the flaws of mental math, and not having a solid budget. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8953990-84-how-it-s-only-a-few-dollars-can-cost-you-big.mp3" length="20565789" type="audio/mpeg" />
    <link>https://www.balancedcents.com/84</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8953990</guid>
    <pubDate>Tue, 10 Aug 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1711</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 84</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>84</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>83. How To Get Motivated and Dig Yourself Out Of Debt</itunes:title>
    <title>83. How To Get Motivated and Dig Yourself Out Of Debt</title>
    <itunes:summary><![CDATA[Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, "Brad, I've been listening to your podcast. But I'm afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself in better place financially?" This is an awesome question, and this is a scenario that many people struggle with initial...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, &quot;Brad, I&apos;ve been listening to your podcast. But I&apos;m afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself in better place financially?&quot; This is an awesome question, and this is a scenario that many people struggle with initially and it keeps a lot of people from getting started. So what should this person do? We are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Afraid to make changes or put in the work? Learn how to overcome them to create your best financial life.</li><li>Discover the secret that provides the best motivation.</li><li>Learn that you don&apos;t have to give up your life to get out of debt. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #83 of the Debt Free Dad podcast. I got an email from one of our listeners asking this question, &quot;Brad, I&apos;ve been listening to your podcast. But I&apos;m afraid to put in the work. I am finding it challenging to get myself motivated, along with telling myself that I will not be able to spend money frivolously. What can I do to overcome this so I can get myself in better place financially?&quot; This is an awesome question, and this is a scenario that many people struggle with initially and it keeps a lot of people from getting started. So what should this person do? We are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Afraid to make changes or put in the work? Learn how to overcome them to create your best financial life.</li><li>Discover the secret that provides the best motivation.</li><li>Learn that you don&apos;t have to give up your life to get out of debt. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8953975-83-how-to-get-motivated-and-dig-yourself-out-of-debt.mp3" length="21959791" type="audio/mpeg" />
    <link>https://www.balancedcents.com/83</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8953975</guid>
    <pubDate>Tue, 03 Aug 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1827</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 83</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>83</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>82. How I Saved and Paid Off $29,919.63 in 18 Months!</itunes:title>
    <title>82. How I Saved and Paid Off $29,919.63 in 18 Months!</title>
    <itunes:summary><![CDATA[Welcome to episode #82 of the Debt-Free Dad Podcast. Today I am excited to welcome Mary Southard to the show. Check this out, since Mary joined Roots 18 months ago, she has saved and paid off over $29,000! Today Mary is here to share just how she did it!   What You'll Learn Learn how Mary and her family saved and paid off over $29,000 in 18 months.Discover what helped Mary the most in improving her finances.Hear what advice and tips Mary shares that's helped them have so much success in a sho...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #82 of the Debt-Free Dad Podcast. Today I am excited to welcome Mary Southard to the show. Check this out, since Mary joined Roots 18 months ago, she has saved and paid off over $29,000! Today Mary is here to share just how she did it! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Mary and her family saved and paid off over $29,000 in 18 months.</li><li>Discover what helped Mary the most in improving her finances.</li><li>Hear what advice and tips Mary shares that&apos;s helped them have so much success in a short period of time. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #82 of the Debt-Free Dad Podcast. Today I am excited to welcome Mary Southard to the show. Check this out, since Mary joined Roots 18 months ago, she has saved and paid off over $29,000! Today Mary is here to share just how she did it! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Mary and her family saved and paid off over $29,000 in 18 months.</li><li>Discover what helped Mary the most in improving her finances.</li><li>Hear what advice and tips Mary shares that&apos;s helped them have so much success in a short period of time. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8815494-82-how-i-saved-and-paid-off-29-919-63-in-18-months.mp3" length="18312575" type="audio/mpeg" />
    <link>https://www.balancedcents.com/82</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8815494</guid>
    <pubDate>Thu, 29 Jul 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1523</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 82</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>82</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>81. How We Saved and Paid Off $383,926.60 in Two and a Half Years!</itunes:title>
    <title>81. How We Saved and Paid Off $383,926.60 in Two and a Half Years!</title>
    <itunes:summary><![CDATA[Welcome to episode #81 of the Debt-Free Dad Podcast. Today I am excited to welcome Shannon Leardi to the show. Check this out, since Shannon and her husband joined Roots two and a half years ago, in January of 2019, they have saved and paid off over $383,926.60! Today Shannon is here to share just how they did it!   What You'll Learn Learn how Shannon and her family saved and paid off over $383,000 in two and a half years.Discover what kept Shannon on the fence for two years, and why she now ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #81 of the Debt-Free Dad Podcast. Today I am excited to welcome Shannon Leardi to the show. Check this out, since Shannon and her husband joined Roots two and a half years ago, in January of 2019, they have saved and paid off over $383,926.60! Today Shannon is here to share just how they did it! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Shannon and her family saved and paid off over $383,000 in two and a half years.</li><li>Discover what kept Shannon on the fence for two years, and why she now regrets that.</li><li>Hear what advice and tips Shannon shares that&apos;s helped them have so much success in a short period of time. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #81 of the Debt-Free Dad Podcast. Today I am excited to welcome Shannon Leardi to the show. Check this out, since Shannon and her husband joined Roots two and a half years ago, in January of 2019, they have saved and paid off over $383,926.60! Today Shannon is here to share just how they did it! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Shannon and her family saved and paid off over $383,000 in two and a half years.</li><li>Discover what kept Shannon on the fence for two years, and why she now regrets that.</li><li>Hear what advice and tips Shannon shares that&apos;s helped them have so much success in a short period of time. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/81</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8815471</guid>
    <pubDate>Tue, 27 Jul 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2350</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 81</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>81</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>80. How to End The Financial Misery Cycle</itunes:title>
    <title>80. How to End The Financial Misery Cycle</title>
    <itunes:summary><![CDATA[Welcome to episode #80 of the Debt Free Dad podcast. What could your life be like if you didn't have any payments? No I'm not kidding. Seriously I love this question, because most people never consider it. A life without payments, just imagine that for a second. I gotta tell you guys, it exists, and I believe anyone can reach it! Today we are going to be sharing some resources and an incredible free workshop to help you get started.   What You'll Learn Learn how to break the financial misery ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #80 of the Debt Free Dad podcast. What could your life be like if you didn&apos;t have any payments? No I&apos;m not kidding. Seriously I love this question, because most people never consider it. A life without payments, just imagine that for a second. I gotta tell you guys, it exists, and I believe anyone can reach it! Today we are going to be sharing some resources and an incredible free workshop to help you get started. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how to break the financial misery cycle.</li><li>Discover the Circle Of Awesome, and how normal people are using it to save and pay off millions of dollars.</li><li>Sign up for the workshop @ https://www.balancedcents.com </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #80 of the Debt Free Dad podcast. What could your life be like if you didn&apos;t have any payments? No I&apos;m not kidding. Seriously I love this question, because most people never consider it. A life without payments, just imagine that for a second. I gotta tell you guys, it exists, and I believe anyone can reach it! Today we are going to be sharing some resources and an incredible free workshop to help you get started. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how to break the financial misery cycle.</li><li>Discover the Circle Of Awesome, and how normal people are using it to save and pay off millions of dollars.</li><li>Sign up for the workshop @ https://www.balancedcents.com </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8815447-80-how-to-end-the-financial-misery-cycle.mp3" length="14580384" type="audio/mpeg" />
    <link>https://www.balancedcents.com/80</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8815447</guid>
    <pubDate>Tue, 20 Jul 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1212</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 80</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>80</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>79. Why We Buy Crap We Don&#39;t Need</itunes:title>
    <title>79. Why We Buy Crap We Don&#39;t Need</title>
    <itunes:summary><![CDATA[Welcome to episode #79 of the Debt Free Dad podcast. Have you ever looked around at the stuff in your house and thought, "Why did I buy this?" You may have those clothes with the tags still on them, or some tools that are just collecting dust, you might even have a pile of stuff just waiting to be donated just to get rid of it. Well, you're not alone! Today we are going to talk about why we buy crap we don't need, and we're also going to share some tips that we use to fight against buying use...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #79 of the Debt Free Dad podcast. Have you ever looked around at the stuff in your house and thought, &quot;Why did I buy this?&quot; You may have those clothes with the tags still on them, or some tools that are just collecting dust, you might even have a pile of stuff just waiting to be donated just to get rid of it. Well, you&apos;re not alone! Today we are going to talk about why we buy crap we don&apos;t need, and we&apos;re also going to share some tips that we use to fight against buying useless stuff and wasting money. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn why people waste money and buy stuff they don&apos;t need. </li><li>Discover what influences people&apos;s purchases the most. </li><li>Learn tips to help you fight against impulsive and wasteful spending. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #79 of the Debt Free Dad podcast. Have you ever looked around at the stuff in your house and thought, &quot;Why did I buy this?&quot; You may have those clothes with the tags still on them, or some tools that are just collecting dust, you might even have a pile of stuff just waiting to be donated just to get rid of it. Well, you&apos;re not alone! Today we are going to talk about why we buy crap we don&apos;t need, and we&apos;re also going to share some tips that we use to fight against buying useless stuff and wasting money. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn why people waste money and buy stuff they don&apos;t need. </li><li>Discover what influences people&apos;s purchases the most. </li><li>Learn tips to help you fight against impulsive and wasteful spending. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/79</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8815422</guid>
    <pubDate>Tue, 13 Jul 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2080</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 79</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>79</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>78. How to Use Sinking Funds and Stay Out Of Debt</itunes:title>
    <title>78. How to Use Sinking Funds and Stay Out Of Debt</title>
    <itunes:summary><![CDATA[Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt.  What You'll Learn Learn about one of the best tools to stay out of debt.Discover that paying cash can save you even more cash!Get the details on how to start a sinking fund, and where you should keep it. Resources Mentioned  Ge...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn about one of the best tools to stay out of debt.</li><li>Discover that paying cash can save you even more cash!</li><li>Get the details on how to start a sinking fund, and where you should keep it. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #78 of the Debt Free Dad podcast. Today we are talking about a powerful tool called sinking funds. I LOVE SINKING FUNDS, and they are a great way to prepare for future purchases, stay out of debt, and it will help break the habit of using debt.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn about one of the best tools to stay out of debt.</li><li>Discover that paying cash can save you even more cash!</li><li>Get the details on how to start a sinking fund, and where you should keep it. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8726440-78-how-to-use-sinking-funds-and-stay-out-of-debt.mp3" length="18771486" type="audio/mpeg" />
    <link>https://www.balancedcents.com/78</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8726440</guid>
    <pubDate>Tue, 06 Jul 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1562</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 78</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>78</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>77. How To Welcome More Financial Freedom Into Your Life</itunes:title>
    <title>77. How To Welcome More Financial Freedom Into Your Life</title>
    <itunes:summary><![CDATA[Welcome to episode #77 of the Debt Free Dad podcast. We are about to celebrate our independence and freedom as a nation, but the question is, are you really free, and I am speaking in terms of your finances. Are you truly free, or do your financial challenges keep you trapped? And if they do, we are going to share some ways to welcome more financial freedom into your life.   What You'll Learn We live in a free country, but are you truly free, especially as it relates to money? Learn how ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #77 of the Debt Free Dad podcast. We are about to celebrate our independence and freedom as a nation, but the question is, are you really free, and I am speaking in terms of your finances. Are you truly free, or do your financial challenges keep you trapped? And if they do, we are going to share some ways to welcome more financial freedom into your life. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>We live in a free country, but are you truly free, especially as it relates to money? </li><li>Learn how debt is normal, and it keeps most people trapped.</li><li>Discover some ways to welcome more financial freedom in your life. (And they are super easy tips!) </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #77 of the Debt Free Dad podcast. We are about to celebrate our independence and freedom as a nation, but the question is, are you really free, and I am speaking in terms of your finances. Are you truly free, or do your financial challenges keep you trapped? And if they do, we are going to share some ways to welcome more financial freedom into your life. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>We live in a free country, but are you truly free, especially as it relates to money? </li><li>Learn how debt is normal, and it keeps most people trapped.</li><li>Discover some ways to welcome more financial freedom in your life. (And they are super easy tips!) </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8726414-77-how-to-welcome-more-financial-freedom-into-your-life.mp3" length="18752378" type="audio/mpeg" />
    <link>https://www.balancedcents.com/77</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8726414</guid>
    <pubDate>Tue, 29 Jun 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1560</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 77</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>77</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>76. How We Saved and Paid Off $232,559.28 in Four Years</itunes:title>
    <title>76. How We Saved and Paid Off $232,559.28 in Four Years</title>
    <itunes:summary><![CDATA[Welcome to episode #76 of the Debt-Free Dad Podcast. Today I am excited to welcome Chantal and Stephan Perron to the show. Check this out, since they joined Roots four years ago, they have saved and paid off over $232,559.28! Today they are here to share how they did it!   What You'll Learn Learn how Chantal and Stephan saved and paid off over $232,000 in just four years. Discover how they didn't have to sacrifice everything and still made amazing progress.You'll also hear how they had t...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #76 of the Debt-Free Dad Podcast. Today I am excited to welcome Chantal and Stephan Perron to the show. Check this out, since they joined Roots four years ago, they have saved and paid off over $232,559.28! Today they are here to share how they did it! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Chantal and Stephan saved and paid off over $232,000 in just four years. </li><li>Discover how they didn&apos;t have to sacrifice everything and still made amazing progress.</li><li>You&apos;ll also hear how they had their ups and downs, and they want to share some advice with you! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #76 of the Debt-Free Dad Podcast. Today I am excited to welcome Chantal and Stephan Perron to the show. Check this out, since they joined Roots four years ago, they have saved and paid off over $232,559.28! Today they are here to share how they did it! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Chantal and Stephan saved and paid off over $232,000 in just four years. </li><li>Discover how they didn&apos;t have to sacrifice everything and still made amazing progress.</li><li>You&apos;ll also hear how they had their ups and downs, and they want to share some advice with you! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8726352-76-how-we-saved-and-paid-off-232-559-28-in-four-years.mp3" length="14898584" type="audio/mpeg" />
    <link>https://www.balancedcents.com/76</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8726352</guid>
    <pubDate>Tue, 22 Jun 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1239</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 76</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>76</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>75. How We Bought a Home Without a Credit Score!</itunes:title>
    <title>75. How We Bought a Home Without a Credit Score!</title>
    <itunes:summary><![CDATA[Welcome to episode #75 of the Debt Free Dad podcast. One of the biggest arguments I hear about credit scores is, you need to have a credit score, more importantly a good one, to buy a home. But do you? My wife and I just got a mortgage with NO credit score. How is that even possible? We are going to talk about it on today's show.   What You'll Learn Learn how Brad, and his wife, Sarah, bought a home without a credit score. Discover the difference between NO CREDIT vs BAD CREDIT.Hear the ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #75 of the Debt Free Dad podcast. One of the biggest arguments I hear about credit scores is, you need to have a credit score, more importantly a good one, to buy a home. But do you? My wife and I just got a mortgage with NO credit score. How is that even possible? We are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Brad, and his wife, Sarah, bought a home without a credit score. </li><li>Discover the difference between NO CREDIT vs BAD CREDIT.</li><li>Hear the strategy Brad and Sarah used to set themselves up for long-term success. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #75 of the Debt Free Dad podcast. One of the biggest arguments I hear about credit scores is, you need to have a credit score, more importantly a good one, to buy a home. But do you? My wife and I just got a mortgage with NO credit score. How is that even possible? We are going to talk about it on today&apos;s show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Brad, and his wife, Sarah, bought a home without a credit score. </li><li>Discover the difference between NO CREDIT vs BAD CREDIT.</li><li>Hear the strategy Brad and Sarah used to set themselves up for long-term success. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8605227-75-how-we-bought-a-home-without-a-credit-score.mp3" length="18670860" type="audio/mpeg" />
    <link>https://www.balancedcents.com/75</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8605227</guid>
    <pubDate>Tue, 15 Jun 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1553</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 75</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>75</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>74. Money Rules You Should&#39;ve Learned in School</itunes:title>
    <title>74. Money Rules You Should&#39;ve Learned in School</title>
    <itunes:summary><![CDATA[Welcome to episode #74 of the Debt Free Dad podcast. Looking back, I wish I would've learned some important lessons in school about money. These lessons would've saved me a ton of financial stress and pain. Today I have a special guest joining us, Chris Hawkins. Chris has a unique perspective, FIRST, he is debt free, and he has been teaching high school students personal finance for 13 years. Chris and I are going to be sharing the most important money rules we all should've learned in school...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #74 of the Debt Free Dad podcast. Looking back, I wish I would&apos;ve learned some important lessons in school about money. These lessons would&apos;ve saved me a ton of financial stress and pain. Today I have a special guest joining us, Chris Hawkins. Chris has a unique perspective, FIRST, he is debt free, and he has been teaching high school students personal finance for 13 years. Chris and I are going to be sharing the most important money rules we all should&apos;ve learned in school and the lessons all kids should be learning in school today. </p><p><b>What You’ll Learn</b></p><ul><li>Discover some of the most important money lessons we all should have learned as kids. </li><li>There are many good people working in the financial industry, but is the financial industry looking out for you?</li><li>Discover what&apos;s more important than building your credit score. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #74 of the Debt Free Dad podcast. Looking back, I wish I would&apos;ve learned some important lessons in school about money. These lessons would&apos;ve saved me a ton of financial stress and pain. Today I have a special guest joining us, Chris Hawkins. Chris has a unique perspective, FIRST, he is debt free, and he has been teaching high school students personal finance for 13 years. Chris and I are going to be sharing the most important money rules we all should&apos;ve learned in school and the lessons all kids should be learning in school today. </p><p><b>What You’ll Learn</b></p><ul><li>Discover some of the most important money lessons we all should have learned as kids. </li><li>There are many good people working in the financial industry, but is the financial industry looking out for you?</li><li>Discover what&apos;s more important than building your credit score. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/74</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 08 Jun 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2583</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 74</itunes:keywords>
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    <itunes:episode>74</itunes:episode>
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    <itunes:title>73. Can You Actually Win the Lottery?</itunes:title>
    <title>73. Can You Actually Win the Lottery?</title>
    <itunes:summary><![CDATA[Welcome to episode #73 of the Debt-Free Dad Podcast. Is playing the lottery a good idea? The dream of winning the big jackpot can be tempting, but that dream can come with a hefty price. When looking at the statistics, I am shocked at how much people are spending on the almost impossible dream of hitting it big. What You’ll Learn Discover the scary statistics of the lottery, and not just the losers! Learn how to ensure you win the jackpot by investing.Find out the best way to increase yo...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #73 of the Debt-Free Dad Podcast. Is playing the lottery a good idea? The dream of winning the big jackpot can be tempting, but that dream can come with a hefty price. When looking at the statistics, I am shocked at how much people are spending on the almost impossible dream of hitting it big.</p><p><b>What You’ll Learn</b></p><ul><li>Discover the scary statistics of the lottery, and not just the losers! </li><li>Learn how to ensure you win the jackpot by investing.</li><li>Find out the best way to increase your odds of financial security. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #73 of the Debt-Free Dad Podcast. Is playing the lottery a good idea? The dream of winning the big jackpot can be tempting, but that dream can come with a hefty price. When looking at the statistics, I am shocked at how much people are spending on the almost impossible dream of hitting it big.</p><p><b>What You’ll Learn</b></p><ul><li>Discover the scary statistics of the lottery, and not just the losers! </li><li>Learn how to ensure you win the jackpot by investing.</li><li>Find out the best way to increase your odds of financial security. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/73</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 01 Jun 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1585</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, gambling, episode 73</itunes:keywords>
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    <itunes:title>72. The FASTEST Way To Pay Off Debt! REPLAY</itunes:title>
    <title>72. The FASTEST Way To Pay Off Debt! REPLAY</title>
    <itunes:summary><![CDATA[Welcome to episode #72 of The Debt Free Dad Podcast. So you want to pay off debt, so what’s the best and fastest way to make that happen? Find out in today’s show, stay tuned.   In this show, we’re going to go through the conventional methods people are using to get out of debt. We’ve used some of these methods, most of them don’t work, and only a few have proven to be successful. A big part of getting out of debt is paying it off, and if you choose the wrong approach, that could keep yo...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #72 of The Debt Free Dad Podcast. So you want to pay off debt, so what’s the best and fastest way to make that happen? Find out in today’s show, stay tuned. <br/><br/>In this show, we’re going to go through the conventional methods people are using to get out of debt. We’ve used some of these methods, most of them don’t work, and only a few have proven to be successful. A big part of getting out of debt is paying it off, and if you choose the wrong approach, that could keep you in debt longer than you have to be, which could cause you more stress and frustration and could even cause you to quit. We don’t want that for you. All three of us have paid off a considerable amount of debt successfully, and the methods we share have helped people save and pay off millions of dollars.</p><p><b>What You’ll Learn</b></p><ul><li>What&apos;s worked and hasn&apos;t worked for us. (Learn from our mistakes!)</li><li>Demystify some of the highly marketed methods. (But do they work?)</li><li>Studies show that this is the MOST effective way to pay off debt. (Find out what it is.)</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey Brad, I am paying off my debt using the debt snowball method. I have two debts that have very similar balances due, only separated by about $300. The higher of the two has the highest interest rate. Would it be ok to flip these two and pay off the higher interest rate first?&quot;</em></p><p><b>Resources Mentioned</b></p><ul><li><a href='https://www.balancedcents.com/offers/8GNNCtio/checkout'>10 Money Saving Ideas You Can Start Today - FREE COURSE</a></li><li><a href='https://www.balancedcents.com/planner'>Brad&apos;s Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.balancedcents.com/offers/psh7d7pT/checkout'>LIFE WITHOUT PAYMENTS</a>.</li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.therealdebtfreedad.com/'><b>www.therealdebtfreedad.com<br/></b></a><br/>-Connect With Brad-<br/>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.therealdebtfreedad.com</a><br/>Facebook - <a href='https://www.facebook.com/therealdebtfreedad/'>https://www.facebook.com/therealdebtfreedad/</a><br/>Private Facebook Group - <a href='http://www.facebook.com/lifewithoutpayments'>http://www.facebook.com/lifewithoutpayments</a><br/>Instagram - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.instagram.com/brad_nelson_debt_free_dad/</a><br/>Pinterest - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.pinterest.com/bradnelson0044/</a><br/>LinkedIn - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.linkedin.com/in/balancedcents/</a></p><p><b>Thanks For Listening<br/><br/></b>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, iHeartRadio, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS83NDgxNDUucnNz'>Google Podcasts</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.<br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!<b><br/></b><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #72 of The Debt Free Dad Podcast. So you want to pay off debt, so what’s the best and fastest way to make that happen? Find out in today’s show, stay tuned. <br/><br/>In this show, we’re going to go through the conventional methods people are using to get out of debt. We’ve used some of these methods, most of them don’t work, and only a few have proven to be successful. A big part of getting out of debt is paying it off, and if you choose the wrong approach, that could keep you in debt longer than you have to be, which could cause you more stress and frustration and could even cause you to quit. We don’t want that for you. All three of us have paid off a considerable amount of debt successfully, and the methods we share have helped people save and pay off millions of dollars.</p><p><b>What You’ll Learn</b></p><ul><li>What&apos;s worked and hasn&apos;t worked for us. (Learn from our mistakes!)</li><li>Demystify some of the highly marketed methods. (But do they work?)</li><li>Studies show that this is the MOST effective way to pay off debt. (Find out what it is.)</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey Brad, I am paying off my debt using the debt snowball method. I have two debts that have very similar balances due, only separated by about $300. The higher of the two has the highest interest rate. Would it be ok to flip these two and pay off the higher interest rate first?&quot;</em></p><p><b>Resources Mentioned</b></p><ul><li><a href='https://www.balancedcents.com/offers/8GNNCtio/checkout'>10 Money Saving Ideas You Can Start Today - FREE COURSE</a></li><li><a href='https://www.balancedcents.com/planner'>Brad&apos;s Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.balancedcents.com/offers/psh7d7pT/checkout'>LIFE WITHOUT PAYMENTS</a>.</li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.therealdebtfreedad.com/'><b>www.therealdebtfreedad.com<br/></b></a><br/>-Connect With Brad-<br/>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.therealdebtfreedad.com</a><br/>Facebook - <a href='https://www.facebook.com/therealdebtfreedad/'>https://www.facebook.com/therealdebtfreedad/</a><br/>Private Facebook Group - <a href='http://www.facebook.com/lifewithoutpayments'>http://www.facebook.com/lifewithoutpayments</a><br/>Instagram - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.instagram.com/brad_nelson_debt_free_dad/</a><br/>Pinterest - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.pinterest.com/bradnelson0044/</a><br/>LinkedIn - <a href='https://www.instagram.com/brad_nelson_debt_free_dad/'>https://www.linkedin.com/in/balancedcents/</a></p><p><b>Thanks For Listening<br/><br/></b>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, iHeartRadio, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS83NDgxNDUucnNz'>Google Podcasts</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a>.<br/><br/>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!<b><br/></b><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <pubDate>Tue, 25 May 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2284</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 72</itunes:keywords>
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    <itunes:title>71. How to Radically Improve Your Financial Habits REPLAY</itunes:title>
    <title>71. How to Radically Improve Your Financial Habits REPLAY</title>
    <itunes:summary><![CDATA[Welcome to episode #71 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you radically improve your financial behaviors, so you can grow your bank account, save more money, and pay off debt.  Today we’re turning our focus to financial habits. This is one area where the mainstream media gets it wrong. If you look at the majority of the personal finance articles and stories out there, rarely do they focus on financial habits and behaviors. A lot of them will talk about employment, ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #71 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you radically improve your financial behaviors, so you can grow your bank account, save more money, and pay off debt.<br/><br/>Today we’re turning our focus to financial habits. This is one area where the mainstream media gets it wrong. If you look at the majority of the personal finance articles and stories out there, rarely do they focus on financial habits and behaviors. A lot of them will talk about employment, slow wage growth, the economy, credit scores, the rise in prices, and how it’s hard for the average family to keep up, the cost of living, just to a name a few. But many of these articles miss the point that ultimately the biggest factor that will change your finances is YOU! If you can make better choices, and kick poor financial habits, you can win!<br/><br/><b>What You’ll Learn</b></p><ul><li>Tips to help you start changing your habits. </li><li>Before you change your habits, there is something you have to do first.</li><li>Proven methods that will provide fantastic results over time.</li><li>What&apos;s worked, and hasn&apos;t worked for us.</li></ul><p><b>Question of the Show<br/></b><em>&quot;Hey guys! I need to get another vehicle. My commute to work is long and I easily put on 400-500 miles per week, so I need something reliable. I am looking at buying a new car, but wasn’t sure if that was my best option? Ideally I would love to not add on anymore debt, but I don’t really see how that’s possible? What would you do? </em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #71 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you radically improve your financial behaviors, so you can grow your bank account, save more money, and pay off debt.<br/><br/>Today we’re turning our focus to financial habits. This is one area where the mainstream media gets it wrong. If you look at the majority of the personal finance articles and stories out there, rarely do they focus on financial habits and behaviors. A lot of them will talk about employment, slow wage growth, the economy, credit scores, the rise in prices, and how it’s hard for the average family to keep up, the cost of living, just to a name a few. But many of these articles miss the point that ultimately the biggest factor that will change your finances is YOU! If you can make better choices, and kick poor financial habits, you can win!<br/><br/><b>What You’ll Learn</b></p><ul><li>Tips to help you start changing your habits. </li><li>Before you change your habits, there is something you have to do first.</li><li>Proven methods that will provide fantastic results over time.</li><li>What&apos;s worked, and hasn&apos;t worked for us.</li></ul><p><b>Question of the Show<br/></b><em>&quot;Hey guys! I need to get another vehicle. My commute to work is long and I easily put on 400-500 miles per week, so I need something reliable. I am looking at buying a new car, but wasn’t sure if that was my best option? Ideally I would love to not add on anymore debt, but I don’t really see how that’s possible? What would you do? </em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/71</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 18 May 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2962</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 71</itunes:keywords>
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    <itunes:title>70. Best Side Hustles to Make Extra Money</itunes:title>
    <title>70. Best Side Hustles to Make Extra Money</title>
    <itunes:summary><![CDATA[Welcome to episode #70 of the Debt-Free Dad Podcast. So you've got some goals to save more money, pay off more debt, or maybe you've got a purchase coming up that you need to put some money away for. Or maybe, you've got some ideas to start a side hustle. One of the more popular questions I get from our audience is, "Brad how can I make this go faster? How can I make more money? Today I have a special guest Kelan Kline joining us. Kelan and his wife, Brittany, are expert bloggers and they are...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #70 of the Debt-Free Dad Podcast. So you&apos;ve got some goals to save more money, pay off more debt, or maybe you&apos;ve got a purchase coming up that you need to put some money away for. Or maybe, you&apos;ve got some ideas to start a side hustle. One of the more popular questions I get from our audience is, &quot;Brad how can I make this go faster? How can I make more money? Today I have a special guest Kelan Kline joining us. Kelan and his wife, Brittany, are expert bloggers and they are helping people make extra money and start profitable side hustles, and Kelan is here to drop some of his wisdom on us today. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Kelan and his wife Brittany went from full-time jobs to full-time blogging and having control of their finances.</li><li>Discover Kelan&apos;s top five ways to start a side hustle and make extra cash.</li><li>Learn what to do first before you consider a side hustle. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #70 of the Debt-Free Dad Podcast. So you&apos;ve got some goals to save more money, pay off more debt, or maybe you&apos;ve got a purchase coming up that you need to put some money away for. Or maybe, you&apos;ve got some ideas to start a side hustle. One of the more popular questions I get from our audience is, &quot;Brad how can I make this go faster? How can I make more money? Today I have a special guest Kelan Kline joining us. Kelan and his wife, Brittany, are expert bloggers and they are helping people make extra money and start profitable side hustles, and Kelan is here to drop some of his wisdom on us today. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Kelan and his wife Brittany went from full-time jobs to full-time blogging and having control of their finances.</li><li>Discover Kelan&apos;s top five ways to start a side hustle and make extra cash.</li><li>Learn what to do first before you consider a side hustle. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8394254-70-best-side-hustles-to-make-extra-money.mp3" length="23956567" type="audio/mpeg" />
    <link>https://www.balancedcents.com/70</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8394254</guid>
    <pubDate>Tue, 11 May 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1994</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 70</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>70</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>69. How I Paid Off $57,802 On A Single Income</itunes:title>
    <title>69. How I Paid Off $57,802 On A Single Income</title>
    <itunes:summary><![CDATA[Welcome to episode #69 of the Debt-Free Dad Podcast. Today I am excited to welcome Kati Hatfield to the show. Kati joined Roots back in July of 2018, and since then has paid off $57,802 on a single income! Wow! Today she is going to share her journey and how she did it.   What You'll Learn Learn how Kati paid off over $57,000 on a single income.If you think she makes a ton of money, think again. You'll be shocked to hear what she made for the first few years of her journey.Discover how this h...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #69 of the Debt-Free Dad Podcast. Today I am excited to welcome Kati Hatfield to the show. Kati joined Roots back in July of 2018, and since then has paid off $57,802 on a single income! Wow! Today she is going to share her journey and how she did it. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Kati paid off over $57,000 on a single income.</li><li>If you think she makes a ton of money, think again. You&apos;ll be shocked to hear what she made for the first few years of her journey.</li><li>Discover how this has changed her life, her future, and her stress levels. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #69 of the Debt-Free Dad Podcast. Today I am excited to welcome Kati Hatfield to the show. Kati joined Roots back in July of 2018, and since then has paid off $57,802 on a single income! Wow! Today she is going to share her journey and how she did it. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Kati paid off over $57,000 on a single income.</li><li>If you think she makes a ton of money, think again. You&apos;ll be shocked to hear what she made for the first few years of her journey.</li><li>Discover how this has changed her life, her future, and her stress levels. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8394250-69-how-i-paid-off-57-802-on-a-single-income.mp3" length="28632284" type="audio/mpeg" />
    <link>https://www.balancedcents.com/69</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8394250</guid>
    <pubDate>Thu, 06 May 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2383</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 69</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>69</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>68. How We Saved and Paid Off $12,400 in Five Months!</itunes:title>
    <title>68. How We Saved and Paid Off $12,400 in Five Months!</title>
    <itunes:summary><![CDATA[Welcome to episode #68 of the Debt-Free Dad Podcast. Today I have Amelia Welch joining us on the show. Amelia joined my membership, Roots, back in October and in just five months has saved and paid off $12,440, built her emergency fund, and has paid off four credit cards. WOW! Today she is joining us to share her journey and how she's been able to make great progress.   What You'll Learn Learn how Amelia saved and paid off $12,400 in five months. Discover what she learned, and what surpr...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #68 of the Debt-Free Dad Podcast. Today I have Amelia Welch joining us on the show. Amelia joined my membership, Roots, back in October and in just five months has saved and paid off $12,440, built her emergency fund, and has paid off four credit cards. WOW! Today she is joining us to share her journey and how she&apos;s been able to make great progress. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Amelia saved and paid off $12,400 in five months. </li><li>Discover what she learned, and what surprised her.</li><li>Hear how this has drastically improved Amelia&apos;s relationship. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #68 of the Debt-Free Dad Podcast. Today I have Amelia Welch joining us on the show. Amelia joined my membership, Roots, back in October and in just five months has saved and paid off $12,440, built her emergency fund, and has paid off four credit cards. WOW! Today she is joining us to share her journey and how she&apos;s been able to make great progress. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Amelia saved and paid off $12,400 in five months. </li><li>Discover what she learned, and what surprised her.</li><li>Hear how this has drastically improved Amelia&apos;s relationship. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8394239-68-how-we-saved-and-paid-off-12-400-in-five-months.mp3" length="13335308" type="audio/mpeg" />
    <link>https://www.balancedcents.com/68</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8394239</guid>
    <pubDate>Tue, 04 May 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1109</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 68</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>68</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>67. How I Paid off $33,000 in 11 Months and Stayed Debt Free for Over Seven Years!</itunes:title>
    <title>67. How I Paid off $33,000 in 11 Months and Stayed Debt Free for Over Seven Years!</title>
    <itunes:summary><![CDATA[Welcome to episode #67 of the Debt-Free Dad Podcast. Today I am excited to welcome, my wife, Sarah Nelson to the show. Over the years a lot of people asked me why I started this business, It was Sarah's journey that got me passionate about helping people get out of debt. Sarah has now been debt free for over SEVEN years. Today she is here to share her journey, and how living Debt Free has changed her life.  What You'll Learn Discover how Sarah overcame collections, getting her car repossessed...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #67 of the Debt-Free Dad Podcast. Today I am excited to welcome, my wife, Sarah Nelson to the show. Over the years a lot of people asked me why I started this business, It was Sarah&apos;s journey that got me passionate about helping people get out of debt. Sarah has now been debt free for over SEVEN years. Today she is here to share her journey, and how living Debt Free has changed her life.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Sarah overcame collections, getting her car repossessed, and $33,000 of debt. </li><li>Learn how Sarah paid off 33,000 in just 11 months. </li><li>Hear her explain the best benefits of living a debt-free life for the last seven plus years. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #67 of the Debt-Free Dad Podcast. Today I am excited to welcome, my wife, Sarah Nelson to the show. Over the years a lot of people asked me why I started this business, It was Sarah&apos;s journey that got me passionate about helping people get out of debt. Sarah has now been debt free for over SEVEN years. Today she is here to share her journey, and how living Debt Free has changed her life.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover how Sarah overcame collections, getting her car repossessed, and $33,000 of debt. </li><li>Learn how Sarah paid off 33,000 in just 11 months. </li><li>Hear her explain the best benefits of living a debt-free life for the last seven plus years. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8394229-67-how-i-paid-off-33-000-in-11-months-and-stayed-debt-free-for-over-seven-years.mp3" length="29385312" type="audio/mpeg" />
    <link>https://www.balancedcents.com/67</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8394229</guid>
    <pubDate>Tue, 27 Apr 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2446</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 67</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>67</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>66. No Eating Out For 365 Days No Spend Challenge</itunes:title>
    <title>66. No Eating Out For 365 Days No Spend Challenge</title>
    <itunes:summary><![CDATA[Welcome to episode #66 of the Debt-Free Dad Podcast. My wife, Sarah, and I just completed a no spend challenge. Check this out, we ate at home for an entire year, that's right 365 straight days. Today we are going to share what we learned, how we stayed sane, and was it even worth it?   What You'll Learn Learn how Brad and Sarah were successful with their one year, no eating out challenge. Discover what they learned, and hear tips to help you with meal planning.Get inspiration for your o...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #66 of the Debt-Free Dad Podcast. My wife, Sarah, and I just completed a no spend challenge. Check this out, we ate at home for an entire year, that&apos;s right 365 straight days. Today we are going to share what we learned, how we stayed sane, and was it even worth it? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Brad and Sarah were successful with their one year, no eating out challenge. </li><li>Discover what they learned, and hear tips to help you with meal planning.</li><li>Get inspiration for your own no spend challenge. (No, it doesn&apos;t have to be for a year.) </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #66 of the Debt-Free Dad Podcast. My wife, Sarah, and I just completed a no spend challenge. Check this out, we ate at home for an entire year, that&apos;s right 365 straight days. Today we are going to share what we learned, how we stayed sane, and was it even worth it? <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Brad and Sarah were successful with their one year, no eating out challenge. </li><li>Discover what they learned, and hear tips to help you with meal planning.</li><li>Get inspiration for your own no spend challenge. (No, it doesn&apos;t have to be for a year.) </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8279054-66-no-eating-out-for-365-days-no-spend-challenge.mp3" length="24469732" type="audio/mpeg" />
    <link>https://www.balancedcents.com/66</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8279054</guid>
    <pubDate>Tue, 20 Apr 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2036</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 66</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>66</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>65. How This Single Mom Saved and Paid Off Over $51,615 in Eight Months</itunes:title>
    <title>65. How This Single Mom Saved and Paid Off Over $51,615 in Eight Months</title>
    <itunes:summary><![CDATA[Welcome to episode #65 of the Debt-Free Dad Podcast. Today I am honored to welcome Jess Frazer to the show. Jess joined Roots, which is my online accountability and support program, back in July. In just eight months, she has saved and paid off over $51,615! WHAT!?!?! How's that even possible? Today she is going to share how she did it, and check this out, she did it as a single mom. You're going to want to listen to this.   What You'll Learn Learn what Jess did to save and pay off over $50,0...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #65 of the Debt-Free Dad Podcast. Today I am honored to welcome Jess Frazer to the show. Jess joined Roots, which is my online accountability and support program, back in July. In just eight months, she has saved and paid off over $51,615! WHAT!?!?! How&apos;s that even possible? Today she is going to share how she did it, and check this out, she did it as a single mom. You&apos;re going to want to listen to this. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn what Jess did to save and pay off over $50,000 in just eight months! </li><li>Hear how she fell for a common myth that most people do, &quot;I need to make more money!&quot; and how that only made the situation worse.</li><li>Listen how this has helped not only her finances, but her entire life, including her daughter. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #65 of the Debt-Free Dad Podcast. Today I am honored to welcome Jess Frazer to the show. Jess joined Roots, which is my online accountability and support program, back in July. In just eight months, she has saved and paid off over $51,615! WHAT!?!?! How&apos;s that even possible? Today she is going to share how she did it, and check this out, she did it as a single mom. You&apos;re going to want to listen to this. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn what Jess did to save and pay off over $50,000 in just eight months! </li><li>Hear how she fell for a common myth that most people do, &quot;I need to make more money!&quot; and how that only made the situation worse.</li><li>Listen how this has helped not only her finances, but her entire life, including her daughter. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8271861-65-how-this-single-mom-saved-and-paid-off-over-51-615-in-eight-months.mp3" length="16561884" type="audio/mpeg" />
    <link>https://www.balancedcents.com/65</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8271861</guid>
    <pubDate>Tue, 13 Apr 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1377</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 65</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>65</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>64. How to Get Unstuck In Your Career and Make More Money</itunes:title>
    <title>64. How to Get Unstuck In Your Career and Make More Money</title>
    <itunes:summary><![CDATA[Welcome to episode #64 of the Debt-Free Dad Podcast. Personal Finances affect every area of our lives, and our careers are no exception. Today I have a special guest, Anthony Kuo from Untamed Career. Anthony is a Career Satisfaction Coach, and he's here to share how he is helping individuals get unstuck in their careers, and even some tips on how to make more money.   What You'll Learn Learn beginning strategies to get unstuck in your career. Discover how your personal finances can affec...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #64 of the Debt-Free Dad Podcast. Personal Finances affect every area of our lives, and our careers are no exception. Today I have a special guest, Anthony Kuo from Untamed Career. Anthony is a Career Satisfaction Coach, and he&apos;s here to share how he is helping individuals get unstuck in their careers, and even some tips on how to make more money. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn beginning strategies to get unstuck in your career. </li><li>Discover how your personal finances can affect your career, and your ongoing performance. </li><li>Anthony shares two BIG common mistakes people make with their resumes. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #64 of the Debt-Free Dad Podcast. Personal Finances affect every area of our lives, and our careers are no exception. Today I have a special guest, Anthony Kuo from Untamed Career. Anthony is a Career Satisfaction Coach, and he&apos;s here to share how he is helping individuals get unstuck in their careers, and even some tips on how to make more money. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn beginning strategies to get unstuck in your career. </li><li>Discover how your personal finances can affect your career, and your ongoing performance. </li><li>Anthony shares two BIG common mistakes people make with their resumes. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8271714-64-how-to-get-unstuck-in-your-career-and-make-more-money.mp3" length="28479335" type="audio/mpeg" />
    <link>https://www.balancedcents.com/64</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8271714</guid>
    <pubDate>Tue, 06 Apr 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2371</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 64</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>64</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>63. How this 21 Year Old Is Crushing Their Finances</itunes:title>
    <title>63. How this 21 Year Old Is Crushing Their Finances</title>
    <itunes:summary><![CDATA[Welcome to episode #63 of the Debt-Free Dad Podcast. If you listen to the media and the news you'll hear that younger generations just don't get it, they're lazy, self absorbed, and entitled, and buried by student loans and credit card debt, and how all of them are going to live in their parents basements until they’re 30. Today I have a young man, Josh Nelson joining us on the show. Josh is taking a different approach with his finances and today I want him to share what he’s doing to reduce ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #63 of the Debt-Free Dad Podcast. If you listen to the media and the news you&apos;ll hear that younger generations just don&apos;t get it, they&apos;re lazy, self absorbed, and entitled, and buried by student loans and credit card debt, and how all of them are going to live in their parents basements until they’re 30. Today I have a young man, Josh Nelson joining us on the show. Josh is taking a different approach with his finances and today I want him to share what he’s doing to reduce financial stress and ensure his future success.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn what this 21 year old is doing to graduate college debt free.</li><li>Learn what mistakes he&apos;s made, and how he is setting himself up for long-term success.</li><li>Discover where Josh got some of his best advice. Parents of teens, you need to hear this!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #63 of the Debt-Free Dad Podcast. If you listen to the media and the news you&apos;ll hear that younger generations just don&apos;t get it, they&apos;re lazy, self absorbed, and entitled, and buried by student loans and credit card debt, and how all of them are going to live in their parents basements until they’re 30. Today I have a young man, Josh Nelson joining us on the show. Josh is taking a different approach with his finances and today I want him to share what he’s doing to reduce financial stress and ensure his future success.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn what this 21 year old is doing to graduate college debt free.</li><li>Learn what mistakes he&apos;s made, and how he is setting himself up for long-term success.</li><li>Discover where Josh got some of his best advice. Parents of teens, you need to hear this!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8124438-63-how-this-21-year-old-is-crushing-their-finances.mp3" length="24047493" type="audio/mpeg" />
    <link>https://www.balancedcents.com/63</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8124438</guid>
    <pubDate>Tue, 30 Mar 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2001</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 63</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>63</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>62. How I Saved and Paid Off Over $33,467.68 In Just Nine Months</itunes:title>
    <title>62. How I Saved and Paid Off Over $33,467.68 In Just Nine Months</title>
    <itunes:summary><![CDATA[Welcome to episode #62 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Samantha Schopper, and she is going to share how she save and paid off over $33,467.68 in just nine months.  What You'll Learn Learn how Sami saved and Paid off $33,467.68 in just nine months.Discover what Sami discovered about her finances as she got started in Roots.Hear what simple tips Sami has for you and how you can get started.Resources Mentioned  Get better results with your finances in 30-6...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #62 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Samantha Schopper, and she is going to share how she save and paid off over $33,467.68 in just nine months.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Sami saved and Paid off $33,467.68 in just nine months.</li><li>Discover what Sami discovered about her finances as she got started in Roots.</li><li>Hear what simple tips Sami has for you and how you can get started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #62 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Samantha Schopper, and she is going to share how she save and paid off over $33,467.68 in just nine months.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Sami saved and Paid off $33,467.68 in just nine months.</li><li>Discover what Sami discovered about her finances as she got started in Roots.</li><li>Hear what simple tips Sami has for you and how you can get started.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8124381-62-how-i-saved-and-paid-off-over-33-467-68-in-just-nine-months.mp3" length="22870755" type="audio/mpeg" />
    <link>https://www.balancedcents.com/62</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8124381</guid>
    <pubDate>Tue, 23 Mar 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1903</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 62</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>62</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>61. How We Saved and Paid Off $14,500 in Three Months</itunes:title>
    <title>61. How We Saved and Paid Off $14,500 in Three Months</title>
    <itunes:summary><![CDATA[Welcome to episode #61 of the Debt-Free Dad Podcast. Today I have a special guest, Tiffany and Mathew Richard! They joined Roots, which is my membership program helping people reduce financial stress, save money, and pay off debt, and in just three months of joining, Tiffany and Matthew have saved and paid off over $14,500... how did they do it??  What You'll Learn Learn how Matthew and Tiffany saved and paid off $14,500 in just 90 days.Learn what they learned, and how life has changed in jus...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #61 of the Debt-Free Dad Podcast. Today I have a special guest, Tiffany and Mathew Richard! They joined Roots, which is my membership program helping people reduce financial stress, save money, and pay off debt, and in just three months of joining, Tiffany and Matthew have saved and paid off over $14,500... how did they do it??<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Matthew and Tiffany saved and paid off $14,500 in just 90 days.</li><li>Learn what they learned, and how life has changed in just a short period of time.</li><li>Discover the biggest pay offs they&apos;ve experienced since taking control of their finances, and how it&apos;s affected their marriage and family.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #61 of the Debt-Free Dad Podcast. Today I have a special guest, Tiffany and Mathew Richard! They joined Roots, which is my membership program helping people reduce financial stress, save money, and pay off debt, and in just three months of joining, Tiffany and Matthew have saved and paid off over $14,500... how did they do it??<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how Matthew and Tiffany saved and paid off $14,500 in just 90 days.</li><li>Learn what they learned, and how life has changed in just a short period of time.</li><li>Discover the biggest pay offs they&apos;ve experienced since taking control of their finances, and how it&apos;s affected their marriage and family.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/8124283-61-how-we-saved-and-paid-off-14-500-in-three-months.mp3" length="30081469" type="audio/mpeg" />
    <link>https://www.balancedcents.com/61</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8124283</guid>
    <pubDate>Tue, 16 Mar 2021 00:00:00 -0500</pubDate>
    <itunes:duration>2504</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 61</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>61</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Stimulus Checks - How Should You Spend It?</itunes:title>
    <title>Stimulus Checks - How Should You Spend It?</title>
    <itunes:summary><![CDATA[Welcome to a special episode of the Debt-Free Dad Podcast. Last week, Congress passed the third stimulus package, which is going to be sending $1,400 checks to many individuals and families. We've been getting lots of questions, "Brad, what should we be doing with this money to make the most of it?" We are going to be answering this question on today's show, stay tuned!   What You'll Learn Learn how to make the most of the stimulus money based on where you're at!Hear how we are using it!Shoul...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to a special episode of the Debt-Free Dad Podcast. Last week, Congress passed the third stimulus package, which is going to be sending $1,400 checks to many individuals and families. We&apos;ve been getting lots of questions, &quot;Brad, what should we be doing with this money to make the most of it?&quot; We are going to be answering this question on today&apos;s show, stay tuned! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how to make the most of the stimulus money based on where you&apos;re at!</li><li>Hear how we are using it!</li><li>Should you use it as fun money?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to a special episode of the Debt-Free Dad Podcast. Last week, Congress passed the third stimulus package, which is going to be sending $1,400 checks to many individuals and families. We&apos;ve been getting lots of questions, &quot;Brad, what should we be doing with this money to make the most of it?&quot; We are going to be answering this question on today&apos;s show, stay tuned! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how to make the most of the stimulus money based on where you&apos;re at!</li><li>Hear how we are using it!</li><li>Should you use it as fun money?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/coronavirus-3</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8135180</guid>
    <pubDate>Mon, 15 Mar 2021 00:00:00 -0500</pubDate>
    <itunes:duration>1483</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>0</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>60. Is Renting A Waste of Money?</itunes:title>
    <title>60. Is Renting A Waste of Money?</title>
    <itunes:summary><![CDATA[Welcome to episode #60 of the Debt-Free Dad Podcast. I hear it time and time again, I want to buy a home because renting is just throwing my money away. But is it? I say NOT SO FAST! There is more to this renting vs. buying subject than meets the eye, and most people aren't looking at the whole picture.   What You'll Learn Learn the pros and cons to renting and homeownership that most people don't talk about.Depending on your situation, renting can help you get out of debt faster.Tips to make...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #60 of the Debt-Free Dad Podcast. I hear it time and time again, I want to buy a home because renting is just throwing my money away. But is it? I say NOT SO FAST! There is more to this renting vs. buying subject than meets the eye, and most people aren&apos;t looking at the whole picture. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn the pros and cons to renting and homeownership that most people don&apos;t talk about.</li><li>Depending on your situation, renting can help you get out of debt faster.</li><li>Tips to make renting work to your advantage and to help you prepare for your next financial step.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #60 of the Debt-Free Dad Podcast. I hear it time and time again, I want to buy a home because renting is just throwing my money away. But is it? I say NOT SO FAST! There is more to this renting vs. buying subject than meets the eye, and most people aren&apos;t looking at the whole picture. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn the pros and cons to renting and homeownership that most people don&apos;t talk about.</li><li>Depending on your situation, renting can help you get out of debt faster.</li><li>Tips to make renting work to your advantage and to help you prepare for your next financial step.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/7983256-60-is-renting-a-waste-of-money.mp3" length="24870626" type="audio/mpeg" />
    <link>https://www.balancedcents.com/60</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7983256</guid>
    <pubDate>Tue, 09 Mar 2021 00:00:00 -0600</pubDate>
    <itunes:duration>2070</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 60</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>60</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>59. 7 Secret Millionaire Habits That Will Shock You</itunes:title>
    <title>59. 7 Secret Millionaire Habits That Will Shock You</title>
    <itunes:summary><![CDATA[Welcome to episode #59 of the Debt-Free Dad Podcast. So what habits do you need to become a millionaire? When I first started on my journey to financial freedom I was shocked to find out what these habits were, and today we are going to be sharing seven secret habits of millionaires... and the best part, you can immediately start using these in your own life.  What You'll Learn Discover the secrets that help people become millionaires.Learn what resource they take care of the most, and it's n...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #59 of the Debt-Free Dad Podcast. So what habits do you need to become a millionaire? When I first started on my journey to financial freedom I was shocked to find out what these habits were, and today we are going to be sharing seven secret habits of millionaires... and the best part, you can immediately start using these in your own life.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the secrets that help people become millionaires.</li><li>Learn what resource they take care of the most, and it&apos;s not money!</li><li>You&apos;ll walk away with a list of things you can start using to improve your life and your money. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #59 of the Debt-Free Dad Podcast. So what habits do you need to become a millionaire? When I first started on my journey to financial freedom I was shocked to find out what these habits were, and today we are going to be sharing seven secret habits of millionaires... and the best part, you can immediately start using these in your own life.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Discover the secrets that help people become millionaires.</li><li>Learn what resource they take care of the most, and it&apos;s not money!</li><li>You&apos;ll walk away with a list of things you can start using to improve your life and your money. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/59</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7983061</guid>
    <pubDate>Tue, 02 Mar 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1677</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 59</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>59</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>58. How To Build an Emergency Fund Fast</itunes:title>
    <title>58. How To Build an Emergency Fund Fast</title>
    <itunes:summary><![CDATA[Welcome to episode #58 of the Debt-Free Dad Podcast. If you want to successfully get out of debt and reach financial freedom, Building an Emergency Fund is the key to success. Today we are going to share some ideas to help you build your emergency fund super fast.  What You'll Learn Why saving and building an emergency fund is so important.Why it’s the first thing you should do, even before getting out of debt.Tips to help you build your ER fund FAST! Resources Mentioned  Get better resu...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #58 of the Debt-Free Dad Podcast. If you want to successfully get out of debt and reach financial freedom, Building an Emergency Fund is the key to success. Today we are going to share some ideas to help you build your emergency fund super fast.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why saving and building an emergency fund is so important.</li><li>Why it’s the first thing you should do, even before getting out of debt.</li><li>Tips to help you build your ER fund FAST! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #58 of the Debt-Free Dad Podcast. If you want to successfully get out of debt and reach financial freedom, Building an Emergency Fund is the key to success. Today we are going to share some ideas to help you build your emergency fund super fast.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why saving and building an emergency fund is so important.</li><li>Why it’s the first thing you should do, even before getting out of debt.</li><li>Tips to help you build your ER fund FAST! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/58</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 23 Feb 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1643</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 58</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>58</itunes:episode>
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  <item>
    <itunes:title>57. How To Stop Fighting About Money With Your Partner</itunes:title>
    <title>57. How To Stop Fighting About Money With Your Partner</title>
    <itunes:summary><![CDATA[Welcome to episode #57 of the Debt-Free Dad Podcast. It’s one of the number one questions I get, “Brad, how can I get my spouse or partner on board with our finances?” And there’s good reason, money problems are one of the leading causes of fights and arguments, and divorce. Today I have Mark Carey joining us. Mark is a licensed professional counselor and he is here to provide some helpful insight to help the money conversations in your relationship.  What You'll Learn Why couples struggle so...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #57 of the Debt-Free Dad Podcast. It’s one of the number one questions I get, “Brad, how can I get my spouse or partner on board with our finances?” And there’s good reason, money problems are one of the leading causes of fights and arguments, and divorce. Today I have Mark Carey joining us. Mark is a licensed professional counselor and he is here to provide some helpful insight to help the money conversations in your relationship.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why couples struggle so much with talking about money.</li><li>How getting advice from a third party can open up the conversation.</li><li>Tips to help you improve communication with less fights and arguments. </li><li>Reserve your spot for the upcoming workshop Financial Harmony for Couples.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #57 of the Debt-Free Dad Podcast. It’s one of the number one questions I get, “Brad, how can I get my spouse or partner on board with our finances?” And there’s good reason, money problems are one of the leading causes of fights and arguments, and divorce. Today I have Mark Carey joining us. Mark is a licensed professional counselor and he is here to provide some helpful insight to help the money conversations in your relationship.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why couples struggle so much with talking about money.</li><li>How getting advice from a third party can open up the conversation.</li><li>Tips to help you improve communication with less fights and arguments. </li><li>Reserve your spot for the upcoming workshop Financial Harmony for Couples.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/7676587-57-how-to-stop-fighting-about-money-with-your-partner.mp3" length="21314986" type="audio/mpeg" />
    <link>https://www.balancedcents.com/57</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 16 Feb 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1774</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 57</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>57</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>56. How We Saved and Paid Off $27,388.31 in Nine Months</itunes:title>
    <title>56. How We Saved and Paid Off $27,388.31 in Nine Months</title>
    <itunes:summary><![CDATA[Welcome to episode #56 of the Debt-Free Dad Podcast. Today I have a special guest, Brandon and Sara Belger. Brandon and Sara joined Roots, which is my membership program helping people reduce financial stress, save money, and pay off debt, and in just nine months of joining, Brandon and Sara have paid off over $25,121.25... how did they do it... you’re about to find out!   What You'll Learn   Learn how Brandon and Sara paid off over $25,000 in just nine months.Learn the simple things they did...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #56 of the Debt-Free Dad Podcast. Today I have a special guest, Brandon and Sara Belger. Brandon and Sara joined Roots, which is my membership program helping people reduce financial stress, save money, and pay off debt, and in just nine months of joining, Brandon and Sara have paid off over $25,121.25... how did they do it... you’re about to find out! <br/><br/><b>What You&apos;ll Learn<br/></b><br/></p><ul><li>Learn how Brandon and Sara paid off over $25,000 in just nine months.</li><li>Learn the simple things they did to find money. (Anyone can do this.)</li><li>Discover what they feel have been the best benefits of taking control of their finances. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #56 of the Debt-Free Dad Podcast. Today I have a special guest, Brandon and Sara Belger. Brandon and Sara joined Roots, which is my membership program helping people reduce financial stress, save money, and pay off debt, and in just nine months of joining, Brandon and Sara have paid off over $25,121.25... how did they do it... you’re about to find out! <br/><br/><b>What You&apos;ll Learn<br/></b><br/></p><ul><li>Learn how Brandon and Sara paid off over $25,000 in just nine months.</li><li>Learn the simple things they did to find money. (Anyone can do this.)</li><li>Discover what they feel have been the best benefits of taking control of their finances. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/56</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 09 Feb 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1185</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 56</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>56</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>55. Why I Wasted $1,586 on LEGO</itunes:title>
    <title>55. Why I Wasted $1,586 on LEGO</title>
    <itunes:summary><![CDATA[Welcome to episode #55 of the Debt-Free Dad Podcast. Today I want to share a personal story about a recent frivolous purchase I made. Yep, I spent $1,586 on LEGO. Yes, those little interlocking plastic bricks we played with as kids. It was an irresponsible purchase... or was it? We are going to talk about it on today’s show.  What You'll Learn Why Brad spend over $1,500 on LEGO. Hear how Brad went through the decision process in making this purchase. Was it a good investment? Does B...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #55 of the Debt-Free Dad Podcast. Today I want to share a personal story about a recent frivolous purchase I made. Yep, I spent $1,586 on LEGO. Yes, those little interlocking plastic bricks we played with as kids. It was an irresponsible purchase... or was it? We are going to talk about it on today’s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why Brad spend over $1,500 on LEGO. </li><li>Hear how Brad went through the decision process in making this purchase. </li><li>Was it a good investment? Does Brad have any regrets? Check it out! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #55 of the Debt-Free Dad Podcast. Today I want to share a personal story about a recent frivolous purchase I made. Yep, I spent $1,586 on LEGO. Yes, those little interlocking plastic bricks we played with as kids. It was an irresponsible purchase... or was it? We are going to talk about it on today’s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why Brad spend over $1,500 on LEGO. </li><li>Hear how Brad went through the decision process in making this purchase. </li><li>Was it a good investment? Does Brad have any regrets? Check it out! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/55</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7344430</guid>
    <pubDate>Tue, 02 Feb 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1411</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 55</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>55</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>54. How to Save Money and Pay Off Debt and Still Have Fun</itunes:title>
    <title>54. How to Save Money and Pay Off Debt and Still Have Fun</title>
    <itunes:summary><![CDATA[Welcome to episode #54 of the Debt-Free Dad Podcast. So, do you have cut back on everything while getting out of debt? Things like Starbucks, Dunkin Donuts, going out to eat, date nights, or even vacation? Believe it or not, you don’t! Yes, that’s right! You can enjoy the things you love on the road to financial freedom. In today’s show, we are going to share some tips on how to do it.  What You'll Learn Learn how to reward yourself while getting out of debt. Discover the most important ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #54 of the Debt-Free Dad Podcast. So, do you have cut back on everything while getting out of debt? Things like Starbucks, Dunkin Donuts, going out to eat, date nights, or even vacation? Believe it or not, you don’t! Yes, that’s right! You can enjoy the things you love on the road to financial freedom. In today’s show, we are going to share some tips on how to do it.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how to reward yourself while getting out of debt. </li><li>Discover the most important rule to rewarding yourself. (If you don&apos;t do this, it&apos;s not a reward, it&apos;s a trap!)</li><li>How to determine what&apos;s really important to you, and how to cut out everything else. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #54 of the Debt-Free Dad Podcast. So, do you have cut back on everything while getting out of debt? Things like Starbucks, Dunkin Donuts, going out to eat, date nights, or even vacation? Believe it or not, you don’t! Yes, that’s right! You can enjoy the things you love on the road to financial freedom. In today’s show, we are going to share some tips on how to do it.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how to reward yourself while getting out of debt. </li><li>Discover the most important rule to rewarding yourself. (If you don&apos;t do this, it&apos;s not a reward, it&apos;s a trap!)</li><li>How to determine what&apos;s really important to you, and how to cut out everything else. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/54</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7344211</guid>
    <pubDate>Tue, 26 Jan 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1615</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 54</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>54</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>53. How I Saved and Paid Off Over $75,500 and Paid Off My Home!</itunes:title>
    <title>53. How I Saved and Paid Off Over $75,500 and Paid Off My Home!</title>
    <itunes:summary><![CDATA[Welcome to episode #53 of the Debt-Free Dad Podcast. Today I am excited to welcome a special guest, Chandra Harper! Chandra joined my membership, Roots back in August of 2016, and since then has made significant progress on her finances, like saving and paying off over $75,000, and she accomplished something super amazing and I’ve got to let Chandra share that.  What You'll Learn Learn how a mom of six paid off over $75,000 of debt. Learn how a family paid off their home in 2020, arguabl...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #53 of the Debt-Free Dad Podcast. Today I am excited to welcome a special guest, Chandra Harper! Chandra joined my membership, Roots back in August of 2016, and since then has made significant progress on her finances, like saving and paying off over $75,000, and she accomplished something super amazing and I’ve got to let Chandra share that.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how a mom of six paid off over $75,000 of debt. </li><li>Learn how a family paid off their home in 2020, arguably one of the most difficult years in decades. </li><li>Learn about the sacrifices and behavior changes that this family made in order to become debt free. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #53 of the Debt-Free Dad Podcast. Today I am excited to welcome a special guest, Chandra Harper! Chandra joined my membership, Roots back in August of 2016, and since then has made significant progress on her finances, like saving and paying off over $75,000, and she accomplished something super amazing and I’ve got to let Chandra share that.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn how a mom of six paid off over $75,000 of debt. </li><li>Learn how a family paid off their home in 2020, arguably one of the most difficult years in decades. </li><li>Learn about the sacrifices and behavior changes that this family made in order to become debt free. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/53</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7242736</guid>
    <pubDate>Tue, 19 Jan 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1997</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 53</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>53</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>52. 8 Myths About Money and Debt That Will Keep You Stuck </itunes:title>
    <title>52. 8 Myths About Money and Debt That Will Keep You Stuck </title>
    <itunes:summary><![CDATA[Welcome to episode #52 of the Debt-Free Dad Podcast. There are many myths about money and debt, and many of these myths are keeping people stuck. Today we are sharing the top eight myths in our opinion and how to overcome them.  What You'll Learn We all have been taught several financial myths from family, friends, and society, but are they correct?Is your credit score the most important? The answer may surprise you. Learn about some changes that you can make to crush myths that might be...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #52 of the Debt-Free Dad Podcast. There are many myths about money and debt, and many of these myths are keeping people stuck. Today we are sharing the top eight myths in our opinion and how to overcome them.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>We all have been taught several financial myths from family, friends, and society, but are they correct?</li><li>Is your credit score the most important? The answer may surprise you. </li><li>Learn about some changes that you can make to crush myths that might be keeping you stuck.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #52 of the Debt-Free Dad Podcast. There are many myths about money and debt, and many of these myths are keeping people stuck. Today we are sharing the top eight myths in our opinion and how to overcome them.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>We all have been taught several financial myths from family, friends, and society, but are they correct?</li><li>Is your credit score the most important? The answer may surprise you. </li><li>Learn about some changes that you can make to crush myths that might be keeping you stuck.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/52</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7128877</guid>
    <pubDate>Tue, 12 Jan 2021 00:00:00 -0600</pubDate>
    <itunes:duration>1927</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 52</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>52</itunes:episode>
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  <item>
    <itunes:title>21. How to Crush Your Finances in 2021</itunes:title>
    <title>21. How to Crush Your Finances in 2021</title>
    <itunes:summary><![CDATA[Welcome to episode #51 of the Debt-Free Dad Podcast. Well, it’s official 2020 is gone forever and 2021 is here! On today’s show we are sharing some insight on how to crush your finances in the new year.  What You'll Learn Learn the most important thing to take control of your finances. Learn about the best tool to discover overspending, and to give yourself a pay raise without asking your boss, or working more hours. Your way isn't working, so who can help you get to where you want ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #51 of the Debt-Free Dad Podcast. Well, it’s official 2020 is gone forever and 2021 is here! On today’s show we are sharing some insight on how to crush your finances in the new year.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn the most important thing to take control of your finances. </li><li>Learn about the best tool to discover overspending, and to give yourself a pay raise without asking your boss, or working more hours. </li><li>Your way isn&apos;t working, so who can help you get to where you want to go? </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #51 of the Debt-Free Dad Podcast. Well, it’s official 2020 is gone forever and 2021 is here! On today’s show we are sharing some insight on how to crush your finances in the new year.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Learn the most important thing to take control of your finances. </li><li>Learn about the best tool to discover overspending, and to give yourself a pay raise without asking your boss, or working more hours. </li><li>Your way isn&apos;t working, so who can help you get to where you want to go? </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/51</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7049707</guid>
    <pubDate>Tue, 05 Jan 2021 00:00:00 -0600</pubDate>
    <itunes:duration>2008</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>51</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>50. How to Set Good Financial Goals for 2021</itunes:title>
    <title>50. How to Set Good Financial Goals for 2021</title>
    <itunes:summary><![CDATA[Welcome to episode #50 of The Debt Free Dad Podcast. We are in the last month of 2020, which has been one of the more interesting, stressful, and chaotic years that I’ve ever lived in my 41 years on this earth. So where do we go from here? 2021 is upon us and today we are talking about how to set good financial goals for 2021.  What You'll Learn Why should you even bother setting financial goals if 2020 was so bad?The best way to ease stress and anxiety caused by outside influences and events...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #50 of The Debt Free Dad Podcast. We are in the last month of 2020, which has been one of the more interesting, stressful, and chaotic years that I’ve ever lived in my 41 years on this earth. So where do we go from here? 2021 is upon us and today we are talking about how to set good financial goals for 2021.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why should you even bother setting financial goals if 2020 was so bad?</li><li>The best way to ease stress and anxiety caused by outside influences and events.</li><li>Tips to help you set good financial goals for the upcoming year.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #50 of The Debt Free Dad Podcast. We are in the last month of 2020, which has been one of the more interesting, stressful, and chaotic years that I’ve ever lived in my 41 years on this earth. So where do we go from here? 2021 is upon us and today we are talking about how to set good financial goals for 2021.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why should you even bother setting financial goals if 2020 was so bad?</li><li>The best way to ease stress and anxiety caused by outside influences and events.</li><li>Tips to help you set good financial goals for the upcoming year.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/50</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6335902</guid>
    <pubDate>Tue, 01 Dec 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2396</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, new year, 2021</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>50</itunes:episode>
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  <item>
    <itunes:title>49. How To Avoid The Holiday Hijack and Stay Out of Debt!</itunes:title>
    <title>49. How To Avoid The Holiday Hijack and Stay Out of Debt!</title>
    <itunes:summary><![CDATA[Welcome to episode #49 of the Debt-Free Dad Podcast. The holiday shopping season is in full swing, and today we are sharing tips on to avoid getting holiday hijacked. Meaning we want you to stay on track and stay out of debt, so you can have a great start to 2021… stay tuned.   What You'll Learn The top reasons why people spend more and go into debt for holiday expenses. Tips to avoid adding more financial stress into your life. How to plan for next year so your holidays are stress-...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #49 of the Debt-Free Dad Podcast. The holiday shopping season is in full swing, and today we are sharing tips on to avoid getting holiday hijacked. Meaning we want you to stay on track and stay out of debt, so you can have a great start to 2021… stay tuned. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The top reasons why people spend more and go into debt for holiday expenses. </li><li>Tips to avoid adding more financial stress into your life. </li><li>How to plan for next year so your holidays are stress-free! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #49 of the Debt-Free Dad Podcast. The holiday shopping season is in full swing, and today we are sharing tips on to avoid getting holiday hijacked. Meaning we want you to stay on track and stay out of debt, so you can have a great start to 2021… stay tuned. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The top reasons why people spend more and go into debt for holiday expenses. </li><li>Tips to avoid adding more financial stress into your life. </li><li>How to plan for next year so your holidays are stress-free! </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/49</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6121657</guid>
    <pubDate>Tue, 24 Nov 2020 00:00:00 -0600</pubDate>
    <itunes:duration>1586</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, holidays, christmas, holiday shopping</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>49</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>48. How Thanksgiving Can Keep You Out Of Debt</itunes:title>
    <title>48. How Thanksgiving Can Keep You Out Of Debt</title>
    <itunes:summary><![CDATA[Welcome to episode #48 of the Debt-Free Dad Podcast. Thanksgiving is right around the corner, and there is no better time to talk about the topics of gratitude and contentment and how they play a role in keeping you out of debt and reaching financial freedom.  What You'll Learn Why contentment and gratitude are hard to practice in today's society.How contentment and gratitude can prevent you from impulsive and wasteful spending.Simple tips to help you practice contentment and gratitude every ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #48 of the Debt-Free Dad Podcast. Thanksgiving is right around the corner, and there is no better time to talk about the topics of gratitude and contentment and how they play a role in keeping you out of debt and reaching financial freedom.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why contentment and gratitude are hard to practice in today&apos;s society.</li><li>How contentment and gratitude can prevent you from impulsive and wasteful spending.</li><li>Simple tips to help you practice contentment and gratitude every day.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #48 of the Debt-Free Dad Podcast. Thanksgiving is right around the corner, and there is no better time to talk about the topics of gratitude and contentment and how they play a role in keeping you out of debt and reaching financial freedom.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Why contentment and gratitude are hard to practice in today&apos;s society.</li><li>How contentment and gratitude can prevent you from impulsive and wasteful spending.</li><li>Simple tips to help you practice contentment and gratitude every day.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/6121597-48-how-thanksgiving-can-keep-you-out-of-debt.mp3" length="22000840" type="audio/mpeg" />
    <link>https://www.balancedcents.com/48</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6121597</guid>
    <pubDate>Tue, 17 Nov 2020 00:00:00 -0600</pubDate>
    <itunes:duration>1831</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, gratitude, contentment, thanksgiving</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>48</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>47. The Three Big Things That Keep People Stuck in Debt</itunes:title>
    <title>47. The Three Big Things That Keep People Stuck in Debt</title>
    <itunes:summary><![CDATA[Welcome to episode #47 of the Debt-Free Dad Podcast. There are three big things that influence and keep people in debt the most. If you want to get out of debt and stay out of debt, you need to know these and how they influence your finances.  What You'll Learn The big three things that keep people stuck and in debt.Tips to keep you on track to financial freedom. Who you surround yourself with will play a big roll in your financial success. We'll discuss why. Resources Mentioned  Ge...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #47 of the Debt-Free Dad Podcast. There are three big things that influence and keep people in debt the most. If you want to get out of debt and stay out of debt, you need to know these and how they influence your finances.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The big three things that keep people stuck and in debt.</li><li>Tips to keep you on track to financial freedom. </li><li>Who you surround yourself with will play a big roll in your financial success. We&apos;ll discuss why. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #47 of the Debt-Free Dad Podcast. There are three big things that influence and keep people in debt the most. If you want to get out of debt and stay out of debt, you need to know these and how they influence your finances.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The big three things that keep people stuck and in debt.</li><li>Tips to keep you on track to financial freedom. </li><li>Who you surround yourself with will play a big roll in your financial success. We&apos;ll discuss why. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/6110392-47-the-three-big-things-that-keep-people-stuck-in-debt.mp3" length="23884811" type="audio/mpeg" />
    <link>https://www.balancedcents.com/47</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6110392</guid>
    <pubDate>Tue, 10 Nov 2020 00:00:00 -0600</pubDate>
    <itunes:duration>1988</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, social, social media, marketing, advertising</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>47</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>true</itunes:explicit>
  </item>
  <item>
    <itunes:title>46. Save Money Eat Healthy With Meal Planning With Jess Kuemmerlin</itunes:title>
    <title>46. Save Money Eat Healthy With Meal Planning With Jess Kuemmerlin</title>
    <itunes:summary><![CDATA[Welcome to episode #46 of the Debt-Free Dad Podcast. When it comes to expenses, food is one of the costliest items in the budget and not just groceries, but also going out to eat. In fact, most people admit that going out to eat, and getting take out, whether it be food or drink, is one of the areas they overspend the most. Today I have a special guest on the show to talk about the importance of meal planning, and not just to save you money, but also to improve your health.  What You'll Learn...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #46 of the Debt-Free Dad Podcast. When it comes to expenses, food is one of the costliest items in the budget and not just groceries, but also going out to eat. In fact, most people admit that going out to eat, and getting take out, whether it be food or drink, is one of the areas they overspend the most. Today I have a special guest on the show to talk about the importance of meal planning, and not just to save you money, but also to improve your health.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Best meal planning practices for beginners. </li><li>How to meal plan and eat healthy. </li><li>We&apos;ll discuss the parallels between personal finance and food, and how the habits to be successful with both are very similar. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #46 of the Debt-Free Dad Podcast. When it comes to expenses, food is one of the costliest items in the budget and not just groceries, but also going out to eat. In fact, most people admit that going out to eat, and getting take out, whether it be food or drink, is one of the areas they overspend the most. Today I have a special guest on the show to talk about the importance of meal planning, and not just to save you money, but also to improve your health.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Best meal planning practices for beginners. </li><li>How to meal plan and eat healthy. </li><li>We&apos;ll discuss the parallels between personal finance and food, and how the habits to be successful with both are very similar. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/6110263-46-save-money-eat-healthy-with-meal-planning-with-jess-kuemmerlin.mp3" length="21237897" type="audio/mpeg" />
    <link>https://www.balancedcents.com/46</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6110263</guid>
    <pubDate>Tue, 03 Nov 2020 00:00:00 -0600</pubDate>
    <itunes:duration>1767</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, meal planning, cooking</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>46</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>45. Instantly Improve Your Health By Reducing Debt and Stress</itunes:title>
    <title>45. Instantly Improve Your Health By Reducing Debt and Stress</title>
    <itunes:summary><![CDATA[Welcome to episode #45 of the Debt-Free Dad Podcast. Money is connected to every area of your life, and many people make the critical mistake and think that it’s just all about math and numbers. Would you believe that your finances also affect your health? Especially if you’re dealing with debt, payments, and financial stress. Today we are going to share seven ways debt could be making your health worse, providing more reason to get it paid off once and for all.  What You'll Learn Facts and s...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #45 of the Debt-Free Dad Podcast. Money is connected to every area of your life, and many people make the critical mistake and think that it’s just all about math and numbers. Would you believe that your finances also affect your health? Especially if you’re dealing with debt, payments, and financial stress. Today we are going to share seven ways debt could be making your health worse, providing more reason to get it paid off once and for all.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Facts and studies that show financial stress is related to health issues.</li><li>Listen as we share our personal experiences with some of the issues we share.</li><li>Improving your personal finances has a ripple effect on your life. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #45 of the Debt-Free Dad Podcast. Money is connected to every area of your life, and many people make the critical mistake and think that it’s just all about math and numbers. Would you believe that your finances also affect your health? Especially if you’re dealing with debt, payments, and financial stress. Today we are going to share seven ways debt could be making your health worse, providing more reason to get it paid off once and for all.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Facts and studies that show financial stress is related to health issues.</li><li>Listen as we share our personal experiences with some of the issues we share.</li><li>Improving your personal finances has a ripple effect on your life. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/45</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 27 Oct 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1490</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>45</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>44. How I Paid Off $35,000 in One Year!</itunes:title>
    <title>44. How I Paid Off $35,000 in One Year!</title>
    <itunes:summary><![CDATA[Welcome to episode #44 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Lyndsey Bowlus. Lyndsey joined my membership Roots of Personal Finance in July of 2019, and in just one year, has paid off over $35,000 on a single income. Today she is going to share her story and how she made it happen.  What You'll Learn How Lyndsey paid off $35,000 in one year. How having an emergency fund helped her get big results. The big habits Lyndsey changed to help her pay off d...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #44 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Lyndsey Bowlus. Lyndsey joined my membership Roots of Personal Finance in July of 2019, and in just one year, has paid off over $35,000 on a single income. Today she is going to share her story and how she made it happen.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How Lyndsey paid off $35,000 in one year. </li><li>How having an emergency fund helped her get big results. </li><li>The big habits Lyndsey changed to help her pay off debt faster.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #44 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Lyndsey Bowlus. Lyndsey joined my membership Roots of Personal Finance in July of 2019, and in just one year, has paid off over $35,000 on a single income. Today she is going to share her story and how she made it happen.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How Lyndsey paid off $35,000 in one year. </li><li>How having an emergency fund helped her get big results. </li><li>The big habits Lyndsey changed to help her pay off debt faster.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/44</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5662108</guid>
    <pubDate>Thu, 22 Oct 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1650</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>44</itunes:episode>
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  <item>
    <itunes:title>43. How I Saved and Paid Off $105,000</itunes:title>
    <title>43. How I Saved and Paid Off $105,000</title>
    <itunes:summary><![CDATA[Welcome to episode #43 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Sandra Simmons. Sandra joined my membership Roots of Personal Finance in March of 2017, and has saved and paid off $105,000. Hear how she made such amazing progress in just a little over three years… stay tuned!  What You'll Learn How Sandra saved and paid off $105,000 in three and a half years. How making changes to her financial habits has improved other areas of her life. Here Sand...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #43 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Sandra Simmons. Sandra joined my membership Roots of Personal Finance in March of 2017, and has saved and paid off $105,000. Hear how she made such amazing progress in just a little over three years… stay tuned! </p><p><b>What You&apos;ll Learn</b></p><ul><li>How Sandra saved and paid off $105,000 in three and a half years. </li><li>How making changes to her financial habits has improved other areas of her life. </li><li>Here Sandra tips that&apos;s helped her make such great progress. You can do this too!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #43 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Sandra Simmons. Sandra joined my membership Roots of Personal Finance in March of 2017, and has saved and paid off $105,000. Hear how she made such amazing progress in just a little over three years… stay tuned! </p><p><b>What You&apos;ll Learn</b></p><ul><li>How Sandra saved and paid off $105,000 in three and a half years. </li><li>How making changes to her financial habits has improved other areas of her life. </li><li>Here Sandra tips that&apos;s helped her make such great progress. You can do this too!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/43</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5473237</guid>
    <pubDate>Tue, 20 Oct 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1831</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>43</itunes:episode>
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  <item>
    <itunes:title>42. Nine Key Habits To Reach Financial Freedom</itunes:title>
    <title>42. Nine Key Habits To Reach Financial Freedom</title>
    <itunes:summary><![CDATA[Welcome to episode #42 of the Debt-Free Dad Podcast. If you want to improve your financial life, it’s absolutely necessary you improve your habits. But what habits should you improve? Today we are going to talk about nine habits that drastically improved our finances and what’s helped thousands of others improve theirs.  What You'll Learn Changing habits are the only ways to create lasting financial success.What habits are the most important to reach financial freedom.Tips that have helped us...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #42 of the Debt-Free Dad Podcast. If you want to improve your financial life, it’s absolutely necessary you improve your habits. But what habits should you improve? Today we are going to talk about nine habits that drastically improved our finances and what’s helped thousands of others improve theirs.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Changing habits are the only ways to create lasting financial success.</li><li>What habits are the most important to reach financial freedom.</li><li>Tips that have helped us all reach a debt-free life.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #42 of the Debt-Free Dad Podcast. If you want to improve your financial life, it’s absolutely necessary you improve your habits. But what habits should you improve? Today we are going to talk about nine habits that drastically improved our finances and what’s helped thousands of others improve theirs.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Changing habits are the only ways to create lasting financial success.</li><li>What habits are the most important to reach financial freedom.</li><li>Tips that have helped us all reach a debt-free life.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/42</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 13 Oct 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2130</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>42</itunes:episode>
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  <item>
    <itunes:title>41. How To Send Your Kids To College Debt Free</itunes:title>
    <title>41. How To Send Your Kids To College Debt Free</title>
    <itunes:summary><![CDATA[Welcome to episode #41 of the Debt-Free Dad Podcast. Student loan debt has soared to almost $1.6 trillion dollars, with 45 million borrowers, it’s become the second largest debt behind mortgages, and for many it’s causing a lot of stress. If you’re a parent of a child getting ready for college, what if you could help your kids skip all that debt and financial stress and go to college with little debt or even no debt at all? I’ve got a special guest who is here to share some tips on how to do ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #41 of the Debt-Free Dad Podcast. Student loan debt has soared to almost $1.6 trillion dollars, with 45 million borrowers, it’s become the second largest debt behind mortgages, and for many it’s causing a lot of stress. If you’re a parent of a child getting ready for college, what if you could help your kids skip all that debt and financial stress and go to college with little debt or even no debt at all? I’ve got a special guest who is here to share some tips on how to do it… stay tuned!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Myths around paying for college.</li><li>What kind of debt-free money is out there?</li><li>Where do you look for scholarships and free money?</li><li>Framework to write a great essay.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #41 of the Debt-Free Dad Podcast. Student loan debt has soared to almost $1.6 trillion dollars, with 45 million borrowers, it’s become the second largest debt behind mortgages, and for many it’s causing a lot of stress. If you’re a parent of a child getting ready for college, what if you could help your kids skip all that debt and financial stress and go to college with little debt or even no debt at all? I’ve got a special guest who is here to share some tips on how to do it… stay tuned!</p><p><b>What You&apos;ll Learn</b></p><ul><li>Myths around paying for college.</li><li>What kind of debt-free money is out there?</li><li>Where do you look for scholarships and free money?</li><li>Framework to write a great essay.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/5643886-41-how-to-send-your-kids-to-college-debt-free.mp3" length="30775790" type="audio/mpeg" />
    <link>https://www.balancedcents.com/41</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5643886</guid>
    <pubDate>Tue, 06 Oct 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2562</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, student loans, scholarships, college</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>41</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>40. Can You Really Afford The Advertised American Life? </itunes:title>
    <title>40. Can You Really Afford The Advertised American Life? </title>
    <itunes:summary><![CDATA[Welcome to episode #40 of the Debt-Free Dad Podcast. Do you ever feel like no matter how much money you make it just isn’t enough? It seems every time we turn around there is something bigger and better we are being convinced we need. It begs the question, can we even afford the advertised American lifestyle without burying ourselves in a bunch of debt and financial stress? We are going to talk about it on todays show.   What You'll Learn Can the typical income afford the advertised American ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #40 of the Debt-Free Dad Podcast. Do you ever feel like no matter how much money you make it just isn’t enough? It seems every time we turn around there is something bigger and better we are being convinced we need. It begs the question, can we even afford the advertised American lifestyle without burying ourselves in a bunch of debt and financial stress? We are going to talk about it on todays show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Can the typical income afford the advertised American lifestyle?</li><li>How keeping up with &apos;normal&apos; is only adding on more stress.</li><li>How to get what you really want, and also still get out of debt and reduce stress.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #40 of the Debt-Free Dad Podcast. Do you ever feel like no matter how much money you make it just isn’t enough? It seems every time we turn around there is something bigger and better we are being convinced we need. It begs the question, can we even afford the advertised American lifestyle without burying ourselves in a bunch of debt and financial stress? We are going to talk about it on todays show. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Can the typical income afford the advertised American lifestyle?</li><li>How keeping up with &apos;normal&apos; is only adding on more stress.</li><li>How to get what you really want, and also still get out of debt and reduce stress.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/40</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5370136</guid>
    <pubDate>Tue, 29 Sep 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1761</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>40</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>39. Fall Budgeting and Planning Tips For Your Money</itunes:title>
    <title>39. Fall Budgeting and Planning Tips For Your Money</title>
    <itunes:summary><![CDATA[Welcome to episode #39 of the Debt-Free Dad Podcast. It’s officially fall, and one of my most favorite times of the year. But with fall comes some bigger expenses, like Halloween, Thanksgiving, and Christmas… today we are diving into a few fall budgeting tips to help you plan ahead.. stay tuned.   What You'll Learn Tips to ease financial stress as we end 2020.Tax planning. What can you do now to get ready for next year? How to stretch every dollar by shopping smart. Resources Mentio...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #39 of the Debt-Free Dad Podcast. It’s officially fall, and one of my most favorite times of the year. But with fall comes some bigger expenses, like Halloween, Thanksgiving, and Christmas… today we are diving into a few fall budgeting tips to help you plan ahead.. stay tuned. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Tips to ease financial stress as we end 2020.</li><li>Tax planning. What can you do now to get ready for next year? </li><li>How to stretch every dollar by shopping smart. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #39 of the Debt-Free Dad Podcast. It’s officially fall, and one of my most favorite times of the year. But with fall comes some bigger expenses, like Halloween, Thanksgiving, and Christmas… today we are diving into a few fall budgeting tips to help you plan ahead.. stay tuned. <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Tips to ease financial stress as we end 2020.</li><li>Tax planning. What can you do now to get ready for next year? </li><li>How to stretch every dollar by shopping smart. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/39</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5370058</guid>
    <pubDate>Tue, 22 Sep 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1589</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, halloween, thanksgiving, christmas</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>39</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>38. Watch Out For These Expenses... they BITE!</itunes:title>
    <title>38. Watch Out For These Expenses... they BITE!</title>
    <itunes:summary><![CDATA[Welcome to episode #38 of the Debt-Free Dad Podcast. There are some sneaky little expenses that can catch you off guard, we call them secondary expenses, and many people tend to forget or entirely overlook these expenses until it’s too late. Then you’re pulling out the credit card. Today we are going to talk about these, so when you make your next purchase, you have a plan.  What You'll Learn Secondary expenses are costs that catch most people off guard.The most common secondary expenses that...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #38 of the Debt-Free Dad Podcast. There are some sneaky little expenses that can catch you off guard, we call them secondary expenses, and many people tend to forget or entirely overlook these expenses until it’s too late. Then you’re pulling out the credit card. Today we are going to talk about these, so when you make your next purchase, you have a plan.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Secondary expenses are costs that catch most people off guard.</li><li>The most common secondary expenses that cause people to go into debt.</li><li>How to plan for these expenses in the future.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #38 of the Debt-Free Dad Podcast. There are some sneaky little expenses that can catch you off guard, we call them secondary expenses, and many people tend to forget or entirely overlook these expenses until it’s too late. Then you’re pulling out the credit card. Today we are going to talk about these, so when you make your next purchase, you have a plan.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Secondary expenses are costs that catch most people off guard.</li><li>The most common secondary expenses that cause people to go into debt.</li><li>How to plan for these expenses in the future.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/38</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 15 Sep 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1562</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>38</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>37. How Financial Stress Affects Your Career and How to Fix It!</itunes:title>
    <title>37. How Financial Stress Affects Your Career and How to Fix It!</title>
    <itunes:summary><![CDATA[Welcome to episode #37 of the Debt-Free Dad Podcast. Financial stress affects every area of our lives, which means it's affecting the one area we depend on to make money… our jobs and careers. Today we are sharing how financial stress is affecting job performance and how taking control of your finances can help you improve your professional life.  What You'll Learn How financial stress affects your job performance and attitude.How financial stress could affect future opportunities.Tips to eas...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #37 of the Debt-Free Dad Podcast. Financial stress affects every area of our lives, which means it&apos;s affecting the one area we depend on to make money… our jobs and careers. Today we are sharing how financial stress is affecting job performance and how taking control of your finances can help you improve your professional life.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How financial stress affects your job performance and attitude.</li><li>How financial stress could affect future opportunities.</li><li>Tips to ease financial stress, and the benefits it will have on your career.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #37 of the Debt-Free Dad Podcast. Financial stress affects every area of our lives, which means it&apos;s affecting the one area we depend on to make money… our jobs and careers. Today we are sharing how financial stress is affecting job performance and how taking control of your finances can help you improve your professional life.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How financial stress affects your job performance and attitude.</li><li>How financial stress could affect future opportunities.</li><li>Tips to ease financial stress, and the benefits it will have on your career.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/5064356-37-how-financial-stress-affects-your-career-and-how-to-fix-it.mp3" length="21564526" type="audio/mpeg" />
    <link>https://www.balancedcents.com/37</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5064356</guid>
    <pubDate>Tue, 08 Sep 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1794</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>37</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>36. How I Saved and Paid Off Over $12,000 in Three Months! </itunes:title>
    <title>36. How I Saved and Paid Off Over $12,000 in Three Months! </title>
    <itunes:summary><![CDATA[Welcome to episode #36 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Samantha Schopper, and she is going to share how she saved and paid off over $12,000 in just the last three months.  What You'll Learn How Sami saved and paid off $12,000 in just three months. Learn what helped her the most and the made the biggest difference. How she feels now about getting help with her finances.Resources Mentioned  Get better results with your finances in 30-60 days - G...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #36 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Samantha Schopper, and she is going to share how she saved and paid off over $12,000 in just the last three months.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How Sami saved and paid off $12,000 in just three months. </li><li>Learn what helped her the most and the made the biggest difference. </li><li>How she feels now about getting help with her finances.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #36 of the Debt-Free Dad Podcast. Today we have a special guest joining us, Samantha Schopper, and she is going to share how she saved and paid off over $12,000 in just the last three months.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How Sami saved and paid off $12,000 in just three months. </li><li>Learn what helped her the most and the made the biggest difference. </li><li>How she feels now about getting help with her finances.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/5034434-36-how-i-saved-and-paid-off-over-12-000-in-three-months.mp3" length="20751692" type="audio/mpeg" />
    <link>https://www.balancedcents.com/36</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5034434</guid>
    <pubDate>Tue, 01 Sep 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1727</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>36</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>35. Best Money Habits to Teach Your Kids</itunes:title>
    <title>35. Best Money Habits to Teach Your Kids</title>
    <itunes:summary><![CDATA[Welcome to episode #35 of the Debt-Free Dad Podcast. Money habits and behaviors are learned at a very young age. That means as parents, the way we handle our money directly affects our kids. Today we are going to share tips to help you teach your kids basic money principles that will help them succeed as adults.  What You'll Learn How to begin teaching your kids about money, debt, and saving. How to teach your kids the value of work and where money comes from. How to teach your kids...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #35 of the Debt-Free Dad Podcast. Money habits and behaviors are learned at a very young age. That means as parents, the way we handle our money directly affects our kids. Today we are going to share tips to help you teach your kids basic money principles that will help them succeed as adults.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How to begin teaching your kids about money, debt, and saving. </li><li>How to teach your kids the value of work and where money comes from. </li><li>How to teach your kids simple budgeting habits as early as four years old. </li><li>Your financial mindset will play a massive part in how your kids view money. Learn how to communicate about money proactively.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #35 of the Debt-Free Dad Podcast. Money habits and behaviors are learned at a very young age. That means as parents, the way we handle our money directly affects our kids. Today we are going to share tips to help you teach your kids basic money principles that will help them succeed as adults.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How to begin teaching your kids about money, debt, and saving. </li><li>How to teach your kids the value of work and where money comes from. </li><li>How to teach your kids simple budgeting habits as early as four years old. </li><li>Your financial mindset will play a massive part in how your kids view money. Learn how to communicate about money proactively.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/34</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4948316</guid>
    <pubDate>Tue, 25 Aug 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2343</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>34</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>34. Should Personal Finance Be Taught in Schools?</itunes:title>
    <title>34. Should Personal Finance Be Taught in Schools?</title>
    <itunes:summary><![CDATA[Welcome to episode #34 of the Debt-Free Dad Podcast. Should personal finance be taught in schools? There are so many people who say they’d be much better off if they took more money related subjects in high school and college. But is teaching personal finance in schools a good idea? Is that the solution to the money struggles in today’s society? We are going to talk about these questions on today’s show.  What You'll Learn Are schools the answer to the personal finances challenges that people...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #34 of the Debt-Free Dad Podcast. Should personal finance be taught in schools? There are so many people who say they’d be much better off if they took more money related subjects in high school and college. But is teaching personal finance in schools a good idea? Is that the solution to the money struggles in today’s society? We are going to talk about these questions on today’s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Are schools the answer to the personal finances challenges that people are facing?</li><li>Is it the education systems&apos; responsibility?</li><li>What are the dangers of teaching personal finance in schools?</li><li>Ultimately, whose responsibility is it?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #34 of the Debt-Free Dad Podcast. Should personal finance be taught in schools? There are so many people who say they’d be much better off if they took more money related subjects in high school and college. But is teaching personal finance in schools a good idea? Is that the solution to the money struggles in today’s society? We are going to talk about these questions on today’s show.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Are schools the answer to the personal finances challenges that people are facing?</li><li>Is it the education systems&apos; responsibility?</li><li>What are the dangers of teaching personal finance in schools?</li><li>Ultimately, whose responsibility is it?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/34</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4948307</guid>
    <pubDate>Tue, 18 Aug 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1542</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>34</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>33. How We Paid Off $427,127.29 in a Little Over Three Years</itunes:title>
    <title>33. How We Paid Off $427,127.29 in a Little Over Three Years</title>
    <itunes:summary><![CDATA[Welcome to episode #33 of the Debt-Free Dad Podcast. Today we have some amazing guests joining us, Kura and Levi Love, and they are going to share how they paid off $427,127.29 in a little over three years.  What You'll Learn Kura and Levi's financial mindset has completely changed. Find out how and why.Proof that with education, support, and accountability, you can get out of debt.Discover the simple adjustments they made to help them get out of debt faster and save more money! Hear how...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #33 of the Debt-Free Dad Podcast. Today we have some amazing guests joining us, Kura and Levi Love, and they are going to share how they paid off $427,127.29 in a little over three years.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Kura and Levi&apos;s financial mindset has completely changed. Find out how and why.</li><li>Proof that with education, support, and accountability, you can get out of debt.</li><li>Discover the simple adjustments they made to help them get out of debt faster and save more money! </li><li>Hear how this has improved their relationship and their life. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #33 of the Debt-Free Dad Podcast. Today we have some amazing guests joining us, Kura and Levi Love, and they are going to share how they paid off $427,127.29 in a little over three years.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Kura and Levi&apos;s financial mindset has completely changed. Find out how and why.</li><li>Proof that with education, support, and accountability, you can get out of debt.</li><li>Discover the simple adjustments they made to help them get out of debt faster and save more money! </li><li>Hear how this has improved their relationship and their life. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/33</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 11 Aug 2020 00:00:00 -0500</pubDate>
    <podcast:soundbite startTime="60.384" duration="48.0" />
    <itunes:duration>2164</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>33</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>32. How Cashless Payments and Apps Could be Hurting You</itunes:title>
    <title>32. How Cashless Payments and Apps Could be Hurting You</title>
    <itunes:summary><![CDATA[Welcome to episode 32 of the Debt Free Dad Podcast. There has been a lot of talk going around about going to a cashless society… but is that a good thing? Cashless payment options are super convenient but if you’re living paycheck to paycheck, and struggling, these payment options could be making it worse… stay tuned!   What You'll Learn The plastic versus cash debate... who wins?Alarming facts on the use of plastic, and contactless payment methods.What does the science say about using cash v...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode 32 of the Debt Free Dad Podcast. There has been a lot of talk going around about going to a cashless society… but is that a good thing? Cashless payment options are super convenient but if you’re living paycheck to paycheck, and struggling, these payment options could be making it worse… stay tuned! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The plastic versus cash debate... who wins?</li><li>Alarming facts on the use of plastic, and contactless payment methods.</li><li>What does the science say about using cash versus plastic? </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode 32 of the Debt Free Dad Podcast. There has been a lot of talk going around about going to a cashless society… but is that a good thing? Cashless payment options are super convenient but if you’re living paycheck to paycheck, and struggling, these payment options could be making it worse… stay tuned! <br/><br/><b>What You&apos;ll Learn</b></p><ul><li>The plastic versus cash debate... who wins?</li><li>Alarming facts on the use of plastic, and contactless payment methods.</li><li>What does the science say about using cash versus plastic? </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/32</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4763420</guid>
    <pubDate>Tue, 04 Aug 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2143</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>32</itunes:episode>
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  <item>
    <itunes:title>31. How to Kick Holiday Financial Stress in July!</itunes:title>
    <title>31. How to Kick Holiday Financial Stress in July!</title>
    <itunes:summary><![CDATA[Welcome to episode 31 of the Debt Free Dad Podcast. It’s coming… it’s actually less than five months away… YES, the holiday shopping season is approaching and today we are sharing tips to help you prepare early so you can have more time to enjoy the holidays and not stress.  What You'll Learn Tips to help you prepare for holiday expenses.Ideas to help you kick financial stress during the holidays. How to use your budget, and save TONS on holiday expenses. Resources Mentioned  Get be...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode 31 of the Debt Free Dad Podcast. It’s coming… it’s actually less than five months away… YES, the holiday shopping season is approaching and today we are sharing tips to help you prepare early so you can have more time to enjoy the holidays and not stress.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Tips to help you prepare for holiday expenses.</li><li>Ideas to help you kick financial stress during the holidays. </li><li>How to use your budget, and save TONS on holiday expenses. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode 31 of the Debt Free Dad Podcast. It’s coming… it’s actually less than five months away… YES, the holiday shopping season is approaching and today we are sharing tips to help you prepare early so you can have more time to enjoy the holidays and not stress.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Tips to help you prepare for holiday expenses.</li><li>Ideas to help you kick financial stress during the holidays. </li><li>How to use your budget, and save TONS on holiday expenses. </li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/4570250-31-how-to-kick-holiday-financial-stress-in-july.mp3" length="18894679" type="audio/mpeg" />
    <link>https://www.balancedcents.com/31</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4570250</guid>
    <pubDate>Tue, 28 Jul 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1572</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, holiday, christmas, holiday shopping, </itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>31</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>30. How to Destroy Your Student Loans Once and For All</itunes:title>
    <title>30. How to Destroy Your Student Loans Once and For All</title>
    <itunes:summary><![CDATA[Welcome to episode 30 of the Debt-Free Dad Podcast. Student loans are a significant challenge for many people. Currently, there is $1.48 trillion owed among 44 million borrowers. The amount of debt that is carried for student loans has surpassed auto loans and credit cards. Today we are going to be sharing tips to help you destroy your student loans once and for all!  What You'll Learn Tips to help you pay down your student loans faster. Is refinancing or consolidating a good idea? ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode 30 of the Debt-Free Dad Podcast. Student loans are a significant challenge for many people. Currently, there is $1.48 trillion owed among 44 million borrowers. The amount of debt that is carried for student loans has surpassed auto loans and credit cards. Today we are going to be sharing tips to help you destroy your student loans once and for all!<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Tips to help you pay down your student loans faster. </li><li>Is refinancing or consolidating a good idea? </li><li>Things to avoid that will delay paying off your student loans.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode 30 of the Debt-Free Dad Podcast. Student loans are a significant challenge for many people. Currently, there is $1.48 trillion owed among 44 million borrowers. The amount of debt that is carried for student loans has surpassed auto loans and credit cards. Today we are going to be sharing tips to help you destroy your student loans once and for all!<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Tips to help you pay down your student loans faster. </li><li>Is refinancing or consolidating a good idea? </li><li>Things to avoid that will delay paying off your student loans.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/4569938-30-how-to-destroy-your-student-loans-once-and-for-all.mp3" length="18101298" type="audio/mpeg" />
    <link>https://www.balancedcents.com/30</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4569938</guid>
    <pubDate>Tue, 21 Jul 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1506</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, student loans, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>30</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>29. How We Saved and Paid Off $37,682 and Built an Emergency Fund in One Year</itunes:title>
    <title>29. How We Saved and Paid Off $37,682 and Built an Emergency Fund in One Year</title>
    <itunes:summary><![CDATA[Welcome to episode #29 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how her and her husband saved and paid off $37,682.67, built an ER fund, and bought a home in just one year… stay tuned!  What You'll Learn Erin and her family are normal, hardworking people, with normal jobs. What sacrifices and changes they made to save and pay off so much debt. Tips that helped them really move the needle. Resources Mentioned  Get better results with your fina...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #29 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how her and her husband saved and paid off $37,682.67, built an ER fund, and bought a home in just one year… stay tuned!<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Erin and her family are normal, hardworking people, with normal jobs. </li><li>What sacrifices and changes they made to save and pay off so much debt. </li><li>Tips that helped them really move the needle.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #29 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how her and her husband saved and paid off $37,682.67, built an ER fund, and bought a home in just one year… stay tuned!<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Erin and her family are normal, hardworking people, with normal jobs. </li><li>What sacrifices and changes they made to save and pay off so much debt. </li><li>Tips that helped them really move the needle.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/29</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 14 Jul 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2118</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>29</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>28. How to Live a Life Without Payments</itunes:title>
    <title>28. How to Live a Life Without Payments</title>
    <itunes:summary><![CDATA[Welcome to episode #28 of the Debt-Free Dad Podcast? Are you tired of living paycheck to paycheck and financial stress? Maybe it’s time to for a fresh start, and today there is no better time to get started because our Life Without Payments summer workshop is kicking off.  What You'll Learn Alarming statistics about debt, saving, and money management. You have the opportunity to make another choice. Details on our upcoming summer workshop, Life Without Payments. Resources Mentioned ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #28 of the Debt-Free Dad Podcast? Are you tired of living paycheck to paycheck and financial stress? Maybe it’s time to for a fresh start, and today there is no better time to get started because our Life Without Payments summer workshop is kicking off.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Alarming statistics about debt, saving, and money management. </li><li>You have the opportunity to make another choice. </li><li>Details on our upcoming summer workshop, Life Without Payments.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #28 of the Debt-Free Dad Podcast? Are you tired of living paycheck to paycheck and financial stress? Maybe it’s time to for a fresh start, and today there is no better time to get started because our Life Without Payments summer workshop is kicking off.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Alarming statistics about debt, saving, and money management. </li><li>You have the opportunity to make another choice. </li><li>Details on our upcoming summer workshop, Life Without Payments.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/28</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Thu, 09 Jul 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1813</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>28</itunes:episode>
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  <item>
    <itunes:title>27. How We Saved and Paid Off $36,000 and Built an ER Fund In One Year</itunes:title>
    <title>27. How We Saved and Paid Off $36,000 and Built an ER Fund In One Year</title>
    <itunes:summary><![CDATA[Welcome to episode #27 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how her and her husband saved and paid off $36,000 and built a three month emergency fund in just one year What You’ll Learn What big changes Kayla and her family made to to get big results. How focus and intensity for a short period of time can produce great results.Hope and encouragement that normal people are improving their finances.Resources Mentioned  Get better results with you...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #27 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how her and her husband saved and paid off $36,000 and built a three month emergency fund in just one year</p><p><b>What You’ll Learn</b></p><ul><li>What big changes Kayla and her family made to to get big results. </li><li>How focus and intensity for a short period of time can produce great results.</li><li>Hope and encouragement that normal people are improving their finances.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #27 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how her and her husband saved and paid off $36,000 and built a three month emergency fund in just one year</p><p><b>What You’ll Learn</b></p><ul><li>What big changes Kayla and her family made to to get big results. </li><li>How focus and intensity for a short period of time can produce great results.</li><li>Hope and encouragement that normal people are improving their finances.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/4133867-27-how-we-saved-and-paid-off-36-000-and-built-an-er-fund-in-one-year.mp3" length="20745131" type="audio/mpeg" />
    <link>https://www.balancedcents.com/27</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4133867</guid>
    <pubDate>Tue, 07 Jul 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1726</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>27</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>26. How To Plan &amp; Save Money on Back To School Expenses</itunes:title>
    <title>26. How To Plan &amp; Save Money on Back To School Expenses</title>
    <itunes:summary><![CDATA[Welcome to episode #26 of the Debt-Free Dad Podcast. Hey, the kids just finished up the strangest of all school years, but before you know it, school is going to be right around the corner again, and with that comes back to school expenses. Today we are going to be sharing tips to help you prepare early to reduce as much financial stress as possible.  What You'll Learn Keys to reducing back school costs and stress.How to save tons of cash by having a plan and working with your kids.Tips to ge...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #26 of the Debt-Free Dad Podcast. Hey, the kids just finished up the strangest of all school years, but before you know it, school is going to be right around the corner again, and with that comes back to school expenses. Today we are going to be sharing tips to help you prepare early to reduce as much financial stress as possible.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Keys to reducing back school costs and stress.</li><li>How to save tons of cash by having a plan and working with your kids.</li><li>Tips to get your kids involved, and to teach them basic financial education.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #26 of the Debt-Free Dad Podcast. Hey, the kids just finished up the strangest of all school years, but before you know it, school is going to be right around the corner again, and with that comes back to school expenses. Today we are going to be sharing tips to help you prepare early to reduce as much financial stress as possible.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>Keys to reducing back school costs and stress.</li><li>How to save tons of cash by having a plan and working with your kids.</li><li>Tips to get your kids involved, and to teach them basic financial education.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/26</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4183175</guid>
    <pubDate>Tue, 30 Jun 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1686</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>26</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>25. Six Tips To Save Money on Going Out To Eat</itunes:title>
    <title>25. Six Tips To Save Money on Going Out To Eat</title>
    <itunes:summary><![CDATA[Welcome to episode #25 of the Debt-Free Dad Podcast. I want to drop this statistic on you. According to the US Bureau of Labor Statistics, Americans spend $3,000 per year on going out to eat. That comes out to $250 per month and $8.21 per day. That’s a lot of money! People love eating out. We love eating out. So we are going to give you six tips today to help you eat out while on a budget.  What You’ll Learn Six tips to save money on going out to eat. Just because you're getting out of d...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #25 of the Debt-Free Dad Podcast. I want to drop this statistic on you. According to the <a href='https://www.bls.gov/opub/reports/consumer-expenditures/2015/pdf/home.pdf'>US Bureau of Labor Statistics</a>, Americans spend $3,000 per year on going out to eat. That comes out to $250 per month and $8.21 per day. That’s a lot of money! People love eating out. We love eating out. So we are going to give you six tips today to help you eat out while on a budget.<br/><br/><b>What You’ll Learn</b></p><ul><li>Six tips to save money on going out to eat. </li><li>Just because you&apos;re getting out of debt doesn&apos;t mean you have to cut out going out to eat.</li><li>How to enjoy going out to eat, while still saving and paying down debt.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #25 of the Debt-Free Dad Podcast. I want to drop this statistic on you. According to the <a href='https://www.bls.gov/opub/reports/consumer-expenditures/2015/pdf/home.pdf'>US Bureau of Labor Statistics</a>, Americans spend $3,000 per year on going out to eat. That comes out to $250 per month and $8.21 per day. That’s a lot of money! People love eating out. We love eating out. So we are going to give you six tips today to help you eat out while on a budget.<br/><br/><b>What You’ll Learn</b></p><ul><li>Six tips to save money on going out to eat. </li><li>Just because you&apos;re getting out of debt doesn&apos;t mean you have to cut out going out to eat.</li><li>How to enjoy going out to eat, while still saving and paying down debt.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/3940205-25-six-tips-to-save-money-on-going-out-to-eat.mp3" length="16234886" type="audio/mpeg" />
    <link>https://www.balancedcents.com/25</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3940205</guid>
    <pubDate>Tue, 23 Jun 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1350</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>25</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>24. How to Stop Chasing After the Wrong Stuff</itunes:title>
    <title>24. How to Stop Chasing After the Wrong Stuff</title>
    <itunes:summary><![CDATA[Welcome to episode #24 of the Debt-Free Dad Podcast. Quote “When you stop chasing the wrong things, you give the rights things a chance to catch you.” Everybody grows tired of chasing. Think about when you were a kid and played tag. There were days you just couldn’t tag anyone and became exhausted from chasing all of the kids and just gave up. We see the same things happening today with way too many people. In fact, we were those people at one point in our lives. Today we are going to be disc...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #24 of the Debt-Free Dad Podcast. Quote “When you stop chasing the wrong things, you give the rights things a chance to catch you.” Everybody grows tired of chasing. Think about when you were a kid and played tag. There were days you just couldn’t tag anyone and became exhausted from chasing all of the kids and just gave up. We see the same things happening today with way too many people. In fact, we were those people at one point in our lives. Today we are going to be discussing the idea of success and how that impacts your financial life. </p><p><b>What You’ll Learn</b></p><ul><li>How success and personal finance go hand-to-hand. </li><li>Tip to help you determine what success means to you.</li><li>Encouragement, and that it&apos;s ok to live a different life than others.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #24 of the Debt-Free Dad Podcast. Quote “When you stop chasing the wrong things, you give the rights things a chance to catch you.” Everybody grows tired of chasing. Think about when you were a kid and played tag. There were days you just couldn’t tag anyone and became exhausted from chasing all of the kids and just gave up. We see the same things happening today with way too many people. In fact, we were those people at one point in our lives. Today we are going to be discussing the idea of success and how that impacts your financial life. </p><p><b>What You’ll Learn</b></p><ul><li>How success and personal finance go hand-to-hand. </li><li>Tip to help you determine what success means to you.</li><li>Encouragement, and that it&apos;s ok to live a different life than others.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/24</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3938090</guid>
    <pubDate>Tue, 16 Jun 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1805</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>24</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>23. How to STOP Impulsive and Wasteful Spending Habits</itunes:title>
    <title>23. How to STOP Impulsive and Wasteful Spending Habits</title>
    <itunes:summary><![CDATA[Welcome to episode #23 of the Debt Free Dad Podcast! One of the more common questions we get is, "Brad, I need to control my spending. What can I do to stop my impulsive shopping habits? Today we are going to be sharing five tips that will help you STOP those spending habits… stay tuned! What You’ll Learn Just how much impulsive and wasteful spending are we doing?Tips to better control impulsive and wasteful spending habits.One tried and true method that will save you thousands of dollars.Res...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #23 of the Debt Free Dad Podcast! One of the more common questions we get is, &quot;Brad, I need to control my spending. What can I do to stop my impulsive shopping habits? Today we are going to be sharing five tips that will help you STOP those spending habits… stay tuned!</p><p><b>What You’ll Learn</b></p><ul><li>Just how much impulsive and wasteful spending are we doing?</li><li>Tips to better control impulsive and wasteful spending habits.</li><li>One tried and true method that will save you thousands of dollars.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #23 of the Debt Free Dad Podcast! One of the more common questions we get is, &quot;Brad, I need to control my spending. What can I do to stop my impulsive shopping habits? Today we are going to be sharing five tips that will help you STOP those spending habits… stay tuned!</p><p><b>What You’ll Learn</b></p><ul><li>Just how much impulsive and wasteful spending are we doing?</li><li>Tips to better control impulsive and wasteful spending habits.</li><li>One tried and true method that will save you thousands of dollars.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/23</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 09 Jun 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1505</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>23</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>22. How to Improve Patience With Your Finances</itunes:title>
    <title>22. How to Improve Patience With Your Finances</title>
    <itunes:summary><![CDATA[Welcome to episode #22 of the Debt Free Dad Podcast! Do you want to know one of the most important keys to financial success is? PATIENCE! But in today’s society, we don’t promote patience, and that’s why most people stink at it. Today we are going to share why patience is so hard as it relates to money, and how to get crazy good at it!  What You’ll Learn Why patience plays a huge roll in financial success.Your lack of patiences is keeping you in debt. How to improve patience over t...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #22 of the Debt Free Dad Podcast! Do you want to know one of the most important keys to financial success is? PATIENCE! But in today’s society, we don’t promote patience, and that’s why most people stink at it. Today we are going to share why patience is so hard as it relates to money, and how to get crazy good at it! </p><p><b>What You’ll Learn</b></p><ul><li>Why patience plays a huge roll in financial success.</li><li>Your lack of patiences is keeping you in debt. </li><li>How to improve patience over time, which will keep you out of debt and payments.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #22 of the Debt Free Dad Podcast! Do you want to know one of the most important keys to financial success is? PATIENCE! But in today’s society, we don’t promote patience, and that’s why most people stink at it. Today we are going to share why patience is so hard as it relates to money, and how to get crazy good at it! </p><p><b>What You’ll Learn</b></p><ul><li>Why patience plays a huge roll in financial success.</li><li>Your lack of patiences is keeping you in debt. </li><li>How to improve patience over time, which will keep you out of debt and payments.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/22</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 02 Jun 2020 00:00:00 -0500</pubDate>
    <itunes:duration>1798</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>22</itunes:episode>
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  <item>
    <itunes:title>21. How to Stop Living In The Shadows of The Credit Score</itunes:title>
    <title>21. How to Stop Living In The Shadows of The Credit Score</title>
    <itunes:summary><![CDATA[Welcome to episode #21 of the Debt Free Dad Podcast. What is a credit score? Is the credit score the most important thing in your financial life? And if you want to reach stress-free and debt-free life and reach financial freedom, does a credit score really matter? What You’ll Learn How a credit score is calculated.The most popular reasons to have a good credit score. Does a credit score matter if you want to be debt-free?How important of a roll should a credit score play in your financi...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #21 of the Debt Free Dad Podcast. What is a credit score? Is the credit score the most important thing in your financial life? And if you want to reach stress-free and debt-free life and reach financial freedom, does a credit score really matter?</p><p><b>What You’ll Learn</b></p><ul><li>How a credit score is calculated.</li><li>The most popular reasons to have a good credit score. </li><li>Does a credit score matter if you want to be debt-free?</li><li>How important of a roll should a credit score play in your financial plan?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #21 of the Debt Free Dad Podcast. What is a credit score? Is the credit score the most important thing in your financial life? And if you want to reach stress-free and debt-free life and reach financial freedom, does a credit score really matter?</p><p><b>What You’ll Learn</b></p><ul><li>How a credit score is calculated.</li><li>The most popular reasons to have a good credit score. </li><li>Does a credit score matter if you want to be debt-free?</li><li>How important of a roll should a credit score play in your financial plan?</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/21</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3643147</guid>
    <pubDate>Tue, 26 May 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2196</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, credit score</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>21</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>20. How to Overcome Your Financial Excuses</itunes:title>
    <title>20. How to Overcome Your Financial Excuses</title>
    <itunes:summary><![CDATA[Welcome to episode #20 of the Debt-Free Dad Podcast. Today’s show is all about how to start putting away your excuses and start taking responsibility for your personal finances to help you lead a happier stress-free life. What You’ll Learn Your excuses are holding you back more than anything else. The common excuses people use that keeps them living paycheck-to-paycheck.Tips to help you overcome excuses so you can live a happier and stress-free life.Resources Mentioned  Get better result...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #20 of the Debt-Free Dad Podcast. Today’s show is all about how to start putting away your excuses and start taking responsibility for your personal finances to help you lead a happier stress-free life.</p><p><b>What You’ll Learn</b></p><ul><li>Your excuses are holding you back more than anything else. </li><li>The common excuses people use that keeps them living paycheck-to-paycheck.</li><li>Tips to help you overcome excuses so you can live a happier and stress-free life.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #20 of the Debt-Free Dad Podcast. Today’s show is all about how to start putting away your excuses and start taking responsibility for your personal finances to help you lead a happier stress-free life.</p><p><b>What You’ll Learn</b></p><ul><li>Your excuses are holding you back more than anything else. </li><li>The common excuses people use that keeps them living paycheck-to-paycheck.</li><li>Tips to help you overcome excuses so you can live a happier and stress-free life.</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/20</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 19 May 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2007</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>20</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>19. How I Saved and Paid Off $245,000 In Four Years</itunes:title>
    <title>19. How I Saved and Paid Off $245,000 In Four Years</title>
    <itunes:summary><![CDATA[Welcome to episode #19 of the Debt-Free Dad Podcast. In this episode I am excited to have Christina joining us. She has saved a considerable amount of money and paid off a ton of debt, and today she is going to share how reaching financial freedom has changed everything for her and her family.  What You'll Learn How a normal family change their entire lives by taking control of their finances.When your WHY is big enough, any HOW is possible.Christina's story will show you that financial freed...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #19 of the Debt-Free Dad Podcast. In this episode I am excited to have Christina joining us. She has saved a considerable amount of money and paid off a ton of debt, and today she is going to share how reaching financial freedom has changed everything for her and her family.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How a normal family change their entire lives by taking control of their finances.</li><li>When your WHY is big enough, any HOW is possible.</li><li>Christina&apos;s story will show you that financial freedom will change everything.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #19 of the Debt-Free Dad Podcast. In this episode I am excited to have Christina joining us. She has saved a considerable amount of money and paid off a ton of debt, and today she is going to share how reaching financial freedom has changed everything for her and her family.<br/><br/><b>What You&apos;ll Learn</b></p><ul><li>How a normal family change their entire lives by taking control of their finances.</li><li>When your WHY is big enough, any HOW is possible.</li><li>Christina&apos;s story will show you that financial freedom will change everything.</li></ul><p><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/3540898-19-how-i-saved-and-paid-off-245-000-in-four-years.mp3" length="25973148" type="audio/mpeg" />
    <link>https://www.balancedcents.com/19</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3540898</guid>
    <pubDate>Tue, 12 May 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2162</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>19</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>18. Top Ten Budget Busters To Watch Out For!</itunes:title>
    <title>18. Top Ten Budget Busters To Watch Out For!</title>
    <itunes:summary><![CDATA[Welcome to episode #18 of the Debt-Free Dad Podcast. Today we are talking about budget busters. Budgeting isn’t easy. It takes time and practice. We’ve been doing this for over ten years now, and there are still months that can catch us off guard. But with practice, we have gotten better. So today, we want to take some time and talk about areas of your budget that could be causing you more stress and keeping you from a debt-free life.  What You’ll Learn How to budget better knowing what ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #18 of the Debt-Free Dad Podcast. Today we are talking about budget busters. Budgeting isn’t easy. It takes time and practice. We’ve been doing this for over ten years now, and there are still months that can catch us off guard. But with practice, we have gotten better. So today, we want to take some time and talk about areas of your budget that could be causing you more stress and keeping you from a debt-free life. </p><p><b>What You’ll Learn</b></p><ul><li>How to budget better knowing what catches most people off guard.</li><li>Areas in your budget that you could shop or cut back on. </li><li>Understand that you&apos;re not alone. Budgeting is challenging, but we are proof that with practice you can improve!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #18 of the Debt-Free Dad Podcast. Today we are talking about budget busters. Budgeting isn’t easy. It takes time and practice. We’ve been doing this for over ten years now, and there are still months that can catch us off guard. But with practice, we have gotten better. So today, we want to take some time and talk about areas of your budget that could be causing you more stress and keeping you from a debt-free life. </p><p><b>What You’ll Learn</b></p><ul><li>How to budget better knowing what catches most people off guard.</li><li>Areas in your budget that you could shop or cut back on. </li><li>Understand that you&apos;re not alone. Budgeting is challenging, but we are proof that with practice you can improve!</li></ul><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/18</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3540469</guid>
    <pubDate>Tue, 05 May 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2091</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>17. How I Paid Off $16,000 In 14 Months On a Single Income</itunes:title>
    <title>17. How I Paid Off $16,000 In 14 Months On a Single Income</title>
    <itunes:summary><![CDATA[Welcome to episode #17 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how she saved and paid off over $16,000, on a single income, in just 14 months. What You’ll Learn How Gretchen was able to catch up on her mortgage and her car payment.How Gretchen saved and paid off thousands of dollars on a single income.That anyone can get out of debt if they are willing to make some changes.Question of the Show "Over the last few months with all this Coronavirus stuff,...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #17 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how she saved and paid off over $16,000, on a single income, in just 14 months.</p><p><b>What You’ll Learn</b></p><ul><li>How Gretchen was able to catch up on her mortgage and her car payment.</li><li>How Gretchen saved and paid off thousands of dollars on a single income.</li><li>That anyone can get out of debt if they are willing to make some changes.</li></ul><p><b>Question of the Show</b></p><p><em>&quot;Over the last few months with all this Coronavirus stuff, I’ve seen more conversations about investing. Should I be investing too, even though I am still working on my emergency fund and paying off debts?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #17 of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how she saved and paid off over $16,000, on a single income, in just 14 months.</p><p><b>What You’ll Learn</b></p><ul><li>How Gretchen was able to catch up on her mortgage and her car payment.</li><li>How Gretchen saved and paid off thousands of dollars on a single income.</li><li>That anyone can get out of debt if they are willing to make some changes.</li></ul><p><b>Question of the Show</b></p><p><em>&quot;Over the last few months with all this Coronavirus stuff, I’ve seen more conversations about investing. Should I be investing too, even though I am still working on my emergency fund and paying off debts?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/3303130-17-how-i-paid-off-16-000-in-14-months-on-a-single-income.mp3" length="26964038" type="audio/mpeg" />
    <link>https://www.balancedcents.com/17</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3303130</guid>
    <pubDate>Tue, 28 Apr 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2244</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>16. How Financial Stress Affects Your Life... and How To Fix It.</itunes:title>
    <title>16. How Financial Stress Affects Your Life... and How To Fix It.</title>
    <itunes:summary><![CDATA[Welcome to episode #16 of the Debt-Free Dad Podcast. Money and personal finance are one of the leading causes of stress, anxiety, and worry among society. What's dangerous about this stress is that it is affecting ALL areas of our lives. Today we will be sharing tips to help you overcome financial stress and get on the road to financial recovery. What You’ll Learn Financial stress isn't just affecting wallet.Sleep, decision making, health, parenting, relationships, and even your job are conne...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #16 of the Debt-Free Dad Podcast. Money and personal finance are one of the leading causes of stress, anxiety, and worry among society. What&apos;s dangerous about this stress is that it is affecting ALL areas of our lives. Today we will be sharing tips to help you overcome financial stress and get on the road to financial recovery.</p><p><b>What You’ll Learn</b></p><ul><li>Financial stress isn&apos;t just affecting wallet.</li><li>Sleep, decision making, health, parenting, relationships, and even your job are connected to your financial life.</li><li>First steps and tips to transform financial stress into financial success.</li></ul><p><b>Question of the Show</b></p><p>&quot;<em>I am really working hard on changing my behaviors. Most of my debt is student loans and I admittedly have some poor spending habits. But I am working on that.  I don’t have credit card debt, but I use credit cards because I like the rewards but I pay them off every month. Is this ok or should I be doing something different?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #16 of the Debt-Free Dad Podcast. Money and personal finance are one of the leading causes of stress, anxiety, and worry among society. What&apos;s dangerous about this stress is that it is affecting ALL areas of our lives. Today we will be sharing tips to help you overcome financial stress and get on the road to financial recovery.</p><p><b>What You’ll Learn</b></p><ul><li>Financial stress isn&apos;t just affecting wallet.</li><li>Sleep, decision making, health, parenting, relationships, and even your job are connected to your financial life.</li><li>First steps and tips to transform financial stress into financial success.</li></ul><p><b>Question of the Show</b></p><p>&quot;<em>I am really working hard on changing my behaviors. Most of my debt is student loans and I admittedly have some poor spending habits. But I am working on that.  I don’t have credit card debt, but I use credit cards because I like the rewards but I pay them off every month. Is this ok or should I be doing something different?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/3302662-16-how-financial-stress-affects-your-life-and-how-to-fix-it.mp3" length="33151309" type="audio/mpeg" />
    <link>https://www.balancedcents.com/16</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3302662</guid>
    <pubDate>Tue, 21 Apr 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2760</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>15. How I Saved and Paid Off $157,588 in 13 Months</itunes:title>
    <title>15. How I Saved and Paid Off $157,588 in 13 Months</title>
    <itunes:summary><![CDATA[Welcome to the next episode of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how she paid off $157,588 in just 13 months. I invited Shannon on to share her story and to show you, our listeners that the simple things we are sharing here on this show are helping people have massive results! We are here to encourage you to take action, and I think Shannon’s story is going to be very motivational to many of you who are wanting to reach financial freedom! What You’...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to the next episode of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how she paid off $157,588 in just 13 months.</p><p>I invited Shannon on to share her story and to show you, our listeners that the simple things we are sharing here on this show are helping people have massive results! We are here to encourage you to take action, and I think Shannon’s story is going to be very motivational to many of you who are wanting to reach financial freedom!</p><p><b>What You’ll Learn</b></p><ul><li>How Shannon was able make great strides by making a few small changes.</li><li>Accountability and support are a must for long-term success.</li><li>You don&apos;t have to give up your entire lifestyle to get out of debt. </li></ul><p><b>Question of the Show</b></p><p><em>&quot;My child wants to play in a traveling league this year. Truthfully, I don’t have the money and I’d have to go into debt for it. Between equipment and travel expenses, it’s too much money. But at the same time, I want them to have the experience, and I certainly don’t want to disappoint them, or limit them on what they do because of my financial situation. I don’t know what to do?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to the next episode of the Debt-Free Dad Podcast. Today we have a special guest who is going to share how she paid off $157,588 in just 13 months.</p><p>I invited Shannon on to share her story and to show you, our listeners that the simple things we are sharing here on this show are helping people have massive results! We are here to encourage you to take action, and I think Shannon’s story is going to be very motivational to many of you who are wanting to reach financial freedom!</p><p><b>What You’ll Learn</b></p><ul><li>How Shannon was able make great strides by making a few small changes.</li><li>Accountability and support are a must for long-term success.</li><li>You don&apos;t have to give up your entire lifestyle to get out of debt. </li></ul><p><b>Question of the Show</b></p><p><em>&quot;My child wants to play in a traveling league this year. Truthfully, I don’t have the money and I’d have to go into debt for it. Between equipment and travel expenses, it’s too much money. But at the same time, I want them to have the experience, and I certainly don’t want to disappoint them, or limit them on what they do because of my financial situation. I don’t know what to do?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/15</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2867548</guid>
    <pubDate>Tue, 14 Apr 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2518</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>15</itunes:episode>
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  <item>
    <itunes:title>14. How To Drive Your Way To Financial Freedom</itunes:title>
    <title>14. How To Drive Your Way To Financial Freedom</title>
    <itunes:summary><![CDATA[Welcome to episode #14 of the Debt-Free Dad Podcast. One of the single best things I did to reach financial freedom was ditching my $500 car payment and new car for a used car. Today we are going to share some great tips on how you can drive your way to financial freedom! In our last episode, we talked about how new cars can make it difficult to reach financial freedom, and if you’re living paycheck to paycheck, those new cars and payments are causing a lot of people a ton of financial stress...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #14 of the Debt-Free Dad Podcast. One of the single best things I did to reach financial freedom was ditching my $500 car payment and new car for a used car. Today we are going to share some great tips on how you can drive your way to financial freedom!</p><p>In our last episode, we talked about how new cars can make it difficult to reach financial freedom, and if you’re living paycheck to paycheck, those new cars and payments are causing a lot of people a ton of financial stress. So in today’s episode, we are going to discuss another option, a cheaper option, and a more affordable option in buying used cars.</p><p><b>What You’ll Learn</b></p><ul><li>The benefits of buying a used car.</li><li>How much we spend on used cars and why.</li><li>Tips on buying a good and reliable used car.</li></ul><p><b>Question of the Show</b></p><p><em>&quot;When paying off debt-- how much do you budget for &quot;extras&quot; or &quot;fun&quot;?<br/></em><br/></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #14 of the Debt-Free Dad Podcast. One of the single best things I did to reach financial freedom was ditching my $500 car payment and new car for a used car. Today we are going to share some great tips on how you can drive your way to financial freedom!</p><p>In our last episode, we talked about how new cars can make it difficult to reach financial freedom, and if you’re living paycheck to paycheck, those new cars and payments are causing a lot of people a ton of financial stress. So in today’s episode, we are going to discuss another option, a cheaper option, and a more affordable option in buying used cars.</p><p><b>What You’ll Learn</b></p><ul><li>The benefits of buying a used car.</li><li>How much we spend on used cars and why.</li><li>Tips on buying a good and reliable used car.</li></ul><p><b>Question of the Show</b></p><p><em>&quot;When paying off debt-- how much do you budget for &quot;extras&quot; or &quot;fun&quot;?<br/></em><br/></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/3189718-14-how-to-drive-your-way-to-financial-freedom.mp3" length="41140354" type="audio/mpeg" />
    <link>https://www.balancedcents.com/14</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3189718</guid>
    <pubDate>Tue, 07 Apr 2020 00:00:00 -0500</pubDate>
    <itunes:duration>3426</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>14</itunes:episode>
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    <itunes:title>12. Why That New Car Smell Stinks</itunes:title>
    <title>12. Why That New Car Smell Stinks</title>
    <itunes:summary><![CDATA[Welcome to the next episode of the Debt-Free Dad Podcast. One of the coolest parts of buying a new car is that new car smell, but in today’s show we are going to reveal why that new car smell actually stinks.  New cars are a HOT DEBATE! I’ve been a part of many Personal Finance Facebook groups. When the new car topic comes up, it’s like being at the dinner table with family you don’t like, rude comments, yelling, Facebook fights, and it gets pretty heated. The new car topic is important becau...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to the next episode of the Debt-Free Dad Podcast. One of the coolest parts of buying a new car is that new car smell, but in today’s show we are going to reveal why that new car smell actually stinks.<br/><br/>New cars are a HOT DEBATE! I’ve been a part of many Personal Finance Facebook groups. When the new car topic comes up, it’s like being at the dinner table with family you don’t like, rude comments, yelling, Facebook fights, and it gets pretty heated. The new car topic is important because, as a financial coach, I see first hand how these car payments are playing a role in people’s financial lives. Today’s show isn’t about talking about how STUPID it is to buy a new car, or picking on people who do, but it’s meant to educate and challenge the new car, the costs, and to give you information to help you make a better decision.<br/><br/><b>What You’ll Learn</b></p><ul><li>The side to new vehicles that most people aren&apos;t talking about.</li><li>The true cost to buying a brand new vehicle.</li><li>How car payments and loans are keeping most people broke.</li></ul><p><b>Question of the Show</b></p><p><em>&quot;I have a family member who isn’t doing so well with money, and recently they’ve asked me to lend them some money. This isn&apos;t the first time, I’ve done it in the past, but I want to work on my own goals and if I lend them money, it’s only going to take me longer to get out of debt. What would you guys do?&quot; </em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to the next episode of the Debt-Free Dad Podcast. One of the coolest parts of buying a new car is that new car smell, but in today’s show we are going to reveal why that new car smell actually stinks.<br/><br/>New cars are a HOT DEBATE! I’ve been a part of many Personal Finance Facebook groups. When the new car topic comes up, it’s like being at the dinner table with family you don’t like, rude comments, yelling, Facebook fights, and it gets pretty heated. The new car topic is important because, as a financial coach, I see first hand how these car payments are playing a role in people’s financial lives. Today’s show isn’t about talking about how STUPID it is to buy a new car, or picking on people who do, but it’s meant to educate and challenge the new car, the costs, and to give you information to help you make a better decision.<br/><br/><b>What You’ll Learn</b></p><ul><li>The side to new vehicles that most people aren&apos;t talking about.</li><li>The true cost to buying a brand new vehicle.</li><li>How car payments and loans are keeping most people broke.</li></ul><p><b>Question of the Show</b></p><p><em>&quot;I have a family member who isn’t doing so well with money, and recently they’ve asked me to lend them some money. This isn&apos;t the first time, I’ve done it in the past, but I want to work on my own goals and if I lend them money, it’s only going to take me longer to get out of debt. What would you guys do?&quot; </em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/13</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 31 Mar 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2766</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>13</itunes:episode>
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  <item>
    <itunes:title>13. Coronavirus and Your Money - Most Recent Money Developments</itunes:title>
    <title>13. Coronavirus and Your Money - Most Recent Money Developments</title>
    <itunes:summary><![CDATA[Welcome to a special episode of the Debt-Free Dad Podcast. Today we are continuing the conversation about the latest developments on the Coronavirus and how that is affecting our personal finances.  Resources Mentioned  Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days  The Totally Awesome Debt Freedom PlannerFor more help, and a step-by-step process to get started, enroll in Br...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to a special episode of the Debt-Free Dad Podcast. Today we are continuing the conversation about the latest developments on the Coronavirus and how that is affecting our personal finances. </p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to a special episode of the Debt-Free Dad Podcast. Today we are continuing the conversation about the latest developments on the Coronavirus and how that is affecting our personal finances. </p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/3081739-13-coronavirus-and-your-money-most-recent-money-developments.mp3" length="26869381" type="audio/mpeg" />
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 24 Mar 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2236</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>13</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>12. How To Set FIRE To Your Personal Finances</itunes:title>
    <title>12. How To Set FIRE To Your Personal Finances</title>
    <itunes:summary><![CDATA[Welcome to episode #12 of the Debt-Free Dad Podcast. If you think living debt-free is CRAZY, just wait until you hear about FIRE movement. These are people who are going to great lengths to reach financial independence and retire early. But how are they making it happen? We’re talking about it in today’s show. What You’ll Learn Learn about the FIRE movement, and how normal people are reaching financial independence.Your past mistakes don't define your financial future.The basic principles of ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #12 of the Debt-Free Dad Podcast. If you think living debt-free is CRAZY, just wait until you hear about FIRE movement. These are people who are going to great lengths to reach financial independence and retire early. But how are they making it happen? We’re talking about it in today’s show.</p><p><b>What You’ll Learn</b></p><ul><li>Learn about the FIRE movement, and how normal people are reaching financial independence.</li><li>Your past mistakes don&apos;t define your financial future.</li><li>The basic principles of personal finance can take you far.</li></ul><p><b>Question of the Show</b></p><p><em>&quot;Hey Guys, I love the idea of having an emergency fund, and when I listened to the podcast about emergency funds it made total sense. But I am having trouble understanding how just $1,000 is all I will need? What if I lose my job or get hurt? $1,000 is great, but that won’t be enough to cover something like that. How much should I realistically save?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #12 of the Debt-Free Dad Podcast. If you think living debt-free is CRAZY, just wait until you hear about FIRE movement. These are people who are going to great lengths to reach financial independence and retire early. But how are they making it happen? We’re talking about it in today’s show.</p><p><b>What You’ll Learn</b></p><ul><li>Learn about the FIRE movement, and how normal people are reaching financial independence.</li><li>Your past mistakes don&apos;t define your financial future.</li><li>The basic principles of personal finance can take you far.</li></ul><p><b>Question of the Show</b></p><p><em>&quot;Hey Guys, I love the idea of having an emergency fund, and when I listened to the podcast about emergency funds it made total sense. But I am having trouble understanding how just $1,000 is all I will need? What if I lose my job or get hurt? $1,000 is great, but that won’t be enough to cover something like that. How much should I realistically save?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/2867170-12-how-to-set-fire-to-your-personal-finances.mp3" length="39836633" type="audio/mpeg" />
    <link>https://www.balancedcents.com/12</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2867170</guid>
    <pubDate>Tue, 17 Mar 2020 00:00:00 -0500</pubDate>
    <itunes:duration>3317</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>12</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Coronavirus and Your Money - Tips to Ease Financial Stress</itunes:title>
    <title>Coronavirus and Your Money - Tips to Ease Financial Stress</title>
    <itunes:summary><![CDATA[Welcome to a special episode of the Debt-Free Dad Podcast. With the Coronavirus spreading, and the threat of it getting worse, lots of changes are happening very quickly. Today we want to provide some financial tips to help you navigate through these uncertain times.  Resources Mentioned  Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - https://www.debtfreedad.com/payoff-debt-in-60-to-90-days  The Totally Awesome Debt Freedom Planner...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to a special episode of the Debt-Free Dad Podcast. With the Coronavirus spreading, and the threat of it getting worse, lots of changes are happening very quickly. Today we want to provide some financial tips to help you navigate through these uncertain times. </p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to a special episode of the Debt-Free Dad Podcast. With the Coronavirus spreading, and the threat of it getting worse, lots of changes are happening very quickly. Today we want to provide some financial tips to help you navigate through these uncertain times. </p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/3015493-coronavirus-and-your-money-tips-to-ease-financial-stress.mp3" length="18965240" type="audio/mpeg" />
    <link>https://www.balancedcents.com/coronavirus</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3015493</guid>
    <pubDate>Sun, 15 Mar 2020 14:00:00 -0500</pubDate>
    <itunes:duration>1578</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>11</itunes:episode>
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  <item>
    <itunes:title> 11. How to Stop Money Fights and Arguments</itunes:title>
    <title> 11. How to Stop Money Fights and Arguments</title>
    <itunes:summary><![CDATA[Welcome to episode #11 of the Debt-Free Dad Podcast. It’s one of the top questions I get… How do I get my partner on board with our finances? According to the American Psychological Association, money and personal finance are some of the significant causes of stress and anxiety. That’s an eye-opening fact. This stress is affecting all areas of life. Things like our careers, our family, our parenting, our mental and emotional stability, and of course, it’s affecting our relationships with our ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #11 of the Debt-Free Dad Podcast. It’s one of the top questions I get… How do I get my partner on board with our finances?</p><p>According to the American Psychological Association, money and personal finance are some of the significant causes of stress and anxiety. That’s an eye-opening fact. This stress is affecting all areas of life. Things like our careers, our family, our parenting, our mental and emotional stability, and of course, it’s affecting our relationships with our partners. So in today’s show, we want to cover tips that have helped many couples get on the same page with their finances.</p><p><b>What You’ll Learn</b></p><ul><li>Why couples are getting this wrong.</li><li>How to have your first money conversation.</li><li>Tips that have helped us, and many others. </li></ul><p><b>Question of the Show</b></p><p><em>&quot;How to get a spouse fully on board? My husband likes the idea of becoming debt free but money is just money to him. He is in charge of finances and has NO PLAN! He said give him 4 months and everything will be under control but I don&apos;t want to wait that long.&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #11 of the Debt-Free Dad Podcast. It’s one of the top questions I get… How do I get my partner on board with our finances?</p><p>According to the American Psychological Association, money and personal finance are some of the significant causes of stress and anxiety. That’s an eye-opening fact. This stress is affecting all areas of life. Things like our careers, our family, our parenting, our mental and emotional stability, and of course, it’s affecting our relationships with our partners. So in today’s show, we want to cover tips that have helped many couples get on the same page with their finances.</p><p><b>What You’ll Learn</b></p><ul><li>Why couples are getting this wrong.</li><li>How to have your first money conversation.</li><li>Tips that have helped us, and many others. </li></ul><p><b>Question of the Show</b></p><p><em>&quot;How to get a spouse fully on board? My husband likes the idea of becoming debt free but money is just money to him. He is in charge of finances and has NO PLAN! He said give him 4 months and everything will be under control but I don&apos;t want to wait that long.&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <pubDate>Tue, 10 Mar 2020 00:00:00 -0500</pubDate>
    <itunes:duration>2510</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
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    <itunes:title>10. The Truthiness of Money and Debt</itunes:title>
    <title>10. The Truthiness of Money and Debt</title>
    <itunes:summary><![CDATA[Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT TRUE! You may have heard the term, "Truthiness" But what does that even mean… and why does it matter to you when it comes to having success with money and getting out of debt? Find out in today's episode. In an Information Age driven by round the clock news, ranting talk radio and editorless blogging, truthiness captures all the incidental, accidental, a...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT TRUE! You may have heard the term, &quot;Truthiness&quot; But what does that even mean… and why does it matter to you when it comes to having success with money and getting out of debt? Find out in today&apos;s episode.</p><p>In an Information Age driven by round the clock news, ranting talk radio and editorless blogging, truthiness captures all the incidental, accidental, and even intentional falsehoods that sound just truthy enough for us to accept as true. The problem is we tend to act on what we believe even when what we believe isn’t anything we should.<br/><br/>We are going to be discussing 9 Truthiness statements when it comes to debt that society has come to accept as true even though they are a big huge LIE.</p><p><b>What You’ll Learn</b></p><ul><li>What you know about money and debt may be false.</li><li>Hear the real truth behind these truthiness beliefs about money and debt.</li><li>Challenge your normal thinking, because that thinking could be keeping you broke.</li></ul><p><b>Question of the Show</b></p><p><b>&quot;</b><em>I am getting married, but we are also getting out of debt. We don’t want our payments holding us down as we begin our lives together. How can we pay cash for a nice wedding, but still be aggressive in paying off our debts?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode wi</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #10 of The Debt Free Dad Podcast. There are some common beliefs about debt and money that are actually LIES. They ARE NOT TRUE! You may have heard the term, &quot;Truthiness&quot; But what does that even mean… and why does it matter to you when it comes to having success with money and getting out of debt? Find out in today&apos;s episode.</p><p>In an Information Age driven by round the clock news, ranting talk radio and editorless blogging, truthiness captures all the incidental, accidental, and even intentional falsehoods that sound just truthy enough for us to accept as true. The problem is we tend to act on what we believe even when what we believe isn’t anything we should.<br/><br/>We are going to be discussing 9 Truthiness statements when it comes to debt that society has come to accept as true even though they are a big huge LIE.</p><p><b>What You’ll Learn</b></p><ul><li>What you know about money and debt may be false.</li><li>Hear the real truth behind these truthiness beliefs about money and debt.</li><li>Challenge your normal thinking, because that thinking could be keeping you broke.</li></ul><p><b>Question of the Show</b></p><p><b>&quot;</b><em>I am getting married, but we are also getting out of debt. We don’t want our payments holding us down as we begin our lives together. How can we pay cash for a nice wedding, but still be aggressive in paying off our debts?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode wi</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 03 Mar 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2929</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
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    <itunes:title>9. How to Overcome Financial Mistakes</itunes:title>
    <title>9. How to Overcome Financial Mistakes</title>
    <itunes:summary><![CDATA[Welcome to episode #9 of The Debt Free Dad Podcast. We aren’t perfect! Today we are sharing our financial mistakes and how we overcame them. By doing so, we are hoping to show you that it’s possible to come back from your financial set back be successful with money.  I’ve coached and worked with lots of people over the years, and many of them think they are the absolute worst with money. Believe it or not, a lot of us have a lot in common when it comes to mismanaging our money, and we all hav...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #9 of The Debt Free Dad Podcast. We aren’t perfect! Today we are sharing our financial mistakes and how we overcame them. By doing so, we are hoping to show you that it’s possible to come back from your financial set back be successful with money.<br/><br/>I’ve coached and worked with lots of people over the years, and many of them think they are the absolute worst with money. Believe it or not, a lot of us have a lot in common when it comes to mismanaging our money, and we all have made a lot of the same types of mistakes. So in today’s show, we want to share some of the big mistakes we’ve made and show you that you can come back and hopefully offer you some motivation and support to face your challenges.</p><p><b>What You’ll Learn</b></p><ul><li>We&apos;ve really messed up at this money stuff too! (Like STUPID messed up!)</li><li>Tips that helped us overcome our mistakes. (You can use these as well!)</li><li>What you really need in order to have long-term success! (This was a game-changer for all of us.)</li></ul><p><b>Question of the Show<br/></b><em>&quot;I get paid bi-weekly, will a monthly budget work for me? I am having a hard time with it because of how the paydays land. Do you have any tips to help me?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><b><br/></b><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #9 of The Debt Free Dad Podcast. We aren’t perfect! Today we are sharing our financial mistakes and how we overcame them. By doing so, we are hoping to show you that it’s possible to come back from your financial set back be successful with money.<br/><br/>I’ve coached and worked with lots of people over the years, and many of them think they are the absolute worst with money. Believe it or not, a lot of us have a lot in common when it comes to mismanaging our money, and we all have made a lot of the same types of mistakes. So in today’s show, we want to share some of the big mistakes we’ve made and show you that you can come back and hopefully offer you some motivation and support to face your challenges.</p><p><b>What You’ll Learn</b></p><ul><li>We&apos;ve really messed up at this money stuff too! (Like STUPID messed up!)</li><li>Tips that helped us overcome our mistakes. (You can use these as well!)</li><li>What you really need in order to have long-term success! (This was a game-changer for all of us.)</li></ul><p><b>Question of the Show<br/></b><em>&quot;I get paid bi-weekly, will a monthly budget work for me? I am having a hard time with it because of how the paydays land. Do you have any tips to help me?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><b><br/></b><br/></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/9</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 25 Feb 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2037</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>9</itunes:episode>
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  <item>
    <itunes:title>8. How Your Tax Refund Could Be Hurting You</itunes:title>
    <title>8. How Your Tax Refund Could Be Hurting You</title>
    <itunes:summary><![CDATA[Welcome to episode #8 of The Debt Free Dad Podcast. Did you get, or are you expecting a tax return this year? If so, you may not want to throw your hands up in celebration just yet, because your tax return could be putting more stress on your financial life.  I’ve had the privilege of helping many people get on a plan with their finances. In our membership site, Roots of Personal Finance, we teach our members a straightforward process that helps them learn how to budget, save, and crush debt ...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #8 of The Debt Free Dad Podcast. Did you get, or are you expecting a tax return this year? If so, you may not want to throw your hands up in celebration just yet, because your tax return could be putting more stress on your financial life.<br/><br/>I’ve had the privilege of helping many people get on a plan with their finances. In our membership site, Roots of Personal Finance, we teach our members a straightforward process that helps them learn how to budget, save, and crush debt for good. While helping these people, I tend to find that many who are struggling and living paycheck-to-paycheck are receiving sizable tax refunds. It’s not uncommon for me to see, $2,000, $3,000, $5,000 or even more.<br/><br/>If you’ve been consistently receiving this amount in refunds each year, but are struggling to make ends meet, I want you to consider making some changes that will help you throughout the year.</p><p><b>What You’ll Learn</b></p><ul><li>What a tax return is and isn&apos;t. (This might shock you!)</li><li>How your tax return could be hurting your finances and adding more stress.</li><li>How your tax return can be a springboard towards your debt-free journey.</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>I just paid off my credit card, should I close the account or keep it open? I’ve heard it will affect my credit score.&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite soc</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #8 of The Debt Free Dad Podcast. Did you get, or are you expecting a tax return this year? If so, you may not want to throw your hands up in celebration just yet, because your tax return could be putting more stress on your financial life.<br/><br/>I’ve had the privilege of helping many people get on a plan with their finances. In our membership site, Roots of Personal Finance, we teach our members a straightforward process that helps them learn how to budget, save, and crush debt for good. While helping these people, I tend to find that many who are struggling and living paycheck-to-paycheck are receiving sizable tax refunds. It’s not uncommon for me to see, $2,000, $3,000, $5,000 or even more.<br/><br/>If you’ve been consistently receiving this amount in refunds each year, but are struggling to make ends meet, I want you to consider making some changes that will help you throughout the year.</p><p><b>What You’ll Learn</b></p><ul><li>What a tax return is and isn&apos;t. (This might shock you!)</li><li>How your tax return could be hurting your finances and adding more stress.</li><li>How your tax return can be a springboard towards your debt-free journey.</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>I just paid off my credit card, should I close the account or keep it open? I’ve heard it will affect my credit score.&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite soc</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/748145/episodes/2733991-8-how-your-tax-refund-could-be-hurting-you.mp3" length="24721448" type="audio/mpeg" />
    <link>https://www.balancedcents.com/8</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 18 Feb 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2057</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>8</itunes:episode>
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    <itunes:title>7. The FASTEST Way To Pay Off Debt!</itunes:title>
    <title>7. The FASTEST Way To Pay Off Debt!</title>
    <itunes:summary><![CDATA[Welcome to episode #7 of The Debt Free Dad Podcast. So you want to pay off debt, so what’s the best and fastest way to make that happen? Find out in today’s show, stay tuned.   In this show, we’re going to go through the conventional methods people are using to get out of debt. We’ve used some of these methods, most of them don’t work, and only a few have proven to be successful. A big part of getting out of debt is paying it off, and if you choose the wrong approach, that could keep you...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #7 of The Debt Free Dad Podcast. So you want to pay off debt, so what’s the best and fastest way to make that happen? Find out in today’s show, stay tuned. <br/><br/>In this show, we’re going to go through the conventional methods people are using to get out of debt. We’ve used some of these methods, most of them don’t work, and only a few have proven to be successful. A big part of getting out of debt is paying it off, and if you choose the wrong approach, that could keep you in debt longer than you have to be, which could cause you more stress and frustration and could even cause you to quit. We don’t want that for you. All three of us have paid off a considerable amount of debt successfully, and the methods we share have helped people save and pay off millions of dollars.</p><p><b>What You’ll Learn</b></p><ul><li>What&apos;s worked and hasn&apos;t worked for us. (Learn from our mistakes!)</li><li>Demystify some of the highly marketed methods. (But do they work?)</li><li>Studies show that this is the MOST effective way to pay off debt. (Find out what it is.)</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey Brad, I am paying off my debt using the debt snowball method. I have two debts that have very similar balances due, only separated by about $300. The higher of the two has the highest interest rate. Would it be ok to flip these two and pay off the higher interest rate first?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #7 of The Debt Free Dad Podcast. So you want to pay off debt, so what’s the best and fastest way to make that happen? Find out in today’s show, stay tuned. <br/><br/>In this show, we’re going to go through the conventional methods people are using to get out of debt. We’ve used some of these methods, most of them don’t work, and only a few have proven to be successful. A big part of getting out of debt is paying it off, and if you choose the wrong approach, that could keep you in debt longer than you have to be, which could cause you more stress and frustration and could even cause you to quit. We don’t want that for you. All three of us have paid off a considerable amount of debt successfully, and the methods we share have helped people save and pay off millions of dollars.</p><p><b>What You’ll Learn</b></p><ul><li>What&apos;s worked and hasn&apos;t worked for us. (Learn from our mistakes!)</li><li>Demystify some of the highly marketed methods. (But do they work?)</li><li>Studies show that this is the MOST effective way to pay off debt. (Find out what it is.)</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey Brad, I am paying off my debt using the debt snowball method. I have two debts that have very similar balances due, only separated by about $300. The higher of the two has the highest interest rate. Would it be ok to flip these two and pay off the higher interest rate first?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/7</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2677135</guid>
    <pubDate>Tue, 11 Feb 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2245</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>7</itunes:episode>
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  <item>
    <itunes:title>6. How to Save $1,000 Fast</itunes:title>
    <title>6. How to Save $1,000 Fast</title>
    <itunes:summary><![CDATA[Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sounds crazy, but so many people make this critical mistake. In today’s show, we are going to reveal the first step you should focus on and give you some ways to make it happen.  We are sharing tips to help you build your first emergency fund! If you want to get out of debt, paying off debt isn’t the first step, and I know that sounds crazy, but one of the prim...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sounds crazy, but so many people make this critical mistake. In today’s show, we are going to reveal the first step you should focus on and give you some ways to make it happen.<br/><br/>We are sharing tips to help you build your first emergency fund! If you want to get out of debt, paying off debt isn’t the first step, and I know that sounds crazy, but one of the primary goals you should have is to save. One of the reasons why people go into debt in the first place is because they don’t have any money, and that’s a bad habit that you need to break, and you want to replace it with a good practice like saving money. </p><p><a href='https://finance.yahoo.com/news/58-americans-less-1-000-090000503.html'>According to a GoBanking Rates Survey:</a> 58% of people have less than $1,000 in savings, and 32%, that’s 1/3 of the population have nothing saved at all.</p><p><b>What You’ll Learn</b></p><ul><li>Why saving is so hard.</li><li>Why having an emergency fund is crucial in getting out of debt. </li><li>Urgency is critical when you first get started.</li><li>Tips to help you build an emergency fund.</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey guys, I am having trouble getting my spouse on board with our finances. Can you guys offer some tips I could try to get them to care about this? I am stressed and I am tired of having to do this on my own.&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read e</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #6 of the Debt-Free Dad Podcast. If you want to get out of debt, paying off debt isn’t the first step, I know that sounds crazy, but so many people make this critical mistake. In today’s show, we are going to reveal the first step you should focus on and give you some ways to make it happen.<br/><br/>We are sharing tips to help you build your first emergency fund! If you want to get out of debt, paying off debt isn’t the first step, and I know that sounds crazy, but one of the primary goals you should have is to save. One of the reasons why people go into debt in the first place is because they don’t have any money, and that’s a bad habit that you need to break, and you want to replace it with a good practice like saving money. </p><p><a href='https://finance.yahoo.com/news/58-americans-less-1-000-090000503.html'>According to a GoBanking Rates Survey:</a> 58% of people have less than $1,000 in savings, and 32%, that’s 1/3 of the population have nothing saved at all.</p><p><b>What You’ll Learn</b></p><ul><li>Why saving is so hard.</li><li>Why having an emergency fund is crucial in getting out of debt. </li><li>Urgency is critical when you first get started.</li><li>Tips to help you build an emergency fund.</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey guys, I am having trouble getting my spouse on board with our finances. Can you guys offer some tips I could try to get them to care about this? I am stressed and I am tired of having to do this on my own.&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read e</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 04 Feb 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2583</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>5. How to Start a Budget</itunes:title>
    <title>5. How to Start a Budget</title>
    <itunes:summary><![CDATA[Welcome to episode #5 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you start your first budget. If you want to get out of debt and kick financial stress, this magical tool needs to be a part of your daily life.  In today's show, we're tackling the big bad B word, the BUDGET! According to a Gallup poll, only 32% of households have a working household budget. That means that almost seven out of ten people don't have a plan for their money. Ironically, eight out of ten people a...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #5 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you start your first budget. If you want to get out of debt and kick financial stress, this magical tool needs to be a part of your daily life.<br/><br/>In today&apos;s show, we&apos;re tackling the big bad B word, the BUDGET! According to a Gallup poll, only 32% of households have a working household budget. That means that almost seven out of ten people don&apos;t have a plan for their money. Ironically, eight out of ten people are living paycheck to paycheck. There are so many people looking for the secret ingredient to financial success, and the budget is one of the most important tools to help you save more money, pay off debt, kick financial stress, and finally reach financial freedom!</p><p><b>What You’ll Learn</b></p><ul><li>Tips to help you start your first budget.</li><li>What you should prioritize first for long-term success.</li><li>Your income is important, but you need to have this tool no matter what you make.</li><li>What to do if you don&apos;t have enough to cover your expenses.</li><li>Tips and tricks to make the budgeting process easier.</li></ul><p><b>Question of the Show<br/>&quot;</b><em>Hey guys, I have irregular income, and my paydays are always different. Some months are better than others. How do I budget when I don’t really know what I am going to make?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social netw</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #5 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you start your first budget. If you want to get out of debt and kick financial stress, this magical tool needs to be a part of your daily life.<br/><br/>In today&apos;s show, we&apos;re tackling the big bad B word, the BUDGET! According to a Gallup poll, only 32% of households have a working household budget. That means that almost seven out of ten people don&apos;t have a plan for their money. Ironically, eight out of ten people are living paycheck to paycheck. There are so many people looking for the secret ingredient to financial success, and the budget is one of the most important tools to help you save more money, pay off debt, kick financial stress, and finally reach financial freedom!</p><p><b>What You’ll Learn</b></p><ul><li>Tips to help you start your first budget.</li><li>What you should prioritize first for long-term success.</li><li>Your income is important, but you need to have this tool no matter what you make.</li><li>What to do if you don&apos;t have enough to cover your expenses.</li><li>Tips and tricks to make the budgeting process easier.</li></ul><p><b>Question of the Show<br/>&quot;</b><em>Hey guys, I have irregular income, and my paydays are always different. Some months are better than others. How do I budget when I don’t really know what I am going to make?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social netw</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/6</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2557423</guid>
    <pubDate>Tue, 28 Jan 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2909</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>4. How to Radically Improve Your Financial Habits</itunes:title>
    <title>4. How to Radically Improve Your Financial Habits</title>
    <itunes:summary><![CDATA[Welcome to episode #4 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you radically improve your financial behaviors, so you can grow your bank account, save more money, and pay off debt.  Today we’re turning our focus to financial habits. This is one area where the mainstream media gets it wrong. If you look at the majority of the personal finance articles and stories out there, rarely do they focus on financial habits and behaviors. A lot of them will talk about employment, s...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #4 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you radically improve your financial behaviors, so you can grow your bank account, save more money, and pay off debt.<br/><br/>Today we’re turning our focus to financial habits. This is one area where the mainstream media gets it wrong. If you look at the majority of the personal finance articles and stories out there, rarely do they focus on financial habits and behaviors. A lot of them will talk about employment, slow wage growth, the economy, credit scores, the rise in prices, and how it’s hard for the average family to keep up, the cost of living, just to a name a few. But many of these articles miss the point that ultimately the biggest factor that will change your finances is YOU! If you can make better choices, and kick poor financial habits, you can win! <br/><br/><b>What You’ll Learn</b></p><ul><li>Tips to help you start changing your habits. </li><li>Before you change your habits, there is something you have to do first.</li><li>Proven methods that will provide fantastic results over time.</li><li>What&apos;s worked, and hasn&apos;t worked for us.</li></ul><p><b>Question of the Show<br/></b><em>&quot;Hey guys! I need to get another vehicle. My commute to work is long and I easily put on 400-500 miles per week, so I need something reliable. I am looking at buying a new car, but wasn’t sure if that was my best option? Ideally I would love to not add on anymore debt, but I don’t really see how that’s possible? What would you do? </em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #4 of the Debt-Free Dad Podcast. Today we’re sharing tips to help you radically improve your financial behaviors, so you can grow your bank account, save more money, and pay off debt.<br/><br/>Today we’re turning our focus to financial habits. This is one area where the mainstream media gets it wrong. If you look at the majority of the personal finance articles and stories out there, rarely do they focus on financial habits and behaviors. A lot of them will talk about employment, slow wage growth, the economy, credit scores, the rise in prices, and how it’s hard for the average family to keep up, the cost of living, just to a name a few. But many of these articles miss the point that ultimately the biggest factor that will change your finances is YOU! If you can make better choices, and kick poor financial habits, you can win! <br/><br/><b>What You’ll Learn</b></p><ul><li>Tips to help you start changing your habits. </li><li>Before you change your habits, there is something you have to do first.</li><li>Proven methods that will provide fantastic results over time.</li><li>What&apos;s worked, and hasn&apos;t worked for us.</li></ul><p><b>Question of the Show<br/></b><em>&quot;Hey guys! I need to get another vehicle. My commute to work is long and I easily put on 400-500 miles per week, so I need something reliable. I am looking at buying a new car, but wasn’t sure if that was my best option? Ideally I would love to not add on anymore debt, but I don’t really see how that’s possible? What would you do? </em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, </p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/4</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 21 Jan 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2923</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>4</itunes:episode>
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    <itunes:title>3. STOP Taking Financial Advice From These People</itunes:title>
    <title>3. STOP Taking Financial Advice From These People</title>
    <itunes:summary><![CDATA[Welcome to episode #3 of the Debt-Free Dad Podcast. There are some people you should NEVER take financial advice from, and if you do, you may find yourself with an empty bank account.  As you know, we are here to help you live a happier and stress-free life. Ideally, we’d love for you to reach financial freedom, but there are going to be some roadblocks and challenges along the way, and some of these roadblocks could keep you from having any success with your money. So in today’s show, we wan...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #3 of the Debt-Free Dad Podcast. There are some people you should NEVER take financial advice from, and if you do, you may find yourself with an empty bank account.<br/><br/>As you know, we are here to help you live a happier and stress-free life. Ideally, we’d love for you to reach financial freedom, but there are going to be some roadblocks and challenges along the way, and some of these roadblocks could keep you from having any success with your money. So in today’s show, we want to reveal who you should NEVER take financial advice from, and if you do, you may find that you’re always broke. <br/><br/><b>What You’ll Learn</b></p><ul><li>Who you should never take financial advice from. </li><li>Why your social circle plays a huge role in your financial success. </li><li>Advertising and marketing play a big part in your financial success and failure.</li><li>Is education for kids really the answer? We will share our thoughts. </li><li>Social media can be very misleading. </li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey Brad, I have a dilemma. The only debts I have are student loans and a mortgage. My student loans are over $122,000, while my mortgage is only $85,000. I’m thinking about paying more on my mortgage, but I am not sure which is the better option. What would you do?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #3 of the Debt-Free Dad Podcast. There are some people you should NEVER take financial advice from, and if you do, you may find yourself with an empty bank account.<br/><br/>As you know, we are here to help you live a happier and stress-free life. Ideally, we’d love for you to reach financial freedom, but there are going to be some roadblocks and challenges along the way, and some of these roadblocks could keep you from having any success with your money. So in today’s show, we want to reveal who you should NEVER take financial advice from, and if you do, you may find that you’re always broke. <br/><br/><b>What You’ll Learn</b></p><ul><li>Who you should never take financial advice from. </li><li>Why your social circle plays a huge role in your financial success. </li><li>Advertising and marketing play a big part in your financial success and failure.</li><li>Is education for kids really the answer? We will share our thoughts. </li><li>Social media can be very misleading. </li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>Hey Brad, I have a dilemma. The only debts I have are student loans and a mortgage. My student loans are over $122,000, while my mortgage is only $85,000. I’m thinking about paying more on my mortgage, but I am not sure which is the better option. What would you do?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/3</link>
    <itunes:author>Brad Nelson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2363984</guid>
    <pubDate>Tue, 14 Jan 2020 00:00:00 -0600</pubDate>
    <itunes:duration>2601</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 3</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>2. What Does Financial Freedom Mean?</itunes:title>
    <title>2. What Does Financial Freedom Mean?</title>
    <itunes:summary><![CDATA[Welcome to episode #2 of the Debt-Free Dad Podcast. You may have heard the term, "FINANCIAL FREEDOM" But what does that even mean? And why in the heck does it matter to you? Find out in this episode.  What You’ll Learn Brad, Ryan, and Amber have all reached financial freedom. In this episode they will share what financial freedom means to them, and how they reached it. Learn what it means to have financial freedom. Learn what you must have in place to experience financial freed...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #2 of the Debt-Free Dad Podcast. You may have heard the term, &quot;FINANCIAL FREEDOM&quot; But what does that even mean? And why in the heck does it matter to you? Find out in this episode. </p><p><b>What You’ll Learn</b></p><ul><li>Brad, Ryan, and Amber have all reached financial freedom. In this episode they will share what financial freedom means to them, and how they reached it. </li><li>Learn what it means to have financial freedom. </li><li>Learn what you must have in place to experience financial freedom. </li></ul><p><b>The Question of the Show<br/></b><b><em>&quot;</em></b><em>I made some really bad decisions in the past, and now things are spiraling out of control. I lost some hours during the holidays and now I am at risk of getting behind on some credit cards. What is the best thing to do to get caught back up?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #2 of the Debt-Free Dad Podcast. You may have heard the term, &quot;FINANCIAL FREEDOM&quot; But what does that even mean? And why in the heck does it matter to you? Find out in this episode. </p><p><b>What You’ll Learn</b></p><ul><li>Brad, Ryan, and Amber have all reached financial freedom. In this episode they will share what financial freedom means to them, and how they reached it. </li><li>Learn what it means to have financial freedom. </li><li>Learn what you must have in place to experience financial freedom. </li></ul><p><b>The Question of the Show<br/></b><b><em>&quot;</em></b><em>I made some really bad decisions in the past, and now things are spiraling out of control. I lost some hours during the holidays and now I am at risk of getting behind on some credit cards. What is the best thing to do to get caught back up?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 07 Jan 2020 05:00:00 -0600</pubDate>
    <itunes:duration>2858</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 2</itunes:keywords>
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    <itunes:title>1. How to Crush Your Finances In 2020</itunes:title>
    <title>1. How to Crush Your Finances In 2020</title>
    <itunes:summary><![CDATA[Welcome to episode #1 of the Debt Free Dad Podcast. 2020 is here. Are you financially ready? Every year, many people resolve to be better with their finances. They want to pay down debt, save more money, and get out of the paycheck-to-paycheck rattrap. But as you know, many of us start January with the best of intentions but quickly begin to fall off even as early as the second or third week of January. We don’t want that to happen to you, so in today’s show, we want to give you some great ti...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to episode #1 of the Debt Free Dad Podcast. 2020 is here. Are you financially ready? Every year, many people resolve to be better with their finances. They want to pay down debt, save more money, and get out of the paycheck-to-paycheck rattrap. But as you know, many of us start January with the best of intentions but quickly begin to fall off even as early as the second or third week of January. We don’t want that to happen to you, so in today’s show, we want to give you some great tips that will help you have the best financial year yet! </p><p><b>What You’ll Learn</b></p><ul><li>Brad, Ryan, and Amber have all reached financial freedom. In this episode they will share tips and tricks that have helped them save money and pay off all their debt. </li><li>Learn what steps to take in 2020 to increase happiness and reduce financial stress.</li><li>Before you get started, there is something you seriously need to consider.</li><li>Learn what to be on the lookout for on your new journey to financial freedom.</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>I was asked to be in a wedding, but I really can’t afford it. I’m already behind in bills, but I am afraid if I say no I will hurt this person. I also don’t want my dirty laundry in public, it’s embarrassing. What should I do?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.b&lt;/truncato-artificial-root&gt;'></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to episode #1 of the Debt Free Dad Podcast. 2020 is here. Are you financially ready? Every year, many people resolve to be better with their finances. They want to pay down debt, save more money, and get out of the paycheck-to-paycheck rattrap. But as you know, many of us start January with the best of intentions but quickly begin to fall off even as early as the second or third week of January. We don’t want that to happen to you, so in today’s show, we want to give you some great tips that will help you have the best financial year yet! </p><p><b>What You’ll Learn</b></p><ul><li>Brad, Ryan, and Amber have all reached financial freedom. In this episode they will share tips and tricks that have helped them save money and pay off all their debt. </li><li>Learn what steps to take in 2020 to increase happiness and reduce financial stress.</li><li>Before you get started, there is something you seriously need to consider.</li><li>Learn what to be on the lookout for on your new journey to financial freedom.</li></ul><p><b>Question of the Show<br/></b><b><em>&quot;</em></b><em>I was asked to be in a wedding, but I really can’t afford it. I’m already behind in bills, but I am afraid if I say no I will hurt this person. I also don’t want my dirty laundry in public, it’s embarrassing. What should I do?&quot;</em></p><p><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.b&lt;/truncato-artificial-root&gt;'></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <link>https://www.balancedcents.com/1</link>
    <itunes:author>Brad Nelson</itunes:author>
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    <pubDate>Tue, 31 Dec 2019 06:00:00 -0600</pubDate>
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    <itunes:duration>2759</itunes:duration>
    <itunes:keywords>money, personal finance, debt free, financial freedom, budget, entrepreneur, family, saving, pay off debt, small business, career, episode 1</itunes:keywords>
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    <itunes:title>A Life Without Payments Is Possible!</itunes:title>
    <title>A Life Without Payments Is Possible!</title>
    <itunes:summary><![CDATA[Money and personal finance are one of the leading causes of stress among adults, but it doesn't have to be that way. By mastering the basics, you can completely change your entire life. On the show, Brad, and his co-hosts, Ryan, and Amber, share tips, tricks, and life lessons that have helped them, and thousands of others save and pay off millions of dollars. If you're looking for financial freedom, you've come to the right place.The show will also cover topics like singles and money, marriag...]]></itunes:summary>
    <description><![CDATA[<p>Money and personal finance are one of the leading causes of stress among adults, but it doesn&apos;t have to be that way. By mastering the basics, you can completely change your entire life. On the show, Brad, and his co-hosts, Ryan, and Amber, share tips, tricks, and life lessons that have helped them, and thousands of others save and pay off millions of dollars. If you&apos;re looking for financial freedom, you&apos;ve come to the right place.The show will also cover topics like singles and money, marriage and money, kids and money, small business, entrepreneurship, self-development, online business, side hustles, and guest interviews. By listening, you&apos;ll gain the confidence and motivation you need to kick debt and financial stress for good! You&apos;re not going to want to miss any of it. So hit subscribe, and get ready to change your life! Welcome to the Debt Free Dad Podcast!<br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></description>
    <content:encoded><![CDATA[<p>Money and personal finance are one of the leading causes of stress among adults, but it doesn&apos;t have to be that way. By mastering the basics, you can completely change your entire life. On the show, Brad, and his co-hosts, Ryan, and Amber, share tips, tricks, and life lessons that have helped them, and thousands of others save and pay off millions of dollars. If you&apos;re looking for financial freedom, you&apos;ve come to the right place.The show will also cover topics like singles and money, marriage and money, kids and money, small business, entrepreneurship, self-development, online business, side hustles, and guest interviews. By listening, you&apos;ll gain the confidence and motivation you need to kick debt and financial stress for good! You&apos;re not going to want to miss any of it. So hit subscribe, and get ready to change your life! Welcome to the Debt Free Dad Podcast!<br/><br/><b>Resources Mentioned<br/><br/></b>Get better results with your finances in 30-60 days - GUARANTEED. Watch this video to learn how! - <a href='https://www.debtfreedad.com/payoff-debt-in-60-to-90-days'>https://www.debtfreedad.com/payoff-debt-in-60-to-90-days</a> </p><ul><li><a href='https://www.debtfreedad.com/planner'>The Totally Awesome Debt Freedom Planner</a></li><li>For more help, and a step-by-step process to get started, enroll in Brad&apos;s FREE online course, <a href='https://www.debtfreedad.com/life-without-payments-general'>LIFE WITHOUT PAYMENTS.</a></li></ul><p><b>Free Tools and Downloads at </b><a href='https://www.debtfreedad.com/'>www.debtfreedad.com</a><br/><br/><b>Connect With Brad</b></p><ul><li>Website - <a href='https://www.therealdebtfreedad.com/'>https://www.debtfreedad.com</a></li><li>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a></li><li>Private Facebook Group - <a href='https://www.facebook.com/groups/lifewithoutpayments'>https://www.facebook.com/groups/lifewithoutpayments</a></li><li>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a></li><li>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a></li><li>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a></li></ul><p><b>Thanks For Listening</b><br/><br/>Like what you hear? Please, subscribe on the platform you listen to most: <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, <a href='https://www.iheart.com/podcast/269-the-debt-free-dad-podcast-56135706/'>iHeartRadio</a>, <a href='https://open.spotify.com/show/4MKEMczZM6i4tpT0GP6hI7'>Spotify</a>, <a href='https://tunein.com/podcasts/Business--Economics-Podcasts/The-Debt-Free-Dad-Podcast-p1281605/'>Tune-In</a>, <a href='https://www.stitcher.com/s?fid=493589&amp;refid=stpr'>Stitcher</a>, <a href='https://music.youtube.com/playlist?list=PL6MObe-AvodeoBNQZIEeXOEMqyOuZYk1d&amp;si=Fdd5JFd2ApgkmtUh'>YouTube Music</a>, <a href='https://www.youtube.com/channel/UCtbAadBrWLL81CZbA6sI5pg'>YouTube</a></p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in <a href='https://podcasts.apple.com/us/podcast/the-debt-free-dad-podcast/id1493068154'>Apple Podcasts</a>, we read every single one.<br/><br/>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network!</p><p><a href='https://www.buzzsprout.com/748145/support'>Support the show</a></p><p><a rel="payment" href="https://www.buzzsprout.com/748145/support">Support the show</a></p><p><b>The Totally Awesome Debt Freedom Planner</b> <a href='https://www.debtfreedad.com/planner '>https://www.debtfreedad.com/planner </a></p><p><b>Connect With Brad</b> </p><p>Website- <a href='https://www.debtfreedad.com/'>https://www.debtfreedad.com</a> <br/>Facebook - <a href='https://www.facebook.com/thedebtfreedad'>https://www.facebook.com/thedebtfreedad</a> <br/>Private Facebook Group - <a href='https://www.facebook.com/groups/debtfreedad'>https://www.facebook.com/groups/debtfreedad</a> <br/>Instagram - <a href='https://www.instagram.com/debtfreedad/'>https://www.instagram.com/debtfreedad/</a> <br/>TikTok - <a href='https://www.tiktok.com/@debt_free_dad'>https://www.tiktok.com/@debt_free_dad</a> <br/>YouTube - <a href='https://www.youtube.com/@bradnelson-debtfreedad2751/featured'>https://www.youtube.com/@bradnelson-debtfreedad2751/featured</a> <br/><br/>Thanks For Listening </p><p>Like what you hear? Please, subscribe on the platform you listen to most: Apple Podcasts, iHeartRadio, Spotify, Tune-In, Stitcher, YouTube Music, YouTube </p><p>We LOVE feedback, and also helps us grow our podcast! Please leave us an honest review in Apple Podcasts, we read every single one. </p><p>Is there someone that you think would benefit from the Debt Free Dad podcast? Please, share this episode with them on your favorite social network! </p>]]></content:encoded>
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    <itunes:author>Brad Nelson</itunes:author>
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