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  <title>Real Estate - Keeping it Simple</title>

  <lastBuildDate>Fri, 10 Jul 2026 22:51:54 -0400</lastBuildDate>
  <link>http://www.raydove.com</link>
  <language>en-us</language>
  <copyright>© 2026 Real Estate - Keeping it Simple</copyright>
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  <itunes:author>Ray Dove</itunes:author>
  <itunes:type>episodic</itunes:type>
  <itunes:explicit>false</itunes:explicit>
  <description><![CDATA[Informative information on all the steps of buying and selling real estate, as provided by a 40 year industry leader in the real estate business, as a full time Realtor. Experience and expertise you can trust]]></description>
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  <itunes:keywords>Real estate, homes, buying real estate, selling real estate</itunes:keywords>
  <itunes:owner>
    <itunes:name>Ray Dove</itunes:name>
  </itunes:owner>
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     <title>Real Estate - Keeping it Simple</title>
     <link>http://www.raydove.com</link>
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  <itunes:category text="Education" />
  <itunes:category text="Education" />
  <item>
    <itunes:title>May 2026 NWMLS Real estate acivity (Homes and Condos)</itunes:title>
    <title>May 2026 NWMLS Real estate acivity (Homes and Condos)</title>
    <itunes:summary><![CDATA[Yes, we are seeing a small increase of inventory, historically we see more inventory in the summner months so we will see if that trend continues this year. I have heard of a few multiple offer situations with homes selling for over their asking price but 98% of all homes are staying on the market over 90+ days - Great time to be a buyer! ]]></itunes:summary>
    <description><![CDATA[<p>Yes, we are seeing a small increase of inventory, historically we see more inventory in the summner months so we will see if that trend continues this year. I have heard of a few multiple offer situations with homes selling for over their asking price but 98% of all homes are staying on the market over 90+ days - Great time to be a buyer!</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, we are seeing a small increase of inventory, historically we see more inventory in the summner months so we will see if that trend continues this year. I have heard of a few multiple offer situations with homes selling for over their asking price but 98% of all homes are staying on the market over 90+ days - Great time to be a buyer!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/19344667-may-2026-nwmls-real-estate-acivity-homes-and-condos.mp3" length="6683751" type="audio/mpeg" />
    <itunes:author></itunes:author>
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    <pubDate>Mon, 15 Jun 2026 11:00:00 -0700</pubDate>
    <itunes:duration>547</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Real Estate activity for April 2026 from our NWMLS!</itunes:title>
    <title>Real Estate activity for April 2026 from our NWMLS!</title>
    <itunes:summary><![CDATA[Yes, we are seeing a little more inventory on the market (about 3 months of inventory) but still not a "balanced" market. Condominums are remaining on the market longer in all 3 counties (King, Snohomish, and Pierce). Average market times for all residential properties is close to 90 days, with several longer and a few selling in less than a week. ]]></itunes:summary>
    <description><![CDATA[<p>Yes, we are seeing a little more inventory on the market (about 3 months of inventory) but still not a &quot;balanced&quot; market. Condominums are remaining on the market longer in all 3 counties (King, Snohomish, and Pierce). Average market times for all residential properties is close to 90 days, with several longer and a few selling in less than a week.</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, we are seeing a little more inventory on the market (about 3 months of inventory) but still not a &quot;balanced&quot; market. Condominums are remaining on the market longer in all 3 counties (King, Snohomish, and Pierce). Average market times for all residential properties is close to 90 days, with several longer and a few selling in less than a week.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/19159471-real-estate-activity-for-april-2026-from-our-nwmls.mp3" length="6621396" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Mon, 11 May 2026 13:00:00 -0700</pubDate>
    <itunes:duration>542</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Real estate activity for March 2026 from the NWMLS</itunes:title>
    <title>Real estate activity for March 2026 from the NWMLS</title>
    <itunes:summary><![CDATA[We have seen an uptick on homes/condos coming on the market but the sales have not followed. The inventory still remains low at about 2 months of inventory in ALL 3 counties. We are also seeing longer times on the marekt and prices holding steady ]]></itunes:summary>
    <description><![CDATA[<p>We have seen an uptick on homes/condos coming on the market but the sales have not followed. The inventory still remains low at about 2 months of inventory in ALL 3 counties. We are also seeing longer times on the marekt and prices holding steady</p>]]></description>
    <content:encoded><![CDATA[<p>We have seen an uptick on homes/condos coming on the market but the sales have not followed. The inventory still remains low at about 2 months of inventory in ALL 3 counties. We are also seeing longer times on the marekt and prices holding steady</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/18979456-real-estate-activity-for-march-2026-from-the-nwmls.mp3" length="5060003" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Tue, 07 Apr 2026 15:00:00 -0700</pubDate>
    <itunes:duration>412</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>February 2026 real estate activity from our NWMLS! Inventory is increasing..</itunes:title>
    <title>February 2026 real estate activity from our NWMLS! Inventory is increasing..</title>
    <itunes:summary><![CDATA[...could be a great time to be a home buyer! Keep in mind that we are seeing some homes and condos sell in less than a week so get loan apporval and be ready for competition when you make your offers ]]></itunes:summary>
    <description><![CDATA[<p>...could be a great time to be a home buyer! Keep in mind that we are seeing some homes and condos sell in less than a week so get loan apporval and be ready for competition when you make your offers</p>]]></description>
    <content:encoded><![CDATA[<p>...could be a great time to be a home buyer! Keep in mind that we are seeing some homes and condos sell in less than a week so get loan apporval and be ready for competition when you make your offers</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/18810925-february-2026-real-estate-activity-from-our-nwmls-inventory-is-increasing.mp3" length="5523362" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Wed, 11 Mar 2026 12:00:00 -0700</pubDate>
    <itunes:duration>451</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>New real estate Rules, Disclosures and Buying and Selling Forms coming our way in 2026!</itunes:title>
    <title>New real estate Rules, Disclosures and Buying and Selling Forms coming our way in 2026!</title>
    <itunes:summary><![CDATA[One of the latest rules is the FinCen Reporting Rule, and it goes into effect on March 1, 2026.  1) As a buyer you will be asked about the "entity" you represent - Partnership, LLC, or Trust.  2) You will need to confirm, should you be obtaining financing with a lender, if the lender has an AML program (Anti-Money Laundering) with an obligation to file a SARS 3) As a buyer you will need to confirm your Beneficial ownership information and your payment sources with your bank details....]]></itunes:summary>
    <description><![CDATA[<p>One of the latest rules is the <b>FinCen Reporting Rule</b>, and it goes into effect on March 1, 2026. </p><p>1) As a buyer you will be asked about the &quot;entity&quot; you represent - Partnership, LLC, or Trust. </p><p>2) You will need to confirm, should you be obtaining financing with a lender, if the lender has an AML program (Anti-Money Laundering) with an obligation to file a SARS</p><p>3) As a buyer you will need to confirm your Beneficial ownership information and your payment sources with your bank details.</p><p><b>The transaction MUST be reported if:</b></p><p>1) Property is residential real estate including condos, townhomes, entire apartment buildings designed for 1-4 family units, co-ops and vacant land intended for 1-4 family unit structures</p><p>2) The transfer is non-financed (e.g All cash AND where a lender does not have an anti-money laundering program (AML)</p><p>3) If the buyer is a legal entity or a trust</p><p>4) NO exemption applies although there are <b>&quot;some common exemptions&quot;</b> - please reach out to me for more details.</p><p><br/></p><p><b>** Failure to comply may result in civil and criminal penalties, including imprisonment**</b></p><p> </p><p>As real estate agents we MUST be proactive to avoid delays in the buying process as well as to protect you, as our clients, so you are not shocked when your real estate agent and/or escrow company asks for this information.</p><p><br/></p><p><br/></p><p><br/></p><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p>One of the latest rules is the <b>FinCen Reporting Rule</b>, and it goes into effect on March 1, 2026. </p><p>1) As a buyer you will be asked about the &quot;entity&quot; you represent - Partnership, LLC, or Trust. </p><p>2) You will need to confirm, should you be obtaining financing with a lender, if the lender has an AML program (Anti-Money Laundering) with an obligation to file a SARS</p><p>3) As a buyer you will need to confirm your Beneficial ownership information and your payment sources with your bank details.</p><p><b>The transaction MUST be reported if:</b></p><p>1) Property is residential real estate including condos, townhomes, entire apartment buildings designed for 1-4 family units, co-ops and vacant land intended for 1-4 family unit structures</p><p>2) The transfer is non-financed (e.g All cash AND where a lender does not have an anti-money laundering program (AML)</p><p>3) If the buyer is a legal entity or a trust</p><p>4) NO exemption applies although there are <b>&quot;some common exemptions&quot;</b> - please reach out to me for more details.</p><p><br/></p><p><b>** Failure to comply may result in civil and criminal penalties, including imprisonment**</b></p><p> </p><p>As real estate agents we MUST be proactive to avoid delays in the buying process as well as to protect you, as our clients, so you are not shocked when your real estate agent and/or escrow company asks for this information.</p><p><br/></p><p><br/></p><p><br/></p><p><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/18708115-new-real-estate-rules-disclosures-and-buying-and-selling-forms-coming-our-way-in-2026.mp3" length="5377279" type="audio/mpeg" />
    <itunes:author></itunes:author>
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    <pubDate>Thu, 19 Feb 2026 10:00:00 -0800</pubDate>
    <itunes:duration>439</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Real estate acitvity for Jan 2026 from our NWMLS!</itunes:title>
    <title>Real estate acitvity for Jan 2026 from our NWMLS!</title>
    <itunes:summary><![CDATA[Surprise, surprise...we have seen a BIG increase of homes still on the market as we went up to 3.4 months of inventory where last month (Dec 2025) we were at only 2 months of inventory. Yes homes are staying on the market longer, we are seeing home mortage interest rates BELOW 6% 30 year fixed and we are still seeing some homes selling in less than a week.  ]]></itunes:summary>
    <description><![CDATA[<p>Surprise, surprise...we have seen a BIG increase of homes still on the market as we went up to 3.4 months of inventory where last month (Dec 2025) we were at only 2 months of inventory. Yes homes are staying on the market longer, we are seeing home mortage interest rates BELOW 6% 30 year fixed and we are still seeing some homes selling in less than a week. </p>]]></description>
    <content:encoded><![CDATA[<p>Surprise, surprise...we have seen a BIG increase of homes still on the market as we went up to 3.4 months of inventory where last month (Dec 2025) we were at only 2 months of inventory. Yes homes are staying on the market longer, we are seeing home mortage interest rates BELOW 6% 30 year fixed and we are still seeing some homes selling in less than a week. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/18641549-real-estate-acitvity-for-jan-2026-from-our-nwmls.mp3" length="7641736" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18641549</guid>
    <pubDate>Sat, 07 Feb 2026 16:00:00 -0800</pubDate>
    <itunes:duration>627</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>December 2025 NWMLS real estate For sale and Sold in King, Snohomish, and Pierce Counties of Washington Happy New Year!</itunes:title>
    <title>December 2025 NWMLS real estate For sale and Sold in King, Snohomish, and Pierce Counties of Washington Happy New Year!</title>
    <itunes:summary><![CDATA[New listings and sales dipped in December as we are again are seeing 2 months or less in inventory of homes and codominiums. With the possibilty of lower interest rates we could see a very busy and robust Spring market for both buyers and sellers ]]></itunes:summary>
    <description><![CDATA[<p>New listings and sales dipped in December as we are again are seeing 2 months or less in inventory of homes and codominiums. With the possibilty of lower interest rates we could see a very busy and robust Spring market for both buyers and sellers</p>]]></description>
    <content:encoded><![CDATA[<p>New listings and sales dipped in December as we are again are seeing 2 months or less in inventory of homes and codominiums. With the possibilty of lower interest rates we could see a very busy and robust Spring market for both buyers and sellers</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/18476399-december-2025-nwmls-real-estate-for-sale-and-sold-in-king-snohomish-and-pierce-counties-of-washington-happy-new-year.mp3" length="7641847" type="audio/mpeg" />
    <itunes:author></itunes:author>
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    <pubDate>Tue, 13 Jan 2026 11:00:00 -0800</pubDate>
    <itunes:duration>627</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>November  2025 NWMLS real estate For sale and Sold in King, Snohomish, and Pierce Counties of Washington. Merry Christmas and Happy Holidays!</itunes:title>
    <title>November  2025 NWMLS real estate For sale and Sold in King, Snohomish, and Pierce Counties of Washington. Merry Christmas and Happy Holidays!</title>
    <itunes:summary><![CDATA[Interesting trend of home/condos going on the market as we saw a decline of almost 50% from the month of October 2025 in November ,in all counties. December appears to be trending the same way with fewer homes going on the market than November 2025. Hopefully the new year will being us a more stable real estate market with lower interest rates ]]></itunes:summary>
    <description><![CDATA[<p>Interesting trend of home/condos going on the market as we saw a decline of almost 50% from the month of October 2025 in November ,in all counties. December appears to be trending the same way with fewer homes going on the market than November 2025. Hopefully the new year will being us a more stable real estate market with lower interest rates</p>]]></description>
    <content:encoded><![CDATA[<p>Interesting trend of home/condos going on the market as we saw a decline of almost 50% from the month of October 2025 in November ,in all counties. December appears to be trending the same way with fewer homes going on the market than November 2025. Hopefully the new year will being us a more stable real estate market with lower interest rates</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/18326969-november-2025-nwmls-real-estate-for-sale-and-sold-in-king-snohomish-and-pierce-counties-of-washington-merry-christmas-and-happy-holidays.mp3" length="6944764" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Tue, 09 Dec 2025 12:00:00 -0800</pubDate>
    <itunes:duration>569</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>October 2025 NWMLS real estate activity </itunes:title>
    <title>October 2025 NWMLS real estate activity </title>
    <itunes:summary><![CDATA[Market has slowed down, inventory has gone down as well. With lower interest rates and eager sellers this is a good time to put buying a home on your Christmas wish list! ]]></itunes:summary>
    <description><![CDATA[<p>Market has slowed down, inventory has gone down as well. With lower interest rates and eager sellers this is a good time to put buying a home on your Christmas wish list!</p>]]></description>
    <content:encoded><![CDATA[<p>Market has slowed down, inventory has gone down as well. With lower interest rates and eager sellers this is a good time to put buying a home on your Christmas wish list!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/18152297-october-2025-nwmls-real-estate-activity.mp3" length="10000889" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18152297</guid>
    <pubDate>Tue, 11 Nov 2025 10:00:00 -0800</pubDate>
    <itunes:duration>824</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Here you go! Real estate activity from the NWMLS for Sept 2025</itunes:title>
    <title>Here you go! Real estate activity from the NWMLS for Sept 2025</title>
    <itunes:summary><![CDATA[Homes and condominiums (New and Resale) For sale, Pending, and Sold for September 2025 in King, Snohomish, and Pierce Counties in Washington. As you will hear in my Podcast, YES homes are selling and YES inventory has climbed a little - Lots of buying and selling opportunities . Let's chat and see how we can find a success path to buying or selling a home. ]]></itunes:summary>
    <description><![CDATA[<p>Homes and condominiums (New and Resale) For sale, Pending, and Sold for September 2025 in King, Snohomish, and Pierce Counties in Washington. As you will hear in my Podcast, YES homes are selling and YES inventory has climbed a little - Lots of buying and selling opportunities . Let&apos;s chat and see how we can find a success path to buying or selling a home.</p>]]></description>
    <content:encoded><![CDATA[<p>Homes and condominiums (New and Resale) For sale, Pending, and Sold for September 2025 in King, Snohomish, and Pierce Counties in Washington. As you will hear in my Podcast, YES homes are selling and YES inventory has climbed a little - Lots of buying and selling opportunities . Let&apos;s chat and see how we can find a success path to buying or selling a home.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/17979418-here-you-go-real-estate-activity-from-the-nwmls-for-sept-2025.mp3" length="5315820" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17979418</guid>
    <pubDate>Wed, 15 Oct 2025 12:00:00 -0700</pubDate>
    <itunes:duration>433</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Here is the Aug 2025 NWMLS real estate activity</itunes:title>
    <title>Here is the Aug 2025 NWMLS real estate activity</title>
    <itunes:summary><![CDATA[Yes, interest rates have gone down with some rate being just under 6% 30 year fixed rate and with that we are seeing more buyers in the market and some homes selling in less than a week. Yes, we are alos seeing a msall uptcik of homes on the market but still right around 2 months of inventory.  ]]></itunes:summary>
    <description><![CDATA[<p>Yes, interest rates have gone down with some rate being just under 6% 30 year fixed rate and with that we are seeing more buyers in the market and some homes selling in less than a week. Yes, we are alos seeing a msall uptcik of homes on the market but still right around 2 months of inventory. </p>]]></description>
    <content:encoded><![CDATA[<p>Yes, interest rates have gone down with some rate being just under 6% 30 year fixed rate and with that we are seeing more buyers in the market and some homes selling in less than a week. Yes, we are alos seeing a msall uptcik of homes on the market but still right around 2 months of inventory. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/17857396-here-is-the-aug-2025-nwmls-real-estate-activity.mp3" length="7868371" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17857396</guid>
    <pubDate>Wed, 17 Sep 2025 08:00:00 -0700</pubDate>
    <itunes:duration>646</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>July 2025 NWMLS real estate For sale and Sold in King, Snohomish, and Pierce Counties of Washington</itunes:title>
    <title>July 2025 NWMLS real estate For sale and Sold in King, Snohomish, and Pierce Counties of Washington</title>
    <itunes:summary><![CDATA[The latest real estate activity for homes and condominiums from NWMLS for the month of July 2025. Yes inventory has increased, a little, in all counties however we are still seeing many sales. With more buyer choices available it is a better time to buy then a year ago. As a seller, it is suggested that you get your home ready and priced correctly as if you do not your home may sit idle for a few months before it is sold.  Feel free to reach out to me should you seek advice from someone ...]]></itunes:summary>
    <description><![CDATA[<p>The latest real estate activity for homes and condominiums from NWMLS for the month of July 2025. Yes inventory has increased, a little, in all counties however we are still seeing many sales. With more buyer choices available it is a better time to buy then a year ago. As a seller, it is suggested that you get your home ready and priced correctly as if you do not your home may sit idle for a few months before it is sold. </p><p>Feel free to reach out to me should you seek advice from someone that has been a full time Realtor since 1978 - Experience and expertise that you can trust</p>]]></description>
    <content:encoded><![CDATA[<p>The latest real estate activity for homes and condominiums from NWMLS for the month of July 2025. Yes inventory has increased, a little, in all counties however we are still seeing many sales. With more buyer choices available it is a better time to buy then a year ago. As a seller, it is suggested that you get your home ready and priced correctly as if you do not your home may sit idle for a few months before it is sold. </p><p>Feel free to reach out to me should you seek advice from someone that has been a full time Realtor since 1978 - Experience and expertise that you can trust</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/17638848-july-2025-nwmls-real-estate-for-sale-and-sold-in-king-snohomish-and-pierce-counties-of-washington.mp3" length="6689203" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Fri, 08 Aug 2025 13:00:00 -0700</pubDate>
    <itunes:duration>548</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>June 2025 NWMLS real estate activity - For sale and sold!</itunes:title>
    <title>June 2025 NWMLS real estate activity - For sale and sold!</title>
    <itunes:summary><![CDATA[Yes, inventory has increased but just a little as homes continue to sell, with some selling in less than a week and some taking longer. Summer months typically are slower so we will be watching how the market trends thru July and August. Make it a GREAT summer! ]]></itunes:summary>
    <description><![CDATA[<p>Yes, inventory has increased but just a little as homes continue to sell, with some selling in less than a week and some taking longer. Summer months typically are slower so we will be watching how the market trends thru July and August. Make it a GREAT summer!</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, inventory has increased but just a little as homes continue to sell, with some selling in less than a week and some taking longer. Summer months typically are slower so we will be watching how the market trends thru July and August. Make it a GREAT summer!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/17480732-june-2025-nwmls-real-estate-activity-for-sale-and-sold.mp3" length="6098543" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17480732</guid>
    <pubDate>Wed, 09 Jul 2025 14:00:00 -0700</pubDate>
    <itunes:duration>499</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>May 2025 NWMLS real estate activity and Buyer Broker Agreements. </itunes:title>
    <title>May 2025 NWMLS real estate activity and Buyer Broker Agreements. </title>
    <itunes:summary><![CDATA[As I have mentioned before, the real estate inventory is creeping up yet it is still way below a "normal" inventory market. To be considered a normal and stabilized market for both buyers and sellers we would need to have 4 to 8 months of inventory. In also included my thoughts on buyers trying to renegotiate their buyer broker services agreement with their Realtor/real estate agent on the day of making a formal offer on a home. ]]></itunes:summary>
    <description><![CDATA[<p>As I have mentioned before, the real estate inventory is creeping up yet it is still way below a &quot;normal&quot; inventory market. To be considered a normal and stabilized market for both buyers and sellers we would need to have 4 to 8 months of inventory. In also included my thoughts on buyers trying to renegotiate their buyer broker services agreement with their Realtor/real estate agent on the day of making a formal offer on a home.</p>]]></description>
    <content:encoded><![CDATA[<p>As I have mentioned before, the real estate inventory is creeping up yet it is still way below a &quot;normal&quot; inventory market. To be considered a normal and stabilized market for both buyers and sellers we would need to have 4 to 8 months of inventory. In also included my thoughts on buyers trying to renegotiate their buyer broker services agreement with their Realtor/real estate agent on the day of making a formal offer on a home.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/17321368-may-2025-nwmls-real-estate-activity-and-buyer-broker-agreements.mp3" length="8347755" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17321368</guid>
    <pubDate>Wed, 11 Jun 2025 13:00:00 -0700</pubDate>
    <itunes:duration>754</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Latest real estate activity for April 2025 from our NWMLS - Homes are selling! The Spring market is here!</itunes:title>
    <title>Latest real estate activity for April 2025 from our NWMLS - Homes are selling! The Spring market is here!</title>
    <itunes:summary><![CDATA[We are seeing more homes come on the market and with those for sale we are seeing homes selling, some selling for over their asking prices! ]]></itunes:summary>
    <description><![CDATA[<p>We are seeing more homes come on the market and with those for sale we are seeing homes selling, some selling for over their asking prices!</p>]]></description>
    <content:encoded><![CDATA[<p>We are seeing more homes come on the market and with those for sale we are seeing homes selling, some selling for over their asking prices!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/17126462-latest-real-estate-activity-for-april-2025-from-our-nwmls-homes-are-selling-the-spring-market-is-here.mp3" length="4742001" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17126462</guid>
    <pubDate>Tue, 13 May 2025 09:00:00 -0700</pubDate>
    <itunes:duration>430</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Latest real estate activity for March 2025 from our NWMLS - Homes are selling!</itunes:title>
    <title>Latest real estate activity for March 2025 from our NWMLS - Homes are selling!</title>
    <itunes:summary><![CDATA[Yes, home loan interest rates are edging downward! Appears to be a strong Spring market with some homes selling over their asking price ]]></itunes:summary>
    <description><![CDATA[<p>Yes, home loan interest rates are edging downward! Appears to be a strong Spring market with some homes selling over their asking price</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, home loan interest rates are edging downward! Appears to be a strong Spring market with some homes selling over their asking price</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/16922059-latest-real-estate-activity-for-march-2025-from-our-nwmls-homes-are-selling.mp3" length="5125777" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16922059</guid>
    <pubDate>Tue, 08 Apr 2025 11:00:00 -0700</pubDate>
    <itunes:duration>454</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The latest real estate activity from our NWMLS for February 2025 </itunes:title>
    <title>The latest real estate activity from our NWMLS for February 2025 </title>
    <itunes:summary><![CDATA[We are headed into our Spring market and are seeing a little more inventory, but not really, as homes are selliing, especially if they are priced accordingly. Yes, interest rates are edging downward and if they continue to do so we will see more buyer activity and if we do get more buyer activity with our current inventory of homes we will start seeing multiple offers and rising home prices. ]]></itunes:summary>
    <description><![CDATA[<p>We are headed into our Spring market and are seeing a little more inventory, but not really, as homes are selliing, especially if they are priced accordingly. Yes, interest rates are edging downward and if they continue to do so we will see more buyer activity and if we do get more buyer activity with our current inventory of homes we will start seeing multiple offers and rising home prices.</p>]]></description>
    <content:encoded><![CDATA[<p>We are headed into our Spring market and are seeing a little more inventory, but not really, as homes are selliing, especially if they are priced accordingly. Yes, interest rates are edging downward and if they continue to do so we will see more buyer activity and if we do get more buyer activity with our current inventory of homes we will start seeing multiple offers and rising home prices.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/16756799-the-latest-real-estate-activity-from-our-nwmls-for-february-2025.mp3" length="5081832" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16756799</guid>
    <pubDate>Sat, 08 Mar 2025 13:00:00 -0800</pubDate>
    <itunes:duration>447</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Sales activity for Jan 2025 from out NWMLS! </itunes:title>
    <title>Sales activity for Jan 2025 from out NWMLS! </title>
    <itunes:summary><![CDATA[As well as some added thoughts on getting approved for financing if you are serious about looking for a home, as a buyer, and getting your home ready to sell if you are a seller. Thanks for listening! ]]></itunes:summary>
    <description><![CDATA[<p>As well as some added thoughts on getting approved for financing if you are serious about looking for a home, as a buyer, and getting your home ready to sell if you are a seller. Thanks for listening!</p>]]></description>
    <content:encoded><![CDATA[<p>As well as some added thoughts on getting approved for financing if you are serious about looking for a home, as a buyer, and getting your home ready to sell if you are a seller. Thanks for listening!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/16604246-sales-activity-for-jan-2025-from-out-nwmls.mp3" length="6979746" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16604246</guid>
    <pubDate>Tue, 11 Feb 2025 10:00:00 -0800</pubDate>
    <itunes:duration>622</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot off the Press! Real estate activity report from the NWMLS-December 2024 - for King, Snohomish, and Pierce Counties in Washington.</itunes:title>
    <title>Hot off the Press! Real estate activity report from the NWMLS-December 2024 - for King, Snohomish, and Pierce Counties in Washington.</title>
    <itunes:summary><![CDATA[As expected, lower inventory in the month of December and likely attributed to the earlier wind storm and the holiday season. The Spring market will provide us with better information on how the 2025 real estate market will trend for these three counties in Washington State. ]]></itunes:summary>
    <description><![CDATA[<p>As expected, lower inventory in the month of December and likely attributed to the earlier wind storm and the holiday season. The Spring market will provide us with better information on how the 2025 real estate market will trend for these three counties in Washington State.</p>]]></description>
    <content:encoded><![CDATA[<p>As expected, lower inventory in the month of December and likely attributed to the earlier wind storm and the holiday season. The Spring market will provide us with better information on how the 2025 real estate market will trend for these three counties in Washington State.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/16415901-hot-off-the-press-real-estate-activity-report-from-the-nwmls-december-2024-for-king-snohomish-and-pierce-counties-in-washington.mp3" length="4605877" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16415901</guid>
    <pubDate>Fri, 10 Jan 2025 12:00:00 -0800</pubDate>
    <itunes:duration>391</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot off the Press! Real estate activity report from the NWMLS-November 2024 - for King, Snohomish, and Pierce Counties in Washington.</itunes:title>
    <title>Hot off the Press! Real estate activity report from the NWMLS-November 2024 - for King, Snohomish, and Pierce Counties in Washington.</title>
    <itunes:summary><![CDATA[Our inventory has dipped again and am seeing even less inventory in Decmember. If we get lower home loan interest rates in the 1st quarter of 2025 we will see increased buyer traffic as well as increased home prices. ]]></itunes:summary>
    <description><![CDATA[<p>Our inventory has dipped again and am seeing even less inventory in Decmember. If we get lower home loan interest rates in the 1st quarter of 2025 we will see increased buyer traffic as well as increased home prices.</p>]]></description>
    <content:encoded><![CDATA[<p>Our inventory has dipped again and am seeing even less inventory in Decmember. If we get lower home loan interest rates in the 1st quarter of 2025 we will see increased buyer traffic as well as increased home prices.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/16248517-hot-off-the-press-real-estate-activity-report-from-the-nwmls-november-2024-for-king-snohomish-and-pierce-counties-in-washington.mp3" length="5364887" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16248517</guid>
    <pubDate>Mon, 09 Dec 2024 11:00:00 -0800</pubDate>
    <itunes:duration>442</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>October 2024 NWMLS Real Estate Activity PLUS thoughts on Buying and Selling </itunes:title>
    <title>October 2024 NWMLS Real Estate Activity PLUS thoughts on Buying and Selling </title>
    <itunes:summary><![CDATA[I added some thoughts on how to get ready to start your home search and some things to do to get your home ready to sell if you are a seller. I am also suggesting that you do the research as a buyer and seller to make sure that the information provided by the seller to the buyer is true and correct as the sellers have an obligation to represent their home with reliable and accurate information. ]]></itunes:summary>
    <description><![CDATA[<p>I added some thoughts on how to get ready to start your home search and some things to do to get your home ready to sell if you are a seller. I am also suggesting that you do the research as a buyer and seller to make sure that the information provided by the seller to the buyer is true and correct as the sellers have an obligation to represent their home with reliable and accurate information.</p>]]></description>
    <content:encoded><![CDATA[<p>I added some thoughts on how to get ready to start your home search and some things to do to get your home ready to sell if you are a seller. I am also suggesting that you do the research as a buyer and seller to make sure that the information provided by the seller to the buyer is true and correct as the sellers have an obligation to represent their home with reliable and accurate information.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/16087922-october-2024-nwmls-real-estate-activity-plus-thoughts-on-buying-and-selling.mp3" length="10869535" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16087922</guid>
    <pubDate>Tue, 19 Nov 2024 05:00:00 -0800</pubDate>
    <itunes:duration>1021</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The NWMLS Sept 2024 real estate activity report!</itunes:title>
    <title>The NWMLS Sept 2024 real estate activity report!</title>
    <itunes:summary><![CDATA[Good news for buyers - inventory has increased this past month, yet good homes are still selling qucikly. We are seeing some price adjustmenst as well and those new prices are making those homes very attractive. Good time to be a buyer and YES still a good time to be a seller.  ]]></itunes:summary>
    <description><![CDATA[<p>Good news for buyers - inventory has increased this past month, yet good homes are still selling qucikly. We are seeing some price adjustmenst as well and those new prices are making those homes very attractive. Good time to be a buyer and YES still a good time to be a seller. </p>]]></description>
    <content:encoded><![CDATA[<p>Good news for buyers - inventory has increased this past month, yet good homes are still selling qucikly. We are seeing some price adjustmenst as well and those new prices are making those homes very attractive. Good time to be a buyer and YES still a good time to be a seller. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15883058-the-nwmls-sept-2024-real-estate-activity-report.mp3" length="8198477" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15883058</guid>
    <pubDate>Tue, 08 Oct 2024 07:00:00 -0700</pubDate>
    <itunes:duration>716</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The Latest NWMLS real estate activity report for Aug 2024 - Seattle area</itunes:title>
    <title>The Latest NWMLS real estate activity report for Aug 2024 - Seattle area</title>
    <itunes:summary><![CDATA[Even with interest rates slowly going down we are seeing an increase in inventory, and adjusted asking prices, yet homes are still selling. I belive that this fall we will see more buyer activity and inventory decreasing due to lower interest rates.  Have also included in this Podcast some thoughts on VA and FHA assumable loans and my thoughts on getting your home ready to sell to maximize your selling price. ]]></itunes:summary>
    <description><![CDATA[<p>Even with interest rates slowly going down we are seeing an increase in inventory, and adjusted asking prices, yet homes are still selling. I belive that this fall we will see more buyer activity and inventory decreasing due to lower interest rates.  Have also included in this Podcast some thoughts on VA and FHA assumable loans and my thoughts on getting your home ready to sell to maximize your selling price.</p>]]></description>
    <content:encoded><![CDATA[<p>Even with interest rates slowly going down we are seeing an increase in inventory, and adjusted asking prices, yet homes are still selling. I belive that this fall we will see more buyer activity and inventory decreasing due to lower interest rates.  Have also included in this Podcast some thoughts on VA and FHA assumable loans and my thoughts on getting your home ready to sell to maximize your selling price.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15712088-the-latest-nwmls-real-estate-activity-report-for-aug-2024-seattle-area.mp3" length="11942476" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15712088</guid>
    <pubDate>Tue, 10 Sep 2024 11:00:00 -0700</pubDate>
    <itunes:duration>1029</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Real estate sales activity for July 2024 from the NWMLS</itunes:title>
    <title>Real estate sales activity for July 2024 from the NWMLS</title>
    <itunes:summary><![CDATA[We are seeing a bump in inventory, not much, yet if interest rates continue to move downward the inventory is likely to decrease with increased buyer activity. We are seeing, in some markets, multiple offers and homes selling over their asking prices. ]]></itunes:summary>
    <description><![CDATA[<p>We are seeing a bump in inventory, not much, yet if interest rates continue to move downward the inventory is likely to decrease with increased buyer activity. We are seeing, in some markets, multiple offers and homes selling over their asking prices.</p>]]></description>
    <content:encoded><![CDATA[<p>We are seeing a bump in inventory, not much, yet if interest rates continue to move downward the inventory is likely to decrease with increased buyer activity. We are seeing, in some markets, multiple offers and homes selling over their asking prices.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15562009-real-estate-sales-activity-for-july-2024-from-the-nwmls.mp3" length="6538465" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15562009</guid>
    <pubDate>Sat, 10 Aug 2024 12:00:00 -0700</pubDate>
    <itunes:duration>565</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Monthly Real estate Activity report for June 2024 from the NWMLS</itunes:title>
    <title>Monthly Real estate Activity report for June 2024 from the NWMLS</title>
    <itunes:summary><![CDATA[Seeing a bump in inventory yet several properties are selling with multiple offers, even with rising interest rates. ]]></itunes:summary>
    <description><![CDATA[<p>Seeing a bump in inventory yet several properties are selling with multiple offers, even with rising interest rates.</p>]]></description>
    <content:encoded><![CDATA[<p>Seeing a bump in inventory yet several properties are selling with multiple offers, even with rising interest rates.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15400439-monthly-real-estate-activity-report-for-june-2024-from-the-nwmls.mp3" length="4359173" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15400439</guid>
    <pubDate>Mon, 15 Jul 2024 11:00:00 -0700</pubDate>
    <itunes:duration>384</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What is the value of a Buyer Broker? Why work with one?</itunes:title>
    <title>What is the value of a Buyer Broker? Why work with one?</title>
    <itunes:summary><![CDATA[A few examples of why good buyer brokers are worth every penny you spend on having them represent you as those good brokers do far more than "just" opening a door for you. Their value is way beyond showing you homes! ]]></itunes:summary>
    <description><![CDATA[<p>A few examples of why good buyer brokers are worth every penny you spend on having them represent you as those good brokers do far more than &quot;just&quot; opening a door for you. Their value is way beyond showing you homes!</p>]]></description>
    <content:encoded><![CDATA[<p>A few examples of why good buyer brokers are worth every penny you spend on having them represent you as those good brokers do far more than &quot;just&quot; opening a door for you. Their value is way beyond showing you homes!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15382436-what-is-the-value-of-a-buyer-broker-why-work-with-one.mp3" length="16192796" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15382436</guid>
    <pubDate>Mon, 08 Jul 2024 16:00:00 -0700</pubDate>
    <itunes:duration>1450</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Our NWMLS real estate activity report for May 2024 - Hot off the Press!</itunes:title>
    <title>Our NWMLS real estate activity report for May 2024 - Hot off the Press!</title>
    <itunes:summary><![CDATA[Starting to see a little more inventory to select from yet good homes that are priced well are selling in less than a week. Interest rates are down to 7% 30 year fixed this week. ]]></itunes:summary>
    <description><![CDATA[<p>Starting to see a little more inventory to select from yet good homes that are priced well are selling in less than a week. Interest rates are down to 7% 30 year fixed this week.</p>]]></description>
    <content:encoded><![CDATA[<p>Starting to see a little more inventory to select from yet good homes that are priced well are selling in less than a week. Interest rates are down to 7% 30 year fixed this week.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15228159-our-nwmls-real-estate-activity-report-for-may-2024-hot-off-the-press.mp3" length="3836460" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15228159</guid>
    <pubDate>Mon, 10 Jun 2024 16:00:00 -0700</pubDate>
    <itunes:duration>389</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>NWMLS - NAR Settlement and our NWMLS and their position to the NAR settlement</itunes:title>
    <title>NWMLS - NAR Settlement and our NWMLS and their position to the NAR settlement</title>
    <itunes:summary><![CDATA[This Podcast includes a letter sent to ALL NWMLS members in Washington State so I  decided to share that letter with you so that you had "real" information instead of how the media spins things. If you would like more information feel free to reach out to me. ]]></itunes:summary>
    <description><![CDATA[<p>This Podcast includes a letter sent to ALL NWMLS members in Washington State so I  decided to share that letter with you so that you had &quot;real&quot; information instead of how the media spins things. If you would like more information feel free to reach out to me.</p>]]></description>
    <content:encoded><![CDATA[<p>This Podcast includes a letter sent to ALL NWMLS members in Washington State so I  decided to share that letter with you so that you had &quot;real&quot; information instead of how the media spins things. If you would like more information feel free to reach out to me.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15166914-nwmls-nar-settlement-and-our-nwmls-and-their-position-to-the-nar-settlement.mp3" length="8578029" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15166914</guid>
    <pubDate>Thu, 30 May 2024 15:00:00 -0700</pubDate>
    <itunes:duration>793</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Selling your parents home, Proper etiquette when attending an Open House and visting homes , and opportunities to assume VA or FHA  loans</itunes:title>
    <title>Selling your parents home, Proper etiquette when attending an Open House and visting homes , and opportunities to assume VA or FHA  loans</title>
    <itunes:summary><![CDATA[Some advice andon the ideal steps to take to either sell your parents home and/or to help your aprents downsize to a smaller home or move to a 55+ neighborhood.   We are starting to see homes come on the market that have VA and FHA assumable loans, so do not overlook them as they might be a good opportunity for you to assume at their low interest rates,.  Lnd lastly - the  proper etiquette for visiting open houses and/or visiting a home with your buyers agent ]]></itunes:summary>
    <description><![CDATA[<p>Some advice andon the ideal steps to take to either sell your parents home and/or to help your aprents downsize to a smaller home or move to a 55+ neighborhood. <br/><br/>We are starting to see homes come on the market that have VA and FHA assumable loans, so do not overlook them as they might be a good opportunity for you to assume at their low interest rates,.<br/><br/>Lnd lastly - the  proper etiquette for visiting open houses and/or visiting a home with your buyers agent</p>]]></description>
    <content:encoded><![CDATA[<p>Some advice andon the ideal steps to take to either sell your parents home and/or to help your aprents downsize to a smaller home or move to a 55+ neighborhood. <br/><br/>We are starting to see homes come on the market that have VA and FHA assumable loans, so do not overlook them as they might be a good opportunity for you to assume at their low interest rates,.<br/><br/>Lnd lastly - the  proper etiquette for visiting open houses and/or visiting a home with your buyers agent</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15119376-selling-your-parents-home-proper-etiquette-when-attending-an-open-house-and-visting-homes-and-opportunities-to-assume-va-or-fha-loans.mp3" length="11033333" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15119376</guid>
    <pubDate>Wed, 22 May 2024 13:00:00 -0700</pubDate>
    <itunes:duration>1054</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Our MLS (NWMLS) real estate activity for April 2024!</itunes:title>
    <title>Our MLS (NWMLS) real estate activity for April 2024!</title>
    <itunes:summary><![CDATA[Again, homes are selling and prices continue to go up, yet we still have very low inventory! ]]></itunes:summary>
    <description><![CDATA[<p>Again, homes are selling and prices continue to go up, yet we still have very low inventory!</p>]]></description>
    <content:encoded><![CDATA[<p>Again, homes are selling and prices continue to go up, yet we still have very low inventory!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/15035858-our-mls-nwmls-real-estate-activity-for-april-2024.mp3" length="8098969" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15035858</guid>
    <pubDate>Wed, 08 May 2024 13:00:00 -0700</pubDate>
    <itunes:duration>779</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>March 2024 NWMLS Activity Plus Buyer Broker Agreements and the Spring Market</itunes:title>
    <title>March 2024 NWMLS Activity Plus Buyer Broker Agreements and the Spring Market</title>
    <itunes:summary><![CDATA[Yes, the Spring real estate market is underway, seeing a few more properties come on the market, yet even with higher interest rates homes are still going up in value and selling quickly ]]></itunes:summary>
    <description><![CDATA[<p>Yes, the Spring real estate market is underway, seeing a few more properties come on the market, yet even with higher interest rates homes are still going up in value and selling quickly</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, the Spring real estate market is underway, seeing a few more properties come on the market, yet even with higher interest rates homes are still going up in value and selling quickly</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/14894496-march-2024-nwmls-activity-plus-buyer-broker-agreements-and-the-spring-market.mp3" length="9239864" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14894496</guid>
    <pubDate>Mon, 15 Apr 2024 12:00:00 -0700</pubDate>
    <itunes:duration>883</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buyer Broker Services Agreement - State of Washington effective Jan 1 2024</itunes:title>
    <title>Buyer Broker Services Agreement - State of Washington effective Jan 1 2024</title>
    <itunes:summary><![CDATA[As we go forward and tranistion to the new state law I wanted to share my insights on the obligations of buyers agents  as they represent buyers, as it pertains to the new law. Feel free to reach out with any questions or concerns. ]]></itunes:summary>
    <description><![CDATA[<p>As we go forward and tranistion to the new state law I wanted to share my insights on the obligations of buyers agents  as they represent buyers, as it pertains to the new law. Feel free to reach out with any questions or concerns.</p>]]></description>
    <content:encoded><![CDATA[<p>As we go forward and tranistion to the new state law I wanted to share my insights on the obligations of buyers agents  as they represent buyers, as it pertains to the new law. Feel free to reach out with any questions or concerns.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/14649205-buyer-broker-services-agreement-state-of-washington-effective-jan-1-2024.mp3" length="10215427" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14649205</guid>
    <pubDate>Thu, 07 Mar 2024 15:00:00 -0800</pubDate>
    <itunes:duration>998</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feb 2024 Sales activity from our NWMLS - LOW, LOW, LOW Inventory!</itunes:title>
    <title>Feb 2024 Sales activity from our NWMLS - LOW, LOW, LOW Inventory!</title>
    <itunes:summary><![CDATA[Yes, even with low inventory we are seeing homes sale, with some homes getting multiple offers.  ]]></itunes:summary>
    <description><![CDATA[<p>Yes, even with low inventory we are seeing homes sale, with some homes getting multiple offers. </p>]]></description>
    <content:encoded><![CDATA[<p>Yes, even with low inventory we are seeing homes sale, with some homes getting multiple offers. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/14648871-feb-2024-sales-activity-from-our-nwmls-low-low-low-inventory.mp3" length="5550721" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14648871</guid>
    <pubDate>Thu, 07 Mar 2024 13:00:00 -0800</pubDate>
    <itunes:duration>536</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Jan 2024 NWMLS sales activity, Market Trends and Buyer Broker Services Agreement</itunes:title>
    <title>Jan 2024 NWMLS sales activity, Market Trends and Buyer Broker Services Agreement</title>
    <itunes:summary><![CDATA[Yes, we continue to struggle with very low inventory, yet buyers are looking and buying homes with a few homes being sold after receiving multiple offers. If we see any interest rate reductions I think the market will get busier with more buyer activity and the inventory will contuinue to shrink as all indications are that we will not see any increase in any inventory for the next few years ]]></itunes:summary>
    <description><![CDATA[<p>Yes, we continue to struggle with very low inventory, yet buyers are looking and buying homes with a few homes being sold after receiving multiple offers. If we see any interest rate reductions I think the market will get busier with more buyer activity and the inventory will contuinue to shrink as all indications are that we will not see any increase in any inventory for the next few years</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, we continue to struggle with very low inventory, yet buyers are looking and buying homes with a few homes being sold after receiving multiple offers. If we see any interest rate reductions I think the market will get busier with more buyer activity and the inventory will contuinue to shrink as all indications are that we will not see any increase in any inventory for the next few years</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/14475159-jan-2024-nwmls-sales-activity-market-trends-and-buyer-broker-services-agreement.mp3" length="9644212" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14475159</guid>
    <pubDate>Fri, 09 Feb 2024 15:00:00 -0800</pubDate>
    <itunes:duration>867</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Mortgage rates and the local real estate market - with Laurie Ausmus at Washington First Mortgage Loan Corp</itunes:title>
    <title>Mortgage rates and the local real estate market - with Laurie Ausmus at Washington First Mortgage Loan Corp</title>
    <itunes:summary><![CDATA[What is going on with the mortgage rates? What does it look like for interest rates in the near future? Are there and loan programs that are appealing to buyers? Is this a good time to buy or sell?  ]]></itunes:summary>
    <description><![CDATA[<p>What is going on with the mortgage rates? What does it look like for interest rates in the near future? Are there and loan programs that are appealing to buyers? Is this a good time to buy or sell? </p>]]></description>
    <content:encoded><![CDATA[<p>What is going on with the mortgage rates? What does it look like for interest rates in the near future? Are there and loan programs that are appealing to buyers? Is this a good time to buy or sell? </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/14389472-mortgage-rates-and-the-local-real-estate-market-with-laurie-ausmus-at-washington-first-mortgage-loan-corp.mp3" length="13510529" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14389472</guid>
    <pubDate>Sat, 27 Jan 2024 15:00:00 -0800</pubDate>
    <itunes:duration>1419</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Dec 2023 NWMLS Real estate activity stats and the NEW Buyer broker agreements </itunes:title>
    <title>Dec 2023 NWMLS Real estate activity stats and the NEW Buyer broker agreements </title>
    <itunes:summary><![CDATA[Happy New Year! December was another month of continued low inventory, the only real highlight was that interest rates had fallen to the low 6% which helped with increased sales. I believe that rates will fall to the mid 5's by the spring of 2024. As a reminder, Jan 1 2024 ALL buyers MUST sign the new state approved Buyer Broker Service Agreement.  Thinking of selling? Get your home prepared to sell. If you are looking to buy a home then get pre-approved for financing. I expect a busy 1s...]]></itunes:summary>
    <description><![CDATA[<p>Happy New Year! December was another month of continued low inventory, the only real highlight was that interest rates had fallen to the low 6% which helped with increased sales. I believe that rates will fall to the mid 5&apos;s by the spring of 2024. As a reminder, Jan 1 2024 ALL buyers MUST sign the new state approved Buyer Broker Service Agreement.  Thinking of selling? Get your home prepared to sell. If you are looking to buy a home then get pre-approved for financing. I expect a busy 1st quarter for 2024 with good homes selling quickly</p>]]></description>
    <content:encoded><![CDATA[<p>Happy New Year! December was another month of continued low inventory, the only real highlight was that interest rates had fallen to the low 6% which helped with increased sales. I believe that rates will fall to the mid 5&apos;s by the spring of 2024. As a reminder, Jan 1 2024 ALL buyers MUST sign the new state approved Buyer Broker Service Agreement.  Thinking of selling? Get your home prepared to sell. If you are looking to buy a home then get pre-approved for financing. I expect a busy 1st quarter for 2024 with good homes selling quickly</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/14273319-dec-2023-nwmls-real-estate-activity-stats-and-the-new-buyer-broker-agreements.mp3" length="8155355" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14273319</guid>
    <pubDate>Mon, 08 Jan 2024 13:00:00 -0800</pubDate>
    <itunes:duration>755</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Nov 2023 NWMLS Stats and New NWMLS rules on buyers representation and buyer compensation to real estate brokers</itunes:title>
    <title>Nov 2023 NWMLS Stats and New NWMLS rules on buyers representation and buyer compensation to real estate brokers</title>
    <itunes:summary><![CDATA[Yes, interest rates continue to go down, and Yes home are selling!  Starting Jan 2024 there will be new rules on buyer representation, written contracts,  that will include how the buyer broker will be compensated, either from the seller(s) or the buyer(s). ]]></itunes:summary>
    <description><![CDATA[<p>Yes, interest rates continue to go down, and Yes home are selling!<br/><br/>Starting Jan 2024 there will be new rules on buyer representation, written contracts,  that will include how the buyer broker will be compensated, either from the seller(s) or the buyer(s).</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, interest rates continue to go down, and Yes home are selling!<br/><br/>Starting Jan 2024 there will be new rules on buyer representation, written contracts,  that will include how the buyer broker will be compensated, either from the seller(s) or the buyer(s).</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/14128603-nov-2023-nwmls-stats-and-new-nwmls-rules-on-buyers-representation-and-buyer-compensation-to-real-estate-brokers.mp3" length="8155421" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14128603</guid>
    <pubDate>Mon, 11 Dec 2023 12:00:00 -0800</pubDate>
    <itunes:duration>755</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Oct 2023 NWMLS Sales Report and more thoughts on the current real estate market</itunes:title>
    <title>Oct 2023 NWMLS Sales Report and more thoughts on the current real estate market</title>
    <itunes:summary><![CDATA[YES, homes are still selling, YES buyers are looking and YES interest rates have gone down for the last 2 weeks. - There are lots of great homes to buy! ]]></itunes:summary>
    <description><![CDATA[<p>YES, homes are still selling, YES buyers are looking and YES interest rates have gone down for the last 2 weeks. - There are lots of great homes to buy!</p>]]></description>
    <content:encoded><![CDATA[<p>YES, homes are still selling, YES buyers are looking and YES interest rates have gone down for the last 2 weeks. - There are lots of great homes to buy!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/13986064-oct-2023-nwmls-sales-report-and-more-thoughts-on-the-current-real-estate-market.mp3" length="7808121" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13986064</guid>
    <pubDate>Thu, 16 Nov 2023 11:00:00 -0800</pubDate>
    <itunes:duration>731</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Market Activity from our NWMLS for Sept 2023 and New laws on Agency and Agent/Broker compensation starting January 2024.</itunes:title>
    <title>Market Activity from our NWMLS for Sept 2023 and New laws on Agency and Agent/Broker compensation starting January 2024.</title>
    <itunes:summary><![CDATA[Yes, the market is still very active with lots of buyer interest in "good" homes (homes in good condition and preiced according to current market valuations) even with higher interest rates. We also have new state laws taking place effective January 2024, have a discussion with your real estate Agent/Broker about the changes as this will affect BOTH Buyers and Sellers.   ]]></itunes:summary>
    <description><![CDATA[<p>Yes, the market is still very active with lots of buyer interest in &quot;good&quot; homes (homes in good condition and preiced according to current market valuations) even with higher interest rates. We also have new state laws taking place effective January 2024, have a discussion with your real estate Agent/Broker about the changes as this will affect BOTH Buyers and Sellers.  </p>]]></description>
    <content:encoded><![CDATA[<p>Yes, the market is still very active with lots of buyer interest in &quot;good&quot; homes (homes in good condition and preiced according to current market valuations) even with higher interest rates. We also have new state laws taking place effective January 2024, have a discussion with your real estate Agent/Broker about the changes as this will affect BOTH Buyers and Sellers.  </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/13753867-market-activity-from-our-nwmls-for-sept-2023-and-new-laws-on-agency-and-agent-broker-compensation-starting-january-2024.mp3" length="7589811" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13753867</guid>
    <pubDate>Tue, 10 Oct 2023 14:00:00 -0700</pubDate>
    <itunes:duration>697</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The latest sales activity from the NWMLS for Aug 2023</itunes:title>
    <title>The latest sales activity from the NWMLS for Aug 2023</title>
    <itunes:summary><![CDATA[Consisten theme, no inventory, higher interest rates and yet buyers are active and buying. A good time to sell!  ]]></itunes:summary>
    <description><![CDATA[<p>Consisten theme, no inventory, higher interest rates and yet buyers are active and buying. A good time to sell! </p>]]></description>
    <content:encoded><![CDATA[<p>Consisten theme, no inventory, higher interest rates and yet buyers are active and buying. A good time to sell! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/13622015-the-latest-sales-activity-from-the-nwmls-for-aug-2023.mp3" length="5915385" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13622015</guid>
    <pubDate>Tue, 19 Sep 2023 13:00:00 -0700</pubDate>
    <itunes:duration>583</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>My challenges with a couple of home sales recently - My suggestions to help you avoid potential pitfalls of your real estate transaction</itunes:title>
    <title>My challenges with a couple of home sales recently - My suggestions to help you avoid potential pitfalls of your real estate transaction</title>
    <itunes:summary><![CDATA[Ranting somewhat but what I discuss today is very valid on how real estate transactions can go sideways and fall apart. The best offense is to have a good defense, meaning get your home ready to sell and have full transparency to all parties and you will likely have a very satisfactory and successful transaction.  ]]></itunes:summary>
    <description><![CDATA[<p>Ranting somewhat but what I discuss today is very valid on how real estate transactions can go sideways and fall apart. The best offense is to have a good defense, meaning get your home ready to sell and have full transparency to all parties and you will likely have a very satisfactory and successful transaction. </p>]]></description>
    <content:encoded><![CDATA[<p>Ranting somewhat but what I discuss today is very valid on how real estate transactions can go sideways and fall apart. The best offense is to have a good defense, meaning get your home ready to sell and have full transparency to all parties and you will likely have a very satisfactory and successful transaction. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/13424969-my-challenges-with-a-couple-of-home-sales-recently-my-suggestions-to-help-you-avoid-potential-pitfalls-of-your-real-estate-transaction.mp3" length="12132917" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13424969</guid>
    <pubDate>Thu, 17 Aug 2023 12:00:00 -0700</pubDate>
    <itunes:duration>1183</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot off The Press - July 2023 NWMLS real estate acivity</itunes:title>
    <title>Hot off The Press - July 2023 NWMLS real estate acivity</title>
    <itunes:summary><![CDATA[Also some thoughts on building inspections and home improvement suggestions ]]></itunes:summary>
    <description><![CDATA[<p>Also some thoughts on building inspections and home improvement suggestions</p>]]></description>
    <content:encoded><![CDATA[<p>Also some thoughts on building inspections and home improvement suggestions</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/13371185-hot-off-the-press-july-2023-nwmls-real-estate-acivity.mp3" length="7488653" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13371185</guid>
    <pubDate>Tue, 08 Aug 2023 10:00:00 -0700</pubDate>
    <itunes:duration>699</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>HOT Off the Press!! - NWMLS Homes stats for June 2023</itunes:title>
    <title>HOT Off the Press!! - NWMLS Homes stats for June 2023</title>
    <itunes:summary><![CDATA[As we continue to work with the challenges of VERY low inventory we are still seeing homes sell as well as home prices remaining clsoe to their values for a year ago.   Great time to be a buyer! ]]></itunes:summary>
    <description><![CDATA[<p>As we continue to work with the challenges of VERY low inventory we are still seeing homes sell as well as home prices remaining clsoe to their values for a year ago. <br/><br/>Great time to be a buyer!</p>]]></description>
    <content:encoded><![CDATA[<p>As we continue to work with the challenges of VERY low inventory we are still seeing homes sell as well as home prices remaining clsoe to their values for a year ago. <br/><br/>Great time to be a buyer!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/13204514-hot-off-the-press-nwmls-homes-stats-for-june-2023.mp3" length="4781924" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13204514</guid>
    <pubDate>Tue, 11 Jul 2023 12:00:00 -0700</pubDate>
    <itunes:duration>448</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>May 2023 NWMLS Market Update - Hot Off the Press!</itunes:title>
    <title>May 2023 NWMLS Market Update - Hot Off the Press!</title>
    <itunes:summary><![CDATA[Low, Low, Low inventory yet what is on the market is selling for 30 days or less, depending on certain market areas.  ]]></itunes:summary>
    <description><![CDATA[<p>Low, Low, Low inventory yet what is on the market is selling for 30 days or less, depending on certain market areas. </p>]]></description>
    <content:encoded><![CDATA[<p>Low, Low, Low inventory yet what is on the market is selling for 30 days or less, depending on certain market areas. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/13041397-may-2023-nwmls-market-update-hot-off-the-press.mp3" length="8343119" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13041397</guid>
    <pubDate>Wed, 14 Jun 2023 13:00:00 -0700</pubDate>
    <itunes:duration>754</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Just released! - Our NWMLS Housing report for April 2023</itunes:title>
    <title>Just released! - Our NWMLS Housing report for April 2023</title>
    <itunes:summary><![CDATA[Low, Low inventory and YES homes are selling with some selling for much higher than their asking prices.  ]]></itunes:summary>
    <description><![CDATA[<p>Low, Low inventory and YES homes are selling with some selling for much higher than their asking prices. </p>]]></description>
    <content:encoded><![CDATA[<p>Low, Low inventory and YES homes are selling with some selling for much higher than their asking prices. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12801626-just-released-our-nwmls-housing-report-for-april-2023.mp3" length="4687098" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12801626</guid>
    <pubDate>Sun, 07 May 2023 13:00:00 -0700</pubDate>
    <itunes:duration>444</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>LLPA new home loan fees - the cost of getting a home loan has gone for those with good income, good credit and large downpayments - Starting today, May 1 2023</itunes:title>
    <title>LLPA new home loan fees - the cost of getting a home loan has gone for those with good income, good credit and large downpayments - Starting today, May 1 2023</title>
    <itunes:summary><![CDATA[I am perplexed as to why they would bring in such a program that penalizes people for having good paying jobs, good credit and a history of saving money so that they can have a larger downpayment - I think this is absolutely ridiculous!       ]]></itunes:summary>
    <description><![CDATA[<p>I am perplexed as to why they would bring in such a program that penalizes people for having good paying jobs, good credit and a history of saving money so that they can have a larger downpayment - I think this is absolutely ridiculous!</p><p> </p><p><br/><br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>I am perplexed as to why they would bring in such a program that penalizes people for having good paying jobs, good credit and a history of saving money so that they can have a larger downpayment - I think this is absolutely ridiculous!</p><p> </p><p><br/><br/><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12759888-llpa-new-home-loan-fees-the-cost-of-getting-a-home-loan-has-gone-for-those-with-good-income-good-credit-and-large-downpayments-starting-today-may-1-2023.mp3" length="7216203" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12759888</guid>
    <pubDate>Mon, 01 May 2023 12:00:00 -0700</pubDate>
    <itunes:duration>666</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Lawsuit regarding real estate commissions that were paid by sellers to a buyers agent - My thoughts</itunes:title>
    <title>Lawsuit regarding real estate commissions that were paid by sellers to a buyers agent - My thoughts</title>
    <itunes:summary></itunes:summary>
    <description></description>
    <content:encoded></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12702991-lawsuit-regarding-real-estate-commissions-that-were-paid-by-sellers-to-a-buyers-agent-my-thoughts.mp3" length="9180869" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12702991</guid>
    <pubDate>Sat, 22 Apr 2023 14:00:00 -0700</pubDate>
    <itunes:duration>848</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>March 2023 NWMLS Sales Activity- With VERY low inventory of homes we are seeing a lackluster Spring market</itunes:title>
    <title>March 2023 NWMLS Sales Activity- With VERY low inventory of homes we are seeing a lackluster Spring market</title>
    <itunes:summary><![CDATA[So far, with dinishing inventory we are seeing a lack luster Spring market yet even with higher interest rates we have buyers not only looking to buy they ARE buying homes. ]]></itunes:summary>
    <description><![CDATA[<p>So far, with dinishing inventory we are seeing a lack luster Spring market yet even with higher interest rates we have buyers not only looking to buy they ARE buying homes.</p>]]></description>
    <content:encoded><![CDATA[<p>So far, with dinishing inventory we are seeing a lack luster Spring market yet even with higher interest rates we have buyers not only looking to buy they ARE buying homes.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12616878-march-2023-nwmls-sales-activity-with-very-low-inventory-of-homes-we-are-seeing-a-lackluster-spring-market.mp3" length="6822402" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12616878</guid>
    <pubDate>Sun, 09 Apr 2023 13:00:00 -0700</pubDate>
    <itunes:duration>629</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The Spring Real Estate Market for 2023 - What are the expectations?</itunes:title>
    <title>The Spring Real Estate Market for 2023 - What are the expectations?</title>
    <itunes:summary><![CDATA[Decided to share my thoughts as well as additional information from  Inman Real Estate (real estate industry newsletter) on the trends we  have seen in the past and what we are seeing unfold in our Spring 2023  real estate market.   Always good to look at the past trends and how those trends are shaping our current market ]]></itunes:summary>
    <description><![CDATA[<p>Decided to share my thoughts as well as additional information from <br/>Inman Real Estate (real estate industry newsletter) on the trends we <br/>have seen in the past and what we are seeing unfold in our Spring 2023 <br/>real estate market. <br/><br/>Always good to look at the past trends and how those trends are shaping<br/>our current market</p>]]></description>
    <content:encoded><![CDATA[<p>Decided to share my thoughts as well as additional information from <br/>Inman Real Estate (real estate industry newsletter) on the trends we <br/>have seen in the past and what we are seeing unfold in our Spring 2023 <br/>real estate market. <br/><br/>Always good to look at the past trends and how those trends are shaping<br/>our current market</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12590484-the-spring-real-estate-market-for-2023-what-are-the-expectations.mp3" length="11228784" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12590484</guid>
    <pubDate>Tue, 04 Apr 2023 17:00:00 -0700</pubDate>
    <itunes:duration>1091</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot off the Press! February 2023 - NWMLS Sales Activity</itunes:title>
    <title>Hot off the Press! February 2023 - NWMLS Sales Activity</title>
    <itunes:summary><![CDATA[We are seeing lots of buyer activity, yet we are also seeing very little inventory so when you go to look at homes you may be up against competing offers from other buyers. If you are a seller and price your home/property according to the current market you may very well see multiple offers.  ]]></itunes:summary>
    <description><![CDATA[<p>We are seeing lots of buyer activity, yet we are also seeing very little inventory so when you go to look at homes you may be up against competing offers from other buyers. If you are a seller and price your home/property according to the current market you may very well see multiple offers. </p>]]></description>
    <content:encoded><![CDATA[<p>We are seeing lots of buyer activity, yet we are also seeing very little inventory so when you go to look at homes you may be up against competing offers from other buyers. If you are a seller and price your home/property according to the current market you may very well see multiple offers. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12410800-hot-off-the-press-february-2023-nwmls-sales-activity.mp3" length="5228879" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12410800</guid>
    <pubDate>Thu, 09 Mar 2023 16:00:00 -0800</pubDate>
    <itunes:duration>483</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Predictions for 2023 Real Estate Market </itunes:title>
    <title>Predictions for 2023 Real Estate Market </title>
    <itunes:summary><![CDATA[Read some articles on Predictions for the 2023 real estate market, thought I would share, in this Podcast, the Predictions that are floating around.  Some of these make sense and may very well come true and some may not come true as the interest rates and inventory challenges will have a major effect on these and other predictions. ]]></itunes:summary>
    <description><![CDATA[<p>Read some articles on Predictions for the 2023 real estate market, thought I would share, in this Podcast, the Predictions that are floating around.  Some of these make sense and may very well come true and some may not come true as the interest rates and inventory challenges will have a major effect on these and other predictions.</p>]]></description>
    <content:encoded><![CDATA[<p>Read some articles on Predictions for the 2023 real estate market, thought I would share, in this Podcast, the Predictions that are floating around.  Some of these make sense and may very well come true and some may not come true as the interest rates and inventory challenges will have a major effect on these and other predictions.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12357714-predictions-for-2023-real-estate-market.mp3" length="16442329" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12357714</guid>
    <pubDate>Wed, 01 Mar 2023 16:00:00 -0800</pubDate>
    <itunes:duration>1539</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Property Taxes 2023 for King County- Increased Valuatuations and Increases in Taxes Owed!</itunes:title>
    <title>Property Taxes 2023 for King County- Increased Valuatuations and Increases in Taxes Owed!</title>
    <itunes:summary><![CDATA[I think ALL property owners will be or are shocked at the recent Property Tax assessments for 2022, since they increased from 25% to 52% in 1 year and the taxes increased from 10% to 30% - the largest increase I have seen in King County for taxes due in 2023 ]]></itunes:summary>
    <description><![CDATA[<p>I think ALL property owners will be or are shocked at the recent Property Tax assessments for 2022, since they increased from 25% to 52% in 1 year and the taxes increased from 10% to 30% - the largest increase I have seen in King County for taxes due in 2023</p>]]></description>
    <content:encoded><![CDATA[<p>I think ALL property owners will be or are shocked at the recent Property Tax assessments for 2022, since they increased from 25% to 52% in 1 year and the taxes increased from 10% to 30% - the largest increase I have seen in King County for taxes due in 2023</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12323375-property-taxes-2023-for-king-county-increased-valuatuations-and-increases-in-taxes-owed.mp3" length="4875117" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12323375</guid>
    <pubDate>Fri, 24 Feb 2023 13:00:00 -0800</pubDate>
    <itunes:duration>458</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>January 2023 Real estate Activity for our MLS (NWMLS) - On the Market and Sold</itunes:title>
    <title>January 2023 Real estate Activity for our MLS (NWMLS) - On the Market and Sold</title>
    <itunes:summary><![CDATA[Yes, we are seeing a little more homes going on the market BUT we are also seeing more sales and more activity at our open houses. All this could lead up to a busy Spring market, especially if long term interest rates go down ]]></itunes:summary>
    <description><![CDATA[<p>Yes, we are seeing a little more homes going on the market BUT we are also seeing more sales and more activity at our open houses. All this could lead up to a busy Spring market, especially if long term interest rates go down</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, we are seeing a little more homes going on the market BUT we are also seeing more sales and more activity at our open houses. All this could lead up to a busy Spring market, especially if long term interest rates go down</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12244216-january-2023-real-estate-activity-for-our-mls-nwmls-on-the-market-and-sold.mp3" length="4531519" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12244216</guid>
    <pubDate>Mon, 13 Feb 2023 11:00:00 -0800</pubDate>
    <itunes:duration>465</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot off the Press! Dec 2022 NWMLS Housing Acivity</itunes:title>
    <title>Hot off the Press! Dec 2022 NWMLS Housing Acivity</title>
    <itunes:summary><![CDATA[Inspite of the holidays, the rain, the snow and the ice strom homes were still coming on the market and selling, although at a slower pace, yet we are seeing more buyer activity in the month of January 2023 ]]></itunes:summary>
    <description><![CDATA[<p>Inspite of the holidays, the rain, the snow and the ice strom homes were still coming on the market and selling, although at a slower pace, yet we are seeing more buyer activity in the month of January 2023</p>]]></description>
    <content:encoded><![CDATA[<p>Inspite of the holidays, the rain, the snow and the ice strom homes were still coming on the market and selling, although at a slower pace, yet we are seeing more buyer activity in the month of January 2023</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/12019637-hot-off-the-press-dec-2022-nwmls-housing-acivity.mp3" length="4810185" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12019637</guid>
    <pubDate>Tue, 10 Jan 2023 16:00:00 -0800</pubDate>
    <itunes:duration>477</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Happy New Year - Let&#39;s celebrate all new beginnings! </itunes:title>
    <title>Happy New Year - Let&#39;s celebrate all new beginnings! </title>
    <itunes:summary></itunes:summary>
    <description></description>
    <content:encoded></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11943832-happy-new-year-let-s-celebrate-all-new-beginnings.mp3" length="2021083" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/dbjx5hhotgb2kbe6fgi5rgftkget?.jpg" />
    <itunes:author></itunes:author>
    <guid isPermaLink="false">Buzzsprout-11943832</guid>
    <pubDate>Fri, 30 Dec 2022 09:00:00 -0800</pubDate>
    <itunes:duration>199</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Merry Christmas!</itunes:title>
    <title>Merry Christmas!</title>
    <itunes:summary><![CDATA[Have a VERY, VERY Merry Christmas! ]]></itunes:summary>
    <description><![CDATA[<p>Have a VERY, VERY Merry Christmas!</p>]]></description>
    <content:encoded><![CDATA[<p>Have a VERY, VERY Merry Christmas!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11928670-merry-christmas.mp3" length="647362" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/b7ollrkpuv3a05atj8vtkzl20ocl?.jpg" />
    <itunes:author></itunes:author>
    <guid isPermaLink="false">Buzzsprout-11928670</guid>
    <pubDate>Sun, 25 Dec 2022 14:00:00 -0800</pubDate>
    <itunes:duration>60</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>November 2022 NWMLS Real Estate Acivity Report</itunes:title>
    <title>November 2022 NWMLS Real Estate Acivity Report</title>
    <itunes:summary><![CDATA[Merry Christmas! Have a wonderful holiday season ]]></itunes:summary>
    <description><![CDATA[<p>Merry Christmas! Have a wonderful holiday season</p>]]></description>
    <content:encoded><![CDATA[<p>Merry Christmas! Have a wonderful holiday season</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11838045-november-2022-nwmls-real-estate-acivity-report.mp3" length="4417663" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11838045</guid>
    <pubDate>Thu, 08 Dec 2022 09:00:00 -0800</pubDate>
    <itunes:duration>405</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Washington State Excise Tax Update for 2023 (REET)</itunes:title>
    <title>Washington State Excise Tax Update for 2023 (REET)</title>
    <itunes:summary><![CDATA[Just a quick update on the excise tax changes effective January 1, 2023.   Excise tax is paid by the seller, at close of escrow. ]]></itunes:summary>
    <description><![CDATA[<p>Just a quick update on the excise tax changes effective January 1, 2023. <br/><br/>Excise tax is paid by the seller, at close of escrow.</p>]]></description>
    <content:encoded><![CDATA[<p>Just a quick update on the excise tax changes effective January 1, 2023. <br/><br/>Excise tax is paid by the seller, at close of escrow.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11732039-washington-state-excise-tax-update-for-2023-reet.mp3" length="3427744" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11732039</guid>
    <pubDate>Sun, 20 Nov 2022 14:00:00 -0800</pubDate>
    <itunes:duration>299</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot off the Press! Our October 2022 NWMLS Housing activity stats</itunes:title>
    <title>Hot off the Press! Our October 2022 NWMLS Housing activity stats</title>
    <itunes:summary><![CDATA[YES, we are seeing an increase in homes going on the market, yet we are still way below what a typical and equal balanced real estate market looks like - 4 to 6 months of inventory. We are now at 2 months of inventory. Yes, homes are selling, Yes some homes are selling in less than a week and Yes some homes are selling for over their asking price, but the majority of homes are staying on the market longer. Great time to be a buyer! ]]></itunes:summary>
    <description><![CDATA[<p>YES, we are seeing an increase in homes going on the market, yet we are still way below what a typical and equal balanced real estate market looks like - 4 to 6 months of inventory. We are now at 2 months of inventory. Yes, homes are selling, Yes some homes are selling in less than a week and Yes some homes are selling for over their asking price, but the majority of homes are staying on the market longer. Great time to be a buyer!</p>]]></description>
    <content:encoded><![CDATA[<p>YES, we are seeing an increase in homes going on the market, yet we are still way below what a typical and equal balanced real estate market looks like - 4 to 6 months of inventory. We are now at 2 months of inventory. Yes, homes are selling, Yes some homes are selling in less than a week and Yes some homes are selling for over their asking price, but the majority of homes are staying on the market longer. Great time to be a buyer!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11685381-hot-off-the-press-our-october-2022-nwmls-housing-activity-stats.mp3" length="7406746" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11685381</guid>
    <pubDate>Sun, 13 Nov 2022 12:00:00 -0800</pubDate>
    <itunes:duration>652</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>NWMLS Sept 2022 Sales Activity - Homes are selling!</itunes:title>
    <title>NWMLS Sept 2022 Sales Activity - Homes are selling!</title>
    <itunes:summary><![CDATA[This is a very good time to be a buyer! If you are a home seller, make sure your home price is in alignment with the current market values as if it is we are seeing homes priced correctly selling in less than a week.  ]]></itunes:summary>
    <description><![CDATA[<p>This is a very good time to be a buyer! If you are a home seller, make sure your home price is in alignment with the current market values as if it is we are seeing homes priced correctly selling in less than a week. </p>]]></description>
    <content:encoded><![CDATA[<p>This is a very good time to be a buyer! If you are a home seller, make sure your home price is in alignment with the current market values as if it is we are seeing homes priced correctly selling in less than a week. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11466763-nwmls-sept-2022-sales-activity-homes-are-selling.mp3" length="6336389" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11466763</guid>
    <pubDate>Sun, 09 Oct 2022 12:00:00 -0700</pubDate>
    <itunes:duration>655</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>NWMLS Aug 2022 Activity in Home Sales</itunes:title>
    <title>NWMLS Aug 2022 Activity in Home Sales</title>
    <itunes:summary><![CDATA[NWMLS (Our MLS) Sales activity ending August 2022 for ALL residential homes and condos for King, Snohomish, and Pierce Counties ]]></itunes:summary>
    <description><![CDATA[<p>NWMLS (Our MLS) Sales activity ending August 2022 for ALL residential homes and condos for King, Snohomish, and Pierce Counties</p>]]></description>
    <content:encoded><![CDATA[<p>NWMLS (Our MLS) Sales activity ending August 2022 for ALL residential homes and condos for King, Snohomish, and Pierce Counties</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11402191-nwmls-aug-2022-activity-in-home-sales.mp3" length="4219730" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11402191</guid>
    <pubDate>Wed, 28 Sep 2022 11:00:00 -0700</pubDate>
    <itunes:duration>433</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Convert your Home Equity into Cash! Our guest today , Matthew Sullivan, offers insights on how to access cash from your home without increasing your monthly debt.</itunes:title>
    <title>Convert your Home Equity into Cash! Our guest today , Matthew Sullivan, offers insights on how to access cash from your home without increasing your monthly debt.</title>
    <itunes:summary><![CDATA[Mathew is the CEO of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without the homeowner taking on more debt by using a Home Equity Contract.  Find out more about this opportunity, as a homeowner or investor, at the following website: www.quantmre.com ]]></itunes:summary>
    <description><![CDATA[<p>Mathew is the CEO of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without the homeowner taking on more debt by using a Home Equity Contract.<br/><br/>Find out more about this opportunity, as a homeowner or investor, at the following website: www.quantmre.com</p>]]></description>
    <content:encoded><![CDATA[<p>Mathew is the CEO of QuantmRE, a company that solves a real problem for homeowners by helping them access a portion of their home equity without the homeowner taking on more debt by using a Home Equity Contract.<br/><br/>Find out more about this opportunity, as a homeowner or investor, at the following website: www.quantmre.com</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11192016-convert-your-home-equity-into-cash-our-guest-today-matthew-sullivan-offers-insights-on-how-to-access-cash-from-your-home-without-increasing-your-monthly-debt.mp3" length="13630840" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11192016</guid>
    <pubDate>Tue, 23 Aug 2022 13:00:00 -0700</pubDate>
    <itunes:duration>1669</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot off the Press! NWMLS July 2022 Real Estate Homes Sales Stats</itunes:title>
    <title>Hot off the Press! NWMLS July 2022 Real Estate Homes Sales Stats</title>
    <itunes:summary><![CDATA[YES, homes are selling still!  YES, our inventory has grown to 2 months of availability.! YES, interest rates are coming down!  YES, this is a great time to buy and sell a home! ]]></itunes:summary>
    <description><![CDATA[<p>YES, homes are selling still! <br/>YES, our inventory has grown to 2 months of availability.!<br/>YES, interest rates are coming down! <br/>YES, this is a great time to buy and sell a home!</p>]]></description>
    <content:encoded><![CDATA[<p>YES, homes are selling still! <br/>YES, our inventory has grown to 2 months of availability.!<br/>YES, interest rates are coming down! <br/>YES, this is a great time to buy and sell a home!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/11124109-hot-off-the-press-nwmls-july-2022-real-estate-homes-sales-stats.mp3" length="5196069" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-11124109</guid>
    <pubDate>Thu, 11 Aug 2022 14:00:00 -0700</pubDate>
    <itunes:duration>545</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>NWMLS June Sales Report and My Opinion on current market conditions - Buy now? Sell now?</itunes:title>
    <title>NWMLS June Sales Report and My Opinion on current market conditions - Buy now? Sell now?</title>
    <itunes:summary><![CDATA[The latest sales statistics from our local MLS (NWMLS) and some added thoughts on the market from me and from opinions on the national level ]]></itunes:summary>
    <description><![CDATA[<p>The latest sales statistics from our local MLS (NWMLS) and some added thoughts on the market from me and from opinions on the national level</p>]]></description>
    <content:encoded><![CDATA[<p>The latest sales statistics from our local MLS (NWMLS) and some added thoughts on the market from me and from opinions on the national level</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10963887-nwmls-june-sales-report-and-my-opinion-on-current-market-conditions-buy-now-sell-now.mp3" length="8815212" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10963887</guid>
    <pubDate>Thu, 14 Jul 2022 13:00:00 -0700</pubDate>
    <itunes:duration>842</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The latest NWMLS Stats for May 2022 - Yes Inventory is up, just a little</itunes:title>
    <title>The latest NWMLS Stats for May 2022 - Yes Inventory is up, just a little</title>
    <itunes:summary><![CDATA[Yes, interest rates have gone up too, yet buyers are still buying homes and home prices are still going up from a year ago ]]></itunes:summary>
    <description><![CDATA[<p>Yes, interest rates have gone up too, yet buyers are still buying homes and home prices are still going up from a year ago</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, interest rates have gone up too, yet buyers are still buying homes and home prices are still going up from a year ago</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10760659-the-latest-nwmls-stats-for-may-2022-yes-inventory-is-up-just-a-little.mp3" length="6385971" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10760659</guid>
    <pubDate>Wed, 08 Jun 2022 12:00:00 -0700</pubDate>
    <itunes:duration>612</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>April 2022 NWMLS stats and thoughts on Buying and Selling</itunes:title>
    <title>April 2022 NWMLS stats and thoughts on Buying and Selling</title>
    <itunes:summary><![CDATA[Yes, it is true, we are seeing a little more inventory and some homes are remaining on the market over a wee with some over 2 weeks yet many homes are still selling fast? ]]></itunes:summary>
    <description><![CDATA[<p>Yes, it is true, we are seeing a little more inventory and some homes are remaining on the market over a wee with some over 2 weeks yet many homes are still selling fast?</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, it is true, we are seeing a little more inventory and some homes are remaining on the market over a wee with some over 2 weeks yet many homes are still selling fast?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10627521-april-2022-nwmls-stats-and-thoughts-on-buying-and-selling.mp3" length="5288220" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10627521</guid>
    <pubDate>Mon, 16 May 2022 10:00:00 -0700</pubDate>
    <itunes:duration>509</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Market is changing, but this is NOT 2008! Interest rates and loan discussion with Laurie Ausmus with Washington 1st Mortgage</itunes:title>
    <title>Market is changing, but this is NOT 2008! Interest rates and loan discussion with Laurie Ausmus with Washington 1st Mortgage</title>
    <itunes:summary><![CDATA[In my opinion, this IS NOT 2008! So many different and stronger variables than what had taken place in 2008. Please remember, buying real estate is not a short-term investment and Lenders are in the business of making loans so we will see more types of loans become available to fit your budget. As a buyer don't get discouraged and don't give up. As a seller, you may not see as many offers on your home but homes are selling and selling within 7 days if priced to what the market feels is a good...]]></itunes:summary>
    <description><![CDATA[<p>In my opinion, this IS NOT 2008! So many different and stronger variables than what had taken place in 2008. Please remember, buying real estate is not a short-term investment and Lenders are in the business of making loans so we will see more types of loans become available to fit your budget. As a buyer don&apos;t get discouraged and don&apos;t give up. As a seller, you may not see as many offers on your home but homes are selling and selling within 7 days if priced to what the market feels is a good value.</p>]]></description>
    <content:encoded><![CDATA[<p>In my opinion, this IS NOT 2008! So many different and stronger variables than what had taken place in 2008. Please remember, buying real estate is not a short-term investment and Lenders are in the business of making loans so we will see more types of loans become available to fit your budget. As a buyer don&apos;t get discouraged and don&apos;t give up. As a seller, you may not see as many offers on your home but homes are selling and selling within 7 days if priced to what the market feels is a good value.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10545850-market-is-changing-but-this-is-not-2008-interest-rates-and-loan-discussion-with-laurie-ausmus-with-washington-1st-mortgage.mp3" length="5949914" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10545850</guid>
    <pubDate>Mon, 02 May 2022 15:00:00 -0700</pubDate>
    <itunes:duration>585</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>March 2022 NWMLS Stats and market trends - The market is changing!</itunes:title>
    <title>March 2022 NWMLS Stats and market trends - The market is changing!</title>
    <itunes:summary><![CDATA[Yes, homes are still selling and Yes most of them are selling in 7 days or less yet are they selling for more than the asking price? We have seen several price reductions after homes being on the market for over a week, we are seeing fewer offers on homes with some homes receiving only 1 offer.   Good time to buy? I would not give up on your search as it appears that you will be competing with fewer buyers which could mean not paying way over the sellers asking price.  ]]></itunes:summary>
    <description><![CDATA[<p>Yes, homes are still selling and Yes most of them are selling in 7 days or less yet are they selling for more than the asking price? We have seen several price reductions after homes being on the market for over a week, we are seeing fewer offers on homes with some homes receiving only 1 offer. <br/><br/>Good time to buy? I would not give up on your search as it appears that you will be competing with fewer buyers which could mean not paying way over the sellers asking price. </p>]]></description>
    <content:encoded><![CDATA[<p>Yes, homes are still selling and Yes most of them are selling in 7 days or less yet are they selling for more than the asking price? We have seen several price reductions after homes being on the market for over a week, we are seeing fewer offers on homes with some homes receiving only 1 offer. <br/><br/>Good time to buy? I would not give up on your search as it appears that you will be competing with fewer buyers which could mean not paying way over the sellers asking price. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10480326-march-2022-nwmls-stats-and-market-trends-the-market-is-changing.mp3" length="6485984" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10480326</guid>
    <pubDate>Thu, 21 Apr 2022 11:00:00 -0700</pubDate>
    <itunes:duration>664</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>February 2022 NWMLS Stats and Laurie Ausmus - Mortgage Tips and Interest rate update</itunes:title>
    <title>February 2022 NWMLS Stats and Laurie Ausmus - Mortgage Tips and Interest rate update</title>
    <itunes:summary><![CDATA[The latest statistics from our MLS for the month ending February 2022 PLUS an update on current interest rates and the loan approval process from Laurie Ausmus (NMLS - 116156 | Sr Loan Originator) with Washington First Mortgage Loan Corp. NMLS 854647 ]]></itunes:summary>
    <description><![CDATA[<p>The latest statistics from our MLS for the month ending February 2022 PLUS<br/>an update on current interest rates and the loan approval process from Laurie Ausmus (NMLS - 116156 | Sr Loan Originator) with Washington First Mortgage Loan Corp. NMLS 854647</p>]]></description>
    <content:encoded><![CDATA[<p>The latest statistics from our MLS for the month ending February 2022 PLUS<br/>an update on current interest rates and the loan approval process from Laurie Ausmus (NMLS - 116156 | Sr Loan Originator) with Washington First Mortgage Loan Corp. NMLS 854647</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10299669-february-2022-nwmls-stats-and-laurie-ausmus-mortgage-tips-and-interest-rate-update.mp3" length="17954958" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10299669</guid>
    <pubDate>Tue, 22 Mar 2022 16:00:00 -0700</pubDate>
    <itunes:duration>1487</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Mortgage Minute with Laurie Ausmus at Washington First 1st Mortgage</itunes:title>
    <title>Mortgage Minute with Laurie Ausmus at Washington First 1st Mortgage</title>
    <itunes:summary><![CDATA[Thie week, and in future weeks Laurie will be a guest as she brings us Mortgage updates on interest rates and anything new to be aware of, when obtaining a home loan ]]></itunes:summary>
    <description><![CDATA[<p>Thie week, and in future weeks Laurie will be a guest as she brings us Mortgage updates on interest rates and anything new to be aware of, when obtaining a home loan</p>]]></description>
    <content:encoded><![CDATA[<p>Thie week, and in future weeks Laurie will be a guest as she brings us Mortgage updates on interest rates and anything new to be aware of, when obtaining a home loan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10152217-mortgage-minute-with-laurie-ausmus-at-washington-first-1st-mortgage.mp3" length="13234667" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10152217</guid>
    <pubDate>Sun, 27 Feb 2022 11:00:00 -0800</pubDate>
    <itunes:duration>1428</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Jan 2022 Market Update and Market Trends</itunes:title>
    <title>Jan 2022 Market Update and Market Trends</title>
    <itunes:summary><![CDATA[Statistics from our local MLS and articles on the real estate market on a national level ]]></itunes:summary>
    <description><![CDATA[<p>Statistics from our local MLS and articles on the real estate market on a national level</p>]]></description>
    <content:encoded><![CDATA[<p>Statistics from our local MLS and articles on the real estate market on a national level</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10074475-jan-2022-market-update-and-market-trends.mp3" length="8815116" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10074475</guid>
    <pubDate>Mon, 14 Feb 2022 12:00:00 -0800</pubDate>
    <itunes:duration>842</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Quick market update and a conversation with Laurie Ausmus with Wash 1st Mortgage</itunes:title>
    <title>Quick market update and a conversation with Laurie Ausmus with Wash 1st Mortgage</title>
    <itunes:summary><![CDATA[Just a candid conversation about the early Spring market and some of the challenges of "winning" a home. Laurie with Washington 1st Mortgage is ready to help you get approved for your home loan, contact her today ]]></itunes:summary>
    <description><![CDATA[<p>Just a candid conversation about the early Spring market and some of the challenges of &quot;winning&quot; a home. Laurie with Washington 1st Mortgage is ready to help you get approved for your home loan, contact her today</p>]]></description>
    <content:encoded><![CDATA[<p>Just a candid conversation about the early Spring market and some of the challenges of &quot;winning&quot; a home. Laurie with Washington 1st Mortgage is ready to help you get approved for your home loan, contact her today</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/10007975-quick-market-update-and-a-conversation-with-laurie-ausmus-with-wash-1st-mortgage.mp3" length="15430020" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-10007975</guid>
    <pubDate>Thu, 03 Feb 2022 13:00:00 -0800</pubDate>
    <itunes:duration>1664</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title> Hot Off the Press! - NWMLS Stats Dec 2021</itunes:title>
    <title> Hot Off the Press! - NWMLS Stats Dec 2021</title>
    <itunes:summary><![CDATA[Just a quick summary of our sales for December 2021 in King, Snohomish, and Pierce Counties as well as the available inventory in homes and condominiums that are for sale. Have a great 2022! ]]></itunes:summary>
    <description><![CDATA[<p>Just a quick summary of our sales for December 2021 in King, Snohomish, and Pierce Counties as well as the available inventory in homes and condominiums that are for sale.<br/>Have a great 2022!</p>]]></description>
    <content:encoded><![CDATA[<p>Just a quick summary of our sales for December 2021 in King, Snohomish, and Pierce Counties as well as the available inventory in homes and condominiums that are for sale.<br/>Have a great 2022!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9851468-hot-off-the-press-nwmls-stats-dec-2021.mp3" length="2740362" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9851468</guid>
    <pubDate>Sat, 08 Jan 2022 11:00:00 -0800</pubDate>
    <itunes:duration>278</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Happy New Year - Septic systems - knowing what questions to ask when selling or buying to confirm that the system is  working properly</itunes:title>
    <title>Happy New Year - Septic systems - knowing what questions to ask when selling or buying to confirm that the system is  working properly</title>
    <itunes:summary><![CDATA[An issue I ran across with a home that was sold by another agent where incorrect information was provided to potential home buyers on the validity of the home's septic system and the permits of the addition to the home. Even in our very competitive market, it is always best, as a buyer, to ask questions before buying a home to confirm that what the seller is stating is true and correct, especially when it comes to the home's septic system. ]]></itunes:summary>
    <description><![CDATA[<p>An issue I ran across with a home that was sold by another agent where incorrect information was provided to potential home buyers on the validity of the home&apos;s septic system and the permits of the addition to the home. Even in our very competitive market, it is always best, as a buyer, to ask questions before buying a home to confirm that what the seller is stating is true and correct, especially when it comes to the home&apos;s septic system.</p>]]></description>
    <content:encoded><![CDATA[<p>An issue I ran across with a home that was sold by another agent where incorrect information was provided to potential home buyers on the validity of the home&apos;s septic system and the permits of the addition to the home. Even in our very competitive market, it is always best, as a buyer, to ask questions before buying a home to confirm that what the seller is stating is true and correct, especially when it comes to the home&apos;s septic system.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9831775-happy-new-year-septic-systems-knowing-what-questions-to-ask-when-selling-or-buying-to-confirm-that-the-system-is-working-properly.mp3" length="6932944" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9831775</guid>
    <pubDate>Tue, 04 Jan 2022 14:00:00 -0800</pubDate>
    <itunes:duration>660</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Merry Christmas and Happy Holidays! - Market Update and Predictions for 2022</itunes:title>
    <title>Merry Christmas and Happy Holidays! - Market Update and Predictions for 2022</title>
    <itunes:summary><![CDATA[Just a quick Podcast on the year to date snapshot of the national market and the predictions for 2022 for sales, inventory, and prices for home ]]></itunes:summary>
    <description><![CDATA[<p>Just a quick Podcast on the year to date snapshot of the national market and the predictions for 2022 for sales, inventory, and prices for home</p>]]></description>
    <content:encoded><![CDATA[<p>Just a quick Podcast on the year to date snapshot of the national market and the predictions for 2022 for sales, inventory, and prices for home</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9757058-merry-christmas-and-happy-holidays-market-update-and-predictions-for-2022.mp3" length="4649456" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9757058</guid>
    <pubDate>Mon, 20 Dec 2021 14:00:00 -0800</pubDate>
    <itunes:duration>398</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot Off the Press! November 2021 market stats from the NWMLS</itunes:title>
    <title>Hot Off the Press! November 2021 market stats from the NWMLS</title>
    <itunes:summary><![CDATA[As suspected, inventory is again at an all-time low! ]]></itunes:summary>
    <description><![CDATA[<p>As suspected, inventory is again at an all-time low!</p>]]></description>
    <content:encoded><![CDATA[<p>As suspected, inventory is again at an all-time low!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9686854-hot-off-the-press-november-2021-market-stats-from-the-nwmls.mp3" length="5079982" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9686854</guid>
    <pubDate>Wed, 08 Dec 2021 12:00:00 -0800</pubDate>
    <itunes:duration>460</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Low Inventory, Current sales activity experiences with my Sellers, National Home Stats</itunes:title>
    <title>Low Inventory, Current sales activity experiences with my Sellers, National Home Stats</title>
    <itunes:summary><![CDATA[Just a quick recap on our current market and the trends of low inventory and my recent experiences on 2 homes I had placed on the market (both are sold, yet 2 different experiences) ]]></itunes:summary>
    <description><![CDATA[<p>Just a quick recap on our current market and the trends of low inventory and my recent experiences on 2 homes I had placed on the market (both are sold, yet 2 different experiences)</p>]]></description>
    <content:encoded><![CDATA[<p>Just a quick recap on our current market and the trends of low inventory and my recent experiences on 2 homes I had placed on the market (both are sold, yet 2 different experiences)</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9673575-low-inventory-current-sales-activity-experiences-with-my-sellers-national-home-stats.mp3" length="5955854" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9673575</guid>
    <pubDate>Mon, 06 Dec 2021 11:00:00 -0800</pubDate>
    <itunes:duration>498</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>NWMLS Real Estate sales Update for Oct 2021</itunes:title>
    <title>NWMLS Real Estate sales Update for Oct 2021</title>
    <itunes:summary><![CDATA[Covering King, Snohomish and Pierce Counties - the most recent activity and thoughts on our current real estate market ]]></itunes:summary>
    <description><![CDATA[<p>Covering King, Snohomish and Pierce Counties - the most recent activity and thoughts on our current real estate market</p>]]></description>
    <content:encoded><![CDATA[<p>Covering King, Snohomish and Pierce Counties - the most recent activity and thoughts on our current real estate market</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9503740-nwmls-real-estate-sales-update-for-oct-2021.mp3" length="6765883" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9503740</guid>
    <pubDate>Sat, 06 Nov 2021 15:00:00 -0700</pubDate>
    <itunes:duration>621</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>September 2021 NWMLS Sales and Inventory Updates for King and Snohomish Counties</itunes:title>
    <title>September 2021 NWMLS Sales and Inventory Updates for King and Snohomish Counties</title>
    <itunes:summary><![CDATA[The latest sales report from our local MLS (NWMLS) ]]></itunes:summary>
    <description><![CDATA[<p>The latest sales report from our local MLS (NWMLS)</p>]]></description>
    <content:encoded><![CDATA[<p>The latest sales report from our local MLS (NWMLS)</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9398009-september-2021-nwmls-sales-and-inventory-updates-for-king-and-snohomish-counties.mp3" length="6412692" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9398009</guid>
    <pubDate>Tue, 19 Oct 2021 14:00:00 -0700</pubDate>
    <itunes:duration>605</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>October being best month to buy  per Realtor.com</itunes:title>
    <title>October being best month to buy  per Realtor.com</title>
    <itunes:summary><![CDATA[An article I read from Realtor.com giving us a glimpse of the market nat5ion wide and what they have seen.  ]]></itunes:summary>
    <description><![CDATA[<p>An article I read from Realtor.com giving us a glimpse of the market nat5ion wide and what they have seen. </p>]]></description>
    <content:encoded><![CDATA[<p>An article I read from Realtor.com giving us a glimpse of the market nat5ion wide and what they have seen. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9248734-october-being-best-month-to-buy-per-realtor-com.mp3" length="3912412" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9248734</guid>
    <pubDate>Thu, 23 Sep 2021 11:00:00 -0700</pubDate>
    <itunes:duration>388</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>August 2021Real Estate Market sales activity</itunes:title>
    <title>August 2021Real Estate Market sales activity</title>
    <itunes:summary><![CDATA[Just a quick update on the real estate activity for King and Snohomish Counties in our local MLS (NWMLS) ]]></itunes:summary>
    <description><![CDATA[<p>Just a quick update on the real estate activity for King and Snohomish Counties in our local MLS (NWMLS)</p>]]></description>
    <content:encoded><![CDATA[<p>Just a quick update on the real estate activity for King and Snohomish Counties in our local MLS (NWMLS)</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9195505-august-2021real-estate-market-sales-activity.mp3" length="4464248" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9195505</guid>
    <pubDate>Tue, 14 Sep 2021 14:00:00 -0700</pubDate>
    <itunes:duration>404</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>July 2021 NWMLS Stats and some advice for Buyers and Sellers</itunes:title>
    <title>July 2021 NWMLS Stats and some advice for Buyers and Sellers</title>
    <itunes:summary><![CDATA[Hot off the press from our MLS - The latest sales activity for July 2021 plus my comments on how the market is strending ]]></itunes:summary>
    <description><![CDATA[<p>Hot off the press from our MLS - The latest sales activity for July 2021 plus my comments on how the market is strending</p>]]></description>
    <content:encoded><![CDATA[<p>Hot off the press from our MLS - The latest sales activity for July 2021 plus my comments on how the market is strending</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/9002260-july-2021-nwmls-stats-and-some-advice-for-buyers-and-sellers.mp3" length="7381490" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-9002260</guid>
    <pubDate>Mon, 09 Aug 2021 16:00:00 -0700</pubDate>
    <itunes:duration>707</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Interview with Brock Mogensen with Smart Asset Capital - Investment Properties</itunes:title>
    <title>Interview with Brock Mogensen with Smart Asset Capital - Investment Properties</title>
    <itunes:summary><![CDATA[Great conversation with Brock today as he shares his success of starting with a duplex and then leveling up to an 89 unit apartment building. Many ways to accomplish this by being a partner in win TIC (Tenants in Common), LLC (Limited Liability Corporation) with partners as well as a Joint Ventures (JV). Get connected with Brock and learn more on how to get your wealth thru real estate investing.    Email: brock@smartassetcapital.com  Web Site: Smartassetcapital.com  ]]></itunes:summary>
    <description><![CDATA[<p>Great conversation with Brock today as he shares his success of starting with a duplex and then leveling up to an 89 unit apartment building. Many ways to accomplish this by being a partner in win TIC (Tenants in Common), LLC (Limited Liability Corporation) with partners<br/>as well as a Joint Ventures (JV). Get connected with Brock and learn more on how to get your wealth thru real estate investing.  <br/><br/>Email: brock@smartassetcapital.com <br/>Web Site: Smartassetcapital.com </p>]]></description>
    <content:encoded><![CDATA[<p>Great conversation with Brock today as he shares his success of starting with a duplex and then leveling up to an 89 unit apartment building. Many ways to accomplish this by being a partner in win TIC (Tenants in Common), LLC (Limited Liability Corporation) with partners<br/>as well as a Joint Ventures (JV). Get connected with Brock and learn more on how to get your wealth thru real estate investing.  <br/><br/>Email: brock@smartassetcapital.com <br/>Web Site: Smartassetcapital.com </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8876244-interview-with-brock-mogensen-with-smart-asset-capital-investment-properties.mp3" length="13312016" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8876244</guid>
    <pubDate>Fri, 16 Jul 2021 14:00:00 -0700</pubDate>
    <itunes:duration>1447</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>June 2021 Market Update on Sales Activity PLUS my thoughts on why building Realtor Realtor relationships are valuable when negotiating sales</itunes:title>
    <title>June 2021 Market Update on Sales Activity PLUS my thoughts on why building Realtor Realtor relationships are valuable when negotiating sales</title>
    <itunes:summary><![CDATA[Quick podcast on the recent sales activity for King and Snohomish counties for Residental and Condominiums. Still, a very strong sellers market, yet some buyer opportunities are starting to show up ]]></itunes:summary>
    <description><![CDATA[<p>Quick podcast on the recent sales activity for King and Snohomish counties for Residental and Condominiums. Still, a very strong sellers market, yet some buyer opportunities are starting to show up</p>]]></description>
    <content:encoded><![CDATA[<p>Quick podcast on the recent sales activity for King and Snohomish counties for Residental and Condominiums. Still, a very strong sellers market, yet some buyer opportunities are starting to show up</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8851944-june-2021-market-update-on-sales-activity-plus-my-thoughts-on-why-building-realtor-realtor-relationships-are-valuable-when-negotiating-sales.mp3" length="5949946" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8851944</guid>
    <pubDate>Mon, 12 Jul 2021 12:00:00 -0700</pubDate>
    <itunes:duration>585</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Market Update - May 2021, from our MLS. We still have very low Inventory available in all markets!</itunes:title>
    <title>Market Update - May 2021, from our MLS. We still have very low Inventory available in all markets!</title>
    <itunes:summary><![CDATA[We are also seeing some price reductions as well as longer days on markets. Some homes are not selling on their offer review date, and some homes are only getting 1 offer.  Now would be a great time to buy before interest rates go up. ]]></itunes:summary>
    <description><![CDATA[<p>We are also seeing some price reductions as well as longer days on markets. Some homes are not selling on their offer review date, and some homes are only getting 1 offer.  Now would be a great time to buy before interest rates go up.</p>]]></description>
    <content:encoded><![CDATA[<p>We are also seeing some price reductions as well as longer days on markets. Some homes are not selling on their offer review date, and some homes are only getting 1 offer.  Now would be a great time to buy before interest rates go up.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8733542-market-update-may-2021-from-our-mls-we-still-have-very-low-inventory-available-in-all-markets.mp3" length="5361414" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8733542</guid>
    <pubDate>Sun, 20 Jun 2021 12:00:00 -0700</pubDate>
    <itunes:duration>549</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>A Conversation with Van Sturgeon- Over coming your fears of house flipping and renovations</itunes:title>
    <title>A Conversation with Van Sturgeon- Over coming your fears of house flipping and renovations</title>
    <itunes:summary><![CDATA[Mr. Van Sturgeon has is passionate about helping homeowners and real estate investors overcome their fears of home renovations and in buying and flipping homes. He has been on several Podcasts (The C.A.R.E More &amp; Work Less by Jeffrey Wood, A Guy that Know A Guy by Michael Whitehouse, Culture Sway by Antonia Moore, and Relish the Journey by Myles Biggs).  He has also been featured in the following articles: Los Angeles Tribune, The Ritz Herald, The Hutson Weekly, Madison Graph, Lincoln Cit...]]></itunes:summary>
    <description><![CDATA[<p>Mr. Van Sturgeon has is passionate about helping homeowners and real estate investors overcome their fears of home renovations and in buying and flipping homes. He has been on several Podcasts (The C.A.R.E More &amp; Work Less by Jeffrey Wood, A Guy that Know A Guy by Michael Whitehouse, Culture Sway by Antonia Moore, and Relish the Journey by Myles Biggs).<br/><br/>He has also been featured in the following articles: Los Angeles Tribune, The Ritz Herald, The Hutson Weekly, Madison Graph, Lincoln Citizen, Belmont Star, Yahoo News, and Yahoo Finance.<br/><br/>He has lots of information and EBooks on his website: www.vansturgeon.com and you can also find him on IG #vansyurgeon.<br/><br/>A valuable resource that will help you become more successful in your home renovations and home flip business<br/><br/><br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>Mr. Van Sturgeon has is passionate about helping homeowners and real estate investors overcome their fears of home renovations and in buying and flipping homes. He has been on several Podcasts (The C.A.R.E More &amp; Work Less by Jeffrey Wood, A Guy that Know A Guy by Michael Whitehouse, Culture Sway by Antonia Moore, and Relish the Journey by Myles Biggs).<br/><br/>He has also been featured in the following articles: Los Angeles Tribune, The Ritz Herald, The Hutson Weekly, Madison Graph, Lincoln Citizen, Belmont Star, Yahoo News, and Yahoo Finance.<br/><br/>He has lots of information and EBooks on his website: www.vansturgeon.com and you can also find him on IG #vansyurgeon.<br/><br/>A valuable resource that will help you become more successful in your home renovations and home flip business<br/><br/><br/><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8702980-a-conversation-with-van-sturgeon-over-coming-your-fears-of-house-flipping-and-renovations.mp3" length="15997730" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8702980</guid>
    <pubDate>Mon, 14 Jun 2021 15:00:00 -0700</pubDate>
    <itunes:duration>1725</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>NWMLS April 2021 Real Estate sales  stats, Tip Tuesday ideas, Eviction Ban and ......</itunes:title>
    <title>NWMLS April 2021 Real Estate sales  stats, Tip Tuesday ideas, Eviction Ban and ......</title>
    <itunes:summary><![CDATA[.... a great Lender to call or email to get Pre-Approved for your home loan.  Thanks for listening!    ]]></itunes:summary>
    <description><![CDATA[<p>.... a great Lender to call or email to get Pre-Approved for your home loan.<br/><br/>Thanks for listening!<br/><br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>.... a great Lender to call or email to get Pre-Approved for your home loan.<br/><br/>Thanks for listening!<br/><br/><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8486480-nwmls-april-2021-real-estate-sales-stats-tip-tuesday-ideas-eviction-ban-and.mp3" length="8024746" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8486480</guid>
    <pubDate>Sun, 09 May 2021 10:00:00 -0700</pubDate>
    <itunes:duration>795</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>All about Credit and Credit Repair companies!</itunes:title>
    <title>All about Credit and Credit Repair companies!</title>
    <itunes:summary><![CDATA[My recap on an email I received from an article on Money Magazine about how to clean up your credit by having a qualified Credit Repair company help you.   ]]></itunes:summary>
    <description><![CDATA[<p>My recap on an email I received from an article on Money Magazine about how to clean up your credit by having a qualified Credit Repair company help you.  </p>]]></description>
    <content:encoded><![CDATA[<p>My recap on an email I received from an article on Money Magazine about how to clean up your credit by having a qualified Credit Repair company help you.  </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8396904-all-about-credit-and-credit-repair-companies.mp3" length="7098727" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8396904</guid>
    <pubDate>Sat, 24 Apr 2021 14:00:00 -0700</pubDate>
    <itunes:duration>691</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Forbearance &amp; Moratorium Extensions, Buyers and Agent stories of our crazy real estate market</itunes:title>
    <title>Forbearance &amp; Moratorium Extensions, Buyers and Agent stories of our crazy real estate market</title>
    <itunes:summary><![CDATA[As well as a thought on how to increase your credit score if you are renting, and some other market stat from other cities in the U.S..  ]]></itunes:summary>
    <description><![CDATA[<p>As well as a thought on how to increase your credit score if you are renting, and some other market stat from other cities in the U.S.. </p>]]></description>
    <content:encoded><![CDATA[<p>As well as a thought on how to increase your credit score if you are renting, and some other market stat from other cities in the U.S.. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8364579-forbearance-moratorium-extensions-buyers-and-agent-stories-of-our-crazy-real-estate-market.mp3" length="10390621" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8364579</guid>
    <pubDate>Mon, 19 Apr 2021 12:00:00 -0700</pubDate>
    <itunes:duration>986</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>March 2021 MLS market stats on sales and inventory challenges</itunes:title>
    <title>March 2021 MLS market stats on sales and inventory challenges</title>
    <itunes:summary><![CDATA[Just a quick update on the current trend on sales and inventory for the month of March 2021, from our local MLS ]]></itunes:summary>
    <description><![CDATA[<p>Just a quick update on the current trend on sales and inventory for the month of March 2021,<br/>from our local MLS</p>]]></description>
    <content:encoded><![CDATA[<p>Just a quick update on the current trend on sales and inventory for the month of March 2021,<br/>from our local MLS</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8313593-march-2021-mls-market-stats-on-sales-and-inventory-challenges.mp3" length="5423725" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8313593</guid>
    <pubDate>Sun, 11 Apr 2021 12:00:00 -0700</pubDate>
    <itunes:duration>498</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>A brief discussion on a recent article regarding the current real estate market</itunes:title>
    <title>A brief discussion on a recent article regarding the current real estate market</title>
    <itunes:summary><![CDATA[PLUS  some added thoughts on understanding the current real estate market as a buyer or seller  ]]></itunes:summary>
    <description><![CDATA[<p>PLUS  some added thoughts on understanding the current real estate market as a buyer or seller </p>]]></description>
    <content:encoded><![CDATA[<p>PLUS  some added thoughts on understanding the current real estate market as a buyer or seller </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8274970-a-brief-discussion-on-a-recent-article-regarding-the-current-real-estate-market.mp3" length="7139871" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8274970</guid>
    <pubDate>Mon, 05 Apr 2021 08:00:00 -0700</pubDate>
    <itunes:duration>681</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Our Crazy Real Estate Market with sales way over the sellers asking price! </itunes:title>
    <title>Our Crazy Real Estate Market with sales way over the sellers asking price! </title>
    <itunes:summary><![CDATA[How do you prepare to compete for a house as a home buyer? Plus the many things I have done to help sellers and buyers during the escrow process of dealing with house issues.  ]]></itunes:summary>
    <description><![CDATA[<p>How do you prepare to compete for a house as a home buyer? Plus the many things I have done to help sellers and buyers during the escrow process of dealing with house issues. </p>]]></description>
    <content:encoded><![CDATA[<p>How do you prepare to compete for a house as a home buyer? Plus the many things I have done to help sellers and buyers during the escrow process of dealing with house issues. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/8219114-our-crazy-real-estate-market-with-sales-way-over-the-sellers-asking-price.mp3" length="8762404" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-8219114</guid>
    <pubDate>Fri, 26 Mar 2021 15:00:00 -0700</pubDate>
    <itunes:duration>916</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Tips and suggestions on preparing your home to sell and showing your home</itunes:title>
    <title>Tips and suggestions on preparing your home to sell and showing your home</title>
    <itunes:summary><![CDATA[Read a few articles this week that I thought I would share with you as they addressed getting your home ready for the market as well as some ideas and suggestions on showing your home. Even in our strong seller's market these tips and suggestions will help your home stand out and attract multiple buyers, helping you obtain the highest possible price for your home ]]></itunes:summary>
    <description><![CDATA[<p>Read a few articles this week that I thought I would share with you as they addressed getting your home ready for the market as well as some ideas and suggestions on showing your home. Even in our strong seller&apos;s market these tips and suggestions will help your home stand out and attract multiple buyers, helping you obtain the highest possible price for your home</p>]]></description>
    <content:encoded><![CDATA[<p>Read a few articles this week that I thought I would share with you as they addressed getting your home ready for the market as well as some ideas and suggestions on showing your home. Even in our strong seller&apos;s market these tips and suggestions will help your home stand out and attract multiple buyers, helping you obtain the highest possible price for your home</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/7834003-tips-and-suggestions-on-preparing-your-home-to-sell-and-showing-your-home.mp3" length="11274906" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7834003</guid>
    <pubDate>Fri, 12 Feb 2021 12:00:00 -0800</pubDate>
    <itunes:duration>987</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title> Real Estate Market stats update, Buyer and Seller expectations, Interest rates and Home prices </itunes:title>
    <title> Real Estate Market stats update, Buyer and Seller expectations, Interest rates and Home prices </title>
    <itunes:summary><![CDATA[Our current inventory of homes for sale, what the expectations should be as a seller and as a buyer, Interest rates and home prices projections ]]></itunes:summary>
    <description><![CDATA[<p>Our current inventory of homes for sale, what the expectations should be as a seller and as a buyer, Interest rates and home prices projections</p>]]></description>
    <content:encoded><![CDATA[<p>Our current inventory of homes for sale, what the expectations should be as a seller and as a buyer, Interest rates and home prices projections</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/7590997-real-estate-market-stats-update-buyer-and-seller-expectations-interest-rates-and-home-prices.mp3" length="5433359" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-7590997</guid>
    <pubDate>Sun, 31 Jan 2021 12:00:00 -0800</pubDate>
    <itunes:duration>484</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>An Update from my guest Marilyn Conyers with Caliber Home Loans</itunes:title>
    <title>An Update from my guest Marilyn Conyers with Caliber Home Loans</title>
    <itunes:summary><![CDATA[Today's discussion was an update on current interest rates, current trends in the housing market, what does 2021 look like for interest rates and inventory, the Pre-Approval process and how important that is when making an offer on a home PLUS much more ]]></itunes:summary>
    <description><![CDATA[<p>Today&apos;s discussion was an update on current interest rates, current trends in the housing market, what does 2021 look like for interest rates and inventory, the Pre-Approval process and how important that is when making an offer on a home PLUS much more</p>]]></description>
    <content:encoded><![CDATA[<p>Today&apos;s discussion was an update on current interest rates, current trends in the housing market, what does 2021 look like for interest rates and inventory, the Pre-Approval process and how important that is when making an offer on a home PLUS much more</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/6940664-an-update-from-my-guest-marilyn-conyers-with-caliber-home-loans.mp3" length="22426146" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6940664</guid>
    <pubDate>Sun, 20 Dec 2020 16:00:00 -0800</pubDate>
    <itunes:duration>1860</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Christmas Lights, Reminders for safety, Redecorating &amp; Painting ideas and next Podcast guest - Marilyn Conyers at Caliber Mortgage</itunes:title>
    <title>Christmas Lights, Reminders for safety, Redecorating &amp; Painting ideas and next Podcast guest - Marilyn Conyers at Caliber Mortgage</title>
    <itunes:summary><![CDATA[Just some ideas and suggestions to make your home feel warm and cozy, as well as desirable for potential home buyers, during the holiday season. Found some great reminders on home safety, as well as redecorating and painting suggestions from the Seattle Times. Happy Holidays! ]]></itunes:summary>
    <description><![CDATA[<p>Just some ideas and suggestions to make your home feel warm and cozy, as well as desirable for potential home buyers, during the holiday season. Found some great reminders on home safety, as well as redecorating and painting suggestions from the Seattle Times. Happy Holidays!</p>]]></description>
    <content:encoded><![CDATA[<p>Just some ideas and suggestions to make your home feel warm and cozy, as well as desirable for potential home buyers, during the holiday season. Found some great reminders on home safety, as well as redecorating and painting suggestions from the Seattle Times. Happy Holidays!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/6829729-christmas-lights-reminders-for-safety-redecorating-painting-ideas-and-next-podcast-guest-marilyn-conyers-at-caliber-mortgage.mp3" length="7914080" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6829729</guid>
    <pubDate>Sun, 13 Dec 2020 16:00:00 -0800</pubDate>
    <itunes:duration>650</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title> Interest rates, 11% moving this next year, $6M Bunker home, and Home Inspections,</itunes:title>
    <title> Interest rates, 11% moving this next year, $6M Bunker home, and Home Inspections,</title>
    <itunes:summary><![CDATA[Happy Thanksgiving!  ]]></itunes:summary>
    <description><![CDATA[<p>Happy Thanksgiving! </p>]]></description>
    <content:encoded><![CDATA[<p>Happy Thanksgiving! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/6521248-interest-rates-11-moving-this-next-year-6m-bunker-home-and-home-inspections.mp3" length="8699800" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6521248</guid>
    <pubDate>Mon, 23 Nov 2020 16:00:00 -0800</pubDate>
    <itunes:duration>817</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Real Estate Market Update - October 2020</itunes:title>
    <title>Real Estate Market Update - October 2020</title>
    <itunes:summary><![CDATA[Sales Activity - New Listings, Pending Sales, Closed sales for October 2020, and for Year to Date 2020. It is a very aggressive sellers market with low inventory and low interest rates ]]></itunes:summary>
    <description><![CDATA[<p>Sales Activity - New Listings, Pending Sales, Closed sales for October 2020, and for Year to Date 2020. It is a very aggressive sellers market with low inventory and low interest rates</p>]]></description>
    <content:encoded><![CDATA[<p>Sales Activity - New Listings, Pending Sales, Closed sales for October 2020, and for Year to Date 2020. It is a very aggressive sellers market with low inventory and low interest rates</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/6348157-real-estate-market-update-october-2020.mp3" length="8197459" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/koj9ubp933ivgaku53t8o5fm3snz?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-6348157</guid>
    <pubDate>Thu, 12 Nov 2020 14:00:00 -0800</pubDate>
    <itunes:duration>799</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>September 2020 Seattle/Bellevue Market Update</itunes:title>
    <title>September 2020 Seattle/Bellevue Market Update</title>
    <itunes:summary><![CDATA[Latest information on current sales of homes and condos. Multiple offers, big price changes and more ]]></itunes:summary>
    <description><![CDATA[<p>Latest information on current sales of homes and condos. Multiple offers, big price changes and more</p>]]></description>
    <content:encoded><![CDATA[<p>Latest information on current sales of homes and condos. Multiple offers, big price changes and more</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/5915746-september-2020-seattle-bellevue-market-update.mp3" length="5772329" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/jtrm8oex7e0supnlsr17272lahel?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5915746</guid>
    <pubDate>Thu, 15 Oct 2020 15:00:00 -0700</pubDate>
    <itunes:duration>584</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>August 2020 Seattle/Bellevue Real Estate Market Update! </itunes:title>
    <title>August 2020 Seattle/Bellevue Real Estate Market Update! </title>
    <itunes:summary><![CDATA[Although late, here are the sales activity for Homes and Condos in the King and Snohomish Counties of Washington.  Also included are my thoughts on how to get ready to seel your home ins a strong sellers market and what to do to get prepared when looking to buy a home when you are competing with others for the same home ]]></itunes:summary>
    <description><![CDATA[<p>Although late, here are the sales activity for Homes and Condos in the King and Snohomish Counties of Washington.  Also included are my thoughts on how to get ready to seel your home ins a strong sellers market and what to do to get prepared when looking to buy a home when you are competing with others for the same home</p>]]></description>
    <content:encoded><![CDATA[<p>Although late, here are the sales activity for Homes and Condos in the King and Snohomish Counties of Washington.  Also included are my thoughts on how to get ready to seel your home ins a strong sellers market and what to do to get prepared when looking to buy a home when you are competing with others for the same home</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/5914318-august-2020-seattle-bellevue-real-estate-market-update.mp3" length="6695786" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5914318</guid>
    <pubDate>Thu, 15 Oct 2020 13:00:00 -0700</pubDate>
    <itunes:duration>700</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Real Estate Market Updates for July 2020</itunes:title>
    <title>Real Estate Market Updates for July 2020</title>
    <itunes:summary><![CDATA[I have also included, in today's Podcast, the latest real estate activity, Sales and Pending sales, from the Seattle Times for the first week of August 2020 - August 9th.     ]]></itunes:summary>
    <description><![CDATA[<p>I have also included, in today&apos;s Podcast, the latest real estate activity, Sales and Pending sales, from the Seattle Times for the first week of August 2020 - August 9th. <br/><br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>I have also included, in today&apos;s Podcast, the latest real estate activity, Sales and Pending sales, from the Seattle Times for the first week of August 2020 - August 9th. <br/><br/><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/5039873-real-estate-market-updates-for-july-2020.mp3" length="7917969" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/fl7498f5ve9q7630kcg5v9x7jvfz?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-5039873</guid>
    <pubDate>Mon, 17 Aug 2020 17:00:00 -0700</pubDate>
    <itunes:duration>829</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Low Interest rates - but can you get a loan? New State Mandates and Weekly Sales</itunes:title>
    <title>Low Interest rates - but can you get a loan? New State Mandates and Weekly Sales</title>
    <itunes:summary><![CDATA[Getting a loan can be challenging, even with low-interest rates due to the new lender criteria. Stay up to date on the New State Mandates. Home sales for the week, your market activity update   ]]></itunes:summary>
    <description><![CDATA[<p>Getting a loan can be challenging, even with low-interest rates due to the new lender criteria. Stay up to date on the New State Mandates. Home sales for the week, your market activity update<br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>Getting a loan can be challenging, even with low-interest rates due to the new lender criteria. Stay up to date on the New State Mandates. Home sales for the week, your market activity update<br/><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/4856090-low-interest-rates-but-can-you-get-a-loan-new-state-mandates-and-weekly-sales.mp3" length="6445659" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/iiqarl8jpmqpty43qr5n8eqejunl?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4856090</guid>
    <pubDate>Tue, 04 Aug 2020 16:00:00 -0700</pubDate>
    <itunes:duration>636</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying a home without a Real Estate Agent or Realtor</itunes:title>
    <title>Buying a home without a Real Estate Agent or Realtor</title>
    <itunes:summary><![CDATA[My thoughts and suggestions from an article I read in the Seattle Times on the steps to take when buying a home without hiring a real estate agent or Realtor. As you may know, there are many steps in finding and buying a home, and YES you should have the option to buy a home without hiring a real estate agent or Realtor but keep in mind that a home purchase is more complex, as I have outlined in my Podcast today ]]></itunes:summary>
    <description><![CDATA[<p>My thoughts and suggestions from an article I read in the Seattle Times on the steps to take when buying a home without hiring a real estate agent or Realtor. As you may know, there are many steps in finding and buying a home, and YES you should have the option to buy a home without hiring a real estate agent or Realtor but keep in mind that a home purchase is more complex, as I have outlined in my Podcast today</p>]]></description>
    <content:encoded><![CDATA[<p>My thoughts and suggestions from an article I read in the Seattle Times on the steps to take when buying a home without hiring a real estate agent or Realtor. As you may know, there are many steps in finding and buying a home, and YES you should have the option to buy a home without hiring a real estate agent or Realtor but keep in mind that a home purchase is more complex, as I have outlined in my Podcast today</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/4598897-buying-a-home-without-a-real-estate-agent-or-realtor.mp3" length="9892251" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ko27oojyomehxcq9lf46t4upzha3?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4598897</guid>
    <pubDate>Thu, 16 Jul 2020 14:00:00 -0700</pubDate>
    <itunes:duration>893</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>June 2020 Market Update - Active, Pending and Sold Stats</itunes:title>
    <title>June 2020 Market Update - Active, Pending and Sold Stats</title>
    <itunes:summary><![CDATA[Here is the most updated information on our sales for the Month of June 2020 for the King and Snohomish counties of Washington ]]></itunes:summary>
    <description><![CDATA[<p>Here is the most updated information on our sales for the Month of June 2020 for the King and Snohomish counties of Washington</p>]]></description>
    <content:encoded><![CDATA[<p>Here is the most updated information on our sales for the Month of June 2020 for the King and Snohomish counties of Washington</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/4508708-june-2020-market-update-active-pending-and-sold-stats.mp3" length="6875356" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/4i0ww4waoao8dvsxmbd496j8y8u5?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4508708</guid>
    <pubDate>Thu, 09 Jul 2020 15:00:00 -0700</pubDate>
    <itunes:duration>677</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Hot Sellers Market and choosing the right agent</itunes:title>
    <title>Hot Sellers Market and choosing the right agent</title>
    <itunes:summary><![CDATA[Yes, it is a HOT seller's market with multiple offers on homes that are priced well. In a market like this, it is VERY important to choose the right real estate agent to fully represent you so that you succeed in either buying or selling a home. ]]></itunes:summary>
    <description><![CDATA[<p>Yes, it is a HOT seller&apos;s market with multiple offers on homes that are priced well. In a market like this, it is VERY important to choose the right real estate agent to fully represent you so that you succeed in either buying or selling a home.</p>]]></description>
    <content:encoded><![CDATA[<p>Yes, it is a HOT seller&apos;s market with multiple offers on homes that are priced well. In a market like this, it is VERY important to choose the right real estate agent to fully represent you so that you succeed in either buying or selling a home.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/4342112-hot-sellers-market-and-choosing-the-right-agent.mp3" length="5910604" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ok68wpqsyuei6io253sepia2tlc5?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4342112</guid>
    <pubDate>Sat, 27 Jun 2020 11:00:00 -0700</pubDate>
    <itunes:duration>602</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>My conversation with Marilyn Conyers - THE TOUCHETTE TEAM at Caliber Home Loans</itunes:title>
    <title>My conversation with Marilyn Conyers - THE TOUCHETTE TEAM at Caliber Home Loans</title>
    <itunes:summary><![CDATA[Great conversation with Marilyn Conyers with THE TOUCHETTE TEAM at  Caliber Home Loans. She is happy to help you and answer all of your questions about home loans. Cell:(425)949-0626 or Email: marilyn.conyers@caliberhomeloans.com.   Lots of good information and insights on Mortgage Forbearance, Credit reviews, Loan Underwriter guidelines for debt to income ratios, Interest rates, and the loan approval process timeline. All very important when buying a home or refinancing your existi...]]></itunes:summary>
    <description><![CDATA[<p>Great conversation with Marilyn Conyers with THE TOUCHETTE TEAM at  Caliber Home Loans. She is happy to help you and answer all of your questions about home loans.<br/>Cell:(425)949-0626 or Email: marilyn.conyers@caliberhomeloans.com. <br/><br/>Lots of good information and insights on Mortgage Forbearance, Credit reviews, Loan Underwriter guidelines for debt to income ratios, Interest rates, and the loan approval process timeline. All very important when buying a home or refinancing your existing home loan.</p>]]></description>
    <content:encoded><![CDATA[<p>Great conversation with Marilyn Conyers with THE TOUCHETTE TEAM at  Caliber Home Loans. She is happy to help you and answer all of your questions about home loans.<br/>Cell:(425)949-0626 or Email: marilyn.conyers@caliberhomeloans.com. <br/><br/>Lots of good information and insights on Mortgage Forbearance, Credit reviews, Loan Underwriter guidelines for debt to income ratios, Interest rates, and the loan approval process timeline. All very important when buying a home or refinancing your existing home loan.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/4171886-my-conversation-with-marilyn-conyers-the-touchette-team-at-caliber-home-loans.mp3" length="18540105" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/1wrp4idvcvn5sns3lawf3ek7zpzp?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4171886</guid>
    <pubDate>Sun, 14 Jun 2020 15:00:00 -0700</pubDate>
    <itunes:duration>2056</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Seattle Real Estate Market Update May 2020</itunes:title>
    <title>Seattle Real Estate Market Update May 2020</title>
    <itunes:summary><![CDATA[Our MLS monthly sales statistics for the Month of May 2020, plus some added thoughts on our real estate market ]]></itunes:summary>
    <description><![CDATA[<p>Our MLS monthly sales statistics for the Month of May 2020, plus some added thoughts on our real estate market</p>]]></description>
    <content:encoded><![CDATA[<p>Our MLS monthly sales statistics for the Month of May 2020, plus some added thoughts on our real estate market</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/4092428-seattle-real-estate-market-update-may-2020.mp3" length="5842415" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/tlvvckcgv6bzal1k07bu6g1ns95s?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-4092428</guid>
    <pubDate>Mon, 08 Jun 2020 13:00:00 -0700</pubDate>
    <itunes:duration>571</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Real Estate Protocols for Showings and Home loan limitations  </itunes:title>
    <title>Real Estate Protocols for Showings and Home loan limitations  </title>
    <itunes:summary><![CDATA[Discussing the proper protocols for showing a home and also dealing with inspections and the proper protocols. A brief discussion on Unemployment benefits and Mortgage Forbearance and how that will affect your ability to secure either  new loan or your refinance loan ]]></itunes:summary>
    <description><![CDATA[<p>Discussing the proper protocols for showing a home and also dealing with inspections and the proper protocols. A brief discussion on Unemployment benefits and Mortgage Forbearance and how that will affect your ability to secure either  new loan or your refinance loan</p>]]></description>
    <content:encoded><![CDATA[<p>Discussing the proper protocols for showing a home and also dealing with inspections and the proper protocols. A brief discussion on Unemployment benefits and Mortgage Forbearance and how that will affect your ability to secure either  new loan or your refinance loan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/3788588-real-estate-protocols-for-showings-and-home-loan-limitations.mp3" length="7701154" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/fc5t9cd8lfhc5izdex5bde4yrwba?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3788588</guid>
    <pubDate>Sat, 16 May 2020 17:00:00 -0700</pubDate>
    <itunes:duration>795</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Real Estate Market UPDATE for April 2020</itunes:title>
    <title>Real Estate Market UPDATE for April 2020</title>
    <itunes:summary><![CDATA[Just some quick market stats on homes that recently went on the market (Active New) and Pending sales in April (Homes that successfully went under contract in the month of April) as well as days on market and how these stats for this year compared to 2019 ion the same month ]]></itunes:summary>
    <description><![CDATA[<p>Just some quick market stats on homes that recently went on the market (Active New) and Pending sales in April (Homes that successfully went under contract in the month of April) as well as days on market and how these stats for this year compared to 2019 ion the same month</p>]]></description>
    <content:encoded><![CDATA[<p>Just some quick market stats on homes that recently went on the market (Active New) and Pending sales in April (Homes that successfully went under contract in the month of April) as well as days on market and how these stats for this year compared to 2019 ion the same month</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/3682954-real-estate-market-update-for-april-2020.mp3" length="6787520" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ruq79qijloax480056laljsqk3mm?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3682954</guid>
    <pubDate>Fri, 08 May 2020 15:00:00 -0700</pubDate>
    <itunes:duration>732</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Foreclosures, Short Sales, Bank Owned Homes </itunes:title>
    <title>Foreclosures, Short Sales, Bank Owned Homes </title>
    <itunes:summary><![CDATA[A quick in-depth discussion and how each of these work as you decide to navigate these challenges and opprtunities ]]></itunes:summary>
    <description><![CDATA[<p>A quick in-depth discussion and how each of these work as you decide to navigate these challenges and opprtunities</p>]]></description>
    <content:encoded><![CDATA[<p>A quick in-depth discussion and how each of these work as you decide to navigate these challenges and opprtunities</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/3411364-foreclosures-short-sales-bank-owned-homes.mp3" length="8715468" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/uwzbuidgfof8z5hj9cij8x8i9f67?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3411364</guid>
    <pubDate>Sat, 18 Apr 2020 14:00:00 -0700</pubDate>
    <itunes:duration>851</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Mortgage Forbearance, Jumbo Loans, Refinances</itunes:title>
    <title>Mortgage Forbearance, Jumbo Loans, Refinances</title>
    <itunes:summary><![CDATA[Thoughts and suggestions regarding the Mortgage Forbearance Program, as well as what Lenders are and are not doing with Jumbo Mortgage Loans and Refinances. ]]></itunes:summary>
    <description><![CDATA[<p>Thoughts and suggestions regarding the Mortgage Forbearance Program, as well as what Lenders are and are not doing with Jumbo Mortgage Loans and Refinances.</p>]]></description>
    <content:encoded><![CDATA[<p>Thoughts and suggestions regarding the Mortgage Forbearance Program, as well as what Lenders are and are not doing with Jumbo Mortgage Loans and Refinances.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/3390667-mortgage-forbearance-jumbo-loans-refinances.mp3" length="7010304" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/nkuvd1t2v3krlbdoanpend40r9l8?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Thu, 16 Apr 2020 16:00:00 -0700</pubDate>
    <itunes:duration>682</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Cares Act, Mortgage Forbearance, Current Real Estate Market info</itunes:title>
    <title>Cares Act, Mortgage Forbearance, Current Real Estate Market info</title>
    <itunes:summary><![CDATA[Thoughts and suggestions as you navigate through all the options and challenges during these interesting times. Reach out to those you trust and get the right information to make the right choice for you.  ]]></itunes:summary>
    <description><![CDATA[<p>Thoughts and suggestions as you navigate through all the options and challenges during these interesting times. Reach out to those you trust and get the right information to make the right choice for you. </p>]]></description>
    <content:encoded><![CDATA[<p>Thoughts and suggestions as you navigate through all the options and challenges during these interesting times. Reach out to those you trust and get the right information to make the right choice for you. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/3318100-cares-act-mortgage-forbearance-current-real-estate-market-info.mp3" length="8582021" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3318100</guid>
    <pubDate>Fri, 10 Apr 2020 14:00:00 -0700</pubDate>
    <itunes:duration>775</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Our MLS Updates on Buying and Selling homes during Stay Home Mandate</itunes:title>
    <title>Our MLS Updates on Buying and Selling homes during Stay Home Mandate</title>
    <itunes:summary><![CDATA[Here are the latest rules, as modified by Governor Inslee, for the real estate industry during our Stay Home and stay healthy Mandate. I also added my thoughts on home sale trends during this turbulent time  Be Safe, Stay Healthy! ]]></itunes:summary>
    <description><![CDATA[<p>Here are the latest rules, as modified by Governor Inslee, for the real estate industry during our Stay Home and stay healthy Mandate. I also added my thoughts on home sale trends during this turbulent time<br/><br/>Be Safe, Stay Healthy!</p>]]></description>
    <content:encoded><![CDATA[<p>Here are the latest rules, as modified by Governor Inslee, for the real estate industry during our Stay Home and stay healthy Mandate. I also added my thoughts on home sale trends during this turbulent time<br/><br/>Be Safe, Stay Healthy!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/3215551-our-mls-updates-on-buying-and-selling-homes-during-stay-home-mandate.mp3" length="8135605" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/wbe6qteiorok4ay05monwzttqldo?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3215551</guid>
    <pubDate>Thu, 02 Apr 2020 11:00:00 -0700</pubDate>
    <itunes:duration>801</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Corona virus and NEW Washington State Mandate - Stay Home, Stay Healthy!</itunes:title>
    <title>Corona virus and NEW Washington State Mandate - Stay Home, Stay Healthy!</title>
    <itunes:summary><![CDATA[Update on the new mandate by Governor Inslee on what real estate agents/brokers are allowed to do and not do during this mandate period. Also, my thoughts on best strategies for buying or selling a home during this time ]]></itunes:summary>
    <description><![CDATA[<p>Update on the new mandate by Governor Inslee on what real estate agents/brokers are allowed to do and not do during this mandate period. Also, my thoughts on best strategies for buying or selling a home during this time</p>]]></description>
    <content:encoded><![CDATA[<p>Update on the new mandate by Governor Inslee on what real estate agents/brokers are allowed to do and not do during this mandate period. Also, my thoughts on best strategies for buying or selling a home during this time</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/3124153-corona-virus-and-new-washington-state-mandate-stay-home-stay-healthy.mp3" length="6481773" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/mpt9qepuz035jujs9hn1gg8dj28r?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3124153</guid>
    <pubDate>Wed, 25 Mar 2020 14:00:00 -0700</pubDate>
    <itunes:duration>536</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The Corona virus and how it effects Seeing homes and in Selling or Buying a home</itunes:title>
    <title>The Corona virus and how it effects Seeing homes and in Selling or Buying a home</title>
    <itunes:summary><![CDATA[Ver 2 of my thoughts on how we should handle the corona virus issues when looking at homes and selling a home as well as some updates from our MLS on open houses and updates on expectations of getting home sales closed ]]></itunes:summary>
    <description><![CDATA[<p>Ver 2 of my thoughts on how we should handle the corona virus issues when looking at homes and selling a home as well as some updates from our MLS on open houses and updates on expectations of getting home sales closed</p>]]></description>
    <content:encoded><![CDATA[<p>Ver 2 of my thoughts on how we should handle the corona virus issues when looking at homes and selling a home as well as some updates from our MLS on open houses and updates on expectations of getting home sales closed</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/3061459-the-corona-virus-and-how-it-effects-seeing-homes-and-in-selling-or-buying-a-home.mp3" length="8479758" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/u1s4aoomb1axvgwdyrpdvofdcirw?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-3061459</guid>
    <pubDate>Thu, 19 Mar 2020 16:00:00 -0700</pubDate>
    <itunes:duration>775</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Thoughts on looking at homes and selling a home during the Coronavirus issue</itunes:title>
    <title>Thoughts on looking at homes and selling a home during the Coronavirus issue</title>
    <itunes:summary><![CDATA[Just my thoughts, and a few reminders on some best practices when putting your home on the market. The conversations you should have with your real estate agents so that everyone involved feels safe ]]></itunes:summary>
    <description><![CDATA[<p>Just my thoughts, and a few reminders on some best practices when putting your home on the market. The conversations you should have with your real estate agents so that everyone involved feels safe</p>]]></description>
    <content:encoded><![CDATA[<p>Just my thoughts, and a few reminders on some best practices when putting your home on the market. The conversations you should have with your real estate agents so that everyone involved feels safe</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2985757-thoughts-on-looking-at-homes-and-selling-a-home-during-the-coronavirus-issue.mp3" length="5990707" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/busscxr71fdpgglrh2mqvmj9628p?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2985757</guid>
    <pubDate>Wed, 11 Mar 2020 16:00:00 -0700</pubDate>
    <itunes:duration>549</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Why not Interview and Hire Ray Dove as your Realtor when Buying or Selling real estate?</itunes:title>
    <title>Why not Interview and Hire Ray Dove as your Realtor when Buying or Selling real estate?</title>
    <itunes:summary><![CDATA[If you are buying or selling real estate why not interview me? I have over 40 years of Experience and Expertise. In addition to all of the information I have discussed on my previous Podcasts I thought I would share more on why I would be a good real estate agent for in your efforts to buy or sell real estate. Maybe you will feel the same and will make an appointment to meet with me.  ]]></itunes:summary>
    <description><![CDATA[<p>If you are buying or selling real estate why not interview me? I have over 40 years of Experience and Expertise. In addition to all of the information I have discussed on my previous Podcasts I thought I would share more on why I would be a good real estate agent for in your efforts to buy or sell real estate. Maybe you will feel the same and will make an appointment to meet with me. </p>]]></description>
    <content:encoded><![CDATA[<p>If you are buying or selling real estate why not interview me? I have over 40 years of Experience and Expertise. In addition to all of the information I have discussed on my previous Podcasts I thought I would share more on why I would be a good real estate agent for in your efforts to buy or sell real estate. Maybe you will feel the same and will make an appointment to meet with me. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2850214-why-not-interview-and-hire-ray-dove-as-your-realtor-when-buying-or-selling-real-estate.mp3" length="4147535" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/tctkyjy77fe21n8z7rjechye5fw2?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Wed, 26 Feb 2020 11:00:00 -0800</pubDate>
    <itunes:duration>419</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>All about Credit Reports - One on One Interview with Maria at KLaw</itunes:title>
    <title>All about Credit Reports - One on One Interview with Maria at KLaw</title>
    <itunes:summary><![CDATA[Things to know about your credit and where to go to get help in improve your credit scores ]]></itunes:summary>
    <description><![CDATA[<p>Things to know about your credit and where to go to get help in improve your credit scores</p>]]></description>
    <content:encoded><![CDATA[<p>Things to know about your credit and where to go to get help in improve your credit scores</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2676502-all-about-credit-reports-one-on-one-interview-with-maria-at-klaw.mp3" length="11292608" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/bfwbsmnqc5n3ywageanl22vw2hq5?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2676502</guid>
    <pubDate>Thu, 06 Feb 2020 11:00:00 -0800</pubDate>
    <itunes:duration>1107</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>One on One conversation with a Home Building Inspector</itunes:title>
    <title>One on One conversation with a Home Building Inspector</title>
    <itunes:summary><![CDATA[Meet John Torkelson with Protection Home Inspection! ]]></itunes:summary>
    <description><![CDATA[<p>Meet John Torkelson with Protection Home Inspection!</p>]]></description>
    <content:encoded><![CDATA[<p>Meet John Torkelson with Protection Home Inspection!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2611747-one-on-one-conversation-with-a-home-building-inspector.mp3" length="10853190" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/b26ta6bzlo7dun32z8d7jqxusw1f?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2611747</guid>
    <pubDate>Wed, 29 Jan 2020 13:00:00 -0800</pubDate>
    <itunes:duration>1043</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Real Estate Market Update - Stats on Year Ending 2019 and Looking forward in 2020</itunes:title>
    <title>Real Estate Market Update - Stats on Year Ending 2019 and Looking forward in 2020</title>
    <itunes:summary><![CDATA[Stats from our local MLS (NWMLS) for 2019, what trends we are seeing for 2020 in housing inventory, what interest rates are doing and in buyer activity ]]></itunes:summary>
    <description><![CDATA[<p>Stats from our local MLS (NWMLS) for 2019, what trends we are seeing for 2020 in housing inventory, what interest rates are doing and in buyer activity</p>]]></description>
    <content:encoded><![CDATA[<p>Stats from our local MLS (NWMLS) for 2019, what trends we are seeing for 2020 in housing inventory, what interest rates are doing and in buyer activity</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2562853-real-estate-market-update-stats-on-year-ending-2019-and-looking-forward-in-2020.mp3" length="6982182" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/jzpv1ber349om9rqjrbr3a4j2p0a?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2562853</guid>
    <pubDate>Thu, 23 Jan 2020 14:00:00 -0800</pubDate>
    <itunes:duration>642</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying a Distressed Property?</itunes:title>
    <title>Buying a Distressed Property?</title>
    <itunes:summary><![CDATA[Short Sales, Foreclosures and Bankruptcy sales - a quick review and what each of these are as well as my thoughts on some of the risks and benefits of buying a distressed property ]]></itunes:summary>
    <description><![CDATA[<p>Short Sales, Foreclosures and Bankruptcy sales - a quick review and what each of these are as well as my thoughts on some of the risks and benefits of buying a distressed property</p>]]></description>
    <content:encoded><![CDATA[<p>Short Sales, Foreclosures and Bankruptcy sales - a quick review and what each of these are as well as my thoughts on some of the risks and benefits of buying a distressed property</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2449370-buying-a-distressed-property.mp3" length="9434565" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/780rfwba0dyf4sar0gjozqb20p8w?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2449370</guid>
    <pubDate>Thu, 09 Jan 2020 14:00:00 -0800</pubDate>
    <itunes:duration>831</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying or Selling in the New Year? My thoughts on our local market</itunes:title>
    <title>Buying or Selling in the New Year? My thoughts on our local market</title>
    <itunes:summary><![CDATA[My thoughts and insights into the upcoming Spring real estate market of 2020 with low interest rates and limited inventory. What you might want to consider as you either prepare to sell or buy a home ]]></itunes:summary>
    <description><![CDATA[<p>My thoughts and insights into the upcoming Spring real estate market of 2020 with low interest rates and limited inventory. What you might want to consider as you either prepare to sell or buy a home</p>]]></description>
    <content:encoded><![CDATA[<p>My thoughts and insights into the upcoming Spring real estate market of 2020 with low interest rates and limited inventory. What you might want to consider as you either prepare to sell or buy a home</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2394071-buying-or-selling-in-the-new-year-my-thoughts-on-our-local-market.mp3" length="6415315" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/isgt78zw22gm6wknx8j4pc1obf8e?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Thu, 02 Jan 2020 12:00:00 -0800</pubDate>
    <itunes:duration>583</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Investment Properties (Rental properties - Single Family or Multi-Family?</itunes:title>
    <title>Investment Properties (Rental properties - Single Family or Multi-Family?</title>
    <itunes:summary><![CDATA[Some quick thoughts and suggestions on how to value the opportunities in buying investment properties - which best suits your needs - Single family or Multi-Family? ]]></itunes:summary>
    <description><![CDATA[<p>Some quick thoughts and suggestions on how to value the opportunities in buying investment properties - which best suits your needs - Single family or Multi-Family?</p>]]></description>
    <content:encoded><![CDATA[<p>Some quick thoughts and suggestions on how to value the opportunities in buying investment properties - which best suits your needs - Single family or Multi-Family?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2273615-investment-properties-rental-properties-single-family-or-multi-family.mp3" length="6665493" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/mm0h1c6j0u5gqqomxv2z0r9kn9og?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2273615</guid>
    <pubDate>Thu, 12 Dec 2019 14:00:00 -0800</pubDate>
    <itunes:duration>606</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Capital Gains and 1031 Tax Deferred Exchanges</itunes:title>
    <title>Capital Gains and 1031 Tax Deferred Exchanges</title>
    <itunes:summary><![CDATA[Just a quick review of the current polices and rules for Capital Gains on your primary home and the needed steps for a 1031 Tax Deferred Exchange on your investment properties ]]></itunes:summary>
    <description><![CDATA[<p>Just a quick review of the current polices and rules for Capital Gains on your primary home and the needed steps for a 1031 Tax Deferred Exchange on your investment properties</p>]]></description>
    <content:encoded><![CDATA[<p>Just a quick review of the current polices and rules for Capital Gains on your primary home and the needed steps for a 1031 Tax Deferred Exchange on your investment properties</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2228966-capital-gains-and-1031-tax-deferred-exchanges.mp3" length="5759408" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/gobmvz8k4w5ws0r6m1zmgk6ku9e8?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2228966</guid>
    <pubDate>Thu, 05 Dec 2019 11:00:00 -0800</pubDate>
    <itunes:duration>533</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Is Zillow a real estate company?</itunes:title>
    <title>Is Zillow a real estate company?</title>
    <itunes:summary><![CDATA[Where does Zillow get the homes to advertise on their web site?  How does Zillow choose real estate agents to work with people who found a home on Zillow?    ]]></itunes:summary>
    <description><![CDATA[<p>Where does Zillow get the homes to advertise on their web site?<br/><br/>How does Zillow choose real estate agents to work with people who found a home on Zillow?<br/><br/><br/></p>]]></description>
    <content:encoded><![CDATA[<p>Where does Zillow get the homes to advertise on their web site?<br/><br/>How does Zillow choose real estate agents to work with people who found a home on Zillow?<br/><br/><br/></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2192363-is-zillow-a-real-estate-company.mp3" length="6617664" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/05lk9r7bflhyxadpw910la3dzrn7?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2192363</guid>
    <pubDate>Fri, 29 Nov 2019 14:00:00 -0800</pubDate>
    <itunes:duration>591</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Pocket Listings - What are they?</itunes:title>
    <title>Pocket Listings - What are they?</title>
    <itunes:summary><![CDATA[More information on the advantages and disadvantages of a Pocket Listing, for the seller ]]></itunes:summary>
    <description><![CDATA[<p>More information on the advantages and disadvantages of a Pocket Listing, for the seller</p>]]></description>
    <content:encoded><![CDATA[<p>More information on the advantages and disadvantages of a Pocket Listing, for the seller</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2071623-pocket-listings-what-are-they.mp3" length="5962543" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/q5u88jtqxfz4cdid5z6letejfvqd?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2071623</guid>
    <pubDate>Wed, 13 Nov 2019 16:00:00 -0800</pubDate>
    <itunes:duration>545</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Real Estate Commissions and Buyer Agreements</itunes:title>
    <title>Real Estate Commissions and Buyer Agreements</title>
    <itunes:summary><![CDATA[My thoughts on the brokerage fees charged...i.e.,. Commissions that real estate agents charge and earn and how the discussion in the news never reveals how commissions really work and the risk real estate agents take when working with sellers and buyers. Can an hourly fee work better?  ]]></itunes:summary>
    <description><![CDATA[<p>My thoughts on the brokerage fees charged...i.e.,. Commissions that real estate agents charge and earn and how the discussion in the news never reveals how commissions really work and the risk real estate agents take when working with sellers and buyers. Can an hourly fee work better? </p>]]></description>
    <content:encoded><![CDATA[<p>My thoughts on the brokerage fees charged...i.e.,. Commissions that real estate agents charge and earn and how the discussion in the news never reveals how commissions really work and the risk real estate agents take when working with sellers and buyers. Can an hourly fee work better? </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/2009631-real-estate-commissions-and-buyer-agreements.mp3" length="7485205" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/o3x6usz4wwmd544qtzqakg8gtf7k?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-2009631</guid>
    <pubDate>Wed, 06 Nov 2019 11:00:00 -0800</pubDate>
    <itunes:duration>661</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Expectations from a Building Inspection</itunes:title>
    <title>Expectations from a Building Inspection</title>
    <itunes:summary><![CDATA[What should you, as a buyer and as a seller, expect when a home has been inspection by a building inspector? What you should be looking for and what should not be part of an inspection response? I try to answer some of those questions ]]></itunes:summary>
    <description><![CDATA[<p>What should you, as a buyer and as a seller, expect when a home has been inspection by a building inspector? What you should be looking for and what should not be part of an inspection response? I try to answer some of those questions</p>]]></description>
    <content:encoded><![CDATA[<p>What should you, as a buyer and as a seller, expect when a home has been inspection by a building inspector? What you should be looking for and what should not be part of an inspection response? I try to answer some of those questions</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1963945-expectations-from-a-building-inspection.mp3" length="8202331" type="audio/mpeg" />
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    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1963945</guid>
    <pubDate>Wed, 30 Oct 2019 14:00:00 -0700</pubDate>
    <itunes:duration>735</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Just a thought or two on Selling or Buying a home during the Holiday season</itunes:title>
    <title>Just a thought or two on Selling or Buying a home during the Holiday season</title>
    <itunes:summary><![CDATA[Some suggestions on how to show your home during the holidays and some encouragement to buyers to go look to buy a home during the holiday season as it is a great time of year to sell or buy a home ]]></itunes:summary>
    <description><![CDATA[<p>Some suggestions on how to show your home during the holidays and some encouragement to buyers to go look to buy a home during the holiday season as it is a great time of year to sell or buy a home</p>]]></description>
    <content:encoded><![CDATA[<p>Some suggestions on how to show your home during the holidays and some encouragement to buyers to go look to buy a home during the holiday season as it is a great time of year to sell or buy a home</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1934603-just-a-thought-or-two-on-selling-or-buying-a-home-during-the-holiday-season.mp3" length="6994721" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/1kur0sxh2tgxl0l7civbpxpv59ww?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1934603</guid>
    <pubDate>Thu, 24 Oct 2019 15:00:00 -0700</pubDate>
    <itunes:duration>651</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>My Real Estate Market View and You Preparing to Sell and Buy a home</itunes:title>
    <title>My Real Estate Market View and You Preparing to Sell and Buy a home</title>
    <itunes:summary><![CDATA[My thoughts on the current market, possible trends on the growth in our area and how this may effect homes sales. Have added some suggestions to help you get prepared and ready to sell or buy a home. ]]></itunes:summary>
    <description><![CDATA[<p>My thoughts on the current market, possible trends on the growth in our area and how this may effect homes sales. Have added some suggestions to help you get prepared and ready to sell or buy a home.</p>]]></description>
    <content:encoded><![CDATA[<p>My thoughts on the current market, possible trends on the growth in our area and how this may effect homes sales. Have added some suggestions to help you get prepared and ready to sell or buy a home.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1886784-my-real-estate-market-view-and-you-preparing-to-sell-and-buy-a-home.mp3" length="8356947" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/novorfaj9d73ka9qaycis5icvr7x?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1886784</guid>
    <pubDate>Thu, 17 Oct 2019 16:00:00 -0700</pubDate>
    <itunes:duration>765</itunes:duration>
    <itunes:keywords>Home selling, home buying, Seattle Real Estate, real estate trends, </itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Finding a Lender for Your Home Purchase</itunes:title>
    <title>Finding a Lender for Your Home Purchase</title>
    <itunes:summary><![CDATA[Before you really begin your home search process, it's best to have a lender in place with a pre-approved loan amount so you know how much you really have to work with. But how do you find a lender? What's the difference between banks, credit unions and mortgage bankers?  We'll cover all of that and give you a few things to consider as you tackle that process. ]]></itunes:summary>
    <description><![CDATA[<p>Before you really begin your home search process, it&apos;s best to have a lender in place with a pre-approved loan amount so you know how much you really have to work with. But how do you find a lender? What&apos;s the difference between banks, credit unions and mortgage bankers? <br/>We&apos;ll cover all of that and give you a few things to consider as you tackle that process.</p>]]></description>
    <content:encoded><![CDATA[<p>Before you really begin your home search process, it&apos;s best to have a lender in place with a pre-approved loan amount so you know how much you really have to work with. But how do you find a lender? What&apos;s the difference between banks, credit unions and mortgage bankers? <br/>We&apos;ll cover all of that and give you a few things to consider as you tackle that process.</p>]]></content:encoded>
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    <itunes:image href="https://storage.buzzsprout.com/pmbzjzyzofh8zx1osn3xy7tdcql6?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1793794</guid>
    <pubDate>Thu, 10 Oct 2019 11:00:00 -0700</pubDate>
    <itunes:duration>690</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Title &amp; Escrow</itunes:title>
    <title>Title &amp; Escrow</title>
    <itunes:summary><![CDATA[Real Estate is full of jargon. You hear words like 'Title &amp; Escrow' all the time. But what do they mean and why are they important?  We talk about those things and more this week. Have a listen, let us know if you have questions and as always, let us know if you have any topics you'd like us to cover! ]]></itunes:summary>
    <description><![CDATA[<p>Real Estate is full of jargon. You hear words like &apos;Title &amp; Escrow&apos; all the time. But what do they mean and why are they important?<br/><br/>We talk about those things and more this week. Have a listen, let us know if you have questions and as always, let us know if you have any topics you&apos;d like us to cover!</p>]]></description>
    <content:encoded><![CDATA[<p>Real Estate is full of jargon. You hear words like &apos;Title &amp; Escrow&apos; all the time. But what do they mean and why are they important?<br/><br/>We talk about those things and more this week. Have a listen, let us know if you have questions and as always, let us know if you have any topics you&apos;d like us to cover!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1804678-title-escrow.mp3" length="8190782" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/9b54v3y2qv692u66ze3sgoxvqm7p?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1804678</guid>
    <pubDate>Thu, 03 Oct 2019 11:00:00 -0700</pubDate>
    <itunes:duration>802</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>New NWMLS Rules and What You Need to Know</itunes:title>
    <title>New NWMLS Rules and What You Need to Know</title>
    <itunes:summary><![CDATA[The NWMLS is the main governing body for the Real Estate industry in the state of Washington. Not only is it is a great resource for getting homes listed and before as many prospective buyers as possible, it also works to protect the rights of buyers and sellers.  Beginning October 1, 2019, a new rule about the disclosure of Buyer/Broker fees will go into effect. Find out what you need to know. ]]></itunes:summary>
    <description><![CDATA[<p>The NWMLS is the main governing body for the Real Estate industry in the state of Washington. Not only is it is a great resource for getting homes listed and before as many prospective buyers as possible, it also works to protect the rights of buyers and sellers.<br/><br/>Beginning October 1, 2019, a new rule about the disclosure of Buyer/Broker fees will go into effect. Find out what you need to know.</p>]]></description>
    <content:encoded><![CDATA[<p>The NWMLS is the main governing body for the Real Estate industry in the state of Washington. Not only is it is a great resource for getting homes listed and before as many prospective buyers as possible, it also works to protect the rights of buyers and sellers.<br/><br/>Beginning October 1, 2019, a new rule about the disclosure of Buyer/Broker fees will go into effect. Find out what you need to know.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1772530-new-nwmls-rules-and-what-you-need-to-know.mp3" length="7229893" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/xtqv7wkzuwsykm2ad2v25zuqro92?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1772530</guid>
    <pubDate>Thu, 26 Sep 2019 11:00:00 -0700</pubDate>
    <itunes:duration>710</itunes:duration>
    <itunes:keywords>Real Estate, NWMLS, Real Estate Rules, Home buying, Home selling</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What You Need to Know About Your Credit Score</itunes:title>
    <title>What You Need to Know About Your Credit Score</title>
    <itunes:summary><![CDATA[Financing is a key part of buying a new home. And to get that financing, banks are going to run a credit report on you. Do you know what your credit score looks like? Do you think it's accurate? Do you need some help getting it corrected or repaired?  In this episode, we talk with Maria Kolesnikoff with Kidworth Group &amp; Associates about credit. Things to consider, best ways to go about checking your score, what you can do to maintain your score or what you can do to help it!  ]]></itunes:summary>
    <description><![CDATA[<p>Financing is a key part of buying a new home. And to get that financing, banks are going to run a credit report on you. Do you know what your credit score looks like? Do you think it&apos;s accurate? Do you need some help getting it corrected or repaired?<br/><br/>In this episode, we talk with Maria Kolesnikoff with Kidworth Group &amp; Associates about credit. Things to consider, best ways to go about checking your score, what you can do to maintain your score or what you can do to help it! </p>]]></description>
    <content:encoded><![CDATA[<p>Financing is a key part of buying a new home. And to get that financing, banks are going to run a credit report on you. Do you know what your credit score looks like? Do you think it&apos;s accurate? Do you need some help getting it corrected or repaired?<br/><br/>In this episode, we talk with Maria Kolesnikoff with Kidworth Group &amp; Associates about credit. Things to consider, best ways to go about checking your score, what you can do to maintain your score or what you can do to help it! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1725184-what-you-need-to-know-about-your-credit-score.mp3" length="11770518" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/8tkrdkliypp2hm870xrjasanlkr9?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1725184</guid>
    <pubDate>Thu, 19 Sep 2019 11:00:00 -0700</pubDate>
    <itunes:duration>1152</itunes:duration>
    <itunes:keywords>Real Estate, Credit Score, Credit Reporting, Home Buyer, First-time home buyer</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Open Houses -- What to Expect</itunes:title>
    <title>Open Houses -- What to Expect</title>
    <itunes:summary><![CDATA[If you're selling a home, holding an Open House is a great way to attract a lot of people to your home. What should you do to prepare for that event? What is your agent's role?  If you're looking for homes, go to some Open Houses! But consider a few points of etiquette when visiting other homes.  We'll give you an idea of what to expect, whether you're the home seller or looking to purchase a home. ]]></itunes:summary>
    <description><![CDATA[<p>If you&apos;re selling a home, holding an Open House is a great way to attract a lot of people to your home. What should you do to prepare for that event? What is your agent&apos;s role?<br/><br/>If you&apos;re looking for homes, go to some Open Houses! But consider a few points of etiquette when visiting other homes.<br/><br/>We&apos;ll give you an idea of what to expect, whether you&apos;re the home seller or looking to purchase a home.</p>]]></description>
    <content:encoded><![CDATA[<p>If you&apos;re selling a home, holding an Open House is a great way to attract a lot of people to your home. What should you do to prepare for that event? What is your agent&apos;s role?<br/><br/>If you&apos;re looking for homes, go to some Open Houses! But consider a few points of etiquette when visiting other homes.<br/><br/>We&apos;ll give you an idea of what to expect, whether you&apos;re the home seller or looking to purchase a home.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1697419-open-houses-what-to-expect.mp3" length="8421820" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/4etd1tnp3nreh7n2ye5xc3zhi6dr?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1697419</guid>
    <pubDate>Thu, 12 Sep 2019 11:00:00 -0700</pubDate>
    <itunes:duration>914</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Home Staging -- Does it Work?</itunes:title>
    <title>Home Staging -- Does it Work?</title>
    <itunes:summary><![CDATA[This week we talk about home staging. Is it necessary? Can I do it myself or do I need to hire someone? Where did the idea of staging a home even come from and what all does it entail?   Tune in as we answer these questions and more! ]]></itunes:summary>
    <description><![CDATA[<p>This week we talk about home staging. Is it necessary? Can I do it myself or do I need to hire someone? Where did the idea of staging a home even come from and what all does it entail? <br/><br/>Tune in as we answer these questions and more!</p>]]></description>
    <content:encoded><![CDATA[<p>This week we talk about home staging. Is it necessary? Can I do it myself or do I need to hire someone? Where did the idea of staging a home even come from and what all does it entail? <br/><br/>Tune in as we answer these questions and more!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1653436-home-staging-does-it-work.mp3" length="10298950" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1653436</guid>
    <pubDate>Thu, 05 Sep 2019 11:00:00 -0700</pubDate>
    <itunes:duration>1110</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Listing Your Home</itunes:title>
    <title>Listing Your Home</title>
    <itunes:summary><![CDATA[Listing your home is really just Real Estate jargon for putting your home on the market.  What things should you consider? Do you need an agent? How do you find an agent? What kinds of things need to happen to make sure your home is ready? Is staging necessary?   We'll answer these questions and more!  ]]></itunes:summary>
    <description><![CDATA[<p>Listing your home is really just Real Estate jargon for putting your home on the market. <br/>What things should you consider? Do you need an agent? How do you find an agent? What kinds of things need to happen to make sure your home is ready? Is staging necessary? <br/><br/>We&apos;ll answer these questions and more! </p>]]></description>
    <content:encoded><![CDATA[<p>Listing your home is really just Real Estate jargon for putting your home on the market. <br/>What things should you consider? Do you need an agent? How do you find an agent? What kinds of things need to happen to make sure your home is ready? Is staging necessary? <br/><br/>We&apos;ll answer these questions and more! </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1616839-listing-your-home.mp3" length="14483139" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
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    <pubDate>Thu, 29 Aug 2019 11:00:00 -0700</pubDate>
    <itunes:duration>1198</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>I&#39;m ready to buy a home! Where do I find them? Do I need an agent?</itunes:title>
    <title>I&#39;m ready to buy a home! Where do I find them? Do I need an agent?</title>
    <itunes:summary><![CDATA[You saved the money. You've secured home financing. You've made your list of home/location criteria. Now what? How do you find these homes? Is an agent necessary? What do you risk if you do it on your own?    We'll answer these questions and more! ]]></itunes:summary>
    <description><![CDATA[<p>You saved the money. You&apos;ve secured home financing. You&apos;ve made your list of home/location criteria. Now what? How do you find these homes? Is an agent necessary? What do you risk if you do it on your own?  <br/><br/>We&apos;ll answer these questions and more!</p>]]></description>
    <content:encoded><![CDATA[<p>You saved the money. You&apos;ve secured home financing. You&apos;ve made your list of home/location criteria. Now what? How do you find these homes? Is an agent necessary? What do you risk if you do it on your own?  <br/><br/>We&apos;ll answer these questions and more!</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1584412-i-m-ready-to-buy-a-home-where-do-i-find-them-do-i-need-an-agent.mp3" length="12107139" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1584412</guid>
    <pubDate>Thu, 22 Aug 2019 11:00:00 -0700</pubDate>
    <itunes:duration>1000</itunes:duration>
    <itunes:keywords>Real Estate, Real Estate agent, home buying, first time home buyer</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>Forms, Forms, Forms. So. Many. Forms.</itunes:title>
    <title>Forms, Forms, Forms. So. Many. Forms.</title>
    <itunes:summary><![CDATA[Buying and/or selling a house should be an exciting time. It usually signals a new chapter full of anticipation. Except the forms. What a killjoy. But they are an important and necessary part of the process for all parties involved. We'll address some of the 'whys' behind those forms and let you know how your Realtor can help. ]]></itunes:summary>
    <description><![CDATA[<p>Buying and/or selling a house should be an exciting time. It usually signals a new chapter full of anticipation. Except the forms. What a killjoy. But they are an important and necessary part of the process for all parties involved. We&apos;ll address some of the &apos;whys&apos; behind those forms and let you know how your Realtor can help.</p>]]></description>
    <content:encoded><![CDATA[<p>Buying and/or selling a house should be an exciting time. It usually signals a new chapter full of anticipation. Except the forms. What a killjoy. But they are an important and necessary part of the process for all parties involved. We&apos;ll address some of the &apos;whys&apos; behind those forms and let you know how your Realtor can help.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1550323-forms-forms-forms-so-many-forms.mp3" length="10654489" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/noo9wkus5n9k93dbqqxs4cwq6ie9?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1550323</guid>
    <pubDate>Thu, 15 Aug 2019 11:00:00 -0700</pubDate>
    <itunes:duration>883</itunes:duration>
    <itunes:keywords>Real Estate, Home Buying, Real Estate Forms, Home Selling</itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Building Inspections</itunes:title>
    <title>Building Inspections</title>
    <itunes:summary><![CDATA[The idea of a building inspection for a home you're trying to buy or sell sounds a bit scary. It can be easy to think the inspector is trying to ruin everything. But that's really not the case. Find out more about this process and why it's really not as daunting as it seems.  ]]></itunes:summary>
    <description><![CDATA[<p>The idea of a building inspection for a home you&apos;re trying to buy or sell sounds a bit scary. It can be easy to think the inspector is trying to ruin everything. But that&apos;s really not the case. Find out more about this process and why it&apos;s really not as daunting as it seems. </p>]]></description>
    <content:encoded><![CDATA[<p>The idea of a building inspection for a home you&apos;re trying to buy or sell sounds a bit scary. It can be easy to think the inspector is trying to ruin everything. But that&apos;s really not the case. Find out more about this process and why it&apos;s really not as daunting as it seems. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1521724-building-inspections.mp3" length="10450627" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/sogcpcrhon2f4ffoy0bxs4bf2h0y?.jpg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1521724</guid>
    <pubDate>Thu, 08 Aug 2019 10:00:00 -0700</pubDate>
    <itunes:duration>867</itunes:duration>
    <itunes:keywords>Real Estate, home buying, building inspections</itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Law of Agency -- What Does That Mean?</itunes:title>
    <title>Law of Agency -- What Does That Mean?</title>
    <itunes:summary><![CDATA[Buyer's Agent, Seller's Agent, Dual Agency . . . You hear these terms thrown around, but what do they really mean? How can you be sure your agent is really representing you, whether you're a buyer or a seller?  ]]></itunes:summary>
    <description><![CDATA[<p>Buyer&apos;s Agent, Seller&apos;s Agent, Dual Agency . . . You hear these terms thrown around, but what do they really mean? How can you be sure your agent is really representing you, whether you&apos;re a buyer or a seller? </p>]]></description>
    <content:encoded><![CDATA[<p>Buyer&apos;s Agent, Seller&apos;s Agent, Dual Agency . . . You hear these terms thrown around, but what do they really mean? How can you be sure your agent is really representing you, whether you&apos;re a buyer or a seller? </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/394309/episodes/1488262-law-of-agency-what-does-that-mean.mp3" length="7712293" type="audio/mpeg" />
    <itunes:author>Ray Dove</itunes:author>
    <guid isPermaLink="false">Buzzsprout-1488262</guid>
    <pubDate>Wed, 31 Jul 2019 14:00:00 -0700</pubDate>
    <itunes:duration>634</itunes:duration>
    <itunes:keywords></itunes:keywords>
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