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  <title>FICO® Score Podcast</title>

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  <copyright>© 2026 FICO® Score Podcast</copyright>
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  <description><![CDATA[<p>Credit scoring touches nearly every major financial decision, and the FICO® Score Podcast offers a direct line to the people who understand it best.</p><p><br></p><p>Hosted by Kristina Robinson, director of communications, the podcast features monthly, in-depth conversations with guests from across FICO and the broader industry ecosystem on the future of credit and lending. Together they explore the forces shaping the industry, including the role of artificial intelligence in credit scoring, the modernization of credit scores, cashflow underwriting, and the common misconceptions that surround how scores are built and used.</p><p><br></p><p>Whether you work in lending, fintech, or policy, or simply want to better understand the score that shapes so much of modern financial life, the FICO® Score Podcast brings you candid perspective from the people who architected modern credit scoring.</p>]]></description>
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    <itunes:title>Beyond the Average: What the Latest FICO® Score Analysis Reveals</itunes:title>
    <title>Beyond the Average: What the Latest FICO® Score Analysis Reveals</title>
    <itunes:summary><![CDATA[Host Kristina Robinson sits down with Ethan Dornhelm, Head of Predictive Analytics at FICO, and Bruce McClary of the National Foundation for Credit Counseling to unpack the Fall '26 FICO® Score Credit Insights report — and explain why a steady national average of 714 tells only part of the story. Beneath that headline, younger consumers are posting stronger score gains, even as affordability pressure builds unevenly across score bands and life stages. Along the way, they clarify where BNPL fi...]]></itunes:summary>
    <description><![CDATA[<p>Host Kristina Robinson sits down with Ethan Dornhelm, Head of Predictive Analytics at FICO, and Bruce McClary of the National Foundation for Credit Counseling to unpack the Fall &apos;26 FICO® Score Credit Insights report — and explain why a steady national average of 714 tells only part of the story. Beneath that headline, younger consumers are posting stronger score gains, even as affordability pressure builds unevenly across score bands and life stages. Along the way, they clarify where BNPL fits into credit risk assessment today and bust myths about income and credit card balances. </p><p>Get the real story behind the headlines, straight from FICO — the credit score 90% of top U.S. lenders rely on.</p>]]></description>
    <content:encoded><![CDATA[<p>Host Kristina Robinson sits down with Ethan Dornhelm, Head of Predictive Analytics at FICO, and Bruce McClary of the National Foundation for Credit Counseling to unpack the Fall &apos;26 FICO® Score Credit Insights report — and explain why a steady national average of 714 tells only part of the story. Beneath that headline, younger consumers are posting stronger score gains, even as affordability pressure builds unevenly across score bands and life stages. Along the way, they clarify where BNPL fits into credit risk assessment today and bust myths about income and credit card balances. </p><p>Get the real story behind the headlines, straight from FICO — the credit score 90% of top U.S. lenders rely on.</p>]]></content:encoded>
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    <pubDate>Tue, 01 Sep 2026 12:00:00 -0400</pubDate>
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    <itunes:duration>2487</itunes:duration>
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    <itunes:season>1</itunes:season>
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    <itunes:title>Ask Me Anything with Julie May, VP and GM of B2B Scores at FICO | FICO Score Podcast: Episode 1</itunes:title>
    <title>Ask Me Anything with Julie May, VP and GM of B2B Scores at FICO | FICO Score Podcast: Episode 1</title>
    <itunes:summary><![CDATA[Host Kristina Robinson sits down with Julie May, VP and GM of B2B Scores at FICO, for a candid Ask Me Anything. They cover what the headlines about "traditional" or "incomplete" credit scores tend to get wrong, where credit score modernization and cashflow underwriting are headed and what it means for lenders, and how the synergy between AI and human expertise keeps FICO Scores both powerful and explainable.   Get the real story behind the headlines, straight from FICO — the credit ...]]></itunes:summary>
    <description><![CDATA[<p>Host Kristina Robinson sits down with Julie May, VP and GM of B2B Scores at FICO, for a candid Ask Me Anything. They cover what the headlines about &quot;traditional&quot; or &quot;incomplete&quot; credit scores tend to get wrong, where credit score modernization and cashflow underwriting are headed and what it means for lenders, and how the synergy between AI and human expertise keeps FICO Scores both powerful and explainable. </p><p> Get the real story behind the headlines, straight from FICO — the credit score 90% of top U.S. lenders rely on.</p>]]></description>
    <content:encoded><![CDATA[<p>Host Kristina Robinson sits down with Julie May, VP and GM of B2B Scores at FICO, for a candid Ask Me Anything. They cover what the headlines about &quot;traditional&quot; or &quot;incomplete&quot; credit scores tend to get wrong, where credit score modernization and cashflow underwriting are headed and what it means for lenders, and how the synergy between AI and human expertise keeps FICO Scores both powerful and explainable. </p><p> Get the real story behind the headlines, straight from FICO — the credit score 90% of top U.S. lenders rely on.</p>]]></content:encoded>
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    <pubDate>Tue, 18 Aug 2026 08:00:00 -0400</pubDate>
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    <itunes:title>FICO® Score Podcast Promo</itunes:title>
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    <itunes:summary><![CDATA[Host Kristina Robinson sits down with Julie May, VP and GM of B2B Scores at FICO, for a candid Ask Me Anything. They cover what the headlines about "traditional" or "incomplete" credit scores tend to get wrong, where credit score modernization and cashflow underwriting are headed and what it means for lenders, and how the synergy between AI and human expertise keeps FICO Scores both powerful and explainable.   Get the real story behind the headlines, straight from FICO — the credit ...]]></itunes:summary>
    <description><![CDATA[<p>Host Kristina Robinson sits down with Julie May, VP and GM of B2B Scores at FICO, for a candid Ask Me Anything. They cover what the headlines about &quot;traditional&quot; or &quot;incomplete&quot; credit scores tend to get wrong, where credit score modernization and cashflow underwriting are headed and what it means for lenders, and how the synergy between AI and human expertise keeps FICO Scores both powerful and explainable. </p><p> Get the real story behind the headlines, straight from FICO — the credit score 90% of top U.S. lenders rely on.</p>]]></description>
    <content:encoded><![CDATA[<p>Host Kristina Robinson sits down with Julie May, VP and GM of B2B Scores at FICO, for a candid Ask Me Anything. They cover what the headlines about &quot;traditional&quot; or &quot;incomplete&quot; credit scores tend to get wrong, where credit score modernization and cashflow underwriting are headed and what it means for lenders, and how the synergy between AI and human expertise keeps FICO Scores both powerful and explainable. </p><p> Get the real story behind the headlines, straight from FICO — the credit score 90% of top U.S. lenders rely on.</p>]]></content:encoded>
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    <pubDate>Mon, 17 Aug 2026 17:00:00 -0400</pubDate>
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