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  <title>A Platform for Modern Finance</title>

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  <copyright>© 2026 A Platform for Modern Finance</copyright>
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  <description><![CDATA[<p>A Platform for Modern Finance is a podcast for technology leaders inside financial services who are trying to modernize without losing control. Each episode explores the decisions behind faster software delivery, stronger compliance, better developer experience, safer AI adoption, and more resilient platforms across banking, payments, insurance, wealth, and fintech. Hosted as practical conversations with operators, architects, security leaders, and industry experts, the show goes beyond buzzwords to unpack how modern financial institutions actually ship, scale, and stay audit-ready.</p>]]></description>
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    <itunes:title>Managing Speed &amp; Risk in the Age of AI Development</itunes:title>
    <title>Managing Speed &amp; Risk in the Age of AI Development</title>
    <itunes:summary><![CDATA[In this episode, host Logan Lyles sits down with Justin Billig (CEO &amp; Co-founder, Tensure) and Joe Kerstanoff (Director of Platform Engineering, Tensure), along with special guest Rich Theil (Founder, Product Forge), to unpack one of the biggest shifts in software delivery: the speed of AI-assisted development has outpaced the organizations trying to manage it. The conversation covers why the engineering bottleneck has disappeared, why user stories are "dead," how specs and context are re...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, host Logan Lyles sits down with Justin Billig (CEO &amp; Co-founder, Tensure) and Joe Kerstanoff (Director of Platform Engineering, Tensure), along with special guest Rich Theil (Founder, Product Forge), to unpack one of the biggest shifts in software delivery: the speed of AI-assisted development has outpaced the organizations trying to manage it.</p><p>The conversation covers why the engineering bottleneck has disappeared, why user stories are &quot;dead,&quot; how specs and context are replacing traditional requirements, why platform engineering is becoming the operating system of the business, and what leaders in regulated industries like financial services need to do to move fast without breaking compliance.</p><p><b>Key topics discussed:</b></p><ul><li>Why the bottleneck has shifted from engineering to business communication</li><li>The death of user stories and the rise of spec-driven development</li><li>How executives&apos; expectations of engineering speed are changing</li><li>Why the fear of &quot;wasted work&quot; is disappearing</li><li>Platform engineering&apos;s role in guarding against AI-driven risk</li><li>The return of &quot;shadow IT&quot; — and why it&apos;s not necessarily a bad thing</li><li>What leaders consistently overestimate and underestimate about AI adoption</li><li>Practical advice for financial services leaders navigating this shift</li></ul><p><b>Guest:</b> Rich Theil, Founder of Product Forge</p><p><b>Hosts:</b> Logan Lyles, with Justin Billig and Joe Kerstanoff of Tensure</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, host Logan Lyles sits down with Justin Billig (CEO &amp; Co-founder, Tensure) and Joe Kerstanoff (Director of Platform Engineering, Tensure), along with special guest Rich Theil (Founder, Product Forge), to unpack one of the biggest shifts in software delivery: the speed of AI-assisted development has outpaced the organizations trying to manage it.</p><p>The conversation covers why the engineering bottleneck has disappeared, why user stories are &quot;dead,&quot; how specs and context are replacing traditional requirements, why platform engineering is becoming the operating system of the business, and what leaders in regulated industries like financial services need to do to move fast without breaking compliance.</p><p><b>Key topics discussed:</b></p><ul><li>Why the bottleneck has shifted from engineering to business communication</li><li>The death of user stories and the rise of spec-driven development</li><li>How executives&apos; expectations of engineering speed are changing</li><li>Why the fear of &quot;wasted work&quot; is disappearing</li><li>Platform engineering&apos;s role in guarding against AI-driven risk</li><li>The return of &quot;shadow IT&quot; — and why it&apos;s not necessarily a bad thing</li><li>What leaders consistently overestimate and underestimate about AI adoption</li><li>Practical advice for financial services leaders navigating this shift</li></ul><p><b>Guest:</b> Rich Theil, Founder of Product Forge</p><p><b>Hosts:</b> Logan Lyles, with Justin Billig and Joe Kerstanoff of Tensure</p>]]></content:encoded>
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    <pubDate>Mon, 03 Aug 2026 20:00:00 -0400</pubDate>
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    <itunes:title>Modernizing the Credit Union Experience Without Losing Trust</itunes:title>
    <title>Modernizing the Credit Union Experience Without Losing Trust</title>
    <itunes:summary><![CDATA[What does it really take to modernize digital banking inside a credit union? In this episode, host Logan Lyles sits down with Eddie Sorrell (CIO, UK Credit Union), Justin Billig (CEO &amp; Co-Founder, Tensure), and Joe Kerstanoff (Director of Platform Engineering, Tensure) to unpack how UK Credit Union transformed its online account opening experience — cutting abandonment rates from over 40% to under 15%, dropping manual application reviews from 80%+ to under 10%, and turning their digital b...]]></itunes:summary>
    <description><![CDATA[<p>What does it really take to modernize digital banking inside a credit union? In this episode, host Logan Lyles sits down with Eddie Sorrell (CIO, UK Credit Union), Justin Billig (CEO &amp; Co-Founder, Tensure), and Joe Kerstanoff (Director of Platform Engineering, Tensure) to unpack how UK Credit Union transformed its online account opening experience — cutting abandonment rates from over 40% to under 15%, dropping manual application reviews from 80%+ to under 10%, and turning their digital banking app into their biggest &quot;branch,&quot; with members logging in an average of 27+ times a month.<br/><br/>The conversation covers:</p><ul><li>Why digital banking has become the largest &quot;branch&quot; for credit unions — and what that means for member experience</li><li>How removing friction (like driver&apos;s license requirements) transformed account opening conversion</li><li>The case for shipping an MVP fast and iterating based on real user feedback</li><li>Why the hardest part of modernization is people and mindset, not technology</li><li>Balancing fraud prevention with a seamless member experience</li><li>Platform engineering principles — treating your internal platform as a product</li><li>Driving member engagement and activation after account opening</li><li>Practical advice for credit union and community bank leaders starting their own modernization journey</li></ul><p>Whether you&apos;re a technology leader at a credit union, community bank, or fintech, this episode offers a real-world playbook for modernizing legacy systems without losing the trust that makes community financial institutions special.<br/><br/>Connect with Eddie Sorrell on LinkedIn or learn more at ukcreditunion.org. Connect with Justin Billig and Joe Kerstanoff to learn more about Tensure&apos;s platform engineering work with financial institutions.<br/><br/>If you found this valuable, subscribe or follow for future episodes.<br/><br/>00:00 Meet Eddie Sorrell<br/>02:17 Digital Banking As Your Biggest Branch<br/>03:54 Why Modernization Matters<br/>08:13 Fixing Account Opening<br/>17:11 MVPs, Integrations &amp; Legacy Systems<br/>26:39 Brokering Partnerships<br/>27:11 Art of Possible Mindset<br/>31:07 Modernization as Change<br/>36:43 Friction Versus Fraud<br/>39:59 Key Takeaways</p>]]></description>
    <content:encoded><![CDATA[<p>What does it really take to modernize digital banking inside a credit union? In this episode, host Logan Lyles sits down with Eddie Sorrell (CIO, UK Credit Union), Justin Billig (CEO &amp; Co-Founder, Tensure), and Joe Kerstanoff (Director of Platform Engineering, Tensure) to unpack how UK Credit Union transformed its online account opening experience — cutting abandonment rates from over 40% to under 15%, dropping manual application reviews from 80%+ to under 10%, and turning their digital banking app into their biggest &quot;branch,&quot; with members logging in an average of 27+ times a month.<br/><br/>The conversation covers:</p><ul><li>Why digital banking has become the largest &quot;branch&quot; for credit unions — and what that means for member experience</li><li>How removing friction (like driver&apos;s license requirements) transformed account opening conversion</li><li>The case for shipping an MVP fast and iterating based on real user feedback</li><li>Why the hardest part of modernization is people and mindset, not technology</li><li>Balancing fraud prevention with a seamless member experience</li><li>Platform engineering principles — treating your internal platform as a product</li><li>Driving member engagement and activation after account opening</li><li>Practical advice for credit union and community bank leaders starting their own modernization journey</li></ul><p>Whether you&apos;re a technology leader at a credit union, community bank, or fintech, this episode offers a real-world playbook for modernizing legacy systems without losing the trust that makes community financial institutions special.<br/><br/>Connect with Eddie Sorrell on LinkedIn or learn more at ukcreditunion.org. Connect with Justin Billig and Joe Kerstanoff to learn more about Tensure&apos;s platform engineering work with financial institutions.<br/><br/>If you found this valuable, subscribe or follow for future episodes.<br/><br/>00:00 Meet Eddie Sorrell<br/>02:17 Digital Banking As Your Biggest Branch<br/>03:54 Why Modernization Matters<br/>08:13 Fixing Account Opening<br/>17:11 MVPs, Integrations &amp; Legacy Systems<br/>26:39 Brokering Partnerships<br/>27:11 Art of Possible Mindset<br/>31:07 Modernization as Change<br/>36:43 Friction Versus Fraud<br/>39:59 Key Takeaways</p>]]></content:encoded>
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    <pubDate>Thu, 16 Jul 2026 18:00:00 -0400</pubDate>
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