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  <title>The Budget Brainiac Podcast</title>

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    <itunes:title>Get to the One: A Roadmap for Landing Your First Job</itunes:title>
    <title>Get to the One: A Roadmap for Landing Your First Job</title>
    <itunes:summary><![CDATA[Landing your first professional job can feel like a numbers game - but getting to the right opportunity takes more than submitting applications. In this episode, I share lessons from my own career on how to be resourceful, get yourself in the door, stand out in an interview, and communicate the potential you bring to an employer. Whether you meet every qualification or not, the goal is simple: give someone a reason to take a chance on you and get you to the one.  ]]></itunes:summary>
    <description><![CDATA[<p>Landing your first professional job can feel like a numbers game - but getting to the right opportunity takes more than submitting applications. In this episode, I share lessons from my own career on how to be resourceful, get yourself in the door, stand out in an interview, and communicate the potential you bring to an employer. Whether you meet every qualification or not, the goal is simple: give someone a reason to take a chance on you and get you to the one. </p>]]></description>
    <content:encoded><![CDATA[<p>Landing your first professional job can feel like a numbers game - but getting to the right opportunity takes more than submitting applications. In this episode, I share lessons from my own career on how to be resourceful, get yourself in the door, stand out in an interview, and communicate the potential you bring to an employer. Whether you meet every qualification or not, the goal is simple: give someone a reason to take a chance on you and get you to the one. </p>]]></content:encoded>
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    <itunes:author>by Brad Gullett</itunes:author>
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    <itunes:duration>926</itunes:duration>
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    <itunes:title>Trump Accounts: Investing in the American Dream</itunes:title>
    <title>Trump Accounts: Investing in the American Dream</title>
    <itunes:summary><![CDATA[What are Trump Accounts, how do they work, and where might they fit into a family’s broader financial plan?  ]]></itunes:summary>
    <description><![CDATA[<p>What are Trump Accounts, how do they work, and where might they fit into a family’s broader financial plan? </p>]]></description>
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    <itunes:author>by Brad Gullett</itunes:author>
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    <pubDate>Fri, 18 Sep 2026 07:00:00 -0400</pubDate>
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    <itunes:duration>1076</itunes:duration>
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    <itunes:title>5 Lessons From My First 10 Years of Work That Could Change Your Financial Future</itunes:title>
    <title>5 Lessons From My First 10 Years of Work That Could Change Your Financial Future</title>
    <itunes:summary><![CDATA[I recently hit the 10-year milestone in my career, and it got me thinking about the lessons I’ve learned - not just about work, but about money, wealth, and building a purpose-aligned life. Your early career can have an outsized impact on your financial future. The industry and role you choose can shape your earning potential, the right career fit can make long-term success more likely, and the financial habits you develop early can compound for decades. ]]></itunes:summary>
    <description><![CDATA[<p>I recently hit the 10-year milestone in my career, and it got me thinking about the lessons I’ve learned - not just about work, but about money, wealth, and building a purpose-aligned life.</p><p>Your early career can have an outsized impact on your financial future. The industry and role you choose can shape your earning potential, the right career fit can make long-term success more likely, and the financial habits you develop early can compound for decades.</p>]]></description>
    <content:encoded><![CDATA[<p>I recently hit the 10-year milestone in my career, and it got me thinking about the lessons I’ve learned - not just about work, but about money, wealth, and building a purpose-aligned life.</p><p>Your early career can have an outsized impact on your financial future. The industry and role you choose can shape your earning potential, the right career fit can make long-term success more likely, and the financial habits you develop early can compound for decades.</p>]]></content:encoded>
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    <itunes:author>by Brad Gullett</itunes:author>
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    <pubDate>Fri, 28 Aug 2026 08:00:00 -0400</pubDate>
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    <itunes:title>The Secret to Measuring Financial Progress: 5 Financial Ratios Everyone Should Track</itunes:title>
    <title>The Secret to Measuring Financial Progress: 5 Financial Ratios Everyone Should Track</title>
    <itunes:summary><![CDATA[Budgeting and tracking your net worth are great habits - but they don't always tell you whether you're truly making financial progress. In this episode, I share five simple financial ratios that have transformed the way I evaluate my own finances. From savings rate to debt-to-assets and liquidity, these metrics provide a clearer picture of your financial health and can help you make smarter money decisions over time.  ]]></itunes:summary>
    <description><![CDATA[<p>Budgeting and tracking your net worth are great habits - but they don&apos;t always tell you whether you&apos;re truly making financial progress. In this episode, I share five simple financial ratios that have transformed the way I evaluate my own finances. From savings rate to debt-to-assets and liquidity, these metrics provide a clearer picture of your financial health and can help you make smarter money decisions over time. </p>]]></description>
    <content:encoded><![CDATA[<p>Budgeting and tracking your net worth are great habits - but they don&apos;t always tell you whether you&apos;re truly making financial progress. In this episode, I share five simple financial ratios that have transformed the way I evaluate my own finances. From savings rate to debt-to-assets and liquidity, these metrics provide a clearer picture of your financial health and can help you make smarter money decisions over time. </p>]]></content:encoded>
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    <itunes:author>by Brad Gullett</itunes:author>
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    <pubDate>Fri, 10 Jul 2026 08:00:00 -0400</pubDate>
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    <itunes:duration>1065</itunes:duration>
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    <itunes:title>Florida Prepaid vs 529 Investment Account?</itunes:title>
    <title>Florida Prepaid vs 529 Investment Account?</title>
    <itunes:summary><![CDATA[Having trouble deciding between the Florida Prepaid and 529 Investment Account options? Listen in for a detailed breakdown, and for tips to help your family decide.  ]]></itunes:summary>
    <description><![CDATA[<p>Having trouble deciding between the Florida Prepaid and 529 Investment Account options? Listen in for a detailed breakdown, and for tips to help your family decide. </p>]]></description>
    <content:encoded><![CDATA[<p>Having trouble deciding between the Florida Prepaid and 529 Investment Account options? Listen in for a detailed breakdown, and for tips to help your family decide. </p>]]></content:encoded>
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    <itunes:author>Bradley</itunes:author>
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    <pubDate>Fri, 26 Jun 2026 09:00:00 -0400</pubDate>
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