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  <title>Talk Investing Podcast</title>

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  <language>en-au</language>
  <copyright>© 2026 Talk Investing Podcast</copyright>
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  <podcast:guid>eb70348b-004c-51ba-8c40-9c58410ae50d</podcast:guid>
  <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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  <description><![CDATA[<p>The Talk Investing Podcast &amp; Blog discusses investment advice from our previous podcasts and radio shows by Remo Greco &amp; Marco Mellado. Learn all things around retirement and investing.</p>]]></description>
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    <itunes:name>Marco Mellado &amp; Remo Greco</itunes:name>
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  <itunes:category text="Business">
    <itunes:category text="Investing" />
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  <item>
    <itunes:title>Who Really Protects Your Super When Things Go Wrong, Part Two</itunes:title>
    <title>Who Really Protects Your Super When Things Go Wrong, Part Two</title>
    <itunes:summary><![CDATA[In this follow-up episode, Marco Mellado continues the conversation around superannuation risks, failed investments, and the hidden dangers that can impact retirement savings. He explores what happens when things go wrong, who is responsible, and the key steps investors can take to better understand their super and protect their financial future. Send us Fan Mail Support the show ]]></itunes:summary>
    <description><![CDATA[<p>In this follow-up episode, Marco Mellado continues the conversation around superannuation risks, failed investments, and the hidden dangers that can impact retirement savings. He explores what happens when things go wrong, who is responsible, and the key steps investors can take to better understand their super and protect their financial future.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p><p><a rel="payment" href="https://www.buzzsprout.com/2621842/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this follow-up episode, Marco Mellado continues the conversation around superannuation risks, failed investments, and the hidden dangers that can impact retirement savings. He explores what happens when things go wrong, who is responsible, and the key steps investors can take to better understand their super and protect their financial future.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p><p><a rel="payment" href="https://www.buzzsprout.com/2621842/support">Support the show</a></p>]]></content:encoded>
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    <pubDate>Sun, 14 Jun 2026 11:00:00 +1000</pubDate>
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    <itunes:duration>1631</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Who Really Protects Your Super When Things Go Wrong</itunes:title>
    <title>Who Really Protects Your Super When Things Go Wrong</title>
    <itunes:summary><![CDATA[In this episode, Marco Mellado breaks down superannuation risks, investment collapses, and the red flags investors need to watch for. Learn how to identify misleading advice, protect your retirement savings, and make smarter super decisions. Send us Fan Mail Support the show ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Marco Mellado breaks down superannuation risks, investment collapses, and the red flags investors need to watch for. Learn how to identify misleading advice, protect your retirement savings, and make smarter super decisions.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p><p><a rel="payment" href="https://www.buzzsprout.com/2621842/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Marco Mellado breaks down superannuation risks, investment collapses, and the red flags investors need to watch for. Learn how to identify misleading advice, protect your retirement savings, and make smarter super decisions.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p><p><a rel="payment" href="https://www.buzzsprout.com/2621842/support">Support the show</a></p>]]></content:encoded>
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    <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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    <pubDate>Sat, 13 Jun 2026 11:00:00 +1000</pubDate>
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  <psc:chapter start="0:00" title="What Talk Investing Does" />
  <psc:chapter start="1:08" title="Why The Collapse Feels Personal" />
  <psc:chapter start="3:05" title="Super Fund Versus Investment Option" />
  <psc:chapter start="6:15" title="The Comparison Site To Cold Call Funnel" />
  <psc:chapter start="10:20" title="Due Diligence Gaps And Who Answers" />
  <psc:chapter start="14:25" title="Red Flags And Checks Before Switching" />
  <psc:chapter start="19:10" title="SMSF Lending And Related Parties" />
  <psc:chapter start="22:00" title="Death Benefits Tax And Estate Nominations" />
  <psc:chapter start="24:40" title="Starting A Pension And Paying Tax" />
  <psc:chapter start="26:05" title="Downsizer Contributions And Tax Free Components" />
  <psc:chapter start="26:45" title="Final Thanks And Sign Off" />
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    <itunes:duration>1620</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>9</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>More Stock Market Turmoil for Australia, What Investors Need to Know</itunes:title>
    <title>More Stock Market Turmoil for Australia, What Investors Need to Know</title>
    <itunes:summary><![CDATA[In this episode, Remo Greco discusses the recent turmoil affecting Australian markets, what’s driving investor uncertainty, and what it could mean for the future of investing. Send us Fan Mail Support the show ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Remo Greco discusses the recent turmoil affecting Australian markets, what’s driving investor uncertainty, and what it could mean for the future of investing.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p><p><a rel="payment" href="https://www.buzzsprout.com/2621842/support">Support the show</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Remo Greco discusses the recent turmoil affecting Australian markets, what’s driving investor uncertainty, and what it could mean for the future of investing.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p><p><a rel="payment" href="https://www.buzzsprout.com/2621842/support">Support the show</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2621842/episodes/19324786-more-stock-market-turmoil-for-australia-what-investors-need-to-know.mp3" length="10106098" type="audio/mpeg" />
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    <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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    <pubDate>Fri, 12 Jun 2026 22:00:00 +1000</pubDate>
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    <itunes:duration>839</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>8</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Is the ASX Shrinking?</itunes:title>
    <title>Is the ASX Shrinking?</title>
    <itunes:summary><![CDATA[In this episode, Remo Greco explores whether the ASX is shrinking, what’s driving changes in the Australian market, and what it means for investors. A look at the future of the ASX and the impact on investment decisions. Send us Fan Mail ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Remo Greco explores whether the ASX is shrinking, what’s driving changes in the Australian market, and what it means for investors. A look at the future of the ASX and the impact on investment decisions.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Remo Greco explores whether the ASX is shrinking, what’s driving changes in the Australian market, and what it means for investors. A look at the future of the ASX and the impact on investment decisions.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2621842/episodes/19324698-is-the-asx-shrinking.mp3" length="17722369" type="audio/mpeg" />
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    <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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    <pubDate>Thu, 11 Jun 2026 09:00:00 +1000</pubDate>
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    <podcast:transcript url="https://www.buzzsprout.com/2621842/19324698/transcript.json" type="application/json" />
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    <itunes:duration>1474</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Can I Retire With a Mortgage Debt?</itunes:title>
    <title>Can I Retire With a Mortgage Debt?</title>
    <itunes:summary><![CDATA[Is it possible to retire comfortably while still paying off a mortgage? In this episode, financial educator Marco Mellado explores one of the most common retirement questions facing Australians today: should you pay off your mortgage before retiring, or can you retire with debt and still achieve financial security? Send us Fan Mail ]]></itunes:summary>
    <description><![CDATA[<p>Is it possible to retire comfortably while still paying off a mortgage? In this episode, financial educator Marco Mellado explores one of the most common retirement questions facing Australians today: should you pay off your mortgage before retiring, or can you retire with debt and still achieve financial security?</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></description>
    <content:encoded><![CDATA[<p>Is it possible to retire comfortably while still paying off a mortgage? In this episode, financial educator Marco Mellado explores one of the most common retirement questions facing Australians today: should you pay off your mortgage before retiring, or can you retire with debt and still achieve financial security?</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2621842/episodes/19313142-can-i-retire-with-a-mortgage-debt.mp3" length="18150516" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/syo09olzpp9lslhuxbqeth596n7q?.jpg" />
    <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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    <pubDate>Wed, 10 Jun 2026 09:00:00 +1000</pubDate>
    <itunes:duration>1507</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>Super Funds and Commercial Real Estate</itunes:title>
    <title>Super Funds and Commercial Real Estate</title>
    <itunes:summary><![CDATA[In this episode, Marco Mellado explains how super funds invest in commercial real estate and why property plays an important role in many retirement portfolios. He breaks down how these investments work, the potential benefits and risks involved, and what investors should understand about their exposure to the property market through superannuation. Send us Fan Mail ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Marco Mellado explains how super funds invest in commercial real estate and why property plays an important role in many retirement portfolios. He breaks down how these investments work, the potential benefits and risks involved, and what investors should understand about their exposure to the property market through superannuation.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Marco Mellado explains how super funds invest in commercial real estate and why property plays an important role in many retirement portfolios. He breaks down how these investments work, the potential benefits and risks involved, and what investors should understand about their exposure to the property market through superannuation.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2621842/episodes/19301062-super-funds-and-commercial-real-estate.mp3" length="11696817" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ho37f7s8pph9ped912mel5b11fo7?.jpg" />
    <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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    <pubDate>Tue, 09 Jun 2026 13:00:00 +1000</pubDate>
    <itunes:duration>969</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Investing in Gold: What You Need to Know</itunes:title>
    <title>Investing in Gold: What You Need to Know</title>
    <itunes:summary><![CDATA[In this episode, Remo Greco explores the role of gold in an investment portfolio and why it has remained a popular asset throughout history. He discusses the benefits and risks of investing in gold, how it can help during periods of market uncertainty, and what investors should consider before adding gold to their investment strategy. Send us Fan Mail ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Remo Greco explores the role of gold in an investment portfolio and why it has remained a popular asset throughout history. He discusses the benefits and risks of investing in gold, how it can help during periods of market uncertainty, and what investors should consider before adding gold to their investment strategy.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Remo Greco explores the role of gold in an investment portfolio and why it has remained a popular asset throughout history. He discusses the benefits and risks of investing in gold, how it can help during periods of market uncertainty, and what investors should consider before adding gold to their investment strategy.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2621842/episodes/19300845-investing-in-gold-what-you-need-to-know.mp3" length="15703351" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/3cm68x276nsnf2ubujztxj5wstuw?.jpg" />
    <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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    <pubDate>Mon, 08 Jun 2026 12:00:00 +1000</pubDate>
    <itunes:duration>1306</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>4</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Interest Rates and Shares with Remo</itunes:title>
    <title>Interest Rates and Shares with Remo</title>
    <itunes:summary><![CDATA[In this episode, Remo Greco discusses the relationship between interest rates and share markets, explaining how changes in interest rates can impact investment performance, market sentiment, and economic conditions. He shares valuable insights to help investors better understand market movements and make more informed investment decisions. Send us Fan Mail ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Remo Greco discusses the relationship between interest rates and share markets, explaining how changes in interest rates can impact investment performance, market sentiment, and economic conditions. He shares valuable insights to help investors better understand market movements and make more informed investment decisions.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Remo Greco discusses the relationship between interest rates and share markets, explaining how changes in interest rates can impact investment performance, market sentiment, and economic conditions. He shares valuable insights to help investors better understand market movements and make more informed investment decisions.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2621842/episodes/19300817-interest-rates-and-shares-with-remo.mp3" length="15469179" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/egbi2i0ml8aab92z1old92efoqbv?.jpg" />
    <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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    <pubDate>Sun, 07 Jun 2026 11:00:00 +1000</pubDate>
    <itunes:duration>1286</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Is Your Super in Danger?</itunes:title>
    <title>Is Your Super in Danger?</title>
    <itunes:summary><![CDATA[In this episode, Marco Mellado discusses whether your super is really in danger and what investors need to understand about protecting their retirement savings. He explores the impact of market volatility, common concerns surrounding superannuation, and the strategies that can help investors stay focused on their long-term financial goals. Send us Fan Mail ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Marco Mellado discusses whether your super is really in danger and what investors need to understand about protecting their retirement savings. He explores the impact of market volatility, common concerns surrounding superannuation, and the strategies that can help investors stay focused on their long-term financial goals.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Marco Mellado discusses whether your super is really in danger and what investors need to understand about protecting their retirement savings. He explores the impact of market volatility, common concerns surrounding superannuation, and the strategies that can help investors stay focused on their long-term financial goals.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2621842/episodes/19300686-is-your-super-in-danger.mp3" length="19515029" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ed9v3ly3fbdlxaldnvtkoucfmsre?.jpg" />
    <itunes:author>Marco Mellado &amp; Remo Greco</itunes:author>
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    <pubDate>Sat, 06 Jun 2026 11:00:00 +1000</pubDate>
    <itunes:duration>1621</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>What Is a Super Wrap?</itunes:title>
    <title>What Is a Super Wrap?</title>
    <itunes:summary><![CDATA[In this episode, Marco Mellado breaks down Super Wraps, explaining how they work, who they’re designed for, and why they have become a popular option for investors seeking greater control over their retirement strategy without the complexity of a Self-Managed Super Fund. Send us Fan Mail ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Marco Mellado breaks down Super Wraps, explaining how they work, who they’re designed for, and why they have become a popular option for investors seeking greater control over their retirement strategy without the complexity of a Self-Managed Super Fund.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Marco Mellado breaks down Super Wraps, explaining how they work, who they’re designed for, and why they have become a popular option for investors seeking greater control over their retirement strategy without the complexity of a Self-Managed Super Fund.</p><p><a target="_blank" href="https://www.buzzsprout.com/2621842/fan_mail/new">Send us Fan Mail</a></p>]]></content:encoded>
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    <pubDate>Thu, 04 Jun 2026 09:00:00 +1000</pubDate>
    <itunes:duration>1525</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>1</itunes:episode>
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