Home Base Sun, 17 May 2026 22:21:52 -0600 https://www.buzzsprout.com/2612849 en © 2026 Home Base yes 69c13b6e-6bf4-57ff-8834-9e341b95badb Marc episodic false Home Base with Marc Emrich

Buying your first home in Colorado is one of the biggest decisions you'll ever make — and most people start with more questions than answers. Home Base is here to change that.

Each week, mortgage broker Marc Emrich of Pivot Lending Group sits down to answer the real questions first-time buyers are asking: How much do I need for a down payment? What does my credit score actually mean for my loan options? What is a forgivable loan — and how is it different from a grant? What happens at closing?

No jargon. No pressure. Just clear, honest answers from a Colorado mortgage professional who helps buyers navigate the path to homeownership every day.

New episodes every week. Subscribe and start your journey home.

]]> Buzzsprout (https://www.buzzsprout.com) Marc https://storage.buzzsprout.com/75tezedsx2y56w1jkej4nbgvt0ti?.jpg Home Base How First-Time Homebuyer Grants Work in Colorado How First-Time Homebuyer Grants Work in Colorado https://cofirsttimebuyergrants.com/

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]]> Buzzsprout-19193615 Sun, 17 May 2026 22:00:00 -0600 371 full false What Credit Score Do You Need to Buy a Home in Colorado? What Credit Score Do You Need to Buy a Home in Colorado? Lauren sits down with Marc Emrich, Senior Loan Originator at Pivot Lending Group, to break down what credit scores actually matter when buying a home in Colorado. They cover the minimum scores required for different loan types, how your score affects your interest rate over time, and what steps can realistically improve your number before you apply. Listeners will come away knowing where they stand and what their options are — even if their credit isn't where they'd like it to be. Home Base is a weekly podcast from Pivot Lending Group helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership. 🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/

https://cofirsttimebuyergrants.com/

]]> Lauren sits down with Marc Emrich, Senior Loan Originator at Pivot Lending Group, to break down what credit scores actually matter when buying a home in Colorado. They cover the minimum scores required for different loan types, how your score affects your interest rate over time, and what steps can realistically improve your number before you apply. Listeners will come away knowing where they stand and what their options are — even if their credit isn't where they'd like it to be. Home Base is a weekly podcast from Pivot Lending Group helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership. 🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/

https://cofirsttimebuyergrants.com/

]]> Buzzsprout-19155749 Mon, 11 May 2026 01:00:00 -0600 349 full false How Much Down Payment Do You Need to Buy a Home in Colorado? How Much Down Payment Do You Need to Buy a Home in Colorado? https://cofirsttimebuyergrants.com/

]]> https://cofirsttimebuyergrants.com/

]]> Buzzsprout-19120222 Mon, 04 May 2026 05:00:00 -0600 309 full false Colorado Down Payment Assistance: A Guide for First-Time Buyers Colorado Down Payment Assistance: A Guide for First-Time Buyers https://cofirsttimebuyergrants.com/

]]> https://cofirsttimebuyergrants.com/

]]> Buzzsprout-19083140 Mon, 27 Apr 2026 08:00:00 -0600 370 full false Colorado First-Time Homebuyer Programs: What You Should Know Colorado First-Time Homebuyer Programs: What You Should Know Lauren sits down with Marc Emrich of Pivot Lending Group to talk through the first-time homebuyer assistance programs available in Colorado, including how down payment help and forgivable second mortgages actually work. Marc explains who qualifies — including people who haven't owned a home in the past three years — and why income level, location, and loan type all play a role in finding the right program. Listeners will come away understanding that these programs are real, the initial conversation with a mortgage professional costs nothing, and it's worth asking the question before assuming help isn't available to them. Home Base is a weekly podcast helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership. 🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/

https://cofirsttimebuyergrants.com/

]]> Lauren sits down with Marc Emrich of Pivot Lending Group to talk through the first-time homebuyer assistance programs available in Colorado, including how down payment help and forgivable second mortgages actually work. Marc explains who qualifies — including people who haven't owned a home in the past three years — and why income level, location, and loan type all play a role in finding the right program. Listeners will come away understanding that these programs are real, the initial conversation with a mortgage professional costs nothing, and it's worth asking the question before assuming help isn't available to them. Home Base is a weekly podcast helping first-time homebuyers understand the mortgage process, available assistance programs, and what to expect on the road to ownership. 🌐 Resources in English & Spanish: https://cofirsttimebuyergrants.com/

https://cofirsttimebuyergrants.com/

]]> Buzzsprout-19072353 Fri, 24 Apr 2026 13:00:00 -0600 342 full false