<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet href="https://rss.buzzsprout.com/styles.xsl" type="text/xsl"?>
<rss version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:psc="http://podlove.org/simple-chapters" xmlns:atom="http://www.w3.org/2005/Atom">
<channel>
  <atom:link href="https://rss.buzzsprout.com/2612456.rss" rel="self" type="application/rss+xml" />
  <atom:link href="https://pubsubhubbub.appspot.com/" rel="hub" xmlns="http://www.w3.org/2005/Atom" />
  <title>Money Talk with Sharon</title>

  <lastBuildDate>Thu, 30 Apr 2026 13:50:59 -0400</lastBuildDate>
    <language>en-us</language>
  <copyright>© 2026 Money Talk with Sharon</copyright>
  <podcast:locked>yes</podcast:locked>
    <podcast:guid>9206b979-469f-5883-883a-1a8dc8733106</podcast:guid>
  <podcast:txt purpose="verify">smbakile7@gmail.com</podcast:txt>
  <itunes:author>Sharon Ellis</itunes:author>
  <itunes:type>episodic</itunes:type>
  <itunes:explicit>false</itunes:explicit>
  <description><![CDATA[<p>Money can be confusing, emotional, and sometimes… messy.<br><b>Money Talk with Sharon</b> breaks it all down using real-life stories from everyday people navigating debt, relationships, bad decisions, and financial wake-up calls.</p><p><br></p><p>Each episode dives into real situations pulled from Reddit and online forums, followed by honest breakdowns, practical advice, and the lessons nobody taught us growing up.</p><p><br></p><p>If you’ve ever thought, “I should probably get my money together”… this podcast is for you.</p>]]></description>
  <generator>Buzzsprout (https://www.buzzsprout.com)</generator>
  <itunes:keywords>personal finance, financial advice, money mindset, money mistakes, budgeting tips, financial literacy, saving money, wealth building, money habits</itunes:keywords>
  <itunes:owner>
    <itunes:name>Sharon Ellis</itunes:name>
    <itunes:email>smbakile7@gmail.com</itunes:email>
  </itunes:owner>
  <image>
     <url>https://storage.buzzsprout.com/8h7gmjp15cx7p4ihqxalf8ukmec9?.jpg</url>
     <title>Money Talk with Sharon</title>
     <link></link>
  </image>
  <itunes:image href="https://storage.buzzsprout.com/8h7gmjp15cx7p4ihqxalf8ukmec9?.jpg" />
  <itunes:category text="Business">
    <itunes:category text="Investing" />
  </itunes:category>
  <itunes:category text="Education">
    <itunes:category text="Self-Improvement" />
  </itunes:category>
  <itunes:category text="Society &amp; Culture">
    <itunes:category text="Personal Journals" />
  </itunes:category>
  <item>
    <itunes:title>Is It Too Late to Save Myself? $20K in Debt at 21</itunes:title>
    <title>Is It Too Late to Save Myself? $20K in Debt at 21</title>
    <itunes:summary><![CDATA[A 21-year-old is about to leave the military with $20K in debt, no housing, no car, and no benefits. They asked one question that stopped me in my tracks — "Is it too late to save myself?" In this episode, I'm breaking down exactly what I would do first, second, and third if I were in their shoes. Because this is not a life sentence. This is a starting point. SUBSCRIBE: Join my substack community: https://moneytalkwithsharon.substack.com/ ]]></itunes:summary>
    <description><![CDATA[<p>A 21-year-old is about to leave the military with $20K in debt, no housing, no car, and no benefits. They asked one question that stopped me in my tracks — <em>&quot;Is it too late to save myself?&quot;</em> In this episode, I&apos;m breaking down exactly what I would do first, second, and third if I were in their shoes. Because this is not a life sentence. This is a starting point.</p><p>SUBSCRIBE:</p><p>Join my substack community: https://moneytalkwithsharon.substack.com/</p>]]></description>
    <content:encoded><![CDATA[<p>A 21-year-old is about to leave the military with $20K in debt, no housing, no car, and no benefits. They asked one question that stopped me in my tracks — <em>&quot;Is it too late to save myself?&quot;</em> In this episode, I&apos;m breaking down exactly what I would do first, second, and third if I were in their shoes. Because this is not a life sentence. This is a starting point.</p><p>SUBSCRIBE:</p><p>Join my substack community: https://moneytalkwithsharon.substack.com/</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2612456/episodes/19097442-is-it-too-late-to-save-myself-20k-in-debt-at-21.mp3" length="4134220" type="audio/mpeg" />
    <itunes:author>Sharon Ellis</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19097442</guid>
    <pubDate>Thu, 30 Apr 2026 08:00:00 -0400</pubDate>
    <itunes:duration>340</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>He Has $40K Saved at 24 and Still Feels Broke</itunes:title>
    <title>He Has $40K Saved at 24 and Still Feels Broke</title>
    <itunes:summary><![CDATA[$40,000 saved. No debt. Lives below his means. And still anxious about money. Sound familiar? In this episode, Sharon breaks down the difference between being financially prepared and saving out of fear — and why having money without a plan is just stress with a bank balance. If you've ever felt like no amount is ever enough, this one's for you. SUBSCRIBE Join My Substack Community: https://moneytalkwithsharon.substack.com ]]></itunes:summary>
    <description><![CDATA[<p>$40,000 saved. No debt. Lives below his means. And still anxious about money. Sound familiar? In this episode, Sharon breaks down the difference between being financially prepared and saving out of fear — and why having money without a plan is just stress with a bank balance. If you&apos;ve ever felt like no amount is ever enough, this one&apos;s for you.</p><p>SUBSCRIBE</p><p>Join My Substack Community: https://moneytalkwithsharon.substack.com</p>]]></description>
    <content:encoded><![CDATA[<p>$40,000 saved. No debt. Lives below his means. And still anxious about money. Sound familiar? In this episode, Sharon breaks down the difference between being financially prepared and saving out of fear — and why having money without a plan is just stress with a bank balance. If you&apos;ve ever felt like no amount is ever enough, this one&apos;s for you.</p><p>SUBSCRIBE</p><p>Join My Substack Community: https://moneytalkwithsharon.substack.com</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2612456/episodes/19090768-he-has-40k-saved-at-24-and-still-feels-broke.mp3" length="4375897" type="audio/mpeg" />
    <itunes:author>Sharon Ellis</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19090768</guid>
    <pubDate>Wed, 29 Apr 2026 10:00:00 -0400</pubDate>
    <itunes:duration>361</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
</channel>
</rss>
