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  <title>Below the Waterline </title>

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  <copyright>© 2026 Below the Waterline </copyright>
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  <itunes:author>Ratna Morjaria</itunes:author>
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  <description><![CDATA[<p><b>Welcome to Below the Waterline</b>&nbsp; -a podcast about humanising leadership from the inside out.</p><p><br></p><p>Host Ratna invites you into a space where real, human-to-human conversations happen. Below the surface. Where the magic is.</p><p><br></p><p>This podcast is for anyone who wants to go deeper, past the polished exterior of leadership and into the beliefs, values, and invisible patterns that shape how we truly show up in the world.</p><p><br></p><p>Ratna draws on years of experience working with individuals, teams, and organisations across many cultures, her own personal journey of deep inner work, and a lifelong connection to both ancient wisdom traditions and modern science.</p><p><br></p><p>Marshall Goldsmith said it best: what got you here won't get you there. While technology continues to race ahead, the human fundamentals of leadership are still lagging behind. Ancient traditions have always known this, that real transformation comes from depth, not surface.</p><p><br></p><p>Each episode brings you reflections and insights from the deeper work, tools gathered from years of practice, uncomfortable truths and the breakthroughs that follow, and real heart-to-heart conversations.</p><p><br></p><p>This is your invitation to shape a new kind of leadership : Human to Human, Heart to Heart.</p><p><br></p><p><b><em>Let's go below the waterline, together.</em></b></p><p><br></p><p>Connect with Ratna on LinkedIn: <a href="http://www.linkedin.com/in/ratna-morjaria">www.linkedin.com/in/ratna-morjaria</a></p><p><br></p><p><br></p>]]></description>
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    <itunes:title>Humility, Kindness and Love </itunes:title>
    <title>Humility, Kindness and Love </title>
    <itunes:summary><![CDATA[What if the person you've been searching for was already there all along? In this special episode, number three, Ratna takes an intentional detour from the values work to share a powerful experience from the UK's first HKL International Conference,  a gathering built around three words: Humility, Kindness, and Love. It's a reminder that we are not one person at work and another person at home. We are one human being. And when we dare to bring the wholeness of who we truly are into everyt...]]></itunes:summary>
    <description><![CDATA[<p>What if the person you&apos;ve been searching for was already there all along?</p><p>In this special episode, number three, Ratna takes an intentional detour from the values work to share a powerful experience from the UK&apos;s first HKL International Conference,  a gathering built around three words: Humility, Kindness, and Love.</p><p>It&apos;s a reminder that we are not one person at work and another person at home. We are one human being. And when we dare to bring the wholeness of who we truly are into everything we do - our leadership, our relationships, our everyday moments, everything changes.</p><p>This isn&apos;t idealism. It&apos;s the most courageous and practical work any leader will ever do.</p><p>This Episode is dedicated to the HKL Global movement - be sure to check out the amazing work they are doing <a href='https://www.hkl.org/'>HKL | Humility, Kindness &amp; Love Global Movement</a>.</p><p><br/></p><p><b><em>Real Leadership doesn’t happen at the surface.</em></b></p><p><b><em>It happens Below the Waterline.</em></b></p>]]></description>
    <content:encoded><![CDATA[<p>What if the person you&apos;ve been searching for was already there all along?</p><p>In this special episode, number three, Ratna takes an intentional detour from the values work to share a powerful experience from the UK&apos;s first HKL International Conference,  a gathering built around three words: Humility, Kindness, and Love.</p><p>It&apos;s a reminder that we are not one person at work and another person at home. We are one human being. And when we dare to bring the wholeness of who we truly are into everything we do - our leadership, our relationships, our everyday moments, everything changes.</p><p>This isn&apos;t idealism. It&apos;s the most courageous and practical work any leader will ever do.</p><p>This Episode is dedicated to the HKL Global movement - be sure to check out the amazing work they are doing <a href='https://www.hkl.org/'>HKL | Humility, Kindness &amp; Love Global Movement</a>.</p><p><br/></p><p><b><em>Real Leadership doesn’t happen at the surface.</em></b></p><p><b><em>It happens Below the Waterline.</em></b></p>]]></content:encoded>
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    <itunes:title>Values without Roots</itunes:title>
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    <itunes:summary><![CDATA[Words Without Roots Your values aren't in your head. They live in your body, and they show up in just three places: your actions, your reactions, and your non-actions. In this episode, Ratna goes deeper into what values actually look like in real life,  not the ones you write on a sticky note, but the ones already running your life whether you're conscious of them or not. You'll walk away with a simple 15-minute exercise designed to help you stop guessing at your values and start reading...]]></itunes:summary>
    <description><![CDATA[<p><b>Words Without Roots</b></p><p>Your values aren&apos;t in your head. They live in your body, and they show up in just three places:<b> your actions, your reactions, and your non-actions.</b></p><p>In this episode, Ratna goes deeper into what values actually look like in real life,  not the ones you write on a sticky note, but the ones already running your life whether you&apos;re conscious of them or not.</p><p>You&apos;ll walk away with a simple 15-minute exercise designed to help you stop guessing at your values and start reading the patterns that reveal them. </p><p>Because most of us are living by values we inherited. The real work begins when you choose them.</p><p>🎁 Click here for your Free Guide https://dharma-awakenings.kit.com/b1d48bf1a2</p><p>Take some time to pause reflect and observe. </p><p><b><em>Real Leadership doesn’t happen at the surface.</em></b></p><p><b><em>It happens Below the Waterline.</em></b></p>]]></description>
    <content:encoded><![CDATA[<p><b>Words Without Roots</b></p><p>Your values aren&apos;t in your head. They live in your body, and they show up in just three places:<b> your actions, your reactions, and your non-actions.</b></p><p>In this episode, Ratna goes deeper into what values actually look like in real life,  not the ones you write on a sticky note, but the ones already running your life whether you&apos;re conscious of them or not.</p><p>You&apos;ll walk away with a simple 15-minute exercise designed to help you stop guessing at your values and start reading the patterns that reveal them. </p><p>Because most of us are living by values we inherited. The real work begins when you choose them.</p><p>🎁 Click here for your Free Guide https://dharma-awakenings.kit.com/b1d48bf1a2</p><p>Take some time to pause reflect and observe. </p><p><b><em>Real Leadership doesn’t happen at the surface.</em></b></p><p><b><em>It happens Below the Waterline.</em></b></p>]]></content:encoded>
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    <itunes:title>Three Threads of Real Leadership</itunes:title>
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    <itunes:summary><![CDATA[This podcast wasn't born from a strategy. It was born from a journey. In this first episode, Ratna introduces the three threads that run through everything. How we lead, how we relate, and how we truly know ourselves: values, leading from the heart, and courage. Not as a leadership framework. As a way of living. If you've ever felt that something is off,  in your leadership, your relationships, or quietly within yourself,  this episode is where we begin to go below the surface and f...]]></itunes:summary>
    <description><![CDATA[<p>This podcast wasn&apos;t born from a strategy. It was born from a journey.</p><p>In this first episode, Ratna introduces the three threads that run through everything. How we lead, how we relate, and how we truly know ourselves: <b>values, leading from the heart, and courage.</b></p><p>Not as a leadership framework. As a way of living.</p><p>If you&apos;ve ever felt that something is off,  in your leadership, your relationships, or quietly within yourself,  this episode is where we begin to go below the surface and find out why.</p><p>Real leadership doesn&apos;t happen on the surface. It happens <b><em>Below the Waterline  -</em></b>where it actually matters.</p><p><b><em>Real Leadership doesn’t happen at the surface.</em></b></p><p><b><em>It happens Below the Waterline.</em></b></p>]]></description>
    <content:encoded><![CDATA[<p>This podcast wasn&apos;t born from a strategy. It was born from a journey.</p><p>In this first episode, Ratna introduces the three threads that run through everything. How we lead, how we relate, and how we truly know ourselves: <b>values, leading from the heart, and courage.</b></p><p>Not as a leadership framework. As a way of living.</p><p>If you&apos;ve ever felt that something is off,  in your leadership, your relationships, or quietly within yourself,  this episode is where we begin to go below the surface and find out why.</p><p>Real leadership doesn&apos;t happen on the surface. It happens <b><em>Below the Waterline  -</em></b>where it actually matters.</p><p><b><em>Real Leadership doesn’t happen at the surface.</em></b></p><p><b><em>It happens Below the Waterline.</em></b></p>]]></content:encoded>
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    <itunes:title>Welcome to Below the Waterline</itunes:title>
    <title>Welcome to Below the Waterline</title>
    <itunes:summary><![CDATA[Welcome to my first ever podcast! A brief introduction to who I am and what Below the Waterline is all about. I'm Ratna, and this podcast is about humanising leadership from the inside out. Not the surface-level stuff, the real, deep, courageous work of understanding what drives us, what motivates us, and what quietly gets in the way of our true potential. I've spent years working with individuals, teams, and organisations in many cultures and more recently I've gone deep on my own personal j...]]></itunes:summary>
    <description><![CDATA[<p><b><em>Welcome to my first ever podcast!</em></b></p><p>A brief introduction to who I am and what Below the Waterline is all about.</p><p>I&apos;m Ratna, and this podcast is about humanising leadership from the inside out. Not the surface-level stuff, the real, deep, courageous work of understanding what drives us, what motivates us, and what quietly gets in the way of our true potential.</p><p>I&apos;ve spent years working with individuals, teams, and organisations in many cultures and more recently I&apos;ve gone deep on my own personal journey. This podcast is the next chapter of that work, shared with you.</p><p>Each episode we&apos;ll explore the beliefs and values that shape how we show up, have the uncomfortable conversations, and find the breakthroughs that come when we dare to go deeper.</p><p><b><em>We &apos;re going Human to Human, Heart to Heart  - Below the Waterline.</em></b></p><p><b>Let&apos;s go there together</b></p><p><b><em>Real Leadership doesn’t happen at the surface.</em></b></p><p><b><em>It happens Below the Waterline.</em></b></p>]]></description>
    <content:encoded><![CDATA[<p><b><em>Welcome to my first ever podcast!</em></b></p><p>A brief introduction to who I am and what Below the Waterline is all about.</p><p>I&apos;m Ratna, and this podcast is about humanising leadership from the inside out. Not the surface-level stuff, the real, deep, courageous work of understanding what drives us, what motivates us, and what quietly gets in the way of our true potential.</p><p>I&apos;ve spent years working with individuals, teams, and organisations in many cultures and more recently I&apos;ve gone deep on my own personal journey. This podcast is the next chapter of that work, shared with you.</p><p>Each episode we&apos;ll explore the beliefs and values that shape how we show up, have the uncomfortable conversations, and find the breakthroughs that come when we dare to go deeper.</p><p><b><em>We &apos;re going Human to Human, Heart to Heart  - Below the Waterline.</em></b></p><p><b>Let&apos;s go there together</b></p><p><b><em>Real Leadership doesn’t happen at the surface.</em></b></p><p><b><em>It happens Below the Waterline.</em></b></p>]]></content:encoded>
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