• LO comp
•  Mortgage’s New Platform Era
• What will appraisals look like in 5 years?
• Basel III and the IMBs
• Erin Dee on Hinge and what does that mean for the Charlotte Metro Area? 

Some of these conversations are serious. Some are ridiculous. Most are probably going to start arguments.

That’s exactly why you should tune in.

LIVE Thursday at 1PM EST with Greg Sher, Erin Dee, and Coby Hakalir.

Does it actually make more sense to rent instead of buy right now?

From affordability pressures and rising insurance costs to declining values in certain markets, the crew debates whether the traditional “buy at all costs” mindset still holds true in today’s economy.

They also dive into:

•  Whether loan officers should advise caution to buyers 
•  The future of home affordability 
•  AI-driven mortgage fraud concerns 
•  Growing risks in the non-QM market 
•  Rising rates, inflation, and global conflict impacts 
•  Housing policy fixes that could actually move the needle 

One of the most heated — and honest — No Surrender episodes yet.

Yeah… this episode went everywhere.

Episode 4 of No Surrender officially introduces Erin Dee alongside Greg Sher and Coby Hakalir — and the debates started immediately.

This episode dives into:
 🔥 Trump, the Fed & political pressure
 🔥 Inflation and consumer pain
 🔥 The UWM vs Rocket battle escalating
 🔥 FHA delinquencies & underwater borrowers
 🔥 Whether AI will eliminate most loan officers
 🔥 Why parts of the economy may already be cracking

Plus… childhood photos, sock puppets, and absolute chaos.

Hot Takes. Fierce Debates. No Surrender.

•  The return of Option ARM-style products, reverse/equity select loans, and what it signals
• DU approvals with little to no credit minimums — and where the line actually is 
•  The Michael Burry “no housing shortage” argument — and why it’s sparking major debate 
• CMBS pressure — is there a commercial cliff coming or a massive opportunity? 
•  And the ongoing broker vs banker feud (CCM, Two Harbors, IMBs) and why it matters 

Big topics. Real tension. Different perspectives.

No Surrender.

Greg Sher is back with Coby Hakalir and Jennifer McGuinness, diving headfirst into the biggest power shifts happening across housing and mortgage right now. From private listing wars and shrinking transparency, to who really controls the borrower relationship, this episode pulls back the curtain on where the industry is heading.

The conversation heats up around FICO pricing, competition (or lack of it), and whether the industry is overreacting—or not reacting enough. Add in rising rates, global pressure from war, LO comp reform, and the ongoing fight between brokers, banks, and IMBs… and you’ve got a full-blown clash of perspectives.

No scripts. No filters. Just real opinions, sharp disagreements, and a deeper look at what’s actually driving this market.

If you care about where housing is going—and who’s going to win—this is one you don’t want to miss.

Greg Sher is joined by Coby Hakalir and Jennifer McGuinness for a fast-paced, no-holds-barred debate on the biggest issues shaping housing and mortgage right now. From executive orders and bank re-entry into lending, to Opendoor’s headline-grabbing rates, evolving LO comp models, and the ongoing credit bureau chaos—nothing is off limits.

This isn’t a polished panel. It’s three industry insiders challenging each other in real time, unpacking what actually matters for lenders, borrowers, and the future of the business.

If you want honest takes, sharp disagreement, and conversations that actually move the needle—this is it.