Mon, 01 Jun 2026 10:33:58 +1000 https://www.buzzsprout.com/2607358 en-au © 2026 The Property Tradies Podcast yes 179da8a9-6afe-5191-9456-a292584b9085 joel@tomii.com.au Joel & Brodie episodic false Most property advice is built for suits. Ours is built for tradies.

Join us every Monday @10:00AM as we break down everything a tradie needs to know about property investing — where to buy, how to finance it, the traps that catch high earners out, and the latest property news that actually affects you. Straight talk explained in a way that makes sense. 

Blue collar Australians work harder than anyone. But without a plan, most are still on the tools when their body's already telling them to stop. Joel and Brodie are here to change that.

If you're ready to start building your portfolio for a better future, book a call below. 

]]> Buzzsprout (https://www.buzzsprout.com) Joel & Brodie joel@tomii.com.au https://storage.buzzsprout.com/tdf84jrrvlvhef8696i3sp3rhyie?.jpg The 3 States Tradies Must Avoid & Where To Invest Instead 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

"Not every location is a good investment location."
With the biggest tax changes in a generation now in play, getting your location right has never been more critical. In this episode, Joel and Brodie break down the three states they are personally avoiding and why — backed by real data — and where they're putting their own money right now instead.

🔨 Why tradies need to watch this:
Find out which three states have already run their race and why buying in them now could cost you years of stagnation and thousands in holding costs
Understand why Perth's median house price sitting above Melbourne's should have every investor paying attention
Learn the key warning signs that a market has peaked — and why we're seeing all of them in these three states right now
Discover why the new tax changes make getting your location right more important than ever — you can no longer be shielded by negative gearing benefits in a mediocre market
Find out why tradies overvaluing their renovation skills and undervaluing location selection is one of the biggest traps in property investing
See where Joel and Brodie are personally putting their money in 2026 — and why Melbourne is sitting at one of the best buying opportunities in years
Understand why chasing markets that have already had 80–90% growth is financial suicide for any investor trying to build a portfolio

Timestamps:
0:00 – Welcome back & what we're covering today
0:00 – Why location selection matters more than ever in 2026
1:43 – State #1 to Avoid: Perth — 91.2% growth in 5 years, median over $1M & affordability cracking
4:31 – Perth deep dive — units outpacing houses & what that signals about the cycle
7:14 – State #2 to Avoid: Brisbane — 85.3% in 5 years, Olympics hype & $1.2M median
10:51 – The danger of buying at the end of a cycle — a real story from site
11:51 – State #3 to Avoid: South Australia/Adelaide — 79% growth & affordability worse than Brisbane
13:38 – Why renovation skills won't save you in a market that's already peaked
15:29 – Where the real opportunity is — Melbourne, Hobart, Canberra & beyond
16:51 – Growth comparison: Perth 91% vs Melbourne 8.5% — the opportunity hiding in plain sight
19:03 – Why Melbourne's rental yields now stack up against Perth, Brisbane & Adelaide
21:32 – How the new budget changes make location selection the most critical decision you'll make
22:58 – Getting your first asset right — the mindset impact of a bad first investment
24:34 – Men's Finance Questions
28:04 – Rapid Fire Round
33:49 – Outro

]]> 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

"Not every location is a good investment location."
With the biggest tax changes in a generation now in play, getting your location right has never been more critical. In this episode, Joel and Brodie break down the three states they are personally avoiding and why — backed by real data — and where they're putting their own money right now instead.

🔨 Why tradies need to watch this:
Find out which three states have already run their race and why buying in them now could cost you years of stagnation and thousands in holding costs
Understand why Perth's median house price sitting above Melbourne's should have every investor paying attention
Learn the key warning signs that a market has peaked — and why we're seeing all of them in these three states right now
Discover why the new tax changes make getting your location right more important than ever — you can no longer be shielded by negative gearing benefits in a mediocre market
Find out why tradies overvaluing their renovation skills and undervaluing location selection is one of the biggest traps in property investing
See where Joel and Brodie are personally putting their money in 2026 — and why Melbourne is sitting at one of the best buying opportunities in years
Understand why chasing markets that have already had 80–90% growth is financial suicide for any investor trying to build a portfolio

Timestamps:
0:00 – Welcome back & what we're covering today
0:00 – Why location selection matters more than ever in 2026
1:43 – State #1 to Avoid: Perth — 91.2% growth in 5 years, median over $1M & affordability cracking
4:31 – Perth deep dive — units outpacing houses & what that signals about the cycle
7:14 – State #2 to Avoid: Brisbane — 85.3% in 5 years, Olympics hype & $1.2M median
10:51 – The danger of buying at the end of a cycle — a real story from site
11:51 – State #3 to Avoid: South Australia/Adelaide — 79% growth & affordability worse than Brisbane
13:38 – Why renovation skills won't save you in a market that's already peaked
15:29 – Where the real opportunity is — Melbourne, Hobart, Canberra & beyond
16:51 – Growth comparison: Perth 91% vs Melbourne 8.5% — the opportunity hiding in plain sight
19:03 – Why Melbourne's rental yields now stack up against Perth, Brisbane & Adelaide
21:32 – How the new budget changes make location selection the most critical decision you'll make
22:58 – Getting your first asset right — the mindset impact of a bad first investment
24:34 – Men's Finance Questions
28:04 – Rapid Fire Round
33:49 – Outro

]]> Joel & Brodie Buzzsprout-19266828 Mon, 01 Jun 2026 10:00:00 +1000 2053 1 5 full false The Media Got The 2026 Budget Wrong - Here's What It Actually Means For Tradie Property Investors 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

"The landscape for Australian property investing has changed forever. Joel & Brodie in this podcast are going through all of the changes, what you need to know and the new strategy for investors moving forward from here."

The government just dropped the biggest shake-up to property investing in a generation — negative gearing slashed, capital gains tax overhauled, and borrowing capacities dropping 20–30% overnight. In this episode, Joel and Brodie cut through the media noise, break down exactly what's changed, who it actually hurts, and where smart investors need to be positioning themselves right now.

🔨 Why tradies need to watch this:
Find out exactly what the negative gearing changes mean for you — whether you already own a property or are still trying to get into the market
Understand the capital gains tax overhaul in plain English and why paying more tax is still better than making nothing
Learn why the government pushing investors toward new builds is a trap — and why house and land packages could burn mum and dad investors
Discover why borrowing capacities have dropped by up to 30% and what that means for your next purchase
Get the new playbook — high yielding apartments, granny flat potential and SMSF strategies explained
Find out why rents are about to go up hard, regardless of what the government is claiming
Understand the difference between drawing down on equity vs selling — and why it matters more than ever under the new tax rules

Timestamps:
0:00 – The biggest change to Australian property investing — ever
0:13 – Welcome back & breaking down what's happened
0:13 – Change #1: Negative Gearing — what it was, what's changed & who keeps their benefits
11:42 – Change #2: Capital Gains Tax overhaul explained in plain English
11:42 – Why the government pushing new builds is a recipe for disaster
16:49 – Change #3: Borrowing capacity — why investors just lost 20–30% overnight
16:49 – Where the market goes from here & the new investor strategy
23:33 – Asset types that will boom — high yield apartments & granny flat properties
23:33 – SMSFs — why they're about to explode in popularity
29:07 – Key takeaways & the new investing playbook
32:30 – Men's Finance Questions
36:07 – Rapid Fire Round
41:49 – Outro

]]> 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

"The landscape for Australian property investing has changed forever. Joel & Brodie in this podcast are going through all of the changes, what you need to know and the new strategy for investors moving forward from here."

The government just dropped the biggest shake-up to property investing in a generation — negative gearing slashed, capital gains tax overhauled, and borrowing capacities dropping 20–30% overnight. In this episode, Joel and Brodie cut through the media noise, break down exactly what's changed, who it actually hurts, and where smart investors need to be positioning themselves right now.

🔨 Why tradies need to watch this:
Find out exactly what the negative gearing changes mean for you — whether you already own a property or are still trying to get into the market
Understand the capital gains tax overhaul in plain English and why paying more tax is still better than making nothing
Learn why the government pushing investors toward new builds is a trap — and why house and land packages could burn mum and dad investors
Discover why borrowing capacities have dropped by up to 30% and what that means for your next purchase
Get the new playbook — high yielding apartments, granny flat potential and SMSF strategies explained
Find out why rents are about to go up hard, regardless of what the government is claiming
Understand the difference between drawing down on equity vs selling — and why it matters more than ever under the new tax rules

Timestamps:
0:00 – The biggest change to Australian property investing — ever
0:13 – Welcome back & breaking down what's happened
0:13 – Change #1: Negative Gearing — what it was, what's changed & who keeps their benefits
11:42 – Change #2: Capital Gains Tax overhaul explained in plain English
11:42 – Why the government pushing new builds is a recipe for disaster
16:49 – Change #3: Borrowing capacity — why investors just lost 20–30% overnight
16:49 – Where the market goes from here & the new investor strategy
23:33 – Asset types that will boom — high yield apartments & granny flat properties
23:33 – SMSFs — why they're about to explode in popularity
29:07 – Key takeaways & the new investing playbook
32:30 – Men's Finance Questions
36:07 – Rapid Fire Round
41:49 – Outro

]]> Joel & Brodie Buzzsprout-19266823 Mon, 01 Jun 2026 10:00:00 +1000 2522 1 4 full false The 5 Reasons Tradies Get Stuck On One Investment Property (How You Can Be In The Top 1%) 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

"We're going to do a deep dive into why most tradies get stuck at one investment property — and how you can be in the top 1% of property investors."
Most tradies earn good money but never make it past that first investment property. In this episode, Joel and Brodie break down the exact reasons why — from the life upgrade trap to lazy equity, income landmines and rate anxiety — and more importantly, what you need to do differently to keep building.

🔨 Why tradies need to watch this:
Find out why the ute upgrade, the new house and the toy collection are silently killing your ability to build a portfolio
Learn why being a PAYG tradie actually puts you in a stronger lending position than you probably think
Understand why your first investment property is the most important one you'll ever buy — and how to avoid the mistakes that stop people from ever buying a second
Discover what "lazy equity" is and why leaving it sitting in your property is costing you more than a high interest rate ever could
Find out how self-employed tradies are unknowingly destroying their borrowing capacity at tax time
Get clarity on good debt vs bad debt, offset accounts, and how to use second and third tier lenders as part of a smart portfolio strategy

Timestamps:
0:00 – Welcome back to The Property Tradies Podcast
0:37 – Why only the top % of investors get past one property
0:44 – Reason #1: The life upgrade cycle — utes, houses & toys
4:41 – Reason #2: Income traps — subbies, inconsistent pay & the big year/broke year rollercoaster
8:21 – The "too busy to invest" paradox & why outsourcing is the answer
11:00 – Reason #3: Buying the wrong first asset — bad market timing, backyard investing & new builds
17:32 – Low growth locations — apartments, mining towns & greenfield estates explained
23:49 – Reason #4: Lazy equity — what it is, why people are scared & how offset accounts work
25:58 – Usable vs total equity & how to structure an equity release properly
28:13 – Reason #5: Being too rate sensitive — first, second & third tier lenders explained
34:15 – "I'll wait for rates to drop" & why comparing rates with your mates is a trap
36:32 – Closing thoughts: the complacency trap after property #1
37:57 – Men's Finance Questions
42:51 – Rapid Fire Round
48:28 – Outro

]]> 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

"We're going to do a deep dive into why most tradies get stuck at one investment property — and how you can be in the top 1% of property investors."
Most tradies earn good money but never make it past that first investment property. In this episode, Joel and Brodie break down the exact reasons why — from the life upgrade trap to lazy equity, income landmines and rate anxiety — and more importantly, what you need to do differently to keep building.

🔨 Why tradies need to watch this:
Find out why the ute upgrade, the new house and the toy collection are silently killing your ability to build a portfolio
Learn why being a PAYG tradie actually puts you in a stronger lending position than you probably think
Understand why your first investment property is the most important one you'll ever buy — and how to avoid the mistakes that stop people from ever buying a second
Discover what "lazy equity" is and why leaving it sitting in your property is costing you more than a high interest rate ever could
Find out how self-employed tradies are unknowingly destroying their borrowing capacity at tax time
Get clarity on good debt vs bad debt, offset accounts, and how to use second and third tier lenders as part of a smart portfolio strategy

Timestamps:
0:00 – Welcome back to The Property Tradies Podcast
0:37 – Why only the top % of investors get past one property
0:44 – Reason #1: The life upgrade cycle — utes, houses & toys
4:41 – Reason #2: Income traps — subbies, inconsistent pay & the big year/broke year rollercoaster
8:21 – The "too busy to invest" paradox & why outsourcing is the answer
11:00 – Reason #3: Buying the wrong first asset — bad market timing, backyard investing & new builds
17:32 – Low growth locations — apartments, mining towns & greenfield estates explained
23:49 – Reason #4: Lazy equity — what it is, why people are scared & how offset accounts work
25:58 – Usable vs total equity & how to structure an equity release properly
28:13 – Reason #5: Being too rate sensitive — first, second & third tier lenders explained
34:15 – "I'll wait for rates to drop" & why comparing rates with your mates is a trap
36:32 – Closing thoughts: the complacency trap after property #1
37:57 – Men's Finance Questions
42:51 – Rapid Fire Round
48:28 – Outro

]]> Joel & Brodie Buzzsprout-19266815 Mon, 01 Jun 2026 10:00:00 +1000 2933 1 3 full false Why Making $150k+ As A Tradie Still Leaves You Broke - Breaking The Paycheck To Paycheck Cycle 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

Most tradies are earning great money but have nothing to show for it at the end of the week. In this episode, Joel and Brodie break down exactly how to go from blowing your paycheck to building real savings — and eventually your first investment property. From money psychology to bank account structure, this is the practical playbook that no one teaches you on site.

🔨 Why tradies need to watch this:
Find out why a high income doesn't mean wealth — and the mindset shift that changes everything
Learn how to track your money without overcomplicating it and burning out two weeks in
Discover the bank account structure Joel personally uses to budget, save and invest at the same time
Find out why big impulse purchases — not your daily coffee — are what's actually blowing your budget
Understand the difference between good debt and bad debt, and why clearing bad debt is the fastest way to get ahead
Get the tradie-specific saving hacks around cashies, overtime and negotiating your rate
Learn how to get investment ready — and why one conversation with the right mortgage broker can make your goal feel way closer than you think

Timestamps:
0:00 – Welcome back & what we're covering today
0:00 – The paycheck to paycheck cycle & why high income doesn't equal wealth
2:57 – Financial patterns passed down by parents & limiting money beliefs
3:46 – Delayed gratification — the crux of investing as a tradie
8:31 – Income tracking — how to understand what you're actually earning and spending
10:22 – The brutal budget reality — why big impulse buys are killing your savings
11:32 – The vicious cycle of short-term loans and how to break it
12:31 – Saving strategies — automatic transfers, high interest accounts & ETFs
14:01 – Saving without feeling deprived & how to gamify your budget
22:22 – Tradie-specific hacks — cashies, overtime & negotiating your rate
22:44 – Debt management — good debt vs bad debt explained simply
26:39 – Credit ratings in Australia — the truth most people get wrong
29:04 – Bank account structure — the exact setup Joel uses personally
32:28 – Getting investment ready — setting the goal & speaking to a broker
33:36 – Putting it all together — timelines, fail safes & staying sane through the process
37:59 – Men's Finance Questions
43:50 – Outro

]]> 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

Most tradies are earning great money but have nothing to show for it at the end of the week. In this episode, Joel and Brodie break down exactly how to go from blowing your paycheck to building real savings — and eventually your first investment property. From money psychology to bank account structure, this is the practical playbook that no one teaches you on site.

🔨 Why tradies need to watch this:
Find out why a high income doesn't mean wealth — and the mindset shift that changes everything
Learn how to track your money without overcomplicating it and burning out two weeks in
Discover the bank account structure Joel personally uses to budget, save and invest at the same time
Find out why big impulse purchases — not your daily coffee — are what's actually blowing your budget
Understand the difference between good debt and bad debt, and why clearing bad debt is the fastest way to get ahead
Get the tradie-specific saving hacks around cashies, overtime and negotiating your rate
Learn how to get investment ready — and why one conversation with the right mortgage broker can make your goal feel way closer than you think

Timestamps:
0:00 – Welcome back & what we're covering today
0:00 – The paycheck to paycheck cycle & why high income doesn't equal wealth
2:57 – Financial patterns passed down by parents & limiting money beliefs
3:46 – Delayed gratification — the crux of investing as a tradie
8:31 – Income tracking — how to understand what you're actually earning and spending
10:22 – The brutal budget reality — why big impulse buys are killing your savings
11:32 – The vicious cycle of short-term loans and how to break it
12:31 – Saving strategies — automatic transfers, high interest accounts & ETFs
14:01 – Saving without feeling deprived & how to gamify your budget
22:22 – Tradie-specific hacks — cashies, overtime & negotiating your rate
22:44 – Debt management — good debt vs bad debt explained simply
26:39 – Credit ratings in Australia — the truth most people get wrong
29:04 – Bank account structure — the exact setup Joel uses personally
32:28 – Getting investment ready — setting the goal & speaking to a broker
33:36 – Putting it all together — timelines, fail safes & staying sane through the process
37:59 – Men's Finance Questions
43:50 – Outro

]]> Joel & Brodie Buzzsprout-19266806 Mon, 01 Jun 2026 10:00:00 +1000 2764 1 2 full false The Exact Steps To Buy Property #1 As A Tradie 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

There's a lot of noise around the property market right now — global economics, rising costs, scary headlines. But just like COVID, the tradies who kept their foot on the pedal came out ahead. In this episode, Joel and Brodie break down the exact 7-step process to buy your first investment property in 2026 — no fluff, no jargon, just a straight-up playbook built for those on the tools.

🔨 Why tradies need to watch this:
You're earning good coin on the tools but not sure how to make it work for you — this episode maps out the entire process from zero to settled
Find out why waiting to save a 20% deposit could cost you $50K–$100K in missed growth
Learn exactly which professionals you need in your corner (and how to spot the dodgy ones)
Understand why capital growth — not rental yield — should be your #1 focus on your first IP
Discover how to research locations properly so you don't sink your hard-earned into a dud suburb
Get the inside run on negotiation tactics, including how to tell when an agent is bluffing about another buyer
Know what to look for in a property manager so your investment doesn't bleed cash from day one

Timestamps
0:00 – Welcome to The Property Tradies Podcast – Episode 1
1:00 – What we're tackling today: buying your first IP in 2026
3:00 – Step 1: Getting Your Finances In Check — deposits, borrowing power & speaking to a mortgage broker
4:42 – What affects your borrowing capacity (income, debt, car loans, sports betting)
5:49 – How to find the right mortgage broker for investing (not just any broker)
9:37 – Step 2: Getting Pre-Approval & why agents won't take you seriously without it
10:11 – Step 3: Strategy & Assembling Your Team — capital growth vs cashflow explained
13:26 – Step 4: The Hunt — how to research locations Australia-wide & which data tools to use
15:17 – Why investing in your own backyard is likely a mistake
32:01 – Step 5: Due Diligence — flood zones, social housing, easements, covenants & more
35:27 – Step 6: Negotiation — comparable analysis, settlement terms, finance & building/pest clauses
35:27 – Step 7: Settlement — final inspection, engaging a property manager & getting tenanted
35:27 – Men's Finance Questions — equity, timing the market & where to invest at $550K–$600K
45:57 – Rapid Fire Round
48:30 – Outro

]]> 📞 Book a Free Strategy Call with Joel → https://calendly.com/joel-tomii/client-meeting

There's a lot of noise around the property market right now — global economics, rising costs, scary headlines. But just like COVID, the tradies who kept their foot on the pedal came out ahead. In this episode, Joel and Brodie break down the exact 7-step process to buy your first investment property in 2026 — no fluff, no jargon, just a straight-up playbook built for those on the tools.

🔨 Why tradies need to watch this:
You're earning good coin on the tools but not sure how to make it work for you — this episode maps out the entire process from zero to settled
Find out why waiting to save a 20% deposit could cost you $50K–$100K in missed growth
Learn exactly which professionals you need in your corner (and how to spot the dodgy ones)
Understand why capital growth — not rental yield — should be your #1 focus on your first IP
Discover how to research locations properly so you don't sink your hard-earned into a dud suburb
Get the inside run on negotiation tactics, including how to tell when an agent is bluffing about another buyer
Know what to look for in a property manager so your investment doesn't bleed cash from day one

Timestamps
0:00 – Welcome to The Property Tradies Podcast – Episode 1
1:00 – What we're tackling today: buying your first IP in 2026
3:00 – Step 1: Getting Your Finances In Check — deposits, borrowing power & speaking to a mortgage broker
4:42 – What affects your borrowing capacity (income, debt, car loans, sports betting)
5:49 – How to find the right mortgage broker for investing (not just any broker)
9:37 – Step 2: Getting Pre-Approval & why agents won't take you seriously without it
10:11 – Step 3: Strategy & Assembling Your Team — capital growth vs cashflow explained
13:26 – Step 4: The Hunt — how to research locations Australia-wide & which data tools to use
15:17 – Why investing in your own backyard is likely a mistake
32:01 – Step 5: Due Diligence — flood zones, social housing, easements, covenants & more
35:27 – Step 6: Negotiation — comparable analysis, settlement terms, finance & building/pest clauses
35:27 – Step 7: Settlement — final inspection, engaging a property manager & getting tenanted
35:27 – Men's Finance Questions — equity, timing the market & where to invest at $550K–$600K
45:57 – Rapid Fire Round
48:30 – Outro

]]> Joel & Brodie Buzzsprout-19263699 Mon, 01 Jun 2026 09:00:00 +1000 3004 1 1 full false