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  <title>The 321 Exit</title>

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  <copyright>© 2026 © 2026 The 321 Exit</copyright>
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  <podcast:location geo="geo:28.263933,-80.7214417">Brevard County, FL, USA</podcast:location>
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  <itunes:author>Sheaya Grillo</itunes:author>
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  <description><![CDATA[<p>Sheaya sits down with entrepreneurs who’ve done the hard thing: clawed their way out of survival mode, built real companies, taken punches from recessions, lawsuits and bad partners, and still found a way to walk away with life‑changing checks. They break down the decisions, mistakes and near‑misses no one talks about publicly—what they’d do differently five years before selling, the conversations that almost killed their deals, and what actually happens to your identity, relationships and bank account after you exit.</p><p>If you’re a founder who’s tired, thinking about selling, or just wants to build with an exit in mind, The 321 Exit gives you the playbook and the therapy session in one place—so when it’s time to sell your business, you’re not guessing.</p>]]></description>
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     <title>The 321 Exit</title>
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    <itunes:title>No Plan B: The 90‑Day Countdown To The American Dream</itunes:title>
    <title>No Plan B: The 90‑Day Countdown To The American Dream</title>
    <itunes:summary><![CDATA[Send us Fan Mail With only 90 days on the clock, every “perfect” deal fell apart in due diligence, and the American dream started to look like a one-way ticket back to France.  We sit down with Steve Payet to unpack what that kind of risk really feels like, and what happens when it doesn't unfold the way you think it will. We talk through the E2 visa route, the pressure of buying a business under a deadline, and the hard-earned lessons that come from reviewing financials that do not match rea...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2606579/fan_mail/new">Send us Fan Mail</a></p><p>With only 90 days on the clock, every “perfect” deal fell apart in due diligence, and the American dream started to look like a one-way ticket back to France.<br/><br/>We sit down with Steve Payet to unpack what that kind of risk really feels like, and what happens when it doesn&apos;t unfold the way you think it will. We talk through the E2 visa route, the pressure of buying a business under a deadline, and the hard-earned lessons that come from reviewing financials that do not match reality. If you care about entrepreneurship, business acquisition, and building a company worth owning, Steve’s story is a reminder that preparation and hard work matters, but relationships can change everything.<br/><br/>A local introduction, three phone calls, and a deal that gets his family established, plus the reality of running a marine business. Steve shares how he learned the language, the operations, and even the mechanics, along with the scary moment a health crisis forced him to rethink what growth is costing. We also get into smart decisions that helped the company scale.<br/><br/>If you’re building toward a real exit, dreaming about moving countries, or trying to buy a business the right way, press play, then subscribe, share this with an entrepreneur who needs it, and leave a review so more people can find the show.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2606579/fan_mail/new">Send us Fan Mail</a></p><p>With only 90 days on the clock, every “perfect” deal fell apart in due diligence, and the American dream started to look like a one-way ticket back to France.<br/><br/>We sit down with Steve Payet to unpack what that kind of risk really feels like, and what happens when it doesn&apos;t unfold the way you think it will. We talk through the E2 visa route, the pressure of buying a business under a deadline, and the hard-earned lessons that come from reviewing financials that do not match reality. If you care about entrepreneurship, business acquisition, and building a company worth owning, Steve’s story is a reminder that preparation and hard work matters, but relationships can change everything.<br/><br/>A local introduction, three phone calls, and a deal that gets his family established, plus the reality of running a marine business. Steve shares how he learned the language, the operations, and even the mechanics, along with the scary moment a health crisis forced him to rethink what growth is costing. We also get into smart decisions that helped the company scale.<br/><br/>If you’re building toward a real exit, dreaming about moving countries, or trying to buy a business the right way, press play, then subscribe, share this with an entrepreneur who needs it, and leave a review so more people can find the show.</p>]]></content:encoded>
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    <itunes:author>Sheaya Grillo</itunes:author>
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    <pubDate>Tue, 05 May 2026 14:00:00 -0400</pubDate>
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  <psc:chapter start="0:00" title="No Plan B: The 90‑Day Countdown To The American Dream" />
  <psc:chapter start="0:03" title="A Risky Leap To Florida" />
  <psc:chapter start="1:32" title="Growing Up In The Alps" />
  <psc:chapter start="5:26" title="First Business In Events" />
  <psc:chapter start="10:54" title="Taxes And The Entrepreneur Roller Coaster" />
  <psc:chapter start="13:33" title="Trading Entrepreneurship For Banking" />
  <psc:chapter start="18:24" title="The Long Slow Drift In Banking" />
  <psc:chapter start="22:03" title="Why The US Dream Returned" />
  <psc:chapter start="26:20" title="Selling Everything For An E2 Visa" />
  <psc:chapter start="30:58" title="Ninety Days And No Business" />
  <psc:chapter start="37:06" title="Kids And Culture Shock" />
  <psc:chapter start="41:13" title="Three Phone Calls That Changed Everything" />
  <psc:chapter start="46:48" title="The Deal That Opened A Life" />
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    <itunes:duration>3783</itunes:duration>
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    <itunes:season>1</itunes:season>
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    <itunes:title>I Went From 5‑Year‑Old Paperboy &amp; Teen Drug Dealer To Multi‑Millionaire: The Brutal Truth About Escaping The Hood</itunes:title>
    <title>I Went From 5‑Year‑Old Paperboy &amp; Teen Drug Dealer To Multi‑Millionaire: The Brutal Truth About Escaping The Hood</title>
    <itunes:summary><![CDATA[Send us Fan Mail Most people are trained to “stay in your lane, play it safe, get a job. Matt Kerr was told to accept a life of broken cars, blue lunch tickets and fixing transmissions in the snow—so at eight years old he decided he’d pay other people to fix his stuff instead. From there he built the biggest paper route in East Toledo, scaled up as a teenage drug dealer, then turned the same skills into a multi‑million‑dollar pool business and a Florida boat club. In this conversation, he bre...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2606579/fan_mail/new">Send us Fan Mail</a></p><p>Most people are trained to “stay in your lane, play it safe, get a job. Matt Kerr was told to accept a life of broken cars, blue lunch tickets and fixing transmissions in the snow—so at eight years old he decided he’d pay other people to fix his stuff instead. From there he built the biggest paper route in East Toledo, scaled up as a teenage drug dealer, then turned the same skills into a multi‑million‑dollar pool business and a Florida boat club.</p><p>In this conversation, he breaks down the real playbook for escaping the hood: using shame as fuel, working double the hours of everyone else, forcing himself into impossible situations (like cashing a $7,000 check for a job he didn’t know how to do yet), and then finding A‑players through suppliers and back‑channels. You’ll learn why most entrepreneurs quit inches before gold, how to spot the one opportunity that can feed your family all winter, and what it actually feels like to lose your house, your businesses and your marriage—and still find a way to start again.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2606579/fan_mail/new">Send us Fan Mail</a></p><p>Most people are trained to “stay in your lane, play it safe, get a job. Matt Kerr was told to accept a life of broken cars, blue lunch tickets and fixing transmissions in the snow—so at eight years old he decided he’d pay other people to fix his stuff instead. From there he built the biggest paper route in East Toledo, scaled up as a teenage drug dealer, then turned the same skills into a multi‑million‑dollar pool business and a Florida boat club.</p><p>In this conversation, he breaks down the real playbook for escaping the hood: using shame as fuel, working double the hours of everyone else, forcing himself into impossible situations (like cashing a $7,000 check for a job he didn’t know how to do yet), and then finding A‑players through suppliers and back‑channels. You’ll learn why most entrepreneurs quit inches before gold, how to spot the one opportunity that can feed your family all winter, and what it actually feels like to lose your house, your businesses and your marriage—and still find a way to start again.</p>]]></content:encoded>
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    <pubDate>Tue, 31 Mar 2026 05:00:00 -0400</pubDate>
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    <itunes:duration>3976</itunes:duration>
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    <itunes:season>1</itunes:season>
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