<?xml version="1.0" encoding="UTF-8" ?>
<?xml-stylesheet href="https://rss.buzzsprout.com/styles.xsl" type="text/xsl"?>
<rss version="2.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:podcast="https://podcastindex.org/namespace/1.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:psc="http://podlove.org/simple-chapters" xmlns:atom="http://www.w3.org/2005/Atom">
<channel>
  <atom:link href="https://rss.buzzsprout.com/2604388.rss" rel="self" type="application/rss+xml" />
  <atom:link href="https://pubsubhubbub.appspot.com/" rel="hub" xmlns="http://www.w3.org/2005/Atom" />
  <title>My Money Circle Podcast</title>

  <lastBuildDate>Mon, 04 May 2026 19:31:19 -0400</lastBuildDate>
    <language>en-us</language>
  <copyright>© 2026 My Money Circle Podcast</copyright>
  <podcast:locked>yes</podcast:locked>
    <podcast:guid>3dffa961-2d95-5361-9e97-3de1c0cdfc5b</podcast:guid>
  <itunes:author>My Money Circle</itunes:author>
  <itunes:type>episodic</itunes:type>
  <itunes:explicit>false</itunes:explicit>
  <description><![CDATA[<p>Welcome to the My Money Circle Podcast.</p><p>Hosted by Rebecca Maher and Anthony Matthews, this podcast is all about real, honest conversations around money without the jargon, pressure, or one-size-fits-all advice.</p><p><br></p><p>With backgrounds spanning financial advice, coaching, and global investment banking, Rebecca and Anthony break down the gap between what people are told to do with money and what actually happens in real life.</p><p>Because the truth is, most people don’t struggle with money because they lack information.</p><p><br>They struggle because of confidence, clarity, and behaviour.</p><p>Each episode dives into the realities of managing money in today’s world, from mindset and decision-making to navigating big life moments, financial stress, and everything in between.</p><p><br></p><p>This isn’t about quick wins or hot tips.</p><p><br>It’s about helping you understand your money, take control, and build a plan that actually works for your life.</p>]]></description>
  <generator>Buzzsprout (https://www.buzzsprout.com)</generator>
  <itunes:owner>
    <itunes:name>My Money Circle</itunes:name>
  </itunes:owner>
  <image>
     <url>https://storage.buzzsprout.com/sentsipn7o8tyv1gtceljuwf528u?.jpg</url>
     <title>My Money Circle Podcast</title>
     <link></link>
  </image>
  <itunes:image href="https://storage.buzzsprout.com/sentsipn7o8tyv1gtceljuwf528u?.jpg" />
  <itunes:category text="Education">
    <itunes:category text="Self-Improvement" />
  </itunes:category>
  <item>
    <itunes:title>Episode 2 :  The Cost of Living Crisis &amp; Taking Back Control</itunes:title>
    <title>Episode 2 :  The Cost of Living Crisis &amp; Taking Back Control</title>
    <itunes:summary><![CDATA[In this episode, Rebecca and Anthony dive deep into the reality of today’s cost of living pressures—why everything feels harder, where the pressure is really coming from, and what you can actually do about it. This is not just about petrol prices or groceries. It’s about the compounding effect of rising interest rates, stagnant wages, and increasing everyday expenses—and how it’s impacting households across Australia. More importantly, they explore how to regain control, shift your mindset, a...]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Rebecca and Anthony dive deep into the reality of today’s cost of living pressures—why everything feels harder, where the pressure is really coming from, and what you can actually do about it.<br/>This is not just about petrol prices or groceries. It’s about the compounding effect of rising interest rates, stagnant wages, and increasing everyday expenses—and how it’s impacting households across Australia.<br/>More importantly, they explore how to regain control, shift your mindset, and build financial resilience during uncertain times.<br/><br/>⏱️ Timestamps<br/>00:00 – Intro + why we’re talking cost of living<br/> 01:10 – “It’s not just petrol” – what’s actually causing the pressure<br/> 03:30 – The stacking effect (interest rates, groceries, insurance, everything)<br/> 06:00 – Why it feels worse now than ever (post-COVID cost floor)<br/>08:20 – How interest rates actually work (simple breakdown)<br/> 12:00 – What the RBA is trying to do (and why it hurts households)<br/> 16:30 – Why this inflation is different (you can’t control it)<br/>20:00 – The real reason people feel stuck financially<br/> 22:30 – Why “just budget better” doesn’t work anymore<br/> 25:00 – Shifting mindset: growth vs resilience<br/>28:00 – What you can actually control right now<br/> 31:00 – Creating a “crisis budget” (without panic decisions)<br/> 34:30 – Temporary vs permanent financial decisions<br/>38:00 – What happens when you don’t have a plan (GFC example)<br/> 42:00 – Buffers, risk, and preparing for worst-case scenarios<br/>45:00 – Money stress + relationships (what actually causes arguments)<br/> 49:00 – Why people avoid their numbers<br/> 52:00 – The role of coaching + getting perspective<br/>56:00 – Inflation explained simply (and why it kills buying power)<br/> 59:00 – Final thoughts: this is a season, not forever<br/><br/><br/>This one’s real.<br/>We break down why everything feels harder right now —<br/> and more importantly, what you can actually do about it.<br/>Because the truth is:<br/> 👉 it’s not just one thing<br/> 👉 it’s everything stacking at once<br/>And most people aren’t prepared for that.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Rebecca and Anthony dive deep into the reality of today’s cost of living pressures—why everything feels harder, where the pressure is really coming from, and what you can actually do about it.<br/>This is not just about petrol prices or groceries. It’s about the compounding effect of rising interest rates, stagnant wages, and increasing everyday expenses—and how it’s impacting households across Australia.<br/>More importantly, they explore how to regain control, shift your mindset, and build financial resilience during uncertain times.<br/><br/>⏱️ Timestamps<br/>00:00 – Intro + why we’re talking cost of living<br/> 01:10 – “It’s not just petrol” – what’s actually causing the pressure<br/> 03:30 – The stacking effect (interest rates, groceries, insurance, everything)<br/> 06:00 – Why it feels worse now than ever (post-COVID cost floor)<br/>08:20 – How interest rates actually work (simple breakdown)<br/> 12:00 – What the RBA is trying to do (and why it hurts households)<br/> 16:30 – Why this inflation is different (you can’t control it)<br/>20:00 – The real reason people feel stuck financially<br/> 22:30 – Why “just budget better” doesn’t work anymore<br/> 25:00 – Shifting mindset: growth vs resilience<br/>28:00 – What you can actually control right now<br/> 31:00 – Creating a “crisis budget” (without panic decisions)<br/> 34:30 – Temporary vs permanent financial decisions<br/>38:00 – What happens when you don’t have a plan (GFC example)<br/> 42:00 – Buffers, risk, and preparing for worst-case scenarios<br/>45:00 – Money stress + relationships (what actually causes arguments)<br/> 49:00 – Why people avoid their numbers<br/> 52:00 – The role of coaching + getting perspective<br/>56:00 – Inflation explained simply (and why it kills buying power)<br/> 59:00 – Final thoughts: this is a season, not forever<br/><br/><br/>This one’s real.<br/>We break down why everything feels harder right now —<br/> and more importantly, what you can actually do about it.<br/>Because the truth is:<br/> 👉 it’s not just one thing<br/> 👉 it’s everything stacking at once<br/>And most people aren’t prepared for that.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2604388/episodes/19124604-episode-2-the-cost-of-living-crisis-taking-back-control.mp3" length="45791488" type="audio/mpeg" />
    <itunes:author>My Money Circle</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19124604</guid>
    <pubDate>Mon, 04 May 2026 19:00:00 -0400</pubDate>
    <itunes:duration>3725</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 1 Why Earning More Isn’t Fixing Your Money</itunes:title>
    <title>Episode 1 Why Earning More Isn’t Fixing Your Money</title>
    <itunes:summary><![CDATA[Welcome to the very first episode of the My Money Circle Podcast. In this episode, hosts Rebecca Maher and Anthony Matthews introduce themselves, share their unique backgrounds in finance, and unpack why they’ve created a completely different kind of money podcast. This isn’t about stock tips or investment hype. It’s about real conversations around money, mindset, and the gaps that most people fall into, regardless of how much they earn. If you’ve ever felt confused, overwhelmed, or stuck wit...]]></itunes:summary>
    <description><![CDATA[<p><b>Welcome to the very first episode of the My Money Circle Podcast.</b></p><p><b>In this episode, hosts Rebecca Maher and Anthony Matthews introduce themselves, share their unique backgrounds in finance, and unpack why they’ve created a completely different kind of money podcast.</b></p><p><b>This isn’t about stock tips or investment hype.</b></p><p><b>It’s about real conversations around money, mindset, and the gaps that most people fall into, regardless of how much they earn.</b></p><p><b>If you’ve ever felt confused, overwhelmed, or stuck with your finances… this is where it starts.</b></p><p><b><br/>🎯 What You’ll Learn<br/></b><br/></p><ul><li><b>Why financial stress has nothing to do with income</b></li><li><b>The “advice gap” and why most people aren’t being properly supported</b></li><li><b>The difference between financial advice and financial coaching</b></li><li><b>Why knowledge alone doesn’t fix money problems</b></li><li><b>How money mindset and behaviour impact your financial future</b></li><li><b>The real reason people don’t take action (even when they know what to do)</b></li><li><b>Why financial systems are built for the top, not everyday people</b></li><li><b>The importance of confidence, clarity, and having a plan</b></li></ul><p><b><br/>⏱️ Timestamps (Approx. 50 mins)<br/></b><br/></p><p><b>00:00 Introduction &amp; welcome<br/> 01:30 Why this podcast exists<br/> 04:30 Rebecca’s background &amp; the advice gap<br/> 10:00 Anthony’s investment banking experience<br/> 15:30 Why the financial system isn’t built for everyday people<br/> 20:00 Financial stress at every income level<br/> 25:00 Why knowledge alone doesn’t solve money problems<br/> 30:00 Money mindset &amp; behavioural finance<br/> 35:00 What financial coaching actually is<br/> 40:00 Real-life money challenges (life stages, pressure, uncertainty)<br/> 45:00 Why having a plan matters<br/> 48:00 What to expect from future episodes<br/> 50:00 Outro</b></p><p><br/></p><p><b><br/>🚀 Who This Podcast Is For<br/></b><br/></p><ul><li><b>People who feel overwhelmed or unsure about money</b></li><li><b>High earners who still feel financially stressed</b></li><li><b>Anyone stuck between DIY finance and expensive advice</b></li><li><b>Business owners, professionals, and families wanting clarity</b></li></ul>]]></description>
    <content:encoded><![CDATA[<p><b>Welcome to the very first episode of the My Money Circle Podcast.</b></p><p><b>In this episode, hosts Rebecca Maher and Anthony Matthews introduce themselves, share their unique backgrounds in finance, and unpack why they’ve created a completely different kind of money podcast.</b></p><p><b>This isn’t about stock tips or investment hype.</b></p><p><b>It’s about real conversations around money, mindset, and the gaps that most people fall into, regardless of how much they earn.</b></p><p><b>If you’ve ever felt confused, overwhelmed, or stuck with your finances… this is where it starts.</b></p><p><b><br/>🎯 What You’ll Learn<br/></b><br/></p><ul><li><b>Why financial stress has nothing to do with income</b></li><li><b>The “advice gap” and why most people aren’t being properly supported</b></li><li><b>The difference between financial advice and financial coaching</b></li><li><b>Why knowledge alone doesn’t fix money problems</b></li><li><b>How money mindset and behaviour impact your financial future</b></li><li><b>The real reason people don’t take action (even when they know what to do)</b></li><li><b>Why financial systems are built for the top, not everyday people</b></li><li><b>The importance of confidence, clarity, and having a plan</b></li></ul><p><b><br/>⏱️ Timestamps (Approx. 50 mins)<br/></b><br/></p><p><b>00:00 Introduction &amp; welcome<br/> 01:30 Why this podcast exists<br/> 04:30 Rebecca’s background &amp; the advice gap<br/> 10:00 Anthony’s investment banking experience<br/> 15:30 Why the financial system isn’t built for everyday people<br/> 20:00 Financial stress at every income level<br/> 25:00 Why knowledge alone doesn’t solve money problems<br/> 30:00 Money mindset &amp; behavioural finance<br/> 35:00 What financial coaching actually is<br/> 40:00 Real-life money challenges (life stages, pressure, uncertainty)<br/> 45:00 Why having a plan matters<br/> 48:00 What to expect from future episodes<br/> 50:00 Outro</b></p><p><br/></p><p><b><br/>🚀 Who This Podcast Is For<br/></b><br/></p><ul><li><b>People who feel overwhelmed or unsure about money</b></li><li><b>High earners who still feel financially stressed</b></li><li><b>Anyone stuck between DIY finance and expensive advice</b></li><li><b>Business owners, professionals, and families wanting clarity</b></li></ul>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2604388/episodes/19019282-episode-1-why-earning-more-isn-t-fixing-your-money.mp3" length="37620219" type="audio/mpeg" />
    <itunes:author>My Money Circle</itunes:author>
    <guid isPermaLink="false">Buzzsprout-19019282</guid>
    <pubDate>Wed, 15 Apr 2026 04:00:00 -0400</pubDate>
    <itunes:duration>3111</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
</channel>
</rss>
