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  <title>Real Estate Unfiltered with Memo &amp; Chris</title>

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  <description><![CDATA[<p>🎙️ Real Estate Unfiltered with Memo &amp; Chris</p><p><br></p><p>Real estate isn’t always what it looks like on social media.</p><p><br></p><p>On Real Estate Unfiltered, Guillermo Altamirano and Chris Caldwell pull back the curtain on the real world of buying, selling, investing, and surviving in the real estate industry. No scripts. No fluff. No sugarcoating.</p><p><br></p><p>With decades of combined experience closing hundreds of deals, they share the stories, strategies, mistakes, and behind the scenes moments most agents never talk about.</p><p><br></p><p>From wild transactions and negotiation battles to market shifts, investing strategies, and industry trends, this podcast delivers the honest conversations that actually happen between agents when the cameras aren’t rolling.</p><p><br></p><p>Expect real talk about:</p><p>🏡 Buying and selling homes</p><p>📈 Market trends and investing</p><p>💼 The business of real estate</p><p>🔥 Crazy deal stories and lessons learned</p><p>🎤 Interviews with local experts, entrepreneurs, and industry insiders</p><p><br></p><p>Whether you’re a home buyer, seller, investor, or real estate professional, this is the side of real estate you rarely hear.</p><p><br></p><p>No scripts. No filters. Just real estate.</p><p><br></p>]]></description>
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    <itunes:title>YOU ASKED, WE ANSWERED! PART 2 🏠 The Ultimate Real Estate Q&amp;A | Real Estate Unfiltered Ep 7</itunes:title>
    <title>YOU ASKED, WE ANSWERED! PART 2 🏠 The Ultimate Real Estate Q&amp;A | Real Estate Unfiltered Ep 7</title>
    <itunes:summary><![CDATA[In Part 2 of our massive Q&amp;A session, Memo and Chris are diving back into the mailbag to tackle your most pressing real estate questions! Whether you’re a first-time homebuyer trying to navigate this wild market or a seller looking for the best strategies to net the most profit, we’ve got you covered with the "unfiltered" truth.  From interest rate predictions to the "hidden" secrets of the escrow process, no topic is off-limits. We’re breaking down the complex stuff into simple, actionab...]]></itunes:summary>
    <description><![CDATA[<p>In Part 2 of our massive Q&amp;A session, Memo and Chris are diving back into the mailbag to tackle your most pressing real estate questions! Whether you’re a first-time homebuyer trying to navigate this wild market or a seller looking for the best strategies to net the most profit, we’ve got you covered with the &quot;unfiltered&quot; truth.<br/><br/>From interest rate predictions to the &quot;hidden&quot; secrets of the escrow process, no topic is off-limits. We’re breaking down the complex stuff into simple, actionable advice so you can make your next big move with confidence.<br/><br/>Don’t forget to LIKE this video if you find it helpful and SUBSCRIBE to the channel for more raw, honest real estate insights! 🚀</p>]]></description>
    <content:encoded><![CDATA[<p>In Part 2 of our massive Q&amp;A session, Memo and Chris are diving back into the mailbag to tackle your most pressing real estate questions! Whether you’re a first-time homebuyer trying to navigate this wild market or a seller looking for the best strategies to net the most profit, we’ve got you covered with the &quot;unfiltered&quot; truth.<br/><br/>From interest rate predictions to the &quot;hidden&quot; secrets of the escrow process, no topic is off-limits. We’re breaking down the complex stuff into simple, actionable advice so you can make your next big move with confidence.<br/><br/>Don’t forget to LIKE this video if you find it helpful and SUBSCRIBE to the channel for more raw, honest real estate insights! 🚀</p>]]></content:encoded>
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    <pubDate>Tue, 28 Apr 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>1449</itunes:duration>
    <itunes:keywords>real estate, real estate market, home buying tips, selling your home, real estate q&amp;a, property investment, real estate unfiltered, memo and chris, realtor advice, housing market 2026, first time home buyer, escrow process explained, how to sell your hous</itunes:keywords>
    <itunes:episode>7</itunes:episode>
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    <itunes:title>What Happens to Your House If You Don’t Have a Trust? (Horror Stories) | Real Estate Unfiltered Ep 6</itunes:title>
    <title>What Happens to Your House If You Don’t Have a Trust? (Horror Stories) | Real Estate Unfiltered Ep 6</title>
    <itunes:summary><![CDATA[What really happens to your home if you don’t have a trust in place? In this episode of Real Estate Unfiltered, we sit down with trust attorney Evan Page to break down the truth about estate planning and the costly mistakes homeowners make when they don’t plan ahead. From real-life horror stories to the key differences between a trust and a will, this episode covers what every homeowner needs to know to protect their property and their family. We cover: • Trust vs Will — what’s the real diffe...]]></itunes:summary>
    <description><![CDATA[<p>What really happens to your home if you don’t have a trust in place?</p><p>In this episode of Real Estate Unfiltered, we sit down with trust attorney Evan Page to break down the truth about estate planning and the costly mistakes homeowners make when they don’t plan ahead.</p><p>From real-life horror stories to the key differences between a trust and a will, this episode covers what every homeowner needs to know to protect their property and their family.</p><p>We cover:<br/>• Trust vs Will — what’s the real difference?<br/>• What happens to your home without a trust<br/>• How probate can delay or destroy generational wealth<br/>• Real estate horror stories from actual cases<br/>• Why waiting can cost your family thousands</p><p>If you own real estate or plan to, this is one of the most important conversations you can watch.</p><p><b>📞 CONTACT INFO</b></p><p>Afati &amp; Page LLP<br/>(949) 940-8550<br/>www.AfatiPage.com</p><p><b>🎙 ABOUT THE SHOW</b></p><p>Real Estate Unfiltered brings you real conversations about real estate, money, and strategy. No fluff. No BS</p>]]></description>
    <content:encoded><![CDATA[<p>What really happens to your home if you don’t have a trust in place?</p><p>In this episode of Real Estate Unfiltered, we sit down with trust attorney Evan Page to break down the truth about estate planning and the costly mistakes homeowners make when they don’t plan ahead.</p><p>From real-life horror stories to the key differences between a trust and a will, this episode covers what every homeowner needs to know to protect their property and their family.</p><p>We cover:<br/>• Trust vs Will — what’s the real difference?<br/>• What happens to your home without a trust<br/>• How probate can delay or destroy generational wealth<br/>• Real estate horror stories from actual cases<br/>• Why waiting can cost your family thousands</p><p>If you own real estate or plan to, this is one of the most important conversations you can watch.</p><p><b>📞 CONTACT INFO</b></p><p>Afati &amp; Page LLP<br/>(949) 940-8550<br/>www.AfatiPage.com</p><p><b>🎙 ABOUT THE SHOW</b></p><p>Real Estate Unfiltered brings you real conversations about real estate, money, and strategy. No fluff. No BS</p>]]></content:encoded>
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    <pubDate>Tue, 21 Apr 2026 08:00:00 -0700</pubDate>
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    <itunes:duration>1544</itunes:duration>
    <itunes:keywords>trust vs will, estate planning California, probate process, real estate trust, avoid probate, estate planning attorney, Evan Page attorney, Afati and Page LLP, real estate podcast, inheritance planning, protect your home, generational wealth real estate</itunes:keywords>
    <itunes:episode>6</itunes:episode>
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    <itunes:title>YOU ASKED, WE ANSWERED! 🏠 The Ultimate Real Estate Q&amp;A | Real Estate Unfiltered Ep 5 </itunes:title>
    <title>YOU ASKED, WE ANSWERED! 🏠 The Ultimate Real Estate Q&amp;A | Real Estate Unfiltered Ep 5 </title>
    <itunes:summary><![CDATA[You asked, we listened! 🏠🎙️  In this special episode of Real Estate Unfiltered, we’re doing things a little differently. We’ve been flooded with incredible questions from our audience lately, so Memo and Chris decided to sit down and dedicate an entire episode to answering them!  We’re stripping away the jargon and giving you the "unfiltered" truth about the current housing market—no lending talk, just pure home buying and selling strategy.  Whether you're looking to grab your first set of ke...]]></itunes:summary>
    <description><![CDATA[<p>You asked, we listened! 🏠🎙️<br/><br/>In this special episode of Real Estate Unfiltered, we’re doing things a little differently. We’ve been flooded with incredible questions from our audience lately, so Memo and Chris decided to sit down and dedicate an entire episode to answering them!<br/><br/>We’re stripping away the jargon and giving you the &quot;unfiltered&quot; truth about the current housing market—no lending talk, just pure home buying and selling strategy.<br/><br/>Whether you&apos;re looking to grab your first set of keys or you&apos;re ready to put the &quot;For Sale&quot; sign in the yard, this episode is packed with the insights you requested to help you move with confidence.<br/><br/>Don’t forget to:<br/>🔔 SUBSCRIBE so you never miss an episode.<br/>👍 LIKE this video if you want to see more Q&amp;A sessions like this!<br/>💬 COMMENT below with your question—it might just spark our next video!<br/><br/>#RealEstate #HomeBuying #SellingYourHome #RealEstateUnfiltered #HouseHunting #CommunityQA #MarketTrends</p>]]></description>
    <content:encoded><![CDATA[<p>You asked, we listened! 🏠🎙️<br/><br/>In this special episode of Real Estate Unfiltered, we’re doing things a little differently. We’ve been flooded with incredible questions from our audience lately, so Memo and Chris decided to sit down and dedicate an entire episode to answering them!<br/><br/>We’re stripping away the jargon and giving you the &quot;unfiltered&quot; truth about the current housing market—no lending talk, just pure home buying and selling strategy.<br/><br/>Whether you&apos;re looking to grab your first set of keys or you&apos;re ready to put the &quot;For Sale&quot; sign in the yard, this episode is packed with the insights you requested to help you move with confidence.<br/><br/>Don’t forget to:<br/>🔔 SUBSCRIBE so you never miss an episode.<br/>👍 LIKE this video if you want to see more Q&amp;A sessions like this!<br/>💬 COMMENT below with your question—it might just spark our next video!<br/><br/>#RealEstate #HomeBuying #SellingYourHome #RealEstateUnfiltered #HouseHunting #CommunityQA #MarketTrends</p>]]></content:encoded>
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    <pubDate>Tue, 14 Apr 2026 09:00:00 -0700</pubDate>
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    <itunes:duration>1825</itunes:duration>
    <itunes:keywords>Real Estate Unfiltered, Memo and Chris, Real Estate Q&amp;A, Home Buying 2026, Selling Your Home, First Time Home Buyer, Home Seller Tips, Housing Market Advice, Home Value Upgrades, Real Estate Strategies, How to sell my house fast, buying a home for the fir</itunes:keywords>
    <itunes:episode>5</itunes:episode>
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    <itunes:title>How Home Lending REALLY Works: Insider Secrets to Getting Approved | Real Estate Unfiltered Ep 4</itunes:title>
    <title>How Home Lending REALLY Works: Insider Secrets to Getting Approved | Real Estate Unfiltered Ep 4</title>
    <itunes:summary><![CDATA[Is the home lending process a mystery to you? It doesn't have to be. In this episode of Real Estate Unfiltered, we're pulling back the curtain on the mortgage industry. We sit down with experts to break down exactly how home lending works behind the scenes, from the initial application to the final "Approved" stamp. If you've ever felt overwhelmed by hidden fees, confusing jargon, or the fear of being denied, this is the deep dive you've been waiting for. No gatekeeping, no fluff-just the unf...]]></itunes:summary>
    <description><![CDATA[<p>Is the home lending process a mystery to you? It doesn&apos;t have to be.</p><p>In this episode of Real Estate Unfiltered, we&apos;re pulling back the curtain on the mortgage industry. We sit down with experts to break down exactly how home lending works behind the scenes, from the initial application to the final</p><p>&quot;Approved&quot; stamp.</p><p>If you&apos;ve ever felt overwhelmed by hidden fees, confusing jargon, or the fear of being denied, this is the deep dive you&apos;ve been waiting for. No gatekeeping, no fluff-just the unfiltered truth about getting the best deal on your home loan.</p><p>In this episode, we discuss:</p><ul><li> The #1 mistake buyers make when applying for a loan.</li><li> How to avoid unnecessary headaches.</li><li> What is the market ACTUALLY doing.</li><li> Insider secrets to speed up your approval process.</li></ul><p>Don&apos;t leave your biggest investment to chance. Watch now to take control of your financial future!</p>]]></description>
    <content:encoded><![CDATA[<p>Is the home lending process a mystery to you? It doesn&apos;t have to be.</p><p>In this episode of Real Estate Unfiltered, we&apos;re pulling back the curtain on the mortgage industry. We sit down with experts to break down exactly how home lending works behind the scenes, from the initial application to the final</p><p>&quot;Approved&quot; stamp.</p><p>If you&apos;ve ever felt overwhelmed by hidden fees, confusing jargon, or the fear of being denied, this is the deep dive you&apos;ve been waiting for. No gatekeeping, no fluff-just the unfiltered truth about getting the best deal on your home loan.</p><p>In this episode, we discuss:</p><ul><li> The #1 mistake buyers make when applying for a loan.</li><li> How to avoid unnecessary headaches.</li><li> What is the market ACTUALLY doing.</li><li> Insider secrets to speed up your approval process.</li></ul><p>Don&apos;t leave your biggest investment to chance. Watch now to take control of your financial future!</p>]]></content:encoded>
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    <pubDate>Tue, 07 Apr 2026 06:00:00 -0700</pubDate>
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    <itunes:episode>4</itunes:episode>
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    <itunes:title>The &quot;Power Suit&quot; is DEAD. (And Open Houses are a Lie) | Real Estate Unfiltered Ep 3</itunes:title>
    <title>The &quot;Power Suit&quot; is DEAD. (And Open Houses are a Lie) | Real Estate Unfiltered Ep 3</title>
    <itunes:summary><![CDATA[The industry is lying to you. 🛑  In Episode 3, we’re calling out the biggest time-wasters in real estate. For decades, agents have been told that a suit and a Sunday open house are the "keys to success." We’re here to tell you they aren't. We’re breaking down why the traditional open house has become a glorified babysitting session for nosy neighbors and why that "power suit" might actually be making you look out of touch. If you want to stop playing "Realtor dress-up" and start actually clos...]]></itunes:summary>
    <description><![CDATA[<p>The industry is lying to you. 🛑<br/><br/>In Episode 3, we’re calling out the biggest time-wasters in real estate. For decades, agents have been told that a suit and a Sunday open house are the &quot;keys to success.&quot; We’re here to tell you they aren&apos;t.<br/>We’re breaking down why the traditional open house has become a glorified babysitting session for nosy neighbors and why that &quot;power suit&quot; might actually be making you look out of touch. If you want to stop playing &quot;Realtor dress-up&quot; and start actually closing deals, this episode is for you.<br/>In this episode, we’re exposing:<br/><br/>•🏠 The Open House Lie: Why 99% of them are a total waste of your time (and your seller’s).<br/>•👔 The Death of the Suit: Why authenticity beats &quot;professionalism&quot; every single time.<br/>•🕒 Time Theft: How to reclaim your weekends and still out-produce your competition.<br/>•📉 The Data: Why modern buyers aren&apos;t finding their homes at an open house anymore.<br/><br/>Stop following the herd and start building a real business.</p>]]></description>
    <content:encoded><![CDATA[<p>The industry is lying to you. 🛑<br/><br/>In Episode 3, we’re calling out the biggest time-wasters in real estate. For decades, agents have been told that a suit and a Sunday open house are the &quot;keys to success.&quot; We’re here to tell you they aren&apos;t.<br/>We’re breaking down why the traditional open house has become a glorified babysitting session for nosy neighbors and why that &quot;power suit&quot; might actually be making you look out of touch. If you want to stop playing &quot;Realtor dress-up&quot; and start actually closing deals, this episode is for you.<br/>In this episode, we’re exposing:<br/><br/>•🏠 The Open House Lie: Why 99% of them are a total waste of your time (and your seller’s).<br/>•👔 The Death of the Suit: Why authenticity beats &quot;professionalism&quot; every single time.<br/>•🕒 Time Theft: How to reclaim your weekends and still out-produce your competition.<br/>•📉 The Data: Why modern buyers aren&apos;t finding their homes at an open house anymore.<br/><br/>Stop following the herd and start building a real business.</p>]]></content:encoded>
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    <itunes:author>Memo &amp; Chris</itunes:author>
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    <pubDate>Tue, 31 Mar 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>1797</itunes:duration>
    <itunes:keywords>Real estate podcast, Open houses are a waste of time, Realtor dress code, Real estate lead generation, Realtor life, Real estate marketing, Modern agent, Real estate business, Sales tips, Industry secrets</itunes:keywords>
    <itunes:episode>3</itunes:episode>
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    <itunes:title>The Buyer Advantage No One Is Talking About (How to Win Deals in 2026)</itunes:title>
    <title>The Buyer Advantage No One Is Talking About (How to Win Deals in 2026)</title>
    <itunes:summary><![CDATA[Most buyers think the market is still crazy competitive… but that mindset is costing them thousands. In this episode of Real Estate Unfiltered, we break down the biggest shift happening right now: buyers actually have leverage — they’re just not using it. We dive into what’s really happening in today’s market, why some homes are sitting while others sell fast, and how smart buyers are negotiating better deals, credits, and terms. We cover: 🏡 Why “Is it a buyer’s market?” is the wrong question...]]></itunes:summary>
    <description><![CDATA[<p>Most buyers think the market is still crazy competitive… but that mindset is costing them thousands.</p><p>In this episode of <em>Real Estate Unfiltered</em>, we break down the biggest shift happening right now: <b>buyers actually have leverage</b> — they’re just not using it.</p><p>We dive into what’s really happening in today’s market, why some homes are sitting while others sell fast, and how smart buyers are negotiating better deals, credits, and terms.</p><p>We cover:</p><p>🏡 Why “Is it a buyer’s market?” is the wrong question</p><p>📉 How days on market creates negotiation power</p><p>💰 Seller credits vs price reductions (and how to use both)</p><p>📊 Rate buy downs and how to lower your payment TODAY</p><p>🧠 The fear-based mistakes buyers are making</p><p>📑 How to structure offers that actually win AND save money</p><p>🚪 When walking away is the smartest move you can make</p><p>If you’re buying, thinking about buying, or just want to understand how to win in this market, this episode will change how you approach every deal.</p><p>🎧 Subscribe for real, unfiltered conversations about real estate, money, and strategy.</p>]]></description>
    <content:encoded><![CDATA[<p>Most buyers think the market is still crazy competitive… but that mindset is costing them thousands.</p><p>In this episode of <em>Real Estate Unfiltered</em>, we break down the biggest shift happening right now: <b>buyers actually have leverage</b> — they’re just not using it.</p><p>We dive into what’s really happening in today’s market, why some homes are sitting while others sell fast, and how smart buyers are negotiating better deals, credits, and terms.</p><p>We cover:</p><p>🏡 Why “Is it a buyer’s market?” is the wrong question</p><p>📉 How days on market creates negotiation power</p><p>💰 Seller credits vs price reductions (and how to use both)</p><p>📊 Rate buy downs and how to lower your payment TODAY</p><p>🧠 The fear-based mistakes buyers are making</p><p>📑 How to structure offers that actually win AND save money</p><p>🚪 When walking away is the smartest move you can make</p><p>If you’re buying, thinking about buying, or just want to understand how to win in this market, this episode will change how you approach every deal.</p><p>🎧 Subscribe for real, unfiltered conversations about real estate, money, and strategy.</p>]]></content:encoded>
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    <itunes:author>Memo &amp; Chris</itunes:author>
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    <pubDate>Tue, 24 Mar 2026 06:00:00 -0700</pubDate>
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    <itunes:title>The Biggest Mistakes Home Sellers Make (That Cost Thousands) | Episode 1</itunes:title>
    <title>The Biggest Mistakes Home Sellers Make (That Cost Thousands) | Episode 1</title>
    <itunes:summary><![CDATA[Many home sellers unknowingly make mistakes that can cost them thousands of dollars when selling their home. In the first episode of Real Estate Unfiltered, Guillermo Altamirano and Chris Caldwell break down the biggest mistakes sellers make when listing their homes and how those decisions can directly impact the final sale price. Drawing from decades of combined experience and hundreds of real estate transactions, they share real stories, pricing mistakes, marketing failures, and negotiation...]]></itunes:summary>
    <description><![CDATA[<p>Many home sellers unknowingly make mistakes that can cost them thousands of dollars when selling their home.</p><p>In the first episode of <b>Real Estate Unfiltered</b>, Guillermo Altamirano and Chris Caldwell break down the biggest mistakes sellers make when listing their homes and how those decisions can directly impact the final sale price.</p><p>Drawing from decades of combined experience and hundreds of real estate transactions, they share real stories, pricing mistakes, marketing failures, and negotiation pitfalls they’ve seen happen time and time again.</p><p>If you’re thinking about selling your home or just want to better understand how the real estate market really works, this episode gives you an honest behind-the-scenes look at what happens during a home sale.</p><p>🎙 <b>Real Estate Unfiltered</b></p><p>Hosted by Guillermo Altamirano &amp; Chris Caldwell</p>]]></description>
    <content:encoded><![CDATA[<p>Many home sellers unknowingly make mistakes that can cost them thousands of dollars when selling their home.</p><p>In the first episode of <b>Real Estate Unfiltered</b>, Guillermo Altamirano and Chris Caldwell break down the biggest mistakes sellers make when listing their homes and how those decisions can directly impact the final sale price.</p><p>Drawing from decades of combined experience and hundreds of real estate transactions, they share real stories, pricing mistakes, marketing failures, and negotiation pitfalls they’ve seen happen time and time again.</p><p>If you’re thinking about selling your home or just want to better understand how the real estate market really works, this episode gives you an honest behind-the-scenes look at what happens during a home sale.</p><p>🎙 <b>Real Estate Unfiltered</b></p><p>Hosted by Guillermo Altamirano &amp; Chris Caldwell</p>]]></content:encoded>
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    <itunes:author>Memo &amp; Chris</itunes:author>
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    <pubDate>Mon, 16 Mar 2026 12:00:00 -0700</pubDate>
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    <itunes:duration>1889</itunes:duration>
    <itunes:keywords>home selling tips, seller mistakes, selling a home, real estate podcast, real estate tips, housing market, real estate advice, home seller strategies, real estate investing, listing a home, real estate agents, real estate unfiltered</itunes:keywords>
    <itunes:episode>1</itunes:episode>
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