The Design & Build Show Tue, 10 Mar 2026 01:38:28 -0400 https://thedesignbuildshow.buzzsprout.com en-us © 2026 The Design & Build Show yes f04ed5f4-c59b-591d-bb37-950856f49e89 Lamont Bros. Design & Construction episodic false A comprehensive look at home remodeling from experts in the industry.

]]> Buzzsprout (https://www.buzzsprout.com) Lamont Bros. Design & Construction https://storage.buzzsprout.com/57v21hvb7kpay7d0fs472lqf510a?.jpg The Design & Build Show Financing Your Remodel: Interest Rates, Renovation Loans, and Avoiding Costly Mistakes with Vanessa Res Financing Your Remodel: Interest Rates, Renovation Loans, and Avoiding Costly Mistakes with Vanessa Res Is your low mortgage rate holding your home's potential hostage? In this episode, Joseph sits down with 25-year lending veteran Vanessa Res to break down the complex world of renovation and construction financing. Vanessa explains why "rate lock-in" is changing the remodeling landscape, how to borrow against the future value of your home, and the step-by-step process of securing a renovation loan in today’s economy.

In this episode, you’ll learn:

  • The "Rate Trap": Why homeowners with 2.5% rates are struggling to finance renovations and the alternative options available.
  • Budgeting Backwards: How to determine your renovation budget based on your target monthly payment.
  • The Loan Process: A deep dive into "After-Improved Value" appraisals and how banks fund projects through the draw system.
  • Vetting Contractors: What lenders look for in a builder and why the cheapest bid can actually disqualify your loan.
  • Permit Problems: How to use a renovation loan to fix and legalize unpermitted additions.
  • 2026 Outlook: What changing conforming loan limits mean for your future project.

Whether you’re looking to buy a fixer-upper with 5% down or transform your current house into a forever home, this episode provides the financial roadmap you need to succeed.

About Vanessa Res: Vanessa is a specialist in construction and renovation lending with over two decades of experience helping homeowners navigate the "puzzle" of mortgage financing.


Connect with The Design Build Show:

  • Website: https://www.lamontbros.com/

Listen & Subscribe: If you enjoyed this episode, please leave us a 5-star review on Apple Podcasts and Spotify!

#HomeRenovation #ConstructionLoans #MortgageRates #DesignBuild #RealEstateInvesting #HomeRemodel #VanessaRes #DesignBuildShow

]]> Is your low mortgage rate holding your home's potential hostage? In this episode, Joseph sits down with 25-year lending veteran Vanessa Res to break down the complex world of renovation and construction financing. Vanessa explains why "rate lock-in" is changing the remodeling landscape, how to borrow against the future value of your home, and the step-by-step process of securing a renovation loan in today’s economy.

In this episode, you’ll learn:

  • The "Rate Trap": Why homeowners with 2.5% rates are struggling to finance renovations and the alternative options available.
  • Budgeting Backwards: How to determine your renovation budget based on your target monthly payment.
  • The Loan Process: A deep dive into "After-Improved Value" appraisals and how banks fund projects through the draw system.
  • Vetting Contractors: What lenders look for in a builder and why the cheapest bid can actually disqualify your loan.
  • Permit Problems: How to use a renovation loan to fix and legalize unpermitted additions.
  • 2026 Outlook: What changing conforming loan limits mean for your future project.

Whether you’re looking to buy a fixer-upper with 5% down or transform your current house into a forever home, this episode provides the financial roadmap you need to succeed.

About Vanessa Res: Vanessa is a specialist in construction and renovation lending with over two decades of experience helping homeowners navigate the "puzzle" of mortgage financing.


Connect with The Design Build Show:

  • Website: https://www.lamontbros.com/

Listen & Subscribe: If you enjoyed this episode, please leave us a 5-star review on Apple Podcasts and Spotify!

#HomeRenovation #ConstructionLoans #MortgageRates #DesignBuild #RealEstateInvesting #HomeRemodel #VanessaRes #DesignBuildShow

]]> Lamont Bros. Design & Construction Buzzsprout-18763727 Fri, 27 Feb 2026 15:00:00 -0800 4155 full false