Women, Wealth and What Matters: 5 Things with Tracy Byrnes Wed, 27 May 2026 16:31:55 -0400 https://www.buzzsprout.com/2589409 en-us © 2026 Women, Wealth and What Matters: 5 Things with Tracy Byrnes yes 618e96b1-9d2c-5ce3-8dee-979778080765 Tracy Byrnes episodic false Money doesn’t have to be confusing. But for many women, it still feels that way. And it shouldn’t.

Women, Wealth and What Matters: 5 Things with Tracy Byrnes is a smart, straightforward podcast designed to help women feel more confident, informed, and in control of their financial lives.

Each episode breaks down one real-life money topic from retirement, taxes, and investing to divorce, career changes, and protecting what you’ve built, into five clear, practical takeaways you can actually use. No jargon. No hype. No complicated math.

Hosted by Tracy Byrnes, financial advisor, Vice President of Women & Investing at Lebenthal Global Advisors, and Certified Divorce Financial Analyst. As a single mom of three adult kids who’s been divorced for nearly twenty years, Tracy understands just how personal money decisions really are.

This podcast isn’t about chasing trends or quick wins. It’s about asking better questions, understanding your options, and making smart choices for the life you’re building.

]]> Buzzsprout (https://www.buzzsprout.com) Tracy Byrnes https://storage.buzzsprout.com/w8zkb6zdpvcvche1njbsgmqs2odb?.jpg Women, Wealth and What Matters: 5 Things with Tracy Byrnes 5 Things Every Woman Should Know About Money, Marriage & Financial Independence 5 Things Every Woman Should Know About Money, Marriage & Financial Independence The Most Dangerous Words in Marriage: “He Handles It”

What happens when a smart, capable, educated woman slowly stops participating in her own financial life?

Inspired by the conversations surrounding Strangers by Belle Burden, this episode is not about fear, blame, or expecting the worst.

It is about awareness.

In this deeply personal and practical episode, Tracy Byrnes shares the five financial truths every woman should understand before she ever needs them, including:

·      Why every woman needs to know her numbers

·      The importance of maintaining your own financial identity

·      How titling assets can change ownership rights

·      Why couples need regular “money dates”

·      And why building your financial team before a crisis matters

This episode explores the emotional side of money, marriage, trust, independence, and participation -- without jargon, shame, or fear tactics.

Because financial independence is not about preparing for divorce.

It is about confidence.

It is about understanding your options.

And it is about making sure no woman ever feels lost in her own financial life again.

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> The Most Dangerous Words in Marriage: “He Handles It”

What happens when a smart, capable, educated woman slowly stops participating in her own financial life?

Inspired by the conversations surrounding Strangers by Belle Burden, this episode is not about fear, blame, or expecting the worst.

It is about awareness.

In this deeply personal and practical episode, Tracy Byrnes shares the five financial truths every woman should understand before she ever needs them, including:

·      Why every woman needs to know her numbers

·      The importance of maintaining your own financial identity

·      How titling assets can change ownership rights

·      Why couples need regular “money dates”

·      And why building your financial team before a crisis matters

This episode explores the emotional side of money, marriage, trust, independence, and participation -- without jargon, shame, or fear tactics.

Because financial independence is not about preparing for divorce.

It is about confidence.

It is about understanding your options.

And it is about making sure no woman ever feels lost in her own financial life again.

Hosted by Tracy Byrnes, MBA, CDFA
Vice President, Women & Investing, Lebenthal Global Advisors

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-19250573 Wed, 27 May 2026 16:00:00 -0400 1360 full false 5 Things You Need to Know About Roth IRAs (Before You Open One) 5 Things You Need to Know About Roth IRAs (Before You Open One) Everyone talks about Roth IRAs like they’re magic — but few people explain what they actually are, who they’re best for, and when they make sense.

In this episode, we break down the Roth IRA in plain English: how it works, why it was created, who it benefits most, and the key rules you need to know before contributing.

We cover:

  • What a Roth IRA is — and why it’s named after Senator William Roth
  • 2026 Roth IRA contribution limits and income phaseouts
  • Why earned income matters
  • The difference between a Roth IRA, Traditional IRA, Roth 401(k), and Traditional 401(k)
  • Why Roth 401(k)s can be useful for higher earners
  • What a backdoor Roth is — and why it is not a DIY loophole
  • Why Roth IRAs can be powerful for young earners, women with changing income paths, and long-term tax planning
  • How Roths can help with retirement flexibility, estate planning, and tax diversification

A Roth IRA is not right for everyone — but understanding how it works can help you make smarter decisions about your future.

Because it’s not just about saving for retirement.

It’s about giving your future self options.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Everyone talks about Roth IRAs like they’re magic — but few people explain what they actually are, who they’re best for, and when they make sense.

In this episode, we break down the Roth IRA in plain English: how it works, why it was created, who it benefits most, and the key rules you need to know before contributing.

We cover:

  • What a Roth IRA is — and why it’s named after Senator William Roth
  • 2026 Roth IRA contribution limits and income phaseouts
  • Why earned income matters
  • The difference between a Roth IRA, Traditional IRA, Roth 401(k), and Traditional 401(k)
  • Why Roth 401(k)s can be useful for higher earners
  • What a backdoor Roth is — and why it is not a DIY loophole
  • Why Roth IRAs can be powerful for young earners, women with changing income paths, and long-term tax planning
  • How Roths can help with retirement flexibility, estate planning, and tax diversification

A Roth IRA is not right for everyone — but understanding how it works can help you make smarter decisions about your future.

Because it’s not just about saving for retirement.

It’s about giving your future self options.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-19172473 Thu, 14 May 2026 09:00:00 -0400 1435 full false Where Should I Be Saving? 5 Savings Vehicles Every Woman Should Understand Where Should I Be Saving? 5 Savings Vehicles Every Woman Should Understand Where Should I Be Saving? 5 Accounts Every Woman Should Understand

Everyone tells you to “save more money”…but no one tells you where that money should actually go.

In this episode, I break down the 5 key savings accounts every woman needs to understand — and more importantly, the order you should use them.

We cover:

  • What a 401(k) and 403(b) actually are (in plain English)
  • Why Roth IRAs can be a game changer
  • The difference between Roth vs. traditional (and when each makes sense)
  • The hidden power of an HSA (most people miss this!)
  • How to prioritize your savings using a simple “waterfall” approach
  • Why college savings comes after your retirement
  • And the big mistake most people make when getting started

If you’ve ever felt overwhelmed by all the options — this episode will give you clarity and confidence.

Because it’s not just how much you save — it’s where you save it that matters.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Where Should I Be Saving? 5 Accounts Every Woman Should Understand

Everyone tells you to “save more money”…but no one tells you where that money should actually go.

In this episode, I break down the 5 key savings accounts every woman needs to understand — and more importantly, the order you should use them.

We cover:

  • What a 401(k) and 403(b) actually are (in plain English)
  • Why Roth IRAs can be a game changer
  • The difference between Roth vs. traditional (and when each makes sense)
  • The hidden power of an HSA (most people miss this!)
  • How to prioritize your savings using a simple “waterfall” approach
  • Why college savings comes after your retirement
  • And the big mistake most people make when getting started

If you’ve ever felt overwhelmed by all the options — this episode will give you clarity and confidence.

Because it’s not just how much you save — it’s where you save it that matters.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-19096555 Wed, 29 Apr 2026 08:00:00 -0400 1335 full false The 5 Money Terms Everyone (Women Especially) Pretends to Understand The 5 Money Terms Everyone (Women Especially) Pretends to Understand The financial world isn’t actually that complicated—it’s just explained terribly.

In this episode of Women, Wealth and What Matters, Tracy breaks down 5 market terms you hear all the time—but may not fully understand.

In plain English, no jargon, no intimidation.

You’ll learn:

  • What stocks and dividends really mean (and how companies decide to pay them)
  • How bonds and “yield” actually work
  • The real difference between ETFs and mutual funds—and what’s happening behind the curtain
  • What indexes like the S&P 500 actually represent
  • And how the Federal Reserve really impacts your money

Because once you understand the language…

  • You stop feeling intimidated
  • You start asking better questions
  • And you make better financial decisions

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> The financial world isn’t actually that complicated—it’s just explained terribly.

In this episode of Women, Wealth and What Matters, Tracy breaks down 5 market terms you hear all the time—but may not fully understand.

In plain English, no jargon, no intimidation.

You’ll learn:

  • What stocks and dividends really mean (and how companies decide to pay them)
  • How bonds and “yield” actually work
  • The real difference between ETFs and mutual funds—and what’s happening behind the curtain
  • What indexes like the S&P 500 actually represent
  • And how the Federal Reserve really impacts your money

Because once you understand the language…

  • You stop feeling intimidated
  • You start asking better questions
  • And you make better financial decisions

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-19020427 Wed, 15 Apr 2026 16:00:00 -0400 1773 full false 5 Things Your Tax Return Is Trying to Tell You (That Most Women Miss) 5 Things Your Tax Return Is Trying to Tell You (That Most Women Miss) Taxes aren’t just something to file and forget—they’re one of the clearest snapshots of your financial life.

In this episode of Women, Wealth and What Matters, Tracy breaks down the 5 things your tax return is trying to tell you—and what most women miss.

Because your return isn’t just paperwork… it’s insight.

You’ll learn:

  • What your income really says about your financial risk
  • Whether your investments are actually tax-efficient
  • Where you might be overpaying (and how to fix it)
  • What tax season reveals about your financial system
  • And the smart moves you can still make before April 15

If you’ve ever signed your return and moved on without really understanding it — this episode is for you.

Because clarity — not complexity — is what builds confidence.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Taxes aren’t just something to file and forget—they’re one of the clearest snapshots of your financial life.

In this episode of Women, Wealth and What Matters, Tracy breaks down the 5 things your tax return is trying to tell you—and what most women miss.

Because your return isn’t just paperwork… it’s insight.

You’ll learn:

  • What your income really says about your financial risk
  • Whether your investments are actually tax-efficient
  • Where you might be overpaying (and how to fix it)
  • What tax season reveals about your financial system
  • And the smart moves you can still make before April 15

If you’ve ever signed your return and moved on without really understanding it — this episode is for you.

Because clarity — not complexity — is what builds confidence.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-18950636 Thu, 02 Apr 2026 09:00:00 -0400 839 full false When the Headlines Get Loud: 5 Ways Women Investors Stay Calm When the Headlines Get Loud: 5 Ways Women Investors Stay Calm When markets get noisy, smart investors get calm.

In this episode, Tracy Byrnes shares 5 ways women investors can stay grounded during market volatility — without reacting to fear-driven headlines.

You’ll learn why volatility isn’t the same as risk, how markets historically recover from global events, and why doing less is often the smartest move.

Because clarity, not chaos, is what builds long-term wealth.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> When markets get noisy, smart investors get calm.

In this episode, Tracy Byrnes shares 5 ways women investors can stay grounded during market volatility — without reacting to fear-driven headlines.

You’ll learn why volatility isn’t the same as risk, how markets historically recover from global events, and why doing less is often the smartest move.

Because clarity, not chaos, is what builds long-term wealth.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-18868361 Wed, 18 Mar 2026 10:00:00 -0400 928 full false 5 Things Women Need to Know About the New Tax Law in 2026 5 Things Women Need to Know About the New Tax Law in 2026 New tax rules are in effect for 2026, and women may feel the impact differently.

In this episode, Tracy Byrnes breaks down what the One Big Beautiful Bill Act means, specifically for women; from tip income and overtime deductions to Roth 401(k) changes and new retirement accounts for children.

Plus: the smart, forward-looking questions every woman should bring to her tax preparer this year. Because tax preparation looks backward. Tax planning looks forward.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> New tax rules are in effect for 2026, and women may feel the impact differently.

In this episode, Tracy Byrnes breaks down what the One Big Beautiful Bill Act means, specifically for women; from tip income and overtime deductions to Roth 401(k) changes and new retirement accounts for children.

Plus: the smart, forward-looking questions every woman should bring to her tax preparer this year. Because tax preparation looks backward. Tax planning looks forward.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes
Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-18801307 Fri, 06 Mar 2026 08:00:00 -0500 1220 full false Financial Self-Love: 5 Ways Women Can Feel More Confident About Money Financial Self-Love: 5 Ways Women Can Feel More Confident About Money What does financial self-care really look like?

In this first episode of Women, Wealth & What Matters, Tracy Byrnes breaks down five simple ways women can build confidence with money, not through complicated strategies, but through clarity, boundaries, and small intentional actions. 

We talk about knowing your numbers, setting financial boundaries, building a freedom fund, understanding investing without fear, and taking one practical step toward financial independence this month. 

This conversation is designed for women navigating careers, divorce, entrepreneurship, retirement planning, or simply trying to feel more organized and less stressed about money. If you’ve ever felt unsure about whether you’re doing the “right” financial things, this episode is for you.

Financial confidence isn’t about perfection.

It’s about awareness, decision-making, and giving yourself permission to participate in your own financial life.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes

Instagram: @TracyByrnesWealth

]]> What does financial self-care really look like?

In this first episode of Women, Wealth & What Matters, Tracy Byrnes breaks down five simple ways women can build confidence with money, not through complicated strategies, but through clarity, boundaries, and small intentional actions. 

We talk about knowing your numbers, setting financial boundaries, building a freedom fund, understanding investing without fear, and taking one practical step toward financial independence this month. 

This conversation is designed for women navigating careers, divorce, entrepreneurship, retirement planning, or simply trying to feel more organized and less stressed about money. If you’ve ever felt unsure about whether you’re doing the “right” financial things, this episode is for you.

Financial confidence isn’t about perfection.

It’s about awareness, decision-making, and giving yourself permission to participate in your own financial life.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes

Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-18677000 Wed, 18 Feb 2026 14:00:00 -0500 927 full false Trailer: Women, Wealth and What Matters Trailer: Women, Wealth and What Matters Money doesn’t have to be confusing. But for many women, it still feels that way. And it shouldn’t.

Women, Wealth and What Matters: 5 Things with Tracy Byrnes is a smart, straightforward podcast designed to help women feel more confident, informed, and in control of their financial lives.

Each episode breaks down one real-life money topic from retirement, taxes, and investing to divorce, career changes, and protecting what you’ve built, into five clear, practical takeaways you can actually use. No jargon. No hype. No complicated math.

Hosted by Tracy Byrnes, financial advisor, Vice President of Women & Investing at Lebenthal Global Advisors, and Certified Divorce Financial Analyst. As a single mom of three adult kids who’s been divorced for nearly twenty years, Tracy understands just how personal money decisions really are.

This podcast isn’t about chasing trends or quick wins. It’s about asking better questions, understanding your options, and making smart choices for the life you’re building.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes

Instagram: @TracyByrnesWealth

]]> Money doesn’t have to be confusing. But for many women, it still feels that way. And it shouldn’t.

Women, Wealth and What Matters: 5 Things with Tracy Byrnes is a smart, straightforward podcast designed to help women feel more confident, informed, and in control of their financial lives.

Each episode breaks down one real-life money topic from retirement, taxes, and investing to divorce, career changes, and protecting what you’ve built, into five clear, practical takeaways you can actually use. No jargon. No hype. No complicated math.

Hosted by Tracy Byrnes, financial advisor, Vice President of Women & Investing at Lebenthal Global Advisors, and Certified Divorce Financial Analyst. As a single mom of three adult kids who’s been divorced for nearly twenty years, Tracy understands just how personal money decisions really are.

This podcast isn’t about chasing trends or quick wins. It’s about asking better questions, understanding your options, and making smart choices for the life you’re building.

If you've got a question, a topic suggestion, or just want to say hi, shoot us an email at TracyByrnesWealth@gmail.com!

Follow us on:

X: @TracyByrnes

Instagram: @TracyByrnesWealth

]]> Tracy Byrnes Buzzsprout-18578244 Tue, 27 Jan 2026 10:00:00 -0500 84 full false