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  <title>The Ricky Ricardo Show</title>

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  <copyright>© 2026 The Ricky Ricardo Show</copyright>
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  <itunes:author>Ricardo Hernandez</itunes:author>
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  <description><![CDATA[<p>The Ricky Ricardo Show documents the real journey of building financial freedom through real estate, leverage, and better decision-making — in real time.</p><p>Hosted by Ricky Ricardo, this podcast goes behind the scenes of deals, mistakes, wins, setbacks, and the mental shifts required to grow beyond a W-2 paycheck.</p><p>From rental properties and flips to funding strategies, liquidity, and long-term thinking, this isn’t guru talk — it’s what actually happens when regular people take real risks and learn as they go.</p><p>If you’re interested in real estate, money, mindset, and creating more control over your future, you’re in the right place.</p><p><br></p><p>🎥 Watch the full video episode on YouTube:<br>&nbsp;youtube.com/@therickyricardoshow</p><p><br></p><p>📲 Follow the journey on Instagram:<br>&nbsp;@rickyricardoshow</p>]]></description>
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    <itunes:title>Episode 89: I Accidentally Ran My First Half Marathon</itunes:title>
    <title>Episode 89: I Accidentally Ran My First Half Marathon</title>
    <itunes:summary><![CDATA[Send us Fan Mail Today wasn't supposed to be a half marathon. I woke up planning to run five miles. Five turned into eight. Eight turned into ten. Before I knew it, I was staring down 13.1 miles and asking myself one simple question... "Why not?" In this episode, I share what was going through my mind during the run, the moment my knees started fighting back, and why finishing wasn't the biggest accomplishment of the day. This isn't really a story about running. It's about becoming someone yo...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Today wasn&apos;t supposed to be a half marathon.</p><p>I woke up planning to run five miles. Five turned into eight. Eight turned into ten. Before I knew it, I was staring down 13.1 miles and asking myself one simple question...</p><p>&quot;Why not?&quot;</p><p>In this episode, I share what was going through my mind during the run, the moment my knees started fighting back, and why finishing wasn&apos;t the biggest accomplishment of the day.</p><p>This isn&apos;t really a story about running. It&apos;s about becoming someone you never thought you&apos;d become—one small decision at a time.</p><p>If you&apos;ve ever felt like a big goal was out of reach, I hope this episode reminds you that it usually starts with taking just one more step.</p><p>Follow the show for weekly episodes documenting my journey toward financial freedom, personal growth, real estate investing, and everything I&apos;m learning along the way.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Today wasn&apos;t supposed to be a half marathon.</p><p>I woke up planning to run five miles. Five turned into eight. Eight turned into ten. Before I knew it, I was staring down 13.1 miles and asking myself one simple question...</p><p>&quot;Why not?&quot;</p><p>In this episode, I share what was going through my mind during the run, the moment my knees started fighting back, and why finishing wasn&apos;t the biggest accomplishment of the day.</p><p>This isn&apos;t really a story about running. It&apos;s about becoming someone you never thought you&apos;d become—one small decision at a time.</p><p>If you&apos;ve ever felt like a big goal was out of reach, I hope this episode reminds you that it usually starts with taking just one more step.</p><p>Follow the show for weekly episodes documenting my journey toward financial freedom, personal growth, real estate investing, and everything I&apos;m learning along the way.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Wed, 29 Jul 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>528</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>89</itunes:episode>
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    <itunes:title>Episode 88: One Decision Saved Me Thousands</itunes:title>
    <title>Episode 88: One Decision Saved Me Thousands</title>
    <itunes:summary><![CDATA[Send us Fan Mail Most people only see the finished renovation. They don't see the hundreds of small decisions that determine whether a real estate deal actually works. In this episode, I share an update on my Alabama mid-term rental project, how one conversation with my plumber may have saved around $2,000, the unexpected issue we uncovered once the floors came up, and why the smallest decisions often have the biggest impact. If you're building wealth through real estate—or simply trying to m...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Most people only see the finished renovation.</p><p>They don&apos;t see the hundreds of small decisions that determine whether a real estate deal actually works.</p><p>In this episode, I share an update on my Alabama mid-term rental project, how one conversation with my plumber may have saved around $2,000, the unexpected issue we uncovered once the floors came up, and why the smallest decisions often have the biggest impact.</p><p>If you&apos;re building wealth through real estate—or simply trying to make better financial decisions—I hope this episode gives you a behind-the-scenes look at what the journey really looks like.</p><p>Thanks for following along.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Most people only see the finished renovation.</p><p>They don&apos;t see the hundreds of small decisions that determine whether a real estate deal actually works.</p><p>In this episode, I share an update on my Alabama mid-term rental project, how one conversation with my plumber may have saved around $2,000, the unexpected issue we uncovered once the floors came up, and why the smallest decisions often have the biggest impact.</p><p>If you&apos;re building wealth through real estate—or simply trying to make better financial decisions—I hope this episode gives you a behind-the-scenes look at what the journey really looks like.</p><p>Thanks for following along.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 13 Jul 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>484</itunes:duration>
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    <itunes:season>2</itunes:season>
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    <itunes:title>Episode 87: The Biggest Mistake I Made While Chasing Growth</itunes:title>
    <title>Episode 87: The Biggest Mistake I Made While Chasing Growth</title>
    <itunes:summary><![CDATA[Send us Fan Mail I always believed that if I worked hard enough, the results would eventually come. This past week challenged that belief. After spending money to grow my podcast and seeing almost no results, a simple Father's Day video unexpectedly connected with more people than I imagined. It forced me to step back and rethink what growth really looks like. In this episode, I share what that experience taught me about building something meaningful, why people connect with people before the...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I always believed that if I worked hard enough, the results would eventually come.</p><p>This past week challenged that belief.</p><p>After spending money to grow my podcast and seeing almost no results, a simple Father&apos;s Day video unexpectedly connected with more people than I imagined. It forced me to step back and rethink what growth really looks like.</p><p>In this episode, I share what that experience taught me about building something meaningful, why people connect with people before they connect with content, and how I&apos;m changing the direction of The Ricky Ricardo Show moving forward.</p><p>Whether you&apos;re building a business, investing in real estate, working a W-2 job, chasing a fitness goal, or simply trying to create a better life for your family, I hope this episode reminds you that growth isn&apos;t always about working harder—sometimes it&apos;s about changing your approach.</p><p>Thanks for being part of the journey.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I always believed that if I worked hard enough, the results would eventually come.</p><p>This past week challenged that belief.</p><p>After spending money to grow my podcast and seeing almost no results, a simple Father&apos;s Day video unexpectedly connected with more people than I imagined. It forced me to step back and rethink what growth really looks like.</p><p>In this episode, I share what that experience taught me about building something meaningful, why people connect with people before they connect with content, and how I&apos;m changing the direction of The Ricky Ricardo Show moving forward.</p><p>Whether you&apos;re building a business, investing in real estate, working a W-2 job, chasing a fitness goal, or simply trying to create a better life for your family, I hope this episode reminds you that growth isn&apos;t always about working harder—sometimes it&apos;s about changing your approach.</p><p>Thanks for being part of the journey.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 29 Jun 2026 12:00:00 -0700</pubDate>
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    <itunes:duration>551</itunes:duration>
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    <itunes:title>Episode 86: I Finally Understand Why Most People Stay Comfortable</itunes:title>
    <title>Episode 86: I Finally Understand Why Most People Stay Comfortable</title>
    <itunes:summary><![CDATA[Send us Fan Mail I skipped recording an episode last week. Part of it was uncertainty. Part of it was being sick. But honestly… I think part of it was mental exhaustion. In this episode, I open up about: feeling stalled after a successful flipthe pressure of trying to recreate momentumwhy uncertainty becomes emotionally exhaustingquestioning the direction of the podcastwhy most people choose comfort over bigger goalsand realizing this show was never really just about real estateI’m almost 90 ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I skipped recording an episode last week.</p><p>Part of it was uncertainty.<br/>Part of it was being sick.<br/>But honestly… I think part of it was mental exhaustion.</p><p>In this episode, I open up about:</p><ul><li>feeling stalled after a successful flip</li><li>the pressure of trying to recreate momentum</li><li>why uncertainty becomes emotionally exhausting</li><li>questioning the direction of the podcast</li><li>why most people choose comfort over bigger goals</li><li>and realizing this show was never really just about real estate</li></ul><p>I’m almost 90 episodes into this journey, and for the first time, I feel like the podcast itself is evolving.</p><p>Real estate may have started the journey…<br/>but the transformation happening through it has become much bigger than properties, renovations, or cash flow.</p><p>This is one of the most honest conversations I’ve had on the show so far.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I skipped recording an episode last week.</p><p>Part of it was uncertainty.<br/>Part of it was being sick.<br/>But honestly… I think part of it was mental exhaustion.</p><p>In this episode, I open up about:</p><ul><li>feeling stalled after a successful flip</li><li>the pressure of trying to recreate momentum</li><li>why uncertainty becomes emotionally exhausting</li><li>questioning the direction of the podcast</li><li>why most people choose comfort over bigger goals</li><li>and realizing this show was never really just about real estate</li></ul><p>I’m almost 90 episodes into this journey, and for the first time, I feel like the podcast itself is evolving.</p><p>Real estate may have started the journey…<br/>but the transformation happening through it has become much bigger than properties, renovations, or cash flow.</p><p>This is one of the most honest conversations I’ve had on the show so far.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 15 Jun 2026 10:00:00 -0700</pubDate>
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    <itunes:duration>837</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>86</itunes:episode>
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    <itunes:title>Episode 85: The $12,312 HVAC Bill (And Why It Didn&#39;t Scare Me)</itunes:title>
    <title>Episode 85: The $12,312 HVAC Bill (And Why It Didn&#39;t Scare Me)</title>
    <itunes:summary><![CDATA[Send us Fan Mail Last week I shared that I don't think I'm chasing properties anymore—I think I'm chasing freedom. Then this week I received a text message: HVAC complete. Invoice attached. $12,312. A year ago, seeing a bill like that would've stressed me out. This time was different. In this episode, I share the latest update on my Alabama mid-term rental project, how hard money lending and draw requests work, and the mindset shift that's happened as I've gained more experience as an investo...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Last week I shared that I don&apos;t think I&apos;m chasing properties anymore—I think I&apos;m chasing freedom.</p><p>Then this week I received a text message:</p><p>HVAC complete.</p><p>Invoice attached.</p><p>$12,312.</p><p>A year ago, seeing a bill like that would&apos;ve stressed me out. This time was different.</p><p>In this episode, I share the latest update on my Alabama mid-term rental project, how hard money lending and draw requests work, and the mindset shift that&apos;s happened as I&apos;ve gained more experience as an investor.</p><p>We also talk about risk, confidence, taking action, and why investing doesn&apos;t get easier because you have more money—it gets easier because you understand risk.</p><p>If you&apos;re a beginner investor, a W-2 employee trying to build freedom, or someone who enjoys following the real numbers, wins, mistakes, and lessons of real estate investing, this episode is for you.</p><p>Topics discussed:<br/>• $12,312 HVAC installation<br/>• Hard money lending and draw requests<br/>• Mid-term rental progress update<br/>• Risk vs. confidence<br/>• The mindset shift from beginner to investor<br/>• Why freedom isn&apos;t always what we think it is</p><p>Follow The Ricky Ricardo Show as I document the journey to financial and time freedom in real time—no gurus, no fluff, just the truth.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Last week I shared that I don&apos;t think I&apos;m chasing properties anymore—I think I&apos;m chasing freedom.</p><p>Then this week I received a text message:</p><p>HVAC complete.</p><p>Invoice attached.</p><p>$12,312.</p><p>A year ago, seeing a bill like that would&apos;ve stressed me out. This time was different.</p><p>In this episode, I share the latest update on my Alabama mid-term rental project, how hard money lending and draw requests work, and the mindset shift that&apos;s happened as I&apos;ve gained more experience as an investor.</p><p>We also talk about risk, confidence, taking action, and why investing doesn&apos;t get easier because you have more money—it gets easier because you understand risk.</p><p>If you&apos;re a beginner investor, a W-2 employee trying to build freedom, or someone who enjoys following the real numbers, wins, mistakes, and lessons of real estate investing, this episode is for you.</p><p>Topics discussed:<br/>• $12,312 HVAC installation<br/>• Hard money lending and draw requests<br/>• Mid-term rental progress update<br/>• Risk vs. confidence<br/>• The mindset shift from beginner to investor<br/>• Why freedom isn&apos;t always what we think it is</p><p>Follow The Ricky Ricardo Show as I document the journey to financial and time freedom in real time—no gurus, no fluff, just the truth.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Tue, 02 Jun 2026 09:00:00 -0700</pubDate>
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    <itunes:duration>501</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>85</itunes:episode>
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    <itunes:title>Episode 84: I Think I Misunderstood Freedom</itunes:title>
    <title>Episode 84: I Think I Misunderstood Freedom</title>
    <itunes:summary><![CDATA[Send us Fan Mail After selling my first rental property and completing my first flip, I had a realization that caught me off guard. For years, I thought I was chasing real estate. I thought I was chasing cash flow. I thought I was chasing financial freedom. But what if freedom isn't what I thought it was? In this episode, I share what selling my first rental taught me, why getting my money back gave me clarity instead of excitement, and how my definition of success is starting to change. We t...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>After selling my first rental property and completing my first flip, I had a realization that caught me off guard.</p><p>For years, I thought I was chasing real estate. I thought I was chasing cash flow. I thought I was chasing financial freedom.</p><p>But what if freedom isn&apos;t what I thought it was?</p><p>In this episode, I share what selling my first rental taught me, why getting my money back gave me clarity instead of excitement, and how my definition of success is starting to change.</p><p>We talk about the realities of investing while working a W-2 job, the expectations we place on rental properties, and why I don&apos;t think I&apos;m chasing properties anymore—I think I&apos;m chasing freedom.</p><p>This is one of the most honest and personal episodes I&apos;ve recorded, and it may change the direction of The Ricky Ricardo Show moving forward.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>After selling my first rental property and completing my first flip, I had a realization that caught me off guard.</p><p>For years, I thought I was chasing real estate. I thought I was chasing cash flow. I thought I was chasing financial freedom.</p><p>But what if freedom isn&apos;t what I thought it was?</p><p>In this episode, I share what selling my first rental taught me, why getting my money back gave me clarity instead of excitement, and how my definition of success is starting to change.</p><p>We talk about the realities of investing while working a W-2 job, the expectations we place on rental properties, and why I don&apos;t think I&apos;m chasing properties anymore—I think I&apos;m chasing freedom.</p><p>This is one of the most honest and personal episodes I&apos;ve recorded, and it may change the direction of The Ricky Ricardo Show moving forward.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Tue, 26 May 2026 10:00:00 -0700</pubDate>
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    <itunes:title>Episode 83: I Sold My Rental… Now The Real Decisions Start</itunes:title>
    <title>Episode 83: I Sold My Rental… Now The Real Decisions Start</title>
    <itunes:summary><![CDATA[Send us Fan Mail After officially selling my first rental property last week, I’m now facing the next big decision in my investing journey. HVAC installation starts this week on the Alabama midterm rental, and now I have to decide whether to use hard money draws or the proceeds from my recent sale to fund the next phase of the project. In this episode of The Ricky Ricardo Show, I talk about: why I sold my first rental propertyhow my mindset around cash flow and financial freedom is changingth...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>After officially selling my first rental property last week, I’m now facing the next big decision in my investing journey.</p><p>HVAC installation starts this week on the Alabama midterm rental, and now I have to decide whether to use hard money draws or the proceeds from my recent sale to fund the next phase of the project.</p><p>In this episode of <em>The Ricky Ricardo Show</em>, I talk about:</p><ul><li>why I sold my first rental property</li><li>how my mindset around cash flow and financial freedom is changing</li><li>the reality of low cash flow rentals</li><li>balancing liquidity vs. interest costs</li><li>why HVAC may be the most important upgrade in this entire deal</li><li>learning to think more like an operator and business owner</li></ul><p>I also share why I’m moving away from simply collecting doors and focusing more on investments that can actually move the needle financially.</p><p>This isn’t guru talk. This is the real journey of figuring it out in real time while balancing a W-2 job, investing, risk, and chasing financial freedom.</p><p>Welcome back to The Ricky Ricardo Show.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>After officially selling my first rental property last week, I’m now facing the next big decision in my investing journey.</p><p>HVAC installation starts this week on the Alabama midterm rental, and now I have to decide whether to use hard money draws or the proceeds from my recent sale to fund the next phase of the project.</p><p>In this episode of <em>The Ricky Ricardo Show</em>, I talk about:</p><ul><li>why I sold my first rental property</li><li>how my mindset around cash flow and financial freedom is changing</li><li>the reality of low cash flow rentals</li><li>balancing liquidity vs. interest costs</li><li>why HVAC may be the most important upgrade in this entire deal</li><li>learning to think more like an operator and business owner</li></ul><p>I also share why I’m moving away from simply collecting doors and focusing more on investments that can actually move the needle financially.</p><p>This isn’t guru talk. This is the real journey of figuring it out in real time while balancing a W-2 job, investing, risk, and chasing financial freedom.</p><p>Welcome back to The Ricky Ricardo Show.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Wed, 20 May 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>914</itunes:duration>
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    <itunes:title>Episode 82: I Sold My First Rental Property… And It Changed Everything</itunes:title>
    <title>Episode 82: I Sold My First Rental Property… And It Changed Everything</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, I talk about officially selling my very first rental property and why this deal completely changed the way I look at real estate investing. A couple years ago, I thought buying as many rental properties as possible was the path to freedom. But after going through vacancies, repairs, management headaches, tied-up capital, and low cash flow, I started questioning whether this strategy was actually creating the life I wanted. This episo...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of <em>The Ricky Ricardo Show</em>, I talk about officially selling my very first rental property and why this deal completely changed the way I look at real estate investing.</p><p>A couple years ago, I thought buying as many rental properties as possible was the path to freedom. But after going through vacancies, repairs, management headaches, tied-up capital, and low cash flow, I started questioning whether this strategy was actually creating the life I wanted.</p><p>This episode is a real conversation about:</p><ul><li>the reality of low cash flow rentals</li><li>why my mindset around investing has changed</li><li>the dangers of getting stuck in “door count” thinking</li><li>why I’m now chasing stronger cash flow and business-style investments</li><li>learning when to evolve instead of forcing a strategy that no longer fits your goals</li></ul><p>I also break down the numbers, lessons, mistakes, and mindset shifts that came from completing my first full real estate cycle from purchase to sale.</p><p>This isn’t guru talk. This is the real journey of figuring it out in real time.</p><p>Welcome back to The Ricky Ricardo Show.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of <em>The Ricky Ricardo Show</em>, I talk about officially selling my very first rental property and why this deal completely changed the way I look at real estate investing.</p><p>A couple years ago, I thought buying as many rental properties as possible was the path to freedom. But after going through vacancies, repairs, management headaches, tied-up capital, and low cash flow, I started questioning whether this strategy was actually creating the life I wanted.</p><p>This episode is a real conversation about:</p><ul><li>the reality of low cash flow rentals</li><li>why my mindset around investing has changed</li><li>the dangers of getting stuck in “door count” thinking</li><li>why I’m now chasing stronger cash flow and business-style investments</li><li>learning when to evolve instead of forcing a strategy that no longer fits your goals</li></ul><p>I also break down the numbers, lessons, mistakes, and mindset shifts that came from completing my first full real estate cycle from purchase to sale.</p><p>This isn’t guru talk. This is the real journey of figuring it out in real time.</p><p>Welcome back to The Ricky Ricardo Show.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <pubDate>Mon, 11 May 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>899</itunes:duration>
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    <itunes:season>2</itunes:season>
    <itunes:episode>82</itunes:episode>
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  <item>
    <itunes:title>Episode 81: $20K Invested… $150/Month? Why I’m Selling My First Rental</itunes:title>
    <title>Episode 81: $20K Invested… $150/Month? Why I’m Selling My First Rental</title>
    <itunes:summary><![CDATA[Send us Fan Mail I’m selling my very first rental property this week… and it didn’t go the way I thought it would. In this episode, I break down the real numbers, what actually happened over the last couple of years, and why I’m choosing to move on instead of holding. This isn’t about saying rentals don’t work—it’s about realizing when something doesn’t work for you. I also share my shift into midterm rentals, the potential for higher cash flow, and why I’m choosing speed over perfection movi...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I’m selling my very first rental property this week… and it didn’t go the way I thought it would.</p><p>In this episode, I break down the real numbers, what actually happened over the last couple of years, and why I’m choosing to move on instead of holding.</p><p>This isn’t about saying rentals don’t work—it’s about realizing when something doesn’t work for you.</p><p>I also share my shift into midterm rentals, the potential for higher cash flow, and why I’m choosing speed over perfection moving forward.</p><p>No fluff. Just the real journey.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I’m selling my very first rental property this week… and it didn’t go the way I thought it would.</p><p>In this episode, I break down the real numbers, what actually happened over the last couple of years, and why I’m choosing to move on instead of holding.</p><p>This isn’t about saying rentals don’t work—it’s about realizing when something doesn’t work for you.</p><p>I also share my shift into midterm rentals, the potential for higher cash flow, and why I’m choosing speed over perfection moving forward.</p><p>No fluff. Just the real journey.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/19119555-episode-81-20k-invested-150-month-why-i-m-selling-my-first-rental.mp3" length="10988672" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 04 May 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>912</itunes:duration>
    <itunes:keywords>real estate investing, rental property, first rental property, passive income, cash flow real estate, real estate beginner, midterm rental, financial freedom journey, real estate podcast, investing mistakes</itunes:keywords>
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    <itunes:episode>81</itunes:episode>
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    <itunes:title>Episode 80: I Didn’t Look at a Single Deal This Week (Here’s Why)</itunes:title>
    <title>Episode 80: I Didn’t Look at a Single Deal This Week (Here’s Why)</title>
    <itunes:summary><![CDATA[Send us Fan Mail This week, I didn’t look at a single real estate deal… and that bothered me more than anything else going on. Not because I didn’t want to—but because real life hit all at once. In this episode, I break down what actually happened behind the scenes: A $20,000 Tesla battery scareA property under contract but not closed yetAnother property sitting with no offersA renovation project paused with money going out every monthAnd how all of that forced me to slow down. This isn’t a h...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week, I didn’t look at a single real estate deal… and that bothered me more than anything else going on.</p><p>Not because I didn’t want to—but because real life hit all at once.</p><p>In this episode, I break down what actually happened behind the scenes:</p><ul><li>A $20,000 Tesla battery scare</li><li>A property under contract but not closed yet</li><li>Another property sitting with no offers</li><li>A renovation project paused with money going out every month</li></ul><p>And how all of that forced me to slow down.</p><p>This isn’t a highlight reel episode.</p><p>This is what it actually feels like when:</p><ul><li>Your momentum stops</li><li>Your pipeline disappears</li><li>And you’re forced to face the reality of where you are</li></ul><p>I also talk about:</p><ul><li>Why liquidity matters more than you think</li><li>How one problem can stop everything</li><li>And the importance of consistently having deals in front of you</li></ul><p>If you’ve ever felt stuck, overwhelmed, or like you’re not moving forward…</p><p>This episode is for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week, I didn’t look at a single real estate deal… and that bothered me more than anything else going on.</p><p>Not because I didn’t want to—but because real life hit all at once.</p><p>In this episode, I break down what actually happened behind the scenes:</p><ul><li>A $20,000 Tesla battery scare</li><li>A property under contract but not closed yet</li><li>Another property sitting with no offers</li><li>A renovation project paused with money going out every month</li></ul><p>And how all of that forced me to slow down.</p><p>This isn’t a highlight reel episode.</p><p>This is what it actually feels like when:</p><ul><li>Your momentum stops</li><li>Your pipeline disappears</li><li>And you’re forced to face the reality of where you are</li></ul><p>I also talk about:</p><ul><li>Why liquidity matters more than you think</li><li>How one problem can stop everything</li><li>And the importance of consistently having deals in front of you</li></ul><p>If you’ve ever felt stuck, overwhelmed, or like you’re not moving forward…</p><p>This episode is for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/19081361-episode-80-i-didn-t-look-at-a-single-deal-this-week-here-s-why.mp3" length="9233233" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 27 Apr 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>766</itunes:duration>
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    <itunes:season>2</itunes:season>
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  <item>
    <itunes:title>Episode 79: I Made $135 in 2 Years… Here’s Why I’m Selling Everything</itunes:title>
    <title>Episode 79: I Made $135 in 2 Years… Here’s Why I’m Selling Everything</title>
    <itunes:summary><![CDATA[Send us Fan Mail I finally sat down and looked at the real numbers—and they changed everything. In this episode, I break down the actual profit and loss from my first rental property… and it wasn’t what I expected. After putting nearly $20,000 into the deal, the return over two years was barely over $100. I also share the numbers behind my second property, which is cash flowing—but still not aligned with the bigger goal. This isn’t about saying rentals don’t work. This is about understanding ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I finally sat down and looked at the real numbers—and they changed everything.</p><p>In this episode, I break down the actual profit and loss from my first rental property… and it wasn’t what I expected. After putting nearly $20,000 into the deal, the return over two years was barely over $100.</p><p>I also share the numbers behind my second property, which is cash flowing—but still not aligned with the bigger goal.</p><p>This isn’t about saying rentals don’t work. This is about understanding what works for YOU and your goals.</p><p>For me, it’s about speed, leverage, and putting real pressure on replacing my W-2 income.</p><p>So I’m making a shift.</p><p>In this episode, I talk about:<br/>– The real profit and loss behind my rentals<br/>– Why cash flow alone isn’t enough for my goals<br/>– The mindset shift away from “door count”<br/>– Why I’m selling and repositioning my capital<br/>– What I’m focusing on next (flips, midterm rentals, and scaling faster)</p><p>This is the real side of real estate investing—the part most people don’t show.</p><p>If you’re building your portfolio or questioning your strategy, this one’s for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I finally sat down and looked at the real numbers—and they changed everything.</p><p>In this episode, I break down the actual profit and loss from my first rental property… and it wasn’t what I expected. After putting nearly $20,000 into the deal, the return over two years was barely over $100.</p><p>I also share the numbers behind my second property, which is cash flowing—but still not aligned with the bigger goal.</p><p>This isn’t about saying rentals don’t work. This is about understanding what works for YOU and your goals.</p><p>For me, it’s about speed, leverage, and putting real pressure on replacing my W-2 income.</p><p>So I’m making a shift.</p><p>In this episode, I talk about:<br/>– The real profit and loss behind my rentals<br/>– Why cash flow alone isn’t enough for my goals<br/>– The mindset shift away from “door count”<br/>– Why I’m selling and repositioning my capital<br/>– What I’m focusing on next (flips, midterm rentals, and scaling faster)</p><p>This is the real side of real estate investing—the part most people don’t show.</p><p>If you’re building your portfolio or questioning your strategy, this one’s for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/19005319-episode-79-i-made-135-in-2-years-here-s-why-i-m-selling-everything.mp3" length="8269009" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 13 Apr 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>685</itunes:duration>
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    <itunes:season>2</itunes:season>
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  <item>
    <itunes:title>Episode 78: $100k in the bank... and still stuck</itunes:title>
    <title>Episode 78: $100k in the bank... and still stuck</title>
    <itunes:summary><![CDATA[Send us Fan Mail I’m gonna be real with you… I thought having $100,000 ready to invest was going to change everything. I thought deals would be easier to find. I thought I could move faster. Maybe even take down multiple deals at once. But right now? I can’t find a deal that actually makes sense. In this episode, I break down what’s really happening behind the scenes — analyzing multiple properties, watching deals sit on the market that used to sell in days, and realizing that forcing a deal ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I’m gonna be real with you… I thought having $100,000 ready to invest was going to change everything.</p><p>I thought deals would be easier to find.<br/>I thought I could move faster.<br/>Maybe even take down multiple deals at once.</p><p>But right now? I can’t find a deal that actually makes sense.</p><p>In this episode, I break down what’s really happening behind the scenes — analyzing multiple properties, watching deals sit on the market that used to sell in days, and realizing that forcing a deal right now could be one of the biggest mistakes I make.</p><p>This is the part of real estate nobody really talks about…<br/>The waiting. The uncertainty. The pressure to move… but knowing you shouldn’t.</p><p>I also dive into:</p><ul><li>Why $100K doesn’t feel like what it used to</li><li>What I’m seeing in the market right now</li><li>The mental battle between action vs patience</li><li>Whether I should switch markets or stay where I’ve built relationships</li><li>And the reality of trying to grow this while working a full-time job</li></ul><p>This is a real-time look at what it feels like when you’re in between deals… and trying to figure out your next move without blowing up everything you’ve built.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I’m gonna be real with you… I thought having $100,000 ready to invest was going to change everything.</p><p>I thought deals would be easier to find.<br/>I thought I could move faster.<br/>Maybe even take down multiple deals at once.</p><p>But right now? I can’t find a deal that actually makes sense.</p><p>In this episode, I break down what’s really happening behind the scenes — analyzing multiple properties, watching deals sit on the market that used to sell in days, and realizing that forcing a deal right now could be one of the biggest mistakes I make.</p><p>This is the part of real estate nobody really talks about…<br/>The waiting. The uncertainty. The pressure to move… but knowing you shouldn’t.</p><p>I also dive into:</p><ul><li>Why $100K doesn’t feel like what it used to</li><li>What I’m seeing in the market right now</li><li>The mental battle between action vs patience</li><li>Whether I should switch markets or stay where I’ve built relationships</li><li>And the reality of trying to grow this while working a full-time job</li></ul><p>This is a real-time look at what it feels like when you’re in between deals… and trying to figure out your next move without blowing up everything you’ve built.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18928914-episode-78-100k-in-the-bank-and-still-stuck.mp3" length="9018159" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 30 Mar 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>748</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>78</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Episode 77: The Renovation Lesson I Learned After My First Rentals</itunes:title>
    <title>Episode 77: The Renovation Lesson I Learned After My First Rentals</title>
    <itunes:summary><![CDATA[Send us Fan Mail Most real estate investors focus on the numbers first — purchase price, rehab cost, rent, and cash flow. But with my newest property, I’m realizing something different. The design decisions you make can actually determine the type of tenant you attract. In this episode of The Ricky Ricardo Show, I walk through the renovation strategy for a property I currently have under contract and why this project is completely different from the first rental properties I bought. My early ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Most real estate investors focus on the numbers first — purchase price, rehab cost, rent, and cash flow.</p><p>But with my newest property, I’m realizing something different. The design decisions you make can actually determine the type of tenant you attract.</p><p>In this episode of The Ricky Ricardo Show, I walk through the renovation strategy for a property I currently have under contract and why this project is completely different from the first rental properties I bought.</p><p>My early rentals were turnkey investments where I had almost no say in the renovations. My flip project later taught me some tough lessons about contractors, construction quality, and what can happen when you’re not fully involved in the process.</p><p>Now with this deal, the goal is to turn the property into a mid-term rental for contractors, traveling professionals, and corporate tenants. That means the renovation strategy needs to focus on comfort, design, and the overall experience of living in the home.</p><p>I also share a personal challenge I’m working on — running 40 miles before my 40th birthday — and how that same mindset applies to real estate investing.</p><p>One project at a time.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Most real estate investors focus on the numbers first — purchase price, rehab cost, rent, and cash flow.</p><p>But with my newest property, I’m realizing something different. The design decisions you make can actually determine the type of tenant you attract.</p><p>In this episode of The Ricky Ricardo Show, I walk through the renovation strategy for a property I currently have under contract and why this project is completely different from the first rental properties I bought.</p><p>My early rentals were turnkey investments where I had almost no say in the renovations. My flip project later taught me some tough lessons about contractors, construction quality, and what can happen when you’re not fully involved in the process.</p><p>Now with this deal, the goal is to turn the property into a mid-term rental for contractors, traveling professionals, and corporate tenants. That means the renovation strategy needs to focus on comfort, design, and the overall experience of living in the home.</p><p>I also share a personal challenge I’m working on — running 40 miles before my 40th birthday — and how that same mindset applies to real estate investing.</p><p>One project at a time.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18890640-episode-77-the-renovation-lesson-i-learned-after-my-first-rentals.mp3" length="11195554" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 23 Mar 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>929</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>77</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 76: Walking away from a deal</itunes:title>
    <title>Episode 76: Walking away from a deal</title>
    <itunes:summary><![CDATA[Send us Fan Mail Everyone talks about the deals they close in real estate… but nobody talks about the deals they walk away from. In this episode, I break down a flip opportunity that looked like it had over $100K in spread — until the numbers got tight and the risk started stacking up. Sometimes discipline in real estate isn’t about the deals you do. It’s about the ones you don’t. I also share a big update: my first investment property is now under contract to sell, completing my first full c...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Everyone talks about the deals they close in real estate… but nobody talks about the deals they walk away from.</p><p>In this episode, I break down a flip opportunity that looked like it had over $100K in spread — until the numbers got tight and the risk started stacking up.</p><p>Sometimes discipline in real estate isn’t about the deals you do. It’s about the ones you don’t.</p><p>I also share a big update: my first investment property is now under contract to sell, completing my first full cycle as an investor.</p><p>Buy. Rent. Sell. Recycle the capital.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Everyone talks about the deals they close in real estate… but nobody talks about the deals they walk away from.</p><p>In this episode, I break down a flip opportunity that looked like it had over $100K in spread — until the numbers got tight and the risk started stacking up.</p><p>Sometimes discipline in real estate isn’t about the deals you do. It’s about the ones you don’t.</p><p>I also share a big update: my first investment property is now under contract to sell, completing my first full cycle as an investor.</p><p>Buy. Rent. Sell. Recycle the capital.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18852463-episode-76-walking-away-from-a-deal.mp3" length="11928698" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 16 Mar 2026 06:00:00 -0700</pubDate>
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    <itunes:duration>990</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>76</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 75: Unused Capital Feels Safe (But It Doesn’t Grow)</itunes:title>
    <title>Episode 75: Unused Capital Feels Safe (But It Doesn’t Grow)</title>
    <itunes:summary><![CDATA[Send us Fan Mail Last week I was staring at my bank account debating whether to wire $52,000. Today the deal is closed… and I don’t feel excited. I feel focused. This episode isn’t about hype. It’s about what happens mentally when capital stops being theoretical and becomes committed. The fear wasn’t that the deal wouldn’t work. The fear was losing optionality. What if a better flip pops up? What if I need liquidity? What if I’m wrong? I break down: Why unused capital feels safeHow analysis m...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Last week I was staring at my bank account debating whether to wire $52,000.</p><p>Today the deal is closed… and I don’t feel excited. I feel focused.</p><p>This episode isn’t about hype. It’s about what happens mentally when capital stops being theoretical and becomes committed. The fear wasn’t that the deal wouldn’t work. The fear was losing optionality.</p><p>What if a better flip pops up?<br/>What if I need liquidity?<br/>What if I’m wrong?</p><p>I break down:</p><ul><li>Why unused capital feels safe</li><li>How analysis makes everything feel massive</li><li>Why operating turns fear into tasks</li><li>How I’m managing rehab differently this time</li><li>The system I’m trying to build (not just another property)</li></ul><p>Real growth costs something. This is what it feels like when it gets real again.</p><p>If you have deals, questions, or want to partner — reach out. Let’s build.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Last week I was staring at my bank account debating whether to wire $52,000.</p><p>Today the deal is closed… and I don’t feel excited. I feel focused.</p><p>This episode isn’t about hype. It’s about what happens mentally when capital stops being theoretical and becomes committed. The fear wasn’t that the deal wouldn’t work. The fear was losing optionality.</p><p>What if a better flip pops up?<br/>What if I need liquidity?<br/>What if I’m wrong?</p><p>I break down:</p><ul><li>Why unused capital feels safe</li><li>How analysis makes everything feel massive</li><li>Why operating turns fear into tasks</li><li>How I’m managing rehab differently this time</li><li>The system I’m trying to build (not just another property)</li></ul><p>Real growth costs something. This is what it feels like when it gets real again.</p><p>If you have deals, questions, or want to partner — reach out. Let’s build.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18773036-episode-75-unused-capital-feels-safe-but-it-doesn-t-grow.mp3" length="11498978" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 02 Mar 2026 06:00:00 -0800</pubDate>
    <itunes:duration>954</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>75</itunes:episode>
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    <itunes:title>Episode 74: The Wire Is the Test</itunes:title>
    <title>Episode 74: The Wire Is the Test</title>
    <itunes:summary><![CDATA[Send us Fan Mail Closing is Friday and I haven’t wired the $52,000 yet. This deal was supposed to require just over $20K. Then the appraisal hit. Now I’m being asked to bring more than double that amount to the table. In this episode, I talk through the real tension investors don’t post — the moment before the wire. The emotional side of deploying capital. Rerunning numbers. Stress testing downside. And deciding whether discipline means moving forward… or walking away. The deal isn’t the test...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Closing is Friday and I haven’t wired the $52,000 yet.</p><p>This deal was supposed to require just over $20K. Then the appraisal hit. Now I’m being asked to bring more than double that amount to the table.</p><p>In this episode, I talk through the real tension investors don’t post — the moment before the wire. The emotional side of deploying capital. Rerunning numbers. Stress testing downside. And deciding whether discipline means moving forward… or walking away.</p><p>The deal isn’t the test.</p><p>The wire is.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Closing is Friday and I haven’t wired the $52,000 yet.</p><p>This deal was supposed to require just over $20K. Then the appraisal hit. Now I’m being asked to bring more than double that amount to the table.</p><p>In this episode, I talk through the real tension investors don’t post — the moment before the wire. The emotional side of deploying capital. Rerunning numbers. Stress testing downside. And deciding whether discipline means moving forward… or walking away.</p><p>The deal isn’t the test.</p><p>The wire is.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18751117-episode-74-the-wire-is-the-test.mp3" length="5518555" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18751117</guid>
    <pubDate>Wed, 25 Feb 2026 23:00:00 -0800</pubDate>
    <itunes:duration>456</itunes:duration>
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    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
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    <itunes:title>Episode 73: The Week the Deal Became Real</itunes:title>
    <title>Episode 73: The Week the Deal Became Real</title>
    <itunes:summary><![CDATA[Send us Fan Mail This week nothing flashy happened — but two major risks on my newest deal completely changed the way I’m thinking about it. We confirmed a lifetime foundation warranty, a newer roof with a 30-year warranty, completed our full scope of work, and moved one step closer to closing. This episode is about due diligence, uncertainty, and why confidence comes from removing unknowns — not hype. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagr...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week nothing flashy happened — but two major risks on my newest deal completely changed the way I’m thinking about it.</p><p>We confirmed a lifetime foundation warranty, a newer roof with a 30-year warranty, completed our full scope of work, and moved one step closer to closing.</p><p>This episode is about due diligence, uncertainty, and why confidence comes from removing unknowns — not hype.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week nothing flashy happened — but two major risks on my newest deal completely changed the way I’m thinking about it.</p><p>We confirmed a lifetime foundation warranty, a newer roof with a 30-year warranty, completed our full scope of work, and moved one step closer to closing.</p><p>This episode is about due diligence, uncertainty, and why confidence comes from removing unknowns — not hype.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18691285-episode-73-the-week-the-deal-became-real.mp3" length="12207696" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 16 Feb 2026 06:00:00 -0800</pubDate>
    <itunes:duration>1013</itunes:duration>
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    <itunes:title>Episode 72: Due Diligence Is Where Deals Are Made or Killed</itunes:title>
    <title>Episode 72: Due Diligence Is Where Deals Are Made or Killed</title>
    <itunes:summary><![CDATA[Send us Fan Mail Nothing is finalized yet — but everything matters. In this episode, I’m giving a real-time update on a new deal I’m currently under contract on and walking you through the most overlooked phase of real estate investing: due diligence. We’re talking inspections, foundation concerns, scope of work, loan structure, and why knowing when to walk away can be just as powerful as closing. This is the unglamorous part of real estate — the waiting, the checking, the uncomfortable unkno...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Nothing is finalized yet — but everything matters.</p><p>In this episode, I’m giving a real-time update on a new deal I’m currently under contract on and walking you through the most overlooked phase of real estate investing: <b>due diligence</b>.</p><p>We’re talking inspections, foundation concerns, scope of work, loan structure, and why knowing when to walk away can be just as powerful as closing.</p><p>This is the unglamorous part of real estate — the waiting, the checking, the uncomfortable unknowns — but it’s where deals are actually made or killed.</p><p>No guru talk. No polished wins. Just the real journey, happening in real time.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Nothing is finalized yet — but everything matters.</p><p>In this episode, I’m giving a real-time update on a new deal I’m currently under contract on and walking you through the most overlooked phase of real estate investing: <b>due diligence</b>.</p><p>We’re talking inspections, foundation concerns, scope of work, loan structure, and why knowing when to walk away can be just as powerful as closing.</p><p>This is the unglamorous part of real estate — the waiting, the checking, the uncomfortable unknowns — but it’s where deals are actually made or killed.</p><p>No guru talk. No polished wins. Just the real journey, happening in real time.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18647568-episode-72-due-diligence-is-where-deals-are-made-or-killed.mp3" length="7714775" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 09 Feb 2026 06:00:00 -0800</pubDate>
    <itunes:duration>639</itunes:duration>
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    <itunes:title>Episode 71: Under Contract Again - Pivoting Markets and Chasing Real Cash Flow</itunes:title>
    <title>Episode 71: Under Contract Again - Pivoting Markets and Chasing Real Cash Flow</title>
    <itunes:summary><![CDATA[Send us Fan Mail Last week, I shared the tough decision to leave my first real estate market in Evansville, Indiana. This week — everything changed fast. In today’s episode of The Ricky Ricardo Show, I’m breaking down how I’m officially under contract on my first mid-term rental in Alabama, forming my first LLC, and working with lenders again to execute a BRRRR strategy focused on real cash flow. I walk you through: Getting under contract and why I didn’t stress over a $5,000 price difference...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Last week, I shared the tough decision to leave my first real estate market in Evansville, Indiana.</p><p>This week — everything changed fast.</p><p>In today’s episode of <em>The Ricky Ricardo Show</em>, I’m breaking down how I’m officially under contract on my first mid-term rental in Alabama, forming my first LLC, and working with lenders again to execute a BRRRR strategy focused on real cash flow.</p><p>I walk you through:</p><ul><li>Getting under contract and why I didn’t stress over a $5,000 price difference</li><li>What due diligence really looks like (inspections + contractor estimates)</li><li>Why I’m forming my first LLC and what it means for scaling</li><li>Using hard money for rehab and refinancing into a DSCR loan</li><li>The potential of mid-term rentals and hybrid Airbnb strategies</li><li>And the biggest lesson I’m learning about momentum in real estate</li></ul><p>This is a real-time update on what happens when you stop overthinking and start taking action.</p><p>No guru talk — just the real journey, real numbers, real lessons, and real growth.</p><p>🎧 If you’re new to real estate or trying to build momentum yourself, this episode is for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Last week, I shared the tough decision to leave my first real estate market in Evansville, Indiana.</p><p>This week — everything changed fast.</p><p>In today’s episode of <em>The Ricky Ricardo Show</em>, I’m breaking down how I’m officially under contract on my first mid-term rental in Alabama, forming my first LLC, and working with lenders again to execute a BRRRR strategy focused on real cash flow.</p><p>I walk you through:</p><ul><li>Getting under contract and why I didn’t stress over a $5,000 price difference</li><li>What due diligence really looks like (inspections + contractor estimates)</li><li>Why I’m forming my first LLC and what it means for scaling</li><li>Using hard money for rehab and refinancing into a DSCR loan</li><li>The potential of mid-term rentals and hybrid Airbnb strategies</li><li>And the biggest lesson I’m learning about momentum in real estate</li></ul><p>This is a real-time update on what happens when you stop overthinking and start taking action.</p><p>No guru talk — just the real journey, real numbers, real lessons, and real growth.</p><p>🎧 If you’re new to real estate or trying to build momentum yourself, this episode is for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18608974-episode-71-under-contract-again-pivoting-markets-and-chasing-real-cash-flow.mp3" length="6309724" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 02 Feb 2026 06:00:00 -0800</pubDate>
    <itunes:duration>783</itunes:duration>
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    <itunes:season>1</itunes:season>
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  <item>
    <itunes:title>Episode 70: Why I&#39;m Selling My First Rental Properties (And Pivoting to Bigger Opportunities)</itunes:title>
    <title>Episode 70: Why I&#39;m Selling My First Rental Properties (And Pivoting to Bigger Opportunities)</title>
    <itunes:summary><![CDATA[Send us Fan Mail In today’s episode of The Ricky Ricardo Show, I’m sharing a big real-time update in my real estate journey — I’m officially selling my first rental property and exiting the Evansville, Indiana market altogether. I break down why I originally invested there, the reality of slow cash flow, vacancies, and repairs, and why I’ve decided to pivot and refocus my efforts back in Alabama after the success of my recent flip. We talk about the importance of relationships in real estate,...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In today’s episode of <em>The Ricky Ricardo Show</em>, I’m sharing a big real-time update in my real estate journey — I’m officially selling my first rental property and exiting the Evansville, Indiana market altogether.</p><p>I break down why I originally invested there, the reality of slow cash flow, vacancies, and repairs, and why I’ve decided to pivot and refocus my efforts back in Alabama after the success of my recent flip.</p><p>We talk about the importance of relationships in real estate, how experience changes your strategy, and why sometimes the smartest move isn’t buying more properties — it’s reallocating capital and adapting as you grow.</p><p>If you’re a beginner investor or someone navigating tough decisions in real estate, this episode gives an honest look at the emotional and financial side of pivoting strategies in real time.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In today’s episode of <em>The Ricky Ricardo Show</em>, I’m sharing a big real-time update in my real estate journey — I’m officially selling my first rental property and exiting the Evansville, Indiana market altogether.</p><p>I break down why I originally invested there, the reality of slow cash flow, vacancies, and repairs, and why I’ve decided to pivot and refocus my efforts back in Alabama after the success of my recent flip.</p><p>We talk about the importance of relationships in real estate, how experience changes your strategy, and why sometimes the smartest move isn’t buying more properties — it’s reallocating capital and adapting as you grow.</p><p>If you’re a beginner investor or someone navigating tough decisions in real estate, this episode gives an honest look at the emotional and financial side of pivoting strategies in real time.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18569453-episode-70-why-i-m-selling-my-first-rental-properties-and-pivoting-to-bigger-opportunities.mp3" length="6041424" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 26 Jan 2026 03:00:00 -0800</pubDate>
    <itunes:duration>750</itunes:duration>
    <itunes:keywords>real estate investing, rental properties, financial freedom, real estate journey, mid term rentals, real estate strategy, wealth building, entrepreneurship, personal finance, real estate podcast</itunes:keywords>
    <itunes:episode>70</itunes:episode>
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  <item>
    <itunes:title>Episode 69: SWAT Kicked the Door In: The Real Truth About Out-of-State Investing w/ Ana Bialek</itunes:title>
    <title>Episode 69: SWAT Kicked the Door In: The Real Truth About Out-of-State Investing w/ Ana Bialek</title>
    <itunes:summary><![CDATA[Send us Fan Mail What happens when you invest out of state, trust the wrong team… and SWAT kicks the door in? In this episode of The Ricky Ricardo Show, I sit down with Ana Bialek — Northern Virginia realtor, out-of-state investor, and co-host of Agent to Investor — for one of the most honest conversations I’ve had about real estate investing. Ana breaks down the full story of a four-unit rental in Ohio that spiraled into bad tenant placement, police evacuations, and a brutal lesson in proper...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>What happens when you invest out of state, trust the wrong team… and <b>SWAT kicks the door in</b>?</p><p>In this episode of <em>The Ricky Ricardo Show</em>, I sit down with <b>Ana Bialek</b> — Northern Virginia realtor, out-of-state investor, and co-host of <em>Agent to Investor</em> — for one of the most honest conversations I’ve had about real estate investing.</p><p>Ana breaks down the full story of a four-unit rental in Ohio that spiraled into bad tenant placement, police evacuations, and a brutal lesson in property management. We talk about what really went wrong, why real estate is <b>never truly passive</b>, and how long the consequences last when you wait too long to fire the wrong people.</p><p>We also cover:</p><ul><li>Why firing a bad property manager or agent feels harder than it should</li><li>The exact questions new investors should ask <b>before</b> trusting an agent</li><li>How to invest remotely without getting burned (videos, photos, third-party verification)</li><li>Whether real estate is still worth it after the horror stories</li><li>Why this business is a <b>long game</b>, not a get-rich-quick play</li></ul><p>If you’re a beginner investor, thinking about out-of-state deals, or learning the hard lessons of building the right team, this episode will hit home.</p><p>Because there’s nothing passive about real estate —<br/>and that’s the truth most people don’t talk about.</p><p>Listen to <b>Agent2Investor</b> on Spotify:<br/>https://open.spotify.com/show/1nxse5wmIvqrgxB2Txp6RH<br/>Follow <b>Ana</b> on <b>Instagram</b>:<br/>https://instagram.com/anabialek_realtor</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>What happens when you invest out of state, trust the wrong team… and <b>SWAT kicks the door in</b>?</p><p>In this episode of <em>The Ricky Ricardo Show</em>, I sit down with <b>Ana Bialek</b> — Northern Virginia realtor, out-of-state investor, and co-host of <em>Agent to Investor</em> — for one of the most honest conversations I’ve had about real estate investing.</p><p>Ana breaks down the full story of a four-unit rental in Ohio that spiraled into bad tenant placement, police evacuations, and a brutal lesson in property management. We talk about what really went wrong, why real estate is <b>never truly passive</b>, and how long the consequences last when you wait too long to fire the wrong people.</p><p>We also cover:</p><ul><li>Why firing a bad property manager or agent feels harder than it should</li><li>The exact questions new investors should ask <b>before</b> trusting an agent</li><li>How to invest remotely without getting burned (videos, photos, third-party verification)</li><li>Whether real estate is still worth it after the horror stories</li><li>Why this business is a <b>long game</b>, not a get-rich-quick play</li></ul><p>If you’re a beginner investor, thinking about out-of-state deals, or learning the hard lessons of building the right team, this episode will hit home.</p><p>Because there’s nothing passive about real estate —<br/>and that’s the truth most people don’t talk about.</p><p>Listen to <b>Agent2Investor</b> on Spotify:<br/>https://open.spotify.com/show/1nxse5wmIvqrgxB2Txp6RH<br/>Follow <b>Ana</b> on <b>Instagram</b>:<br/>https://instagram.com/anabialek_realtor</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18536440-episode-69-swat-kicked-the-door-in-the-real-truth-about-out-of-state-investing-w-ana-bialek.mp3" length="24104995" type="audio/mpeg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 19 Jan 2026 12:00:00 -0800</pubDate>
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    <itunes:title>Episode 68: The Six-Figure Wire Isn’t Profit: What I Actually Made on My First Flip</itunes:title>
    <title>Episode 68: The Six-Figure Wire Isn’t Profit: What I Actually Made on My First Flip</title>
    <itunes:summary><![CDATA[Send us Fan Mail Everyone sees a six-figure wire… but that’s not what you actually walk away with. In this episode, I close the loop on my first flip and break down what really happened after the $155K wire hit my account.  I share: Where the money actually went What had to be paid back (401k loan, holding costs, credit cards) Why this deal netted around $80K, not $155K How leverage and liquidity changed everything for me Why this deal was a turning point — mentally and financially  This isn’...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Everyone sees a six-figure wire… but that’s not what you actually walk away with.</p><p>In this episode, I close the loop on my first flip and break down what really happened after the $155K wire hit my account.</p><p></p><p>I share:</p><p>Where the money actually went</p><p>What had to be paid back (401k loan, holding costs, credit cards)</p><p>Why this deal netted around $80K, not $155K</p><p>How leverage and liquidity changed everything for me</p><p>Why this deal was a turning point — mentally and financially</p><p></p><p>This isn’t about flexing numbers. It’s about understanding leverage, risk, and why one transaction can completely change your position.</p><p></p><p>If you’re a beginner investor, W-2 employee, or someone wondering if real estate is actually worth it — this episode is for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Everyone sees a six-figure wire… but that’s not what you actually walk away with.</p><p>In this episode, I close the loop on my first flip and break down what really happened after the $155K wire hit my account.</p><p></p><p>I share:</p><p>Where the money actually went</p><p>What had to be paid back (401k loan, holding costs, credit cards)</p><p>Why this deal netted around $80K, not $155K</p><p>How leverage and liquidity changed everything for me</p><p>Why this deal was a turning point — mentally and financially</p><p></p><p>This isn’t about flexing numbers. It’s about understanding leverage, risk, and why one transaction can completely change your position.</p><p></p><p>If you’re a beginner investor, W-2 employee, or someone wondering if real estate is actually worth it — this episode is for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486698-episode-68-the-six-figure-wire-isn-t-profit-what-i-actually-made-on-my-first-flip.mp3" length="6380369" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/r0wzai0coqwrht1airfyn9gluyg1?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Sat, 10 Jan 2026 16:46:16 -0800</pubDate>
    <itunes:duration>792</itunes:duration>
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    <itunes:title>Episode 67: How I Funded a Flip Without a Pile of Cash (The Real Money Stack)</itunes:title>
    <title>Episode 67: How I Funded a Flip Without a Pile of Cash (The Real Money Stack)</title>
    <itunes:summary><![CDATA[Send us Fan Mail In a previous episode, I shared that a $152,000 wire hit my account after selling my first flip.But this episode isn’t about celebrating that number.It’s about the truth behind it.This deal didn’t happen because I had a pile of cash sitting around. It happened because I had to think differently, take on real pressure, and figure things out in real time.In this episode, I walk you through:How I funded my first flip without having cash on handThe real funding stack: 401k loan, ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In a previous episode, I shared that a $152,000 wire hit my account after selling my first flip.But this episode isn’t about celebrating that number.It’s about the truth behind it.This deal didn’t happen because I had a pile of cash sitting around. It happened because I had to think differently, take on real pressure, and figure things out in real time.In this episode, I walk you through:How I funded my first flip without having cash on handThe real funding stack: 401k loan, hard money, HELOC, and credit cardsWhere things went wrong when the rehab went over budgetHow my W-2 paycheck, credit, and stress were all impactedThe lessons I’m taking into my next deal so I don’t repeat the same mistakesThis isn’t a blueprint or a recommendation — it’s simply my path.We all come into this with different resources, and this is how I navigated mine.If you’ve ever wondered “How do people actually fund deals?” or felt stuck because you’re illiquid, this episode is for you.Next episode: I break down the expenses, paybacks, and what the real numbers look like after the wire.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In a previous episode, I shared that a $152,000 wire hit my account after selling my first flip.But this episode isn’t about celebrating that number.It’s about the truth behind it.This deal didn’t happen because I had a pile of cash sitting around. It happened because I had to think differently, take on real pressure, and figure things out in real time.In this episode, I walk you through:How I funded my first flip without having cash on handThe real funding stack: 401k loan, hard money, HELOC, and credit cardsWhere things went wrong when the rehab went over budgetHow my W-2 paycheck, credit, and stress were all impactedThe lessons I’m taking into my next deal so I don’t repeat the same mistakesThis isn’t a blueprint or a recommendation — it’s simply my path.We all come into this with different resources, and this is how I navigated mine.If you’ve ever wondered “How do people actually fund deals?” or felt stuck because you’re illiquid, this episode is for you.Next episode: I break down the expenses, paybacks, and what the real numbers look like after the wire.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486732-episode-67-how-i-funded-a-flip-without-a-pile-of-cash-the-real-money-stack.mp3" length="8457609" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/qg4xcb6nho6dqz442ur30287ocob?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 29 Dec 2025 03:00:00 -0800</pubDate>
    <itunes:duration>1052</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>67</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 66: From Wire to NYC: Why I Paused and What’s Next</itunes:title>
    <title>Episode 66: From Wire to NYC: Why I Paused and What’s Next</title>
    <itunes:summary><![CDATA[Send us Fan Mail Two weeks ago, the wire hit — $152,000 from my flip.Then life immediately happened.I got sick and lost my voice.Right after that, I was in New York watching my son perform at Radio City Music Hall during the Rockettes’ 100-year anniversary.In this episode, I explain the pause, reflect on perspective, and reset what’s coming next — including a full breakdown of how I actually funded this deal, from down payment to rehab, holding costs, and the lessons that came with it.This jo...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Two weeks ago, the wire hit — $152,000 from my flip.Then life immediately happened.I got sick and lost my voice.Right after that, I was in New York watching my son perform at Radio City Music Hall during the Rockettes’ 100-year anniversary.In this episode, I explain the pause, reflect on perspective, and reset what’s coming next — including a full breakdown of how I actually funded this deal, from down payment to rehab, holding costs, and the lessons that came with it.This journey isn’t just about money.It’s about why we build, when to pause, and how to get back on track.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Two weeks ago, the wire hit — $152,000 from my flip.Then life immediately happened.I got sick and lost my voice.Right after that, I was in New York watching my son perform at Radio City Music Hall during the Rockettes’ 100-year anniversary.In this episode, I explain the pause, reflect on perspective, and reset what’s coming next — including a full breakdown of how I actually funded this deal, from down payment to rehab, holding costs, and the lessons that came with it.This journey isn’t just about money.It’s about why we build, when to pause, and how to get back on track.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486731-episode-66-from-wire-to-nyc-why-i-paused-and-what-s-next.mp3" length="6037510" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/1ec85yd9nore6a0fse35xnxzag5x?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 22 Dec 2025 06:00:00 -0800</pubDate>
    <itunes:duration>499</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>66</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>Episide 65: $152,000 Hit My Account… But Here’s the Truth</itunes:title>
    <title>Episide 65: $152,000 Hit My Account… But Here’s the Truth</title>
    <itunes:summary><![CDATA[Send us Fan Mail The wire hit — $152,000.I posted the screenshot on Instagram and everybody went wild. But the truth behind that wire?It’s nothing like what people think.This episode closes the biggest chapter of my real estate journey so far: my first flip project 2,300 miles away that tested my patience, my confidence, my family time, my wallet, and honestly… my belief in myself.Today isn’t the numbers episode.Today is the emotional one — the sacrifices, the setbacks, the delays, the overti...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>The wire hit — $152,000.I posted the screenshot on Instagram and everybody went wild. But the truth behind that wire?It’s nothing like what people think.This episode closes the biggest chapter of my real estate journey so far: my first flip project 2,300 miles away that tested my patience, my confidence, my family time, my wallet, and honestly… my belief in myself.Today isn’t the numbers episode.Today is the emotional one — the sacrifices, the setbacks, the delays, the overtime shifts, the mistakes, the lessons, and the reality of what it actually took to get to that final wire.If you’ve ever wondered what the real first-flip experience looks like — not the polished Instagram version — this is that story.Next week: I’m breaking down exactly how I funded this flip — the tools I used, the risks I took, and how you might have access to the same things.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>The wire hit — $152,000.I posted the screenshot on Instagram and everybody went wild. But the truth behind that wire?It’s nothing like what people think.This episode closes the biggest chapter of my real estate journey so far: my first flip project 2,300 miles away that tested my patience, my confidence, my family time, my wallet, and honestly… my belief in myself.Today isn’t the numbers episode.Today is the emotional one — the sacrifices, the setbacks, the delays, the overtime shifts, the mistakes, the lessons, and the reality of what it actually took to get to that final wire.If you’ve ever wondered what the real first-flip experience looks like — not the polished Instagram version — this is that story.Next week: I’m breaking down exactly how I funded this flip — the tools I used, the risks I took, and how you might have access to the same things.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486720-episide-65-152-000-hit-my-account-but-here-s-the-truth.mp3" length="14102449" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/9cuuztbe1ow0e55oyn1nxwp5qjvo?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 01 Dec 2025 03:00:00 -0800</pubDate>
    <itunes:duration>1171</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>65</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Episode 64: Thanksgiving Week &amp; Closing Week: A Moment of Gratitude</itunes:title>
    <title>Episode 64: Thanksgiving Week &amp; Closing Week: A Moment of Gratitude</title>
    <itunes:summary><![CDATA[Send us Fan Mail This week’s episode is different.We’re officially in closing week on the biggest project of my real estate journey — but instead of breaking down numbers or giving a huge update, I wanted to slow down and sit in some gratitude.Thank you to everyone who has followed this flip for over a year… through the delays, the wins, the losses, the messy updates, and every moment of doubt and growth in between.Thank you for the DMs, encouragement, jokes, memes, accountability, and for si...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week’s episode is different.We’re officially in closing week on the biggest project of my real estate journey — but instead of breaking down numbers or giving a huge update, I wanted to slow down and sit in some gratitude.Thank you to everyone who has followed this flip for over a year… through the delays, the wins, the losses, the messy updates, and every moment of doubt and growth in between.Thank you for the DMs, encouragement, jokes, memes, accountability, and for simply showing up each week to listen.This community has kept me going more than you know.Next week — if everything goes smoothly — we close this chapter for real, and I’ll share the big number you’ve all been waiting for.But today is for reflection, gratitude, and appreciating how far this journey has come.Happy Thanksgiving week, and thank you for being part of this story.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week’s episode is different.We’re officially in closing week on the biggest project of my real estate journey — but instead of breaking down numbers or giving a huge update, I wanted to slow down and sit in some gratitude.Thank you to everyone who has followed this flip for over a year… through the delays, the wins, the losses, the messy updates, and every moment of doubt and growth in between.Thank you for the DMs, encouragement, jokes, memes, accountability, and for simply showing up each week to listen.This community has kept me going more than you know.Next week — if everything goes smoothly — we close this chapter for real, and I’ll share the big number you’ve all been waiting for.But today is for reflection, gratitude, and appreciating how far this journey has come.Happy Thanksgiving week, and thank you for being part of this story.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486737-episode-64-thanksgiving-week-closing-week-a-moment-of-gratitude.mp3" length="7123073" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/zeow8ody0s8hdi8pavhyux8o5kdb?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 24 Nov 2025 06:00:00 -0800</pubDate>
    <itunes:duration>590</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>64</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 63: 11 Days Out… and a Big Tax Surprise</itunes:title>
    <title>Episode 63: 11 Days Out… and a Big Tax Surprise</title>
    <itunes:summary><![CDATA[Send us Fan Mail We’re officially 11 days away from closing on my Wetumpka flip — and for the first time all year, things are calm. In this episode, I break down where the flip stands now that the appraisal is done, repairs are complete, and lending is quiet.I also share a huge update from dinner with my CPA that might save me thousands… and why I’ll likely be taxed at 15% capital gains instead of ordinary income.On top of that, real life didn’t stop this week. My son had three theatre perfor...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>We’re officially 11 days away from closing on my Wetumpka flip — and for the first time all year, things are calm. In this episode, I break down where the flip stands now that the appraisal is done, repairs are complete, and lending is quiet.I also share a huge update from dinner with my CPA that might save me thousands… and why I’ll likely be taxed at 15% capital gains instead of ordinary income.On top of that, real life didn’t stop this week. My son had three theatre performances, and the flip had to take a backseat. Balancing work, investing, and being present as a parent is real — and I talk about how all of that felt heading into these final 11 days.If everything stays on track, next week might be the last episode before closing. The countdown is real.Follow the journey on Instagram @rickyricardoshow</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>We’re officially 11 days away from closing on my Wetumpka flip — and for the first time all year, things are calm. In this episode, I break down where the flip stands now that the appraisal is done, repairs are complete, and lending is quiet.I also share a huge update from dinner with my CPA that might save me thousands… and why I’ll likely be taxed at 15% capital gains instead of ordinary income.On top of that, real life didn’t stop this week. My son had three theatre performances, and the flip had to take a backseat. Balancing work, investing, and being present as a parent is real — and I talk about how all of that felt heading into these final 11 days.If everything stays on track, next week might be the last episode before closing. The countdown is real.Follow the journey on Instagram @rickyricardoshow</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486754-episode-63-11-days-out-and-a-big-tax-surprise.mp3" length="5766024" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/030h1ukrzai516k6icl8plkhef0n?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 17 Nov 2025 03:00:00 -0800</pubDate>
    <itunes:duration>477</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>63</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Episode 62: Some Moments You Don’t Get Back</itunes:title>
    <title>Episode 62: Some Moments You Don’t Get Back</title>
    <itunes:summary><![CDATA[Send us Fan Mail I flew to my niece’s wedding — and to make it happen I missed my son’s halftime performance at a Sacramento Kings game. Then my original flight home got canceled because of the government shutdown. It was chaos… but even in the middle of it, we still finalized our contractor for the inspection repair addendum. Sometimes the right move isn’t squeezing every dollar — it’s choosing certainty. Profit is still tracking above $50K — but the real lesson this week is about the sacrif...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I flew to my niece’s wedding — and to make it happen I missed my son’s halftime performance at a Sacramento Kings game. Then my original flight home got canceled because of the government shutdown. It was chaos… but even in the middle of it, we still finalized our contractor for the inspection repair addendum. Sometimes the right move isn’t squeezing every dollar — it’s choosing certainty. Profit is still tracking above $50K — but the real lesson this week is about the sacrifices behind the scenes that nobody posts.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I flew to my niece’s wedding — and to make it happen I missed my son’s halftime performance at a Sacramento Kings game. Then my original flight home got canceled because of the government shutdown. It was chaos… but even in the middle of it, we still finalized our contractor for the inspection repair addendum. Sometimes the right move isn’t squeezing every dollar — it’s choosing certainty. Profit is still tracking above $50K — but the real lesson this week is about the sacrifices behind the scenes that nobody posts.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486719-episode-62-some-moments-you-don-t-get-back.mp3" length="6798897" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/c7jgi5w51rce0txch81u86yxqbht?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 10 Nov 2025 06:00:00 -0800</pubDate>
    <itunes:duration>563</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>62</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Episode 61: The Inspection Results Are In...and Here&#39;s How I Really Feel</itunes:title>
    <title>Episode 61: The Inspection Results Are In...and Here&#39;s How I Really Feel</title>
    <itunes:summary><![CDATA[Send us Fan Mail We’re under contract — but this week was inspection week.Me and my agent were literally praying nothing major popped up… because after everything this flip has put me through, I just needed something to go right.The inspection report came back — and thankfully — it was mostly minor.But even with that relief… I’m still not celebrating.My contractor still has to go back out.Quotes still have to come in.Negotiations still have to happen.This is the part nobody posts.This is wher...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>We’re under contract — but this week was inspection week.Me and my agent were literally praying nothing major popped up… because after everything this flip has put me through, I just needed something to go right.The inspection report came back — and thankfully — it was mostly minor.But even with that relief… I’m still not celebrating.My contractor still has to go back out.Quotes still have to come in.Negotiations still have to happen.This is the part nobody posts.This is where the deal can still fall apart.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>We’re under contract — but this week was inspection week.Me and my agent were literally praying nothing major popped up… because after everything this flip has put me through, I just needed something to go right.The inspection report came back — and thankfully — it was mostly minor.But even with that relief… I’m still not celebrating.My contractor still has to go back out.Quotes still have to come in.Negotiations still have to happen.This is the part nobody posts.This is where the deal can still fall apart.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486753-episode-61-the-inspection-results-are-in-and-here-s-how-i-really-feel.mp3" length="6977319" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/rzu6m1idioda09z27e90lv2tpoga?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 03 Nov 2025 06:00:00 -0800</pubDate>
    <itunes:duration>578</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>61</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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    <itunes:title>Episode 60: Final Boss Mode Activated: My Flip Is Under Contract</itunes:title>
    <title>Episode 60: Final Boss Mode Activated: My Flip Is Under Contract</title>
    <itunes:summary><![CDATA[Send us Fan Mail After months on the market, price drops, and endless lessons… we’re officially under contract at $360,000.But this isn’t the victory lap — this is the final boss.In this episode, I break down:The first offer that came in low at $340KWhy we held strong and negotiated upSmall market realities and buyer feedbackThe emotional toll of waiting… and hopingWhat still needs to go right before closingIf you’re flipping in today’s market or dreaming of financial freedom, this is the rea...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>After months on the market, price drops, and endless lessons… we’re officially under contract at $360,000.But this isn’t the victory lap — this is the final boss.In this episode, I break down:The first offer that came in low at $340KWhy we held strong and negotiated upSmall market realities and buyer feedbackThe emotional toll of waiting… and hopingWhat still needs to go right before closingIf you’re flipping in today’s market or dreaming of financial freedom, this is the real side no one talks about. The deal isn’t done until the wire hits — but right now, it feels good to be this close.Thanks for following along this wild first flip journey.Final boss mode: activated. 🎮▶️ Follow @rickyricardoshow on Instagram for real-time updates⭐ Leave a rating to support the show — it really helps!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>After months on the market, price drops, and endless lessons… we’re officially under contract at $360,000.But this isn’t the victory lap — this is the final boss.In this episode, I break down:The first offer that came in low at $340KWhy we held strong and negotiated upSmall market realities and buyer feedbackThe emotional toll of waiting… and hopingWhat still needs to go right before closingIf you’re flipping in today’s market or dreaming of financial freedom, this is the real side no one talks about. The deal isn’t done until the wire hits — but right now, it feels good to be this close.Thanks for following along this wild first flip journey.Final boss mode: activated. 🎮▶️ Follow @rickyricardoshow on Instagram for real-time updates⭐ Leave a rating to support the show — it really helps!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486739-episode-60-final-boss-mode-activated-my-flip-is-under-contract.mp3" length="9124882" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ff6wfmjmejcok4dy2epmdsb0sqkc?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 27 Oct 2025 03:00:00 -0700</pubDate>
    <itunes:duration>757</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>60</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 59: Words Aren’t Offers… But I’m Listening</itunes:title>
    <title>Episode 59: Words Aren’t Offers… But I’m Listening</title>
    <itunes:summary><![CDATA[Send us Fan Mail This week, I finally heard something I haven’t heard since listing my flip:real interest. A potential buyer asked for septic records, utility info… and was even caught driving by the house saying, “This is the one we’re going to buy.”But I’ve learned something through this process:Words aren’t offers. Until I see ink, I’m staying grounded.I still haven’t heard a verdict from the brokers who walked the home. Normally that silence would stress me out — but this week, it feels d...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week, I finally heard something I haven’t heard since listing my flip:real interest. A potential buyer asked for septic records, utility info… and was even caught driving by the house saying, “This is the one we’re going to buy.”But I’ve learned something through this process:Words aren’t offers. Until I see ink, I’m staying grounded.I still haven’t heard a verdict from the brokers who walked the home. Normally that silence would stress me out — but this week, it feels different. Maybe no response means it wasn’t catastrophic.I’m not in fear anymore… but I’m not in celebration either.I’m in what I call cautious breathing — hopeful, but disciplined.If this becomes an offer, you’ll hear it here first.If it doesn’t, you’ll hear that too. Because this is not a highlight reel.This is a real journey, in real time.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week, I finally heard something I haven’t heard since listing my flip:real interest. A potential buyer asked for septic records, utility info… and was even caught driving by the house saying, “This is the one we’re going to buy.”But I’ve learned something through this process:Words aren’t offers. Until I see ink, I’m staying grounded.I still haven’t heard a verdict from the brokers who walked the home. Normally that silence would stress me out — but this week, it feels different. Maybe no response means it wasn’t catastrophic.I’m not in fear anymore… but I’m not in celebration either.I’m in what I call cautious breathing — hopeful, but disciplined.If this becomes an offer, you’ll hear it here first.If it doesn’t, you’ll hear that too. Because this is not a highlight reel.This is a real journey, in real time.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486752-episode-59-words-aren-t-offers-but-i-m-listening.mp3" length="8040564" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/q9w9ihjlzykyyn3aapr1l9o5whuv?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 20 Oct 2025 06:00:00 -0700</pubDate>
    <itunes:duration>666</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>59</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 58: What If I Walk Away With $0? Bracing for the Verdict on My Flip</itunes:title>
    <title>Episode 58: What If I Walk Away With $0? Bracing for the Verdict on My Flip</title>
    <itunes:summary><![CDATA[Send us Fan Mail This flip was supposed to be my biggest profit yet. I once ran the numbers and told you I could make six figures on it. But now, I’m preparing for a completely different outcome — maybe even walking away with nothing.My agent is bringing two brokers to walk the property this weekend and give their honest verdict. No more guessing. No more hoping. Just the truth — even if it’s brutal.What happens if they tell me to drop the price and fire-sale it? What if this ends at $0 profi...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This flip was supposed to be my biggest profit yet. I once ran the numbers and told you I could make six figures on it. But now, I’m preparing for a completely different outcome — maybe even walking away with nothing.My agent is bringing two brokers to walk the property this weekend and give their honest verdict. No more guessing. No more hoping. Just the truth — even if it’s brutal.What happens if they tell me to drop the price and fire-sale it? What if this ends at $0 profit?This episode isn’t about wins or losses. It’s about standing in the middle — right before the verdict — and owning it.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This flip was supposed to be my biggest profit yet. I once ran the numbers and told you I could make six figures on it. But now, I’m preparing for a completely different outcome — maybe even walking away with nothing.My agent is bringing two brokers to walk the property this weekend and give their honest verdict. No more guessing. No more hoping. Just the truth — even if it’s brutal.What happens if they tell me to drop the price and fire-sale it? What if this ends at $0 profit?This episode isn’t about wins or losses. It’s about standing in the middle — right before the verdict — and owning it.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486718-episode-58-what-if-i-walk-away-with-0-bracing-for-the-verdict-on-my-flip.mp3" length="7845949" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/xi5cqojrr4o01exjv3s4rtquun46?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 13 Oct 2025 06:00:00 -0700</pubDate>
    <itunes:duration>650</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>58</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 57: When Goals Don’t Go as Planned: Still Waiting, Still Working</itunes:title>
    <title>Episode 57: When Goals Don’t Go as Planned: Still Waiting, Still Working</title>
    <itunes:summary><![CDATA[Send us Fan Mail Two more showings on the flip, no feedback yet, and my first rental’s still waiting for a decision. I’ll be honest — the goals I set at the start of this year are out of reach now. But this episode isn’t about giving up. It’s about what happens when plans change and how I’m choosing to keep showing up anyway. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagram:  @rickyricardoshow About the show: The Ricky Ricardo Show documents t...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Two more showings on the flip, no feedback yet, and my first rental’s still waiting for a decision. I’ll be honest — the goals I set at the start of this year are out of reach now. But this episode isn’t about giving up. It’s about what happens when plans change and how I’m choosing to keep showing up anyway.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Two more showings on the flip, no feedback yet, and my first rental’s still waiting for a decision. I’ll be honest — the goals I set at the start of this year are out of reach now. But this episode isn’t about giving up. It’s about what happens when plans change and how I’m choosing to keep showing up anyway.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486703-episode-57-when-goals-don-t-go-as-planned-still-waiting-still-working.mp3" length="9544634" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/3jojws0ypekfw1k0d2duexosuyvc?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 06 Oct 2025 03:00:00 -0700</pubDate>
    <itunes:duration>792</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>57</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 56: Flip Extension Approved: Sell or Refi?</itunes:title>
    <title>Episode 56: Flip Extension Approved: Sell or Refi?</title>
    <itunes:summary><![CDATA[Send us Fan Mail I just bought myself three more months with my hard money lender on the Wetumpka flip, but it feels less like breathing room and more like a ticking clock. In this raw update, I share where my head’s at with the flip, the mounting holding costs, and the tough decision between selling now or pulling the trigger on a cash-out refinance.I also break down how this decision impacts my first rental and Marybeth property, why I’m pressing pause on new expenses until the flip is sett...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I just bought myself three more months with my hard money lender on the Wetumpka flip, but it feels less like breathing room and more like a ticking clock. In this raw update, I share where my head’s at with the flip, the mounting holding costs, and the tough decision between selling now or pulling the trigger on a cash-out refinance.I also break down how this decision impacts my first rental and Marybeth property, why I’m pressing pause on new expenses until the flip is settled, and the lessons I’m carrying into future deals.This is the real side of investing — no fluff, no highlight reel, just the wins, losses, and lessons.👉 What would you do in my shoes: sell it now, or refi and ride it out? DM me on Instagram @rickyricardoshow — I’d love to hear your perspective.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I just bought myself three more months with my hard money lender on the Wetumpka flip, but it feels less like breathing room and more like a ticking clock. In this raw update, I share where my head’s at with the flip, the mounting holding costs, and the tough decision between selling now or pulling the trigger on a cash-out refinance.I also break down how this decision impacts my first rental and Marybeth property, why I’m pressing pause on new expenses until the flip is settled, and the lessons I’m carrying into future deals.This is the real side of investing — no fluff, no highlight reel, just the wins, losses, and lessons.👉 What would you do in my shoes: sell it now, or refi and ride it out? DM me on Instagram @rickyricardoshow — I’d love to hear your perspective.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486765-episode-56-flip-extension-approved-sell-or-refi.mp3" length="9989089" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/tvhduxr1z9h4gk1xge6n3jhwjvni?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 29 Sep 2025 06:00:00 -0700</pubDate>
    <itunes:duration>829</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>56</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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    <itunes:title>Episode 55: The $10K Drop: Flip Chronicles Update</itunes:title>
    <title>Episode 55: The $10K Drop: Flip Chronicles Update</title>
    <itunes:summary><![CDATA[Send us Fan Mail After dropping my flip’s price by $10,000, we’re now listed at $379,900 — and suddenly the showings are rolling in. Buyers love the 3.5 acres and the size of the home, but the details are standing out: unlevel floors, cracked windows, and even complaints about the gray-and-white paint choice.In this Flip Chronicles update, I break down the good, the bad, and the funny (yes, someone asked if they could put in a pool — right where the old one used to be). I also share how I’m b...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>After dropping my flip’s price by $10,000, we’re now listed at $379,900 — and suddenly the showings are rolling in. Buyers love the 3.5 acres and the size of the home, but the details are standing out: unlevel floors, cracked windows, and even complaints about the gray-and-white paint choice.In this Flip Chronicles update, I break down the good, the bad, and the funny (yes, someone asked if they could put in a pool — right where the old one used to be). I also share how I’m buying time with a lender extension and the lessons I’m learning in real time: price cuts can spark activity, but it’s craftsmanship and details that ultimately close the deal.If you’ve ever wondered what happens after you cut the price on a flip, this one’s for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>After dropping my flip’s price by $10,000, we’re now listed at $379,900 — and suddenly the showings are rolling in. Buyers love the 3.5 acres and the size of the home, but the details are standing out: unlevel floors, cracked windows, and even complaints about the gray-and-white paint choice.In this Flip Chronicles update, I break down the good, the bad, and the funny (yes, someone asked if they could put in a pool — right where the old one used to be). I also share how I’m buying time with a lender extension and the lessons I’m learning in real time: price cuts can spark activity, but it’s craftsmanship and details that ultimately close the deal.If you’ve ever wondered what happens after you cut the price on a flip, this one’s for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486728-episode-55-the-10k-drop-flip-chronicles-update.mp3" length="8819847" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/zzpqsmic38uhzzooxq31xmlp2e8q?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 15 Sep 2025 06:00:00 -0700</pubDate>
    <itunes:duration>731</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>55</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
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    <itunes:title>Episode 54: My Why, My Flip, and Facing the Hard Money Clock</itunes:title>
    <title>Episode 54: My Why, My Flip, and Facing the Hard Money Clock</title>
    <itunes:summary><![CDATA[Send us Fan Mail This week’s episode is different. I pressed pause on everything else to give my full attention to my son as he prepared for three big performances in The Little Mermaid. Watching him on stage reminded me exactly why I invest: for time, freedom, and the chance to be present for moments like this.But while I was celebrating that proud dad moment, reality hit. My hard money lender reached out asking about my exit strategy on the flip — and the truth is, I may need to extend the ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week’s episode is different. I pressed pause on everything else to give my full attention to my son as he prepared for three big performances in The Little Mermaid. Watching him on stage reminded me exactly why I invest: for time, freedom, and the chance to be present for moments like this.But while I was celebrating that proud dad moment, reality hit. My hard money lender reached out asking about my exit strategy on the flip — and the truth is, I may need to extend the loan. With my agent reviewing the market trends, I’m staring down tough decisions about whether to sell, refinance, or pivot.This is the real journey. The wins, the risks, the stress, and the motivation that keeps me moving forward.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week’s episode is different. I pressed pause on everything else to give my full attention to my son as he prepared for three big performances in The Little Mermaid. Watching him on stage reminded me exactly why I invest: for time, freedom, and the chance to be present for moments like this.But while I was celebrating that proud dad moment, reality hit. My hard money lender reached out asking about my exit strategy on the flip — and the truth is, I may need to extend the loan. With my agent reviewing the market trends, I’m staring down tough decisions about whether to sell, refinance, or pivot.This is the real journey. The wins, the risks, the stress, and the motivation that keeps me moving forward.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486751-episode-54-my-why-my-flip-and-facing-the-hard-money-clock.mp3" length="8805449" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/3y226t7ad0zs2o6jqdviyg3a7nao?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 08 Sep 2025 07:00:00 -0700</pubDate>
    <itunes:duration>730</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>54</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
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    <itunes:title>Episode 53: Scared to Call an Agent? How to Find the Right One &amp; Make Winning Offers w/ Nico Garcia</itunes:title>
    <title>Episode 53: Scared to Call an Agent? How to Find the Right One &amp; Make Winning Offers w/ Nico Garcia</title>
    <itunes:summary><![CDATA[Send us Fan Mail Picking up the phone to call an agent can feel scary. What if you sound clueless? What if they don’t take you seriously? In this episode of The Ricky Ricardo Show, I sit down with investor-friendly agent and investor Nico Garcia to help beginners push past that fear and approach agents with confidence.We break down:✅ How to tell if an agent is truly “investor-friendly”✅ 3 ways to make your offers stand out without overpaying✅ The right way to submit below-ask offers (without ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Picking up the phone to call an agent can feel scary. What if you sound clueless? What if they don’t take you seriously? In this episode of The Ricky Ricardo Show, I sit down with investor-friendly agent and investor Nico Garcia to help beginners push past that fear and approach agents with confidence.We break down:✅ How to tell if an agent is truly “investor-friendly”✅ 3 ways to make your offers stand out without overpaying✅ The right way to submit below-ask offers (without burning bridges)✅ Nico’s first rental story and what he’d do differently✅ A BRRRR pivot that turned a flip into a cash-flowing rental✅ Lessons learned from foreclosures and bankruptcies✅ Why community and networking fast-track your growthBy the end of this episode, you’ll know exactly what to say on that first call, how to avoid wasting time with the wrong agent, and how to start making offers like a confident investor.📲 Connect with Nico and Ana:Instagram →@ngarciaofficial @anabialek_realtorPodcast → Agent2Investor (available on all platforms)👉 Subscribe for more real, raw lessons from my journey to financial freedom.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Picking up the phone to call an agent can feel scary. What if you sound clueless? What if they don’t take you seriously? In this episode of The Ricky Ricardo Show, I sit down with investor-friendly agent and investor Nico Garcia to help beginners push past that fear and approach agents with confidence.We break down:✅ How to tell if an agent is truly “investor-friendly”✅ 3 ways to make your offers stand out without overpaying✅ The right way to submit below-ask offers (without burning bridges)✅ Nico’s first rental story and what he’d do differently✅ A BRRRR pivot that turned a flip into a cash-flowing rental✅ Lessons learned from foreclosures and bankruptcies✅ Why community and networking fast-track your growthBy the end of this episode, you’ll know exactly what to say on that first call, how to avoid wasting time with the wrong agent, and how to start making offers like a confident investor.📲 Connect with Nico and Ana:Instagram →@ngarciaofficial @anabialek_realtorPodcast → Agent2Investor (available on all platforms)👉 Subscribe for more real, raw lessons from my journey to financial freedom.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486740-episode-53-scared-to-call-an-agent-how-to-find-the-right-one-make-winning-offers-w-nico-garcia.mp3" length="38034040" type="audio/mpeg" />
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 01 Sep 2025 06:00:00 -0700</pubDate>
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  <item>
    <itunes:title>Episode 52: First Vacancy, First Lawsuit, and Flip Feedback: Real Lessons in Real Time</itunes:title>
    <title>Episode 52: First Vacancy, First Lawsuit, and Flip Feedback: Real Lessons in Real Time</title>
    <itunes:summary><![CDATA[Send us Fan Mail What do you do when your first tenant leaves you with repairs, a lawsuit, and no guarantee you’ll ever see the money back — while your flip gets called “too much DIY” at showings?In this episode of The Ricky Ricardo Show, I share the raw updates on my first rental vacancy at Margybeth and the latest feedback from showings on my Wetumpka flip. From property managers offering two very different paths forward, to the reality of small claims court, to the emotional rollercoaster ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>What do you do when your first tenant leaves you with repairs, a lawsuit, and no guarantee you’ll ever see the money back — while your flip gets called “too much DIY” at showings?In this episode of The Ricky Ricardo Show, I share the raw updates on my first rental vacancy at Margybeth and the latest feedback from showings on my Wetumpka flip. From property managers offering two very different paths forward, to the reality of small claims court, to the emotional rollercoaster of waiting on buyers — this is the behind-the-scenes truth of real estate investing.If you’re a beginner investor, this episode is for you: the gritty, unfiltered side of the journey to financial freedom.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>What do you do when your first tenant leaves you with repairs, a lawsuit, and no guarantee you’ll ever see the money back — while your flip gets called “too much DIY” at showings?In this episode of The Ricky Ricardo Show, I share the raw updates on my first rental vacancy at Margybeth and the latest feedback from showings on my Wetumpka flip. From property managers offering two very different paths forward, to the reality of small claims court, to the emotional rollercoaster of waiting on buyers — this is the behind-the-scenes truth of real estate investing.If you’re a beginner investor, this episode is for you: the gritty, unfiltered side of the journey to financial freedom.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486717-episode-52-first-vacancy-first-lawsuit-and-flip-feedback-real-lessons-in-real-time.mp3" length="8561355" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/omhqj9wifn36gtbnb2dddqc7aj4p?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 25 Aug 2025 06:00:00 -0700</pubDate>
    <itunes:duration>710</itunes:duration>
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    <itunes:episode>52</itunes:episode>
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    <itunes:title>Episode 51: Relaunching My $389,900 Flip: The Real Numbers &amp; Hard Lessons</itunes:title>
    <title>Episode 51: Relaunching My $389,900 Flip: The Real Numbers &amp; Hard Lessons</title>
    <itunes:summary><![CDATA[Send us Fan Mail I’m back on the market with my Wetumpka flip — listed at $389,900. In this episode, I break down the real numbers: a $170k loan payoff, $40–45k down, plus $60k out of pocket on top of the $100k scope of work, and $2,300/month holding costs since last October.This time around I’ve got a new agent, fresh photos, landscaping dialed in, and punch list discipline to finally deliver a complete home. I’ll walk you through my decision tree — sell, refinance, or rent — and the exact 5...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I’m back on the market with my Wetumpka flip — listed at $389,900. In this episode, I break down the real numbers: a $170k loan payoff, $40–45k down, plus $60k out of pocket on top of the $100k scope of work, and $2,300/month holding costs since last October.This time around I’ve got a new agent, fresh photos, landscaping dialed in, and punch list discipline to finally deliver a complete home. I’ll walk you through my decision tree — sell, refinance, or rent — and the exact 5-point checklist I’m now using to keep flips from dragging and bleeding cash.DM me CHECKLIST on Instagram (@RickyRicardoShow) and I’ll send you the relaunch playbook.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I’m back on the market with my Wetumpka flip — listed at $389,900. In this episode, I break down the real numbers: a $170k loan payoff, $40–45k down, plus $60k out of pocket on top of the $100k scope of work, and $2,300/month holding costs since last October.This time around I’ve got a new agent, fresh photos, landscaping dialed in, and punch list discipline to finally deliver a complete home. I’ll walk you through my decision tree — sell, refinance, or rent — and the exact 5-point checklist I’m now using to keep flips from dragging and bleeding cash.DM me CHECKLIST on Instagram (@RickyRicardoShow) and I’ll send you the relaunch playbook.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486716-episode-51-relaunching-my-389-900-flip-the-real-numbers-hard-lessons.mp3" length="7296794" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ibmkxzn7mlq11iz1vqjb4cj49itp?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 18 Aug 2025 06:00:00 -0700</pubDate>
    <itunes:duration>604</itunes:duration>
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    <itunes:episode>51</itunes:episode>
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  <item>
    <itunes:title>Episode 50: Flipping the Script – My First Podcast Guest Appearance On Agent2Investor</itunes:title>
    <title>Episode 50: Flipping the Script – My First Podcast Guest Appearance On Agent2Investor</title>
    <itunes:summary><![CDATA[Send us Fan Mail Episode 50 is here — and this one’s a little different.To celebrate, I’m sharing my very first guest appearance on the Agent2Investor podcast, where I sat on the other side of the mic and opened up about my real estate investing journey.From buying my first property at 23 to navigating out-of-state rentals and my first fix-and-flip, this conversation dives into the real wins, the tough lessons, and the mindset shifts that have shaped my path so far.Huge thanks to Nico and Ana...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Episode 50 is here — and this one’s a little different.To celebrate, I’m sharing my very first guest appearance on the Agent2Investor podcast, where I sat on the other side of the mic and opened up about my real estate investing journey.From buying my first property at 23 to navigating out-of-state rentals and my first fix-and-flip, this conversation dives into the real wins, the tough lessons, and the mindset shifts that have shaped my path so far.Huge thanks to Nico and Ana of the Agent2Investor community for having me on and letting me share it here with you.What you’ll hear in this episode:My journey from homeowner to real estate investorThe creative financing strategies I’ve used to get deals doneThe biggest mistakes and lessons learned so farHow mindset and action go hand-in-hand in building freedomWe’re just getting started — here’s to the next 50 episodes!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Episode 50 is here — and this one’s a little different.To celebrate, I’m sharing my very first guest appearance on the Agent2Investor podcast, where I sat on the other side of the mic and opened up about my real estate investing journey.From buying my first property at 23 to navigating out-of-state rentals and my first fix-and-flip, this conversation dives into the real wins, the tough lessons, and the mindset shifts that have shaped my path so far.Huge thanks to Nico and Ana of the Agent2Investor community for having me on and letting me share it here with you.What you’ll hear in this episode:My journey from homeowner to real estate investorThe creative financing strategies I’ve used to get deals doneThe biggest mistakes and lessons learned so farHow mindset and action go hand-in-hand in building freedomWe’re just getting started — here’s to the next 50 episodes!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486715-episode-50-flipping-the-script-my-first-podcast-guest-appearance-on-agent2investor.mp3" length="32661146" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/bbwlhd9dfgzf66izdx69tuz46gn0?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 11 Aug 2025 06:00:00 -0700</pubDate>
    <itunes:duration>2718</itunes:duration>
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  <item>
    <itunes:title>Episode 49: Paid in Full… and Still Not Done: When the Contractor Fails You</itunes:title>
    <title>Episode 49: Paid in Full… and Still Not Done: When the Contractor Fails You</title>
    <itunes:summary><![CDATA[Send us Fan Mail What happens when you pay a contractor in full… and the job still isn’t done? In this episode, I break down the frustrating reality of trusting too soon as a remote investor. My flip was supposed to be ready — instead, I’m chasing unfinished work, setting final deadlines, and weighing my options, including possible legal action.But this isn’t just about what went wrong — it’s about taking ownership, setting standards, and leaning into the relationships that are working. From ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>What happens when you pay a contractor in full… and the job still isn’t done? In this episode, I break down the frustrating reality of trusting too soon as a remote investor. My flip was supposed to be ready — instead, I’m chasing unfinished work, setting final deadlines, and weighing my options, including possible legal action.But this isn’t just about what went wrong — it’s about taking ownership, setting standards, and leaning into the relationships that are working. From shady workmanship to solid support from my agent and landscaper Mason, I’m sharing the full truth.If you&apos;re flipping remotely or building your investing team, this is the episode you need to hear.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>What happens when you pay a contractor in full… and the job still isn’t done? In this episode, I break down the frustrating reality of trusting too soon as a remote investor. My flip was supposed to be ready — instead, I’m chasing unfinished work, setting final deadlines, and weighing my options, including possible legal action.But this isn’t just about what went wrong — it’s about taking ownership, setting standards, and leaning into the relationships that are working. From shady workmanship to solid support from my agent and landscaper Mason, I’m sharing the full truth.If you&apos;re flipping remotely or building your investing team, this is the episode you need to hear.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486750-episode-49-paid-in-full-and-still-not-done-when-the-contractor-fails-you.mp3" length="14404042" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/d4fwqmjg7v2jqp09py334yzqiyvz?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 04 Aug 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1197</itunes:duration>
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  <item>
    <itunes:title>Episode 48: Two Properties, One Question: Do I Cut the Cord?</itunes:title>
    <title>Episode 48: Two Properties, One Question: Do I Cut the Cord?</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode, I take you behind the scenes of two properties that are testing me hard — my very first rental in Indiana and a never-ending flip in Alabama. One cost me more than it made. The other still isn’t sold. I break down the real numbers, the setbacks, and the decision I’m wrestling with: Do I double down or finally cut the cord? No fluff — just raw talk on what it really means to be an investor when things aren’t going right. 🎥 Watch the full video episode on YouTu...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode, I take you behind the scenes of two properties that are testing me hard — my very first rental in Indiana and a never-ending flip in Alabama. One cost me more than it made. The other still isn’t sold. I break down the real numbers, the setbacks, and the decision I’m wrestling with: Do I double down or finally cut the cord? No fluff — just raw talk on what it really means to be an investor when things aren’t going right.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode, I take you behind the scenes of two properties that are testing me hard — my very first rental in Indiana and a never-ending flip in Alabama. One cost me more than it made. The other still isn’t sold. I break down the real numbers, the setbacks, and the decision I’m wrestling with: Do I double down or finally cut the cord? No fluff — just raw talk on what it really means to be an investor when things aren’t going right.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486749-episode-48-two-properties-one-question-do-i-cut-the-cord.mp3" length="11878436" type="audio/mpeg" />
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 28 Jul 2025 06:00:00 -0700</pubDate>
    <itunes:duration>986</itunes:duration>
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    <itunes:episode>48</itunes:episode>
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  <item>
    <itunes:title>Episode 47: The Flip Is Almost Back — And Why I Had to Take Control</itunes:title>
    <title>Episode 47: The Flip Is Almost Back — And Why I Had to Take Control</title>
    <itunes:summary><![CDATA[Send us Fan Mail The flip in Wetumpka is finally almost back on the market — but not without one last lesson in taking ownership. In this quick update, I break down why I had to hire my agent’s cleaning crew, how a dusty walkthrough almost held us back again, and what I’ve learned about trusting the wrong people, even when they mean well.From firing my first agent to rebuilding the punch list, this episode is about learning to lead your investment like a business — even when you’re remote, ev...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>The flip in Wetumpka is finally almost back on the market — but not without one last lesson in taking ownership. In this quick update, I break down why I had to hire my agent’s cleaning crew, how a dusty walkthrough almost held us back again, and what I’ve learned about trusting the wrong people, even when they mean well.From firing my first agent to rebuilding the punch list, this episode is about learning to lead your investment like a business — even when you’re remote, even when it’s uncomfortable. I also share why I’m feeling confident again, what still needs to happen, and how I’m planning to handle things differently next time around.Photos coming this week. The finish line is close.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>The flip in Wetumpka is finally almost back on the market — but not without one last lesson in taking ownership. In this quick update, I break down why I had to hire my agent’s cleaning crew, how a dusty walkthrough almost held us back again, and what I’ve learned about trusting the wrong people, even when they mean well.From firing my first agent to rebuilding the punch list, this episode is about learning to lead your investment like a business — even when you’re remote, even when it’s uncomfortable. I also share why I’m feeling confident again, what still needs to happen, and how I’m planning to handle things differently next time around.Photos coming this week. The finish line is close.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486745-episode-47-the-flip-is-almost-back-and-why-i-had-to-take-control.mp3" length="5351391" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/46r3pdqbpnrsj06gxtj4bxmby074?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 21 Jul 2025 06:00:00 -0700</pubDate>
    <itunes:duration>442</itunes:duration>
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    <itunes:episode>47</itunes:episode>
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  <item>
    <itunes:title>Episode 46: My First Vacancy: What This $19K Rental Just Taught Me</itunes:title>
    <title>Episode 46: My First Vacancy: What This $19K Rental Just Taught Me</title>
    <itunes:summary><![CDATA[Send us Fan Mail One of the quietest, most boring properties in my portfolio just got loud — real loud.After years of steady cash flow, my very first rental just hit me with a vacancy, a mess, and a decision: re-rent, refinance, or sell?In this short but real-time episode, I break down the numbers, the missteps, and what I’m learning now that my tenant's gone and a new property manager says the rent could jump by $445.This is what they don’t post on Instagram.Let’s talk about:Why market rent ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>One of the quietest, most boring properties in my portfolio just got loud — real loud.After years of steady cash flow, my very first rental just hit me with a vacancy, a mess, and a decision: re-rent, refinance, or sell?In this short but real-time episode, I break down the numbers, the missteps, and what I’m learning now that my tenant&apos;s gone and a new property manager says the rent could jump by $445.This is what they don’t post on Instagram.Let’s talk about:Why market rent ≠ PM rentHow I found out I was underpriced by $400+Whether I should sell, fix, or holdAnd the mindset shift this little rental sparked</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>One of the quietest, most boring properties in my portfolio just got loud — real loud.After years of steady cash flow, my very first rental just hit me with a vacancy, a mess, and a decision: re-rent, refinance, or sell?In this short but real-time episode, I break down the numbers, the missteps, and what I’m learning now that my tenant&apos;s gone and a new property manager says the rent could jump by $445.This is what they don’t post on Instagram.Let’s talk about:Why market rent ≠ PM rentHow I found out I was underpriced by $400+Whether I should sell, fix, or holdAnd the mindset shift this little rental sparked</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486744-episode-46-my-first-vacancy-what-this-19k-rental-just-taught-me.mp3" length="10663754" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/a1nu575g2tf1y7bq7jcex1jyeq6w?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 14 Jul 2025 03:00:00 -0700</pubDate>
    <itunes:duration>885</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>46</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Episode 45: $24K Bought Me 2 Rentals That Still Pay Me Monthly</itunes:title>
    <title>Episode 45: $24K Bought Me 2 Rentals That Still Pay Me Monthly</title>
    <itunes:summary><![CDATA[Send us Fan Mail I’ve been talking a lot about the flip lately — the stress, delays, and unknowns. But today I’m shifting gears and sharing a quiet win. A while back, I bought two rental properties for just $24,000 total, and they’ve been paying me $900/month ever since. No drama. No gray hairs. Just solid, boring real estate that works.In this episode, I break down:How I found and financed these two dealsWhat cash flow really looks like after reservesThe mindset shift from “sexy flips” to st...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I’ve been talking a lot about the flip lately — the stress, delays, and unknowns. But today I’m shifting gears and sharing a quiet win. A while back, I bought two rental properties for just $24,000 total, and they’ve been paying me $900/month ever since. No drama. No gray hairs. Just solid, boring real estate that works.In this episode, I break down:How I found and financed these two dealsWhat cash flow really looks like after reservesThe mindset shift from “sexy flips” to steady playsWhy out-of-state rentals might be the play for beginnersWhether you&apos;re stuck in analysis paralysis or chasing the next big win, this episode is your reminder: you don’t have to start big — you just have to start.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I’ve been talking a lot about the flip lately — the stress, delays, and unknowns. But today I’m shifting gears and sharing a quiet win. A while back, I bought two rental properties for just $24,000 total, and they’ve been paying me $900/month ever since. No drama. No gray hairs. Just solid, boring real estate that works.In this episode, I break down:How I found and financed these two dealsWhat cash flow really looks like after reservesThe mindset shift from “sexy flips” to steady playsWhy out-of-state rentals might be the play for beginnersWhether you&apos;re stuck in analysis paralysis or chasing the next big win, this episode is your reminder: you don’t have to start big — you just have to start.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486762-episode-45-24k-bought-me-2-rentals-that-still-pay-me-monthly.mp3" length="15116266" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/8s8ewan05oj4w6y0lldxo6x2ga3b?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 07 Jul 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1256</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>45</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 44: Still Not Listed… Contractor Delays, New Appliances, and My Patience Is Shot</itunes:title>
    <title>Episode 44: Still Not Listed… Contractor Delays, New Appliances, and My Patience Is Shot</title>
    <itunes:summary><![CDATA[Send us Fan Mail This flip was supposed to be done. Listed. Sold. But here I am — still chasing contractors, debating whether to drop $5,000 on sod just to get better photos, and trying to stay optimistic as everything drags out.In this episode, I open up about what’s really going on behind the scenes — the delays, frustrations, and lessons I wish I knew before starting. Whether you're on your first flip or your fifth, this one’s for anyone stuck in the middle of a deal that just won’t end.He...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This flip was supposed to be done. Listed. Sold. But here I am — still chasing contractors, debating whether to drop $5,000 on sod just to get better photos, and trying to stay optimistic as everything drags out.In this episode, I open up about what’s really going on behind the scenes — the delays, frustrations, and lessons I wish I knew before starting. Whether you&apos;re on your first flip or your fifth, this one’s for anyone stuck in the middle of a deal that just won’t end.Here’s what I unpack:• Why this flip still isn’t listed• The $1,500 appliance decision &amp; $5K landscaping debate• How poor planning (and trusting referrals) cost me• The mental toll of waiting, pivoting, and learning on the fly• The contractor contract clause I’ll never skip againIf you’ve ever felt like real estate is flipping you, not the other way around — press play. This is the side of investing most people don’t post about.👉 Tag me on Instagram @RickyRicardoShow and share it with someone who needs to hear the real.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This flip was supposed to be done. Listed. Sold. But here I am — still chasing contractors, debating whether to drop $5,000 on sod just to get better photos, and trying to stay optimistic as everything drags out.In this episode, I open up about what’s really going on behind the scenes — the delays, frustrations, and lessons I wish I knew before starting. Whether you&apos;re on your first flip or your fifth, this one’s for anyone stuck in the middle of a deal that just won’t end.Here’s what I unpack:• Why this flip still isn’t listed• The $1,500 appliance decision &amp; $5K landscaping debate• How poor planning (and trusting referrals) cost me• The mental toll of waiting, pivoting, and learning on the fly• The contractor contract clause I’ll never skip againIf you’ve ever felt like real estate is flipping you, not the other way around — press play. This is the side of investing most people don’t post about.👉 Tag me on Instagram @RickyRicardoShow and share it with someone who needs to hear the real.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486704-episode-44-still-not-listed-contractor-delays-new-appliances-and-my-patience-is-shot.mp3" length="14867423" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/zog325r6pzv81tppnf8ktsryvk7r?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 30 Jun 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1235</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>44</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 43: I Fired My Agent, My Flip’s a Mess, and I’m Stuck with a $5K Yard Bill</itunes:title>
    <title>Episode 43: I Fired My Agent, My Flip’s a Mess, and I’m Stuck with a $5K Yard Bill</title>
    <itunes:summary><![CDATA[Send us Fan Mail I fired my listing agent. Found out my flip wasn’t even finished. Paint missed, cabinets sloppy, windows dirty — and now I’m staring down a $5,000 sod bill just to make the yard sellable.I’ve got a hard money loan due in October, and holding costs bleeding me every month. This flip has officially tested me — financially, emotionally, and as a leader.In this episode, I break down:– Why I fired my agent– What my new agent found that shocked me– How sloppy work nearly ruined my ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I fired my listing agent. Found out my flip wasn’t even finished. Paint missed, cabinets sloppy, windows dirty — and now I’m staring down a $5,000 sod bill just to make the yard sellable.I’ve got a hard money loan due in October, and holding costs bleeding me every month. This flip has officially tested me — financially, emotionally, and as a leader.In this episode, I break down:– Why I fired my agent– What my new agent found that shocked me– How sloppy work nearly ruined my flip– And the brutal lessons I’ll never forgetThis isn’t HGTV. This is the real work.🎧 The Ricky Ricardo Show – Episode 43</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>I fired my listing agent. Found out my flip wasn’t even finished. Paint missed, cabinets sloppy, windows dirty — and now I’m staring down a $5,000 sod bill just to make the yard sellable.I’ve got a hard money loan due in October, and holding costs bleeding me every month. This flip has officially tested me — financially, emotionally, and as a leader.In this episode, I break down:– Why I fired my agent– What my new agent found that shocked me– How sloppy work nearly ruined my flip– And the brutal lessons I’ll never forgetThis isn’t HGTV. This is the real work.🎧 The Ricky Ricardo Show – Episode 43</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486761-episode-43-i-fired-my-agent-my-flip-s-a-mess-and-i-m-stuck-with-a-5k-yard-bill.mp3" length="17420933" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/w4lpatiowxe8tbwfz1k7kbdvpl8o?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 23 Jun 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1448</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>43</itunes:episode>
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  <item>
    <itunes:title>Episode 42: The $800 Sewer Bill, the Flip That Won’t Sell, and a Real Life Reset</itunes:title>
    <title>Episode 42: The $800 Sewer Bill, the Flip That Won’t Sell, and a Real Life Reset</title>
    <itunes:summary><![CDATA[Send us Fan Mail An $800 sewer bill, a tenant breakup, and a flip that won’t sell — this week, everything hit pause. I’m sharing how I’m dealing with real estate setbacks, a recent car accident, and the mindset it takes to keep going when nothing’s moving. If you’ve ever felt stuck in your investing journey, this one's for you. 🎥 Watch the full video episode on YouTube:  youtube.com/@therickyricardoshow 📲 Instagram:  @rickyricardoshow About the show: The Ricky Ricardo Show documents...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>An $800 sewer bill, a tenant breakup, and a flip that won’t sell — this week, everything hit pause. I’m sharing how I’m dealing with real estate setbacks, a recent car accident, and the mindset it takes to keep going when nothing’s moving. If you’ve ever felt stuck in your investing journey, this one&apos;s for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>An $800 sewer bill, a tenant breakup, and a flip that won’t sell — this week, everything hit pause. I’m sharing how I’m dealing with real estate setbacks, a recent car accident, and the mindset it takes to keep going when nothing’s moving. If you’ve ever felt stuck in your investing journey, this one&apos;s for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486707-episode-42-the-800-sewer-bill-the-flip-that-won-t-sell-and-a-real-life-reset.mp3" length="14781516" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/jtc5jblm22a865zvzevjxga9t8ct?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 09 Jun 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1228</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>42</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Episode 41: When It Rains, It Pours: Insurance Lapse, Tenant Headaches, and a Flip Update</itunes:title>
    <title>Episode 41: When It Rains, It Pours: Insurance Lapse, Tenant Headaches, and a Flip Update</title>
    <itunes:summary><![CDATA[Send us Fan Mail This week was a wild one.First, I almost lost everything because I let my property insurance lapse.Then, I got hit with an $800 water bill from my tenant—and guess who’s on the hook for that? Me.Oh, and let’s not forget the flip—I dropped the price by $20K and finally had some showings.This is the raw, unfiltered side of real estate investing that nobody talks about.No sugarcoating, no guru talk—just lessons, reflections, and the real grind of building a portfolio from scratc...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week was a wild one.First, I almost lost everything because I let my property insurance lapse.Then, I got hit with an $800 water bill from my tenant—and guess who’s on the hook for that? Me.Oh, and let’s not forget the flip—I dropped the price by $20K and finally had some showings.This is the raw, unfiltered side of real estate investing that nobody talks about.No sugarcoating, no guru talk—just lessons, reflections, and the real grind of building a portfolio from scratch.Let’s talk about it.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This week was a wild one.First, I almost lost everything because I let my property insurance lapse.Then, I got hit with an $800 water bill from my tenant—and guess who’s on the hook for that? Me.Oh, and let’s not forget the flip—I dropped the price by $20K and finally had some showings.This is the raw, unfiltered side of real estate investing that nobody talks about.No sugarcoating, no guru talk—just lessons, reflections, and the real grind of building a portfolio from scratch.Let’s talk about it.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486748-episode-41-when-it-rains-it-pours-insurance-lapse-tenant-headaches-and-a-flip-update.mp3" length="15915667" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/11jah907i0kbadst2sueu4w0n9rg?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 02 Jun 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1323</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>41</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 40: The $86K Gamble: Breaking Down My First Flip in Wetumpka</itunes:title>
    <title>Episode 40: The $86K Gamble: Breaking Down My First Flip in Wetumpka</title>
    <itunes:summary><![CDATA[Send us Fan Mail This is the raw, unfiltered truth behind my first flip in Wetumpka, Alabama. I’m sharing the exact numbers—every dollar, every risk, and every lesson.From the $105K purchase price, a $100K rehab, and a whopping $86K of my own money out-of-pocket (yeah, you read that right), to the potential payday of $132K—this episode breaks down what flipping really looks like when you’re all in.I’ll tell you how I funded it (hint: 401k loan, credit cards, and pure hustle), what surprised m...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This is the raw, unfiltered truth behind my first flip in Wetumpka, Alabama. I’m sharing the exact numbers—every dollar, every risk, and every lesson.From the $105K purchase price, a $100K rehab, and a whopping $86K of my own money out-of-pocket (yeah, you read that right), to the potential payday of $132K—this episode breaks down what flipping really looks like when you’re all in.I’ll tell you how I funded it (hint: 401k loan, credit cards, and pure hustle), what surprised me along the way, and why I’m holding tight for the big payout.If you’ve ever thought about flipping, investing in small markets, or chasing financial freedom, you need to hear this.💬 DM me if you want to talk real estate flips, small-town investing, or if you’ve got your own story to share. Let’s build this community, one lesson at a time.Instagram : @rickyricardoshow</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This is the raw, unfiltered truth behind my first flip in Wetumpka, Alabama. I’m sharing the exact numbers—every dollar, every risk, and every lesson.From the $105K purchase price, a $100K rehab, and a whopping $86K of my own money out-of-pocket (yeah, you read that right), to the potential payday of $132K—this episode breaks down what flipping really looks like when you’re all in.I’ll tell you how I funded it (hint: 401k loan, credit cards, and pure hustle), what surprised me along the way, and why I’m holding tight for the big payout.If you’ve ever thought about flipping, investing in small markets, or chasing financial freedom, you need to hear this.💬 DM me if you want to talk real estate flips, small-town investing, or if you’ve got your own story to share. Let’s build this community, one lesson at a time.Instagram : @rickyricardoshow</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486760-episode-40-the-86k-gamble-breaking-down-my-first-flip-in-wetumpka.mp3" length="13983399" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/e1jvhk5h3rvyjhvbc135z0mhrc2j?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Tue, 27 May 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1162</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>40</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 39: My Rental Got Reported, and My Flip Still Won’t Sell…</itunes:title>
    <title>Episode 39: My Rental Got Reported, and My Flip Still Won’t Sell…</title>
    <itunes:summary><![CDATA[Send us Fan Mail This one hit hard.My very first rental just got hit with a code violation from the county, and to make it worse… my flip in Alabama still isn’t moving — even after 60 days on the market.In this episode, I break down:What the violation was and how I found outThe surprise items my tenant left behind (hint: rodents got involved 🤢)Why I had to drop the flip price by $20,000My new net profit estimate: $377,135 — and why that’s not all profitThis is the stuff no one tells you about...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This one hit hard.My very first rental just got hit with a code violation from the county, and to make it worse… my flip in Alabama still isn’t moving — even after 60 days on the market.In this episode, I break down:What the violation was and how I found outThe surprise items my tenant left behind (hint: rodents got involved 🤢)Why I had to drop the flip price by $20,000My new net profit estimate: $377,135 — and why that’s not all profitThis is the stuff no one tells you about real estate investing. I’m sharing it all in real time — wins, losses, and the mindset that keeps me going.Next week: I’ll reveal the full breakdown of what I owe and what I actually walk away with.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>This one hit hard.My very first rental just got hit with a code violation from the county, and to make it worse… my flip in Alabama still isn’t moving — even after 60 days on the market.In this episode, I break down:What the violation was and how I found outThe surprise items my tenant left behind (hint: rodents got involved 🤢)Why I had to drop the flip price by $20,000My new net profit estimate: $377,135 — and why that’s not all profitThis is the stuff no one tells you about real estate investing. I’m sharing it all in real time — wins, losses, and the mindset that keeps me going.Next week: I’ll reveal the full breakdown of what I owe and what I actually walk away with.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486741-episode-39-my-rental-got-reported-and-my-flip-still-won-t-sell.mp3" length="10990074" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/5xu3e40mvxxaogtbsyguowl7w57j?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 19 May 2025 06:00:00 -0700</pubDate>
    <itunes:duration>912</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>39</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 38: The Tax Game of Real Estate – Secrets Your CPA Won’t Tell You (with Liz Hernandez, CPA)</itunes:title>
    <title>Episode 38: The Tax Game of Real Estate – Secrets Your CPA Won’t Tell You (with Liz Hernandez, CPA)</title>
    <itunes:summary><![CDATA[Send us Fan Mail Think buying real estate gets you out of paying taxes? Think again. In this episode, I sit down with Liz Hernandez—a real estate investor and CPA who drops truth bombs about depreciation, the short-term rental loophole, cost segregation, and why your flip isn’t 1031-exchangeable (yep, we said it).We break down the biggest tax mistakes beginners make, how to really benefit from deductions without an LLC, and the difference between saving money and actually building wealth. If ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Think buying real estate gets you out of paying taxes? Think again. In this episode, I sit down with Liz Hernandez—a real estate investor and CPA who drops truth bombs about depreciation, the short-term rental loophole, cost segregation, and why your flip isn’t 1031-exchangeable (yep, we said it).We break down the biggest tax mistakes beginners make, how to really benefit from deductions without an LLC, and the difference between saving money and actually building wealth. If you’ve ever been confused about write-offs, depreciation recapture, or how to avoid a 40% tax hit on your flip, this episode is your cheat code.Whether you’re holding, flipping, or Airbnb-ing, this one’s packed with real talk to keep your CPA from sending you bad news next April.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Think buying real estate gets you out of paying taxes? Think again. In this episode, I sit down with Liz Hernandez—a real estate investor and CPA who drops truth bombs about depreciation, the short-term rental loophole, cost segregation, and why your flip isn’t 1031-exchangeable (yep, we said it).We break down the biggest tax mistakes beginners make, how to really benefit from deductions without an LLC, and the difference between saving money and actually building wealth. If you’ve ever been confused about write-offs, depreciation recapture, or how to avoid a 40% tax hit on your flip, this episode is your cheat code.Whether you’re holding, flipping, or Airbnb-ing, this one’s packed with real talk to keep your CPA from sending you bad news next April.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486727-episode-38-the-tax-game-of-real-estate-secrets-your-cpa-won-t-tell-you-with-liz-hernandez-cpa.mp3" length="48135011" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/fff0c2sp59osnhv0wgmn6ehduui0?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 12 May 2025 06:00:00 -0700</pubDate>
    <itunes:duration>4007</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>38</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 37: Mid-Year Reality Check: Pivoting, Pressure &amp; the Price of Patience</itunes:title>
    <title>Episode 37: Mid-Year Reality Check: Pivoting, Pressure &amp; the Price of Patience</title>
    <itunes:summary><![CDATA[Send us Fan Mail We’re almost halfway through 2025, and it’s time to get brutally honest. I set bold goals this year—three flips, six rentals, and $100K profit—and in this episode, I’m breaking down exactly where I stand, what’s holding me back, and how I’m adjusting. From the mounting costs of a stalled flip to the mental game of staying focused while working a W-2, I’m sharing the real numbers, real lessons, and the mindset shift I had to make. This isn’t a highlight reel—it’s a gut check. ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>We’re almost halfway through 2025, and it’s time to get brutally honest. I set bold goals this year—three flips, six rentals, and $100K profit—and in this episode, I’m breaking down exactly where I stand, what’s holding me back, and how I’m adjusting. From the mounting costs of a stalled flip to the mental game of staying focused while working a W-2, I’m sharing the real numbers, real lessons, and the mindset shift I had to make. This isn’t a highlight reel—it’s a gut check. Whether you’re winning, wavering, or just trying to keep your head above water, tune in for a transparent look at what it really takes to chase financial freedom.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>We’re almost halfway through 2025, and it’s time to get brutally honest. I set bold goals this year—three flips, six rentals, and $100K profit—and in this episode, I’m breaking down exactly where I stand, what’s holding me back, and how I’m adjusting. From the mounting costs of a stalled flip to the mental game of staying focused while working a W-2, I’m sharing the real numbers, real lessons, and the mindset shift I had to make. This isn’t a highlight reel—it’s a gut check. Whether you’re winning, wavering, or just trying to keep your head above water, tune in for a transparent look at what it really takes to chase financial freedom.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486733-episode-37-mid-year-reality-check-pivoting-pressure-the-price-of-patience.mp3" length="20947769" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/qnb32prs2deb4er0yz98xph7fhuf?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 05 May 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1742</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>37</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 36: The Flip Is Stuck. Here’s What I&#39;m Doing About It</itunes:title>
    <title>Episode 36: The Flip Is Stuck. Here’s What I&#39;m Doing About It</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, I'm giving you the real, raw update on the flip.After 40+ days on the market with no offers, it's time to talk strategy, mindset, and money.I'm walking you through my next moves — from possible price drops to refinancing and even renting — and how I'm staying sharp while navigating the uncertainty.Flipping isn't just highlight reels and big checks. It's patience, pressure, and smart pivots.If you're serious about investing, this is t...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of The Ricky Ricardo Show, I&apos;m giving you the real, raw update on the flip.After 40+ days on the market with no offers, it&apos;s time to talk strategy, mindset, and money.I&apos;m walking you through my next moves — from possible price drops to refinancing and even renting — and how I&apos;m staying sharp while navigating the uncertainty.Flipping isn&apos;t just highlight reels and big checks. It&apos;s patience, pressure, and smart pivots.If you&apos;re serious about investing, this is the real side you need to hear. Let&apos;s dive in.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of The Ricky Ricardo Show, I&apos;m giving you the real, raw update on the flip.After 40+ days on the market with no offers, it&apos;s time to talk strategy, mindset, and money.I&apos;m walking you through my next moves — from possible price drops to refinancing and even renting — and how I&apos;m staying sharp while navigating the uncertainty.Flipping isn&apos;t just highlight reels and big checks. It&apos;s patience, pressure, and smart pivots.If you&apos;re serious about investing, this is the real side you need to hear. Let&apos;s dive in.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486714-episode-36-the-flip-is-stuck-here-s-what-i-m-doing-about-it.mp3" length="14650762" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/b327nq9smse1i4fyjnrxk96m6i8l?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 28 Apr 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1217</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>36</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 35: No Offers Yet: The Flip That’s Testing My Patience</itunes:title>
    <title>Episode 35: No Offers Yet: The Flip That’s Testing My Patience</title>
    <itunes:summary><![CDATA[Send us Fan Mail It’s been 30 days since I listed my flip in Wetumpka, Alabama… and still no offers. In this episode, I’m giving you the real behind-the-scenes update — the wins, the frustrations, the market feedback, and what it’s like flipping in a small town with limited foot traffic.I break down:Why the property hasn’t sold yetWhat the agents are telling meHow nearby comps are impacting my strategyThe pressure of holding costs and hard money deadlinesWhether I should drop the price, refin...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>It’s been 30 days since I listed my flip in Wetumpka, Alabama… and still no offers. In this episode, I’m giving you the real behind-the-scenes update — the wins, the frustrations, the market feedback, and what it’s like flipping in a small town with limited foot traffic.I break down:Why the property hasn’t sold yetWhat the agents are telling meHow nearby comps are impacting my strategyThe pressure of holding costs and hard money deadlinesWhether I should drop the price, refinance, or turn it into a rentalThis is the not-so-glamorous side of flipping that no one talks about. If you’re a beginner investor or just curious what it really looks like after the renovation is done — this one’s for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>It’s been 30 days since I listed my flip in Wetumpka, Alabama… and still no offers. In this episode, I’m giving you the real behind-the-scenes update — the wins, the frustrations, the market feedback, and what it’s like flipping in a small town with limited foot traffic.I break down:Why the property hasn’t sold yetWhat the agents are telling meHow nearby comps are impacting my strategyThe pressure of holding costs and hard money deadlinesWhether I should drop the price, refinance, or turn it into a rentalThis is the not-so-glamorous side of flipping that no one talks about. If you’re a beginner investor or just curious what it really looks like after the renovation is done — this one’s for you.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486706-episode-35-no-offers-yet-the-flip-that-s-testing-my-patience.mp3" length="15540390" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/y6y6zxyzoe6z9335bgnnx9y45xps?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 21 Apr 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1291</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>35</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 34: He Quit His Job to Go Full-Time in Real Estate: Santiago’s Story</itunes:title>
    <title>Episode 34: He Quit His Job to Go Full-Time in Real Estate: Santiago’s Story</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, I sit down with Santiago—an everyday investor who made an extraordinary move. After years of working in corporate finance, he walked away from the 9-to-5 grind to pursue real estate full-time.We dive into:His first deal that appreciated $200K in two years.How he used low-down-payment loans to build his portfolio.The mindset shift that pushed him to finally leave his job.Why he’s cautious with partnerships and what he learned from a s...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of The Ricky Ricardo Show, I sit down with Santiago—an everyday investor who made an extraordinary move. After years of working in corporate finance, he walked away from the 9-to-5 grind to pursue real estate full-time.We dive into:His first deal that appreciated $200K in two years.How he used low-down-payment loans to build his portfolio.The mindset shift that pushed him to finally leave his job.Why he’s cautious with partnerships and what he learned from a squatter situation.How he balances risk while chasing long-term wealth.Whether you&apos;re stuck in a job, stuck in analysis paralysis, or stuck wondering if you can actually make it in real estate—this episode is your sign.Instagram : @santiago.txrealtor</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of The Ricky Ricardo Show, I sit down with Santiago—an everyday investor who made an extraordinary move. After years of working in corporate finance, he walked away from the 9-to-5 grind to pursue real estate full-time.We dive into:His first deal that appreciated $200K in two years.How he used low-down-payment loans to build his portfolio.The mindset shift that pushed him to finally leave his job.Why he’s cautious with partnerships and what he learned from a squatter situation.How he balances risk while chasing long-term wealth.Whether you&apos;re stuck in a job, stuck in analysis paralysis, or stuck wondering if you can actually make it in real estate—this episode is your sign.Instagram : @santiago.txrealtor</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486705-episode-34-he-quit-his-job-to-go-full-time-in-real-estate-santiago-s-story.mp3" length="36975454" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/tzjrrcdcshmao3g896klg9ouo4sz?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 14 Apr 2025 05:00:00 -0700</pubDate>
    <itunes:duration>3078</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>34</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 33: Tariffs, Fear, and My $150K Flip: Real Talk About the Market Crash</itunes:title>
    <title>Episode 33: Tariffs, Fear, and My $150K Flip: Real Talk About the Market Crash</title>
    <itunes:summary><![CDATA[Send us Fan Mail The stock market just took a major hit. Tariffs are flying, fear is everywhere, and people are talking recession. In this episode, I’m breaking down how all of this ties into my real estate journey—specifically, the $150K flip I’m trying to close in Wetumpka, Alabama.I open up about why I’ve never been heavy into stocks, how I see real estate as a safer path, and what I’m doing to stay focused while others are panicking. If you're wondering how global chaos affects small-town...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>The stock market just took a major hit. Tariffs are flying, fear is everywhere, and people are talking recession. In this episode, I’m breaking down how all of this ties into my real estate journey—specifically, the $150K flip I’m trying to close in Wetumpka, Alabama.I open up about why I’ve never been heavy into stocks, how I see real estate as a safer path, and what I’m doing to stay focused while others are panicking. If you&apos;re wondering how global chaos affects small-town investing, this one&apos;s for you.Tap in for a real conversation about risk, returns, and staying in the game when fear takes over.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>The stock market just took a major hit. Tariffs are flying, fear is everywhere, and people are talking recession. In this episode, I’m breaking down how all of this ties into my real estate journey—specifically, the $150K flip I’m trying to close in Wetumpka, Alabama.I open up about why I’ve never been heavy into stocks, how I see real estate as a safer path, and what I’m doing to stay focused while others are panicking. If you&apos;re wondering how global chaos affects small-town investing, this one&apos;s for you.Tap in for a real conversation about risk, returns, and staying in the game when fear takes over.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486713-episode-33-tariffs-fear-and-my-150k-flip-real-talk-about-the-market-crash.mp3" length="11581617" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/15imlmn85qctqtihejz7hc7i2fz9?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 07 Apr 2025 22:00:00 -0700</pubDate>
    <itunes:duration>961</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>Episode 32: The Reality Check: My Flip in a Small Town Ain’t Selling (Yet)</itunes:title>
    <title>Episode 32: The Reality Check: My Flip in a Small Town Ain’t Selling (Yet)</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode, I give you a raw update on my fix-and-flip in Wetumpka, Alabama — 10 days on the market, no offers, and some real lessons. I talk through what I’m learning about selling in small towns, how the market's acting, and why patience is part of the game. Plus, I touch on what might come next: a potential $150K payday and how I’m prepping for a 1031 exchange to keep more of that bag. This is what real estate investing actually looks like. No fluff. 🎥 Watch the full ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode, I give you a raw update on my fix-and-flip in Wetumpka, Alabama — 10 days on the market, no offers, and some real lessons. I talk through what I’m learning about selling in small towns, how the market&apos;s acting, and why patience is part of the game. Plus, I touch on what might come next: a potential $150K payday and how I’m prepping for a 1031 exchange to keep more of that bag. This is what real estate investing actually looks like. No fluff.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode, I give you a raw update on my fix-and-flip in Wetumpka, Alabama — 10 days on the market, no offers, and some real lessons. I talk through what I’m learning about selling in small towns, how the market&apos;s acting, and why patience is part of the game. Plus, I touch on what might come next: a potential $150K payday and how I’m prepping for a 1031 exchange to keep more of that bag. This is what real estate investing actually looks like. No fluff.</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486767-episode-32-the-reality-check-my-flip-in-a-small-town-ain-t-selling-yet.mp3" length="8881070" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/3ejlegrqclx1ltpibarr29fnvmi2?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 31 Mar 2025 06:00:00 -0700</pubDate>
    <itunes:duration>736</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>32</itunes:episode>
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  <item>
    <itunes:title>Episode 31: Fix &amp; Flip Update – Listed at $425K!</itunes:title>
    <title>Episode 31: Fix &amp; Flip Update – Listed at $425K!</title>
    <itunes:summary><![CDATA[Send us Fan Mail Your boy is back with a big update! In this episode of The Ricky Ricardo Show, I'm breaking down everything about my fix &amp; flip project in Alabama — and the property is officially listed for $425,000!I go over:🏠 Why we listed $100K above the original ARV📈 The latest comps in the area — one even hit $490K!💸 Out-of-pocket landscaping costs and the last-minute push to boost curb appeal💡 Why I’m still paying the full 3% buyer’s agent commission🔁 Backup plans in case the flip ...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Your boy is back with a big update! In this episode of The Ricky Ricardo Show, I&apos;m breaking down everything about my fix &amp; flip project in Alabama — and the property is officially listed for $425,000!I go over:🏠 Why we listed $100K above the original ARV📈 The latest comps in the area — one even hit $490K!💸 Out-of-pocket landscaping costs and the last-minute push to boost curb appeal💡 Why I’m still paying the full 3% buyer’s agent commission🔁 Backup plans in case the flip doesn’t sell right away💰 How much profit I’m estimating (spoiler: it’s big)📅 Thoughts on 1031 exchanges, capital gains, and future tax strategyThe photos are live, the views are rolling in, and I&apos;m just hoping for a quick sale so I can roll these funds into the next big deal.Tune in, and let’s keep building this financial freedom journey one property at a time!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>Your boy is back with a big update! In this episode of The Ricky Ricardo Show, I&apos;m breaking down everything about my fix &amp; flip project in Alabama — and the property is officially listed for $425,000!I go over:🏠 Why we listed $100K above the original ARV📈 The latest comps in the area — one even hit $490K!💸 Out-of-pocket landscaping costs and the last-minute push to boost curb appeal💡 Why I’m still paying the full 3% buyer’s agent commission🔁 Backup plans in case the flip doesn’t sell right away💰 How much profit I’m estimating (spoiler: it’s big)📅 Thoughts on 1031 exchanges, capital gains, and future tax strategyThe photos are live, the views are rolling in, and I&apos;m just hoping for a quick sale so I can roll these funds into the next big deal.Tune in, and let’s keep building this financial freedom journey one property at a time!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486742-episode-31-fix-flip-update-listed-at-425k.mp3" length="8847790" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/n0uxpltjilbd0amqf3npx3fzosk6?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 24 Mar 2025 06:00:00 -0700</pubDate>
    <itunes:duration>734</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>31</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Episode 30: Taking Action &amp; Building Confidence in Real Estate</itunes:title>
    <title>Episode 30: Taking Action &amp; Building Confidence in Real Estate</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, I share updates on my Alabama fix-and-flip project as we prepare to list the property. I also dive into the importance of taking action, overcoming fear, and surrounding yourself with like-minded investors. Whether you're a beginner or looking to scale, building relationships and having real conversations can be the key to your success. If you've been stuck in analysis paralysis, this is your wake-up call to stop watching from the si...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of The Ricky Ricardo Show, I share updates on my Alabama fix-and-flip project as we prepare to list the property. I also dive into the importance of taking action, overcoming fear, and surrounding yourself with like-minded investors. Whether you&apos;re a beginner or looking to scale, building relationships and having real conversations can be the key to your success. If you&apos;ve been stuck in analysis paralysis, this is your wake-up call to stop watching from the sidelines and start making moves. Tune in and let’s talk about turning knowledge into action!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of The Ricky Ricardo Show, I share updates on my Alabama fix-and-flip project as we prepare to list the property. I also dive into the importance of taking action, overcoming fear, and surrounding yourself with like-minded investors. Whether you&apos;re a beginner or looking to scale, building relationships and having real conversations can be the key to your success. If you&apos;ve been stuck in analysis paralysis, this is your wake-up call to stop watching from the sidelines and start making moves. Tune in and let’s talk about turning knowledge into action!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486763-episode-30-taking-action-building-confidence-in-real-estate.mp3" length="13789977" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/8u3tv56t732x6epity7ddlpsoua3?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 17 Mar 2025 18:00:00 -0700</pubDate>
    <itunes:duration>1145</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>30</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  <item>
    <itunes:title>Episode 29: Flipping My First Property: Scope of Work Complete – Lessons, Challenges &amp; Next Steps</itunes:title>
    <title>Episode 29: Flipping My First Property: Scope of Work Complete – Lessons, Challenges &amp; Next Steps</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, I’m sharing a major milestone—my first fix-and-flip project is officially moving forward, and the scope of work is complete! I break down the full rehab plan, including key renovations, estimated costs, and how I structured the deal. Plus, I discuss the biggest challenges I’ve faced so far, lessons learned, and my strategy for maximizing profits while staying on budget. Whether you're a first-time investor or looking to refine your f...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of The Ricky Ricardo Show, I’m sharing a major milestone—my first fix-and-flip project is officially moving forward, and the scope of work is complete! I break down the full rehab plan, including key renovations, estimated costs, and how I structured the deal. Plus, I discuss the biggest challenges I’ve faced so far, lessons learned, and my strategy for maximizing profits while staying on budget. Whether you&apos;re a first-time investor or looking to refine your flipping process, this episode is packed with insights you won’t want to miss!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p><p>In this episode of The Ricky Ricardo Show, I’m sharing a major milestone—my first fix-and-flip project is officially moving forward, and the scope of work is complete! I break down the full rehab plan, including key renovations, estimated costs, and how I structured the deal. Plus, I discuss the biggest challenges I’ve faced so far, lessons learned, and my strategy for maximizing profits while staying on budget. Whether you&apos;re a first-time investor or looking to refine your flipping process, this episode is packed with insights you won’t want to miss!</p><p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486758-episode-29-flipping-my-first-property-scope-of-work-complete-lessons-challenges-next-steps.mp3" length="16808443" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/jxxcx2lwk4dm83uu0jbmo0a3z4ym?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 10 Mar 2025 06:00:00 -0700</pubDate>
    <itunes:duration>1397</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>29</itunes:episode>
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  <item>
    <itunes:title>Episode 16: Flipping Confidence: Alabama Project Update &amp; Mastering the Hands-Off Approach</itunes:title>
    <title>Episode 16: Flipping Confidence: Alabama Project Update &amp; Mastering the Hands-Off Approach</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode, Ricky Ricardo shares exciting updates on his Alabama flip, now 50% complete! Learn how he’s managing $35K in draw requests, building strong contractor relationships, and navigating hard money lending while juggling a full-time job. Plus, hear about creative financing, the importance of organized bookkeeping, and future plans to achieve financial and time freedom through real estate investing.https://app.baselane.com/signup?utm_source=referral&amp;utm_campaign...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode, Ricky Ricardo shares exciting updates on his Alabama flip, now 50% complete! Learn how he’s managing $35K in draw requests, building strong contractor relationships, and navigating hard money lending while juggling a full-time job. Plus, hear about creative financing, the importance of organized bookkeeping, and future plans to achieve financial and time freedom through real estate investing.https://app.baselane.com/signup?utm_source=referral&amp;utm_campaign=referral2023&amp;utm_id=nHZP2gLerpQuACTb8z91gnOb1gV2&amp;firstName=Ricardo&amp;lastName=Hernandez<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode, Ricky Ricardo shares exciting updates on his Alabama flip, now 50% complete! Learn how he’s managing $35K in draw requests, building strong contractor relationships, and navigating hard money lending while juggling a full-time job. Plus, hear about creative financing, the importance of organized bookkeeping, and future plans to achieve financial and time freedom through real estate investing.https://app.baselane.com/signup?utm_source=referral&amp;utm_campaign=referral2023&amp;utm_id=nHZP2gLerpQuACTb8z91gnOb1gV2&amp;firstName=Ricardo&amp;lastName=Hernandez<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486746-episode-16-flipping-confidence-alabama-project-update-mastering-the-hands-off-approach.mp3" length="16598091" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/sldx52doqt5malxtx7hy9gq2e6vn?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 18 Nov 2024 06:00:00 -0800</pubDate>
    <itunes:duration>1379</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episode>16</itunes:episode>
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  <item>
    <itunes:title>Episode 15: Real Talk - Unlocking Success Through Community in Real Estate Investing</itunes:title>
    <title>Episode 15: Real Talk - Unlocking Success Through Community in Real Estate Investing</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, Ricky dives into the real value of community in real estate investing and how it can help you get past the early struggles, doubts, and roadblocks. If you've ever felt stuck in "analysis paralysis" or overwhelmed by where to start, Ricky shares practical insights on how joining and engaging with the right community can be a game-changer. He talks about the importance of building genuine connections, finding trustworthy team members f...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode of The Ricky Ricardo Show, Ricky dives into the real value of community in real estate investing and how it can help you get past the early struggles, doubts, and roadblocks. If you&apos;ve ever felt stuck in &quot;analysis paralysis&quot; or overwhelmed by where to start, Ricky shares practical insights on how joining and engaging with the right community can be a game-changer. He talks about the importance of building genuine connections, finding trustworthy team members for out-of-state investments, and avoiding the trap of shiny object syndrome.Listen in as Ricky gives advice on making the most out of your network, setting yourself up for success, and staying focused on your real estate goals. Whether you’re just starting out or looking to level up, this episode will inspire you to take action, reach out, and get closer to financial freedom.<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode of The Ricky Ricardo Show, Ricky dives into the real value of community in real estate investing and how it can help you get past the early struggles, doubts, and roadblocks. If you&apos;ve ever felt stuck in &quot;analysis paralysis&quot; or overwhelmed by where to start, Ricky shares practical insights on how joining and engaging with the right community can be a game-changer. He talks about the importance of building genuine connections, finding trustworthy team members for out-of-state investments, and avoiding the trap of shiny object syndrome.Listen in as Ricky gives advice on making the most out of your network, setting yourself up for success, and staying focused on your real estate goals. Whether you’re just starting out or looking to level up, this episode will inspire you to take action, reach out, and get closer to financial freedom.<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2572246/episodes/18486726-episode-15-real-talk-unlocking-success-through-community-in-real-estate-investing.mp3" length="14119790" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/38rum0pgii4m82xw5944i8yg7lje?.jpg" />
    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 11 Nov 2024 22:00:26 -0800</pubDate>
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    <itunes:title>Episode 14: Flip Update: Overcoming Delays, Budget Surprises, and Hard Money Hiccups</itunes:title>
    <title>Episode 14: Flip Update: Overcoming Delays, Budget Surprises, and Hard Money Hiccups</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode, I’m back with an update on my Alabama flip project—and it’s been a rollercoaster! I dive into the unexpected challenges, like dealing with hard money lenders, payment delays, and surprise expenses from an electrical upgrade. I share what it’s like navigating these hurdles as a first-time out-of-state investor and the lessons I'm learning along the way. I also talk about my motivation for taking on these projects—building a future for my son that’s full of opp...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode, I’m back with an update on my Alabama flip project—and it’s been a rollercoaster! I dive into the unexpected challenges, like dealing with hard money lenders, payment delays, and surprise expenses from an electrical upgrade. I share what it’s like navigating these hurdles as a first-time out-of-state investor and the lessons I&apos;m learning along the way. I also talk about my motivation for taking on these projects—building a future for my son that’s full of opportunity and financial freedom. If you’re interested in real estate or just curious about what it really takes to get through a fix-and-flip, join me as I break down the highs, lows, and everything in between.​<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode, I’m back with an update on my Alabama flip project—and it’s been a rollercoaster! I dive into the unexpected challenges, like dealing with hard money lenders, payment delays, and surprise expenses from an electrical upgrade. I share what it’s like navigating these hurdles as a first-time out-of-state investor and the lessons I&apos;m learning along the way. I also talk about my motivation for taking on these projects—building a future for my son that’s full of opportunity and financial freedom. If you’re interested in real estate or just curious about what it really takes to get through a fix-and-flip, join me as I break down the highs, lows, and everything in between.​<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <pubDate>Mon, 04 Nov 2024 06:00:00 -0800</pubDate>
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    <itunes:title>Episode 13: Turning a Fixer-Upper into Cash Flow: My Second Investment Journey in Evansville</itunes:title>
    <title>Episode 13: Turning a Fixer-Upper into Cash Flow: My Second Investment Journey in Evansville</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode, Ricardo discusses his second real estate investment in Evansville, Indiana, covering key financial details such as the purchase price, closing costs, and creative financing used for the rehab. He emphasizes understanding rental income, effective property management, and the importance of setting aside reserves for unexpected expenses. Ricardo also shares a unique strategy for recouping funds from the investment, resulting in a low-cost, cash-flow-positive pro...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode, Ricardo discusses his second real estate investment in Evansville, Indiana, covering key financial details such as the purchase price, closing costs, and creative financing used for the rehab. He emphasizes understanding rental income, effective property management, and the importance of setting aside reserves for unexpected expenses. Ricardo also shares a unique strategy for recouping funds from the investment, resulting in a low-cost, cash-flow-positive property. The episode concludes with market insights and advice for aspiring real estate investors.​<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode, Ricardo discusses his second real estate investment in Evansville, Indiana, covering key financial details such as the purchase price, closing costs, and creative financing used for the rehab. He emphasizes understanding rental income, effective property management, and the importance of setting aside reserves for unexpected expenses. Ricardo also shares a unique strategy for recouping funds from the investment, resulting in a low-cost, cash-flow-positive property. The episode concludes with market insights and advice for aspiring real estate investors.​<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <pubDate>Mon, 28 Oct 2024 06:00:00 -0700</pubDate>
    <itunes:duration>1296</itunes:duration>
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    <itunes:title>Episode 12: The Grit Behind the Glam: Real Talk on Real Estate Investing</itunes:title>
    <title>Episode 12: The Grit Behind the Glam: Real Talk on Real Estate Investing</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, we delve into the raw and real side of real estate investing. I share my journey of flipping properties, highlighting the critical lessons learned along the way. Join me as I discuss the importance of maintaining strong relationships with contractors and the impact of prompt payments on project success. I also tackle the fears that often accompany big decisions, such as missing out on potential deals due to hesitation. As we navigate...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode of The Ricky Ricardo Show, we delve into the raw and real side of real estate investing. I share my journey of flipping properties, highlighting the critical lessons learned along the way. Join me as I discuss the importance of maintaining strong relationships with contractors and the impact of prompt payments on project success. I also tackle the fears that often accompany big decisions, such as missing out on potential deals due to hesitation. As we navigate through the unpredictable nature of renovations, I emphasize the need for transparency with private money lenders and the trust that forms the backbone of successful investing partnerships. Whether you&apos;re just starting out or have been in the game for a while, this episode offers practical insights and encouragement to embrace the challenges of real estate investing. Tune in to learn how to turn obstacles into opportunities and keep moving forward on your path to financial freedom!​<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode of The Ricky Ricardo Show, we delve into the raw and real side of real estate investing. I share my journey of flipping properties, highlighting the critical lessons learned along the way. Join me as I discuss the importance of maintaining strong relationships with contractors and the impact of prompt payments on project success. I also tackle the fears that often accompany big decisions, such as missing out on potential deals due to hesitation. As we navigate through the unpredictable nature of renovations, I emphasize the need for transparency with private money lenders and the trust that forms the backbone of successful investing partnerships. Whether you&apos;re just starting out or have been in the game for a while, this episode offers practical insights and encouragement to embrace the challenges of real estate investing. Tune in to learn how to turn obstacles into opportunities and keep moving forward on your path to financial freedom!​<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <pubDate>Mon, 21 Oct 2024 22:59:55 -0700</pubDate>
    <itunes:duration>1850</itunes:duration>
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    <itunes:title>Episode 11: $20K on the Line: Flips, Red Flags &amp; Real Risk</itunes:title>
    <title>Episode 11: $20K on the Line: Flips, Red Flags &amp; Real Risk</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, I break down the latest chaos in my fix-and-flip project—from a surprise buried swimming pool to a nerve-wracking $20,000 contractor payment. I talk about the lessons I'm learning in real time, how I’m keeping the project alive despite delays, and why staying calm under pressure is key in this business. If you’re new to real estate investing or thinking about flipping, this is the behind-the-scenes reality they don’t show on HGTV.Tun...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode of The Ricky Ricardo Show, I break down the latest chaos in my fix-and-flip project—from a surprise buried swimming pool to a nerve-wracking $20,000 contractor payment. I talk about the lessons I&apos;m learning in real time, how I’m keeping the project alive despite delays, and why staying calm under pressure is key in this business. If you’re new to real estate investing or thinking about flipping, this is the behind-the-scenes reality they don’t show on HGTV.Tune in to hear the real, unfiltered story of my latest real estate adventure, and check out the progress photos on Instagram to follow along! https://www.instagram.com/rickyricardoshow/<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode of The Ricky Ricardo Show, I break down the latest chaos in my fix-and-flip project—from a surprise buried swimming pool to a nerve-wracking $20,000 contractor payment. I talk about the lessons I&apos;m learning in real time, how I’m keeping the project alive despite delays, and why staying calm under pressure is key in this business. If you’re new to real estate investing or thinking about flipping, this is the behind-the-scenes reality they don’t show on HGTV.Tune in to hear the real, unfiltered story of my latest real estate adventure, and check out the progress photos on Instagram to follow along! https://www.instagram.com/rickyricardoshow/<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <itunes:author>Ricardo Hernandez</itunes:author>
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    <pubDate>Mon, 14 Oct 2024 17:22:45 -0700</pubDate>
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    <itunes:title>Episode 10: Taking the Shot: Trust, Risk, and Real Estate Wins</itunes:title>
    <title>Episode 10: Taking the Shot: Trust, Risk, and Real Estate Wins</title>
    <itunes:summary><![CDATA[Send us Fan Mail In this episode of The Ricky Ricardo Show, Ricardo dives deep into his real estate journey, sharing the ups and downs of investing as a beginner. He discusses the importance of building relationships with contractors and hard money lenders, emphasizing the risks and rewards of taking the leap into property investments. With humor and honesty, Ricardo shares his personal experiences, including the challenges of funding renovations and the lessons learned along the way. He also...]]></itunes:summary>
    <description><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode of The Ricky Ricardo Show, Ricardo dives deep into his real estate journey, sharing the ups and downs of investing as a beginner. He discusses the importance of building relationships with contractors and hard money lenders, emphasizing the risks and rewards of taking the leap into property investments. With humor and honesty, Ricardo shares his personal experiences, including the challenges of funding renovations and the lessons learned along the way. He also touches on the realities of dealing with potential scams and navigating the complexities of real estate financing. Tune in for actionable insights, motivation, and a glimpse into what it takes to achieve financial freedom through real estate. Whether you’re just starting out or looking to expand your knowledge, this episode is packed with valuable tips and relatable stories that will inspire your own investment journey.​<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></description>
    <content:encoded><![CDATA[<p><a target="_blank" href="https://www.buzzsprout.com/2572246/fan_mail/new">Send us Fan Mail</a></p>In this episode of The Ricky Ricardo Show, Ricardo dives deep into his real estate journey, sharing the ups and downs of investing as a beginner. He discusses the importance of building relationships with contractors and hard money lenders, emphasizing the risks and rewards of taking the leap into property investments. With humor and honesty, Ricardo shares his personal experiences, including the challenges of funding renovations and the lessons learned along the way. He also touches on the realities of dealing with potential scams and navigating the complexities of real estate financing. Tune in for actionable insights, motivation, and a glimpse into what it takes to achieve financial freedom through real estate. Whether you’re just starting out or looking to expand your knowledge, this episode is packed with valuable tips and relatable stories that will inspire your own investment journey.​<p>🎥 Watch the full video episode on YouTube:<br/> youtube.com/@therickyricardoshow</p><p>📲 Instagram:<br/> @rickyricardoshow</p><p>About the show:<br/>The Ricky Ricardo Show documents the real journey of building financial freedom through leverage, better decision-making, and real-world lessons — in real time.<br/>Real estate is the current vehicle, but the principles apply far beyond it.</p>]]></content:encoded>
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    <pubDate>Mon, 07 Oct 2024 06:00:00 -0700</pubDate>
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