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  <title>Risk, Regs &amp; Response</title>

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  <itunes:author>Mike Housch</itunes:author>
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  <description><![CDATA[<p>Your host, Michael Housch, explores the intersection of cybersecurity, regulation, and law, where compliance meets real-world threats. Each episode breaks down evolving policies, legal cases, and governance challenges to help leaders navigate today’s complex digital risk landscape.”&nbsp;</p>]]></description>
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    <itunes:title>Navigating the Compliance Crosscurrents: Fair Lending Rollbacks and Mandatory Cyber Resilience</itunes:title>
    <title>Navigating the Compliance Crosscurrents: Fair Lending Rollbacks and Mandatory Cyber Resilience</title>
    <itunes:summary><![CDATA[Mike Housch dissects the current risk landscape, examining how the CFPB's proposed narrowing of ECOA protections and limitations on Special Purpose Credit Programs (SPCPs) are reshaping fair lending compliance. We also dive deep into the new, non-negotiable cybersecurity and resilience mandates being pushed down the mortgage supply chain by Fannie Mae and other GSEs ]]></itunes:summary>
    <description><![CDATA[<p>Mike Housch dissects the current risk landscape, examining how the CFPB&apos;s proposed narrowing of ECOA protections and limitations on Special Purpose Credit Programs (SPCPs) are reshaping fair lending compliance. We also dive deep into the new, non-negotiable cybersecurity and resilience mandates being pushed down the mortgage supply chain by Fannie Mae and other GSEs</p>]]></description>
    <content:encoded><![CDATA[<p>Mike Housch dissects the current risk landscape, examining how the CFPB&apos;s proposed narrowing of ECOA protections and limitations on Special Purpose Credit Programs (SPCPs) are reshaping fair lending compliance. We also dive deep into the new, non-negotiable cybersecurity and resilience mandates being pushed down the mortgage supply chain by Fannie Mae and other GSEs</p>]]></content:encoded>
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    <itunes:author>Mike Housch</itunes:author>
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    <pubDate>Wed, 26 Nov 2025 18:00:00 -0500</pubDate>
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    <itunes:title>Under Review: How Washington, the GSEs, and the Markets Are Resetting the Rules</itunes:title>
    <title>Under Review: How Washington, the GSEs, and the Markets Are Resetting the Rules</title>
    <itunes:summary><![CDATA[In this episode of Risk, Regs, and Response, host Mike Housch breaks down the latest 30 days of regulatory movement shaping the mortgage and financial risk environment. From new Fannie and Freddie guidance to CFPB enforcement updates and MBA’s state-level compliance pushes, we’ll dive into how policy, oversight, and real-world lending risk are converging, and what that means for lenders, servicers, and consumers heading into 2026. Expect real analysis, not just headlines. connecting the dots ...]]></itunes:summary>
    <description><![CDATA[<p>In this episode of <em>Risk, Regs, and Response</em>, host <b>Mike Housch</b> breaks down the latest 30 days of regulatory movement shaping the mortgage and financial risk environment. From new Fannie and Freddie guidance to CFPB enforcement updates and MBA’s state-level compliance pushes, we’ll dive into how policy, oversight, and real-world lending risk are converging, and what that means for lenders, servicers, and consumers heading into 2026.</p><p>Expect real analysis, not just headlines. connecting the dots between Washington’s next moves, compliance pressures, and how today’s risk leaders can adapt, automate, and stay ahead.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode of <em>Risk, Regs, and Response</em>, host <b>Mike Housch</b> breaks down the latest 30 days of regulatory movement shaping the mortgage and financial risk environment. From new Fannie and Freddie guidance to CFPB enforcement updates and MBA’s state-level compliance pushes, we’ll dive into how policy, oversight, and real-world lending risk are converging, and what that means for lenders, servicers, and consumers heading into 2026.</p><p>Expect real analysis, not just headlines. connecting the dots between Washington’s next moves, compliance pressures, and how today’s risk leaders can adapt, automate, and stay ahead.</p>]]></content:encoded>
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    <pubDate>Fri, 10 Oct 2025 17:00:00 -0400</pubDate>
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    <itunes:duration>1059</itunes:duration>
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