Medicare 2027: what's changing, how it may affect you, and what you can do to get the most from your benefits and stay protected. This is what every senior must know about Medicare 2027.

Essential 2027 Medicare tips with experts Elka Soussana and Doris Ford. Learn about prescription drug caps, carrier plan exits affecting 1 in 5 seniors, and why reviewing your Annual Notice of Change (ANOC) is critical this enrollment season.

 Welcome to Senior PrimeTime — where real people and real conversations come together to bring you trusted education, resources, and expert guidance!

In Part 1 of this special two-part series, host Bonnie Keith and Joyce Robertson (CEO & Founder of the Foundation for Senior Services) sit down with premier Medicare specialists Elka Soussana (CEO of Simpler Horizons) and Doris Ford (Founder of Ford Benefits Group) to share critical 2027 Medicare tips and demystify the major changes ahead.

Changes from Washington and the Inflation Reduction Act are driving massive shifts across Medicare Advantage, standalone Part D prescription plans, and Medigap supplements. With an estimated 4 to 5 million beneficiaries nationwide (1 in 5 Medicare Advantage members) needing to choose new coverage this year, leaving your plan on autopilot could lead to unexpected costs or lost doctor access.

TOP 2027 MEDICARE TIPS & HIGHLIGHTS IN THIS EPISODE: • The Ripple Effect of Prescription Caps: How drug payment rules shifted costs to insurance carriers and caused plan terminations nationwide. • Standalone Part D Changes: Rising deductibles (up to $700) and why your plan may no longer cover brand-name medications like Xarelto. • The $50/Month Medicare GLP-1 Bridge: How eligible beneficiaries can access covered weight-loss medications through 2027. • The "Bus Driver" Analogy: A simple way to understand the core difference between Medicare Advantage (HMO/PPO) and Original Medicare with a Medigap Supplement. • ANOC Review Tips: Why reading your Annual Notice of Change (ANOC) before the December 7 Annual Enrollment Period (AEP) deadline is non-negotiable.

GUEST INFORMATION:

 • Elka Soussana — CEO, Simpler Horizons Insurance Solutions | NABIP Medicare Advisory Board Member https://www.simplerhorizons.com

• Doris Ford — Founder & Senior Advocate, Ford Benefits Group (25+ years experience)       https://www.dorisfordbenefitsgroup.com

Brought to you by the Foundation for Senior Services. Connect with vetted specialists at https://www.foundationforseniorservices.org

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Medicare 2027: what's changing, how it may affect you, and what you can do to get the most from your benefits and stay protected. This is what every senior must know about Medicare 2027.

In Episode 8 of Senior PrimeTime, host Bonnie Keith sits down with Elka Soussana of Simpler Horizons and Doris Ford of Ford Benefits Group to break Medicare down in plain language. This is a two-part conversation:

PART 1: What's changing for 2027, and what you can do about it.
PART 2: Your plan options, and what Medicare doesn't cover.

Medicare tips to help protect you with the Medicare 2027 overhaul.

Subscribe so you don't miss either https://seniorprimetimepodcast.buzzsprout.com

ABOUT OUR GUESTS
Elka Soussana, Simpler Horizons: www.simplerhorizons.com
Doris Ford, Ford Benefits Group: https://www.dorisfordbenefitsgroup.com/

ABOUT SENIOR PRIMETIME

Senior PrimeTime is a podcast of real people and real conversations on topics that matter to seniors, from finances and health to scams and lifestyle. It is proudly brought to you by The Foundation for Senior Services, which connects seniors and families with trusted education, valuable resources and vetted specialists.

Follow, subscribe and share this with a family member or friend who may find it helpful.
foundationforseniorservices.org for more information

For education only. Every situation is different. Please review your Annual Notice of Change and talk with a licensed agent about your own coverage.

#Medicare2027 #SeniorPrimeTime #MedicareExplained

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Brain Health, Memory Changes, and Alzheimer’s 

Welcome to Part 2 of our special series on Senior PrimeTime, where real people and real conversations come together. In this episode, host Bonnie Keith continues the discussion with featured specialists Sivana Lavine Waller from the Alzheimer's Association and Geriatric Care Manager Ronda Wilkin to explore actionable strategies, medical evaluations, caregiver support, and emerging hope in Alzheimer's and dementia care.

Building on the foundation laid in Part 1, this episode tackles the difficult moments families face when cognitive changes become apparent. The experts address the complex challenge of denial and anosognosia, explaining how brain changes often prevent individuals from recognizing their own deficits. To help families navigate these sensitive situations without destructive arguments, the guests introduce compassionate communication techniques, including the Art of the Fib, therapeutic white lies, and the LEAP method of listening, emphasizing, agreeing, and partnering. Listeners learn why arguing with a progressive brain disease is a battle caregivers will always lose, and how shifting communication strategies preserves dignity while ensuring safety.

The conversation examines what a comprehensive cognitive evaluation entails, from ruling out reversible medical causes to conducting physical workups, mood assessments, and MoCA testing. The specialists discuss groundbreaking advancements in diagnostic medicine, such as FDA-approved blood biomarker tests like p-Tau 217, which enable early detection and allow individuals to access disease-modifying treatments that slow disease progression. The episode emphasizes why early intervention is critical for buying precious time and quality of life.

Finally, the episode closes with a powerful message of optimism. With expanding research pipelines, findings from the landmark US POINTER study, and an unprecedented array of community support resources, families are reminded that they do not have to navigate this journey alone.

Guest Contact Information:

Sivana Lavine Waller, MPH Senior Program Manager, Alzheimer's Association California Southland Chapter Direct Phone: 818-446-1573 Email: sclavine@alz.org Alzheimer's Association Helpline: 1-800-272-3900 Website: alz.org

Ronda Wilkin Geriatric Care Manager and Senior Advocate, Dementia and Alzheimer's Specialist Direct Phone: 818-667-9133 Email: ronda@dementiapartner.com

Presented by The Foundation for Senior Services:

Senior PrimeTime is proudly brought to you by The Foundation for Senior Services, connecting seniors and families with trusted education, valuable resources, and vetted specialists. Special thanks to CEO and Co-Founder Joyce Robertson and the Foundation's AgeWell Academy for providing essential community education to help older adults and families better understand the issues that affect aging.

The Foundation for Senior Services Toll-Free Phone: 855-836-0807 General Email: info@TheFSS.org Website: FoundationForSeniorServices.org 

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Part 1 of our two-part series on Alzheimer's and dementia: the difference between the two, normal memory changes vs. early warning signs, and practical ways to support brain health and cognitive decline prevention. Continue with Part 2: Dementia Caregiver Support: Navigating an Alzheimer's Diagnosis, Caregiver Survival and Finding Hope (Part 2).

Welcome to the first episode of a special two-part series on Senior PrimeTime, where real people and real conversations come together. In this insightful discussion, host Bonnie Keith is joined by featured specialists Sivana Lavine Waller from the Alzheimer's Association and Geriatric Care Manager Ronda Wilkin to provide clear answers, practical guidance, and empowering hope for families navigating memory changes, brain health, and cognitive decline.

This episode breaks down the core concepts every family needs to know about aging and cognitive vitality. Listeners will gain a clear understanding of the difference between dementia and Alzheimer's disease, learning that dementia serves as an umbrella term for a range of cognitive symptoms, while Alzheimer's is a specific progressive brain disease. The experts explore the physical reality of brain atrophy, using relatable visual concepts like the Swiss cheese analogy to explain how brain tissue loss impacts memory, reasoning, behavior, and daily independent function.

Beyond medical definitions, the episode focuses heavily on proactive prevention, brain longevity, and lifestyle risk reduction. Drawing from clinical research and landmark studies like US POINTER, the specialists share actionable ways to build cognitive resilience up to twenty years before symptoms appear. Key topics include the critical heart-brain connection, the cognitive benefits of physical exercise, adopting a Mediterranean diet, and keeping the mind active through social engagement. The conversation also highlights overlooked health factors, explaining how untreated hearing loss places extra strain on the brain and accelerates social isolation.

Listeners will also learn practical steps for establishing baseline cognitive health, including how to request free annual cognitive screenings during Medicare Annual Wellness Visits starting at age sixty-five. Finally, the guests guide families through distinguishing normal age-related forgetfulness, such as occasionally misplacing car keys, from early warning signs of dementia, such as forgetting how keys work or becoming disoriented in familiar surroundings. By recognizing mild cognitive impairment early, older adults and caregivers can access timely support and take proactive control of their health journey.

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Guest Contact Information:

Sivana Lavine Waller, MPH Senior Program Manager, Alzheimer's Association California Southland Chapter Direct Phone: 818-446-1573 Email: sclavine@alz.org Alzheimer's Association Helpline: 1-800-272-3900 Website: alz.org

Ronda Wilkin Geriatric Care Manager and Senior Advocate, Dementia and Alzheimer's Specialist Direct Phone: 818-667-9133 Email: ronda@dementiapartner.com

Presented by The Foundation for Senior Services:

Senior PrimeTime is proudly brought to you by The Foundation for Senior Services, connecting seniors and families with trusted education, valuable resources, and vetted specialists. Special thanks to CEO and Co-Founder Joyce Robertson and the Foundation's AgeWell Academy for providing essential community education to help older adults and families better understand the issues that affect aging.

The Foundation for Senior Services Toll-Free Phone: 855-836-0807  

Email: info@TheFSS.org

Website: FoundationForSeniorServices.org 

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

What happens when you begin noticing changes in an aging parent—but they insist everything is fine? Caring for aging parents is challenging. 

 Episode 6 dives into the realities adult children face when caring for aging parents who may be in denial. Host Bonnie Keith is joined by Monica Smith, Certified Senior Advisor, and Angelica Lopez, Gerontologist, along with Joyce Robertson of the Foundation for Senior Services.

 Together, they share professional guidance, practical strategies, and personal experiences to help families navigate the complex journey of aging. They share caregiving tips, tips on how to recognize early warning signs, and how to provide support without compromising independence. Discover strategies for emergency planning and managing difficult conversations, all aimed at helping families through the complex aging journey

You’ll learn how to recognize changes that may require attention, including:

• Difficulty managing bills or medications
• Falls, unexplained bruises, or changes in mobility
• Getting lost in familiar places
• Changes in personal grooming or household routines
• Weight loss, poor nutrition, or increasing isolation
• Damage to the car or concerns about driving
• Misplacing objects in unusual or unsafe places
• Behavior or memory changes that interfere with daily life

The conversation also explores the difference between normal age-related changes and patterns that may require a medical evaluation. Monica and Angelica explain why documenting changes and establishing a cognitive baseline can help families communicate more clearly with healthcare providers.

But recognizing the signs is only the beginning.

What do you do when your parent refuses help? How can you introduce in-home support without making them feel as though they are losing control? When is it time to discuss driving, assisted living, memory care, or a power of attorney? And what happens when siblings disagree about what their parent needs?

This episode offers practical ways to begin these difficult conversations, including:

• Starting with small, nonthreatening forms of assistance
• Framing help around safety, independence, and quality of life
• Involving trusted physicians, religious leaders, neighbors, or other professionals
• Presenting a caregiver as a personal assistant when appropriate
• Offering realistic transportation and care alternatives
• Bringing in an objective care manager when family members cannot agree
• Creating an emergency and long-term care plan before a crisis occurs

The discussion also recognizes the emotional and physical toll caregiving can take. Family caregivers often feel frightened, guilty, exhausted, or overwhelmed—but they do not have to face this journey alone. Support groups, respite care, care managers, senior-care professionals, and organizations such as the Foundation for Senior Services can provide valuable guidance and support.

Helping an aging parent does not always mean taking control. Often, it means noticing changes, beginning difficult conversations, planning before a crisis, and making sure the person you love remains heard, respected, safe, and supported.

ABOUT OUR GUESTS

Monica Smith, CSA, CDP, BCPA
Certified Senior Advisor
Clarity Senior Solutions
www.clarityforseniors.com
(805) 393-6553

Angelica Lopez, MSG
Gerontologist
TheKey
www.thekey.com

RESOURCES AND SUPPORT

The Foundation for Senior Services connects seniors and their families with education, options, resources, and qualified senior-service professionals.

www.FoundationForSeniorServices.org
(855) 836-0807

ABOUT OUR SPONSOR

This episode is sponsored by Joe Tishkoff, Senior Mortgage Advisor with Lower Mortgage.

With more than 40 years of experience navigating the changing real estate landscape, Joe helps homeowners and retirees explore how their home equity may support greater financial security. He provides guidance on mortgage options, equity strategies, and property decisions.

Joe Tishkoff
Senior Mortgage Advisor
Lower Mortgage

(818) 370-8302
(818) 971-4252
jtishkoff@lower.com

SPONSOR LICENSING DISCLAIMER

NMLS ID 240232. States Licensed: CA, CO, FL, NV, NC, OR, WA. Lower Mortgage offers lending programs in 48 states (excluding NY and HI).

Senior PrimeTime: Real People, Real Conversations is brought to you by the Foundation for Senior Services.

This episode is intended for general educational and informational purposes only. It is not a substitute for individualized medical, legal, financial, or professional care advice. Consult qualified professionals regarding your family’s specific circumstances.

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Welcome to Senior PrimeTime — where real people and real conversations come together! In Episode 5, host Bonnie Keith and co-host Joyce Robertson (CEO of the Foundation for Senior Services) tackle the often-confusing world of estate planning in an eye-opening conversation with Daniel Van Slyke, Attorney at Law.

Most people overlook one of the most critical steps to securing their legacy — estate planning. But what if you could avoid the chaos and costs of probate, protect your loved ones from unnecessary stress, and ensure your wishes are honored — all by understanding the simple yet powerful tools available? Daniel Van slyke, an estate planning expert, reveals how proactive planning can save your family thousands of dollars and prevent years of legal battles.

In this eye-opening episode, Daniel shares compelling stories from his own practice, including how failing to plan can turn a modest estate into a legal battlefield and how one simple document — a trust — can keep your assets out of court and in your family’s hands. You’ll discover the real reasons people end up in probate, the common pitfalls of DIY estate plans, and how to protect your assets even during periods of incapacity.

 Learn why a will isn’t enough, and how the right combination of legal documents can give you peace of mind, whether you're planning for tomorrow or managing aging parents.

We break down: the difference between wills, trusts, power of attorney, and healthcare directives — and how they work together to safeguard your wishes. Daniel shares surprising insights on beneficiary designations, funding your trust, and selecting the right trustee — including why family isn’t always the best choice. You’ll hear why estate planning isn’t a one-and-done task, but a continuous process that should be reviewed after major life changes like marriage, divorce, or a new grandchild.

Ignoring estate planning can leave your assets vulnerable to costly probate, probate delays, and family disputes that can last for years. But with the right knowledge, you can simplify the process, reduce stress on your loved ones, and ensure your legacy endures exactly as you intend. This episode is perfect for seniors, adult children, or anyone eager to secure their financial future.And don’t worry if estate planning feels overwhelming — Daniel offers actionable steps and common pitfalls to avoid. 

Whether you’re just starting or overdue for a review, this conversation provides the clarity and confidence to take control of your estate today.

Daniel Van Slyke is an experienced estate planning attorney, dedicated to helping families avoid costly probate and plan for both incapacity and legacy. His straightforward approach has helped hundreds protect their assets and family harmony.

If you want to sidestep probate nightmares and build a resilient estate plan tailored to your needs, this episode is your essential guide. Take charge of your future—your peace of mind depends on it. 

In this value-packed episode, we cover:

• The "No Plan" Disaster: What really happens when you die intestate (without a will or trust), and how state intestacy laws, judges, and people you may not know or trust end up making the biggest decisions for your family.
• Wills vs. Trusts: Why a simple will is actually just a piece of paper until a judge validates it, and how a Revocable Living Trust helps your family avoid the public, costly, and time-consuming probate process.
• Celebrity Estate Nightmares: The cautionary tales of Prince (who died with no plan, resulting in 700 people claiming to be heirs), Aretha Franklin (handwritten wills hidden in couch cushions), and James Brown (failing to update his plan after a new marriage and child).
• The Power of Incapacity Planning: Why an Advanced Healthcare Directive and a Durable Power of Attorney for Assets are crucial parts of your "complete and nutritious" estate plan if you are alive but no longer able to make decisions for yourself.
• Avoiding the "Empty Trust": What it means to properly "fund" a trust, and how a simple home refinance can accidentally drain it, leaving your hard-earned assets vulnerable to probate court.
• Fighting Over the Little Things: Why items of purely sentimental value—like a $50 Raggedy Ann doll or old action figures—can tear siblings apart, and how to carefully plan for the disposition of tangible personal property.

Daniel cuts through the legal jargon to give actionable advice on when to immediately review your plan (hint: marriages, divorces, the birth/death of a child, or major changes in assets) and how to thoughtfully choose a successor trustee or professional private fiduciary.

Special Thanks to our Sponsor:  Lily Schweitzer Wealth Management.

Lily Schweitzer FA# 873R
Ready to feel confident about your financial future?

At Lily Schweitzer Wealth Management, you’ll get personalized financial planning, investment management, and retirement strategies built just for you.
Whether you're planning for retirement or growing long-term wealth, Lily is here to guide you every step of the way.

Call 949-732-0174 or email:

 Lily.Schweitzer@RaymondJames.com today to get started.”

Lily Schweitzer Wealth Management is not a Broker/Dealer. Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC

Connect with Us:

• Daniel Van Slyke: iPlanLaw PC | Call: (323) 639-0710 | Email: daniel@iplanlaw.com | Visit: iPlanLaw.com
• Foundation for Senior Services: Call: (855) 836-0807 | Email: info@TheFSS.org | Visit: FoundationForSeniorServices.org

Understanding Estate Planning with Daniel Van Slyke: Protecting Your Legacy

Key Topics Covered:

• Why estate planning is essential to avoid probate and family fights
• The roles of wills, trusts, and pour-over wills in estate management
• How to fund a trust properly and common pitfalls to avoid
• The importance of powers of attorney and healthcare directives
• Choosing a trustee and understanding fiduciary responsibilities
• When and why to review or update your estate plan
• The costs and processes involved in probate in California
• Handling family disputes and personal items that can cause conflicts
• Alternative options like professional fiduciaries and banks for managing estates

Timestamps:

00:00 - Introduction to estate planning and today's guest, Daniel Vanslyck

01:19 - Daniel's background and motivation for focusing on estate planning

03:47 - The importance of having an estate plan to avoid trouble and court costs

05:15 - How assets, like bank accounts, are accessed after death without a plan

06:56 - Benefits and limitations of payable on death accounts in estate planning

07:19 - The role of conservatorships vs powers of attorney during incapacity

08:44 - Managing retirement accounts and Social Security through estate plans

09:23 - Why a will is still necessary even if you have a trust

12:22 - The function of a pour-over will as a backup to your trust

14:00 - Understanding probate and its implications for your estate

15:03 - Costs, timelines, and how probate can complicate estate settlement

16:54 - The danger of intestacy laws when there’s no estate plan

17:33 - How unplanned estates can lead to family conflicts and delays

19:03 - The probate process in detail and associated expenses

20:58 - Why estate planning can save your heirs time and money

22:11 - Funding your trust properly through deeds and account designations

25:37 - Managing personal items and family fights over belongings

29:11 - When to review or update your estate plan

30:53 - Handling blended families and family dynamics in estate planning

34:04 - Choosing trustees and understanding fiduciary duties

36:28 - The benefits of professional fiduciaries versus family members

38:56 - The importance of planning and revisiting your estate strategy regularly

Remember: Proper estate planning can significantly reduce stress, costs, and family disputes. Whether you are just starting or need to update your plan, expert guidance makes all the difference.

Estate Planning, Senior PrimeTime, Senior Services, Probate Court, Revocable Living Trust, Wills and Trusts, Daniel Van Slyke, iPlanLaw, Asset Protection, Intestacy Laws, Advanced Healthcare Directive, Power of Attorney, Wealth Management, Retirement Planning, Successor Trustee, Avoid Probate, Foundation for Senior Services, Family Stewardship, Trust Administration, California Estate Law, Empty Trust, Incapacity Planning, Elder Law, Fiduciary Services

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

What if one simple movement could help you feel stronger, steadier, safer, and more confident in your everyday life?

Many older adults believe it may be too late to begin exercising, build strength, or improve balance — but this episode challenges that belief in the most encouraging and practical way. Aging well is not just about the number of birthdays we have celebrated. It is also about how we care for our bodies, how we protect our independence, and how we support our confidence through movement, mobility, and mindset.

In this episode of Senior PrimeTime, host Bonnie Keith is joined by Joyce Robertson, CEO of The Foundation for Senior Services, for a powerful conversation about senior fitness, fall prevention, strength, balance, flexibility, and staying independent as we age.

Our special guests, Dr. Susan Layfield and Dr. Desiree Williams, Doctors of Physical Therapy, share their expert insight on why movement matters so deeply for older adults. Together, they explain how even simple, targeted exercises can make a meaningful difference in daily life — from getting out of a chair more easily, to walking with more stability, to feeling safer at home, to reducing the risk of falls.

This episode explores important questions that many seniors, adult children, and family caregivers quietly wonder about. Is exercise really safe for older adults? Is it ever too late to start? Why is walking helpful, but often not enough by itself? What happens when strength begins to decline? And how can small changes in movement help preserve independence, dignity, and quality of life?

Dr. Layfield and Dr. Williams also discuss warning signs that families should pay attention to, such as shuffling, holding onto furniture while walking, avoiding stairs, struggling to rise from a chair, or becoming fearful of falling. These signs can often appear gradually, but they may be important clues that strength, balance, or mobility need attention before a fall occurs.

You will hear practical guidance on exercises and movement habits that can support safer aging, including sit-to-stands, balance work, strengthening movements, flexibility, and gentle practices such as Tai Chi. The conversation also highlights how movement can support not only the body, but also confidence, coordination, posture, brain health, and emotional well-being.

This is not a conversation about becoming an athlete or pushing beyond your limits. It is about learning how to move better, feel stronger, and take realistic steps toward greater safety and independence. Whether you are already active, just getting started, recovering from a setback, or helping a loved one navigate mobility concerns, this episode offers encouragement, education, and practical takeaways you can use in everyday life.

For family caregivers, this conversation is especially important. It can be difficult to know when to step in, what signs to look for, or how to encourage a loved one without making them feel limited or afraid. This episode helps reframe movement as a source of empowerment, not pressure — and as one of the most important tools we have for aging with confidence.

It is never too late to begin. One small movement can lead to more strength. More strength can lead to more stability. More stability can lead to more confidence. And more confidence can help older adults continue living with greater freedom, safety, and purpose.

  Senior Primetime: Embracing Movement and Fall Prevention in Aging Explore how staying active through mindful movement like Tai Chi and strength training can profoundly impact seniors' independence, safety, and mental vitality. Join Bonnie Keith as she hosts a powerful conversation with physical therapy experts Desiree Williams and Susan Layfield, uncovering practical tips to age gracefully with confidence.

Key Topics:

• The importance of senior fitness and misconceptions surrounding exercise safety
• The role of strength, balance, and flexibility in fall prevention
• How Tai Chi enhances mobility, posture, and cognitive health
• Practical home safety tips for fall-proofing and hazard removal
• Strategies to overcome fear of falling and regain confidence
• The significance of personalized physical therapy and mobile wellness options
• The impact of movement on conditions like Parkinson’s, arthritis, and cognitive decline
• Encouragement to start small: sit-to-stands, footwear checks, and balanced routines

Chapters

00:00 The Transformative Power of Physical Activity
06:47 Maintaining Independence Through Strength
11:51 Overcoming Challenges After Surgery
13:27 Beyond Walking: A Holistic Approach to Fitness
15:26 Recognizing Behavioral Changes in Seniors
20:29 Confronting the Fear of Falling
24:17 Home Safety: Preventing Falls
26:49 Personalized Physical Therapy Solutions
31:54 Building Lifelong Habits in Seniors
36:40 The Importance of Variety in Exercise
38:18 Physical Therapy for Various Conditions
45:49 Empowering Seniors: It's Never Too Late

go to:        https://www.seniorprimetimepodcast.com

 for more information and helpful downloadable resources

Connect with the Experts:

Foundation for Senior Services:   https://www.foundationforseniorservices.org

Dr. Susan Layfield:
Email: susan@layfieldpt.com   Phone: 818-521-4955

        Dr. Desirée Williams (A Plus Care):
        Website: apluscarela.com    Email: desiree@apluscarela.com 

 Phone: 323-918-5505 or 323-973-2473 

Additional Notes:

• Remember, most falls are preventable with a tailored approach.
• Starting with small daily movements like sit-to-stands can yield significant benefits.
• Staying socially engaged through physical activity supports mental and emotional health. 
• Tags:   Senior Fitness, Fall Prevention, Aging in Place, Tai Chi for Seniors, Dr. Paul Lam Tai Chi, Physical Therapy, Mobile PT, Home Safety for Seniors, Senior PrimeTime, Bonnie Keith, Balance Exercises, Foundation for Senior Services, Sit to Stand Exercise, Active Aging.
  Senior PrimeTime, Bonnie Keith, Foundation for Senior Services, Senior Fitness, Fall Prevention, Physical Therapy, Dr. Susan Layfield, Dr. Desiree Williams, A Plus Care, Mobile Physical Therapy, Home Health Care, Aging in Place, Tai Chi, Tai Chi for Seniors, Dr. Paul Lam, Tai Chi for Arthritis, Balance Exercises, Mobility, Cognitive Vitality, Healthy Aging, Active Aging, Independent Living, Home Safety, Hidden Home Hazards, Sit to Stand Exercise, Fab Four Moves, Senior Wellness, Senior Health, Fall Statistics, Fear of Falling, Mindful Movement, Orthopedic Specialist, Non-Impact Exercise, Strength Training for Seniors, Los Angeles Physical Therapy, Parkinson's Disease Rehab, Flexibility, 

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Welcome to Episode 3 of Senior PrimeTime—where real people and real conversations come together! Hosted by Bonnie Keith and brought to you by The Foundation for Senior Services, this episode tackles the exploding threat of scams and fraud targeting older adults.

With the rapid rise of Artificial Intelligence, scammers are using terrifying new tactics like voice cloning, deepfakes, and "smishing" texts to exploit our trust and steal our hard-earned wealth. Joining us to break down the 2026 threat landscape are two certified specialists: Lily Schweitzer, a wealth manager specializing in longevity planning, and Tanner Gish, owner of Loving Homecare and an expert in senior care and fraud prevention, and Joyce Robertson, CEO of the Foundation for Senior Services. The discussion equips seniors and their families with practical tools to recognize, prevent, and respond to scams, ensuring safer financial and personal well-being in "Act 3" of life.

Together, they share real-world insights, red flags to watch for, and the immediate actionable steps you can take today—how scammers adapt old tricks with new technology, especially AI and deepfakes

 Recognizing common scam tactics: impersonations, urgent calls, fake emails

 The importance of verifying contacts and avoiding hasty reactions

 Strategies for building a “scam and fraud toolbox,” including trusted contacts and secret code words

 Why seniors are especially targeted: cognitive decline, isolation, and wealth accumulation

 Practical tips: setting up alert systems, freezing credit, creating a family communication code

 How to handle scams if victimized: reporting, law enforcement, and community support

 Tanner Gish - How To choose The Right Caregiver For An Older Loved One?

 Lily Schweitzer (949)-732-0174     www.LilySchweitzer.com

https://www.raymondjames.com/lilyschweitzer

Foundation for Senior Services:    www.https://foundationforseniorservices.org

Disclaimer:

Lilia Schweitzer, Financial Advisor, RJFS and owner of Lily Schweitzer Wealth Management LLC.

Financial Advisor

Accredited Asset Management Specialist℠ - AAMS®,

Chartered Retirement Plans Specialist℠ - CRPS®

Certified Divorce Financial Analyst - CDFA®,

Certified Plan Fiduciary Advisor

CA Insurance # 0H67946

Accredited Asset Management Specialist℠ and AAMS® / Chartered Retirement Plans Specialist℠ and CRPS® are trademarks or registered service marks of the College for Financial Planning in the United States and/or other countries.  Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory Services offered through Raymond James Financial Services Advisors, Inc.

Securities offered through Raymond James Financial Services, Inc.  Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc.  Lily Schweitzer Wealth Management is not a registered broker dealer and is independent of Raymond James Financial Services.  Investing involves risk, including the risk of loss of principal   Please note that this is not a recommendation of any kind.  Please consult a Financial Professional in regards to your personal situation. 485 E. 17th Street, Suite 300 – Costa Mesa, CA 92607 (949)732-0174

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

 Bonus Episode of SENIOR PRIMETIME PODCAST-The Hidden Surge in Baby Boomers Facing Long-Term Care Crisis

1. Why Most People Fail to Prepare for a Long-Term Care Event — And How to Avoid It

SENIOR PRIMETIME-In Home Care Challenges-for Seniors & Their Families-Baby Boomers & LTC Insurance Welcome to **Senior Prime Time**, your essential resource for navigating the "Third Act" of life with dignity, intention, and peace of mind. Hosted by Bonnie Keith and brought to you by The Foundation for Senior Services, this channel is dedicated to transforming how families approach the complexities of aging, moving you from "crisis management" to "thoughtful planning".

 In this episode, we are joined by two leading experts in the field: **Robel Gugsa**, a home care specialist focused on helping seniors maintain independence, and **Elana Foxx**, founder of **Silver Fox Golden Years Insurance** and an expert in Long-Term Care (LTC) insurance. Together, they provide a roadmap for families to ensure their loved ones are supported physically, emotionally, and financially Unlock the shocking truth about long-term care that most Baby Boomers never see coming—and why it could cost you everything. 

This episode exposes the overlooked risks lurking in retirement planning, revealing how a simple shift in your strategy can secure your independence and peace of mind. If you're over 50 or caring for aging parents, missing this insight could mean facing a financial crisis decades in the making.

Imagine knowing exactly how to safeguard your finances against the unpredictable, whether a one-year disruption or a decade-long challenge. We break down the powerful statistics: 52% of those over 65 will face a long-term care event, with 14% battling for five years or more—and show you how to model these risks into your own plan. Our experts explore proactive solutions like in-home care, the critical difference between care quality and affordability, and practical steps to bridge the gap before it’s too late.

You'll discover: why early risk mitigation with a financial planner is essential, the surprising benefits of in-home care for longevity, and how to prepare for the emotional and financial transitions ahead. This episode empowers you to rethink what long-term care really means, helping you avoid costly mistakes and seize control of your future.

Don’t wait until a crisis hits—your peace of mind depends on it. Perfect for anyone over 50, adult children planning for aging loved ones, or anyone looking to decode the hidden costs of aging gracefully. This is the vital knowledge you need to turn uncertainty into confidence—and live longer, healthier, and more secure.

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Welcome to **Senior Prime Time**, your essential resource for navigating the "Third Act" of life with dignity, intention, and peace of mind. 

Hosted by Bonnie Keith, this channel is dedicated to transforming how families approach the complexities of aging, moving you from "crisis management" to "thoughtful planning". In this episode, we are joined by two leading experts in the field: **Robel Gugsa**, a home care specialist focused on helping seniors maintain independence, and **Elana Foxx**, founder of **Silver Fox Golden Years Insurance** and an expert in Long-Term Care (LTC) insurance. Together, they provide a roadmap for families to ensure their loved ones are supported physically, emotionally, and financially.

 Navigating In-Home Senior Care: Planning, Benefits, and Myths Aging isn't just a challenge to be managed; it’s a chapter of life to be embraced with dignity. But how do you ensure your loved ones (or you!) can stay at home safely without the emotional and financial strain of a crisis? 

In this episode of Senior PrimeTime, host Bonnie Keith sits down with experts Elana Foxx and Robel Gugsa to pull back the curtain on the world of in-home care and long-term care insurance (LTCi). Whether you are currently navigating a family emergency or wisely planning for the future, this conversation provides the roadmap you need to protect your family's independence. 

In This Episode, You’ll Learn: The Clarity Factor: The vital differences between "home care" and "home health" services. Insurance Simplified: How long-term care insurance actually works, the shift from traditional to hybrid plans, and what "ADLs" mean for your coverage.

 The Timing Myth: Why waiting until a crisis is the most expensive mistake you can make (and the "sweet spot" age to start planning). Safety & Trust: The legal risks of private hiring versus the security of vetted agencies. Emotional Resilience: Practical tips for breaking through denial and starting those "tough" dinner table conversations with love and intention. 

 Conclusion & Next Steps Resources & Links:

  https://www.foundationforseniorservices.org 

Connect with Our Experts: Find them both at: www.foundationforseniorservices.org 

Enjoyed this episode? Make sure to Subscribe to Senior PrimeTime for more insights on aging with grace and strategy.

 If this helped you, please give us a Like and share it with a friend who might be navigating these decisions! 

#SeniorCare #LongTermCare #AgingInPlace #SeniorPrimeTime #InHomeCare #FinancialPlanning #Caregiving #BonnieKeith**

 **Subscribe to Senior Prime Time** today to learn how to protect your dignity and ensure your best chapter is yet to come. Because aging isn't a problem to be solved—it's a reality to plan for with love and intention.

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Navigating Your Third Act: Connection, Purpose, and Ageless Conversations with Annie Charles

 Welcome to the premiere episode of Senior Prime Time, a podcast dedicated to helping you live your best life at any age, especially in the vibrant stage we call "Act Three." Join your host, industry veteran Bonnie Keith, and the CEO of the Foundation for Senior Services, Joyce Robertson, as they launch this journey with a powerful conversation about aging with intention.

Our inaugural guest is Annie Charles, founder of Ageless Conversations. As a life coach with over 15 years of experience, Annie specializes in helping seniors feel seen, supported, and empowered. In this episode, we dive deep into the "epidemic of our time"—social isolation—and explore how simple acts of connection can radically improve cognitive health and longevity.

Whether you are a senior looking to "clear the fog" and move forward with clarity, or an adult child seeking to better understand your parents' journey, this episode offers the tools and perspectives needed to thrive. Learn why naming your emotions softens their intensity, how to redefine your "family of choice," and why laughter truly is a superpower.

Drop your pebble today: What is one small positive action you can take this week to create a ripple of change in your life? Let us know in the comments!

Chapter Markers (Timestamps)

• 00:00 – Welcome to Senior Prime Time: Launching Act Three.
• 01:45 – Meet Annie Charles: Feeling Seen in a World That Makes Seniors Invisible.
• 03:20 – The Epidemic of Social Isolation and the Power of a Smile.
• 04:50 – Moving Forward with Clarity: Decision-Making and Independence.
• 06:15 – Rewriting the Story: What We Absorbed About Aging from Family and Culture.
• 07:45 – The "Whack-a-Mole" Effect: Why Naming Emotions Reduces Negative Power.
• 09:30 – Connection and Longevity: The Surgeon General’s Data on Community.
• 11:45 – Letting Go of "What Used to Be" to Embrace the Reality of Today.
• 14:50 – The Foundation’s Call Companion Program: Fighting Loneliness One Call at a Time.
• 17:30 – Redefining Family: Choosing Who is at Your Table in the Third Act.
• 20:15 – Laughter, Gratitude, and Deep Breathing: Physical Tools for Emotional Health.
• 23:10 – "The Pebble is Small, the Ripples are Not": A Poem for Change.
• 26:30 – How to Connect with Annie 
• Move Forward with Intention: Learn how coaching helps clear the mental "fog" to make empowered financial and lifestyle decisions.
• The Power of Connection: Discover why human interaction provides a 50% benefit to physical and emotional health.
• 
  

Resources Mentioned in this Episode

• Annie Charles (Ageless Conversations): www.coachanc.com
• Foundation for Senior Services: www.foundationforseniorservices.org
• Sponsor: Special thanks to Simpler Horizons Insurance Solutions (Owned by Elka Soussana) for supporting Senior Primetime Podcast.

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Hosted by Bonnie Keith and brought to you by the Foundation for Senior Services, Senior PrimeTime features real conversations with trusted specialists and partners dedicated to improving the lives of older adults and those who care for them.

In each episode, we’ll explore topics that matter most to seniors today — from health and wellness to emotional wellbeing, caregiving, lifestyle choices, and staying engaged in the world around us.

🎙 The first full episode launches March 18, 2026.

Follow the show now so you don’t miss any episodes of Senior PrimeTime.

Real People. Real Conversations.

Senior PrimeTime is brought to you by the Foundation for Senior Services, a nonprofit organization dedicated to helping seniors, caregivers, and families access trusted resources, education, and support.

Learn more at:
 FoundationForSeniorServices.org

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org

Hosted by Bonnie Keith, Creative Visual Director and lifelong storyteller, Senior PrimeTime is brought to you by the Foundation for Senior Services.

Each episode features conversations with professionals, specialists, and thought leaders who share insights on aging well, caregiving, wellness, relationships, purpose, and the many opportunities that come with this exciting stage of life.

In this short introduction, you’ll get a preview of what’s ahead as we prepare for the launch of our very first episode.

Whether you're a senior, a caregiver, a family member, or simply someone who believes the best chapters of life are still ahead — Senior PrimeTime is for you.

🎙 Launch Episode Premieres March 18, 2026

Be sure to follow the podcast so you don’t miss upcoming conversations that inform, inspire, and empower.

www.foundationforseniorservices.org   for more information

Senior PrimeTime is brought to you by the Foundation for Senior Services and hosted by Bonnie Keith.
Each episode features conversations that help seniors and their families live with purpose, vitality, and confidence in Act Three.

Follow the show on Apple Podcasts, Spotify, Amazon Music, iHeartRadio, or YouTube Music so you never miss an episode.

Learn more:
 FoundationForSeniorServices.org