Benefits4u2 Productions Fri, 22 May 2026 10:44:48 -0400 https://aseniorcitizensforum.buzzsprout.com en-us © 2026 Benefits4u2 Productions yes Support this Podcast 58c8db0f-bd83-5753-8995-2e0df3a4d373 Janice Wood episodic false Welcome to Benefits4U2 Productions, where real conversations meet real life. This channel features A Senior Citizens Forum, focused on topics that matter to seniors and their families, and Insights with Entrepreneurs, spotlighting business owners and the stories behind their success. Each episode is designed to educate, inspire, and give listeners useful takeaways they can apply to their own lives.

]]> Buzzsprout (https://www.buzzsprout.com) Janice Wood https://storage.buzzsprout.com/7quea8ahrtmmfcbkazlur2vd63zq?.jpg Benefits4u2 Productions Chiropractic Care: Unlocking Your Body’s Potential with Dr. Amber Voitenko Chiropractic Care: Unlocking Your Body’s Potential with Dr. Amber Voitenko Join us on A Senior Citizens Forum as we welcome Dr. Amber Voitenko, a licensed chiropractor, of Voitenko Wellness, to explore the benefits of chiropractic care. Amber explains how aligning the spine and improving body mechanics can enhance overall wellness, reduce pain, and promote better health, especially for seniors. Discover how chiropractic care can be a natural and effective way to support your body’s healing process and improve quality of life.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Amber Voitenko
Voitenko Wellness & Chiropractic Services
1101 Bryan Avenue Ste.B
Tustin, CA 92780
Phone: 714-730-2225

Support the show

]]> Join us on A Senior Citizens Forum as we welcome Dr. Amber Voitenko, a licensed chiropractor, of Voitenko Wellness, to explore the benefits of chiropractic care. Amber explains how aligning the spine and improving body mechanics can enhance overall wellness, reduce pain, and promote better health, especially for seniors. Discover how chiropractic care can be a natural and effective way to support your body’s healing process and improve quality of life.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Amber Voitenko
Voitenko Wellness & Chiropractic Services
1101 Bryan Avenue Ste.B
Tustin, CA 92780
Phone: 714-730-2225

Support the show

]]> Janice Wood Buzzsprout-17744813 Wed, 27 Aug 2025 14:00:00 -0700 2293 full false Choosing an Assisted Living Facility Choosing an Assisted Living Facility In this episode of A Senior Citizens Forum, we sit down with Derek Mannion to discuss the crucial topic of choosing an assisted living facility for a family member. Derek, an expert in senior placement, shares invaluable insights into what factors to consider, questions to ask, and how to ensure your loved one's comfort and well-being in their new home. Tune in for expert advice and guidance on making this important decision with confidence and clarity.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Derek Mannion
Alliance Eldercare
Senior Placement Service
Derek@allianceeldercare.com
866.936.4241   Office
949.870.7816   Mobile
www.AllianceEldercare.com

Support the show

]]> In this episode of A Senior Citizens Forum, we sit down with Derek Mannion to discuss the crucial topic of choosing an assisted living facility for a family member. Derek, an expert in senior placement, shares invaluable insights into what factors to consider, questions to ask, and how to ensure your loved one's comfort and well-being in their new home. Tune in for expert advice and guidance on making this important decision with confidence and clarity.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Derek Mannion
Alliance Eldercare
Senior Placement Service
Derek@allianceeldercare.com
866.936.4241   Office
949.870.7816   Mobile
www.AllianceEldercare.com

Support the show

]]> Janice Wood Buzzsprout-17744781 Wed, 27 Aug 2025 14:00:00 -0700 2139 full false How to read Food Labels How to read Food Labels How to read Food Labels: Is your essential guide to deciphering the mysteries of nutrition labels and uncovering hidden ingredients. Join us as we delve into the world of food labeling and breaking down complex terminology . From understanding serving sizes to identifying hidden sugars and preservatives, our show empowers you to make informed choices about the foods you eat. Tune in to become a savvy shopper, take control of your diet, and prioritize your health with confidence.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Nancy Wright
Health Coach
(760) 330-1344
NancyTheHealthCoach@gmail.com
www.NancyTheHealthCoach.com

Support the show

]]> How to read Food Labels: Is your essential guide to deciphering the mysteries of nutrition labels and uncovering hidden ingredients. Join us as we delve into the world of food labeling and breaking down complex terminology . From understanding serving sizes to identifying hidden sugars and preservatives, our show empowers you to make informed choices about the foods you eat. Tune in to become a savvy shopper, take control of your diet, and prioritize your health with confidence.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Nancy Wright
Health Coach
(760) 330-1344
NancyTheHealthCoach@gmail.com
www.NancyTheHealthCoach.com

Support the show

]]> Janice Wood Buzzsprout-17744734 Wed, 27 Aug 2025 13:00:00 -0700 2423 full false Scam Alert: Safeguarding Against Online Threats Scam Alert: Safeguarding Against Online Threats Scam Alert: Safeguarding Against Online Threats is your go-to show for staying ahead of the curve in the digital age. Join us as we uncover the latest tactics used by scammers and hackers to exploit unsuspecting individuals online. From phishing scams to identity theft, our expert Arash Ghodstinat  provides valuable insights and practical tips on how to protect yourself and your loved ones from falling victim to cybercrime. Tune in to empower yourself with the knowledge and tools needed to navigate the virtual world safely and securely. Don't let scammers and hackers catch you off guard – arm yourself with the information you need to stay one step ahead!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236


Arash Ghodstinat 
Arash@abccomputech.com 
Abccomputech, Incorporated 
949.413.7510 - Office Line Ext 1
 949.413.5682 - Cellphone 
www.abccomputech.com

Support the show

]]> Scam Alert: Safeguarding Against Online Threats is your go-to show for staying ahead of the curve in the digital age. Join us as we uncover the latest tactics used by scammers and hackers to exploit unsuspecting individuals online. From phishing scams to identity theft, our expert Arash Ghodstinat  provides valuable insights and practical tips on how to protect yourself and your loved ones from falling victim to cybercrime. Tune in to empower yourself with the knowledge and tools needed to navigate the virtual world safely and securely. Don't let scammers and hackers catch you off guard – arm yourself with the information you need to stay one step ahead!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236


Arash Ghodstinat 
Arash@abccomputech.com 
Abccomputech, Incorporated 
949.413.7510 - Office Line Ext 1
 949.413.5682 - Cellphone 
www.abccomputech.com

Support the show

]]> Janice Wood Buzzsprout-17744615 Wed, 27 Aug 2025 13:00:00 -0700 2833 full false Hydration Matters: Unlocking the Power of Water with Kayla Barrow Hydration Matters: Unlocking the Power of Water with Kayla Barrow In this enlightening episode, we dive into the essential role of water in maintaining optimal health with Kayla Barrow. Join us as we explore why water is so crucial for the body, from supporting vital functions to promoting overall well-being. Hydration expert, Kayla shares valuable insights into the benefits of proper hydration and offers practical tips for ensuring you're getting enough water each day. Whether you're looking to improve your energy levels, support your metabolism, or enhance your cognitive function, this episode provides invaluable information to help you harness the power of hydration for a healthier, happier you. Tune in and drink up the knowledge!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Kayla Barrow 
Kayla.abdi@gmail.com
(949) 433-2817
Instagram.com/kaylabarrow

Support the show

]]> In this enlightening episode, we dive into the essential role of water in maintaining optimal health with Kayla Barrow. Join us as we explore why water is so crucial for the body, from supporting vital functions to promoting overall well-being. Hydration expert, Kayla shares valuable insights into the benefits of proper hydration and offers practical tips for ensuring you're getting enough water each day. Whether you're looking to improve your energy levels, support your metabolism, or enhance your cognitive function, this episode provides invaluable information to help you harness the power of hydration for a healthier, happier you. Tune in and drink up the knowledge!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Kayla Barrow 
Kayla.abdi@gmail.com
(949) 433-2817
Instagram.com/kaylabarrow

Support the show

]]> Janice Wood Buzzsprout-17744570 Wed, 27 Aug 2025 13:00:00 -0700 2941 full false Secure Your Signal: Why Updating Your Router Matters Secure Your Signal: Why Updating Your Router Matters In this tech-savvy episode of A Senior Citizens Forum, Janice Wood is joined by cybersecurity expert Arash Ghodstinat to discuss a topic many overlook—your home router. From outdated software to weak passwords, an unsecured router can leave your personal information vulnerable to cyberattacks. Arash breaks down why updating your router is critical and what other simple steps you can take to stay safe online. It’s easy, it’s important—and it starts at home.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Arash Ghodstinat 
Arash@abccomputech.com 
Abccomputech, Incorporated 
(949) 413-7510 - Office
www.abccomputech.com

Support the show

]]> In this tech-savvy episode of A Senior Citizens Forum, Janice Wood is joined by cybersecurity expert Arash Ghodstinat to discuss a topic many overlook—your home router. From outdated software to weak passwords, an unsecured router can leave your personal information vulnerable to cyberattacks. Arash breaks down why updating your router is critical and what other simple steps you can take to stay safe online. It’s easy, it’s important—and it starts at home.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Arash Ghodstinat 
Arash@abccomputech.com 
Abccomputech, Incorporated 
(949) 413-7510 - Office
www.abccomputech.com

Support the show

]]> Janice Wood Buzzsprout-17600224 Fri, 01 Aug 2025 10:00:00 -0700 1560 full false Implants, Bridges, or Dentures? Choosing What’s Right for Your Smile Implants, Bridges, or Dentures? Choosing What’s Right for Your Smile In this informative episode of A Senior Citizens Forum, Janice Wood sits down with dentist Dr. Henry Kim to break down the key differences between implants, bridges, and dentures. What are the pros and cons of each? Which option is best for function, comfort, and long-term health? Whether you're exploring your first dental solution or considering an upgrade, Dr. Kim explains everything in simple, easy-to-understand terms to help you make the best choice for your smile and overall well-being.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> In this informative episode of A Senior Citizens Forum, Janice Wood sits down with dentist Dr. Henry Kim to break down the key differences between implants, bridges, and dentures. What are the pros and cons of each? Which option is best for function, comfort, and long-term health? Whether you're exploring your first dental solution or considering an upgrade, Dr. Kim explains everything in simple, easy-to-understand terms to help you make the best choice for your smile and overall well-being.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> Buzzsprout-17600189 Fri, 01 Aug 2025 10:00:00 -0700 2504 full false Bite Size of Oral Health: Who needs antibiotics for Dental Work? Bite Size of Oral Health: Who needs antibiotics for Dental Work? In this informative episode of A Senior Citizens Forum, Janice Wood is joined by  Prosthodontist Henry Kim, DMD MMSc to discuss an important but often misunderstood topic—who really needs antibiotics before dental procedures, and why? From heart conditions to joint replacements, certain medical histories require extra precautions when it comes to oral care. Henry Kim, DMD MMSc breaks it down in simple terms, explaining the risks, the science, and how to stay safe before your next dental visit. Whether you're a patient or a caregiver, this episode offers practical guidance that can help protect your health.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> In this informative episode of A Senior Citizens Forum, Janice Wood is joined by  Prosthodontist Henry Kim, DMD MMSc to discuss an important but often misunderstood topic—who really needs antibiotics before dental procedures, and why? From heart conditions to joint replacements, certain medical histories require extra precautions when it comes to oral care. Henry Kim, DMD MMSc breaks it down in simple terms, explaining the risks, the science, and how to stay safe before your next dental visit. Whether you're a patient or a caregiver, this episode offers practical guidance that can help protect your health.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> Buzzsprout-17600183 Fri, 01 Aug 2025 10:00:00 -0700 2504 full false Bite Size of Oral Health: How Medication Affects Oral Health Bite Size of Oral Health: How Medication Affects Oral Health In this insightful episode of A Senior Citizens Forum, Janice Wood sits down with dental expert Henry Kim to explore the often-overlooked connection between medications and oral health. Many common prescriptions can affect your teeth and gums — from dry mouth to increased risk of decay. Henry shares practical tips and professional insights to help seniors protect their smiles while managing their health.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> In this insightful episode of A Senior Citizens Forum, Janice Wood sits down with dental expert Henry Kim to explore the often-overlooked connection between medications and oral health. Many common prescriptions can affect your teeth and gums — from dry mouth to increased risk of decay. Henry shares practical tips and professional insights to help seniors protect their smiles while managing their health.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> Buzzsprout-17600177 Fri, 01 Aug 2025 10:00:00 -0700 3308 full false Bite-Sized Health: How Your Mouth Affects Your Body Bite-Sized Health: How Your Mouth Affects Your Body Maintaining good dental health is essential at any age, but it becomes even more critical as we get older. In this episode of A Senior Citizens Forum, we sit down with Henry Kim to discuss the importance of oral health, how it impacts overall well-being, and what seniors can do to keep their smiles strong and healthy. Tune in for expert insights, practical tips, and why regular dental care is a must for a better quality of life!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> Maintaining good dental health is essential at any age, but it becomes even more critical as we get older. In this episode of A Senior Citizens Forum, we sit down with Henry Kim to discuss the importance of oral health, how it impacts overall well-being, and what seniors can do to keep their smiles strong and healthy. Tune in for expert insights, practical tips, and why regular dental care is a must for a better quality of life!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> Buzzsprout-17600172 Fri, 01 Aug 2025 10:00:00 -0700 3139 full false Divorce and Mediation After 65: Navigating Legal and Emotional Terrain with Kathy Neumann Divorce and Mediation After 65: Navigating Legal and Emotional Terrain with Kathy Neumann Divorce and Mediation After 65: Navigating Legal and Emotional Terrain with Kathy Neumann is a candid discussion that delves into the unique challenges and considerations surrounding divorce later in life. Join us as we sit down with family law specialist Kathy Neumann to explore the financial, emotional, and familial implications of divorce and mediation for individuals over 65. From asset division to preserving family ties, Kathy provides expert insights and practical guidance to help navigate this complex life transition with clarity and compassion. Tune in for a compassionate and informative conversation that offers invaluable support to those facing divorce in their golden years.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Kathy G. Neumann, Esq. CFLS*
Law Office Of Kathy G. Neumann
Telephone (818) 292-8658 
Fax (818) 292-8660
kathy@kathyneumannlaw.com
familymatterslawyer.com



Support the show

]]> Divorce and Mediation After 65: Navigating Legal and Emotional Terrain with Kathy Neumann is a candid discussion that delves into the unique challenges and considerations surrounding divorce later in life. Join us as we sit down with family law specialist Kathy Neumann to explore the financial, emotional, and familial implications of divorce and mediation for individuals over 65. From asset division to preserving family ties, Kathy provides expert insights and practical guidance to help navigate this complex life transition with clarity and compassion. Tune in for a compassionate and informative conversation that offers invaluable support to those facing divorce in their golden years.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Kathy G. Neumann, Esq. CFLS*
Law Office Of Kathy G. Neumann
Telephone (818) 292-8658 
Fax (818) 292-8660
kathy@kathyneumannlaw.com
familymatterslawyer.com



Support the show

]]> Janice Wood Buzzsprout-17321606 Wed, 11 Jun 2025 14:00:00 -0700 2542 full false Decoding Medical Bills: Maximize Your Benefits with Lauren Starkus Decoding Medical Bills: Maximize Your Benefits with Lauren Starkus Join us for an insightful episode with guest Lauren Starkus as we uncover the complexities of medical billing and benefits. Have you ever received a medical bill for a service you didn't receive or one that should have been covered by your insurance? In this episode, Lauren and I will discuss how understanding your medical benefits can prevent you from paying unnecessary bills. Learn to identify billing errors, understand your coverage, and take proactive steps to protect your finances. Tune in and equip yourself with the knowledge to navigate the healthcare system confidently and avoid costly mistakes.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Support the show

]]> Join us for an insightful episode with guest Lauren Starkus as we uncover the complexities of medical billing and benefits. Have you ever received a medical bill for a service you didn't receive or one that should have been covered by your insurance? In this episode, Lauren and I will discuss how understanding your medical benefits can prevent you from paying unnecessary bills. Learn to identify billing errors, understand your coverage, and take proactive steps to protect your finances. Tune in and equip yourself with the knowledge to navigate the healthcare system confidently and avoid costly mistakes.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Support the show

]]> Janice Wood Buzzsprout-17321355 Wed, 11 Jun 2025 14:00:00 -0700 2641 full false Inspiring Resilience: A Conversation with Sabine Becker Inspiring Resilience: A Conversation with Sabine Becker Inspiring Resilience: A Conversation with Sabine Becker  is a heartfelt episode that delves into the remarkable journey of motivational speaker and author Sabine Becker. As a survivor of the thalidomide tragedy and stroke, Sabine's story is one of incredible resilience and unwavering determination. Join us as we explore her inspiring book, "The Power of P.U.S.H," and learn how she has triumphed over adversity to become a beacon of hope and empowerment for others facing life's challenges. Tune in for a captivating discussion that will leave you inspired and uplifted.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0f35236 

Sabine Becker
Inspirational Speaker
specialfeatllc@gmail.com
(505) 701658
Sabinebeckerspeaks.com

Support the show

]]> Inspiring Resilience: A Conversation with Sabine Becker  is a heartfelt episode that delves into the remarkable journey of motivational speaker and author Sabine Becker. As a survivor of the thalidomide tragedy and stroke, Sabine's story is one of incredible resilience and unwavering determination. Join us as we explore her inspiring book, "The Power of P.U.S.H," and learn how she has triumphed over adversity to become a beacon of hope and empowerment for others facing life's challenges. Tune in for a captivating discussion that will leave you inspired and uplifted.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0f35236 

Sabine Becker
Inspirational Speaker
specialfeatllc@gmail.com
(505) 701658
Sabinebeckerspeaks.com

Support the show

]]> Janice Wood Buzzsprout-17321369 Wed, 11 Jun 2025 13:00:00 -0700 2521 full false Stepping Into Safety: Flooring Tips for Senior Health Stepping Into Safety: Flooring Tips for Senior Health In this episode of A Senior Citizens Forum, we welcome Justin Schuhardt from Floor Covering International to discuss how the flooring in your home can impact your health and safety. From preventing slips and falls to choosing materials that promote comfort and well-being, this episode is packed with valuable advice tailored to seniors and their families. Tune in to learn how the right flooring choices can enhance your quality of life and keep your home safe and comfortable.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Justin Schuhardt
Franchise Owner
justin.schuhardt@floorcoveringsinternational.com
(949) 599-4010



Support the show

]]> In this episode of A Senior Citizens Forum, we welcome Justin Schuhardt from Floor Covering International to discuss how the flooring in your home can impact your health and safety. From preventing slips and falls to choosing materials that promote comfort and well-being, this episode is packed with valuable advice tailored to seniors and their families. Tune in to learn how the right flooring choices can enhance your quality of life and keep your home safe and comfortable.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Justin Schuhardt
Franchise Owner
justin.schuhardt@floorcoveringsinternational.com
(949) 599-4010



Support the show

]]> Janice Wood Buzzsprout-17321352 Wed, 11 Jun 2025 13:00:00 -0700 2643 full false Securing Your Future: Understanding Life Insurance with Josh O'Neill Securing Your Future: Understanding Life Insurance with Josh O'Neill Life insurance is more than just a policy—it’s a way to protect your loved ones and secure your financial future. In this episode of A Senior Citizens Forum, I sit down with Josh O'Neill to break down the importance of life insurance, the different types of coverage available, and how to choose the right plan for your needs. Whether you're looking to provide for your family, cover final expenses, or build wealth, this episode will give you the insights you need to make informed decisions. Don't miss this essential conversation on planning for the future!

Janice Wood 
 Host and Producer of A Senior Citizens Forum 
 Owner of Benefits4U2 Insurance Services 
 Aseniorcitizensforum@360tvlive.com 
 (310) 245-0332 
 License #0F35236

Josh O'Neil
Advisor with Alpha Innovation Partners
(949) 356-2733
oneil_joshua@nlgroupmail.com
CA Ins. Lic#4393138

Support the show

]]> Life insurance is more than just a policy—it’s a way to protect your loved ones and secure your financial future. In this episode of A Senior Citizens Forum, I sit down with Josh O'Neill to break down the importance of life insurance, the different types of coverage available, and how to choose the right plan for your needs. Whether you're looking to provide for your family, cover final expenses, or build wealth, this episode will give you the insights you need to make informed decisions. Don't miss this essential conversation on planning for the future!

Janice Wood 
 Host and Producer of A Senior Citizens Forum 
 Owner of Benefits4U2 Insurance Services 
 Aseniorcitizensforum@360tvlive.com 
 (310) 245-0332 
 License #0F35236

Josh O'Neil
Advisor with Alpha Innovation Partners
(949) 356-2733
oneil_joshua@nlgroupmail.com
CA Ins. Lic#4393138

Support the show

]]> Janice Wood Buzzsprout-17321343 Wed, 11 Jun 2025 13:00:00 -0700 3188 full false Finding Joy: Overcoming Loneliness During the Holidays Finding Joy: Overcoming Loneliness During the Holidays The holiday season can be a difficult time for seniors, especially those who find themselves feeling alone. In this heartwarming episode, Janice sits down with Dean White to explore practical ways seniors can stay connected, uplift their spirits, and rediscover the joy of the season. From community activities to simple self-care strategies, we share tips to make the holidays brighter and more meaningful. Don’t miss this inspiring conversation that reminds us all about the power of connection and celebration.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dean White
Owner
dwhite@caringinc.com
(949) 400-9679
caringseniorserviceoc.com

Support the show

]]> The holiday season can be a difficult time for seniors, especially those who find themselves feeling alone. In this heartwarming episode, Janice sits down with Dean White to explore practical ways seniors can stay connected, uplift their spirits, and rediscover the joy of the season. From community activities to simple self-care strategies, we share tips to make the holidays brighter and more meaningful. Don’t miss this inspiring conversation that reminds us all about the power of connection and celebration.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dean White
Owner
dwhite@caringinc.com
(949) 400-9679
caringseniorserviceoc.com

Support the show

]]> Janice Wood Buzzsprout-17321324 Wed, 11 Jun 2025 13:00:00 -0700 2783 full false Cyber-Safe: Protecting Your Information with Arash Ghodstinat Cyber-Safe: Protecting Your Information with Arash Ghodstinat In this episode of A Senior Citizens Forum, cybersecurity expert Arash Ghodstinat joins Janice Wood to share simple, practical ways to keep your personal information and devices safe. From strong passwords to spotting scams and protecting against AI-driven fraud, this is a must-watch for anyone looking to stay secure in today’s digital world.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Arash Ghodstinat 
Arash@abccomputech.com 
Abccomputech, Incorporated 
(949) 413-7510 - Office
 (949) 413-5682 - Personal
www.abccomputech.com

Support the show

]]> In this episode of A Senior Citizens Forum, cybersecurity expert Arash Ghodstinat joins Janice Wood to share simple, practical ways to keep your personal information and devices safe. From strong passwords to spotting scams and protecting against AI-driven fraud, this is a must-watch for anyone looking to stay secure in today’s digital world.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Arash Ghodstinat 
Arash@abccomputech.com 
Abccomputech, Incorporated 
(949) 413-7510 - Office
 (949) 413-5682 - Personal
www.abccomputech.com

Support the show

]]> Janice Wood Buzzsprout-17015768 Mon, 21 Apr 2025 12:00:00 -0700 3160 full false Protecting Your Home: The Importance of Disaster Insurance Protecting Your Home: The Importance of Disaster Insurance Disasters can strike when you least expect them—are you prepared? In this episode of A Senior Citizens Forum, Farmers Insurance agent Justin Bithell joins us to discuss the importance of having the right disaster insurance coverage for your home and assets. From earthquakes and wildfires to floods and other unexpected events, we break down what homeowners need to know to stay protected. Don’t wait until it’s too late—tune in to learn how to safeguard your home and financial future!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0f35236 

Justin Bithell
Farmers Insurance 
949.503.2177
F 949.315.3955
www.farmersagent.com/jbithell
License# 0F17630

Support the show

]]> Disasters can strike when you least expect them—are you prepared? In this episode of A Senior Citizens Forum, Farmers Insurance agent Justin Bithell joins us to discuss the importance of having the right disaster insurance coverage for your home and assets. From earthquakes and wildfires to floods and other unexpected events, we break down what homeowners need to know to stay protected. Don’t wait until it’s too late—tune in to learn how to safeguard your home and financial future!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0f35236 

Justin Bithell
Farmers Insurance 
949.503.2177
F 949.315.3955
www.farmersagent.com/jbithell
License# 0F17630

Support the show

]]> Janice Wood Buzzsprout-17015709 Mon, 21 Apr 2025 12:00:00 -0700 3139 full false Embracing Retirement: A 2-Hour Special Embracing Retirement: A 2-Hour Special Join us for a special 2-hour episode of A Senior Citizens Forum as we delve into the diverse and inspiring ways retirees are embracing their golden years. Featuring a lineup of special guests, we will explore how they are spending their retirement, from pursuing new hobbies and lifelong passions to engaging in community service and travel. Each guest brings unique insights and heartwarming stories, offering valuable perspectives on making the most of this exciting chapter in life. Whether you're nearing retirement or already enjoying it, this special episode is packed with inspiration and practical advice to help you live your best retired life. Tune in and be inspired by these remarkable journeys!

Support the show

]]> Join us for a special 2-hour episode of A Senior Citizens Forum as we delve into the diverse and inspiring ways retirees are embracing their golden years. Featuring a lineup of special guests, we will explore how they are spending their retirement, from pursuing new hobbies and lifelong passions to engaging in community service and travel. Each guest brings unique insights and heartwarming stories, offering valuable perspectives on making the most of this exciting chapter in life. Whether you're nearing retirement or already enjoying it, this special episode is packed with inspiration and practical advice to help you live your best retired life. Tune in and be inspired by these remarkable journeys!

Support the show

]]> Janice Wood Buzzsprout-17015632 Mon, 21 Apr 2025 12:00:00 -0700 6935 full false Embracing Retirement Embracing Retirement Retirement is more than just the end of a career—it’s the beginning of a new chapter filled with opportunity, exploration, and growth. In this episode, Embracing Retirement: Part 2, we dive into the inspiring stories of individuals who are thriving in their retirement years. Discover the unique ways they’ve embraced this life change, from pursuing hobbies and passions to giving back to the community and reinventing themselves. Whether you’re nearing retirement, newly retired, or simply curious, this episode offers a wealth of ideas and insights to inspire your journey. If you’d like to connect with Renee Florsheim or Andrea Friedenthal or have any questions for them, please don’t hesitate to reach out to me for their contact details!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Eli Greenbaum
eli.greenbaum@gmail.com
https://a.co/d/fG6C6R4

Support the show

]]> Retirement is more than just the end of a career—it’s the beginning of a new chapter filled with opportunity, exploration, and growth. In this episode, Embracing Retirement: Part 2, we dive into the inspiring stories of individuals who are thriving in their retirement years. Discover the unique ways they’ve embraced this life change, from pursuing hobbies and passions to giving back to the community and reinventing themselves. Whether you’re nearing retirement, newly retired, or simply curious, this episode offers a wealth of ideas and insights to inspire your journey. If you’d like to connect with Renee Florsheim or Andrea Friedenthal or have any questions for them, please don’t hesitate to reach out to me for their contact details!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Eli Greenbaum
eli.greenbaum@gmail.com
https://a.co/d/fG6C6R4

Support the show

]]> Janice Wood Buzzsprout-17015576 Mon, 21 Apr 2025 12:00:00 -0700 5857 full false Choosing the Right Caregiver: Ensuring Happiness and Health at Home with Dean White Choosing the Right Caregiver: Ensuring Happiness and Health at Home with Dean White Join us for an enlightening episode featuring Dean White from Caring Senior Service as we discuss how to select the perfect caregiver to help your aging loved ones stay happy and healthy at home. Dean shares expert advice on evaluating caregiver qualifications, understanding the range of in-home care services, and ensuring a good fit for your family’s unique needs. Whether you're starting your search or looking to improve your current care arrangements, this episode offers valuable insights and practical tips to make informed decisions. Tune in to learn how to provide the best possible care for your loved ones in the comfort of their own home.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dean White
Owner
dwhite@caringinc.com
(949) 400-9679
caringseniorserviceoc.com

Support the show

]]> Join us for an enlightening episode featuring Dean White from Caring Senior Service as we discuss how to select the perfect caregiver to help your aging loved ones stay happy and healthy at home. Dean shares expert advice on evaluating caregiver qualifications, understanding the range of in-home care services, and ensuring a good fit for your family’s unique needs. Whether you're starting your search or looking to improve your current care arrangements, this episode offers valuable insights and practical tips to make informed decisions. Tune in to learn how to provide the best possible care for your loved ones in the comfort of their own home.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dean White
Owner
dwhite@caringinc.com
(949) 400-9679
caringseniorserviceoc.com

Support the show

]]> Janice Wood Buzzsprout-16794601 Fri, 14 Mar 2025 15:00:00 -0700 2739 full false Preserving Your Legacy: Telling Your Life Story on Video Preserving Your Legacy: Telling Your Life Story on Video In this episode of A Senior Citizens Forum, I sit down with Robert Chesney to discuss the importance of capturing your life story on video. We explore how documenting personal experiences, family history, and cherished memories can create a lasting legacy for future generations. Robert shares insights on the process, the benefits of storytelling, and how seniors can ensure their stories live on. Don't miss this inspiring conversation about preserving your history in a meaningful way!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Robert Chesney
Personal Coach
(949) 378-5134



Support the show

]]> In this episode of A Senior Citizens Forum, I sit down with Robert Chesney to discuss the importance of capturing your life story on video. We explore how documenting personal experiences, family history, and cherished memories can create a lasting legacy for future generations. Robert shares insights on the process, the benefits of storytelling, and how seniors can ensure their stories live on. Don't miss this inspiring conversation about preserving your history in a meaningful way!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Robert Chesney
Personal Coach
(949) 378-5134



Support the show

]]> Janice Wood Buzzsprout-16794545 Fri, 14 Mar 2025 15:00:00 -0700 3190 full false Trust and Estate Planning Trust and Estate Planning In this episode of A Senior Citizens Forum, we welcome Attorney David Gerson to discuss the importance of having a trust and how it can protect your assets, simplify the legal process, and provide financial security for your loved ones. Learn why trusts are a smart estate planning tool and how they can help you avoid probate and unnecessary complications. Don’t miss this insightful conversation on securing your legacy!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

David M. Gerson
Attorney at Law
Living Trusts and Estate Planning
949.243.0622
dgerson@gersontrustlaw.com
www.GersonTrustLaw.com

Support the show

]]> In this episode of A Senior Citizens Forum, we welcome Attorney David Gerson to discuss the importance of having a trust and how it can protect your assets, simplify the legal process, and provide financial security for your loved ones. Learn why trusts are a smart estate planning tool and how they can help you avoid probate and unnecessary complications. Don’t miss this insightful conversation on securing your legacy!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

David M. Gerson
Attorney at Law
Living Trusts and Estate Planning
949.243.0622
dgerson@gersontrustlaw.com
www.GersonTrustLaw.com

Support the show

]]> Janice Wood Buzzsprout-16794413 Fri, 14 Mar 2025 14:00:00 -0700 3155 full false Securing Your Future: Understanding Life Insurance with Josh O'Neill Securing Your Future: Understanding Life Insurance with Josh O'Neill Life insurance is more than just a policy—it’s a way to protect your loved ones and secure your financial future. In this episode of A Senior Citizens Forum, I sit down with Josh O'Neill to break down the importance of life insurance, the different types of coverage available, and how to choose the right plan for your needs. Whether you're looking to provide for your family, cover final expenses, or build wealth, this episode will give you the insights you need to make informed decisions. Don't miss this essential conversation on planning for the future!

Janice Wood
 Host and Producer of A Senior Citizens Forum
 Owner of Benefits4U2 Insurance Services
 Aseniorcitizensforum@360tvlive.com
 (310) 245-0332
 License #0F35236

Josh O'Neil
Advisor with Alpha Innovation Partners
(949) 356-2733
oneil_joshua@nlgroupmail.com
CA Ins. Lic#4393138



Support the show

]]> Life insurance is more than just a policy—it’s a way to protect your loved ones and secure your financial future. In this episode of A Senior Citizens Forum, I sit down with Josh O'Neill to break down the importance of life insurance, the different types of coverage available, and how to choose the right plan for your needs. Whether you're looking to provide for your family, cover final expenses, or build wealth, this episode will give you the insights you need to make informed decisions. Don't miss this essential conversation on planning for the future!

Janice Wood
 Host and Producer of A Senior Citizens Forum
 Owner of Benefits4U2 Insurance Services
 Aseniorcitizensforum@360tvlive.com
 (310) 245-0332
 License #0F35236

Josh O'Neil
Advisor with Alpha Innovation Partners
(949) 356-2733
oneil_joshua@nlgroupmail.com
CA Ins. Lic#4393138



Support the show

]]> Janice Wood Buzzsprout-16788726 Fri, 14 Mar 2025 14:00:00 -0700 3188 full false Bite-Sized Health: How Your Mouth Affects Your Body Bite-Sized Health: How Your Mouth Affects Your Body Maintaining good dental health is essential at any age, but it becomes even more critical as we get older. In this episode of A Senior Citizens Forum, we sit down with Henry Kim to discuss the importance of oral health, how it impacts overall well-being, and what seniors can do to keep their smiles strong and healthy. Tune in for expert insights, practical tips, and why regular dental care is a must for a better quality of life!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> Maintaining good dental health is essential at any age, but it becomes even more critical as we get older. In this episode of A Senior Citizens Forum, we sit down with Henry Kim to discuss the importance of oral health, how it impacts overall well-being, and what seniors can do to keep their smiles strong and healthy. Tune in for expert insights, practical tips, and why regular dental care is a must for a better quality of life!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Dr. Henry Kim, DMD, MMSc
General, Cosmetic and Implant Dentistry 
Prosthodontics, Periodontics, Endodontics and Orthodontics
(949) 472-5499

Support the show

]]> Janice Wood Buzzsprout-16788637 Thu, 13 Mar 2025 15:00:00 -0700 3139 1 6 full false Voices of Resilience: Music and Stories with Harriet Bennish Voices of Resilience: Music and Stories with Harriet Bennish Join us on A Senior Citizens Forum for an inspiring episode with Harriet Bennish, a professional voice instructor and creator of the concert program Tears, Joy, and Hope: Yiddish Songs Written in the Jewish Ghetto. Harriet shares her passion for music and the powerful stories behind her program, offering a unique perspective on how music can convey resilience and hope. Whether you're interested in her work as a voice instructor or the moving narratives of her concert, this episode is a must-watch for music lovers and history enthusiasts alike. Discover the transformative power of song with Harriet Bennish!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Harriet Bennish
Professional Voice Instructor
harrietbennish@gmail.com
(562) 235-0438
HarrietBennish.com

Support the show

]]> Join us on A Senior Citizens Forum for an inspiring episode with Harriet Bennish, a professional voice instructor and creator of the concert program Tears, Joy, and Hope: Yiddish Songs Written in the Jewish Ghetto. Harriet shares her passion for music and the powerful stories behind her program, offering a unique perspective on how music can convey resilience and hope. Whether you're interested in her work as a voice instructor or the moving narratives of her concert, this episode is a must-watch for music lovers and history enthusiasts alike. Discover the transformative power of song with Harriet Bennish!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Harriet Bennish
Professional Voice Instructor
harrietbennish@gmail.com
(562) 235-0438
HarrietBennish.com

Support the show

]]> Janice Wood Buzzsprout-16583517 Fri, 07 Feb 2025 14:00:00 -0800 2646 1 5 full false Living with the Invisible: Jeff Pearson's Journey with Hydrocephalus Living with the Invisible: Jeff Pearson's Journey with Hydrocephalus Join us for a powerful episode featuring Jeff Pearson from Invisible Condition University, as he opens up about living with Hydrocephalus, an often misunderstood invisible condition. Jeff shares his personal story, the challenges he faces, and the inspiring work he’s doing to support others who are dealing with invisible conditions. Learn how he’s helping to raise awareness, break down stigmas, and empower those with similar challenges to live full and successful lives.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Jeff Pearson
Host of Invisible Condition
719-357-6167
InvisibleCondition@e360tv.com
www.e360tv.com

Support the show

]]> Join us for a powerful episode featuring Jeff Pearson from Invisible Condition University, as he opens up about living with Hydrocephalus, an often misunderstood invisible condition. Jeff shares his personal story, the challenges he faces, and the inspiring work he’s doing to support others who are dealing with invisible conditions. Learn how he’s helping to raise awareness, break down stigmas, and empower those with similar challenges to live full and successful lives.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Jeff Pearson
Host of Invisible Condition
719-357-6167
InvisibleCondition@e360tv.com
www.e360tv.com

Support the show

]]> Janice Wood Buzzsprout-16583263 Fri, 07 Feb 2025 12:00:00 -0800 2352 1 4 full false Navigating Interest Rates, Reverse Mortgages, and Refinancing: A Financial Guide with Steve Stearns Navigating Interest Rates, Reverse Mortgages, and Refinancing: A Financial Guide with Steve Stearns Join us for an insightful episode of A Senior Citizens Forum as we sit down with Steve Stearns from Thrive Financial to discuss the complex world of interest rates, reverse mortgages, and refinancing. Steve shares his expert knowledge on how these financial tools work, who can benefit from them, and the key considerations for seniors and their families. Whether you're looking to make the most of your home equity or curious about current market trends, this episode will provide valuable information to help you make informed financial decisions.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Steve Stearns
Loan Officer | NMLS #296512, #01131215 
(714) 632-3223 
​(714) 423-0755

steve@thriveloans.com
www.thriveloans.com

Support the show

]]> Join us for an insightful episode of A Senior Citizens Forum as we sit down with Steve Stearns from Thrive Financial to discuss the complex world of interest rates, reverse mortgages, and refinancing. Steve shares his expert knowledge on how these financial tools work, who can benefit from them, and the key considerations for seniors and their families. Whether you're looking to make the most of your home equity or curious about current market trends, this episode will provide valuable information to help you make informed financial decisions.

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236

Steve Stearns
Loan Officer | NMLS #296512, #01131215 
(714) 632-3223 
​(714) 423-0755

steve@thriveloans.com
www.thriveloans.com

Support the show

]]> Janice Wood Buzzsprout-16583134 Fri, 07 Feb 2025 11:00:00 -0800 2792 1 3 full false Understanding Income Taxes in Retirement with Lorie Schnebelie Understanding Income Taxes in Retirement with Lorie Schnebelie In this episode of A Senior Citizens Forum, we sit down with tax expert Lori Schnebelie to discuss the different types of taxes retirees may face. From income tax on Social Security and retirement account withdrawals to potential deductions and tax-saving strategies, Lori breaks down what seniors need to know to navigate their finances efficiently. Don't miss this informative discussion that can help you keep more of your hard-earned money!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Lori Schnebelie
lschnebelie@gmail.com
(562) 818-2373



Support the show

]]> In this episode of A Senior Citizens Forum, we sit down with tax expert Lori Schnebelie to discuss the different types of taxes retirees may face. From income tax on Social Security and retirement account withdrawals to potential deductions and tax-saving strategies, Lori breaks down what seniors need to know to navigate their finances efficiently. Don't miss this informative discussion that can help you keep more of your hard-earned money!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Lori Schnebelie
lschnebelie@gmail.com
(562) 818-2373



Support the show

]]> Janice Wood Buzzsprout-16582994 Fri, 07 Feb 2025 11:00:00 -0800 2947 1 2 full false Employer & Union Health Insurance vs. Medicare: Making the Right Choice Employer & Union Health Insurance vs. Medicare: Making the Right Choice In this episode of A Senior Citizens Forum, we sit down with Ken Rasmus to break down the key differences between employer/union health insurance and Medicare. Whether you’re nearing retirement or already enrolled in Medicare, understanding how these plans compare can help you make informed decisions about your healthcare coverage. Tune in as we discuss eligibility, costs, coverage differences, and how to transition smoothly from employer-based insurance to Medicare. Don’t miss this essential conversation!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Ken Rasmus
Director of Carrier Operations
CA License # 0B07909
krasmus@appliedga.com
(714) 615-6963

Support the show

]]> In this episode of A Senior Citizens Forum, we sit down with Ken Rasmus to break down the key differences between employer/union health insurance and Medicare. Whether you’re nearing retirement or already enrolled in Medicare, understanding how these plans compare can help you make informed decisions about your healthcare coverage. Tune in as we discuss eligibility, costs, coverage differences, and how to transition smoothly from employer-based insurance to Medicare. Don’t miss this essential conversation!

Janice Wood
Host and Producer of A Senior Citizens Forum
Owner of Benefits4U2 Insurance Services
Aseniorcitizensforum@360tvlive.com
(310) 245-0332
License #0F35236 

Ken Rasmus
Director of Carrier Operations
CA License # 0B07909
krasmus@appliedga.com
(714) 615-6963

Support the show

]]> Janice Wood Buzzsprout-16582901 Fri, 07 Feb 2025 11:00:00 -0800 3239 1 1 full false