Financial Freedom Junkie Mon, 09 Mar 2026 06:21:05 -0400 https://financialfreedomjunkie.com/ en-us © 2026 Financial Freedom Junkie yes 896c416f-53fb-5ef8-8d65-3793ea798e6f Adam Fernandez episodic false Imagine what it would be like to no longer stress about money. Imagine if you could transform your financial future and unlock a more fulfilling life. This show is your roadmap, and here we explore personal finance, saving, investing, debt management, tax strategies, real estate, wealth building, entrepreneurship, and just about everything in between.


Adam Fernandez, a CPA, and his wife bought 3 houses in 4 years by the age of 27 (without a trust fund!). You will learn actionable strategies to develop your money mindset, achieve your financial goals, and design the life you love. Not only does Adam offer personal finance tips and insights to help you improve your relationship with money, but he also interviews industry experts and everyday people just like you to discuss financial literacy so that we can all live more freely.


Follow and become a Financial Freedom Junkie! (Warning: side effects may include increased wealth and occasional laughter!) Got money questions? Want to be on the show? Learn more at financialfreedomjunkie.com.

]]> Buzzsprout (https://www.buzzsprout.com) Adam Fernandez https://storage.buzzsprout.com/juz8z98lvawu5ib1z65qw9gbvb10?.jpg Financial Freedom Junkie https://financialfreedomjunkie.com/ What Every First-Time Homebuyer MUST Know Before Buying feat. Manny Pozas What Every First-Time Homebuyer MUST Know Before Buying feat. Manny Pozas #7 Homebuyers don’t always get the support they need in preparing to buy a house. Today, we sit down with mortgage expert Manny Pozas, co-founder of The Mortgage Group, to discuss key considerations and common misconceptions for first-time homebuyers, including costs that are often overlooked or misunderstood such as private mortgage insurance (PMI) and homeowners associations (HOAs). Learn why homebuying isn't just about the down payment, but includes crucial elements like understanding the true costs beyond mortgage payments, navigating property taxes and insurance, and the three critical contingencies that protect homebuyers. Manny shares his personal story of confusion when buying his first condo (due to industry professionals failing to properly educate him) and how it inspired him to help others avoid the same mistakes. Now with 6 years in the lending industry, he uses his professional experience to break down complex concepts. We discuss the value of homeownership in establishing financial security and highlight how leveraging debt can speed up the process of building generational wealth. Every first-time homebuyer needs to listen to this comprehensive guide before making the biggest purchase of their life.

Connect with Manny:
Website - https://themortgagegroup.net
Instagram (for Manny) - https://www.instagram.com/mortgagesbymanny/
Instagram (for The Mortgage Group) - https://www.instagram.com/the.mortgage.group/

Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

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Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> #7 Homebuyers don’t always get the support they need in preparing to buy a house. Today, we sit down with mortgage expert Manny Pozas, co-founder of The Mortgage Group, to discuss key considerations and common misconceptions for first-time homebuyers, including costs that are often overlooked or misunderstood such as private mortgage insurance (PMI) and homeowners associations (HOAs). Learn why homebuying isn't just about the down payment, but includes crucial elements like understanding the true costs beyond mortgage payments, navigating property taxes and insurance, and the three critical contingencies that protect homebuyers. Manny shares his personal story of confusion when buying his first condo (due to industry professionals failing to properly educate him) and how it inspired him to help others avoid the same mistakes. Now with 6 years in the lending industry, he uses his professional experience to break down complex concepts. We discuss the value of homeownership in establishing financial security and highlight how leveraging debt can speed up the process of building generational wealth. Every first-time homebuyer needs to listen to this comprehensive guide before making the biggest purchase of their life.

Connect with Manny:
Website - https://themortgagegroup.net
Instagram (for Manny) - https://www.instagram.com/mortgagesbymanny/
Instagram (for The Mortgage Group) - https://www.instagram.com/the.mortgage.group/

Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> Adam Fernandez Buzzsprout-17120760 Wed, 07 May 2025 23:00:00 -0400 4243 7 full false Manny Pozas Cryptocurrency: The Future of Money Or Full of Dangers? with WallStreetPapi Cryptocurrency: The Future of Money Or Full of Dangers? with WallStreetPapi #6 Let’s demystify the world of cryptocurrency with expert WallStreetPapi. We talk about fiat currencies and their limitations, particularly in the context of inflation and devaluation over time. Then we dive into the nuances of cryptocurrency, its benefits like inflation resistance, border-free transactions, and the trust and verification aspects of blockchain technology. But we can’t discount potential downsides such as market volatility and scams. Gabriel emphasizes the importance of financial education and research before investing and offers practical steps for getting started. Tune in to learn about how to manage personal finances and build wealth in an ever-changing economy, and why understanding money is crucial for leading a fulfilling life.

Connect with Gabriel:
Instagram - https://instagram.com/wallstreetpapii
Website - https://wallstreetpapi.com/

FTC article about cryptocurrency investment scam losses: https://www.ftc.gov/news-events/data-visualizations/data-spotlight/2021/05/cryptocurrency-buzz-drives-record-investment-scam-losses

Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> #6 Let’s demystify the world of cryptocurrency with expert WallStreetPapi. We talk about fiat currencies and their limitations, particularly in the context of inflation and devaluation over time. Then we dive into the nuances of cryptocurrency, its benefits like inflation resistance, border-free transactions, and the trust and verification aspects of blockchain technology. But we can’t discount potential downsides such as market volatility and scams. Gabriel emphasizes the importance of financial education and research before investing and offers practical steps for getting started. Tune in to learn about how to manage personal finances and build wealth in an ever-changing economy, and why understanding money is crucial for leading a fulfilling life.

Connect with Gabriel:
Instagram - https://instagram.com/wallstreetpapii
Website - https://wallstreetpapi.com/

FTC article about cryptocurrency investment scam losses: https://www.ftc.gov/news-events/data-visualizations/data-spotlight/2021/05/cryptocurrency-buzz-drives-record-investment-scam-losses

Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> Adam Fernandez Buzzsprout-16694657 Mon, 07 Apr 2025 07:00:00 -0400 3769 6 full false WallStreetPapi The 7-Step Path to Financial Stability The 7-Step Path to Financial Stability #5 Living paycheck to paycheck and dealing with financial anxiety sucks, to say the least. This practical seven-step plan will help you break free from the constant struggle and achieve financial wellness. This guide serves to get you to create a firm financial and mental foundation, but personal finance is personal, so I can’t understate the importance of a personalized approach.

Grab our FREE money management plan and financial vision board templates when you sign up for our newsletter: https://financialfreedomjunkie.com/newsletter


Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> #5 Living paycheck to paycheck and dealing with financial anxiety sucks, to say the least. This practical seven-step plan will help you break free from the constant struggle and achieve financial wellness. This guide serves to get you to create a firm financial and mental foundation, but personal finance is personal, so I can’t understate the importance of a personalized approach.

Grab our FREE money management plan and financial vision board templates when you sign up for our newsletter: https://financialfreedomjunkie.com/newsletter


Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> Adam Fernandez Buzzsprout-16847368 Mon, 24 Mar 2025 07:00:00 -0400 650 5 full false The Ultimate Student Loan Payoff Guide (From Drowning to Debt-Free) The Ultimate Student Loan Payoff Guide (From Drowning to Debt-Free) #4 Feeling overwhelmed by student loans? Let’s dive into proven methods to rapidly reduce student debt. Some key strategies include: increasing the frequency and amount of your payments, including targeting high-interest loans using the debt avalanche method; freeing up cash with budgeting and supplemental income; and loan refinancing or consolidation (why it may or may not make sense for you). You’ll get real-life examples using loan calculators to show potential savings and gain insight into the significance of staying proactive with debt repayment. Tune in for actionable tips so that you can reclaim your financial future.

Download my money management plan and financial vision board template (for FREE), when you sign up for my newsletter.

Refinance your student loans with Earnest.

Other Resources Referenced:


Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> #4 Feeling overwhelmed by student loans? Let’s dive into proven methods to rapidly reduce student debt. Some key strategies include: increasing the frequency and amount of your payments, including targeting high-interest loans using the debt avalanche method; freeing up cash with budgeting and supplemental income; and loan refinancing or consolidation (why it may or may not make sense for you). You’ll get real-life examples using loan calculators to show potential savings and gain insight into the significance of staying proactive with debt repayment. Tune in for actionable tips so that you can reclaim your financial future.

Download my money management plan and financial vision board template (for FREE), when you sign up for my newsletter.

Refinance your student loans with Earnest.

Other Resources Referenced:


Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> Adam Fernandez Buzzsprout-16763011 Mon, 10 Mar 2025 07:00:00 -0400 1152 4 full false FREE Credit Score Hacks Everyone Needs to Know! FREE Credit Score Hacks Everyone Needs to Know! #3 This is your comprehensive overview of credit scores and credit reporting. Learn free and fast ways to instantly boost even bad credit and get closer to a perfect score, including actionable strategies you’ve never heard of. You’ll gain an understanding of how credit reports are put together and how to use FICO score calculations to your advantage. I also highlight the importance of monitoring your credit to catch and correct errors, and I suggest tools to do just that. You’ll walk away with the ability to create an action plan to level up your credit game so that you don’t have to worry when a lender goes to pull your credit for a loan.

Apply for a Capital One Quicksilver card for a 0% intro APR, unlimited 1.5% cash back, a $200 cash bonus, and more: https://financialfreedomjunkie.com/CapitalOneQuicksilver

Sources of stats:


Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> #3 This is your comprehensive overview of credit scores and credit reporting. Learn free and fast ways to instantly boost even bad credit and get closer to a perfect score, including actionable strategies you’ve never heard of. You’ll gain an understanding of how credit reports are put together and how to use FICO score calculations to your advantage. I also highlight the importance of monitoring your credit to catch and correct errors, and I suggest tools to do just that. You’ll walk away with the ability to create an action plan to level up your credit game so that you don’t have to worry when a lender goes to pull your credit for a loan.

Apply for a Capital One Quicksilver card for a 0% intro APR, unlimited 1.5% cash back, a $200 cash bonus, and more: https://financialfreedomjunkie.com/CapitalOneQuicksilver

Sources of stats:


Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> Adam Fernandez Buzzsprout-16678785 Mon, 24 Feb 2025 07:00:00 -0500 1025 3 full false 7 Steps to Save $1,000s When Buying a Car 7 Steps to Save $1,000s When Buying a Car #2 After meticulous research and budgeting, I managed to negotiate over 20 percent off the dealer's asking price for my used truck. I’ll walk you through each step, including researching fair vehicle prices, understanding dealership add-ons, leveraging timing, getting pre-approved for financing, and more. You’ll also learn about the benefits of using resources like CarEdge.com and get perspective into how to trade in a vehicle and handle extended warranties. Whether you’re paying cash or financing, these tips can help you negotiate a car purchase like a pro and secure a great deal on your next purchase.

Links mentioned:


Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> #2 After meticulous research and budgeting, I managed to negotiate over 20 percent off the dealer's asking price for my used truck. I’ll walk you through each step, including researching fair vehicle prices, understanding dealership add-ons, leveraging timing, getting pre-approved for financing, and more. You’ll also learn about the benefits of using resources like CarEdge.com and get perspective into how to trade in a vehicle and handle extended warranties. Whether you’re paying cash or financing, these tips can help you negotiate a car purchase like a pro and secure a great deal on your next purchase.

Links mentioned:


Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> Adam Fernandez Buzzsprout-16678545 Mon, 24 Feb 2025 06:00:00 -0500 702 2 full false Welcome, Financial Freedom Junkies Welcome, Financial Freedom Junkies #1 "Financial Freedom is Realistic" was unpublished for years, but now I’m bringing these ideas to life. I’m Adam, a Certified Public Accountant (CPA), Certified Fraud Examiner (CFE), and real estate investor. From music major to forensic accountant, shaped by my Hispanic upbringing, my journey has been unique. My professional education and personal experiences allow me to help everyday people (like you) make informed financial decisions, understand their relationship with money, and develop a positive money mindset to achieve their current and future financial goals. Your path to financial freedom is more achievable than you may think, and I believe this podcast is the beginning of your roadmap.

Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> #1 "Financial Freedom is Realistic" was unpublished for years, but now I’m bringing these ideas to life. I’m Adam, a Certified Public Accountant (CPA), Certified Fraud Examiner (CFE), and real estate investor. From music major to forensic accountant, shaped by my Hispanic upbringing, my journey has been unique. My professional education and personal experiences allow me to help everyday people (like you) make informed financial decisions, understand their relationship with money, and develop a positive money mindset to achieve their current and future financial goals. Your path to financial freedom is more achievable than you may think, and I believe this podcast is the beginning of your roadmap.

Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> Adam Fernandez Buzzsprout-16678270 Mon, 24 Feb 2025 05:00:00 -0500 621 1 full false Trailer: Financial Freedom Junkie Podcast Trailer: Financial Freedom Junkie Podcast The Financial Freedom Junkie Podcast is your roadmap to achieve financial success. It’s hosted by Adam Fernandez, a Certified Public Accountant (CPA) and Certified Fraud Examiner (CFE) who bought 3 houses within 4 years by age 27. With the help of industry experts and everyday people like you, Adam shares actionable strategies and relatable insights to master your money and fulfill your financial purpose. We’ll explore personal finance essentials like saving, debt management, and money mindset, as well as more complex topics such as taxes, real estate, and wealth-building. If you’re sick of your financial anxiety or stressed about paying your bills, this podcast is for you.

Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> The Financial Freedom Junkie Podcast is your roadmap to achieve financial success. It’s hosted by Adam Fernandez, a Certified Public Accountant (CPA) and Certified Fraud Examiner (CFE) who bought 3 houses within 4 years by age 27. With the help of industry experts and everyday people like you, Adam shares actionable strategies and relatable insights to master your money and fulfill your financial purpose. We’ll explore personal finance essentials like saving, debt management, and money mindset, as well as more complex topics such as taxes, real estate, and wealth-building. If you’re sick of your financial anxiety or stressed about paying your bills, this podcast is for you.

Free Newsletter: Download my money management plan and financial vision board template (for FREE) when you sign up.

FFJ Coaching: Want 1-on-1 support to pave your path to financial freedom? Book a call with me.

Send a Message with your money question or topic suggestion.

YouTube: Prefer video or closed captions? Subscribe to watch episodes and more. You can also read transcripts here.

Instagram: Follow and connect with us.

Leave a Review: We’d really appreciate it if you’d leave a rating, or write a review (scroll to the bottom and tap “Write a Review”).

Tools: Try our favorites.

Disclosure: I may earn a commission if you use my affiliate links, at no additional cost to you.
Disclaimer: This content is for general informational, educational, and entertainment purposes only, and it is not financial, tax, investment, or legal advice.

]]> Adam Fernandez Buzzsprout-16607547 Tue, 11 Feb 2025 23:00:00 -0500 55 trailer false