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  <title>Behind the numbers with JD </title>

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  <copyright>© 2026 Behind the numbers with JD </copyright>
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  <itunes:author>Dalton Financial Partners</itunes:author>
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  <description><![CDATA[<p>&nbsp;Welcome to <em>Behind the numbers with JD</em>, the podcast where you get an inside look at Dalton Financial Partners. Join us as we take you behind the scenes of our firm, introduce you to our team, and share the values that drive us. Learn about who we are, how we approach financial planning, and what makes Dalton Financial Partners different. Whether you’re a potential client, a business partner, or just curious about what we do, this podcast is the perfect way to connect with us and get to know the people behind the numbers.&nbsp;</p>]]></description>
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    <itunes:title>Simplifying your estate before death</itunes:title>
    <title>Simplifying your estate before death</title>
    <itunes:summary><![CDATA[A practical discussion on how to ensure your assets are distributed smoothly — making things easier for your loved ones when the time comes. ]]></itunes:summary>
    <description><![CDATA[<p>A practical discussion on how to ensure your assets are distributed smoothly — making things easier for your loved ones when the time comes.</p>]]></description>
    <content:encoded><![CDATA[<p>A practical discussion on how to ensure your assets are distributed smoothly — making things easier for your loved ones when the time comes.</p>]]></content:encoded>
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    <pubDate>Mon, 13 Oct 2025 14:00:00 +1000</pubDate>
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    <itunes:title>Keeping a cool head in volatile markets</itunes:title>
    <title>Keeping a cool head in volatile markets</title>
    <itunes:summary><![CDATA[In this episode, Josh will discuss practical strategies for maintaining composure and making sound investment decisions during turbulent market conditions. Listeners will learn how staying calm, focusing on long-term goals, and avoiding emotional reactions can help navigate periods of volatility successfully. ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, Josh will discuss practical strategies for maintaining composure and making sound investment decisions during turbulent market conditions. Listeners will learn how staying calm, focusing on long-term goals, and avoiding emotional reactions can help navigate periods of volatility successfully.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, Josh will discuss practical strategies for maintaining composure and making sound investment decisions during turbulent market conditions. Listeners will learn how staying calm, focusing on long-term goals, and avoiding emotional reactions can help navigate periods of volatility successfully.</p>]]></content:encoded>
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    <pubDate>Tue, 13 May 2025 08:00:00 +1000</pubDate>
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    <itunes:title>Business Owners </itunes:title>
    <title>Business Owners </title>
    <itunes:summary><![CDATA[In this episode we talk about financial planning strategy's that are commonly used for business owners. Including: Bucket companies, SMSF &amp; Frequent flyer programs.  ]]></itunes:summary>
    <description><![CDATA[<p>In this episode we talk about financial planning strategy&apos;s that are commonly used for business owners. Including: Bucket companies, SMSF &amp; Frequent flyer programs. </p>]]></description>
    <content:encoded><![CDATA[<p>In this episode we talk about financial planning strategy&apos;s that are commonly used for business owners. Including: Bucket companies, SMSF &amp; Frequent flyer programs. </p>]]></content:encoded>
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    <pubDate>Tue, 18 Feb 2025 10:00:00 +1000</pubDate>
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    <itunes:title>Dealing with large inheritances from a giving and receiving perspective</itunes:title>
    <title>Dealing with large inheritances from a giving and receiving perspective</title>
    <itunes:summary><![CDATA[In this episode we talk about the great intergenerational wealth transfer with considerations for those planning inheritance and those receiving it. ]]></itunes:summary>
    <description><![CDATA[<p>In this episode we talk about the great intergenerational wealth transfer with considerations for those planning inheritance and those receiving it.</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode we talk about the great intergenerational wealth transfer with considerations for those planning inheritance and those receiving it.</p>]]></content:encoded>
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    <itunes:title>Paying too much tax?</itunes:title>
    <title>Paying too much tax?</title>
    <itunes:summary><![CDATA[The most common concern for high income earners is the amount of tax they pay. In this episode, we look at the reality of income tax in Australia and common strategies that can be used to minimise tax.  ]]></itunes:summary>
    <description><![CDATA[<p>The most common concern for high income earners is the amount of tax they pay. In this episode, we look at the reality of income tax in Australia and common strategies that can be used to minimise tax. </p>]]></description>
    <content:encoded><![CDATA[<p>The most common concern for high income earners is the amount of tax they pay. In this episode, we look at the reality of income tax in Australia and common strategies that can be used to minimise tax. </p>]]></content:encoded>
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