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  <title>Rock Your Finances with Dr. Brenda Oldham</title>

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  <itunes:author>Dr. Brenda Oldham</itunes:author>
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  <description><![CDATA[<p>&nbsp;Dr. Brenda Oldham, a recognized financial literacy expert and author of <em>"Grandma (Nana) Piggy Bank Money Saving Tips,"</em> plays a pivotal role as a business consultant for small businesses in underserved communities.</p>]]></description>
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    <itunes:title>Turning Vision into Income: Empowering Entrepreneurs with Actionable Steps</itunes:title>
    <title>Turning Vision into Income: Empowering Entrepreneurs with Actionable Steps</title>
    <itunes:summary><![CDATA[March is all about empowerment—and action—on Rock Your Finances with Dr. Oldham. In this episode, Dr. Brenda Oldham is joined by Drake Phifer, Business Consultant with Oakland Thrive, to break down how entrepreneurs—especially women—can turn vision into real, income-producing action. If you’ve ever started the year with big goals and a clear vision… but found yourself stuck when it’s time to execute, you’re not alone—and this conversation is for you. If you’re ready to stop sitting on ideas a...]]></itunes:summary>
    <description><![CDATA[<p>March is all about <b>empowerment—and action</b>—on <em>Rock Your Finances with Dr. Oldham</em>.</p><p>In this episode, Dr. Brenda Oldham is joined by <b>Drake Phifer</b>, Business Consultant with Oakland Thrive, to break down how entrepreneurs—especially women—can turn vision into real, income-producing action.</p><p>If you’ve ever started the year with big goals and a clear vision… but found yourself stuck when it’s time to execute, you’re not alone—and this conversation is for you.</p><p>If you’re ready to stop sitting on ideas and start building something real, this episode will give you the clarity and direction you need.</p><p>Tune in and start turning your vision into reality.</p>]]></description>
    <content:encoded><![CDATA[<p>March is all about <b>empowerment—and action</b>—on <em>Rock Your Finances with Dr. Oldham</em>.</p><p>In this episode, Dr. Brenda Oldham is joined by <b>Drake Phifer</b>, Business Consultant with Oakland Thrive, to break down how entrepreneurs—especially women—can turn vision into real, income-producing action.</p><p>If you’ve ever started the year with big goals and a clear vision… but found yourself stuck when it’s time to execute, you’re not alone—and this conversation is for you.</p><p>If you’re ready to stop sitting on ideas and start building something real, this episode will give you the clarity and direction you need.</p><p>Tune in and start turning your vision into reality.</p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Sun, 29 Mar 2026 12:00:00 -0400</pubDate>
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    <itunes:title>From Invisible to Influential: Marketing Moves That Rock Your Finances in 2026-featuring Randy Meilbeck.</itunes:title>
    <title>From Invisible to Influential: Marketing Moves That Rock Your Finances in 2026-featuring Randy Meilbeck.</title>
    <itunes:summary><![CDATA[Kick off 2026 with intention, confidence, and strategy on Rock Your Finances with Dr. Brenda Oldham. In this episode, Dr. Oldham breaks down a powerful truth: financial growth isn’t just about budgeting and saving—it’s about positioning yourself for opportunity. If you want different results in 2026, you have to move differently, think differently, and market yourself differently. Joining the conversation is Randy Meilbeck, Cyber Info Media, LLC - also known as Randy Savagery - a high-perform...]]></itunes:summary>
    <description><![CDATA[<p>Kick off 2026 with intention, confidence, and strategy on <em>Rock Your Finances with Dr. Brenda Oldham</em>.</p><p>In this episode, Dr. Oldham breaks down a powerful truth: financial growth isn’t just about budgeting and saving—it’s about positioning yourself for opportunity. If you want different results in 2026, you have to move differently, think differently, and market yourself differently.</p><p>Joining the conversation is Randy Meilbeck, Cyber Info Media, LLC - also known as Randy Savagery<b> - </b>a high-performance creative, AV production specialist, and event marketing powerhouse. With a 12,000+ organic reach built right in Detroit, Randy has helped brands drive ticket sales, boost visibility, and turn attention into real revenue. His philosophy? Playing it safe keeps you invisible—and invisible limits your income.</p>]]></description>
    <content:encoded><![CDATA[<p>Kick off 2026 with intention, confidence, and strategy on <em>Rock Your Finances with Dr. Brenda Oldham</em>.</p><p>In this episode, Dr. Oldham breaks down a powerful truth: financial growth isn’t just about budgeting and saving—it’s about positioning yourself for opportunity. If you want different results in 2026, you have to move differently, think differently, and market yourself differently.</p><p>Joining the conversation is Randy Meilbeck, Cyber Info Media, LLC - also known as Randy Savagery<b> - </b>a high-performance creative, AV production specialist, and event marketing powerhouse. With a 12,000+ organic reach built right in Detroit, Randy has helped brands drive ticket sales, boost visibility, and turn attention into real revenue. His philosophy? Playing it safe keeps you invisible—and invisible limits your income.</p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Fri, 23 Jan 2026 17:00:00 -0500</pubDate>
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    <itunes:title>At Your Service – Leading with Excellence, Celebrating Women in Business</itunes:title>
    <title>At Your Service – Leading with Excellence, Celebrating Women in Business</title>
    <itunes:summary><![CDATA[October is Women's History Month. To celebrate, Dr. Brenda Oldham welcomes Claudette Harris, Founder of At Your Service Consulting - a women-owned business dedicated to organizational excellence and customer service leadership - to the show.  The two discuss how Claudette's work is transforming the way people serve, lead, and succeed.  Learn more about Claudette Harris at www.atyourserviceconsultingonline.com Contact Dr. Brenda Oldham at ramedubusiness.com/contact. ]]></itunes:summary>
    <description><![CDATA[<p>October is Women&apos;s History Month. To celebrate, Dr. Brenda Oldham welcomes Claudette Harris, Founder of At Your Service Consulting - a women-owned business dedicated to organizational excellence and customer service leadership - to the show. </p><p>The two discuss how Claudette&apos;s work is transforming the way people serve, lead, and succeed. </p><p>Learn more about Claudette Harris at www.atyourserviceconsultingonline.com</p><p>Contact Dr. Brenda Oldham at ramedubusiness.com/contact.</p>]]></description>
    <content:encoded><![CDATA[<p>October is Women&apos;s History Month. To celebrate, Dr. Brenda Oldham welcomes Claudette Harris, Founder of At Your Service Consulting - a women-owned business dedicated to organizational excellence and customer service leadership - to the show. </p><p>The two discuss how Claudette&apos;s work is transforming the way people serve, lead, and succeed. </p><p>Learn more about Claudette Harris at www.atyourserviceconsultingonline.com</p><p>Contact Dr. Brenda Oldham at ramedubusiness.com/contact.</p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Thu, 30 Oct 2025 14:00:00 -0400</pubDate>
    <itunes:duration>2289</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>9</itunes:episode>
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    <itunes:title>Keys to Wealth: Real Estate Strategies &amp; Empowerment for Women</itunes:title>
    <title>Keys to Wealth: Real Estate Strategies &amp; Empowerment for Women</title>
    <itunes:summary><![CDATA[With the focus in August on women and wealth empowerment, Rock Your Finances host Dr. Brenda Oldham chats with Jen Murray, High-Value Realtor and Women’s Empowerment Advocate. The two discuss how the right real estate decisions can open doors to financial growth, generational equity, and personal freedom. Reach out to Jen Murray at (734) 320-6352 or jen.murray@kw.com. Contact Dr. Brenda Oldham at ramedubusiness.com/contact. ]]></itunes:summary>
    <description><![CDATA[<p>With the focus in August on women and wealth empowerment, Rock Your Finances host Dr. Brenda Oldham chats with Jen Murray, High-Value Realtor and Women’s Empowerment Advocate. The two discuss how the right real estate decisions can open doors to financial growth, generational equity, and personal freedom.</p><p>Reach out to Jen Murray at (734) 320-6352 or jen.murray@kw.com.</p><p>Contact Dr. Brenda Oldham at ramedubusiness.com/contact.</p>]]></description>
    <content:encoded><![CDATA[<p>With the focus in August on women and wealth empowerment, Rock Your Finances host Dr. Brenda Oldham chats with Jen Murray, High-Value Realtor and Women’s Empowerment Advocate. The two discuss how the right real estate decisions can open doors to financial growth, generational equity, and personal freedom.</p><p>Reach out to Jen Murray at (734) 320-6352 or jen.murray@kw.com.</p><p>Contact Dr. Brenda Oldham at ramedubusiness.com/contact.</p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Wed, 27 Aug 2025 10:00:00 -0400</pubDate>
    <itunes:duration>1800</itunes:duration>
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    <itunes:episode>8</itunes:episode>
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    <itunes:title>Summer Smart – Healthy Habits &amp; Money Moves for Students</itunes:title>
    <title>Summer Smart – Healthy Habits &amp; Money Moves for Students</title>
    <itunes:summary><![CDATA[Rock Your Finances host Dr. Brenda Oldham and her guest, Dr. Kristen Desouki, Nursing Professor at Wayne State University and Oakland Community College, discuss Family Finance Month on this month's episode. The conversation centers on how to help students and families build smart financial and health habits as we transition from summer into the school year. ]]></itunes:summary>
    <description><![CDATA[<p>Rock Your Finances host Dr. Brenda Oldham and her guest, Dr. Kristen Desouki, Nursing Professor at Wayne State University and Oakland Community College, discuss Family Finance Month on this month&apos;s episode. The conversation centers on how to help students and families build smart financial and health habits as we transition from summer into the school year.</p>]]></description>
    <content:encoded><![CDATA[<p>Rock Your Finances host Dr. Brenda Oldham and her guest, Dr. Kristen Desouki, Nursing Professor at Wayne State University and Oakland Community College, discuss Family Finance Month on this month&apos;s episode. The conversation centers on how to help students and families build smart financial and health habits as we transition from summer into the school year.</p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Mon, 28 Jul 2025 14:00:00 -0400</pubDate>
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    <itunes:season>1</itunes:season>
    <itunes:episode>7</itunes:episode>
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    <itunes:title>Money Moves for Millennials &amp; Gen Z: Homebuying Without the Headache!</itunes:title>
    <title>Money Moves for Millennials &amp; Gen Z: Homebuying Without the Headache!</title>
    <itunes:summary><![CDATA[Host Dr. Brenda Oldham and her guest, real estate guru Charvez Miles, to talk about big life goals—like buying your first home—and what smart money moves Millennials and Gen Z should be making right now to build lasting wealth.  Contact Charvez at cmilesrealty@gmail.com or https://www.cmilesrealty.com Learn more about Dr. Brenda Oldham and Ram Educational Business Services at https://ramedubusiness.com   ]]></itunes:summary>
    <description><![CDATA[<p>Host Dr. Brenda Oldham and her guest, real estate guru Charvez Miles, to talk about big life goals—like buying your first home—and what smart money moves Millennials and Gen Z should be making <em>right now</em> to build lasting wealth. </p><p>Contact Charvez at cmilesrealty@gmail.com or https://www.cmilesrealty.com</p><p>Learn more about Dr. Brenda Oldham and Ram Educational Business Services at https://ramedubusiness.com</p><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p>Host Dr. Brenda Oldham and her guest, real estate guru Charvez Miles, to talk about big life goals—like buying your first home—and what smart money moves Millennials and Gen Z should be making <em>right now</em> to build lasting wealth. </p><p>Contact Charvez at cmilesrealty@gmail.com or https://www.cmilesrealty.com</p><p>Learn more about Dr. Brenda Oldham and Ram Educational Business Services at https://ramedubusiness.com</p><p><br/></p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Thu, 26 Jun 2025 16:00:00 -0400</pubDate>
    <itunes:duration>2307</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>6</itunes:episode>
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    <itunes:title>Money and Mental Wellness</itunes:title>
    <title>Money and Mental Wellness</title>
    <itunes:summary><![CDATA[Host and financial literacy expert Dr. Brenda Oldham is joined by Emotional Wellness Coach Tashena Stokes. A Holistic Leadership Consultant, with certifications in Life Coach and Herbal health, Tashena Stokes is also a professional speaker, mentor, and award-winning author. She joins the show to help understand how our emotions shape our financial decisions- and how we can take control. Follow Tashena on LinkedIn here: https://www.linkedin.com/in/tashena-stokes-8425063b/   ]]></itunes:summary>
    <description><![CDATA[<p>Host and financial literacy expert Dr. Brenda Oldham is joined by Emotional Wellness Coach Tashena Stokes. A Holistic Leadership Consultant, with certifications in Life Coach and Herbal health, Tashena Stokes is also a professional speaker, mentor, and award-winning author. She joins the show to help understand how our emotions shape our financial decisions- and how we can take control.</p><p>Follow Tashena on LinkedIn here: https://www.linkedin.com/in/tashena-stokes-8425063b/</p><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p>Host and financial literacy expert Dr. Brenda Oldham is joined by Emotional Wellness Coach Tashena Stokes. A Holistic Leadership Consultant, with certifications in Life Coach and Herbal health, Tashena Stokes is also a professional speaker, mentor, and award-winning author. She joins the show to help understand how our emotions shape our financial decisions- and how we can take control.</p><p>Follow Tashena on LinkedIn here: https://www.linkedin.com/in/tashena-stokes-8425063b/</p><p><br/></p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Tue, 27 May 2025 15:00:00 -0400</pubDate>
    <itunes:duration>1720</itunes:duration>
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    <itunes:season>1</itunes:season>
    <itunes:episode>5</itunes:episode>
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    <itunes:title>Spring Cleaning Your Finances </itunes:title>
    <title>Spring Cleaning Your Finances </title>
    <itunes:summary><![CDATA[Dr. Brenda Oldham - founder of RAM Insurance &amp; Financial Services and RAM Educational Business Solutions - sits down with Ronell Stokes, VP of RAM Insurance &amp; Financial Services. The two discuss ways you can practice some spring cleaning on your finances.  Questions? Comments? Feel free to contact Ronell at 248-714-5102 or by emailing rstokes@calton.com. Learn more at www.ramfinancialservices.com and www.ramedubusiness.com. ]]></itunes:summary>
    <description><![CDATA[<p>Dr. Brenda Oldham - founder of RAM Insurance &amp; Financial Services and RAM Educational Business Solutions - sits down with Ronell Stokes, VP of RAM Insurance &amp; Financial Services. The two discuss ways you can practice some spring cleaning on your finances. </p><p>Questions? Comments? Feel free to contact Ronell at <a href='tel:2487145102'>248-714-5102</a> or by emailing <a href='mailto:rstokes@calton.com'>rstokes@calton.com</a>. Learn more at <a href='https://www.ramfinancialservices.com/'>www.ramfinancialservices.com</a> and <a href='https://ramedubusiness.com/'>www.ramedubusiness.com</a>.</p>]]></description>
    <content:encoded><![CDATA[<p>Dr. Brenda Oldham - founder of RAM Insurance &amp; Financial Services and RAM Educational Business Solutions - sits down with Ronell Stokes, VP of RAM Insurance &amp; Financial Services. The two discuss ways you can practice some spring cleaning on your finances. </p><p>Questions? Comments? Feel free to contact Ronell at <a href='tel:2487145102'>248-714-5102</a> or by emailing <a href='mailto:rstokes@calton.com'>rstokes@calton.com</a>. Learn more at <a href='https://www.ramfinancialservices.com/'>www.ramfinancialservices.com</a> and <a href='https://ramedubusiness.com/'>www.ramedubusiness.com</a>.</p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Mon, 21 Apr 2025 14:00:00 -0400</pubDate>
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    <itunes:title>Build Your Brand, Know Your Worth. Financial Literacy for Women Entrepreneurs </itunes:title>
    <title>Build Your Brand, Know Your Worth. Financial Literacy for Women Entrepreneurs </title>
    <itunes:summary><![CDATA[Dr. Brenda Oldham - founder of RAM Insurance &amp; Financial Services and RAM Educational Business Solutions, chats with Marketing/Social Media Brand Specialist Dayna Mott of Lady Day, LLC.  In honor of National Women’s Month, the discussion revolves around how your brand and your bank account are connected—and why every woman business owner should understand both.  ]]></itunes:summary>
    <description><![CDATA[<p>Dr. Brenda Oldham - founder of RAM Insurance &amp; Financial Services and RAM Educational Business Solutions, chats with Marketing/Social Media Brand Specialist Dayna Mott of Lady Day, LLC. </p><p>In honor of National Women’s Month, the discussion revolves around how your brand and your bank account are connected—and why every woman business owner should understand both. </p>]]></description>
    <content:encoded><![CDATA[<p>Dr. Brenda Oldham - founder of RAM Insurance &amp; Financial Services and RAM Educational Business Solutions, chats with Marketing/Social Media Brand Specialist Dayna Mott of Lady Day, LLC. </p><p>In honor of National Women’s Month, the discussion revolves around how your brand and your bank account are connected—and why every woman business owner should understand both. </p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Thu, 03 Apr 2025 14:00:00 -0400</pubDate>
    <itunes:duration>2320</itunes:duration>
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    <itunes:title>Identifying Hidden Spending Traps Couples Face - Budgeting and Debt Obligation</itunes:title>
    <title>Identifying Hidden Spending Traps Couples Face - Budgeting and Debt Obligation</title>
    <itunes:summary><![CDATA[This conversation with Beverly Thomas - a Christian certified marriage coach, the founder and CEO of 2 as 1 Forever, a 501C nonprofit organization- covers some essential questions every couple should ask about money, bridging financial differences, and practical strategies to create financial harmony.  We’ll also share tips on managing financial disagreements to strengthen your relationship instead of tearing it apart." Whether you’re newly married, in a long-term partnership, or just st...]]></itunes:summary>
    <description><![CDATA[<p>This conversation with <b>Beverly Thomas -</b> a Christian certified marriage coach, the founder and CEO of <b>2 as 1 Forever</b>, a 501C nonprofit organization- covers some essential questions every couple should ask about money, bridging financial differences, and practical strategies to create financial harmony. </p><p>We’ll also share tips on managing financial disagreements to strengthen your relationship instead of tearing it apart.&quot;</p><p>Whether you’re newly married, in a long-term partnership, or just starting financial conversations with your significant other, this episode is for you!</p>]]></description>
    <content:encoded><![CDATA[<p>This conversation with <b>Beverly Thomas -</b> a Christian certified marriage coach, the founder and CEO of <b>2 as 1 Forever</b>, a 501C nonprofit organization- covers some essential questions every couple should ask about money, bridging financial differences, and practical strategies to create financial harmony. </p><p>We’ll also share tips on managing financial disagreements to strengthen your relationship instead of tearing it apart.&quot;</p><p>Whether you’re newly married, in a long-term partnership, or just starting financial conversations with your significant other, this episode is for you!</p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Thu, 27 Feb 2025 17:00:00 -0500</pubDate>
    <itunes:duration>2178</itunes:duration>
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    <itunes:episode>2</itunes:episode>
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    <itunes:title>Setting Personal Financial Goals for Small Business Success</itunes:title>
    <title>Setting Personal Financial Goals for Small Business Success</title>
    <itunes:summary><![CDATA[Dr. Oldham talks with Stephen Wicks, CEO of Internet Development Company, about helping small businesses to set and accomplish goals that lead to success in 2025.  Understand pitfalls that can cause small businesses to fail. Join Dr. Brenda Oldham, financial literacy expert and author of Grandma (Nana) Piggy Bank Money Saving Tips, Podcast explores the essential steps for small business owners to set and achieve personal financial goals. In this episode, Dr. Oldham shares actionable insi...]]></itunes:summary>
    <description><![CDATA[<p>Dr. Oldham talks with Stephen Wicks, CEO of Internet Development Company, about helping small businesses to set and accomplish goals that lead to success in 2025.  Understand pitfalls that can cause small businesses to fail. Join Dr. Brenda Oldham, financial literacy expert and author of <em>Grandma (Nana) Piggy Bank Money Saving Tips</em>, Podcast explores the essential steps for small business owners to set and achieve personal financial goals. In this episode, Dr. Oldham shares actionable insights on aligning your personal financial objectives with your business success, managing cash flow effectively, and building a foundation for long-term wealth. Whether you&apos;re a new entrepreneur or a seasoned business owner, this podcast inspires you to take control of your finances and create a roadmap for financial freedom. Tune in and start turning your goals into reality!</p>]]></description>
    <content:encoded><![CDATA[<p>Dr. Oldham talks with Stephen Wicks, CEO of Internet Development Company, about helping small businesses to set and accomplish goals that lead to success in 2025.  Understand pitfalls that can cause small businesses to fail. Join Dr. Brenda Oldham, financial literacy expert and author of <em>Grandma (Nana) Piggy Bank Money Saving Tips</em>, Podcast explores the essential steps for small business owners to set and achieve personal financial goals. In this episode, Dr. Oldham shares actionable insights on aligning your personal financial objectives with your business success, managing cash flow effectively, and building a foundation for long-term wealth. Whether you&apos;re a new entrepreneur or a seasoned business owner, this podcast inspires you to take control of your finances and create a roadmap for financial freedom. Tune in and start turning your goals into reality!</p>]]></content:encoded>
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    <itunes:author>Dr. Brenda Oldham</itunes:author>
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    <pubDate>Mon, 20 Jan 2025 16:00:00 -0500</pubDate>
    <itunes:duration>1475</itunes:duration>
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    <itunes:season>1</itunes:season>
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