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  <title>Becoming An Attending</title>

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  <copyright>© 2026 Becoming An Attending</copyright>
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  <itunes:author>Yohance Harrison</itunes:author>
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  <description><![CDATA[<p>A guide for future ER physicians. <b>"Becoming an Attending"</b> delivers insights for navigating undergrad, medical school, residency, and becoming an attending physician.</p><p><br></p><p><br></p><p>Financial &amp; Investment Advisory services provided by Money Script Wealth Management, PLLC "MSWM", a registered investment adviser offering advisory services in the states of Texas, California, Louisiana, Nevada, New York, North Carolina, Florida, Georgia, and other states where exempted. MSWM does not provide specific tax or legal advice. Please consult your tax attorney and CPA.</p>]]></description>
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    <itunes:title>The $50K Cap That Could Break Medicine-A Conversation With Dr. Ryan Kelly</itunes:title>
    <title>The $50K Cap That Could Break Medicine-A Conversation With Dr. Ryan Kelly</title>
    <itunes:summary><![CDATA[In this Becoming an Attending episode from May 18, 2026, Dr. Ryan Kelly joins the show to break down how changing student loan rules could reshape the path to becoming a physician. Ryan shares his own journey from first-generation college student to emergency medicine attending, then gets practical about Grad PLUS changes, private loan risks, PSLF updates, and why financial literacy matters early. If you’re a pre-med student, medical student, resident, fellow, or new attending trying to under...]]></itunes:summary>
    <description><![CDATA[<p><b>In this Becoming an Attending episode from May 18, 2026, Dr. Ryan Kelly joins the show to break down how changing student loan rules could reshape the path to becoming a physician. Ryan shares his own journey from first-generation college student to emergency medicine attending, then gets practical about Grad PLUS changes, private loan risks, PSLF updates, and why financial literacy matters early. If you’re a pre-med student, medical student, resident, fellow, or new attending trying to understand medical school debt, physician loans, and public service loan forgiveness, this episode gives clear, timely guidance without the jargon.</b></p><p>#<b>Themoneyscript,  #money #recession #financial literacy #moneyscript #wealth #retirement</b></p><p><a href='https://www.amazon.com/White-Coat-Investor-Personal-Investing/dp/0991433106'>The White Coat Investor</a></p><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p><b>In this Becoming an Attending episode from May 18, 2026, Dr. Ryan Kelly joins the show to break down how changing student loan rules could reshape the path to becoming a physician. Ryan shares his own journey from first-generation college student to emergency medicine attending, then gets practical about Grad PLUS changes, private loan risks, PSLF updates, and why financial literacy matters early. If you’re a pre-med student, medical student, resident, fellow, or new attending trying to understand medical school debt, physician loans, and public service loan forgiveness, this episode gives clear, timely guidance without the jargon.</b></p><p>#<b>Themoneyscript,  #money #recession #financial literacy #moneyscript #wealth #retirement</b></p><p><a href='https://www.amazon.com/White-Coat-Investor-Personal-Investing/dp/0991433106'>The White Coat Investor</a></p><p><br/></p>]]></content:encoded>
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    <pubDate>Fri, 29 May 2026 00:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title="The $50K Cap That Could Break Medicine-A Conversation With Dr. Ryan Kelly" />
  <psc:chapter start="2:19" title="Intro and why this student loan conversation matters" />
  <psc:chapter start="4:52" title="Ryan’s path from Central Florida to becoming an attending" />
  <psc:chapter start="7:24" title="Physician shortages and why access to training matters" />
  <psc:chapter start="9:40" title="Medical school costs and the new graduate lending caps" />
  <psc:chapter start="13:46" title="Private loan risks and the impact on specialty choice" />
  <psc:chapter start="24:30" title="Practical ways students may try to fund medical school " />
  <psc:chapter start="33:32" title="PSLF changes residents need to watch " />
  <psc:chapter start="47:11" title="What new attendings should review in repayment planning" />
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    <itunes:duration>3360</itunes:duration>
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    <itunes:episode>8</itunes:episode>
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    <itunes:title>Location, Location, Location with Savoy Brummer</itunes:title>
    <title>Location, Location, Location with Savoy Brummer</title>
    <itunes:summary><![CDATA[In this episode of Becoming an Attending on The Money Script Podcast, Dr. Savoy Brummer joins host Yohance Harrison for an unfiltered conversation about the real costs and decisions facing future and new attending physicians. They dive deep into the impact of location on medical school, residency, and career, discuss the evolving landscape of student loans and loan forgiveness, and share candid advice on financial strategy, mentorship, and building a fulfilling, diversified life as a physicia...]]></itunes:summary>
    <description><![CDATA[<p><b>In this episode of Becoming an Attending on The Money Script Podcast, Dr. Savoy Brummer joins host Yohance Harrison for an unfiltered conversation about the real costs and decisions facing future and new attending physicians. They dive deep into the impact of location on medical school, residency, and career, discuss the evolving landscape of student loans and loan forgiveness, and share candid advice on financial strategy, mentorship, and building a fulfilling, diversified life as a physician. Essential listening for medical students, residents, and early-career doctors navigating today’s financial and professional challenges.</b></p><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p><b>In this episode of Becoming an Attending on The Money Script Podcast, Dr. Savoy Brummer joins host Yohance Harrison for an unfiltered conversation about the real costs and decisions facing future and new attending physicians. They dive deep into the impact of location on medical school, residency, and career, discuss the evolving landscape of student loans and loan forgiveness, and share candid advice on financial strategy, mentorship, and building a fulfilling, diversified life as a physician. Essential listening for medical students, residents, and early-career doctors navigating today’s financial and professional challenges.</b></p><p><br/></p>]]></content:encoded>
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    <pubDate>Tue, 30 Sep 2025 09:00:00 -0500</pubDate>
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    <itunes:episode>7</itunes:episode>
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    <itunes:title> How ER Docs Can Prevent Burnout and Lifestyle Creep (Advice from Dr. Fred Kency)</itunes:title>
    <title> How ER Docs Can Prevent Burnout and Lifestyle Creep (Advice from Dr. Fred Kency)</title>
    <itunes:summary><![CDATA[ Burnout is real, and lifestyle creep is sneakier than you think. In this episode of Becoming an Attending, ER physician Dr. Fred Kency Jr. joins financial advisor Yohance Harrison to talk about burnout, financial preparedness, and the hidden traps new doctors fall into after residency. With practical advice drawn from Dr. Kency's military, academic, and clinical experiences, this episode is a must-listen for any resident or new attending who wants to thrive—not just survive. If you're t...]]></itunes:summary>
    <description><![CDATA[<p> Burnout is real, and lifestyle creep is sneakier than you think. In this episode of <em>Becoming an Attending</em>, ER physician Dr. Fred Kency Jr. joins financial advisor Yohance Harrison to talk about burnout, financial preparedness, and the hidden traps new doctors fall into after residency. With practical advice drawn from Dr. Kency&apos;s military, academic, and clinical experiences, this episode is a must-listen for any resident or new attending who wants to thrive—not just survive. If you&apos;re transitioning from residency to attending, don&apos;t miss these tips to protect your income, energy, and peace of mind.<br/><br/>https://www.kencymedicalservices.com/</p><p><a href='https://www.instagram.com/doctor.freddie.earl/?hl=en'><b>Fred Earl Kency Jr. </b></a></p>]]></description>
    <content:encoded><![CDATA[<p> Burnout is real, and lifestyle creep is sneakier than you think. In this episode of <em>Becoming an Attending</em>, ER physician Dr. Fred Kency Jr. joins financial advisor Yohance Harrison to talk about burnout, financial preparedness, and the hidden traps new doctors fall into after residency. With practical advice drawn from Dr. Kency&apos;s military, academic, and clinical experiences, this episode is a must-listen for any resident or new attending who wants to thrive—not just survive. If you&apos;re transitioning from residency to attending, don&apos;t miss these tips to protect your income, energy, and peace of mind.<br/><br/>https://www.kencymedicalservices.com/</p><p><a href='https://www.instagram.com/doctor.freddie.earl/?hl=en'><b>Fred Earl Kency Jr. </b></a></p>]]></content:encoded>
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    <pubDate>Fri, 23 May 2025 05:00:00 -0500</pubDate>
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  <psc:chapter start="0:00" title=" How ER Docs Can Prevent Burnout and Lifestyle Creep (Advice from Dr. Fred Kency)" />
  <psc:chapter start="0:31" title="Meet Dr. Fred Kency" />
  <psc:chapter start="5:36" title="Leadership, burnout, and early Navy stress" />
  <psc:chapter start="15:20" title="Burnout warning signs" />
  <psc:chapter start="24:09" title="How leadership support prevented burnout" />
  <psc:chapter start="36:20" title=" Refilling your cup before you pour" />
  <psc:chapter start="37:52" title="Final tips for graduating residents" />
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    <itunes:duration>2905</itunes:duration>
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    <itunes:episode>4</itunes:episode>
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    <itunes:title>From Nursing Student to Financially Savvy RN: Mastering Money &amp; Career Growth with Lonzena Robinson</itunes:title>
    <title>From Nursing Student to Financially Savvy RN: Mastering Money &amp; Career Growth with Lonzena Robinson</title>
    <itunes:summary><![CDATA[In this episode of The Money Script Podcast, host Yohance Harrison sits down with Lonzena Robinson, RN and founder of Swallow the Pill, to discuss the financial and career transitions in the medical field. From navigating student loans to leveraging high-paying opportunities in travel nursing, Lonzena shares invaluable insights on financial literacy, career growth, and making smart money moves in healthcare. Whether you’re a nursing student, a new grad, or a seasoned medical professional, thi...]]></itunes:summary>
    <description><![CDATA[<p>In this episode of <em>The Money Script Podcast</em>, host Yohance Harrison sits down with Lonzena Robinson, RN and founder of <em>Swallow the Pill</em>, to discuss the financial and career transitions in the medical field. From navigating student loans to leveraging high-paying opportunities in travel nursing, Lonzena shares invaluable insights on financial literacy, career growth, and making smart money moves in healthcare. Whether you’re a nursing student, a new grad, or a seasoned medical professional, this episode is packed with essential knowledge on managing debt, understanding compensation, and setting yourself up for long-term financial success. Don’t miss this empowering conversation!</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode of <em>The Money Script Podcast</em>, host Yohance Harrison sits down with Lonzena Robinson, RN and founder of <em>Swallow the Pill</em>, to discuss the financial and career transitions in the medical field. From navigating student loans to leveraging high-paying opportunities in travel nursing, Lonzena shares invaluable insights on financial literacy, career growth, and making smart money moves in healthcare. Whether you’re a nursing student, a new grad, or a seasoned medical professional, this episode is packed with essential knowledge on managing debt, understanding compensation, and setting yourself up for long-term financial success. Don’t miss this empowering conversation!</p>]]></content:encoded>
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    <pubDate>Fri, 07 Mar 2025 14:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="From Nursing Student to Financially Savvy RN: Mastering Money &amp; Career Growth with Lonzena Robinson" />
  <psc:chapter start="2:53" title="Meet Lonzena Robinson" />
  <psc:chapter start="6:28" title="Struggling with test anxiety &amp; delayed RN certification" />
  <psc:chapter start="15:11" title="First nursing job &amp; salary expectations" />
  <psc:chapter start="28:02" title="Making more money as a nurse in California" />
  <psc:chapter start="39:12" title=" Introducing Swallow the Pill – Bridging the gap in patient education" />
  <psc:chapter start="47:10" title="How to advocate for your own healthcare" />
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    <itunes:duration>2961</itunes:duration>
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    <itunes:title>&quot;The Soul of Wealth: Lessons on Money, Values, and Gratification for Medical Professionals&quot; - A Conversation with Daniel Crosby</itunes:title>
    <title>&quot;The Soul of Wealth: Lessons on Money, Values, and Gratification for Medical Professionals&quot; - A Conversation with Daniel Crosby</title>
    <itunes:summary><![CDATA[In this episode of The MoneyScript Podcast, host Yohance Harrison sits down with Dr. Daniel Crosby, renowned behavioral finance expert and author of The Soul of Wealth. They explore delayed gratification, financial psychology, and the hidden traps of wealth—critical topics for medical students, residents, and new attending physicians. Learn how to avoid lifestyle inflation, align money with values, and run your own financial race. Whether you’re managing student debt, transitioning to an atte...]]></itunes:summary>
    <description><![CDATA[<p>In this episode of <b>The MoneyScript Podcast</b>, host <b>Yohance Harrison</b> sits down with <b>Dr. Daniel Crosby</b>, renowned behavioral finance expert and author of <em>The Soul of Wealth</em>. They explore <b>delayed gratification, financial psychology, and the hidden traps of wealth</b>—critical topics for <b>medical students, residents, and new attending physicians</b>. Learn how to <b>avoid lifestyle inflation, align money with values, and run your own financial race</b>. Whether you’re managing <b>student debt, transitioning to an attending salary, or planning for long-term wealth</b>, this episode offers <b>actionable insights to build financial resilience</b>. <b>Listen now! #PhysicianFinance #WealthBuilding #MoneyMindset</b></p><p><br/><a href='https://x.com/danielcrosby/status/1882623674454589608'>X</a><br/><a href='https://www.linkedin.com/in/danielcrosby/'>Linkedin </a><br/><a href='https://www.standarddeviationspod.com/'>Website</a><br/><a href='https://www.amazon.com/Soul-Wealth-reflections-money-meaning/dp/1804090441'>New book</a></p><p>Want to spend 15 minutes with one of our advisors?  Please visit <a href='http://moneyscript.com/'>moneyscript.com</a> to book a session. </p><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p>In this episode of <b>The MoneyScript Podcast</b>, host <b>Yohance Harrison</b> sits down with <b>Dr. Daniel Crosby</b>, renowned behavioral finance expert and author of <em>The Soul of Wealth</em>. They explore <b>delayed gratification, financial psychology, and the hidden traps of wealth</b>—critical topics for <b>medical students, residents, and new attending physicians</b>. Learn how to <b>avoid lifestyle inflation, align money with values, and run your own financial race</b>. Whether you’re managing <b>student debt, transitioning to an attending salary, or planning for long-term wealth</b>, this episode offers <b>actionable insights to build financial resilience</b>. <b>Listen now! #PhysicianFinance #WealthBuilding #MoneyMindset</b></p><p><br/><a href='https://x.com/danielcrosby/status/1882623674454589608'>X</a><br/><a href='https://www.linkedin.com/in/danielcrosby/'>Linkedin </a><br/><a href='https://www.standarddeviationspod.com/'>Website</a><br/><a href='https://www.amazon.com/Soul-Wealth-reflections-money-meaning/dp/1804090441'>New book</a></p><p>Want to spend 15 minutes with one of our advisors?  Please visit <a href='http://moneyscript.com/'>moneyscript.com</a> to book a session. </p><p><br/></p>]]></content:encoded>
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    <pubDate>Fri, 21 Feb 2025 13:00:00 -0600</pubDate>
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  <psc:chapter start="10:29" title="The Psychology of Wealth &amp; Happines" />
  <psc:chapter start="16:06" title="Why Delayed Gratification is Key" />
  <psc:chapter start="24:29" title="Avoiding the Comparison Trap &amp; Lifestyle Inflation" />
  <psc:chapter start="32:40" title="Aligning Money with Your Values" />
  <psc:chapter start="40:15" title="Final Thoughts &amp; Book Giveaway" />
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    <itunes:duration>1923</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>2</itunes:episode>
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    <itunes:title>Financial Rx: Avoiding Common Money Mistakes in Medicine A conversation with Andrew McFadden</itunes:title>
    <title>Financial Rx: Avoiding Common Money Mistakes in Medicine A conversation with Andrew McFadden</title>
    <itunes:summary><![CDATA[Welcome to Season 6 of The MoneyScript Podcast with your host, Yohance Harrison! This season is dedicated to medical students, residents, and new attending physicians, offering financial planning advice tailored to the unique challenges of the medical profession. Yohance is joined by Andrew McFadden of Panoramic Financial, a financial advisor specializing in physician finances. They discuss student loans, budgeting, insurance, wealth-building strategies, and avoiding common financial pitfalls...]]></itunes:summary>
    <description><![CDATA[<p>Welcome to Season 6 of The MoneyScript Podcast with your host, Yohance Harrison! This season is dedicated to medical students, residents, and new attending physicians, offering financial planning advice tailored to the unique challenges of the medical profession. Yohance is joined by Andrew McFadden of Panoramic Financial, a financial advisor specializing in physician finances. They discuss student loans, budgeting, insurance, wealth-building strategies, and avoiding common financial pitfalls. If you&apos;re in medicine and want to take control of your financial future, this episode is packed with expert insights and actionable advice. Listen now! #FinancialFreedom #PhysicianFinance<br/><br/></p><p><a href='https://www.panoramicfinancial.com/'>panoramicfinancial.com</a></p><p><a href='https://www.youtube.com/@panoramicfinancial'>Youtube</a></p><p>Want to spend 15 minutes with one of our advisors?  Please visit <a href='http://moneyscript.com/'>moneyscript.com</a> to book a session. </p><p><br/></p>]]></description>
    <content:encoded><![CDATA[<p>Welcome to Season 6 of The MoneyScript Podcast with your host, Yohance Harrison! This season is dedicated to medical students, residents, and new attending physicians, offering financial planning advice tailored to the unique challenges of the medical profession. Yohance is joined by Andrew McFadden of Panoramic Financial, a financial advisor specializing in physician finances. They discuss student loans, budgeting, insurance, wealth-building strategies, and avoiding common financial pitfalls. If you&apos;re in medicine and want to take control of your financial future, this episode is packed with expert insights and actionable advice. Listen now! #FinancialFreedom #PhysicianFinance<br/><br/></p><p><a href='https://www.panoramicfinancial.com/'>panoramicfinancial.com</a></p><p><a href='https://www.youtube.com/@panoramicfinancial'>Youtube</a></p><p>Want to spend 15 minutes with one of our advisors?  Please visit <a href='http://moneyscript.com/'>moneyscript.com</a> to book a session. </p><p><br/></p>]]></content:encoded>
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    <pubDate>Fri, 10 Jan 2025 19:00:00 -0600</pubDate>
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  <psc:chapter start="0:00" title="Financial Rx: Avoiding Common Money Mistakes in Medicine A conversation with Andrew McFadden" />
  <psc:chapter start="5:10" title="Why Doctors Need Financial Education" />
  <psc:chapter start="15:32" title="The Reality of Student Debt" />
  <psc:chapter start="28:45" title="Protecting Your Income with Insurance" />
  <psc:chapter start="45:20" title="Investing &amp; Planning for Retirement Early" />
  <psc:chapter start="55:10" title="Final Thoughts &amp; Book Recommendation" />
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    <itunes:duration>2192</itunes:duration>
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