Instead of a traditional checking account, BundleUp Checking offers a bundle of benefits all in one place for a low monthly cost. The team breaks down standout features like:

• Telehealth access with zero co-pay, including medical and mental health support for you and your family
• Cell phone protection covering up to four devices on your plan
• Roadside assistance to quickly connect you with help when you need it most
• Identity theft protection with dark web monitoring, alerts, and recovery support
• Travel, dining, and entertainment discounts both locally and nationwide 
• You’ll also learn how easy it is to access these benefits directly through the Affinity Plus digital banking app, making it simple to get support anytime, anywhere
• Beyond BundleUp Checking, the episode highlights other account options like Simply Free Checking and the Spending Account, helping you choose the best fit based on your financial needs—from no monthly fees to added budgeting guardrails. 
• Plus, there’s a bigger impact: a portion of each BundleUp Checking subscription helps support local communities through the Affinity Plus Foundation. 
• If you’re looking for a checking account that goes beyond the basics and supports your everyday life, this episode gives you a full breakdown of how BundleUp Checking delivers real value.

Affinity Plus Federal Credit Union - federally insured by the NCUA

In this episode, Danielle and Amber sit down with Kelly Flaherty, Senior Manager of Consumer Lending at Affinity Plus and proud Affinity Plus Foundation board member. Together, they explore how financial education shows up at every stage of life—and why empowering people with financial knowledge is one of the most meaningful ways to strengthen communities.

Kelly shares how his passion for financial literacy grew through years of volunteering with Junior Achievement, bringing money concepts to life for learners of all ages. From kindergarten classroom visits to BizTown and Finance Park simulations, he gives us an inside look at how early exposure builds lifelong habits around budgeting, credit, saving, philanthropy, and financial decision‑making.

But financial education isn’t just for youth. The conversation also highlights:

• How the Affinity Plus Foundation supports adult learners through scholarships, housing stability grants, and community partnerships
• The wide‑ranging tools available in the Affinity Plus Financial Education Center, including budgeting modules, career exploration tools, and self‑paced courses
• Real‑life impact stories—like a recent housing success that shows how financial education and community resources can literally open doors
• The emotional side of money, and how learning builds confidence, agency, and empowerment at any age

Whether you're just starting your financial journey or looking to expand your knowledge, this episode will leave you inspired to take your next step—and maybe even get involved in supporting financial education in your community.

🎧 Tune in, learn something new, and feel empowered to take control of your financial future.

Affinity Plus Federal Credit Union - federally insured by the NCUA

Brad explains why credit should be viewed as a journey, not a label of “good” or “bad.” He shares the key factors that make up a credit score—like payment history, credit utilization, and length of credit history—and offers clear, practical advice for building and maintaining strong credit. Listeners will learn why on‑time payments matter, how credit card usage affects scoring, and ways young people can begin establishing credit responsibly.

The conversation also tackles real-life challenges: missed payments, emotional spending, and managing debt. Brad provides helpful guidance on using automatic payments, creating a realistic spending plan, and borrowing intentionally rather than impulsively. The hosts also highlight Affinity Plus tools like credit monitoring through the mobile app and resources available for financial coaching.

Whether you’re starting your credit journey or looking to improve your financial habits, this episode offers approachable, judgment-free insights to help you make credit work for you—not the other way around.

Affinity Plus Federal Credit Union - federally insured by the NCUA

With nearly three decades of experience in banking—and a personal journey that began as a young single mom—Sarah brings warmth, relatability, and deep expertise to the table. She opens up about the unique financial challenges women face, from caregiving responsibilities to career interruptions, and why confidence, empowerment, and independence are at the heart of true financial wellness.

Together, the trio breaks down big concepts into approachable steps:
 • Why budgeting isn’t restrictive—it’s freeing
 • How to start your financial journey today, even if it’s with $10
• The power of saying “no” to spending that drains you
• How to involve your kids in money conversations (and why you should!)
• The importance of community, safe spaces, and trusted financial partners
• Why it’s okay—and smart—to ask professionals for help

Sarah also shares how Affinity Plus’ remote services give members access to real human support wherever they are, making financial guidance more accessible than ever.

Whether you’re feeling behind, overwhelmed, or simply ready to level up your financial confidence, this encouraging conversation reminds women everywhere: you’re not alone, and it’s never too late to start.

Affinity Plus Federal Credit Union - federally insured by the NCUA

Jacquie oversees payment operations and fraud monitoring—giving her a front‑row seat to how scammers operate, how they evolve, and how everyday people can protect themselves.

Together, the team breaks down:

• Why romance scams spike this time of year
• Common red flags—from moving too fast emotionally to asking for secrecy
• How scammers use emotional connection to manipulate victims
• Real examples of the tactics fraud networks use (including money‑mule schemes)
• Why anyone can fall victim, regardless of age, education, or experience
• How to protect yourself and your loved ones online
• How Affinity Plus monitors accounts and supports victims without judgment

This is an empowering, judgment‑free conversation designed to help you stay safe while still embracing genuine online connection.

Affinity Plus Federal Credit Union - federally insured by the NCUA

Together, they unpack how influencer culture and “buy now, pay later” trends shape spending habits, why saving often feels harder than spending, and how small systems—like cancel‑immediately subscriptions or round‑up savings—can make a big difference. Amanda also shares helpful perspectives on reducing task‑initiation anxiety around finances, leveraging employer benefits, and diversifying your savings without needing a full‑blown investment portfolio.

From naming savings accounts for motivation to preparing financially for the unexpected, this episode is full of relatable stories, simple habits to try, and thoughtful encouragement for anyone looking to improve their financial well‑being in 2026.

Plus, hear about the upcoming financial fitness webinar and how you can take the next step toward confident, stress‑free money management.

Affinity Plus Federal Credit Union - federally insured by the NCUA

Jamy breaks down why big New Year’s resolutions often fall short and how small, intentional changes can lead to meaningful financial progress over time. From reframing the idea of budgeting as awareness—not restriction—to setting values‑based goals that actually stick, this conversation focuses on making money management approachable and personal.

The trio dives into strategies like:

• Looking back at last year to plan ahead with confidence
• Building a budget that reflects real life (not perfection)
• Using automation for bills, savings, and loan payments
• Preparing for seasonal expenses and building an emergency fund
• Understanding the emotional side of money and breaking unhelpful habits

Jamy also shares helpful Affinity Plus resources—including financial coaches, budgeting tools, and an upcoming community webinar designed to help listeners take the next step with their money in a judgment‑free space.

Whether you’re just starting out or looking to refine your financial habits, this episode is packed with encouragement, practical guidance, and reminders that progress doesn’t have to be complicated.

🎧 Listen now and start 2026 feeling more confident about your money.

Affinity Plus Federal Credit Union - federally insured by the NCUA

We dive into the world of payments—from traditional cards to tap-to-pay technology—and discuss how to use credit cards safely and strategically. Nick shares insider knowledge about rewards programs, fraud prevention, and why your cards are more secure than you might think.

Plus, hear about an exciting merger bringing Affinity Plus services to Albert Lea, Minnesota, and get Nic's expert tips on protecting yourself from scams.

Whether you're new to credit or a payment pro, this episode is packed with practical advice to help you navigate the ever-evolving world of payments with confidence.

Topics Covered:

• Credit card myths debunked
• Rewards vs. non-rewards cards
• Fraud prevention and security tips
• Digital payment evolution
• How to spot legitimate alerts vs. scams

Learn more at affinityplus.org

Affinity Plus Federal Credit Union - federally insured by the NCUA

What You'll Discover:

• Why the 2026 USA Games in Minnesota will be the second-largest sporting event in North America (behind only the World Cup!)
• How 3,000 Special Olympics athletes will compete across 8 days of incredible competition
• The amazing "26 Weeks of Giving" initiative supporting inclusion-focused organizations statewide
• Volunteer opportunities that don't require you to be a sports expert (seriously, you just need to show up!)
• Amber's detailed ranking of her 19 polar plunges and why #7 was the best
• Danielle's commitment to her very first plunge (with Amber as her elbow-throwing guide)

Bill shares his 35 years of Special Olympics experience, from memorable moments with Prince at the 1991 World Games to why CEO Dave Larson went from polar plunge skeptic to annual participant. Plus, learn about unified sports partnerships, power lifting sponsorships, and how Affinity Plus continues to champion inclusion across Minnesota.

Whether you're interested in volunteering, supporting local athletes, or just want to hear why jumping into freezing water is surprisingly rejuvenating, this episode celebrates the power of community, inclusion, and taking the plunge for a great cause.

Key Topics: • 2026 USA Games (June 20-26, 2026) • 26 Weeks of Giving grant applications (due September 30th) • Polar plunge tips and techniques • Volunteer opportunities year-round • Unified sports partnerships • Power lifting competition sponsorship

Connect with Special Olympics Minnesota: specialolympicsminnesota.org Learn more about Affinity Plus: affinityplus.org

Affinity Plus Federal Credit Union - federally insured by the NCUA

While dreaming about fresh-cut french fries, Sweet Martha's cookies, and corn on the cob, our trio explores four crucial financial "tips on a stick":

🎪 Budgeting - Your ticket into financial success (and the fair!) 🎢 Managing Debt - Avoiding the financial equivalent of flying off the giant slide 💰 Building Savings - Setting up automatic savings accounts and learning about Affinity Plus's WIN Incentive Savings 🎡 Avoiding Financial FOMO - Resisting the urge to spend just because everyone else is

Kari brings her 23 years of credit union expertise to help listeners understand how to create a financial plan that works for their unique goals and values. Plus, you'll get insider tips on Affinity Plus services like financial coaching and member consultations.

Whether you're saving for next year's state fair adventure or planning for bigger financial goals, this episode will help you budget wisely and avoid getting in over your head. Fair warning: you might leave this episode craving some kettle corn!

Affinity Plus Federal Credit Union - federally insured by the NCUA

In this episode, you’ll learn:

💳 How to manage your first bank account like a pro

📈 Simple strategies to build and protect your credit

💰 Budgeting tips (yes, even on a ramen budget!)

🏦 Why an emergency fund is a student’s best friend

🎯 How to set your own financial pace and focus on YOUR goals

Whether you’re a freshman just starting out or a returning student planning for life after graduation, this conversation is packed with practical advice, relatable stories, and a few laughs along the way.

Affinity Plus Federal Credit Union - federally insured by the NCUA

Guest: Jacquie Twedt, Director of Operations & Foundation Board Chair

In this special episode, hosts Danielle and Amber sit down with Jacquie Twedt, Director of Operations at Affinity Plus and Board Chair of the Affinity Plus Foundation. They dive into the mission and growing impact of the Foundation—from addressing housing and food insecurity to expanding financial education and access to education across Minnesota.

🌟 In this episode, you’ll learn:

• What the Affinity Plus Foundation is and why it exists
• The four key pillars guiding the Foundation’s work: housing stability, food security, financial well-being, and access to education
• How strategic partnerships are helping people access safe housing and homeownership
• Ways the Foundation supports youth through scholarships and Junior Achievement initiatives
  The story behind a historic $1 million in grants awarded through the Federal Home Loan Bank
• How you can support the Foundation during its 25th anniversary donation match campaign, in partnership with Visa

Whether you’re a long-time member or new to Affinity Plus, this episode offers inspiring insight into how the Foundation is building stronger communities—and how you can be part of the impact.

🔗 Learn more and get involved at affinityplus.org/25years

Affinity Plus Federal Credit Union - federally insured by the NCUA

Affinity Plus Federal Credit Union - federally insured by the NCUA

From buying your first home to making long-term improvements, Tara offers clear explanations, helpful tips, and relatable stories about the journey of owning a home. Whether you’re just starting out or already settled in, this episode will help you feel more informed—and empowered.

Listeners will learn about:

• The difference between appraisals and inspections
• What escrow really means and how it works
• Down payment expectations (hint: it’s not always 20%)
• What mortgage insurance is and when it applies
• How to prepare financially for homeownership
• The step-by-step home buying process
• Home equity loans vs. HELOCs (home equity lines of credit)
• What to expect during the closing process
• The role of Affinity Plus in supporting members beyond the mortgage

Whether you’re exploring your first home or planning a renovation, this episode helps make the process feel a little more approachable—and a lot more exciting.

Affinity Plus Federal Credit Union - federally insured by the NCUA

In this insightful and approachable episode of A+ You, hosts Danielle Johnson and Amber Shanley are joined by Kotchi Prosper, Director of Investment & Retirement Services at Affinity Plus Federal Credit Union. From laughs over spilled coffee to smart savings strategies, the conversation makes financial planning feel less intimidating and a lot more human.

Kotchi shares his unique personal story (spoiler: he’s never had coffee!) and breaks down the role of the Investment Center at Affinity Plus. He explains how their advisors work hand-in-hand with credit union staff to support members’ goals—whether that’s saving a few dollars a month or preparing for retirement.

Listeners will learn about:

• What an investment advisor really does (no suit required)
• Why market volatility is normal—and how it can work in your favor
• The power of habits in financial success
• Investment tips for beginners, including how to start with as little as $5
• A sneak peek at Affinity Plus’s upcoming DIY investing app
• The benefits of 529 college savings plans—and why your retirement should come first

Whether you’re just getting started or rethinking your approach, this episode offers calm, clarity, and a little humor along the way. No pressure, no fees—just helpful, human advice.

Affinity Plus Federal Credit Union - federally insured by the NCUA

Affinity Plus Federal Credit Union - federally insured by the NCUA

Guest: Anthony Kuefler

Presented by: Affinity Plus Federal Credit Union

In part two of our financial education series, Anthony Kuefler (Tony) returns to share practical, real-life strategies for taking control of your finances. From the importance of “paying yourself first” to using the snowball or avalanche method for debt payoff, this episode is packed with actionable tips for every stage of life.

We also explore how financial planning evolves through different life phases, the emotional side of money, and how budgeting doesn’t have to be scary—it’s empowering. Whether you’re new to managing your money or looking to refine your approach, this conversation offers inspiration, clarity, and a few laughs along the way.

🎧 Topics covered:

• Budgeting basics and tips
• Debt payoff strategies: Snowball vs. Avalanche
• Financial decision-making through different life stages
• The emotional side of money and empowerment

Don’t forget to subscribe and check out Episode 1 with Anthony! 

Affinity Plus Federal Credit Union - federally insured by the NCUA

Anthony shares a powerful and emotional story about a member he worked with for three years, helping her recover from a $15,000 scam and ultimately celebrate a triumphant debt payoff. It’s a story of resilience, financial empowerment, and the kind of member-first support that defines Affinity Plus.

Whether you’re just starting your financial journey or refining your plan, this episode offers practical advice, real-life inspiration, and a whole lot of heart.

Affinity Plus Federal Credit Union - federally insured by the NCUA

Brian shares insights on how Affinity Plus determines rates for mortgages, auto loans, and credit cards, while also explaining the role of the Federal Reserve and inflation in shaping financial markets. The conversation highlights the importance of credit scores, down payments, and loan terms in securing better rates.

Whether you’re considering buying a home, refinancing a loan, or improving your savings strategy, this episode provides expert insights and practical advice to help you make informed financial decisions.

Affinity Plus Federal Credit Union - federally insured by the NCUA

Affinity Plus Federal Credit Union - federally insured by the NCUA