The Dark Money Files Wed, 15 Apr 2026 08:30:31 -0400 http://www.thedarkmoneyfiles.com en-gb © 2026 The Dark Money Files yes Support this Podcast 551248c7-54f4-5e6a-8804-e51190847779 Graham Barrow and Ray Blake episodic false Buzzsprout (https://www.buzzsprout.com) Money Laundering, Dark Money, Corruption, Tax Evasion, AML, Financial Crime Graham Barrow and Ray Blake https://storage.buzzsprout.com/4vrtqu5nl1aeqp2o5xt2kkc9mirs?.jpg The Dark Money Files http://www.thedarkmoneyfiles.com Is Companies House an economic bellwether? Is Companies House an economic bellwether? One for the geeks! 

Changes in company formation levels are often use to justify/criticise different governments' economic policies.

We go behind the headline figures to see if this is justified or not (HINT: not!).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> One for the geeks! 

Changes in company formation levels are often use to justify/criticise different governments' economic policies.

We go behind the headline figures to see if this is justified or not (HINT: not!).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-19019939 Wed, 15 Apr 2026 12:00:00 +0000 1177 13 2 full false Happy birthday OFSI Happy birthday OFSI Ten years after the creation of the Office of Financial Sanctions Implementation, we look at how the UK sanctions regime has evolved—from early uncertainty to strict liability enforcement, sanctions list complexity, and the growing expectations on the private sector. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Ten years after the creation of the Office of Financial Sanctions Implementation, we look at how the UK sanctions regime has evolved—from early uncertainty to strict liability enforcement, sanctions list complexity, and the growing expectations on the private sector. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-18821651 Tue, 10 Mar 2026 09:00:00 +0000 1304 13 1 full false It's a grey(list) area It's a grey(list) area Today we tackle some colourful risk lists or, to be a bit more precise, some black and grey ones, along with some strange differentials. 

Like how come the UK has a high risk third country list when there are no second countries in sight?

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Today we tackle some colourful risk lists or, to be a bit more precise, some black and grey ones, along with some strange differentials. 

Like how come the UK has a high risk third country list when there are no second countries in sight?

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-18648924 Mon, 09 Feb 2026 14:00:00 +0000 1455 12 13 full false Crime on the high street - part two Crime on the high street - part two In the second of a two part, end of year podcast, we continue to explain how we helped with a major BBC investigation into crime on the high street, involving the sale of illicit cigarettes and vapes, modern human slavery, people trafficking, tax evasion, corruption and money laundering.

In this episode, undercover filming unearths a shocking story and we explain our part in finding some of the protagonists involved.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In the second of a two part, end of year podcast, we continue to explain how we helped with a major BBC investigation into crime on the high street, involving the sale of illicit cigarettes and vapes, modern human slavery, people trafficking, tax evasion, corruption and money laundering.

In this episode, undercover filming unearths a shocking story and we explain our part in finding some of the protagonists involved.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-18480001 Fri, 09 Jan 2026 13:00:00 +0000 795 12 12 full false Crime on the high street - part one Crime on the high street - part one In the first of a two part, end of year episode, we explain how we helped with a major BBC investigation into crime on the high street, involving the sale of illicit cigarettes and vapes, modern human slavery, people trafficking, tax evasion, corruption and money laundering.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In the first of a two part, end of year episode, we explain how we helped with a major BBC investigation into crime on the high street, involving the sale of illicit cigarettes and vapes, modern human slavery, people trafficking, tax evasion, corruption and money laundering.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-18425295 Mon, 29 Dec 2025 11:00:00 +0000 985 12 11 full false A fine fanfare - Coinbase and JP Morgan SE A fine fanfare - Coinbase and JP Morgan SE We examine two recent final notices issued by two different regulators relating to two quite different enterprises and find a surprising amount of commonality in their thinking.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We examine two recent final notices issued by two different regulators relating to two quite different enterprises and find a surprising amount of commonality in their thinking.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-18316548 Mon, 08 Dec 2025 10:00:00 +0000 963 12 10 full false The Dark Money Files meets (Episode 1)... The Laundry The Dark Money Files meets (Episode 1)... The Laundry In the first of a new, occasional series, in which we sit down and chat to fellow anti-financial crime professionals, we kick off with Marit Rødevand from Strise to talk about AI and other new fangled gizmos.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In the first of a new, occasional series, in which we sit down and chat to fellow anti-financial crime professionals, we kick off with Marit Rødevand from Strise to talk about AI and other new fangled gizmos.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-18067639 Fri, 24 Oct 2025 09:00:00 +0000 1745 12 9 full false Policing the corporate landscape - the role of The Insolvency Service Policing the corporate landscape - the role of The Insolvency Service The UK Insolvency Service does a lot more than just oversee insolvencies and, in a recently published five year strategy document, they outlined some ambitious future goals which we thought were well worth a conversation.

So we had one!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> The UK Insolvency Service does a lot more than just oversee insolvencies and, in a recently published five year strategy document, they outlined some ambitious future goals which we thought were well worth a conversation.

So we had one!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-17982057 Thu, 09 Oct 2025 09:00:00 +0000 1269 12 8 full false The highs (and lows) of PEP classifications The highs (and lows) of PEP classifications The FCA recently published new guidance specifically in relation to UK PEPs which we decided needed a closer look. So we did!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> The FCA recently published new guidance specifically in relation to UK PEPs which we decided needed a closer look. So we did!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-17665150 Wed, 13 Aug 2025 14:00:00 +0000 1190 12 7 full false Where there's a will... Where there's a will... In this episode we explain how we supported a major BBC investigation into a Hungarian organised crime group which was systematically forging wills and stealing the assets belonging to the estate from under the noses of the true beneficiaries.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we explain how we supported a major BBC investigation into a Hungarian organised crime group which was systematically forging wills and stealing the assets belonging to the estate from under the noses of the true beneficiaries.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-17566824 Sat, 26 Jul 2025 14:00:00 +0000 1244 12 6 full false Transparency and trust issues: the secret life of property Transparency and trust issues: the secret life of property In this episode, we chat about a recently published report by Transparency International (see: https://www.transparency.org.uk/news/trust-issues-tackling-final-frontier-secret-property-ownership) and how it impacts on our ability to identify the true ownership of real estate in the UK (and elsewhere).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode, we chat about a recently published report by Transparency International (see: https://www.transparency.org.uk/news/trust-issues-tackling-final-frontier-secret-property-ownership) and how it impacts on our ability to identify the true ownership of real estate in the UK (and elsewhere).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-17246454 Thu, 29 May 2025 12:00:00 +0000 1113 12 5 full false Trigger warning! Trigger warning! We bring you our latest deep dive into the world of crazy company incorporations and weird worldwide coincidences by way of North London, New Zealand and a much loved British sit-com.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We bring you our latest deep dive into the world of crazy company incorporations and weird worldwide coincidences by way of North London, New Zealand and a much loved British sit-com.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-16975753 Mon, 14 Apr 2025 15:00:00 +0000 1044 12 4 full false The sharing of suspicion The sharing of suspicion SARs!

Search and rescue services?

Subject access requests?

Sudden acute respiratory syndrome?

No - suspicious activity reports! That's what we are talking about this time. And there's a lot more to them than you might think.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> SARs!

Search and rescue services?

Subject access requests?

Sudden acute respiratory syndrome?

No - suspicious activity reports! That's what we are talking about this time. And there's a lot more to them than you might think.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-16799543 Sun, 16 Mar 2025 10:00:00 +0000 1061 12 3 full false Don't let mules make an ass of your firm Don't let mules make an ass of your firm In this episode we look at the FCA's latest thematic review of the National Fraud Database and money mule account detection tools and summarise what we think firms can take from it and what actions they might consider taking in response.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at the FCA's latest thematic review of the National Fraud Database and money mule account detection tools and summarise what we think firms can take from it and what actions they might consider taking in response.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-16585604 Sat, 08 Feb 2025 14:00:00 +0000 1178 12 2 full false We're scamming, we hope you like scamming too... We're scamming, we hope you like scamming too... "...Because every day we pay the price, we’re the living sacrifice"

Taking inspiration from Bob Marley (sorry about the pun) we've done a little episode about scams and scammers (and some hints on how to spot them).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> "...Because every day we pay the price, we’re the living sacrifice"

Taking inspiration from Bob Marley (sorry about the pun) we've done a little episode about scams and scammers (and some hints on how to spot them).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-16280684 Sun, 15 Dec 2024 09:00:00 +0000 923 12 1 full false Unheard voices - fine outcomes Unheard voices - fine outcomes In this episode we look at some of the links between three recent enforcement actions.

We try to avoid the knee jerk reactions, and think a bit deeper about them.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at some of the links between three recent enforcement actions.

We try to avoid the knee jerk reactions, and think a bit deeper about them.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-16177203 Tue, 26 Nov 2024 14:00:00 +0000 1136 11 13 full false Financial Crime Training - Mind the gap! Financial Crime Training - Mind the gap! We turn our attention to the requirement to train relevant staff on all matters anti-financial crime.

And if you're planning on training - your training needs a plan!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We turn our attention to the requirement to train relevant staff on all matters anti-financial crime.

And if you're planning on training - your training needs a plan!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-15921269 Mon, 14 Oct 2024 07:00:00 +0000 997 11 12 full false The (out)source code The (out)source code In this episode we turn our attention to the tricky subject of outsourcing. We were going to get someone else to do it for us but we couldn't find a suitable candidate. :)

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we turn our attention to the tricky subject of outsourcing. We were going to get someone else to do it for us but we couldn't find a suitable candidate. :)

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-15727298 Tue, 10 Sep 2024 13:00:00 +0000 918 11 11 full false Hot spots and intelligence 2 Hot spots and intelligence 2 Hot spots and intelligence 2

In this second episode we look more broadly at the genesis of intelligence led policing, how it works and how compelling it is to draw parallels with our world of anti-financial crime.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Hot spots and intelligence 2

In this second episode we look more broadly at the genesis of intelligence led policing, how it works and how compelling it is to draw parallels with our world of anti-financial crime.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-15592614 Fri, 16 Aug 2024 08:00:00 +0000 1120 11 10 full false Hot spots and intelligence Hot spots and intelligence In this episode we report on a recent visit to the European Crime Analysis conference in Copenhagen and draw parallels between the work of law enforcement and those working in compliance.

Links referred to in the episode:
Hot spot policing
Wolfsberg Group Statement on Effective Monitoring for Suspicious Activity

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we report on a recent visit to the European Crime Analysis conference in Copenhagen and draw parallels between the work of law enforcement and those working in compliance.

Links referred to in the episode:
Hot spot policing
Wolfsberg Group Statement on Effective Monitoring for Suspicious Activity

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-15355385 Wed, 03 Jul 2024 11:00:00 +0000 1086 11 9 full false Are corporate entities the Swiss army knife of financial crime? Are corporate entities the Swiss army knife of financial crime? In this episode we explore some of the many different ways in which corporate entities can be used to engage in financial crime – although, as far as we are aware, they aren’t much use in removing stones from horse’s hooves.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we explore some of the many different ways in which corporate entities can be used to engage in financial crime – although, as far as we are aware, they aren’t much use in removing stones from horse’s hooves.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-15189776 Tue, 04 Jun 2024 09:00:00 +0000 1030 11 8 full false Organised Crime - two's company but three's an OCG Organised Crime - two's company but three's an OCG We dive into the details of OCGs and how they use corporate networks to launder their ill-gotten gains - and the clues they leave behind.

And, rather appropriately, we also introduce the world to our new sponsor: https://riskalert247.com/


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We dive into the details of OCGs and how they use corporate networks to launder their ill-gotten gains - and the clues they leave behind.

And, rather appropriately, we also introduce the world to our new sponsor: https://riskalert247.com/


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-15134229 Sat, 25 May 2024 12:00:00 +0000 1214 11 7 full false A proliferation explanation conversation A proliferation explanation conversation In this episode we turn our attention to the thorny subject of proliferation financing and provide a basic explainer of what it's about and why it's important.

The documents referred to in the episode can be accessed via the links below:

 FATF Guidance on PF risk assessment | https://bit.ly/4a9FKTM
 UK National Risk Assessment of PF | https://bit.ly/3JP2Lk7
| RUSI paper on PF in banking | https://bit.ly/4b4JpTU
| European Commission guidance for EU operators | https://bit.ly/4doVhSr

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we turn our attention to the thorny subject of proliferation financing and provide a basic explainer of what it's about and why it's important.

The documents referred to in the episode can be accessed via the links below:

 FATF Guidance on PF risk assessment | https://bit.ly/4a9FKTM
 UK National Risk Assessment of PF | https://bit.ly/3JP2Lk7
| RUSI paper on PF in banking | https://bit.ly/4b4JpTU
| European Commission guidance for EU operators | https://bit.ly/4doVhSr

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-15023369 Tue, 07 May 2024 08:00:00 +0000 1108 11 6 full false It’s payback time! – the new UK regime for mandatory scam reimbursement It’s payback time! – the new UK regime for mandatory scam reimbursement With a forthcoming new requirement which makes it mandatory for UK payment service providers (PSPs) to reimburse the victims of some types of fraud, we look at the rules and how they are likely to play out.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> With a forthcoming new requirement which makes it mandatory for UK payment service providers (PSPs) to reimburse the victims of some types of fraud, we look at the rules and how they are likely to play out.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-14961443 Fri, 26 Apr 2024 14:00:00 +0000 1346 11 5 full false The democratisation of crime The democratisation of crime Taking a slightly different direction from our normal content, we step back and look how the landscape of crime has changed over the years, and how in the process it has become democratised.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Taking a slightly different direction from our normal content, we step back and look how the landscape of crime has changed over the years, and how in the process it has become democratised.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-14744401 Fri, 22 Mar 2024 14:00:00 +0000 953 11 4 full false Bar Wars - Attack of the Clones Bar Wars - Attack of the Clones Following the news that nearly 800 restaurants in the UK have been cloned over the last few weeks, we thought we’d bring you the story behind the story. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following the news that nearly 800 restaurants in the UK have been cloned over the last few weeks, we thought we’d bring you the story behind the story. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-14480238 Sun, 11 Feb 2024 15:00:00 +0000 1238 11 3 full false It's over to EU It's over to EU It’s over to EU

After a succession of episodes looking at the UK financial crime landscape, we shift our focus over the channel to Europe and the proposed changes to EU AML legislation.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> It’s over to EU

After a succession of episodes looking at the UK financial crime landscape, we shift our focus over the channel to Europe and the proposed changes to EU AML legislation.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-14456901 Wed, 07 Feb 2024 11:00:00 +0000 1304 11 2 full false Are PEPs domestic? Are PEPs domestic? Following some recent banking shenanigans, there’s been a rapidly introduced change in the UK law relating to PEPs.

We think it needs to be put into a global context.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following some recent banking shenanigans, there’s been a rapidly introduced change in the UK law relating to PEPs.

We think it needs to be put into a global context.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-14311187 Mon, 15 Jan 2024 11:00:00 +0000 1026 11 1 full false ECCTA Part 2 - SLAPPS, Fraud, Crypto and information sharing ECCTA Part 2 - SLAPPS, Fraud, Crypto and information sharing In this second part of our review of the Economic Crime and Corporate Transparency Act, we look at the provisions relating to  failing to prevent fraud, crypto assets, information sharing and Strategic Lawsuits Against Public Participation (SLAPPs).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this second part of our review of the Economic Crime and Corporate Transparency Act, we look at the provisions relating to  failing to prevent fraud, crypto assets, information sharing and Strategic Lawsuits Against Public Participation (SLAPPs).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-14064406 Thu, 30 Nov 2023 16:00:00 +0000 1281 10 12 full false Companies House - it's time to Act Companies House - it's time to Act Following the enactment of the Economic Crime and Corporate Transparency Act, reform is on the way to Companies House.

But what does it look like and when will it happen?

Here's our initial overview.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following the enactment of the Economic Crime and Corporate Transparency Act, reform is on the way to Companies House.

But what does it look like and when will it happen?

Here's our initial overview.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-13998441 Sun, 19 Nov 2023 16:00:00 +0000 1239 10 11 full false A close shave – Ockam’s razor and plausibility A close shave – Ockam’s razor and plausibility In this episode we walk the path from certainty to impossibility, via probable, possible and plausible.

A conversation involving wind turbines, zebras and UFOs.

You need to listen to understand!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we walk the path from certainty to impossibility, via probable, possible and plausible.

A conversation involving wind turbines, zebras and UFOs.

You need to listen to understand!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-13794510 Tue, 17 Oct 2023 14:00:00 +0000 1304 10 10 full false Ownership, control, or influence? UBOs and further complications Ownership, control, or influence? UBOs and further complications In this second episode devoted to ultimate beneficial ownership, we delve into the world of exchange traded companies and the esoterica that is trusts.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this second episode devoted to ultimate beneficial ownership, we delve into the world of exchange traded companies and the esoterica that is trusts.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-13596008 Fri, 15 Sep 2023 09:00:00 +0000 1167 10 9 full false Ownership, control, or influence? It’s time for the UBO question! Ownership, control, or influence? It’s time for the UBO question! In this episode we, somewhat belatedly, begin to tackle the thorny issue of identifying ultimate beneficial ownership. 

And we do so by pointing out that the “ownership” part of UBO is a bit misleading because it doesn’t cover control or influence.

But then a UBOCI is a bit of a mouthful.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we, somewhat belatedly, begin to tackle the thorny issue of identifying ultimate beneficial ownership. 

And we do so by pointing out that the “ownership” part of UBO is a bit misleading because it doesn’t cover control or influence.

But then a UBOCI is a bit of a mouthful.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-13548384 Thu, 07 Sep 2023 15:00:00 +0000 1419 10 8 full false A Neidle in a tax scam A Neidle in a tax scam In this episode we walk through a recent, in-depth report into probable VAT and employment tax fraud reported on by Dan Neidle of the Tax Policy Associates, in partiucalr, how various different proessionals, individuals both here and abroad, and social media websites can be used, wittingly or unwittingly, to further the fraudsters aims.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we walk through a recent, in-depth report into probable VAT and employment tax fraud reported on by Dan Neidle of the Tax Policy Associates, in partiucalr, how various different proessionals, individuals both here and abroad, and social media websites can be used, wittingly or unwittingly, to further the fraudsters aims.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-13457332 Wed, 23 Aug 2023 14:00:00 +0000 1004 10 7 full false A view from the Farage side A view from the Farage side We couldn't let the recent Farage brouhaha with Coutts go by without some sort of comment.

We've tried to chart a calm course through some choppy waters!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We couldn't let the recent Farage brouhaha with Coutts go by without some sort of comment.

We've tried to chart a calm course through some choppy waters!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-13342967 Thu, 03 Aug 2023 12:00:00 +0000 1249 10 6 full false You find what you look for! You find what you look for! In this episode we ask "What have the dinosaurs ever done for us?" 

It turns out, if you ask the right questions, it's quite a lot.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we ask "What have the dinosaurs ever done for us?" 

It turns out, if you ask the right questions, it's quite a lot.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-13167339 Wed, 05 Jul 2023 19:00:00 +0000 993 10 5 full false Bias and noise – how they differ and why it matters Bias and noise – how they differ and why it matters In this episode we take a (hopefully) user-friendly trip down the statistical road and explore some of the common pitfalls that can be encountered in preparing management information.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we take a (hopefully) user-friendly trip down the statistical road and explore some of the common pitfalls that can be encountered in preparing management information.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-13073361 Tue, 20 Jun 2023 12:00:00 +0000 1270 10 4 full false MI oh MI What a Wonderful Day MI oh MI What a Wonderful Day In this episode we look at the thorny issue of Management Information. What is it and what’s it for.

Simple questions you might think, but often overlooked.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at the thorny issue of Management Information. What is it and what’s it for.

Simple questions you might think, but often overlooked.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-12971812 Sat, 03 Jun 2023 17:00:00 +0000 1236 10 3 full false Show me the money! Show me the money! In this episode we bring you an update about regulatory expectations in respect of cash deposits. 

Along with a brief history of the UK’s Post Office dating back to the 17th century and the somewhat surprising news that it is still possible to make unlimited daily cash deposits of up to £20,000 with no form of identification.

More information on KURE (brought to you by our sponsors Deep PoolmLtd) can be found at www.deep-pool.com. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we bring you an update about regulatory expectations in respect of cash deposits. 

Along with a brief history of the UK’s Post Office dating back to the 17th century and the somewhat surprising news that it is still possible to make unlimited daily cash deposits of up to £20,000 with no form of identification.

More information on KURE (brought to you by our sponsors Deep PoolmLtd) can be found at www.deep-pool.com. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-12755744 Mon, 01 May 2023 07:00:00 +0000 1211 10 2 full false VATs the problem? VATs the problem? In the first episode of season 10, we turn our attention to an extraordinary story about online retail sales, China, VAT and HMRC.

Despite all the apparent jargon, it is just an everyday tale of 11,000 companies all suddenly deciding to register to a private address where the owner had never heard of them.

Which didn’t stop him being sent £500,000 in debt enforcement letters.

And, in a first for The Dark Money Files, this podcast is now sponsored which will secure the ongoing future of the podcast and ensure we can continue to deliver a quality product.

Here’s a link to our sponsor’s website: https://www.deep-pool.com/

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In the first episode of season 10, we turn our attention to an extraordinary story about online retail sales, China, VAT and HMRC.

Despite all the apparent jargon, it is just an everyday tale of 11,000 companies all suddenly deciding to register to a private address where the owner had never heard of them.

Which didn’t stop him being sent £500,000 in debt enforcement letters.

And, in a first for The Dark Money Files, this podcast is now sponsored which will secure the ongoing future of the podcast and ensure we can continue to deliver a quality product.

Here’s a link to our sponsor’s website: https://www.deep-pool.com/

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-12643712 Thu, 13 Apr 2023 14:00:00 +0000 943 10 1 full false Investing in testing 2 - Is it in the test? Investing in testing 2 - Is it in the test? In the second part of our look at multiple choice tests we talk about how some fairly basic statistical analysis can help to validate their effectiveness. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In the second part of our look at multiple choice tests we talk about how some fairly basic statistical analysis can help to validate their effectiveness. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-12521824 Mon, 27 Mar 2023 07:00:00 +0000 1307 9 14 full false Investing in Testing - why assessment matters: Part 1 Investing in Testing - why assessment matters: Part 1 Does your assessment programme correlate to individual performance? 

And if not, why not?

Part one of a journey on the road to cognition.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Does your assessment programme correlate to individual performance? 

And if not, why not?

Part one of a journey on the road to cognition.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-12406062 Thu, 09 Mar 2023 09:00:00 +0000 1310 9 13 full false KYC - The Canary in the Coal Mine KYC - The Canary in the Coal Mine In this episode we  talk about using our (metaphorical) little yellow bird as a predictor of the overall effectiveness (or lack of it) of your anti-financial crime framework.

Would your KYC fall off its perch at the first whiff of trouble?

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we  talk about using our (metaphorical) little yellow bird as a predictor of the overall effectiveness (or lack of it) of your anti-financial crime framework.

Would your KYC fall off its perch at the first whiff of trouble?

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-12287905 Mon, 20 Feb 2023 09:00:00 +0000 1446 9 12 full false Dr Blake’s casebook – a roundup of stories you may have missed Dr Blake’s casebook – a roundup of stories you may have missed In this episode we work through three of the smaller regulatory actions from last year which nevertheless contain nuggets of gold, successfully panned by Ray.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we work through three of the smaller regulatory actions from last year which nevertheless contain nuggets of gold, successfully panned by Ray.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-12116941 Wed, 25 Jan 2023 15:00:00 +0000 1204 9 11 full false Can we have the Bill please? Can we have the Bill please? In something of a departure from our normal content, we review the passage of the Economic Crime and Corporate Reform Bill through the UK parliamentary system and use the opportunity to explain in more detail just how the scrutiny and passing of legislation works in practice.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In something of a departure from our normal content, we review the passage of the Economic Crime and Corporate Reform Bill through the UK parliamentary system and use the opportunity to explain in more detail just how the scrutiny and passing of legislation works in practice.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-12052332 Mon, 16 Jan 2023 13:00:00 +0000 1113 9 10 full false Trivia - when three paths meet Trivia - when three paths meet In this episode we weave together crypto, courts and controversy when Sam Bankman Fried meets the Court of Justice of the European Union and a millionaire underwear Baroness. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we weave together crypto, courts and controversy when Sam Bankman Fried meets the Court of Justice of the European Union and a millionaire underwear Baroness. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-11805918 Sat, 03 Dec 2022 12:00:00 +0000 1263 9 9 full false AOB – recent publications and guidance AOB – recent publications and guidance It’s been a little while so we thought we’d do a bit of a catch up on some recent publications from Wolfsberg, the FATF and the Finnish FSA.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> It’s been a little while so we thought we’d do a bit of a catch up on some recent publications from Wolfsberg, the FATF and the Finnish FSA.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-11734910 Mon, 21 Nov 2022 09:00:00 +0000 1130 9 8 full false Fraud part three: Watcha gonna do about it! Fraud part three: Watcha gonna do about it! In our final part of our look at fraud, we explain, in general terms, current approaches to how best to compensate the victims and deny the fraudsters (as well as explaining briefly, why the gap since the last episode).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In our final part of our look at fraud, we explain, in general terms, current approaches to how best to compensate the victims and deny the fraudsters (as well as explaining briefly, why the gap since the last episode).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-11516135 Mon, 17 Oct 2022 17:00:00 +0000 976 9 7 full false Your company is not welcome here! Your company is not welcome here! We interrupt our suite of podcasts on fraud to bring you a special episode relating to the human cost of fake company incorporations.

Working with various different media outlets, we’ve helped bring to light some of the stories relating to people who unwittingly fall foul of fake company incorporators.

Listen, for example, to this recent episode of BBCs You and Yours:

https://www.bbc.co.uk/programmes/m0019z2g

 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We interrupt our suite of podcasts on fraud to bring you a special episode relating to the human cost of fake company incorporations.

Working with various different media outlets, we’ve helped bring to light some of the stories relating to people who unwittingly fall foul of fake company incorporators.

Listen, for example, to this recent episode of BBCs You and Yours:

https://www.bbc.co.uk/programmes/m0019z2g

 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-11177883 Mon, 22 Aug 2022 11:00:00 +0000 949 9 6 full false Fraud part two: The grift that keeps on grifting Fraud part two: The grift that keeps on grifting In this second part of our series on fraud we delve into some of the different types of fraud.

We proffer some “mildly salacious” examples, along with others which are rather more serious.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this second part of our series on fraud we delve into some of the different types of fraud.

We proffer some “mildly salacious” examples, along with others which are rather more serious.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-11022072 Mon, 25 Jul 2022 07:00:00 +0000 1246 9 5 full false Fraud, intents and purposes Fraud, intents and purposes In this pun laden episode, we start to delve into the world of fraud. More to follow…

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this pun laden episode, we start to delve into the world of fraud. More to follow…

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-10852020 Sat, 25 Jun 2022 08:00:00 +0000 936 9 4 full false Synthetic data and real-world applications: The FCA call for input Synthetic data and real-world applications: The FCA call for input The UK regulator, in common with most regulators around the world, is keen to understand the role that synthetic data might play, alongside Artificial Intelligence and Machine Learning.

It has made a call for input which closes on 22 June. 

In this episode we review the current state of play, the uses for synthetic data and why contributing to this call is so important.

Link to the call: https://www.fca.org.uk/publication/call-for-input/synthetic-data-to-support-financial-services-innovation.pdf 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> The UK regulator, in common with most regulators around the world, is keen to understand the role that synthetic data might play, alongside Artificial Intelligence and Machine Learning.

It has made a call for input which closes on 22 June. 

In this episode we review the current state of play, the uses for synthetic data and why contributing to this call is so important.

Link to the call: https://www.fca.org.uk/publication/call-for-input/synthetic-data-to-support-financial-services-innovation.pdf 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-10698915 Sun, 29 May 2022 08:00:00 +0000 1029 9 3 full false Tax: Avoidance, evasion, and small umbrellas Tax: Avoidance, evasion, and small umbrellas In this episode we tackle the thorny issue of tax avoidance, aggressive tax avoidance and tax evasion. We also take a closer look at one of the schemes which falls somewhere on that spectrum: mini-umbrella companies.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we tackle the thorny issue of tax avoidance, aggressive tax avoidance and tax evasion. We also take a closer look at one of the schemes which falls somewhere on that spectrum: mini-umbrella companies.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-10692017 Fri, 27 May 2022 13:00:00 +0000 1399 9 2 full false Selfies, Swipes and Security - authentication in the digital age Selfies, Swipes and Security - authentication in the digital age In this episode we look at all things digital and how it is changing the landscape of authentication whilst making KYC more dynamic.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at all things digital and how it is changing the landscape of authentication whilst making KYC more dynamic.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-10566736 Thu, 05 May 2022 21:00:00 +0000 1285 9 1 full false A view from the dark side – Part 3 A view from the dark side – Part 3 To conclude this trilogy of podcasts looking at the world from the money launderers point of view, Ray and Graham take a deep dive into trade-based money laundering and trade finance.

They revisit the research conducted by John Zdanowicz – copy of the report referred to can be found here.

$5000 tweezers and enriched uranium at $15/kg make for a lively episode! 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> To conclude this trilogy of podcasts looking at the world from the money launderers point of view, Ray and Graham take a deep dive into trade-based money laundering and trade finance.

They revisit the research conducted by John Zdanowicz – copy of the report referred to can be found here.

$5000 tweezers and enriched uranium at $15/kg make for a lively episode! 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-10254817 Tue, 15 Mar 2022 16:00:00 +0000 1274 8 13 full false A view from the dark side - Part 2 A view from the dark side - Part 2 In this second part of Graham & Ray’s trip to the dark side, and with almost prescient timing, they explain how to set up a global money laundering machine.

Please don’t try this at home.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this second part of Graham & Ray’s trip to the dark side, and with almost prescient timing, they explain how to set up a global money laundering machine.

Please don’t try this at home.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-10181744 Thu, 03 Mar 2022 15:00:00 +0000 949 8 12 full false A view from the dark side - Part 1 A view from the dark side - Part 1 Having spent three years and 93 episodes reporting from the side of the great and the good, Ray and Graham move the focus to the view from the dark side.

And it sounds like they had an inordinate amount of fun doing so!

Two more parts to follow!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Having spent three years and 93 episodes reporting from the side of the great and the good, Ray and Graham move the focus to the view from the dark side.

And it sounds like they had an inordinate amount of fun doing so!

Two more parts to follow!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-10078606 Tue, 15 Feb 2022 12:00:00 +0000 1146 8 11 full false NatWest Bank and HSBC: The King, his cleaner and the thirsty aspidistra NatWest Bank and HSBC: The King, his cleaner and the thirsty aspidistra We bring this trilogy of episodes around transaction monitoring failures to an end with a final review of the NatWest case and a comparison with the recent fine levied against HSBC.

What’s that got to do with a King, his cleaner and a thirsty aspidistra? You’ll need to listen to find out!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We bring this trilogy of episodes around transaction monitoring failures to an end with a final review of the NatWest case and a comparison with the recent fine levied against HSBC.

What’s that got to do with a King, his cleaner and a thirsty aspidistra? You’ll need to listen to find out!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9962310 Thu, 27 Jan 2022 12:00:00 +0000 1649 8 10 full false NatWest Bank and the Bradford Laundromat - part 2 NatWest Bank and the Bradford Laundromat - part 2 In this episode we bring you the second part of our deep dive into the criminal prosecution of NatWest through the lens of the Statement of Facts which accompanied the guilty verdict.

This time, amongst other things, we cover smelly banknotes and bin bags full of cash.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we bring you the second part of our deep dive into the criminal prosecution of NatWest through the lens of the Statement of Facts which accompanied the guilty verdict.

This time, amongst other things, we cover smelly banknotes and bin bags full of cash.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9858676 Mon, 10 Jan 2022 08:00:00 +0000 1613 8 9 full false NatWest Bank and the Bradford Laundromat - part 1 NatWest Bank and the Bradford Laundromat - part 1 In this episode we bring you part one of a deep dive into the criminal prosecution of NatWest 
through the lens of the Statement of Facts which accompanied the guilty verdict.

No matter where you are in the world, given the ubiquity of AML regulations, this will be relevant to you and your organisation.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we bring you part one of a deep dive into the criminal prosecution of NatWest 
through the lens of the Statement of Facts which accompanied the guilty verdict.

No matter where you are in the world, given the ubiquity of AML regulations, this will be relevant to you and your organisation.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9823108 Mon, 03 Jan 2022 15:00:00 +0000 1649 8 8 full false Green flags and white lists Green flags and white lists In this episode we want to move away from always being suspicious and look at the other side of the coin. Can we use green flags to help identify suspicious behaviour from a very different angle?

And do we need to be cautious in our use of whitelists?

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we want to move away from always being suspicious and look at the other side of the coin. Can we use green flags to help identify suspicious behaviour from a very different angle?

And do we need to be cautious in our use of whitelists?

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9788685 Sun, 26 Dec 2021 12:00:00 +0000 928 8 7 full false Companies House Advanced Search Companies House Advanced Search In this episode we enthusiastically review the new advanced search function recently launched on the Companies House website. We also make a heartfelt plea for other corporate registers to look and learn from the huge potential gains in proactively managing corporate financial crime risk that it facilitates.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we enthusiastically review the new advanced search function recently launched on the Companies House website. We also make a heartfelt plea for other corporate registers to look and learn from the huge potential gains in proactively managing corporate financial crime risk that it facilitates.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9687255 Wed, 08 Dec 2021 21:00:00 +0000 1208 8 6 full false Regulators, statistics and benchmarking Regulators, statistics and benchmarking In this episode we look at how the FCA’s REP-CRIM report can assist firms in assessing the effectiveness of their AML controls through both trend analysis and benchmarking against their peers.  And we explain how  trend analysis such as this can benefit all financial institutions wherever they do business. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at how the FCA’s REP-CRIM report can assist firms in assessing the effectiveness of their AML controls through both trend analysis and benchmarking against their peers.  And we explain how  trend analysis such as this can benefit all financial institutions wherever they do business. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9662755 Sat, 04 Dec 2021 21:00:00 +0000 1289 8 5 full false Set the controls for the heart of the risk Set the controls for the heart of the risk In this episode we review the need for firms to review, and adjust as necessary, their financial crime control environment. We also talk about some of the triggers which might cause these adjustments and the actions which might follow. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we review the need for firms to review, and adjust as necessary, their financial crime control environment. We also talk about some of the triggers which might cause these adjustments and the actions which might follow. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9482966 Wed, 03 Nov 2021 13:00:00 +0000 1080 8 4 full false The Pandora Papers The Pandora Papers In this episode we give our views on the Pandora Papers and some of the broader considerations which might flow from their release.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we give our views on the Pandora Papers and some of the broader considerations which might flow from their release.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9442726 Wed, 27 Oct 2021 13:00:00 +0000 1234 8 3 full false Everything you ever wanted to know about remediation but were afraid to ask! Everything you ever wanted to know about remediation but were afraid to ask! Remediation programmes are becoming an all too frequent feature of life for financial crime compliance departments, so we we’ve put together a summary of good practice, do’s and don’ts and other things to consider when embarking on such a course of action.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Remediation programmes are becoming an all too frequent feature of life for financial crime compliance departments, so we we’ve put together a summary of good practice, do’s and don’ts and other things to consider when embarking on such a course of action.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9346977 Mon, 11 Oct 2021 08:00:00 +0000 1192 8 2 full false It's RAG week at The Dark Money Files It's RAG week at The Dark Money Files Sometimes you just have to go back to basics. And this week it's risk. 

Does low risk equal no risk? Is all risk equal? Should you ever do EDD on a low risk customer?

We answer these questions and many more.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Sometimes you just have to go back to basics. And this week it's risk. 

Does low risk equal no risk? Is all risk equal? Should you ever do EDD on a low risk customer?

We answer these questions and many more.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9265936 Mon, 27 Sep 2021 10:00:00 +0000 1010 8 1 full false Alternative Laundries 4 - Informal Value Transfer Systems Alternative Laundries 4 - Informal Value Transfer Systems In this episode we wander away from traditional banking intro the world of informal value transfer systems. Oh, and we look at the price of missile launchers. But you’ll need to listen to understand why!

Link to the TBML paper written by John Zdanowicz

https://www.researchgate.net/profile/John-Zdanowicz/publication/46556338_Trade-Based_Money_Laundering_and_Terrorist_Financing/links/02e7e534489c545100000000/Trade-Based-Money-Laundering-and-Terrorist-Financing.pdf?origin=publication_detail

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we wander away from traditional banking intro the world of informal value transfer systems. Oh, and we look at the price of missile launchers. But you’ll need to listen to understand why!

Link to the TBML paper written by John Zdanowicz

https://www.researchgate.net/profile/John-Zdanowicz/publication/46556338_Trade-Based_Money_Laundering_and_Terrorist_Financing/links/02e7e534489c545100000000/Trade-Based-Money-Laundering-and-Terrorist-Financing.pdf?origin=publication_detail

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9151540 Tue, 07 Sep 2021 06:00:00 +0000 1245 7 14 full false Alternative Laundries 3 - Art, auctions, sanctions and shells Alternative Laundries 3 - Art, auctions, sanctions and shells Occasionally, we record an episode which is truly an exclusive, and this is one of them.

This episode started life as a straightforward explanation of the use of art and auctions in money laundering schemes. And then it went off on the most unexpected and jaw dropping tangent. You’ll need to listen to understand how art, auctions, sanctions and shell companies relate to the explosion in Beirut and the world of money laundering.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Occasionally, we record an episode which is truly an exclusive, and this is one of them.

This episode started life as a straightforward explanation of the use of art and auctions in money laundering schemes. And then it went off on the most unexpected and jaw dropping tangent. You’ll need to listen to understand how art, auctions, sanctions and shell companies relate to the explosion in Beirut and the world of money laundering.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9027511 Sat, 14 Aug 2021 12:00:00 +0000 1672 7 13 full false Dark Money Conference Special Dark Money Conference Special This is just a very quick episode to let everyone know about the upcoming Dark Money Conference. It's online so it doesn't matter where in the world you are and it' going to be great! link to the website: https://darkmoneyconf.com/

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> This is just a very quick episode to let everyone know about the upcoming Dark Money Conference. It's online so it doesn't matter where in the world you are and it' going to be great! link to the website: https://darkmoneyconf.com/

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-9023981 Fri, 13 Aug 2021 13:00:00 +0000 266 7 12 full false The FCA's Dear CEO AML Letter The FCA's Dear CEO AML Letter We interrupt our series on Alternative Laundries to review the recent FCA Dear CEO AML letter which, whilst aimed squarely at UK financial institutions, will have relevance across the world, especially where those global banks have UK retail operations.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We interrupt our series on Alternative Laundries to review the recent FCA Dear CEO AML letter which, whilst aimed squarely at UK financial institutions, will have relevance across the world, especially where those global banks have UK retail operations.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8987124 Fri, 06 Aug 2021 19:00:00 +0000 1354 7 11 full false Alternative Laundries 2 - What are the odds? Alternative Laundries 2 - What are the odds? In the second part of our Alternative Laundries series, and against all the odds, we turn our attention to casinos and gambling. It's a big deal!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In the second part of our Alternative Laundries series, and against all the odds, we turn our attention to casinos and gambling. It's a big deal!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8922753 Mon, 26 Jul 2021 09:00:00 +0000 1291 7 10 full false Alternative Laundries Alternative Laundries In this episode, we dive into the world of alternative money laundering methodologies, starting with lending and insurance.  And we find out that, with a bit of imagination, any store of value can be used to launder money - sometimes in surprising ways!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode, we dive into the world of alternative money laundering methodologies, starting with lending and insurance.  And we find out that, with a bit of imagination, any store of value can be used to launder money - sometimes in surprising ways!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8849037 Mon, 12 Jul 2021 09:00:00 +0000 1080 7 9 full false Stings, Hacks and Honeypots Stings, Hacks and Honeypots Following the news that the FBI and Australian Federal Police had managed to seed a bogus “encryption device” into a huge global network of organised criminal gangs, followed by an equally global set of raids, arrests and asset seizures, we review what we know, alongside the recent Encrochat hack and surmise what this might mean in the fight against global organised crime.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following the news that the FBI and Australian Federal Police had managed to seed a bogus “encryption device” into a huge global network of organised criminal gangs, followed by an equally global set of raids, arrests and asset seizures, we review what we know, alongside the recent Encrochat hack and surmise what this might mean in the fight against global organised crime.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8755649 Thu, 24 Jun 2021 08:00:00 +0000 1102 7 8 full false Financial Intelligence Units and the Egmont Group Financial Intelligence Units and the Egmont Group In this episode we talk all things FIU along with the history and role of the Egmont Group. We discover the different flavours of FIU and how they work with the other elements of government and the law.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we talk all things FIU along with the history and role of the Egmont Group. We discover the different flavours of FIU and how they work with the other elements of government and the law.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8576170 Mon, 24 May 2021 09:00:00 +0000 1058 7 7 full false Everyone's a critic! Everyone's a critic! In this episode we look at the role of critical thinking in the world of Financial Crime Compliance. What it is, how it works and some examples of critical thinking in practice. 

And we conclude that it is one of the most important skills necessary for effective risk management.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at the role of critical thinking in the world of Financial Crime Compliance. What it is, how it works and some examples of critical thinking in practice. 

And we conclude that it is one of the most important skills necessary for effective risk management.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8455748 Tue, 04 May 2021 08:00:00 +0000 1050 7 6 full false We're going Dutch for this round! We're going Dutch for this round! With the breaking news that ABN AMRO have been fined just under €500m and three former executives are currently subject to a criminal investigation, we draw out the main themes emerging from the report.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> With the breaking news that ABN AMRO have been fined just under €500m and three former executives are currently subject to a criminal investigation, we draw out the main themes emerging from the report.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8389323 Fri, 23 Apr 2021 08:00:00 +0000 1223 7 5 full false NatWest bank charges and boiling a frog NatWest bank charges and boiling a frog In this episode we talk about the recent criminal charges brought against NatWest Bank and liken the underlying issues to boiling a frog. Of course. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we talk about the recent criminal charges brought against NatWest Bank and liken the underlying issues to boiling a frog. Of course. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8218238 Fri, 26 Mar 2021 19:00:00 +0000 1483 7 4 full false IFF only we knew: Measuring illicit financial flows IFF only we knew: Measuring illicit financial flows In this week’s episode we deconstruct a  recent paper from the.United Nations Office on Drugs and Crime which defined what is meant by an illicit financial flow and which proposed a statistical framework for reporting on them.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this week’s episode we deconstruct a  recent paper from the.United Nations Office on Drugs and Crime which defined what is meant by an illicit financial flow and which proposed a statistical framework for reporting on them.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-8066786 Wed, 03 Mar 2021 09:00:00 +0000 980 7 3 full false Formed in the USA - Beneficial Ownership and the Corporate Transparency Act Formed in the USA - Beneficial Ownership and the Corporate Transparency Act In this episode, we look at the newly enacted Corporate Transparency Act, specifically in relation to the new beneficial ownership requirements in the US, how they will work, who is affected and areas for improvement.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode, we look at the newly enacted Corporate Transparency Act, specifically in relation to the new beneficial ownership requirements in the US, how they will work, who is affected and areas for improvement.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-7765147 Tue, 09 Feb 2021 15:00:00 +0000 975 7 2 full false British Shells and the Beirut Blast British Shells and the Beirut Blast The massive explosion in Beirut. Sanctioned individuals. Dangerous chemicals. UK shell companies. ISIS. Russia. Syria. What connects them all? 

We do.

There is an accompanying article on The Dark Money Files LinkedIn page.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> The massive explosion in Beirut. Sanctioned individuals. Dangerous chemicals. UK shell companies. ISIS. Russia. Syria. What connects them all? 

We do.

There is an accompanying article on The Dark Money Files LinkedIn page.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-7333645 Sun, 17 Jan 2021 15:00:00 +0000 1271 7 1 full false TDMF - review of the year: Part Four TDMF - review of the year: Part Four In the fourth and final part of our review of the year we talk about Woolly Rhinos, Chang'e 5 and Panto Dames. Recombinant vector vaccines, Edward Snowden and Dread Pirate Roberts. Plus we chuck in a quick review of the Egyptian dynastic period and life (or not) on Venus.

What's not to like!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In the fourth and final part of our review of the year we talk about Woolly Rhinos, Chang'e 5 and Panto Dames. Recombinant vector vaccines, Edward Snowden and Dread Pirate Roberts. Plus we chuck in a quick review of the Egyptian dynastic period and life (or not) on Venus.

What's not to like!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-7142983 Tue, 05 Jan 2021 14:00:00 +0000 2208 6 4 full false TDMF - review of the year: Part Three TDMF - review of the year: Part Three In a highly alliterative third part of our review of the year we talk about Jumbo Jets, Mexican Mammoths, PP Tapes, Kim and Kanye, the Beirut Blast, Dangerous Drugs and Strange Stars.

Join us for a meander through some of the well known (and less well known) stories from the summer of 2020.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In a highly alliterative third part of our review of the year we talk about Jumbo Jets, Mexican Mammoths, PP Tapes, Kim and Kanye, the Beirut Blast, Dangerous Drugs and Strange Stars.

Join us for a meander through some of the well known (and less well known) stories from the summer of 2020.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-7064794 Wed, 30 Dec 2020 17:00:00 +0000 1926 6 3 full false TDMF - review of the year: Part Two TDMF - review of the year: Part Two Following rapidly on the heels of Part One, we bring you part two of our review of the year. This time we chat about news stories from April to June including Kim Jon Un, David icke, Elon Musk and Dad's Army . But not necessarily in that order. Or in any order, really.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following rapidly on the heels of Part One, we bring you part two of our review of the year. This time we chat about news stories from April to June including Kim Jon Un, David icke, Elon Musk and Dad's Army . But not necessarily in that order. Or in any order, really.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-6997900 Thu, 24 Dec 2020 13:00:00 +0000 1467 6 2 full false TDMF - review of the year: Part One TDMF - review of the year: Part One In a complete departure from our normal podcast we bring you part one of an unscripted conversation between Ray and Graham, looking back at some of the major news stories of the year (noting to do with financial crime).

In this first part we cover January to March.

Please be aware, we are unashamedly open about our own beliefs which not everyone will agree with and that's OK. What we didn't want to bring you was some anodyne claptrap designed not offend no-one but which also says nothing of interest.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In a complete departure from our normal podcast we bring you part one of an unscripted conversation between Ray and Graham, looking back at some of the major news stories of the year (noting to do with financial crime).

In this first part we cover January to March.

Please be aware, we are unashamedly open about our own beliefs which not everyone will agree with and that's OK. What we didn't want to bring you was some anodyne claptrap designed not offend no-one but which also says nothing of interest.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-6984943 Wed, 23 Dec 2020 16:00:00 +0000 1857 6 1 full false Suspicious Activity Reports - Under the Spotlight Suspicious Activity Reports - Under the Spotlight Following hard on the heels of the FinCEN files, the UK has just published its review of the SARs filed in 2019 which gives us the opportunity to look in detail at the headline figures and chat about SARs (both Money Laundering and Terrorist Financing) in a bit more depth.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following hard on the heels of the FinCEN files, the UK has just published its review of the SARs filed in 2019 which gives us the opportunity to look in detail at the headline figures and chat about SARs (both Money Laundering and Terrorist Financing) in a bit more depth.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-6714634 Sun, 06 Dec 2020 14:00:00 +0000 1094 5 9 full false Sanctions (Room) 101 Sanctions (Room) 101 At long last (some may say) we look at various types of sanctions, the people or entities to whom they may be applicable, and the main issuers of sanctions lists, explaining (at a high level) how they work and what financial institutions need to do.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> At long last (some may say) we look at various types of sanctions, the people or entities to whom they may be applicable, and the main issuers of sanctions lists, explaining (at a high level) how they work and what financial institutions need to do.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-6612502 Mon, 30 Nov 2020 10:00:00 +0000 988 5 8 full false Unexplained Wealth Orders - a primer Unexplained Wealth Orders - a primer In this episode we look at Unexplained Wealth Orders (UWOs) - explaining the law, how they are obtained, who they are obtained against and some of the initial uses to which they have been put.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at Unexplained Wealth Orders (UWOs) - explaining the law, how they are obtained, who they are obtained against and some of the initial uses to which they have been put.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-6322354 Wed, 11 Nov 2020 10:00:00 +0000 1274 5 7 full false Companies House: It's time to reform (maybe, if we can find the time and money) Companies House: It's time to reform (maybe, if we can find the time and money) In this episode we look at (and broadly welcome) the proposed reforms to Companies House - an issue which matters globally given the ubiquity of UK entities in global money laundering schemes.

Our reservations - budget and timetable (plus a few more technical quibbles)

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at (and broadly welcome) the proposed reforms to Companies House - an issue which matters globally given the ubiquity of UK entities in global money laundering schemes.

Our reservations - budget and timetable (plus a few more technical quibbles)

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-6086347 Tue, 27 Oct 2020 13:00:00 +0000 1028 5 6 full false The Dark Money Conference - our post conference review The Dark Money Conference - our post conference review Following our hugely successful Dark Money Conference in association with fscom, Ray and Graham take a bit of time out to look back at the highlights and draw out some of the compelling themes that emerged.

They also announce how those who were unable to attend can get access to all of the content and the associated masterclasses as well!

For tickets, please visit our website at https://www.thedarkmoneyfiles.com/ and follow the links for "post event access".

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following our hugely successful Dark Money Conference in association with fscom, Ray and Graham take a bit of time out to look back at the highlights and draw out some of the compelling themes that emerged.

They also announce how those who were unable to attend can get access to all of the content and the associated masterclasses as well!

For tickets, please visit our website at https://www.thedarkmoneyfiles.com/ and follow the links for "post event access".

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-5799913 Thu, 08 Oct 2020 12:00:00 +0000 798 5 5 full false The FinCEN Files Special The FinCEN Files Special Following the release of the #FinCENFiles and the involvement of The Dark Money Files in the story, we have recorded our longest and most in depth episode ever, looking at what it all means.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following the release of the #FinCENFiles and the involvement of The Dark Money Files in the story, we have recorded our longest and most in depth episode ever, looking at what it all means.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-5642989 Mon, 28 Sep 2020 18:00:00 +0000 1867 5 4 full false It's the Dark Money Conference call! It's the Dark Money Conference call! In advance of our online conference at the end of September, we review, the speakers, the panels. the subjects and the additional content that subscribers will receive for their very modest outlay.


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In advance of our online conference at the end of September, we review, the speakers, the panels. the subjects and the additional content that subscribers will receive for their very modest outlay.


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-5360719 Wed, 09 Sep 2020 07:00:00 +0000 959 5 3 full false HMRC, TCSPs and other impossible scrabble hands HMRC, TCSPs and other impossible scrabble hands In this episode we review the recent guidance issued by the UKs tax regulator (HMRC) for the benefit of Trust and Corporate Services providers. Amongst other things, it provides a very clear and articulate statement of some of the red flags to watch out for (along with a lot of abbreviations).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we review the recent guidance issued by the UKs tax regulator (HMRC) for the benefit of Trust and Corporate Services providers. Amongst other things, it provides a very clear and articulate statement of some of the red flags to watch out for (along with a lot of abbreviations).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-5259442 Wed, 02 Sep 2020 13:00:00 +0000 977 5 2 full false What's your source? Wolfsberg, Wealth and Funds What's your source? Wolfsberg, Wealth and Funds We're back for Season 5! 

We begin with a look at the new Wolfsberg guidance around Source of Wealth (SoW) and Source of Funds (SoF). Whilst we're broadly very supportive, there are a couple of elements about which we're not quite so enthusiastic.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We're back for Season 5! 

We begin with a look at the new Wolfsberg guidance around Source of Wealth (SoW) and Source of Funds (SoF). Whilst we're broadly very supportive, there are a couple of elements about which we're not quite so enthusiastic.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-4997009 Fri, 14 Aug 2020 14:00:00 +0000 1332 5 1 full false Deutsche Bank and the DFS NY: Part Three - Danske Bank Deutsche Bank and the DFS NY: Part Three - Danske Bank The third part of our look at the Consent Order issued by the DFS NY against Deutsche Bank throws up some worrying inconsistencies between the CO and the Bruun & Hjejle Danske bank report. Was it because Danske Head office didn't know, they did but didn't disclose to B&H or they did disclose and it was withheld from the final report?

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> The third part of our look at the Consent Order issued by the DFS NY against Deutsche Bank throws up some worrying inconsistencies between the CO and the Bruun & Hjejle Danske bank report. Was it because Danske Head office didn't know, they did but didn't disclose to B&H or they did disclose and it was withheld from the final report?

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-4668746 Wed, 22 Jul 2020 10:00:00 +0000 1095 4 17 full false Deutsche Bank and the DFS NY: Part Two - FBME Deutsche Bank and the DFS NY: Part Two - FBME In part two of our special report into the Consent Order issued by the DFS NY against Deutsche Bank we look at its troubled relationship with FBME, the Cyprus based subsidiary of the Federal Bank of Lebanon and conclude that being a correspondent brings with it ethical issues that are not always there with direct client relationships.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In part two of our special report into the Consent Order issued by the DFS NY against Deutsche Bank we look at its troubled relationship with FBME, the Cyprus based subsidiary of the Federal Bank of Lebanon and conclude that being a correspondent brings with it ethical issues that are not always there with direct client relationships.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-4658546 Tue, 21 Jul 2020 17:00:00 +0000 1067 4 16 full false Deutsche Bank and the DFS NY: Part One - Epstein Deutsche Bank and the DFS NY: Part One - Epstein In the first of a trilogy of special episodes relating to the recent Consent Order agreed between Deutsche Bank and the Department of Financial Services - New York, we look in detail at the nature of the relationship, and the mistakes that were made, when Deutsche Bank decided to do business with Jeffrey Epstein.

Some of which (surprisingly) has either not been reported or only reported in passing.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In the first of a trilogy of special episodes relating to the recent Consent Order agreed between Deutsche Bank and the Department of Financial Services - New York, we look in detail at the nature of the relationship, and the mistakes that were made, when Deutsche Bank decided to do business with Jeffrey Epstein.

Some of which (surprisingly) has either not been reported or only reported in passing.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-4616099 Sat, 18 Jul 2020 12:00:00 +0000 1492 4 15 full false A fine day in London and Stockholm (part 2) A fine day in London and Stockholm (part 2) In this second part of our review of recent fines against SEB in Sweden and Commerzbank in the UK we dive into the detail of the Commerzbank Final Notice which reveals one or two surprises!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this second part of our review of recent fines against SEB in Sweden and Commerzbank in the UK we dive into the detail of the Commerzbank Final Notice which reveals one or two surprises!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-4513769 Fri, 10 Jul 2020 09:00:00 +0000 1154 4 14 full false A fine day in London and Stockholm A fine day in London and Stockholm In this episode we begin our review of the Commerzbank fine by the FCA and give a brief overview of the SEB fine by the Swedish FSA. What can we learn from these events?

Have a listen to find out!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we begin our review of the Commerzbank fine by the FCA and give a brief overview of the SEB fine by the Swedish FSA. What can we learn from these events?

Have a listen to find out!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-4390847 Wed, 01 Jul 2020 09:00:00 +0000 1076 4 13 full false Significant Control - who is and who isn't a PSC Significant Control - who is and who isn't a PSC In this episode we review the recent report by David Leask and Richard Smith published on the OpenDemocracy website revealing the current state of play with respect to the UK Person with Significant Control regime. We use the opportunity to summarise the reasons for, and the requirements of the regime.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we review the recent report by David Leask and Richard Smith published on the OpenDemocracy website revealing the current state of play with respect to the UK Person with Significant Control regime. We use the opportunity to summarise the reasons for, and the requirements of the regime.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-4249319 Sat, 20 Jun 2020 14:00:00 +0000 1131 4 12 full false Trade based money laundering - a penny for your thoughts? Trade based money laundering - a penny for your thoughts? In this episode we cover the foundations of trade based money laundering, what it is and how, classically, it is done. Along the way we make some surprising price discoveries on Amazon, compare a pair of tweezers to the size of a hydrogen atom and discover an unlikely candidate for dual use goods.

Link to the John Zdanowicz TBML research: https://www.researchgate.net/publication/46556338_Trade-Based_Money_Laundering_and_Terrorist_Financing


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we cover the foundations of trade based money laundering, what it is and how, classically, it is done. Along the way we make some surprising price discoveries on Amazon, compare a pair of tweezers to the size of a hydrogen atom and discover an unlikely candidate for dual use goods.

Link to the John Zdanowicz TBML research: https://www.researchgate.net/publication/46556338_Trade-Based_Money_Laundering_and_Terrorist_Financing


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-3939647 Wed, 27 May 2020 19:00:00 +0000 1158 4 11 full false There's a lot of it about (we go viral) There's a lot of it about (we go viral) This week we look at the impact of the coronavirus on bank's financial crime controls, processes and systems. We also give an update on the Dark Money Files Conference which is still going ahead as planned in September, although in a different format!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> This week we look at the impact of the coronavirus on bank's financial crime controls, processes and systems. We also give an update on the Dark Money Files Conference which is still going ahead as planned in September, although in a different format!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-3700073 Sun, 10 May 2020 18:00:00 +0000 995 4 10 full false Lifting the spell of dirty money - we review the EBF report (Part 2) Lifting the spell of dirty money - we review the EBF report (Part 2) Part two of a two part episode reviewing and commenting on the recommendations contained in the recent European Banking Federation's review of the role that banks need to play in the fight against dark money. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Part two of a two part episode reviewing and commenting on the recommendations contained in the recent European Banking Federation's review of the role that banks need to play in the fight against dark money. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-3538519 Tue, 28 Apr 2020 13:00:00 +0000 852 4 9 full false Lifting the spell of dirty money - we review the EBF report (Part 1) Lifting the spell of dirty money - we review the EBF report (Part 1) Part one of a two part episode reviewing and commenting on the recommendations contained in the recent European Banking Federation's review of the role that the banks need to play in the fight against dark money.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Part one of a two part episode reviewing and commenting on the recommendations contained in the recent European Banking Federation's review of the role that the banks need to play in the fight against dark money.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-3361324 Tue, 14 Apr 2020 19:00:00 +0000 872 4 8 full false Coronavirus special - we're going "Live Online" Coronavirus special - we're going "Live Online" A short episode announcing the birth of "The Dark Money Files Live Online". We're just finalising the right platform, material and timings and subscriptions will open shortly.


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> A short episode announcing the birth of "The Dark Money Files Live Online". We're just finalising the right platform, material and timings and subscriptions will open shortly.


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-3198604 Wed, 01 Apr 2020 11:00:00 +0000 259 4 7 full false Swedbank - the Clifford Chance report Swedbank - the Clifford Chance report Following the release of the Clifford Chance report into Swedbank's High Risk Non Resident portfolio (HRNR) in the Baltic States, we have recorded a special episode based on our initial review of the Executive Summary of the report.

In our opinion it mostly makes for "ugly reading".

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following the release of the Clifford Chance report into Swedbank's High Risk Non Resident portfolio (HRNR) in the Baltic States, we have recorded a special episode based on our initial review of the Executive Summary of the report.

In our opinion it mostly makes for "ugly reading".

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-3097789 Mon, 23 Mar 2020 19:00:00 +0000 1244 4 6 full false Let's get together! Let's get together! In this episode we return to the theme of effectiveness, stick up for Deutsche Bank, prefer the Avengers over Batman and announce our forthcoming Dark Money Conference.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we return to the theme of effectiveness, stick up for Deutsche Bank, prefer the Avengers over Batman and announce our forthcoming Dark Money Conference.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-3000772 Fri, 13 Mar 2020 17:00:00 +0000 805 4 5 full false A fine day for a podcast A fine day for a podcast In this episode we look at the effectiveness of AML control frameworks, what we might mean by effectiveness, the use of fines and the onset of compassion fatigue,

We also announce the forthcoming Dark Money Conference about which we will be saying more in our next episode.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at the effectiveness of AML control frameworks, what we might mean by effectiveness, the use of fines and the onset of compassion fatigue,

We also announce the forthcoming Dark Money Conference about which we will be saying more in our next episode.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2960053 Mon, 09 Mar 2020 15:00:00 +0000 1213 4 4 full false Let's talk about sex(ism)! Let's talk about sex(ism)! In what is probably the most important episode we've recorded to date, we talk about the way in which money laundering is reported and the potentially sexist narrative that underpins it.

We also talk about how the frame of reference which the general public forms in relation to money laundering can be altered (for better or worse) by the manner of that reporting.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In what is probably the most important episode we've recorded to date, we talk about the way in which money laundering is reported and the potentially sexist narrative that underpins it.

We also talk about how the frame of reference which the general public forms in relation to money laundering can be altered (for better or worse) by the manner of that reporting.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2803369 Fri, 21 Feb 2020 11:00:00 +0000 1023 4 3 full false Ali Moulaye rides again - the OCCRP and the Azerbaijani Laundromat Ali Moulaye rides again - the OCCRP and the Azerbaijani Laundromat In this episode we look at the recent proposed defamation case between Javanshir Feyziyev and the OCCRP and the role that The Dark Money Files played (so far as we are able to talk about it) in the lead up to the case (which never actually went ahead). 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at the recent proposed defamation case between Javanshir Feyziyev and the OCCRP and the role that The Dark Money Files played (so far as we are able to talk about it) in the lead up to the case (which never actually went ahead). 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2697853 Sun, 09 Feb 2020 20:00:00 +0000 959 4 2 full false The Financial Crime Guide The Financial Crime Guide In this special episode to launch Season 4 we look at the newly revamped FCA - Financial Crime Guide and decide that it is an invaluable tool for financial crime professionals wherever in the world they might work.

We also take a look at confirmation bias and how it can contribute to less than effective outcomes.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this special episode to launch Season 4 we look at the newly revamped FCA - Financial Crime Guide and decide that it is an invaluable tool for financial crime professionals wherever in the world they might work.

We also take a look at confirmation bias and how it can contribute to less than effective outcomes.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2571958 Sat, 25 Jan 2020 11:00:00 +0000 990 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 4 1 full false The Business Wide Risk Assessment The Business Wide Risk Assessment In this last episode of season 3 we turn our attention to conducting the business (or enterprise) wide risk assessment. Why and how figure prominently.

We also look at the main elements of the soon to be introduced (as at 08/10/2020) Money Laundering and Terrorist Financing (Amendments) Regulations 2019.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this last episode of season 3 we turn our attention to conducting the business (or enterprise) wide risk assessment. Why and how figure prominently.

We also look at the main elements of the soon to be introduced (as at 08/10/2020) Money Laundering and Terrorist Financing (Amendments) Regulations 2019.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2446553 Thu, 09 Jan 2020 15:00:00 +0000 1217 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 13 full false Assessing Customer Risk #2 - Channel, Entity, Industry and Products Assessing Customer Risk #2 - Channel, Entity, Industry and Products In this second part of assessing customer risk, we look at the impact of delivery channel, products, entity type and industry on the overall risk rating. We talk about the changes that new technology have had on verification of ID and how different firms need to tailor their risk assessment to their own product and demographic range prior to addressing the firm wide risk assessment in our next episode.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this second part of assessing customer risk, we look at the impact of delivery channel, products, entity type and industry on the overall risk rating. We talk about the changes that new technology have had on verification of ID and how different firms need to tailor their risk assessment to their own product and demographic range prior to addressing the firm wide risk assessment in our next episode.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2345444 Tue, 24 Dec 2019 10:00:00 +0000 900 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 12 full false Assessing Customer Risk #1 - Geography Assessing Customer Risk #1 - Geography This week, after a brief review of the latest OCCRP stories (called #29leaks) we turn our attention to the thorny issue of customer risk assessments, starting with a focus on country or jurisdictional risk.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> This week, after a brief review of the latest OCCRP stories (called #29leaks) we turn our attention to the thorny issue of customer risk assessments, starting with a focus on country or jurisdictional risk.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2281694 Sat, 14 Dec 2019 10:00:00 +0000 1144 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 11 full false SEB and its Baltic operations - a special report SEB and its Baltic operations - a special report We take a close look at events reported by SVT (Swedish Television) in relation to SEB's non-resident banking in the Baltics.

Based on leaked material which has been shared with us, we include a forensic review of the detailed statement carried on their website and conclude that their are areas which still leave room for concern.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We take a close look at events reported by SVT (Swedish Television) in relation to SEB's non-resident banking in the Baltics.

Based on leaked material which has been shared with us, we include a forensic review of the detailed statement carried on their website and conclude that their are areas which still leave room for concern.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2218841 Wed, 04 Dec 2019 08:00:00 +0000 1246 3 10 full false Risky Business Risky Business In this episode we complete our look at PEPs by going into Enhanced Due Diligence in a bit more detail before turning our attention to other high risk situations. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we complete our look at PEPs by going into Enhanced Due Diligence in a bit more detail before turning our attention to other high risk situations. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2163809 Mon, 25 Nov 2019 17:00:00 +0000 1059 3 9 full false It's time for a PEP talk! It's time for a PEP talk! In this episode we talk all things PEP. We cover how to define one, what constitutes a relative or close associate, what is the difference between source of wealth and source of funds and the thorny issue of PEP retirement or declassification.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we talk all things PEP. We cover how to define one, what constitutes a relative or close associate, what is the difference between source of wealth and source of funds and the thorny issue of PEP retirement or declassification.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-2038581 Mon, 11 Nov 2019 09:00:00 +0000 1284 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 8 full false Panorama, Money Laundering, Whistleblowers and PEPS Panorama, Money Laundering, Whistleblowers and PEPS In this episode we look back at a recent episode of the BBC1 news programme "Panorama" featuring drug money, gold bullion, billions of dollars of money laundering, poor treatment of whistle-blowers and a (very brief) appearance from one half of the duo.

We talk about the money laundering "process" and how the description could be improved and look ahead to a forthcoming mini-series on "risk" starting with an introduction to the world of Politically Exposed Persons (PEPs).

We also announce the launch of our YouTube channel (https://www.youtube.com/channel/UCxQt-hM8EsoV-xLufUtY8Vw) and a significant upgrade to our website (https://thedarkmoneyfiles.com/) as well as a new "The Dark Money Files" venture - a "Serial" type podcast reporting on a detailed investigation in-depth. Due to launch in the New Year, the first season is provisionally titled "The Tower".

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look back at a recent episode of the BBC1 news programme "Panorama" featuring drug money, gold bullion, billions of dollars of money laundering, poor treatment of whistle-blowers and a (very brief) appearance from one half of the duo.

We talk about the money laundering "process" and how the description could be improved and look ahead to a forthcoming mini-series on "risk" starting with an introduction to the world of Politically Exposed Persons (PEPs).

We also announce the launch of our YouTube channel (https://www.youtube.com/channel/UCxQt-hM8EsoV-xLufUtY8Vw) and a significant upgrade to our website (https://thedarkmoneyfiles.com/) as well as a new "The Dark Money Files" venture - a "Serial" type podcast reporting on a detailed investigation in-depth. Due to launch in the New Year, the first season is provisionally titled "The Tower".

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1990141 Mon, 04 Nov 2019 12:00:00 +0000 1020 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 7 full false Swedbank shines a light but FATF prefers privacy Swedbank shines a light but FATF prefers privacy This week we look at two separate issues (but there are similarities). 

First up, Swedbank published its 3rd quarter results this week and included an update on their ongoing investigations into the alleged use of their bank as part of a money laundering operation in the Baltics.

Secondly, we revisit the recent FATF plenary in Paris and put forward our own proposals for how we think the Mutual Evaluation Report process could be improved.

Both demand to be looked at as much in the round as they do in detail.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> This week we look at two separate issues (but there are similarities). 

First up, Swedbank published its 3rd quarter results this week and included an update on their ongoing investigations into the alleged use of their bank as part of a money laundering operation in the Baltics.

Secondly, we revisit the recent FATF plenary in Paris and put forward our own proposals for how we think the Mutual Evaluation Report process could be improved.

Both demand to be looked at as much in the round as they do in detail.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1948114 Mon, 28 Oct 2019 16:00:00 +0000 966 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 6 full false The feeling's mutual - The Financial Action Task Force and the Mutual Evaluation Report The feeling's mutual - The Financial Action Task Force and the Mutual Evaluation Report This week, in honour of the first 2019 Plenary meeting of the FATF we look at the birth of the organisation in Paris in 1989 and a pillar of its existence - The Mutual Evaluation Report.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> This week, in honour of the first 2019 Plenary meeting of the FATF we look at the birth of the organisation in Paris in 1989 and a pillar of its existence - The Mutual Evaluation Report.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1858804 Sun, 13 Oct 2019 15:00:00 +0000 1059 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 5 full false The highs and lows of correspondent banking The highs and lows of correspondent banking In this episode we look at the recent raid on Deutsche Bank in connection with the Danske Bank story, the role of correspondent banking in the story and the risks associated with it.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at the recent raid on Deutsche Bank in connection with the Danske Bank story, the role of correspondent banking in the story and the risks associated with it.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1829218 Mon, 07 Oct 2019 17:00:00 +0000 1125 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 4 full false The world of the MLRO The world of the MLRO In this episode we take a long hard look at the reporting requirements and all the other responsibilities placed on the Money Laundering Reporting Officer.

We look at an example of what can happen when thing go wrong but also the huge variety of challenging but interesting and important jobs the MLRO is responsible for.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we take a long hard look at the reporting requirements and all the other responsibilities placed on the Money Laundering Reporting Officer.

We look at an example of what can happen when thing go wrong but also the huge variety of challenging but interesting and important jobs the MLRO is responsible for.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1789225 Mon, 30 Sep 2019 08:00:00 +0000 1664 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 3 full false Looking back and looking forward Looking back and looking forward In this episode we reflect on some past episodes, chat about the recent Dark Money Files Live event and announce some exciting news for followers of the podcast.

New ways to bring you Dark Money stories!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we reflect on some past episodes, chat about the recent Dark Money Files Live event and announce some exciting news for followers of the podcast.

New ways to bring you Dark Money stories!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1760431 Tue, 24 Sep 2019 14:00:00 +0000 1435 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 3 2 full false The EU Money Laundering Report The EU Money Laundering Report In this first episode of season three we give our listeners an overview of the report to the EU Parliament and Commission looking at recent money laundering cases in Europe and what we can learn from them.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this first episode of season three we give our listeners an overview of the report to the EU Parliament and Commission looking at recent money laundering cases in Europe and what we can learn from them.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1678519 Mon, 09 Sep 2019 10:00:00 +0000 1352 3 1 full false The Deutsche Bank Story, Part Four: The road to ruing The Deutsche Bank Story, Part Four: The road to ruing In this final episode of the Deutsche Bank story we look at the acquisition of Morgan Grenfell and Bankers Trust along with the banks somewhat strange relationship with Donald Trump. We also mention "The Dark Money Files Live" event which is coming soon to a location in London (with others to follow, we hope.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this final episode of the Deutsche Bank story we look at the acquisition of Morgan Grenfell and Bankers Trust along with the banks somewhat strange relationship with Donald Trump. We also mention "The Dark Money Files Live" event which is coming soon to a location in London (with others to follow, we hope.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1532785 Sun, 11 Aug 2019 19:00:00 +0000 1231 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 14 full false The Deutsche Bank Story, Part Three: What the FCA found The Deutsche Bank Story, Part Three: What the FCA found In this episode we complete our review of Deutsche Bank's inspection by the FCA which led to them being fined £163m (and $425m by the Department of Financial Services - New York). W explain in some detail all of the areas identified for criticism but also highlight some of the good things Deutsche Bank did which don't always get the publicity they deserve.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we complete our review of Deutsche Bank's inspection by the FCA which led to them being fined £163m (and $425m by the Department of Financial Services - New York). W explain in some detail all of the areas identified for criticism but also highlight some of the good things Deutsche Bank did which don't always get the publicity they deserve.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1511767 Tue, 06 Aug 2019 15:00:00 +0000 1264 2 13 full false The Deutsche Bank Story, Part Two - The FCA comes to visit The Deutsche Bank Story, Part Two - The FCA comes to visit In this second part of our in-depth review of the recent travails at Deutsche Bank we talk about the background to the Systematic AML Programme (SAMLP) visit by the FCA, the  LIBOR fine which preceded it (including the £100m fine for DB's breach of Principle 11) as well as describing what exactly a SAMLP entails.

Whilst this is specifically a tool in the UK regulator's toolbox, the outcomes and learning from the visit would apply to any bank throughout the world.

We also mention the EU's latest report into the failings of some banks (including DB) in respect of recent alleged money laundering scandals.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this second part of our in-depth review of the recent travails at Deutsche Bank we talk about the background to the Systematic AML Programme (SAMLP) visit by the FCA, the  LIBOR fine which preceded it (including the £100m fine for DB's breach of Principle 11) as well as describing what exactly a SAMLP entails.

Whilst this is specifically a tool in the UK regulator's toolbox, the outcomes and learning from the visit would apply to any bank throughout the world.

We also mention the EU's latest report into the failings of some banks (including DB) in respect of recent alleged money laundering scandals.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1467820 Sun, 28 Jul 2019 16:00:00 +0000 1310 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 12 full false The Deutsche Bank Story: Part One - The Mirror Trades The Deutsche Bank Story: Part One - The Mirror Trades Given its refusal to stay out of the news, we thought it was about time to turn our attention to Deutsche Bank. In an extended set of episodes we are going to examine in detail exactly what, in our opinion, went wrong and why.

Part one begins by examining the "mirror trade" affair in detail. We will bring to light previously unreported elements and also try and make sense of exactly what was the problem (HINT: It wasn't the mirror trades themselves).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Given its refusal to stay out of the news, we thought it was about time to turn our attention to Deutsche Bank. In an extended set of episodes we are going to examine in detail exactly what, in our opinion, went wrong and why.

Part one begins by examining the "mirror trade" affair in detail. We will bring to light previously unreported elements and also try and make sense of exactly what was the problem (HINT: It wasn't the mirror trades themselves).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1436614 Sun, 21 Jul 2019 13:00:00 +0000 1532 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 11 full false Extraordinary Danske developments and the need to report suspicions Extraordinary Danske developments and the need to report suspicions We report on our involvement in recent leaks relating to Danske Bank and the potential criminal charges that can follow a failure to report. 

External reports commissioned and cancelled, suspicious activity detected but not reported and question marks over the way a whistleblower was treated. This episode has got it all!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We report on our involvement in recent leaks relating to Danske Bank and the potential criminal charges that can follow a failure to report. 

External reports commissioned and cancelled, suspicious activity detected but not reported and question marks over the way a whistleblower was treated. This episode has got it all!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1345903 Sun, 30 Jun 2019 11:00:00 +0000 1547 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 10 full false Old banks and new technologies - oil and water? Old banks and new technologies - oil and water? In this episode we start a conversation about FinTech and RegTech (along with a few digressions and diversions along the way). In an abbreviation heavy episode, we talk about face and voice validation, iris scanning and APIs, near field communication (NFC) chips and machine readable zones (MRZ) on passports and mention some of the ethical challenges that artificial intelligence and machine learning might pose. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we start a conversation about FinTech and RegTech (along with a few digressions and diversions along the way). In an abbreviation heavy episode, we talk about face and voice validation, iris scanning and APIs, near field communication (NFC) chips and machine readable zones (MRZ) on passports and mention some of the ethical challenges that artificial intelligence and machine learning might pose. 

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1318522 Sun, 23 Jun 2019 19:00:00 +0000 1347 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 9 full false Oh what tangled webs we weave! Oh what tangled webs we weave! Following on from our last episode looking at Bitcoin and the Blockchain, this week we look at the surface web, deep web and the dark web, explain what these different terms mean and then delve into the TOR network, TOR browser, .onion sites, the Silk Road and "Dread Pirate Roberts"!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following on from our last episode looking at Bitcoin and the Blockchain, this week we look at the surface web, deep web and the dark web, explain what these different terms mean and then delve into the TOR network, TOR browser, .onion sites, the Silk Road and "Dread Pirate Roberts"!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1284073 Sun, 16 Jun 2019 12:00:00 +0000 1105 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 8 full false Bitcoin, Blockchain and Cryptography - Time to look forward Bitcoin, Blockchain and Cryptography - Time to look forward This week, with some trepidation, we embark on an overview of some of the more esoteric elements of financial crime risk management. We attempt to explain the blockchain, cryptocurrencies like Bitcoin, and cryptography generally, in layman's terms.

As neither of us are subject matter experts in any of these fields, we are somewhat laying ourselves open to rebuttal and ridicule but we felt it was worth the risk.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> This week, with some trepidation, we embark on an overview of some of the more esoteric elements of financial crime risk management. We attempt to explain the blockchain, cryptocurrencies like Bitcoin, and cryptography generally, in layman's terms.

As neither of us are subject matter experts in any of these fields, we are somewhat laying ourselves open to rebuttal and ridicule but we felt it was worth the risk.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1224983 Sun, 02 Jun 2019 14:00:00 +0000 1418 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 7 full false Deutsche Bank's "Glitch" and Lithuania's "Pitch" - a week in AML Deutsche Bank's "Glitch" and Lithuania's "Pitch" - a week in AML In this week's episode we talk about the glitch that was discovered in Deutsche Bank's transaction monitoring system (and a couple of other Deutsche Bank related news stories) as well as Graham's recent visit to Lithuania and their pitch to be a global centre for FinTechs (along with the fallout from the Troika Laundromat and much else).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this week's episode we talk about the glitch that was discovered in Deutsche Bank's transaction monitoring system (and a couple of other Deutsche Bank related news stories) as well as Graham's recent visit to Lithuania and their pitch to be a global centre for FinTechs (along with the fallout from the Troika Laundromat and much else).

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1199603 Mon, 27 May 2019 18:00:00 +0000 1234 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 6 full false Laundromats and Legal Entities - part three: Scottish Limited Partnerships Laundromats and Legal Entities - part three: Scottish Limited Partnerships The one you've all been waiting for! A detailed explanation of SLPs, their history, construction and how they are used to launder money - plus a further explanation of a Scottish Limited Partnership complex structure to show how they are evolving in the light of continued public exposure.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> The one you've all been waiting for! A detailed explanation of SLPs, their history, construction and how they are used to launder money - plus a further explanation of a Scottish Limited Partnership complex structure to show how they are evolving in the light of continued public exposure.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1164323 Sun, 19 May 2019 18:00:00 +0000 1174 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 5 full false The good, the bad and the companies - The Global Witness Report The good, the bad and the companies - The Global Witness Report In this special episode we review and comment on the recent Global Witness update to its reports from last year on the effectiveness of the Companies House PSC regime.

For more see:Global Witness blog and link

Oh, and we also include an amusing update to our previous report on UK Limited Liability Partnerships.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this special episode we review and comment on the recent Global Witness update to its reports from last year on the effectiveness of the Companies House PSC regime.

For more see:Global Witness blog and link

Oh, and we also include an amusing update to our previous report on UK Limited Liability Partnerships.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1123244 Sun, 12 May 2019 15:00:00 +0000 1115 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 4 full false Laundromats and Legal Entities - part two: Limited Liability Partnerships (LLPs) Laundromats and Legal Entities - part two: Limited Liability Partnerships (LLPs) In an extended episode, we delve into the intricacies of UK LLPs and, using real examples, explain how the rules allow them to be constructed in a such a way as to hide ultimate ownership behind a series of entirely plausible, but geographically diverse entities.

And our old friend Ali Moulaye gets a mention (or two...).

Due to the complexities of the subject, there are supporting graphics on our website.

DISCLAIMER: There is no suggestion by us, explicit or implied, that any of the people or entities discussed in this or any other episode of "The Dark Money Files" is in any way connected to laundromat or other criminal activity. They are simply used as examples of how other actors might circumvent the rules.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In an extended episode, we delve into the intricacies of UK LLPs and, using real examples, explain how the rules allow them to be constructed in a such a way as to hide ultimate ownership behind a series of entirely plausible, but geographically diverse entities.

And our old friend Ali Moulaye gets a mention (or two...).

Due to the complexities of the subject, there are supporting graphics on our website.

DISCLAIMER: There is no suggestion by us, explicit or implied, that any of the people or entities discussed in this or any other episode of "The Dark Money Files" is in any way connected to laundromat or other criminal activity. They are simply used as examples of how other actors might circumvent the rules.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1094003 Mon, 06 May 2019 10:00:00 +0000 1533 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 3 full false Laundromats and Legal Entities - part one: Limited Companies Laundromats and Legal Entities - part one: Limited Companies We begin our analysis of how legal entities, in locations which have transparent corporate registers can still be used to mask ultimate ownership and control while still providing a veneer of respectability.

In this first part we look at Limited Companies and their Directors, Shareholders and Persons with Significant Control, to see how each of these can look plausible but still need further investigation.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We begin our analysis of how legal entities, in locations which have transparent corporate registers can still be used to mask ultimate ownership and control while still providing a veneer of respectability.

In this first part we look at Limited Companies and their Directors, Shareholders and Persons with Significant Control, to see how each of these can look plausible but still need further investigation.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1059245 Sun, 28 Apr 2019 15:00:00 +0000 1374 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 2 full false Ali Moulaye: The man, the myth and the method Ali Moulaye: The man, the myth and the method In this first episode of season 2 we discuss Ali Moulaye, the man whose signature is at the base of Companies House account filings for a multiplicity of LLPs identified as being involved in a wide variety of laundromats. And it's quite a story!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this first episode of season 2 we discuss Ali Moulaye, the man whose signature is at the base of Companies House account filings for a multiplicity of LLPs identified as being involved in a wide variety of laundromats. And it's quite a story!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1049833 Mon, 22 Apr 2019 16:00:00 +0000 1316 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 2 1 full false Episode 10 - The Whistleblower, the UK and the Russian connections Episode 10 - The Whistleblower, the UK and the Russian connections In a sensational final look at the Danske Bank affair, we analyse the whistleblower report and definitively link it to a UK LLP (along with a few others) a small Russian Bank with Igor Putin (cousin of Vladimir) on the board, the Deutsche Bank mirror trades, Alexander Perepilichnyy, Alexander Litvinenko, Ali Moulaye and a whole lot more.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In a sensational final look at the Danske Bank affair, we analyse the whistleblower report and definitively link it to a UK LLP (along with a few others) a small Russian Bank with Igor Putin (cousin of Vladimir) on the board, the Deutsche Bank mirror trades, Alexander Perepilichnyy, Alexander Litvinenko, Ali Moulaye and a whole lot more.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1028558 Sun, 07 Apr 2019 00:00:00 +0000 1299 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 13 full false Episode 9 - Danske Bank: The bond loop and the intermediaries Episode 9 - Danske Bank: The bond loop and the intermediaries In 2013 Danske Bank executives started to examine,rather more critically, the lucrative bond sale business in Estonia. We look at the reporting and decision making process at the start of that journey and wonder whether, in hindsight, they might have chosen to have done things differently. We also discus the risks of doing business with unregulated intermediaries (HINT: They are very high!).

The ultimate outcome of those initial investigations is really rather surprising.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In 2013 Danske Bank executives started to examine,rather more critically, the lucrative bond sale business in Estonia. We look at the reporting and decision making process at the start of that journey and wonder whether, in hindsight, they might have chosen to have done things differently. We also discus the risks of doing business with unregulated intermediaries (HINT: They are very high!).

The ultimate outcome of those initial investigations is really rather surprising.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1017649 Sun, 31 Mar 2019 00:00:00 +0000 1336 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 12 full false Special Episode 3 - The Swedbank/Forensic Risk Alliance Report Phase 1 Special Episode 3 - The Swedbank/Forensic Risk Alliance Report Phase 1 Following the release of Phase 1 of the Forensic Risk Alliance report prepared for Swedbank, we take a detailed look at that it has uncovered and where we'd like Phase 2 to go.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following the release of Phase 1 of the Forensic Risk Alliance report prepared for Swedbank, we take a detailed look at that it has uncovered and where we'd like Phase 2 to go.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-1006192 Fri, 22 Mar 2019 00:00:00 +0000 1078 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 11 full false Episode 8 - The Missed Opportunities Episode 8 - The Missed Opportunities We begin to look at all the different occasions, highlighted in the Bruune and Hjejle report, where the management of Danske Bank could (and arguably should) have become aware that they had a significant problem in the Estonia Branch and taken much more assertive action to do something about it. 

In this episode we look at the years from 2008 to 2010.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> We begin to look at all the different occasions, highlighted in the Bruune and Hjejle report, where the management of Danske Bank could (and arguably should) have become aware that they had a significant problem in the Estonia Branch and taken much more assertive action to do something about it. 

In this episode we look at the years from 2008 to 2010.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-998239 Sun, 17 Mar 2019 00:00:00 +0000 1471 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 10 full false Special Episode 2 - The Troika Laundromat Special Episode 2 - The Troika Laundromat The second of our special episodes looking this time at the OCCRPs newly released data dubbed "The Troika Laundromat". 

Rather than spend 20 minutes criticising everyone involved we thought we'd spend some time contextualising what it means and then look at how data releases like this can be put to good effect by helping the banks to improve their detection of financial crime in the future.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> The second of our special episodes looking this time at the OCCRPs newly released data dubbed "The Troika Laundromat". 

Rather than spend 20 minutes criticising everyone involved we thought we'd spend some time contextualising what it means and then look at how data releases like this can be put to good effect by helping the banks to improve their detection of financial crime in the future.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-988729 Sun, 10 Mar 2019 00:00:00 +0000 1132 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 9 full false Episode 7 - The Suspicious Activity Report (Part 2) Episode 7 - The Suspicious Activity Report (Part 2) In this jaw-dropping episode we look under the bonnet at the situation in Estonia just after Danske had bought Sampo.

It highlights conflicting stories between what the Estonian regulator was saying to Danske (and in fact, ordering them to do) and what the bank was saying to the Danish regulator.

It also looks in detail at the apparent discrepancies between what they had been ordered to do and what they carried on doing.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this jaw-dropping episode we look under the bonnet at the situation in Estonia just after Danske had bought Sampo.

It highlights conflicting stories between what the Estonian regulator was saying to Danske (and in fact, ordering them to do) and what the bank was saying to the Danish regulator.

It also looks in detail at the apparent discrepancies between what they had been ordered to do and what they carried on doing.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-979295 Sun, 03 Mar 2019 00:00:00 +0000 1553 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 8 full false Special Episode 1 - The Ousting of Danske and the Arrival of Swedbank Special Episode 1 - The Ousting of Danske and the Arrival of Swedbank Following an extraordinary week of developments which saw the removal of Danske from Estonia, its voluntary departure from Latvia, Lithuania and Russia, the launching of an investigation of both Danish and Estonian regulators by the European Banking Authority, the prolonging of an argument between the two regulators by the publication of hitherto private correspondence AND the addition of Swedbank to those embroiled in the laundromat, we've recorded a special episode to talk about all these developments.

And what developments they have been!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Following an extraordinary week of developments which saw the removal of Danske from Estonia, its voluntary departure from Latvia, Lithuania and Russia, the launching of an investigation of both Danish and Estonian regulators by the European Banking Authority, the prolonging of an argument between the two regulators by the publication of hitherto private correspondence AND the addition of Swedbank to those embroiled in the laundromat, we've recorded a special episode to talk about all these developments.

And what developments they have been!

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-968634 Sat, 23 Feb 2019 00:00:00 +0000 1231 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 7 full false Episode 6 - The Suspicious Activity Report (Part 1) Episode 6 - The Suspicious Activity Report (Part 1) In this episode we begin to look at the report, commissioned by Dankse Bank, which finally brought to light the full extent of what went wrong in Estonia.

Part One explains the background to the report, the terms of reference, and the definitions of what constituted "suspicious" both in terms of customers, accounts, transactions and people associated with the bank.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we begin to look at the report, commissioned by Dankse Bank, which finally brought to light the full extent of what went wrong in Estonia.

Part One explains the background to the report, the terms of reference, and the definitions of what constituted "suspicious" both in terms of customers, accounts, transactions and people associated with the bank.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-960992 Mon, 18 Feb 2019 00:00:00 +0000 1577 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 6 full false Episode 5 - The Billion Dollar Deal Episode 5 - The Billion Dollar Deal In this episode we look in some detail at payments made from Danske Estonia to three specific countries - Spain, UK, and Latvia. The outcome will surprise some and intrigue all.

It's a more complex episode because that's the way that Dark Money Launderers work and introduces, for the first time, direct references to the Magnitsky affair.

It also demonstrates that, if you look carefully enough, all of these payments, entities and schemes are connected.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look in some detail at payments made from Danske Estonia to three specific countries - Spain, UK, and Latvia. The outcome will surprise some and intrigue all.

It's a more complex episode because that's the way that Dark Money Launderers work and introduces, for the first time, direct references to the Magnitsky affair.

It also demonstrates that, if you look carefully enough, all of these payments, entities and schemes are connected.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-942621 Sun, 03 Feb 2019 00:00:00 +0000 1284 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 5 full false Episode 4 - The Billion Dollar Hold Episode 4 - The Billion Dollar Hold In this episode we look at a specific set of transactions within Danske Estonia - those emanating from accounts which are also located there. We do so because, of all the transactions that the bank handled, these are the ones it ought to have known most about as it would have (or should have) held "Know Your Customer" information on them. As we will see, it didn't appear to have helped them spot highly suspicious connections between supposedly unconnected accounts.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> In this episode we look at a specific set of transactions within Danske Estonia - those emanating from accounts which are also located there. We do so because, of all the transactions that the bank handled, these are the ones it ought to have known most about as it would have (or should have) held "Know Your Customer" information on them. As we will see, it didn't appear to have helped them spot highly suspicious connections between supposedly unconnected accounts.

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-933793 Sun, 27 Jan 2019 00:00:00 +0000 1230 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 4 full false Episode 3 - The Billion Dollar Shuffle Episode 3 - The Billion Dollar Shuffle If you really want to understand why this was such a noteworthy failure of financial crime controls, this is the episode you really must listen to.

We take the audience through the many different elements that constitute "suspicious activity" and then explain those elements that are observed within the bank statements from Danske.

If you’d like more information you can always visit https://grahambarrow.com/


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> If you really want to understand why this was such a noteworthy failure of financial crime controls, this is the episode you really must listen to.

We take the audience through the many different elements that constitute "suspicious activity" and then explain those elements that are observed within the bank statements from Danske.

If you’d like more information you can always visit https://grahambarrow.com/


Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-926238 Sun, 20 Jan 2019 00:00:00 +0000 1688 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 3 full false Episode 2 - The Launching of a Laundromat Episode 2 - The Launching of a Laundromat Episode 2 brings a detailed explanation of the acquisition by Danske Bank of, amongst other things, the branch in Estonia which was the centre of the money laundering operation. It provides details and context as to the surrounding elements, all of which help to understand why it has been such a headline grabbing debacle.

If you’d like more information you can always visit https://grahambarrow.com/

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Episode 2 brings a detailed explanation of the acquisition by Danske Bank of, amongst other things, the branch in Estonia which was the centre of the money laundering operation. It provides details and context as to the surrounding elements, all of which help to understand why it has been such a headline grabbing debacle.

If you’d like more information you can always visit https://grahambarrow.com/

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Ray Blake and Graham Barrow Buzzsprout-918144 Sun, 13 Jan 2019 00:00:00 +0000 1698 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 2 full false Episode 1 - The Background Episode 1 - The Background This is the first in a series of podcasts which explain in a non-technical way how "Dark Money" (e.g. money laundering, corruption, bribery, tax evasion) enters the financial system and infects everything it touches.

It explains what Dark Money is, why it matters and takes an early look at some of the challenges facing the banks and other financial institutions. 

It also gives a flavour for some of the episodes still to come. 

If you’d like more detail you can always visit https://grahambarrow.com/

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> This is the first in a series of podcasts which explain in a non-technical way how "Dark Money" (e.g. money laundering, corruption, bribery, tax evasion) enters the financial system and infects everything it touches.

It explains what Dark Money is, why it matters and takes an early look at some of the challenges facing the banks and other financial institutions. 

It also gives a flavour for some of the episodes still to come. 

If you’d like more detail you can always visit https://grahambarrow.com/

Send us Fan Mail

Support the show

Follow us on LinkedIn at https://www.linkedin.com/company/the-dark-money-files-ltd/ on Twitter at  https://twitter.com/dark_files or see our website at https://www.thedarkmoneyfiles.com/

]]> Graham Barrow and Ray Blake Buzzsprout-910449 Sun, 06 Jan 2019 18:00:00 +0000 1025 MoneyLaundering, DarkMoney, Corruption, TaxEvasion 1 1 full false