The Cold Hearted Appraiser Tue, 05 May 2026 03:05:14 -0400 https://gaappraisalsinc.com/vlog/ en-us © 2026 The Cold Hearted Appraiser yes 8a9bda3d-4bd6-5695-bedd-7e0ade64360d Glen Kangas episodic false Glen Kangas, The Cold Hearted Appraiser, talks about all things Southern California Real Estate with special emphasis on Trust, Estate Planning, Divorce appraisals as well as talk about networking in the Real Estate Community.

]]> Buzzsprout (https://www.buzzsprout.com) cold hearted appraiser, GA Appraisals, home appraisals, estate appraisals, finances, homeowners, home value Glen Kangas https://storage.buzzsprout.com/2hutr0cmctdnyo5exem9i8dcqpq0?.jpg The Cold Hearted Appraiser https://gaappraisalsinc.com/vlog/ How To Sell An Inherited Home Without Leaving Money Behind How To Sell An Inherited Home Without Leaving Money Behind A tenant offers to buy the house directly from the trust. It sounds like the clean, stress-free exit, until you realize the “easy” deal can quietly strip hundreds of thousands of dollars from the heirs.

On Cold Hearted Appraiser I sit down with Los Angeles real estate agent Sarah Rogers to talk about estate and trust real estate through real stories from the field.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> A tenant offers to buy the house directly from the trust. It sounds like the clean, stress-free exit, until you realize the “easy” deal can quietly strip hundreds of thousands of dollars from the heirs.

On Cold Hearted Appraiser I sit down with Los Angeles real estate agent Sarah Rogers to talk about estate and trust real estate through real stories from the field.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-19060173 Tue, 05 May 2026 00:00:00 -0700 1893 cold hearted appraiser, trust sales, tenants, trust real estate, Sarah Rogers, Glen Kangas 2 8 full false Why Your Apartment Appraisal And BOV Disagree Why Your Apartment Appraisal And BOV Disagree Glen Kangas, The Cold Hearted Appraiser, and Kiran Dhillon, Multifamily Apartment Broker,  break down why a date of death appraisal and a broker opinion of value can land on different numbers for the same apartment building. We walk through taxes, timing, rent rules, and buyer math so fiduciaries, heirs, and attorneys can make cleaner decisions without getting stuck on the wrong benchmark.\n\n• date of death appraisals as a tax and legal snapshot for step-up basis\n• why it can be a win when the date of death value is higher than today’s market\n• the danger of anchoring to an old number when markets move\n• how a BOV prices for today based on what buyers will actually pay\n• buyer-side changes that hit value including reassessed property taxes and financing\n• multifamily versus single-family market cycles and why they diverge\n• incomplete rent and expense data and how estimating creates variance\n• below-market rents, deferred maintenance, and rising insurance costs\n• statewide and local rent control plus tenant rights effects on pricing\n• Prop 19 reassessment pressure and why it can force sales\n• probate referee limitations and why “drive-by” multifamily values can be off\n• when an appraisal is worth paying for versus when a BOV is enough


Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas, The Cold Hearted Appraiser, and Kiran Dhillon, Multifamily Apartment Broker,  break down why a date of death appraisal and a broker opinion of value can land on different numbers for the same apartment building. We walk through taxes, timing, rent rules, and buyer math so fiduciaries, heirs, and attorneys can make cleaner decisions without getting stuck on the wrong benchmark.\n\n• date of death appraisals as a tax and legal snapshot for step-up basis\n• why it can be a win when the date of death value is higher than today’s market\n• the danger of anchoring to an old number when markets move\n• how a BOV prices for today based on what buyers will actually pay\n• buyer-side changes that hit value including reassessed property taxes and financing\n• multifamily versus single-family market cycles and why they diverge\n• incomplete rent and expense data and how estimating creates variance\n• below-market rents, deferred maintenance, and rising insurance costs\n• statewide and local rent control plus tenant rights effects on pricing\n• Prop 19 reassessment pressure and why it can force sales\n• probate referee limitations and why “drive-by” multifamily values can be off\n• when an appraisal is worth paying for versus when a BOV is enough


Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-19049365 Tue, 28 Apr 2026 00:00:00 -0700 2034 cold hearted appraiser, trust sales, date of death, apartment sales, Kiran Dhillon, Glen Kangas 2 7 full false Challenges in Trust and Probate Multifamily Sales Challenges in Trust and Probate Multifamily Sales Glen Kangas, the Cold Hearted Appraiser, talks with multifamily broker Kiran Dillon about the trust and probate realities that can make apartment building sales messy fast. We share two real deals that show how title surprises, inspections, and beneficiary expectations shape price and timing.  <br>• Kieran’s path from litigation to commercial real estate brokerage  <br>• Why trust and probate multifamily sales are increasing  <br>• Old deeds of trust and why title problems surface late  <br>• Pulling a preliminary title report early to protect escrow  <br>• Foundation and deferred maintenance issues found during buyer due diligence  <br>• Choosing between repairs, credits, or relisting after inspections  <br>• Keeping beneficiaries aligned with comps, reports, and clear logic  <br>• How below-market rents affect multifamily value through income  <br>• Rent increases under rent control as a strategy before sale<br><br>

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas, the Cold Hearted Appraiser, talks with multifamily broker Kiran Dillon about the trust and probate realities that can make apartment building sales messy fast. We share two real deals that show how title surprises, inspections, and beneficiary expectations shape price and timing.  <br>• Kieran’s path from litigation to commercial real estate brokerage  <br>• Why trust and probate multifamily sales are increasing  <br>• Old deeds of trust and why title problems surface late  <br>• Pulling a preliminary title report early to protect escrow  <br>• Foundation and deferred maintenance issues found during buyer due diligence  <br>• Choosing between repairs, credits, or relisting after inspections  <br>• Keeping beneficiaries aligned with comps, reports, and clear logic  <br>• How below-market rents affect multifamily value through income  <br>• Rent increases under rent control as a strategy before sale<br><br>

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-19049306 Tue, 21 Apr 2026 00:00:00 -0700 1672 cold hearted appraiser, trust sales, title, probate, Kiran Dhillon, Glen Kangas 2 6 full false What Does A Neighborhood Become When Half Of It Burns What Does A Neighborhood Become When Half Of It Burns One day you’re running errands and watching fire trucks race up the street. Hours later, you’re standing in front of a facade that used to be your home, trying to understand how an 80 mph wind can erase decades in a single night. On the Episode of Cold Hearted Appraiser, I sit down with Compass agents Vance Weisberg and Sherry Lynn plus escrow veteran Judy Pastor to tell the Eaton Fire story from the inside and to translate that experience into real guidance for Altadena homeowners, buyers, and anyone tracking post-wildfire real estate.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> One day you’re running errands and watching fire trucks race up the street. Hours later, you’re standing in front of a facade that used to be your home, trying to understand how an 80 mph wind can erase decades in a single night. On the Episode of Cold Hearted Appraiser, I sit down with Compass agents Vance Weisberg and Sherry Lynn plus escrow veteran Judy Pastor to tell the Eaton Fire story from the inside and to translate that experience into real guidance for Altadena homeowners, buyers, and anyone tracking post-wildfire real estate.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> https://gaappraisalsinc.com/vlog/ Glen Kangas Buzzsprout-18923236 Tue, 14 Apr 2026 00:00:00 -0700 3053 family loses in home in Eaton fires, Altadena fires, escrow, real estate 2 3 full false What Does A Neighborhood Become After Fire What Does A Neighborhood Become After Fire A fire can turn a normal home sale into a decision you never wanted to make: rebuild, sell the lot, or walk away and start over somewhere else. On today's Episode of the Cold Heart Appraiser, I  sit down with Altadena top local agent Michael Bell to get practical about what actually happens after a major wildfire, and what buyers, builders, and insurers care about when the “house” is suddenly a lot, a shell, or a smoke soaked rebuild.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> A fire can turn a normal home sale into a decision you never wanted to make: rebuild, sell the lot, or walk away and start over somewhere else. On today's Episode of the Cold Heart Appraiser, I  sit down with Altadena top local agent Michael Bell to get practical about what actually happens after a major wildfire, and what buyers, builders, and insurers care about when the “house” is suddenly a lot, a shell, or a smoke soaked rebuild.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> https://gaappraisalsinc.com/vlog/ Glen Kangas Buzzsprout-18923163 Tue, 07 Apr 2026 00:00:00 -0700 2171 Altadena fires, Eaton fires, real estate, Michael Bell, selling after a fire, when all seems lost 2 2 full false Probate Real Estate Basics with Michael Bell Probate Real Estate Basics with Michael Bell Selling a parent’s home can feel like a simple real estate task until probate rules, disclosures, and family stress collide. On Cold Heart Podcast, I sit down with Pasadena-area Realtor Michael Bell, who has spent decades handling probate and trust sales, to get practical guidance that protects heirs, fiduciaries, and successor trustees from expensive mistakes.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Selling a parent’s home can feel like a simple real estate task until probate rules, disclosures, and family stress collide. On Cold Heart Podcast, I sit down with Pasadena-area Realtor Michael Bell, who has spent decades handling probate and trust sales, to get practical guidance that protects heirs, fiduciaries, and successor trustees from expensive mistakes.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> https://gaappraisalsinc.com/vlog/ Glen Kangas Buzzsprout-18923082 Tue, 31 Mar 2026 00:00:00 -0700 2112 cold hearted appraiser, probate, Mike Bell, real estate, trust sales 2 1 full false Episode 9 - Dad's Boots Episode 9 - Dad's Boots I am a real estate appraiser, and I love my job.

 I am in a different area every day. I get paid to wander through people’s homes. I see on occasion, incredible homes, views, pools, master suites, kitchens, etc.

 My favorite story however, is in a home in Santa Monica. Nice older Spanish home, not updated as is common, lots of books, and in the master bedroom, there was a sketch of some work boots. A simple sketch, but it caught my eye and I was taken with it. 

Find out what happens of this touching story on today's episode.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> I am a real estate appraiser, and I love my job.

 I am in a different area every day. I get paid to wander through people’s homes. I see on occasion, incredible homes, views, pools, master suites, kitchens, etc.

 My favorite story however, is in a home in Santa Monica. Nice older Spanish home, not updated as is common, lots of books, and in the master bedroom, there was a sketch of some work boots. A simple sketch, but it caught my eye and I was taken with it. 

Find out what happens of this touching story on today's episode.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-16053030 Mon, 16 Dec 2024 00:00:00 -0800 214 cold heart appraiser, cold hearted, Glen Kangas, dad 1 9 full false Episode 8 - How to Challenge a Poor Appraisal Episode 8 - How to Challenge a Poor Appraisal Focus on important factors to value, not minor things like not indicating gutters

Was there something important about your property that was missed?

Was the comp selection appropriate? Is there a comp that was missed?

Were adjustments appropriate? 

Questions and more as we discusses how to challenge a poor appraisal.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Focus on important factors to value, not minor things like not indicating gutters

Was there something important about your property that was missed?

Was the comp selection appropriate? Is there a comp that was missed?

Were adjustments appropriate? 

Questions and more as we discusses how to challenge a poor appraisal.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-16052853 Mon, 09 Dec 2024 08:00:00 -0800 231 cold heart appraiser, cold hearted, Glen Kangas, appraisals,, poor appraisals 1 8 full false Episode 7 - Pros and Cons of Appraisal Waivers Episode 7 - Pros and Cons of Appraisal Waivers What is an appraisal waiver?

 Fannie and Freddie both have been allowing appraisal waivers for both refinance and purchases since before COVID

 If a property has been appraised for a Fannie or Freddie recently, a loan may qualify for an appraisal waiver(now called value acceptance), meaning no appraisal, or might involve value acceptance + a property data inspection by a non-appraiser to confirm the condition of a property. 

In this episode I will talk about what are the pros and cons of appraisal Waivers.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> What is an appraisal waiver?

 Fannie and Freddie both have been allowing appraisal waivers for both refinance and purchases since before COVID

 If a property has been appraised for a Fannie or Freddie recently, a loan may qualify for an appraisal waiver(now called value acceptance), meaning no appraisal, or might involve value acceptance + a property data inspection by a non-appraiser to confirm the condition of a property. 

In this episode I will talk about what are the pros and cons of appraisal Waivers.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-16049041 Mon, 02 Dec 2024 00:00:00 -0800 251 cold hearted appraiser, glen kangas, appraisal waivers 1 7 full false Episode 6 - Zillow Divorce Episode 6 - Zillow Divorce Is it a good idea to use Zillow as a starting point for divorce valuations?

 Let’s talk about the Zillow, et al algorithms. 

1.    The algorithms are secret, we have no idea what drives them

2.    Zillow does not appear to take into account location or even city boundaries where values change

There are 8 more points to answering the Zillow Divorce valuation, good idea or not?

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Is it a good idea to use Zillow as a starting point for divorce valuations?

 Let’s talk about the Zillow, et al algorithms. 

1.    The algorithms are secret, we have no idea what drives them

2.    Zillow does not appear to take into account location or even city boundaries where values change

There are 8 more points to answering the Zillow Divorce valuation, good idea or not?

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-16033812 Mon, 25 Nov 2024 14:00:00 -0800 225 cold heart appraiser, cold hearted, Glen Kangas, GA Appraisals, zillow, divorce 1 6 full false Episode 5 - Rent Control Episode 5 - Rent Control Rent control has become a hot topic of late, so let’s discuss the impact of rent control on both rents and values

I get it, in addition to housing costs being high, rents are high as well, but it is important to understand the economics of why that is the case.

Let's talk about supply and demand.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Rent control has become a hot topic of late, so let’s discuss the impact of rent control on both rents and values

I get it, in addition to housing costs being high, rents are high as well, but it is important to understand the economics of why that is the case.

Let's talk about supply and demand.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-16033803 Mon, 18 Nov 2024 00:00:00 -0800 301 cold heart appraiser, cold hearted, Glen Kangas, rent control, supply and demand 1 5 full false Episode 4 - Public Records Not Source For Living Area Episode 4 - Public Records Not Source For Living Area Let’s talk about Living area

Agents list the living area from public records in MLS.

Agents use $/sf to determine a list price for a home.

Lenders want permits if the measured living area does not match public records as a measurement significantly larger might include non-permitted areas.

Is public records really the ultimate authority of the true living area of a home?

In this episode we'll explore the living area in listings.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Let’s talk about Living area

Agents list the living area from public records in MLS.

Agents use $/sf to determine a list price for a home.

Lenders want permits if the measured living area does not match public records as a measurement significantly larger might include non-permitted areas.

Is public records really the ultimate authority of the true living area of a home?

In this episode we'll explore the living area in listings.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-16033779 Mon, 11 Nov 2024 00:00:00 -0800 200 cold heart appraiser, cold hearted, Glen Kangas, living area, public record 1 4 full false Episode 2 - Four Professionals Every Realtor Need in their Network Episode 2 - Four Professionals Every Realtor Need in their Network Times have changed in the Real Estate industry, nothing new there.

 Listings are down, there is now the NAR settlement with Buyer/Broker agreements, commission confusion and a slow market with high interest rates

 It’s tougher to get listings and find clients and according to NAR Surveys, 75% of sellers do not use the same agent on their next sale!
 
 So how do you set yourself apart as a real estate agent from all of the other agents out there? 
 
 On this Episode of The Cold Hearted Appraiser I will share some good information about referral network of professionals. 

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Times have changed in the Real Estate industry, nothing new there.

 Listings are down, there is now the NAR settlement with Buyer/Broker agreements, commission confusion and a slow market with high interest rates

 It’s tougher to get listings and find clients and according to NAR Surveys, 75% of sellers do not use the same agent on their next sale!
 
 So how do you set yourself apart as a real estate agent from all of the other agents out there? 
 
 On this Episode of The Cold Hearted Appraiser I will share some good information about referral network of professionals. 

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-16047789 Mon, 04 Nov 2024 12:00:00 -0800 301 networking for realtors, professional networking, referral network for real estate agents 1 2 full false Episode 3 - Why Cold Hearted Episode 3 - Why Cold Hearted People ask me all the time, "Why do you call yourself the cold heart appraiser?"

In this Episode I spill it all and answer that question.


Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> People ask me all the time, "Why do you call yourself the cold heart appraiser?"

In this Episode I spill it all and answer that question.


Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-16033742 Mon, 04 Nov 2024 00:00:00 -0800 187 cold heart appraiser, cold hearted, Glen Kangas 1 3 full false Episode 1 - Estate Planning is an Investment Not a Cost Episode 1 - Estate Planning is an Investment Not a Cost I heard a stat in a networking meeting that only 34% of people have an estate plan. 34%?! 

That is a pretty low number. Why is that? 

Join me, The Cold Hearted Appraiser, in the conversation as I talk about Estate Planning.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> I heard a stat in a networking meeting that only 34% of people have an estate plan. 34%?! 

That is a pretty low number. Why is that? 

Join me, The Cold Hearted Appraiser, in the conversation as I talk about Estate Planning.

Vlog: https://gaappraisalsinc.com/vlog/
Website: https://gaappraisalsinc.com/

]]> Glen Kangas Buzzsprout-15977050 Wed, 23 Oct 2024 09:00:00 -0700 310 1 1 full false