Craving a Saving Fri, 29 May 2026 12:38:08 -0400 https://www.homeofinspire.com.au/craving-a-saving en-au © 2026 Craving a Saving yes a17b854d-dd76-5980-a5dc-4235288597c5 Cait Bransgrove episodic false Join award-winning finance broker, Cait and her co-host Bec, as they break down all things finance and property, in a practical and easy to understand way. It's finance made fun!

]]> Buzzsprout (https://www.buzzsprout.com) Finance, Money, Business, Mortgage, Home-Buying, First Home Buying, Investment, Property, Education Cait Bransgrove https://storage.buzzsprout.com/6xrjm6aa6jed2g814b7kgjf5a4q6?.jpg Craving a Saving https://www.homeofinspire.com.au/craving-a-saving Cait Bransgrove Bec Potalej Season Finale: Cait answers your finance questions! Season Finale: Cait answers your finance questions! We’re wrapping up the season with a bang—and a baby on the way!

In this special finale episode, Cait answers your burning finance questions, from using equity as a deposit to her biggest lessons from buying property. Nothing’s off-limits, and you can expect her usual mix of straight-talking, practical advice (with a side of humour, of course). 

With Cait heading off on maternity leave, we couldn’t think of a better way to finish the season than by giving you the answers you’ve been craving.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> We’re wrapping up the season with a bang—and a baby on the way!

In this special finale episode, Cait answers your burning finance questions, from using equity as a deposit to her biggest lessons from buying property. Nothing’s off-limits, and you can expect her usual mix of straight-talking, practical advice (with a side of humour, of course). 

With Cait heading off on maternity leave, we couldn’t think of a better way to finish the season than by giving you the answers you’ve been craving.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17342730 Tue, 01 Jul 2025 04:00:00 +1000 2036 2 21 full false Thinking of building? Here’s the lowdown on construction loans Thinking of building? Here’s the lowdown on construction loans In this episode, Cait & Bec break down how construction loans actually work, from staged payments to what lenders look for. 

Cait shines a light on the sneaky fine print in builder deals that no one warns you about. Whether you're eyeing a house and land package or planning a custom build, this episode will help you go in eyes wide open. 

Cait also shares the common traps she's seen catch clients off guard, like unrealistic build timelines, sneaky upgrade costs, and contracts that can impact your borrowing power.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode, Cait & Bec break down how construction loans actually work, from staged payments to what lenders look for. 

Cait shines a light on the sneaky fine print in builder deals that no one warns you about. Whether you're eyeing a house and land package or planning a custom build, this episode will help you go in eyes wide open. 

Cait also shares the common traps she's seen catch clients off guard, like unrealistic build timelines, sneaky upgrade costs, and contracts that can impact your borrowing power.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17322698 Tue, 24 Jun 2025 04:00:00 +1000 1797 2 20 full false Chatting all things money with 15-year-old Lara Chatting all things money with 15-year-old Lara In this episode, Cait & Bec sit down with Lara, a 15-year-old to talk all things finance. 

From budgeting to bank accounts, she shares her thoughts on what young people should be learning about finance, and what’s currently missing from the classroom. 

Whether you’re a parent, teacher, or teen, this episode is a reminder that it’s never too early (or too late) to start talking money. Get ready for some raw, refreshing perspective from the next generation.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode, Cait & Bec sit down with Lara, a 15-year-old to talk all things finance. 

From budgeting to bank accounts, she shares her thoughts on what young people should be learning about finance, and what’s currently missing from the classroom. 

Whether you’re a parent, teacher, or teen, this episode is a reminder that it’s never too early (or too late) to start talking money. Get ready for some raw, refreshing perspective from the next generation.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17316524 Tue, 17 Jun 2025 04:00:00 +1000 1990 2 19 full false How Cait's client purchased an investment property with no savings (Yep, really) How Cait's client purchased an investment property with no savings (Yep, really) Think you need a big deposit to buy an investment property? Not always. 

In this episode, Cait & Bec share the story of clients Jake & Chloe, who purchased an investment property without using any of their own savings.

We break down exactly how they made it happen, what strategies they used, and how this approach could be possible for others!

If you're a homeowner wondering how to leverage what you've already got—this one’s for you.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Think you need a big deposit to buy an investment property? Not always. 

In this episode, Cait & Bec share the story of clients Jake & Chloe, who purchased an investment property without using any of their own savings.

We break down exactly how they made it happen, what strategies they used, and how this approach could be possible for others!

If you're a homeowner wondering how to leverage what you've already got—this one’s for you.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17165845 Tue, 10 Jun 2025 04:00:00 +1000 1495 2 18 full false Listener story: Purchasing with poor credit & tackling high rates Listener story: Purchasing with poor credit & tackling high rates On this week's episode of Craving a Saving, Cait & Bec are diving into a real listener story that proves your credit history doesn't have to be your credit future.

Our listener shares how they managed to purchase a home despite a poor credit score — but ended up with a sky-high interest rate. Can they ever refinance to something better? Is there light (and a lower rate) at the end of the tunnel?

Tune in for Cait's expert take on the situation and stay right to the end for a juicy update on where they’re at now. 

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> On this week's episode of Craving a Saving, Cait & Bec are diving into a real listener story that proves your credit history doesn't have to be your credit future.

Our listener shares how they managed to purchase a home despite a poor credit score — but ended up with a sky-high interest rate. Can they ever refinance to something better? Is there light (and a lower rate) at the end of the tunnel?

Tune in for Cait's expert take on the situation and stay right to the end for a juicy update on where they’re at now. 

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17165751 Tue, 03 Jun 2025 04:00:00 +1000 2906 2 17 full false Babies, Budgets & Borrowing: Buying a home on parental leave Babies, Budgets & Borrowing: Buying a home on parental leave Welcoming a new baby is a beautiful chapter—but how much does a dependant impact borrowing? In this episode, Cait & Bec unpack everything you need to know about navigating parental leave while applying for a home loan in Australia.

From understanding how dependants affect your borrowing power, to the documents lenders really want to see, we break down what to expect, how to plan ahead, and real-life situations that prove it can be done.

In this episode you’ll also learn how it IS possible to get a home loan even whilst on parental leave, but how banks will consider this.

Whether you're 105 weeks pregnant like Cait or just planning ahead, tune in for practical tips, lender insights, and the steps to take so your homeownership dreams don’t get put on hold.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Welcoming a new baby is a beautiful chapter—but how much does a dependant impact borrowing? In this episode, Cait & Bec unpack everything you need to know about navigating parental leave while applying for a home loan in Australia.

From understanding how dependants affect your borrowing power, to the documents lenders really want to see, we break down what to expect, how to plan ahead, and real-life situations that prove it can be done.

In this episode you’ll also learn how it IS possible to get a home loan even whilst on parental leave, but how banks will consider this.

Whether you're 105 weeks pregnant like Cait or just planning ahead, tune in for practical tips, lender insights, and the steps to take so your homeownership dreams don’t get put on hold.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17165743 Tue, 27 May 2025 04:00:00 +1000 1940 2 16 full false The hack banks don't want you to know, to pay less on your mortgage The hack banks don't want you to know, to pay less on your mortgage Think you’re stuck with your current home loan rate? Think again.

In this episode, Cait and Bec reveal one of the most underrated money hacks: negotiating with your current lender — no refinancing required.

You’ll learn what to say, what to have ready, and how to play the game banks hope you don’t know about. Whether you’re a seasoned homeowner or just starting out, this episode could save you thousands.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Think you’re stuck with your current home loan rate? Think again.

In this episode, Cait and Bec reveal one of the most underrated money hacks: negotiating with your current lender — no refinancing required.

You’ll learn what to say, what to have ready, and how to play the game banks hope you don’t know about. Whether you’re a seasoned homeowner or just starting out, this episode could save you thousands.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17083001 Tue, 20 May 2025 04:00:00 +1000 1691 2 15 full false You MUST listen to this when planning to purchase with a partner (or pal!) You MUST listen to this when planning to purchase with a partner (or pal!) Thinking of buying a home with your partner, sibling, or even your bestie? Before you dive into a joint mortgage, tune in to this episode where Cait and Bec unpack the essential money conversations you need to have. 

From who pays what, to choosing the right ownership structure, setting up joint accounts, and planning your exit strategy (just in case), we cover all the practical—and sometimes awkward—bits that can make or break your co-ownership journey.

 Whether you're friends or fiancé's, this episode is your guide to purchasing together!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Thinking of buying a home with your partner, sibling, or even your bestie? Before you dive into a joint mortgage, tune in to this episode where Cait and Bec unpack the essential money conversations you need to have. 

From who pays what, to choosing the right ownership structure, setting up joint accounts, and planning your exit strategy (just in case), we cover all the practical—and sometimes awkward—bits that can make or break your co-ownership journey.

 Whether you're friends or fiancé's, this episode is your guide to purchasing together!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17082965 Tue, 13 May 2025 04:00:00 +1000 2065 2 14 full false Ways to increase your properties value! Ways to increase your properties value! In this episode of Craving a Saving, Cait & Bec welcome back buyer's agent Troy Baker from Baker Advocates to talk all things property value. 

Whether you're a homeowner or investor, Troy shares his expert insights on the little things you can do to make a big impact—from low-cost touch-ups to strategic renovations that pay off. 

We break down where to spend, what to skip, and how to think like a buyer so your property stands out!

If you'd like to get in touch with Troy, you can reach him at www.bakeradvocates.com.au or on Instagram @baker_advocacy.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode of Craving a Saving, Cait & Bec welcome back buyer's agent Troy Baker from Baker Advocates to talk all things property value. 

Whether you're a homeowner or investor, Troy shares his expert insights on the little things you can do to make a big impact—from low-cost touch-ups to strategic renovations that pay off. 

We break down where to spend, what to skip, and how to think like a buyer so your property stands out!

If you'd like to get in touch with Troy, you can reach him at www.bakeradvocates.com.au or on Instagram @baker_advocacy.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-17082523 Tue, 06 May 2025 04:00:00 +1000 1683 2 13 full false Did we buy the wrong property?! Did we buy the wrong property?! Grappling with buyer’s remorse? You’re not alone—and this episode might be for you.

Troy Baker, Buyer’s Advocate from Baker Advocates, joins Cait and Bec to break down a listener’s email, full of honest reflections and tough questions about their recent property purchase. 

The listener worries they’ve made the wrong decision—but once Troy dives into the numbers and potential of the area, a different picture begins to emerge. This one’s a must-listen for anyone second-guessing their property decisions or wondering how to make the most of what they already own.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Grappling with buyer’s remorse? You’re not alone—and this episode might be for you.

Troy Baker, Buyer’s Advocate from Baker Advocates, joins Cait and Bec to break down a listener’s email, full of honest reflections and tough questions about their recent property purchase. 

The listener worries they’ve made the wrong decision—but once Troy dives into the numbers and potential of the area, a different picture begins to emerge. This one’s a must-listen for anyone second-guessing their property decisions or wondering how to make the most of what they already own.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16993713 Tue, 29 Apr 2025 04:00:00 +1000 2153 2 12 full false What even is a Mortgage Broker? Cait's journey on how she became one! What even is a Mortgage Broker? Cait's journey on how she became one! Curious about what a mortgage broker actually does—or how to become one yourself? In this episode, Cait & Bec are diving deep into the world of mortgage broking. Cait shares her personal journey of how she became a broker and what the day-to-day really looks like.

They bust common myths, chat through how brokers get paid, and explain how broker's find the most suitable loan for your situation. Whether you're a future borrower or thinking of a career switch, this ep's packed with insights!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Curious about what a mortgage broker actually does—or how to become one yourself? In this episode, Cait & Bec are diving deep into the world of mortgage broking. Cait shares her personal journey of how she became a broker and what the day-to-day really looks like.

They bust common myths, chat through how brokers get paid, and explain how broker's find the most suitable loan for your situation. Whether you're a future borrower or thinking of a career switch, this ep's packed with insights!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16986302 Tue, 22 Apr 2025 04:00:00 +1000 1677 2 11 full false Q&A - You asked, we've answered! Q&A - You asked, we've answered! Cait & Bec are back with another Q&A episode, diving into your burning finance questions! 

From missed mortgage repayments to using your super to buy property — nothing is off-limits in this jam-packed chat. Whether you're a casual worker trying to get a loan, or just curious if paying weekly makes a difference, this episode has something for everyone.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait & Bec are back with another Q&A episode, diving into your burning finance questions! 

From missed mortgage repayments to using your super to buy property — nothing is off-limits in this jam-packed chat. Whether you're a casual worker trying to get a loan, or just curious if paying weekly makes a difference, this episode has something for everyone.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16955697 Tue, 15 Apr 2025 04:00:00 +1000 2042 2 10 full false WTF is Equity?! ..and how can it help you? WTF is Equity?! ..and how can it help you? Accessing equity in your property can be a game-changer!

In this episode, Cait & Bec break down how equity works, the pros and cons of using it, and the ways to potentially use it. Whether you're thinking about renovating, investing, buying a business, or even funding a life expense, we’ll cover what you need to know. 

Plus, we’ll bust some common myths - like whether or not it's actually free money?!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Accessing equity in your property can be a game-changer!

In this episode, Cait & Bec break down how equity works, the pros and cons of using it, and the ways to potentially use it. Whether you're thinking about renovating, investing, buying a business, or even funding a life expense, we’ll cover what you need to know. 

Plus, we’ll bust some common myths - like whether or not it's actually free money?!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16915137 Tue, 08 Apr 2025 04:00:00 +1000 2140 full false Unpacking Susan's first home buying journey - going from renting to owning! Unpacking Susan's first home buying journey - going from renting to owning! In this episode of Craving a Saving, Cait & Bec deep dive a real-life, first home buyer client story!


At 25, Susan was renting, had a HECS debt, and assumed homeownership was out of reach. She thought she needed years to save a full deposit—until one conversation changed everything.

In just months, she went from doubting she could buy to holding the keys to her first home.


How did she do it? Tune in to hear her story.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode of Craving a Saving, Cait & Bec deep dive a real-life, first home buyer client story!


At 25, Susan was renting, had a HECS debt, and assumed homeownership was out of reach. She thought she needed years to save a full deposit—until one conversation changed everything.

In just months, she went from doubting she could buy to holding the keys to her first home.


How did she do it? Tune in to hear her story.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16873885 Tue, 01 Apr 2025 04:00:00 +1100 2278 2 8 full false Can't afford to buy a home? This strategy could change that! Can't afford to buy a home? This strategy could change that! In this episode, Cait & Bec are breaking down the latest trend in investing, rentvesting — They unpack what it is, the pros and cons and compare it to traditional homeownership.

Plus, they tackle the biggest rentvesting questions, including whether rent is really dead money and if you’ll regret not owning your own home.

By the end of this episode, you’ll have a clear idea of how rentvesting could be the strategy that fast-tracks your property journey, or gets your foot in the property market!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode, Cait & Bec are breaking down the latest trend in investing, rentvesting — They unpack what it is, the pros and cons and compare it to traditional homeownership.

Plus, they tackle the biggest rentvesting questions, including whether rent is really dead money and if you’ll regret not owning your own home.

By the end of this episode, you’ll have a clear idea of how rentvesting could be the strategy that fast-tracks your property journey, or gets your foot in the property market!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16832645 Tue, 25 Mar 2025 04:00:00 +1100 1417 2 7 full false Unlocking the FACTS about self-employed home loans in Aus Unlocking the FACTS about self-employed home loans in Aus If you're self-employed and thinking about buying a home, you've probably heard the horror stories—"You'll need a way bigger deposit" or "You won't be able to borrow enough!". 

But how much of that is actually true? 

In this episode, Cait & Bec are setting the record straight on the most common myths about getting a home loan when you work for yourself. From the truth about tax returns and interest rates to how lenders really assess your business income, we’ll break down what you need to know to boost your borrowing power. 

Whether you’ve been told you need a massive deposit or that banks won’t look at your business earnings, we’ll explain what’s fact and what’s fiction!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> If you're self-employed and thinking about buying a home, you've probably heard the horror stories—"You'll need a way bigger deposit" or "You won't be able to borrow enough!". 

But how much of that is actually true? 

In this episode, Cait & Bec are setting the record straight on the most common myths about getting a home loan when you work for yourself. From the truth about tax returns and interest rates to how lenders really assess your business income, we’ll break down what you need to know to boost your borrowing power. 

Whether you’ve been told you need a massive deposit or that banks won’t look at your business earnings, we’ll explain what’s fact and what’s fiction!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16789349 Tue, 18 Mar 2025 04:00:00 +1100 1399 full false Top 3 things to consider when buying your first investment property Top 3 things to consider when buying your first investment property In this episode, Cait & Bec break down the three biggest things you need to think about before making the leap into the investment property world. 

They discuss the pros & cons of investing in property and what to consider when purchasing an investment as your first property.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode, Cait & Bec break down the three biggest things you need to think about before making the leap into the investment property world. 

They discuss the pros & cons of investing in property and what to consider when purchasing an investment as your first property.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16742838 Tue, 11 Mar 2025 04:00:00 +1100 1591 2 5 full false Self Employed? You NEED to hear this before getting a loan! Self Employed? You NEED to hear this before getting a loan! Being your own boss has its perks—but when it comes to getting a home loan, it’s a whole different ball game. 

In this episode, Cait & Bec break down exactly what self-employed borrowers need to know before applying for finance. From working with the right accountant, understanding how banks assess your profit, and whether company debts will impact your borrowing power, they cover all the key factors that can make or break your loan application. 

Plus, they share a real-life story of a self employed client. If you’re self-employed and thinking about buying property, don’t miss this one!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Being your own boss has its perks—but when it comes to getting a home loan, it’s a whole different ball game. 

In this episode, Cait & Bec break down exactly what self-employed borrowers need to know before applying for finance. From working with the right accountant, understanding how banks assess your profit, and whether company debts will impact your borrowing power, they cover all the key factors that can make or break your loan application. 

Plus, they share a real-life story of a self employed client. If you’re self-employed and thinking about buying property, don’t miss this one!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16708101 Tue, 04 Mar 2025 04:00:00 +1100 1789 2 4 full false You MUST know this before buying your first home, or any home! You MUST know this before buying your first home, or any home! Thinking about buying your first home? Or maybe your next one? Cait and Bec break down the essential things you must know before diving in.


They cover how to be prepared for the cost of a mortgage (including any hidden fees!), what to prep for your broker & bank, and a common credit score myth!


Whether you're a first-time buyer or planning your next move, this episode will help you avoid surprises and get prepped for homeownership. Tune in now! 

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Thinking about buying your first home? Or maybe your next one? Cait and Bec break down the essential things you must know before diving in.


They cover how to be prepared for the cost of a mortgage (including any hidden fees!), what to prep for your broker & bank, and a common credit score myth!


Whether you're a first-time buyer or planning your next move, this episode will help you avoid surprises and get prepped for homeownership. Tune in now! 

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16680719 Tue, 25 Feb 2025 04:00:00 +1100 1512 2 3 full false 3 KEY TIPS to increase your borrowing capacity TODAY! 3 KEY TIPS to increase your borrowing capacity TODAY! Want to maximise your borrowing for your next home or investment property?


In this episode of Craving a Saving, Cait and Bec break down three practical steps to boost your borrowing power. From tweaking your expenses to structuring your debts smarter, these simple yet effective strategies could help you get closer to your property goals.


Whether you're a first-home buyer or a seasoned investor, this episode is packed with insights to help you maximise your loan potential.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Want to maximise your borrowing for your next home or investment property?


In this episode of Craving a Saving, Cait and Bec break down three practical steps to boost your borrowing power. From tweaking your expenses to structuring your debts smarter, these simple yet effective strategies could help you get closer to your property goals.


Whether you're a first-home buyer or a seasoned investor, this episode is packed with insights to help you maximise your loan potential.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16620368 Tue, 18 Feb 2025 04:00:00 +1100 1606 2 2 full false Do NOT do these 5 things if you're going for a home loan! Do NOT do these 5 things if you're going for a home loan! We're back with Season 2 of Craving a Saving! 

In our first ep for the season Cait and Bec break down the 5 biggest things you should NEVER do when going for a home loan!

Whether you’re a first-home buyer or a seasoned property owner, this episode is packed with practical advice to help you avoid common mistakes when going for a home loan. 

Listen now so you don’t accidentally sabotage your own application!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> We're back with Season 2 of Craving a Saving! 

In our first ep for the season Cait and Bec break down the 5 biggest things you should NEVER do when going for a home loan!

Whether you’re a first-home buyer or a seasoned property owner, this episode is packed with practical advice to help you avoid common mistakes when going for a home loan. 

Listen now so you don’t accidentally sabotage your own application!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16577729 Tue, 11 Feb 2025 04:00:00 +1100 1649 2 1 full false Q&A episode! Cait answers your burning questions! Q&A episode! Cait answers your burning questions! In this season finale episode of Craving a Saving, Cait and Bec tackle your most-asked questions about all things finance!

Whether you’re starting your financial journey, planning your next big step, or just curious about how to make your money work smarter, this Q&A is packed with relatable insights, practical advice, and a sprinkle of humour.

Got a question we didn’t answer?
Slide into our DMs or send it our way for the next round. This is your space to learn, grow, and thrive in all things finance!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this season finale episode of Craving a Saving, Cait and Bec tackle your most-asked questions about all things finance!

Whether you’re starting your financial journey, planning your next big step, or just curious about how to make your money work smarter, this Q&A is packed with relatable insights, practical advice, and a sprinkle of humour.

Got a question we didn’t answer?
Slide into our DMs or send it our way for the next round. This is your space to learn, grow, and thrive in all things finance!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16243726 Tue, 10 Dec 2024 04:00:00 +1100 1914 1 9 full false Self-Employed? Your guide to getting a home loan! Self-Employed? Your guide to getting a home loan! Ever heard the myth that being self-employed means getting a home loan is out of reach? Think again!

In this episode, Cait & Bec bust that myth, alongside Catarina Santini; accountant and director of CS Accounting. Join them as they explore the different types of lending available for self-employed individuals, share practical tips for managing your finances, and dive into tax strategies that may work for some property and business owners.

Whether you're a freelancer, business owner, or contractor, this episode will equip you with the knowledge you need to navigate the home loan process with confidence!

Looking for a new accountant? You can find Cat and the CS accounting team at www.cs-accounting.com.au or check out their Instagram page, @cs.accounting!

The information in this episode is for general educational purposes only and should not be considered financial or tax advice. Always consult with your accountant or a qualified financial professional to discuss your unique circumstances and ensure you're making informed decisions.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Ever heard the myth that being self-employed means getting a home loan is out of reach? Think again!

In this episode, Cait & Bec bust that myth, alongside Catarina Santini; accountant and director of CS Accounting. Join them as they explore the different types of lending available for self-employed individuals, share practical tips for managing your finances, and dive into tax strategies that may work for some property and business owners.

Whether you're a freelancer, business owner, or contractor, this episode will equip you with the knowledge you need to navigate the home loan process with confidence!

Looking for a new accountant? You can find Cat and the CS accounting team at www.cs-accounting.com.au or check out their Instagram page, @cs.accounting!

The information in this episode is for general educational purposes only and should not be considered financial or tax advice. Always consult with your accountant or a qualified financial professional to discuss your unique circumstances and ensure you're making informed decisions.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16204371 Tue, 03 Dec 2024 04:00:00 +1100 2224 1 8 full false Why your first home doesn't need to be your dream home! Why your first home doesn't need to be your dream home! In this episode, Cait & Bec sit down with buyer’s agent Troy Baker to explore a fresh perspective on buying your first home.

Troy shares why your first property purchase doesn’t have to be your forever home—and how approaching it as an investment can open doors for your financial future.
 
From strategies for building equity to tips on maximising your first property’s potential, this episode offers practical advice on making your first home a stepping stone to your dream home. Perfect for first-time buyers ready to think strategically!
 
You can learn more about Troy’s work at bakeradvocates.com.au or follow him on Instagram @baker_advocacy.

The information provided in this episode is not tax advice, we recommend consulting your accountant for advice tailored to your individual situation.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode, Cait & Bec sit down with buyer’s agent Troy Baker to explore a fresh perspective on buying your first home.

Troy shares why your first property purchase doesn’t have to be your forever home—and how approaching it as an investment can open doors for your financial future.
 
From strategies for building equity to tips on maximising your first property’s potential, this episode offers practical advice on making your first home a stepping stone to your dream home. Perfect for first-time buyers ready to think strategically!
 
You can learn more about Troy’s work at bakeradvocates.com.au or follow him on Instagram @baker_advocacy.

The information provided in this episode is not tax advice, we recommend consulting your accountant for advice tailored to your individual situation.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16168095 Tue, 26 Nov 2024 04:00:00 +1100 1675 1 7 full false Unpacking equity: What is it and how does it work? Unpacking equity: What is it and how does it work? In this episode, Cait and Bec sit down with Troy Baker from Baker Advocates to dive into the ins and outs of equity and how it can be a powerful tool in your property journey.

Troy, a buyer's agent with a tech-savvy, data-driven approach to property investing, shares insights on leveraging equity to grow your property portfolio and create long-term wealth.

Whether you're a first-time buyer or looking to make the most of your current property, this episode is packed with tips to get you started. You can learn more about Troy’s work at bakeradvocates.com.au or follow him on Instagram @baker_advocacy.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode, Cait and Bec sit down with Troy Baker from Baker Advocates to dive into the ins and outs of equity and how it can be a powerful tool in your property journey.

Troy, a buyer's agent with a tech-savvy, data-driven approach to property investing, shares insights on leveraging equity to grow your property portfolio and create long-term wealth.

Whether you're a first-time buyer or looking to make the most of your current property, this episode is packed with tips to get you started. You can learn more about Troy’s work at bakeradvocates.com.au or follow him on Instagram @baker_advocacy.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16123783 Tue, 19 Nov 2024 04:00:00 +1100 2057 1 6 full false Beginners guide to understanding Commercial Property Beginners guide to understanding Commercial Property Ready to dive into commercial property but not sure where to start? 
Join Cait & Bec as they break down the essentials of commercial property.
 
In this episode, Cait and Bec tackle the big questions—What kind of deposit do you need, pros and cons of commercial lending, the key things to know about differences with residential and commercial, and more! 
 
Whether, like Bec, you're a business owner looking for a new premises, or you're looking to level up your investment game, or have never known much about commercial lending because it seems scary, this episode is packed with insights to help you decide if commercial property is the right move for you!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Ready to dive into commercial property but not sure where to start? 
Join Cait & Bec as they break down the essentials of commercial property.
 
In this episode, Cait and Bec tackle the big questions—What kind of deposit do you need, pros and cons of commercial lending, the key things to know about differences with residential and commercial, and more! 
 
Whether, like Bec, you're a business owner looking for a new premises, or you're looking to level up your investment game, or have never known much about commercial lending because it seems scary, this episode is packed with insights to help you decide if commercial property is the right move for you!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16082016 Tue, 12 Nov 2024 04:00:00 +1100 1853 money, finance, investment, refinance, commercial property, residential property, property market, finance broker, mortgage broker 1 5 full false Got a home loan? What every property owner NEEDS to know! Got a home loan? What every property owner NEEDS to know! In this episode, Cait & Bec delve into all the details of refinancing and some of the key things you should know if you have a home loan!

They explore the reasons why you might consider refinancing, how often you should do it, and how it's not always just about the interest rate. Cait shares a client story where she switched them to a higher interest rate and ended up saving them $40,000, with some key bits of info people don't often think about!

This episode is full of useful insights for our listeners who are already in the home loan game and wanting to understand how they can potentially improve their financial position. 

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode, Cait & Bec delve into all the details of refinancing and some of the key things you should know if you have a home loan!

They explore the reasons why you might consider refinancing, how often you should do it, and how it's not always just about the interest rate. Cait shares a client story where she switched them to a higher interest rate and ended up saving them $40,000, with some key bits of info people don't often think about!

This episode is full of useful insights for our listeners who are already in the home loan game and wanting to understand how they can potentially improve their financial position. 

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-16030403 Tue, 05 Nov 2024 04:00:00 +1100 1447 1 4 full false Cait's Property Journey: How simple savings led to the start of a property portfolio Cait's Property Journey: How simple savings led to the start of a property portfolio In this episode Cait & Bec dive into Cait's property journey, from purchasing her first home at 20 by following a simple savings hack that kick started her journey.

Cait unpacks the savings strategies that made it possible, deposit sizes she had, the lessons she learned and her property goals for the future! 

Cait discusses her hesitancy to share her story and the importance of never comparing your journey with anyone else!

Whether you're just starting out or already in the property game, Cait's story proves that small steps and long-term dedication, can lead to big achievements - regardless of age or stage of life!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode Cait & Bec dive into Cait's property journey, from purchasing her first home at 20 by following a simple savings hack that kick started her journey.

Cait unpacks the savings strategies that made it possible, deposit sizes she had, the lessons she learned and her property goals for the future! 

Cait discusses her hesitancy to share her story and the importance of never comparing your journey with anyone else!

Whether you're just starting out or already in the property game, Cait's story proves that small steps and long-term dedication, can lead to big achievements - regardless of age or stage of life!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-15988710 Tue, 29 Oct 2024 04:00:00 +1100 1520 1 3 full false How much do you really need to buy your first home? How much do you really need to buy your first home? In this episode, Cait and Bec break down the actual costs of buying your first home—going beyond just the initial deposit. They dive into government schemes, grants, and guarantor loans, and explain how these options may change your upfront costs!

Whether you’re at the beginning of your saving journey or you're ready to purchase your dream home today, this episode has you covered with practical tips and general advice to help you plan wisely and sidestep any surprises that might pop up along the way.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> In this episode, Cait and Bec break down the actual costs of buying your first home—going beyond just the initial deposit. They dive into government schemes, grants, and guarantor loans, and explain how these options may change your upfront costs!

Whether you’re at the beginning of your saving journey or you're ready to purchase your dream home today, this episode has you covered with practical tips and general advice to help you plan wisely and sidestep any surprises that might pop up along the way.

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Cait Bransgrove Buzzsprout-15958607 Tue, 22 Oct 2024 04:00:00 +1100 1742 First home buying, money, finance, mortgage, home loans, finance, finance broker, first home, property, education 1 2 full false Everything you need to know about how to buy your first home! Everything you need to know about how to buy your first home! Welcome to the very first episode of Craving a Saving - where your hosts Cait & Bec are diving in to all things first home buying! 

Whether you're unsure where to start or want to understand things like borrowing capacity and LMI, this episode has you covered!




Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Welcome to the very first episode of Craving a Saving - where your hosts Cait & Bec are diving in to all things first home buying! 

Whether you're unsure where to start or want to understand things like borrowing capacity and LMI, this episode has you covered!




Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Caitlin Bransgrove Buzzsprout-15893455 Tue, 15 Oct 2024 05:00:00 +1100 1526 First home buying, money, finance, mortgage, home loans, finance, finance broker, first home, property, education 1 1 full false Are you Craving a Saving? Stay tuned!! Are you Craving a Saving? Stay tuned!! We’re so excited to bring you the first season of Craving a Saving - hosted by award winning finance broker & owner of Home of Inspire, Cait Bransgrove.

Cait is joined by her co-host Bec, small business owner & first time property buyer, to break down the nitty gritty of finance in a fun and friendly way!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> We’re so excited to bring you the first season of Craving a Saving - hosted by award winning finance broker & owner of Home of Inspire, Cait Bransgrove.

Cait is joined by her co-host Bec, small business owner & first time property buyer, to break down the nitty gritty of finance in a fun and friendly way!

Send us a text with your feedback!

To keep up to date with Cait & the team, follow via socials here!
@cravingasaving
@homeofinspire
@_homeofinspire (TikTok)

Join our Facebook community here - Craving a Saving!
Or visit our website to get in touch with one of our brokers or legal team!
www.homeofinspire.com.au

Caitlin Bransgrove is authorised under Australian Credit Licence 389328. ABN 69 635 748 917. The advice shared on this podcast is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking professional advice tailored to your individual circumstances before making any financial decisions.



]]> Caitlin Bransgrove Buzzsprout-15892826 Wed, 09 Oct 2024 09:00:00 +1100 43 money, finance, investment, refinance, commercial property, residential property, property market 1 trailer false