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    <itunes:title>Biggest Misconceptions About Working With an Advisor</itunes:title>
    <title>Biggest Misconceptions About Working With an Advisor</title>
    <itunes:summary><![CDATA[Most people think working with a financial advisor means giving up control, paying outrageous fees, or getting sold products they don’t need. Some of those fears aren’t totally crazy… but most are flat-out wrong.  In this episode, we break down the biggest misconceptions about working with a financial advisor—where they come from, why they persist, and what the advisor-client relationship should actually look like when it’s done right.  We cover: • “Advisors are just salespeople” • “I don’t h...]]></itunes:summary>
    <description><![CDATA[<p>Most people think working with a financial advisor means giving up control, paying outrageous fees, or getting sold products they don’t need.<br/>Some of those fears aren’t totally crazy… but most are flat-out wrong.<br/><br/>In this episode, we break down the biggest misconceptions about working with a financial advisor—where they come from, why they persist, and what the advisor-client relationship should actually look like when it’s done right.<br/><br/>We cover:<br/>• “Advisors are just salespeople”<br/>• “I don’t have enough money to work with an advisor”<br/>• “I’ll lose control of my finances”<br/>• “Financial planning is only about investments”<br/>• “Advisors all do the same thing”<br/><br/>We also talk candidly about when an advisor isn’t a good fit—and how to spot red flags before you ever sign on.<br/><br/>If you’ve ever wondered whether a financial advisor is worth it, who they’re really for, or how to avoid making an expensive mistake, this episode is for you.<br/><br/>👉 Subscribe for straight-talk on money, retirement, investing, and building wealth without the hype.<br/>👉 Like &amp; share if this episode saved you from a bad assumption.<br/>👉 Learn more about working with us: www.lighthousewealthgroup.com</p>]]></description>
    <content:encoded><![CDATA[<p>Most people think working with a financial advisor means giving up control, paying outrageous fees, or getting sold products they don’t need.<br/>Some of those fears aren’t totally crazy… but most are flat-out wrong.<br/><br/>In this episode, we break down the biggest misconceptions about working with a financial advisor—where they come from, why they persist, and what the advisor-client relationship should actually look like when it’s done right.<br/><br/>We cover:<br/>• “Advisors are just salespeople”<br/>• “I don’t have enough money to work with an advisor”<br/>• “I’ll lose control of my finances”<br/>• “Financial planning is only about investments”<br/>• “Advisors all do the same thing”<br/><br/>We also talk candidly about when an advisor isn’t a good fit—and how to spot red flags before you ever sign on.<br/><br/>If you’ve ever wondered whether a financial advisor is worth it, who they’re really for, or how to avoid making an expensive mistake, this episode is for you.<br/><br/>👉 Subscribe for straight-talk on money, retirement, investing, and building wealth without the hype.<br/>👉 Like &amp; share if this episode saved you from a bad assumption.<br/>👉 Learn more about working with us: www.lighthousewealthgroup.com</p>]]></content:encoded>
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    <pubDate>Wed, 04 Mar 2026 08:00:00 -0500</pubDate>
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    <itunes:title>Episode 24 - Social Security: What You Think You Know vs. What Actually Matters</itunes:title>
    <title>Episode 24 - Social Security: What You Think You Know vs. What Actually Matters</title>
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    <pubDate>Mon, 02 Mar 2026 17:00:00 -0500</pubDate>
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    <itunes:title>Episode 23 - Building Wealth: Real Estate vs. Stock Market </itunes:title>
    <title>Episode 23 - Building Wealth: Real Estate vs. Stock Market </title>
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    <itunes:title>Episode 22 - Talking to Kids About Money</itunes:title>
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    <itunes:title>Episode 21 - Tax Tips</itunes:title>
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    <itunes:title>Episode 20 - Understanding Cryptocurrency </itunes:title>
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    <pubDate>Mon, 10 Nov 2025 16:00:00 -0500</pubDate>
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    <itunes:title>Episode 19 - Understanding Alternative Investments </itunes:title>
    <title>Episode 19 - Understanding Alternative Investments </title>
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    <pubDate>Mon, 10 Nov 2025 15:00:00 -0500</pubDate>
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    <itunes:title>Episode 18 - Leaving Generational Wealth </itunes:title>
    <title>Episode 18 - Leaving Generational Wealth </title>
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    <pubDate>Sun, 12 Oct 2025 23:00:00 -0400</pubDate>
    <itunes:duration>1355</itunes:duration>
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    <itunes:title>Episode 17 - Managing Generational Wealth </itunes:title>
    <title>Episode 17 - Managing Generational Wealth </title>
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    <pubDate>Sun, 12 Oct 2025 23:00:00 -0400</pubDate>
    <itunes:duration>1470</itunes:duration>
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    <itunes:title>Episode 16 - Leaving a Legacy </itunes:title>
    <title>Episode 16 - Leaving a Legacy </title>
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    <pubDate>Sun, 12 Oct 2025 23:00:00 -0400</pubDate>
    <itunes:duration>1700</itunes:duration>
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    <itunes:title>Episode 14 - Market Volatility Opportunities </itunes:title>
    <title>Episode 14 - Market Volatility Opportunities </title>
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    <pubDate>Wed, 13 Aug 2025 15:00:00 -0400</pubDate>
    <itunes:duration>2164</itunes:duration>
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    <itunes:title>Episode 13 - When and How to Pick the Right Advisor</itunes:title>
    <title>Episode 13 - When and How to Pick the Right Advisor</title>
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    <pubDate>Wed, 13 Aug 2025 13:00:00 -0400</pubDate>
    <itunes:duration>1888</itunes:duration>
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    <itunes:title>Episode 12 - Three Phases of Retirement </itunes:title>
    <title>Episode 12 - Three Phases of Retirement </title>
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    <pubDate>Tue, 24 Jun 2025 10:00:00 -0400</pubDate>
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    <itunes:title>Episode 11 - The Myth of Having Enough </itunes:title>
    <title>Episode 11 - The Myth of Having Enough </title>
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    <pubDate>Mon, 23 Jun 2025 13:00:00 -0400</pubDate>
    <itunes:duration>1712</itunes:duration>
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    <itunes:title>Episode 10 - Issues You Can Run Into Retiring Early &amp; How to Avoid </itunes:title>
    <title>Episode 10 - Issues You Can Run Into Retiring Early &amp; How to Avoid </title>
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    <pubDate>Thu, 29 May 2025 11:00:00 -0400</pubDate>
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    <itunes:title>Episode 9 - Taxes In Retirement  </itunes:title>
    <title>Episode 9 - Taxes In Retirement  </title>
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    <pubDate>Wed, 23 Apr 2025 11:00:00 -0400</pubDate>
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    <itunes:title>Episode 8 - Preparing Mindset for Retirement </itunes:title>
    <title>Episode 8 - Preparing Mindset for Retirement </title>
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    <pubDate>Thu, 03 Apr 2025 11:00:00 -0400</pubDate>
    <itunes:duration>2372</itunes:duration>
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    <itunes:season>1</itunes:season>
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    <itunes:title>Episode 7 - Women In Wealth</itunes:title>
    <title>Episode 7 - Women In Wealth</title>
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    <pubDate>Fri, 07 Mar 2025 14:00:00 -0500</pubDate>
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    <itunes:title>Episode 6 - Influencer Financial Planning </itunes:title>
    <title>Episode 6 - Influencer Financial Planning </title>
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    <pubDate>Fri, 07 Mar 2025 13:00:00 -0500</pubDate>
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    <itunes:title>Episode 5 - Business Exit Planning </itunes:title>
    <title>Episode 5 - Business Exit Planning </title>
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    <pubDate>Fri, 07 Mar 2025 13:00:00 -0500</pubDate>
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    <itunes:title>Episode 4 - Estate Planning </itunes:title>
    <title>Episode 4 - Estate Planning </title>
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    <itunes:title>Episode 3 - Rich vs. Wealthy</itunes:title>
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    <itunes:title>Episode 2 - Generational Wealth</itunes:title>
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    <itunes:title>Episode 1 - Introduction to Lighthouse Wealth Group</itunes:title>
    <title>Episode 1 - Introduction to Lighthouse Wealth Group</title>
    <itunes:summary><![CDATA[In this first episode of The Spotlight Podcast, Tommy and Sam introduce themselves and how they got into the financial planning career.  ]]></itunes:summary>
    <description><![CDATA[<p>In this first episode of The Spotlight Podcast, Tommy and Sam introduce themselves and how they got into the financial planning career. </p>]]></description>
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    <itunes:author>Sam </itunes:author>
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    <pubDate>Mon, 30 Dec 2024 16:00:00 -0500</pubDate>
    <itunes:duration>1103</itunes:duration>
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