The Arsenal Money Clip Podcast

How to Build Support for Sandwiched Caregivers: A Conversation With Dr. Sara Keary

Thu, 05 Feb 2026 08:00:00 -0500

Arsenal Financial advisors Doug Orifice and Jeremy Vaille are trying really, really hard to make a listenable podcast about money and finance. In this episode, they sit down with Dr. Sara Keary, a caregiver counselor and consultant, to discuss some of the surprising realities of caregiving for older adults today and how to implement plans and support systems. They weave in analogies for football fans to give the quarterback (caregiver) the best chance of success, with an offensive line and special teams (building a support network of family, friends, and paid help), a playbook to practice (planning for different possibilities), and a solid defense to tackle financial security and fraud. And, of course, they round things out with some famous Jeremy dad jokes.

Find out more about Sara's Caregiver Counseling and Consultation at caregivercc.com or email her at sarakearyphd@gmail.com.

Find Doug, Jeremy, and Arsenal Financial at arsenalfinancial.com or call (781) 335-9100.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The information in this podcast is educational and general in nature and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision.

An Introduction to the Sandwich Generation: Are you in a PB&J, Dagwood, or Pastrami Situation?

Fri, 16 Jan 2026 11:00:00 -0500

Arsenal Financial advisors Doug Orifice and Jeremy Vaille are trying really, really hard to make a listenable podcast about money and finance. In this episode they wrap up 2025 and dive into a topic that will run throughout the next few podcasts to start the year: the sandwich generation. If you're a Millennial or Gen X parent, you're likely in the sandwich generation. Learn which sandwich type you're in: primarily taking care of younger kids (PB&J), dealing with both kids and aging parents/family (Dagwood), or focused mostly on your older parents/family (Pastrami). Then Doug and Jeremy talk about some of the challenges of each, give a few tips and advice, and help set the stage for future episodes on the topic. And, of course, we round things out with some sandwich-themed dad jokes.

Find Doug, Jeremy, and Arsenal Financial at arsenalfinancial.com or call (781) 335-9100.

Market Insights and the Three C's With J.P. Morgan's Jordan Jackson

Wed, 17 Dec 2025 08:00:00 -0500

Arsenal Financial advisors Doug Orifice and Jeremy Vaille are trying really, really hard to make a listenable podcast about money and finance. In this episode they have guest Jordan Jackson on, a Global Market Strategist with J.P. Morgan, to discuss the three C’s guiding his thoughts on the markets and financial planning right now: the consumer, costs, and complacency. Take a listen for financial insights and dad jokes.

Learn more about Jordan here.

Find Doug, Jeremy, and Arsenal Financial at arsenalfinancial.com or call (781) 335-9100.

Iron Out Your Money Situation With The Five "Elements" of a Successful Financial Plan

Wed, 26 Nov 2025 15:00:00 -0500

Arsenal Financial advisors Doug Orifice and Jeremy Vaille are trying really, really hard to make a listenable podcast about money and finance. In this episode they take a look into the five key parts, or elements, of a successful financial plan. Take a listen to hear about:

Element 1: Goals as gold
Element 2: Knowledge and awareness, potassium
Mythbuster: Should you be like an ostrich?
Element 3: Filtering, stay strong like iron
Element 4: Consistency and carbon, it's in everything
Element 5: Staying engaged with platinum
Then finish up with some dad jokes from Jeremy

Find Doug, Jeremy, and Arsenal Financial at arsenalfinancial.com or call (781) 335-9100.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The information in this podcast is educational and general in nature and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision.

The Psychology Behind a Fulfilling Retirement: A Conversation With Dr. Carol Perlman

Fri, 17 Oct 2025 10:00:00 -0400

Arsenal Financial advisors Doug Orifice and Jeremy Vaille are trying really, really hard to make a listenable podcast about money and finance. In this episode they welcome psychologist Dr. Carol Perlman on to talk about preparing for retirement with practical tools for routine and constructing positive narratives and identity that help you thrive, not just stop working. Take a listen to hear about:

Why retirement psychology matters
How to control identity, purpose, and routine shifts
The importance of time management and weekly planning
How to choose the narratives that help you
The four buckets to plan time for: productive, social, health, meaning
How to address spending-from-the-pile anxiety
Semi-retirement as an alternative
Then finish up with some mom jokes from Jeremy

Connect with Dr. Carol Perlman at carolperlman.com or on Instagram and take a listen to the Healthy Habits for Life podcast.

Your Hero's Journey: Stories and Lessons From Decades of Clients Overcoming Life's Financial Challenges

Tue, 02 Sep 2025 13:00:00 -0400

Arsenal Financial advisors Doug Orifice and Jeremy Vaille are trying really, really hard to make a listenable podcast about money and finance. In this episode they get together to discuss some of the stories and lessons they've learned from decades of clients making their way through all the challenges life throws their way. Listen to hear about:

Jeremy's recent 24-hour adventure race story (and how he and his team made it through unexpected pitfalls)
Some of the stories of clients who have come out the other side of the loss of spouses, jobs, or otherwise...and how many times they've come out stronger.
The lessons Doug and Jeremy have taken away from these clients' "hero's journey", from building your circle of trust, never thinking it's too late to tackle new challenges, and having the courage to ask the hard questions.
Then finish up with some hero-themed dad jokes from Jeremy.

Learn more about Doug, Jeremy, and Arsenal Financial at arsenalfinancial.com or call (781) 335-9100.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The information in this podcast is educational and general in nature and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision.

Car Buying Tips With Industry Expert Josh Sack

Tue, 15 Jul 2025 09:00:00 -0400

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. In this episode they welcome car industry expert Josh Sack to talk about buying a car in today's world. Listen to learn about:

Should you buy or lease?
What's a car buying advocate and how can they help make things easy for you?
Learn about the dealers perspective on financing and trade-ins and what you can do to prepare to get the best deal.
What do you need to think about with EVs, hybrids, and alternative transportation options?
Then of course finish up with a couple of Jeremy's dad jokes.

Reach out to Josh at sackmanconsulting@gmail.com.

Learn more about Stressless Car at stresslesscar.com.

Bringing Back the Lost Art of Income Investing

Mon, 16 Jun 2025 14:00:00 -0400

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. In this episode they get together to discuss the lost art of income investing. Listen to learn about:

What is income investing?
Why people have started to forget about income investing (but should come back to it!)
What are bonds really?
The different flavors of income investing for different situations and life stages from bonds to savings to dividends to properties and more
Doug gets spicy about bond index funds
Then finish up with some dad jokes

From Lemonade Stands to 401ks: Building Financial Literacy Foundations Early

Tue, 27 May 2025 08:00:00 -0400

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. In this episode they get together to discuss the importance of finding ways to talk about financial literacy at an early age. Listen to learn about:

How money games such as Monopoly can help introduce the topic
Lemonade stands, piggy banks, money apps, and other ways kids can start interacting with real money
The difference between savings accounts today and how to make them work for you
Is financial literacy being taught in schools?
Jobs that even kids under 16 can do to start earning some money
This episode's Mythbuster with Jeremy tackling the idea that young adults can't afford to save
Then finish up with some dad jokes

Running Your Own Business at Any Age: From Making the Initial Leap to Growing From Me to We

Mon, 07 Apr 2025 10:00:00 -0400

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. This episode they get together to discuss the realities of being an entrepreneur. Listen to learn about:

Doug and Jeremy's own journeys from corporate jobs to the entrepreneurial world
The traits and habits that can drive small business owners --- and hold them back
Learning to trust others with a piece of your business pie
The importance of having a realistic timeline for your business
The average age of a business founder (the answer might surprise you!)
Then finish up with some dad jokes from Jeremy.

Busting Gen X Money Myths

Wed, 05 Mar 2025 12:00:00 -0500

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. This episode they get together to break down some money myths affecting Gen Xers. Listen to learn about:

Should I invest when the market is at an all-time high?
Do I need 10x my salary in order to retire? (Doug gets a little spicy on this one!)
Will Medicare cover all of my healthcare costs?
I have a will, do I need an estate plan?
Am I too old to make Roth contributions?
Then finish up with some dad jokes from Jeremy and community updates from the guys.

Purchasing an Education: Drawing On 35 Years of College Planning Wisdom With Tom O'Hare

Sat, 08 Feb 2025 17:00:00 -0500

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. For this episode they welcome the podcast's first guest, independent college advisor Tom O'Hare. Listen to learn about:

The state of higher education today, from the rising costs for families to the moves colleges and universities are making to keep up with the Jonses.
Tom's strategy of purchasing an education like you would a house or any other large purchase.
The crazy supply and demand numbers right now and how to properly assess your situation to make sure you're looking at the right schools for you.
When the proper time is to start planning for college and what are some of the things you can do to nudge students and parents into that frame of mind.
And as always, start saving early!
In the Mythbuster segment, Jeremy and Tom take on myths around what type of families get financial aid, whether people need to set aside savings for education even if they don't know whether their kid will go to college, and whether a "free ride" is really free.
Then finish up with some dad jokes from Jeremy.

Learn more about Tom at getcollegegoing.com or (617) 240-7350.

Learn more about Doug, Jeremy, and Arsenal Financial at arsenalfinancial.com or call (781) 335-9100.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC. The information in this podcast is educational and general in nature and does not take into consideration the listener’s personal circumstances. Therefore, it is not intended to be a substitute for specific, individualized financial, legal, or tax advice. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a final decision.

The Top 5 Rule Changes That Could Affect Your Investments in 2025, Plus Should You Invest During All-Time Highs?

Thu, 16 Jan 2025 19:00:00 -0500

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. This episode dives into the changes coming in 2025 that will impact retirement planning and savings strategies for both individuals and business owners. They jump into:

The "Mickey D's Law" increasing 401(k) catch-up contributions for certain ages.
Small businesses and 401(k) auto-enrolling employees.
Roth contribution options are now available in SEP and SIMPLE plans.
If you inherited an IRA in recent years, talk to someone!
Social Security not only isn't going anywhere, it's going up!
A new Mythbuster segment where Jeremy busts the myth of avoiding investing during all-time highs.
Then finish up with what Doug and Jeremy are looking forward to in 2025 and of course some dad jokes from Jeremy.

Reality Check: Tackling Financial Questions in Uncertain Times

Wed, 27 Nov 2024 13:00:00 -0500

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. Today's episode is a reality check for uncertain times where everybody seems stressed about the future. They dig into the reality of:

Gross domestic product, unemployment rate, wage growth, consumer price index. Where these numbers sit now, where they've been historically, and what it says about the current economic landscape.
The reality of the broken math of our US system and how it's unlikely to change.
Social security. Is it going away?
How the US economy is the world's cleanest dirty shirt.
The current reality of inflation and the cost of lettuce in Toledo.
Taking an optimistic look and seeing everything the economy has survived in the past!
Then finish up with what's new in Hanover and Watertown and of course some dad jokes from Jeremy. (Doug even gets one right!)

It's Not Urgent Until the Basement Floods: Cleaning Out and Organizing Financial Clutter

Fri, 27 Sep 2024 12:00:00 -0400

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. Today's episode is focused on all those financial things that have slipped down your to-do list. You'll hear about how things are fine...until they're not:

Just as you cram stuff in boxes in your basement and then forget about it, we make financial decisions once and then forget about them.
Hear Jeremy's personal stories of sump pumps, sneaky phone bill and mortgage hikes, and savings accounts changes made by big banks hoping you'll never check in on them.
Learn why you need to make sure you're not still investing like you're in your 20s when you're in your 50s or older.
Listen about how to address the emotional side of opening up those old financial boxes.
Then finish up with what's new in Hanover and Watertown and of course a dad joke from Jeremy.

Retiring is Hard: How to Think About the Financial, Psychological, and Social Sides of Retirement

Mon, 09 Sep 2024 12:00:00 -0400

What are the factors that make retiring hard?
Why starting early is important for those in their 20s and 30s (even with all of life's other expenses).
Why people 10 years or less from retirement (T minus 10s) need a different approach.
The psychological impact of preparing for retirement and the trade-offs to consider.
How to approach dealing with the changes in sense of purpose and social connection when you stop working.
How financial planning tools and Doug and Jeremy's experience can give you the confidence to help make retiring a little less hard.
What's new in Hanover and Watertown.
And of course some dad jokes from Jeremy to wrap it up.

Back to School: Talking Through Financial Planning for College From Your Kid's 1st Birthday to Their 18th

Wed, 07 Aug 2024 17:00:00 -0400

Join Arsenal Financial advisors Doug Orifice and Jeremy Vaille as they open up their relaxed office conversations about various financial topics for everybody to hear. Today's episode is focused on financial planning for college where you'll hear about:

How Jeremy's 24-hour adventure race went and how they'll use that theme throughout the episode
The 3 age brackets and their different strategies: 0-6 Get Started, 6-12 Get Serious, 12-18 Get Your Kid Involved
The projected costs of different type of colleges in the years to come
How to start the habit of saving for your goal as soon as possible (including what to do with Aunt Petunia's birthday card money)
How to think about 529 accounts and their recent changes that increase your flexibility
Introducing your kids to financial literacy
The final things to consider once they've actually reached the stage of entering college
What's new in Hanover and Watertown
And of course some dad jokes from Jeremy to wrap it up

Navigating Inflation, the Cost of Waiting, and Dad Jokes

Thu, 27 Jun 2024 08:00:00 -0400

The financial and emotional cost of waiting
Inflation was scary in the past too!
How inflation is affecting real estate, car, and education prices
How Doug and Jeremy plan for inflation
Possible ways to hedge against inflation with where you put your pot of money

Then get into what's new in Doug and Jeremy's world:

What's going on in Watertown and Hanover
Jeremy's upcoming adventure race and Doug's summer hiking plans
Dad jokes from Jeremy