Points for Normal People by Katie's Travel Tricks

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Advertiser Disclosure: Some of the card links and other products that appear on this podcast are from companies which Katie's Travel Tricks will earn an affiliate commission. Katie's Travel Tricks is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. The content in this podcast is accurate as of the posting date. Some of the offers mentioned may no longer be available. Editorial Disclosure: Opinions expressed here are the author's alone...

How to Book Domestic Delta® Flights with Points (With SkyMiles + Airline Partners)

Wed, 25 Mar 2026 05:00:00 -0500

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Today we’re doing a full deep dive on booking domestic Delta® flights using points. I’m covering how to earn SkyMiles®, how to find the best deals when you use them directly on Delta®, and when it actually makes more sense to book the exact same Delta® flight through a partner program like Flying Blue® or Virgin Atlantic® for fewer points. We’re also looking at fare class differences, cancellation policies, and how dynamic pricing works so you can make smarter choices for your family.

I also share some real pricing examples we pulled while working on this episode so you can see just how much you could save, plus a simple framework for deciding how to book any Delta® flight with points. Whether you live near a Delta® hub or just fly them occasionally, this episode will give you the tools to stretch your points further. Stick around for the action steps at the end so you know exactly what to do next.

ACTION STEPS:

Link your SkyMiles® account to Starbucks® and Uber® (set it and forget it).
Make a note that you can earn SkyMiles® through Airbnb® (must be done manually each booking via the Delta®–Airbnb® landing page).
If you plan to fly Delta® regularly, look into one of the Delta SkyMiles® Gold American Express® Cards to start.
Bookmark the SkyMiles® Award Deals page and check it regularly for your home airport.
Sign up for transfer partner bonus alerts
Watch the seats.aero webinar inside the free course at learn.katiestraveltricks.com.
Practice searching routes: pull up a route on Delta®, then check the same route on Flying Blue® and Virgin Atlantic®.
Try out PointsYeah or seats.aero to get comfortable comparing prices across programs.

RESOURCES

SkyMiles Award Deals page (enter your home airport for current award sales): https://www.delta.com/us/en/flight-deals/skymiles-award-deals
Delta's Deals & Destinations page (cash deals that often signal award deals): https://www.delta.com/us/en/flight-deals/current-flight-deals
Link Starbucks + SkyMiles accounts: https://www.deltastarbucks.com
Article by Kamree from Our Family Passport (Delta® tips):

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S3: E14 Every Credit Card I Keep (And Why) — $3,000 in Annual Fees Explained

Wed, 11 Mar 2026 05:00:00 -0500

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I pay almost $3,000 a year in credit card annual fees — and yes, that's more than our monthly mortgage. In this episode, I'm walking you through every single keeper card my husband and I hold year after year, showing you exactly how I value each benefit and how I personally decide whether a card earns its place in our wallet.

I also want to be really clear: what works for our family isn't necessarily right for yours, and I don't think it should be. That's exactly why my team has built card benefit calculators on the blog — so you can plug in your own life and see what actually makes sense for you. At the end, I've got three simple action steps so you can do your own credit card spring cleaning and make sure every dollar you're paying in fees is actually working for you.

ACTION STEPS:

Take stock of every card you have open. Use the Travel Freely app to stay organized, or track everything in a spreadsheet.
Review every card with an annual fee. Use the benefits calculators on Katie's blog to assign your own values to each benefit and see if it's worth what you're paying.
Make a plan. Use the "Ultimate Guide to Closing a Card" (linked in show notes) to understand the full evaluation process before canceling, downgrading, or keeping any card.

RESOURCES

Detailed blog post on the Chase Sapphire Reserve: https://katiestraveltricks.com/sapphirereserve/
Map of Chase Sapphire Reserve dining credit locations: https://katiestraveltricks.com/chase-sapphire-reserve-participating-restaurants/
Overview article on the Chase Ritz-Carlton card: https://katiestraveltricks.com/the-complete-guide-to-the-chase-ritz-carlton-card/
Episode on Citi ThankYou Points: https://youtu.be/8Zzdczsvti4
Bank of America Museums on Us program: https://about.bankofamerica.com/en/making-an-impact/museums-on-us-partners
Credit card spring cleaning post:

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S3 E13: How to Book Southwest Flights with a Companion Pass (The Easy Way!)

Wed, 25 Feb 2026 05:00:00 -0600

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Booking a flight with the Southwest Companion Pass used to be easier,, but with their recent switch to assigned seating, the process has become a lot more convoluted! If you're feeling confused about how to make sure you and your plus-one actually get to sit together without paying extra fees, you aren't alone. In this video, I'm walking you step-by-step through exactly how to book with your Companion Pass under the new rules so you can navigate the changes like a pro.

I’ll also be breaking down some of the most common issues families run into during the booking process. We'll cover why every single family member needs their own Rapid Rewards account, how to ensure TSA PreCheck shows up on your kids' boarding passes, and the exact steps to take when flight prices drop so you can easily get your points back. Check out the links below for my free course and other resources to help you supercharge your travel rewards!

ACTION STEPS

Track Your Flight Prices: Make sure you understand how to get the best prices, use the "schedule change trick" if you have points, and track your flights on Google Flights.
Evaluate Your Southwest Credit Card: Look at the card you currently hold and see if it's worth upgrading to the personal card with the highest fee so you can pick seats at the time of booking. If you've had your card for over a year, you can easily change it and just pay the fee difference.
Get TSA PreCheck/Global Entry for Companions: If you have PreCheck or Global Entry, work on getting it for your companion (especially kids and teens) and attach it to their Rapid Rewards account.
Enroll in Touchless ID: If you are over 18 and have TSA PreCheck, opt into TSA PreCheck Touchless ID in the Southwest app to save time at security.

RESOURCES

Free Course: learn.katiestraveltricks.com
All Our Southwest Posts: https://katiestraveltricks.com/destinations/#SouthwestTips
Get the Best Price On Southwest Flights: https://podcast.katiestraveltricks.com/southwest-flight-hacks-tips-and-tricks-for-saving-big/
Southwest Card Guid

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S3 E12: Citi ThankYou® Points Overview: Cards and Sweet Spots

Wed, 11 Feb 2026 05:00:00 -0600

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APRIL 2026 UPDATE: As of April 19, 2026 the transfer rates for both Choice and Preferred Hotels is reduced when transferring from Citi. New rates:

1,000 ThankYou Rewards Points are transferable for 1,500 Choice Privileges points (reduced by 500 points)
1,000 ThankYou Rewards Points are transferable for 2,000 I Prefer Points (reduced by 2,000 points)

For a long time, the Citi ThankYou ecosystem has lived in the shadow of other rewards programs, but some massive changes in the last year have brought it back onto my radar. Between the addition of American Airlines as a transfer partner and a brand-new premium card—the Citi Strata Elite—there is new value to unlock. I’m especially excited to dive into the Preferred Hotels partnership, which is a hidden gem for anyone who loves booking unique, independent properties using points instead of just the big corporate chains.

In this episode, I’ll walk you through the current card lineup, including how to navigate calendar year credits to make sure you're getting way more value than the annual fee. We’ll also talk about my favorite hotel "sweet spots" where your points can effectively double or even quadruple in value. I’ll show you exactly how to make the most of this often-overlooked program.

ACTION STEPS:

Browse the Maps: If you already have points, check out the new map and database of Preferred Hotels to find high-value properties. https://katiestraveltricks.com/guide-to-booking-preferred-hotels-map/
Mark Your Calendar: If you want to maximize the "triple dip," set a reminder for early December to look into the Citi Strata Elite.
Stay the Course: If you are a beginner, stick to your current three-year plan and keep this info for later so you don't get overwhelmed by too many programs at once. See the three-year plan here https://katiestraveltricks.com/3-year-plan/
More Affiliate Card Offers Page: Visit this page to see more card offers available and support our work https://katiestraveltricks.com/more-affiliate-offers/

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S3E11: Bilt's New Credit Cards: Earning Points on Rent & Mortgage Explained

Fri, 23 Jan 2026 18:00:00 -0600

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If you've heard the buzz about Bilt's new system for earning points on your rent or mortgage, you're not alone! A lot of people got really excited about the idea of earning rewards on their biggest monthly expense. But after Bilt rolled out their new options, many people have been confused, overwhelmed by the structure, and underwhelmed by the value. In this episode, I’m breaking down the convoluted new Bilt structure step-by-step to help you decide if it makes sense for your points strategy. I’ll explain the difference between their new "Bilt Cash" currency and the tiered spending system, and show you the exact math you need to know.

We’re also taking a look at the three new credit cards launching on February 7th: the Bilt Blue, Obsidian, and Palladium cards. I’ll give you my honest take on the pros and cons of each. While this new program isn't the game-changer many hoped for, there is a narrow group of people this might work for. Whether you want to go all-in or completely ignore Bilt, this episode will give you the tools and free calculators you need to make the right choice for your family.

ACTION STEPS:

Make a Decision: Use my free resources to decide if you want to open a Bilt card, shelve the idea for later, or forget it entirely.
Keep Working on Your Plan: If Bilt isn't for you, keep working on your three-year plan or opening cards at your own pace for your personal goals.
Use the Calculators: If you are considering Bilt, use this Bilt Card Guide to run the calculators for your specific spending scenario: katiestraveltricks.com/bilt-guide-to-cards-earning-on-mortgage-and-rent-payments
Gather Your Numbers: Before using the calculators, figure out your monthly housing payment, your monthly grocery/dining spend, and your overall monthly credit card spend.
Act Before February 7th: If you decide to apply, you have until February 7th to sign up for a card with the current launch offers.
Listen to Previous Episodes: Go back and listen to last week's episode on earning Bilt rewards without a credit card here: https://youtu.be/0OkDkjBI7v0 Also, if you are new, listen to Season 1, Episode 1 of the podcast sequentially to understand the framework of travel points. Start h

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S3E10: How to Earn Bilt Rewards Without a Credit Card (Step-by-Step)

Wed, 21 Jan 2026 05:00:00 -0600

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Today I’m walking you through a great opportunity to earn Bilt Rewards points without ever opening a credit card. For the next few months, there is a unique sweet spot where you can maximize the partnership between Bilt and Rakuten to earn points on autopilot. I’m going to share exactly how you can set up your account to turn everyday spending—and even bank account sign-ups—into valuable points you can transfer to partners like Hyatt.

We are going to dive deep into the specific steps you need to take to optimize this strategy, especially before the introductory transfer rate changes in May. I’ll show you how to stack your earnings effectively and tell you about exclusive resources our team is working on to help you earn the most. Whether you are new to points or looking for a pivot strategy, this episode gives you the roadmap to supercharge your travel points with minimal effort.

ACTION STEPS:

Note: Use our digital checklist or download a PDF of these steps here: https://katiestraveltricks.com/bilt-rewards-explained-earn-points-even-without-the-credit-card/#ktt-checklist-wrapper

Sign up for our Rakuten deal list to be notified daily of deals (through March 31) - https://katiestraveltricks.kit.com/rakuten
Create a Bilt Account: Sign up at biltrewards.com or download the app (skip the credit card application for now).
Add a Credit Card to Bilt: Link a card you use frequently (like a Freedom or Venture card) to your Bilt wallet to earn on Walgreens purchases.
Link Lyft & Bilt: Go to the "Neighborhood" tab in Bilt, select rideshare, and link your accounts. Ensure the payment card in Lyft matches the one in your Bilt wallet (ideally a Sapphire card).
Sign Up for Rakuten: Use my referral link to get the $50 new member bonus: https://www.rakuten.com/r/KMGALL29?eeid=44749
Link Rakuten to Bilt: Ensure your email addresses match on both accounts and select Bilt Rewards as your payout option in Rakuten. https://www.biltrewards.com/p/rakuten
Maximize Referrals: Refer your spouse/partner (and then have them refer you back if applicable) or family members to earn referral bonuses.
Set Up Rakuten Dining: Link your dining credit car

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S3E9: Chase Ultimate Rewards 2026 Update: New Rules and How to Pivot

Wed, 24 Dec 2025 05:00:00 -0600

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It looks like it is going to get harder to keep earning Chase Ultimate Rewards in 2026, especially if you have relied on them to keep your points life simple. Chase has started limiting referrals and adding vague language to their card applications, making approval rules much less clear than the old timelines we used to count on. But don't panic—these changes just mean it is time to pivot. In this episode, I’m walking through exactly what is changing with Sapphire and Ink cards and offering specific strategies to adapt so you can still get great value and vacations out of your points.

We will cover how to stretch your current Ultimate Rewards and how to maximize earnings on the cards you already hold. I’m also sharing five possible "pivots" for your 2026 strategy. I have been using points for over 15 years and have had to pivot many times; this is just another bump in the road, and I’m here to help you navigate it.

ACTION STEPS:

Sign up for Bilt and Rakuten: If you love Hyatt points, set up these accounts soon to take advantage of the 1:1 transfer ratio available through May 15th. Here is my Rakuten affiliate link: https://www.rakuten.com/r/KMGALL29?eeid=44749
Link your accounts: Connect Rakuten to Bilt so your cashback earns Bilt points (which transfer to Hyatt).
Install the browser extension: Add the Rakuten extension to your computer and iPhone browsers to automate your earning.
Set a spending reminder: Set a notification to spend $50 through Rakuten within 90 days to trigger the welcome bonus.
Don't stress: Take a deep breath; changes are normal in the points world, and there are still plenty of ways to afford vacations.

RESOURCES:

Bilt Guide (including Rakuten) Step-by-Step: https://katiestraveltricks.com/bilt-rewards-explained-earn-points-even-without-the-credit-card/
Preferred Hotels with Choice: https://katiestraveltricks.com/preferred-hotels-with-choice-points-map/
Timeshare Presentations: https://katiestraveltricks.com/timeshare-deal/
Amex Points Ex

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S2E12: Why You Should Open the New Southwest Debit Card NOW (December Strategy)

Wed, 10 Dec 2025 05:00:00 -0600

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Usually, I focus on talking about credit cards because debit cards just don't offer enough value for travelers. But the new Southwest debit card actually surprised me—it is way more valuable than I initially thought, especially if you plan to fly Southwest even once in 2026.

In this episode, I’m breaking down exactly why I think this card is worth opening, specifically right now in December. If you’re looking for a quick win to save money on flights or push you over the edge for a Companion Pass, this might be the travel trick you’re looking for.

ACTION STEPS:

Open the Account: Apply for the Southwest debit card by December 20th (or absolutely before December 31st) to ensure your account is active to receive the 20% off coupon in January.
Set Calendar Reminders: Set a calendar reminder for January to confirm that your 20% off coupon and 7,500 Companion Pass boost points have been deposited, and to ensure you use your $35 travel credit. You should also set a specific reminder for February to transfer all your funds to another bank and close the account so you can avoid paying any additional monthly fees.
Sign Up for the Newsletter: https://katiestraveltricks.kit.com/news

RESOURCES:

Southwest Debit Card Application: southwestdebit.com
Free Companion Pass Guides: https://katiestraveltricks.com/southwestcompanionpasstrick/

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S3E8: Is the Capital One Venture X Still Worth It?

Wed, 26 Nov 2025 05:00:00 -0600

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I used to call the Capital One Venture X a "no brainer," but with the major changes coming in 2026, I now consider it more of a "full brainer." In this episode, I’m breaking down exactly what is changing and helping you calculate if the card is still worth the $395 annual fee. I cover the solid benefits that remain that still help to offset the cost.

I’ll also walk you through the massive new limited-time welcome offer of 100,000 miles and share critical application tips, such as why you might want to freeze your Experian credit report before applying. Whether you are a current cardholder looking for a retention offer or someone trying to navigate the new family card eligibility rules, this deep dive will help you decide if the Venture X still makes sense for you.

ACTION STEPS:

Check for Retention Offers: If you are a current cardholder, call Capital One when your annual fee posts to see if any retention offers are available.
Activate Benefits: Ensure you have manually signed up for Hertz President’s Circle and Priority Pass if you haven't already.
Evaluate the New Offer: If you don't have the card, check the limited-time 100,000 mile welcome offer to see if it fits your strategy.
Plan Purchase Protection: Decide which card you will use for items that need return protection or purchase security (Venture X is a strong contender here).
Check Eligibility: If you recently opened a Venture X, review the list of other Venture-earning cards to see if you can continue earning miles despite the new family language rules.

RESOURCES:

Venture X Guide: https://katiestraveltricks.com/venturex/
Venture X Card (my affiliate link): https://katiestraveltricks.com/portfolio-items/capital-one-venture-x-rewards/
Hertz Status Guide: katiestraveltricks.com/hertz_presidents_circle/
Newsletter: katiestraveltricks.kit.com/news
Pros and Cons of Booking Portals: katiestraveltricks.com/pros-and-cons-of-booking-through-a-bank-travel-

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S2E11: The Best Credit Card for Airport Lounge Access (2025-2026 Changes)

Wed, 12 Nov 2025 05:00:00 -0600

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Finding the "best" credit card for airport lounge access is a trick question. The real answer depends on your home airport, who you travel with, and your budget. With changes to guest policies and new cards being released, the lounge landscape is totally different in 2025.

In this episode, I’ll walk you through all the options, from airline-specific cards to the big bank lounges like Centurion, Capital One, and the newer Sapphire Lounges. I’ll cover the "secret" card that still offers unlimited guests, which cards still work at Priority Pass restaurants, and help you decide which card (if any) is the right move for you.

ACTION STEPS:

Check the chart: Look at this blog post chart to see which bank lounges (Amex, Capital One, Chase) are in the airports you frequent: https://katiestraveltricks.com/best-credit-card-for-lounge-access-by-airport/
Research your airports: Go to prioritypass.com to see what other lounges, restaurants, or "Experiences" are available at your home airport and common destinations.
Target restaurants (if needed): If your airport's main option is a Priority Pass restaurant, consider the Bank of America Premium Rewards Elite or the US Bank Altitude Connect card.
Plan for the Ritz card: If you want the best guest benefits, open a Chase Marriott card (like the Boundless) and set a reminder to call and upgrade it to the Ritz-Carlton card after one year.
Do a trial run: If you're unsure, consider upgrading a Chase Sapphire Preferred to the Reserve for one year to see if you use the lounge benefits enough to make it worth it.

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Podcast Update: We're Back! (Season 3)

Wed, 05 Nov 2025 05:00:00 -0600

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Hey everyone, sorry for the long break! The podcast is officially starting back up, but first I'm adding some much-needed updates to the end of Seasons 1 and 2 so everything still makes sense for new listeners.

For Season 3, I'm super excited to add new segments like your success stories and helping you plan trips! If you want to share your story or get help with a trip, just email nicole@katiestraveltricks.com, and don't forget to stay in the loop by signing up for our newsletter here: https://katiestraveltricks.kit.com/news

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S2E10: Southwest is Changing - Here's What to Do!

Wed, 29 Oct 2025 05:00:00 -0500

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Southwest Airlines feels unrecognizable with all the changes in 2025 and 2026, and while new policies have lost my trust, I'm not abandoning the airline yet. Instead, I'm tweaking my strategy to adapt, and I want to help you do the same.

In this episode, I'm digging into all the changes, from the new baggage and assigned seating policies to the breakdown of "Basic" vs. "Choice" fares. I discuss the current loopholes for extending flight credits that are expiring. We'll also do a deep dive on all five Southwest credit cards and I'll give you clear action steps to take right now to keep getting the best value.

ACTION STEPS:

Check Your Card: Log in to your Chase account and use my Southwest Card Guide to see which benefits (like EarlyBird or upgraded boarding credits) you have.
USE BENEFITS NOW: You must use any EarlyBird check-in, upgraded boarding, and the $75 Priority Card travel credit before they are discontinued on December 31st, 2025.
Update Booking Strategy:
- If paying with points, book Basic fares as one-way tickets for easier repricing.
- If paying with cash, book Choice fares to get flexibility and seat selection.
Family/Group Baggage: To get the 1 free checked bag, your entire group (up to 9 people) must be on the same reservation, and that reservation must have the cardholder's Rapid Rewards number attached.
Companion Pass Seating (for 2026): For flights with assigned seating, you must book your ticket and then immediately add your companion and select the seat next to you.
Family Seating (for 2026): Do not rely on Southwest to seat you with your children. Either book "Choice" fares or hold the "Priority" or "Performance Business" cards to select your seats at booking.
Expiring LUV Vouchers: If you have a LUV Voucher expiring, call Southwest before it expires and ask for a 6-month extension.
Expiring Flight Credits: If you have an expiring flight credit, it is currently possible to book a Choice Preferred fare and use your flight credit + pay for the rest with a Southwest gift card, and then cancel it if you want to receive a new flight credit with no expiration date.
Household Card Review: Re-evaluate if both you and your partner need a Southwest card. Since benefits no longer stack well, you may be able to save on annua

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S1E22: Chase 2025 Business Card Shake-Up: New Perks, Stricter Rules & A New Card

Wed, 15 Oct 2025 05:00:00 -0500

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In this week's update episode, I'm breaking down all the big changes to the Chase business cards that have happened over the past year. I also cover some important new rules for getting approved for business cards and a major shift in how referrals work for the Ink cards that will require a strategy pivot for many of us.

The biggest news of all is Chase's brand new premium business card: the Chase Sapphire Reserve for Business(SM) Credit Card. It's definitely a mixed bag with its huge annual fee and high spending requirement, but for the right person, the benefits could make it worthwhile. I go through all the perks—both the ones it shares with the personal version and the unique ones like cell phone protection—so you can decide for yourself. Be sure to check out the links below for my detailed guides and benefit calculators to help you make the most of these updates.

ACTION STEPS:

Set aside 30 minutes to add all your eligible Chase cards to your Instacart account to activate the monthly credits and free Instacart+: https://katiestraveltricks.com/new-chase-instacart-benefits-how-to-maximize/
Use the online guide to see if the new Sapphire Reserve for Business card benefits outweigh the annual fee for you: https://katiestraveltricks.com/new-card-chase-sapphire-reserve-for-business
Sign up for the weekly newsletter to get updates and new resources delivered every Saturday: https://katiestraveltricks.kit.com/news

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S1E21: Chase Sapphire 2025 OVERHAUL: Is the $795 Reserve Card Worth It?

Wed, 01 Oct 2025 05:00:00 -0500

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Welcome to Points for Normal People!

When it comes to our favorite points programs and credit cards, change is inevitable, but it doesn't have to be discouraging! In this episode, I'm breaking down all the huge updates that rolled out for the Chase Sapphire Preferred® Card and Chase Sapphire Reserve® card in the summer of 2025. We'll walk through everything from the new standard welcome offer and increased minimum spend on the Preferred card to the eligibility rule changes that have a lot of people confused. I'll also explain the brand new "Points Boost" feature and how it completely changes the way you redeem points through Chase Travel℠.

The biggest news is the massive refresh to the Sapphire Reserve, which now has a hefty $795 annual fee. I'll go over why my family decided to get this card again, even at that crazy price point, by breaking down how we get value from all the new "coupon book" style credits. Plus, I’ve got a fun tip for you, no matter which Sapphire card you have!

ACTION STEPS

If you are a Chase Sapphire Reserve cardholder, review the post on all the recent changes to ensure you fully understand the new benefits: https://katiestraveltricks.com/sapphirereserve/
If you have an upcoming trip and have not yet booked your hotels, try out the Points Boost feature to see if you can find any savings.
Download the GigSky app to try using it for your next trip (free with Visa Infinite or Visa Signature cards: https://www.gigsky.com/blog/up-to-3-gb-free-travel-data-with-visa-infinite-no-cost

RESOURCES

Chase Sapphire Reserve Benefits Calculator: https://katiestraveltricks.com/portfolio-items/chase-sapphire-reserve/
Use this site to activate your Peloton credit: onepeloton.com/ChaseSapphire
You must activate Your StubHub/Viagogo credit before purchase: Cardmembers can log into their account and activate the StubHub credit under Chase offers.
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S3E7: Partner Airline Deals for Booking Alaska & Hawaiian Flights

Wed, 30 Apr 2025 05:00:00 -0500

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APRIL 2026 UPDATE: FinnAir pricing has really increased for many Alaska Airlines flights. See our updated article for up to date pricing: https://katiestraveltricks.com/using-finnair-avios-to-book-american-alaska-flights/

Welcome to Points for Normal People!

Today I’m going to show you how to book Alaska and Hawaiian flights for less by leveraging partner airline points. We'll explore options with Finnair, Qatar, JetBlue, American, and Singapore Airlines, including tips for maximizing your savings.

I’ll break down everything from using Avios sweet spots to booking nonstop flights from the East Coast to Hawaii. Plus, I'll give you a heads-up on the upcoming changes with the Alaska/Hawaiian merger and how that might impact your booking strategies. Thanks so much for listening!

RESOURCES

Get a quick chart overview of the information I covered in this episode: https://katiestraveltricks.com/partner-airlines-for-booking-alaska-and-hawaii/
How to book Alaska Airlines awards using KrisFlyer miles: https://mainlymiles.com/2023/04/07/how-to-book-alaska-airlines-awards-using-krisflyer-miles/
Bilt Rewards (Blog Post): https://katiestraveltricks.com/bilt-rewards-explained-earn-points-even-without-the-credit-card/
Qatar Airways for US Domestic Flights (blog): https://katiestraveltricks.com/using-qatar-avios-to-book-domestic-us-flights/
Finnair Avios for US Domestic Flights (blog): https://katiestraveltricks.com/using-finnair-avios-to-book-american-alaska-flights/

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S3E6: Alaska and Hawaiian Miles for Domestic Award Flights

Wed, 16 Apr 2025 05:00:00 -0500

4/16/25 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Today we're diving into two airlines perfect for trips to and from the West Coast and Pacific Northwest, or flights to Hawaii and Alaska: Alaska Airlines and Hawaiian Airlines! With their merger underway, things are shifting, creating some unique opportunities, especially a cool loophole involving Amex points that gets them over to Alaska. We'll cover earning and using miles from both programs for domestic flights.

ACTION STEPS

Consider applying for the Hawaiian Business card before it's discontinued (check offer details).
Look at personal Hawaiian cards if you have 5/24 space available.
If you have any Bank of America card (credit or debit), check out the Museums on Us program.
Consider adding kids as authorized users on BofA cards for museum access (no minimum age).
Next time you fly Alaska and check bags, time the delivery (under 20 mins?) and claim miles if they're late.
If focusing on Alaska miles, sign up for/use the Mileage Plan Shopping portal and link cards for in-store offers.

ADDITIONAL RESOURCES

My Best Offers page (for Alaska card offers when ≥ 70k): https://katiestraveltricks.com/bestoffers/
Bank of America Museums on Us program: https://about.bankofamerica.com/en/making-an-impact/museums-on-us-partners
Alaska Mileage Plan Shopping portal: https://www.mileageplanshopping.com/instore
Alaska Air Deals: https://www.alaskaair.com/content/deals/flights/sale
Alaska Air delayed baggage info: https://www.alaskaair.com/content/travel-info/baggage/baggage-claim/delayed-damaged-missing
Seats.Aero (award search tool): https://seats.aero/
Email me at

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S3E5: Amex Points Explained: The Good, The Bad, and The Rules You Need to Know

Wed, 09 Apr 2025 05:00:00 -0500

4/9/25 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Let's tackle a topic I get asked about a lot: Amex Membership Rewards. Honestly, I have mixed feelings – the points themselves can be fantastic for travel, but the cards? They definitely come with extra rules and quirks, making them feel more intermediate level. Still, since you're asking and the points can be super useful, this episode is your essential overview.

We'll cover the must-knows for earning these points (like navigating those tricky welcome offers!), the key application strategies you can't ignore, and super important: how to create an exit plan to keep your points without paying those high annual fees long-term. Consider this your guide to deciding if Amex is right for you!

ACTION STEPS

Opt-In to Amex Marketing
Plan Your Exit Strategy
Ask for a Retention Offer
Check Your Amex Offers
Consider Card Pointers: https://cardpointers.com/partner/katiestravel/
Try Rakuten: https://www.rakuten.com/r/KMGALL29?eeid=44749

ADDITIONAL RESOURCES

My new Amex overview (blog): https://katiestraveltricks.com/amex-membership-rewards/
Best Card Offers: https://katiestraveltricks.com/bestoffers/
Sign up for this beginner’s guide and we’ll also send you our Saturday morning newsletter: https://katiestraveltricks.com/travel-points-101-quick-start-guide/
TrackRak: https://trackrak.com/
Rakuten info: https://www.rakuten.com/help/article/is-the-cash-back-button-available-for-mobile-devices-and-tablets-360002100928 and https://www.rakuten.com/help/article/installing-the-ebates-cash-back-button-360001446688

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S3E4: Best Avios Strategies for Domestic American Airlines Flights

Wed, 02 Apr 2025 05:00:00 -0500

4/2/25 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Today I’m sharing the current best strategies on how to use Avios to book American Airlines domestic flights! With these methods you can book flights to Hawaii from anywhere in the US for 30,000 points round trip – or less!

It used to be that British Airways offered a great way to do this, but now Qatar, and Finnair are the best option to book those same American Airlines flights, often for fewer points than using American's own miles.

It might sound a little complicated at first, but we’ll take you step by step. Avios are actually some of the easiest airline miles to earn thanks to all the credit card transfer partners out there. We'll break it all down for you so that you understand each step.

ACTION STEPS

Check out the Seats.Aero webinar. Video in my free course: learn.katiestraveltricks.com
Sign up for a Finnair loyalty account
Consider signing up for a British Airways account

ADDITIONAL RESOURCES

Using Finnair Avios for US Flights (blog): https://katiestraveltricks.com/using-finnair-avios-to-book-american-alaska-flights/
Using Qatar Avios for US Flights (blog): https://katiestraveltricks.com/using-qatar-avios-to-book-domestic-us-flights
Video Tutorial - Find and Book AA Flights with Finnair Avios: https://katiestraveltricks.com/find-and-book-american-airlines-flights-with-finnair-avios-video-guide/
Your Best Credit Cards transfer bonus notifications signup: https://yourbestcreditcards.com/current-transfer-bonuses/?ccid=katiestravel
Dan's Deals workaround for regional Qatar bookings: https://www.dansdeals.com/points-travel/milespoints/b

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S3E3: American Airlines Miles: Best Ways to Earn & Redeem for Domestic Flights

Wed, 26 Mar 2025 05:00:00 -0500

3/26/25 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In this episode, we're diving into American Airlines miles. I know a lot of you want to use points for domestic travel, and American is a good option. We'll talk about the best times to use your miles on American flights, and how to earn those miles. I'll cover the pros and cons, and give you some tips to maximize your points. We'll also look at some tools to find the best deals, and I'll share a few tricks I've learned about booking with American.

For a video guide of navigating the American Airlines website, watch here: https://katiestraveltricks.com/navigating-the-american-airlines-website-video-guide/

ACTION STEPS

Consider opening a Barclay Aviator card
Sign up for Simply Miles: https://www.simplymiles.com
Enroll a card in the American Airlines Dining Program
Get logged into American's eShopping portal
Consider browsing Loyalty Point Hunters (or joining their Facebook group): https://loyaltypointhunters.com

ADDITIONAL RESOURCES

FinnAir article: https://katiestraveltricks.com/using-finnair-avios-to-book-american-alaska-flights
American Airlines sales: https://www.aa.com/en-us/spring-deals
American Airlines miles finder map: https://www.aa.com/en-us/miles-finder-map
American Airlines Dining Program: https://www.aadvantagedining.com/

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S3E2: Award Flights Made Easy: My Simple Research Process

Wed, 19 Mar 2025 05:00:00 -0500

3/19/25 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In this episode I'm sharing my exact process to research the best domestic award flights. I’ll walk you through the initial steps I always take before even thinking about searching for award availability. I'll show you why it's so important to understand your routing options and get a feel for cash prices first, and I'll tell you about the tools I use to build a solid foundation for successful award travel planning.

I also cover some outdated advice you might have heard. Plus, I'll touch on the sometimes confusing world of booking partner airline awards and give you a sneak peek into future episodes where I'll be diving into specific sweet spots and strategies to help you get the absolute most out of your points.

ACTION STEPS

Do a test run of the initial flight search process for a route you'd like to fly.
Go to FlightConnections.com to find nonstop routes for your chosen route.
Go to Google Flights to gauge cash prices and check connecting flight options.
Make notes on your findings, including nonstop and connecting options, and cash prices.
Check the distance of your flight.
Save this information for when we look at specific sweet spots in future episodes.

ADDITIONAL RESOURCES

Watch me walk through the process: katiestraveltricks.com/how-to-book-domestic-flights-with-points-video-guide/
Flight Connections: FlightConnections.com
Google Flights: https://www.google.com/travel/flights
Download my free course: learn.katiestraveltricks.com

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S3E1: Season 3 Premiere: Unlocking Domestic Flights with Points & Miles

Wed, 12 Mar 2025 05:00:00 -0500

3/12/25 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Hey everyone, welcome back to Points for Normal People! I am so excited to kick off Season 3 with you today! We're going to get into all things domestic flights and points this season, which is going to be a bit of a step up, getting into some of those intermediate strategies.

If you're just joining us, welcome! But if you ever feel lost, definitely pop back to Season 1, Episode 1, because that’s where we build a foundation. Think of Season 3 as your guide to mastering domestic award flights – we're going way beyond Southwest this time!

ACTION STEPS

Download the free Travel Points 201 Guide.
Take stock of your points across different programs.
New to the podcast? Start with Season 1, Episode 1.

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S2E9: Listener Travel Tricks: Your Best Tips for Saving Money and Maximizing Rewards

Wed, 18 Dec 2024 05:00:00 -0600

12/18/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Today is special because I’ll be sharing the tips and tricks I’ve learned from you. The Points for Normal People community is full of great information and on occasion some of you have reached out to me with resources or information that I wasn’t even aware of. I’m so thankful to each of you who reached out to me and excited to share that information today.

One CORRECTION: You don’t earn 4 points per dollar with every Southwest card – just with the higher $199 annual fee business card. You earn 3 points per dollar with the other Southwest business card.

Season three is coming soon and I’d love to hear from you! Do you have any specific topics you’d like to see me cover? Send me an email at katie@katiestraveltricks.com.

ACTION STEPS

If you have a Southwest credit card, use this trick to check Southwest credits: https://katiestraveltricks.com/southwest-upgraded-boarding/
If you want to try the Southwest schedule change trick, try it with round trip flights for an even better chance at being able to change to a better flight.
If you are working toward a Southwest Companion Pass and you need a few extra points, transfer points from your Southwest account to another person – pay the fee with your business card to earn up to $500 in reimbursement – and you’ll earn 2,000 extra points.
Verizon customers: To keep your autopay discount, but pay your bill with a credit card that offers cell phone protections, keep your autopay setup, but pay your bill in the store at a kiosk before the due date.
Don’t forget to sign up for my free newsletter! Sign up for this beginner’s guide and we’ll also send you our Saturday morning newsletter: https://katiestraveltricks.com/travel-points-101-quick-start-guide/

ADDITIONAL RESOURCES

Best Credit Card for Lounge Access (by Airport):

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S2E8: Hidden Gems: Unique Ways to Use Venture Miles

Wed, 20 Nov 2024 05:00:00 -0600

11/20/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Today in part two about the Capital One Venture X Rewards Credit Card, I’ll be showing you a lot of unique ways to use your Venture miles. We’ll cover ways for the average person to get the most out of their miles, and I’ll also show you some tricks for how to boost your earnings of Venture miles.

We cover a lot in this episode, but don’t worry, you don’t have to remember everything! We have a lot of resources below to help you as you navigate the ways to use your miles that bring the most value to you.

ACTION STEPS

Sign up for my newsletter so that you don’t miss out on the best offers and latest resources: https://katiestraveltricks.com/travel-points-101-quick-start-guide/

ADDITIONAL RESOURCES

Venture X Card Guide: https://katiestraveltricks.com/venturex/
Travel Points 201 - All About Transfer Partners: https://katiestraveltricks.com/travel-points-201-all-about-transfer-partners/
Best U.S. Choice Privileges Hotels for Families: 1+ Bedroom Suites [Map]: https://katiestraveltricks.com/choiceprivileges/
Best Hotels for Families of 4 in Europe to Book with Points [Map]: https://katiestraveltricks.com/map-best-hotels-for-families-of-4-in-europe/
Preferred Hotels with Choice Points [Map]: https://katiestraveltricks.com/preferred-hotels-with-choice-points-map/
Sweet Spot: Round trip to Europe for 25,000 points (or less!) + $227: https://katiestraveltricks.com/flyingbluesweetspot/
Booking Virgin Voyages on Points: https://katiest

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S2E7: The Venture X Card: A Deep Dive into Perks and Benefits

Wed, 13 Nov 2024 05:00:00 -0600

11/13/24 Click MORE to see Ad disclosures

NEW: Starting Feb 2026 — Venture X will no longer have access for any guests in lounges. Read more here https://katiestraveltricks.com/venture-x-lounge-benefits-destroyed-strategy-tips/

Welcome to Points for Normal People!

This episode is part one of a deep dive into the perks and benefits of the Venture X credit card from Capital One. There are a lot of reasons this is one of my top two credit cards! Today I’ll show you why I love this card and help you identify if it is a good card for you. If you already have this card, I’ll give you resources for how to get the most value out of it.

Next week I’ll be back with part two about the Venture X card, so be sure to subscribe. I’m excited to introduce you to all the ways you can use this card to save, upgrade your experience, and give you protections for free!

ACTION STEPS

If you have a Venture X, download my Venture X checklist here: https://katiestraveltricks.com/credit-card-checklists-landing-page/
If you have a Venture X, be sure you are signed up for Priority Pass and Hertz Presidents Circle.
Everyone: Make a plan for which card you’re going to use for shopping benefits.
If you have a Venture X, watch this video about how to get on the waiting list for Capital One lounges: https://www.instagram.com/reel/C6WInTJOBBA/?utm_source=ig_web_copy_link&igsh=MzRlODBiNWFlZA==

ADDITIONAL RESOURCES

Hertz Presidents Circle: https://katiestraveltricks.com/hertz_presidents_circle/

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S2E6: Best 2024 Credit Cards for Airport Lounge Access

Wed, 06 Nov 2024 05:00:00 -0600

11/6/24 Click MORE to see Ad disclosures

All information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info. For up to date lounge info, check out these links to our guides:

Guide to Chase Sapphire Reserve: https://katiestraveltricks.com/sapphirereserve/
Guide to Venture X: https://katiestraveltricks.com/venturex/
Guide to airport lounge access for families: https://katiestraveltricks.com/guide-to-airport-lounge-access-for-families/

Welcome to Points for Normal People!

Have you ever been to an airport lounge? After my first experience, I was hooked! And the best part is, it was a benefit of my credit card! Over the years, I’ve been to a lot of different lounges, learned about the different programs and their restrictions, and have opened various cards with different lounge benefits. Today, I’ll be giving you all of the best information you need to know, to make sure that you get the best credit card lounge experience for you!

If you’ve never been to an airport lounge before, they can offer a variety of experiences, many with free food and drinks, wifi access, and so much more. Whether you’re traveling with a family or traveling solo, stick around for all the details!

ACTION STEPS:

Figure out which card matches your travel style and patterns. Use our latest blog post to view our card recommendations by airport: https://katiestraveltricks.com/best-credit-card-for-lounge-access-by-airport/
Visit prioritypass.com to see if they have lounges in airports you frequent.

ADDITIONAL RESOURCES

Guide to airport lounge access for families: https://katiestraveltricks.com/guide-to-airport-lounge-access-for-families/

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S2E5: Skip the Lines: Your Ultimate Guide to Save Time at the Airport

Wed, 30 Oct 2024 05:00:00 -0500

10/30/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In today’s episode, I’ll be sharing everything you need to know about how to skip airport lines. We’ll cover security, immigration, food, and rental car lines. You may be surprised how many easy ways there are to save time!

So, if you're tired of waiting in long lines at the airport, tune in to this episode. I’ve also put together a lot of resources below to help you make the most of your airport experience.

ACTION STEPS:

Check to see if any of your credit cards have a Trusted Traveler credit that you haven’t used. Best card options for this credit: https://katiestraveltricks.com/tsaprecheck/
Bookmark the Reserve by Clear page and check to see if they have any destinations that you might be traveling to: https://www.clearme.com/reserve
If you will be traveling soon, set up an alert for seven days prior to departure to book your Reserve by Clear appointment for the security line.
If you have Global Entry and have kids, open accounts for them and get the process started of getting them approved, now that it’s free for them: https://www.cbp.gov/travel/trusted-traveler-programs/global-entry
Download the Mobile Passport Control App so that you have another option to skip lines when you arrive back in the US: https://www.cbp.gov/travel/us-citizens/mobile-passport-control
If you have any upcoming car rentals, be sure that you have downloaded their app, joined their loyalty program, have added your driver's license and credit card, and have connected your loyalty number to your reservation.

ADDITIONAL RESOURCES

TSA Cares: https://www.tsa.gov/contact-center/form/cares
Trusted Traveler Programs: https://www.cbp.gov/travel/trusted-traveler-programs

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S2E3: Southwest Flight Savings: Tips and Tricks for Saving Big

Wed, 16 Oct 2024 05:00:00 -0500

10/16/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In this episode, I’ll be going over all of my favorite ways to save money when booking flights with Southwest Airlines. I’ll give you background information on the Southwest booking process, explain what makes their ticketing different from other airlines, and give you step-by-step tips and tricks to save you lots of time and money.

My family has been flying Southwest regularly for over a decade and we love it! Be sure to check out all my other resources for making the most out of flying with Southwest.

ACTION STEPS:

Establish a system to check and recheck for price changes.
Keep a record (I suggest a note in your phone) of what you pay in points, the flight times, and the cash price the day you booked.
If you’re new to a Southwest Companion Pass, here is a video with booking tips: https://youtu.be/cbfIf87ktcg

ADDITIONAL RESOURCES

How to change your Southwest flight: https://katiestraveltricks.com/southwest-airlines-change-flight/

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S2E2: Maximize Your Rewards: The Ultimate Guide to Credit Card Cancellation

Wed, 09 Oct 2024 05:00:00 -0500

10/9/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In this episode, I’ll be sharing about the most requested topic for this podcast; when to close your credit cards for maximum value. I’ll break down the various reasons that you may want to cancel a card and then give you a list of questions to ask yourself, to make sure that you get the most out of your card before you cancel.

If you find yourself new to credit cards and points, I’m here to help you with all the details, keeping it as simple as possible, and making sure that you get the most out of your credit cards for what you value!

ACTION STEPS:

Begin the process of evaluating your cards, by asking the first question: Do the benefits outweigh the annual fee?
After you have answered the question above, for any card you are considering canceling, you can ask the following questions:
- Will I lose my points if I close this card?
- Can I combine these points with another card before I cancel?
- Will I lose the ability to transfer my points to travel partners if I close my card?
- If yes, am I okay with that?
- Do I want to transfer points before closing?
- Are there any benefits I can get one more time?
- Should I keep this card so I can refer other people to it?
- How will closing this card affect my relationship with this bank?
- Do I have at least one card left with this bank?
- How will closing this card affect my credit score, specifically credit utilization?
- When can I apply for this card again?
Get the free download of the above list of questions here: https://katiestraveltricks.ck.page/12questions
If you want specifics on certain banks or cards, sign up for our newsletter here and get the free guide: https://katiestraveltricks.com/travel-points-101-quick-start-guide/
Get the free course, which includes the Southwest Companion Pass Bootcamp module: learn.katiestraveltricks.com

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S2E1: Southwest Companion Pass - Your Ticket to a Year or More of Free Flights

Wed, 02 Oct 2024 05:00:00 -0500

10/2/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

I’m so excited to be here with you again for season two, where I’ll teach you everything you need to know about the Southwest Companion Pass. My family has earned these for years and this is one of the best ways I can help you to save money on travel.

In this episode, I’ll go over three methods for earning the Companion Pass so that you can find what’s best for you, no matter your situation. This works for families, for couples, and for individuals who want to bring a companion too! Thank you so much for being here!

ACTION STEPS:

Confirm your eligibility for both the Southwest business and personal cards: https://bit.ly/swflowchart-ktt
Choose one of the three methods to follow: Traditional two card method / single player mode / two pass/three card method. Sign up for my free course here, and review the lesson for the method you’ve picked: learn.katiestraveltricks.com
Grab this Google Sheet with the detailed timelines for earning a Companion Pass https://katiestraveltricks.kit.com/swcp-sheet
Overview of Fall 2025 Timelines:
https://katiestraveltricks.com/southwest-companion-pass-fall-2025-timelines/

MORE RESOURCES:

How to change your Southwest flight: https://katiestraveltricks.com/southwest-airlines-change-flight/
If you have had a Companion Pass and want to re-earn one, find specific tips here: https://katiestraveltricks.com/how-to-re-earn-a-companion-pass/

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S1E20: Inspiring Travel Stories Using Points

Wed, 28 Aug 2024 05:00:00 -0500

8/28/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

In this episode, I’ll be wrapping up season one by sharing five stories from individuals who have made the most of points and miles in ways that they value. You won’t believe some of the savings, and more importantly, the experiences they’ve been able to plan for their families.

I’m thrilled that you’ve been here for season one and look forward to sharing more with you as we dive into season two, soon! I’ll be sharing about the Southwest Companion pass, which has been a game changer for our family. If you have an inspiring points story to share, I’d love to hear from you. Reach out anytime on Instagram or send me an email at katie@katiestraveltricks.com.

ACTION STEPS:

Sign up for my Points 101 Guide: https://katiestraveltricks.com/travel-points-101-quick-start-guide/
Sign up for my free course: learn.katiestraveltricks.com
I would really appreciate it if you would take a minute to review the podcast.
If you have topics you would like to see covered in future episodes, email me at katie@katiestraveltricks.com.

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S1E19: Don’t Miss These Card Perks and Benefits

Sun, 18 Aug 2024 05:00:00 -0500

8/18/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Today I’m going to cover perks and benefits that belong to some of my favorite cards, including a new DoorDash benefit, how to use your points to book experiences like Broadway shows, and a great way to maximize your online shopping.

Next week I’m excited to share success stories from season one, so be sure to follow along and join me as we unlock these secrets of travel points, together!

ACTION STEPS:

If you have one of the cards I mentioned, be sure to sign up for the DoorDash benefit. Here is my referral link for DoorDash: https://drd.sh/6grMGaBgsN3HXeLh. And here’s a guide if you need help with the steps: https://katiestraveltricks.com/chase-doordash-benefit/
Just one time this week, check in with https://www.cashbackmonitor.com/ if you’re doing online shopping to see if you can earn some extra points on purchases you’re already making.
If you’re planning a trip, check out https://experiences.hyatt.com/ to see if there’s an experience that goes well with your trip.

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S1E18: Your Points Questions Answered

Wed, 14 Aug 2024 05:00:00 -0500

8/14/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Today I’m going to be answering your questions about season one of Points for Normal People. We’ll cover flights, hotels, benefits, and more!

I’m so thankful that you’ve been on this journey with me and I know that your questions will be helpful for others, too!

ACTION STEPS:

If this season has been helpful for you, leave a comment and let me know about your journey with points.

MORE RESOURCES:

You can always check this page for the best credit card offers available: https://katiestraveltricks.com/bestoffers/
Here’s the guide for my favorite points: https://katiestraveltricks.com/chase-ultimate-rewards-guide/

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S1E17: Earning A Million (Valuable) Points on Autopilot

Wed, 07 Aug 2024 05:00:00 -0500

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Welcome to Points for Normal People!

Today I’ll be sharing a big picture strategy for your first few years in points. I’ll go over my three year plan and take you through some common scenarios that will help you determine what’s best for you so that you can meet your specific goals.

One common mistake is when people get started without a strategy, simply applying for the highest welcome offers. While it might be good for the short-term, if you really want to maximize welcome offers, there are a few simple ways to make sure you are getting the most points on autopilot.

ACTION STEPS:

Jot down a few ideas of the next few cards you want to open. Reference my three year plan here: https://katiestraveltricks.com/easy-three-year-plan-for-points/

MORE RESOURCES:

Venture X - How to Get the Most Value: https://youtu.be/UQ5exKUm3Lg?si=bj8v4XakKNs-PEoC
Flight guide: https://katiestraveltricks.com/category/redeeming-points/flightswithpoints/
Maps for Redeeming Points: https://katiestraveltricks.com/category/redeeming-points/maps/

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S1E16: How (Almost) Anyone Can Get a Business Credit Card

Wed, 24 Jul 2024 05:00:00 -0500

7/24/24 Click MORE to see Ad disclosures

Welcome to Points for Normal People!

Today I’m going to show you how doing something as small as selling a single item on Facebook Marketplace each year can qualify you for business credit cards (and the awesome welcome bonuses that come with them).

If you’re feeling intimidated by the process, I’m here to help keep it simple for you. I want to see you make the most of everyday expenses and credit card welcome offers to help you supercharge your travel points so that you can pay for entire family vacations every year.

ACTION STEPS:

If you’ve never opened a business card, begin to brainstorm if this might be a possibility for you.
If you’re ready to apply, start here: https://katiestraveltricks.com/businesscards/

MORE RESOURCES:

Guide to Chase Ink Business Cash® Credit Card and Chase Ink Business Unlimited® Credit Card: https://katiestraveltricks.com/chase-ink-guide/
Chase Ink Business Preferred Guide: https://katiestraveltricks.com/chase-ink-preferred-guide/
VIDEO: Business Credit Card Application Made Easy: https://www.youtube.com/watch?v=1JxB8-z-y44
Chase Ink Approval Tips: https://www.youtube.com/watch?v=4ejy_0qlB2o

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S1E15: Sweet Spots for Booking Flights with Ultimate Rewards

Wed, 17 Jul 2024 05:00:00 -0500

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Welcome to Points for Normal People!

In this episode, I am going to walk you through each airline partner that is available for you to transfer your Ultimate Rewards points to. I’ll explain the benefits of each one, point out any downsides, and tell you about a few sweet spots so that you can get the most out of your points.

If you’re worried that it will be too overwhelming, don’t worry. After you’re finished with the episode, I have a guide that includes a chart where you can easily see the breakdown of each Chase Ultimate Rewards airline partner.

ACTION STEPS:

Download the Ultimate Rewards Guide: https://katiestraveltricks.com/chase-ultimate-rewards-guide/
Download the Travel Points 201 Guide (a guide to transfer partners): https://katiestraveltricks.com/travel-points-201-all-about-transfer-partners/

MORE RESOURCES:

Regional Guides to Book Flights: https://katiestraveltricks.com/category/redeeming-points/flightswithpoints/
Notification for Transfer Bonuses: https://yourbestcreditcards.com/current-transfer-bonuses/?ccid=katiestravel

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S1E14: Avoid These Mistakes Booking Flights with Points

Wed, 10 Jul 2024 05:00:00 -0500

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Welcome to Points for Normal People!

Today I’m going to take the complicated topic of booking flights with points and give you ways to keep it simple, save you time, and help you use your points for the things you value most.

In addition to helping you understand the world of booking flights with points, I also have lots of free resources to tell you about that will do a lot of the work for you.

ACTION STEPS:

If you have a trip goal, take some time to make notes of your options.
- TIP: If it is one of the areas we have a guide on, our guides will make it a lot easier for you. Check out our guides here: https://katiestraveltricks.com/category/redeeming-points/flightswithpoints/
- Run a few searches on PointsYeah.com or Google Flights.
- Try searching for different seasons to see if there are any major differences.
Download my free Travel 201 Guide for more information on transferring points from a bank to airlines or hotels: https://katiestraveltricks.com/travel-points-201-all-about-transfer-partners/
For more in depth information, check out my free course at learn.katiestraveltricks.com.

MORE RESOURCES:

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S1E13: Best (and most underrated) Ways to Use Ultimate Rewards to Book Any Flight, Hotel, or Cruise

Wed, 03 Jul 2024 05:00:00 -0500

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Welcome to Points for Normal People!

Today I’m going to cover some of the best and most underrated ways to use Chase Ultimate Rewards points. The exciting news is that there is a lot of flexibility, allowing you to book all kinds of travel options including, flights, hotels, cruises, Disney tickets, or Airbnb.

If trying to get the most cents per point and navigating your way through content that only promotes using your points for luxury travel feels exhausting, you’ve come to the right place. I’m here to show you how to get the most out of your points for what you value.

ACTION STEPS:

Offset a big upcoming travel expense by doing one of the following:
- See if the Aeroplan card will fit into your card strategy: https://katiestraveltricks.com/aeroplan-pay-yourself-back/
- Venture X may also be a good option: https://katiestraveltricks.com/venturex/
- Consider other Venture cards
Take some time to set a few goals:
- How do you want to use your points in the next one to two years?
- Would offsetting some more of these general travel expenses help you lower your travel line item on your budget and free up money for other things?

MORE RESOURCES:

https://www.washingtonpost.com/travel/tips/travel-credit-card-rewards-points-tiktok/
Best Bank Account Bonuses: https://www.doctorofcredit.com/best-bank-account-bonuses/

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S1E12: Strategy Tips to Keep Earning Chase Points Forever

Wed, 26 Jun 2024 05:00:00 -0500

6/26/24 Click MORE to see Ad disclosures

All information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.

Welcome to Points for Normal People!

Today I’m going to introduce you to the three different families of cards within the Chase Ultimate Rewards universe. I’ll show you how to earn the most points over the long run and how to do this in single player or two player households.

There are a lot of Chase cards available, but don’t worry, I’m going to give you thoughts on how to manage your cards and points in a way that keeps it simple.

ACTION STEPS:
Take stock of all the Chase cards that you currently have.
If you have a Sapphire card, find out when you last earned a bonus so that you know when you’ll become eligible again. (If you signed up for Travel Freely, you should be able to easily view the information).
Write down in your calendar or in a note when you’re eligible to earn each bonus.
Review this guide with helpful screenshots on Chase Ultimate Rewards, going over all the cards we covered today: https://katiestraveltricks.com/chase-ultimate-rewards-guide/

MORE RESOURCES:
Business Cards: https://katiestraveltricks.com/businesscards/
YouTube Playlist for Unlocking More Points with Business Cards: https://www.youtube.com/playlist?list=PLOsrZ9n0VdHxpjr8Ahv3o_PX3I_OJQdtI
Complete Guide to Chase Sapphire Preferred: https://katiestraveltricks.com/sapphirepreferred/

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S1E11: Tips to Use Your Points for Hyatt (our favorite use for Chase points)

Wed, 22 May 2024 05:00:00 -0500

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Welcome to Points for Normal People!

Today I want to show you how I use my Chase Ultimate Rewards for Hyatt. I book Hyatt regularly to simplify my decision making process and to save me a lot of time! So let me introduce you to all the ways you can make the most of your points with Hyatt.

If you’re worried about Hyatt reservations that don’t seem to be available with points, I also want to show you some special tips on how to book those hard-to-get reservations. Be sure to stay tuned for the action steps at the end!

ACTION STEPS:

Download my free Hyatt guide as a reference: https://katiestraveltricks.ck.page/hyattguide
Sign up for a free World of Hyatt Account: https://www.hyatt.com/en-US/member/enroll

MORE RESOURCES:

Max My Points: https://maxmypoint.com/ref?code=pvhu2

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S1E10: Best and Worst Ways to Use Ultimate Rewards Points for Hotels

Wed, 15 May 2024 05:00:00 -0500

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Welcome to Points for Normal People!

Today I’ll be introducing you to the easiest way to use your Ultimate Rewards points! I’ll be talking about how to use points for hotels, how my family has used it, and how you can get the most out of your points.

Remember that using points is most rewarding when you get to use it for things that you value. Be sure to subscribe and join me next week, when we cover part 2 of how to use points for hotels.

ACTION STEPS:

Set a goal for how you want to use your points. If you don’t have a specific goal for how you would like to use points in the next year, begin to think about that today.
Check out the Trip Reports from my blog for inspiration: https://katiestraveltricks.com/category/redeeming-points/trip_reports/

MORE INSPIRING STORIES:

Family Success Story: Monterey Bay/San Francisco: https://katiestraveltricks.com/family-success-story-monterey-bay-san-francisco/
Family Success Story: Rome, Florence, & Venice: https://katiestraveltricks.com/family-success-story-rome-florence-venice/
Family of 5: Puerto Rico Spring Break on Points: https://katiestraveltricks.com/family-of-5-puerto-rico-spring-break-on-points/
Reader Success Story: Oahu and Maui as a Family of 6: https://katiestraveltricks.com/success-story-mauiandoahu/
One Month in Europe with Points: Family of Five: https://katiestraveltricks.com/one-month-in-europe-with-points/

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S1E9: Don't Ignore These Chase Sapphire Preferred Benefits (Part 2: Travel Benefits)

Wed, 08 May 2024 05:00:00 -0500

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Welcome to Points for Normal People!

All information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.

Thanks for joining me again for Part 2 as I share about all of the great travel benefits of the Chase Sapphire Preferred card. I’ve read all of the details so that you don’t have to! Let me fill you in and help you get the most out of your card.

If you missed Part 1, be sure to subscribe and then go back to hear all of the shopping benefits of Chase Sapphire Preferred.

ACTION STEPS:
- Take advantage of the $50 hotel credit. And remember, if you cancel a refundable hotel reservation, generally the hotel credit toward your bill will still apply. Log into your Chase account to check the date that yours will reset. You can make a reminder in your calendar for about two months before this date, to remind yourself to use this benefit.
- In order to be covered by travel protections, make sure you’re paying taxes and fees for airline tickets with your Sapphire Preferred. Remember: The person going on the trip, needs to be the one with the card.

ADDITIONAL RESOURCES:
- Check out my best offers if you are looking for a credit card to earn more points: katiestraveltricks.com/bestoffers/
- Sapphire Benefits Guide: https://static.chasecdn.com/content/services/structured-document/document.en.pdf/card/benefits-center/product-benefits-guide-pdf/BGC10979_SapphirePreferred_VisaSignature.pdf
- Cardpointers — https://cardpointers.com/partner/katiestravel/

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S1E8: Don't Ignore These Chase Sapphire Preferred Benefits! (Part 1: Shopping Benefits)

Wed, 01 May 2024 05:00:00 -0500

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Join me today for a conversation about the shopping and purchase benefits of the Chase Sapphire Preferred card. It offers so much more than points, and I have all the details to help you make the most of your card.

Be sure to subscribe to the podcast so you don’t miss out on next week’s episode, where I cover the travel benefits of Chase Sapphire Preferred.

ACTION STEPS:

Decide on a time that you will begin checking for Chase offers every week. If it will help you, reach out on Facebook or Instagram to let me know when you’ll be checking each week.
Pick one card that you’re going to use for extended warranty and purchase protection. You can start an email or file folder for receipts to make it easy if you ever need to file a claim.
If you’re listening before Jul 31, 2024, you can still get two more Instacart $15 credit benefits. If you’ve never used Instacart before, you can use my referral link here and should receive $10 off your first purchase: https://inst.cr/t/f9bcc87a5 or use code KFB0412132 at check out

ADDITIONAL RESOURCES:

Sapphire Benefits Guide: https://static.chasecdn.com/content/services/structured-document/document.en.pdf/card/benefits-center/product-benefits-guide-pdf/BGC10979_SapphirePreferred_VisaSignature.pdf

Cardpointers — https://cardpointers.com/partner/katiestravel/

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S1E7: Mistake: Not staying organized (these tools help!)

Wed, 24 Apr 2024 05:00:00 -0500

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Welcome to Points for Normal People!

In this episode, I’ll share mistakes I’ve made when I didn’t have a system to track my credit cards and points. Then I’ll give you the information and resources you need to stay organized, getting the most out of your points.

ACTION STEPS:

Set up a system to track your credit cards. To do this best, you'll need to know every credit card you’ve opened in the last 24 to 48 months. List the card name, open date, and close date (if applicable).
Set up a system to track your points, including hotel, airline, and bank programs.

ADDITIONAL RESOURCES:

Travel Freely: https://my.travelfreely.net/signup?bref=ktw
Award Wallet: https://awardwallet.com/?refCode=ksck3elvjg
My Simple Credit Card Tracking Spreadsheet: https://docs.google.com/spreadsheets/d/1F7vX5in26_BNG4IiYGbIwMaEjZJcMybByTvqiArP23M/edit?usp=sharing

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S1E6: Planning Trips with Points is Different: 3 Mindset Shifts to Make it Easier

Wed, 17 Apr 2024 05:00:00 -0500

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Welcome to Points for Normal People!

Today we're diving into mindset around booking trips. We'll explore the switch from cash bookings to points--and how some shifts in the way you think can help you plan your points trips with less stress. We'll also discuss how valuable tools like transfer partners and sweet spots can unlock amazing deals.

ACTION STEPS:

Look into a few sweet spots and pick one or two as a small goal to get started: https://katiestraveltricks.com/ultimate-rewards-redemptions/
Download my free guide for Six Ways to Slash Travel Costs with Points: https://bit.ly/ktt-getstarted

ADDITIONAL RESOURCES:

Guide: Fly to Europe with Points: https://katiestraveltricks.com/guide-to-flying-to-europe-on-points
Guide: Fly to Japan with Points: https://katiestraveltricks.com/flying-to-japan-with-points-guide/
10 TIPS FROM POINTS FRIENDS ON INSTAGRAM: https://katiestraveltricks.com/wp-content/uploads/2024/04/10-Tips-From-Points-Friends-on-Instagram.pdf

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S1E5: Navigating the Chase 5/24 Rule: Tips and Strategies

Wed, 10 Apr 2024 05:00:00 -0500

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In this episode, I’m sharing everything you need to know about the Chase 5/24 rule, and teach you all the best tips on how to navigate it.

If you’re getting started, understanding the Chase 5/24 rule will help you develop the best strategy to travel more with points.

ACTION STEPS:

Find your 5/24 Status: Get a copy of your credit report from www.annualcreditreport.com and add up all new cards in the past 24 months. Don’t forget to add up cards that have been closed.
Remove Authorized User Cards: If you find you are an authorized user on a lot of accounts that were opened in the last 24 months, I recommend you begin the process of taking those off of your credit report.

ADDITIONAL RESOURCES:

Removing Authorized User Accounts from Your Credit Report: https://www.doctorofcredit.com/removing-authorized-user-accounts-credit-report/
Annual Credit Report: www.annualcreditreport.com
How to Open Business Credit Cards: https://katiestraveltricks.com/businesscards/

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S1E4: How to pick the right cards

Wed, 10 Apr 2024 04:00:00 -0500

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If you’re wondering where to begin when it comes to picking the right credit cards for travel points, I am here to be your guide. In this episode, I help show you how to choose the right cards, tune out the marketing noise, and let you know exactly where to start.

Choosing the right credit cards and following a proven plan will help you get the most out of travel points!

ACTION STEPS:

Pick one new card to open. This is the easiest way to earn points quickly.
My top recommendation is the Chase Sapphire Preferred® Card: If you already have one, refer your partner or spouse: More here (and my affiliate link if you decide to apply) https://katiestraveltricks.com/sapphirepreferred/
Three Year Plan: If you have already completed the steps above, read my three year plan: https://katiestraveltricks.com/easy-three-year-plan-for-points/

ADDITIONAL RESOURCES:

How Airlines Boost Revenue with Co-Branded Credit Cards: https://www.forbes.com/sites/greatspeculations/2023/10/24/how-airlines-boost-revenue-with-co-branded-credit-cards/
Nine Ways to Redeem Chase Ultimate Rewards: https://katiestraveltricks.com/ultimate-rewards-redemptions/
US Credit Card Guide: https://www.uscreditcardguide.com/

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https://www.aarp.org/money/credit-loans-debt/info-2024/credit-score-ruined-lessons.html

S1E3: Myth: Opening credit cards will ruin your credit score

Wed, 10 Apr 2024 03:00:00 -0500

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This episode has everything you need to know about credit scores and points. I share my credit scores, lay out key habits to keep your score high while opening cards for points, and help you understand the factors that influence your credit score.

Enjoying the benefits of travel points does not have to negatively impact your credit score. Let me show you how to keep your credit score high as you grow your travel points.

ACTION STEPS:

Sign up to monitor your credit: https://www.creditkarma.com/
Freeze your credit bureau reports at Experian, TransUnion, and Equifax to further protect your identity

ADDITIONAL RESOURCES:

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S1E2: The easy shift than can 10x your points

Wed, 10 Apr 2024 02:00:00 -0500

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In today’s episode, I share the benefits of opening multiple credit cards each year. I help you understand the time investment and I’ll give you an overall strategy to earn points the easy way.

Opening multiple cards doesn’t have to be overwhelming. I’m here to be your guide. Let’s unlock the secret of travel points, together!

ACTION STEPS:

Figure out your average monthly credit card spend. This will help you choose cards with minimum spending requirements you can easily meet.
Plan for big expenses. Think about upcoming costs like taxes or daycare. You can use these to hit card minimums in a strategic way.
Stay tuned! There's more to come! Keep listening for even more travel-hacking tips.
Grab my *brand new* Free Beginners Guide {download} - https://bit.ly/ktt-getstarted
Check out my easy 3-Year plan for points: https://katiestraveltricks.com/easy-three-year-plan-for-points/

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S1E1: What is "Points for Normal People"?

Wed, 10 Apr 2024 01:00:00 -0500

4/10/24 Click MORE to see Ad disclosures

All information was accurate at time of recording, however benefits and credit card details can and do change. Please always review the links in the show notes and check our blog for the most up-to-date info.

Welcome to Points for Normal People!

In this very first episode, I'll be sharing more about what exactly I mean by "Points for Normal People," and some of the methodology I've developed in my past 13 years in the travel points and miles hobby.

Points and miles isn't just for people flying business class -- it's for anyone who wants to slash travel costs to travel more.

ACTION STEPS:

Subscribe to this podcast
Grab my *brand new* Free Beginners Guide {download} - https://bit.ly/ktt-getstarted

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Trailer

Sat, 30 Mar 2024 18:00:00 -0500

Welcome to Points for Normal People!

This podcast aims to teach you the easiest ways to earn and redeem points for travel.

Because travel isn't just for the rich. And travel points can be used by normal people who just want to devote a few hours a month to this hobby -- and still pay for entire vacations every year.

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