Now & Beyond

Navigating Entrepreneurship: Sarah's Journey From Employee to Business Owner (Ep. 9)

Mon, 13 Jan 2025 07:00:00 -0500

Join host Ryan Canfield of Victus Wealth Management on the Now & Beyond Podcast, as he converses with Sarah, the owner of Konhaus. Discover her journey from being a results specialist to owning a company, and how she navigated challenges such as the COVID-19 pandemic and finding a new office space. Sarah shares anecdotes about connecting with industry peers, managing mental health during difficult times, and the importance of building strong relationships both locally and nationally. The discussion also delves into effective marketing strategies for small businesses, the significance of handwritten notes, and maintaining work-life balance as an entrepreneur.

00:00 Introduction to the Podcast

00:36 Sarah's Entrepreneurial Journey

02:26 Navigating Industry Challenges

08:51 Impact of COVID-19 on Business

19:41 Work-Life Balance Insights

30:35 Marketing Strategies for Small Businesses

34:51 Future Plans and Final Thoughts

Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.

http://www.victuswealth.com

YouTube: https://www.youtube.com/@RyanCanfield
LinkedIn: https://www.linkedin.com/in/ryancanfieldaif/
Instagram: @RyanCanfieldFinAdv

Sarah Barr is not affiliated with Victus Wealth Management or LPL Financial.

Tax Strategies for Busy Business Owners w/ Evan Wabrick, CPA (Ep. 8)

Tue, 26 Nov 2024 14:00:00 -0500

In this episode of the Now & Beyond Podcast, hosted by Ryan Canfield, Founder and President of Victus Wealth Management, Ryan sits down with Evan Wabrick, a CPA and associate member at SEK CPAs and Advisors. They discuss common tax considerations that business owners often overlook, mistakes that lead to higher tax bills, and the impact of remote work on taxes. Evan shares insights on making tax season less stressful, the importance of planning, and tools like QuickBooks to stay organized. They also touch on entity selection, home office deductions, and the complexities of multi-state tax compliance. This episode is a must-listen for business owners looking to optimize their tax strategies and ensure financial resilience.

00:00 Introduction to the Podcast and Guest

01:05 Meet Evan Wabrick: Background and Experience

02:02 Evan's Client Base and Services

05:04 The Importance of Tax Planning

07:49 Common Tax Mistakes Business Owners Make

10:40 Tools and Tips for Small Business Owners

29:30 Remote Work and Tax Implications

36:00 Final Tips and Conclusion

Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.

http://www.victuswealth.com

YouTube: https://www.youtube.com/@RyanCanfield
LinkedIn: https://www.linkedin.com/in/ryancanfieldaif/
Instagram: @RyanCanfieldFinAdv

Evan Wabrick is not affiliated with Victus Wealth Management or LPL Financial.

5 Financial Mistakes Family Make Before Age 45 and How You Can Avoid Them (Ep. 7)

Wed, 30 Oct 2024 09:00:00 -0400

In this episode of Now & Beyond Podcast, hosted by Ryan Canfield, founder and president of Victus Wealth Management, Ryan discusses five critical financial mistakes to avoid before age 45. These include neglecting emergency savings, overspending on housing, having inadequate insurance coverage, prioritizing children's college savings over retirement, and failing to invest for growth. Ryan provides practical strategies to address these common pitfalls, empowering listeners to balance enjoying life today while planning for a resilient financial future.

00:00 Introduction to the Now and Beyond Podcast

00:47 Top 5 Financial Mistakes to Avoid Before Age 45

02:14 Mistake 1: Neglecting Emergency Savings

04:35 Mistake 2: Overspending on Housing

06:42 Mistake 3: Inadequate or No Insurance Coverage

09:33 Mistake 4: Prioritizing Kids' College Savings Over Retirement

11:27 Mistake 5: Failing to Invest for Growth

14:11 Conclusion and Recap

Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.

http://www.victuswealth.com

YouTube: https://www.youtube.com/@RyanCanfield
LinkedIn: https://www.linkedin.com/in/ryancanfieldaif/
Instagram: @RyanCanfieldFinAdv

How to Care For Our Aging Parents w/ Kelly Augspurger (Ep. 6)

Fri, 20 Sep 2024 07:00:00 -0400

In this episode of the 'Now and Beyond' podcast, host Ryan Canfield welcomes Kelly Augsberger, a long-term care insurance specialist and certified senior advisor. They discuss the importance of planning for extended care, focusing on healthcare expenses for both parents and oneself. Kelly shares her personal experiences that drove her passion for creating effective care plans to alleviate the emotional, physical, and financial burdens of caregiving. They explore various topics like what extended care entails, how to have critical conversations with family members about care preferences, and the financial strategies involved. Kelly emphasizes the importance of planning ahead, understanding the roles and responsibilities in caregiving, and exploring different insurance options. The episode provides valuable insights for both younger generations planning for their future and those assisting aging parents, with practical advice on mitigating the consequences of extended care situations.

00:00 Introduction to the Podcast and Guest
01:53 The Importance of Planning for Extended Care
02:42 Personal Experiences with Caregiving
07:10 Defining Extended Care
19:44 Costs and Financial Planning for Extended Care
24:27 Exploring Financial Assistance Options
25:15 Navigating Medicaid and Facility Planning
27:44 Veteran Benefits and Home Care
28:40 The Importance of Early Planning
29:00 Conversations Between Spouses
33:27 Understanding Long-Term Care Insurance
36:18 Personal Experiences and Family Dynamics
40:28 Caregiver Burnout and Professional Help
43:10 Final Thoughts and Estate Planning
46:03 Resources and Contact Information

Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.

http://www.victuswealth.com

YouTube: https://www.youtube.com/@RyanCanfield
LinkedIn: https://www.linkedin.com/in/ryancanfieldaif/
Instagram: @RyanCanfieldFinAdv

Kelly's LinkedIn: https://www.linkedin.com/in/kelly-augspurger/
Kelly's Instagrams: @SteadfastAgents and @kellyaugs_theltclady
Kelly's Facebook: https://www.facebook.com/steadfastagents

Steadfast Insurance, Victus Wealth Management, and LPL Financial are separate entities.

Empowering Fitness and Entrepreneurship: An Inspiring Journey with Noah Snyder (Ep. 5)

Thu, 15 Aug 2024 07:00:00 -0400

In this episode of Now & Beyond, host Ryan Canfield interviews Noah Snyder, a millennial entrepreneur and owner of Ark Fitness.

Noah shares his inspiring journey from working at McDonald's to managing and eventually opening his own gym with his wife. The discussion covers the challenges of starting a business, the importance of a supportive community, and the value of investing in health. Noah emphasizes the significance of resilience, creativity in funding, delegation, and leading by example. He also offers advice for aspiring young entrepreneurs. The episode is a testament to the power of perseverance, passion, and surrounding oneself with the right people.

Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.

http://www.victuswealth.com

YouTube: https://www.youtube.com/@RyanCanfield
LinkedIn: https://www.linkedin.com/in/ryancanfieldaif/
Instagram: https://www.instagram.com/ryancanfieldfinadv/

Ark Fitness Instagram: https://www.instagram.com/arkfitclub/
Noah's Instagram: https://www.instagram.com/thearkman_noah/

Why I Am The Way I Am (Ep.4)

Thu, 01 Aug 2024 07:00:00 -0400

In this special episode of "Now & Beyond," host Ryan Canfield dives deep into his personal journey, sharing the pivotal moments and experiences that shaped his path to becoming a financial advisor. From his first job at a small-town diner to the life lessons learned from his parents' poor experience with their Financial Advisor, Ryan opens up about how these early experiences instilled in him a passion for helping others navigate their financial futures. He discusses the importance of attention to detail, the value of early financial education, and the motivations behind founding Victus Wealth Management. This heartfelt and inspiring episode offers listeners a unique glimpse into Ryan's "why" and his mission to help clients live a balanced and fulfilling life. Tune in to hear Ryan's story and discover how his experiences can inspire you to take control of your financial journey and live life to the fullest.

Why Do I Need an Emergency Fund? (Ep. 3)

Tue, 18 Jun 2024 07:00:00 -0400

Ever wondered how to create a financial cushion that’s there for you when life throws a curveball? From sudden car repairs to unexpected medical bills, I've got you covered. In this episode, I'll break down the essentials of building an emergency fund that will keep you afloat during tough times.

Here’s what you can expect:

Understanding Emergency Funds: What they are and why they’re crucial for your financial well-being.
Goal Setting: How to determine the right amount to save based on your personal circumstances.
Smart Saving Strategies: Tips on breaking down your savings goals into manageable chunks and automating your savings.
Real-Life Stories: Hear about Mike, a graphic designer who turned his financial woes into a success story with a solid emergency fund.
Cutting Back Temporarily: Discover practical ways to trim your budget and boost your savings.
Using Windfalls Wisely: Learn how to make the most of bonuses, tax refunds, and extra income.

Join me as I share fun anecdotes, debunk common myths, and give you the motivation you need to start saving today! Imagine the peace of mind knowing you have a financial buffer to handle life’s surprises.

So, hit play and let’s get started on building your emergency fund together. Your future self will thank you!

Tackling Lifestyle Inflation – How to Enjoy Today Without Sacrificing Tomorrow (Ep. 2)

Wed, 05 Jun 2024 07:00:00 -0400

In this episode of the Now & Beyond Podcast, host Ryan Canfield dives into the concept of lifestyle inflation – that sneaky phenomenon where increased income leads to increased spending, often leaving you no better off than before. Learn how to identify lifestyle inflation in your own life, hear a real-life story about its impact, and discover actionable strategies to manage it effectively. From setting clear financial goals and creating a budget to automating savings and mindful spending, Ryan provides insight on how to enjoy your income today, while saving for your future.

Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.

YouTube: https://www.youtube.com/@RyanCanfield
LinkedIn: https://www.linkedin.com/in/ryancanfieldaif/
Instagram: https://www.instagram.com/ryancanfieldfinadv/

My Story (Ep. 1)

Fri, 24 May 2024 10:00:00 -0400

Join Ryan Canfield, founder of Victus Wealth Management, on a journey to financial wellness without sacrificing life's joys. In this first episode, Ryan shares his passion for financial planning and the mission behind this podcast.

Discover practical strategies, insightful interviews, and advice to help you balance saving for the future with living in the present. Ryan's relatable experiences and expertise cater to millennials and anyone facing modern financial challenges.

Tune in to explore budgeting, investing, managing student loans, and more. Whether you're planning for retirement or your next vacation, Ryan is here to guide you.

Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.

YouTube: https://www.youtube.com/@RyanCanfield
LinkedIn: https://www.linkedin.com/in/ryancanfieldaif/
Instagram: https://www.instagram.com/ryancanfieldfinadv/