Caregiving changes more than your schedule. It changes your identity. In this deeply personal solo episode of Chat with Nat, Natalie opens up about the emotional, mental, and financial shifts that happen when caregiving becomes your daily reality.

From managing medications and hospital equipment to grieving the freedom and spontaneity of life before caregiving, Natalie shares the truth so many caregivers quietly carry: I do not even recognize myself anymore. But she also reminds listeners that caregiving can create resilience, purpose, perspective, and strength unlike anything else.

This episode is an honest conversation about grief, guilt, burnout, financial pressure, and the importance of protecting your own future while caring for someone you love.

What you will hear:

• The identity shift caregivers experience and why no one prepares you for it
• How caregiving changes relationships, routines, priorities, and freedom
• The emotional reality of grief, resentment, exhaustion, and guilt
• Why caregivers must still protect their financial future and emergency savings
• How caregiving builds resilience, patience, leadership, and emotional intelligence
• The importance of support groups, community, and being seen by others who understand
• Why you are allowed to still have dreams, goals, joy, and personal growth while caregiving
• How Natalie balances caregiving, business ownership, and prioritizing family

If you are a caregiver, supporting a caregiver, or preparing for a future season of caregiving, this episode will help you feel less alone and more understood.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Chat With Nat, Natalie Kime speaks directly to unpaid caregivers carrying the full weight of caregiving without consistent support. Drawing from her own experience caring for her mother, Nat explores the emotional, financial, and physical toll of solo caregiving, including lost income and depleted savings. She offers practical advice on building support systems, creating structured routines, and embracing micro-breaks for self-care. Natalie validates caregivers' feelings of isolation while encouraging them to ask for help, accept small gestures of support, and protect their own well-being — because caregiving is love in action. 

What you'll hear:

• Challenges faced by unpaid caregivers, including emotional, financial, and physical tolls.
• The lack of support systems and backup for caregivers.
• Financial impact of caregiving, including personal savings and lost income.
• The emotional weight and feelings of isolation experienced by caregivers.
• The concept of the "sandwich generation" and planning for long-term care costs.
• Importance of building support systems and asking for help.
• Strategies for organizing caregiving responsibilities, including documentation and routines.
• The necessity of self-care and taking micro-breaks for caregivers.
• Encouragement for caregivers to share their experiences and seek supportive communities.
• Reframing caregiving as an act of love while emphasizing the need for personal well-being.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this heartfelt episode of Chat with Nat: Conversations that Count, Natalie opens up about anticipatory grief—the experience of mourning a loved one while they're still alive. Drawing from her personal journey caring for her declining mother, Nat explores the emotional weight of caregiving, including guilt, identity shifts, and finding sacred moments amid heartbreak. She also emphasizes the critical importance of financial preparation, noting that caregivers spend an average of $17,000 annually out of pocket. Natalie reminds listeners that while money can't erase grief, removing financial stress allows caregivers to remain present and love well during life's hardest seasons.

What you'll hear:

• Anticipatory grief and its emotional complexities
• Personal experiences of caregiving and the impact on identity
• The importance of financial preparation for caregivers
• Common financial burdens faced by caregivers
• Emotional challenges such as guilt and anxiety in caregiving
• The duality of grief and gratitude in caregiving situations
• Strategies for finding meaning and connection during difficult times
• The rapid changes in a loved one's health and its effects on caregivers
• The significance of being present and emotionally available while caregiving
• Encouragement and support for caregivers navigating similar experiences

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this deeply personal episode of Chat With Nat, Natalie shares her five-month journey caring for her mother, revealing over $15,000 in out-of-pocket caregiving expenses — excluding lost income and emotional costs. From medical equipment to monthly supplies and respite care, Nat highlights how unprepared most families are for these financial realities. She emphasizes that traditional retirement planning is incomplete without caregiving strategies, advocating for liquid funds, income protection, long-term care planning, and living benefits. Natalie's message is clear: prepare while you're healthy, because caregiving doesn't wait.

What you'll hear:

• Personal experience of caregiving and its financial impact
• Significant out-of-pocket expenses associated with caregiving
• Unpreparedness of families for caregiving costs
• Types of caregiving-related expenses (medical equipment, supplies, respite care)
• Physical, emotional, and mental toll of caregiving
• Importance of financial preparedness beyond retirement planning
• Strategies for financial preparedness (liquid access to funds, income protection, long-term care planning)
• Challenges of navigating caregiving while managing work and personal health
• Limitations of traditional insurance and Medicare in covering caregiving costs
• Encouragement to review and adjust financial plans to include caregiving considerations

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Chat with Nat, Nat shares her personal caregiving journey with her mother, who has vascular dementia and has rapidly declined over six months. She candidly discusses the emotional and practical challenges of transitioning from mobile to bed-bound care, reframing it not as giving up, but as an act of love. Nat offers practical advice on recognizing when care must evolve, navigating specialized equipment costs, and involving healthcare professionals. She closes with a heartfelt reminder that prioritizing safety, comfort, and kindness is the truest expression of love in caregiving.

What you'll hear:

• Transitioning from caring for a mobile loved one to providing bed bound care
• Personal caregiving experiences and challenges faced by the host
• Emotional and practical difficulties of caregiving for someone with declining health
• Importance of recognizing when to shift care approaches for safety and comfort
• Planning for specialized equipment and home modifications for evolving care needs
• Involvement of healthcare professionals in providing support and guidance
• Emotional complexities, including guilt and fear, associated with the transition to bed bound care
• Signs indicating the need for a change in caregiving approach
• Financial implications of caregiving, including costs of equipment and supplies
• Finding meaning and connection in the caregiving journey, emphasizing kindness and presence

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Chat with Nat, Nat and guest Steve Kent tackle the often-overlooked topic of caregiving costs — financial, emotional, and physical. Steve shares his deeply personal journey caring for both parents, who spent their savings on long-term care, leaving little behind. Nat reflects on her own experience as a full-time caregiver for her parents. Together, they discuss why caregiving must be part of every financial plan, the importance of trusts, legal directives, and financial tools like life insurance with long-term care riders. Their message is clear: plan early, have honest conversations, and never navigate caregiving alone.

• The significance of incorporating caregiving into retirement and financial planning.
• The high costs associated with caregiving, including nursing home and in-home care expenses.
• Emotional challenges faced by caregivers, including guilt and decision-making stress.
• The prevalence of unpaid caregivers in the U.S. and the financial impact of caregiving on families.
• The importance of having open conversations about caregiving plans and preferences with aging parents.
• The role of legal documents, such as trusts and advance directives, in ensuring parents' wishes are honored.
• Financial tools available for long-term care planning, including life insurance with long-term care riders and annuities.
• The potential consequences of not having a caregiving plan, including Medicaid challenges and family conflicts.
• The reality of caregiver burnout and the need for support systems.
• The personal impact of caregiving experiences on financial planning and family relationships.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Chat With Nat, Nat sits down with certified health and wellness coach Tess Cheng to explore the vital connection between health and wealth, particularly for caregivers. Tess, who holds a master's in clinical nutrition from NYU, shares her journey from growing up in Hong Kong with whole-food values to becoming a holistic wellness coach. Together, Nat and Tess discuss practical self-care strategies for caregivers, including hydration, breathwork, meal prep, sleep, and social connection, reminding listeners that self-care isn't selfish — it's essential for showing up fully for those who need you most.

What you'll hear:

• Importance of health as a form of wealth for caregivers.
• Strategies for preventing burnout through sustainable habits.
• The significance of self-care for caregivers while supporting others.
• Tess Cheng's background in nutrition and wellness coaching.
• The role of whole foods and nutrition in health.
• The emotional challenges and identity shifts associated with caregiving.
• Practical tips for caregivers, including hydration, meal prep, and breathwork.
• The value of social connections and maintaining relationships for emotional support.
• The impact of sleep and stress management on overall well-being.
• Encouragement to start with small, manageable changes for better health.

Reach out to Tess: https://glowithtess.com/

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat with Nat: Conversations That Count," Nat welcomes Shelley Martinez, a life coach and psychotherapist, to discuss imposter syndrome and its impact on confidence, finances, and decision-making—especially for high-achieving women. Shelley shares personal stories and practical strategies for overcoming self-doubt, emphasizing the importance of recognizing accomplishments and reframing negative beliefs. Together, they explore how imposter syndrome holds women back and offer actionable tips to build confidence, embrace success, and stop playing small. Listeners are encouraged to acknowledge their achievements and rewrite their internal narratives for lasting growth.

What you'll hear:

• Definition and explanation of imposter syndrome
• Prevalence of imposter syndrome among women, particularly high-achieving women
• Impact of self-doubt on confidence, decision-making, and financial well-being
• Personal stories illustrating the effects of financial ignorance and self-doubt
• The role of confirmation bias in reinforcing feelings of inadequacy
• Differences between confidence and arrogance, and the importance of healthy humility
• Strategies for overcoming imposter syndrome, including tracking successes and reframing thoughts
• The significance of soft skills and emotional intelligence in measuring competence
• The relationship between imposter syndrome and broader life areas, such as career growth and relationships
• The importance of legacy and the impact of overcoming imposter syndrome on future generations.

Shelley’s special offer : 

The Imposter Breakthrough: 3 steps, with practical tools, to keep you from feeling like a fraud, and help you start believing in your own worth.
subscribepage.io/aeOa5D

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat With Nat," Natalie explores the intense pressures women face in balancing careers, family, relationships, and personal growth. She challenges the myth of “doing it all,” urging listeners to define their own priorities, embrace imperfection, and avoid social media comparisons. Natalie shares personal stories of transition, identity loss, and rediscovery, emphasizing the importance of authentic connections and supportive communities. Her message encourages women to take imperfect action, pursue their passions, and give themselves grace, reminding them that true strength lies in living with intention, not in doing the most.

What you'll hear:

• Pressures faced by women in balancing multiple roles (professional, motherhood, relationships).
• Themes of empowerment and the unrealistic expectations placed on women.
• The impact of social media on self-comparison and identity loss.
• Importance of prioritizing personal values and accepting trade-offs without guilt.
• Encouragement to focus on personal progress rather than perfection.
• The significance of celebrating other women's successes and building supportive communities.
• Addressing the loneliness epidemic among women, especially caregivers and leaders.
• The journey of rediscovering personal identity and passions amidst various roles.
• The necessity of taking imperfect action and overcoming fear in pursuing goals.
• Emphasizing intentional living and the power of community for personal growth.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this special International Women’s Day episode of "Chat With Nat," host Nat celebrates trailblazing women like Susan B. Anthony, Amelia Earhart, Rosa Parks, Margaret Thatcher, and Mother Teresa. Nat highlights the importance of financial independence for women, sharing practical money tips and encouraging listeners to take ownership of their financial futures. Through inspiring stories and empowering advice, Nat urges women to build confidence, pursue leadership and entrepreneurial opportunities, and never wait for permission to make a difference. The episode is a motivating call to action for women to lead, build wealth, and create lasting impact.

What you'll hear:

• Celebration of International Women's Day and its significance.
• Recognition of historical and contemporary women who have made impactful contributions.
• Discussion on the importance of financial independence for women.
• Statistics on women's influence in global spending and future wealth control.
• Encouragement for women to take ownership of their financial lives.
• Inspirational stories of notable women like Susan B. Anthony, Amelia Earhart, Rosa Parks, Margaret Thatcher, and Mother Teresa.
• Emphasis on the need for women to act courageously and pursue leadership roles.
• Addressing the confidence gap that prevents women from seizing opportunities.
• Call to action for women to not wait for permission to lead or build wealth.
• Reflection on the legacy of women and the importance of paving the way for future generations.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat with Nat: Conversations That Count," Nat discusses women’s financial empowerment in honor of National Women’s History Month. She highlights women’s growing economic influence, the unique financial challenges they face, and the importance of financial literacy, protection, and retirement planning. Drawing from her own experiences as a caregiver, single mom, and entrepreneur, Nat encourages women to take ownership of their finances, support one another, and confidently build wealth for themselves and future generations. The episode is a call to action for women to become proactive architects of their financial futures.

What you'll hear:

• Women's financial empowerment and its significance during National Women's History Month.
• The economic influence of women, including their control over consumer spending and financial assets.
• Challenges women face in financial literacy and management.
• The roles of women as caregivers, breadwinners, entrepreneurs, and legacy builders.
• The importance of financial education and proactive financial planning.
• Strategies for financial protection, including life insurance and retirement planning.
• The impact of caregiving on women's financial stability and career growth.
• The need for women to take ownership of their financial futures and be involved in financial decisions.
• The importance of community support and leadership among women.
• Encouragement for women to engage in financial conversations and build confidence in managing their finances.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat with Nat: Conversations That Count," Natalie Kime discusses the importance of proactive financial planning for long-term care, living benefits, and life insurance. Drawing from personal experience, she highlights the financial risks families face without proper coverage and explains why hybrid life insurance policies with long-term care riders are often the best solution. Natalie shares key statistics, clarifies common misconceptions about Medicare and Medicaid, and urges listeners to protect their loved ones by planning ahead, emphasizing that true love means ensuring family members are not left with financial burdens.

What you'll hear:

• Importance of financial planning for long-term care and living benefits
• Personal experiences highlighting the urgency of financial protections
• Statistics on long-term care needs and associated costs
• Limitations of Medicare and Medicaid in covering long-term care
• Advantages of hybrid life insurance policies with long-term care riders
• Misconceptions about long-term care insurance and its necessity
• The role of living benefits in life insurance and their financial implications
• Financial impact of illness on families and the importance of proactive planning
• The significance of life insurance in protecting loved ones and creating wealth
• Encouragement to have uncomfortable financial conversations for family protection

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this guest episode of "Chat with Nat: Conversations That Count," host Nat welcomes Annmarie Entner to discuss the often-overlooked "other side" of caregiving—life after caregiving ends. Annmarie shares her personal journey caring for parents and in-laws, exploring the emotional and practical challenges of transitioning from caregiver to life beyond. Together, they reflect on grief, relief, identity shifts, and the importance of preparation, communication, and financial planning. The conversation offers honest insights, encouragement, and practical advice for caregivers navigating both the daily realities and the aftermath of caregiving.

What you'll hear:

• The emotional and practical challenges of caregiving.
• The impact of caregiving on personal identity and daily life.
• The transition from caregiver to life after caregiving ends.
• The significance of grief and relief experienced by caregivers.
• The importance of financial planning and preparation for caregiving.
• The necessity of communication and support among caregivers.
• The role of emotions, including anger and frustration, in the caregiving process.
• The value of documenting memories and experiences during caregiving.
• The need for self-care and taking breaks as a caregiver.
• The legacy and memories left behind after caregiving concludes.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In the fifth episode of her "5 F's of Caretaking Series," Natalie explores the essential role of fun and joy in the caretaking journey. Drawing from her experiences caring for her mom, Natalie shares heartfelt stories about finding laughter amid hospital visits and daily challenges. She highlights how humor, gratitude, and small moments of fun can foster resilience, connection, and emotional well-being for caregivers. Natalie encourages listeners to embrace joy as a vital, life-giving practice, reminding them that laughter and lightness are not just allowed—but necessary—while caring for loved ones.

What you'll hear:

• Caretaking experiences and challenges, particularly related to a parent's health decline.
• The importance of finding joy and humor in caregiving situations.
• Personal anecdotes about hospital visits and moments of laughter with a loved one.
• Practical safety measures for caregivers, such as alarms and monitoring devices.
• The emotional impact of caregiving and the need for emotional resilience.
• The role of gratitude practices in maintaining a positive outlook.
• The benefits of laughter and joy as coping mechanisms for stress.
• The significance of sharing caregiving experiences to reduce feelings of isolation.
• The coexistence of grief and joy in the caregiving journey.
• Encouragement for caregivers to prioritize self-care and find joy outside of caregiving responsibilities.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this fourth episode of Natalie’s “5 F’s of Caretaking Series,” Nat explores the vital role of fitness in caregiving. Drawing from her personal journey caring for aging parents, she candidly discusses the physical and emotional toll of caregiving, the dangers of burnout, and the necessity of self-care. Nat emphasizes setting boundaries, asking for help, and prioritizing one’s own health—not out of selfishness, but as an essential foundation for sustainable, compassionate caregiving. She encourages listeners to release guilt, embrace rest, and protect their well-being to better care for loved ones.

What you'll hear:

• Personal experiences in caregiving for aging parents
• Physical and emotional challenges faced by caregivers
• Importance of self-care and avoiding burnout
• Necessity of asking for help and setting boundaries
• Health risks associated with chronic stress in caregivers
• Strategies for prioritizing fitness and health
• Emotional vulnerability and the need for support
• Managing caregiving stress and emotional overwhelm
• Reframing rest as a strategic necessity in caregiving
• Encouragement for caregivers to practice self-compassion and grace

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In the third episode of her “5 F’s of Caretaking Series,” Nat explores the financial realities of caregiving. Drawing from her experience caring for her mother with dementia, Nat discusses the high costs of care, the importance of early financial planning, and practical strategies for managing expenses. She emphasizes that financial preparedness reduces stress, enables better decision-making, and allows caregivers to focus on their loved ones. Nat encourages open conversations, proactive planning, and community support, framing financial readiness as an act of love that protects both caregivers and their families.

What you'll hear:

• Financial challenges and considerations in caregiving
• Importance of financial preparedness to reduce stress
• Personal experiences with caregiving and financial implications
• Out-of-pocket expenses and potential debt for caregivers
• The impact of financial stability on caregiving decisions
• Costs associated with various care options (in-home care, assisted living)
• Strategies for managing caregiving costs and financial planning
• Emotional stress related to financial uncertainty in caregiving
• Importance of early financial planning and open discussions about finances
• The cumulative financial burdens faced by caregivers beyond direct medical expenses

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In the second episode of her "5 F’s of Caretaking Series," Nat explores the crucial role of Family in caregiving. Drawing from her experience caring for her mother with vascular dementia, Nat discusses family dynamics, the importance of communication, planning, and delegation, and the realities of support—both from relatives and chosen family. She emphasizes self-care, community, and honest conversations to prevent burnout and conflict, offering practical advice and heartfelt encouragement for caregivers navigating the challenges of supporting loved ones.

What you'll hear:

• The "Five F's of Caretaking" series, focusing on caregiving dynamics.
• The significance of "Family" in caregiving roles and responsibilities.
• Challenges faced in caregiving, including emotional, logistical, and financial aspects.
• The importance of communication and planning to prevent family conflict and burnout.
• Personal experiences with caregiving, particularly related to vascular dementia.
• The role of chosen family and community support in caregiving.
• The necessity of delegating tasks and asking for help to avoid caregiver burnout.
• The emotional toll of caregiving and the need for self-care and reflection.
• Financial planning and its impact on caregiving dynamics and family relationships.
• Encouragement for caregivers to share their experiences and seek support from others.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In the first episode of Natalie’s "5 F’s of Caretaking Series," “Family,” Nat shares his personal journey caring for his mother with advanced vascular dementia. She recounts a difficult hospital stay, the emotional and financial challenges of caregiving, and how faith became his anchor through uncertainty and exhaustion. Nat discusses the importance of honest emotions, family support, and practical planning, offering heartfelt insights and encouragement for fellow caregivers. This episode is a moving reflection on the power of faith, family, and resilience in the face of life’s hardest moments.

What you'll hear:

• Personal story of caregiving for a mother with advanced vascular dementia.
• Emotional challenges faced during a six-day hospital stay.
• The role of faith as a source of strength and resilience in difficult times.
• Distinction between faith and toxic positivity in coping with grief and uncertainty.
• The physical and emotional toll of caregiving on the caregiver.
• Financial realities and costs associated with caregiving, including in-home care versus nursing facilities.
• Importance of seeking support from family, friends, and community during caregiving.
• The necessity of allowing oneself to feel emotions and seek help.
• The impact of faith on decision-making and navigating caregiving responsibilities.
• Encouragement for caregivers to build supportive systems and share their experiences.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat with Nat: Conversations That Count," Nat launches her "5 F's of Caretaking Series," a six-part exploration of the realities of caring for loved ones. Drawing from her own experience supporting her aging parents, Nat introduces the five pillars—Faith, Family, Finances, Fitness, and Fun—that helped her navigate the emotional, physical, and financial challenges of caretaking. With honest stories and practical advice, Nat offers support, strategies, and hope for current and future caretakers, emphasizing the importance of planning, self-care, and finding moments of joy amidst hardship.

What you'll hear:

• Introduction to a six-part series on caretaking.
• Personal experiences of caretaking for aging parents, including challenges faced during a health crisis.
• Emotional, physical, mental, and financial impacts of caretaking.
• Introduction of the "five F's" framework: Faith, Family, Finances, Fitness, and Fun.
• Importance of financial planning to alleviate stress during caregiving.
• The role of family support in reducing caregiver burnout.
• The significance of prioritizing personal health and fitness for caregivers.
• The necessity of incorporating joy and humor into the caregiving experience.
• Building structured support systems to manage caregiving responsibilities effectively.
• Encouragement for caretakers to seek help and resources to navigate their journey.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

This week on "Chat with Nat: Conversations That Count," Nat welcomes Bobby and Shelly Guehne, founders of The Limitless Vitality Group. Together, they discuss how working professionals can build thriving businesses and strong relationships without sacrificing family, faith, or joy. Bobby and Shelly share practical insights on integrating work and life, intentional communication, and nurturing partnerships. Listeners will find inspiration and actionable advice for balancing entrepreneurship and personal fulfillment.

What you will hear:

• Balancing entrepreneurship with family life and relationships.
• The importance of integrating work and personal life rather than compartmentalizing them.
• Strategies for effective communication between partners in business and personal contexts.
• The significance of intentionality in nurturing relationships and partnerships.
• The concept of expanding timelines for success in both business and family.
• The role of flexibility and adaptability in managing life’s challenges.
• Building a strong foundation in relationships as essential for overall success.
• The psychological aspects of communication and the impact of emotional intelligence.
• The value of community support and shared experiences among entrepreneurs.
• Encouragement to prioritize well-being, meaningful connections, and financial stability.

Connect with Bobby & Shelly Guehne:
Facebook
Instagram
YouTube

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat with Matt: Conversations that Count," Natalie welcomes Matt Zembruski, Founder and CEO of AI Agility. They discuss overcoming fear of AI, building AI literacy, and how Matt’s hands-on AI Professional Certification Training Program helps organizations achieve measurable ROI. Matt shares real-world success stories, including generating $1.26 million in business value at Spencer Technologies. The episode highlights how embracing AI can make professionals more efficient and irreplaceable.

What you'll hear:

• Overcoming fear and building confidence in using artificial intelligence (AI).
• The significance of AI literacy and practicing AI in a safe environment.
• Enhancing efficiency and irreplaceability for employees and business owners through AI.
• The transformative impact of AI on job roles and business operations.
• Measuring return on investment (ROI) in AI training programs.
• Common mistakes companies make in adopting AI, such as inaction and overthinking.
• The importance of structured training and ongoing support for AI adoption.
• The role of AI in personal and professional growth, including its potential to improve work-life balance.
• The necessity of investing in skills and tools to remain competitive in a rapidly evolving market.
• The potential for AI to serve as an equalizer across different backgrounds and industries.

 Connect with Matt on LinkedIn, Instagram, Facebook, and YouTube.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat with Nat: Conversations That Count," host Natalie welcomes longtime friend and purpose-driven leader Sydnee Shorten. Sydnee shares her journey from single motherhood to leading Skills & Faith Athletes, a nonprofit empowering youth, and founding ADA Program Solutions, which champions workplace accessibility. Together, they discuss the importance of financial literacy, proactive inclusion, and supporting employees with visible and invisible disabilities. The conversation highlights practical strategies for employers to build compliant, inclusive workplaces and underscores the power of resilience, faith, and intentional leadership in creating lasting impact for families and communities.

What you'll hear:

• Introduction of a purpose-driven leader and entrepreneur focused on transforming adversity into impact.
• Discussion on the importance of financial literacy and education, particularly for single parents and underserved communities.
• Exploration of workplace accessibility and compliance with the Americans with Disabilities Act (ADA).
• Emphasis on the significance of employee benefits and the need for portable benefits that follow employees beyond their job tenure.
• Insights into the challenges employers face regarding compliance and the complexities of HR regulations.
• The role of faith and resilience in overcoming personal and professional hardships.
• Importance of proactive approaches in creating inclusive workplace environments.
• Discussion on the often-overlooked topic of invisible disabilities and the need for better understanding and accommodations.
• Encouragement for employers to engage in meaningful conversations about inclusion and accessibility.
• Call to action for personal empowerment and building a legacy through financial independence and intentional leadership.

Connect with Sydnee

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat with Nat: Conversations That Count," host Natalie welcomes Leonne Sherr, founder of The WonderMama and creator of The WonderMama Compass™ and Calm Before the Monday™. Together, they discuss breaking generational cycles, cultivating calm and intentional leadership in parenting, and the importance of safe spaces for parents. Leonne shares her journey as a single mom, the value of starting where you are, and practical strategies for moving from reactivity to connection—emphasizing emotional intelligence, self-awareness, and building a legacy of steadiness and resilience at home.

What you will hear:

• Overview of attachment theory and its significance in relationships.
• Explanation of different attachment styles: secure, anxious-preoccupied, avoidant, and their origins in childhood experiences.
• The impact of attachment styles on romantic relationships, parenting, and workplace dynamics.
• Discussion on the possibility of changing attachment styles over time through awareness and effort.
• The role of emotional attunement and radical honesty in fostering authentic connections.
• Exploration of how attachment styles influence financial behaviors and decision-making.
• The connection between emotional regulation and attachment styles, including coping mechanisms for overwhelming emotions.
• Insights on the importance of self-awareness and understanding personal needs in relationships.
• The effects of midlife changes on women's attachment styles and relationship dynamics.
• Strategies for building healthier relationships through clear communication of values and needs.
  
  

Connect with Leonne Sherr:
Website: www.TheWonderMama.com

Community: https://www.skool.com/the-wondermama-cycle-breakers-5827

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Chat with Nat: Conversations That Count, host Natalie Kime welcomes Bev Mitelman, an expert in attachment theory specializing in romantic relationships, sexuality, respectful parenting, and workplace dynamics. Bev explains the origins and impact of attachment styles on relationships, parenting, and financial behaviors. Together, they discuss how early childhood experiences shape adult patterns, the possibility of changing attachment styles, and the importance of emotional attunement and radical honesty. The episode highlights practical strategies for self-awareness, emotional regulation, and building secure connections in all areas of life. Listeners are invited to explore their own attachment styles with Bev’s free online quiz.

What you will hear:

• Overview of attachment theory and its significance in relationships.
• Explanation of different attachment styles: secure, anxious-preoccupied, avoidant, and their origins in childhood experiences.
• The impact of attachment styles on romantic relationships, parenting, and workplace dynamics.
• Discussion on the possibility of changing attachment styles over time through awareness and effort.
• The role of emotional attunement and radical honesty in fostering authentic connections.
• Exploration of how attachment styles influence financial behaviors and decision-making.
• The connection between emotional regulation and attachment styles, including coping mechanisms for overwhelming emotions.
• Insights on the importance of self-awareness and understanding personal needs in relationships.
• The effects of midlife changes on women's attachment styles and relationship dynamics.
• Strategies for building healthier relationships through clear communication of values and needs.
  
  

Connect with Bev Mitelman:
 Website: https://securelyloved.com/
Facebook: https://www.facebook.com/profile.php?id=61551898715971
YouTube: https://www.youtube.com/@SecurelyLoved

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Chat with Nat: Conversations That Count, host Natalie McPhie Kim shares practical strategies for cultivating gratitude as a financial, mindset, and life asset, especially during Thanksgiving week. She introduces her consulting service for business owners, then explores the “Five F’s” pillars—Faith, Family, Finances, Fitness, and Fun—offering actionable tips for each. Natalie emphasizes that true gratitude requires action, encouraging listeners to make positive changes in their finances, relationships, health, and joy. She closes with a call to finish the year with gratitude and intention, inviting feedback and connection.

What you will hear:

• Introduction to consulting services for business owners regarding financial statements
• Importance of understanding financial documents for business health and decision-making
• Theme of gratitude during Thanksgiving week as a financial and life strategy
• Practical tips for cultivating gratitude in finances
• Exploration of the "Five F's" pillars related to gratitude: Faith, Family, Finances, Fitness, and Fun
• Faith as a stabilizer during uncertain times and its role in gratitude
• Family as the primary source of identity and strength, emphasizing the importance of relationships
• Stewardship and intentional action in managing finances with a gratitude mindset
• The significance of health and fitness in enjoying wealth and overall well-being
• Encouragement to create joyful experiences and memories, especially during the holiday season

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Trigger Warning: This episode includes sensitive discussions about suicide, trauma, and mental health struggles. Please listen with care. If you or someone you know is in crisis, call or text 988 in the United States for free and confidential support.

Last week, Lindsay Stadel shared the raw and powerful story of surviving her suicide attempt, the moment her life changed, and the truth behind her darkest season. This week, she returns to continue her journey, but from a different perspective. Today is about what came after. The rebuilding. The forgiveness. The trust she had to earn back. The marriage that strengthened. The businesses she and her husband Tim built with their family. And the purpose that grew from her pain.

Before we dive in, I introduce Lindsay again for listeners who are new or did not hear last week’s episode. Lindsay is a wife, mother, grandmother, and multi business entrepreneur. Alongside Tim, she helps run four thriving companies: Stadel Farms Inc, S and S Harvesting LLC, Flint Hills Transport LLC, and TLS Logistics LLC. Beyond the incredible work she does in agriculture and logistics, Lindsay is a mental health advocate whose mission is to help others choose life, faith, and purpose every single day.

This week, we explore how her healing journey transformed her family, her marriage, and her businesses, and how sharing her story is now changing lives far beyond her community.

What you will hear:

• Why rebuilding after trauma takes time, honesty, and support
• How Lindsay earned back trust with her children, stepchildren, and loved ones
• The emotional journey her husband Tim navigated as he supported her
• How their family grew stronger by talking openly and facing the hard conversations
• The story behind their four businesses and how they built them together
• Why Lindsay now writes, speaks, and advocates for mental health
• Her next mission as a breakthrough coach and storyteller
• The reminder that healing is not only personal, it is generational
  
  

Connect with Lindsay Stadel:
 Website: https://lindsaystadel.com/
Facebook Group: https://www.facebook.com/groups/1778579802867924/
YouTube: https://www.youtube.com/@LindsayStadel

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Trigger Warning: This episode contains sensitive discussions about suicide and mental health struggles.

In this deeply moving episode of "Chat with Nat: Conversations That Count," host Natalie Kime welcomes entrepreneur and mental health advocate Lindsay Stadel. Lindsay bravely shares her journey through childhood trauma, abusive relationships, postpartum depression, and the loss of her father, culminating in a suicide attempt. She discusses the stigma around mental health, the importance of seeking help, and how she transformed her pain into purpose. Lindsay’s story is one of resilience, hope, and advocacy, offering support and understanding to others facing similar battles.

What you will hear:

• Personal journey of surviving severe mental health struggles
• Discussion of suicidal ideation and a suicide attempt
• Impact of childhood trauma and subsequent life challenges
• Experiences with abusive relationships and postpartum depression
• Importance of mental health advocacy and breaking stigma
• The significance of seeking help and support
• Transformation of pain into purpose and resilience
• The role of family and relationships in recovery
• The importance of sharing personal stories to foster understanding
• Encouragement for others to prioritize mental health and seek help

Connect with Lindsay Stadel:
https://lindsaystadel.com/

Facebook Group: You Are Enough
https://www.facebook.com/groups/1778579802867924/

YouTube: https://www.youtube.com/@LindsayStadel

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this solo episode of Chat with Nat Conversations That Count, host Natalie Kime explores the transformative power of gratitude, organizing her insights around her guiding “Five F’s”: Faith, Family, Finance, Fitness, and Fun. Through inspiring stories and personal reflections, Natalie illustrates how practicing gratitude in each area can unlock peace, prosperity, and purpose. She encourages listeners to embrace daily gratitude, celebrate small joys, and focus on what truly matters. The episode concludes with a gratitude challenge, inviting everyone to reflect on and share what they’re thankful for in each of the Five F’s.

What you'll learn:

• The transformative power of gratitude in daily life.
• The "Five F's" framework: Faith, Family, Finance, Fitness, and Fun.
• The role of gratitude in fostering resilience during difficult times.
• Stories illustrating gratitude in various contexts, including historical examples.
• The importance of appreciating family and relationships over perfection.
• Financial gratitude and recognizing opportunities for growth and giving.
• Reframing fitness as a privilege and expressing gratitude for the body's capabilities.
• The significance of joy and fun as essential components of a fulfilling life.
• Daily practices to cultivate gratitude and its impact on overall well-being.
• The interconnectedness of gratitude, joy, and intentional living.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

n this episode of "Chat with Nat: Conversations That Count," host Natalie Kime welcomes Kevin Saint John, founder of Boomin Business Solutions, to discuss the realities of entrepreneurship. Together, they explore how small business owners can overcome overwhelm, boost profits, and reclaim their time by implementing smarter systems, focusing on profit over revenue, and building strategic partnerships. Kevin shares actionable strategies for scaling sustainably, empowering teams, and achieving work-life balance, while Natalie emphasizes the importance of financial clarity and intentional planning. Listeners are encouraged to audit their business systems and connect with Kevin for expert guidance.

What you'll hear:

• Entrepreneurship and small business challenges
• Strategies for business growth and increasing profits
• Importance of financial understanding and profit margins
• Transitioning from technician to CEO mindset
• Implementing systems and automation to reclaim time
• The role of strategic partnerships in expanding revenue
• Cost control and pricing strategies for profitability
• The significance of niching down and identifying ideal clients
• Leadership development and employee empowerment
• Holistic approaches to business success and personal fulfillment

Contact Kevin: https://boominbusinesssolutions.com/

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Chat with Nat," host Natalie Kime welcomes Kim Korven, a retired lawyer and mediator, to discuss building a better, more peaceful divorce. Kim shares her personal and professional insights on navigating divorce without costly legal battles, emphasizing heart-centered communication, mediation, and the well-being of children. Together, they explore practical strategies for reducing conflict, setting boundaries with loved ones, and protecting both emotional and financial health. The episode offers compassionate advice and resources for anyone seeking a dignified, cooperative approach to divorce and family transitions.

What you'll hear:

• Emotional and financial challenges of divorce
• Alternative approaches to divorce, such as mediation and collaborative divorce
• Importance of a heart-centered perspective in divorce
• The outdated nature of the legal divorce system
• Strategies for reducing conflict and costs during divorce
• The significance of maintaining family relationships post-divorce
• The role of rituals in processing divorce and fostering communication
• Navigating societal expectations and stigma surrounding divorce
• Practical advice for a peaceful divorce process
• The long-term benefits of prioritizing children's well-being during and after divorce

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Chat with Nat, host Natalie Kime explores how investing in fitness transforms every area of life—boosting productivity, earnings, mental health, faith, and relationships. Sharing her personal health journey, Natalie discusses the science behind exercise, practical routines, and the ripple effect of healthy habits within families. She highlights the integration of faith and fitness, and encourages listeners to make consistent “deposits” into their fitness bank. With relatable stories and actionable advice, Natalie inspires her audience to prioritize physical health as the foundation for a vibrant, successful, and fulfilling life.

What you'll learn:

• The transformative power of fitness and its impact on overall well-being.
• The relationship between physical health and productivity, earnings potential, and career success.
• Personal health journey and the importance of a consistent morning routine.
• Scientific studies linking exercise to improved mental health and reduced sick days.
• The integration of faith and fitness, using movement as a form of worship and mindfulness.
• The ripple effect of healthy habits on family relationships and community.
• The connection between physical fitness and mental clarity, resilience, and emotional well-being.
• Strategies for making fitness approachable and sustainable in daily life.
• The importance of strength training, especially for women, to combat age-related health issues.
• Encouragement to view fitness as a vital investment in personal and professional success.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

We talk a lot about hustle, goals, and growth, but what about joy? This week on Chat with Nat, I am diving into one of my favorite F’s, Fun, and why it is not a luxury but a necessity.

After a full weekend at a company event, my voice might be scratchy, but my heart is full. Between laughter with friends, late-night stories, and silly moments that cost nothing, I was reminded how essential fun is for our health, relationships, and finances.

From spontaneous laughter to dancing in the kitchen, fun is the glue that holds the rest of life together. I will share research, personal stories, and practical ideas you can apply right away to add more fun to your days without breaking your budget.

What you will hear:

• How fun reduces stress, boosts happiness, and strengthens relationships
  
  
• The “fun fund” method for budgeting joy into your finances
  
  
• Why couples and families who play together grow stronger bonds
  
  
• Ways to add small moments of joy into everyday routines
  
  
• How fun in the workplace increases productivity and creativity
  
  
• My fall hot take on why the colors of the season are the real MVP
  
  

Fun is one of the five F’s that keep our lives in harmony: Faith, Family, Finance, Fitness, and Fun.
 Listen in for laughter, lessons, and a reminder to make time for joy.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Faith shows up in many forms: trust in people, confidence in yourself, and belief in something bigger. In this episode of Chat with Nat, I explore what faith really means and how it carries us through the hardest seasons of life.

We talk about how faith in humanity fuels kindness, why faith in yourself strengthens resilience, and how faith in a higher power creates hope and purpose. I also share stories from my own journey, from stepping into entrepreneurship with no guarantees to caring for my parents, and how faith carried me through.

What you’ll hear:

• The 24-hour money rule and how it prevents emotional spending
  
  
• Why faith in humanity is alive and well, even when headlines say otherwise
  
  
• How gratitude strengthens faith and restores perspective
  
  
• Why building faith in yourself makes you three times more likely to achieve long-term goals
  
  
• How leaning into a higher power creates peace, resilience, and purpose
  
  
• Ways to connect your faith in humanity, yourself, and beyond to fuel your goals
  
  

If you have ever felt overwhelmed, uncertain, or disconnected, this episode will remind you that faith is the foundation for growth, resilience, and joy.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

As parents, we have all been there: meltdowns in the grocery store aisle, long days that test our patience, or wondering if we are doing enough to raise resilient kids. In this episode of Chat with Nat, I sit down with Dr. Kristen Cook, a pediatrician with 15 years of clinical experience, podcast host, and author of the upcoming book Parenting Redefined.

We explore practical strategies for emotional regulation, why your calm sets the tone for your child’s success, how to shift from reaction to reflection, and why modeling matters more than perfection. Kristen shares her powerful “duck on a pond” technique, insights on picky eating, and how to navigate tough topics like bullying with both compassion and clarity.

What you’ll hear:

• Why emotional regulation in parents sets the foundation for kids’ resilience
  
  
• The “duck on a pond” method to pause before reacting
  
  
• How to see picky eating as brain development, not defiance
  
  
• Why modeling behavior matters more than being perfect
  
  
• How to address bullying while teaching kids empathy and strength
  
  
• The importance of showing up for yourself so you can show up for your children

If you have ever wondered how to raise kids who thrive emotionally and financially while protecting your own peace, this conversation is for you.

When you're done, catch Kristen's podcast -here-

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

If something happened to you tomorrow, would your family be financially okay? In this episode of Chat with Nat, I pull back the curtain on life insurance—what it is, how it works, and why it’s more affordable than most people think. I share my own story about my parents’ lack of coverage, the lessons I’ve learned as a financial professional, and how you can protect your family today.

We cover the different types of life insurance (term, whole, IUL, and final expense), the game-changing role of living benefits, and practical steps like reviewing your beneficiaries. And in true Nat fashion, we wrap with a hot take—why pumpkin spice should not be seasonal and how that lesson applies to financial planning.

This episode will leave you informed, inspired, and ready to take action.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In the very first guest episode of Chat with Nat, host Natalie Kime welcomes Julie DeLucca-Collins, founder of Go Confidently Services, and her husband Dan Collins, co-founder of Casa De Confidence Productions.

Julie shares her leap from corporate executive to entrepreneur after a pandemic layoff, and Dan reveals what it’s like to support and build alongside her. Together they talk about confidence, partnership, radical candor, and what it really takes to grow a business and a relationship that lasts.

Expect plenty of warmth, candid insights, and encouragement to take bold steps toward your dreams—even if you have to “do it scared.”

What you’ll hear in this episode:

• Julie’s story of transition from corporate to entrepreneurship
• How COVID-19 opened the door for reinvention
• Why empowering women creates ripple effects in families and communities
• Radical candor and compassion in business and relationships
• The role of support systems and “believing mirrors”
• Why small, imperfect steps are the key to building confidence
• The rewards (and real talk) of working with your spouse

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Get excited — this is the premiere of Chat with Nat: Conversations that Count! After hosting Nickels and Dimes, I realized life is about more than just money. That is why this new podcast dives into the five pillars that shape our lives: faith, family, finance, fitness, and fun.

In this very first episode, I share the heart behind the rebrand, the lessons I have learned from my own journey, and how these pillars continue to guide me through challenges, caregiving, career transitions, and finding joy in everyday moments.

You will hear real talk, honest stories, and practical wisdom that will inspire you to take small but meaningful steps toward a life of confidence, purpose, and financial freedom. And yes, there will be laughter along the way.

If you are ready for conversations that truly count, this is the perfect place to start.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Welcome back! I’m so excited to share some big news—Nickels and Dimes is officially becoming Chat with Nat! 🎉

This episode marks the start of a new chapter where we go beyond just the numbers. Yes, I’ll still be talking about money, retirement planning, and financial freedom—but now, we’ll also dig deeper into the mindset, confidence, and real-life conversations that shape how we live and what legacy we leave.

Here’s what you’ll discover in this episode:

• Why I decided to rebrand the show and what Chat with Nat is all about
• How my own financial and life journey inspired this shift
• The new topics and conversations you can look forward to (money, mindset, life, and legacy)
• Why financial freedom is about more than just dollars—it’s about building confidence and creating options for your future

This show is here to make finances simple, approachable, and empowering. Together, we’ll talk about real challenges, practical tools, and inspiring stories to help you build the confidence to take control of your money and your life.

✨ If you’re ready for honest conversations and actionable strategies to create financial freedom on your terms, you’re in the right place. Welcome to Chat with Nat!

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes," host Natalie Kime explores the financial struggles of the sandwich generation, those supporting both aging parents and children. She discusses common challenges like outliving savings, unexpected care costs, debt, and guilt, while sharing statistics on the group’s stress. Natalie offers practical strategies, including purposeful budgeting, insurance protection, retirement saving, legacy planning, and seeking financial help. Emphasizing self-care and small, actionable steps, she encourages listeners to take control of their finances, providing hope and guidance for those feeling overwhelmed by multigenerational responsibilities.

• Financial challenges faced by the sandwich generation
• Emotional and financial stress related to caregiving responsibilities
• Statistics on the financial strain experienced by caregivers
• Major financial concerns: outliving retirement savings, unexpected care costs, debt, and budget strain
• The impact of emotional guilt on financial decision-making
• The absence of a clear financial roadmap for managing competing demands
• Practical strategies for financial management and empowerment
• Importance of budgeting with purpose and prioritizing protection through insurance
• Encouragement to save for retirement, even in small amounts
• The value of seeking financial help and education for better decision-making

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Nickles and Dimes, host Natalie Kime welcomes Lea Appleton, bestselling author, professional coach, and founder of Wild Wayfinding. Together, they explore mindful living, resilience, and navigating life’s changes through walking and wayfinding. Lea shares her journey from burnout to coaching, her experiences with health challenges, and her new blog HipHiker.com. The conversation highlights embracing uncertainty, aging well, and the power of intentional, mindful practices. Natalie and Lea also discuss their upcoming collaborative retreat, blending mindful walking with financial well-being to help others find clarity and purpose on their unique paths.

Key points:

• Mindful living and its importance in personal growth.
• The concept of wayfinding as a metaphor for navigating life’s uncertainties.
• The transition from a demanding career to coaching and writing.
• Experiences with burnout and the journey to recovery.
• The impact of aging on identity and physical well-being.
• The significance of resilience in facing life’s challenges.
• The role of walking as a mindful practice for clarity and reflection.
• The creation of a blog focused on aging well and staying active.
• The interconnectedness of various aspects of well-being (physical, mental, financial).
• Upcoming collaboration projects that combine walking and financial well-being discussions.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Health is Wealth. A Story of Transformation and Purpose

On this episode of Nickels and Dimes, host Natalie Kime welcomes Amber Rickabaugh to discuss the journey of transformation and purpose after 50. Together, they explore the challenges women face in midlife, shifting health, identity, and confidence, and how these changes impact financial futures. Amber shares her personal story of reclaiming health and self-worth, while Natalie offers practical financial advice. Their conversation is filled with empowering insights and actionable strategies, inspiring women to embrace this new chapter with courage, clarity, and a renewed sense of purpose.

• Life after 50 and its transformative opportunities for women.
• Navigating health changes, including menopause and physical well-being.
• The importance of reclaiming identity and confidence in midlife.
• Strategies for setting realistic personal and financial goals.
• The role of fitness and nutrition, including Pilates and intermittent fasting, in maintaining health.
• Overcoming emotional barriers and confidence issues faced by women.
• The significance of planning for the future, including financial security and legal affairs.
• Challenging societal myths about aging, strength, and self-worth.
• The concept of "pursuing your spark" and embracing personal growth.
• The importance of resilience, adaptability, and setting boundaries in midlife.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Health is Wealth. A Story of Transformation and Purpose

In this episode of Nickels and Dimes, host Natalie Kime welcomes health coach Amber Rickabaugh to discuss the vital connection between health and financial freedom. Amber shares her inspiring journey overcoming fibromyalgia, arthritis, and weight struggles, and how these challenges led her to become a health coach transforming thousands of lives. Together, Natalie and Amber explore sustainable health habits, the power of community support, and the importance of personalized coaching. Their conversation highlights how prioritizing health can unlock greater purpose, energy, and success in all areas of life.

• The significance of health in achieving success and financial freedom.
• Personal health journeys and challenges faced by high performers.
• The impact of chronic conditions like fibromyalgia and arthritis on health and lifestyle.
• The role of sustainable health programs in weight loss and overall well-being.
• The importance of nutrition and dietary choices in managing health.
• The benefits of community support in health and wellness journeys.
• Strategies for maintaining healthy habits during travel and busy schedules.
• The relationship between emotional health, mindset, and physical well-being.
• The process of becoming a health coach and helping others optimize their lives.
• The integration of health and financial wellness in personal development.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes," host Natalie Kime shares her personal journey of becoming a full-time caregiver for her aging parents after a pivotal doctor’s appointment. She candidly discusses the emotional and physical toll of caregiving, the challenges of balancing her business, and the importance of self-care. Natalie describes reaching a breaking point, seeking help, and reclaiming her health and identity. She encourages listeners to prioritize their own well-being, ask for support, and reminds them that it’s possible to find balance and rediscover themselves, even amid life’s most demanding seasons.

Key points:

• Transition to full-time caregiving for aging parents
• Emotional and logistical challenges of caregiving from a distance
• The impact of caregiving on personal health and identity
• The struggle with asking for help and feelings of isolation
• Recognizing the need to prioritize personal well-being
• The journey of reclaiming health through nutrition and support
• The importance of self-care and setting boundaries
• Financial wellness as part of holistic self-care
• The role of faith and community in navigating caregiving challenges
• Encouragement for caregivers to prioritize themselves and seek support

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime delivers a motivational solo talk for dreamers and doers feeling stuck or uncertain. She shares her personal journey, client success stories, and actionable strategies for turning dreams into reality, emphasizing clarity, specific goal-setting, daily habits, and the power of a supportive environment. Natalie encourages listeners to define their “why,” break goals into manageable steps, embrace discomfort, and start taking action today. The episode is an inspiring call to stop waiting for the perfect moment and begin building the life you truly want now.

Key points:

• Addressing feelings of uncertainty and exhaustion in pursuing dreams
• The importance of clarity in defining dreams and setting specific goals
• Breaking down goals into manageable steps for actionable progress
• Understanding and connecting with one's emotional "why" behind goals
• The significance of visualization in achieving goals
• Building consistent habits and systems to support goal attainment
• Embracing discomfort as a necessary part of growth and change
• The role of a supportive environment and accountability in achieving success
• Learning from mentors and successful individuals to replicate proven strategies
• Taking immediate action to turn dreams into reality rather than waiting for the perfect moment

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime explores how inflation and high-interest rates are silently eroding Americans’ wealth. She shares real-life stories to illustrate the dangers of stagnant savings and high-interest debt, and emphasizes the importance of having a proactive financial strategy. Natalie offers practical solutions—like indexed accounts, life insurance with living benefits, and fixed index annuities—to help listeners protect and grow their money. She encourages everyone to set clear financial goals and take action, reminding listeners that financial freedom is possible with the right knowledge and planning.

Key points:

• Impact of inflation on purchasing power and savings
• Dangers of high-interest debt and its long-term effects
• Importance of having a comprehensive financial strategy
• Need for proactive financial management versus reactive approaches
• Setting clear financial goals to guide decision-making
• Steps to assess current financial situations
• Developing a wealth strategy that includes protection and growth
• Financial education as a tool for empowerment
• Opportunities for financial growth through alternative investments
• Encouragement to take action and utilize available resources for financial planning

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Nickles and Dimes, host Natalie Kime explores the evolving meaning of the American Dream. Through personal stories and practical advice, the guest challenges the idea that the dream is dead, highlighting its continued relevance for those willing to pursue it. Listeners are encouraged to define their own dreams, build financial literacy, and take ownership of their futures. The episode emphasizes that the American Dream is about freedom, opportunity, and personal fulfillment, and offers actionable steps for achieving financial independence, regardless of background or circumstance.

Key points:

• The evolution and relevance of the American Dream in contemporary society.
• Personal anecdotes illustrating the speaker's family history and financial journey.
• The importance of financial literacy and ownership in achieving dreams.
• Practical steps for defining personal dreams and tracking finances.
• The impact of modern challenges such as stagnant wages and student loan debt on the American Dream.
• Diverse interpretations of the American Dream and its personal nature.
• The significance of taking action and not waiting for the perfect moment to pursue goals.
• The role of financial independence and multiple income streams in the modern American Dream.
• Encouragement to seek help from financial coaches or mentors for guidance.
• A call to action for listeners to take control of their financial futures and pursue their dreams actively.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Nickels and Dimes, host Natalie Kime explores how families can enjoy summer fun without financial stress. Drawing from her own experience as a single parent, Natalie shares practical tips for planning budget-friendly activities, such as setting a seasonal budget, exploring local options, and prioritizing meaningful memories over expensive trips. She encourages listeners to be intentional with spending, use community resources, and share their summer adventures online. Natalie wraps up by offering a free summer budget planner and invites listeners to tune in next week for a discussion on the American Dream.

Key points:

• Financial challenges of planning summer vacations for Americans
• Reliance on credit cards without clear repayment strategies
• Personal experiences of a single parent managing a tight budget
• Importance of intentional spending during summer
• Practical tips for budget-friendly summer activities
• Setting a seasonal budget for summer fun
• Reverse engineering fun activities to manage costs
• Exploring local options and free or low-cost community events
• Focusing on creating memories rather than overspending
• Encouragement to share summer experiences on social media and foster community engagement

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes," host Natalie Kime explores the importance of financial safety in recognition of National Safety Month. Drawing from personal experience, she discusses building a financial safety net to protect against emergencies, job loss, market downturns, and identity theft. Natalie covers essential steps like creating an emergency fund, obtaining proper insurance, and safeguarding against fraud. She emphasizes proactive planning, budgeting, and seeking professional guidance, encouraging listeners to take action now to secure their financial future and withstand life’s unexpected challenges.

Key points:

• Importance of financial safety in relation to National Safety Month
• Building a financial safety net to protect against unexpected financial shocks
• Personal experiences with financial challenges and the need for preparation
• Establishing an emergency fund (3 to 6 months of expenses, aiming for a year)
• Importance of various types of insurance (life, disability, long-term care)
• Protecting against identity theft and fraud
• Common detrimental financial habits (living paycheck to paycheck, not tracking expenses)
• Strategies for short-term, mid-term, and long-term financial planning
• Importance of working with licensed financial professionals for tailored guidance
• Encouragement to take proactive steps for financial security and preparedness

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes," host Natalie Kime shares her personal journey with her mother’s dementia diagnosis, highlighting the importance of early recognition, open communication, and proactive planning for Alzheimer’s care. Natalie discusses distinguishing normal aging from warning signs, navigating difficult family conversations, and establishing legal and financial plans. She emphasizes seeking support, utilizing resources like the Alzheimer’s Association, and cherishing time with loved ones. The episode serves as a heartfelt call to action for families to address cognitive decline early and support one another through the challenges of dementia.

Key points:

• Discussion of Alzheimer's disease and dementia, including signs and symptoms.
• Differentiation between normal aging and potential Alzheimer's indicators.
• Importance of early recognition and proactive planning for families.
• Personal experiences related to a family member's dementia diagnosis.
• Strategies for having difficult conversations about cognitive decline.
• Resources available for families, including support groups and the Alzheimer's Association.
• Legal and financial planning for long-term care, including living trusts and powers of attorney.
• Emotional challenges faced by caregivers and the need for self-support.
• Encouragement for families to document symptoms and seek medical advice.
• Emphasis on the value of open communication and community support in navigating dementia care.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime explores the concept of "yo-yoing" in personal finances, a cycle of fluctuating between saving and overspending. Natalie discusses emotional and psychological factors like emotional spending and lack of budgeting that contribute to this behavior. She emphasizes tracking expenses, creating a flexible financial plan, and automating savings to break the cycle. Sharing her personal financial struggles, Natalie offers practical advice for achieving financial stability and invites listeners for a complimentary financial checkup to help them create personalized financial plans.

Key points:

• Concept of "yo-yoing" in personal finances
• Emotional and psychological factors influencing financial behavior
• Impact of emotional spending and impulsive purchases
• Statistics on Americans living paycheck to paycheck
• Importance of having a structured budgeting system
• Strategies for tracking expenses and identifying spending patterns
• Creation of a flexible financial plan that allows for leisure activities
• Benefits of automating savings and bill payments
• Personal experiences with financial struggles and resilience
• Encouragement to have fun within a budget and assign purpose to every dollar

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes," host Natalie Kime dedicates the discussion to Memorial Day, emphasizing its significance in honoring U.S. military personnel who died in service. Natalie shares personal reflections, stories of local fallen heroes, and the profound impact on Gold Star families. She highlights the importance of remembering these sacrifices, encouraging listeners to visit memorials, participate in the National Moment of Remembrance, and support military families. Through poignant anecdotes and heartfelt gratitude, Natalie underscores the collective responsibility to honor and remember the heroes who paid the ultimate price for freedom.

• Significance of Memorial Day as a day of reflection and gratitude.
• Distinction between Memorial Day and other military observances like Veterans Day.
• Historical context of military personnel lost in service since 1775.
• Personal stories of local heroes from the speaker's community who died in Vietnam.
• Impact of loss on families, particularly Gold Star families.
• The role of memorials in honoring fallen soldiers and their stories.
• Personal reflections on grief and remembrance through social media.
• Encouragement to honor the fallen through storytelling and community support.
• Importance of pausing to remember during celebrations and gatherings.
• Acknowledgment of the sacrifices made for freedom and the responsibility to keep their memory alive.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime welcomes Deb Porter, a United Methodist pastor and active listening expert. They discuss the emotional challenges of caregiving, particularly Deb's experience with her husband's health issues. Deb emphasizes the importance of active listening and creating safe spaces for emotional expression. Natalie shares her own caregiving and financial stress experiences, highlighting the significance of empathy and support. The episode underscores the transformative power of being heard and validated, encouraging listeners to foster a culture of understanding and compassion in their communities.

• Caregiving and its emotional challenges
• The significance of active listening in providing support
• Mental health awareness and the stigma surrounding it
• Personal experiences of caregivers and their journeys
• The importance of creating a safe space for emotional expression
• The concept of the emotional scale and its relevance in therapy
• The role of community support in caregiving
• The disconnect between listening and hearing in communication
• Strategies for effective emotional support without offering solutions
• The metaphor of kintsugi as a symbol of healing and value in experiences

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this solo episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime explores the vital link between financial health and mental well-being. She shares personal stories of financial struggles and the relief of achieving financial goals. Natalie emphasizes that managing finances can alleviate stress and anxiety, offering five strategies to boost both financial and mental health: budgeting without guilt, automating finances, discussing money openly, celebrating small wins, and seeking professional support. Her message is one of empowerment, encouraging listeners to take actionable steps toward financial stability and improved mental health.

Key points:

• The connection between financial health and mental well-being.
• The impact of financial stress on anxiety and overall mental health.
• Personal experiences with financial struggles and the relief from achieving financial goals.
• The prevalence of financial stress among Americans.
• Strategies for improving financial and mental health.
• The importance of budgeting without guilt as a tool for empowerment.
• The benefits of automating finances to reduce stress.
• The significance of open discussions about money to normalize financial struggles.
• The value of celebrating small financial achievements to maintain motivation.
• The importance of seeking support from financial and mental health professionals.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this solo episode of "Nickels and Dimes," host Natalie Kime delves into National Military Appreciation Month and Mental Health Awareness Month. Reflecting on her experiences as a "Navy brat" and "Marine mom," Natalie expresses gratitude for military service members and highlights the financial and mental health challenges they face. She emphasizes the importance of financial literacy and support systems for veterans transitioning to civilian life. Natalie encourages listeners to actively engage with military communities, foster conversations about mental health, and provide resources to help those in need. The episode concludes with a call to action for ongoing support and appreciation for military families.

• National Military Appreciation Month and its significance
• Mental Health Awareness Month and its relevance to military personnel
• Financial literacy challenges faced by military members and veterans
• The emotional toll of military service on individuals and families
• The importance of financial education and resources for transitioning veterans
• The stigma surrounding mental health issues in the military community
• Encouragement for community engagement and support for military families
• The interconnectedness of financial security and mental health
• The need for open conversations about mental well-being
• A call to action for ongoing appreciation and support for military service members and veterans

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this solo episode of "Nickels and Dimes," host Natalie Kime celebrates the podcast's first anniversary and delves into the concept of a "you fund." She emphasizes its importance for financial security, especially for caretakers juggling responsibilities. Natalie outlines key components of a you fund, including emergency savings, insurance, personal development, and seed money for future opportunities. She provides practical advice on budgeting, automating savings, and starting small. Throughout the episode, Natalie encourages listeners to prioritize their own financial well-being to better support others, ultimately aiming for long-term financial freedom and stability.

• Concept of a "you fund" as a personal financial reserve for security and wealth building.
• Importance of financial preparedness for caretakers balancing multiple responsibilities.
• Prioritizing personal financial well-being to effectively support others.
• Key components of a well-structured you fund: emergency savings, insurance protection, personal development investment, and seed money for future opportunities.
• Statistics highlighting the benefits of having an emergency fund.
• Mindset shift required to prioritize financial health and independence.
• Practical advice on budgeting, automating savings, and starting small.
• Importance of protecting wealth through insurance and exploring growth-oriented financial products.
• Encouragement to invest in assets that generate wealth and passive income streams.
• Call to action for listeners to take steps toward building their you fund and seek personalized guidance.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this solo episode of "Nickels and Dimes," host Natalie Kime discusses the crucial topic of planning for long-term care and living benefits for aging parents and oneself. She emphasizes the importance of proactive financial planning to avoid emotional and financial stress. Drawing from personal experiences, Natalie highlights the need for conversations about care needs, understanding the costs, and exploring funding options like long-term care insurance and Medicaid planning. She urges listeners to prepare legal documents and have open discussions with family members to ensure peace of mind and prevent potential conflic

• Importance of planning for long-term care and living benefits for aging parents and oneself.
• Emotional and financial stress associated with unexpected care needs.
• Key questions to consider regarding future care and assistance.
• Personal experiences related to family care and the impact of dementia.
• Overview of daily assistance needs encompassed by long-term care.
• Statistics on the likelihood of requiring long-term care for individuals over 65.
• Breakdown of average annual costs for various types of long-term care.
• Misconceptions about Medicare coverage for long-term custodial care.
• Funding options for long-term care, including insurance and annuities.
• Importance of proactive planning and open discussions about future care wishes.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this solo episode of "Nickels and Dimes," host Natalie Kime tackles the often uncomfortable topic of financial conversations within families. She emphasizes the importance of discussing money matters with parents and children to foster understanding and ensure a healthy financial future. Natalie shares practical tips for initiating these discussions, such as starting with open-ended questions and respecting the dignity of aging parents. She also highlights the value of teaching children about financial literacy from a young age. Through personal anecdotes, Natalie illustrates the complexities and emotional weight of these conversations, advocating for love, clarity, and confidence.

• Importance of discussing financial matters within families
• Emotional and practical challenges of money conversations
• Strategies for initiating discussions with parents and children
• Respecting dignity and emotions during financial discussions
• The role of caregivers and the emotional weight of these conversations
• Teaching children financial literacy and responsibility
• Sharing financial successes and lessons learned with children
• Empowering children with a positive mindset about money
• Navigating conversations with confidence and clarity
• The necessity of ongoing dialogue and revisiting financial topics over time

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this solo episode of the "Nickels and Dimes" podcast, host Natalie Kime emphasizes the importance of protecting your financial foundation. She discusses key components such as steady income, budgeting, emergency funds, debt management, and essential protection measures like life insurance and legal documents. Natalie highlights potential threats to financial stability, including job loss, illness, and market volatility, and offers practical strategies for safeguarding one's financial future. She encourages listeners to be proactive in financial planning, seek professional advice, and share this vital information with others who may benefit.

• Importance of protecting one's financial foundation
• Key components of financial planning: steady income, budgeting, emergency funds, debt management, and basic protection
• Strategies for maintaining financial stability during crises (e.g., job loss, illness)
• The role of life insurance in financial security and wealth building
• Types of life insurance: term vs. permanent insurance
• Importance of health insurance and managing medical costs
• Legal documents necessary for financial protection (wills, trusts, powers of attorney)
• Liability protection and the benefits of umbrella insurance
• The significance of diversifying income streams and proactive financial planning
• Encouragement to seek personalized financial advice and identify gaps in financial plans

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Today we’re kicking off Financial Literacy Month—but with a focus on a group of people who don’t get talked about enough: the sandwich generation.

If you’re supporting your kids and helping care for aging parents—all while trying to keep your own life, career, and financial goals on track—this episode is for you.

Why Financial Literacy Month Hits Different for the Sandwich Generation

Let’s be real—financial literacy isn’t a nice-to-have for us. It’s a survival skill.

You’re stretched between college savings and caregiving costs…

Between trying to retire one day and making sure your parents don’t run out of money today…

Between wanting to build wealth and just wanting to breathe.

And if no one’s ever told you this—you’re doing an incredible job.

But I also want to remind you: you deserve a plan too. You deserve peace, not just pressure. Financial Literacy Month is your reminder that your goals still matter, and they can be achieved with clarity, strategy, and support.

The 5 Money Moves Every Sandwich Generation Member Needs to Know

Here’s what we’re breaking down this month:

1.Protect Your Foundation – Emergency funds, life insurance, and estate planning aren’t optional when you’re the go-to person for everybody else.

2.Communicate With Your Parents & Kids – Money conversations can be awkward, but they’re essential. We’ll walk through how to have them with love and confidence.

3.Make a Plan for Long-Term Care – For your parents, and eventually, for yourself. We’ll talk options that don’t break the bank.

4.Create a “You Fund” – Whether it’s retirement, a dream house, or your peace of mind—your goals have to stay in the picture.

5.Build Wealth Intentionally – We’ll cover how to invest, grow, and protect your money even when life feels chaotic.

What to Expect This Month

Every week, we’re going deeper. Expect:

•Guest interviews with experts in elder care, college planning, and financial strategy

•Real-life stories from people just like you

•And bite-sized, actionable steps that help you feel less overwhelmed and more in control

We’re not just surviving this season—we’re setting up the next generation and securing our own future too.

 Your Action Step This Week

This week, I want you to take one honest look at your finances. What area is causing the most stress? Is it:

•Covering care for a parent?

•College creeping up for your teen?

•Feeling behind on retirement?

Pick one, and take the first step. That might be scheduling a conversation, reviewing a policy, or even just wri

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this solo episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime delves into the impending $30 trillion wealth transfer to women in the U.S. Natalie discusses the importance of financial readiness, emphasizing education, confidence, and proactive planning. She outlines key pillars for managing wealth, including reviewing expenses, building financial confidence, establishing control, collaborating with professionals, and legacy planning. Natalie encourages women to take charge of their financial futures, engage in meaningful financial conversations, and prepare to create lasting legacies. She concludes by offering a free Wealth Power Checklist and urging listeners to share the episode.

• Significant wealth transfer to women in the U.S. estimated at $30 trillion.
• Importance of financial education and confidence for women managing wealth.
• Barriers women face in financial discussions and decision-making.
• Implications of wealth transfer on investment decisions, estate planning, and legacy creation.
• Need for proactive financial planning and conversations.
• Five pillars of financial readiness: awareness, building confidence, establishing control, collaboration, and legacy planning.
• Importance of reviewing subscriptions and managing expenses.
• Overcoming barriers to financial leadership and pursuing financial aspirations.
• Encouragement to take action in financial planning and wealth management.
• Social impact of women's wealth on families, communities, and closing wealth gaps.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime delves into the financial challenges faced by female caregivers, in honor of International Women's Month. She emphasizes the importance of proactive financial planning, sharing personal anecdotes about her experiences as a caregiver. Natalie discusses the financial burdens of caregiving, including out-of-pocket expenses, lost wages, and reduced retirement savings. She encourages listeners to prioritize their own financial well-being, explore available resources, and engage in difficult but essential financial conversations with loved ones. The episode offers practical advice and support for women navigating the complexities of caregiving.

• Financial challenges faced by female caregivers
• Importance of financial planning for caregivers
• Difficult conversations about financial matters with loved ones
• Financial implications of caregiving, including out-of-pocket expenses and lost wages
• Impact of caregiving on retirement savings and career trajectories
• Hidden costs of caregiving, such as healthcare and home modifications
• Resources available for caregivers, including government programs and employer support
• Importance of self-care and mental health for caregivers
• Building a support network for caregivers
• Long-term vision for financial independence and retirement planning.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime welcomes guest Wini Griffin. They discuss the vital role of financial education, especially for women and single mothers. Winnie, a single mother of three and military service member, shares her transformative journey into financial literacy, sparked by a pivotal book. She emphasizes the importance of financial planning, including life insurance, to create generational wealth and stability. The episode underscores the impact of financial education on overcoming challenges and the need for proactive financial planning to secure a better future for families.

• Importance of financial education for achieving financial freedom.
• Personal stories of overcoming financial challenges, particularly for single mothers.
• The impact of financial literacy on creating generational wealth.
• The role of community in supporting financial education and literacy.
• Challenges faced by families in small towns regarding financial management.
• The effects of gentrification on long-time residents and their financial stability.
• Emotional aspects of financial management and spending habits.
• The significance of life insurance in financial planning for families.
• Encouragement for open conversations about finances and seeking help.
• The transformative power of financial knowledge in breaking cycles of financial struggle.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes," host Natalie Kime celebrates International Women's Month by emphasizing the importance of financial education for women. She highlights historical figures like Abigail Adams and Maggie Lena Walker, who significantly contributed to women's financial independence. The episode underscores the challenges women face in achieving financial independence and the necessity of understanding finances. It encourages women to educate themselves, seek mentorship, and engage in financial conversations. The overarching message is to empower women to take control of their financial futures and celebrate the progress made in women's financial independence.

• Celebration of International Women's Month and its significance in financial education for women.
• Historical contributions of women like Abigail Adams and Maggie Lena Walker to financial independence.
• The importance of financial education as a tool for women's empowerment.
• Challenges women face in achieving financial independence, including the gender pay gap and historical barriers.
• The necessity for women to understand their financial situations and take control of their finances.
• Key areas of focus for financial empowerment: earning power, investing, retirement planning, and legacy building.
• Practical steps to increase financial confidence, such as education, budgeting, and networking.
• Real-life success stories of women who have transformed their financial futures.
• Encouragement for women to engage in financial discussions and seek mentorship.
• The overall message of taking action towards financial freedom and independence.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime explores the deep connection between self-worth and financial habits. She shares her personal journey as a single mother and her transition into the financial services industry, highlighting how financial behaviors often reflect self-esteem. Natalie discusses common habits like overspending to impress others, underspending due to feelings of unworthiness, and avoiding financial responsibilities out of fear. She encourages listeners to shift their mindset towards abundance and self-respect, offering practical steps to treat finances as an act of self-love.

• Connection between self-worth and financial habits
• Impact of self-esteem on financial behaviors
• Personal experiences with money management
• Overspending to impress others
• Underspending due to feelings of unworthiness
• Avoidance of financial responsibilities out of fear
• Mindset shift from scarcity to abundance
• Treating finances as an act of self-love
• Importance of setting achievable financial goals
• Encouragement to confront financial realities and make intentional choices

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickles and Dimes," host Natalie Kime and Speaker 1 explore the themes of love, legacy, and financial planning. The speaker shares personal stories about their grandparents and experiences caring for aging parents, emphasizing that a true legacy extends beyond financial wealth to include love, family, faith, and community. They advocate for financial literacy, open family discussions about aging and care, and the importance of charitable giving. The episode encourages listeners to reflect on the legacy they want to leave, focusing on values and positive impact, and to take actionable steps towards achieving it.

• The concept of love and its connection to legacy.
• The importance of leaving a legacy that transcends financial wealth.
• Personal anecdotes about family, particularly grandparents and caregiving experiences.
• The significance of financial literacy and teaching children about money management.
• The necessity of discussing aging and care within families.
• Emotional complexities involved in caring for aging loved ones.
• The idea of financial legacy and strategies for wealth-building.
• The importance of character legacies and the values passed down to future generations.
• The impact of charitable giving and community involvement.
• Encouragement for listeners to reflect on their values and take actionable steps towards building their legacy.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Nickles and Dimes, host Natalie Kime explores self-love through financial wellness, aligning with February's theme of love. Natalie shares her transition from corporate to personal finance, emphasizing self-love's role in financial health. She defines self-love, advocates for a strong financial mindset, and provides practical steps for financial wellness, including life insurance, emergency funds, paying oneself first, managing debt, and estate planning. The episode encourages listeners to view financial management as an act of self-love, empowering them to achieve financial freedom and security.

• The connection between self-love and financial wellness.
• The importance of cultivating a strong financial mindset.
• Defining self-love in the context of personal finance.
• The role of life insurance in financial security and self-care.
• Building an emergency fund as a safety net for unexpected expenses.
• The principle of "paying oneself first" for savings and investments.
• Strategies for managing and reducing debt.
• The significance of estate planning and creating a legacy.
• Viewing financial management as an act of self-love.
• Empowering individuals to take control of their finances for a fulfilling life.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime shares her inspiring journey into the financial services industry. She recounts significant life changes, including career shifts and personal upheavals, that led her to focus on helping others achieve financial stability. Natalie discusses her struggles as a single mother, her education in finance, and the challenges she faced during economic downturns. She emphasizes the importance of financial literacy and her mission to empower individuals and families. The episode serves as both a personal narrative and a call to action for financial education and empowerment.

• Personal journey into the financial services industry
• Significant life changes and career shifts
• Challenges faced as a single mother
• Importance of financial literacy
• Transition from corporate finance to entrepreneurship
• Impact of the COVID-19 pandemic on financial planning
• Building a part-time business while seeking full-time employment
• Growth and development of a financial services business
• Vision for expanding financial education and support
• Encouragement for individuals to take charge of their financial futures

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime converses with Andre Pennington, a top 1% estate attorney and Forbes Financial Council member. Andre shares his journey, emphasizing financial education, personal growth, and legacy. He discusses rebranding his business to Universal Wealth, which offers diverse financial services. Andre reflects on wealth's true nature, stressing that money amplifies character rather than solving problems or buying happiness. He advocates for goal-setting, discipline, and servant leadership, encouraging listeners to align their actions with a greater purpose and inspire others to achieve their potential.

• Financial education and its importance in personal growth
• The concept of legacy and its impact on future generations
• Leadership principles and their application in personal and professional life
• The journey of rebranding a financial services company
• Empowering others to live life on their own terms
• Setting ambitious goals and the discipline required to achieve them
• The role of accountability and community in personal development
• Insights on the relationship between money and happiness
• The significance of self-reflection and gratitude in personal success
• Encouragement to take actionable steps toward financial freedom and personal transformation

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime and guest Tim Parnell explore investing in precious metals, particularly silver. Natalie shares her recent journey into this investment sector, while Tim provides expert insights into the historical significance and market dynamics of precious metals. They discuss the devaluation of the dollar, market manipulation, and the practical aspects of storing silver and gold. Tim emphasizes the importance of understanding the intrinsic value of these metals and offers practical advice for those considering adding precious metals to their investment portfolios.

• Investing in precious metals, particularly silver and gold.
• Personal experiences and journeys into precious metal investments.
• Historical significance and value of precious metals in the financial system.
• Market dynamics and manipulation of precious metal values.
• Comparison of precious metals to more volatile investments like stocks.
• Practical advice on purchasing and storing precious metals.
• Understanding different types of silver investments, including pre-1965 coins.
• Economic implications of investing in precious metals amid global financial changes.
• Importance of financial education and seeking knowledge about investments.
• Strategies for gradually building a collection of precious metals.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

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In this podcast episode, host Natalie Kime interviews Andre Pennington, an estate planning lawyer and financial professional. They discuss Andre's personal journey, including his law career choice influenced by a traumatic event, his military service, and the discipline learned from his father. Andre shares a story about helping an elderly client with estate planning, which led him to integrate financial services into his practice. The conversation covers the importance of proactive estate planning, asking hard questions, and the value of building client relationships. They advise listeners to seek experienced professionals and emphasize the peace of mind that comes with securing one's financial future and legacy.

Conversation Points

- Andre Pennington's personal and professional journey
- The impact of discipline on work and life
- The emotional and practical aspects of estate planning
- The transformative power of proactive estate planning
- The importance of wills, trusts, and probate in estate planning
- The significance of finding a knowledgeable and experienced estate planning professional
- The importance of addressing difficult conversations and making informed decisions
- The need for proactive steps to secure financial future and legacy
- The significance of seeking assistance to ensure peace of mind and protection for oneself and loved ones
- The call to action to prioritize organizing financial affairs and securing legacy

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime discusses approaching 2025 with a fresh perspective, focusing on significant changes in finances, personal growth, and relationships. She emphasizes setting goals over resolutions, breaking them into actionable steps, and tracking daily efforts. Natalie shares practical tips like transforming avoidance goals into approach goals, finding community support, and creating an ideal environment. She encourages listeners to embrace new experiences, give themselves grace, and take action despite fear. The episode aims to inspire meaningful change and personal growth in the new year.

• Approaching the year 2025 with a fresh perspective for meaningful change.
• Distinction between setting resolutions and goals, with a focus on goals.
• Importance of breaking down goals into actionable steps.
• Emphasis on daily activities over solely focusing on outcomes.
• Transforming avoidance goals into approach goals for a positive mindset.
• The significance of community support in achieving personal growth.
• Creating an ideal physical environment to enhance productivity.
• Encouragement to tackle one goal at a time to avoid feeling overwhelmed.
• Acknowledgment of fear in the pursuit of goals and the importance of taking action despite it.
• Embracing new experiences and giving oneself grace throughout the journey of personal growth.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime discusses setting financial goals and planning for the upcoming year. She encourages listeners to reflect on their past achievements and set clear financial objectives for 2025, such as paying down debt, increasing savings, and preparing for retirement. Natalie provides actionable monthly steps, starting with setting goals and drafting a budget in January, reviewing investment portfolios in February, and continuing with specific tasks each month. She emphasizes the importance of breaking down goals into manageable tasks to achieve financial freedom.

• New Year reflections and celebrating past achievements
• Importance of setting clear financial goals for the upcoming year
• Monthly action steps for financial planning and improvement
• Strategies for budgeting and reducing expenses
• Reviewing and streamlining investment portfolios
• Evaluating insurance coverage and considering life insurance options
• Organizing important financial documents and records
• Prioritizing retirement planning and savings strategies
• Consulting with financial professionals for guidance
• Emphasizing ongoing financial education and breaking down goals into manageable tasks

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime interviews her business partner, Laura Glatz. Laura shares her journey into the financial services industry, motivated by a desire to help women gain financial knowledge. She also opens up about her diagnosis of stage one breast cancer in August 2023, highlighting how it shifted her perspective on the importance of financial products like life insurance with living benefits. Laura's story emphasizes the need for financial preparedness and the power of supportive communities in overcoming life's challenges.

• Personal journey into the financial services industry
• Importance of financial education, especially for women
• Experience and challenges faced during a breast cancer diagnosis
• Impact of health challenges on financial perspectives
• Significance of life insurance with living benefits
• The role of supportive communities in overcoming adversity
• Overcoming self-doubt and pursuing dreams
• The evolution of personal aspirations and career paths
• Sharing personal stories to inspire and empower others

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime and guest Tim Parnell explore the complexities of cryptocurrency. Natalie emphasizes the importance of education and thorough research before making financial decisions in the volatile crypto market. Tim shares his insights on the current state of cryptocurrency, warning against the risks of uninformed investing. They discuss the necessity of understanding market dynamics, the value of diversification, and the significance of communication between partners regarding financial goals. The episode concludes with an invitation for listeners to seek further guidance and emphasizes a thoughtful approach to financial freedom.

The Conversation covers:

• Importance of understanding cryptocurrency before making financial decisions
• Risks associated with impulsive investing in the crypto market
• The current state of the cryptocurrency market and potential bull runs
• Necessity of education and research in navigating cryptocurrency
• Security measures to protect against hacking and fraud in crypto transactions
• Misconceptions about cryptocurrency as a form of money
• The significance of diversification in investment portfolios
• Emotional management and decision-making during market volatility
• The role of communication in financial planning, especially for couples
• Encouragement to seek guidance and engage in financial education resources

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickles and Dimes," host Natalie Kime delves into the multifaceted world of caregiving, drawing from her personal experiences with her parents. She explores various types of caregiving, including family, friend, formal, volunteer, residential, child, and pet care. Natalie emphasizes the emotional and practical aspects of caregiving and its implications for financial planning. She encourages listeners to recognize the different forms of caregiving in their lives and to seek support when needed. The episode underscores the importance of a comprehensive financial plan to manage the challenges and responsibilities of caregiving.

Natalie Talks about:

• Various types of caregiving, including family, friend, formal, volunteer, residential, child, and pet care.
• The emotional and physical challenges associated with caregiving.
• The role of community support in caregiving situations.
• The importance of asking for help and advocating for personal needs.
• Financial planning considerations related to caregiving responsibilities.
• The impact of caregiving on the sandwich generation, balancing care for both aging parents and children.
• The significance of mental health care within the caregiving context.
• The role of specialty and rehabilitative care for individuals with specific needs.
• The implications of end-of-life care and its emotional aspects.
• The rise of remote or virtual care in modern caregiving practices.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickles and Dimes," host Natalie Kime delves into the topic of elder care, focusing on the "sandwich generation"—those caring for both their children and aging parents. Drawing from her personal experiences, Natalie emphasizes the importance of communication and planning in managing caretaking roles. She outlines ten key discussion points, including balancing personal finances, long-term care planning, legal directives, and the emotional well-being of caretakers. Natalie aims to provide listeners with practical advice and support, encouraging open conversations and proactive planning to navigate the complexities of elder care effectively.

Natalie Talk about:

• Challenges faced by the "sandwich generation" in elder care
• Importance of communication regarding caretaking roles and responsibilities
• Balancing personal finances with caretaking duties
• Long-term care planning and insurance options
• Establishing legal and healthcare directives
• Emotional well-being and self-care for caretakers
• Transitioning from caretaking to personal retirement goals
• Investment and retirement planning strategies
• Understanding healthcare and medical expenses in retirement

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Nickles and Dimes, host Natalie Kime discusses the importance of life insurance during Life Insurance Awareness Month. Natalie highlights the critical role life insurance plays in providing financial security for families, especially for those in the sandwich generation who care for both children and aging parents. The episode covers various aspects of life insurance, including its types, benefits, and misconceptions about cost. Personal stories and practical advice underscore the necessity of life insurance in financial planning, urging listeners to assess their needs and seek professional guidance.

Discussion Points

- Importance of life insurance during Life Insurance Awareness Month
- Financial security for families and loved ones
- Types of life insurance policies (term, whole, universal)
- Reasons for obtaining life insurance, including income replacement and debt coverage
- Common misconceptions about life insurance costs
- Specific considerations for the sandwich generation
- Steps in the life insurance buying process
- The role of life insurance in financial planning for single parents
- Benefits of including beneficiaries, especially for family members with special needs
- Encouragement to seek professional advice for life insurance needs

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode, host Natalie Kime delves into retirement planning, focusing on two key financial products: Index Universal Life Insurance (IUL) and Fixed Index Annuities (FIA). Natalie, referring to IUL as a "financial pocket knife," highlights its flexibility, tax advantages, living benefits, and potential for cash accumulation. She also discusses FIAs, emphasizing their market protection and interest earnings potential. Throughout the episode, Natalie shares personal anecdotes and client experiences to illustrate the practical benefits of these products, stressing the importance of a well-structured retirement plan and professional financial guidance.

- Importance of retirement planning
- Overview of Index Universal Life Insurance (IUL) and its features
- Flexibility in premium payments and death benefits of IUL
- Tax advantages and cash accumulation potential of IUL
- Living benefits associated with Index Universal Life Insurance
- Overview of Fixed Index Annuities (FIA) and their role in retirement planning
- Guaranteed protection from market losses with Fixed Index Annuities
- Potential for higher returns linked to market performance with FIAs
- Guaranteed income options provided by Fixed Index Annuities
- Personal anecdotes illustrating the practical applications of IUL and FIAs in retirement planning

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime discusses the importance of preparing for later life and potential health issues. Natalie emphasizes proactive financial planning and thorough documentation of care preferences, life-saving measures, and power of attorney. Drawing from her personal experience with her mother's dementia, she highlights the emotional and logistical complexities of caretaking. The episode encourages open family conversations and detailed planning to ensure loved ones' wishes are honored, aiming to educate listeners on navigating the challenges of aging and caretaking.

Natalie talks about:

- Importance of preparing for later life and uncertainties related to aging
- Financial planning for potential disabilities and health issues
- Documentation of care preferences and life-saving measures
- Power of attorney and its significance for aging individuals
- Emotional and logistical complexities of caretaking for aging parents
- Encouragement of open communication about care responsibilities among family members
- Researching care facilities and in-home support options
- Organizing and accessing relevant financial and legal documents
- Addressing the emotional burden of unpreparedness in families
- Legacy planning and the impact of wealth transfer on future generations

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime discusses the crucial topic of managing old 401(k) accounts. She shares her personal experiences of forgetting about these accounts after job changes and emphasizes the importance of not leaving retirement savings behind. Natalie explains the drawbacks of cashing out 401(k)s, such as tax penalties and loss of savings, and explores the benefits of rolling them over into other retirement vehicles like fixed index annuities. These annuities offer growth potential, principal protection, and tax-deferred growth, making them a valuable option for securing a stable financial future.

- Importance of managing old 401(k) accounts
- Awareness of forgotten retirement savings after job changes
- Consequences of cashing out 401(k) accounts, including tax penalties
- Benefits of rolling over 401(k) accounts into other retirement vehicles
- Overview of fixed index annuities as a rollover option
- Growth potential and principal protection offered by fixed index annuities
- Tax-deferred growth advantages of fixed index annuities
- Options for guaranteed income in retirement through annuities
- Evaluating old 401(k) options and the role of financial professionals
- Significance of proactive financial pl

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime explores the "Universal Wealth Client Experience." She discusses her approach to addressing clients' financial concerns, such as rising taxes, inflation, market losses, and the risk of outliving savings. Emphasizing the importance of financial education, Natalie compares building financial security to constructing a house—where a strong foundation is crucial. She shares personal anecdotes and statistics to highlight common financial challenges, advocating for personalized financial plans that align with clients' goals and values to ensure long-term stability and growth.

Conversation points:

• Universal Wealth Client Experience
• Financial concerns: rising taxes, inflation, market losses
• Risk of outliving savings and retirement planning
• Importance of financial education and literacy
• Strategies for debt management and elimination
• Health-related financial protections, including disability and life insurance
• Estate planning and legacy considerations
• Building an emergency fund and financial safety net
• Increasing cash flow through budgeting and income opportunities
• Comprehensive wealth-building strategies and personalized financial planning

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In the "Nickels and Dimes: Finding Financial Freedom" podcast episode host Natalie Kime talks with Cyndi Hall and Jenna Reid, both former nurses who transitioned into financial services. They share their motivations, particularly the impact of the COVID-19 pandemic, and the challenges they faced. Cyndi discusses her disillusionment with the healthcare system and her new passion for financial planning. Jenna recounts her furlough experience during the pandemic and her drive to educate others on financial literacy. Both emphasize the importance of empathy, education, and persistence in their new roles.

Discussion

• Transition from nursing to financial services
• Motivations for career change, particularly post-COVID
• Personal experiences and challenges faced during the transition
• Importance of financial education and literacy
• The role of empathy and communication skills in both nursing and financial services
• The impact of personal experiences on career decisions
• The significance of community and support in new career paths
• Strategies for assessing financial needs before making a career leap
• The concept of job security and financial independence

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime interviews Ezra Moleni, a senior football player at Sacramento State. They discuss Ezra's journey as an athlete, his experiences with financial literacy, and the pivotal roles of family and faith in his life. Ezra, the first graduate of Natalie's financial literacy program for athletes, shares insights on managing finances, the importance of early financial planning, and balancing athletic aspirations with long-term goals. The episode highlights the unique financial challenges athletes face and underscores the value of tailored financial education.

• Ezra Moleni's journey as a Division 1 football player at Sacramento State.
• The significance of financial literacy for athletes, particularly at the collegiate level.
• The impact of family and faith on personal and athletic success.
• The role of tailored financial education for elite athletes.
• The importance of starting financial planning early, even while in college.
• The challenges faced by Division 1 athletes regarding financial management and contract navigation.
• The influence of Polynesian culture on values and decision-making.
• The transition from basic financial knowledge to a deeper understanding through education.
• The importance of having multiple career pathways and preparing for life after sports.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Nickels and Dimes, host Natalie Kime Mischelle O’Neal an accomplished emotional wellness coach with a diverse military and global background. Mischelle’s expertise lies in assisting businesswomen in balancing the demanding caregiving roles for children and aging family members. With a foundation in neurocognitive and behavioral therapies and neuro-linguistic programming, Mischelleoffers targeted strategies for stress relief, emotional resilience, and creating meaningful connections.

The conversation opens with an exploration of Mischelle’s personal journey, highlighting how her upbringing in a military family instilled in her the adaptability to navigate change—an essential skill for anyone facing caregiving challenges. Mischellereflects on her experiences, particularly the upheaval her family faced when returning to the U.S. to care for her grandmothers. This pivotal moment ignited her passion for supporting others through similar trials, leading her to develop a framework that emphasizes resilience, proactive planning, and self-care.

Listeners will gain valuable insights as Mischelleshares practical strategies for caregivers, including the importance of having plans A, B, and C in place to navigate potential crises. She stresses the need for caregivers to prioritize their own well-being by establishing boundaries and intentionally creating moments of joy, even amidst the demands of caregiving. 

Join us for a thought-provoking conversation that empowers caregivers to cultivate their own emotional wellness while providing the compassionate support their loved ones need. Whether you’re a caregiver or simply seeking strategies for emotional resilience, this episode offers valuable insights and inspiration.

• Mischelle's Background and Journey- Mischelle's upbringing in a military family and the adaptability she learned from a young age.- Her experience with caregiving for her grandmothers and the impact it had on her life.- Her desire to share her knowledge and help others navigate the challenges of caregiving.
• Building Resilience in Uncertain Times- Focusing on what can be controlled and creating multiple plans of action.- The importance of being prepared for potential scenarios and having anchors to hold onto.- Strategies for maintaining emotional control and not reacting impulsively.
• Work-Life Harmony and Boundaries- The difference between balance and harmony, and the fluidity of life.- The significance of setting and maintaining boundaries, both for oneself and others.- Examples of personal boundaries and the importance of self-care.
• The Caring Corner Podcast and Community- Mischelle's Caring Corner Podcast and the resources it provides.- The importance of community and accountability in supporting one's well-being

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of Nickels and Dimes, host Natalie Kime introduces a groundbreaking financial education program designed specifically for athletes in partnership with Dynamic Sports Management and Universal Wealth. Natalie discusses the four comprehensive courses offered in the program, focusing on essential topics like money management, budgeting, cash flow, investing, and debt management. The episode dives into the unique financial challenges athletes face, including short career spans, high earnings, and the importance of establishing a strong money mindset early on.

Natalie emphasizes the value of saving for the future, protecting assets, and planning for retirement. She explores how financial education is critical for young athletes, particularly those in high school and college, to develop smart financial habits. The program also covers comprehensive financial strategies, such as legal protections and insurance, ensuring athletes are prepared for the long term.

Throughout the episode, Natalie encourages athletes to maintain open, transparent financial conversations and stay proactive about their financial decisions. She shares how this program can help athletes envision and build their financial futures, turning short-term gains into long-term wealth. In upcoming episodes, athletes will join Natalie to discuss how this program has impacted their financial journeys.

Tune in to learn how to set yourself up for financial success—whether you're an athlete or anyone looking to take control of their finances!

In this Episode: 

• Introduction of Dynamic Sports Management & Universal Wealth’s financial education program designed for athletes.
• The program covers key financial topics: budgeting, cash flow management, investing, and debt management.
• Focus on athletes' unique financial challenges, including short career spans and high earnings.
• Emphasis on developing a money mindset and planning for the future beyond sports.
• Importance of retirement planning, protecting assets, and utilizing comprehensive financial strategies.
• The program targets athletes at all stages—high school, college, and professional.
• Encourages open financial conversations and transparency for long-term financial success.
• Future podcast episodes will feature athlete testimonials on the program’s impact.
• Host Natalie Kime expresses gratitude to listeners and shares excitement for upcoming episodes filled with valuable insights for athletes.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime and guest John Serrano discuss the critical role of life insurance and financial planning. John shares his personal story about his father's battle with cancer and the financial challenges his family faced due to inadequate life insurance coverage. They emphasize the importance of financial education, particularly during Life Insurance Awareness Month, and the need for families to understand and utilize financial protections. Through heartfelt anecdotes, they highlight the emotional and financial impacts of proper planning, urging listeners to take proactive steps to secure their financial futures.

• Importance of financial education and literacy for families.
• Significance of life insurance, particularly during health crises.
• Personal experiences with family health issues and their financial implications.
• The role of living benefits in life insurance policies.
• Challenges faced by families during the loss of a loved one.
• Emotional complexities associated with financial planning and caregiving.
• Generational differences in attitudes toward financial planning.
• Necessity of open discussions about finances within families.
• Strategies for effective financial planning, including wills and trusts.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime interviews Pearl Chiarenza, founder of Women's Successful Living. The discussion highlights Pearl's "Soulful Self-Care" retreat, designed to empower women through personal challenges and community support. Pearl shares her journey, including the profound impact of losing her son, Matt, and how it shaped her mission. Natalie reflects on her transformative experience at the retreat and the importance of self-care. The episode underscores the significance of financial education, resilience, and continuous personal growth for women.

In this Episode: 

• Importance of self-care for women
• Overview of the "Soulful Self-Care" retreat
• Personal journeys and experiences of the speakers
• Impact of loss and grief on personal growth
• Building a supportive community among women
• Financial education and its relevance to women's empowerment
• Addressing personal challenges and societal expectations
• The significance of feedback and recognition from loved ones
• Continuous journey of self-discovery and transformation
• Encouragement to prioritize well-being and invest in personal growth

Connect with Pearl:

https://www.wsliving.com/
https://www.instagram.com/pearl_chiarenza/

Listen to Conversations with Pearl Podcast

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime delves into the essential topic of life insurance, particularly timely during Life Insurance Awareness Month in September. She debunks common myths, such as the belief that young people don't need life insurance or that it's too costly. Natalie explains the benefits of life insurance, including financial security for loved ones and coverage for chronic illnesses. She distinguishes between term life insurance, which is affordable and temporary, and permanent life insurance, which offers lifelong coverage and cash value growth. Natalie emphasizes consulting financial professionals for tailored advice.

In this Episode: 

• Importance of life insurance awareness, particularly in September.
• Common misconceptions about life insurance, especially among young people.
• Financial protection for loved ones in the event of untimely death.
• Coverage for chronic or critical illnesses through life insurance.
• Overview of the two main types of life insurance: term and permanent.
• Benefits and drawbacks of term life insurance, including affordability and lack of cash value.
• Advantages of permanent life insurance, including lifelong coverage and cash value growth.
• Importance of consulting with financial professionals for tailored life insurance plans.
• Discussion of various riders that can enhance life insurance policies.
• Factors influencing life insurance costs and the importance of understanding options available.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime welcomes Lashawna Moxley, a financial professional and personal chef. Lashawna shares her inspiring journey of overcoming financial hardship after the 2008 housing market crash, which left her and her husband homeless. Starting over at 52, she combines her culinary skills with financial literacy to help families save money. The episode delves into budgeting, meal planning, and the importance of financial education. Lashawna's story emphasizes that it's never too late to rebuild and achieve financial stability, offering practical tips and encouragement to listeners.

• Importance of financial education and literacy
• Personal journey of overcoming financial hardship after the 2008 housing market crash
• Experience of wrongful foreclosure and homelessness
• Starting over at age 52 and the challenges associated with it
• Practical advice on budgeting and smart spending
• Meal planning and its impact on reducing food waste and expenses
• Encouragement to cook at home as a means to save money
• Portion control and mindful eating to promote health and financial savings
• The influence of the COVID-19 pandemic on cooking habits and financial management
• Vision for community engagement through cooking and financial literacy initiatives

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime explores the critical relationship between mindset and money. She emphasizes how our beliefs and attitudes toward money can significantly impact financial success. Natalie shares personal experiences and practical steps to cultivate a positive money mindset, such as journaling, practicing gratitude, and setting clear financial goals. She highlights the importance of aligning financial plans with personal values and overcoming limiting beliefs. Natalie encourages listeners to reflect on their money mindset and seek support from financial professionals to achieve their financial aspirations.

Tune in to learn: 

• The relationship between mindset and financial success.
• The concept of money mindset and its impact on financial behavior.
• The distinction between growth and fixed mindsets in financial contexts.
• Overcoming limiting beliefs about money and self-sabotage.
• The role of gratitude in fostering a positive financial mindset.
• Aligning financial goals with personal values for motivation.
• Strategies for prioritizing long-term financial goals over short-term gratification.
• The importance of celebrating small financial achievements.
• Practical steps for developing a healthier relationship with money.
• The significance of seeking support from financial professionals and positive influences.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

I am revisiting one of the first episodes because everyone needs to hear this again. What are you doing to prepare for retirement? Enjoy this incredibly informative interview with Steve Kent.

In this episode of "Nickels and Dimes Finding Financial Freedom," host Natalie Kime and guest Steve Kent discuss the complexities of retirement planning, focusing on 401(k) management, social security, and required minimum distributions. They highlight the importance of financial education, the need for professional advice, and the exploration of alternative retirement options beyond traditional 401(k) plans and social security. The conversation covers the potential impact of demographic shifts on social security, the intricacies of 401(k) regulations, and the significance of understanding RMDs. The episode concludes with an offer of a complimentary financial analysis for listeners, emphasizing the hosts' dedication to empowering individuals with the knowledge to achieve financial freedom.

- Introduction of Steve Kent and his background in education and financial services

- Steve's personal financial challenges and experiences

- Lack of financial education in schools and the importance of understanding personal finance

- Challenges individuals face when managing their 401(k) plans

- Importance of educating individuals about 401(k) plans and the need for comprehensive financial literacy

- Understanding and managing 401(k) accounts and retirement planning

- Exploring alternative retirement options beyond 401(k) plans

- Challenges and considerations surrounding retirement planning, including social security, 401(k) accounts, and required minimum distributions (RMDs)

- Importance of seeking professional guidance and understanding the implications of existing financial products

- Invitation to listeners for a complimentary financial analysis and guidance.

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This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime welcomes Annmarie Entner, a certified life coach specializing in supporting women with rheumatoid arthritis. Annmarie shares her personal journey with the condition, her experiences as a caregiver for her mother, and her motivations for becoming a life coach. The discussion highlights the importance of prioritizing oneself, the lack of education surrounding long-term care, and the emotional and financial implications of caregiving. Both Natalie and Annmarie emphasize the need for community support and proactive financial planning. Find Annmarie here: https://lifecoachingforchange.com/

Discussion: 

• Personal experiences with chronic illness, specifically rheumatoid arthritis.
• The emotional and financial implications of caregiving.
• The importance of self-care for caregivers and individuals with chronic conditions.
• The need for education and awareness regarding long-term care and financial planning.
• The challenges of navigating healthcare resources and insurance options.
• The significance of community support and shared experiences in caregiving.
• Strategies for prioritizing one's own needs while caring for others.
• The impact of caregiving on family dynamics and relationships.
• The necessity of proactive planning for unexpected health changes.
• Encouragement for open conversations about health, caregiving, and financial preparedness.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime welcomes Jenelle Berry-Cook, founder of Settled Nomad Real Estate / MCB Capital. They discuss personal finance, financial education, and wealth-building through real estate. Jenelle shares her journey from facing significant debt and unexpected tax burdens to successfully launching her real estate firm. They emphasize the importance of financial literacy, especially for women and underrepresented groups, and highlight upcoming educational workshops to empower individuals to achieve financial freedom. The episode underscores resilience and seizing opportunities in challenging times.

Tune in to learn: 

• Personal finance and financial education
• The journey of building wealth through real estate
• Overcoming financial challenges and debt management
• The impact of unexpected financial burdens, such as tax bills
• The importance of entrepreneurship and starting a business
• Accessibility of investment opportunities for everyday individuals
• Empowerment of women and underrepresented groups in finance
• The role of mentorship and community support in financial success
• Strategies for leveraging real estate as an investment
• The significance of open communication about finances within relationships

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kim emphasizes the importance of financial education for children and young adults. She discusses the lack of financial literacy in schools and the need for parents and guardians to fill this gap. Sharing her experiences and financial missteps, Natalie highlights the significance of preparing children for financial responsibilities as they transition into adulthood. She recounts a recent incident where her son was overwhelmed by moving expenses, underscoring the need for budgeting and practical financial advice. Natalie encourages open conversations about money to equip the younger generation with essential financial skills.

Bullet Points: 

• Importance of financial education for children and young adults
• Lack of financial literacy in school curricula
• Role of parents and guardians in teaching financial skills
• Personal experiences with financial education and mistakes
• Preparing children for financial responsibilities in adulthood
• Budgeting and understanding living expenses
• Differentiating between needs and wants in financial discussions
• Teaching children about credit and its implications
• Cultivating good financial habits and sharing personal financial mistakes
• Utilizing engaging resources for financial education (books, games, apps)

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

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The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of the "Nickels and Dimes: Finding Financial Freedom" podcast, host Natalie Kime hosts sisters Amy and Nancy Harrington, co-founders of Pop Culture Passionistas. They discuss their transition from high-profile Hollywood careers to creating a media company focused on empowering women through storytelling. The Harringtons share insights into their community-building efforts, emphasizing the importance of sisterhood, support, and positive narratives. They also introduce their "Power Passionistas" program, aimed at helping women bring personal empowerment stories to life. The episode highlights the transformative power of community and the significance of pursuing one's passion.

In this episode: 
Transition from high-profile careers in Hollywood to entrepreneurship.
Founding of Pop Culture Passionistas and its mission to empower women through storytelling.
The importance of sharing diverse success stories and personal journeys.
The impact of the Me Too and Time's Up movements on their focus.
Building a supportive community and sisterhood among women.
Ethical considerations of profiting while supporting marginalized communities.
Unique aspects of their community, including free and premium membership options.
Educational programs and workshops designed to empower women.
The significance of resilience is in finding one's purpose in overcoming challenges.
The transformative power of connection and understanding among diverse individuals.

You can find and follow Amy and Nancy and their Passionista's community in the following locations:

www.thepassionistasproject.com/

www.facebook.com/ThePassionistasProject

twitter.com/PassionsProj

www.linkedin.com/company/the-passionistas-project/

www.instagram.com/thepassionistasproject/

Podcast:

https://www.thepassionistasproject.com/passionistaspodcast

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
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LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes: Finding Financial Freedom," host Natalie Kime interviews Chris Gronkowski, former NFL player and co-founder of Ice Shaker. Chris shares his journey from professional football to entrepreneurship, emphasizing lessons on hard work, financial responsibility, and business success. They discuss the influence of his upbringing, family values, and the importance of financial education. Chris also talks about his Shark Tank experience, the significance of valuation, and the need for continuous personal growth. The episode offers valuable insights into entrepreneurship, family dynamics, and making a meaningful impact beyond financial success.

Bullet Points

- Chris Gronkowski's journey from professional football to entrepreneurship
- Lessons learned about hard work, financial responsibility, and building a successful business
- Influence of upbringing and family on personal and professional life
- Importance of financial education and instilling work ethic in children
- Transition from NFL to entrepreneurship, including experience on Shark Tank
- Importance of valuation in business and determining company's worth
- Origins and impact of Ice Shaker, a premium insulated bottle company
- Advice for aspiring entrepreneurs and defining success
- Continuous learning and growth required for business success
- Legacy and values Chris hopes to instill in his children

Check out Chris, his brothers and Ice Shaker here 

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes Finding Financial Freedom," host Natalie Kime and guest Toni Serrano delve into the pitfalls of financial services, particularly life insurance and retirement planning. They stress the need for financial professionals to ask the right questions, provide clear explanations, and prioritize clients' best interests. They criticize inadequate training for agents and outdated retirement models, advocating for personalized financial plans over one-size-fits-all solutions. The episode emphasizes transparency, education, and the importance of building long-term client relationships to ensure financial well-being.

They discuss

- Downside of financial services
- Importance of understanding and evaluating life insurance policies and other financial products
- Need for financial professionals to ask the right questions and provide comprehensive explanations
- Building long-term relationships with clients
- Potential issues with term life insurance policies
- Financial professionals focusing on transactional relationships
- Transparency, education, and client-centered approach in the financial services industry
- Challenges and pitfalls within the financial services industry
- Shortcomings of traditional retirement plans
- Importance of trusting instincts and finding a financial professional tailored to individual needs

Check out Toni on Instagram

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

In this episode of "Nickels and Dimes Finding Financial Freedom," host Natalie Kim interviews her cousin Mary Langi, owner of Dynamic Sports Management and a mother of six boys. They discuss Mary's journey in youth sports and college football recruitment, highlighting the challenges and opportunities she faced. Mary shares how her experiences led her to create Dynamic Sports Management, emphasizing the importance of moral alignment, family involvement, and financial education for young athletes. The conversation underscores the significance of financial literacy in empowering athletes and their families, aiming to break generational cycles and achieve financial freedom.

Bullet Points

- Mary Langi's journey as a mother of six boys involved in sports
- Creation of Dynamic Sports Management
- Challenges and opportunities in navigating the world of youth sports and college football recruitment
- Importance of aligning with children's vision and taking proactive steps to support their dreams
- Empowering children to pursue their passions while ensuring a well-rounded plan for their future
- Financial education for young athletes and the impact it can have on their future
- Expansion of Dynamic Sports into other sports
- Importance of financial literacy for athletes and their families
- Desire to extend reach and impact beyond just representing athletes
- Genuine desire to make a positive impact and provide valuable resources to the audience

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

Today, I have a conversation with Kristin Ruth Heisler, a remarkable entrepreneur and advocate for financial empowerment. Join us as we delve deeper into Kristin's journey of resilience, self-growth, and the pursuit of financial freedom.
Kristin shares her insights on the power of self-focus and personal growth. She emphasizes the importance of giving away what we cannot control and focusing on what we can. Kristin's journey from adversity to success was a gradual process, marked by taking one baby step at a time. This approach led her to where she is today, with thriving businesses and a fulfilling life.
Takeaways from Kristin's Journey:

• Embrace change and personal growth
• Slow down and be open to opportunities
• Express gratitude and build genuine connections
• Support impactful causes such as the All for 1 Foundation
• Continuously expand your financial knowledge

We look forward to sharing more valuable insights and empowering stories with you in our upcoming episodes. Until then, remember that your journey to financial freedom is within reach. Stay tuned for more inspiring content and practical guidance on your path to financial empowerment.

Refer to episode 5 for tips on budgeting - what, why and how
and episode 11 for the rule of 72, debt management and savings to continue expanding your financial knowledge.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances. 

This week I want to talk about money mindset, the rule of 72, Savings Strategies and Debt Management.

Cultivating a Positive Money Mindset
Everything we do when it comes to our finances is usually based on what we believe about money and the mindset we have, whether it's a scarcity mindset or a growth positive mindset. It's important to understand where our mindset around money comes from and how it can impact our financial decisions.
Where Does Your Money Mindset Come From?

• Our financial picture in our homes when we were growing up can shape our money mindset
• The American dream is alive and well for those who are willing to work for it
• Success is not measured by a bank account, but by living the life you want without financial stress

Developing a Positive Money Mindset

• Self-reflection and understanding your beliefs about money
• Learning about ways to grow wealth through books, podcasts, and movies
• Setting goals and starting small to build confidence in your financial decisions
• Investing in financial literacy and seeking information from professionals
• Using positive affirmations and mindful practices to envision your financial goals
• Seeking support from coaches or mentors to develop positive money habits

Cultivating a positive money mindset can create a solid foundation for long-term financial success and overall well-being. Addressing debt, increasing income, and implementing different strategies for debt repayment can alleviate financial stress and pave the way for building wealth and financial freedom.
Remember, financial freedom is within reach for everyone, and it starts with the right mindset and the right strategies.

This podcast covers caregiving, caregiver burnout, caregiving and finances, financial planning for caregivers, money management, elder care, and balancing caregiving with work and life. Chat with Nat: Conversations That Count helps caregivers feel supported, informed, and confident in both their care decisions and financial future.

Get my FREE Financial Check-up Guide

Connect with me on:
Facebook
Instagram
LinkedIn

The content shared on this podcast is meant to support and inform, but it is not a substitute for professional financial, medical, or legal advice. Please consult with a trusted professional who can guide you based on your individual needs and circumstances.