A 2.75% mortgage rate sounds like a gift until divorce turns it into a trap. We bring you a real case study from Northville, Michigan where the marital home is valued anywhere from $750,000 to $900,000, one spouse refuses to sell, and the other spouse wants their fair share of the equity. With two minor kids and a massive income gap, the question stops being “Who wants the house?” and becomes “What is legally possible, financially feasible, and emotionally smart?”

We sit down with Katherine Frampton, Esq. (Michigan family law attorney), Brian Mutter, CDLP (divorce mortgage specialist), and Jodi Douglas, MS, CDRE™, RCS-D™ to compare how each professional sees the same problem. We talk candidly about what courts often do when couples cannot settle, why refinance deadlines and default protections matter, and the uncomfortable truth that a lender’s appraisal and underwriting rules do not care what your divorce agreement says the home is worth.

You will also hear the lending realities that surprise most people: when child support and spousal support can count as income, the three-year continuance requirement, and why six months of documented receipt can affect your timeline. We close with practical first steps for the first 30 days so you can make a housing decision with eyes wide open, not just hope.

Subscribe, share this with someone navigating a divorce and the marital home, and leave a review so more people can find these divorce financial planning and housing insights.

• To reach out to Katherine Frampton, Esq. https://rubinframpton.com/katherine-frampton/
• To reach out to Brian Mutter, CDLP: https://www.goforwardmortgage.com/contact/
• To reach out to Jodi Douglas, MS, CDRE™, RCS-D™; https://www.howardhanna.com/Agent/Detail/Jodi-Douglas/67640
• To Listen to Our Primer Episode on this topic, click the link below https://podcasts.apple.com/us/podcast/the-marital-home-in-divorce-experts-weigh-in-sell/id1735150222?i=1000702062111

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Divorce can make you feel like you’re rebuilding from scratch, but the real challenge is longer than the settlement paperwork: how do you stay stable, independent, and confident for the next 25 to 40 years? We sit down with Logan Dimitrie, associate financial planner at the Center for Financial Planning, to unpack longevity planning in plain language and make it practical for anyone navigating divorce or life as a newly single adult.  Logan also shares details on the Center’s virtual Longevity Conference for caregivers (May 21, 11 a.m. to 1 p.m.), https://www.centerfinplan.com/longevity-virtual-conference-2026.with resources on dementia caregiving, community support, scams, fraud, and the key legal steps to protect your family. 

To Reach out to Logan, 

• https://calendly.com/logan-dimitrie/introduction-call-clone
• https://www.centerfinplan.com/logan-dimitrie
• https://www.linkedin.com/in/logan-dimitrie/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

You’re finally at the end of your divorce, you sign the agreement, and for a moment you can breathe again. Then the doubt rushes in and it feels like your brain is replaying every conversation, every number, every “what if I went to trial” scenario. We call that finish line whiplash, and it’s one of the most common patterns I see after years of divorce financial analysis and divorce settlement support. The hard truth is that urgency to be done and panic after it’s done are both terrible places to evaluate major money decisions. 

• Click here to book a complimentary consultation with Jacki by clicking here https://calendly.com/roessler-jacki/30min?month=2024-03
• Click here to download your Post Divorce Gameplan worksheet https://www.roesslerdivorce.com/wp-content/uploads/2024/09/post-divorce-gameplan-fillable.pdf

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Your divorce isn’t just happening in courtrooms and conference rooms anymore. It’s happening in your texts, your emails, your payment apps, and the posts you forget you made. We’re joined by Michigan family law attorney, mediator, and collaborative attorney Max Emmer to unpack what a “digital footprint” really means in modern divorce and how one careless message can become expensive leverage.

We talk through what’s truly discoverable in divorce discovery versus what’s actually relevant, and why that difference matters when emotions are high. Max shares practical guidance on co parenting communication, including how hostile text chains can show a court that neither parent can effectively cooperate. We also dig into the money trail: Venmo and Zelle transfers, credit card statements, and the “optics” that can make small charges feel explosive when they show up as pages of transactions.

• To reach out to Max to schedule a consult, click here https://www.emmerlawplc.com/
• To schedule a consultation to see if Jacki is a good fit for your case, click here https://calendly.com/roessler-jacki/30min?month=2025-01

If this helped, subscribe, share the episode with someone who needs it, and leave a review so more people can find clear divorce financial and legal guidance.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

A pension can look “handled” in your divorce judgment and the former  spouse can still get reduced (or zero) benefits. That is the gut punch behind today’s deep dive on QDROs, the qualified domestic relations orders that actually control pension division in divorce. We walk through what a QDRO does, why plan administrators only follow the approved order, and how a delay can undo an otherwise solid settlement. 

That “most important” factor is timing. We explain how QDROs often get treated like leftover paperwork after the judgment, how plans can require multiple revisions, and why no one is automatically tracking the process unless you step in. 

Then we shift to the mailbag: a listener asks what to do when an ex agrees to pay credit card debt but the creditors still come after her, and we talk through enforcement and protecting your credit. 

Subscribe to Divorce Rich, share this with someone navigating divorce financial planning, and leave a review if it helped you take one concrete step toward protecting your financial future.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

One stock can quietly take over your entire financial life and divorce forces you to make a decision before you feel ready. When a concentrated stock position grows out of employer equity, a hot tip, or a long run of gains, it can look like the easiest asset on the spreadsheet. We see the opposite: it can be the riskiest, most emotional, and most misunderstood part of the divorce settlement.

We walk through why concentration risk matters more during divorce than almost any other life moment. Diversification is not just an investing buzzword here, it is protection against extreme volatility exposure and bad timing. We also dig into the practical fight that shows up at the table: one spouse wants to hold for future growth while the other wants stability now, and neither view is “wrong” until you run the numbers against real life cash flow needs.

Then we get specific about the money details that change outcomes, especially cost basis and capital gains taxes. A large stock position with a low cost basis can carry a big tax bill under the surface, so a million dollar asset may not be a million dollars after tax. From there, we lay out three settlement paths: sell and split the cash, divide shares in kind, or let one spouse keep the stock while the other takes offsetting assets, as long as risk and taxes are properly considered.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

AI is already sitting at the negotiation table in divorce, whether we want it there or not and that’s exactly why we wanted this conversation. I’m joined by Jamie Lima, a financial planner, certified divorce financial analyst, and software developer who’s building Secure Split to modernize how divorce professionals and clients handle the money side of a case.

We get honest about the downside first: AI hallucinations and misinformation. When someone is overwhelmed and searching for certainty, a confident-sounding answer from a chatbot can feel like truth, even when it ignores state rules, county-to-county differences, and the reality that most divorces settle through negotiation. Jamie shares why prompting matters, why citations and controlled sources matter, and why AI is not the same thing as a search engine.

Then we dig into what AI can do well in divorce financial planning: streamline data gathering, reduce manual entry mistakes, and help professionals build clearer scenarios faster. Jamie walks me through Secure Split’s approach to case management, secure client data collection, and an embedded AI assistant called Casey that can explain what you’re seeing on screen, guide workflows, and help generate scenarios based on the facts in the file. We also talk about the consumer version and why educational tools still need guardrails that steer people back to qualified legal and financial advice.

Finally, our mailbag tackles a question I hear all the time: should you take a pension buyout or keep lifetime income? I explain how pension valuation works, why assumptions drive the number, and how side-by-side projections help you compare outcomes without letting emotion run the decision.

Subscribe for more practical divorce money guidance, share this with someone who needs clarity, and leave a review so more people can find the show.

• To learn more about Secure Split, click https://essentials.securesplit.com/
• To schedule an introductory call with Jacki, click https://calendly.com/roessler-jacki/30min?month=2024-03

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Leah Hadley’s Intentional Money invites women to rethink their relationship with money and build wealth in a way that supports the life they truly want. Drawing from years of experience helping women navigate career shifts, divorce, caregiving, and reinvention, Hadley introduces the Intentional Money Method™—a framework built on clarity, values, mindset, strategy, action, and support. Instead of chasing someone else’s definition of financial success, readers learn how to align earning, spending, saving, investing, and giving with what matters most.

Through relatable stories and practical guidance, Intentional Money helps women move from financial anxiety and avoidance to confidence and purpose. This empowering guide shows how small, intentional choices can create stability, freedom, and peace—so money becomes a tool for living well, not a source of pressure.

To purchase Leah's book, click the link below!

https://amzn.to/4rjYubz

To find Leah online, use the links below.

• The  Empowered Sisterhood:
• https://www.watchherthrive.co/empowered-sisterhood
• Watch Her Thrive You Tube channel: https://www.youtube.com/@watchherthrive
• Watch Her Thrive on IG: https://www.instagram.com/watchherthrive
• Intentional Divorce Solutions:
• Website: https://www.greatlakesdfs.com/
• IG: https://www.instagram.com/intentionaldivorcesolutions
• YT: https://www.youtube.com/@IntentionalDivorceInsights

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Taxes changed, and so did the playbook for anyone navigating divorce, parenting costs, or retirement income. We sat down with Michael Brocavich, CFP, MBA Partner and Director of Financial Planning at the Center for Financial Planning in Southfield, Michigan, to break down what actually matters: permanent lower brackets, a larger standard deduction, a new “senior bonus,” and how credits can put cash back in your pocket when money feels tight.

• To reach out to Michael,  
  • 24800 Denso Drive, Suite 300
    Southfield, MI 48033
    Phone: 248.948.7900 or 800.621.1338
    Fax: 248.948.1008 
  • Via email; michael.brocavich@centerfinplan.com
• To schedule a consult with Jacki, click the following link https://calendly.com/roessler-jacki/30min?month=2026-03
• To learn more about IRS Regulation 72t (waiver of 10% early withdrawal penalty on retirement accounts), click the following link https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-on-early-distributions

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

In this episode of the Divorce Rich Podcast, part of our Divorce, Decoded mini-series, we take a strategic look at collaborative divorce — a private, team-based alternative to traditional litigation. Joined by Siedah Spencer-Ardis and Alisa Peskin-Shepherd, Esq., we explore how the collaborative law process works, who it may be appropriate for, and how it compares to other divorce options.

Designed for individuals seeking informed decision-making, this conversation highlights key considerations for privacy, team support, and long-term co-parenting outcomes. Whether you’re exploring alternatives to court or simply want clarity on your options, this episode provides expert insights on Collaborative Divorce as a strong option for your case. 

• Click Here to register for a free consultation with a Collaborative Divorce Professional, https://collaborativedivorcecalifornia.com/dwrw/
• To connect with or learn more about Siedah Spencer-Ardis, click here https://focustherapyclinic.com/staff/siedah-spencer-ardis-ma-lmft-clinical-director/
• To connect with or learn more about Alisa Peskin-Shepherd and Transitions Legal, click here https://transitionslegal.com/about/alisa-peskin-shepherd/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Markets keep shouting; our plan gets quieter. We bring on Angela Palacios, Partner and Chief Investment Officer at the Center for Financial Planning, to translate noisy headlines into steady, real-world steps for anyone rebuilding finances after a divorce. From interest rates and mortgages to taxes and risk, we focus on choices that protect your present and grow your future.

We start by grounding the investment outlook in fundamentals. After a volatile stretch, both stocks and bonds showed surprising resilience, reminding us that corporate earnings, consumer strength, and employment drive long-term returns more than breaking news. We unpack how potential rate cuts may filter into mortgage costs and why timing a home decision is less important than building a runway of six to twenty-four months of cash. That buffer buys peace of mind and avoids panic selling.

Next, we get practical with portfolio building blocks. Bonds offer scheduled income and lower volatility for mid-term needs, while stocks fuel long-term growth and protect purchasing power. We explain how to match money to time—now, soon, and later—so market dips don’t derail essential spending. We tackle common post-divorce questions: Should you liquidate investments to pay off the mortgage? What’s the tax impact of rebalancing after a strong year? How do you reset risk tolerance when your income and responsibilities change?

If you’re ready to feel in control of your money, follow the show, share this episode with a friend who needs it, and leave a quick review telling us your top financial question post-divorce. Your feedback shapes future conversations and helps more people find the guidance they need.

• RSVP by February 18 2026: To hear Angela speak on February 25, 2026 about the 2026 Economic and  Investment Outlook in person at the Great Lakes Culinary Institute in Southfield, CLICK HERE to register https://lp.constantcontactpages.com/ev/reg/xt2germ/lp/bd4e0ed9-1f5c-4a7a-9d2c-0830d4f7d69a

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Ever felt the surge of “I just want to be done” and almost signed away your future for a little quiet? We’ve been there with countless clients, and today we walk through how to turn that burnout into smarter, calmer decisions that protect your long-term peace. We talk strategy, not slogans: how to slow down without stalling, how to see numbers instead of noise, and how to finish wisely so you’re not paying for quick relief with decades of regret.

We also unpack the house dilemma—the powerful urge to keep it at any cost. We break down the real math: maintenance, taxes, insurance, repairs, and the emotional premium we pay for “stability.” You’ll learn to compare scenarios like keeping the home, downsizing later, or setting a cash reserve, and how those choices change net worth and breathing room over time. 

If you’re ready to trade panic for a plan—quantify tradeoffs, set pre-commitment rules, and keep your energy for the parts that truly matter—this conversation is for you. Subscribe, share with a friend who needs clarity, and leave a review to help more people find the guidance they deserve.

• Click HERE to schedule an initial complementary consult with Jacki, https://calendly.com/roessler-jacki/30min?month=2026-02
• To learn more about the difference between the marginal and effective tax rate, click HERE https://www.investopedia.com/ask/answers/082614/whats-difference-between-tax-rate-and-tax-bracket.asp

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Divorce feels like someone shuffled your entire life and told you to play the next hand perfectly. We walk you through the first moves that matter most: which documents to gather, how to build a simple but powerful budget, and how to choose an attorney whose strengths match your case and county. Family law attorney Joran Rubin joins us to share what impresses counsel in the first meeting, why three years of tax returns reveal more than you think, and how a budget becomes the backbone of support discussions and housing decisions.

We dig into messy realities too. What if there’s debt you never saw? We unpack how courts look at purpose and timing, and why a roof loan differs from a secret vacation. We talk strategy around mediation and trial prep, and why preparing like you’ll litigate often leads to faster, smarter settlements. If your finances are complex—business ownership, RSUs, nonqualified deferred comp—we explain how to vet experts who won’t learn on your dime and who can translate complexity into clear choices.

• To schedule a call with Jorin Rubin, Esq., click HERE https://rubinframpton.com/jorin-g-rubin/
• Want more of Jorin's tips and advice? Find her on TikTok at Jayattorney
• To schedule an initial call with Jacki to see if you're a good fit for her CDFA services, CLICK HERE https://calendly.com/roessler-jacki/30min?month=2024-03

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

A classic comedy, a live panel, and the real decisions that shape life after divorce—this episode brings it all together. We announce a special screening of First Wives Club at the Michigan Theater on January 28, 2026 at 7:00 pm https://marquee-arts.org/event-page/tickets/?showingId=990348 and unpack why a female-centered story still sparks the most practical conversations about money, housing, and agency. Alongside the theater’s community mission, we explore how film can open the door to legal and financial literacy without losing the hope and humor that keep people moving forward. 

We sit down with certified divorce real estate expert Jodi Douglas to get specific about the toughest choice many face: the home. We dig into emotions versus math, the four divorces happening at once, and the first-year realities of single homeownership. Expect grounded tactics—budgeting true carrying costs, using a home warranty to buffer surprise repairs, and writing enforceable safeguards when couples keep a house jointly for a limited time. From payment verification to credit protection and repair protocols, we show how clear rules prevent avoidable damage.

• Click here to reach out to Jodi Douglas, https://www.howardhanna.com/Agent/Detail/Jodi-Douglas/67640
• Click here to purchase tickets to The First Wives' Club movie screening at the Michigan Theater on January 28, 2026 at 7:00 pm https://marquee-arts.org/event-page/tickets/?showingId=990348

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Think you can simply “assume” the mortgage and keep that sweet 3% rate? We pull back the curtain on what actually happens when one spouse tries to take over the home loan after divorce—and why lenders often say “maybe” on the phone but “no” in underwriting. With guest Brian Mutter, a Certified Divorce Lending Professional, we unpack how assumptions work, when they collapse under lender-specific rules, and what to do when you still need to pull equity to buy out your spouse.

Throughout, we show why involving a CDLP before your judgment is final protects you from unfinanceable settlements. Align legal decisions with lending rules, document the right income at the right time, and avoid assumptions that unravel after the ink dries. Plus, in our mailbag, we explain how to access an ex-spouse’s 401(k) using a QDRO, timelines to expect, and why a specialist is worth the fee.

If this helped clarify your housing plan, follow the show, share it with a friend who needs it, and leave a review with your biggest mortgage question—we might feature it next.

• To contact Brian at Go Forward Mortgage, email at brian@goforwardmortgage.com or call 248-956-0445
• To schedule an intro call with Jacki to see if she's a good fit for your divorce, click this link https://calendly.com/roessler-jacki/30min

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

We explore how AI can help you prepare during divorce while also showing where it can mislead you with confident but wrong answers. We share safe workflows, a real test that went off the rails on spousal support and legal advice and a clear path for choosing the right professionals.

• defining the core risk of AI’s false certainty 
• examples of bad legal and financial outputs from AI 
• safe uses: question drafting, summaries, checklists 
• the validation rule: local attorney and CDFA review 
• interview questions for attorneys and CDFAs 
• real‑world spousal support test and lessons 
• final takeaways: AI as flashlight, not map

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

When a family splits, teens often look “fine” on the surface—grades steady, activities unchanged—while carrying a storm of fear, anger, and confusion underneath. We sit down with mental health pro Sarah Kuretzky Rossington to unpack how divorce impacts identity formation, autonomy, and early relationships, and why older kids shouldn’t be left to figure it out alone.

We get practical about support that actually works. Sarah explains why narrative therapy helps teens make sense of their story without shame, how a light Internal Family Systems framework validates conflicting emotions, and why DBT skills like distress tolerance, opposite action, and interpersonal effectiveness can calm reactivity in high-conflict homes. We also break down how to choose the right therapist for adolescents and college-age kids, the value of parent coaching, and how to run joint sessions that improve communication without turning your teen into a mediator.

Social media takes center stage as we examine comparison spirals, image management, risky DMs, and algorithm-driven content that can fuel anxiety, disordered eating, and isolation. 

• Schedule a consult with Sarah at https://www.thehardcoretherapist.com/
• Listen to Sarah's advice on Divorce De-Tox; Self Care Strategies on the Divorce Rich podcast by clicking here https://podcasts.apple.com/us/podcast/divorce-detox-self-care-strategies-from-the-hardcore/id1735150222?i=1000663280799

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Unlock crucial insights into the growing phenomenon of gray divorce with our latest episode featuring Sandy Adams from the Center for Financial Planning. We'll unravel the complexities older adults face when contemplating a late-in-life divorce. From understanding the significance of healthcare insurance and Medicare eligibility to the intricacies of timing retirement benefits, Sandy shares indispensable advice that can shape a financially secure future. We dive into the nuances of Social Security, clarifying the difference between Medicare and Social Security benefits, and discussing options for reconsidering Social Security elections under specific conditions.

In another enlightening segment, we take a closer look at equity conversion mortgages, offering a clear explanation of how loans against home equity operate. Addressing common concerns surrounding interest rates, home sales, and impacts on heirs, we aim to demystify this financial tool. We also spotlight the unique financial challenges women often encounter during gray divorce, such as higher poverty rates and the demand for long-term care. Sandy provides practical strategies to mitigate these risks, including long-term care insurance, asset leverage, and co-op living arrangements for mutual support. Tune in to discover how you can navigate the financial intricacies of gray divorce with confidence and knowledge.

RESOURCES

• CLICK HERE TO LEARN MORE ABOUT SANDY ADAMS or email Sandy at Sandy.Adams@Centerfinplan.com or call at 248-948-7900. 
• CLICK HERE to learn more about ex-spouse benefits through Social Security
• Do you want to know what your Social Security benefits may be? You can set up your own free “My Social Security Account” with Social Security, CLICK HERE to set up today.
• For general, non-proprietary information about Home Equity Conversion Mortgages (HECM) and a simplified comparison table between a HECM and Standard Mortgage, CLICK HERE

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Holiday plans are loud; money problems are louder. We press pause on the overwhelm and walk you through a clean, step-by-step year-end checklist designed for life after divorce. From tax withholding to FSAs, investment strategy, and credit safeguards, we focus on the handful of actions that prevent April shocks and set you up for a calmer new year. If you’re rebuilding after divorce and need a focused path to financial stability, this guide gives you practical, timely steps you can complete this week. Subscribe for more smart divorce money insights, share this with someone who needs a calm plan, and leave a review with the top fix you’re tackling today.

• To access the IRS' 2025 w-4 Calculator, Click https://apps.irs.gov/app/tax-withholding-estimator

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Jacki and her guest, parenting coach Forrest Levy Wolfe explore how to reduce chaos during two-home transitions with simple rituals, validating language, and clear, respectful limits. 
We cover: 
• why kids struggle most with uncertainty and loss of control
• a transition ritual of plan, food, and rest
• the A and A Protocol to acknowledge and affirm feelings
• replacing threats with “as soon as” clear limits
• staying in your lane when co-parents differ
• moving belongings with checklists and routines
• self-regulation for parents so kids can co-regulate
• reframing divorce as a resilience advantage

• To Connect with Forest Levy Wolfe; 
  • https://www.teachingcircle.org/
  • https://www.facebook.com/forest.l.wolfe/@teachingcircle_
  • TEACHING CIRCLE
  • 248.990.5555

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

The moment the decree is signed, real life begins. We walk through the first months of financial independence after a divorce and show how small, steady actions create relief fast. Our guest, Angela Cipriano, a financial coach who rebuilt her own life post-divorce, explains how to move from overwhelm to ownership with checklists, simple systems, and a mindset that actually sticks.

We start by demystifying the roles: a financial coach handles what most advisors skip—beneficiary updates, utility transfers, passwords, bill flow, and day-to-day budgeting—so you can arrive at your planner’s office organized and confident. 

We also tackle the emotional side of money. If you’ve heard “you’re bad with money,” we show how to replace that script with data and small wins. Then we get tactical: why your emergency fund belongs in a high-yield savings account, how to sanity-check a 401(k) allocation, and where to look for signs of hidden accounts using pay stubs, bank statements, and tax schedules. In our mailbag, we answer two big questions: who pays old medical bills after the divorce, and can a “vibes-only” budget work? Spoiler: numbers give you choices, and your decree often decides the bills.

• Reach out to Angela by clicking this link https://www.aiocoachingmi.com/
• To review and download Jacki's post-divorce game plan form, click below: https://www.roesslerdivorce.com/wp-content/uploads/2024/09/post-divorce-gameplan-fillable.pdf
• Listen to the Divorce Rich podcast episode, "Ready, Set, Go"..creating your post-divorce Game Plan https://podcasts.apple.com/us/podcast/ready-set-go-post-divorce-gameplan-divorce-rich-snacks/id1735150222?i=1000691831731

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

The moment a divorce becomes real, health insurance can feel like quicksand. Premiums spike, deadlines loom, and the plans you relied on may no longer cover the treatments that keep you well. We walk through a real client’s story to show how to evaluate COBRA, employer coverage, and ACA marketplace plans without guesswork or panic. The twist: even with a higher monthly premium, COBRA can sometimes save you money and protect continuity of care when you factor in deductibles, prescriptions, integrative therapies, and network access.


Health insurance choices are also legal strategy. We explain how to document costs and negotiate COBRA into temporary orders, spousal support, or property settlements, especially when one spouse keeps valuable workplace subsidies. To cap it off, our mailbag tackles QDROs—what they are, why your divorce judgment isn’t enough to divide retirement plans, and why using a specialist protects your share.

If you’re navigating divorce and want clarity, control, and peace of mind, this conversation gives you a step-by-step plan to protect your health and your wallet. Follow the show, share with a friend who needs it, and leave a review to help others find these resources.

• Click this link to discover Affordable Care Act options, https://www.healthcare.gov/
• To meet with Jacki and discuss if you're a good fit for divorce financial planning, click here https://www.roesslerdivorce.com/contact-us/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Divorce doesn’t have to be a courtroom sport. We sit down with Michigan family law attorney Randy Pittler to unpack how collaborative divorce reframes the process from “win-lose” to problem solving—replacing subpoenas and shuttle diplomacy with a trained team, full transparency, and solutions built for real life. Randy explains why litigation so often breeds delay, expense, and post‑mediation regret, and how Collaborative Divorce flips the incentives: each spouse has a collaboratively trained attorney, a neutral financial expert gathers documents and models options, and a mental health coach keeps emotions from steering the deal.

Curious whether you’re a fit? If there’s basic good faith, no active hiding of assets, and a desire to avoid scorched earth, Collaborative Divorce can work—even when emotions run high. We share how to find trained professionals in Michigan and beyond, why ongoing training matters, and how this approach sets healthier patterns for future co‑parenting. Ready to trade conflict for clarity? Follow the show, share this episode with someone who needs it, and leave a review to help others find a better path through divorce.

• Find a Collaborative Divorce trained professional in Michigan by clicking https://www.collaborativepracticemi.org/resources/find-a-professional/
• Live outside of Michigan? Click here to find Collaborative Divorce professionals  https://www.collaborativepractice.com/
• To reach out to Randy Pitler of Pitler Family Law and Amicable Divorce for an initial consult, click https://www.amicabledivorce.com/about

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

What if the most expensive choice isn’t divorce—it’s staying put? We pull back the curtain on the true financial toll of an unhappy marriage, from hidden debts you never signed off on to the slow bleed of funding a lifestyle that later becomes the benchmark for spousal support. Through real client stories, we trace how shared liabilities, unapproved loans, and retirement withdrawals can quietly rewrite your balance sheet while you’re trying to keep the peace.

We talk through practical safeguards—prenups or postnups, shared logins, regular financial check-ins—and offer a structured worksheet to calculate your monthly cost of staying versus leaving. The aim isn’t to push you out the door; it’s to arm you with numbers so your next step—whether to work on the marriage or plan an exit—rests on clarity, not guesswork.

Ready to see your situation in black and white? Stream the episode, download the worksheet, and start your calculation. If this conversation helps, follow the show, leave a review, and share it with someone who needs a clear-eyed view of their options.

• Email us at divorcerichpod@gmail.com to get your copy of the "Cost of Staying Worksheet"
• Click below to listen to attorney Amy Byer discuss financial infidelity and divorce with Jacki
• https://podcasts.apple.com/us/podcast/financial-infidelity-with-divorce-attorney-amy-byer/id1735150222?i=1000664419011

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Ever had a doctor prescribe surgery but wondered who would guide you through the daily rehabilitation afterward? That's exactly the situation many people face in divorce when they rely solely on their attorney without bringing in a financial expert.

The most successful divorces involve a collaborative team: your attorney handling legal strategy, a financial expert analyzing long-term sustainability, and you—the informed client—making decisions based on both legal rights and financial realities. This approach not only leads to better outcomes but often saves money by having the right professional handle the right tasks.

Listen as I break down the three most common financial mistakes in divorce, share real client stories of settlements gone wrong, and explain the red flags that signal you need financial expertise on your team. You'll learn why the house you're fighting for might become a financial prison, how retirement accounts aren't created equal, and why spousal support calculations require more than just legal formulas.

Don't let your divorce victory turn into a financial defeat. Subscribe to Divorce Rich Podcast for insights that help you build both legal protection and financial security for your future.

To find a local CDFA, click the link below

https://institutedfa.com/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Ever had your child return from their other parent's house acting like a completely different person? The tears, the aggression, the withdrawal – these aren't just normal post-visitation blues. They might be signs of something more concerning: coercive parenting control.

Child development specialist AJ Gajar joins us to shine a light on this often-misunderstood dynamic that leaves many co-parents feeling helpless and confused. She explains how "strict parenting" can sometimes mask controlling behaviors that profoundly impact children's emotional and psychological development. Drawing from her background in developmental psychology and her own personal experience with divorce, AJ offers practical strategies to support children caught between healthy and unhealthy parenting approaches.

AJ Gajjar is a mom, Parenting and Trauma Consultant, child development specialist, and children’s advocate. She supports parents facing the challenges of post-separation abuse and helps children heal from harmful or coercive parenting.

With 18 years of experience in early childhood development and children’s mental health, AJ understands both the science and the heart of parenting through trauma. As an international best-selling co-author and creator of Trauma Healing Parenting, she offers parents a clear path to protect, nurture, and strengthen their children—even in the midst of ongoing relational harm.

Links:

LinkedIn

Facebook

Website: The Trauma Healing Parent

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Ever wondered who determines what you "could" be earning during a divorce? Meet the vocational expert—a professional whose assessment of your earning potential might significantly impact your financial settlement.

Vocational experts analyze education, work experience, and job market opportunities to establish reasonable income expectations for divorcing spouses. They're often hired when one spouse has been out of the workforce, works part-time, or appears underemployed relative to their qualifications. While their evaluations frequently benefit the higher-earning spouse, understanding their methodology empowers you to navigate this aspect of divorce more effectively.

Our guest brings refreshing candor to this often-contentious topic, explaining how she prioritizes fairness and realism over inflated projections. "It's important to me to be reasonable," she emphasizes. "I don't want them to negotiate a settlement based on something that will never be." Her approach includes comprehensive research using Department of Labor statistics, geographic wage data, and sometimes direct employer inquiries to establish accurate wage ranges rather than arbitrary figures.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

We're starting off Season 2 with a bang! Divorce is the single largest financial transaction of most people's lives, and making uninformed decisions based on common money myths can have devastating long-term consequences. We debunk five major misconceptions about divorce finances to help you navigate this complex process with confidence and clarity.

• DIY divorce is rarely the money-saving solution it appears to be and can cost significantly more in the long run
• Keeping the house requires careful financial analysis including mortgage qualification, affordability, and evaluating its long-term impact on your finances
• Retirement accounts can be accessed during divorce through QDROs, offering important financial flexibility without the usual early withdrawal penalties
• Alimony needs should be evaluated as part of your complete financial picture, including all potential income sources and a realistic budget
• Divorce settlements must consider future implications like taxes, investment growth, and retirement security, not just division of current assets
• Having proper legal and financial guidance helps you make sound decisions when you're feeling emotionally exhausted near the end of negotiations

Schedule a free 30-minute consultation with me to see if divorce financial planning is the right fit for you, because financial peace of mind is possible. https://calendly.com/roessler-jacki/30min

CLICK the LINK below to download Jacki's budget worksheet and find other resources!

https://www.roesslerdivorce.com/resources/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Tax strategies that high-wage earners need during divorce but rarely receive proper guidance on - that's the focus of this deep-diving conversation between host Jacki Roessler, CDFA and returning guest Nick Defenthaler, CFP and partner at the Center for Financial Planning.

For executives receiving equity compensation, the conversation turns to concentration risk - the danger of having too much net worth tied to a single company's performance. "Our general rule of thumb is no more than 10-20% within one particular company stock," explains Nick, while acknowledging the emotional attachment many feel to their company shares. The solution? A strategic "capital gains budget" approach that systematically diversifies assets while managing tax implications.

Throughout the episode, both experts emphasize that while technical knowledge matters, successful financial planning during divorce requires balancing mathematical precision with empathy for the client's emotional reality. As Nick puts it: "You can look at the math and it could tell us one thing, but there's this other component called the human element."

• Ready for some advanced tax planning tailored to your post-divorce life? Reach out to Nick by calling 248-948-7900 or clicking this link: CLICK HERE 
• Want to create your idea "paycheck" in retirement? Listen to Nick's previous guest spot on the podcast by CLICKING HERE
• Think you may be a good fit for divorce financial planning? Book a complimentary intro consultation with Jacki by CLICKING HERE

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Ever wondered who pays for your kid's braces after divorce? Or whether your ex can claim half your frequent flyer miles? The Divorce Rich Podcast tackles these questions head-on in our exciting new "Divorce Rich Mailbag" segment.Host Jacki Roessler, CDFA, a veteran Certified Divorce Financial Analyst  introduces her son Kevyn as co-host for this listener-driven Q&A feature that will close every episode moving forward. Together, they dive into the financial questions that keep divorcees up at night, offering straightforward answers with a touch of warmth and occasional humor.

Ready to get your own divorce financial questions answered? Submit them through the link in the show notes and tune in each month for the Divorce Rich Mailbag. While you're there, schedule your complimentary 30-minute consultation with Jackie to discover if divorce financial planning might be right for your situation.

• Send YOUR questions for our mailbag to divorcerichpod@gmail.com. No question is too small -or too big!
• Schedule a free initial consultation with Jacki by clicking the link below. https://calendly.com/roessler-jacki/30min?month=2024-03

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Taking control of your financial future after divorce isn't just important—it's urgent. When that settlement ink dries, most people want to close the book and move on, but that's exactly when crucial financial decisions need attention. What happens in those first weeks and months can dramatically impact your long-term security.

In my conversation with Karen McMahon on her Journey Beyond Divorce podcast, we dive deep into the post-divorce money moves that absolutely cannot wait. From creating a strategic calendar of settlement-related dates to making immediate decisions about retirement accounts, we break down what needs your attention in the first three months, six months, and within a year of your divorce finalization.

• Schedule an initial consult with Jacki to discuss your post-divorce game plan! https://calendly.com/roessler-jacki/30min?month=2024-03
• Tune into Journey Beyond Divorce Podcast to expand your knowledge! https://www.jbddivorcesupport.com/jbdpodcast
• Download Jacki's Post-Divorce Gameplan for free by clicking the link below
• https://www.roesslerdivorce.com/wp-content/uploads/2024/09/post-divorce-gameplan-fillable.pdf

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Ever wonder if your tech executive spouse has compensation you don't fully understand? You're not alone. The modern divorce landscape has become increasingly complex as companies shift away from straightforward salaries toward sophisticated equity-based compensation packages.

In this essential episode, I tackle one of divorce's most misunderstood financial topics: non-standard compensation. I break down the mysterious world of RSUs (Restricted Stock Units), PSUs (Performance Stock Units), deferred compensation, and various bonus structures that often make up significant portions of total income in tech, finance, and corporate settings.

Through clear explanations and a compelling case study, I reveal how overlooking these assets can potentially cost you hundreds of thousands of dollars in your settlement. You'll learn the critical differences between vested and unvested equity, discover the five-point checklist for properly documenting these assets, and understand the tax implications that could dramatically affect their true value. I share a real-world example where my analysis helped secure a client over $250,000 in future payouts that were nearly left out of their settlement.

Whether you're just beginning the divorce process or already deep into negotiations, this episode provides the knowledge you need to identify potential hidden wealth and ensure your financial future isn't compromised by overlooking these increasingly common compensation structures. Don't leave money on the table – listen now to gain the clarity and confidence you need to make informed decisions about your financial future.

Schedule a free 30-minute consultation to see if divorce financial planning might be right for your situation – because understanding your finances today creates the freedom to build your tomorrow.

• https://calendly.com/roessler-jacki/30min?month=2025-07

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Choosing the right divorce attorney is the most crucial decision you can make during this life transition, with geographic expertise and family law specialization being top priorities. Managing partner Kelsey Minor from DAWN (Divorce Attorneys for Women's Needs) shares her insights on finding representation that provides both legal expertise and emotional support.

• Hire an attorney experienced in your specific county as local court procedures vary significantly between judges
• Look for family law specialists who understand both legal complexities and emotional dynamics
• Good attorneys provide clear process timelines and connect you with specialized resources when needed
• Ask potential attorneys about their communication style, response times, and availability for meetings

• To schedule an appointment with attorney Kelsey Minor, click the link below https://womensrights.com/law-firm/our-lawyers-staff/ or call her at 888-772-DAWN.
• To schedule an initial 30-minute consult with Jacki, use the link below: https://calendly.com/roessler-jacki/30min?month=2025-06

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Forgotten assets can cost you thousands in your divorce settlement. While houses and retirement accounts get plenty of attention, your spouse's career—that law degree you helped them earn, the executive position you moved cities for, or the tenure track you supported them through—often gets overlooked completely.

Career assets represent significant value that you helped build during your marriage. From company cars and expense accounts to health insurance benefits, advanced degrees, stock options, and performance-based compensation, these benefits directly impact your spouse's financial position after divorce. Even unvested benefits deserve consideration when dividing marital assets fairly.

Working with financial experts who understand divorce can help quantify these complex assets. They can analyze everything from the present value of future earnings to the true cost of replacing employment benefits you'll lose access to after divorce.

Remember, your ex's career isn't just their individual success story—it's part of your shared marital economy that deserves fair treatment in your settlement. You deserve recognition for your contributions to building that success, whether direct or indirect. Take the time to understand these often-overlooked assets and ensure they're properly addressed in your divorce proceedings.

To schedule an appointment with Jacki for an initial complimentary consultation, use the link below. https://calendly.com/roessler-jacki/30min?month=2024-03

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

When most people think of divorce, they picture contentious courtroom battles and emotional warfare. But what if there's a better way? Family law attorney and certified domestic relations mediator Xavier Prather reveals how mediation offers couples a path to resolution that  saves money, and creates better outcomes for everyone involved.

Xavier brings an unexpected background to his mediation practice. As the historic winner of Big Brother Season 23—the first Black winner in the show's two-decade history—he developed remarkable skills for helping people in conflict communicate effectively. "In the Big Brother house, just like in divorce, you're dealing with a lot of different personalities and emotions in an environment designed to bring out some of the most toxic feelings," Xavier explains. "That experience taught me how to help people express themselves while still finding common ground."

The conversation explores the critical differences between facilitative and evaluative mediation approaches. While evaluative mediation focuses on assessment based on courtroom experience, facilitative mediation centers on improving communication between parties. Xavier passionately advocates for approaches that give couples more control over their outcomes rather than surrendering decisions to the court system.

Perhaps most fascinating is Xavier's discussion of marriage mediation—a proactive approach for couples who want to stay together but struggle with communication issues that could eventually lead to divorce. Unlike couples therapy, which delves into psychological patterns, marriage mediation focuses on practical communication strategies and agreements about responsibilities, finances, and parenting. "The couples that go to mediation—I applaud them because they're recognizing they need help before it's too late," Xavier notes.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Understanding payroll stubs is a crucial yet often overlooked skill during divorce proceedings. Jacki breaks down how to read both your and your spouse's payroll documentation to ensure you're getting accurate financial information for support calculations and settlements.

• Difference between gross pay (what's earned before deductions) and net pay (what's deposited in your account)
• Federal and state tax withholdings and how to spot potential overwithholding
• Understanding Social Security withholding caps and their impact on paychecks throughout the year
• Health insurance, 401(k) and other deductions that affect net pay
• How to calculate reasonable federal tax withholding percentages
• Year-to-date totals and their importance in cross-checking against W-2 forms
• Box 5 on W-2 forms shows Medicare wages, often the best reflection of true gross earnings
• Importance of year-end payroll stubs for breaking down different income sources
• Four power tips: review all stubs, keep copies of everything, look beyond take-home pay, and learn the payroll system

If you like this podcast, please follow us on Apple or anywhere that you download podcasts and share this link with any friends or family that you think might benefit from this information.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

The economic landscape is shifting. With potential downturns and job insecurity looming, knowing exactly when and how to modify child support becomes more than just useful information—it's financial protection.  This candid conversation with family law attorney Jorin Rubin of https://rubinframpton.com/jorin-g-rubin/ reveals the hidden mechanisms behind child support modifications that every divorced or separating parent should understand.

What makes this discussion particularly valuable is the exploration of complex scenarios rarely addressed in standard divorce guidance. For self-employed parents, those standard business deductions that keep the IRS satisfied won't shield your income from support calculations. Regular financial gifts from family members might count toward your support obligation. Even that inheritance you received after divorce could impact calculations if you're drawing income from it.

To find Jorin on Social Media; 

• https://www.instagram.com/tipsdivorceattorney/
• https://www.tiktok.com/@jayattorney

To schedule an intro free consultation with Jacki, click the link below 

https://calendly.com/roessler-jacki/30min?month=2024-03

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Facing the financial complexities of divorce in your 50s or 60s? The retirement planning decisions you make now could save you tens of thousands in taxes down the road.

Jacki Roessler welcomes financial planning expert Nick Defenthaler to unpack the crucial yet often overlooked retirement account strategies that can transform your financial future after divorce. Nick breaks down the fundamental differences between traditional and Roth IRAs with crystal clarity, revealing why understanding these distinctions matters tremendously when dividing assets in a divorce settlement.

Nick shares practical wisdom about creating an optimal "retirement paycheck" by drawing from different account types in a strategic sequence. You'll discover why the financial decisions you make during this transition period can have tax implications lasting decades, and why partnering with advisors who understand both divorce and tax planning is essential for long-term financial security.

RESOURCES

• To learn more about Nick, click the link below:   https://www.centerfinplan.com/nick-defenthaler
•  Check out the articles Nick has written for ‘The Street: Retirement Daily”  by clicking the following link  https://www.thestreet.com/retirement-daily/author/nick-defenthaler-cfp-ricp
• To schedule a complimentary introductory consultation with Jacki, click the link below:https://calendly.com/roessler-jacki/30min?month=2024-03

Whether you're contemplating divorce, currently navigating the process, or adapting to life after a gray divorce, this episode provides the financial literacy you need to make informed decisions about your retirement accounts and create a more secure future. Subscribe to Divorce Rich for more insights on achieving financial clarity during this challenging life transition.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

When market volatility collides with divorce proceedings, the resulting anxiety can feel overwhelming. But what if this turbulence actually presents unexpected opportunities? Jacki Roessler and wealth advisor Melissa Fradenburg cut through the political noise surrounding recent tariffs to deliver actionable financial wisdom for those navigating divorce during uncertain economic times.

This eye-opening conversation tackles the psychological barriers that prevent smart financial decision-making. While most of us hunt for sales when shopping for clothes or furniture, we panic when investments go "on sale" during market dips. 

During divorce, when emotions already run high, this reminder to distinguish between realistic concerns and anxiety-driven fears could be the difference between financial recovery and costly mistakes. Whether you're newly managing investments post-divorce or worried about assets still being divided, this episode offers the clarity needed to make sound decisions despite market turbulence.

RESOURCES:

• To reach out to Melissa Fradenburg, click the link below www.antonelliadvisors.com/melissafradenburg
• Click Here to read Hartford Funds' Article, "Beyond Investment Illusions"  https://www.hartfordfunds.com/dam/en/docs/pub/prospectingmaterials/Brochures/P3320.pdf
• To learn more about Jacki's work as a divorce financial planner and to see if she's a good fit for your case,  schedule an initial complimentary consultation by clicking the link below https://calendly.com/roessler-jacki/30min?month=2024-03

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

The marital home represents far more than bricks and mortar during divorce—it embodies memories, stability, and often the largest financial asset couples must address. This insightful roundtable discussion brings together key experts who should be involved in these critical decisions: family law attorney Max Emmer, mortgage specialist Leeanne McKeon (a Certified Divorce Lending Professional), real estate expert Jodi Douglas, and host Jacki Roessler (a Certified Divorce Financial Analyst).

Most eye-opening are the experts' warnings about poorly crafted divorce decree language,  unrealistic refinancing deadlines, improper quitclaim deed timing, and failure to verify accurate home values which can create catastrophic financial consequences that last years beyond the divorce itself. Through real case examples and practical guidance, they demonstrate why assembling the right professional team early prevents costly mistakes.

• Contact Certified Divorce Lending Professional, LeeAnn McKeon https://movement.com/lo/leeann-mckeon
• Contact Family Law Attorney, Max Emmer  https://www.emmerlawplc.com/contact-us/
• Contact Realtor, Jodi Douglas, MS, CDRE™, RCS-D™   https://jodidouglas.howardhanna.com/
• Schedule a complimentary consult with Certified Divorce Financial Analyst, Jacki Roessler by clicking the link below: https://calendly.com/roessler-jacki/30min?month=2024-03
• Download Jacki's budget worksheet by clicking the link below https://www.roesslerdivorce.com/resources/

To Register to Attend a Live Workshop on this topic with Jacki, Max, Leeann and Jodi on May 14, 2025 at the Bloomfield Township Library, email Jacki @jacqueline@roesslerdivorce.com.

Have you listened to our previous episodes? Subscribe now to ensure you never miss the financial guidance and expert insights that can transform your divorce experience.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Tax season brings anxiety for many, but for those navigating divorce, it also presents unique opportunities to protect your financial future. Despite the complexity, understanding a few key tax concepts can literally put thousands of dollars back in your pocket during this challenging life transition.

Tax literacy remains shockingly low among Americans—only 2% demonstrate proficient knowledge according to recent studies. Yet as this episode reveals, even basic tax understanding becomes a powerful tool during divorce negotiations. For example, the difference between filing as "single" versus "head of household" isn't just paperwork; it represents a $7,300 higher standard deduction and access to valuable credits that could significantly reduce your tax burden.

• To learn more on this topic,  click the link below to watch Jacki's webinar on Tax Literacy for Divorce which was recently posted for Phoenix Financial Advocates. 
  • https://www.youtube.com/watch?v=Ez2sTDEihS0
• To schedule an introductory consult (at no charge) with Jacki, click the link below. 
  • https://calendly.com/roessler-jacki/30min?month=2025-03

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Discover how Barb Greenberg transformed the heartbreak of a 33-year marriage ending into a powerful movement of hope and empowerment for women navigating the aftermath of divorce. This episode features Barb's extraordinary journey from personal turmoil to founding "Rediscovering U," an inspiring company that offers educational resources and a community of connection. Listeners will hear about the transformative impact of workshops and monthly gatherings that Barb hosts, where women share their experiences, gain confidence, and find solace in the collective strength of others who understand their path.

We'll also highlight the courageous stories of the women who attend these events, each one demonstrating resilience and bravery as they strive to improve their lives against the odds. These inspiring narratives underscore the profound impact of support and camaraderie in healing and personal growth. Through these shared experiences, we celebrate the incredible strength found in community, and we invite you to join us in recognizing the power of shared stories and collective healing. This episode is a heartfelt tribute to the resilience of women everywhere who are facing the complexities of divorce and choosing to rise above.

SPECIAL OFFER! FIRST 5 people that leave a review on Apple podcasts (please screenshot and email to Jacki at jacqueline@roesslerdivorce.com) will receive a free copy of Barb's book, "Seasons of Divorce" as a thank you!

Click below to purchase Barb's book, Seasons of Divorce 

https://www.amazon.com/Seasons-Divorce-Insights-Women-Transition-ebook/dp/B08NNP5KV9/ref=sr_1_1?crid=2KIR2E3ZZ2ZYR&dib=eyJ2IjoiMSJ9.YQ5RziS75KkLDCncw05bPw.KdLGViZFzrTUwFCzmrn6UGZHTLbAn79rmdovbrJBlIc&dib_tag=se&keywords=seasons+of+divorce+barb+greenberg&qid=1740082909&sprefix=seasons+of+divorce+barb+greenberg%2Caps%2C107&sr=8-1

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Have you ever wondered how to navigate the maze of post-divorce financial tasks without losing your sanity? This episode promises to equip you with essential tools and strategies, transforming a challenging process into a manageable one. From mastering the art of organization with a downloadable worksheet to celebrating your progress with well-deserved rewards, Jacki ensures you're not just surviving but thriving after divorce.

This episode is packed with quick, practical advice designed to guide you through the first crucial year after a divorce. Learn the importance of updating your beneficiary designations, creating a new budget, and scheduling vital tasks to ease future burdens. Jackie also explores the benefits of holistic financial planning, offering insights into engaging a CPA and financial advisor for tailored guidance. Whether you're at the start of your post-divorce journey or several months in, this episode is your roadmap to financial clarity and independence.

• CLICK THE LINK BELOW TO DOWNLOAD JACKI'S POST-DIVORCE GAME PLAN FILLABLE FORM!  https://www.roesslerdivorce.com/wp-content/uploads/2024/09/post-divorce-gameplan-fillable.pdf
• CLICK HERE TO LISTEN TO "BOSSING THE QDRO PROCESS" https://podcasts.apple.com/us/podcast/bossing-the-qdro-process-divorce-rich-snacks/id1735150222?i=1000687117197
• CLICK HERE TO LISTEN TO "UNDERSTANDING YOUR BUDGET AND DIVORCE" https://podcasts.apple.com/us/podcast/understanding-your-budget-and-divorce-with-jacki/id1735150222?i=1000648601917

CLICK HERE TO BOOK A FREE CONSULT WITH JACK TO DISCUSS FLAT-FEE POST-DIVORCE TRANSITION COACHING https://calendly.com/roessler-jacki/post-divorce-transition-coaching-consult?month=2025-02

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Discover the transformative power of organization during life's most challenging transitions with our special guest, professional organizer, Lani Moore. Having made a remarkable shift from the world of supply chain to become a professional organizer, Lani opens up about her personal journey through divorce. She shares how structured organization can provide both a therapeutic outlet and a sense of control amidst chaos. From managing the overwhelming piles of paperwork to gracefully dividing personal property, Lani offers invaluable insights for anyone navigating the turbulent waters of divorce.

RESOURCES:

• Book a consultation with Lani by clicking the link below https://www.theorganizedlifeco.com/contact
• Book an initial consult with Jacki to learn about getting your post-divorce account transfers (QDROs, IRA Transfers, Brokerage Accounts, etc...)  on track.  https://calendly.com/roessler-jacki/post-divorce-transition-coaching-consult?month=2025-02

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Ever wondered how quickly you should act on a Qualified Domestic Relations Order (QDRO) to claim your rightful share of an ex-spouse's retirement assets? We take a quick dive  into the QDRO process in this "snack" episode, offering you practical advice on gathering essential documents, choosing the right QDRO preparer, and ensuring that all parties cooperate to avoid unnecessary delays. With expert insights, I emphasize the importance of keeping the lines of communication open and navigating this complex process with urgency and precision.

Time is of the essence, and understanding the critical timing of QDROs can make a significant difference in your financial well-being post-divorce. Learn  the potential risks of delays—such as losing access to funds if your ex-spouse dies, remarries or retires before the QDRO is finalized. This episode is packed with actionable tips designed to empower you with the knowledge to act swiftly and safeguard your financial future. Share these insights with anyone you know who might benefit, and ensure you’re fully prepared as you navigate this crucial aspect of divorce proceedings.

• POST DIVORCE QDRO AND ASSET TRANSFER MANAGEMENT SERVICES WITH JACKI: Make an appointment to learn more about our new FLAT FEE divorce transition packages. Starting in 2025, Roessler Divorce Consulting is offering a new flat-fee service for post-divorce transition coaching. CLICK HERE TO BOOK NOW:
  • https://calendly.com/roessler-jacki/post-divorce-transition-coaching-consult?month=2025-01
• QDRO DRAFTING RESOURCES
  • Divorce Solutions (248-354-0495) https://www.divorcesolutionsllc.com
  • The QDRO Company (877-661-7376) https://www.theqdrocompany.com/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Unlock the secrets of managing your financial future amidst the challenges of divorce with our latest episode featuring certified financial planner Kali Hassinger, CFP®, CSRIC® from the Center for Financial Planning. We dive into the world of defined contribution plans like 401(k)s and IRAs, revealing the tax advantages they offer and how they can lower taxable income while boosting long-term savings. Callie's expertise sheds light on the complex rules surrounding 401(k) withdrawals, loans, and vesting schedules, providing clarity on these crucial financial tools during a divorce.

With practical advice and an emphasis on the importance of a detailed post-divorce financial checklist, this episode equips you with the tools to navigate the post-divorce financial landscape with confidence.

• Kali Hassinger, CFP®, CSRIC®, is a Senior Financial Planner and CERTIFIED FINANCIAL PLANNER™ professional at Center for Financial Planning, Inc.® in Southfield, Michigan. To schedule an intro meeting with Kali, CLICK HERE
  • Kali joined the Center team in 2013 and has been involved in the financial planning and insurance profession for her entire career. Kali works with many individuals post-divorce to develop a financial plan with their new circumstances and best interests in mind.  The financial planning process focuses on all the aspects of your financial life, including, but not limited to, investment management, retirement, and tax planning.  Kali works to help clients feel confident and secure knowing that they have a partner who can be trusted with any of life’s financial decisions. Kali is a Chartered SRI Counselor™ meaning she can give advice on socially responsible investing. She completed the Certified Divorce Financial Analyst (CDFA®) curriculum and successfully passed the three levels of testing in 2017.
• To schedule an intro meeting with Jacki to discuss pre, during or post-divorce consulting and see if you're a good fit, CLICK HERE

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Unlock the secrets to regaining financial control after divorce with insights from our special guest, Karen Schultz-Tarnopol, the mastermind behind Heirloom Consulting. Karen offers her wisdom on the often neglected yet vital realm of estate planning and legacy management, shedding light on the intense responsibilities a trustee carries and the sometimes staggering 500 hours it can take to settle an estate. This episode is a treasure trove of advice for single individuals aged 40 to 65, who strive to protect their children and secure their financial future post-divorce. We promise a deep dive into the complexities of estate planning, ensuring you walk away with the tools to maintain control over your financial and personal decisions beyond your lifetime.


RESOURCES: 

• To connect with Karen and Heirloom Consulting, click one of the links below
  • Facebook www.facebook.com/Heirloomconsulting/
  • LinkedIn https://www.linkedin.com/company/heirloom-consulting-llc
  • Instagram https://www.instagram.com/heirloomconsultingllc/
  • Website www.heirloomconsultants.c
• To schedule a post-divorce transition blueprint meeting with Jacki (flat fee service for post-divorce clients), use the link below: 

https://calendly.com/roessler-jacki/post-divorce-transition-map

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Discover how a plate full of plants can give your body, mind and wallet the re-set it needs after divorce with my guest, Kathryn Pollard, MS, a celebrated author and nutritionist. Kathryn's award-winning book "Eating Does It" serves as our guide, offering a roadmap to reclaim health and wellness through nutrition. We dig into groundbreaking research by Dr. T. Colin Campbell shedding light on how whole food, plant-based diets can lead to improved health and prevent disease. This episode is a deep dive into how dietary changes can help you regain control over your life.

• Click here to purchase Eating Does It-Healing Ourselves and Our Planet with Food (Divorce Rich listeners can use discount code KP25P (for print) KP25E (for epub)-good through March 31, 2025)
• CLICK HERE to learn more about how plant based diets can help trim your budget 
• Click here to book a complimentary30-minute Zoom consult with Jacki https://calendly.com/roessler-jacki/30mi

 This episode aims to empower you, offering encouragement and practical steps to enhance your well-being during stressful times through plant-based eating. 

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Have you ever said, "I'm bad with money"? How about "My spouse understands finances and I just don't-it's a weak area for me"?  If you answered yes to either of the above, this episode is a must-listen! Financial and investment literacy has nothing to do with intelligence and everything to do with exposure and education. 
Divorcing individuals need a basic understanding of finances to make good decisions about which investments to take in a divorce settlement as well as how to manage them effectively for their future financial security. 

Resources:

• For women who find themselves saying “I’m bad with money” click here to purchase GIRLS THAT INVEST by Simran Kaur; a fantastic primer on building investment competence and confidence. 
• To shore up on basic investment literacy, it’s hard to go wrong with the The Motley Fool website where you can find the information you need in a welcoming and encouraging format
• Listen in to CNBC's Fast Money Podcast to learn the latest in investment news and information

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Unlock one of the big secrets to dividing pensions in divorce with Jacki Roessler on the Divorce Rich Podcast. Ever wondered how a Qualified Domestic Relations Order (QDRO) could impact your financial future? This episode promises to simplify the complexities of pension plans, especially for those in Michigan's automotive industry, where pensions are a cornerstone of retirement.

One Canoe or Two? Imagine your retirement pension income as a river, which can be navigated with either one or two canoes. Your QDRO divides the pension  using one of these division approaches. We examine these pension division methods, highlighting how each approach can affect your financial landscape. Whether it's the interconnected fate of the one canoe method or the separate paths of the two canoe strategy, understanding these options could be pivotal during divorce proceedings.

Delve into survivor benefits and other psychological advantages that may arise, ensuring you are equipped to make informed, fair decisions.

RESOURCES

• Click Here to listen to an episode with a former client about her own QDRO https://podcasts.apple.com/us/podcast/a-qdro-horror-story-with-former-client-brooke/id1735150222?i=1000651374846
• Click here to listen to an episode with QDRO expert, Dave Roessler https://podcasts.apple.com/us/podcast/qdro-time-bombs-with-expert-dave-roessler/id1735150222?i=1000648664578

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Can truly understanding your credit alter your financial future after divorce? Prepare to uncover strategies that could reshape your financial landscape.  In this episode, Jacki will  guide you through the complexities of maintaining and improving your credit score during and after divorce. This episode of the Divorce Rich Podcast will explain why your credit score is more important than ever, especially in securing loans, mortgages, and even job opportunities.  If you want financial freedom after your divorce, you need good credit. We'll discuss practical tactics for credit monitoring using tools like Credit Karma, all while keeping your score intact.

Jacki also shares practical insight and tips you can implement today to affect your credit rating. Lean into optimum credit card utilization, making timely payments and learn other factors that impact your credit. We'll explore how solutions like 401k loans and home equity loans can offer relief from credit card debt without further affecting your credit score. 

RESOURCES:

• CLICK HERE TO FREEZE YOUR CREDIT
  • Click the link below to visit Credit Karma.com
  • https://www.creditkarma.com/auth/logon?redirectUrl=https%3A%2F%2Fwww.creditkarma.com%2Fcredit-health%2Fequifax%2Fmain
• To see if you're a good fit for divorce financial planning, schedule a complimentary consultation with Jacki, by clicking the link below.
•   CLICK HERE FOR A 30-MINUTE FREE CONSULTATION

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

How do survivors of domestic violence navigate the treacherous waters of divorce without being re-traumatized? On this episode of the Divorce Rich Podcast, we're joined by Beverly Price, the formidable CEO of the Divorce Coalition and founder of Her Empowered Divorce, to unravel the complexities of divorcing an abusive partner. Together, we break down the crucial elements required for survivors to advocate for themselves effectively. Beverly sheds light on the harsh realities of re-traumatization and emphasizes the critical role of finding attorneys skilled in handling such sensitive cases. We also uncover the immense value a divorce coach can offer, acting as a beacon of support through these trying times.

Beverly Price is passionate about helping women reclaim their power during and after divorce. As a Certified Divorce Coach (CDC), she’s guided countless women through the toughest moments of their lives, from navigating high-conflict divorces to dealing with the trauma of domestic abuse. Beverly knows firsthand how overwhelming divorce can be and provides the support she wishes she had during her own journey.

She’s also the co-founder of The Divorce Coalition, working to transform how society addresses domestic abuse through education, collaboration, and advocacy.

 RESOURCES

•     To book a consultation with Beverly, CLICK HERE
•     US National Domestic Violence Hotline - Call 1.800.799.SAFE (7233)
•      To find out more about Domestic Abuse on Podcasts and Blogs  VISIT THE DIVORCE COALITION WEBSITE

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Can investing outside of a bank account or CD be safe for those navigating a divorce? Tune in as we shatter the myth of high investment risk with my special guest, Melissa Fradenburg, CDFA, AIF,  a seasoned wealth advisor with Antonelli Financial in Grosse Pointe, Michigan.  Together, we unpack the essential strategies for maintaining your purchasing power and combating inflation through long-term investments. Learn how balancing financial safety with diversified investments can set you on the path to financial security. Let Melissa's practical advice guide you through this transformative period, ensuring your financial decisions are well-aligned with your long-term goals.

We also delve into the significance of setting clear financial goals during life changes like divorce. Whether it’s planning for retirement, buying a home, or funding your child's education, we explore how to choose the right financial instruments—like IRAs, Roth IRAs, and 529 plans. Discover the therapeutic benefits of goal-setting and budgeting, and how automating your savings can simplify your financial life. 

Follow Divorce Rich on Apple or your favorite podcast platform, and spread the word to friends and family who could benefit from our insights.

RESOURCES

• To schedule an appointment with Melissa, email mfradenburg@antonelliadvisors.com or call 313-290-2602
• CLICK BELOW to contact Melissa and schedule an appointment

https://www.antonelliadvisors.com/our-team

• To schedule an initial complimentary consult with Jacki to discuss divorce financial planning, click below or email Jacki at jacqueline@roesssler.divorce.com

https://www.roesslerdivorce.com/contact-us/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Discover how to navigate the maze of Social Security benefits and divorce with insights from Vonda Van Til, former Public Affairs Specialist for the Social Security Administration in Michigan. Learn the essential requirements for a former spouse to collect benefits, such as the marriage needing to last at least 10 years and both parties being at least 62 years old. Understand how you can file for benefits based on the highest amount from any qualifying former spouse, even if you've had multiple marriages. Vonda also explains key exceptions and provides tips for financial planning post-divorce, making this a must-listen for anyone facing this challenging life transition.

Jacki and Vonda explore strategies for maximizing your financial position and clear up common misconceptions. Don't miss this episode of Divorce Rich Podcast, packed with valuable information to help secure your financial future

RESOURCES

• CLICK THE LINK BELOW to create your own Social Security account online
  • https://www.ssa.gov/prepare/get-benefits-estimate

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Unlock crucial insights into the growing phenomenon of gray divorce with our latest episode featuring Sandy Adams from the Center for Financial Planning. We'll unravel the complexities older adults face when contemplating a late-in-life divorce. From understanding the significance of healthcare insurance and Medicare eligibility to the intricacies of timing retirement benefits, Sandy shares indispensable advice that can shape a financially secure future. We dive into the nuances of Social Security, clarifying the difference between Medicare and Social Security benefits, and discussing options for reconsidering Social Security elections under specific conditions.

In another enlightening segment, we take a closer look at equity conversion mortgages, offering a clear explanation of how loans against home equity operate. Addressing common concerns surrounding interest rates, home sales, and impacts on heirs, we aim to demystify this financial tool. We also spotlight the unique financial challenges women often encounter during gray divorce, such as higher poverty rates and the demand for long-term care. Sandy provides practical strategies to mitigate these risks, including long-term care insurance, asset leverage, and co-op living arrangements for mutual support. Tune in to discover how you can navigate the financial intricacies of gray divorce with confidence and knowledge.

RESOURCES

• CLICK HERE TO LEARN MORE ABOUT SANDY ADAMS or email Sandy at Sandy.Adams@Centerfinplan.com or call at 248-948-7900. 
• CLICK HERE to learn more about ex-spouse benefits through Social Security
• Do you want to know what your Social Security benefits may be? You can set up your own free “My Social Security Account” with Social Security, CLICK HERE to set up today.
• For general, non-proprietary information about Home Equity Conversion Mortgages (HECM) and a simplified comparison table between a HECM and Standard Mortgage, CLICK HERE

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

In this mini-episode, host and certified divorce financial analyst, Jacki Roessler, CDFA invites family law attorney, Max Emmer to dissect the recent buzz around high-profile divorces, such as Jennifer Lopez and Ben Affleck, and discuss the surprising fact that they lacked a prenup. The discussion goes beyond the celebrity world, offering practical advice for everyday people contemplating marriage. If you're thinking about tying the knot and want to make informed financial decisions, this episode is a must-listen!

• https://www.emmerlawplc.com/ Click here to learn more about family law attorney, Max Emmer and schedule an initial consult
• To learn more about Pre-Nups and Estate Planning Issues, listen to the Divorce Rich Episode with Kristen Gross, Esq. by clicking here https://www.buzzsprout.com/2301773/14734693

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Grab some coffee and listen in as Jacki sits down with family law attorney, Amy Byer for a candid and frank conversation about the importance of financial transparency in romantic relationships. Discover how financial infidelity—often as damaging as adultery—can erode trust and stability within a partnership. We'll break down why financial honesty is essential and how hidden debts and poor money management can lead to significant consequences, particularly for women who may be unprepared for financial realities.
 
Learn why financial issues and infidelity are leading causes of divorce and how regular, open communication about money can fortify trust and intimacy. This episode is worth a listen for anyone in a relationship!

• Click the link below to reach out to Family Law Attorney, Amy Byer, https://amybyerlaw.com/
• To schedule an initial 30-minute complementary consultation with Jacki, click here https://calendly.com/roessler-jacki/30min?month=2024-08
• For a helpful guide to starting financially intimate conversations with your spouse, click here https://institutedfa.com/crisis/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

"I can't sleep!" "I'm too stressed to think about exercise!" "I have no appetite." Sound familiar? If you're dealing with divorce and find yourself saying any of the above, you're not alone! You need to give your body a divorce detox!

Unlock the secrets to maintaining your mental and physical well-being during one of life's most challenging transitions: divorce. In this episode, Jacki is joined by the "Hardcore Therapist", Sarah Kuretzky-Rossington. Sarah is a mental health professional with a fascinating blend of expertise in functional medicine, holistic health coaching, personal training and education. Together, we focus on the  often-overlooked aspects of self-care that make a world of difference during and after divorce, focusing on the critical triad of sleep, nutrition and exercise.

Don’t miss this chance to glean from Sarah’s wealth of knowledge—it's time to prioritize yourself and your health during and after divorce.

RESOURCES

• Follow Sarah on Threads by clicking the link below: https://www.threads.net/@thehardcoretherapist?xmt=AQGz3uEmp5vfzQhQC5MwC15Aa_qVY8u9H-MBoqOZBeXYoJE
• Follow Sarah and message her on Instagram by clicking the link below https://www.instagram.com/thehardcoretherapist/
• Learn more about how Jacki helps clients and book an initial consult with her at Roessler Divorce Consulting at http://www.roesslerdivorce.com
• Email Jacki with Questions at jacqueline@roesslerdivorce.com

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Dividing property during a divorce can be a contentious topic for many couples. Today our guest is Family Law Attorney and Mediator Alisa Peskin-Shepherd. Alisa specializes in looking at what is presented to her as well as what is possible while practicing family law and conflict resolution. She will share her best practices for those navigating property issues during divorce. 

 Resources:

• Find more information on  Alisa Peskin-Shepherd, click HERE.
• To schedule an intro Zoom or phone call with Jacki, CLICK HERE

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

What happens to the family home after a divorce? In this episode, Jacki Roessler unravels one of the toughest financial decisions you're likely to face during a divorce. We explore whether to sell the home and split the proceeds, or if one spouse should buy out the other's interest. With a focus on financial clarity, Jackie guides you through the emotional and financial pros and cons of each option, emphasizing the importance of gathering the necessary financial information to make this crucial decision.

We also tackle the often-overlooked complexity of retaining joint ownership of the home with a future buyout or sale in mind. Evaluating post-divorce budgets, potential settlements, and financial projections is essential, and Jackie explains the long-term implications of your choices. This episode highlights the invaluable role of a Certified Divorce Financial Analyst (CDFA) in navigating these challenging decisions. Equip yourself with the knowledge and tools to make the best possible financial choice for your future during this trying time.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Ever wondered how financial abuse can manifest in relationships and what red flags to watch for? Join us on the Divorce Rich Podcast as we uncover these crucial insights with our guest, Stacey Francis, a financial advisor and CEO of Francis Financial. Stacey shares her deeply personal connection to this topic, inspired by her grandmother's harrowing experiences. Together, we expose the subtle and overt tactics abusers use to control their partners financially, such as restricting access to money and incurring debt in their name. Stacey's practical advice offers hope and steps for those suspecting financial abuse, emphasizing the importance of gaining financial visibility, even if divorce isn't on the table.

 Stacey's journey from small gatherings in her apartment to aiding over 5,000 women annually is nothing short of inspiring. Tune in for an episode packed with actionable steps and resources to help you build a supportive team and achieve financial empowerment.

• Click Here to read more about Financial Abuse from Savvy Ladies https://www.savvyladies.org/education/what-is-financial-abuse/
• For access to the Savvy Ladies FREE Helpline, Click Here https://www.savvyladies.org/free-financial-helpline/
• To read more financial blogs by Stacy Francis, click HERE https://www.kiplinger.com/author/stacy-francis-cfpr-cdfar-cestm

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Find the perfect divorce attorney for your unique situation with insights from our esteemed guest, attorney Max Emmer. Together, we emphasize the importance of hiring a lawyer with extensive experience in family law and caution against those who offer unrealistic guarantees. Discover the value of establishing a good rapport with your attorney and why interviewing multiple lawyers can make all the difference in your divorce process.

Explore various alternatives to traditional courtroom battles. Max and I discuss collaborative divorce, limited scope work, and pre-suit negotiation, highlighting their efficiency and cost-effectiveness. We also shed light on the importance of selecting an attorney who is well-versed in your specific county's legal landscape, especially for intricate cases involving custody or financial disputes. This knowledge can greatly influence the outcome due to familiarity with local judges and court procedures.

Resources:

• To contact Max Emmer for an initial consult,  you can reach him via the following.
   www.emmerlawplc.com
  max@emmerlawplc.com
  248-859-0015
• You can find Max on the following Social Media sites:
   Linkedin – Max S. Emmer
   Facebook – Emmer Law PLC
   Instagram - @Max S. Emmer
•  CLICK HERE to book a complimentary 30-minute consult with Jacki

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Join Jacki and her guest, financial advisor Melissa Fradenburg to  tackle the crucial steps to regain your financial footing after divorce. This episode isn't just about crunching numbers; it's about crafting a future paved with financial clarity and independence.

Transparency is the cornerstone of any relationship, especially the one with your financial advisor. We peel back the curtain on the compensation models of advisors, emphasizing the need for a crystal-clear understanding of fees. Plus, we underscore the importance of asking the right questions to ensure your advisor is in your corner, rooting for your financial success. All said and done, we leave you with actionable insights and a treasure trove of resources in our show notes to help you navigate the post-divorce financial seas. Ready to embrace your financial transformation? Tune in, and let's embark on this journey together.

Resources:

• Click Here to Contact Melissa Fradenburg, or email at mfradenburg@antonelliadvisors.com
• To download Jacki's budget worksheet, CLICK HERE 
• Need to get organized on your post-divorce gameplan?  CLICK HERE FOR JACKI'S CHECKLIST
• To learn more WHY to prioritize getting your QDRO done as soon as possible, CLICK HERE to listen to the Divorce Rich podcast episode on “QDRO Time Bombs”
•  CLICK HERE to book a complimentary 30-minute consult with Jacki

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Listen in to this "legacy" episode as Jacki shares her favorite apps of 2024 for divorced and divorcing couples. Do you have your favorites? Send Jacki an email at jacqueline@roesslerdivorce.com to share your faves!

• https://www.ourfamilywizard.com/ Click here for information on the co-parenting app, Our Family Wizard
• You'll love Credit Karma, an app to help you keep your credit score at the top of your mind when making financial decisions. https://www.creditkarma.com/
• Ready to really take control of your financial future? PocketGuard will help you start your journey to smart cash flow management. https://pocketguard.com/
• Want to schedule a complimentary consult with Jacki to discuss your case? Click here to book now https://calendly.com/roessler-jacki/30min

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Have you ever wondered how long it might take to get your money from a QDRO after your divorce is final?

This episode is not just about the dry legalities of divorce; it's a first-hand account of the emotional rollercoaster that can accompany the division of assets. As Brooke narrates the impact on her finances of QDRO processing delays,  you'll understand the weight of patience and self-advocacy, 

 Her personal experiences emphasize the mental fortitude necessary to claim one's fair share and the proactive strategies required to safeguard your financial wellbeing. 

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Unlock the secrets to fortifying your financial future post-divorce with the invaluable advice from estate and trust attorney Kristen Gross. 

Diving into the complexities of post-divorce financial entanglement, our conversation navigates the necessity of severing fiscal connections with your former spouse. Learn how to avoid the common pitfalls that can lead to probate puzzles and unintended involvement from an ex in your financial legacy. Kristen and I dissect the strategic use of trusts and careful guardian selection, offering insights into maintaining control over your wealth and the future of your children. We highlight how an estate planning attorney can be your greatest ally in this process, providing the assurance that your estate is managed precisely as you wish.

RESOURCES;

• Learn more about how Kristen can help by clicking this link https://krglegal.com/kristen-r-gross/
• Reach out to Kristen to schedule an introductory appointment at 248-534-1004
• Read Kristen's blog about the importance of estate planning here https://krglegal.com/be-prepared-with-proper-estate-planning/

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Discover the blueprint to successful co-parenting with Jordana Wolfson, the co-founder of Co-Parenting Solutions LLC. With Jordana's rich background in social work paired with her personal journey as a child and parent of divorce, we unravel the complexities of crafting parenting plans that put children's needs at the forefront. Our enlightening discussion underscores the importance of maintaining normalcy for children post-divorce, particularly through their extracurricular activities, and presents the parenting plan as the cornerstone of amicable co-parenting relationships.

 Remember to follow Divorce Rich for more empowering discussions that shed light on the multifaceted experiences of divorce and the resilience of families in transition.

RESOURCES

• Learn more about Jordana by clicking here https://coparentingsolutionsllc.com/about-jordana/jordana-wolfson/
• Read about how parents can set up children for success after a divorce by clicking here https://coparentingsolutionsllc.com/how-divorced-parents-can-best-set-kids-up-for-success/
• Book a complimentary consult via Zoom with Jacki here https://calendly.com/roessler-jacki/30min

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Divorce is overwhelming and feels like a whirlwind while you're in it. Who better to give advice about what worked for them (and what didn't) than someone whose divorce is firmly in the rearview mirror?  In this candid episode, Jacki interviews one of her former clients to discuss the importance of having the right attorney, working with a financial advisor during the divorce, finding support and much more! Get the inside scoop!

RESOURCES:

• Click here to book a complimentary 30-Minute consultation with Jacki https://calendly.com/roessler-jacki/let-s-tape-our-podcast-episode
• Download Jacki's post-divorce Checklist by clicking here

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

When the divorce is final, no one wants to think about filling out more paperwork and paying additional fees.  But what if your former spouse dies, remarries or retires before the QDRO is entered? What if the market takes a nose-dive in the interim? In this episwode, Jacki and her guest, Dave Roessler, owner of Divorce Solutions (a QDRO preparation firm in Michigan) have a conversation about why getting the QDRO started quickly should be your top priority when the divorce is final. 

RESOURCES:

• CLICK HERE to start the QDRO process with Divorce Solutions https://www.divorcesolutionsllc.com/qdros/qdro-forms-and-getting-started/
• Reach out to Dave Roessler of Divorce Solutions, LLC at 248-354-0495 or dave@divorcesolutionsllc.com
• Schedule a complimentary 30-minute consultation with Jacki Roessler, CDFA by clicking this link https://calendly.com/roessler-jacki/30min

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Jacki's guest, family law attorney Jorin Rubin provides invaluable advice for those divorcing in Michigan. Since opening her own office in 2002, she has focused much of her practice on divorce, child custody and spousal support matters, in addition to criminal defense.  An aggressive litigator in both civil and criminal matters, Jorin knows when a fair and reasonable agreement has been reached and when to engage in litigation “warfare.”  Tune in to hear her best tips!

Resources:

• Click here to learn more about Jorin https://rubinframpton.com/jorin-g-rubin/
• Click here to book a complimentary30-minute Zoom consult with Jacki https://calendly.com/roessler-jacki/30mi

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/

Join Jacki Roessler, CDFA in this keystone episode about the importance of creating a current and post-divorce anticipated budget.  Although often forgotten or overlooked,  getting on paper what you spend every month is a powerful tool that helps clients make decisions. It's one thing to say you want to keep the house and another to put that idea into concrete numbers.

Resources:

• Click here to download Jacki's budget worksheet
• Click here to book a complimentary 30-minute Zoom meeting with Jacki to review your budget! https://calendly.com/roessler-jacki/30min

Visit us at https://www.roesslerdivorce.com/ to learn more about Jacki's practice and to find valuable resources for your case.

The Divorce Rich podcast is proudly sponsored by Center for Financial Planning: Striving to Improve Lives through Financial Planning Done Right! https://www.centerfinplan.com/