When you get an unexpected windfall as a farmer, what should you actually do with it? Is it just another payout to roll back into the farm, or a rare opportunity to reset your financial position?

With many Fonterra farmers waking up this week to a significant lump sum in their accounts, we asked Forsyth Barr investment adviser Michael Raynes to unpack the key decisions farmers should be thinking about.

Michael walks through five options, ranging from reinvestment and debt reduction to diversification and long-term planning. It’s all about making smart calls now that you won’t regret in five years’ time.

A quick note: nothing discussed in this episode is personal financial advice — it’s general in nature. If you’re considering your own situation, we recommend speaking with a registered financial adviser.

Labour’s agriculture spokesperson Jo Luxton joins us for a candid chat about her upbringing, the tough chapters in her life, and her connection to farming.

She shares what she’s hearing from farmers, what she'd prioritise if she became Minister of Agriculture, and how she responds when farmers say Labour hates them.

Feds and Labour don’t always agree, but it’s important we have a relationship and can talk things through when we need to. Jo sits at the centre of that relationship, keeping lines of communication open on the issues that matter most to farmers. 

Silver Fern Farms chief executive Dan Boulton joins us to break down the company’s 2025 turnaround, including what’s driving the strong results and whether better prices are here to stay. 

We dive into the challenges behind falling livestock numbers, the pressures on processors’ margins, and the role of global markets and geopolitics in shaping New Zealand red meat.

Dan also shares insights on the balance between value-add strategies and efficiency, the ongoing importance of sustainability claims, and what farmers can do on-farm to prepare for future opportunities. 

Fuel supply is front of mind for farmers right now, with rising uncertainty around availability, pricing and logistics.

In this episode, Fern Energy CEO Chris Gourley joins us to cut through the noise and explain what’s really going on. Are we at risk of running short? What’s driving the pressure in the supply chain? And what does it mean for on-farm operations in the weeks and months ahead?

Do Kiwi farmers need to be concerned about getting their hands on fertiliser?

Ravensdown chief operating officer Mike Whitty joins us to explain how conflict in the Middle East is shaping the global fertiliser market right now.

He tackles the key question on farmers’ minds: how much fertiliser is actually on hand, and what’s being done to secure supply ahead of spring.

Whitty also explains where New Zealand’s fertiliser comes from, how exposed we are to international volatility, and what’s driving price movements across key products like urea and DAP.

This is a clear-eyed look at what’s really happening behind some of the alarmist headlines, and what it means for Kiwi farmers.

Stretching across nearly 68,000 hectares in northern Southland, Glenaray is a sheep, beef and deer station that’s quietly challenging assumptions about high-country farming.

In this episode, we’re joined by station manager Simon Lee and owner David Pinckney to explore the rich history of Glenaray, and how it operates today, including using innovative approaches like Halter. 

They also discuss the strong culture behind their team, and why they've agreed to host this year's High Country Field Day on March 27. 

This is a fascinating conversation about a type of farming, and part of New Zealand, that few Kiwis get to see. 

In this episode, Waikato lawyer Andrew Clements explains why farm succession can fail even when the balance sheet looks rock solid. He breaks down the five types of capital that really determine long-term success, and why focusing on just one can undermine the rest.

Andrews shares real examples of farming families that have learned this stuff the hard way, and he provides practical advice on how to build a farm business with something stronger than just a healthy bottom line. 

This episode will challenge how you think about wealth and farm succession.

New Zealand's arable farmers are facing some of their toughest conditions in years, with margins collapsing and growers exiting the industry.

It's a "crisis" that will have flow-on effects for dairy, sheep and beef farmers, says David Birkett, Federated Farmers’ national arable chair. 

Birkett and Chris Dillon, an arable farmer in Southland and former Southland president, join us on this episode to explain what's going on, what the mood's like out there, and what needs to change for arable farmers to start making money again. 

This is a must-listen for all farmers. 

In this episode, we’re joined by Waikato dairy farmer Carla de Wet, who shares an honest look at building a career in farming as a young woman today.

Originally from South Africa, Carla talks about her journey to New Zealand just before Covid, settling into rural life, and finding her place in a family dairy business. As former chair of the Morrinsville–Ngarua Young Farmers club, she reflects on leadership, confidence, and the value of getting involved beyond the farm gate.

Being relatively new to this country, she has some really interesting perspectives on our farming systems, the role farmers play, and the access we have to politicians. 

We also explore what’s motivating young farmers right now — and what’s worrying them — from wellbeing and workload to major changes like KiwiSaver access. 

In this episode, we sit down with Mike Siermans, the new CEO of Federated Farmers, to talk about what’s next for the organisation and for farmers.

Mike shares his journey from growing up around farming in rural South Auckland to a commercial career in the pharmaceuticals industry — including helping launch Viagra in New Zealand — and why he’s now taken on one of the most influential roles in rural New Zealand.

We discuss the challenges and opportunities facing farmers, how Federated Farmers can strengthen its advocacy, and how to modernise a 125-year-old organisation while staying true to its roots.

This is the first episode in a new series where we sit down with good keen Kiwi farmers and simply have a chat – how they got into farming, what drives them, and what they’ve learned along the way. We’ll release one each month. 

For our first ‘Meet the farmer’, we’re joined by Jimmy Emmett, a South Canterbury dairy farmer who took an unconventional path into the industry. 

A self-confessed city boy, Jimmy swapped hospitality management for contract milking 17 years ago and hasn’t looked back. He’s now the South Canterbury dairy chair for Federated Farmers, was named Dairy Advocate of the Year in 2025, and before all that, was running a popular bar in downtown Christchurch. 

He’s the most recognisable voice in rural New Zealand but you’ll usually hear The Country host Jamie Mackay asking the questions rather than answering them. 

In this episode, Jamie sits on the other side of the mic to reflect on his early farming career, the twists and turns that led him into broadcasting, and how a rugby-mad bloke from Southland ended up shaping national conversations from the studio and the showgrounds.

He shares some of the stories he’s collected along the way, including his favourite guests over the years, some forgettable moments, that infamous ‘red shirt’ moment with John Key, and meeting Helen Clark after a big night out with the Mad Butcher.

Beyond the laughs, Jamie also opens up about the causes close to his heart, why he’s never been afraid to say what he thinks, and what motivates him to keep standing up for rural communities.

Honest, funny and full of insight – this is Jamie Mackay, unfiltered.

What actually happens to wool after it leaves the sheep’s back? 

In this episode, Breanna Hayes, supply growth manager at The New Zealand Merino Company, and Nathan Watt, trading manager at New Zealand Wool Services International, explain how the wool industry works, why strong wool in particular faces challenges, and what farmers can do to improve outcomes. 

They unpack who the players are in the supply chain, share insights on the future of wool, and discuss why they're feeling confident that wool prices will continue to lift. 

Useful links

New Zealand Wool Services International

The New Zealand Merino Company

What does the rise of artificial intelligence mean for Kiwi farmers? Where does gene technology fit into New Zealand’s farming future — and what are the real opportunities and risks? And which global trends should farmers be paying close attention to right now?

In this episode, we’re joined by Jarred Mair, chief insights officer at MPI. Jarred has spoken at a number of Federated Farmers events around the country, sparking plenty of interest and discussion, and we sat down with him to unpack the big picture.

We cover emerging technologies farmers need on their radar, how innovation could reshape on-farm decision-making, and Jarred’s long-term outlook for New Zealand agriculture.

Homekill is booming in New Zealand, and Edgecumbe butcher Toby Barkla is right at the centre of it. In this episode, Toby explains why more Kiwis are choosing homekill, the pressures facing rural meat processors, and why he believes regulated mobile and micro abattoirs could be the future of local meat. 

He also shares his own business journey with Plains Butchery, the challenges around waste and by-products, and how innovation could help rural communities keep feeding themselves. 

Plains Butchery

In this episode, we speak with two farmers who’ve taken different approaches to diversification as a way to build resilience, create new income, and keep life interesting.

King Country dairy farmer Michael Woodward has added Angora goats to his system to tap into global demand for mohair, alongside a marketing and exporting business. Sheep and beef farmer Laura Morrison has diversified into agritourism, running a farm-based B&B near Marton.

Both are Federated Farmers leaders, and they share practical, real-world advice for farmers thinking about diversification – what’s worked, what hasn’t, and how the benefits can go beyond just financial.

Useful links

Mohair Fibres NZ 

Mohair Producers NZ

Farmers Weekly article: ‘Mohair wins ad boost to convert sheep farmers’

The Gullies

Farmers Weekly article: ‘When knowing the ‘enemy’ is part of success’ 

After several years focused on restoring farmer confidence, the conversation is shifting – from fighting roadblocks to driving the sector forward.

In this conversation, Federated Farmers national president Wayne Langford reflects on a landmark year for rural New Zealand and what it will take for New Zealand farming to be genuinely world-leading again.

We unpack the major policy wins delivered in 2025, including reduced red tape, real cost savings for farmers, and a Government that’s finally backing the sector rather than holding it back.

Wayne shares what he’s most proud of from the past year, the toughest calls he’s had to make as president, and how the organisation’s long-standing policy priorities are tracking. 

We also look ahead to the next election, the challenges still facing farmers at a regional level, and what it will take to turn recent wins into lasting progress.

Marc Gascoigne, a Cambridge dairy farmer and Farmstrong Champion, joins us to share his wellbeing journey, including what it was like to suffer in silence for years and what helped him turn things around, including an unexpected conversation with his brother.

We’re also joined by Farmstrong CEO Gerard Vaughan, who helped establish Farmstrong in 2015 and has spent years turning research and psychology into practical tools that actually work for farmers.

As well as Marc’s personal story, you’ll hear about the most common stressors farmers face, what stops them asking for help, and the habits, mindsets and simple actions that make the biggest difference – even during busy seasons like calving and lambing.

This is a practical, honest conversation about what really helps farmers stay well, and how we keep normalising these conversations across the rural sector.

Useful links

Farmstrong.co.nz

Jason Herrick’s mental health story | EP 18

Mental health on the land – what’s the plan? | EP 48

‘How are you really doing?’ — Bex Green’s mental health story | EP 55

How farmers can lead well when the pressure is on | EP 60

Interest rates have been shifting fast, and many farmers are wondering if now is the time to fix or float their loans. 

To help cut through the noise, we’re joined by NZAB founder and director Scott Wishart, who explains what’s happening in the current lending environment and how farmers can approach their lending decisions with confidence. 

We cover the pros and cons of fixing vs floating, common mistakes to avoid, how to think about term length, and the strategies farmers are using to manage risk, cashflow and uncertainty. 

Scott also answers questions asked by a young farmer for this episode specifically, including whether fixing ever makes sense if you can ride out the tougher periods.

If you’re reviewing your loan structure or planning for the next season, Scott’s insights will prove valuable. 
 
Useful links: 

Rural banking inquiry: 'Let's get it underway' | EP 03

How farmers can unlock better banking deals | EP 52

British farmers are facing many of the same pressures as Kiwi farmers – rising costs, land use change, tougher environmental rules, and greater public scrutiny.

Tom Bradshaw, president of the UK’s National Farmers’ Union, joins us to share what’s happening on the ground, with the looming new inheritance tax of greatest concern. Tom also talks about what’s happening with farmer confidence, public perception, climate policy, Jeremy Clarkson, and more.

Hear about the challenges, wins and day-to-day realities of farming in the UK, and how it compares to life on the farm in New Zealand.

Thinking about entering a farm equity partnership, or just curious about how they work? In this episode, rural accountant Joe Morgan breaks it all down. 

Joe, a director at GFA in Te Awamutu, explains what equity partnerships are, how they differ from arrangements like sharemilking and contract milking, and how they can fit into succession planning.

He shares real-life stories, highlights common pitfalls, and outlines the key dos and don'ts to help ensure everyone benefits. 

Useful links

DairyNZ's equity partnership resources

For decades, grazing kept New Zealand’s Crown land in check, supporting healthy landscapes and holding back pests and weeds. But when livestock were removed, those problems exploded. 

In this episode, Jim Ward and Simon Cameron explain why carefully managed, low-impact grazing could help reverse the decline. Jim is the former manager of Molesworth Station and current Federated Farmers high country co-chair, while Simon is Federated Farmers meat and wool vice chair. 

They share lessons from the high country, the challenges on Crown and conservation land, and what needs to change to make this practical again.

Useful links

How grazing can save our high country

Feral pests like deer pigs are exploding in number across New Zealand, while wilding pines are marching across some of our most iconic landscapes. Farmers are seeing the fallout every day: destroyed pasture, lost production, biosecurity risks, and farmland slowly buried beneath unwanted trees.

In this episode we’re joined by Federated Farmers meat & wool chair Richard Dawkins and executive member Ruby Mulinder to unpack the scale of the problem and what it will take to turn the tide.

We look at why pest numbers have surged, the impact of neighbouring conservation and forestry land, and the critical gaps in current pest management settings. 

Then we dive into wilding pines – how fast they’re spreading, why Richard calls them “a ticking time bomb”, and the serious threat they pose to productive farmland and biodiversity.

Finally, we explore the solutions, like a national strategy, greater funding, and even practical changes on farm. 

Other podcasts on this topic: 

Carbon forestry crisis – the view from Southland | EP 49

The science of pest management | EP 21

Running a farm means leadership under pressure is part of the job. When the weather turns, the workload spikes or the unexpected hits, there’s no pause button. 

Southland leadership trainer and former military veteran Tony Groves helps farmers, team supervisors and rural professionals make better decisions when the heat is on.  

After a hugely popular first appearance, Tony is back to share new insights from the farm businesses he’s working with right now.  

We dive into practical tools to: 
 
• Stay calm and clear in crisis 
• Communicate so there’s less friction 
• Execute when time and energy are tight 
• Build trust and a stronger team culture 
• Make fast calls without shutting people out 

Useful links 

Different battles, same pressures: an army veteran’s advice for farmers | EP 28 

Halo Training 

It’s been more than two years since the Government promised to let young farmers use their KiwiSaver to buy their first home or farm — but nothing has changed. 

In this episode, we talk with Kylee Smit, a Cambridge-based mortgage adviser who works with many young farmers and rural workers trying to get on the property ladder. 

Kylee explains why the current KiwiSaver rules don’t work for farmers, the frustration it’s causing across rural communities, and how fixing the system could open up huge opportunities for the next generation in agriculture.

Contract milking remains a key stepping stone in New Zealand dairying, but what does it take to succeed in this role today? 

In this episode, Dairy Holdings chief executive Colin Glass shares his experience running one of the country’s largest contract milking systems. 

He discusses the skills, mindset, and strategies that set top contract milkers apart, how the model is evolving, and practical advice for those starting or growing their careers in dairying.

Alliance Group farmer-shareholders are facing one of the biggest decisions in New Zealand’s red meat sector in decades: whether to approve a proposed $250 million joint venture with Europe’s Dawn Meats Group. In this episode, we’re joined by Professor Keith Woodford, an experienced agribusiness commentator and former Lincoln University professor, to break down what’s on the table.

Keith shares his insights on the deal, including its potential benefits, risks, and implications for farmer control, processing, marketing and long-term returns. He also explores whether there are any alternatives, the financial pressures at play, and what the deal would mean for competition in New Zealand's processing sector. 

Whether you’re a farmer-shareholder weighing your vote or simply interested in the future of New Zealand agribusiness, this episode provides a clear, independent perspective on one of the sector’s most consequential decisions.

Fonterra is at a crossroads, with its proposed sale of Mainland Group raising big questions for its farmer suppliers, the wider dairy sector, and everyday consumers.

In this episode, we’re joined by Matt Montgomerie, a senior analyst at Forsyth Barr, to unpack what’s really going on. Matt explains Fonterra’s financial position, the rationale behind the Mainland sale, and what it could mean for farmers and the sector. He also shares insights into the co-op’s long-term strategy and global dairy trends.

On another topic, he also offers some advice on how farmers can build wealth beyond the farm gate. Just a reminder that nothing in this podcast should be taken as personal financial advice. It’s general in nature. If you’re seeking advice specific to your situation, please talk to a registered financial adviser.

It’s Mental Health Awareness Week, and North Canterbury dairy farmer Bex Green is opening up about one of the toughest periods of her life. 

Between a severe injury, raising three kids, and running a 1000-cow contract milking operation with her husband, Bex also stepped up to lead farmers in her region. But behind her public role, she was struggling deeply with her mental health. 

Bex openly shares the challenges she faced, what helped her recover – including the decision to compete in Coast to Coast – and her message to other rural New Zealanders who might be doing it tough.

Her main message? Farmers need to get better at asking each other one simple question that could make all the difference. 

Where to get help:

Rural Support Trust: 0800 RURAL HELP

Depression Helpline: 0800 111 757

Lifeline: 0800 543 354

Need To Talk? Call or text 1737

Samaritans: 0800 726 666

Other podcasts you might like: 

Mental health on the land – what’s the plan? | EP 48

Hugh Jackson on farming, balance and backing himself | EP 47

Different battles, same pressures: an army veteran’s advice for farmers | EP 28

Jason Herrick’s mental health story | EP 18

Farmers across New Zealand are voicing growing frustration with regional councils, resource consents, and the cost of compliance. Nothing has captured that frustration quite like Canterbury farmer David Clark’s recent Facebook post, which outlined his family’s ordeal in trying to renew a straightforward consent for their mixed arable, seed and livestock farm. The post struck a nerve, was shared widely across rural communities, and has drawn sharp attention from the Beehive.

In this episode, David joins us to tell his story firsthand — the stress, the cost, and the uncertainty his family has faced just trying to keep their farm running. We’re also joined by Federated Farmers vice president Colin Hurst, who explains how widespread these problems are, why short-term consents are such a headache, and what needs to change in the system.

Dairy, beef and sheep farmers are all enjoying strong returns right now – but as every farmer knows, the good times don’t last forever. In this episode, Federated Farmers dairy chair Karl Dean shares practical advice on how to turn today’s profits into long-term security. 

Karl explains why reducing debt should be front of mind, what types of on-farm investments make sense, and how to balance reinvesting with putting money aside for future downturns. He also touches on succession planning, the importance of sitting down with your bank or accountant, and the risks that could knock farmgate returns off course. 

You’ll hear what farmers can do today to make the most of strong prices, strengthen their businesses, and prepare for the inevitable cycle ahead. 

Other podcasts you might like: 

How farmers can unlock better banking deals | EP 52 

Bridging the farm ownership gap with Sarah How | EP 41 

More than tax: the benefits of a good rural accountant | EP 29 

How to get a cheaper interest rate | EP 05  

Rural banking inquiry: 'Let's get it underway' | EP 3  

Scott Wishart from agricultural loan broker NZAB joins us to discuss how farmers can take more control of their banking outcomes. 

Scott shares practical advice on how to become “bank-ready,” what information to gather beyond budgets and financials, and how a well-prepared farmer can unlock a better deal. 

He also explains the value of engaging multiple lenders, the role of non-bank lenders, and common mistakes farmers make when approaching their bank. 

You’ll hear the steps farmers can take today to strengthen their position, drive competition, and ultimately secure better deals. 

Links 

How to get a cheaper interest rate | EP 05 

Rural banking inquiry: 'Let's get it underway' | EP 3 

Farmers rely on rural media to stay informed – but shrinking print runs, social media, and changing news habits are putting pressure on traditional outlets.  

In this episode, we sit down with Dean Williamson, CEO of AgriHQ and publisher of Farmers Weekly, to discuss the challenges facing rural media. 

We explore the changing media landscape, how younger farmers are consuming news differently, and why Dean believes connecting rural New Zealand is more important than ever. We also ask: what legacy does he hope to leave behind? 

Farmers have long been saying they’re getting a raw deal from the banks – higher interest rates, tougher lending rules, fewer options, and growing pressure around environmental reporting. That’s why Federated Farmers pushed so hard for a rural banking inquiry. 

Now, after months of hearings and submissions, the Finance and Expenditure Committee has released its final report. It calls for changes to capital requirements, new transparency rules, and stronger political oversight of the big banks. 

But will this really deliver a fair deal for farmers? What will it mean for farming families, and how do we make sure the recommendations turn into lasting change? 

To unpack it all, we’re joined by Mark Hooper, Federated Farmers’ new banking spokesperson, and Richard McIntyre, the former spokesperson who helped lead the fight for the inquiry. 

Carbon forestry is spreading fast, and the impacts are becoming impossible to ignore for farmers in regions like Southland. In this episode, we’re joined by Dean Rabbidge, Southland Federated Farmers meat & wool chair, to talk about what he’s seeing on the ground. 

He describes the heartbreak of whole, highly productive farms being converted into pine plantations, and rural towns slowly hollowing out.  

He explains how the rise of carbon forestry is affecting local communities, contractors, shearers, and processors – and why it’s a serious threat to the red meat sector. 

We also dig into the Government’s promises to rein in carbon forestry, what’s actually being delivered, and what policy changes are urgently needed to stop the damage.  

In this episode, we dig into the mental health challenges facing farmers and rural communities, and ask: is the support on offer actually working?

Matt Doocey, New Zealand’s first dedicated Minister for Mental Health, joins us to discuss what’s changing, what still needs to, and whether rural voices are truly being heard.

Federated Farmers president Wayne Langford shares what rural people are telling him they really need, the barriers that still exist, what support services need to look like on the ground, and the role farming leaders must play in driving change.

Where to get help

If you or someone you know needs support, free help is available 24/7 by calling or texting 1737 to talk to a trained counsellor.

You can also call Rural Support Trust on 0800 RURAL HELP or 0800 787 254. 

Farmstrong is another great place to go for practical tools and strategies for managing workload, stress and pressure, and to hear other farmers talk about mental health. 

A month since he won the prestigious NZ Young Farmer of the Year Award, we catch up with Hugh Jackson to find out how he’s feeling about the win and get to know a bit better. 

We dig into his background, his personal goals, his mental health story, his passion for the Young Farmers organisation, and what makes him tick. We also talk about winning the award, including some of the strategies he employed as part of his preparation, and we also hear about the trip to Tanzania he’s just returned from, and, interestingly, how the name on his birth certificate isn’t Hugh Jackson. 

Links

Hugh Jackson crowned 2025 FMG Young Farmer of the Year

FMG Young Farmer of the Year - Video

In this episode we’re digging into a hot topic in the primary sector – regulation of agrichemicals and the role of the Environmental Protection Authority, or EPA.

David Birkett, Federated Farmers’ biosecurity spokesperson and arable chair, has been at the coalface of conversations around agrichemical approvals. We discuss what’s going wrong with the EPA process, how it’s affecting Kiwi farmers, and what needs to happen to ensure we have the tools to protect crops and pasture without unnecessary roadblocks. 

Links

Farmers Weekly article: 'Alternative grass grub weapon now urgent'

Farmers Weekly article: 'Chemical ban would ‘knee-cap’ grass grub fight'

In this episode, we take a hard look at where things are at for the red meat and wool sectors right now, including what’s driving the strong red meat returns, but also pain points like processor viability, falling stock numbers, productive farmland going into carbon forestry, and the ongoing struggles for wool growers.  

Richard Dawkins, Federated Farmers meat and wool chair, brings insights from farmers on the ground, and Mel Croad, senior analyst at AgriHQ, unpacks what’s driving global demand and market movements.

Legal issues on the farm can be stressful — and often dealt with only when things go wrong. In this episode, you'll hear from lawyer Simon Middlemiss about the most common legal and employment problems farmers face, and how to avoid them. 

From staff contracts to handling disputes, Simon shares practical tips all farmers should know, plus the basics every good employer needs to get right. 

Whether you’re dealing with an issue now or want to stay ahead of trouble, this episode will help you understand your legal risks and where to turn for support when you need it. 

We’re continuing the theme of farm succession by chatting with Peter Templeton, a fifth-generation Southland dairy farmer, who spent five months travelling the USA and Europe as a Nuffield scholar, researching what works (and what doesn’t) when it comes to farm succession.

He met with over 100 farmers, their advisors, and industry experts to paint a wide picture of ownership structures, financial strategies, and family dynamics that make or break the succession process.

He joins us to share his findings, warn about common pitfalls that trip families up, and talk us through strategies that lead to successful, stress-free transitions.

Links

Peter's Nuffield report: 'Putting the Success back into Succession'

Farm succession planning with Joe Morgan | EP 38

Bridging the farm ownership gap with Sarah How | Episode 41

Farmers Weekly article: Many farmers pondering succession, selling

When we talk about assets on farm, we often think of land, livestock, and machinery. But there’s one asset that’s even more important — and that’s you, the farmer.  

Farming can be risky, physically and financially, and too often we overlook how vulnerable we are when we don’t have the right support in place for ourselves and our families.

In this episode, we’re joined by Ash Krishna from FMG to talk about the bigger picture when it comes to protecting farmers' health, lives and livelihoods. 

He shares some real-life stories of farmers who’ve experienced the unexpected on-farm but got through it because they’d put plans in place. 

He also breaks down the common myths and misconceptions around insurance and explains how to get started if it’s something you’ve been putting in the too-hard basket.

We get it – insurance isn’t the most exciting topic under the sun.

But it sure can have a big impact on your business, particularly when something goes wrong, and you’re caught without it.

Farm ownership is becoming harder for young Kiwis, and traditional succession is no longer working for many farming families. 

In this episode, we hear from Sarah How, founder of Landify, about the challenges and opportunities in farm succession and ownership. 

Sarah explains why succession is getting tougher, explores alternative ownership models, and offers practical advice for both older farmers planning succession and young people looking to get on the land — even without a family farm background. 

Useful links

Landify

Joe Morgan in episode 29: 'More than tax: the benefits of a good rural accountant'

Hot Tips for Successful Farm Succession

Rural Coach’s Free Succession Planning eBook

Keeping Farming in the Family: A guide to succession planning for farmers and their families

Foot-and-mouth disease is one of the most serious animal diseases globally, and while New Zealand has never had an outbreak, the risk is very real. If the disease were to make it to our shores the consequences would be huge for our rural communities and the wider economy. 

To help us understand the risks, the plans in place, and what farmers need to know, we're joined by Dr. Mary van Andel, the Chief Veterinary Officer at the Ministry for Primary Industries. 

Mary leads the national veterinary team responsible for protecting the health of New Zealand’s animals and has a key role in disease preparedness and response.

Links

Advice to farmers and livestock owners about foot and mouth disease | NZ Government 

About foot and mouth disease | NZ Government

Gallagher’s Sarah Adams returns to explore the latest in agri-tech, from virtual fencing to smart ear tags and integrated data systems. She shares insights from U.S. farming trends, discusses adoption barriers, and offers practical advice for tech-curious Kiwi farmers keen to boost efficiency and make smarter on-farm decisions. 

Links

Virtual fencing and precision farming | EP 10 - Federated Farmers Podcast | Podcast on Spotify

Farm succession—it’s one of the biggest challenges facing New Zealand’s rural families. How do you pass the farm on to the next generation in a way that’s fair, makes financial sense, and keeps relationships intact? 

Our guest today is Joe Morgan, an accountant and director at GFA in Te Awamutu, who is back by popular demand. Joe's here to cover the main challenges farmers are facing with farm succession and the role of trusts and other business structures. 

He’ll also walk us through some strategies for balancing inheritance between farming and non-farming children, and why getting the right professional advice early is critical.

Links

Joe Morgan in episode 29: 'More than tax: the benefits of a good rural accountant'

GFA Chartered Accountants

Hot Tips for Successful Farm Succession

Rural Coach’s Free Succession Planning eBook

Keeping Farming in the Family: A guide to succession planning for farmers and their families

New Zealand’s sheep population has plummeted from over 70 million in the 1980s to just 25 million today—and the decline is accelerating. 

In this episode, we speak with Toby Williams, national meat and wool chair and a sheep farmer himself, about the alarming state of the red meat sector. 

What’s driving the loss—land use changes, climate policy, farmer confidence, or economics? What’s at stake for rural communities and the wider industry? And crucially, what can be done to reverse the trend? It’s a wake-up call for the future of sheep farming in New Zealand. 

A recent contract milking survey has sparked debate across the dairy industry. In this episode, we speak with survey creator Louise Gibson, and Brendan Attrill, a long-time industry leader and Federated Farmers farm owner representative, to unpack the key findings.

We explore why the survey was conducted, what the results reveal, and how both sides of the industry are reacting. Brendan and Louise also share their thoughts on possible reforms, from legal protections to mentoring and better economic models.

If you’re a contract milker, farm owner, or just care about the future of dairy farming in New Zealand, this is a balanced conversation you won’t want to miss.

One of the biggest days in the dairy farming calendar, Moving Day, is fast approaching.  

It’s a day full of change and challenge as thousands of farmers, workers, and their families head off to start a new chapter on a new farm. It’s a big logistical job, but there’s also the emotional, professional and relationship side to think about too. 

So, how do you do Moving Day well? How do you prepare, stay organised, and set yourself up for a strong finish to the season, and a strong start to the new season?

To help us unpack all of that, we're joined by contract milker Bex Green, who's Federated Farmers North Canterbury’s senior vice president. She’s also on the Federated Farmers national dairy leadership team, and she was our Dairy Advocate of the Year in 2024. 

Global scrutiny of farming is rising — but how can farmers respond? Journalist and Nuffield Scholar Claire Taylor has travelled the world exploring how agricultural sectors are responding to criticism and shifting public perception. In this episode, she shares lessons from her journey and offers practical advice for New Zealand farmers seeking a stronger voice.

Links

Primary Industries New Zealand Summit and Awards 2025

Meet Claire Taylor, 2023 Nuffield Farming Scholar

www.nuffieldscholar.org/scholars/2023/claire-taylor

One of the best ways for farmers to protect special areas of their land is covenanting with the QEII National Trust. But what does that actually mean in practice? What are the benefits and challenges? And what does the future of covenanting look like?"

Our guest for this episode is Dan Coup, CEO of the QEII Trust, who explains everything from the history of QEII to the practicalities of covenanting, funding challenges, and what recent government decisions mean for farmers. 

Links

https://qeiinationaltrust.org.nz

Farmers celebrate more funding for QEII Trust

Financial adviser Michael Raynes returns to share fresh insights on building and protecting wealth in 2025. We cover savings, investments, debt, succession, and more—plus what today’s economic and global shifts mean for Kiwi farmers. Whether you're starting out or planning your exit, this wide-ranging chat is packed with practical advice. 

Note: nothing discussed in this podcast should be considered personal financial advice. The recommendations and opinions do not take into account your personal financial situation or your investment goals. It’s general in nature. To obtain personal financial advice, please seek out a registered financial adviser. 

Links

Building wealth to buy a farm, preserving wealth when exiting | EP 08

Warren Buffett’s latest annual letter to Berkshire Hathaway shareholders

https://sorted.org.nz

https://www.forsythbarr.co.nz

Is rural crime getting worse? When do most thefts happen? And what can farmers do to make their property a harder target for criminals? 

Abby France from FMG Insurance joins us to share insights on rural crime trends, practical ways for you to reduce risk, and what to do if you become a victim of rural crime. 

Whether you manage thousands of hectares or a small lifestyle block, this is a conversation you won’t want to miss.

Links:

Rural crime rates on rise, Federated Farmers survey finds

Drought conditions are forcing sharemilkers, contract milkers and farm owners to make tough decisions, like drying off early, which can strain relationships and impact the future of the business. Some contract milkers are facing months of low income ahead. 

So, how do you get through these kinds of adverse events, protect the relationship and business, stay afloat financially, and keep your eyes set on a better season ahead? 

Hear practical advice from Brendan Attrill, Federated Farmers sharefarm owners chair, and Sam Ebbett, our sharefarmer chair. 

Our guest on this episode is Joe Morgan an accountant in Te Awamutu, Waikato, who does a lot of work with farmers. 

Joe is a director at GFA but previously had a career in rural banking.  He also has a degree in Agri-Commerce majoring in farm management and rural valuation – so he’s a pretty good guy to have in your corner. 

Over the years, he’s seen it all — avoidable tax headaches, business structures that could have saved farmers a fortune if set up right from the start, and helping farmers set up smart strategies to pay off debt more efficiently.

Joe’s passionate about helping farmers understand the value of having the right people around them, what financial pitfalls to watch out for when getting started, and why good accounting advice is worth paying for.

A military veteran of 16 years, Tony Groves’ military and security career saw him deployed to Timor-Leste, Iraq and Afghanistan, where he honed his leadership skills in high-pressure environments.

He now fronts Halo Training, a business that offers leadership and personal development training to help people, including farmers, build resilience.

On this episode, Tony shares his thoughts on the similarities between stresses faced by farmers and professional soldiers, and how farmers can apply what he learned in the army. 

Tony has a passion for helping people overcome the challenges of leadership through his lessons gained from the battlefield, as well as overcoming Post-Traumatic Stress Disorder and alcoholism. 

He holds a Masters degree in Counter-terrorism Studies, and a Graduate Diploma in Strategic Leadership. 

If you've seen an ad for a contract milking or sharemilking position that could tick the boxes, what comes next? What are the critical steps to take to ensure it’s the right job for you, that it'll pay what you need and keep you moving forward in your career?  

Richard McIntyre, an experienced sharemilker and Federated Farmers national dairy chair, joins us to methodically walk us through the due diligence process – in other words, what it means to take time before you sign up for a new role.  

Ginny Dodunski, Wormwise programme manager, joins us to share the concerning results of new research into the state of drench-resistant worms in cattle here in New Zealand. She covers the basics of good worm management, why drench resistance is worsening, how to spot it and deal with it, what it means for dairy and beef farmers, and much more practical advice.

Links:

Survey findings: A convenience sample of cattle faecal egg count reduction tests in New Zealand 2021-2024

How Pamu's organic unit weaned itself off drench

Pamu drench resistance management case studies

Summer salads for hill country cattle

Owl Farm growing calves on chicory

Podcast: Better worm management for healthy heifers

After a break over summer, Federated Farmers president Wayne Langford reflects on the big wins for farmers last year, the challenges, and what his major goals are for the year ahead. He talks about plans to make the farmer voice even louder, getting KiwiSaver changes across the line, whether ‘Team Ag’ is playing as a team yet, and much more. 

What are the biggest risks involved in going contract milking, sharemilking or being a share farm owner? And how do you manage or mitigate those risks? For our final episode of 2024, we’re talking to Taranaki dairy farmer Sam Ebbett, who’s Federated Farmers’ national sharefarmer chair.

Useful links

Federated Farmers contracts 

Federated Farmers Podcast: Advice for new contract milkers | EP 06

Federated Farmers Podcast: A guide to sharemilking success | EP 07

Gisborne farmer and Federated Farmers meat and wool chair Toby Williams joins us to discuss what’s going on for Kiwi sheep and beef farmers right now, where he thinks things are going in 2025, and what he reckons might need to change for sheep farmers, in particular, to get back in the black. 

How could Donald Trump’s second term in the White House affect Kiwi farmers? What should we expect to see with international trade and market access? To get some insights, we catch up with Todd Muller, former leader of the National Party and now co-host of a podcast that helps explain American politics to a Kiwi audience. 

Feral animals are costing Kiwi farmers a fortune, so how are we going to control them? Landcare Research scientist Bruce Warburton and Federated Farmers pest spokesperson Richard McIntryre join us to quantify the impact pests have on farming and biodiversity, discuss the science behind pest management, outline best practice control methods, and more.

Ben Purua is an award-winning dairy farm manager, but 15 years ago his life was heading in a very different direction. Hear Ben’s story of how he found farming while in prison, how he managed to turn his life around, and the pivotal role farming’s played in his transformation.

Links

www.facebook.com/FarmUpNZ

www.farmersweekly.co.nz/people/saved-by-farming-ben-puruas-story

If you’re thinking of planting trees on your farm, or you’ve done so recently, don’t miss this expert advice from Adam Thompson, owner of Restore Native nursery in the Waikato. Adam loves helping farmers not only plant more trees on their land, but in the right way, so you’re not wasting your time and money. 

Adam walks us through the process from preparation to maintenance, with a focus on ‘right tree, right place’. He covers the ideal-sized tree to buy, when to plant, whether fertiliser is necessary, how to release, and much more. He also discusses common mistakes farmers make, and common challenges.

www.restorenative.co.nz

It was a wet, muddy day in Southland in December 2018 that local dairy farmer Jason Herrick decided to take his life. Months of heavy rain, the pressure of excessive regulation, negative sentiment towards farming, and an inability to share his feelings had left him at breaking point.

To coincide with Mental Health Awareness Week in New Zealand, we’re very fortunate to be joined by a now happy and well Jason, who’s president of Southland Federated Farmers.

Hear how Jason climbed out of that hole six years ago, what changes he's made to his 'Southern Man' mentality, and what his message is to other farmers going through the same battles.   

Useful links

https://www.rural-support.org.nz/
https://1737.org.nz/
https://farmstrong.co.nz/

Our guest today is Mike Casey, CEO of Rewiring Aotearoa, who’s here to talk about the huge opportunities out there for farmers to save money and reduce emissions by electrifying their farm. 

Mike's seen these opportunities first-hand. In 2019 he established the world’s first electric cherry orchard – saving him tens of thousands of dollars a year on energy costs and creating a new revenue stream. 

He’s now on a mission to show that what he’s done on his property is possible for other farmers too.

With farm confidence at rock-bottom, what’s the Government been doing to get things back on track? Agriculture and Trade Minister Todd McClay joins us to discuss his first nine months in the job, cutting red tape, the banking inquiry, KiwiSaver for young farmers, new trade opportunities, and how he thinks we’ll double exports over the next 10 years. 

Wayne McNee, chief executive of AgriZeroNZ, joins us to discuss tools and technologies being developed to help farmers reduce their methane emissions. Find out what's in the pipeline, what reductions they could help farmers achieve and, importantly, when farmers might get their hands on these new tools, which range from a methane-inhibiting bolus to low-emissions pasture.   

Useful links:

https://www.agrizero.nz/

We all know something's broken in the way agricultural policy has been made in New Zealand, but what's the solution? How do we get farming regulations that actually work? Kerry Worsnop is a Gisborne sheep and beef farmer who's been on a mission to find answers through her Nuffield Scholarship. In this episode, Kerry explains what's wrong with the current policy-making process, what her recommendations are to fix it, and why she's moved from cynic to optimist.  

What is a trust, why might a farmer want to set one up, and what are some common mistakes to avoid? David Boyce from Perpetual Guardian joins us in this episode to give a thorough overview of trusts, including what the recent trustee tax rate rise might mean for the average farm trust. He also explains wills and enduring power of attorney. 

Where are things at with an independent inquiry into rural banking since the Government gave the go-ahead last month? Richard McIntyre, Federated Farmers banking spokesperson, explains how things are progressing, why Feds is cautiously optimistic, what we want to see covered by the inquiry, why the banks should see it as an opportunity and not a threat, and how Feds' banking petition may have been the most successful in history. 

 With a highly contagious strain of bird flu now in Antarctica, the risk of it entering NZ has increased. What could its arrival mean for our agriculture sector, and what can farmers do to beef up on-farm biosecurity? Find out from Mary van Andel, the Ministry for Primary Industries’ chief veterinary officer. Note: some statistics mentioned in this podcast have become out of date since recording. 

Our guest for this episode is Sarah Adams, Gallagher’s GM of Global Strategy & New Ventures, who explains how virtual fencing works, what benefits it offers, what problems it can solve, and some common misconceptions. Sarah also covers other emerging technologies, and how tech is helping to bring greater precision to farming, particularly to those in remote areas.  

What’s happening with live cattle exports? If allowed again in NZ, what measures would be in place to ensure animals are safe and comfortable on their journey and at their destination? Hear from Richard McIntyre, Federated Farmers national board member, and Brian Pearson, general manager at livestock export business BeefGen.

If you’re working towards farm ownership, what are some ways to build equity for a deposit outside of traditional strategies like going sharemilking or putting money in the bank? And how can farmers at the other end of their careers safeguard their wealth when transitioning out of farm ownership? Hear some expert advice from Michael Raynes, a financial adviser at Federated Farmers partner Forsyth Barr.

Note: nothing discussed in this podcast should be considered personal financial advice. The recommendations and opinions do not take into account your personal financial situation or your investment goals. It’s general in nature. To obtain personal financial advice, please seek out a registered financial adviser. 

Note: nothing discussed in this podcast should be considered personal financial advice. The recommendations and opinions do not take into account your personal financial situation or your investment goals. It’s general in nature. To obtain personal financial advice, please seek out a registered financial adviser. 

Useful links:

https://sorted.org.nz

https://www.forsythbarr.co.nz

Get solid advice on how to succeed in sharemilking from Federated Farmers national dairy chair Richard McIntyre and experienced Waikato dairy farmer Tony Wilding. They cover the benefits and challenges of sharemilking, what a strong due diligence process looks like, the financials, building a good relationship between farm owner and sharemilker, timing your entry and exit, and more. 

Useful links: 

Federated Farmers contracts and agreements

Setting up in sharemilking and contract milking - DairyNZ

Want some practical advice on how to hit the ground running as a contract milker? Our guests Danielle Hovmand, Federated Farmers Waikato dairy vice chair, and Sam Ebbett, our Taranaki dairy chair and national sharefarmer chair, share what they learned as contract milkers, including how to do your homework, manage the money, not burn yourself out, and deal with challenges in the partnership. 

What steps can farmers take right now, and over the next few years, to get a lower interest rate from the banks? ASB’s Rural GM Aidan Gent joins us to explain how farmers can strengthen their position with the banks, including showing up with a clear budget and strategy, knowing your business’s strengths and weaknesses, and demonstrating how you behave in a downturn.

Useful links:

Federated Farmers Podcast Ep 3: Rural banking inquiry: 'Let's get it underway'

https://www.farmersweekly.co.nz/news/banking-inquiry-lets-get-it-underway/

Farm confidence has bounced back from last year’s record lows, but is this the start of a genuine lift in confidence or a 'dead cat bounce'? Auckland farmer Tim Dangen and Federated Farmers national president Wayne Langford join us to discuss our latest Farm Confidence Survey results. They talk about what's driving the shift in mood, what's concerning farmers, and how to see the positive in what's been a tough few years.

Useful links:
https://fedfarm.org.nz/FarmConfidence
Rural confidence rises from rock bottom (farmersweekly.co.nz)

Why are farmers feeling under pressure from the banks, who's to blame, and what needs to happen to fix the issue? In this episode, our guests are Federated Farmers national board member Richard McIntyre and New Zealand Agri Brokers director Scott Wishart. They’ll discuss why we need a banking inquiry, but also what farmers can do now to negotiate lower interest rates. 

To mark the one-year anniversary of Cyclone Gabrielle, Gisborne farmer Sam Hain and Federated Farmers national board member Sandra Faulkner join us to recount their experiences of the event, how the rebuild has unfolded in the past 12 months, and what still needs to happen with the recovery.  

Useful links: 

www.commencetherefence.co.nz

 www.farmyarmy.co.nz

www.farmersweekly.co.nz/opinion/one-year-on-rising-stronger-from-the-cyclone

www.farmersweekly.co.nz/people/farmers-navigate-road-to-recovery

To kick off the new Federated Farmers Podcast, we hear from national president Wayne Langford, who discusses his journey from Golden Bay dairy farmer to taking the helm at Feds. 

Wayne reflects on recent policy wins for farmers, challenges faced, and outlines his strong vision for a united agricultural sector over the next two-and-a-half years.

He also discusses his commitment to agricultural advocacy, his involvement in initiatives like Meet the Need charity, and his personal mental health journey shared as the YOLO farmer.

Useful links
www.facebook.com/YOLOFarmerNZ
www.meattheneed.org
www.farmersweekly.co.nz/people/rural-advocacy-is-a-team-sport