Emily and Cassidy share some common investing options, how and where they personally invest, and they answer my beginner level questions about investing. 

Listen to the Finance Girlies Podcast

And get their newsletter here:

https://www.thefinancegirlies.com/newsletter

Need to get your finances in order first? 

Start with my Household Money Clarity Plan. It's a great organizational tool that turns into your household money plan. 

Disclaimer: This episode is for educational and informational purposes only and is not investment, financial, or tax advice. 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

5 common beliefs about money might be keeping you from having the money for what you really want. Let’s flip those beliefs. 🔥🔥🔥

🎉🎉Get organized and create a plan.
My Household Money Clarity Plan is an amazing tool that helps you get organized, figure out where you are starting, where you want to go, and what to do next.

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, we're talking about how to make budgeting a normal part of your household routine—not something you have to constantly start over. I'll share three simple shifts that can help you build a budgeting practice that works with real life.

If you'd like some help with your money, here are two ways I can help:

Get organized and create a plan.
My Household Money Clarity Plan helps you figure out where you are, where you want to go, and what to do next.

Get step-by-step help with your routine.
The Budget Effect Membership is where we work on the budgeting process month after month, so it becomes part of how you manage your household.

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, I'm sharing the practical changes I'm making in my own budget and 7 ways you can adjust yours while staying focused on what matters most.

 If money feels tighter lately, this episode will help you make intentional decisions instead of stressful ones. 

🎉If you'd like some help with your money, here are two ways I can help:🎉

Get organized and create a plan.
My Household Money Clarity Plan helps you figure out where you are, where you want to go, and what to do next. It includes the Flexible Year Plan.

Get step-by-step help with your routine.
The Budget Effect Membership is where we work on the budgeting process month after month, so it becomes part of how you manage your household.

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, I'm walking you through what the journey of budgeting can look like, from creating your first budget to using those skills to create the life you want.

🎯 Ready to create a clear plan for your money?

The Household Money Clarity Plan will help you organize your finances, build a budget you can actually stick to, and start making confident money decisions. It also includes my Budget Effect Spreadsheet—the system I use and teach.

Get step-by-step help with your routine.
The Budget Effect Membership is where we work on the budgeting process month after month, so it becomes part of how you manage your household.

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

If you’re tired of wondering where your money went and want a budget that reflects what you actually care about, this episode is for you.

🎉If you'd like some help with your money, here are ways I can help:🎉

Get organized and create a plan.
My Household Money Clarity Plan helps you figure out where you are, where you want to go, and what to do next.

Get step-by-step help with your routine.
The Budget Effect Membership is where we work on the budgeting process month after month, so it becomes part of how you manage your household.

Want a little money help in your inbox?
Join my email list for practical tips and ideas to help you manage your money and create the life you want. 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Maybe you start budgeting and fall off. You track your spending for a while, then stop. You know what you need to do, but you can’t seem to make it a habit.

You don’t need more motivation. You need habits that actually stick.

In this episode, I’m breaking down 4 science-backed strategies for building better money habits using research from neuroscientist Andrew Huberman.

💚Want to work on your money habits right along with me?

The Budget Effect Membership is where we work on your budget together each month, so managing your money becomes a regular part of your routine.

You don’t have to figure it all out on your own. We’ll work on it together, one month at a time.

Need a budgeting system?

The Household Money Clarity Plan gives you the tools you need to get started today.

📧Want a little money help in your inbox?

Join my email list for practical tips and ideas to help you manage your money and create the life you want.

Other Links:

Huberman Lab Podcast

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

We’re focusing on the foundation:

•  Know your true spending number
•  Build the right kind of savings 
•  Stay consistent with simple money check-ins 

🎉Free Spending Audit - Click here!

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, I break down the 3 parts of your money system so you can finally figure out what’s actually holding you back—and what to do about it. 

This episode is for you if:

•  You’ve made a budget… but it’s not working 
•  You feel stressed about money even when you should be okay 
•  You don’t know where your money is going 
•  You keep overspending, even when you don’t want to 

What you’ll walk away with:

•  A clear understanding of the 3 parts of your money system
•  The ability to identify your exact problem area (instead of guessing) 
•  Simple next steps to start fixing it today
•  More clarity, less stress, and a plan that actually makes sense 

🎯 Your next step:

Pick ONE part of your money system to focus on this week—and take action.

Links mentioned in the episode: 

🎉Grab your free Household Money Snapshot

🎉Free Spending Audit - click here!

If this episode helped you, I’d love to hear what stood out to you 💛
 Send me a message or share it on Instagram!

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

I’m sharing my reset and what’s coming next—new episodes start Tuesday! 

So glad you're here! 

Let's connect:

Instagram: @budgeteffectpodcast

Email: hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

• You gain clarity around what you’re actually capable of in a year
• You can set realistic goals for saving, investing, vacations, and self-care
• You understand why money feels tight — and what to adjust

In this episode, I walk you through:

• What a year plan is (and what it’s not)
• How to create one using your monthly numbers
• Why it’s especially helpful if you’re draining savings or relying on credit cards
• How it improves decision-making and reduces stress
• Why I hated my year plan at first — and why I’m so glad I stuck with it

A year plan might give you a little discomfort at first — but on the other side is less stress, more freedom, and better decisions all year long.

Links to Old Episodes:

4 easy habits you need if you want to save money

53// Why I hated a Yearly Budget 

FREE RESOURCES: 

🎉Free Household Money Snapshot

🎉Free Spending Audit Spreadsheet and Directions

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

These 6 reflection prompts will help you reset your finances in a way that actually fits your life. 

They’re not ONLY about crunching numbers (although we crunch a few).

They’re about making sure your money is working for your real life, your values, and the things that matter most. 

Free Resources: 

🎉Free Household Money Snapshot

🎉Free Spending Audit Spreadsheet and Directions

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

I walk you through the three core habits of a solid budget routine and what consistent (not perfect) action actually looks like in real life:

• Setting up your zero-balance budget — even if you’re late or behind
• Tracking your spending so you know what’s working (and what’s not)
• Moving money toward your goals — even if it’s just a few dollars

You’ll learn how these small, repeatable actions help you:

• Reduce stress and money anxiety
• Get out of survival mode and into progress
• Build momentum toward savings, debt payoff, and future goals

You don’t need to do this perfectly.
 You just need to keep showing up.

🎉Free resource🎉: Grab the Household Money Snapshot — the exact tool I use with my clients to help them get their finances organized and set up a zero-balance budget. Click Here.

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. Click Here. 

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

These habits are the foundation of a budget you can actually stick to, even when life feels busy or chaotic.

Other episodes mentioned in the show: 

• More on creating "buffers" in your budget: 🎧 Episode 69: Do you have to be 'Type A' to budget?
• Routine Habit 3: 🎧Episode 73: How to plan ahead in your budget

🎉Free guide🎉

Want a clear picture of your household finances? Grab my free Household Money Snapshot

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. 

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

You’ll learn how to batch:

• Monthly essentials so you stop making extra trips (and extra purchases).
• Seasonal clothing so you only buy what you truly need.
• Gift giving (holidays + kid birthdays) so you stop forgetting what you already bought.
• Groceries so you avoid impulse buys and over-the-top shopping.

Batching helps you spend on purpose instead of on autopilot — giving you more freedom, less stress, and money for what matters most.

🎉Grab your free Budget School JUMPSTART.

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. 

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, I’ll show you the easy, everyday things you can start doing to finally keep more of your money without cutting all the fun out of your life.

Simple habits. Real savings. You can do this.

🎉Grab your free Budget School JUMPSTART.

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. 

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, we pull back the curtain on all the non-money habits that impact your spending—your schedule, your energy, your clutter, your routines, and (yes) what’s happening in your fridge. You’ll learn why budgeting isn’t just tracking numbers; it’s about managing your life so you can follow your budget.

In this episode you’ll learn:

• Why your busy schedule might be sabotaging your money plan
• How clutter, stress, mental load, decision fatigue, and lack of sleep affect overspending
• The surprising connection between self-care (like eating kale) and sticking to a budget
• Why you might not need a new budgeting method—you might need a new habit
• How to identify the one thing that throws you off financially

You’ll walk away with:
➡️ Awareness of what’s really causing overspending
➡️ Permission to stop saying “I’m bad with money”
➡️ One simple habit to focus on that will get your budget back on track

Because sometimes sticking to your budget starts with taking care of the rest of your life.

🎉🎉🎉Stop wasting time and get started with your budget today! Click here for the FREE Budget Jumpstart. 

💪 Do you want my help? 💪

My budget course gives you the tools and guidance you need. 

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

The holidays are coming — but you don’t have to rush or stress this year. In this episode, Erin helps you get ahead now so you can feel calm, organized, and financially prepared when the season arrives.

You’ll walk through how to plan your time, money, and mindset in advance — so you can be present with your kids and actually enjoy the holidays.

💡 What You’ll Learn

• How to start future-thinking with your holiday budget and calendar
• The first steps to take with your money and time before the season begins
• How to list, plan, and price out gifts, events, and expenses
• The importance of deciding early — meals, parties, travel, and more
• How to align your plans with how you actually want to feel this holiday season: simple, well, and festive
• Ideas for simplifying, delegating, and protecting your energy and time
• How to use backwards planning to make sure everything gets done calmly

3-Part Holiday Planner – brainstorm ideas, budget your spending, and plan your weeks backwards
👉 Grab it here

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Here's a link to Part 1 - Episode 77. 

In this episode we cover: 

• How to do allowance with your kids
• How to teach kids to be patient when they want something
• How to budget with kids at any age
• How to help our children deal with marketing, consumption, and comparison

It's filled with practical steps to helping your kids develop healthy money habits and mindsets! 

Give Emily a follow on Instagram @RaisingLittleMillionaires. 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Ever notice how your thoughts about money shape your results? In this episode, Erin breaks down two powerful ways of thinking about your household money: “if” and “because.”

Are you telling yourself:

• “I’ll stick to my budget if everything goes smoothly”?
• “I’ll save if there’s anything left over”?

Or are you shifting toward:

• “I’ll stay consistent because I want freedom”?
• “I’ll save because it matters to my family’s future”?

This small mindset shift changes everything. When you start leading with “because,” you stop waiting for perfect conditions and start creating the results you want — saving money, paying off debt, and building financial peace in your household.

✨ In this episode, you’ll learn:

• The difference between “if” and “because” thinking (and how to spot yours)
• How your mindset affects consistency, savings, and debt payoff
• Practical examples to help you shift into “because” thinking this week
• Why your money follows your mindset

🎯 Your challenge: Notice where you’re living in your “if” — and start stepping into your “because.”

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

We cover the 3 essential money mindsets to teach at home:

1. Split it before you spend it – give kids real practice with saving and spending.
2. Make spending hard and saving easy – set up guardrails like cash or prepaid cards, and automate savings when possible.
3. Know where your money goes – teach kids to track their spending and review it regularly.

This is part one of a 3 part series. 

For more practical tips from Emily, follow her on Instagram: @RaisingLittleMillionaires.

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

If you leave your money sitting in your checking account, it’s going to get spent — just like cookies left out on the counter.

In this episode, I’ll share three powerful reasons you need to move your money forward.

You’ll learn how moving money helps you protect it from impulse spending, make faster progress toward your goals, and be prepared when future needs or wants come up.

Whether you’re paying off debt, saving for something big, or just trying to stay consistent, this episode will show you why where you put your money matters — and how to start moving it with purpose.

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

What do you do when you need to add a new expense but your budget already feels maxed out? Recently, I did just that.

In this episode, I walk through the steps I took to make it work:

• Figuring out the true cost (monthly and yearly)
• Testing it in my budget and year plan
• Deciding what categories I was—and wasn’t—willing to cut
• Adjusting amounts until everything fit

If you’ve ever tried to fit a new cost into your budget—whether that’s kids’ activities, a car payment, or higher rent—this process will help you approach it with clarity instead of stress.

Episodes mentioned: 

66// What is a Zero-Balance Budget? Plus 11 reasons it will work for you.

26// How to budget for self-care | Building a sinking fund for your personal wants and needs

53// Why I Hated a Yearly Budget (But You Might Love It!)

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

📋 BUDGET SCHOOL coming soon.  

When I launched The Budget Effect podcast, I started with four powerful effects of budgeting that completely transformed my life and finances. A year and a half later, do I still stand by them? Spoiler alert: yes—but I’ve also discovered even more life-changing benefits along the way.

In this episode, I’m reflecting on what happens when you go beyond “just paying bills” and step into intentional money management with a zero-balance budget. We’ll talk about:

• Why your money actually goes further when you budget (and how to avoid feeling limited).
• How budgeting not only helps you reach goals—but also clarifies what goals matter most.
• The way budgeting uncovers your true core values and allows you to live more intentionally.
• Why confidence, peace, and joy grow as you gain control of your money.
• And the surprising ripple effects budgeting has on your household routines, organization, and even stress levels.

If you’ve ever wondered what a budget could really do for your life beyond dollars and cents, this episode will encourage you to see it as the foundation for freedom, stability, and joy.

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

📋 BUDGET SCHOOL coming soon.  

Are you only thinking about right now when you budget—just making it through the week or the month? Or maybe you’re swinging the other way, thinking about retirement decades from now but not sure how you’ll cover next season’s expenses.

In this episode, I’m introducing you to something I call the Ladder of Future Thinking—a simple way to look ahead in your budget without feeling overwhelmed. I’ll walk you through how to plan for:

• Within the month: Making adjustments so your budget actually works
• Season to season: Saving for the things you know are coming
• Year to year: Preparing for annual expenses and big goals
• Multiple years ahead: Setting yourself up for stability, freedom, and less stress

Because budgeting isn’t just about being organized—it’s about creating stability, building wealth, and having the freedom to say “yes” when you want to.

Let's connect:

Instagram @budgeteffectpodcast

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

📋 BUDGET SCHOOL coming soon.  

Ever find yourself in a low-vibe state —you’re frustrated with your progress, comparing yourself to others, or tempted to spend money just to feel better? You’re not alone, and you don’t have to stay stuck.

In this episode of The Budget Effect, we’re talking about what to do when discontent creeps in—especially when it’s tied to money, material things, or not being as far along as you thought you’d be by now. I share my own recent experience with feeling uninspired and how I turned things around, along with 4 practical steps you can use to reset your mindset and your money habits.

Here’s what you’ll learn:

• Why discontent shows up (even when you’re normally grounded and grateful).
• How comparison and external pressure can derail your mindset and your budget.
• 4 ways to shift out of a low-energy state

If you’ve been feeling off, frustrated, or just “bleh,” this episode will help you feel lighter, more intentional, and more in control of your money and your mindset.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

📋 BUDGET SCHOOL coming soon.  

This episode is part quiz, part game, and totally eye-opening. We're playing a special version of Would You Rather—not the kind your kids play, but one designed to help you figure out what you truly value when it comes to spending, saving, and planning your life.

Do you crave adventure and experiences… or cozy nights and a home you love? Are you pinning travel inspo or garden vibes?

By the end of this episode, you’ll have a better sense of what really lights you up—so you can build a budget that actually supports the life you want, not the one you think you should want.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

📋 BUDGET SCHOOL coming soon.  

Have you ever stuck to your budget for a few months, hit a savings goal, or paid off a credit card—and then celebrated by spending money that set you right back? 😬 You're not alone, and you're not doing it wrong… but there is a better way.

In this episode, we’re talking about how to reward yourself in ways that actually support your financial progress instead of sabotaging it. 

You'll hear:

•  real-life examples
• mindset shifts
• four practical strategies for building celebration into your budget—without guilt, credit card debt, or backtracking.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, we’re breaking down the stereotypes around Type A and Type B personalities—and how both types can thrive with budgeting. Whether you love color-coded spreadsheets and a perfect plan (hello, Type A!) or you’re more go-with-the-flow and creative (hi, Type B!), budgeting can still work for you.

We’ll look at:

• The typical traits of Type A vs. Type B people
• How both personality types can shine in their financial journey
• What budgeting habits might feel easier—or harder—for each
• And advice for building a budget that fits who you are

Because here’s the truth: you don’t have to change your personality to manage your money well. You just need a system that honors the way you naturally think and live.

💬 Listen to this episode to answer:

• What parts of budgeting already match your personality?
• Where do you tend to get stuck?
• What can you do to make budgeting feel more you?

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

📋 BUDGET SCHOOL coming soon.  

We go through different stages in our lives, and of course our budget is going to look different throughout those different seasons. 

In today’s episode we are going to talk about two of those different seasons: 

before debt-free 

and 

after debt-free. 

Are there different methods? Different goals? Different motivations?

And what should always stay the same?

That's what we'll cover in this episode.  

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

📋 BUDGET SCHOOL coming soon.  

Smart budgeting means we’re thinking ahead. In this episode, we’re talking all about budgeting for school-related expenses before the chaos hits.

I’ll walk you through handling school activity costs throughout the year and why I keep a school category in my budget even during summer break.

You’ll learn how to:

• Decide whether you need a separate line for school activities in your budget
• Use the summer months to build up a school shopping fund
• Handle leftover money in that category the smart way
• Set up a simple system (even if it’s just cash in an envelope!)
• Be resourceful with used supplies and organize what you already have

Whether you’re a budgeting beginner or looking to upgrade your system, this episode will help you stay ahead of school costs without the stress.

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

📋 BUDGET SCHOOL coming soon.  

What if your budget could make you feel supported instead of stressed? In this episode, I explain exactly what a zero-balance budget is — and why it’s helped so many people feel more in control, more clear, and more confident with their money. 

This short teaching episode is perfect if you’re new to budgeting or if you've been trying to budget but keep feeling stuck. I’ll give you a clear, simple definition of what a zero-balance budget is — and then I’ll walk you through 12 reasons why I believe this method really works. From clarity and flexibility to confidence and momentum, this approach has changed the way I handle money. If you're ready to move forward with your money, this is the place to start.

Listen to the Episode to Answer These Questions:

• What does it actually mean to “give every dollar a job”?
• How does a zero-balance budget help reduce stress?
• Why does this method work even if your income changes?
• What’s one small step you can take today to get started?

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

🎉Grab your free Budget School JUMPSTART.

 ⬇️⬇️⬇️ What's in this episode? ⬇️⬇️⬇️

If you've fallen off track with your budget—whether it's overspending, disorganization, or just not paying attention—this episode is for you. I’m giving you three simple steps to hit reset and get your budget back on track.

In this episode, you’ll learn:

• How to assess where you’re at and stop the financial overwhelm.
• Practical steps to regroup and make a plan moving forward.
•  How to get back to your budgeting system (or start one, if you don’t have one yet!). 

It’s time to take control and get your budget back in line with your goals. Tune in to get the guidance and clarity you need to reset and move forward with confidence.

🎉🎉Do you want me to come into your email with the FREE JUMPSTART?  By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! 

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, I’m sharing 3 things I am CERTAIN of when it comes to my money.

These certainties guide how I spend, save, and make financial decisions.

➡️But this isn’t just about me. I want YOU to identify what you are certain of when it comes to your money. I’ll be asking you questions to get you thinking! ⬅

Tune in to learn how being certain can guide your decisions and create lasting change in your financial life.

🎉🎉Do you want me to come into your email with the FREE JUMPSTART?  By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and insight into your current spending habits. Click here! 

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

If you haven't started taking care of your finances yet, or if you need a little push to stick with it. Then listen in! 

In this episode we'll cover: 

Layer 1 of hidden costs: Sneaky money leaking away

Layer 2 of hidden costs: Mental, emotional, and relationship costs

Layer 3 of hidden costs: Missed opportunity costs

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it!

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Summer doesn’t have to mean blowing your budget—or missing out on the fun. In this episode, we’re talking about how to be intentional with your time, money, and energy so you can create a summer full of memories and stay financially on track.

You’ll learn:

• How to prepare your finances now to create peace throughout the summer
• Two mindsets that will help your dollars stretch further
• How to find the right balance between fun and financial goals
• What routines to keep this summer to avoid feeling like everything’s falling apart

Whether you’re dreaming of a small getaway, navigating kids' sports schedules, or just trying to enjoy the season without the stress, this episode is for you.

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it! 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

They say: have an emergency fund, don't have credit card debt, and grow your money by investing. Those are three basic things. That's, that's not hard to understand, right? So what makes it hard to do? Ah ha! There is a missing step that people are not giving enough focus to. 

Some people aren't doing it at all. 

There is a missing step, and that is exactly what we are going to cover in this episode. 

✨ Be the first to know when my Budget School course launches! Get on the waitlist here → CLICK HERE. 

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it! 

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If you’ve ever felt like your money disappears too fast or you just can’t seem to get ahead, this episode is for you. Today I’m sharing 10 simple daily habits that will help your money go farther without a complete life overhaul. These habits are designed to become second nature—and they’re key to building a strong financial foundation.

We’ll talk about how to stop impulse spending, how to become more intentional with your money, and how to build the systems and mindset you need to start saving, paying off debt, having money ready for the things you need, and even investing.

These are the behind-the-scenes habits that most people don’t talk about—but they make a huge difference in your day-to-day financial life.

Whether you're just starting out with your budget or you've been working on your finances for a while, this episode will help you build habits that stick—and support the money goals you care about most.

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

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Are you tired of feeling like your money is gone before you even know where it went? You’ve tried budgeting tips, cutting back, and searching for coupons, but something still feels off. 

The missing piece? A real household finance system—one that helps you organize your money like you organize your home. 

In this episode, I’ll walk you through

• the three keys to a strong financial system 
• and give you four simple steps you can take today to start building one. 

🎉Grab your free JUMPSTART.

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In this episode, I’m sharing two key strategies. 

The first creates space and grace in your budget. 

The second pushes you more aggressively toward your goals. 

Not everyone will agree with this approach, but my main point is this: your budget is a tool to get you what you want. It's YOURS - make it work for YOU.

If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It’s a step-by-step guide to help you get started with budgeting that makes sense for you and your life.

📌FREE RESOURCE: If you're ready to build a solid budget foundation that works for you, be sure to check out my free Budget Foundations Jumpstart. It’s a step-by-step guide to help you set up the foundational steps of a budget that makes sense for you and your life. Click the link!  

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

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💳 Should you avoid credit cards altogether?
💳 How can you use them wisely without falling into debt?
💳 What’s the best way to track credit card spending in your budget?

✨Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

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-What do I mean by your money identity?

-How might this be holding you back from reaching your money goals right now?

-What kind of positive money identities are there?

-How can we take steps to improve our money identities?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Do you want more help? Click to tell me how you'd like me to help you.

Let’s Connect. 

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Email: hello@thebudgeteffect.com

Did you know you can text the show? Unfortunately, I can't text back! ☹️ But I'd still love to hear from you. 

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We include:

⌚How long does it take to set up your budget for the first time?
⌚How long does it take to write your budget each month?
⌚How much time do you need to engage with your budget throughout the month?
⌚What about a budget close-out?!
✨Plus 5 Bonus Tips to make it even smoother and faster! 

The result: It doesn't take that long! Get started with your budget today! 

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
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Email hello@thebudgeteffect.com 

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What if reaching your financial goals was as simple as opening a drawer, taking out a notebook, and putting it back? Sounds too easy, right? But tiny, intentional steps—repeated over time—are what actually create success. In this episode, I break down the power of small habits, inspired by Atomic Habits by James Clear, and how you can apply these principles to your budgeting and money management. Whether you're just starting out or refining your system, this episode will help you build momentum and finally make real progress toward your financial goals.

Listen to this episode to answer:

1. Why should you focus more on your system than your end goal?
2. How do small financial habits create massive change over time?
3. Why do successful money habits feel easy when set up correctly?
4. What steps can you take to create a financial system that supports your goals?

Resources & Connect With Me:

✨ Be the first to know when my budgeting program launches! Get on the waitlist here → CLICK HERE. 

📚 Atomic Habits by James Clear

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
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• What a yearly spending plan actually is and why some people swear by it.
• The two smart reasons you might want to try it.
• How to create one if you’re curious (even if it’s not January).
• Why I personally hated it, how it made me feel, and why I’m sticking with my month-to-month budgeting approach.

If you’ve ever felt overwhelmed by budgeting or wondered if you need to plan out an entire year in advance, this episode will give you a fresh perspective. Whether you love detailed plans or thrive on flexibility, I’ll help you find a budgeting style that works for you!

Resources & Links:

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
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Email hello@thebudgeteffect.com 

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You'll learn:

• Why budgeting doesn't have to mean living a restrictive, frugal life.
• The importance of building a sustainable budget SYSTEM you can rely on month after month.
• How to plan for challenges
• Working on shifting your mindsets.

📌 Free Resource: Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!  

Let’s make this the year you confidently manage your household finances and move closer to the life you want.

Let's connect:
Instagram @budgeteffectpodcast
Email hello@thebudgeteffect.com 

Got a specific question you’d like me to answer on the show? Text it!

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Listen to this episode to answer these questions:

1. How do budget categories impact your ability to stick to your budget?
2. What’s the connection between the right categories and better money habits?
3. How can your categories help you make faster, easier decisions?
4. Why do personalized categories make you love your budget more?
5. What’s the first step to fixing budget categories that aren’t working for you?

FREE RESOURCE
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link!

Let’s Connect. 

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Email: hello@thebudgeteffect.com

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In this episode, we break down budget categories into fixed needs, variable needs, wants, and savings. I’ll show you how to keep it simple, adjust for your unique circumstances, and build a budget that reflects your goals and values. Let’s make budgeting intentional, flexible, and effective!

Listen to the episode to answer these questions:

1. What’s the easiest way to decide which categories belong in my budget?
2. How can I separate needs, wants, and savings in a way that works for my family?
3. Why is it important to keep budget categories simple and flexible?
4. How do I adjust my budget for seasonal changes or life events?
5. What’s the connection between budget categories and my personal values?

FREE RESOURCE
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

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Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

Send Questions or Comments

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Setting financial goals doesn’t have to be overwhelming! I’ll break it down into categories like building better habits, cutting unnecessary expenses, upgrading your financial systems, and even making exciting plans for your future. Whether you’re tired of debt, want to save more, or just want to feel more in control, there’s a goal here for you. Let’s pick one and get started!

Listen to the Episode to Answer the Following Questions:

• What should I pick for my New Year's Resolution?
• What money habits should I build this year?
• How can I do better with money?
• What personal goal can I set that will indirectly help me with my finances?

FREE RESOURCE
Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

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1. What is a future-focused budget, and how can it help reduce financial stress?
2. Why is simplifying your financial accounts a key to staying organized?
3. How can consistent money wins boost your confidence and keep you on track?
4. What role does gratitude play in maintaining a healthy mindset about money?
5. How can budgeting help you avoid impulsive spending during expensive seasons?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

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Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

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• How do I do a spending audit?
• What is a spending audit?
• How do I start budgeting?
• How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

Instagram @budgeteffectpodcast

Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

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• Episode 15: Create this List to Save Money on Groceries, Get Organized, and Save Mental Energy
• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• Do you want me to come into your email with the FREE Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Contact Me:
Instagram: @budgeteffectpodcast
Email: hello@thebudgeteffect.com

Have a topic you want me to cover on the show? Text me! 

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In this episode we’ll discuss the many situations where you might feel pressured to spend money - when you DON’T even want to! By the end of this episode you’ll have practical strategies to release the pressure and confidently say, “no” saving your money for what truly matters and aligning your spending with your real goals.

Resources :

• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.

Contact Me:
Instagram: @budgeteffectpodcast
Email: hello@thebudgeteffect.com

Did I forget something on this list?
Or do you have a topic you want me to cover on the show? Text me! 

Click to Send a Text.

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During the holidays, you might do one of these two things:
1. Throw your budget out the window.
2. Feel like you are the ONLY one on a budget and that you are missing out.

In this episode, we explore those two big holiday budget struggles and give you 8 actionable strategies to stay financially confident and stress-free. You’ll learn how to block temptation, shop intentionally, and appreciate your financial journey without comparison.

Listen to the episode to answer these questions:

1. How can I stick to my budget this holiday season without feeling deprived?
2. How can I stop comparing my money situation to others'?
3. What are some strategies for sticking to my holiday budget?
4. How can I focus on my financial goals while still enjoying the holidays?
5. How can I prevent impulse purchases and stay financially grounded during this busy season?
6. What are some practical strategies for sticking to a budget that actually work?!

Resources Mentioned:

• Download the 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• Episode 38: Holiday Planning and Mindset
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.

Contact Me:
Instagram: @budgeteffectpodcast
Email: hello@thebudgeteffect.com

Have a topic you want me to cover on the show? Text me! 

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Why does it feel like money always slips through your fingers? What if budgeting didn’t feel like a short-term fix but instead became a habit that makes saving and having money feel normal?

In this episode, we’re diving into how to shift budgeting from something you do “when money’s tight” into a life habit that sticks. When budgeting becomes second nature, you’ll start to feel confident and in control of your finances—covering expected and unexpected expenses, paying down debt, and building savings will feel like the norm. I’ll show you how to develop a mindset and routine that help you improve not just your financial habits, but your overall money confidence.

Listen to this episode to answer these questions:

• How can you turn budgeting into a habit instead of a temporary solution?
• What weekly routines can make budgeting easier to maintain?
• What key skills do you need to build for successful budgeting?
• How can a budgeting mindset create financial freedom?
• What holistic changes can budgeting bring to your life?
• How can having money just be normal for you?

Resources:

• Grab my 3-Part Holiday Planner: Holiday to-do list, gift list, and budget planner all in one. 
• FREE Budget Foundations: Let me come into your email with 4 steps to get started on your money journey.
• Instagram: @budgeteffectpodcast
• Email: hello@thebudgeteffect.com

Have a topic you want me to cover on the show?

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Let’s Connect. 

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Let’s Connect. 

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Listen to this episode to answer these questions: 

• How do I stay in my food budget?
• How do I feed my family when we are so busy?
• How do I save money on food?
• How do I stop spending so much money?

Do you want me to come into your email with the Budget Foundations Jumpstart? By the end of this email challenge, you’ll have the essential numbers you need to begin budgeting, a goal, and plan to work it into your routine. Click the link! 

Let’s Connect. 

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Email: hello@thebudgeteffect.com

Got a specific question you’d like me to answer on the show? Text it! 

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For many busy moms, staying on top of household finances can feel overwhelming. With bills, groceries, and daily expenses piling up, it's easy to lose track of your budget. In this episode, we dive into a powerful yet often overlooked habit—weekly spending tracking. Learn why setting a plan at the start of each month and adjusting your budget weekly is a game-changer for reaching both your money and life goals. We'll also address common struggles like the discomfort of facing your spending habits and how this one step can create lasting, positive change. If you're looking for a simple yet effective way to stay on top of your finances, this episode is for you.

Click here for the free Budget Foundations Jumpstart!

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Text the show. 

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Let me know what you picked! Click to send a text to the show.

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Text the Show! 

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It’s a holistic endeavor: your mindset, your other home habits, your self-care, your money-saving strategies, your budgeting strategies. It all matters to your success. 

Tune in to learn how there are many unexpected ways to move forward with money beyond just budgeting. 

Click here for SEPTEMBER 2024 MONEY MOVEMENT PROGRAM

Click here for the free Budget Foundations Jumpstart!

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In this episode we cover all those things. 

*back to school mindset

*back to school budget

*school shopping budget

*school supply budget

*how to save for school expenses

YOU GOT THIS.

Click here for information TEST GROUP FOR NEW PROGRAM

Click here for the free Budget Foundations Jumpstart!

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OR

If you wrote a budget for this month, but you haven’t looked at it since the beginning of the month, and now it’s the end of the month…what do you do?

Maybe you lost motivation or maybe life just happened. Regardless of the reason, we have to find the solution and get back to the plan. This episode will tell you how to do that. 

Click here for information TEST GROUP FOR NEW PROGRAM

Click here for the free Budget Foundations Jumpstart

This show is for you if you’ve ever asked yourself:

How to I start a budget?

How do I stick with meal planning?

Let’s Connect: 

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Email hello@thebudgeteffect.com

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I will also walk you through how to use this FREE self-care budget builder.

Click here to get the SELF-CARE BUDGET BUILDER

This episode is for you if you’ve ever asked yourself:

• How can I budget for self-care?
• What are some tips for self-care on a budget?

Click here for the free Budget Foundations Jumpstart!

Click here for information about the opportunity to be the first "small test group" for the new budget course.

Let’s Connect: 

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Email hello@thebudgeteffect.com

<<Question of the Week>>

How are your spending habits on the stuff you want and need for self-care?

Text 1 -  if you are spending way too little, you don’t get what you want or need. 

Text 2  - Just right you are spending the amount you need and want

Text 3 - You overspend and overbuy

Click below to send your answer to the show. 

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The main takeaway is that you must have a plan. And I have a proven plan that can work for you. 

This episode is for you if you’ve ever asked yourself:

How can I pay off debt?

How do I stop living paycheck to paycheck?

How can I budget if I don’t have enough money?

How can I stretch my money?

Click here for the free Budget Foundations Jumpstart!

Link to the old episode: Instead of sitting in overwhelm, COME UP WITH A PLAN. (Warning, the sound isn't too good in this one.)

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<<Question of the Week>>

There was no question this week. Let me know if you have any questions!

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Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

<<Question of the Week>>
What is your WHY? What is your biggest goal?
Send your answer by clicking the button below.

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We discuss 4 things you can do to save money this summer: 

1. How to prepare for summer by thinking about your new routine
2. Ways to save money when you are out of the house more often
3. Ways to cut costs from your budget during the summer 
4. Free or low-cost things to do in the summer.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress, more freedom, and move forward.

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

This episode will help you if you have been wondering:
How do I stick to a budget as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks for summer?
How to budget as a single mom?
Or if you want...
Money saving tips for summer
Tips for saving money this summer
Tips for paying off debt 
Tips for moving forward as a single mom

----------------------------------------------------------------
This week's questions: 
1) What is your favorite low-cost summer activity?
2) What is the cost you are dreading this summer?

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How can I stop impulse buying?
How do I stick to a budget?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?
Or if you want...
Tips for better shopping habits
Tips for sticking to a budget
Tips for saving money
Tips for paying off debt
Tips for moving forward as a single mom

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How can I spend more quality time with my kids?
How can I live a more intentional life?
How do I stick to a budget?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some cheap ideas for families with kids?
What are some budgeting hacks?
How to budget as a single mom?

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How do I stick to a budget?
How do I get organized?
How do I save mental energy as a single mom?
How do I pay off debt as a single mom?
How do I stick to a budget with kids?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This episode will help you if you have been wondering:
How do I move forward with money?
How do I get unstuck?
How do I let go of worry?
How do I let go of guilt?
How do I let go of resentment?
How do I let go of anger?
How do I move on?
How can I move forward as a single mom?

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

…That’s the budget effect! And this is the budget effect podcast.

Erin Britt is the host and can be found on Instagram @soulmothercommunity
-----------------------------
This episode will help you if you have been wondering:
How do I stop worrying?
How do I release anger?
How do I release resentment?
How do I stop feeling guilty?
How do I get unstuck?

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

…That’s the budget effect! And this is the budget effect podcast.

Link to Soul Mother Podcast: How Minimalism eased my single mom journey
Link to Joshua Becker's Book: The More of Less

Erin Britt is the host and can be found on Instagram @soulmothercommunity

This podcast will help you if you have been wondering:
How do I stick to a budget?
How do I stick to a budget with kids?
How to budget?
What are budgeting tips and tricks?
What are some budgeting hacks?
How to budget as a single mom?

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Erin Britt is the host and can be found on Instagram @budgeteffectpodcast

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode: 

1. Why it’s important to know what you value
2. How to figure out what you value
3. How to build a budget around your values

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is the budget effect podcast. Click follow now! 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Links
Basic Health for Busy Moms Episode

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode, I will give you 3 tips for making your household budget easier to stick to. 

1. One way to pay

2. Automate EVERYTHING

3. Get your PAPER CLUTTER under control. 

That's right, we discuss paper clutter too. 

If you are a busy mom and you want to pay off debt, save for your future, live within your budget, then we have to make it simple. 

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.

…That’s the budget effect! And this is the budget effect podcast. Click follow now!

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

In this episode we will cover what tracking your spending looks like, and how you can do it as a busy mom who has a lot on her shoulders already.

My mission is to teach you how to create and stick to a plan for your money that you believe in and love so that you can have less stress and more freedom.
…That’s the budget effect! And this is The Budget Effect Podcast. Follow/subscribe today.

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Erin Britt is the host and can be found on Instagram @soulmothercommunity

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

I help busy moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

 I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU. 

EP 23 is the TIME BLOCKING episode that I mention. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

I bring positivity and support to moms who have too much on their shoulders. Let's get your life simplified and systemized while taking care of YOU.

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com 

I think it's because I needed (and found) these 5 things: 

1. I needed love. 

2. I needed to find myself. 

3. I needed to release...like a lot...of physical and mental stuff.

4. I needed systems in my home. 

5. I needed a win. 

I talk about all these things on today's episode. I hope you enjoy it. :)

I help single moms gain positivity and peace in their lives through practical steps. On the podcast we talk about home rhythms, money movement, and mindset work. 

Link to Whole Life Wellness Reflection Tool: https://www.soulmothercommunity.com/wellness 

Connect with us on instagram @soulmothercommunity 

Join the community by going to www.soulmothercommunity.com 

Music from #Uppbeat (free for Creators!): https://uppbeat.io/t/infraction/summer-strut

Send Questions or Comments

Let's connect:

Email hello@thebudgeteffect.com