Victoria Real Estate Podcast

How Victoria Homeowners Use The Smith Manoeuvre™: Turning Your Mortgage Into a Wealth Tool

Tue, 24 Feb 2026 12:00:00 -0800

In this episode of the Victoria Real Estate Podcast, Adrian Maclaren and Vincent Baart sit down with Robinson Smith, Founder & CEO of Smith Manoeuvre Services Corp. and steward of The Smith Manoeuvre™ — one of Canada’s most discussed yet widely misunderstood financial strategies.

Robinson explains how the strategy works, where it came from, and why many homeowners are revisiting it in today’s environment of higher debt levels, changing rates, and affordability pressure. The conversation unpacks common misconceptions, potential risks, who the strategy may (and may not) suit, and how Canadians are thinking differently about mortgages, investing, and long-term wealth creation.

Whether you’re a homeowner, aspiring buyer, or finance professional, this episode provides a clear, practical look at how mortgage structure, tax efficiency, and behavioural discipline intersect in real-world financial planning.

As always, this discussion is educational in nature and not personal financial advice — listeners should consult qualified professionals regarding their specific situation.

Produced by: The CityNest Real Estate Group
Citynest.ca

Robinson Smith

https://smithman.ca/

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

Was 2025 Really the Worst Year for Real Estate? & 2026 Market Predictions

Tue, 10 Feb 2026 11:00:00 -0800

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In this month’s Victoria Real Estate Podcast market update, Adrian Maclaren and Vincent Baart of the CityNest Team are joined by mortgage broker David Steinberg from Olympic Mortgage to break down what’s really happening in the Greater Victoria housing market as we head into 2026.

This episode focuses on a key question many buyers are asking right now: who actually qualifies to buy in Victoria today? We walk through real income requirements for condos, townhomes, and detached homes, explain current mortgage rules, and discuss how debt, down payments, and interest rates impact buying power.

We also dig into January 2026 market data, including sales trends, inventory levels, pricing changes, and how Victoria continues to show resilience compared to other BC markets. On the mortgage side, David shares insights on the broader economy, interest rate expectations, employment uncertainty, and how lenders are viewing risk heading into the year.

If you’re a buyer, seller, investor, or just trying to understand where Victoria real estate is heading, this episode delivers a clear, data-driven snapshot of the market — without the hype.

🎧 Sponsored By: caninecarcare.com
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Produced by: The CityNest Real Estate Group
Citynest.ca

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

David Steinberg
david@olympicmortgages.ca
778.401.4712

What Happens If We Ignore Rural Communities? with Jada Basi

Tue, 13 Jan 2026 07:00:00 -0800

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In this special conference episode of the Victoria Real Estate Podcast, Adrian Maclaren records live from the BC 2030: The Future of BC Real Estate Conference in Vancouver, hosted by the Real Estate Institute of British Columbia.

Adrian is joined by Jada Basi, co-owner and Principal of CitySpaces Consulting, a community planning and infrastructure expert with two decades of experience working in rural, regional, and resource-based communities across Western Canada.

The conversation explores:

What company towns were and how they shaped British Columbia
The impact of the Instant Towns Act of 1965 on development
Why many resource communities now face aging infrastructure and economic challenges
Why these towns still matter to BC’s economy today
How Indigenous-led utilities and regional partnerships are changing the future
What governments, investors, and planners need to do to prepare for the next generation of major projects
Why the future of BC’s economy may depend more on what we repair than what we build next

Jada also shares practical insights for younger planners and entrepreneurs, plus a few personal picks in a fun rapid-fire closing segment.

If you’re interested in real estate, infrastructure, housing policy, or where British Columbia’s economy is heading next, this episode offers a rare look beyond the major cities and into the communities that quietly support the province.

Produced by: The CityNest Real Estate Group
Citynest.ca

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Victoria Real Estate Market Update: Rates, Rentals, Trends, and Hillside–Mayfair Highlight

Fri, 05 Dec 2025 07:00:00 -0800

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In this month’s Victoria Real Estate Market Update, Adrian and Vincent from the CityNest team at REMAX are joined once again by mortgage expert David Steinberg to break down everything shaping the local market as we head into the end of 2025.

We cover Victoria’s surprising progress on provincial housing targets, shifting rental prices across Canada, and what new mortgage rules mean for buyers, sellers, and investors in 2026. David gives us the latest on fixed vs. variable trends, rate movement, and renewal strategies as the lending landscape changes.

This episode’s Neighbourhood Highlight dives into the Hillside–Mayfair area — its history, lifestyle, housing options, and what buyers should know before making a move.

And of course, Vince brings the full market breakdown: detached homes heating up, condos staying cool, and the overall market swinging back toward the warm side of balanced.

If you’re thinking about buying, selling, investing, or you just want to understand what’s actually happening in Victoria real estate right now — this episode has everything you need.

🎧 Sponsored By: caninecarcare.com
Clean car = instant confidence. Mobile detailing with a satisfaction guarantee.

Produced by: The CityNest Real Estate Group
Citynest.ca

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

David Steinberg
david@olympicmortgages.ca
778.401.4712

Designing Communities That Thrive: A Conversation with Dr. Victoria Barr

Wed, 19 Nov 2025 15:00:00 -0800

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In this episode, we wrap up our special series on 1789 Emerson — Victoria’s first six-unit Missing Middle development — by zooming out and asking a bigger question: What makes a community truly livable?

We’re joined by Dr. Victoria Barr, an urban planner with 30 years of experience connecting equity, public health, and community design. Victoria brings a thoughtful, human-centred lens to how cities grow, who housing is built for, and why good planning goes far beyond density debates.

Together, we explore:

Why well-being and equity are often overlooked in development

What a “complete community” actually looks like

How design choices can unintentionally exclude people

Why Missing Middle housing matters for Victoria’s future

What 1789 Emerson represents in the bigger picture of smart growth

How affordability, health, and livability intersect

What an equitable Victoria could look like 10 years from now

If you’ve ever wondered how planning, people, and real estate all fit together — or what it takes to build homes and neighbourhoods that genuinely support quality of life — this episode is for you.

For more information about 1789 Emerson: https://www.1789emerson.ca/

250-800-4555 / Email: hello@1789emerson.ca

The Developer: https://missingmiddlesolutions.ca/

Your Hosts:

Produced by: The CityNest Real Estate Group
Citynest.ca

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Victoria Market Update: Is Fall 2025 Signaling a Shift?

Mon, 03 Nov 2025 15:00:00 -0800

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The Victoria Real Estate Podcast team — Adrian Maclaren and Vincent Baart from CityNest at RE/MAX Camosun — are back with another monthly market update, joined by mortgage expert David Steinberg.

🎧 Sponsored By: caninecarcare.com
Clean car = instant confidence. Mobile detailing with a satisfaction guarantee.

This episode covers:
🏡 Market Insights: Why sales cooled in July and August after a stronger spring, what the latest stats mean for buyers and sellers, and where prices are trending heading into fall.
💰 Investment Debate: Each host weighs in on the best real estate investment under $1M in today’s market — from fixer-uppers to future development zones.
📈 Mortgage Update: David breaks down the latest 0.25% Bank of Canada rate cut and how it could affect borrowing power and fall demand.
💸 Rental Report: Victoria remains the 5th most expensive rental market in Canada despite national rent declines — we break down why.
📍 Neighbourhood Highlight: Explore Oaklands, one of Victoria’s most family-friendly core neighbourhoods with parks, schools, and a strong community vibe.

Whether you’re a buyer, investor, or just keeping tabs on Victoria’s housing market, this episode gives you a clear picture of where things stand — and where they might go next.

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

David Steinberg
david@olympicmortgages.ca
778.401.4712

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

How "1789 Emerson" Balances Affordability and Quality

Mon, 15 Sep 2025 16:00:00 -0700

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In this episode of the Victoria Real Estate Podcast, we’re diving into a landmark project that’s reshaping housing in our city—the first-ever 6-unit Missing Middle townhome development at 1789 Emerson.

I’m joined by developer Dale Degagne, CEO of Missing Middle Solutions, and real estate investor/consultant Robert Starkey, founder of Breakwater Developments. Together, we explore the inspiration behind this project, the challenges of building attainable housing, and why developments like Emerson are critical for Victoria’s future.

From navigating zoning hurdles to designing homes that balance affordability with high-quality finishes, Dale and Rob share what it takes to make housing solutions possible. We also discuss who these homes were built for, why they offer incredible value compared to condos, and why now might be the best time to buy.

If you’ve ever wondered what’s really involved in creating attainable housing—or you’re curious if 1789 Emerson could be the right move for you—this is an episode you won’t want to miss.

For more information about 1789 Emerson: https://www.1789emerson.ca/

250-800-4555 / Email: hello@1789emerson.ca

The Developer: https://missingmiddlesolutions.ca/

Your Hosts:

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

Victoria Housing Market Update: What Buyers & Sellers Need to Know

Thu, 04 Sep 2025 13:00:00 -0700

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This month, the Victoria Real Estate Podcast — Adrian Maclaren, Vincent Baart, Jocelyn Cseff, and mortgage broker David Steinberg — break down the latest trends shaping Victoria’s real estate market. From sales momentum to a brand-new downtown hotel project, here’s what you’ll hear in this episode:

🎧 Sponsored By: caninecarcare.com
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🏡 Market Debate: Best Investment Under $750K

Adrian, Vince, David, and Jocelyn share their picks — from fixer-uppers to townhomes with rental potential.
Practical examples of listings that fit today’s market.

💰 Mortgage Update with David Steinberg

Fixed vs variable: which makes more sense right now?
Hybrid mortgage options explained.
How today’s bond yields and inflation trends are influencing rates.

🏨 Real Estate News: First New Victoria Hotel in 20 Years

Hyatt-branded 8-storey, 167-room hotel breaks ground downtown.
$14.9M annual economic impact and ~94,000 new visitors expected.
Why more hotel projects are in the pipeline for Greater Victoria.

📍 Neighbourhood Spotlight: View Royal

Family-friendly, affordable, and rich in history.
Home to Thetis Lake, Galloping Goose Trail, and Victoria General Hospital.
Why View Royal is gaining popularity among buyers.

📊 Summer 2025 Market Update Highlights

761 sales in June → up ~100 from last year.
Sales fully recovered from early 2025 slowdown.
Record-high new listings for June, but lots of “recycled” inventory.
Market warming up → now on the warm side of balanced. (especially in SFD)
Prices stable overall; condos dipped slightly.

👉 Whether you’re buying, selling, or just keeping an eye on the market, this episode gives you the insights you need to stay ahead.

Behind the Build: Rolling Tides & the Story of 1789 Emerson with Matt Rasmussen

Mon, 11 Aug 2025 16:00:00 -0700

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In this episode of the Victoria Real Estate Podcast, host Adrian Maclaren, alongside Vincent Baart and Jocelyn Cseff from the CityNest Team at RE/MAX Camosun, sits down with Matt Rasmussen — CEO of Rolling Tides Construction, co-owner of Rolling Tides Developments and Northshore Haven, and founder of Ruth’s Ice Bucket Challenge for ALS.

We dive deep into Matt’s inspiring journey from tradesman to developer, his philosophy on building with purpose, and how his team brought 1789 Emerson — Victoria’s first six-plex Missing Middle townhome development — to life.

You’ll hear behind-the-scenes stories about the challenges, innovations, and unique features of these brand-new 2–3 bedroom townhomes priced between $775K–$825K in the heart of the Jubilee neighborhood.

From construction details you won’t see on a walkthrough, to Matt’s thoughts on the future of housing in Victoria, this episode offers insight, inspiration, and a closer look at a project that could mark a turning point in the city’s housing market.

Whether you’re a homebuyer, investor, or simply curious about where Victoria real estate is headed, this conversation is packed with value — and a few fun, unexpected moments along the way.

Learn more at www.yyjrealestatepodcast.com

For more information about Rolling Tides Construction:

Matt Rasmussen

https://www.rollingtidesconstruction.ca/

@rollingtidesconstruction

@ruthsicebucketchallenge

Your Hosts:

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

Rates, Renters & Where to Invest Under $500K

Mon, 14 Jul 2025 14:00:00 -0700

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Welcome back to another Monthly Market Update episode of the Victoria Real Estate Podcast! This week, your hosts Adrian Maclaren, Vincent Baart, and Jocelyn Cseff from the CityNest team at RE/MAX Camosun are joined by returning guest and mortgage expert David Steinberg.

We’re covering everything from:

The latest real estate stats for May and June
Shifting affordability in BC’s rental market
Mortgage strategies in today’s environment
And… what we’d each buy if we had $500K to invest

Plus, we share a few laughs, stories from the past week (including Adrian’s first Indian wedding experience), and give a special shoutout to our first-ever sponsor, Canine Car Care!

🔹 Episode Highlights

🎧 Sponsored By: caninecarcare.com
Clean car = instant confidence. Mobile detailing with a satisfaction guarantee.

🏡 Market Update Rundown

📊 June 2025 Overview

3 years since the 2022 peak — market still down moderately
No major crash, but buyers from 2021/22 are feeling it
Inflation + wage growth are improving long-term affordability
Victoria's low unemployment and purpose-built rental focus = supply remains in check
We're likely still 2–5 years away from full price recovery based on historical condo corrections

💰 Affordability Outlook

Affordability has improved since 2022, but not enough for a rebound
Any recovery will likely be slow unless:
- Interest rates drop significantly
- New construction stays limited

💬 Is Now the Time to Buy?

Short-term gains unlikely (especially condos)
But for long-term buyers, current conditions may offer value

🏢 May 2025 Market Recap

758 sales (flat YoY when adjusted for business days)
Strong new listings — highest trend in 15 years, but mostly recycled inventory
Market balance improved slightly in May
Detached prices holding, condos slipped again
Interest rate decision pending — variable-rate demand now at 44%

📉 BC Renters Report Discussion

Only 53% of renters plan to buy eventually; just 16% in next 2 years
59% spend 1/3+ of income on rent; 25% spend over half
44% are saving for down payments; 26% working second jobs
Rents in Victoria remain high:
- 1-bed: $2,160 | 2-bed: $2,890
Tenants gaining power, but rent drops may have bottomed out
56% of renters support more affordable housing

💼 Mortgage Segment with David Steinberg

Fixed vs variable is nearly a toss-up right now
Bond yields up slightly (oil), but no rate impact yet
David leans fixed — but variable could save ¼ interest if rates drop
Hybrid mortgages now trending — combine fixed + variable + HELOC
- Only available through big banks, not monolines
Strategic mortgage planning more important than ever

🏘️ What Would You Buy for $500K?

Your hosts and guest debate the best real estate investment under $500K:

What types of properties would we choose?
Which areas would we target?
Is cash flow still king in 2025?

📍 Neighbourhood Highlight: Esquimalt

Local community spotlight
What’s changing, what’s coming, and why it might be worth a closer look

Thanks for tuning in!
📲 Follow us on Instagram @Victoriarealestatepodcast
🌐 Connect with us at citynest.ca

Helping Realtors Help Their Clients: Inside the Coastal Community Referral Program

Wed, 18 Jun 2025 14:00:00 -0700

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In this episode of the Victoria Real Estate Podcast, Vincent reconnects with Paula Blazina and Beverly Murdock of Coastal Community Credit Union for an in-depth conversation about their Realtor Referral Program—designed to make financing smoother and more accessible for clients, and easier for their agents to support them every step of the way.

Paula and Beverly break down how Coastal Community supports homebuyers not just at the branch level, but also through their Mobile Mortgage Pro team—offering personalized service that meets clients where they are, literally. Whether it's helping a first-time buyer navigate lending or assisting a self-employed professional with customized solutions, their approach is relational, not transactional.

In This Episode:

How the Realtor Referral Program works and how it benefits both agents and clients
The role of Mobile Mortgage Managers and how they offer convenience and clarity
Why Coastal Community’s local, flexible, and relationship-driven model is a win for buyers
Stories from the field and practical tips for agents looking to add value through financing partnerships

Whether you're a seasoned realtor or new to the industry, this episode offers actionable insights into collaborating with lenders who truly understand the Vancouver Island market.

Learn more at www.yyjrealestatepodcast.com

For more information about Paula, Beverly, or Coastal Community Credit Union, contact:

Beverly Murdock
Mobile Mortgage Manager
Coastal Community Credit Union

220 - 59 Wharf Street
Nanaimo BC V9R 2X3
t: 250-268-3194
Beverly.Murdock@cccu.ca | cccu.ca

Paula Blazina (She/Her)
Regional Manager South Vancouver Island
Coastal Community Credit Union

110 - 17 Helmcken Road
Victoria BC V8Z 5G5
t: 250 216-6154
Paula.Blazina@cccu.ca | cccu.ca

Your Hosts:

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

New Homes, Market Shifts & Hidden Gems: Victoria’s Spring Real Estate Rundown

Tue, 27 May 2025 11:00:00 -0700

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Welcome to the Victoria Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we are joined by our mortgage specialist, David Steinberg, who gives us the insider scoop on recent mortgage news and some tips or tricks on how to be successful in the current real estate climate. Then we delve deep into the most recent real estate trends, neighborhood highlights for Songhees, market dynamics/market updates, New developments, and funny real estate stories, all in Vancouver Island's capital city.

Our hosts, Adrian Maclaren, Jocelyn Cseff, and Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion covering a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "Victoria Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

https://www.yyjrealestatepodcast.com/

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

David Steinberg
david@olympicmortgages.ca
778.401.4712

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

Navigating Victoria Real Estate: New Buyer Programs, Rising Listings, and Vic West Highlight

Mon, 28 Apr 2025 08:00:00 -0700

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Welcome to the Victoria Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we are joined by our mortgage specialist David Steinberg who gives us the insider scoop on recent mortgage news and some tips or tricks on how to be successful in the current real estate climate. Then we delve deep into the most recent real estate trends, neighborhood highlights for Victoria West, market dynamics/market updates, first-time home buyer programs, and funny real estate stories, all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff, and Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion covering a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "Victoria Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

https://www.yyjrealestatepodcast.com/

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

David Steinberg
david@olympicmortgages.ca
778.401.4712

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

Contractor With a Cause: Affordable Housing, Renovation Programs & ROGCS

Wed, 16 Apr 2025 15:00:00 -0700

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In this episode of the Victoria Real Estate Podcast, we're joined by Jacobo Paniagua — a former lawyer from Mexico turned Canadian construction entrepreneur and the CEO of ROGCS. We dive into his inspiring journey from legal briefs to blueprints, how he helps local Victorians sell their home, and why affordable housing is at the heart of his business.

Jacob shares insight into his renovation assistance program for sellers, what it really takes to build quality homes in today’s market, and how he's helping homeowners unlock the full potential of their properties. Whether you're a real estate professional, investor, or just housing-curious, this episode is packed with value.

Tune in to learn how integrity, community, and smart strategy can reshape the way we build and live.

Stay tuned, and remember to subscribe to the "Victoria Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Jacobo Paniagua

https://rogcs.ca/

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

What’s Next for Victoria’s Market? Mortgage Rates, Rental Prices, and Downtown Victoria Highlight

Tue, 25 Mar 2025 14:00:00 -0700

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Welcome to the Victoria Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we are joined by our mortgage specialist David Steinberg who gives us the insider scoop on recent mortgage news and some tips or tricks on how to be successful in the current real estate climate. Then we delve deep into the most recent Real Estate Trends, Neighborhood highlights for Downtown Victoria, Market Dynamics/Market Updates, Rental Prices, Tax changes, and funny real estate stories all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff, and Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion covering a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "Victoria Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

https://www.yyjrealestatepodcast.com/

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

David Steinberg
david@olympicmortgages.ca
778.401.4712

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

AI, Strata Insights, and the Future of Condo Living with Thomas Beattie from Eli Report

Tue, 11 Mar 2025 13:00:00 -0700

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In this episode of The Victoria Real Estate Podcast, we sit down with Thomas Beattie, entrepreneur and CEO of OctoAI, to explore how artificial intelligence is reshaping the way buyers, owners, and Realtors understand condo communities. Thomas shares his journey from investment banking to tech entrepreneurship, what inspired him to create Eli Report, and how it's helping simplify strata documents.

We also discuss the newly launched Annual Benchmark Report, a tool designed to help strata councils and property managers make informed financial decisions. Plus, we take a deep dive into the current state of strata properties in BC, covering rising fees, regulatory changes, and what’s next for condo living.

To wrap up, Thomas answers some fun rapid-fire questions.

Listen now to gain valuable insights into the future of strata communities and AI in real estate.

Stay tuned, and remember to subscribe to the "Victoria Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Thomas Beattie

https://elireport.com/

https://octoai.com/

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

Trump, Tariffs, and a Busy January: Real Estate Insights

Wed, 19 Feb 2025 11:00:00 -0800

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Welcome to the Victoria Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we are joined by our mortgage specialist David Steinberg who gives us the insider scoop on recent mortgage news and some tips or tricks on how to be successful in the current real estate climate on the mortgage side. Then we delve deep into the most recent Real Estate Trends, Neighborhood highlights for Central/North Park, Market Dynamics/Market Updates, and funny real estate stories all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff, and Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion covering a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "Victoria Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

https://www.yyjrealestatepodcast.com/

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

David Steinberg
david@olympicmortgages.ca
778.401.4712

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

🏊 Crystal Pool Debate: Sean & Karmen Discuss Victoria’s Upcoming Referendum

Tue, 04 Feb 2025 10:00:00 -0800

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Victoria’s Crystal Pool has been a hot topic for years, and with the upcoming referendum, the conversation is heating up. In this episode, we sit down with Sean and Karmen, who bring opposing perspectives to the table.

We break down the key issues: What’s at stake in the referendum? The arguments for and against replacing Crystal Pool How this decision could impact Victoria’s future

Whether you’re still on the fence or ready to vote, this discussion will give you the insights you need to make an informed decision.

Learn more:

City of Victoria: Crystal Pool Referendum Info

Let’s Get Crystal Clear (Support for New Pool)

Let’s Clear Crystal Pool (Opposing Viewpoint)

Got thoughts? Let us know what you think!

Your Hosts:

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

Stress-Test-Free Mortgages and More: How Coastal Community is Redefining Real Estate Financing with Beverly Murdock & Paula Blazina

Tue, 28 Jan 2025 13:00:00 -0800

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Welcome to the Victoria Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we sat down with Beverly and Paula, representatives from Coastal Community Credit Union (Coastal Community), to discuss how they support realtors, homeowners, and self-employed professionals through tailored financial solutions and innovative programs. Highlights included Coastal Community’s mortgage options without stress tests, and their ability to leverage corporate income for self-employed individuals like realtors, dentists, and lawyers.

Key Highlights:

Stress-Test-Free Mortgage Options:
- Coastal Community provides flexibility for borrowers by qualifying certain mortgage loans without requiring a stress test, making homeownership more accessible.
Corporate Income for Mortgage Qualification:
- Self-employed individuals with personal corporations can use corporate income to qualify for mortgages, offering a tailored solution for professionals like lawyers, realtors, and dentists.
In-House Insurance Products:
- Coastal Community simplifies financial planning by offering home and personal insurance directly through their team, streamlining the process for clients.
Three Locations in Victoria:

As the largest financial institution based on Vancouver Island, Coastal Community has 3 branches in Victoria as well as another 21 branches and 13 insurance locations across Vancouver Island and the Gulf Islands, offering day-to-day banking, borrowing, investments, insurance and business services. Their Mortgage Relationship Managers can meet where it’s convenient for you.

The episode emphasized Coastal Community’s dedication to collaboration, innovation, and providing practical solutions for realtors, clients, and self-employed professionals. A must-listen for anyone in the real estate or financial industry!

Stay tuned, and remember to subscribe to the "Victoria Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

https://www.yyjrealestatepodcast.com/

For more information about Paula, Beverly, or Coastal Community Credit Union, contact:

#28 - Are Mortgage Rates Bottoming Out? Fernwood Spotlight & Market Update

Tue, 07 Jan 2025 12:00:00 -0800

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we are joined by our mortgage specialist David Steinberg who gives us the insider scoop on recent mortgage news and some tips or tricks on how to be successful in the current real estate climate on the mortgage side. Then we delve deep into the most recent Real Estate Trends, Neighborhood highlights of Fernwood, Market Dynamics/Market Updates, and funny real estate stories all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff, and Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion covering a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

https://www.yyjrealestatepodcast.com/

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

David Steinberg
david@olympicmortgages.ca
778.401.4712

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#27 - Have Presale prices hit rock bottom? RE News & Jubilee Neighbourhood Highlight

Tue, 17 Dec 2024 16:00:00 -0800

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent Real Estate Trends, Mortgage news, Real Estate Law changes, Neighborhood highlights of Jubilee, Market Dynamics, New Developments, and funny real estate stories all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff, and Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion covering a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

https://www.yyjrealestatepodcast.com/

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#26 - Breaking Barriers to Homeownership with Matthew J. Gibbs

Mon, 18 Nov 2024 13:00:00 -0800

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In this episode of the YYJ Real Estate Podcast, we’re joined by Matthew J. Gibbs, a trailblazer in the Canadian mortgage and real estate industry and the visionary behind The Great Canadian Mortgage Co. Matt’s mission is to simplify the mortgage process and make homeownership achievable for all Canadians.

We dive into his inspiring personal journey, from overcoming financial hurdles to owning and investing in real estate. Matt shares actionable tips for creative financing, exploring opportunities beyond major cities, and strategies for first-time homebuyers navigating today’s market.

Discover how Matt’s company leverages cutting-edge AI to streamline the mortgage process and provide clients with access to over 200 lenders nationwide. Plus, hear his expert predictions for the real estate market in 2024 and 2025.

Whether you're a homebuyer, investor, or realtor, this episode is packed with insights to help you achieve your real estate goals.

🔗 Tune in now and unlock your path to homeownership!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Matthew J. Gibbs
Instagram: @gibbz247
https://www.greatcanadianmortgage.co/

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#25 - Victoria Real Estate Roundup: Timing the Market, Rate Cuts, and Henderson Neighborhood Highlight

Fri, 08 Nov 2024 14:00:00 -0800

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent Real Estate Trends, Mortgage Rate cuts and its effects, Condo Insurance benefits, Neighborhood highlights of Henderson, Market Dynamics, New Developments, and funny real estate stories all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff, and Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion covering a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#24 - Building Bold: Real Estate Innovation and Attainable Housing with Developer Dale Degagne

Mon, 28 Oct 2024 12:00:00 -0700

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In this episode of the YYJ Real Estate Podcast, hosts Adrian Maclaren, Vincent Baart, and Jocelyn Cseff of the Citynest team dive into the world of real estate development with special guest Dale Degagne. A seasoned developer and investor, Dale brings over 20 years of experience and shares his journey from laboring in Windsor, Ontario, to founding Missing Middle Solutions in Victoria, BC. Dale opens up about his transition from military service to real estate, the vision behind his company, and the importance of attainable and sustainable housing.

Tune in to hear Dale’s insights on building a rental portfolio, investing in "missing middle" housing, and the innovative goals driving his current projects. We discuss the real estate landscape in Victoria, strategies for new investors, and Dale’s vision to build at half the cost and twice the speed of traditional methods. If you're curious about the future of real estate or want practical tips for navigating today’s market, this episode is packed with valuable takeaways.

Join us for an engaging conversation on the changing world of real estate and the role of bold, innovative ideas in making homeownership accessible for all.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Dale Degagne
https://missingmiddlesolutions.ca/

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#23 - Victoria Real Estate Roundup: Major Mortgage Changes & Uplands Neighbourhood

Thu, 03 Oct 2024 13:00:00 -0700

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent Trends, Rental Prices, Major Mortgage Changes, Interest Rates, Market Dynamics, Uplands Neighbourhood Highlight, and funny real estate stories all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff & Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion that covers a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#22 - Victoria Real Estate Roundup: Rental Prices climbing, Preparing for the Fall Market, and Estevan Village Highlight

Tue, 17 Sep 2024 16:00:00 -0700

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent Trends, Rental Prices, How to be successful in the Fall Real Estate Market, Market Dynamics, Estevan Village Neighbourhood Highlight, and funny real estate stories all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff & Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion that covers a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

(00:29) Intro Chit Chat
(09:37) Summary of the Podcast
(10:06) Rental Prices in Victoria
(16:30) Renting VS Buying
(21:57) Advise for Listeners on Down Payments/ Buying a Home
(24:12) Preparing to SELL for the Fall Market
(29:36) Market Report
(34:37) Neighbourhood Highlight - Estevan Village
(40:17) OUTRO

#21 - Victoria Real Estate Roundup: Market Update, Mortgage Insights with David Steinberg, and North Oak Bay Neighbourhood Highlight

Wed, 28 Aug 2024 14:00:00 -0700

Send a text

Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent Trends, Market Dynamics, Mortgage Insights with david Steinberg, Tenancy Act changes, North Oak Bay Neighbourhood Highlight, funny real estate stories, and, New Developments all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff & Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion that covers a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

David Steinberg - Broker/Owner at Olympic Mortgage
https://olympicmortgages.ca/
david@olympicmortgages.ca
250-858-7160

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

(00:29) Intro Chit Chat
(03:52) Rate Drops and Mortgage Tips
(16:03) Tenancy Act Changes
(19:47) Recent News - to permanently remove downtown encampments
(24:33) Neighbourhood Highlight - North Oak Bay
(32:22) Local Market Update from Vince
(40:51) Outro

#20 - Victoria Real Estate Roundup: Trends, Tips, and Tales from Vancouver Island

Wed, 07 Aug 2024 17:00:00 -0700

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent Trends, Market Dynamics, Home Insurance Issues, South Oak Bay Neighbourhood Highlight, Foreign Buyer Ban, Leasehold Properties, funny real estate stories, and, New Developments all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff & Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion that covers a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#19 - Crafting Communities: Ben Gulbrandsen of Viking Properties

Mon, 22 Jul 2024 19:00:00 -0700

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In this episode of the YYJ Real Estate Podcast, we sit down with Ben Gulbrandsen, President of Viking Properties, a prominent multi-family developer in Langford, BC.

Ben shares his inspiring journey from the early days of his career to leading Viking Properties in crafting vibrant, sustainable communities. We delve into the intricacies of property development, the impact on local communities, and the vision behind their current and future projects.

Whether you're a real estate enthusiast, a prospective homebuyer, or someone interested in community development, this episode offers valuable insights and inspiration from one of Victoria's leading developers.

Produced by: The CityNest Real Estate Group
Edited by: Daniel Castillo

Ben Gulbrandsen
https://viking-properties.com/
ben@viking-properties.com

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

#18 - Victoria Real Estate Roundup: An Unpredictable Housing Market & Gonzales Neighbourhood Highlight

Mon, 08 Jul 2024 12:00:00 -0700

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent Trends, Market Dynamics, Surging rental prices, Gonzales Neighbourhood Highlight, funny real estate stories, and, how to be successful in todays unpredictable housing market all in Vancouver Island's capital city.

Our hosts Adrian Maclaren, Jocelyn Cseff & Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion that covers a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

(00:00) Disclaimer
(00:29) Intro Banter
(06:41) Podcast Summary
(07:10) Closing on a Property while on Vacation
(09:22) Rental Information in BC
(15:53) Neighbourhood highlight: Gonzales
(22:16) Local Market Update in Victoria by Vince
(29:20) Wrap up

#17 - Victoria Real Estate Roundup: Rate Drop! What does this mean?

Wed, 19 Jun 2024 09:00:00 -0700

Send a text

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Citynest.ca
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

David Steinberg - Broker/Owner at Olympic Mortgage
https://olympicmortgages.ca/
david@olympicmortgages.ca
250-858-7160

#16 - Victoria Real Estate Roundup: Changes to Tenancy Act & New Flipping Tax / Fairfield Neighbourhood Highlight

Wed, 05 Jun 2024 16:00:00 -0700

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#15 - From Broker to Business Owner: David Steinberg on Owning Olympic Mortgage and Navigating Today’s Mortgage Market

Wed, 22 May 2024 12:00:00 -0700

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In this episode of the YYJ Real Estate Podcast, we sit down with David Steinberg, the founder and owner of Olympic Mortgages. Join us as David shares his inspiring journey from being a mortgage broker to building his own successful business. He offers a behind-the-scenes look at the challenges and triumphs he faced along the way, providing valuable lessons for aspiring entrepreneurs.

David also delves into the current mortgage climate, offering expert insights into market trends, interest rates, and what prospective homebuyers need to know in today’s economic environment. Whether you're a first-time homebuyer, a seasoned investor, or simply interested in the world of real estate, this episode is packed with essential information and inspiration. Tune in to hear from one of Victoria’s leading mortgage experts and learn how to navigate the complexities of the mortgage market with confidence.

Produced by: The CityNest Real Estate Group
Edited by: Daniel Castillo

David Steinberg - Broker/Owner at Olympic Mortgage
https://olympicmortgages.ca/
david@olympicmortgages.ca
250-858-7160

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

(00:29) Intro
(02:11) Interview Begins
(03:32) Davids History
(07:12) Davids Work Background
(12:37) Role of the Mortgage Broker
(20:24) Olympic Mortage vs Other Brokers
(25:25) What motivated David to Start his own Company
(32:48) Mortgage trends
(38:15) What Mortgage does David Recommend?
(43:52) 30 Year Amortization with less then 20% down
(45:40) Limit on the total debt as a borrower?
(51:07) Why 5% down?
(56:55) Predictions on the Real Estate Market
(01:02:59) Mortgage Rate Predications
(01:15:33) Light Hearted Questions for David
(01:28:16) Contact Info for David!
(01:29:13) Outro Chat

#14 - Victoria Real Estate Roundup: Capital Gains Tax Increase / James Bay Neighbourhood Highlight

Mon, 06 May 2024 13:00:00 -0700

Send a text

Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent trends, market dynamics, new listings, Insuring manufactured homes, A horror story from a real estate lawyer, New Townhouse Development, Neighbourhood highlight, Federal headlines “freak out or chill out”, and funny real estate stories all in Vancouver Island's capital city.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

(00:29) Intro Chat
(07:28) Summary of the Podcast
(07:56) Manufactured/Mobile Homes
(10:20) New Townhome Development in Langford
(13:12) New Townhome Development in Cedar Hill
(14:13) Real Estate Legal Story
(17:44) Neighbourhood Highlight - James Bay
(24:51) Federal headlines “freak out or chill out”
(27:00) New Listings
(29:01) Wrap up

#13 - Victoria Real Estate Roundup: BC Tenancy Act changes

Mon, 29 Apr 2024 10:00:00 -0700

Send a text

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Edited by: Daniel Castillo

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

(01:03) New Listings
(09:12) Duplex pros/cons
(12:35) Townhome pros/cons
(14:34) Buyer Beware Story
(16:44) Top 5 Errors and Omissions claims for 2023
(20:38) New Anti-Flipping Tax
(25:53) Changes to the BC Tenancy Act
(29:29) BC Construction / Gov Promises
(37:25) Mass Timber
(39:06) Local Market Update

#12 - Victoria Real Estate Roundup: Changes to BC Property Transfer Tax Exemptions

Tue, 16 Apr 2024 13:00:00 -0700

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(4:24) Australian Real Estate

(7:41) Credit Score for Insurance

(9:08) Renters Bill of Rights

(11:41) Title Fraud

(16:11) Changes to BC Property Transfer Tax Exemptions

(21:08) Owner Builder vs Licensed Builder

(22:46) Strata Parking

(26:18) Foreign Buyer Ban

(28:43) Who are Victoria Home Buyers?

(31:32) Bank of Canada Rate Changes

(32:05) Housing Bonds

(34:29) Financing your Renovations

#11 - Shifting Foundations: Exploring the Art of House Relocation with James Connelly from Nickel Brothers

Thu, 21 Mar 2024 15:00:00 -0700

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Welcome to the YYJ Real Estate Podcast, your go-to source for all things real estate! In this episode, we're thrilled to bring you an exclusive interview with James Connelly, the Sales Manager at Nickel Brothers House Moving. Join us as we delve into the fascinating world of house relocation and discover the ins and outs of this unique aspect of the real estate industry.

With James' wealth of experience and expertise, we'll explore the intricacies of moving entire homes – from historic residences to modern structures – and the innovative techniques employed by Nickel Brothers to make these relocations possible. Gain invaluable insights into the logistical challenges, preservation efforts, and environmental considerations involved in house moving, as well as the benefits it offers for homeowners and communities alike.

Whether you're a real estate professional, a homeowner contemplating a move, or simply curious about the art of house relocation, this episode is packed with valuable information and engaging conversation. Tune in to learn from James Connelly's firsthand experiences and gain a deeper appreciation for the remarkable world of real estate innovation.

Don't miss out on this enlightening discussion as we uncover the secrets behind shifting foundations and preserving architectural history with Nickel Brothers. Get ready to be inspired and informed – only on the YYJ Real Estate Podcast!

Produced by: The CityNest Real Estate Group
Edited by: Daniel Castillo

James Connelly | Sales Manager at Nickel Brothers House Moving
Email: Jim@nickelbros.com | Phone: 250-208-1398

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#10 - From Policies to Properties: Navigating Commercial Insurance and Crafting Your Dream Home with Tailor Mészáros

Sat, 02 Mar 2024 14:00:00 -0800

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Welcome to the YYJ Real Estate Podcast, where we dive deep into the dynamic world of real estate. In this episode, join us as we sit down with the multi-talented Tailor Mészáros, a seasoned professional in commercial insurance, to explore the intricacies of his work and its impact on the real estate landscape. From risk management to navigating the complexities of commercial insurance, Tailor shares invaluable insights to empower both seasoned investors and those just starting their real estate journey.

But that's not all! We also delve into Tailor's personal experience of building his very first home. Discover the challenges, triumphs, and lessons learned as he navigated the process of turning a vision into reality. Whether you're a real estate enthusiast, a budding homeowner, or someone keen on understanding the synergy between insurance and real estate, this episode offers a wealth of knowledge and inspiration.

Tune in to gain a unique perspective on the intersection of commercial insurance and real estate, and uncover the stories behind Tailor Mészáros' journey from policies to the construction of his dream home. Don't miss out on this captivating episode of professional expertise and personal anecdotes – Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Edited by: Daniel Castillo

Tailor Meszaros - Commercial Account Executive
tmeszaros@waypoint.ca
250-217-5198

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#9 - Victoria Real Estate Roundup: 2023 Recap & 2024 Outlook

Mon, 22 Jan 2024 10:00:00 -0800

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#8 - Exploring Success in Construction: A Conversation with Graeme Connelly, Owner of Fayze Contracting

Wed, 03 Jan 2024 09:00:00 -0800

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In this compelling episode, we dive deep into the world of construction and entrepreneurship with Graeme Connelly, the visionary behind Fayze Contracting, a leading name in the industry known for its innovative approach and commitment to excellence.

Join us as Graeme shares his journey, from the inception of Fayze Contracting to its remarkable growth and success. Discover the driving principles that have set Fayze Contracting apart, including their dedication to quality craftsmanship, inspiring architecture, and a client-centric approach that goes beyond expectations.

Throughout the conversation, Graeme offers invaluable insights into the challenges and triumphs of running a thriving construction business in today's competitive landscape. Learn about the strategies, lessons learned, and pivotal moments that have shaped Fayze Contracting into what it is today.

Moreover, gain exclusive access to Graeme's thoughts on the future of construction, emerging trends, and the current market conditions.

This episode is a must-listen for aspiring entrepreneurs, construction enthusiasts, and anyone interested in the dynamic world of building and development. Graeme Connelly's wealth of experience and passion for his craft make for an engaging and informative conversation that will leave you inspired and enlightened.

Tune in as we uncover the secrets behind Fayze Contracting's success and explore the visionary leadership that continues to propel them to new heights in the construction realm. Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!

Produced by: The CityNest Real Estate Group
Edited by: Daniel Castillo

Fayze Contracting Inc.
(250) 882-6511

Adrian Maclaren:
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart:
vincent@citynest.ca

Jocelyn Cseff
604-907-2074
jocelyn@citynest.ca

#7 - Victoria Real Estate Roundup: Higher Density Zoning on the way

Thu, 14 Dec 2023 07:00:00 -0800

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#6 - Victoria Real Estate Roundup: Mortgage Rates Decreasing

Mon, 27 Nov 2023 08:00:00 -0800

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#5 - Victoria Real Estate Roundup: The Airbnb BAN

Thu, 09 Nov 2023 15:00:00 -0800

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent trends, market dynamics, Power of Attorneys, insurance premiums increasing, professional income programs for mortgages, Assumable Mortgages, AIRBNB BAN, and some spooky real estate stories all in Vancouver Island's capital city.

#4 - Victoria Real Estate Roundup

Mon, 23 Oct 2023 09:00:00 -0700

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent trends, market dynamics, Affordable Housing Covenants, insurance with wood stoves, Energy Efficient Programs, Assumable Mortgages, Housing supply act, all in Vancouver Island's capital city.

#3 - Victoria Real Estate Roundup

Thu, 05 Oct 2023 14:00:00 -0700

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Welcome to the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia.

In this episode, we delve deep into the most recent trends, market dynamics, Affordable Housing and Groceries Act, new BC grant for homeowners to add suites, windstorm Insurance all in Vancouver Island's capital city.

Our hosts Adrian Maclaren & Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion that covers a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

#2 - Unveiling New Developments with Jessica Russel and Elise Virtue of Abstract

Fri, 29 Sep 2023 09:00:00 -0700

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Join us for an insightful episode of the "YYJ Real Estate Podcast," where we sit down with two industry experts who are at the forefront of Victoria, BC's dynamic real estate landscape. In this engaging interview, our hosts Adrian Maclaren & Vincent Baart welcomes Jessica Russel, Sales Manager at Abstract, and Elise Virtue, a dedicated Sales Associate at Abstract, to discuss the exciting new developments shaping the city's future.

As we dive deep into the conversation, you'll gain exclusive access to:

An Insider's Perspective: Jessica and Elise, with their extensive experience in Victoria's real estate market, offer an insider's perspective on the latest developments that are making waves in the city. From urban revitalization projects to innovative residential communities, they'll provide unique insights into what's driving these transformations.
New Development Highlights: Get a sneak peek into some of the most exciting new development projects currently underway in Victoria. Jessica and Elise will share details about the architecture, amenities, and lifestyle these projects are designed to offer, giving you a taste of what the future holds for Victoria residents.
Market Trends and Demand: Learn about the trends and demands that are influencing the design and planning of these new developments. With Victoria's evolving real estate preferences, understanding what buyers and investors are seeking is crucial, and our guests shed light on these shifting dynamics.
Community Impact: Discover how these developments are contributing to the growth and transformation of Victoria's neighborhoods. Jessica and Elise will discuss the role of new construction in enhancing the quality of life for both residents and the broader community.
Buying and Investing Insights: Whether you're considering buying a new property or looking to invest in Victoria's burgeoning real estate market, our guests will share tips and strategies to help you make informed decisions.

This episode offers an exclusive opportunity to gain valuable knowledge from industry leaders who are passionate about the growth and development of Victoria, BC. Whether you're a prospective homebuyer, investor, or simply interested in the evolving urban landscape, the "YYJ Real Estate Podcast" with Jessica Russel and Elise Virtue is your guide to the future of real estate in this vibrant city.

Don't miss out on this exciting discussion! Subscribe now and stay tuned for a deep dive into the new developments that are reshaping Victoria's skyline and lifestyle.

Contact:
Jessica Russel: jrussel@abstractdevelopments.com

#1 - Victoria Real Estate Roundup

Wed, 20 Sep 2023 13:00:00 -0700

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Welcome to the first episode of the YYJ Real Estate Podcast, your go-to source for the latest news and insights into the ever-evolving real estate landscape in beautiful Victoria, British Columbia. In this episode, we delve deep into the most recent trends, market dynamics, #1 RE/MAX Agent in the world, Mooring bans, New federal flipping tax, Flood insurance at risk?, and notable developments shaping the housing market on Vancouver Island's capital city.

Our hosts Adrian Maclaren & Vincent Baart, seasoned real estate experts with a finger on the pulse of Victoria's property market, will guide you through a captivating discussion that covers a wide range of topics.

Whether you're a first-time homebuyer, a seasoned investor, or simply curious about Victoria's dynamic real estate market, this podcast episode has something for everyone. Join us as we unpack the latest news and developments, providing you with the knowledge and insights you need to navigate Victoria's real estate landscape with confidence.

Stay tuned, and remember to subscribe to the "YYJ Real Estate Podcast" for regular updates on all things real estate in Victoria, BC. Happy listening!