The Retirement Income Show with Dave Stearns Wed, 17 Jun 2026 11:14:43 -0400 http://www.incomeisking.com en-us © 2026 The Retirement Income Show with Dave Stearns yes 40e753eb-d293-5fb3-935b-7c8f9239ef6c Dave Stearns episodic false Find out what you can do to achieve a more reliable retirement outcome than most traditional stock market-based plans can offer. At the Retirement Income Show, we R-E-A-L-L-Y believe:

  1. Stable RENEWABLE streams of income in retirement are possible…REALLY.

  2. Wall Street’s traditional investment advice is helpful in the accumulation stage and DANGEROUS in the decumulation stage…REALLY.

  3. Variable Annuities can be HELPFUL in the accumulation stage but detrimental in the decumulation stage…REALLY.

  4. The old wisdom learned from the Great Depression era of protecting your principal and living off your interest and dividends is more relevant now than ever…REALLY.

  5. The brokerage industry's addiction to Mutual Funds is the classic story when “good” is the enemy of “best”…REALLY.



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All content on this site is for informational purposes only. Opinions expressed herein are solely those of Stearns Retirement Group and our editorial staff.  Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or help protect against loss in declining markets. All information and ideas should be discussed in detail with your individual advisor prior to implementation. The presence of this website, and the material contained within, shall in no way be construed or interpreted as a solicitation or recommendation for the purchase or sale of any security or investment strategy. In addition, the presence of this website should not be interpreted as a solicitation for Investment Advisory Services to any residents of states where otherwise legally permitted to conduct business. Fee-based financial planning and Investment Advisory Services are offered by Sound Income Strategies, LLC, an SEC Registered Investment Advisory firm. Stearns Retirement Group and Sound Income Strategies LLC are not associated entities. Stearns Retirement Group is a franchisee of the Retirement Income Source. The Retirement Income Source and Sound Income Strategies LLC are associated entities. © 2023 Sound Income Strategies.


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]]> Buzzsprout (https://www.buzzsprout.com) retirement planning, financial planning, investing for income in retirement, retirement income Dave Stearns https://storage.buzzsprout.com/koi63glnuobw33mw313wxos2of59?.jpg The Retirement Income Show with Dave Stearns http://www.incomeisking.com Dave Stearns Michael Eastham The Magic of Social Security The Magic of Social Security Social Security is often one of the most valuable yet misunderstood pieces of a retirement income plan. 

In this episode of The Retirement Income Show, we explore the “magic” behind Social Security benefits, from how they’re calculated to the strategies that can help maximize what you receive throughout retirement. Understanding when and how to claim can have a lasting impact on your financial future. Whether retirement is right around the corner or still years away, this conversation can help you make more informed decisions and better understand the role Social Security may play in your long-term financial security

]]> Social Security is often one of the most valuable yet misunderstood pieces of a retirement income plan. 

In this episode of The Retirement Income Show, we explore the “magic” behind Social Security benefits, from how they’re calculated to the strategies that can help maximize what you receive throughout retirement. Understanding when and how to claim can have a lasting impact on your financial future. Whether retirement is right around the corner or still years away, this conversation can help you make more informed decisions and better understand the role Social Security may play in your long-term financial security

]]> Dave Stearns Buzzsprout-19322257 Sat, 13 Jun 2026 12:00:00 -0400 1440 full false The Fallacies of Wall Street The Fallacies of Wall Street Wall Street is full of narratives that sound convincing, but not all of them hold up under scrutiny. 

In this week's episode of The Retirement Income Show, we take a closer look at some of the most common investing myths and misconceptions that can influence financial decisions, often to an investor’s detriment. From market timing and stock-picking strategies to popular assumptions about risk and returns, we explore the fallacies that continue to shape investor behavior.

Join us as we separate fact from fiction and discuss how a disciplined, long-term approach can help investors avoid costly mistakes.

]]> Wall Street is full of narratives that sound convincing, but not all of them hold up under scrutiny. 

In this week's episode of The Retirement Income Show, we take a closer look at some of the most common investing myths and misconceptions that can influence financial decisions, often to an investor’s detriment. From market timing and stock-picking strategies to popular assumptions about risk and returns, we explore the fallacies that continue to shape investor behavior.

Join us as we separate fact from fiction and discuss how a disciplined, long-term approach can help investors avoid costly mistakes.

]]> Dave Stearns Buzzsprout-19287938 Sat, 06 Jun 2026 12:00:00 -0400 1471 full false Top 5 Retirement Mistakes to Avoid Top 5 Retirement Mistakes to Avoid Retirement planning can feel overwhelming, especially with so many moving pieces to consider. 

In this week's episode of The Retirement Income Show, we list the top five retirement planning mistakes people make and, more importantly, how to avoid them. From underestimating healthcare costs to poor tax planning and overlooking income strategies, we cover the key areas that can make a major impact on your financial future.

Tune in for a thoughtful discussion designed to help you avoid common pitfalls, protect the retirement you’ve worked hard for, and stay focused on what matters most in the years ahead.

]]> Retirement planning can feel overwhelming, especially with so many moving pieces to consider. 

In this week's episode of The Retirement Income Show, we list the top five retirement planning mistakes people make and, more importantly, how to avoid them. From underestimating healthcare costs to poor tax planning and overlooking income strategies, we cover the key areas that can make a major impact on your financial future.

Tune in for a thoughtful discussion designed to help you avoid common pitfalls, protect the retirement you’ve worked hard for, and stay focused on what matters most in the years ahead.

]]> Dave Stearns Buzzsprout-19203307 Sat, 23 May 2026 12:00:00 -0400 1475 full false Basics of Income Investing Basics of Income Investing What does “income” really mean in retirement, and where should it come from?

In this week's episode of The Retirement Income Show, we cover the basics of income planning, including the different sources retirees rely on and how to create a strategy designed to support long-term financial stability. We also discuss common challenges retirees face when generating income and why having a thoughtful plan in place can make a meaningful difference over time. 

Tune in for a practical conversation designed to help you better understand the foundation of retirement income and the role it can play in your overall financial plan. 

]]> What does “income” really mean in retirement, and where should it come from?

In this week's episode of The Retirement Income Show, we cover the basics of income planning, including the different sources retirees rely on and how to create a strategy designed to support long-term financial stability. We also discuss common challenges retirees face when generating income and why having a thoughtful plan in place can make a meaningful difference over time. 

Tune in for a practical conversation designed to help you better understand the foundation of retirement income and the role it can play in your overall financial plan. 

]]> Dave Stearns Buzzsprout-19170600 Sat, 16 May 2026 12:00:00 -0400 1425 full false What Makes a Happy Retirement? What Makes a Happy Retirement? What does a happy retirement really look like beyond just having enough money?

In this episode of The Retirement Income Show, we explore how financial security, spending habits, and mindset all shape happiness in retirement. From creating sustainable income to aligning your money with what truly matters, we discuss how to build both wealth and fulfillment in your later years. We also touch on common financial mistakes retirees make and how to avoid them, so you can feel more confident about your future.

Whether you’re nearing retirement or just starting to plan, this conversation will help you think differently about what it means to retire well. 

]]> What does a happy retirement really look like beyond just having enough money?

In this episode of The Retirement Income Show, we explore how financial security, spending habits, and mindset all shape happiness in retirement. From creating sustainable income to aligning your money with what truly matters, we discuss how to build both wealth and fulfillment in your later years. We also touch on common financial mistakes retirees make and how to avoid them, so you can feel more confident about your future.

Whether you’re nearing retirement or just starting to plan, this conversation will help you think differently about what it means to retire well. 

]]> Dave Stearns Buzzsprout-19135516 Sat, 09 May 2026 12:00:00 -0400 1446 full false Handling Pensions & 401(k) Plans Handling Pensions & 401(k) Plans Pensions and 401(k)s both play a key role in retirement, but they work very differently. 

In this week's episode of The Retirement Income Show, we go over how each one functions, the pros and cons, and what they mean for your long-term financial security.

We also touch on common mistakes, how to think about contributions and rollovers, and ways to balance stability with flexibility. Whether you’re just getting started or refining your plan, this episode will help you make more confident retirement decisions.

]]> Pensions and 401(k)s both play a key role in retirement, but they work very differently. 

In this week's episode of The Retirement Income Show, we go over how each one functions, the pros and cons, and what they mean for your long-term financial security.

We also touch on common mistakes, how to think about contributions and rollovers, and ways to balance stability with flexibility. Whether you’re just getting started or refining your plan, this episode will help you make more confident retirement decisions.

]]> Dave Stearns Buzzsprout-19092875 Sat, 02 May 2026 12:00:00 -0400 1449 full false Fringes of Retirement Planning Fringes of Retirement Planning Retirement isn’t always a clean break; it’s often a gradual transition. 

In this week's episode of The Retirement Income Show, we explore that in-between phase where you may still be working in some capacity while beginning to rely on your savings and long-term plan. This stage can bring a mix of flexibility and uncertainty. Questions around income, timing, lifestyle, and purpose all start to surface, and the decisions you make here can have a lasting impact.

We break down how to approach this phase with clarity, avoid common missteps, and create a strategy that aligns your financial plan with the life you actually want to live.

]]> Retirement isn’t always a clean break; it’s often a gradual transition. 

In this week's episode of The Retirement Income Show, we explore that in-between phase where you may still be working in some capacity while beginning to rely on your savings and long-term plan. This stage can bring a mix of flexibility and uncertainty. Questions around income, timing, lifestyle, and purpose all start to surface, and the decisions you make here can have a lasting impact.

We break down how to approach this phase with clarity, avoid common missteps, and create a strategy that aligns your financial plan with the life you actually want to live.

]]> Dave Stearns Buzzsprout-19054684 Sat, 25 Apr 2026 12:00:00 -0400 1469 full false Your Retirement Toolbox Your Retirement Toolbox What does your retirement really look like?

In this week's episode of The Retirement Income Show, we dive into why retirement isn’t one-size-fits-all and how to build a plan that reflects your unique goals and lifestyle.

We cover key considerations like adapting to market changes, managing risk, and creating a strategy that supports the life you actually want to live. Because retirement planning is about more than numbers. It’s about clarity, confidence, and making informed decisions for your future.

]]> What does your retirement really look like?

In this week's episode of The Retirement Income Show, we dive into why retirement isn’t one-size-fits-all and how to build a plan that reflects your unique goals and lifestyle.

We cover key considerations like adapting to market changes, managing risk, and creating a strategy that supports the life you actually want to live. Because retirement planning is about more than numbers. It’s about clarity, confidence, and making informed decisions for your future.

]]> Dave Stearns Buzzsprout-19027212 Sat, 18 Apr 2026 12:00:00 -0400 1452 full false Do You Still Have the Right Advisor in Retirement? Do You Still Have the Right Advisor in Retirement? Are you still working with the right advisor for this stage of your life?

In this episode of The Retirement Income Show, we take a closer look at what happens after you’ve reached retirement and why the financial guidance that got you there might not be the same guidance you need moving forward. From evolving goals and income strategies to communication and trust, we go over the key signs it may be time to reassess your advisory relationship.

Whether you’re newly retired or have been for years, this conversation will help you evaluate if your current plan is truly aligned with the life you want to live next.

]]> Are you still working with the right advisor for this stage of your life?

In this episode of The Retirement Income Show, we take a closer look at what happens after you’ve reached retirement and why the financial guidance that got you there might not be the same guidance you need moving forward. From evolving goals and income strategies to communication and trust, we go over the key signs it may be time to reassess your advisory relationship.

Whether you’re newly retired or have been for years, this conversation will help you evaluate if your current plan is truly aligned with the life you want to live next.

]]> Dave Stearns Buzzsprout-18994193 Sat, 11 Apr 2026 12:00:00 -0400 1443 full false Small Details with a Big Impact Small Details with a Big Impact In this week's episode of The Retirement Income Show, we explore how the smallest details can make the biggest difference. From everyday habits to subtle shifts in mindset, it’s often the little things we overlook that shape our outcomes, relationships, and overall direction in life.

Join us as we unpack real-life examples, reflect on the power of intentionality, and challenge the idea that success is built only on big moments. Because sometimes, it’s the smallest details that tell the biggest story.

]]> In this week's episode of The Retirement Income Show, we explore how the smallest details can make the biggest difference. From everyday habits to subtle shifts in mindset, it’s often the little things we overlook that shape our outcomes, relationships, and overall direction in life.

Join us as we unpack real-life examples, reflect on the power of intentionality, and challenge the idea that success is built only on big moments. Because sometimes, it’s the smallest details that tell the biggest story.

]]> Dave Stearns Buzzsprout-18937578 Sat, 04 Apr 2026 12:00:00 -0400 1492 full false Did I Retire Too Soon? Did I Retire Too Soon? Did you retire too soon, and what happens if you did?

In this episode of The Retirement Income Show, we explore one of the most common (and rarely talked about) retirement concerns: second-guessing the timing of your exit from the workforce. From market uncertainty to unexpected expenses, retirement doesn’t always unfold exactly as planned.

Because retirement isn’t just about when you stop working, it’s about making sure your money keeps working for you.

]]> Did you retire too soon, and what happens if you did?

In this episode of The Retirement Income Show, we explore one of the most common (and rarely talked about) retirement concerns: second-guessing the timing of your exit from the workforce. From market uncertainty to unexpected expenses, retirement doesn’t always unfold exactly as planned.

Because retirement isn’t just about when you stop working, it’s about making sure your money keeps working for you.

]]> Dave Stearns Buzzsprout-18900677 Sat, 28 Mar 2026 12:00:00 -0400 1474 full false Listener Questions Listener Questions Your questions, answered.

In this episode of The Retirement Income Show, we dive into real listener questions around today’s biggest financial concerns. From navigating market uncertainty to making more confident decisions with your money.

Because the right financial strategy starts with asking the right questions. Tune in for practical insights designed to help you stay on track and move forward with clarity.

]]> Your questions, answered.

In this episode of The Retirement Income Show, we dive into real listener questions around today’s biggest financial concerns. From navigating market uncertainty to making more confident decisions with your money.

Because the right financial strategy starts with asking the right questions. Tune in for practical insights designed to help you stay on track and move forward with clarity.

]]> Dave Stearns Buzzsprout-18870795 Sat, 21 Mar 2026 12:00:00 -0400 1523 full false People at Work or Dollars at Work? People at Work or Dollars at Work? Your money should always have a purpose. In this episode of The Retirement Income Show, we talk about the importance of putting your dollars to work and how a thoughtful financial strategy helps turn savings into progress toward your goals.

A good financial advisor does more than simply manage accounts. They help ensure every dollar is working intentionally through investment strategy, planning, and ongoing guidance. We discuss why this approach matters and how aligning your money with a clear plan can help support long term financial confidence.

Tune in to learn why having the right strategy and the right advisor can make a meaningful difference in how your money works for you.

]]> Your money should always have a purpose. In this episode of The Retirement Income Show, we talk about the importance of putting your dollars to work and how a thoughtful financial strategy helps turn savings into progress toward your goals.

A good financial advisor does more than simply manage accounts. They help ensure every dollar is working intentionally through investment strategy, planning, and ongoing guidance. We discuss why this approach matters and how aligning your money with a clear plan can help support long term financial confidence.

Tune in to learn why having the right strategy and the right advisor can make a meaningful difference in how your money works for you.

]]> Dave Stearns Buzzsprout-18828796 Sat, 14 Mar 2026 12:00:00 -0400 1537 full false A Well-Rounded Retirement Plan A Well-Rounded Retirement Plan What does a well-rounded financial plan really look like? Is it just having a few strong investment accounts, or is there more to it?

In this episode of The Retirement Income Show, we go beyond balances and portfolios to explore the key pieces that truly create retirement confidence. From Social Security and pension decisions to tax strategy, estate planning, and healthcare considerations, we outline what it takes to build a plan that’s built to last.

If you want to know whether you’re truly prepared or still missing critical pieces, this episode is for you.

]]> What does a well-rounded financial plan really look like? Is it just having a few strong investment accounts, or is there more to it?

In this episode of The Retirement Income Show, we go beyond balances and portfolios to explore the key pieces that truly create retirement confidence. From Social Security and pension decisions to tax strategy, estate planning, and healthcare considerations, we outline what it takes to build a plan that’s built to last.

If you want to know whether you’re truly prepared or still missing critical pieces, this episode is for you.

]]> Dave Stearns Buzzsprout-18761861 Sat, 28 Feb 2026 12:00:00 -0500 1470 full false Who Is That Other Guy? Who Is That Other Guy? In this week’s episode of The Retirement Income Show, we take a closer look at the lesser-known figures and strategies in the world of retirement planning — the “other guy” you might not have heard of but whose approach could be influencing how you think about your money. 

Whether it’s an advisor, a financial philosophy, or an investment strategy that flies under the mainstream radar, we break down who they are, what they stand for, and why it matters to your retirement goals. Tune in for insights that help you better understand the players shaping retirement income planning, so you can decide who deserves a seat at your table and who doesn’t.

]]> In this week’s episode of The Retirement Income Show, we take a closer look at the lesser-known figures and strategies in the world of retirement planning — the “other guy” you might not have heard of but whose approach could be influencing how you think about your money. 

Whether it’s an advisor, a financial philosophy, or an investment strategy that flies under the mainstream radar, we break down who they are, what they stand for, and why it matters to your retirement goals. Tune in for insights that help you better understand the players shaping retirement income planning, so you can decide who deserves a seat at your table and who doesn’t.

]]> Dave Stearns Buzzsprout-18657737 Sat, 14 Feb 2026 12:00:00 -0500 1453 full false Retirement Red Flags Retirement Red Flags Red flags aren’t just warning signs, they can completely derail your retirement if you ignore them. In this episode of The Retirement Income Show, we’re discussing some of the biggest retirement mistakes people make, from not understanding their income needs to overlooking taxes, market downturns, healthcare costs, and more.

We’ll also touch on often-overlooked risks like misaligned financial goals between spouses, underestimating how long retirement may last, and retiring without a clear purpose. Spotting these red flags early could help protect your retirement from serious financial trouble.

Don’t miss this important conversation designed to help keep your retirement plan on track.

]]> Red flags aren’t just warning signs, they can completely derail your retirement if you ignore them. In this episode of The Retirement Income Show, we’re discussing some of the biggest retirement mistakes people make, from not understanding their income needs to overlooking taxes, market downturns, healthcare costs, and more.

We’ll also touch on often-overlooked risks like misaligned financial goals between spouses, underestimating how long retirement may last, and retiring without a clear purpose. Spotting these red flags early could help protect your retirement from serious financial trouble.

Don’t miss this important conversation designed to help keep your retirement plan on track.

]]> Dave Stearns Buzzsprout-18624151 Sat, 07 Feb 2026 12:00:00 -0500 1480 full false Investment Definitions in Plain English! Investment Definitions in Plain English! Struggling with financial jargon and investment lingo? You’re not alone. In this episode of The Retirement Income Show, we translate commonly used investment terms into clear, everyday language that anyone can understand. Whether you’re new to investing or just want to sharpen your financial vocabulary, this conversation breaks down the essentials — from stocks and bonds to concepts like dollar-cost averaging, income investing, and more — so you can feel confident making informed decisions with your money. This isn’t Wall Street talk — it’s investing explained in plain English.

]]> Struggling with financial jargon and investment lingo? You’re not alone. In this episode of The Retirement Income Show, we translate commonly used investment terms into clear, everyday language that anyone can understand. Whether you’re new to investing or just want to sharpen your financial vocabulary, this conversation breaks down the essentials — from stocks and bonds to concepts like dollar-cost averaging, income investing, and more — so you can feel confident making informed decisions with your money. This isn’t Wall Street talk — it’s investing explained in plain English.

]]> Dave Stearns Buzzsprout-18584561 Sat, 31 Jan 2026 12:00:00 -0500 1485 full false Answering Your Questions Answering Your Questions When it comes to retirement, the questions never stop—and that’s a good thing. In this week's episode of The Retirement Income Show, we open up listener submissions and tackle some of the most common (and important) questions people face as they approach retirement. 

From estate planning decisions and Social Security timing to pension choices and generating reliable income, the conversation highlights the themes that show up again and again for retirees and pre-retirees. The goal isn’t quick answers or one-size-fits-all advice, but clarity around the trade-offs and considerations that matter most when your savings need to last. And just when it feels like the big questions have been covered, there’s more still to come. 

]]> When it comes to retirement, the questions never stop—and that’s a good thing. In this week's episode of The Retirement Income Show, we open up listener submissions and tackle some of the most common (and important) questions people face as they approach retirement. 

From estate planning decisions and Social Security timing to pension choices and generating reliable income, the conversation highlights the themes that show up again and again for retirees and pre-retirees. The goal isn’t quick answers or one-size-fits-all advice, but clarity around the trade-offs and considerations that matter most when your savings need to last. And just when it feels like the big questions have been covered, there’s more still to come. 

]]> Dave Stearns Buzzsprout-18549159 Sat, 24 Jan 2026 12:00:00 -0500 1462 full false It's Your Nest Egg. It's Your Choice! It's Your Nest Egg. It's Your Choice! Every day, life presents us with choices—some obvious, others seemingly small—that quietly shape the direction of our future. The same is true when it comes to the decisions you make with your only retirement nest egg.

In this episode of The Retirement Income Show, we explore how those choices impact your retirement income and long-term security. We'll highlight how decision-making starts early and confront the confusion many retirees feel when faced with too many financial options.

The conversation challenges common assumptions and examines the trade-offs behind key retirement decisions—designed to sharpen your thinking, not dictate your choices. 

If you’ve ever wondered whether the choices you’ve made for retirement still make sense, this episode is one you won’t want to miss.

]]> Every day, life presents us with choices—some obvious, others seemingly small—that quietly shape the direction of our future. The same is true when it comes to the decisions you make with your only retirement nest egg.

In this episode of The Retirement Income Show, we explore how those choices impact your retirement income and long-term security. We'll highlight how decision-making starts early and confront the confusion many retirees feel when faced with too many financial options.

The conversation challenges common assumptions and examines the trade-offs behind key retirement decisions—designed to sharpen your thinking, not dictate your choices. 

If you’ve ever wondered whether the choices you’ve made for retirement still make sense, this episode is one you won’t want to miss.

]]> Dave Stearns Buzzsprout-18507935 Sat, 17 Jan 2026 12:00:00 -0500 1484 full false Back to Basics 2026 Back to Basics 2026 A new year is the perfect time for a financial reset. In this special edition of The Retirement Income Show, we focus on laying the groundwork for a strong and confident 2026.

We walk through the core elements of a solid retirement plan—clarifying your retirement purpose, understanding your expenses, and identifying reliable income sources. From Social Security and pensions to investment strategies and intentional use of savings, this episode is about aligning your money with the life you want to live.

If you’re looking for clarity, confidence, and a stronger financial foundation in the year ahead, it's time to get back to the basics.

]]> A new year is the perfect time for a financial reset. In this special edition of The Retirement Income Show, we focus on laying the groundwork for a strong and confident 2026.

We walk through the core elements of a solid retirement plan—clarifying your retirement purpose, understanding your expenses, and identifying reliable income sources. From Social Security and pensions to investment strategies and intentional use of savings, this episode is about aligning your money with the life you want to live.

If you’re looking for clarity, confidence, and a stronger financial foundation in the year ahead, it's time to get back to the basics.

]]> Dave Stearns Buzzsprout-18427836 Sat, 03 Jan 2026 12:00:00 -0500 1468 full false Hidden "Grinches" Stealing Your Retirement Christmas Hidden "Grinches" Stealing Your Retirement Christmas In every great Christmas movie, there’s always a villain lurking in the background—ready to steal the joy at the worst possible moment. Retirement planning can feel the same way. In this special holiday edition of The Retirement Income Show, we uncover the hidden threats that can quietly derail even the best-laid retirement plans.

From inflation that slowly steals your buying power, to rising healthcare and long-term care costs, and the risk of outliving your money—we break down the “Grinches,” “Wet Bandits,” and ghosts that retirees face.

Stick around for this festive yet practical episode and learn how to protect your retirement so it stays merry, bright, and stress-free—no matter what surprises come your way.

]]> In every great Christmas movie, there’s always a villain lurking in the background—ready to steal the joy at the worst possible moment. Retirement planning can feel the same way. In this special holiday edition of The Retirement Income Show, we uncover the hidden threats that can quietly derail even the best-laid retirement plans.

From inflation that slowly steals your buying power, to rising healthcare and long-term care costs, and the risk of outliving your money—we break down the “Grinches,” “Wet Bandits,” and ghosts that retirees face.

Stick around for this festive yet practical episode and learn how to protect your retirement so it stays merry, bright, and stress-free—no matter what surprises come your way.

]]> Dave Stearns Buzzsprout-18371732 Sat, 20 Dec 2025 12:00:00 -0500 1465 full false It's Christmas Time! Has Your Advisor Been Naughty or Nice? It's Christmas Time! Has Your Advisor Been Naughty or Nice? It’s Christmas time, and we're checking the list twice — is your financial advisor ending the year on the “naughty” or “nice” side? In this festive episode of The Retirement Income Show, we break down the signs of a truly client-focused advisor, the red flags that might signal it’s time for a change, and the smart end-of-year moves that can set you up for a stronger 2026. Wrap up the year with clarity, confidence, and a little holiday cheer.

]]> It’s Christmas time, and we're checking the list twice — is your financial advisor ending the year on the “naughty” or “nice” side? In this festive episode of The Retirement Income Show, we break down the signs of a truly client-focused advisor, the red flags that might signal it’s time for a change, and the smart end-of-year moves that can set you up for a stronger 2026. Wrap up the year with clarity, confidence, and a little holiday cheer.

]]> Dave Stearns Buzzsprout-18331441 Sat, 13 Dec 2025 12:00:00 -0500 1462 full false How Much is Enough for a Stress-Free Retirement? How Much is Enough for a Stress-Free Retirement? Is $1 million enough to retire? What about $2 million? In this week's episode of The Retirement Income Show, we break down why there’s no magic number—because a confident, stress-free retirement is really about having steady, reliable income that lasts your entire life. We unpack why some assets generate stability while others only look good on paper, and how factors like inflation, taxes, and long-term care fit into the equation.

You’ll also learn why even people with $10 million worry they don’t have “enough." Plus, we preview one of the biggest hidden risks in retirement portfolios—and what you can do to avoid it.

]]> Is $1 million enough to retire? What about $2 million? In this week's episode of The Retirement Income Show, we break down why there’s no magic number—because a confident, stress-free retirement is really about having steady, reliable income that lasts your entire life. We unpack why some assets generate stability while others only look good on paper, and how factors like inflation, taxes, and long-term care fit into the equation.

You’ll also learn why even people with $10 million worry they don’t have “enough." Plus, we preview one of the biggest hidden risks in retirement portfolios—and what you can do to avoid it.

]]> Dave Stearns Buzzsprout-18246030 Sat, 29 Nov 2025 12:00:00 -0500 1462 full false The Market Changes; Your Income Shouldn't The Market Changes; Your Income Shouldn't If your income is tied to the stock market, you’re carrying more risk into retirement than you may realize. While that volatility may be fine while you’re working, it becomes a very different story when retirement begins.

In this episode of The Retirement Income Show, we break down why the strategy that got you to retirement shouldn’t be the same one that gets you through it. We’ll explore why steady, reliable income is essential in retirement, and what it looks like when your income is no longer tied to Wall Street’s ups and downs. If you want confidence instead of uncertainty in your retirement paychecks, this conversation is for you.

]]> If your income is tied to the stock market, you’re carrying more risk into retirement than you may realize. While that volatility may be fine while you’re working, it becomes a very different story when retirement begins.

In this episode of The Retirement Income Show, we break down why the strategy that got you to retirement shouldn’t be the same one that gets you through it. We’ll explore why steady, reliable income is essential in retirement, and what it looks like when your income is no longer tied to Wall Street’s ups and downs. If you want confidence instead of uncertainty in your retirement paychecks, this conversation is for you.

]]> Dave Stearns Buzzsprout-18219055 Sat, 22 Nov 2025 12:00:00 -0500 1487 full false Pillars of a Solid Retirement Strategy Pillars of a Solid Retirement Strategy Just like a house needs a strong foundation to stand the test of time, your retirement plan must be built to “weather the storm” of market ups and downs. In this episode, we break down what it really means to create a solid retirement foundation—one that goes beyond surface-level details and focuses on true stability.

We’ll explore the core building blocks that keep your retirement standing strong: consistent income, Social Security timing, and supplemental sources like pensions or annuities. You’ll learn why the early stages of retirement planning may feel slow—much like watching a foundation being poured—but how the groundwork you lay now determines your long-term security later.

If you want a retirement plan that doesn’t just look good on paper but actually holds up under pressure, this episode is for you.

]]> Just like a house needs a strong foundation to stand the test of time, your retirement plan must be built to “weather the storm” of market ups and downs. In this episode, we break down what it really means to create a solid retirement foundation—one that goes beyond surface-level details and focuses on true stability.

We’ll explore the core building blocks that keep your retirement standing strong: consistent income, Social Security timing, and supplemental sources like pensions or annuities. You’ll learn why the early stages of retirement planning may feel slow—much like watching a foundation being poured—but how the groundwork you lay now determines your long-term security later.

If you want a retirement plan that doesn’t just look good on paper but actually holds up under pressure, this episode is for you.

]]> Dave Stearns Buzzsprout-18186026 Sat, 15 Nov 2025 12:00:00 -0500 1492 full false Do You Know Your Advisor's Business Model? Do You Know Your Advisor's Business Model? Ever wondered what your advisor’s business model really is—and why it matters? In this episode of The Retirement Income Show, we break down how your advisor’s model can either support or sabotage your retirement.

You’ll learn how to spot red flags—like excessive risk, vague income plans, or sales-driven advice—and what a true retirement-focused model looks like: one built on income, clarity, and fiduciary care.

Because it’s not enough to have a good advisor—you need one in the right business model.

]]> Ever wondered what your advisor’s business model really is—and why it matters? In this episode of The Retirement Income Show, we break down how your advisor’s model can either support or sabotage your retirement.

You’ll learn how to spot red flags—like excessive risk, vague income plans, or sales-driven advice—and what a true retirement-focused model looks like: one built on income, clarity, and fiduciary care.

Because it’s not enough to have a good advisor—you need one in the right business model.

]]> Dave Stearns Buzzsprout-18134133 Sat, 08 Nov 2025 12:00:00 -0500 1503 full false End of the Year Retirement Planning End of the Year Retirement Planning In this episode of The Retirement Income Show, we’re sharing key year-end ideas that can help you reduce taxes, boost retirement savings, and strengthen your financial plan before the calendar turns. Don’t wait for the holiday rush or those last-minute December phone calls — tune in now to learn how to make the most of the time you have left this year!

]]> In this episode of The Retirement Income Show, we’re sharing key year-end ideas that can help you reduce taxes, boost retirement savings, and strengthen your financial plan before the calendar turns. Don’t wait for the holiday rush or those last-minute December phone calls — tune in now to learn how to make the most of the time you have left this year!

]]> Dave Stearns Buzzsprout-18064146 Sat, 25 Oct 2025 12:00:00 -0400 1506 full false Ghosts & Goblins of Retirement Investing Ghosts & Goblins of Retirement Investing As Halloween approaches, things are getting downright scary—from government shutdowns to spooky yard displays. But the real fright might be lurking inside your own retirement portfolio!

In this week’s episode of The Retirement Income Show, we expose the “ghosts and goblins” that can quietly haunt your investments all year long. Tune in to learn how to spot the troublemakers in your portfolio and replace them with strategies designed to bring clarity, confidence, and steady income—no scares required.

]]> As Halloween approaches, things are getting downright scary—from government shutdowns to spooky yard displays. But the real fright might be lurking inside your own retirement portfolio!

In this week’s episode of The Retirement Income Show, we expose the “ghosts and goblins” that can quietly haunt your investments all year long. Tune in to learn how to spot the troublemakers in your portfolio and replace them with strategies designed to bring clarity, confidence, and steady income—no scares required.

]]> Dave Stearns Buzzsprout-18016818 Sat, 18 Oct 2025 12:00:00 -0400 1476 full false Right Tools for Income Investing Right Tools for Income Investing Investing for income may sound simple—but using the wrong tools can cut your retirement dreams short. In this episode of The Retirement Income Show, we dive into the essential tools every retiree needs to build reliable income and long-term confidence. From insured options like CDs and annuities to higher-yield investments such as bonds, REITs, and value stocks, you’ll learn how to balance security and growth in a way that fits your retirement goals. Plus, we’ll tackle key questions like: What if you don’t need all your income? and How do you find the right mix for peace of mind? Tune in to discover how the right strategy—and the right tools—can help make your retirement income work for you. 

]]> Investing for income may sound simple—but using the wrong tools can cut your retirement dreams short. In this episode of The Retirement Income Show, we dive into the essential tools every retiree needs to build reliable income and long-term confidence. From insured options like CDs and annuities to higher-yield investments such as bonds, REITs, and value stocks, you’ll learn how to balance security and growth in a way that fits your retirement goals. Plus, we’ll tackle key questions like: What if you don’t need all your income? and How do you find the right mix for peace of mind? Tune in to discover how the right strategy—and the right tools—can help make your retirement income work for you. 

]]> Dave Stearns Buzzsprout-17989885 Sat, 11 Oct 2025 12:00:00 -0400 1530 full false Investing Made Easier Investing Made Easier Ever wish retirement planning came with an "easy button"? In this episode of The Retirement Income Show, we break down the often overwhelming world of investing into plain English. Instead of drowning in charts, Monte Carlo simulations, and endless mutual fund options, we’ll explore how to set clear goals, focus on your dreams, and create a plan that inspires you—not confuses you. Because investing for retirement shouldn’t be about complicated jargon or one-size-fits-all solutions—it should be about making things simple, meaningful, and tailored to what gets you excited to wake up each morning.

]]> Ever wish retirement planning came with an "easy button"? In this episode of The Retirement Income Show, we break down the often overwhelming world of investing into plain English. Instead of drowning in charts, Monte Carlo simulations, and endless mutual fund options, we’ll explore how to set clear goals, focus on your dreams, and create a plan that inspires you—not confuses you. Because investing for retirement shouldn’t be about complicated jargon or one-size-fits-all solutions—it should be about making things simple, meaningful, and tailored to what gets you excited to wake up each morning.

]]> Dave Stearns Buzzsprout-17953284 Sat, 04 Oct 2025 12:00:00 -0400 1508 full false Secrets to a Stress-Free Retirement Secrets to a Stress-Free Retirement Dave Stearns Buzzsprout-17783696 Sat, 06 Sep 2025 12:00:00 -0400 1484 full false Are You Ready for Retirement? Are You Ready for Retirement? How do you know when it’s truly time to retire? It might sound like a simple question, but the reality is far more complex—and the wrong decision could have lasting consequences. In this episode of The Retirement Income Show, we break down the essential factors you need to consider before making the leap.

From managing debt and planning for inflation to understanding Social Security, taxes, RMDs, healthcare costs, and long-term care, we’ll cover the big questions that determine retirement readiness. If you’ve ever wondered, “Do I have enough? Is now the right time? What am I missing?”—this episode is for you.

]]> How do you know when it’s truly time to retire? It might sound like a simple question, but the reality is far more complex—and the wrong decision could have lasting consequences. In this episode of The Retirement Income Show, we break down the essential factors you need to consider before making the leap.

From managing debt and planning for inflation to understanding Social Security, taxes, RMDs, healthcare costs, and long-term care, we’ll cover the big questions that determine retirement readiness. If you’ve ever wondered, “Do I have enough? Is now the right time? What am I missing?”—this episode is for you.

]]> Dave Stearns Buzzsprout-17744170 Sat, 30 Aug 2025 12:00:00 -0400 1493 full false Is Your Advisor Asleep at the Switch? Is Your Advisor Asleep at the Switch? Is your financial advisor fully engaged—or just coasting on autopilot? When it comes to your retirement, having someone “asleep at the switch” could put your savings and future at risk.

In this episode of The Retirement Income Show, we uncover the red flags that signal your advisor may be snoozing on the job—from cookie-cutter portfolios and lack of tax planning to ignoring legislative changes and failing to understand your personal goals. We’ll also highlight what a proactive advisor should be doing to protect and grow your retirement savings.

If you’ve ever questioned whether your advisor is truly watching out for you, this episode will show you how to keep your retirement plan safely on track.

]]> Is your financial advisor fully engaged—or just coasting on autopilot? When it comes to your retirement, having someone “asleep at the switch” could put your savings and future at risk.

In this episode of The Retirement Income Show, we uncover the red flags that signal your advisor may be snoozing on the job—from cookie-cutter portfolios and lack of tax planning to ignoring legislative changes and failing to understand your personal goals. We’ll also highlight what a proactive advisor should be doing to protect and grow your retirement savings.

If you’ve ever questioned whether your advisor is truly watching out for you, this episode will show you how to keep your retirement plan safely on track.

]]> Dave Stearns Buzzsprout-17709454 Sat, 23 Aug 2025 12:00:00 -0400 1448 full false One Big Beautiful Bill & Your Retirement One Big Beautiful Bill & Your Retirement A new 1,200-page law just rewrote key retirement rules.

President Trump’s One Big Beautiful Bill is packed with changes that may impact your taxes, Social Security, and healthcare. In this episode of The Retirement Income Show, we cut through the noise and break down what matters most for retirees and pre-retirees, plus how you can prepare to take advantage of these changes in 2025 and beyond.

]]> A new 1,200-page law just rewrote key retirement rules.

President Trump’s One Big Beautiful Bill is packed with changes that may impact your taxes, Social Security, and healthcare. In this episode of The Retirement Income Show, we cut through the noise and break down what matters most for retirees and pre-retirees, plus how you can prepare to take advantage of these changes in 2025 and beyond.

]]> Dave Stearns Buzzsprout-17659685 Sat, 16 Aug 2025 12:00:00 -0400 1474 full false Keep the Main Thing the Main Thing Keep the Main Thing the Main Thing With so many moving parts in retirement planning—like Social Security, Roth conversions, long-term care, and estate planning—it’s easy to lose focus. In this episode of The Retirement Income Show, we cut through the noise to identify what truly matters: income investing.

We’ll explain why retirement is really about replacing your paycheck, not just growing your investments, and how relying on withdrawals can put your future at risk. Learn how to generate reliable income through proper income strategies and why keeping the main thing the main thing is the key to retirement success.

]]> With so many moving parts in retirement planning—like Social Security, Roth conversions, long-term care, and estate planning—it’s easy to lose focus. In this episode of The Retirement Income Show, we cut through the noise to identify what truly matters: income investing.

We’ll explain why retirement is really about replacing your paycheck, not just growing your investments, and how relying on withdrawals can put your future at risk. Learn how to generate reliable income through proper income strategies and why keeping the main thing the main thing is the key to retirement success.

]]> Dave Stearns Buzzsprout-17599501 Sat, 02 Aug 2025 12:00:00 -0400 1484 full false Decumulation: Turning Savings into Income Decumulation: Turning Savings into Income You’ve spent your life saving and preparing for retirement, but now comes the hard part: spending it wisely. In this episode of The Retirement Income Show with Dave Stearns, we tackle one of the most overlooked and anxiety-inducing parts of retirement planning: decumulation. We explore why it's so difficult to shift from saving to spending, walk through common withdrawal strategies like the 4% Rule, Dynamic Spending, and the Bucket Approach, and explain why decumulation requires a whole new mindset focused on income and preservation. Plus, we dive into smart tax strategies, including Roth conversions and income planning, and share how to align your investments with your income needs so that you can spend with confidence and sleep well at night.

www.incomeisking.com  |  www.stearnsretirementgroup.com

]]> You’ve spent your life saving and preparing for retirement, but now comes the hard part: spending it wisely. In this episode of The Retirement Income Show with Dave Stearns, we tackle one of the most overlooked and anxiety-inducing parts of retirement planning: decumulation. We explore why it's so difficult to shift from saving to spending, walk through common withdrawal strategies like the 4% Rule, Dynamic Spending, and the Bucket Approach, and explain why decumulation requires a whole new mindset focused on income and preservation. Plus, we dive into smart tax strategies, including Roth conversions and income planning, and share how to align your investments with your income needs so that you can spend with confidence and sleep well at night.

www.incomeisking.com  |  www.stearnsretirementgroup.com

]]> Dave Stearns Buzzsprout-17436497 Sat, 05 Jul 2025 12:00:00 -0400 1491 full false Top Financial Scams Targeting Retirees Top Financial Scams Targeting Retirees In this episode of The Retirement Income Show with Dave Stearns, we shine a spotlight on the newest and most dangerous financial scams targeting retirees today. From fake Medicare calls and AI-powered voice impersonations to romance scams and phishing emails, scammers are using sophisticated technology and sneaky tactics to steal your money and personal information. We’re breaking down the red flags to watch for, how these con artists find you in the first place, and smart strategies to protect yourself and your nest egg. If you want to stay one step ahead of the scammers and keep your retirement secure, you won’t want to miss this episode!

www.incomeisking.com  |  www.stearnsretirementgroup.com

]]> In this episode of The Retirement Income Show with Dave Stearns, we shine a spotlight on the newest and most dangerous financial scams targeting retirees today. From fake Medicare calls and AI-powered voice impersonations to romance scams and phishing emails, scammers are using sophisticated technology and sneaky tactics to steal your money and personal information. We’re breaking down the red flags to watch for, how these con artists find you in the first place, and smart strategies to protect yourself and your nest egg. If you want to stay one step ahead of the scammers and keep your retirement secure, you won’t want to miss this episode!

www.incomeisking.com  |  www.stearnsretirementgroup.com

]]> Dave Stearns Buzzsprout-17410856 Sat, 28 Jun 2025 12:00:00 -0400 1447 full false Current Events and Considerations Current Events and Considerations In this episode of The Retirement Income Show with Dave Stearns, we tackle some of the most pressing concerns facing retirees and pre-retirees today — from inflation, interest rates, and Social Security uncertainty to scam prevention, housing decisions, and geopolitical instability. We also unpack the risks of outdated investment strategies and explore practical alternatives for generating reliable income. Don’t miss this timely conversation to help you prepare for a stress-free retirement, no matter what the world throws your way!

www.incomeisking.com  |  www.stearnsretirementgroup.com



















]]> In this episode of The Retirement Income Show with Dave Stearns, we tackle some of the most pressing concerns facing retirees and pre-retirees today — from inflation, interest rates, and Social Security uncertainty to scam prevention, housing decisions, and geopolitical instability. We also unpack the risks of outdated investment strategies and explore practical alternatives for generating reliable income. Don’t miss this timely conversation to help you prepare for a stress-free retirement, no matter what the world throws your way!

www.incomeisking.com  |  www.stearnsretirementgroup.com



















]]> Dave Stearns Buzzsprout-17355672 Sat, 21 Jun 2025 12:00:00 -0400 1500 full false The Four Quarters of a Complete Retirement Plan The Four Quarters of a Complete Retirement Plan Have you ever unpacked a new item to assemble it, only to realize a crucial part was missing? It’s frustrating, and it can make the whole thing useless or at least sub-optimal. The same is true in many areas of life, especially retirement planning. If even one piece of your retirement plan is missing, the whole strategy can be incomplete, and that can have serious consequences. If you want to be confident that your retirement plan is truly complete, don’t miss this episode of The Retirement Income Show with Dave Stearns!

]]> Have you ever unpacked a new item to assemble it, only to realize a crucial part was missing? It’s frustrating, and it can make the whole thing useless or at least sub-optimal. The same is true in many areas of life, especially retirement planning. If even one piece of your retirement plan is missing, the whole strategy can be incomplete, and that can have serious consequences. If you want to be confident that your retirement plan is truly complete, don’t miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-17325988 Sat, 14 Jun 2025 12:00:00 -0400 1432 full false Income First, Growth Second Approach Income First, Growth Second Approach If retirement had a middle name, it would be "Income," just like our show: The Retirement Income Show.  You have to have income to replace the salary that you earned every week when you were working. It's important to realize that income is one of the primary elements of a successful and stress-free retirement. Too many people think of income as taking money out of your account, but there's so much more to it. Join us for this episode of The Retirement Income Show with Dave Stearns as we explain all things income!

]]> If retirement had a middle name, it would be "Income," just like our show: The Retirement Income Show.  You have to have income to replace the salary that you earned every week when you were working. It's important to realize that income is one of the primary elements of a successful and stress-free retirement. Too many people think of income as taking money out of your account, but there's so much more to it. Join us for this episode of The Retirement Income Show with Dave Stearns as we explain all things income!

]]> Dave Stearns Buzzsprout-17190492 Mon, 19 May 2025 13:00:00 -0400 1458 full false Retirement Mailbag Retirement Mailbag Retirement can bring about lots of questions, whether you're preparing to retire soon or have been retired for years! Over the last 20+ years at Stearns Retirement Group, we’ve heard them all. On this episode of The Retirement Income Show with Dave Stearns, we’re digging into the mailbag to answer some of the top questions retirees ask us. Don't miss it!

www.incomeisking.com  |  www.stearnsretirementgroup.com

]]> Retirement can bring about lots of questions, whether you're preparing to retire soon or have been retired for years! Over the last 20+ years at Stearns Retirement Group, we’ve heard them all. On this episode of The Retirement Income Show with Dave Stearns, we’re digging into the mailbag to answer some of the top questions retirees ask us. Don't miss it!

www.incomeisking.com  |  www.stearnsretirementgroup.com

]]> Dave Stearns Buzzsprout-17136215 Sat, 10 May 2025 17:00:00 -0400 1446 full false Retirement Investing Is Not as Difficult as Wall Street Has Made It! Retirement Investing Is Not as Difficult as Wall Street Has Made It! There aren't many things that can happen economically, geopolitically, or socially that the stock market is not familiar with. If there were a way to invest in retirement that was effective in all market environments, would you want to know about it? Of course you would, so don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> There aren't many things that can happen economically, geopolitically, or socially that the stock market is not familiar with. If there were a way to invest in retirement that was effective in all market environments, would you want to know about it? Of course you would, so don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-17037800 Sat, 26 Apr 2025 12:00:00 -0400 1423 full false What Should I Do with My 401(k)? What Should I Do with My 401(k)? Many people don’t even think about their 401(k) when they change employers. In fact, some people don’t even know the options for their employer plans. On this episode of The Retirement Income Show with Dave Stearns, we’ll help you sort it all out so that you know the next steps to take. We're covering the purpose of a 401(k), pensions, investment options, strategy, Roth conversions, and more! 



]]> Many people don’t even think about their 401(k) when they change employers. In fact, some people don’t even know the options for their employer plans. On this episode of The Retirement Income Show with Dave Stearns, we’ll help you sort it all out so that you know the next steps to take. We're covering the purpose of a 401(k), pensions, investment options, strategy, Roth conversions, and more! 



]]> Dave Stearns Buzzsprout-16991469 Sat, 19 Apr 2025 12:00:00 -0400 1404 full false What Advisors Should Not Do in Retirement Planning What Advisors Should Not Do in Retirement Planning In some ways, we could call this episode the "bloopers" of what advisors do in retirement planning. In a lot of cases, many advisors don't know what they don't know. If you apply the same strategies in retirement that you used when you were in the savings years, you could be in for financial ruin when it comes to living out retirement. If you want to be sure you have the right retirement strategies in place, don't miss this episode of The Retirement Income Show with Dave Stearns as we discuss what advisors should NOT do in retirement planning. 

]]> In some ways, we could call this episode the "bloopers" of what advisors do in retirement planning. In a lot of cases, many advisors don't know what they don't know. If you apply the same strategies in retirement that you used when you were in the savings years, you could be in for financial ruin when it comes to living out retirement. If you want to be sure you have the right retirement strategies in place, don't miss this episode of The Retirement Income Show with Dave Stearns as we discuss what advisors should NOT do in retirement planning. 

]]> Dave Stearns Buzzsprout-16942428 Sat, 12 Apr 2025 12:00:00 -0400 1455 full false Outlining Your Retirement Strategy Outlining Your Retirement Strategy When you think about retirement, having a strong outline of the primary elements can put you way ahead of the game when you reach that milestone. Join us for this episode of The Retirement Income Show with Dave Stearns as we focus on the outline so that you can fill in the blanks to your retirement!

]]> When you think about retirement, having a strong outline of the primary elements can put you way ahead of the game when you reach that milestone. Join us for this episode of The Retirement Income Show with Dave Stearns as we focus on the outline so that you can fill in the blanks to your retirement!

]]> Dave Stearns Buzzsprout-16918295 Sat, 05 Apr 2025 12:00:00 -0400 1455 full false The Bias of Wall Street The Bias of Wall Street As human beings, we're all biased, and it's important that we know that about ourselves. If you're working with a financial advisor, it's critical that you understand his/her bias as they're helping you in your retirement. If you want to learn more about the potential bias of your financial advisor, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> As human beings, we're all biased, and it's important that we know that about ourselves. If you're working with a financial advisor, it's critical that you understand his/her bias as they're helping you in your retirement. If you want to learn more about the potential bias of your financial advisor, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-16863281 Sat, 29 Mar 2025 12:00:00 -0400 1460 full false Common Retiree Questions Common Retiree Questions Retirement can be challenging and brings up lots of questions, regardless of how much money you have. We know these questions can weigh heavily on you, and it's our job to help you get answers. Join us for this episode of The Retirement Income Show with Dave Stearns as we address some common retiree questions!  

]]> Retirement can be challenging and brings up lots of questions, regardless of how much money you have. We know these questions can weigh heavily on you, and it's our job to help you get answers. Join us for this episode of The Retirement Income Show with Dave Stearns as we address some common retiree questions!  

]]> Dave Stearns Buzzsprout-16863213 Wed, 26 Mar 2025 08:00:00 -0400 1469 full false How to Invest No Matter What Happens to the Economy with Trump 2.0 How to Invest No Matter What Happens to the Economy with Trump 2.0 What comes to your mind when you hear the phrase "Trump 2.0?" Maybe you feel positive emotions, perhaps you are scared, or maybe you worry that the stock market seems uncertain about him right now. No matter what comes to your mind, if you want to learn how to invest no matter what happens to the economy with Trump 2.0, then this episode of The Retirement Income Show with Dave Stearns was designed for you!

]]> What comes to your mind when you hear the phrase "Trump 2.0?" Maybe you feel positive emotions, perhaps you are scared, or maybe you worry that the stock market seems uncertain about him right now. No matter what comes to your mind, if you want to learn how to invest no matter what happens to the economy with Trump 2.0, then this episode of The Retirement Income Show with Dave Stearns was designed for you!

]]> Dave Stearns Buzzsprout-16780767 Sat, 15 Mar 2025 12:00:00 -0400 1460 full false DOGE Your Budget In Retirement DOGE Your Budget In Retirement Have you ever wondered what it might be like to have Elon Musk take a look at your monthly expenses? Do you think he might find some pork if he rummaged through your checkbook? Join us for this episode of The Retirement Income Show with Dave Stearns as we discuss what it might be like if you were "DOGE'd."

]]> Have you ever wondered what it might be like to have Elon Musk take a look at your monthly expenses? Do you think he might find some pork if he rummaged through your checkbook? Join us for this episode of The Retirement Income Show with Dave Stearns as we discuss what it might be like if you were "DOGE'd."

]]> Dave Stearns Buzzsprout-16711217 Sat, 01 Mar 2025 12:00:00 -0500 1474 full false The Big Five of Income Investing The Big Five of Income Investing What comes to your mind when you hear the phrase "The Big Five?" Is it the five widely known personality traits or perhaps the big five animals from Africa? If you want to learn about the Big Five investments that we use to create stable and renewable income in retirement, then don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> What comes to your mind when you hear the phrase "The Big Five?" Is it the five widely known personality traits or perhaps the big five animals from Africa? If you want to learn about the Big Five investments that we use to create stable and renewable income in retirement, then don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-16641046 Sat, 22 Feb 2025 12:00:00 -0500 1452 full false Avoiding Extremes in Your Retirement Plan Avoiding Extremes in Your Retirement Plan Are you the kind of person that tends toward extremes in your life, or do you prefer to keep it in the middle of the road? Regardless of which type of person you are, you must avoid extremes in your retirement plans. If you want to learn more about retirement planning extremes and how to avoid them, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Are you the kind of person that tends toward extremes in your life, or do you prefer to keep it in the middle of the road? Regardless of which type of person you are, you must avoid extremes in your retirement plans. If you want to learn more about retirement planning extremes and how to avoid them, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-16582854 Sat, 08 Feb 2025 12:00:00 -0500 1484 full false How Much Can I Take? How Much Can I Take? How much money can you comfortably take from your investments when you retire? This is a common question that we often get in our office. If you don't have a good answer, you could run into lots of troubles in retirement, so tune into this episode of The Retirement Income Show with Dave Stearns as we tackle this topic! 

]]> How much money can you comfortably take from your investments when you retire? This is a common question that we often get in our office. If you don't have a good answer, you could run into lots of troubles in retirement, so tune into this episode of The Retirement Income Show with Dave Stearns as we tackle this topic! 

]]> Dave Stearns Buzzsprout-16491572 Sat, 25 Jan 2025 12:00:00 -0500 1498 1 48 full false Minimizing Surprises in Retirement Minimizing Surprises in Retirement Birthday surprises, surprise trips, financial surprises...Not all surprises are equal. Whether you love or despise them, we all have one thing in common: We don't like bad surprises, especially when it comes to our finances in retirement. If you want to learn how to minimize surprises in your retirement, don't miss this episode of The Retirement Income Show with Dave Stearns! 

]]> Birthday surprises, surprise trips, financial surprises...Not all surprises are equal. Whether you love or despise them, we all have one thing in common: We don't like bad surprises, especially when it comes to our finances in retirement. If you want to learn how to minimize surprises in your retirement, don't miss this episode of The Retirement Income Show with Dave Stearns! 

]]> Dave Stearns Buzzsprout-16448119 Sat, 18 Jan 2025 12:00:00 -0500 1444 1 47 full false Back to Basics for 2025 Back to Basics for 2025 One of our favorite aspects of a new year is the fresh start! It provides an opportunity to reflect on the previous year and put new plans in place. Reviewing financial basics can help lay the foundation for a successful year, and the beginning of the year is the best time to do so. Join us for this special edition of The Retirement Income Show with Dave Stearns as we get back to basics for 2025!


]]> One of our favorite aspects of a new year is the fresh start! It provides an opportunity to reflect on the previous year and put new plans in place. Reviewing financial basics can help lay the foundation for a successful year, and the beginning of the year is the best time to do so. Join us for this special edition of The Retirement Income Show with Dave Stearns as we get back to basics for 2025!


]]> Dave Stearns Buzzsprout-16397466 Sat, 11 Jan 2025 12:00:00 -0500 1454 1 46 full false Red Election Sweep and Your Retirement Red Election Sweep and Your Retirement The election is behind us and the Red Sweep of the Presidency, House, and Senate is on everybody’s mind. If you’re wondering how the new administration can affect your retirement plans, you’ve come to the right place. We're breaking it all down for you on this episode of The Retirement Income Show with Dave Stearns!

]]> The election is behind us and the Red Sweep of the Presidency, House, and Senate is on everybody’s mind. If you’re wondering how the new administration can affect your retirement plans, you’ve come to the right place. We're breaking it all down for you on this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-16303050 Sat, 21 Dec 2024 12:00:00 -0500 1462 1 45 full false Year-End Financial Planning Checklist Year-End Financial Planning Checklist The end of the year is the perfect time to create and review a year-end financial planning checklist, ideally with a financial advisor. The items included on your checklist may vary depending on your age and situation, but if you are actively saving for retirement (especially if you are already retired or within 15 years of retirement), listen to this episode of The Retirement Income Show with Dave Stearns to learn what items you don't want to forget!

]]> The end of the year is the perfect time to create and review a year-end financial planning checklist, ideally with a financial advisor. The items included on your checklist may vary depending on your age and situation, but if you are actively saving for retirement (especially if you are already retired or within 15 years of retirement), listen to this episode of The Retirement Income Show with Dave Stearns to learn what items you don't want to forget!

]]> Dave Stearns Buzzsprout-16275759 Sat, 14 Dec 2024 12:00:00 -0500 1503 1 44 full false Retirement Income for the Single Retiree Retirement Income for the Single Retiree We often talk about how to plan for and achieve a stress-free retirement as a couple, but many of our clients and listeners are single, divorced, or widowed. In our many years of working with retirees, we have found that there are some unique aspects of retiring single that get overlooked, and their neglect can have an even more significant impact. Join us on this episode of The Retirement Income Show with Dave Stearns as we discuss how to achieve a solid retirement as a single!

]]> We often talk about how to plan for and achieve a stress-free retirement as a couple, but many of our clients and listeners are single, divorced, or widowed. In our many years of working with retirees, we have found that there are some unique aspects of retiring single that get overlooked, and their neglect can have an even more significant impact. Join us on this episode of The Retirement Income Show with Dave Stearns as we discuss how to achieve a solid retirement as a single!

]]> Dave Stearns Buzzsprout-16144456 Sat, 23 Nov 2024 12:00:00 -0500 1489 1 43 full false Vote for a Winning Retirement Vote for a Winning Retirement As we exit election season in the United States, did you know that you can have a vote in retirement? When you get to the retirement stage of life, you have the ability to make decisions about your investments, goals, and dreams; these are important aspects of building a stress-free retirement. If you want to learn how to cast your vote for a winning retirement, don't miss this episode of The Retirement Income Show with Dave Stearns! 

]]> As we exit election season in the United States, did you know that you can have a vote in retirement? When you get to the retirement stage of life, you have the ability to make decisions about your investments, goals, and dreams; these are important aspects of building a stress-free retirement. If you want to learn how to cast your vote for a winning retirement, don't miss this episode of The Retirement Income Show with Dave Stearns! 

]]> Dave Stearns Buzzsprout-16112604 Sat, 16 Nov 2024 12:00:00 -0500 1479 1 42 full false How to Have a Stress-Free Retirement How to Have a Stress-Free Retirement Nobody wants stress and anxiety in retirement, especially after working so hard and sacrificing so much to get there. If you want to learn the keys to a stress-free retirement, you've come to the right place because that's what we're going to reveal to you on this episode of The Retirement Income Show with Dave Stearns. You won't want to miss it!

]]> Nobody wants stress and anxiety in retirement, especially after working so hard and sacrificing so much to get there. If you want to learn the keys to a stress-free retirement, you've come to the right place because that's what we're going to reveal to you on this episode of The Retirement Income Show with Dave Stearns. You won't want to miss it!

]]> Dave Stearns Buzzsprout-16061673 Sat, 09 Nov 2024 12:00:00 -0500 1474 1 41 full false Two Ways to Get Return on Your Money Two Ways to Get Return on Your Money In almost all of life, there are more than two ways to do something. Even a complex math problem with only one correct answer has many ways to solve for that answer. Did you know that there have always been and will always only be two ways to get return on your money? If you want to learn what those two ways are and how they work, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> In almost all of life, there are more than two ways to do something. Even a complex math problem with only one correct answer has many ways to solve for that answer. Did you know that there have always been and will always only be two ways to get return on your money? If you want to learn what those two ways are and how they work, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-15971881 Sat, 26 Oct 2024 12:00:00 -0400 1478 1 40 full false Making More On Your Investments Making More On Your Investments We all want the same thing from our investments: maximum return with minimum risk. It sounds simple, but it's not easy. If you could improve your return while reducing your risk, you'd want to know how to do it, right? You're in the right place because that's on the menu on this episode of The Retirement Income Show with Dave Stearns!

]]> We all want the same thing from our investments: maximum return with minimum risk. It sounds simple, but it's not easy. If you could improve your return while reducing your risk, you'd want to know how to do it, right? You're in the right place because that's on the menu on this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-15932987 Sat, 19 Oct 2024 12:00:00 -0400 1533 1 39 full false Retirement Coaches Retirement Coaches Have you ever been a coach, or have you ever played on a team without a coach? If you answered "yes" to either of those questions, you know how critical a coach can be, especially if you want to win. If you want to win the game of retirement planning and investing, you won't want to miss this episode of The Retirement Income Show with Dave Stearns as we discuss the importance of having a Retirement Investment Coach.

]]> Have you ever been a coach, or have you ever played on a team without a coach? If you answered "yes" to either of those questions, you know how critical a coach can be, especially if you want to win. If you want to win the game of retirement planning and investing, you won't want to miss this episode of The Retirement Income Show with Dave Stearns as we discuss the importance of having a Retirement Investment Coach.

]]> Dave Stearns Buzzsprout-15891739 Sat, 12 Oct 2024 12:00:00 -0400 1488 1 38 full false Top 10 Retirement Pitfalls Top 10 Retirement Pitfalls Dreaming about retirement is easy, but planning for a successful retirement is another story. It can be tricky, and if you’re not careful, you may find yourself affected by pitfalls along the way that can be catastrophic to your retirement dreams. We’ll help you avoid those pitfalls on today’s chapter of The Retirement Income Show with Dave Stearns.

]]> Dreaming about retirement is easy, but planning for a successful retirement is another story. It can be tricky, and if you’re not careful, you may find yourself affected by pitfalls along the way that can be catastrophic to your retirement dreams. We’ll help you avoid those pitfalls on today’s chapter of The Retirement Income Show with Dave Stearns.

]]> Dave Stearns Buzzsprout-15815867 Sat, 28 Sep 2024 12:00:00 -0400 1500 1 37 full false Retirement Missionaries Retirement Missionaries As your host of The Retirement Income Show, did you know that Dave is on a mission? Sometimes he even feels like a retirement missionary, helping to save retirees from the whims and narrowness of Wall Street and move towards really seeing the light of investing for pure income in retirement. If you're not sure that you won't run out of money before you run out of life, you don't want to miss this episode of The Retirement Income Show with Dave Stearns. 

]]> As your host of The Retirement Income Show, did you know that Dave is on a mission? Sometimes he even feels like a retirement missionary, helping to save retirees from the whims and narrowness of Wall Street and move towards really seeing the light of investing for pure income in retirement. If you're not sure that you won't run out of money before you run out of life, you don't want to miss this episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-15781780 Sat, 21 Sep 2024 12:00:00 -0400 1474 1 36 full false Are You Working With an Income Specialist? Are You Working With an Income Specialist? When you step into retirement, you need to ensure that you have enough income to satisfy your needs and wants, so it makes sense to have a financial advisor who is an Income Specialist. On this episode of The Retirement Income Show with Dave Stearns, we're discussing the characteristics of an Income Specialist so that you can enjoy your retirement!

]]> When you step into retirement, you need to ensure that you have enough income to satisfy your needs and wants, so it makes sense to have a financial advisor who is an Income Specialist. On this episode of The Retirement Income Show with Dave Stearns, we're discussing the characteristics of an Income Specialist so that you can enjoy your retirement!

]]> Dave Stearns Buzzsprout-15734139 Sat, 14 Sep 2024 12:00:00 -0400 1451 1 35 full false Terms & Definitions of Income Investing Terms & Definitions of Income Investing Could it be possible that your understanding of the investment terms that your advisor uses is not what he or she means? If you don't understand the terms, you could walk away with a totally different interpretation, and the reality is that your retirement and the dollars you've saved up all of your life could be at risk. Don't miss this episode of The Retirement Income Show with Dave Stearns where we discuss the terms and definitions of income investing in plain English. 

]]> Could it be possible that your understanding of the investment terms that your advisor uses is not what he or she means? If you don't understand the terms, you could walk away with a totally different interpretation, and the reality is that your retirement and the dollars you've saved up all of your life could be at risk. Don't miss this episode of The Retirement Income Show with Dave Stearns where we discuss the terms and definitions of income investing in plain English. 

]]> Dave Stearns Buzzsprout-15689567 Sat, 07 Sep 2024 12:00:00 -0400 1433 1 34 full false Common Questions About Successful Retirement Common Questions About Successful Retirement Planning for retirement often brings up many questions, and we understand it can feel like piecing together a complicated puzzle. On this episode of The Retirement Income Show with Dave Stearns, we're answering some of the most common questions retirees have about achieving a successful retirement, such as:

How much money do I need to retire comfortably? 
What kind of income can I rely on during retirement?
When should I start taking Social Security benefits for optimal results?
What are the best strategies for withdrawing funds from retirement accounts?

]]> Planning for retirement often brings up many questions, and we understand it can feel like piecing together a complicated puzzle. On this episode of The Retirement Income Show with Dave Stearns, we're answering some of the most common questions retirees have about achieving a successful retirement, such as:

How much money do I need to retire comfortably? 
What kind of income can I rely on during retirement?
When should I start taking Social Security benefits for optimal results?
What are the best strategies for withdrawing funds from retirement accounts?

]]> Dave Stearns Buzzsprout-15645466 Sat, 31 Aug 2024 12:00:00 -0400 1493 1 33 full false Odds & Ends of Retirement Planning Odds & Ends of Retirement Planning Did you know that there really are odds and ends when it comes to your retirement? It's fine when the odds and ends are only in your junk drawer but not in your retirement plan. If you want to learn what odds and ends might be in your retirement plan, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Did you know that there really are odds and ends when it comes to your retirement? It's fine when the odds and ends are only in your junk drawer but not in your retirement plan. If you want to learn what odds and ends might be in your retirement plan, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-15630488 Sat, 24 Aug 2024 12:00:00 -0400 1473 1 32 full false Common Retiree Concerns Common Retiree Concerns Retirement can create some uncertainties, and in our many years of helping people plan for retirement, we’ve discovered several common concerns retirees often have. From family dynamics and lifestyle to inflation and financial security (plus lots more!), we’re discussing common retiree concerns and how to address them on this episode of The Retirement Income Show with Dave Stearns. 

]]> Retirement can create some uncertainties, and in our many years of helping people plan for retirement, we’ve discovered several common concerns retirees often have. From family dynamics and lifestyle to inflation and financial security (plus lots more!), we’re discussing common retiree concerns and how to address them on this episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-15578827 Sat, 17 Aug 2024 12:00:00 -0400 1415 1 31 full false Special Edition: Make Hay Before the Sun Goes Down Special Edition: Make Hay Before the Sun Goes Down We've all heard the expression "Make hay while the sun shines," but we never really know how long the sun is going to shine. When it comes to investing for income, the sun is getting ready to set, so you don't want to miss this special episode of The Retirement Income Show with Dave Stearns where we're explaining why now is the time to make hay investing for income in your retirement.

]]> We've all heard the expression "Make hay while the sun shines," but we never really know how long the sun is going to shine. When it comes to investing for income, the sun is getting ready to set, so you don't want to miss this special episode of The Retirement Income Show with Dave Stearns where we're explaining why now is the time to make hay investing for income in your retirement.

]]> Dave Stearns Buzzsprout-15556824 Sat, 10 Aug 2024 12:00:00 -0400 1437 1 30 full false What Retirees Need What Retirees Need You only retire once, so it's important that you get it right. We're sharing some key retirement needs - and a few wants - with you on this episode of The Retirement Income Show with Dave Stearns. 

]]> You only retire once, so it's important that you get it right. We're sharing some key retirement needs - and a few wants - with you on this episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-15452493 Sat, 27 Jul 2024 12:00:00 -0400 1486 1 29 full false What We Believe at The Retirement Income Show What We Believe at The Retirement Income Show Have you ever stopped to think about what you really believe regarding investing in your retirement? What has shaped your beliefs in the things that you think about when it comes to investing? Do you know what your advisor really believes? If you're unsure about the answers to those questions, you don't want to miss this episode of The Retirement Income Show with Dave Stearns!

]]> Have you ever stopped to think about what you really believe regarding investing in your retirement? What has shaped your beliefs in the things that you think about when it comes to investing? Do you know what your advisor really believes? If you're unsure about the answers to those questions, you don't want to miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-15343628 Sat, 06 Jul 2024 12:00:00 -0400 1494 1 28 full false Can 4% Be Better Than 7%? Can 4% Be Better Than 7%? Is it possible that earning a lower rate can be better than earning a higher one?  Understanding this mystifying financial paradox might just save your retirement.  We're revealing that secret for you on today’s episode of The Retirement Income Show with Dave Stearns. 

]]> Is it possible that earning a lower rate can be better than earning a higher one?  Understanding this mystifying financial paradox might just save your retirement.  We're revealing that secret for you on today’s episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-15309315 Sat, 29 Jun 2024 12:00:00 -0400 1491 1 27 full false All Things RMD All Things RMD Why does the government force you to take money out of your retirement accounts? At what age do you have to begin? How much do you have to take out? What happens if you forget? If you have retirement accounts, don't miss this episode of The Retirement Income Show with Dave Stearns, as we answer these questions and discuss all things Required Minimum Distribution!

]]> Why does the government force you to take money out of your retirement accounts? At what age do you have to begin? How much do you have to take out? What happens if you forget? If you have retirement accounts, don't miss this episode of The Retirement Income Show with Dave Stearns, as we answer these questions and discuss all things Required Minimum Distribution!

]]> Dave Stearns Buzzsprout-15289430 Sat, 22 Jun 2024 12:00:00 -0400 1463 1 26 full false Retirement Planning No Matter How Much Money You Have Retirement Planning No Matter How Much Money You Have Have you ever wondered if how you plan and invest in retirement should vary given the size of your nest egg? Do the planning and investing principles change if you have more or less money in retirement? Will your nest egg support you in retirement? We're answering these questions and discussing retirement planning no matter how much money you have in this episode of The Retirement Income Show with Dave Stearns.

]]> Have you ever wondered if how you plan and invest in retirement should vary given the size of your nest egg? Do the planning and investing principles change if you have more or less money in retirement? Will your nest egg support you in retirement? We're answering these questions and discussing retirement planning no matter how much money you have in this episode of The Retirement Income Show with Dave Stearns.

]]> Dave Stearns Buzzsprout-15116123 Sat, 25 May 2024 12:00:00 -0400 1524 1 25 full false Listener Questions Listener Questions As you can imagine, we get asked a lot of questions by our listeners and people in the community. Many of these questions are similar in nature but might have a different spin. They're all important, and not getting the answers you need can throw a wrench in your retirement. We're answering a few of the top questions in this episode of The Retirement Income Show with Dave Stearns. 

]]> As you can imagine, we get asked a lot of questions by our listeners and people in the community. Many of these questions are similar in nature but might have a different spin. They're all important, and not getting the answers you need can throw a wrench in your retirement. We're answering a few of the top questions in this episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-14992856 Sat, 04 May 2024 12:00:00 -0400 1582 1 24 full false Retirement FAQs Retirement FAQs Many people wonder how they're doing in retirement compared to others because oftentimes retirees don't disclose their financial position with each other. If that sounds like you, don't miss this episode of The Retirement Income Show with Dave Stearns where we are pulling back the curtain and talking about retirement's most frequently asked questions. 

]]> Many people wonder how they're doing in retirement compared to others because oftentimes retirees don't disclose their financial position with each other. If that sounds like you, don't miss this episode of The Retirement Income Show with Dave Stearns where we are pulling back the curtain and talking about retirement's most frequently asked questions. 

]]> Dave Stearns Buzzsprout-14950813 Sat, 27 Apr 2024 12:00:00 -0400 1537 1 23 full false Estate Planning Estate Planning When most people think about financial planning, they think about money. That makes sense, but if you overlook the crucial cornerstone of Estate Planning, you may create a disaster for your family and for your legacy. We know you don't want that, so we're hitting it hard in this episode of The Retirement Income Show with Dave Stearns. 

]]> When most people think about financial planning, they think about money. That makes sense, but if you overlook the crucial cornerstone of Estate Planning, you may create a disaster for your family and for your legacy. We know you don't want that, so we're hitting it hard in this episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-14915105 Sat, 20 Apr 2024 12:00:00 -0400 1697 1 22 full false Now Is the Time to Lock in Yields before the Feds Lower Interest Rates Now Is the Time to Lock in Yields before the Feds Lower Interest Rates While investing isn't easy and often takes a lot of guts and patience, rarely do we get clear signs of what to buy and when to buy it. This is one of those rare times; the economy and the Feds have given us a great gift and you won't want to miss this episode of The Retirement Income Show with Dave Stearns where we explain why now is the time to lock in yields before the Feds begin to lower interest rates. 

]]> While investing isn't easy and often takes a lot of guts and patience, rarely do we get clear signs of what to buy and when to buy it. This is one of those rare times; the economy and the Feds have given us a great gift and you won't want to miss this episode of The Retirement Income Show with Dave Stearns where we explain why now is the time to lock in yields before the Feds begin to lower interest rates. 

]]> Dave Stearns Buzzsprout-14870735 Sat, 13 Apr 2024 12:00:00 -0400 1729 1 21 full false Foundations of a Solid Retirement Plan Foundations of a Solid Retirement Plan If you try to build a house on a shaky foundation, you run the risk of the entire house collapsing. The same is true of your retirement plan. We're digging into the key pillars of a solid retirement plan on this episode of The Retirement Income Show with Dave Stearns. 

]]> If you try to build a house on a shaky foundation, you run the risk of the entire house collapsing. The same is true of your retirement plan. We're digging into the key pillars of a solid retirement plan on this episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-14827125 Sat, 06 Apr 2024 12:00:00 -0400 1733 1 20 full false How to Know if Investing for Income Is Right for You How to Know if Investing for Income Is Right for You As Income Specialists, we have seen that it makes a lot of sense for most of you to shift your investment focus from growth to income in the years just before and during retirement. But how do you know if an income investment strategy is truly right for you? In this episode of The Retirement Income Show with Dave Stearns, we're helping you make that determination. 

]]> As Income Specialists, we have seen that it makes a lot of sense for most of you to shift your investment focus from growth to income in the years just before and during retirement. But how do you know if an income investment strategy is truly right for you? In this episode of The Retirement Income Show with Dave Stearns, we're helping you make that determination. 

]]> Dave Stearns Buzzsprout-14787471 Sat, 30 Mar 2024 12:00:00 -0400 1679 1 19 full false Investment Definitions in Plain English, Part 2 Investment Definitions in Plain English, Part 2 Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for the second installment of this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're clearing up the confusion. 

]]> Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for the second installment of this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're clearing up the confusion. 

]]> Dave Stearns Buzzsprout-14724027 Sat, 23 Mar 2024 12:00:00 -0400 1732 1 18 full false Investment Definitions in Plain English, Part 1 Investment Definitions in Plain English, Part 1 Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're clearing up the confusion. 

]]> Wall Street just doesn’t define investment terms very well. In fact, our industry is known for using a lot of confusing jargon. Join us for this episode of The Retirement Income Show with Dave Stearns as we define major investment terms in plain English! From stocks and bonds to dollar cost averaging and income investing - plus lots more! - we're clearing up the confusion. 

]]> Dave Stearns Buzzsprout-14684626 Sat, 16 Mar 2024 12:00:00 -0400 1662 1 17 full false It's About What You Keep It's About What You Keep People often talk about how much income they earn. In retirement, it's not about what you make; it really comes down to what you can keep. What are the things that can affect how much you get to keep, and how can you keep more? We're answering these questions in this episode of The Retirement Income Show with Dave Stearns.

]]> People often talk about how much income they earn. In retirement, it's not about what you make; it really comes down to what you can keep. What are the things that can affect how much you get to keep, and how can you keep more? We're answering these questions in this episode of The Retirement Income Show with Dave Stearns.

]]> Dave Stearns Buzzsprout-14652936 Sat, 09 Mar 2024 12:00:00 -0500 1712 1 16 full false Fallacies of Wall Street Investing Fallacies of Wall Street Investing Dave and Michael are discussing the fallacies of Wall Street investing on this week's episode of The Retirement Income Show with Dave Stearns. They cover "magic" numbers, the 4% Rule, inflation, bond mutual funds, dependable income streams, variable annuities, and more!


]]> Dave and Michael are discussing the fallacies of Wall Street investing on this week's episode of The Retirement Income Show with Dave Stearns. They cover "magic" numbers, the 4% Rule, inflation, bond mutual funds, dependable income streams, variable annuities, and more!


]]> Dave Stearns Buzzsprout-14596633 Sat, 02 Mar 2024 12:00:00 -0500 1663 1 15 full false Top Retirement Questions Top Retirement Questions As Retirement Income Specialists, we're regularly asked questions about retirement, and while there are subtle distinctions in these varied questions, the themes are typically pretty similar. A few questions we're covering today:

  • What are some things you can do to get caught up before retirement? 
  • Should you downsize your house? 
  • Is Dave a fiduciary? 
  • If you don't plan to retire, should you look at your investments differently? 
  • How much do you need in savings to retire comfortably? 
  • + more!

The answers could save your retirement, so don't miss this episode of The Retirement Income Show with Dave Stearns.

]]> As Retirement Income Specialists, we're regularly asked questions about retirement, and while there are subtle distinctions in these varied questions, the themes are typically pretty similar. A few questions we're covering today:

  • What are some things you can do to get caught up before retirement? 
  • Should you downsize your house? 
  • Is Dave a fiduciary? 
  • If you don't plan to retire, should you look at your investments differently? 
  • How much do you need in savings to retire comfortably? 
  • + more!

The answers could save your retirement, so don't miss this episode of The Retirement Income Show with Dave Stearns.

]]> Dave Stearns Buzzsprout-14540272 Sat, 24 Feb 2024 12:00:00 -0500 1659 1 14 full false Where to Store Money in 2024 Where to Store Money in 2024 Have you ever stopped and thought about where you can store your money in retirement? If real estate and cryptocurrency are not for you, there really are only about three places to store your money in retirement. With inflation beginning to slow down and the election coming later this year, you don't want to miss this episode of The Retirement Income Show with Dave Stearns where we discuss the best places to store your money in 2024.

]]> Have you ever stopped and thought about where you can store your money in retirement? If real estate and cryptocurrency are not for you, there really are only about three places to store your money in retirement. With inflation beginning to slow down and the election coming later this year, you don't want to miss this episode of The Retirement Income Show with Dave Stearns where we discuss the best places to store your money in 2024.

]]> Dave Stearns Buzzsprout-14505401 Sat, 17 Feb 2024 16:00:00 -0500 1651 1 12 full false Good Financial Advisor Character Good Financial Advisor Character Do you ever wonder how your advisor ranks with other advisors or what it would be like to work with a different financial advisor? Maybe you're not sure if you need an advisor, or you're thinking about making a change to a different one. Don't miss today's episode of The Retirement Income Show with Dave Stearns where we discuss what good financial advisors should do.

]]> Do you ever wonder how your advisor ranks with other advisors or what it would be like to work with a different financial advisor? Maybe you're not sure if you need an advisor, or you're thinking about making a change to a different one. Don't miss today's episode of The Retirement Income Show with Dave Stearns where we discuss what good financial advisors should do.

]]> Dave Stearns Buzzsprout-14292895 Thu, 11 Jan 2024 13:00:00 -0500 1646 1 11 full false Back to Basics Back to Basics New year, fresh start! Beginning a new year gives you a chance to reflect on the previous year and also put new plans in place as you look forward.  Reviewing financial basics can help lay the foundation for a successful year, and the start of the year is the best time to do so.  That’s why we’re getting back to basics on this special episode of The Retirement Income Show with Dave Stearns. 

]]> New year, fresh start! Beginning a new year gives you a chance to reflect on the previous year and also put new plans in place as you look forward.  Reviewing financial basics can help lay the foundation for a successful year, and the start of the year is the best time to do so.  That’s why we’re getting back to basics on this special episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-14240521 Wed, 03 Jan 2024 10:00:00 -0500 1674 1 10 full false What We REALLY Believe on The Retirement Income Show What We REALLY Believe on The Retirement Income Show Do you ever feel like your current advisor is trapped inside his or her business model and therefore you don’t know what he or she REALLY believes?  At the end of the day, everyone is biased, and it is critical that you understand what your advisor really believes.  On this episode of The Retirement Income Show with Dave Stearns, we're talking about what we REALLY believe; we cover Wall Street's investment advice, variable annuities, the Great Depression, mutual funds, renewable streams of income, and more!  

]]> Do you ever feel like your current advisor is trapped inside his or her business model and therefore you don’t know what he or she REALLY believes?  At the end of the day, everyone is biased, and it is critical that you understand what your advisor really believes.  On this episode of The Retirement Income Show with Dave Stearns, we're talking about what we REALLY believe; we cover Wall Street's investment advice, variable annuities, the Great Depression, mutual funds, renewable streams of income, and more!  

]]> Dave Stearns Buzzsprout-14168434 Mon, 18 Dec 2023 14:00:00 -0500 1706 1 9 full false Listener Questions Listener Questions Join us as we  discuss and answer a few of the most common questions we receive on this episode of The Retirement Income Show with Dave Stearns. Roth conversions, pensions, long-term care insurance, social security, estate planning, mutual funds...We're covering it all!

]]> Join us as we  discuss and answer a few of the most common questions we receive on this episode of The Retirement Income Show with Dave Stearns. Roth conversions, pensions, long-term care insurance, social security, estate planning, mutual funds...We're covering it all!

]]> Dave Stearns Buzzsprout-14134342 Tue, 12 Dec 2023 11:00:00 -0500 1683 1 8 full false The Top 5 Areas Today’s Retirees Need The Most Help In The Top 5 Areas Today’s Retirees Need The Most Help In Do you ever feel alone in your retirement planning and wonder what others also in your same stage of life lay awake at night thinking about and need the most help in? You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we unveil the top 5 areas today’s retirees need the most help in!

]]> Do you ever feel alone in your retirement planning and wonder what others also in your same stage of life lay awake at night thinking about and need the most help in? You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we unveil the top 5 areas today’s retirees need the most help in!

]]> Dave Stearns Buzzsprout-14108730 Thu, 07 Dec 2023 16:00:00 -0500 1636 1 7 full false Retirement Risks Retirement Risks When you think about retirement, you think about all the fun experiences you can take advantage of when you have nothing but “free time." While you should be optimistic, what happens if you don’t consider the risks? If you consider the retirement risks, you’ll be better prepared for them when things don’t quite go according to plan. Addressing the risks are critical, so let's address them on this episode of The Retirement Income Show with Dave Stearns.

]]> When you think about retirement, you think about all the fun experiences you can take advantage of when you have nothing but “free time." While you should be optimistic, what happens if you don’t consider the risks? If you consider the retirement risks, you’ll be better prepared for them when things don’t quite go according to plan. Addressing the risks are critical, so let's address them on this episode of The Retirement Income Show with Dave Stearns.

]]> Dave Stearns Buzzsprout-14108663 Thu, 07 Dec 2023 15:00:00 -0500 1653 1 6 full false Understanding the Secure Act 2.0 Understanding the Secure Act 2.0 How secure do you feel in your retirement with the Secure Act 2.0? Would it help if someone explained the key parts relevant to your retirement? If so, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> How secure do you feel in your retirement with the Secure Act 2.0? Would it help if someone explained the key parts relevant to your retirement? If so, don't miss this episode of The Retirement Income Show with Dave Stearns!

]]> Dave Stearns Buzzsprout-14108637 Thu, 07 Dec 2023 15:00:00 -0500 1652 1 5 full false Investing By Contract Investing By Contract Understanding the characteristics of your investments can help put you more in control. One of those important characteristics is a contract. Not all investments have contracts. When you approach or enter into retirement, contracts can be a friend to your investments and to your piece of mind. Join us as we drill down on contract investing on this episode of The Retirement Income Show with Dave Stearns. 

]]> Understanding the characteristics of your investments can help put you more in control. One of those important characteristics is a contract. Not all investments have contracts. When you approach or enter into retirement, contracts can be a friend to your investments and to your piece of mind. Join us as we drill down on contract investing on this episode of The Retirement Income Show with Dave Stearns. 

]]> Dave Stearns Buzzsprout-14106166 Thu, 07 Dec 2023 09:00:00 -0500 1658 1 4 full false To All the Bond Naysayers To All the Bond Naysayers Do you ever feel like people love to hate bond investing?  Something can be true whether you believe it or not, right? Well, guess what: Now is a great time to invest in bonds! You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we explain why the conditions are perfect right now for investing in bonds and bond-like instruments!

]]> Do you ever feel like people love to hate bond investing?  Something can be true whether you believe it or not, right? Well, guess what: Now is a great time to invest in bonds! You don’t want to miss this episode of The Retirement Income Show with Dave Stearns as we explain why the conditions are perfect right now for investing in bonds and bond-like instruments!

]]> Dave Stearns Buzzsprout-14106142 Thu, 07 Dec 2023 08:00:00 -0500 1657 1 3 full false Wall Street Shenanigans Wall Street Shenanigans What comes to your mind when you think of shenanigans? Maybe you think of yourself when you were younger or perhaps some mischievous kids or irresponsible adults you know.  Did Wall Street come to your mind at all?  If not, then you don’t want to miss out on this episode of the Retirement Income Show with Dave Stearns where we discuss Wall Street Shenanigans!

]]> What comes to your mind when you think of shenanigans? Maybe you think of yourself when you were younger or perhaps some mischievous kids or irresponsible adults you know.  Did Wall Street come to your mind at all?  If not, then you don’t want to miss out on this episode of the Retirement Income Show with Dave Stearns where we discuss Wall Street Shenanigans!

]]> Dave Stearns Buzzsprout-14106087 Thu, 07 Dec 2023 08:00:00 -0500 1585 1 2 full false Stages of Financial Life Stages of Financial Life Too many people think of their financial lives as static, not really changing; that’s a dangerous way to live.  It’s so important that you understand that there are stages to your financial life and each one requires a different perspective if you want to achieve the retirement you've always dreamed of.  We talk in depth about the stages of your financial life on today’s episode of The Retirement Income Show.

]]> Too many people think of their financial lives as static, not really changing; that’s a dangerous way to live.  It’s so important that you understand that there are stages to your financial life and each one requires a different perspective if you want to achieve the retirement you've always dreamed of.  We talk in depth about the stages of your financial life on today’s episode of The Retirement Income Show.

]]> Dave Stearns Buzzsprout-14051436 Tue, 28 Nov 2023 15:00:00 -0500 1677 1 1 full false