Banking on Data Podcast Sat, 13 Jun 2026 15:28:00 -0400 https://www.lumiosolutions.io/podcast en-us © 2026 Banking on Data Podcast, Powered by Lumio yes 900719b4-7c0e-5481-8972-436f054126ff rdonelson@srarisk.com Lumio Solutions episodic false The Banking on Data podcast is for community bank and credit union leaders who understand that the future of financial services is powered by data. 


Hosted by Ed Vincent, CEO of Lumio Solutions, this podcast offers executive-level insights into how financial institutions can leverage business intelligence, data strategy, and advanced analytics to drive performance, manage risk, and unlock growth opportunities. Each episode features conversations with industry leaders, data experts, and financial executives who share practical strategies for building data-centric cultures, navigating regulatory pressures, and turning information into action. From modernizing legacy systems to aligning data with boardroom decisions, Banking on Data equips C-suite executives with the knowledge they need to lead confidently in a digital-first era. This podcast was formerly known as the Risk Intel Podcast.


Learn more at www.lumiosolutions.io

]]> Buzzsprout (https://www.buzzsprout.com) Data, Data analytics, business intelligence, Risk, ERM, Risk intelligence, GRC, Compliance, FinTech Risk, Risk Management, Risk Maturity, Risk Assessments, RCSA, Risk and Strategy, Enterprise Risk, Banking, Credit Union, Risk Maturity Lumio Solutions rdonelson@srarisk.com https://storage.buzzsprout.com/f7frz8ppqhgcdkkjj7fjgg5lroqs?.jpg Banking on Data Podcast https://www.lumiosolutions.io/podcast Ed Vincent Ryan Donelson S3 | E28: Data-Driven Growth: Empowering Frontline Teams with Actionable Insights S3 | E28: Data-Driven Growth: Empowering Frontline Teams with Actionable Insights Community banks have always excelled at building relationships. But in a market driven by data, relationships alone aren’t enough. The next wave of growth in banking depends on turning customer insights into action. This means empowering marketing, sales, and frontline teams to collaborate smarter and deliver more personalized experiences.

In this episode of the Banking on Data Podcast, Edward Vincent, CEO of Lumio, sits down with Josh Barclay, Director of Growth Marketing at BusinessNext and host of the Banking on Experience podcast, to discuss how modern community financial institutions can use actionable data to align teams, break down silos, and drive meaningful growth. Their conversation explores how banks can empower their frontline with real-time, context-rich insights, why data quality and accessibility matter more than volume, and what the future of data-driven sales enablement looks like in community banking.

Follow us to stay in the know!

]]> Community banks have always excelled at building relationships. But in a market driven by data, relationships alone aren’t enough. The next wave of growth in banking depends on turning customer insights into action. This means empowering marketing, sales, and frontline teams to collaborate smarter and deliver more personalized experiences.

In this episode of the Banking on Data Podcast, Edward Vincent, CEO of Lumio, sits down with Josh Barclay, Director of Growth Marketing at BusinessNext and host of the Banking on Experience podcast, to discuss how modern community financial institutions can use actionable data to align teams, break down silos, and drive meaningful growth. Their conversation explores how banks can empower their frontline with real-time, context-rich insights, why data quality and accessibility matter more than volume, and what the future of data-driven sales enablement looks like in community banking.

Follow us to stay in the know!

]]> Lumio Solutions Buzzsprout-18124707 Tue, 11 Nov 2025 08:00:00 -0500 2313 3 28 full false S3 | E27: AI Starts with Data: Why Governance Is Your First Step S3 | E27: AI Starts with Data: Why Governance Is Your First Step Artificial intelligence is the hottest topic in banking right now. Every conference, article, and C-suite conversation seems to circle back to AI’s potential for community financial institutions. But before any bank can truly harness that potential, there’s one crucial step that often gets overlooked: data governance.

In this episode of The Banking Data Podcast, Lumio’s Chief Product Officer, Jeff Fink, joins Ed Vincentto unpack why creating a solid data foundation is the real starting point for any AI strategy. From building a common data language and data dictionary to unifying data silos and enforcing stewardship, Jeff explains how the right governance framework reduces risk, strengthens trust, and enables banks to move confidently into the AI era.

Follow us to stay in the know!

]]> Artificial intelligence is the hottest topic in banking right now. Every conference, article, and C-suite conversation seems to circle back to AI’s potential for community financial institutions. But before any bank can truly harness that potential, there’s one crucial step that often gets overlooked: data governance.

In this episode of The Banking Data Podcast, Lumio’s Chief Product Officer, Jeff Fink, joins Ed Vincentto unpack why creating a solid data foundation is the real starting point for any AI strategy. From building a common data language and data dictionary to unifying data silos and enforcing stewardship, Jeff explains how the right governance framework reduces risk, strengthens trust, and enables banks to move confidently into the AI era.

Follow us to stay in the know!

]]> Lumio Solutions Buzzsprout-18064877 Tue, 28 Oct 2025 08:00:00 -0400 2311 3 27 full false S3 | E26: Building a Cyber Risk Playbook for the Post-CAT World S3 | E26: Building a Cyber Risk Playbook for the Post-CAT World Cybersecurity is evolving faster than many community banks and credit unions can keep pace with. With the retirement of the FFIEC Cybersecurity Assessment Tool (CAT) on August 31, 2025, financial institutions are left wondering how best to measure, track, and manage cyber risk without a regulator-endorsed standard. In this episode of the Banking on Data podcast, host Ed Vincent sits down with Cathy Jackson to unpack what comes next for institutions in this post-CAT world. 

Together, they explore how banks can leverage the Cyber Risk Institute’s Profile 2.1, why the seven functional areas of cyber risk matter, and how moving beyond spreadsheets to an integrated risk suite can give leaders a holistic, regulator-ready view of their risk posture.

Follow us to stay in the know!

]]> Cybersecurity is evolving faster than many community banks and credit unions can keep pace with. With the retirement of the FFIEC Cybersecurity Assessment Tool (CAT) on August 31, 2025, financial institutions are left wondering how best to measure, track, and manage cyber risk without a regulator-endorsed standard. In this episode of the Banking on Data podcast, host Ed Vincent sits down with Cathy Jackson to unpack what comes next for institutions in this post-CAT world. 

Together, they explore how banks can leverage the Cyber Risk Institute’s Profile 2.1, why the seven functional areas of cyber risk matter, and how moving beyond spreadsheets to an integrated risk suite can give leaders a holistic, regulator-ready view of their risk posture.

Follow us to stay in the know!

]]> Lumio Solutions Buzzsprout-17952272 Tue, 21 Oct 2025 09:00:00 -0400 1004 AI, community banks, Risk, CRI, Cyber Risk, CAT tool 3 26 full false S3 | E25: Responsible Innovation: How Fintechs & Banks Can Align for the Future S3 | E25: Responsible Innovation: How Fintechs & Banks Can Align for the Future What happens when innovation outpaces regulation - and when community banks must adapt to a world moving faster than ever before?

In this episode of Banking on Data, Host Ed Vincent sits down with Phil Goldfeder, CEO of the American Fintech Council (AFC), to explore how fintechs and financial institutions can innovate responsibly - with clarity, collaboration, and purpose. Their conversation ranges from the cultural shifts happening in banking to the regulator’s evolving view of innovation, and how AFC’s new Webinar Wednesdays and Policy Summit are helping shape the dialogue between banks, fintechs, and policymakers.

Follow us to stay in the know!

]]> What happens when innovation outpaces regulation - and when community banks must adapt to a world moving faster than ever before?

In this episode of Banking on Data, Host Ed Vincent sits down with Phil Goldfeder, CEO of the American Fintech Council (AFC), to explore how fintechs and financial institutions can innovate responsibly - with clarity, collaboration, and purpose. Their conversation ranges from the cultural shifts happening in banking to the regulator’s evolving view of innovation, and how AFC’s new Webinar Wednesdays and Policy Summit are helping shape the dialogue between banks, fintechs, and policymakers.

Follow us to stay in the know!

]]> Lumio Solutions Buzzsprout-17992037 Tue, 14 Oct 2025 10:00:00 -0400 1672 3 25 full false S3 | E24: AI Oversight: Why Program Risk Assessment Is Essential S3 | E24: AI Oversight: Why Program Risk Assessment Is Essential Artificial intelligence (AI) is moving faster than any other technology banks have seen before. From fraud detection to lending platforms, AI is being embedded in nearly every vendor solution. For community banks and credit unions, this acceleration brings both opportunity and risk. This present risk and compliance teams with new demands from the board and regulators for stronger oversight.

In this episode of the Banking on Data podcast, host Ed Vincent continues the conversation with compliance expert, Beth Nilles, who helps ‍unpack how financial institutions can take a program risk assessment approach to AI. This builds on a previous episode, How Community Financial Institutions Can Build a Responsible AI Approach, where Beth outlined guardrails and governance for adopting AI responsibly. In Part 2, she explains why program risk assessments are critical, what they look like in practice, and how often institutions should conduct them.

Follow us to stay in the know!

]]> Artificial intelligence (AI) is moving faster than any other technology banks have seen before. From fraud detection to lending platforms, AI is being embedded in nearly every vendor solution. For community banks and credit unions, this acceleration brings both opportunity and risk. This present risk and compliance teams with new demands from the board and regulators for stronger oversight.

In this episode of the Banking on Data podcast, host Ed Vincent continues the conversation with compliance expert, Beth Nilles, who helps ‍unpack how financial institutions can take a program risk assessment approach to AI. This builds on a previous episode, How Community Financial Institutions Can Build a Responsible AI Approach, where Beth outlined guardrails and governance for adopting AI responsibly. In Part 2, she explains why program risk assessments are critical, what they look like in practice, and how often institutions should conduct them.

Follow us to stay in the know!

]]> Lumio Solutions Buzzsprout-17912046 Tue, 30 Sep 2025 00:00:00 -0400 657 data, data management, reporting, BI, business intelligence, data analytics, Risk Management, Banking, Credit Union, community bank, new podcast 3 24 full false S3 | E23: How Community Financial Institutions Can Build a Responsible AI Approach S3 | E23: How Community Financial Institutions Can Build a Responsible AI Approach Artificial intelligence (AI) is no longer just a buzzword in financial services. From lending to fraud detection to customer service, AI is steadily finding its way into community banks and credit unions. But for leaders, boards, and compliance teams, one pressing question remains: how do we adopt AI responsibly?

In this episode of the Banking on Data podcast, host Ed Vincent sits down with Beth Nilles, Director of Implementation, who brings more than 30 years of banking leadership across lending, operations, and compliance. Beth offers practical guidance for financial institution leaders who may be exploring AI for the first time - or wrestling with how to scale responsibly without falling behind on regulatory expectations.

Follow us to stay in the know!

]]> Artificial intelligence (AI) is no longer just a buzzword in financial services. From lending to fraud detection to customer service, AI is steadily finding its way into community banks and credit unions. But for leaders, boards, and compliance teams, one pressing question remains: how do we adopt AI responsibly?

In this episode of the Banking on Data podcast, host Ed Vincent sits down with Beth Nilles, Director of Implementation, who brings more than 30 years of banking leadership across lending, operations, and compliance. Beth offers practical guidance for financial institution leaders who may be exploring AI for the first time - or wrestling with how to scale responsibly without falling behind on regulatory expectations.

Follow us to stay in the know!

]]> https://www.lumiosolutions.io/podcast-episodes/s3-e23-how-community-financial-institutions-can-build-a-responsible-ai-approach Lumio Solutions Buzzsprout-17860959 Tue, 23 Sep 2025 08:00:00 -0400 1159 AI, Artificial Intelligence Risk, Data, Business Intelligence, risk, ERM, risk assessment, banking, community banking, credit unions. GRC 3 23 full false S3 | E22: Mind The Gap (PT3): How a Playbook Minimizes Execution Risk S3 | E22: Mind The Gap (PT3): How a Playbook Minimizes Execution Risk In this episode of The Banking on Data Podcast, Ed Vincent welcomes back Craig Hartman, founder and CEO of Plansmith, along with Christine Lake, Plansmith’s Chief Strategy Officer. This was part 3 of a larger series around "Execution Risk" with the Plansmith team and a natural progression from prior episodes, where we addressed the definition and mitigation strategies of execution risk. This episode zooms in on the concrete framework Plansmith uses to help financial institutions translate strategy into action by creating "The Playbook".  Listen to the full episode to learn more. 

Follow us to stay in the know!

]]> In this episode of The Banking on Data Podcast, Ed Vincent welcomes back Craig Hartman, founder and CEO of Plansmith, along with Christine Lake, Plansmith’s Chief Strategy Officer. This was part 3 of a larger series around "Execution Risk" with the Plansmith team and a natural progression from prior episodes, where we addressed the definition and mitigation strategies of execution risk. This episode zooms in on the concrete framework Plansmith uses to help financial institutions translate strategy into action by creating "The Playbook".  Listen to the full episode to learn more. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-17490516 Tue, 15 Jul 2025 09:00:00 -0400 1632 risk, strategy, podcast, banking, credit union, financial data, data, BI, analytics, financial insight 3 22 full false S3 | E21: Mind the Gap (PT2): Mitigating Execution Risk S3 | E21: Mind the Gap (PT2): Mitigating Execution Risk In Part 2 of our Banking on Data podcast series with our partners at Plansmith, Edward Vincent welcomed back Craig Hartman, Chairman and CEO of Plansmith, to explore a question that resonates with every financial leader: Once you’ve identified execution risk, how do you actually reduce it? 

Craig’s decades of experience helping banks and credit unions navigate planning and budgeting challenges make him uniquely equipped to answer this question. In this episode, he shares actionable insights on how organizations can move beyond simply naming their risks to building a culture that consistently mitigates them. Listen to the full episode here to learn more. 

Follow us to stay in the know!

]]> In Part 2 of our Banking on Data podcast series with our partners at Plansmith, Edward Vincent welcomed back Craig Hartman, Chairman and CEO of Plansmith, to explore a question that resonates with every financial leader: Once you’ve identified execution risk, how do you actually reduce it? 

Craig’s decades of experience helping banks and credit unions navigate planning and budgeting challenges make him uniquely equipped to answer this question. In this episode, he shares actionable insights on how organizations can move beyond simply naming their risks to building a culture that consistently mitigates them. Listen to the full episode here to learn more. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-17432623 Wed, 09 Jul 2025 13:00:00 -0400 1115 Bank, Credit union, risk, data, Financial services, Plansmith, forecasting, budgeting, Execution risk, ERM 3 21 full false S3 | E20: Mind The Gap (PT1) What Does Execution Risk Really Mean For Banks? S3 | E20: Mind The Gap (PT1) What Does Execution Risk Really Mean For Banks? In this Banking on Data podcast, host Edward Vincent invited Craig Hartman, the Chairman and CEO of Plansmith, on to the show for a compelling three-part series on a topic central to every financial institution’s success: Execution Risk. This first episode lays the groundwork, exploring what execution risk is, why it matters to all banks, and how it emerges as an umbrella for all types of risk that touch nearly every aspect of strategic and operational activity. Listen to hear the full episode.

Follow us to stay in the know!

]]> In this Banking on Data podcast, host Edward Vincent invited Craig Hartman, the Chairman and CEO of Plansmith, on to the show for a compelling three-part series on a topic central to every financial institution’s success: Execution Risk. This first episode lays the groundwork, exploring what execution risk is, why it matters to all banks, and how it emerges as an umbrella for all types of risk that touch nearly every aspect of strategic and operational activity. Listen to hear the full episode.

Follow us to stay in the know!

]]> Lumio Buzzsprout-17403487 Tue, 01 Jul 2025 09:00:00 -0400 1648 plansmith, risk, ERM, execution risk, risk planning, financial planning, forecasting, strategy, banking, 3 20 full false S3 | E19: Cyber Risk in Focus: The Regulatory Shift and What It Means for You S3 | E19: Cyber Risk in Focus: The Regulatory Shift and What It Means for You The Banking on Data podcast welcomed back Josh Magri, CEO of the Cyber Risk Institute (CRI), for a timely Part 2 conversation focused on the evolving cybersecurity regulatory landscape and what it means for community financial institutions. As the FFIEC Cybersecurity Assessment Tool (CAT) is scheduled to sunset on August 31, 2025, Josh offers a roadmap on how financial institutions can move forward and how their CRI Profile offers a strategic, scalable alternative that’s gaining traction with regulators and institutions alike. 

Follow us to stay in the know!

]]> The Banking on Data podcast welcomed back Josh Magri, CEO of the Cyber Risk Institute (CRI), for a timely Part 2 conversation focused on the evolving cybersecurity regulatory landscape and what it means for community financial institutions. As the FFIEC Cybersecurity Assessment Tool (CAT) is scheduled to sunset on August 31, 2025, Josh offers a roadmap on how financial institutions can move forward and how their CRI Profile offers a strategic, scalable alternative that’s gaining traction with regulators and institutions alike. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-17370235 Tue, 24 Jun 2025 09:00:00 -0400 1753 cyber, cyber risk, cyber risk profile, audit, compliance, risk, risk management, ERM, new podcast 3 19 full false S3 | E18: Cyber Risk in Focus Evolving Threats and the Sunset of the CAT Tool S3 | E18: Cyber Risk in Focus Evolving Threats and the Sunset of the CAT Tool The cybersecurity landscape is changing fast. And for financial institutions, one of the biggest shifts on the horizon is the sunsetting of the FFIEC Cybersecurity Assessment Tool (CAT) in August 2025. In this episode of the Banking on Data podcast, Josh Magri, President and CEO of the Cyber Risk Institute (CRI), joined host Edward Vincent to unpack what this means for banks, credit unions, and other financial players.

From emerging threats powered by AI to the evolving regulatory frameworks shaping cybersecurity governance, Josh's insights are a must-hear. Listen to the full episode here!

Follow us to stay in the know!

]]> The cybersecurity landscape is changing fast. And for financial institutions, one of the biggest shifts on the horizon is the sunsetting of the FFIEC Cybersecurity Assessment Tool (CAT) in August 2025. In this episode of the Banking on Data podcast, Josh Magri, President and CEO of the Cyber Risk Institute (CRI), joined host Edward Vincent to unpack what this means for banks, credit unions, and other financial players.

From emerging threats powered by AI to the evolving regulatory frameworks shaping cybersecurity governance, Josh's insights are a must-hear. Listen to the full episode here!

Follow us to stay in the know!

]]> Lumio Buzzsprout-17331409 Tue, 17 Jun 2025 09:00:00 -0400 1635 Cyber Risk, CRI, Risk, ERM, Data, CAT, Assessment, Cyber Security, banking, Credit Union, Podcast 3 18 full false S3 | E17: Putting Data Strategy Into Action: From Whiteboard to Real-World Impact S3 | E17: Putting Data Strategy Into Action: From Whiteboard to Real-World Impact Organizations across the financial sector are investing more time and energy into data strategy, but many still struggle to move from planning to execution. In this episode of the Banking on Data Podcast, Jeff Fink returns for Part 4 of our Data Strategy series, sharing tactical guidance on how to operationalize a data strategy and deliver real business value. Whether you're a chief data officer at a regional bank or an operations leader at a credit union or community bank, this episode offers a practical roadmap for putting your strategy into motion.

Follow us to stay in the know!

]]> Organizations across the financial sector are investing more time and energy into data strategy, but many still struggle to move from planning to execution. In this episode of the Banking on Data Podcast, Jeff Fink returns for Part 4 of our Data Strategy series, sharing tactical guidance on how to operationalize a data strategy and deliver real business value. Whether you're a chief data officer at a regional bank or an operations leader at a credit union or community bank, this episode offers a practical roadmap for putting your strategy into motion.

Follow us to stay in the know!

]]> Lumio Buzzsprout-17305624 Thu, 12 Jun 2025 08:00:00 -0400 1146 data, data management, reporting, BI, business intelligence, data analytics, Risk Management, Banking, Credit Union, community bank, new podcast 3 17 full false S3 | E16: The Data Strategy Divide: Why Reports Aren’t Enough S3 | E16: The Data Strategy Divide: Why Reports Aren’t Enough Ed Vincent, host of the Banking on Data Podcast, welcomed Jeff Fink back to the show for part three of their Data Strategy Series. This week's insightful conversation dives deep into the distinction between data strategy VS reporting, which is a critical yet often misunderstood area for community financial institutions aiming to become truly data-driven. Listen to the full episode, or if you missed Part 1 and Part 2, click the links below to catch up.

Follow us to stay in the know!

]]> Ed Vincent, host of the Banking on Data Podcast, welcomed Jeff Fink back to the show for part three of their Data Strategy Series. This week's insightful conversation dives deep into the distinction between data strategy VS reporting, which is a critical yet often misunderstood area for community financial institutions aiming to become truly data-driven. Listen to the full episode, or if you missed Part 1 and Part 2, click the links below to catch up.

Follow us to stay in the know!

]]> Lumio Buzzsprout-17266873 Tue, 03 Jun 2025 09:00:00 -0400 743 data, data management, reporting, BI, business intelligence, data analytics, Risk Management, Banking, Credit Union, community bank, new podcast 3 16 full false S3 | E15: Defining A Data Strategy: What a Data Strategy is - and Isn’t S3 | E15: Defining A Data Strategy: What a Data Strategy is - and Isn’t In this episode of the Banking on Data Podcast, Ed Vincent welcomes back Lumio’s Chief Product Officer, Jeff Fink, to kick off a multipart series on creating a data strategy. A hot topic for many community banks and credit unions wanting to modernize their internal processes on how they handle data, collect it and how do they leverage data to achieve their collective goals. Listen to the full episode here.

Follow us to stay in the know!

]]> In this episode of the Banking on Data Podcast, Ed Vincent welcomes back Lumio’s Chief Product Officer, Jeff Fink, to kick off a multipart series on creating a data strategy. A hot topic for many community banks and credit unions wanting to modernize their internal processes on how they handle data, collect it and how do they leverage data to achieve their collective goals. Listen to the full episode here.

Follow us to stay in the know!

]]> Lumio Buzzsprout-17230429 Tue, 27 May 2025 10:00:00 -0400 516 banks, credit unions, data, data management, reporting, business intelligence, BI, risk, ERM, leadership, new podcast 3 15 full false S3 | E14: How to Start a Data Strategy From Nothing: Make the Mind Shift From Stuck To Start S3 | E14: How to Start a Data Strategy From Nothing: Make the Mind Shift From Stuck To Start For many community banks, embarking on a data strategy can feel like an overwhelming endeavor. Limited resources, small teams, and the misconception that “big data” is only for large institutions often lead to inertia. But as discussed in the latest Banking on Data episode with Jeff Fink, the real differentiator in today’s competitive banking landscape is not size—it’s mindset. 

Follow us to stay in the know!

]]> For many community banks, embarking on a data strategy can feel like an overwhelming endeavor. Limited resources, small teams, and the misconception that “big data” is only for large institutions often lead to inertia. But as discussed in the latest Banking on Data episode with Jeff Fink, the real differentiator in today’s competitive banking landscape is not size—it’s mindset. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-17170832 Tue, 20 May 2025 12:00:00 -0400 1685 3 14 full false S3 | E13: 2025 Top Emerging Risks: Preparing for the Unpredictable S3 | E13: 2025 Top Emerging Risks: Preparing for the Unpredictable In this episode of the Risk Intel Podcast, host and Lumio CEO Edward Vincent invited CFO/CRO Shawn Ryan to the show to discuss the top emerging risks facing financial institutions today. Their discussion, enriched by insights from the NC State University ERM Initiative "13th Annual Executive Perspectives on Top Risks Survey," sheds light on critical areas that demand attention from risk leaders. Listen to the full episode below to learn about these emerging risks, incorporating key findings from the survey.

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, host and Lumio CEO Edward Vincent invited CFO/CRO Shawn Ryan to the show to discuss the top emerging risks facing financial institutions today. Their discussion, enriched by insights from the NC State University ERM Initiative "13th Annual Executive Perspectives on Top Risks Survey," sheds light on critical areas that demand attention from risk leaders. Listen to the full episode below to learn about these emerging risks, incorporating key findings from the survey.

Follow us to stay in the know!

]]> Lumio Buzzsprout-16918131 Tue, 08 Apr 2025 09:00:00 -0400 1393 Emerging risks, risk framework, risk culture, compliance, Cyber, AI, Retain talent, Macroeconomic Uncertainty 3 13 full false S3 | E12: How to Improve Collaboration Among Banks, FinTechs, and Regulators S3 | E12: How to Improve Collaboration Among Banks, FinTechs, and Regulators The relationship among banks, FinTechs, and regulators has never been more critical - or more complex for that matter. With technology advancing at breakneck speed, the challenge lies in striking a healthy balance between fostering innovation, while not compromising the safety and soundness of the financial services industry. In this episode of the Banking on Data podcast, host Ed Vincent sat down with industry experts Kirsten Muetzel and Jeanette Quick to unpack the intricate dynamics among banks, FinTechs, and regulators, the role of emerging technologies, and how collaboration can drive better outcomes for all players in the industry. 

Follow us to stay in the know!

]]> The relationship among banks, FinTechs, and regulators has never been more critical - or more complex for that matter. With technology advancing at breakneck speed, the challenge lies in striking a healthy balance between fostering innovation, while not compromising the safety and soundness of the financial services industry. In this episode of the Banking on Data podcast, host Ed Vincent sat down with industry experts Kirsten Muetzel and Jeanette Quick to unpack the intricate dynamics among banks, FinTechs, and regulators, the role of emerging technologies, and how collaboration can drive better outcomes for all players in the industry. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-16849629 Tue, 25 Mar 2025 09:00:00 -0400 2576 Bank, Fintech, Regulator, Colloboration, Fintech bank partnership, US Treasury, Compliance, Risk, ERM, new podcast alert 3 12 full false S3 | E11: Q1 Pulse Check: Kirsten Muetzel Shares 2025 Financial Services Vital Signs S3 | E11: Q1 Pulse Check: Kirsten Muetzel Shares 2025 Financial Services Vital Signs As the year 2025 unfolds, the financial services industry is experiencing shifts that few could have fully anticipated at the beginning of the year. From regulatory changes to the rapid advancement of artificial intelligence (AI), and global economic instability, financial institutions face a dynamic environment filled with both opportunities and risks. Kirsten Muetzel, Founder of KLM Advisory LLC, joins host Ed Vincent to discuss a quick pulse check on how Q1 unfolded and her predictions for the remainder of the year. 

Follow us to stay in the know!

]]> As the year 2025 unfolds, the financial services industry is experiencing shifts that few could have fully anticipated at the beginning of the year. From regulatory changes to the rapid advancement of artificial intelligence (AI), and global economic instability, financial institutions face a dynamic environment filled with both opportunities and risks. Kirsten Muetzel, Founder of KLM Advisory LLC, joins host Ed Vincent to discuss a quick pulse check on how Q1 unfolded and her predictions for the remainder of the year. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-16808600 Tue, 18 Mar 2025 09:00:00 -0400 2261 banks, credit union finance news, financial services, regulators, fintechs, 2025 predictions, podcast 3 11 full false S3 | E10: Why Should a Financial Institution CEO Prioritize ERM? S3 | E10: Why Should a Financial Institution CEO Prioritize ERM? Enterprise Risk Management (ERM) has long been viewed as a defensive function—something financial institutions do to satisfy regulators and avoid compliance issues. However, this perspective is outdated. In today’s volatile business environment, ERM is a strategic necessity that enables organizations to anticipate challenges, seize opportunities, and make more informed decisions. In this episode of The Banking on Data podcast, Shawn Ryan joins host, Edward Vincent to explore why ERM should be a CEO priority. They discuss the pitfalls of siloed risk management, the need for an enterprise-wide approach, and how organizations can elevate risk management to a strategic function. Most importantly, we examine why the Chief Risk Officer (CRO) should have a strong presence at the leadership table and work closely with their CEO to ensure risk isn’t an afterthought, but the key driver of decision-making.

Follow us to stay in the know!

]]> Enterprise Risk Management (ERM) has long been viewed as a defensive function—something financial institutions do to satisfy regulators and avoid compliance issues. However, this perspective is outdated. In today’s volatile business environment, ERM is a strategic necessity that enables organizations to anticipate challenges, seize opportunities, and make more informed decisions. In this episode of The Banking on Data podcast, Shawn Ryan joins host, Edward Vincent to explore why ERM should be a CEO priority. They discuss the pitfalls of siloed risk management, the need for an enterprise-wide approach, and how organizations can elevate risk management to a strategic function. Most importantly, we examine why the Chief Risk Officer (CRO) should have a strong presence at the leadership table and work closely with their CEO to ensure risk isn’t an afterthought, but the key driver of decision-making.

Follow us to stay in the know!

]]> Lumio Buzzsprout-16768012 Tue, 11 Mar 2025 09:00:00 -0400 999 ERM, Bank, Credit union, CEO, Risk and strategy, Risk Management, Strategic Risk, Risk 101, new podcast 3 10 full false S3 | E9: How CROs Can Leverage A.I. to Modernize Their Risk Program S3 | E9: How CROs Can Leverage A.I. to Modernize Their Risk Program Follow us to stay in the know!

]]> Follow us to stay in the know!

]]> Lumio Buzzsprout-16725483 Tue, 04 Mar 2025 09:00:00 -0500 1811 AI, ERM, Chief Risk Officer, Case Study, Community Bank, Artificial Intelligence, AI Prompts for banks 3 9 full false S3 | E8: How Vantage Bank Modernized Their ERM Program Through Data & Technology S3 | E8: How Vantage Bank Modernized Their ERM Program Through Data & Technology Data is not just a byproduct of operations—it is the foundation for strategic decision-making and risk management. Vantage Bank, a leading community bank out of San Antonio, Texas committed to innovation and operational excellence, has embraced this reality by modernizing its risk management program through data and technology.  In this episode of The Banking on Data Podcast, Ed Vincent, CEO of Lumio and host of the show, sat down with Joel Castaneda, EVP & CRO, and Shawn Main, EVP & Chief Business Architect at Vantage Bank, to discuss their transformation journey and a need for a modernized risk program. 

Follow us to stay in the know!

]]> Data is not just a byproduct of operations—it is the foundation for strategic decision-making and risk management. Vantage Bank, a leading community bank out of San Antonio, Texas committed to innovation and operational excellence, has embraced this reality by modernizing its risk management program through data and technology.  In this episode of The Banking on Data Podcast, Ed Vincent, CEO of Lumio and host of the show, sat down with Joel Castaneda, EVP & CRO, and Shawn Main, EVP & Chief Business Architect at Vantage Bank, to discuss their transformation journey and a need for a modernized risk program. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-16663953 Tue, 25 Feb 2025 09:00:00 -0500 1536 AI, ERM, Risk, RCSA, Texas bank, Community Banking, Bank, Risk Management, Bank Innovation, Data Management, Business Intelligence, Podcast 3 8 full false S3 | E7: Best Practices for a Successful RCSA Implementation S3 | E7: Best Practices for a Successful RCSA Implementation Implementing a Risk and Control Self-Assessment (RCSA) tool is a crucial step for financial institutions seeking to enhance their risk management frameworks. Starting with a well-executed RCSA process enables organizations to identify, assess, and mitigate risks effectively while ensuring compliance with regulatory requirements. However, successful implementation requires careful planning, stakeholder engagement, and the right technology to streamline workflows and improve organizational visibility.  Beth Nilles, Director of Lumio Implementations and resident RCSA expert, joined host Edward Vincent on this episode of the Risk Intel podcast to discuss best practices for implementing an RCSA process or tool. 

Follow us to stay in the know!

]]> Implementing a Risk and Control Self-Assessment (RCSA) tool is a crucial step for financial institutions seeking to enhance their risk management frameworks. Starting with a well-executed RCSA process enables organizations to identify, assess, and mitigate risks effectively while ensuring compliance with regulatory requirements. However, successful implementation requires careful planning, stakeholder engagement, and the right technology to streamline workflows and improve organizational visibility.  Beth Nilles, Director of Lumio Implementations and resident RCSA expert, joined host Edward Vincent on this episode of the Risk Intel podcast to discuss best practices for implementing an RCSA process or tool. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-16623833 Tue, 18 Feb 2025 08:00:00 -0500 986 Risk Assessment, RCSA, Risk and control self assessment, Compliance, ERM, IRM, integrated risk management, GRC, Risk, Risk Management 3 7 full false S3 | E6: SRA Watchtower + Lumio Insight: The Future of Risk & Business Intelligence S3 | E6: SRA Watchtower + Lumio Insight: The Future of Risk & Business Intelligence The latest episode of the Banking on Data Podcast featured Jeff Fink, Co-Founder of Lumio Insight, joining host Ed Vincent to discuss an exciting milestone — SRA Watchtower’s acquisition of Lumio Insight - now known as Lumio Solutions. This strategic move combines two companies with a shared vision: empowering community-based financial institutions with a holistic risk and business intelligence platform. Listen to the full interview to learn more about this exciting acquisition.

Follow us to stay in the know!

]]> The latest episode of the Banking on Data Podcast featured Jeff Fink, Co-Founder of Lumio Insight, joining host Ed Vincent to discuss an exciting milestone — SRA Watchtower’s acquisition of Lumio Insight - now known as Lumio Solutions. This strategic move combines two companies with a shared vision: empowering community-based financial institutions with a holistic risk and business intelligence platform. Listen to the full interview to learn more about this exciting acquisition.

Follow us to stay in the know!

]]> Lumio Buzzsprout-16583406 Tue, 11 Feb 2025 08:00:00 -0500 1214 M&A, Acquisition, ERM, Data, Data Analytics, BI, Business Intelligence, SaaS, Platform, Risk Management 3 6 full false S3 | E5: How To Drive A Calculation Methodology Within Your RCSA S3 | E5: How To Drive A Calculation Methodology Within Your RCSA In this episode of the Banking on Data Podcast, Beth Nilles joins host, Ed Vincent to discuss how to drive a calculation methodology within a bank's or credit union's Risk and Control Self-Assessments (RCSA) process. Listen to the full episode to learn tips and guidance on executing this within your institution.

Follow us to stay in the know!

]]> In this episode of the Banking on Data Podcast, Beth Nilles joins host, Ed Vincent to discuss how to drive a calculation methodology within a bank's or credit union's Risk and Control Self-Assessments (RCSA) process. Listen to the full episode to learn tips and guidance on executing this within your institution.

Follow us to stay in the know!

]]> Lumio Buzzsprout-16553196 Tue, 04 Feb 2025 09:00:00 -0500 914 Risk and Control Self-Assessments (RCSA), RCSA, ERM, GRC, Risk Management, Bank, Credit Union, New Podcast, Governance, Compliance 3 5 full false S3 | E4: Annual KRI Health Check: The Importance of Evolving Your Key Risk Indicators S3 | E4: Annual KRI Health Check: The Importance of Evolving Your Key Risk Indicators In this episode of the Banking on Data Podcast, Lumio’s own Cathy Jackson, VP of Client Services and a seasoned risk management expert joined host, Ed Vincent, to explore the evolving nature of Key Risk Indicators (KRIs) and how financial institutions can ensure their KRIs remain effective and actionable. Listen to the full episode to learn more.

Follow us to stay in the know!

]]> In this episode of the Banking on Data Podcast, Lumio’s own Cathy Jackson, VP of Client Services and a seasoned risk management expert joined host, Ed Vincent, to explore the evolving nature of Key Risk Indicators (KRIs) and how financial institutions can ensure their KRIs remain effective and actionable. Listen to the full episode to learn more.

Follow us to stay in the know!

]]> Lumio Buzzsprout-16512894 Tue, 28 Jan 2025 09:00:00 -0500 995 KRI, Key Risk Indicators, Annual Planning, Risk Management, ERM, GRC, Banking, CRO, Credit Union 3 4 full false S3 | E3: Part 3 | Using Data as a Strategic Asset With Jeff Fink, Lumio Insights S3 | E3: Part 3 | Using Data as a Strategic Asset With Jeff Fink, Lumio Insights In this episode of the Banking on Data Podcast, Ed Vincent, host of the show and CEO of Lumio, welcomed Jeff Fink from Lumio Insight, back to the show to explore the critical topic of risk mitigation in financial institutions. This third part of their conversation delved into the strategies, technologies, and frameworks that help organizations navigate today’s complex risk landscape. From securing sensitive data to addressing emerging threats, Jeff shared actionable insights on how banks and credit unions can proactively mitigate risks while driving innovation and maintaining regulatory compliance. Listen to the full episode below. 

Follow us to stay in the know!

]]> In this episode of the Banking on Data Podcast, Ed Vincent, host of the show and CEO of Lumio, welcomed Jeff Fink from Lumio Insight, back to the show to explore the critical topic of risk mitigation in financial institutions. This third part of their conversation delved into the strategies, technologies, and frameworks that help organizations navigate today’s complex risk landscape. From securing sensitive data to addressing emerging threats, Jeff shared actionable insights on how banks and credit unions can proactively mitigate risks while driving innovation and maintaining regulatory compliance. Listen to the full episode below. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-16469235 Tue, 21 Jan 2025 09:00:00 -0500 1624 data analytics, business intelligence, BI, ERM, Risk, Data management, Banks, Credit Union, new podcast 3 3 full false S3 | E2: Driving Banking Innovation In 2025 - Insights From Joseph Berry (KBW) S3 | E2: Driving Banking Innovation In 2025 - Insights From Joseph Berry (KBW) In this episode of the Banking on Data podcast, Joseph Berry, Co-head of Investment Banking at KBW, joined host Ed Vincent to share his insights into the evolving landscape of banking and FinTech and what will drive innovation in 2025. Joe discussed critical topics ranging from data analytics and customer profitability to the role of mergers and acquisitions (M&A) in driving innovation. Listen to the full episode to learn more. 

Follow us to stay in the know!

]]> In this episode of the Banking on Data podcast, Joseph Berry, Co-head of Investment Banking at KBW, joined host Ed Vincent to share his insights into the evolving landscape of banking and FinTech and what will drive innovation in 2025. Joe discussed critical topics ranging from data analytics and customer profitability to the role of mergers and acquisitions (M&A) in driving innovation. Listen to the full episode to learn more. 

Follow us to stay in the know!

]]> Lumio Buzzsprout-16415526 Tue, 14 Jan 2025 09:00:00 -0500 1561 Bank Trends, M&A, FinTech, Community Banking, Credit Unions, Data, Data Analytics, Business Intelligence, 2025 Trends, New Podcast, ERM 3 2 full false S3 | E1: Navigating the 2025 Banking M&A Landscape S3 | E1: Navigating the 2025 Banking M&A Landscape The Season 3 premiere of the Banking on Data Podcast brings a timely and thought-provoking discussion about the rapidly evolving M&A landscape in the banking sector and predictions for 2025. Host Ed Vincent welcomed Joseph Fenech, founder and Chief Information Officer of GenOpp Capital Management, to unpack the trends and strategies shaping this pivotal moment in banking consolidation. The episode highlighted the forces driving a surge in M&A activity, the differing dynamics for community and regional banks, and key strategies for a successful transaction. 

Follow us to stay in the know!

]]> The Season 3 premiere of the Banking on Data Podcast brings a timely and thought-provoking discussion about the rapidly evolving M&A landscape in the banking sector and predictions for 2025. Host Ed Vincent welcomed Joseph Fenech, founder and Chief Information Officer of GenOpp Capital Management, to unpack the trends and strategies shaping this pivotal moment in banking consolidation. The episode highlighted the forces driving a surge in M&A activity, the differing dynamics for community and regional banks, and key strategies for a successful transaction. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16376513 Tue, 07 Jan 2025 09:00:00 -0500 1834 Mergers, M&A, 2025 outlook, banking, mergers and acquisitions, Bank M&A, trends, new podcast, ERM, Risk, Compliance 3 1 full false S2 | E52: 2024 Risk Intel Rewind: The Top 10 Episodes You Can’t Miss S2 | E52: 2024 Risk Intel Rewind: The Top 10 Episodes You Can’t Miss SRA Watchtower's Risk Intel Podcast has become a leading resource for financial institutions and risk professionals seeking actionable insights into enterprise risk management (ERM). Hosted by Ed Vincent, CEO of SRA Watchtower, the podcast covers critical topics such as integrated risk management, data governance, and the role of technology in transforming risk practices. Whether you're a seasoned CRO or just stepping into the risk management field, these episodes provide valuable expertise from industry leaders. To wrap up season 2, we issued a poll to our audience and internal team members to find out what everyone's top 10 episodes were from 2024. Ed hosted SRA Watchtowers, VP of Marketing and producer of the Risk Intel Podcast, Ryan Donelson, and Niki White, Chief Growth Officer to walk us through the top 10 list and share their key takeaways. 

Follow us to stay in the know!

]]> SRA Watchtower's Risk Intel Podcast has become a leading resource for financial institutions and risk professionals seeking actionable insights into enterprise risk management (ERM). Hosted by Ed Vincent, CEO of SRA Watchtower, the podcast covers critical topics such as integrated risk management, data governance, and the role of technology in transforming risk practices. Whether you're a seasoned CRO or just stepping into the risk management field, these episodes provide valuable expertise from industry leaders. To wrap up season 2, we issued a poll to our audience and internal team members to find out what everyone's top 10 episodes were from 2024. Ed hosted SRA Watchtowers, VP of Marketing and producer of the Risk Intel Podcast, Ryan Donelson, and Niki White, Chief Growth Officer to walk us through the top 10 list and share their key takeaways. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16294090 Tue, 17 Dec 2024 08:00:00 -0500 1083 risk, spotify wrapped, top 10 list, ERM, GRC, Risk Management, Banking, Credit Union, New podcast 2 52 full false S2 | E51: Using Data as a Strategic Asset (Part 2) Governance Frameworks S2 | E51: Using Data as a Strategic Asset (Part 2) Governance Frameworks Season 2 | Ep. 51: Using Data as a Strategic Asset (Part 2) Governance Frameworks

Follow us to stay in the know!

]]> Season 2 | Ep. 51: Using Data as a Strategic Asset (Part 2) Governance Frameworks

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16228726 Tue, 10 Dec 2024 09:00:00 -0500 1491 full false S2 | E50: Using Data as a Strategic Asset (Part One) Data Architecture S2 | E50: Using Data as a Strategic Asset (Part One) Data Architecture In season two's 50th episode of The Risk Intel Podcast, host Ed Vincent, sat down with Jeff Fink, CEO and Co-founder of Lumio Insight, to share his view on the evolving role of data in financial institutions. Drawing on his extensive experience in data management, Jeff outlined how organizations can transform data into a strategic asset, unlocking its full potential to improve customer experiences, enhance operational efficiency, and manage risk effectively. Listen to the full episode to learn more!

Follow us to stay in the know!

]]> In season two's 50th episode of The Risk Intel Podcast, host Ed Vincent, sat down with Jeff Fink, CEO and Co-founder of Lumio Insight, to share his view on the evolving role of data in financial institutions. Drawing on his extensive experience in data management, Jeff outlined how organizations can transform data into a strategic asset, unlocking its full potential to improve customer experiences, enhance operational efficiency, and manage risk effectively. Listen to the full episode to learn more!

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16207185 Tue, 03 Dec 2024 09:00:00 -0500 1524 Data, risk management, GRC, Data Architecture, Data Governance, ERM, Data Management 2 50 full false S2 | E49: Integrated Risk Management: Leveraging Tools & Frameworks To Tell The Right Story S2 | E49: Integrated Risk Management: Leveraging Tools & Frameworks To Tell The Right Story Follow us to stay in the know!

]]> Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16156510 Tue, 26 Nov 2024 08:00:00 -0500 2014 risk, ERM, IRM, Enteprise risk, integrate risk management, GRC, technology, banking, credit union 2 49 full false S2 | E48: 2024 Election Insights: The Path Forward for Banks and Fintechs Under Trump’s Presidency S2 | E48: 2024 Election Insights: The Path Forward for Banks and Fintechs Under Trump’s Presidency In this Risk Intel Podcast, Ed Vincent sat down with Ian Moloney, SVP of Policy and Regulatory Affairs, and Hayden Cole, Director of Federal Government Affairs from the American FinTech Council (AFC), to analyze what the 2024 election results mean for financial services regulation, enforcement, and bank-FinTech partnerships. They explored expected regulatory shifts, changes in congressional leadership, and proactive strategies for financial institutions navigating these transitions. Every risk manager and financial institution leader should listen. 

Follow us to stay in the know!

]]> In this Risk Intel Podcast, Ed Vincent sat down with Ian Moloney, SVP of Policy and Regulatory Affairs, and Hayden Cole, Director of Federal Government Affairs from the American FinTech Council (AFC), to analyze what the 2024 election results mean for financial services regulation, enforcement, and bank-FinTech partnerships. They explored expected regulatory shifts, changes in congressional leadership, and proactive strategies for financial institutions navigating these transitions. Every risk manager and financial institution leader should listen. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16109996 Tue, 19 Nov 2024 09:00:00 -0500 2202 Fintech, US election, Trump, Banking, Credit Union, Risk, Election results, president 2 48 full false S2 | E47: Establishing a Resilient ERM Framework - Insights From Two Seasoned CROs S2 | E47: Establishing a Resilient ERM Framework - Insights From Two Seasoned CROs Follow us to stay in the know!

]]> Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16085227 Tue, 12 Nov 2024 09:00:00 -0500 1842 2 47 full false S2 | E46: Strengthening Bank-FinTech Partnerships - Phil Goldfeder, CEO, AFC S2 | E46: Strengthening Bank-FinTech Partnerships - Phil Goldfeder, CEO, AFC In the latest episode of the Risk Intel Podcast, Phil Goldfeder, CEO of the American Fintech Council (AFC) joined host Ed Vincent to delve into the evolving relationship between banks and fintech firms. Ed and Phil connect on the latest comment letter the AFC submitted in response to the joint Request for Information on Bank-Fintech Arrangements Involving Banking Products and Services Distributed to Consumers and Businesses (RFI) by the Board of Governors of the Federal Reserve (FRB or Federal Reserve), Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC) collectively referred to as the “Joint Agencies”.

Listen to the full episode, as Phil and Ed discuss the best practices and key takeaways from this RFI by the Joint Agencies. 

Follow us to stay in the know!

]]> In the latest episode of the Risk Intel Podcast, Phil Goldfeder, CEO of the American Fintech Council (AFC) joined host Ed Vincent to delve into the evolving relationship between banks and fintech firms. Ed and Phil connect on the latest comment letter the AFC submitted in response to the joint Request for Information on Bank-Fintech Arrangements Involving Banking Products and Services Distributed to Consumers and Businesses (RFI) by the Board of Governors of the Federal Reserve (FRB or Federal Reserve), Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC) collectively referred to as the “Joint Agencies”.

Listen to the full episode, as Phil and Ed discuss the best practices and key takeaways from this RFI by the Joint Agencies. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16045102 Tue, 05 Nov 2024 09:00:00 -0500 1909 Fintech, Technology, Bank, Credit union, Regulators, Podcast, Risk, Risk Management, Regulations, Fintech news 2 46 full false S2 | E45: Scary Stories of Risk Management S2 | E45: Scary Stories of Risk Management Happy Halloween! This special episode of the Risk Intel podcast features scary stories of risk management. Coming from real-life experiences from our team member’s days in banking. Host, Ed Vincent, is joined by Shawn Ryan, Beth Nilles, Niki White, Megan Turcios, Trent Terry, and Cathy Jackson for a series of short spooky stories. Curl up with a nice cider and get ready to hear the dark side of risk management, along with some tips to ensure you don’t end up a scary story yourself!

Follow us to stay in the know!

]]> Happy Halloween! This special episode of the Risk Intel podcast features scary stories of risk management. Coming from real-life experiences from our team member’s days in banking. Host, Ed Vincent, is joined by Shawn Ryan, Beth Nilles, Niki White, Megan Turcios, Trent Terry, and Cathy Jackson for a series of short spooky stories. Curl up with a nice cider and get ready to hear the dark side of risk management, along with some tips to ensure you don’t end up a scary story yourself!

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-16010838 Tue, 29 Oct 2024 10:00:00 -0400 882 risk, risk management, ERM, Compliance, Story, Bank, Credit Union, Halloween, podcast 2 45 full false S2 | E44: Building a Strong Foundation for Risk Reporting S2 | E44: Building a Strong Foundation for Risk Reporting Effective risk management reporting is essential for decision-making, regulatory compliance, and overall institutional success. Whether you're considering licensing a third-party risk Intelligence solution or building your own reporting framework, understanding key principles and data perspectives will guide you toward a robust, scalable system. Sam Utz, SRA Watchtower Product Analyst joined host Ed Vincent on this episode of the Risk Intel podcast to explore foundational aspects of reporting such as data governance, creating an infrastructure, configurability vs customization, and breaking down the differences between shallow and deep views of data that financial institutions should prioritize. Tune in to listen to the full episode on building a strong foundation for risk reporting. 

Follow us to stay in the know!

]]> Effective risk management reporting is essential for decision-making, regulatory compliance, and overall institutional success. Whether you're considering licensing a third-party risk Intelligence solution or building your own reporting framework, understanding key principles and data perspectives will guide you toward a robust, scalable system. Sam Utz, SRA Watchtower Product Analyst joined host Ed Vincent on this episode of the Risk Intel podcast to explore foundational aspects of reporting such as data governance, creating an infrastructure, configurability vs customization, and breaking down the differences between shallow and deep views of data that financial institutions should prioritize. Tune in to listen to the full episode on building a strong foundation for risk reporting. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15962319 Tue, 22 Oct 2024 09:00:00 -0400 1138 data, analytics, reporting, risk, ERM, Compliance, Data visualization, SaaS, Board of Director, Risk Team, Bank, Credit Unions 2 44 full false S2 | E43: How to Storm Proof Your ERM Program S2 | E43: How to Storm Proof Your ERM Program In this episode of Risk Intel, host Ed Vincent, CEO of SRA Watchtower, is joined by Shawn Ryan, CFO of SRA Watchtower, and Niki White, CGO of SRA Watchtower to discuss the importance of natural disaster preparedness within financial institutions. As climate risks grow and on the heels of two back-to-back hurricanes, financial entities must be proactive to help strengthen their risk management frameworks to protect key assets and ensure operational resilience. 

Many people have been significantly impacted by the recent hurricanes Helene and Milton. Please find the below link to donate to the American Red Cross to support those impacted. https://www.redcross.org/donate/donation.html/

Follow us to stay in the know!

]]> In this episode of Risk Intel, host Ed Vincent, CEO of SRA Watchtower, is joined by Shawn Ryan, CFO of SRA Watchtower, and Niki White, CGO of SRA Watchtower to discuss the importance of natural disaster preparedness within financial institutions. As climate risks grow and on the heels of two back-to-back hurricanes, financial entities must be proactive to help strengthen their risk management frameworks to protect key assets and ensure operational resilience. 

Many people have been significantly impacted by the recent hurricanes Helene and Milton. Please find the below link to donate to the American Red Cross to support those impacted. https://www.redcross.org/donate/donation.html/

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15926204 Tue, 15 Oct 2024 10:00:00 -0400 970 Natural Disaster, new podcast, risk, ERM, banking, BCP planning, Compliance, Helene, Milton, Hurricane 2 43 full false S2 | E42: US Agriculture: 2024 Industry Risk Analysis (Part Two) S2 | E42: US Agriculture: 2024 Industry Risk Analysis (Part Two) In this episode of the Risk Intel podcast, the host of the show and SRA Watchtower’s CEO, Edward Vincent, welcomed Amitabh Bhargava, Senior Managing Director of Credit Portfolio Management for SRA Consulting back to the show to continue the conversation from last week on the recent U.S. Department of Agriculture’s (USDA) 2024 Farm Sector survey released in September 2024. The two discussed the implications for risk management in the agricultural sector, diving deeper into credit risk, how climate change can impact farm and aglending, and also discussed non-credit risks.

Follow us to stay in the know!

]]> In this episode of the Risk Intel podcast, the host of the show and SRA Watchtower’s CEO, Edward Vincent, welcomed Amitabh Bhargava, Senior Managing Director of Credit Portfolio Management for SRA Consulting back to the show to continue the conversation from last week on the recent U.S. Department of Agriculture’s (USDA) 2024 Farm Sector survey released in September 2024. The two discussed the implications for risk management in the agricultural sector, diving deeper into credit risk, how climate change can impact farm and aglending, and also discussed non-credit risks.

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15885207 Tue, 08 Oct 2024 10:00:00 -0400 1342 Farm Bank, AgLending, Credit Risk, Non Credit Risk, Operational Risks, ERM, Compliance, Survey data, Data trends, bank technology, whitepaper 2 42 full false S2 | E41: US Agriculture 2024 Industry Risk Analysis (Part One) S2 | E41: US Agriculture 2024 Industry Risk Analysis (Part One) The U.S. agricultural sector is facing a challenging transition. Following a period of record profitability in 2021 and 2022, the latest USDA 2024 Farm Sector Income Forecast released in September of 2024, projects a continuing decline in farm income. According to Amitabh Bhargava, a seasoned expert in credit risk and portfolio risk management, farm incomes dropped nearly 29% in 2023 and are expected to fall another 9-10% in 2024. This decline represents a slowing of the income reduction but signals continued financial stress for farmers across the nation. Listen to the conversation where host Ed Vincent asks Amitabh to dive into the trends from the recent survey data.

Follow us to stay in the know!

]]> The U.S. agricultural sector is facing a challenging transition. Following a period of record profitability in 2021 and 2022, the latest USDA 2024 Farm Sector Income Forecast released in September of 2024, projects a continuing decline in farm income. According to Amitabh Bhargava, a seasoned expert in credit risk and portfolio risk management, farm incomes dropped nearly 29% in 2023 and are expected to fall another 9-10% in 2024. This decline represents a slowing of the income reduction but signals continued financial stress for farmers across the nation. Listen to the conversation where host Ed Vincent asks Amitabh to dive into the trends from the recent survey data.

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15828743 Tue, 01 Oct 2024 09:00:00 -0400 1091 ERM, Risk, Credit Risk, Agriculture, Ag Lending, Farm Credit, Survey Data, Compliance, Farm bank, Risk Consulting, banking, Risk Management 2 41 full false S2 | E40: Client-Driven Success: Implementing More Than Software S2 | E40: Client-Driven Success: Implementing More Than Software In episode 40 of the Risk Intel podcast, host Edward Vincent sat down with Sharon Campbell, VP of Client Services at SRA Watchtower, to explore the evolving role of client services in the SaaS industry. Today’s client services teams do much more than just manage or implement software — they’re instrumental in driving successful client outcomes, integrating risk management solutions, and aligning these tools with business strategy. Sharon’s extensive experience in leading client-facing teams in financial institutions and SaaS companies positions her as an expert on how a service-driven approach can empower banks and financial firms to meet their risk management goals. In this episode, she dives into key strategies for integrating client feedback, creating efficient onboarding processes, and helping banks and credit unions adopt risk intelligence platforms with little to no IT dependency. 

Follow us to stay in the know!

]]> In episode 40 of the Risk Intel podcast, host Edward Vincent sat down with Sharon Campbell, VP of Client Services at SRA Watchtower, to explore the evolving role of client services in the SaaS industry. Today’s client services teams do much more than just manage or implement software — they’re instrumental in driving successful client outcomes, integrating risk management solutions, and aligning these tools with business strategy. Sharon’s extensive experience in leading client-facing teams in financial institutions and SaaS companies positions her as an expert on how a service-driven approach can empower banks and financial firms to meet their risk management goals. In this episode, she dives into key strategies for integrating client feedback, creating efficient onboarding processes, and helping banks and credit unions adopt risk intelligence platforms with little to no IT dependency. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15788574 Tue, 24 Sep 2024 09:00:00 -0400 1347 ERM, Risk, Risk Management, Client Services, Implementation, Software, SaaS, Bank, GRC, Credit Unions 2 40 full false S2 | E39: Client-Driven Success: Client Journey & Engaging Early And Often S2 | E39: Client-Driven Success: Client Journey & Engaging Early And Often In today’s fast-paced business environment, understand the client journey is more critical than ever. No matter what industry you’re in, understanding how to guide clients through every phase of their experience can make or break your organization’s success. In part two of this Client-Driven Success series of the Risk Intel Podcast, Ed Vincent, CEO of SRA Watchtower, sits down with Sharon Campbell, the leader of Client Services, to explore how a proactive approach to the client journey can lead to long-term success, advocacy, and strong partnerships. Listen as we dive deeper into how organizations can enhance their client journey and the importance of engaging "early and often." 

Follow us to stay in the know!

]]> In today’s fast-paced business environment, understand the client journey is more critical than ever. No matter what industry you’re in, understanding how to guide clients through every phase of their experience can make or break your organization’s success. In part two of this Client-Driven Success series of the Risk Intel Podcast, Ed Vincent, CEO of SRA Watchtower, sits down with Sharon Campbell, the leader of Client Services, to explore how a proactive approach to the client journey can lead to long-term success, advocacy, and strong partnerships. Listen as we dive deeper into how organizations can enhance their client journey and the importance of engaging "early and often." 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15760994 Tue, 17 Sep 2024 09:00:00 -0400 721 Risk, ERM, Banking, Credit Union, Implementation, SaaS, News, Training Compliance 2 39 full false S2 | E38: Client-Driven Success: Insights on Building a Client-led Culture S2 | E38: Client-Driven Success: Insights on Building a Client-led Culture In this episode of the Risk Intel podcast, host Edward Vincent sat down with Sharon Campbell, VP of Client Services at SRA Watchtower, to explore the essential components of a successful client-led organization. Sharon’s extensive experience in leading client-facing teams across financial institutions and SaaS organizations positions her as an expert on how businesses can elevate their client services to deliver outstanding results. Throughout the conversation, Sharon shares valuable insights on how she has built a client-first culture at SRA Watchtower, differentiating between client services, client experience, and client success. She also speaks about the critical role of feedback in shaping client relationships. Tune in to listen to the full episode!

Follow us to stay in the know!

]]> In this episode of the Risk Intel podcast, host Edward Vincent sat down with Sharon Campbell, VP of Client Services at SRA Watchtower, to explore the essential components of a successful client-led organization. Sharon’s extensive experience in leading client-facing teams across financial institutions and SaaS organizations positions her as an expert on how businesses can elevate their client services to deliver outstanding results. Throughout the conversation, Sharon shares valuable insights on how she has built a client-first culture at SRA Watchtower, differentiating between client services, client experience, and client success. She also speaks about the critical role of feedback in shaping client relationships. Tune in to listen to the full episode!

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15721401 Tue, 10 Sep 2024 09:00:00 -0400 1033 Risk, Bank, Credit Union, ERM, RMA, Client Services, Product Led, SaaS, ERM Platform 2 38 full false S2 | E37: From Stuck to Start: Taking the First Step in Risk Management S2 | E37: From Stuck to Start: Taking the First Step in Risk Management In this episode of the Risk Intel Podcast, SRA Watchtower CEO, Ed Vincent teams up with Niki White, Chief Growth Officer to explore the concept of "starting where you are" in risk management. This discussion sheds light on how organizations can overcome the common paralysis that can come with over-planning and how to take actionable steps toward effective risk management. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, SRA Watchtower CEO, Ed Vincent teams up with Niki White, Chief Growth Officer to explore the concept of "starting where you are" in risk management. This discussion sheds light on how organizations can overcome the common paralysis that can come with over-planning and how to take actionable steps toward effective risk management. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15687442 Tue, 03 Sep 2024 09:00:00 -0400 852 ERM, Risk, GRC, Bank, Credit Union, BankNews, Risk Management, RegTech 2 37 full false S2 | E36: What's The Difference Between GRC and Audit? S2 | E36: What's The Difference Between GRC and Audit? In today's complex financial landscape, effective risk management is critical for the stability and success of any financial institution. Governance, Risk, and Compliance (GRC) teams play a central role in this process, ensuring that organizations are well-protected against potential risks while maintaining compliance with regulatory standards. But how exactly does GRC fit into the broader picture of Enterprise Risk Management (ERM) and how does GRC differ from the Audit function? This Risk Intel episode features Cathy Jackson, Director or Implementations at SRA Watchtower, who answers four key questions to help you understand the responsibilities of the GRC and Audit teams, how they operate, and how they integrate with ERM. Give it a listen to learn more.

Follow us to stay in the know!

]]> In today's complex financial landscape, effective risk management is critical for the stability and success of any financial institution. Governance, Risk, and Compliance (GRC) teams play a central role in this process, ensuring that organizations are well-protected against potential risks while maintaining compliance with regulatory standards. But how exactly does GRC fit into the broader picture of Enterprise Risk Management (ERM) and how does GRC differ from the Audit function? This Risk Intel episode features Cathy Jackson, Director or Implementations at SRA Watchtower, who answers four key questions to help you understand the responsibilities of the GRC and Audit teams, how they operate, and how they integrate with ERM. Give it a listen to learn more.

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15631184 Tue, 27 Aug 2024 09:00:00 -0400 927 ERM, Audit, GRC, Banking, Credit Union, Risk Management 2 36 full false S2 | E35: Not All Risks Are Created Equal: Enterprise Risk Management VS Audit S2 | E35: Not All Risks Are Created Equal: Enterprise Risk Management VS Audit In this episode of the Risk Intel podcast, host Ed Vincent, invites Niki White, Chief Growth Officer at SRA Watchtower, back to the show to discuss the critical differences between enterprise risk management (ERM) and the audit functions within a financial institution. The discussion centers on the three lines of defense model, a widely recognized framework in risk management. Here’s a breakdown of how ERM and audit functions differ across each line of defense and technology's role in enhancing these functions. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel podcast, host Ed Vincent, invites Niki White, Chief Growth Officer at SRA Watchtower, back to the show to discuss the critical differences between enterprise risk management (ERM) and the audit functions within a financial institution. The discussion centers on the three lines of defense model, a widely recognized framework in risk management. Here’s a breakdown of how ERM and audit functions differ across each line of defense and technology's role in enhancing these functions. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15607725 Tue, 20 Aug 2024 09:00:00 -0400 822 ERM, Audit, Chief Risk Officer, Banks, Credit Union, Risk Management, GRC, Technology 2 35 full false S2 | E34: KRI Reporting and Analytics Consumption S2 | E34: KRI Reporting and Analytics Consumption In this episode of the Risk Intel Podcast, Claire Jordan, SRA Watchtower’s Vice President of Product joins host Ed Vincent to explore the critical role of Key Risk Indicators (KRIs) in enabling risk-informed strategic and operational decisions within financial institutions. The episode dives into the nuances of how different stakeholders consume KRIs and how effective dashboards and reports can support this process. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, Claire Jordan, SRA Watchtower’s Vice President of Product joins host Ed Vincent to explore the critical role of Key Risk Indicators (KRIs) in enabling risk-informed strategic and operational decisions within financial institutions. The episode dives into the nuances of how different stakeholders consume KRIs and how effective dashboards and reports can support this process. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15556957 Tue, 13 Aug 2024 09:00:00 -0400 1362 ERM, Risk, Compliance, Reporting, Bank, Credit Union, Analytics, Technology, AI 2 34 full false S2 | E33: Why Quantitative Benchmarks Lead to Actionable Insights S2 | E33: Why Quantitative Benchmarks Lead to Actionable Insights In the latest Risk Intel Podcast episode, Edward Vincent, CEO of SRA Watchtower, hosts an enlightening discussion with Cathy Jackson, Director of Watchtower Implementation, and Claire Jordan, VP of Product. This episode is a deep dive into best practices for evolving an Enterprise Risk Management (ERM) program, focusing on regulatory guidance, quantitative vs. qualitative metrics, peer data, and risk appetite.

Follow us to stay in the know!

]]> In the latest Risk Intel Podcast episode, Edward Vincent, CEO of SRA Watchtower, hosts an enlightening discussion with Cathy Jackson, Director of Watchtower Implementation, and Claire Jordan, VP of Product. This episode is a deep dive into best practices for evolving an Enterprise Risk Management (ERM) program, focusing on regulatory guidance, quantitative vs. qualitative metrics, peer data, and risk appetite.

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15541472 Tue, 06 Aug 2024 15:00:00 -0400 921 2 33 full false S2 | E32: Collecting More Timely and Frequent Data S2 | E32: Collecting More Timely and Frequent Data In this episode of the Risk Intel Podcast, SRA Watchtower CEO Edward Vincent and Cathy Jackson, Director of Watchtower Implementation, delve into the best practices for evolving an Enterprise Risk Management (ERM) program. This insightful conversation covers the historical overview of risk management, the current state and challenges, emerging trends, and the driving forces behind the shift toward collecting more timely and frequent data. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, SRA Watchtower CEO Edward Vincent and Cathy Jackson, Director of Watchtower Implementation, delve into the best practices for evolving an Enterprise Risk Management (ERM) program. This insightful conversation covers the historical overview of risk management, the current state and challenges, emerging trends, and the driving forces behind the shift toward collecting more timely and frequent data. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15495121 Tue, 30 Jul 2024 15:00:00 -0400 1132 ERM, Risk Management, Credit Union, Banks, Risk Maturity, Risk Assessments 2 32 full false S2 | E31: Setting the Standard: Building a Baseline of Key Risk Indicators for Financial Institutions S2 | E31: Setting the Standard: Building a Baseline of Key Risk Indicators for Financial Institutions In this episode of the Risk Intel Podcast, Ed Vincent, host and CEO of SRA Watchtower, invites Cathy Jackson, Director of Watchtower Implementation to the show to delve into the transformative shift in risk management within financial institutions. This discussion is part one of a multi-part series focusing on best practices for enhancing Enterprise Risk Management (ERM) programs or building new ones to operate in a risk-informed decision-making environment. Key points discussed include focusing on the criteria for identifying baseline Key Risk Indicators (KRIs), their characteristics, the value of adhering to a standard set, the importance of consistent monitoring, and the data sources. Listen to learn more.

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, Ed Vincent, host and CEO of SRA Watchtower, invites Cathy Jackson, Director of Watchtower Implementation to the show to delve into the transformative shift in risk management within financial institutions. This discussion is part one of a multi-part series focusing on best practices for enhancing Enterprise Risk Management (ERM) programs or building new ones to operate in a risk-informed decision-making environment. Key points discussed include focusing on the criteria for identifying baseline Key Risk Indicators (KRIs), their characteristics, the value of adhering to a standard set, the importance of consistent monitoring, and the data sources. Listen to learn more.

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15453254 Tue, 23 Jul 2024 09:00:00 -0400 1069 ERM, Risk Management, Banking, Credit Union, Risk Assessment, Framework, KRIs, Technology 2 31 full false S2 | E30: Driving Change in Risk Management: Insights from the Field S2 | E30: Driving Change in Risk Management: Insights from the Field In the ever-evolving landscape of financial risk management, the ability to accurately assess and manage risk is paramount. This episode of the Risk Intel Podcast, hosted by Ed Vincent sheds light on the transformative power of risk maturity self-assessments in building robust enterprise risk management programs. Joined by Niki White, Chief Growth Officer at SRA Watchtower, the discussion delves into the nuances of self-guided risk maturity frameworks and how they can help financial institutions achieve internal buy-in for their risk programs. Listen to learn more.

Follow us to stay in the know!

]]> In the ever-evolving landscape of financial risk management, the ability to accurately assess and manage risk is paramount. This episode of the Risk Intel Podcast, hosted by Ed Vincent sheds light on the transformative power of risk maturity self-assessments in building robust enterprise risk management programs. Joined by Niki White, Chief Growth Officer at SRA Watchtower, the discussion delves into the nuances of self-guided risk maturity frameworks and how they can help financial institutions achieve internal buy-in for their risk programs. Listen to learn more.

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15406026 Tue, 16 Jul 2024 09:00:00 -0400 844 ERM, Risk, Compliance, Chief Risk Officer, Bank, Credit Unions, Risk Assessment 2 30 full false S2 | E29: Optimizing Third-Party Risk Management: Due Diligence, Contracting, and Monitoring S2 | E29: Optimizing Third-Party Risk Management: Due Diligence, Contracting, and Monitoring In this episode of the Risk Intel Podcast, host Ed Vincent invites Shawn Ryan back to the show to dive deeper into the recent Interagency Third-Party Risk Management (TPRM) Guidance released in May 2024. The guidance from the Federal Reserve, FDIC, and the OCC included five critical aspects of third-party risk management: planning, due diligence, contract negotiation, ongoing monitoring, and termination.  In Part 1 of this series, Shawn discussed in detail the Planning and Termination stages of third-party engagement. In this episode, Shawn covers the critical aspects of due diligence, contracting, and monitoring that financial institutions must navigate, especially when dealing with FinTech and RegTech firms. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, host Ed Vincent invites Shawn Ryan back to the show to dive deeper into the recent Interagency Third-Party Risk Management (TPRM) Guidance released in May 2024. The guidance from the Federal Reserve, FDIC, and the OCC included five critical aspects of third-party risk management: planning, due diligence, contract negotiation, ongoing monitoring, and termination.  In Part 1 of this series, Shawn discussed in detail the Planning and Termination stages of third-party engagement. In this episode, Shawn covers the critical aspects of due diligence, contracting, and monitoring that financial institutions must navigate, especially when dealing with FinTech and RegTech firms. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15385349 Tue, 09 Jul 2024 09:00:00 -0400 1456 Fintech, regtech, risk, ERM, Risk management, Bank, credit union 2 29 full false S2 | E28: Enhancing Third-Party Risk Management: How to Safely Onboard & Partner with FinTechs S2 | E28: Enhancing Third-Party Risk Management: How to Safely Onboard & Partner with FinTechs In this episode of the Risk Intel Podcast, host Ed Vincent, sat down with Shawn Ryan, Chief Financial Officer at SRA Watchtower, to delve into the intricacies of third-party risk management relating to safely onboarding FinTech partners. Their discussion centered on the recent May 2024 joint interagency guidance on third-party risk management and its implications for community banks. This episode is a must-listen for financial institutions navigating the complex landscape of risk and innovation. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, host Ed Vincent, sat down with Shawn Ryan, Chief Financial Officer at SRA Watchtower, to delve into the intricacies of third-party risk management relating to safely onboarding FinTech partners. Their discussion centered on the recent May 2024 joint interagency guidance on third-party risk management and its implications for community banks. This episode is a must-listen for financial institutions navigating the complex landscape of risk and innovation. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15340776 Tue, 02 Jul 2024 09:00:00 -0400 1117 ERM, Risk Management, Banking, Credit Union, Risk News, FinTech, Third Party Risk Management, Compliance 2 28 full false S2 | E27: The Decision to Change & The Cost of Inaction S2 | E27: The Decision to Change & The Cost of Inaction Follow us to stay in the know!

]]> Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15302684 Tue, 25 Jun 2024 09:00:00 -0400 1652 Risk Management, Internal Selling, Cost of Inaction, Cycle of Change, Process Management ERM 2 27 full false S2 | E26: Cultivating a Culture of Risk: Efficiency, Strategy, and Shareholder Value S2 | E26: Cultivating a Culture of Risk: Efficiency, Strategy, and Shareholder Value In this insightful episode, Ed Vincent, CEO at SRA Watchtower continues the conversation with Niki White, Chief Growth Officer at SRA Watchtower. Building on their previous discussion, they delve into how a robust risk culture can be quantified to enhance institutional efficiency, strategic alignment, and shareholder value. Listen to learn more.

Follow us to stay in the know!

]]> In this insightful episode, Ed Vincent, CEO at SRA Watchtower continues the conversation with Niki White, Chief Growth Officer at SRA Watchtower. Building on their previous discussion, they delve into how a robust risk culture can be quantified to enhance institutional efficiency, strategic alignment, and shareholder value. Listen to learn more.

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15250909 Tue, 18 Jun 2024 12:00:00 -0400 994 2 26 full false S2 | E25: Transforming Perception - Strategies for Effective Risk Culture S2 | E25: Transforming Perception - Strategies for Effective Risk Culture In this Risk Intel Podcast episode, host Ed Vincent and Niki White, Chief Growth Officer at SRA Watchtower and former Chief Risk Officer, delved into the intricacies of establishing and cultivating a culture of risk within financial institutions. Their discussion highlighted key drivers that influence risk culture and offered valuable insights on transforming the perception and reality of risk leadership. 

Follow us to stay in the know!

]]> In this Risk Intel Podcast episode, host Ed Vincent and Niki White, Chief Growth Officer at SRA Watchtower and former Chief Risk Officer, delved into the intricacies of establishing and cultivating a culture of risk within financial institutions. Their discussion highlighted key drivers that influence risk culture and offered valuable insights on transforming the perception and reality of risk leadership. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15224843 Tue, 11 Jun 2024 09:00:00 -0400 1089 Risk, Culture, Strategy, Banking, Credit Unions, ERM, Software 2 25 full false S2 | E24: The Importance of Risk Appetite Statements, w/ Guest Tyler Pihl, Service Credit Union S2 | E24: The Importance of Risk Appetite Statements, w/ Guest Tyler Pihl, Service Credit Union In this episode of the Risk Intel Podcast, we invite Tyler Pihl, VP - Enterprise Risk at Service Credit Union back to the show to share best practices and guidance on crafting risk appetite statements. Tyler provides valuable insights on rewriting and maintaining risk appetite statements, integrating risk management into organizational culture, and shares concrete examples with our audience. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, we invite Tyler Pihl, VP - Enterprise Risk at Service Credit Union back to the show to share best practices and guidance on crafting risk appetite statements. Tyler provides valuable insights on rewriting and maintaining risk appetite statements, integrating risk management into organizational culture, and shares concrete examples with our audience. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15171119 Tue, 04 Jun 2024 09:00:00 -0400 1691 ERM, enterprise risk, credit unions, CU, Risk technology, risk appetite 2 24 full false S2 | E23: How Service Credit Union Created a Proactive Risk Culture S2 | E23: How Service Credit Union Created a Proactive Risk Culture In this episode of the Risk Intel Podcast, Tyler Pihl, VP of Enterprise Risk at Service Credit Union joins the show to share his journey and expertise on building a proactive risk culture.  Tyler highlights the evolution of ERM at Service CU, the importance of communication and relationships, and the continuous effort required to maintain a robust risk management framework. Listen for valuable tips and advice on creating a risk culture.

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, Tyler Pihl, VP of Enterprise Risk at Service Credit Union joins the show to share his journey and expertise on building a proactive risk culture.  Tyler highlights the evolution of ERM at Service CU, the importance of communication and relationships, and the continuous effort required to maintain a robust risk management framework. Listen for valuable tips and advice on creating a risk culture.

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15130296 Tue, 28 May 2024 10:00:00 -0400 1634 Credit Union, Risk, ERM, Risk Culture, Banking, Risk Software, Enterprise Risk 2 23 full false S2 | E22: 2024 Third-Party Risk Management Guidance: Phil Goldfeder, CEO, American Fintech Council S2 | E22: 2024 Third-Party Risk Management Guidance: Phil Goldfeder, CEO, American Fintech Council In the fast-paced world of FinTech, navigating regulatory landscapes requires a keen understanding of evolving standards and proactive collaboration. Listen as we explore insights from a recent Risk Intel episode featuring Phil Goldfeder, CEO of the American Fintech Council, and Ed Vincent, CEO of SRA Watchtower as they discuss regulations around third-party risk management and how the new Guide for Community Banks can be leveraged.  Let's dive into three key themes: continuous adaptation, the importance of regulatory guidance and best practices, and the need for collaboration and communication. 

Follow us to stay in the know!

]]> In the fast-paced world of FinTech, navigating regulatory landscapes requires a keen understanding of evolving standards and proactive collaboration. Listen as we explore insights from a recent Risk Intel episode featuring Phil Goldfeder, CEO of the American Fintech Council, and Ed Vincent, CEO of SRA Watchtower as they discuss regulations around third-party risk management and how the new Guide for Community Banks can be leveraged.  Let's dive into three key themes: continuous adaptation, the importance of regulatory guidance and best practices, and the need for collaboration and communication. 

Follow us to stay in the know!

]]> SRA Watchtower Buzzsprout-15087572 Tue, 21 May 2024 09:00:00 -0400 1262 ERM, RegTech, Banking, Finance, Fintech, FinTech News, Third Party Risk Management, Compliance 2 22 full false S2 | E21: Risk Management Hot Topics with Guest: Debbie Bianucci, President & CEO, ProSight Financial Association S2 | E21: Risk Management Hot Topics with Guest: Debbie Bianucci, President & CEO, ProSight Financial Association In the ever-evolving landscape of financial services, risk management stands as a critical pillar safeguarding the integrity and stability of institutions. Recently, the Risk Intel Podcast had the privilege of hosting Debbie Bianucci, the President and CEO of ProSight Financial Association, to delve into key risk management trends in banking. Debbie also unveiled the vision behind the merger of BAI and RMA, culminating in the formation of ProSight Financial Association.

Follow us to stay in the know!

]]> In the ever-evolving landscape of financial services, risk management stands as a critical pillar safeguarding the integrity and stability of institutions. Recently, the Risk Intel Podcast had the privilege of hosting Debbie Bianucci, the President and CEO of ProSight Financial Association, to delve into key risk management trends in banking. Debbie also unveiled the vision behind the merger of BAI and RMA, culminating in the formation of ProSight Financial Association.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-15040377 Tue, 14 May 2024 12:00:00 -0400 1119 risk management, RMA, BAI, Prosight, ERM, Banking, Credit Union, Compliance 2 21 full false S2 | E20: Unearthing Hidden Factories: Essential Diagnostic Questions for Financial Institutions S2 | E20: Unearthing Hidden Factories: Essential Diagnostic Questions for Financial Institutions  In the latest episode of the Risk Intel podcast by SRA Watchtower, CEO Edward Vincent and Chief Growth Officer Niki White delve into a crucial aspect of risk management within financial institutions: identifying and dismantling hidden factories. The episode offers actionable diagnostic questions across four key areas: reporting, operations & processes, personnel, and budgeting & planning. Let's explore these takeaways in detail. 

Follow us to stay in the know!

]]>  In the latest episode of the Risk Intel podcast by SRA Watchtower, CEO Edward Vincent and Chief Growth Officer Niki White delve into a crucial aspect of risk management within financial institutions: identifying and dismantling hidden factories. The episode offers actionable diagnostic questions across four key areas: reporting, operations & processes, personnel, and budgeting & planning. Let's explore these takeaways in detail. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-15040698 Tue, 07 May 2024 12:00:00 -0400 705 2 20 full false S2 | E19: Cost of Operating Hidden Factories…Real World Examples S2 | E19: Cost of Operating Hidden Factories…Real World Examples In this episode of the Risk Intel podcast, we bring back ERM experts Cathy Jackson, Beth Nilles, and Niki White to recap their previous examples of identifying hidden factories within their financial institutions. Each guest shared real-life examples to highlight the importance of mitigating risks associated with redundant processes and helped to quantify the potential costs of these hidden factories causing inefficiencies. Listen to learn more!

Follow us to stay in the know!

]]> In this episode of the Risk Intel podcast, we bring back ERM experts Cathy Jackson, Beth Nilles, and Niki White to recap their previous examples of identifying hidden factories within their financial institutions. Each guest shared real-life examples to highlight the importance of mitigating risks associated with redundant processes and helped to quantify the potential costs of these hidden factories causing inefficiencies. Listen to learn more!

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14978345 Tue, 30 Apr 2024 09:00:00 -0400 841 Risk, hidden factories, ERM, Risk Management, Compliance, Banking, Finance 2 19 full false S2 | E18: Implementation to Optimization: Addressing Hidden Factories When Rolling out New Software S2 | E18: Implementation to Optimization: Addressing Hidden Factories When Rolling out New Software In this episode of the Risk Intel Podcast, we continue the conversation of hidden factories and highlight real-world examples from subject matter experts in risk management, across the banking industry. Today’s guest is Cathy Jackson, Director of Implementations for Watchtower, who brings a unique perspective to the table, having experienced hidden factories, both within financial institutions and while assisting in the implementation of enterprise risk management software. Listen in to host Ed Vincent and Cathy Jackson’s conversation or read the summary below to learn more. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, we continue the conversation of hidden factories and highlight real-world examples from subject matter experts in risk management, across the banking industry. Today’s guest is Cathy Jackson, Director of Implementations for Watchtower, who brings a unique perspective to the table, having experienced hidden factories, both within financial institutions and while assisting in the implementation of enterprise risk management software. Listen in to host Ed Vincent and Cathy Jackson’s conversation or read the summary below to learn more. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14914808 Tue, 23 Apr 2024 08:00:00 -0400 619 Risk, Hidden Factory, compliance, bank, Risk Management, ERM, Software 2 18 full false S2 | E17: Inefficiencies of Spreadsheets and Manual Data Entry: A Hidden Factory Lesson S2 | E17: Inefficiencies of Spreadsheets and Manual Data Entry: A Hidden Factory Lesson  In the latest episode of the Risk Intel podcast, Beth Nilles, Watchtower's Director of Implementations, sheds light on the pervasive issues of hidden factories within the banking industry. Through a candid discussion with host Ed Vincent, Beth shares her firsthand experiences and insights into the operational challenges faced by financial institutions, particularly in the realm of data management, data analysis, and the time it takes to compile reporting when relying on manual processes. 

Follow us to stay in the know!

]]>  In the latest episode of the Risk Intel podcast, Beth Nilles, Watchtower's Director of Implementations, sheds light on the pervasive issues of hidden factories within the banking industry. Through a candid discussion with host Ed Vincent, Beth shares her firsthand experiences and insights into the operational challenges faced by financial institutions, particularly in the realm of data management, data analysis, and the time it takes to compile reporting when relying on manual processes. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14890872 Tue, 16 Apr 2024 09:00:00 -0400 471 Risk, ERM, Hidden Factory, Banking, Credit Union, Risk Management, Compliance 2 17 full false S2 | E16: SOX in a Box: A Hidden Factory Example S2 | E16: SOX in a Box: A Hidden Factory Example In this Risk Intel Podcast, host Ed Vincent invites Niki White, Chief Growth Officer at SRA Watchtower to the show to share a real-world example from her past life as a Chief Risk Officer that epitomizes the challenges of hidden factories in risk management. Niki shares a funny story that revolves around one seemingly innocuous box in her office that doubled as a makeshift space heater stand. Little did she know, this unassuming box concealed a treasure trove of essential documentation pertaining to control certifications and attestations – the bank's SOX documentation from her predecessor!

While we’ll have to save how a space heater is an entirely different risk for another day, listen to learn about Niki’s “SOX in a Box” hidden factory story.

Follow us to stay in the know!

]]> In this Risk Intel Podcast, host Ed Vincent invites Niki White, Chief Growth Officer at SRA Watchtower to the show to share a real-world example from her past life as a Chief Risk Officer that epitomizes the challenges of hidden factories in risk management. Niki shares a funny story that revolves around one seemingly innocuous box in her office that doubled as a makeshift space heater stand. Little did she know, this unassuming box concealed a treasure trove of essential documentation pertaining to control certifications and attestations – the bank's SOX documentation from her predecessor!

While we’ll have to save how a space heater is an entirely different risk for another day, listen to learn about Niki’s “SOX in a Box” hidden factory story.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14835782 Tue, 09 Apr 2024 09:00:00 -0400 679 Risk, SOX, Compliance, ERM, Risk Assessments, Hidden Factory 2 16 full false S2 | E15: Don’t Wait for the Accident to Happen: Uncover Your Hidden Factories S2 | E15: Don’t Wait for the Accident to Happen: Uncover Your Hidden Factories Hidden factories are prevalent throughout all industries, banking is not exempt. These inefficiencies lurk beneath the surface, silently eroding productivity and increasing risk. In the latest episode of the Risk Intel Podcast, the focus is squarely on uncovering these elusive inefficiencies. Host and SRA Watchtower CEO Edward Vincent and guest Shawn Ryan, SRA Watchtower CFO and seasoned expert with over three decades of experience in the field delve into the critical importance of identifying and addressing hidden factories, particularly in the realm of risk management.

Miss the first two episodes in this series? Click below to catch-up.

Follow us to stay in the know!

]]> Hidden factories are prevalent throughout all industries, banking is not exempt. These inefficiencies lurk beneath the surface, silently eroding productivity and increasing risk. In the latest episode of the Risk Intel Podcast, the focus is squarely on uncovering these elusive inefficiencies. Host and SRA Watchtower CEO Edward Vincent and guest Shawn Ryan, SRA Watchtower CFO and seasoned expert with over three decades of experience in the field delve into the critical importance of identifying and addressing hidden factories, particularly in the realm of risk management.

Miss the first two episodes in this series? Click below to catch-up.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14803669 Tue, 02 Apr 2024 08:00:00 -0400 1232 risk, ERM, hidden factories, banking, risk management, compliance, risk assessment 2 15 full false S2 | E14: What Does a Hidden Factory Look Like Inside a Bank? S2 | E14: What Does a Hidden Factory Look Like Inside a Bank? In this Risk Intel podcast, host Edward Vincent welcomed back Shawn Ryan, Chief Financial Officer at Strategic Risk Associates (SRA) to continue the conversation of hidden factories and what a Hidden Factory could look like inside a bank? These covert inefficiencies, often overlooked, can significantly impede operational effectiveness and risk management efforts, necessitating proactive measures for identification and mitigation. 

Follow us to stay in the know!

]]> In this Risk Intel podcast, host Edward Vincent welcomed back Shawn Ryan, Chief Financial Officer at Strategic Risk Associates (SRA) to continue the conversation of hidden factories and what a Hidden Factory could look like inside a bank? These covert inefficiencies, often overlooked, can significantly impede operational effectiveness and risk management efforts, necessitating proactive measures for identification and mitigation. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14732085 Tue, 26 Mar 2024 08:00:00 -0400 924 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance, RCSA, Hidden Factory 2 14 full false S2 | E13: What is a Hidden Factory? S2 | E13: What is a Hidden Factory? In this episode of the Risk Intel Podcast, industry veteran Shawn Ryan joined host, Ed Vincent to share invaluable insights into what is a hidden factory and how these types of risks could be lurking within banking operations. With over 30 years of experience in financial institutions, Shawn sheds light on the concept of hidden factories and their implications for banks. Listen to learn about the key takeaways from this enlightening discussion. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, industry veteran Shawn Ryan joined host, Ed Vincent to share invaluable insights into what is a hidden factory and how these types of risks could be lurking within banking operations. With over 30 years of experience in financial institutions, Shawn sheds light on the concept of hidden factories and their implications for banks. Listen to learn about the key takeaways from this enlightening discussion. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14697802 Tue, 19 Mar 2024 09:00:00 -0400 916 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance, RCSA, Hidden Factory 2 13 full false S2 | E12: Inside RCSA: A New Approach To RCSA Modules S2 | E12: Inside RCSA: A New Approach To RCSA Modules Effective risk management is paramount to the success of Financial Institutions. Beth Nilles, a leading expert at SRA, joined Ed Vincent on the Risk Intel Podcast to discuss the innovative strides being made in risk and control self-assessment (RCSA) implementations at Strategic Risk Associates. The conversation delved into the why and how behind the development of SRA's groundbreaking RCSA module designed to address common challenges and elevate risk management practices to new heights. Based on conversations with financial institutions around the country, Beth found there are four standouts to a successful RCSA module: simplifying complexity, engaging the first line, seamless integration, and implementation excellence. Listen to learn more about Watchtower's integrated RCSA module and how it can help your institution streamline the risk assessment process. 

Follow us to stay in the know!

]]> Effective risk management is paramount to the success of Financial Institutions. Beth Nilles, a leading expert at SRA, joined Ed Vincent on the Risk Intel Podcast to discuss the innovative strides being made in risk and control self-assessment (RCSA) implementations at Strategic Risk Associates. The conversation delved into the why and how behind the development of SRA's groundbreaking RCSA module designed to address common challenges and elevate risk management practices to new heights. Based on conversations with financial institutions around the country, Beth found there are four standouts to a successful RCSA module: simplifying complexity, engaging the first line, seamless integration, and implementation excellence. Listen to learn more about Watchtower's integrated RCSA module and how it can help your institution streamline the risk assessment process. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14654266 Tue, 12 Mar 2024 09:00:00 -0400 771 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance, RCSA 2 12 full false S2 | E11: Inside RCSA: Enhancing Bank Operations Through Proactive Risk Management S2 | E11: Inside RCSA: Enhancing Bank Operations Through Proactive Risk Management In today's rapidly evolving financial landscape, effective risk management is paramount for the success and stability of banks. One crucial tool in this endeavor is a Risk and Control Self-Assessment (RCSA), which provides insights into operational risks and informs strategic decision-making. In this episode of the Risk Intel Podcast,  Beth Nilles, Director of Implementation at SRA, shared valuable insights into how RCSA can enhance bank operations. Listen to explore how RCSA is shaping risk management practices in the banking industry. 

Follow us to stay in the know!

]]> In today's rapidly evolving financial landscape, effective risk management is paramount for the success and stability of banks. One crucial tool in this endeavor is a Risk and Control Self-Assessment (RCSA), which provides insights into operational risks and informs strategic decision-making. In this episode of the Risk Intel Podcast,  Beth Nilles, Director of Implementation at SRA, shared valuable insights into how RCSA can enhance bank operations. Listen to explore how RCSA is shaping risk management practices in the banking industry. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14609881 Tue, 05 Mar 2024 08:00:00 -0500 664 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance, RCSA 2 11 full false S2 | E10: Inside RCSA: Best Practices and Strategies for Proactive Risk Management S2 | E10: Inside RCSA: Best Practices and Strategies for Proactive Risk Management In the ever-evolving landscape of risk management, organizations are constantly seeking effective strategies to identify, assess, and mitigate risks. One such strategy gaining traction is Risk and Control Self-Assessment (RCSA), a method that empowers businesses to proactively manage risks from within. In a recent episode of the Risk Intel Podcast, industry expert Beth Nilles joins host Edward Vincent to share valuable insights into RCSA implementation and its impact on organizational risk management practices. 

Follow us to stay in the know!

]]> In the ever-evolving landscape of risk management, organizations are constantly seeking effective strategies to identify, assess, and mitigate risks. One such strategy gaining traction is Risk and Control Self-Assessment (RCSA), a method that empowers businesses to proactively manage risks from within. In a recent episode of the Risk Intel Podcast, industry expert Beth Nilles joins host Edward Vincent to share valuable insights into RCSA implementation and its impact on organizational risk management practices. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14588638 Thu, 29 Feb 2024 08:00:00 -0500 703 ERM, Risk, Risk Management, Risk Assessments, Compliance, RCSA 2 10 full false S2 | E9: 2023 Lessons Learned & 2024 Risk Management Hot Topics With Joseph S. Berry, Co-Head of Investment Banking at KBW, Inc. S2 | E9: 2023 Lessons Learned & 2024 Risk Management Hot Topics With Joseph S. Berry, Co-Head of Investment Banking at KBW, Inc. In this episode of the Risk Intel Podcast, we had the privilege of hosting Joseph S. Berry, Co-Head of Investment Banking at Keefe, Bruyette, & Woods (KBW), a Stifel Company. With over 25 years of strategic advisory experience, Joe shares his expertise and insights into the ever-evolving landscape of financial services, regulatory challenges, and risk management in 2024. Listen to learn more.

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, we had the privilege of hosting Joseph S. Berry, Co-Head of Investment Banking at Keefe, Bruyette, & Woods (KBW), a Stifel Company. With over 25 years of strategic advisory experience, Joe shares his expertise and insights into the ever-evolving landscape of financial services, regulatory challenges, and risk management in 2024. Listen to learn more.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14579123 Tue, 27 Feb 2024 09:00:00 -0500 1567 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech, Compliance 2 9 full false S2 l E8: CRO Succession Planning: Consequences of Ineffective Planning & Lessons Learned S2 l E8: CRO Succession Planning: Consequences of Ineffective Planning & Lessons Learned  In this episode of Risk Intel, we're delving deep into the critical topic of succession planning with Michael Glotz, CEO of SRA Consulting. Building upon our previous conversation, we'll explore key considerations, best practices, and real-world examples to help organizations navigate the complexities of leadership transitions in risk management. 

Follow us to stay in the know!

]]>  In this episode of Risk Intel, we're delving deep into the critical topic of succession planning with Michael Glotz, CEO of SRA Consulting. Building upon our previous conversation, we'll explore key considerations, best practices, and real-world examples to help organizations navigate the complexities of leadership transitions in risk management. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14530512 Tue, 20 Feb 2024 00:00:00 -0500 1181 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 2 8 full false S2 | E7: CRO Succession Planning: Best Practices For Banks S2 | E7: CRO Succession Planning: Best Practices For Banks Succession planning stands as a cornerstone of organizational management, especially within the risk departments of financial institutions. In a recent episode of the Risk Intel Podcast, host Ed Vincent, CEO of SRA Watchtower and guest Michael Glotz, CEO of SRA Consulting delved into the intricacies of succession planning in risk management. 

Follow us to stay in the know!

]]> Succession planning stands as a cornerstone of organizational management, especially within the risk departments of financial institutions. In a recent episode of the Risk Intel Podcast, host Ed Vincent, CEO of SRA Watchtower and guest Michael Glotz, CEO of SRA Consulting delved into the intricacies of succession planning in risk management. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14489657 Tue, 13 Feb 2024 08:00:00 -0500 911 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech, Compliance 2 7 full false S2 | E6: Unlocking RCSAs: Tools, Techniques, and Regulatory Collaboration S2 | E6: Unlocking RCSAs: Tools, Techniques, and Regulatory Collaboration In the dynamic landscape of financial risk management, this episode of the Risk Intel Podcast unveils a treasure trove of strategic insights. Our guest is industry veteran Doug Cargnel, boasting nearly 30 years of operational risk management and audit experience, the conversation centers around the crucial components of Risk and Control Self-Assessment (RCSA). Listen to learn about the key tools, practical tips, and regulatory collaboration strategies related to RCSA. 

Follow us to stay in the know!

]]> In the dynamic landscape of financial risk management, this episode of the Risk Intel Podcast unveils a treasure trove of strategic insights. Our guest is industry veteran Doug Cargnel, boasting nearly 30 years of operational risk management and audit experience, the conversation centers around the crucial components of Risk and Control Self-Assessment (RCSA). Listen to learn about the key tools, practical tips, and regulatory collaboration strategies related to RCSA. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14421097 Tue, 06 Feb 2024 10:00:00 -0500 1398 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech, Compliance, RCSA 2 6 full false S2 | E5: From Concept to Reality: Enacting RCSA in Financial Institutions S2 | E5: From Concept to Reality: Enacting RCSA in Financial Institutions In this episode of the Risk Intel Podcast, host Ed Vincent welcomes Doug Cargnel back to the show to help explain some of the practical aspects of enacting a Risk and Control Self-Assessment (RCSA). Doug is a compliance expert, who brings nearly 30 years of operational risk management and audit experience in the financial sector. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, host Ed Vincent welcomes Doug Cargnel back to the show to help explain some of the practical aspects of enacting a Risk and Control Self-Assessment (RCSA). Doug is a compliance expert, who brings nearly 30 years of operational risk management and audit experience in the financial sector. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14341044 Tue, 30 Jan 2024 08:00:00 -0500 837 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance 2 5 full false S2 | E4: Fintech Forecast 2024: Regulatory Trends and Challenges with AFC S2 | E4: Fintech Forecast 2024: Regulatory Trends and Challenges with AFC In the second part of this Risk Intel podcast with Ian P. Moloney, SVP and Head of Policy & Regulatory Affairs at the American Fintech Council (AFC), the focus shifts to the anticipated regulatory landscape of 2024 and how it could impact banks and FinTechs. Let's dive into the key insights and predictions discussed in this conversation. 

Follow us to stay in the know!

]]> In the second part of this Risk Intel podcast with Ian P. Moloney, SVP and Head of Policy & Regulatory Affairs at the American Fintech Council (AFC), the focus shifts to the anticipated regulatory landscape of 2024 and how it could impact banks and FinTechs. Let's dive into the key insights and predictions discussed in this conversation. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14339607 Tue, 23 Jan 2024 08:00:00 -0500 1147 2 4 full false S2 | E3: Navigating FinTech Regulations: A Look Back at 2023 with AFC S2 | E3: Navigating FinTech Regulations: A Look Back at 2023 with AFC In the dynamic world of FinTech, staying ahead of regulatory changes is crucial for both innovation and consumer protection. In a recent episode of the Risk Intel podcast, Edward Vincent, CEO of Strategic Risk Associates (SRA) Watchtower, sat down with Ian P. Moloney, SVP, Head of Policy & Regulatory Affairs at the American FinTech Council (AFC), to delve into the regulatory landscape of 2023 and its potential impact on the FinTech industry this year in 2024. 

Follow us to stay in the know!

]]> In the dynamic world of FinTech, staying ahead of regulatory changes is crucial for both innovation and consumer protection. In a recent episode of the Risk Intel podcast, Edward Vincent, CEO of Strategic Risk Associates (SRA) Watchtower, sat down with Ian P. Moloney, SVP, Head of Policy & Regulatory Affairs at the American FinTech Council (AFC), to delve into the regulatory landscape of 2023 and its potential impact on the FinTech industry this year in 2024. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14279031 Tue, 16 Jan 2024 09:00:00 -0500 1366 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 2 3 full false S2 | E2: Boost Your Risk IQ: Understanding RCSAs with Doug Cargnel S2 | E2: Boost Your Risk IQ: Understanding RCSAs with Doug Cargnel In this episode of SRA’s Risk Intel Podcast, host Ed Vincent engages in a captivating conversation with Doug Cargnel, a seasoned professional boasting nearly three decades of operational risk management and audit expertise. The central theme of their discussion? Risk and Control Self-Assessments (RCSAs) – a pivotal component of a cutting-edge risk management program. This is part one of a three-part series to better understand and discover RCSA best practices. 

Follow us to stay in the know!

]]> In this episode of SRA’s Risk Intel Podcast, host Ed Vincent engages in a captivating conversation with Doug Cargnel, a seasoned professional boasting nearly three decades of operational risk management and audit expertise. The central theme of their discussion? Risk and Control Self-Assessments (RCSAs) – a pivotal component of a cutting-edge risk management program. This is part one of a three-part series to better understand and discover RCSA best practices. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14247741 Tue, 09 Jan 2024 09:00:00 -0500 832 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance, RCSA 2 2 full false S2 | E1: Integrating Risk Management For Strategic Growth: Insights from Robin Greenlee, CRO at MapleMark Bank S2 | E1: Integrating Risk Management For Strategic Growth: Insights from Robin Greenlee, CRO at MapleMark Bank To kick off season two of the Risk Intel Podcast, Ed Vincent, host of the show and CEO of SRA Watchtower welcomed back Robin Greenlee, Chief Risk Officer at MapleMark Bank. The two delved into crucial aspects of scaling a risk management program and the importance of aligning it with the organization’s strategic growth objectives. 

Follow us to stay in the know!

]]> To kick off season two of the Risk Intel Podcast, Ed Vincent, host of the show and CEO of SRA Watchtower welcomed back Robin Greenlee, Chief Risk Officer at MapleMark Bank. The two delved into crucial aspects of scaling a risk management program and the importance of aligning it with the organization’s strategic growth objectives. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14210763 Tue, 02 Jan 2024 09:00:00 -0500 1817 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance 2 1 full false S1 | E31: Establishing a Risk Management Program Foundation - Robin Greenlee, CRO, MapleMark Bank S1 | E31: Establishing a Risk Management Program Foundation - Robin Greenlee, CRO, MapleMark Bank In episode 31 of the Risk Intel Podcast, host Ed Vincent, CEO of SRA Watchtower is joined by Robin Greenlee, Chief Risk Officer at MapleMark Bank. In this first installment of a two-part series, Robin shares insights into the challenges and successes of establishing a solid foundation of a risk management program during her early days at MapleMark and hits on six key themes. Listen to learn more.

Follow us to stay in the know!

]]> In episode 31 of the Risk Intel Podcast, host Ed Vincent, CEO of SRA Watchtower is joined by Robin Greenlee, Chief Risk Officer at MapleMark Bank. In this first installment of a two-part series, Robin shares insights into the challenges and successes of establishing a solid foundation of a risk management program during her early days at MapleMark and hits on six key themes. Listen to learn more.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14100956 Tue, 12 Dec 2023 09:00:00 -0500 1312 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 31 full false S1 | E30: Unpacking CFPB’s Proposed Rule on Digital Payments Oversight With Guests From Davis Wright Tremaine S1 | E30: Unpacking CFPB’s Proposed Rule on Digital Payments Oversight With Guests From Davis Wright Tremaine In the latest episode of the Risk Intel Podcast, host, Ed Vincent, CEO of SRA Watchtower, engages in an enlightening discussion with Ryan Richardson and Andy Lorentz, seasoned attorneys and regulatory experts at Davis Wright Tremaine, LLP. This insightful episode unveils the intricacies of the newly proposed Consumer Financial Protection Bureau (CFPB) rule on Digital Payments that aims to extend supervisory authority to larger non-bank participants. 

Join Ed, Ryan, and Andy as they navigate the regulatory landscape, shedding light on the potential changes and implications for non-bank entities engaged in diverse consumer financial activities. The conversation also delves into the nuances of direct versus indirect supervision and unravels the challenges faced by technology companies operating in the financial services realm. 

Follow us to stay in the know!

]]> In the latest episode of the Risk Intel Podcast, host, Ed Vincent, CEO of SRA Watchtower, engages in an enlightening discussion with Ryan Richardson and Andy Lorentz, seasoned attorneys and regulatory experts at Davis Wright Tremaine, LLP. This insightful episode unveils the intricacies of the newly proposed Consumer Financial Protection Bureau (CFPB) rule on Digital Payments that aims to extend supervisory authority to larger non-bank participants. 

Join Ed, Ryan, and Andy as they navigate the regulatory landscape, shedding light on the potential changes and implications for non-bank entities engaged in diverse consumer financial activities. The conversation also delves into the nuances of direct versus indirect supervision and unravels the challenges faced by technology companies operating in the financial services realm. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14071500 Tue, 05 Dec 2023 09:00:00 -0500 2362 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech, Compliance 1 30 full false S1 | E29: Safeguarding Success - Best Practices for Risk Committee Charters Revealed S1 | E29: Safeguarding Success - Best Practices for Risk Committee Charters Revealed In episode 29, host Ed Vincent is joined by Michael Glotz, Co-founder and CEO of SRA Consulting, to discuss the importance and implementation of risk committee charters. The main points Glotz communicates in this episode is (1) what is the role of the risk committee, (2) does the organization have the right Chief Risk Officer and risk staff in place, and (3) is the risk committee effective in its role, which can be evaluated by conducting an annual self-assessment. Listen to learn more. 

Follow us to stay in the know!

]]> In episode 29, host Ed Vincent is joined by Michael Glotz, Co-founder and CEO of SRA Consulting, to discuss the importance and implementation of risk committee charters. The main points Glotz communicates in this episode is (1) what is the role of the risk committee, (2) does the organization have the right Chief Risk Officer and risk staff in place, and (3) is the risk committee effective in its role, which can be evaluated by conducting an annual self-assessment. Listen to learn more. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-14040317 Tue, 28 Nov 2023 09:00:00 -0500 510 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 29 full false S1 | E28: Approaching $1B in Assets: How FNB of Middle Tennessee Optimizes Risk Management S1 | E28: Approaching $1B in Assets: How FNB of Middle Tennessee Optimizes Risk Management In the dynamic landscape of banking, risk management plays a pivotal role in ensuring stability and growth, no matter the size of the bank. Scott Uselton, the Chief Risk Officer (CRO) at First National Bank of Middle Tennessee (FNBMT), shares valuable insights gained over his 12-year journey, shedding light on the bank's evolution, his experience as a Chief Risk Officer, and strategies for effective risk management approaching $1B in assets. 

Follow us to stay in the know!

]]> In the dynamic landscape of banking, risk management plays a pivotal role in ensuring stability and growth, no matter the size of the bank. Scott Uselton, the Chief Risk Officer (CRO) at First National Bank of Middle Tennessee (FNBMT), shares valuable insights gained over his 12-year journey, shedding light on the bank's evolution, his experience as a Chief Risk Officer, and strategies for effective risk management approaching $1B in assets. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13948783 Mon, 13 Nov 2023 12:00:00 -0500 1702 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 28 full false S1 | E27: From Issue Tracking to Risk Improvement Activities S1 | E27: From Issue Tracking to Risk Improvement Activities Episode #27 of the Risk Intel Podcast engaged in a conversation with Strategic Risk Associates (SRA) Co-founder and CEO of SRA Consulting, Michael Glotz.  Ed Vincent, CEO of SRA Watchtower's SaaS side of the business and host of the show explored the significance of risk improvement activities, often referred to as "issue tracking." This podcast shed light on how this crucial aspect of risk management is integrated into SRA's Watchtower platform and its pivotal role in optimizing risk management.

Follow us to stay in the know!

]]> Episode #27 of the Risk Intel Podcast engaged in a conversation with Strategic Risk Associates (SRA) Co-founder and CEO of SRA Consulting, Michael Glotz.  Ed Vincent, CEO of SRA Watchtower's SaaS side of the business and host of the show explored the significance of risk improvement activities, often referred to as "issue tracking." This podcast shed light on how this crucial aspect of risk management is integrated into SRA's Watchtower platform and its pivotal role in optimizing risk management.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13902644 Tue, 07 Nov 2023 08:00:00 -0500 581 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 27 full false S1 | E26: Why Strategy and Risk Are Two Sides of the Same Coin S1 | E26: Why Strategy and Risk Are Two Sides of the Same Coin In this episode of the Risk Intel podcast, host Ed Vincent sits down with Niki White, Chief Growth Officer at Strategic Risk Associates (SRA), to unravel the relationship between strategy and risk in the banking industry. Join us as we explore how these two critical elements are essentially two sides of the same coin, and why they must work hand in hand to drive success. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel podcast, host Ed Vincent sits down with Niki White, Chief Growth Officer at Strategic Risk Associates (SRA), to unravel the relationship between strategy and risk in the banking industry. Join us as we explore how these two critical elements are essentially two sides of the same coin, and why they must work hand in hand to drive success. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13872783 Tue, 31 Oct 2023 10:00:00 -0400 317 1 26 full false S1 | E25: Inside Risk Categories: Unraveling the Banking Industry's Core Challenges S1 | E25: Inside Risk Categories: Unraveling the Banking Industry's Core Challenges In this episode of the "Risk Intel" podcast, host Edward Vincent had the privilege of sitting down with Michael Glotz, the CEO and Co-Founder of SRA Consulting. This insightful discussion centered on the eight critical categories of risk that form the backbone of risk management and unraveled the banking industry's core challenges. 

Follow us to stay in the know!

]]> In this episode of the "Risk Intel" podcast, host Edward Vincent had the privilege of sitting down with Michael Glotz, the CEO and Co-Founder of SRA Consulting. This insightful discussion centered on the eight critical categories of risk that form the backbone of risk management and unraveled the banking industry's core challenges. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13828499 Tue, 24 Oct 2023 09:00:00 -0400 1001 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 25 full false S1 | E24: CROs and Risk Committees: Key Insights for Banks S1 | E24: CROs and Risk Committees: Key Insights for Banks  In this episode of the Risk Intel podcast, CEO and Co-founder of Strategic Risk Associates (SRA), Michael Glotz, joined host Ed Vincent to delve into the dynamics of effectively engaging risk committees in the financial sector. This insightful conversation provides a wealth of knowledge about the roles, responsibilities, and best practices associated with these committees, offering valuable insights for banking executives and Chief Risk Officers (CROs). 

Follow us to stay in the know!

]]>  In this episode of the Risk Intel podcast, CEO and Co-founder of Strategic Risk Associates (SRA), Michael Glotz, joined host Ed Vincent to delve into the dynamics of effectively engaging risk committees in the financial sector. This insightful conversation provides a wealth of knowledge about the roles, responsibilities, and best practices associated with these committees, offering valuable insights for banking executives and Chief Risk Officers (CROs). 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13773553 Tue, 17 Oct 2023 09:00:00 -0400 631 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance 1 24 full false S1 | E23: Unlocking The Power of Program Risk Assessments in Financial Institutions S1 | E23: Unlocking The Power of Program Risk Assessments in Financial Institutions In the ever-evolving landscape of banking and finance, managing risk is a top priority for institutions of all sizes. In this episode of the Risk Intel podcast, host Ed Vincent was joined by SRA compliance experts Beth Nilles and Mike Jones. Together, they delved into the world of program risk assessments, shedding light on their historical use, current practices, and modernized best practices for financial institutions.

Follow us to stay in the know!

]]> In the ever-evolving landscape of banking and finance, managing risk is a top priority for institutions of all sizes. In this episode of the Risk Intel podcast, host Ed Vincent was joined by SRA compliance experts Beth Nilles and Mike Jones. Together, they delved into the world of program risk assessments, shedding light on their historical use, current practices, and modernized best practices for financial institutions.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13730055 Tue, 10 Oct 2023 09:00:00 -0400 735 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance 1 23 full false S1 | E22: Why Should Banks Under $1B in Assets Invest in ERM? S1 | E22: Why Should Banks Under $1B in Assets Invest in ERM? Follow us to stay in the know!

]]> Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13679670 Thu, 28 Sep 2023 11:00:00 -0400 324 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance 1 22 full false S1 | E21: Expert Analysis of Resilience & Risks in Agricultural Lending S1 | E21: Expert Analysis of Resilience & Risks in Agricultural Lending In this episode of the SRA Risk Intel podcast, industry experts Peery Heldreth and Amitabh Bhargava shared their insights into agricultural lending and the current state of the US agricultural and farming sector. If you're short on time and can't listen to the full episode, visit our blog where we've summarized the essential takeaways and valuable insights from this informative discussion. 

Follow us to stay in the know!

]]> In this episode of the SRA Risk Intel podcast, industry experts Peery Heldreth and Amitabh Bhargava shared their insights into agricultural lending and the current state of the US agricultural and farming sector. If you're short on time and can't listen to the full episode, visit our blog where we've summarized the essential takeaways and valuable insights from this informative discussion. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13656636 Tue, 26 Sep 2023 09:00:00 -0400 1264 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech, Compliance 1 21 full false S1 | E20: Program Risk Assessments: Regulatory Requirements & Their Strategic Value S1 | E20: Program Risk Assessments: Regulatory Requirements & Their Strategic Value In this episode of the SRA Risk Intel Podcast, host Ed Vincent was joined by Beth Nilles, Director of Watchtower Implementations, and Mike Jones, Chief Compliance Officer to help shed light on the vital topic of Program Risk Assessments in the banking sector. With decades of combined experience in the industry, their insights provide a comprehensive understanding of this crucial component of risk management. Listen to learn more! 

Follow us to stay in the know!

]]> In this episode of the SRA Risk Intel Podcast, host Ed Vincent was joined by Beth Nilles, Director of Watchtower Implementations, and Mike Jones, Chief Compliance Officer to help shed light on the vital topic of Program Risk Assessments in the banking sector. With decades of combined experience in the industry, their insights provide a comprehensive understanding of this crucial component of risk management. Listen to learn more! 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13611140 Tue, 19 Sep 2023 08:00:00 -0400 728 ERM, Risk, Risk Consulting, Risk Management, Risk Assessments, Compliance 1 20 full false S1 | E19: Ed Haski | Insights From a Risk Management Enthusiast S1 | E19: Ed Haski | Insights From a Risk Management Enthusiast In episode 19 of the Risk Intel Podcast, Ed Haski from our partners at the Risk Management Association (RMA) shared invaluable insights derived from his extensive career managing risk in the banking sector. Ed's journey, spanning from small community banks to major investment banks, has rendered him a seasoned expert in the realm of risk management. Listen and learn about Ed's key takeaways from his career in risk management in the banking industry.

‍

Follow us to stay in the know!

]]> In episode 19 of the Risk Intel Podcast, Ed Haski from our partners at the Risk Management Association (RMA) shared invaluable insights derived from his extensive career managing risk in the banking sector. Ed's journey, spanning from small community banks to major investment banks, has rendered him a seasoned expert in the realm of risk management. Listen and learn about Ed's key takeaways from his career in risk management in the banking industry.

‍

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13571805 Tue, 12 Sep 2023 09:00:00 -0400 1127 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 19 full false S1 | E18: From Manual to Data-Driven ERM: Blackhawk Bank's Path to Success S1 | E18: From Manual to Data-Driven ERM: Blackhawk Bank's Path to Success In this episode of the Risk Intel Podcast, Karen Kleckner, a seasoned expert with over 20 years of experience at the FDIC as a bank risk examiner, shared her insights into building and implementing an Enterprise Risk Management (ERM) program at Blackhawk Bank. The episode delved into the challenges, strategies, and lessons learned throughout the journey of establishing an effective and data-driven risk management program. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, Karen Kleckner, a seasoned expert with over 20 years of experience at the FDIC as a bank risk examiner, shared her insights into building and implementing an Enterprise Risk Management (ERM) program at Blackhawk Bank. The episode delved into the challenges, strategies, and lessons learned throughout the journey of establishing an effective and data-driven risk management program. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13513281 Tue, 05 Sep 2023 09:00:00 -0400 1325 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech, Compliance 1 18 full false S1 | E17: Guarding Against Risk: Leveraging a Compliance Risk Maturity Framework S1 | E17: Guarding Against Risk: Leveraging a Compliance Risk Maturity Framework In today's rapidly evolving financial landscape, staying compliant with ever-changing laws and regulations is a critical challenge for Banks and FinTechs. To shed light on this topic, we recently had the privilege of hosting Mike Jones, Chief Compliance Officer at Strategic Risk Associates (SRA), on our Risk Intel podcast. Mike's vast experience in compliance and FinTech risk brings a unique perspective to the table, making the conversation invaluable for anyone navigating the complex world of compliance.

Follow us to stay in the know!

]]> In today's rapidly evolving financial landscape, staying compliant with ever-changing laws and regulations is a critical challenge for Banks and FinTechs. To shed light on this topic, we recently had the privilege of hosting Mike Jones, Chief Compliance Officer at Strategic Risk Associates (SRA), on our Risk Intel podcast. Mike's vast experience in compliance and FinTech risk brings a unique perspective to the table, making the conversation invaluable for anyone navigating the complex world of compliance.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13469881 Tue, 29 Aug 2023 07:00:00 -0400 645 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech, Compliance 1 17 full false S1 | E16: (Part 2) Navigating the Complex World of FinTech Partnerships A Deep Dive into Regulatory Guidance S1 | E16: (Part 2) Navigating the Complex World of FinTech Partnerships A Deep Dive into Regulatory Guidance In part two of this series with Davis Wright Tremaine LLP, Ed Vincent, steered an insightful discussion on the intricate landscape of third-party risk management within the complicated realm of FinTech-bank partnerships. Also discussed was how the Third-Party Risk Management Lifecycle Tool was created and how we partnered together to bring it to market. 

Check out part one of this series here.

Follow us to stay in the know!

]]> In part two of this series with Davis Wright Tremaine LLP, Ed Vincent, steered an insightful discussion on the intricate landscape of third-party risk management within the complicated realm of FinTech-bank partnerships. Also discussed was how the Third-Party Risk Management Lifecycle Tool was created and how we partnered together to bring it to market. 

Check out part one of this series here.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13445714 Mon, 21 Aug 2023 16:00:00 -0400 1882 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 16 full false S1 | E15: (Part One) Navigating the Complex World of FinTech Partnerships: A Deep Dive into Regulatory Guidance S1 | E15: (Part One) Navigating the Complex World of FinTech Partnerships: A Deep Dive into Regulatory Guidance In the ever-evolving landscape of financial technology (FinTech), the relationship between traditional banks and FinTech companies has become increasingly important. These partnerships offer innovative solutions, enhance customer experiences, and drive the industry forward. However, such collaborations also come with their fair share of risks and regulatory challenges. In this episode of the Risk Intel Podcast, host Ed Vincent is joined by Alexandra (Alex) Barrage, and Ryan Richardson from Davis Wright Tremaine LLC to delve into the nuances of regulatory guidance surrounding these partnerships and provide insights into the dynamics between banks, FinTechs, and regulatory bodies.

Download our free FinTech Guidance Tool here!

Follow us to stay in the know!

]]> In the ever-evolving landscape of financial technology (FinTech), the relationship between traditional banks and FinTech companies has become increasingly important. These partnerships offer innovative solutions, enhance customer experiences, and drive the industry forward. However, such collaborations also come with their fair share of risks and regulatory challenges. In this episode of the Risk Intel Podcast, host Ed Vincent is joined by Alexandra (Alex) Barrage, and Ryan Richardson from Davis Wright Tremaine LLC to delve into the nuances of regulatory guidance surrounding these partnerships and provide insights into the dynamics between banks, FinTechs, and regulatory bodies.

Download our free FinTech Guidance Tool here!

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13409120 Tue, 15 Aug 2023 09:00:00 -0400 1364 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 15 full false S1 | E14: FinTech Risk Management is Like Vendor Management on Steroids S1 | E14: FinTech Risk Management is Like Vendor Management on Steroids In the rapidly evolving landscape of financial technology (FinTech), risk management has taken on a new level of complexity.  This episode of the Risk Intel podcast, hosted by Ed Vincent, delved into the intriguing subject of differentiating FinTechs from traditional vendors.  Our guest Michael Glotz, CEO and Co-founder of Strategic Risk Associates (SRA) shared his expertise around the nuanced differences between FinTech risk management and traditional vendor management, shedding light on the regulatory shifts and practical strategies needed to navigate this dynamic space.

Follow us to stay in the know!

]]> In the rapidly evolving landscape of financial technology (FinTech), risk management has taken on a new level of complexity.  This episode of the Risk Intel podcast, hosted by Ed Vincent, delved into the intriguing subject of differentiating FinTechs from traditional vendors.  Our guest Michael Glotz, CEO and Co-founder of Strategic Risk Associates (SRA) shared his expertise around the nuanced differences between FinTech risk management and traditional vendor management, shedding light on the regulatory shifts and practical strategies needed to navigate this dynamic space.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13362437 Mon, 07 Aug 2023 23:00:00 -0400 493 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 14 full false S1 | E13: Measuring Risk Maturity and Why Peer Analysis is Important S1 | E13: Measuring Risk Maturity and Why Peer Analysis is Important In this episode of the Risk Intel Podcast, we welcomed Shea Scarpa Gardner, the Product Manager from the Risk Management Association (RMA). The episode focused on the RMA Risk Maturity Framework, Powered by SRA Watchtower tool, and the significance of peer analysis in measuring risk maturity. 

Follow us to stay in the know!

]]> In this episode of the Risk Intel Podcast, we welcomed Shea Scarpa Gardner, the Product Manager from the Risk Management Association (RMA). The episode focused on the RMA Risk Maturity Framework, Powered by SRA Watchtower tool, and the significance of peer analysis in measuring risk maturity. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13288303 Tue, 01 Aug 2023 01:00:00 -0400 797 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 13 full false S1 | E12: The Importance of Compliance Risk Assessments S1 | E12: The Importance of Compliance Risk Assessments In the latest episode of our Risk Intel podcast, host Ed Vincent was joined by Mike Jones, Chief Compliance Officer at Strategic Risk Associates (SRA). With his extensive experience advising bank CEOs and serving as a Chief Compliance Officer in the FinTech industry, Mike shared invaluable insights into the realm of compliance risk assessments. 

Follow us to stay in the know!

]]> In the latest episode of our Risk Intel podcast, host Ed Vincent was joined by Mike Jones, Chief Compliance Officer at Strategic Risk Associates (SRA). With his extensive experience advising bank CEOs and serving as a Chief Compliance Officer in the FinTech industry, Mike shared invaluable insights into the realm of compliance risk assessments. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13263847 Mon, 24 Jul 2023 00:00:00 -0400 772 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 12 full false S1 | E11: What is BISG and Why Does it Matter in Fair Lending Compliance? S1 | E11: What is BISG and Why Does it Matter in Fair Lending Compliance? In a recent episode of the Risk Intel Podcast, Laura Kornhauser, the co-founder and CEO of Stratyfy, shared her insights on the role of Bayesian Improved Surname Geocoding (BISG) in fair lending testing. With her banking background and a passion for responsible artificial intelligence (AI), Laura's journey led her to found Stratyfy, a company dedicated to providing transparent, interpretable, and compliant machine learning solutions for banking. 

Follow us to stay in the know!

]]> In a recent episode of the Risk Intel Podcast, Laura Kornhauser, the co-founder and CEO of Stratyfy, shared her insights on the role of Bayesian Improved Surname Geocoding (BISG) in fair lending testing. With her banking background and a passion for responsible artificial intelligence (AI), Laura's journey led her to found Stratyfy, a company dedicated to providing transparent, interpretable, and compliant machine learning solutions for banking. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13225462 Tue, 18 Jul 2023 00:00:00 -0400 709 1 11 full false S1 | E10: FinTech Risk Management - A Framework for Success S1 | E10: FinTech Risk Management - A Framework for Success  In the latest episode of the Risk Intel podcast, SRA's Chief Financial Officer (CFO), Shawn Ryan, joins host Ed Vincent to discuss the evolving landscape of FinTech risk management. With his extensive experience in leading SRA's FinTech initiative, Shawn sheds light on the development of the FinTech Risk Maturity Framework and shares valuable insights into practical risk assessments and vendor due diligence. This episode unveils the importance of why banks should maintain a robust risk management practice when working with or onboarding high-risk FinTech partners and highlights the need for a balanced approach to achieving strategic goals without compromising safety and soundness. 

Follow us to stay in the know!

]]>  In the latest episode of the Risk Intel podcast, SRA's Chief Financial Officer (CFO), Shawn Ryan, joins host Ed Vincent to discuss the evolving landscape of FinTech risk management. With his extensive experience in leading SRA's FinTech initiative, Shawn sheds light on the development of the FinTech Risk Maturity Framework and shares valuable insights into practical risk assessments and vendor due diligence. This episode unveils the importance of why banks should maintain a robust risk management practice when working with or onboarding high-risk FinTech partners and highlights the need for a balanced approach to achieving strategic goals without compromising safety and soundness. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13195509 Tue, 11 Jul 2023 06:00:00 -0400 646 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 10 full false S1 | E9: Approaching $1B or $10B in Assets S1 | E9: Approaching $1B or $10B in Assets In this episode of the SRA Risk Intel Podcast, guest Michael Glotz, CEO and Co-founder of SRA, joins host Ed Vincent to explore the significance of enterprise risk management (ERM) for banks approaching key asset thresholds. Glotz sheds light on the regulatory aspects and essential considerations risk officers need to consider at the billion and ten billion dollar marks. 

Follow us to stay in the know!

]]> In this episode of the SRA Risk Intel Podcast, guest Michael Glotz, CEO and Co-founder of SRA, joins host Ed Vincent to explore the significance of enterprise risk management (ERM) for banks approaching key asset thresholds. Glotz sheds light on the regulatory aspects and essential considerations risk officers need to consider at the billion and ten billion dollar marks. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-12920675 Wed, 05 Jul 2023 12:00:00 -0400 931 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 9 full false S1 | E8: Establishing an Appropriate Risk Appetite S1 | E8: Establishing an Appropriate Risk Appetite In the latest episode of the SRA Risk Intel Podcast, host Ed Vincent engages in a dynamic discussion with Niki White, Chief Customer Officer of SRA, focusing on the critical topic of risk appetite, emphasizing the importance of moving beyond qualitative narrative statements. Niki advocates for banks to incorporate key metrics that align risk assessments with the organization's strategic objectives. By establishing a strong linkage between risk and strategy, organizations can bridge the gap between their desired behavior and their actual risk appetite. Listen to learn more.

Follow us to stay in the know!

]]> In the latest episode of the SRA Risk Intel Podcast, host Ed Vincent engages in a dynamic discussion with Niki White, Chief Customer Officer of SRA, focusing on the critical topic of risk appetite, emphasizing the importance of moving beyond qualitative narrative statements. Niki advocates for banks to incorporate key metrics that align risk assessments with the organization's strategic objectives. By establishing a strong linkage between risk and strategy, organizations can bridge the gap between their desired behavior and their actual risk appetite. Listen to learn more.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13039627 Thu, 29 Jun 2023 12:00:00 -0400 380 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 8 full false S1 | E7: What Does The Current State of Consumer Lending and Credit Prospects For Auto Lending Mean For Risk Management? S1 | E7: What Does The Current State of Consumer Lending and Credit Prospects For Auto Lending Mean For Risk Management? In this episode of the Risk Intel podcast, host Ed Vincent engages in a conversation with Amitabh Bhargava, a seasoned professional in the risk space, specializing in Credit Risk. Amitabh's impressive career spans roles as a commercial underwriter at ICICI Bank and an 18-year tenure at Capital One, where he oversaw credit analytics and research for the consumer and wholesale portfolio, as well as executive credit risk assessment and portfolio modeling. Amitabh currently heads the credit portfolio management practices within SRA’s credit consulting team. Listen to learn more about the state of consumer lending and credit prospects for auto lending and how this impacts risk management across the banking sector.

Follow us to stay in the know!

]]> In this episode of the Risk Intel podcast, host Ed Vincent engages in a conversation with Amitabh Bhargava, a seasoned professional in the risk space, specializing in Credit Risk. Amitabh's impressive career spans roles as a commercial underwriter at ICICI Bank and an 18-year tenure at Capital One, where he oversaw credit analytics and research for the consumer and wholesale portfolio, as well as executive credit risk assessment and portfolio modeling. Amitabh currently heads the credit portfolio management practices within SRA’s credit consulting team. Listen to learn more about the state of consumer lending and credit prospects for auto lending and how this impacts risk management across the banking sector.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13108559 Mon, 26 Jun 2023 09:00:00 -0400 887 ERM, Credit Risk, Risk Consulting, Auto Lending, Banking 1 7 full false S1 | E6: The Value of Risk Maturity & Implementing A Proven Framework S1 | E6: The Value of Risk Maturity & Implementing A Proven Framework In this episode of SRA's "Risk Intel" podcast, industry experts Michael Glotz, CEO and Co-Founder of SRA, and Beth Watson, Customer Success Director, shared their insights on the benefits of risk maturity frameworks for both banks and regulators. Listen as they share the top 5 benefits you could receive from implementing a risk maturity framework at your institution. 

Follow us to stay in the know!

]]> In this episode of SRA's "Risk Intel" podcast, industry experts Michael Glotz, CEO and Co-Founder of SRA, and Beth Watson, Customer Success Director, shared their insights on the benefits of risk maturity frameworks for both banks and regulators. Listen as they share the top 5 benefits you could receive from implementing a risk maturity framework at your institution. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-13025473 Mon, 19 Jun 2023 00:00:00 -0400 706 ERM, Risk Maturity, Risk Frameworks, Risk Management, Banking, FinTech 1 6 full false S1 | E5: Mastering Risk Management: Strategies for Banks in Turbulent Times S1 | E5: Mastering Risk Management: Strategies for Banks in Turbulent Times In this episode, host Ed Vincent engages in a thought-provoking conversation with industry expert, Michael Glotz on the challenges faced by banks in effectively managing risk amidst market turbulence and regulatory scrutiny. Listen as they share best practices for providing actionable insights for banks seeking to navigate risk-related activities in an ever-changing landscape. 

Follow us to stay in the know!

]]> In this episode, host Ed Vincent engages in a thought-provoking conversation with industry expert, Michael Glotz on the challenges faced by banks in effectively managing risk amidst market turbulence and regulatory scrutiny. Listen as they share best practices for providing actionable insights for banks seeking to navigate risk-related activities in an ever-changing landscape. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-12912641 Mon, 12 Jun 2023 17:00:00 -0400 634 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 5 full false S1 | E4: How Has ERM Evolved Over The Last Few Years? S1 | E4: How Has ERM Evolved Over The Last Few Years? In this installment of the Risk Intel podcast, host Ed Vincent is joined by Michael Glotz, an expert in enterprise risk management (ERM), to discuss the transformative changes occurring in the banking sector's risk landscape. Focusing just on the last few years, Glotz highlights the evolving roles of Chief Risk Officers (CROs), regulatory frameworks, technological advancements, and other dynamic elements of risk management. 

Follow us to stay in the know!

]]> In this installment of the Risk Intel podcast, host Ed Vincent is joined by Michael Glotz, an expert in enterprise risk management (ERM), to discuss the transformative changes occurring in the banking sector's risk landscape. Focusing just on the last few years, Glotz highlights the evolving roles of Chief Risk Officers (CROs), regulatory frameworks, technological advancements, and other dynamic elements of risk management. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-12903643 Mon, 05 Jun 2023 12:00:00 -0400 408 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 4 full false S1 | E3: Why 5 VS 3 Lanes of Risk? S1 | E3: Why 5 VS 3 Lanes of Risk? In this insightful episode, host Ed Vincent is joined by risk assessment experts Beth Watson and Michael Glotz to delve into the topic of risk maturity frameworks and the importance of using five lanes instead of three for assessing risks. Discover why this shift can revolutionize risk evaluations and lead to better decision-making for businesses of all sizes. 

Follow us to stay in the know!

]]> In this insightful episode, host Ed Vincent is joined by risk assessment experts Beth Watson and Michael Glotz to delve into the topic of risk maturity frameworks and the importance of using five lanes instead of three for assessing risks. Discover why this shift can revolutionize risk evaluations and lead to better decision-making for businesses of all sizes. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-12903660 Wed, 31 May 2023 11:00:00 -0400 256 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 3 full false S1 | E2: ERM Best Practices S1 | E2: ERM Best Practices In episode 2 host Ed Vincent and ERM expert Michael Glotz discuss best practices and valuable insights on risk management strategies. 

Follow us to stay in the know!

]]> In episode 2 host Ed Vincent and ERM expert Michael Glotz discuss best practices and valuable insights on risk management strategies. 

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-12877050 Thu, 18 May 2023 17:00:00 -0400 783 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 2 full false S1 | E1: Why Should A Bank Care About ERM? S1 | E1: Why Should A Bank Care About ERM? In this episode, we sit down with SRA CEO & Co-founder, Michael Glotz to understand why a bank should care about ERM.

Follow us to stay in the know!

]]> In this episode, we sit down with SRA CEO & Co-founder, Michael Glotz to understand why a bank should care about ERM.

Follow us to stay in the know!

]]> Strategic Risk Associates Buzzsprout-12859450 Tue, 16 May 2023 10:00:00 -0400 225 ERM, Risk, Risk Consulting, Risk Management, Banking, FinTech 1 1 full false