The MoneyPot

The MoneyPot Live: In Conversation With Keith Grose, Regional Managing Director, UK & Europe, Coinbase

Tue, 25 Aug 2026 16:00:00 -0400

Join us for an insightful conversation with Keith Grose, Regional Managing Director, UK & Europe at Coinbase (promoted from Senior Country Director UK in July 2026), recorded live at Money20/20 Europe in Amsterdam. In this episode of The MoneyPot, Keith sits down with host Dhanum Nursigadoo to explore the rapidly evolving landscape where traditional finance and decentralized finance converge.

Keith shares his perspective on how regulation is becoming the bridge that connects TradFi and DeFi, discussing the transformative impact of frameworks like the UK's upcoming crypto regulations, MiCA in Europe, and the Genius Act. He reveals why the next two years will be among the most exciting in crypto history, as stablecoins gain mainstream adoption and blockchain infrastructure becomes embedded in everyday financial services.

The conversation delves into the future of money movement, exploring how stablecoins are revolutionizing cross-border payments, why agentic AI and programmable money are unlocking new possibilities for microtransactions, and how tokenization of real-world assets will democratize access to global markets. Keith also discusses Coinbase's strategy of offering both crypto-native and traditional financial services, from FSCS-protected savings accounts to crypto lending, all within a single platform.

Whether you're a crypto enthusiast, a traditional finance professional, or simply curious about the future of money, this episode offers valuable insights into how blockchain technology is reshaping financial services—often in ways users won't even notice.

Key Topics Covered:

The closing gap between traditional finance and DeFi through regulation
Stablecoins as the infrastructure for cross-border payments and agentic commerce
How AI agents are driving demand for programmable money and microtransactions
The convergence of embedded finance across crypto and traditional platforms
Tokenization of real-world assets and its impact on market accessibility
Building trust through regulatory compliance and customer experience

Follow Money20/20:
YouTube: @Money2020Tv
LinkedIn: https://www.linkedin.com/company/money2020/
Instagram: https://www.instagram.com/money20_20
Facebook: https://www.facebook.com/Money2020
X: https://www.twitter.com/Money2020
TikTok: https://www.tiktok.com/@money20_20

The MoneyPot Live: In Conversation with CROs Phoebe Wallis (Griffin) & Meryem Habibi (Bitpace)

Tue, 04 Aug 2026 17:00:00 -0400

Join us for The MoneyPot Live from Money20/20 Europe, where three Chief Revenue Officers discuss the evolving role of revenue leadership in fintech.

Money20/20 host Stephen Slattery speaks with Phoebe Wallis (Griffin Bank) and Meryem Habibi (Bitpace) about what it means to be a CRO today.

Key Topics:

The Modern CRO Role

Why CROs are "growth architects" coordinating across all business functions
How the role extends beyond sales to customer success and strategic alignment

Navigating Challenges

Balancing revenue growth with profitability
Adapting to evolving regulations in crypto and embedded banking
The critical need for strategic flexibility

Building Teams

Essential traits: curiosity, resilience, and problem-solving ability
Why understanding customer pain points trumps product expertise

AI in Sales

How AI empowers teams without replacing human connection
Practical tools for prospecting, coaching, and risk management

Advice for Leaders

Why CROs must be involved in strategy, not just execution
The importance of trust between founders and revenue leaders

Essential listening for founders, revenue leaders, and anyone interested in fintech sales transformation.

Griffin Bank: https://griffin.com/

Follow Phoebe: https://www.linkedin.com/in/phoebe-wallis-6758a0a4/

Bitpace: https://www.bitpace.com/

Follow Meryem: https://www.linkedin.com/in/meryem-habibi/

The MoneyPot Live: In Conversation with Mark Brant, Chief Payments Officer, NatWest

Tue, 28 Jul 2026 14:00:00 -0400

Join us for an insightful conversation with Mark Brant, Chief Payments Officer at NatWest, as we explore the rapidly evolving payments landscape from Money20/20 Europe in Amsterdam. In this episode, Mark shares his expert perspective on the transformation reshaping how money moves around the world.

Key Discussion Points:

The complexity of modern payments and why old methods aren't being retired
Regional innovation: Asia's super apps, Latin America's stablecoins, Europe's fragmented rails
Digital assets and tokenization in commercial and trade finance
Open banking, smart data, and AI as the next frontier
Customer-centric innovation focused on solving real problems
Balancing rapid tech advancement with regulatory requirements

Mark emphasizes that while technology evolves rapidly, successful adoption requires collaboration across banks, central banks, and payment networks. He provides a realistic view of the five-year horizon, noting that distribution and customer habituation of new payment methods takes time, even as the underlying technology advances at pace.

NatWest: https://www.natwest.com/

Follow Mark: https://www.linkedin.com/in/markbrant/

The MoneyPot Live: In Conversation With Luca Prosperi, Co-founder & CEO, M0

Mon, 20 Jul 2026 19:00:00 -0400

Join Luca Prosperi, Co-Founder and CEO of M0, for a deep dive into how stablecoins are revolutionizing finance. Recorded live from Money20/20 Europe, this episode explores why digital money is becoming the new backend of financial infrastructure.

Luca challenges the notion that stablecoins are just branded tokens, arguing they represent a fundamental redesign of the financial stack. Discover why major brands like MoneyGram are building their own digital money infrastructure instead of relying on white-label solutions.

Key Topics:

How stablecoins evolved from crypto trading tools to comprehensive financial infrastructure in under five years
Why businesses need control over their money stack
The shift from bank deposit-centric to wallet-centric economies
How regulatory clarity is accelerating mainstream adoption
US Treasury predictions: dollar stablecoins surpassing $2 trillion by 2028

M0: https://www.m0.org/

Follow Luca: https://www.linkedin.com/in/lucaprosperi/

The MoneyPot Live: Unpacking Asia's Payments Landscape with JUSPAY's James Lloyd

Mon, 13 Jul 2026 08:00:00 -0400

Join us for the latest episode of Money Pot recorded live at Money20/20 EU in Amsterdam, where we explore Asia's fast-moving payments world with someone who really knows it.

Oliver Smith, Head of Content, sits down with James Lloyd, Senior Director, International from JUSPAY, who spent over a decade in Hong Kong working across Asian markets. James shares what's really happening with payments across the region—and why it's more complicated and interesting than you might think.

What We Talk About:

Why each Asian market is different—China's super apps, India's UPI, Thailand's PromptPay
Project Nexus and connecting instant payment systems across borders
Could stablecoins solve cross-border payment problems?
Why super apps like WeChat work in China but won't work in Europe
The real challenges with moving money between countries
What Europe can learn from Asia's payment success stories
Why customer experience matters more than infrastructure

Guest: James Lloyd, Senior Director, International, JUSPAY
https://juspay.io/us

The MoneyPot Live: The Rise of Real-Time Global Settlement Networks

Tue, 07 Jul 2026 12:00:00 -0400

As digital commerce becomes increasingly global and always-on, traditional payment infrastructure is struggling to keep pace. A new generation of programmable settlement networks is emerging to enable real-time value transfer across borders, assets, and platforms.

In this episode, Richard Astle explores how modern payment networks are reshaping the movement of money by enabling faster settlement, reducing counterparty risk, and unlocking new financial experiences. From stablecoins to embedded wallets and programmable payment rails, we unpack why the next phase of global payments will be defined by interoperable networks rather than isolated financial systems.

Guest: Richard Astle, Vice President, Head of Network at Fireblocks

The MoneyPot Live: The Agentic Economy: Why AI is the Final Piece of the Stablecoin Puzzle

Tue, 09 Jun 2026 15:00:00 -0400

What happens when money becomes machine-readable? As AI shifts from chat to action, agents can move value safely and autonomously. Eric Cheung, Ecosystem Lead at Morph, maps the landscape of regulated stablecoins, intent driven transactions, and the guardrails that keep autonomy safe. We explore practical use cases, from cross border SME treasury to consumer “personal CFOs”, and the outcomes they deliver: faster settlement, fewer reconciliation breaks, and clearer auditability. Listeners leave with a simple framework to pilot agentic finance now.

The MoneyPot Live: The Human Side of Regulation - Why Policymakers Must Think Like Entrepreneurs

Fri, 29 May 2026 12:00:00 -0400

What happens when the person writing financial regulations has actually lived under them? In this episode of the Money Pot LIVE from Money2020 Asia, host Scarlett Sieber sits down with Robert Troy, Ireland's Minister of State for Financial Services, for a conversation that bridges the often-divided worlds of policy and entrepreneurship.

Minister Troy's journey is unique: at 21, he was managing customer relationships at a bank branch. He later ran his family's post office and built his own business in rural Ireland—experiencing firsthand the weight of compliance and the real-world impact of regulatory decisions. Now, he's leading Ireland's financial services strategy and modernizing the sector.

What You'll Learn:

How Ireland's Innovation Hub (600+ companies engaged) and Sandbox guide rather than gatekeep
Why some friction between regulators and industry is healthy, but collaboration is essential
Practical Founder Advice: Engage early with regulators—quality regulation becomes your competitive advantage
How proportionate regulation considers company size and risk levels
Ireland's Investment Challenge: Shifting from a nation of savers (€180B in low-yield accounts) to investors

This conversation humanizes policy, offering founders a roadmap for engaging with regulators constructively while reminding policymakers that the best regulation comes from understanding real-world business impact.

Recorded live from Money2020 Asia in Bangkok, following Minister Troy's participation in Policy20.

The MoneyPot Live with Lucy Ingham, FXC

Tue, 03 Mar 2026 14:00:00 -0500

Dive into the latest episode of The MoneyPot Live, where we speak to Lucy Ingham from FXC Intelligence to explore the transformative world of cross-border payments. This episode unpacks the findings from a year-long project analyzing cross-border payment trends across Asia, Europe, and North America.

Key highlights include:

The projected growth of cross-border payments in the Americas, from $8.8 trillion in 2024 to $13.1 trillion by 2032.
The explosive innovation in Latin America driving regional growth.
The critical role of real-time payments, with 91% of surveyed leaders ranking it as the most important technology for the region.
The rise of stablecoins and digital wallets as game-changers for cross-border payments, with 59% of leaders identifying stablecoins as pivotal to North America's payment future.
Insights into the Genius Act and its impact on stablecoins, tokenized deposits, and digital assets.

Lucy also discuss the challenges of "good enough" systems in mature markets like the US and Europe, the influence of policy shifts, and the exciting future of payments innovation.

Tune in now to discover how cross-border payments are reshaping the global financial landscape.

The MoneyPot Live: Know Your Agent: Anyone Could Be Smith, Powered by Trulioo

Thu, 19 Feb 2026 17:00:00 -0500

Join us in a conversation with Zac Cohen, Chief Product Officer at Trulioo, and Jasvinder Randhawa, Managing Partner at StrategyBRIX.

Together, they explore the challenges and opportunities of agentic commerce, the critical role of identity verification, and the future of regulations in a world where AI agents are set to transform how we transact and interact.

From the complexities of KYC (Know Your Customer) and KYB (Know Your Business) to the emerging concept of KYA (Know Your Agent), this episode unpacks the tools, technologies, and frameworks needed to build trust in a fast-paced, AI-driven economy.

Tune in to hear expert insights on how businesses can innovate responsibly while safeguarding consumers and staying ahead in this transformative landscape.

Trulioo: https://www.trulioo.com/

StrategyBRIX: https://www.strategybrix.com/

The MoneyPot Live: Can Your AI Show Its Work? Banking's Next Big Test, Powered by Dataiku

Fri, 06 Feb 2026 12:00:00 -0500

In this special live episode from Money20/20 USA, we sit down with Jed Dougherty, SVP of AI & Platform at Dataiku, to explore the critical topic of AI explainability in financial services. With over 12,000 attendees buzzing on the floor, the conversation dives deep into the challenges and opportunities of deploying AI responsibly in banking. From the risks of black-box models to the importance of governance frameworks, this episode unpacks how financial institutions can leverage AI while maintaining trust, compliance, and innovation.

Key Takeaways:

Why transparency in AI decision-making is essential for compliance and trust in financial services.
How AI governance layers can ensure safe and effective implementation of generative AI technologies.
Insights into how organizations can adapt their workforce to design, regulate, and consume AI solutions effectively.
How regulatory frameworks can drive faster, safer innovation in AI deployment.

Dataiku

Follow Jed

The MoneyPot Live: Conversion Without Compromise - Powering Growth While Keeping Fraudsters Out, Powered by Incode

Fri, 30 Jan 2026 16:00:00 -0500

Ricardo Amper, Founder and CEO of Incode Technologies, explores the critical intersection of AI, fraud prevention, and trust-building in the financial industry. As fraud continues to evolve with the rise of generative AI tools like deepfakes, Ricardo shares how Incode is pioneering innovative solutions to combat these threats while ensuring seamless customer experiences. From intelligent onboarding flows to AI-driven autonomous systems, this episode explores how businesses can strike the perfect balance between security and growth.

Ricardo also sheds light on the challenges faced by financial institutions, the importance of collaboration and data sharing, and the transformative potential of AI in creating a more inclusive and trustworthy ecosystem.

Key Takeaways:

How Incode is leveraging AI to autonomously combat AI-driven fraud, ensuring faster and more effective fraud prevention.
DeepSight Technology: A groundbreaking tool by Incode that detects deepfakes and protects devices without adding friction to user experiences.
The importance of privacy-centric data sharing to collectively fight fraud across industries.
Preparing for a world where millions of AI agents will perform tasks autonomously, and the need for robust identity verification systems to unlock opportunities while mitigating risks.

Incode: https://www.incode.com/platform/deepsight

Follow Ricardo: https://www.linkedin.com/in/amper/

The MoneyPot Live: The Modern CIO Dilemma - Why CIOs Are Set Up To Fail, Powered by Protiviti

Fri, 23 Jan 2026 13:00:00 -0500

In this latest episode of The MoneyPot, we dive deep into the challenges and opportunities facing today's CIOs. Recorded live at Money 20/20 USA in Las Vegas, we sit down with Dan Stummer, Managing Director of Protiviti, to explore the complexities of digital transformation, innovation culture, and the exponential pace of technological change.

From the red pill vs. blue pill decision-making to the importance of trust, vulnerability, and experimentation, this episode unpacks the critical mindset shifts required for CIOs to thrive in an uncertain macro environment. Dan shares insights on bridging the gap between technology and business, fostering a culture of innovation, and making bold bets in a world of exponential growth.

Whether you're a CIO, tech enthusiast, or simply curious about the future of fintech, this episode is packed with actionable takeaways and thought-provoking discussions.

Listen now to discover how CIOs can embrace transformation, build trust, and drive meaningful change in their organizations.

The MoneyPot Live: Here's How Thailand is Exploring a New Paradigm for Credit Evaluation

Fri, 16 Jan 2026 15:00:00 -0500

In this insightful episode of The MoneyPot, we uncover the evolving landscape of credit evaluation in Thailand. Joined by Adisorn Hatairatana, Head of Consumer Credit Risk Model Management & Technology at Krungsri Bank. The discussion explores the challenges of traditional credit models, the impact of COVID-19 on risk frameworks, and the potential of AI and econometrics to revolutionize credit scoring.

Ad shares his experiences as the head of consumer credit and risk, highlighting the importance of collaboration, innovation, and community-building within the banking and fintech industries. Learn how Thailand is fostering a culture shift to create more efficient and inclusive financial systems, and discover the role of the Credit Risk Model Community of Thailand in driving change.

Key Takeaways:

Why traditional credit models fail to adapt to modern data and economic conditions.
How the pandemic disrupted risk models and changed the playing field for credit evaluation.
The role of econometrics and AI in creating personalized, time-sensitive credit models.
Insights into the Credit Risk Model Community of Thailand and its efforts to inspire a culture shift in legacy institutions.

Tune in to discover how Thailand is paving the way for a new paradigm in credit evaluation and risk management!

The MoneyPot Live: Greenwashing 101: How to Spot (and Avoid) Corporate BS with Sylvie Gibert, Chief Sustainability Officer, Thales

Thu, 08 Jan 2026 18:00:00 -0500

In this compelling episode of The MoneyPot Live, we dive deep into the world of corporate sustainability with Sylvie Gibert, Chief Sustainability Officer at Thales. As sustainability becomes a critical focus for businesses worldwide, the rise of greenwashing—misleading claims about environmental practices—poses a significant challenge for consumers, investors, and industry professionals alike.

Sylvie brings her extensive expertise to the table, offering practical insights into how to identify authentic sustainability efforts and avoid falling for corporate greenwashing tactics. From understanding the nuances of sustainability claims to exploring the role of innovation in creating truly impactful solutions, this episode is packed with actionable advice and thought-provoking discussions.

Key Topics Covered:

Definition and examples of greenwashing in the corporate world
Spotting red flags in corporate sustainability claims
The role of innovation in sustainability
Global sustainability trends and regional differences priorities
Empowering consumers and stakeholders

Whether you're a consumer looking to make informed choices, an investor seeking to support impactful initiatives, or a professional navigating the sustainability landscape, this episode will equip you with the knowledge to spot greenwashing and champion authentic corporate responsibility.

The MoneyPot Live: The Role of JazzCash in Pakistan's Digital Payment Landscape with Murtaza Ali, President of JazzCash

Tue, 23 Dec 2025 15:00:00 -0500

We interview Murtaza Ali, CEO of JazzCash, at Money20/20 Asia. Tune in to hear about the transformative journey of JazzCash, a leading fintech in Pakistan, and its pivotal role in reshaping the financial landscape of the country. With a population of 240 million, Pakistan has long been a cash-based society, but JazzCash is driving a digital revolution, empowering millions of unbanked and underserved individuals.

Murtaza shares insights into the challenges of financial inclusion, the innovative solutions JazzCash has implemented, and the strategic partnerships that have enabled their success. From biometric verification for government disbursements to the adoption of RAST (Pakistan’s instant payment platform), this episode highlights how JazzCash is fostering transparency, enabling micro-entrepreneurs, and paving the way for a cashless economy.

Key Takeaways

Pakistan’s cash-based society is transitioning to digital financial solutions through JazzCash.
JazzCash serves 48 million customers and 350,000 merchants with digital wallets, QR payments, and microloans.
Biometric verification ensures transparent distribution of government welfare funds.
RAST, Pakistan’s instant payment platform, is driving digital adoption, with JazzCash leading the way.
Microloans empower 4 million entrepreneurs monthly, building credit histories and financial access.
Digital wallet initiatives show a major shift in consumer behavior, with most funds used digitally.
Hyper-personalization is key to JazzCash’s vision for tailored fintech solutions.

This episode is a must-listen for anyone interested in the intersection of fintech, financial inclusion, and digital transformation in emerging markets.

Tune in to discover how JazzCash is setting a benchmark for innovation and impact in Pakistan’s financial ecosystem.

The MoneyPot Live: India's Public Infrastructure Stack

Thu, 04 Dec 2025 15:00:00 -0500

On the latest episode of The MoneyPot recorded live at Money20/20 Asia in Bangkok, we sit down with Ritesh Shukla, MD & CEO of NIPL, to explore India's groundbreaking digital public infrastructure. Ritesh shares insights into how India has transformed its payment landscape through innovations like UPI (Unified Payments Interface) and the comprehensive India Stack.

The conversation delves into how India achieved remarkable financial inclusion by providing bank accounts to its a large number of its citizens, the role of digital identity through Aadhaar, and how affordable mobile connectivity created the perfect foundation for digital payment adoption.

Listeners will discover how India processes 50% of the world's instant payments, the security measures protecting billions of monthly transactions, and NIPL's international expansion efforts to bring similar payment solutions to other countries. This episode offers valuable lessons for anyone interested in financial inclusion, digital payments, and building sovereign payment infrastructures.

The MoneyPot Live: Where Do We GoTo Next? Driving Financial Inclusion for 270 Million People

Tue, 25 Nov 2025 17:00:00 -0500

Explore the future of financial inclusion in Indonesia with industry leaders Hans Patuwo and Veronica Colondam on the latest episode of The MoneyPot. Recorded live at Money20/20 Asia, host Sheryl Chen facilitates an in-depth conversation about bridging the financial gap for Indonesia's 270 million citizens.

In this eye-opening discussion, Hans Patuwo, Chief Operating Officer of GoTo Group (Indonesia's largest digital ecosystem), and Veronica Colondam, CEO of YCAB Foundation and Independent Commissioner for PTP (the world's largest microfinance institution), share powerful insights on:

The challenges of banking the 90-95 million unbanked Indonesians
How digital solutions are reducing the high costs of financial access in remote areas
The cultural aspects of money management among underserved communities
Innovative approaches to building financial dignity and self-efficacy
The evolution from embedded finance to open finance solutions

Discover how technology, compassion, and economic empowerment are converging to create sustainable financial inclusion across Indonesia's vast archipelago. This episode offers valuable perspectives for fintech professionals, impact investors, and anyone interested in how digital innovation can drive meaningful social change.

The MoneyPot Live: Unlocking Value: How Data Powers the Next Wave of Platform Growth

Tue, 22 Jul 2025 14:00:00 -0400

On the latest episode of The MoneyPot Live at Money20/20 Asia, host Rachel Morrissey sits down with Hans Patuwo, Chief Operating Officer of GoTo Group, the largest digital ecosystem in Indonesia. Discover how GoTo's integrated ecosystem approach drives growth in one of the world's most dynamic digital economies.

Hans reveals the fascinating journey of GoTo Financial, and how the company leverages proprietary ecosystem data to provide financial services to Indonesia's 97 million unbanked citizens. Learn about GoTo's innovative approach to customer acquisition, monetization, and retention in a diverse market spanning 17,000 islands with unique subcultures.

Key topics include:

The evolution of GoTo Group from mobility services to a broader ecosystem that includes fintech solutions
How COVID-19 accelerated digital payments and reshaped business priorities
Strategies for serving unbanked populations with limited credit access
Data-driven approaches to sustainable lending in emerging markets
The challenges of designing financial products for diverse user segments

Whether you're interested in fintech innovation, emerging markets, or platform economics, this episode offers valuable insights into how data and local expertise are transforming financial inclusion in Southeast Asia.

AFC Series: CFPB in Turmoil? The Battle for Consumer Protection

Thu, 17 Apr 2025 01:00:00 -0400

The CFPB is at a crossroads. With leadership changes and a shifting political climate, what’s next for consumer protection? We break down the agency’s bold moves on open banking, BNPL, and EWA—and what the future holds as new leadership takes the reins. Tune in for a look at the future of financial rulemaking and the impact on consumers.

Hosts:

Rachel Morrissey, Head of Content, Money20/20 US

Ian P. Moloney, SVP, Head of Policy and Regulatory Affairs, American Fintech Council

Guest: Ashwin Vasan, Partner, FS Vector

AFC Series: Avoiding the Next Synapse: Lessons in Risk, Regulation, and Responsibility

Wed, 16 Apr 2025 01:00:00 -0400

The collapse of Synapse shook the fintech world. A year later, have banks, fintechs, and regulators done enough to prevent another disaster? In this episode, we explore the crucial steps to ensure stability—shared responsibility, smarter due diligence, and evolving regulations. Tune in to learn how the industry can avoid repeating history and build a safer, more resilient financial ecosystem.

Host:

Rachel Morrissey, Money20/20 US

Phil Goldfeder, CEO, American Fintech Council

Guest: Peter Hazlehurst, CEO, Synctera

Investors for Synctera include: Lightspeed, Fin Capital, Diagram, SciFi, NA Ventures

AFC Series: Open Finance Showdown: Suits, Countersuits, and the Future of Financial Data

Tue, 15 Apr 2025 01:00:00 -0400

Open Banking has become one of the most significant regulatory challenges of the last decade, with global implications for both financial services and consumers. As financial institutions and consumers navigate the evolving landscape of data sharing, the U.S. has recently introduced new regulations that may reshape the future of financial innovation. In this episode, we explore the launch of the Consumer Financial Protection Bureau's Final Rule for Open Banking, its mixed reception, and the lawsuits that followed its finalization.

Hosts: Rachel Morrissey, Money20/20 US

Phil Goldfeder, CEO, American Fintech Council

Guest: Alexandra Barrage, Partner, Troutman Pepper Locke

AFC SERIES: True Lender Debate: Navigating Fintech & Regulation

Mon, 14 Apr 2025 01:00:00 -0400

The disapproval of the OCC’s True Lender Rule in 2021 sparked a seismic shift in the fintech lending space, leaving a cloud of uncertainty over the regulatory landscape. As states roll out new true lender definitions and federal guidance remains elusive, the future of bank-fintech partnerships hangs in the balance. In this episode, we dive deep into the disruptive changes reshaping the industry, explore the potential impact of the new administration’s regulatory agenda, and debate what it will take to balance innovation with consumer protection. Tune in for a forward-looking discussion on what’s next for fintech lending in a rapidly evolving regulatory environment.

Hosts: Rachel Morrissey, Money20/20 US

Ian P. Moloney, SVP, Head of Policy and Regulatory Affairs

Guest: Martha O’Malley, Assistant General Counsel, Prosper

AI, Relationships, and Small Business Lending

Tue, 04 Mar 2025 13:00:00 -0500

Dive into the intricacies of artificial intelligence in the small business lending space in this thought-provoking episode. At the bustling Money 2020 conference in Las Vegas, we engage with Omri Yacubovich, CEO of Llama AI, as we address the pressing concerns surrounding traditional lending processes and how AI could reshape the future. With small businesses representing over 55% of the American economy, access to tailored lending solutions becomes a crucial topic of discussion.

As we explore the tension between AI-driven personalization and the potential for privacy invasion, personal anecdotes highlight the real-world implications of data misuse in the financial sector. We unpack the challenges faced by community banks as they strive to maintain personal relationships with clients while also adopting advanced technology. This episode illuminates how AI offers a more proactive approach to lending, allowing banks to anticipate the needs of small businesses while fostering trust and transparency.

Join us to listen to expert insights on how the future of finance can strike a balance between efficiency and empathy, and what this means for lenders and borrowers alike. Don't miss this opportunity to engage with transformative ideas about the intersection of technology and personalized service. Subscribe, share, and leave a review to join the conversation!

The MoneyPot Live: Bridging Markets - The Future of Financial Services

Thu, 23 Jan 2025 01:00:00 -0500

Paid Content

In this episode, we speak with Ray Chalub, Chief Operations Officer of Inter & Co, to take you on a journey from the bustling streets of Brazil to the financial corridors of the United States, as we explore how they are pioneering a new financial paradigm.

Discover how this innovative fintech is transforming its business model to bridge the gap between emerging market scalability and the complex demands of the U.S. market. Our speakers share their insights on how remittances are unlocking the potential of Inter&Co’s financial super app, paving the way for a multi-vertical ecosystem that caters to diverse consumer needs.

We delve into the strategic moves that have positioned Inter&Co as a trailblazer in the global fintech landscape, offering a glimpse into the future of financial services. Whether you're curious about the dynamics of cross-border financial operations or the evolution of super apps, this episode is packed with valuable takeaways for anyone interested in the future of money.

The MoneyPot Live: A Question of Identity

Thu, 05 Dec 2024 01:00:00 -0500

How do financial institutions combat the ever-evolving threat of identity fraud? In this episode, Naureen Ali, the US Head of Fraud at TransUnion, sheds light on this critical issue, underscoring that while 69% of institutions express concern, all are indeed affected. We analyze the rapid advancements in technology that have accelerated the speed, scale, and sophistication of fraud. Why might some organizations not voice their concerns? Noreen suggests it could be robust mitigation strategies or perhaps a concerning lack of awareness. The discussion navigates the complexities of fraud management in today’s digital age and the necessity of proactive strategies.

We also spotlight the human side of fraud, exploring schemes like romance scams that prey on vulnerabilities. Financial institutions play a pivotal role in protecting their customers, and we dive into the concept of "responsible friction." This involves implementing layered defenses, much like the Swiss cheese model, where each layer helps shield against potential threats. From step-up verification to direct interventions, these proactive measures are essential. Listen in as we stress the importance of consumer education and the vital responsibility of financial institutions in preventing victimization, ensuring a safer financial future for all.

Navigating the AI-Driven Surge in Identity Fraud and Deepfakes with Au10tix and Dana Porter

Tue, 26 Nov 2024 01:00:00 -0500

Identity fraud is evolving at lightning speed, driven by advancements in AI technology. Join us as Dana Porter from Au10tix shares groundbreaking insights from their Global Identity Fraud Report, revealing a dramatic rise in cyber threats and highlighting the alarming use of AI-powered bots in social media. Guided by Ian Horne and Scarlett Sieber, we uncover the nuances between 'slow burn' and 'sudden burst' fraud attacks and how AI is turbocharging these threats. Delving into the rise of deepfakes, we explore the complex challenges this technology poses for identity verification, making it easier for criminals to manipulate identities in real-time and outpace traditional security measures.

The conversation doesn’t stop there. We tackle the vital role of regulation and enforcement in fighting back against these persistent threats, especially in the crypto and payments sectors. Dana sheds light on the transformative effect of the 2023 MiCA regulation in Europe, which has succeeded in curtailing fraud in crypto markets by imposing stricter customer onboarding practices. We also explore Interpol's global operations that disrupt organized crime, alongside innovative solutions like decentralized identity and verifiable credentials. For both consumers and businesses, practical strategies to increase security are shared, emphasizing the importance of constant vigilance and multi-layered defense systems rather than relying solely on regulatory frameworks. Tune in for invaluable insights into securing your digital identity in a rapidly changing landscape.

The MoneyPot Live: The State of Small Business Cash Flow- and How Fintech Can Solve It

Thu, 21 Nov 2024 01:00:00 -0500

Paid Content

Could a mere shift in how you manage finances redefine the success of your small business? Join us on an insightful journey as Cheryl Chen and Ian Horne, explore this possibility with Juliana Berger, the Director of Product Management at Intuit QuickBooks. Live from the energetic Money 2020 USA in Las Vegas, we examine the pressing issue of cash flow challenges that plague small businesses and the innovative solutions being developed in the fintech arena to alleviate these burdens. Juliana shares her wealth of knowledge on how harnessing the power of brands like QuickBooks, Credit Karma, and TurboTax can transform small business financial management from a constant headache into an empowering experience.

Discover how Intuit and QuickBooks are addressing the stress and fear associated with cash flow management by harnessing the power of AI and automation. Through engaging stories and personal anecdotes, including my own ventures into soy candles and football businesses, we illustrate the profound impact of automation on reducing administrative burdens and boosting business efficiency. Listen to discussions about innovative QuickBooks features like automatic reconciliation and cash flow planning that are helping businesses not just survive but thrive by significantly lowering failure rates.

We dive into the realm of big data and AI, exploring how QuickBooks is pushing the boundaries of traditional finance services with solutions like a $50,000 line of credit that requires no additional documentation. Juliana sheds light on how AI is reshaping productivity and competitiveness, serving as a trusted advisor for businesses in this rapidly evolving landscape. As we wrap up, we envision a future where accounting software not only enhances efficiency but seamlessly integrates with everyday business activities, offering unprecedented convenience and personalization. Tune in to uncover how these cutting-edge innovations are setting the stage for the future of small business accounting.

The MoneyPot Live: Raising the Standard of Embedded Financial Solutions

Thu, 14 Nov 2024 01:00:00 -0500

Paid Content

What if you could streamline your financial transactions and cut costs at the same time? Join us as we uncover the transformative power of embedded finance and open banking, broadcasting live from Money 2020 USA in Las Vegas. With the expert insights of Tom Bianco from Fifth Third Bank's Newline and Eric Faust from Trustly, we explore how the seamless integration of payment capabilities into various platforms is reshaping the way we conduct our financial lives. Tom and Eric share the story behind their collaboration, detailing how they are pioneering innovative account-to-account payment solutions that enhance everyday transactions for businesses and consumers alike.

In our conversation, we delve into the dynamic between traditional banking and fintech agility, offering a strategic perspective on how NewLine is harnessing both worlds. We highlight how the partnership with Trustly is pushing the boundaries of what's possible in payment capabilities, while also addressing the challenges of adapting to the regulatory landscapes of different global markets. With strategic innovation at the forefront, we discuss how institutions are navigating these changes to ensure both scalability and stability in an evolving environment, emphasizing the importance of understanding core business and regulatory requirements when working with large companies.

Finally, we look to the future, examining the implications of rising consumer expectations and the growth of embedded payments. By exploring the potential of open banking as a cost-effective alternative to traditional transactions, we reveal how it enables merchants to reinvest savings into customer engagement. The conversation also touches on the challenges of re-authentication and tokenization, underscoring the necessity of education in this competitive space. With bold insights from Tom and Eric, we encourage creativity and innovation in elevating embedded financial solutions, leaving our listeners with actionable ideas to enhance their fintech offerings.

Money20/20 Live: Breaking Barriers in Banking: Amdocs' Approach to Personalized Services at Money20/20 EU

Thu, 08 Aug 2024 09:00:00 -0400

What if banks could cater to your entire family's needs with the same precision and care they offer individual clients? This episode of The MoneyPot promises to reveal just that as we bring you an enlightening conversation with Eyal Gilad from Amdocs. Discover how Amdocs, originally rooted in telecommunications, has made a groundbreaking leap into financial services, with a new focus on family banking. Eyal shares the secrets behind their success, including leveraging their cutting-edge charging capabilities to revolutionize customer segmentation and create personalized banking experiences for multi-generational households. You'll learn how these innovative strategies are not only breaking traditional banking barriers but also significantly enhancing customer loyalty.

In this packed episode, we also broaden our horizon to explore the latest trends and challenges in the banking industry. We'll delve into financial literacy initiatives and certification processes that different banks are implementing across the globe, from Canada and Europe to the Philippines. Our guest, Eyal, sheds light on exciting projects and the cultural and regulatory hurdles they face. Plus, get an insider's view on how Amdocs is investing in no-code and low-code solutions to empower business departments to swiftly launch new products, bypassing the heavy reliance on IT. We wrap up by discussing the integration of legacy technology with modern solutions to boost efficiency and drive innovation in the banking sector. This is a must-listen episode for anyone interested in the future of family banking and beyond!

The MoneyPot LIVE: Combating Fraud Through Cross-Sector Collaboration and Shared Intelligence with GBG

Thu, 04 Jul 2024 01:00:00 -0400

In this episode, we dive into the alarming rise of digital identity fraud, which cost the UK finance industry over £1.2 billion in 2022 alone. Our guest, Laura Barrowcliff, Global Head of GBG Trust at GBG, a leading expert in digital identity, shares her insights on how cross-sector collaboration and shared consumer intelligence can transform customer due diligence and help financial organizations fight back against fraudsters.

Laura dispels the misconception that data sharing erodes competitive edge or breaches privacy regulations, explaining the difference between sharing data and sharing intelligence. She discusses GBG Trust Network, a unique data network that combines over 100 million data attributes contributed by a consortium of over 550 businesses across 25 sectors and 80 countries, while ensuring complete data privacy.

Discover how GBG Trust Network's global intelligence footprint and local expertise enable businesses to securely leverage powerful cross-sector consumer insights to detect fraud, onboard more good customers, and pre-empt crime before it happens. Laura also shares her perspective on getting ahead of regulation and influencing policy through action, setting the pace and creating a framework that works for the industry.

Whether you're in the finance industry or any other sector grappling with identity fraud, this episode offers invaluable insights on the power of cross-sector collaboration and shared intelligence in combating this pervasive threat.

The MoneyPot is our podcast from Money20/20. Ian Horne & Rachel Morrissey Co-host

The MoneyPot LIVE: Resilient Recovery in Fintech: Philippe Morel on Steering Railsr Through Crisis at Money 2020

Thu, 27 Jun 2024 10:00:00 -0400

Discover the remarkable story of survival and growth in the ever-evolving world of fintech. In this compelling episode of The Money Pot, we sit down with Philippe Morel, the CEO of Railsr, who shares his firsthand experience of steering the company through turbulent waters. You'll learn how the fintech powerhouse bounced back from the brink of collapse, navigating regulatory pressures and funding challenges, to secure new investment and maintain market confidence. Gain insights into the critical decisions and strategic moves that ensured their survival and set the stage for future expansion.

Join hosts Ian Horne and Mickey Tesfaye live from Money 2020 in Amsterdam as they unpack the pivotal moments in Railsr's turnaround. Philippe opens up about the importance of transparent communication within the team and the indispensable role of robust technology in earning and retaining customer trust. With an insider's perspective, the discussion highlights the burgeoning field of B2B embedded finance, providing a behind-the-scenes look at how Railsr managed to maintain strong client relationships despite facing significant internal and external pressures.

As we explore the future landscape of fintech, Philippe sheds light on the transformative potential of embedded finance and the revolution it heralds for financial services. He shares strategies for managing cash burn, leveraging customer feedback, and maintaining a balance between bold aspirations and practical financial management. This episode is packed with valuable lessons for fintech professionals and business leaders alike, emphasizing the crucial role of transparency and the power of a resilient, customer-focused approach in navigating the industry's challenges. Tune in for an inspiring conversation that underscores the strength of strategic rebuilding and the importance of staying attuned to market needs.

Exploring the Future of Digital Security: Aravind Narayan on Reusable Digital IDs and Blockchain at Money 2020

Thu, 20 Jun 2024 01:00:00 -0400

What if your digital identity could be as secure and under your control as your physical ID? Join us on The MoneyPot as we explore the cutting-edge world of reusable digital IDs with our esteemed guest, Aravind Narayan from the London Stock Exchange. We'll transport you back to the early days of the internet, tracing the evolution of digital identity verification from the wild west of passwords to the more sophisticated federated identities supported by tech giants like Google and Facebook. Aravind introduces the game-changing idea of reusable digital IDs, where user-controlled wallets that leverage selective disclosure and decentralization could revolutionize security and privacy. We also delve into the fascinating concept of verifiable credentials, which use blockchain technology to compile your digital claims—such as educational and employment history—into a secure, easily manageable identity.

But that's not all! We tackle the regional complexities of digital identity systems, comparing centralized models like India's Aadhaar with the privacy-centric approaches seen in Europe. Our conversation explores the cultural and governmental barriers to digital ID adoption in the UK, shedding light on the evolving role of governments and the implications these technologies might have on personal privacy and state power. Wrapping up on a lighter note, we discuss the whimsical idea of household robots taking over mundane chores, such as doing the dishes, and reflecting on the unsettling nature of certain TV shows. Don't forget to stay connected with us on your preferred podcast platforms, LinkedIn, and the Money 2020 website for more insightful discussions and updates.

The MoneyPot LIVE: Fintech Under Scrutiny: The Wirecard Saga with Pav Gill and Jason Mikula

Thu, 13 Jun 2024 13:00:00 -0400

Whistleblowers and scandals. What really went on behind the scenes at Wirecard? This episode of The Money Pot, live from the Money 2020 conference in Amsterdam, features an exclusive interview with Pav Gill, the whistleblower who exposed the Wirecard fraud, and journalist Jason Mikula. Listen as we uncover the early warning signs that Pav Gill noticed, including suspicious financial practices and shady backgrounds of key personnel. The conversation takes on a surreal tone, with comparisons to infamous cases like Enron, and even elements straight out of a spy novel. Jason Mikula sheds light on the banking-as-a-service industry and the spectrum of ethical behavior within rapidly growing sectors.

We tackle the intricate dynamics of governance, fraud, and risk-taking within fintech startups. The line between aggressive business tactics and intentional fraud is often blurred, and we explore how the drive for innovation and profitability can lead to ethical compromises. We examine how venture capitalists influence board governance, the pressures on pre-profit companies to meet their KPIs, and the impact of national pride on oversight failures. The Wirecard scandal serves as a poignant example of how these factors can lead to significant fraud cases, creating a cautionary tale for the industry.

Regulatory gaps in the fintech industry present another set of challenges, particularly for companies operating outside traditional banking regulations. This environment fosters innovation but often lacks the necessary supervision to ensure consumer trust and protection. We discuss how different regulatory frameworks in Europe, such as e-money institution licenses, offer alternative oversight models. Potential solutions like creating a self-regulatory organization, similar to FINRA, are also considered. This episode offers valuable insights into the ongoing developments in fintech and highlights the importance of robust governance and regulation. Join us for this compelling discussion with Jason and Pav Gill, and stay tuned for more updates on the evolving fintech landscape.

The MoneyPot LIVE: Accelerating Innovation and Building the Bridge for Startups with Mandiri Capital Indonesia

Thu, 06 Jun 2024 01:00:00 -0400

Unlock the secrets behind transformative investments in this episode recorded live from Money2020 Asia 2024 in Bangkok! Join our hosts, Scarlett Sieber and Sheryl Chen, as we chat with Dennis Pratistha, the Chief Investment Officer at Mandiri Capital Indonesia (MCI), who takes us through MCI's captivating journey from its founding in 2015 to becoming a powerhouse in digital transformation and venture capital. Discover how MCI has innovatively merged corporate venture capital with independent venture capital, underpinned by strategic pillars like business matchmaking, business acceleration, and extensive networking. Dennis sheds light on how MCI's unique structure has fueled remarkable growth and value creation in the financial services sector.

Get ready to be inspired by MCI's approach to investing in founders who demonstrate competence, integrity, and perseverance. Dennis offers invaluable advice on the perfect timing for startups to seek investment, ideally after achieving product-market fit and revenue generation. Learn about the robust support system MCI offers through strategic introductions and business matchmaking, bolstered by their six-week business acceleration program. Additionally, dive into MCI's initiatives in the climate tech ecosystem, leveraging insights from Australia's advanced experience to drive sustainable development. This episode is a treasure trove of real-world case studies and success stories that highlight MCI's commitment to innovation and environmental sustainability.

Hosts: Scarlett Sieber, Chief Strategy & Growth Officer, Money20/20
Sheryl Chen, Head of Content, Money2020 Asia

Guest: Dennis Pratistha, Chief Investment Officer, Mandiri Capital of Indonesia

The MoneyPot Live: Wired for Connections: Remittances as a Service-Cross-Border Payments with UniTeller

Thu, 30 May 2024 01:00:00 -0400

Join me for an enlightening sit-down with Alberto Guerra, the mastermind at the helm of UniTeller, as we peel back the layers of the remittance economy. You'll be treated to a panoramic view of how these financial lifelines are not just money transfers but the very threads that weave through the fabric of families' lives across the globe. We traverse from the highlands of Nepal to the bustling cities of the Philippines, uncovering the profound impact of remittances on local economies and cultural landscapes. Whether it's financing education in Bangladesh or healthcare in Mexico, these funds are pivotal in bettering the lives of millions, making this discussion a must-listen for anyone interested in the true power of money across borders.

Fasten your seatbelts as we zoom into the future of money transfers, where technology is redefining the art of the possible in cross-border remittances. Guerra and I dissect the buzz around real-time payment solutions and the persistent allure of P2P apps in an era when sending money is as easy as a tap on your smartphone. Diving into the world of super apps, we critique their success (or lack thereof) in different global markets and debate their potential to revolutionize financial services. This episode promises not just a glimpse into the innovative business models reshaping the industry, but also spotlights the trailblazers who have adapted and thrived in this fast-paced domain.

LIVE from The MoneyPot Booth in Money20/20 Asia

Redefining Property Payments: Manoj Dugar on HSBC's Blockchain Breakthroughs at Money 2020

Thu, 23 May 2024 01:00:00 -0400

Unlock the future of financial transactions as we sit down with Manoj Dugar from HSBC at the pulsing heart of Money 2020 in Bangkok. This episode promises a deep dive into the seismic shifts occurring within real estate payments as we navigate Singapore's bold moves to establish itself as a trailblazer in smart city development. You'll discover how the scrapping of corporate checks is just the beginning and the crucial role blockchain technology is playing in reshaping how we think about security and efficiency in property transactions.

With the construction industry perched on the cusp of a digital revolution, we examine HSBC's strategic pivot in response to Singapore's evolving market demands, under the watchful eye of the Monetary Authority of Singapore. The conversation meanders through HSBC's innovative journey from trade finance to real estate ventures, highlighting the Enbridge project's success in merging cross-border payment platforms and regulatory collaboration. Learn how HSBC's past blockchain escapades are charting a new course for future fintech solutions and what this could mean for your next property investment.

Finally, we broaden our lens to reveal how the advent of QR codes and bilateral payment corridors is revolutionizing digital transactions across Asia. Delving beyond real estate, we explore the potential for these innovations to transform sectors like healthcare and insurance, where transparency and secure digital identity verification are paramount. Tune in for an insightful forecast on how banks might harness blockchain for global data and identity portability, and how this could redefine the financial landscape. Remember to leave us a stellar review on iTunes and stay tuned for more enthralling discussions at the Money Pot.

The MoneyPot LIVE: The Promise of BaaS in Transforming Financial Services in Asia with Sachin Sharma

Thu, 16 May 2024 01:00:00 -0400

Embark on a financial odyssey with Sachin Sharma from audax, uncovering the game-changing realm of Banking as a Service (BaaS). Grasping the keys to this kingdom isn't just for the tech-savvy; it's for anyone who's ever made a digital purchase or pondered the future of banking. From audax's inception in the competitive incubator of Standard Chartered Ventures, Sachin breaks down how BaaS is weaving into the fabric of our daily online activities. Imagine leveraging branded credit card perks without leaving your favorite game—yes, it's that integrated. Sachin's storytelling demystifies the complexity and draws a clear line from the revolution of mobile banking to the bright horizon where banking meets us exactly where we are.

This episode is more than a peek behind the curtain; it's a strategic masterclass in the evolution of banking product capability. We traverse the landscape of emerging technology with examples such as the synergy between e-wallets and banking services, harmonizing with established process like KYC without causing a system overhaul. The conversation sheds light on the importance of cloud-agnostic approaches in a sector where tradition meets innovation at a crossroads. And as we wrap up with a heartfelt nod to the Money Pot community, we're not just saying goodbye—we're stoking the fires of curiosity and inviting you to add your voice to the chorus calling for financial enlightenment. So, if you're ready to understand where the future of your money is heading, this is an episode you can't afford to miss.

LIVE from The MoneyPot Booth at Money20/20 Asia

The Currency of Progress Zennon Kapron's Perspective on Asian Fintech Advances

Fri, 10 May 2024 08:00:00 -0400

Step into the dynamic world of Asian fintech, where diversity reigns and innovation is the currency of progress. Guided by the insights of Zennon Kapron from Kapronasia, we unravel the tapestry of financial development that stretches from the bustling business hubs of Singapore to the fast-growing economies of Thailand and the Philippines. As we dissect the transformative effects of digitization, you'll discover how the pandemic has unexpectedly turbocharged certain technologies and how this surge is reshaping the fintech landscape, offering newfound opportunities for financial inclusion and infrastructural evolution.

Prepare to have your mind opened to the complex relationship between government policies, the vital lifelines of SMEs, and the financial ecosystems that support them. With a keen eye, we observe the strategic maneuvers of traditional banking giants like DBS, as they rise to the challenge of fintech insurgents and retain dominance in arenas such as cross-border transactions. Yet, amidst the celebrations of innovation and adaptability, we confront the stark realities faced by these institutions in their quest to serve SMEs, and question the role of burgeoning digital banks in an already saturated market. Join us for a visionary exploration of Asia's fintech frontiers, where the present meets the future.

Unlocking AI's Promise in Finance: Charles Kerrigan on Mastering Legal Challenges and Compliance

Thu, 11 Apr 2024 01:00:00 -0400

Is your firm AI-ready? Tune in to The MoneyPot hosts pick the brain of the fintech legal sage, Charles Kerrigan, and explore the legal labyrinth of AI in finance. We leave no stone unturned on how AI's potential can be harnessed within the boundaries of law, and why understanding the fine print of AI regulations is not just important, but crucial for innovation and compliance.

This episode is a masterclass in navigating the AI terrain, as we not only dissect the nuances of fraud prevention and data management but also share insights on the evolving responsibilities of professionals when AI tools don't quite hit the mark. With Charles's expertise, we shed light on the intersection of AI capabilities with the pressing need for human oversight, and how financial services firms can future-proof their operations by integrating AI safely and strategically.

This is also part of The MoneyPot series leading up to Money20/20 in Amsterdam where Charles will be helping us guide us through this next evolution.

Leda Glyptis on Mastering the Intricacies of Banking Transformation

Thu, 04 Apr 2024 01:00:00 -0400

Discover the truth behind banking's innovation revolution with the formidable Leda Glyptis, a banking consultant and author who sheds light on the metamorphosis occurring within the industry's venerable institutions. In a revealing conversation, Leda recounts her serendipitous foray into the banking world amid the chaos of 2008's financial upheaval and the burgeoning fintech movement. We unearth the human stories that drive transformation in this sector, wading through the myths to spotlight the individual efforts that fuel systemic change. Leda's insights cut through the industry's stereotype as a bastion of risk aversion, illustrating instead a landscape ripe with strategic partnerships and innovation, all while keeping an eye on the personal stakes involved in effecting change.

Tackling the challenges of enacting internal change, especially for those just starting their careers, this episode is a trove of strategy and experience. Leda reflects on the complexities that knowledge alone cannot dismantle, acknowledging the more intricate barriers that await eager innovators. We traverse the frontiers of fintech, where untapped markets brim with potential, and discuss the delicate tango between established banks, neobanks, and tech giants. As we wrap up, Leda teases her forthcoming book and we delve into the entrepreneurial spirit coursing through banking's veins. We close on a vital note, discussing the critical importance of mental health for entrepreneurs—an often overlooked but essential facet of long-term success in the tempest of innovation. Join us for a conversation that's as insightful as it is essential for understanding the future of finance.

Unveiling the CBDC Revolution: Alyssa DiCaprio on Navigating the Future of Programmable Money

Thu, 28 Mar 2024 01:00:00 -0400

Get ready to unlock the secrets of the digital sovereign currency revolution with a deep dive into Central Bank Digital Currencies (CBDCs) alongside Alisa DiCaprio, Chief Economist at R3. We promise an episode brimming with insights as we traverse the nuanced world of CBDCs. Alisa, equipped with expertise from the blockchain powerhouse R3, helps us dissect the diverse implementations and consumer impacts of CBDCs while humorously navigating the ethical labyrinth of programmable money. This isn't just about transactions; it's about the future of financial freedom and control.

Prepare to have your perspective on CBDCs shifted as we explore their metamorphosis from mere payment instruments to complete payment systems. The hurdles in wholesale CBDC implementation, the delicate dance with existing financial infrastructures, and the intricate battle for consumer trust all come under our microscope. We wade through the legitimate concerns of government overreach and discuss the pivotal role of public education in adopting this transformative technology. It's an eye-opener into how digital currencies could reshape global transactions, fostering trust where it matters most.

Finally, we cast a spotlight on the ripple effects that CBDCs may unleash upon fintech and banking sectors, balancing innovation with the essential preservation of traditional banking models. As we jest about the currency forms of tomorrow, we reveal how CBDCs can empower unbanked populations and fuel fintech evolution, all without spelling doom for existing financial institutions. Join us for a candid exploration of this financial frontier and extend the dialogue at Money 2020 in Amsterdam - where the conversation on CBDCs continues to simmer with potential and promise.

Kimberly Ofori Unveils Secrets to Startup Success Amidst Investment Chill

Thu, 21 Mar 2024 01:00:00 -0400

Embrace the chill of the 'funding winter' as The MoneyPot discusses how startups are navigating the investment landscape with the seasoned guidance of Kimberly Ofori, Partner & Director, Dutch New Narrative Lab. We are setting the stage for Money20/20 in Amsterdam as we dissect how the frosty financial climate fuels a meticulous approach to due diligence and the rise of fintech resilience. Ofori, a maestro of sustainable business models, shares how bootstrapping has become synonymous with success, offering keen insights into prudent investment strategies that weather economic storms and attract savvy investors looking for true value.

Venture with us through the transformative era of European fintech, celebrating trailblazers, like Klarna and Revolut who thrived in the wake of regulatory reform. We scrutinize the shift from investor-founder dynamics to a landscape where solving real-world problems trumps technological bells and whistles. In an ecosystem that beckons for authenticity, we stress the pivotal role of transparency in investor communication and the profound impact genuine AI integration can have on a startup's competitive edge. Join our conversation for an in-depth look at how fintech is evolving and what it truly takes for startups to capture an investor's interest beyond the buzz.

SPECIAL EPISODE: Securing the Healthcare Payment Maze PART 2: Why Healthcare Needs a Crash Course from Banking NOW!

Thu, 14 Mar 2024 08:00:00 -0400

This is episode 2 of Artificially Intelligent with Sam Maule and Maia Bittner, a new podcast from Money20/20. We are again putting them on our feed because of the immediacy of this story and the importance of payments and competition in our national infrastructure.

Sam Maule and Maia Bittner have invited Boe Hartman, the CTO and co-Founder of Nomi, to pull up a chair again at our virtual table to share insights on the repercussions rippling through the healthcare payment systems, laying bare the stark financial and personal implications for providers and patients alike.

As we navigate the turbulent waters of a $4 trillion industry caught in the throes of a major claims processing shutdown, we uncover the unseen winners of this crisis and confront the startling differences in regulation when comparing healthcare to the banking sector. The conversation pivots scrutinizes the antitrust landscape and its potential effects on healthcare competition and innovation. Tune in for a thought-provoking exploration into the intertwined worlds of healthcare policy, economics, and the cutting-edge efforts by companies like Nomi to forge a more direct and efficient marketplace for us all.

Boe Hartman article: Why Healthcare Needs a Crash Course from Banking Now!

SPECIAL EPISODE - Securing the Healthcare Payment Maze: Boe Hartman on Transforming An Industry Under Cyber Siege

Fri, 08 Mar 2024 09:00:00 -0500

Discover the intricate labyrinth of medical payments and the heightened need for secure data as we sit with Boe Hartman of Nomi Health, whose expertise in banking and payments sheds light on the seismic effects of the United Healthcare cyber hack.

Boe takes us through the trenches of an industry rattled by outdated systems, revealing how his work at Nomi Health is championing the development of real-time payment rails, poised to overhaul the costly and sluggish process of reimbursing healthcare providers. As we unravel the current state of U.S. healthcare payments, it becomes clear that the shakeup may just be the catalyst for a much-needed revolution in how we settle medical bills.

The shockwaves of the recent Change Healthcare ransomware attack, attributed to state sponsored black hat hackers, ripple throughout our conversation, exposing a stark vulnerability in our national infrastructure. The breach's staggering scope, with six terabytes of sensitive data at stake and daily medical transactions grinding to a halt, paints a dire picture. The ramifications extend beyond the disruption of services, as providers are forced back to archaic paper claims and the financial stability of entire systems hangs in the balance. With the industry holding its breath for a potential Congressional lifeline, join us as we discuss the critical demand for resilience and competition in safeguarding the future of healthcare data and payments.

Navigating the High Seas of Fintech: Caecilia Chu's Odyssey from Corporate to Entrepreneurship

Wed, 28 Feb 2024 17:00:00 -0500

Ever wondered what it takes to jump ship from the safety of corporate giants to the stormy seas of fintech entrepreneurship? Our latest episode brings you face-to-face with Caecilia Chu, YouTrip's co-founder and CEO, whose audacious switch from the world of Citi and McKinsey is nothing short of a high-stakes adventure. Her tale isn't just one of business acumen; it's a deeply personal narrative woven with threads of family legacy, cultural nuances, and a relentless pursuit of solving real-world problems. Caecilia opens up about the profound impact of her parents' entrepreneurial journey, the resilience it instilled in her, and the unique pressures that accompany a background ripe with 'tiger parenting.'

Strap in as we navigate the rollercoaster ride of Caecilia's first e-commerce venture, an experience that sharpened her resolve and her vision for the future of financial services. The conversation takes an intimate turn into the nitty-gritty of fintech innovation, revealing the allure of untangling the complex web of multi-currency transactions in Southeast Asia. From the importance of facing formidable challenges head-on to the excitement of pioneering accessible financial solutions, this episode is a treasure trove for anyone fueled by curiosity and inspired by the transformative power of entrepreneurship. Join us as we celebrate the entrepreneurial spirit with Cecilia Chu, whose story is sure to electrify your own aspirations.

From Banking Executive to Fintech Trailblazer: Lyn Kok's Inspiring Shift to Financial Inclusion with Mula X

Wed, 21 Feb 2024 17:00:00 -0500

Embark on a transformative journey with Lyn Kok as we navigate the thrilling waters of career change and the creation of something truly impactful. Lyn, the visionary behind Mula X, shares her profound experience transitioning from the president and CEO of a major bank to the innovative world of financial inclusion through fintech entrepreneurship. Her story is a beacon for anyone seeking to align their career with their core values, revealing the challenges and triumphs of constructing a mission-driven company from the ground up.

As we converse with Lyn, we uncover the threads that connect the corporate banking world to the agile startup ecosystem. Discover how skills like cultivating company culture and mastering regulatory mazes have new applications outside the boardroom, and which corporate practices might actually stifle startup vitality. Lyn takes us behind the scenes of Mula X, illuminating the intricate process of connecting those traditionally overlooked by the financial sector with vital services. Her insights provide a roadmap for leveraging corporate acumen in the fast-paced startup environment.

In this deeply personal account, Lyn's dedication to fairness, diversity, and inclusion not only defines her new venture but also serves as an inspiration for current and aspiring entrepreneurs. We explore the rejuvenating power of passion, the essential role of supportive networks, and the profound satisfaction of pursuing a career that transcends the mere pursuit of profit. As Lyn prepares to take the stage at Money2020 Asia in Bangkok, join us for a discussion that is both a masterclass in career pivots and a testament to the potential for meaningful change in the business world.

Hena Mehta's Leap from Finance to Tech Entrepreneurship in India

Tue, 13 Feb 2024 17:00:00 -0500

When Hena Mehta decided to swap the dizzying heights of Wall Street for the bustling tech scene in Bangalore, she wasn't merely changing jobs—she was rewriting her life story. As founder of BASIS, the financial app changing the game for urban Indian women, she joins us to share the triumphs and trials of such an audacious career pivot. If you're teetering on the edge of a bold professional leap, this episode will not just inspire you—it will arm you with the wisdom of someone who's journeyed through the uncertainty and emerged with a venture that speaks to her heart.

This conversation goes beyond Hena's narrative; it's a masterclass in transforming passions into impactful enterprises. We navigate the complexities unique to women in finance, underlining the power of education and trust in shattering long-standing barriers. Whether you're a woman in the finance sector feeling underestimated or an entrepreneur at the crossroads of a career change, tuning in means unlocking insights into how aligning values with work can lead to groundbreaking innovation within the fintech landscape. Hannah's journey is more than a personal success—it's a beacon for any of us seeking to blend purpose with our professions.

If you want to hear more from Hena, Hena will be speaking at Money20/20 Asia in April at Bangkok, Thailand, along with 250 other speakers. We hope to see you there.

Empowering Entrepreneurs and Driving Financial Inclusivity: A Deep Dive with Wave CEO Zahir Khoja

Wed, 07 Feb 2024 17:00:00 -0500

Discover the keys to entrepreneurial empowerment and financial inclusivity with Zahir Khoja, CEO of Wave, as we unravel his visionary approach to transforming opportunities for SMEs. Wave's mission to support small and micro-businesses is not just about simplifying the technical side of things; it's about igniting the passions of entrepreneurs and bolstering economic growth in communities worldwide. This episode promises a stirring exploration of the driving forces behind today's business ventures and how the current economic landscape shapes these entrepreneurial dreams.

Ever wondered how a passion project turns into a profitable business in the digital age? Zahir sheds light on the dramatic shifts in the entrepreneurship mindset, where social media and tech tools have flung open the doors to new possibilities. We'll hear real stories, like that of a family-owned Ethiopian restaurant grappling with the leap into financial technology, probing the challenges and solutions to the generational tech divide. This episode is a must-listen for anyone curious about the evolving landscape of small business and its potential to change lives.

Finally, we navigate the intricacies of financial inclusion and how it is woven into the fabric of Wave's philosophy. Zahir's own journey from a kid in South Africa to CEO in Canada offers heartfelt insights into the transformative effect of accessible financial tools on growing businesses. The episode culminates with a candid reflection on the nuanced role of a successor CEO, balancing profitability with the well-being of customers, and drawing inspiration from influential figures. Join us for a dialogue brimming with passion, purpose, and the power to shape a more inclusive financial future.

An In-depth Look at Principle-Driven Investing in Uncertain Times with Amy Nauiokas and Sean Park

Tue, 12 Dec 2023 11:00:00 -0500

Ever wondered what the current landscape of VC dealmaking looks like? Brace yourself for an insightful journey with our expert guides, the Founders of Anthemis, Sean Park and Amy Nauiokas. They take us through the maze of economic uncertainty, rising interest rates, and the post-pandemic slowdown that have led to a dip in deals. We delve into the essence of principle-driven investing and how venture investing has evolved from a craft business into an asset class. You will learn about our steadfast approach at Anthemis, navigating through these uncertain times with a long-term perspective.

Facing the ebbs and flows of the market often feels lonely, especially for underrepresented founders. In this episode, we pull back the curtain on this reality and discuss how market contraction impacts these groups. Our guests share their experiences, shedding light on the unique challenges women and people of color face during these periods of market contraction. We also discuss our strategies at Anthemis to prevent these groups from bearing the brunt of market fluctuations and the importance of investing in founders who are committed to uplifting specific populations.

Lastly, we cast our eyes towards the horizon, specifically focusing on the year 2024. What does the crystal ball reveal for the financial industry? We discuss the potential influence of technology, innovation, and possible new regulations on the financial world. Our guests offer their insights on the shifting landscape of finance and how it may impact consumers and businesses. This is one conversation you won't want to miss as we explore what the future might hold for the financial world and how to best prepare for it.

Behind the Scenes of Latin America's B2B Market: A Discussion with Paula Bellizia

Thu, 07 Dec 2023 15:00:00 -0500

Ever wondered why 80% of the cloud computing market in Latin America is B2B, yet most purchases are still paid manually? Well, we're about to blow the lid off that mystery. Join us for a riveting conversation with our esteemed guest Paula Bellizia, President of Global Payments at EBANX, as we unravel the opportunities and challenges within the B2B market segment. We delve into the untapped potential of SaaS and Cloud Mega Payments in Latin America. We discuss the necessity for local payment methods and the low card penetration in Africa, and how these factors play a significant role in shaping the future of financial transactions.

Switching gears, we bring the conversation to AI and how it's revolutionizing fraud prevention in the Latin American market. Paula shares intriguing insights on how EBANX leverages their proprietary anti-fraud engine to offer valuable recommendations to merchants. Imagine having an AI-powered weapon in your arsenal that learns from other markets and continuously enhances its services. We explore the cultural shift towards digital payments in emerging markets and the role of startups and digital native companies in this transformation. Tune in, as we spotlight Latin America - a region brimming with growth opportunities, with EBANX leading the way.

Guest: Paula Bellizia, President of Global Payments, EBANX

Host: Ian Horne, Head of Content, Money20/20 EU
Sanjib Kalita, Former Wizard, Money20/20

Unearthing Africa's FinTech Potential: A Conversational Journey with Nala Money's CEO, Benjamin Fernandez

Thu, 07 Dec 2023 15:00:00 -0500

Are you prepared to navigate the thrilling maze of Africa's FinTech landscape? With our esteemed guest Benjamin Fernandez, CEO of Nala Money, we journey through the continent's dynamic financial terrain. We uncover the vast opportunities brought about by Africa's rapidly expanding population and the intricate tangle of diverse currencies and regulation. Get an insider's view into the bustling world of mobile money transactions and understand why it is often described as a sleeping giant.

The second half of our discussion shifts gears, focusing on the nuts and bolts of making and receiving payments in Africa. We throw light on how the scarcity of dollars and Africa's trade deficit sway the economy, and why solutions tailored to local needs are vital. Listen in as we share the solutions Nala has developed, including ensuring payment reliability and offering competitive exchange rates. Hear directly from Benjamin about the huge potential of the remittances industry and how technology plays a crucial role in battling fraud. So, buckle up for an enlightening conversation that peels back the layers of Africa's FinTech landscape.

Guest: Benjamin Fernandez, CEO, Nala Money

Hosts: Micky Tesfaye, Content Lead, Money20/20 EU
Ian Horne, Head of Content, Money20/20 EU

Inside the Marqeta Acquisition: A Heart-to-Heart with Power's Co-founder, Randy Fernando

Thu, 30 Nov 2023 11:00:00 -0500

Strap in for a riveting conversation with Randy Fernando, co-founder of Power, a company that has recently been acquired by Marqeta for a whopping $275 million! Randy, a trailblazer in the Fintech industry, has some compelling insights to share. His journey with Power is far from over, and we get an exclusive look into its inception, its growth, and what lies ahead post-acquisition. Not only that, Randy also talks about his experiences from the Money 2020 conference, an event that played a pivotal role in connecting him with investors and shaping his entrepreneurial journey.

We dive deeper into the nitty-gritty of startup acquisitions. If you're curious about what makes an acquisition successful, listen in as we dissect the importance of cultural fit, team dynamics, and trust. How does one keep the team motivated and involved after an acquisition? Randy shares his strategies, drawn from personal experiences and lessons learned. And lastly, we also touch upon the often overlooked responsibilities of being a founder, the challenges that come with it, and the importance of maturity in navigating the business landscape. This episode is a treasure trove of wisdom and inspiration - all from the entrepreneurial trenches. We guarantee you'll walk away with a fresh perspective on acquisitions and the fintech industry!

Guest, Randy Fernando, VP of Product, Marqeta

Hosts: Micky Tesfaye, Content Lead, EU
Sheryl Chen, Head of Content, Asia

The Future is Here: Exploring Single-Click Authentication with Sunil Madhu

Thu, 16 Nov 2023 18:00:00 -0500

Money20/20 LIVE Series!!

Ever wondered how a tech genius transitions from being an IBM employee to a successful serial entrepreneur? Prepare to be enthralled as we invite Sunil Madhu, the innovative mind behind Instant, into an insightful conversation about his entrepreneurial journey. Sunil doesn't shy away from sharing the highs, the lows, and the valuable lessons learned from his past ventures, and how he has skillfully applied these to his current endeavor. One key takeaway - the importance of HR and managing company culture right from the start to avoid growing pains.

As we peel back the layers on Instant's groundbreaking technology, Sunil reveals how it is revolutionizing identity verification, mitigating fraud loss, and introducing the concept of fraud risk insurance. We dive into the psyche behind password protection, the emergence of one-click authentication, and the hurdles hindering the complete adoption of this technology. Tune in as Sunil predicts a future sans passwords and multiple authentication layers, and shares how businesses are leveraging this technology to reduce cyber liability risk, eliminate friction, leading to customer satisfaction. Don't miss this fascinating exploration into a future where your digital identity becomes as easy as a single click.

Guest: Sunil Madhu, CEO, Instnt

Hosts: Sanjib Kalita, Wizard, Money20/20
Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

Is it the End of Relationship Banking hosted by Ryan Falvey with Jelena McWilliams, Itai Damti, and Mary Dent

Thu, 16 Nov 2023 18:00:00 -0500

MONEY20/20 LIVE Series!!

Join us on a deep expedition into the intricate realm of banking in the modern era. We guarantee you'll gain valuable insights from our guest host, Ryan Falvey of Restive Ventures and distinguished panelists - former FDIC chairman Jelena McWilliams; Itai Damti, the CEO and founder of Unit; and seasoned banker Mary Dent. Together we'll pull back the curtain on the challenges the banking industry grapples with, pinpointing the unique circumstances that led to the failure of Silicon Valley Bank and the regulatory responses that followed.

Why are banks reluctant to serve consumer use cases? What barriers do mission-driven companies face when trying to scale? We dissect these pressing questions and more as we discuss the impact of regulatory trends on innovation and inclusion. We also shed light on how data is transforming relationships within the banking sphere and why nurturing relationships in immigrant communities is a critical piece of the puzzle.

Our insightful conversation wraps up by highlighting the potential for financial inclusion and innovation through bank and tech partnerships. As we navigate through the complex regulatory landscape, we address the potential implications of a restrictive approach on financial inclusion and innovation. Listen in as we contemplate the role of the private sector in promoting economic inclusion and creating more equitable outcomes. This episode is a compelling blend of thought-provoking discussions, expert insights, and a keen exploration of future possibilities. Let's embark on this transformative journey into the world of banking and financial technology together.

Guest Host: Ryan Falvey, Partner, Restive Ventures

Guests: Jelena McWilliams, former Chairman of the Federal Deposit Insurance Corporation
Mary Dent, Co-Founder at Klaros Group
Itai Damti, CEO of Unit

Money20/20 LIVE: Move Over Europe, North America's the New Open Banking Champ!

Thu, 16 Nov 2023 14:00:00 -0500

LIVE AT MONEY20/20 SERIES:

Fasten your seatbelts and ready your minds for a thrilling ride into the booming world of open banking. We promise a journey of discovery, where we'll delve into the regulatory and market conditions that have catapulted this innovative industry into the stratosphere. Led by our guest host Don Cardinal of FDX, our fellow travellers in this exploration are none other than Kimberly Bella from Visa, Lisa Novier from EnvestNet, and Ryan Fairley from Navy Federal Credit Union. Together, they'll dissect the phenomenal growth of FDX, the open finance ecosystem that securely energizes the financial lives of 65 million users worldwide.

As we venture further, we'll touch on the surprising acceleration of open banking, and how smaller banks and fintechs are racing to embrace the integration. We'll discuss the paramount importance of offering users tangible value and maintaining transparency in programs while upholding consistent principles. We'll also peer into the future, considering the potential opportunities and challenges that lie ahead for open banking. We'll ponder the implications of the CFPB's 1033 proposed rule, the complexities of risk management when dealing with multiple data providers, and what it takes to build out robust API programs. Join us on this enlightening voyage, and discover how open banking is winning over smaller banks and creating a vibrant, competitive financial ecosystem.

Host: Don Cardinal, Managing Director, FDX

Guests: Kimberly Bella, Visa
Lisa Novier, Envestnet
Ryan Fairley, Navy Federal Credit Union

Producers:
Rachel Morrissey, Executive Producer, The MoneyPot

You Don't Have to Look the Part: How East Asian Women Thrive as Entrepreneurs- with author Winnie Wong

Mon, 06 Nov 2023 18:00:00 -0500

AUTHOR SERIES!!!!

In the true spirit of our RiseUp initiative, we have an interview with Winnie Wong, the author of You Don't Have to Look the Part: How East Asian Women Thrive as Entrepreners.
Women-led start-ups get only 2% of venture capital funding, even though women own 1 in 3 businesses globally. Of that percentage, East Asian women-led startups only receive a small sliver of that 2%. Despite this disparity, women-founded businesses return more than twice as much per dollar invested than those founded by men.

But this book is all about getting women who want to take the leap to feel like they can do it. Our hosts- Sheryl Chen and Mickey Tesfaye, talk to Winnie about what strategies can be employed by both female entrepreneurs and the industry itself to help change the landscape!

There is a gold mine of great investment opportunities hiding in plain sight. Let's shine the spotlight on East Asian women founders. Talking about diversity isn't enough, we must act on it by showing everyone that, in order to be successful, you don't have to look the part.

Host: Sheryl Chen, Head of Content, Money20/20 Asia
Micky Tesfaye, Content Lead, Money20/20 EU

EBANX PAYMENTS SUMMIT: Unfolding Africa's Financial Tomorrow: eBanking, Mobile Money and Credit Innovations with Wiza Jalakasi

Wed, 11 Oct 2023 09:00:00 -0400

This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.

In this episode, we speak with Wiza Jalakasi, Director of Africa Market Development, EBANX

Ready to take a journey into the financial future of Africa? We've got an exciting exploration planned with our special guest, Wiza Jalekasi, Director of Africa Market Development, EBANX. We dive deep into the nuances of the African market, discussing the successes and challenges of eBank's expansion in countries like Kenya, South Africa, and Nigeria. Riza offers fascinating insights, drawing parallels between Africa and other developing markets like India and Latin America.

As we trek further, we investigate the rising phenomenon of mobile money. It's not just about finance; it's about the evolution of digital commerce and how it's reshaping economies in Latin America and Africa. We also discuss the financial inclusion being driven by mobile money and the role it plays in bridging the digital divide. If you've ever wondered about the complexities of cross-border regulations or the potential collaborations within the payment stack, this episode promises enlightening discussions. We'll also explore the unique offline capability of mobile money systems and the possibilities it opens for credit products.

Finally, we switch gears to discuss credit card alternatives booming in Africa. High interest rates and potential overspending have driven the rise of 'buy now, pay later' solutions and mobile money. We'll also take you through the financial innovation scene in Nigeria, where high-interest checking accounts and profitable credit solutions are changing the game. Fancy learning about the peculiar practice of paying rent a year in advance in some African countries? We've got that covered too. Our journey into Africa's financial landscape is a rollercoaster of insights and revelations – you don't want to miss it!

Host: Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

EBANX PAYMENTS SUMMIT: Cards and Instant EFT: The Twin Pillars of Digital Payments in South Africa

Wed, 11 Oct 2023 00:00:00 -0400

This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.

In this episode, we speak with Kesheni Moodley, Chief Commercial Officer, OZOW

Explore the world of e-commerce payments in South Africa, where a remarkable 85% of adults possess a financial account, setting a continental record. Despite the dominance of card payments (43% of transactions) and financial inclusion, 40% of adults do not own credit or debit cards, indicating a prominent road for alternative payment methods. The popularity of Instant EFT transactions and digital wallets offers a glimmer of hope in addressing this disparity.

Over 23 years' experience in the ICT sphere, Kesheni has local and international Client Relationship Development and Sales expertise spanning multiple industries including Media, Telecommunications, Consumer Goods, Automotive, and Airline, besides key exposure to the strategic, business development, outsourcing and operational functions of a business. Prior to Ozow, she has served Accenture and IBM South Africa.

Host: Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

EBANX PAYMENTS SUMMIT: Remaking Digital Commerce in LATAM is the key to Financial Inclusion

Wed, 11 Oct 2023 00:00:00 -0400

This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.

In this episode, we speak with Wagner Ruiz, Co-Founder and Board Member, EBANX

Delve into the transformation of credit and the incredible opportunities of the global south in this discussion with about the growth of ecommerce and the increase in financial inclusion that has resulted. EBANX centers its mission on increasing financial inclusion and lowering the barriers to payment across LATAM, Africa and into India.

Wagner Ruiz takes us through the historic growth, and predicts what we can expect in the next 10 years.

Host; Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

EBANX PAYMENTS SUMMIT: A new era for PIX: Brazil's real-time payment gets into recurrence

Wed, 11 Oct 2023 00:00:00 -0400

This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.

In this episode, we speak with Carlos Eduardo Brandt, Head of PIX Management and Operation, Central Bank of Brazil

Pix Automático, the new launch of Brazil's Pix to enable recurring payments: how it will work, capabilities, launch timeline

How Pix Automático is expected to revolutionize the way millions of Brazilians make recurring payments, from electricity bills to streaming subscriptions

Pix Automático vs Cards: the impact of Pix Automático on the volume of recurring transactions made with debit and credit cards; implications for issuers and large banks

Pix Automático puts the instant payment method even closer to digital commerce – what opportunities does the Central Bank see for Pix in the XB digital market?

Carlos heads Pix Management and Operations at Brazil's Central Bank. Graduated in engineering and law, specializing in finance, he led Pix's implementation process in Brazil, and is currently leading and driving Pix's evolving agenda. Brandt coordinates Pix Forum, a permanent advisory committee, whose purpose is to support BCB in its role of establishing the Pix rulebook.

Host: Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

EBANX PAYMENTS SUMMIT: Mexico: the evolution of the continuous cards vs. cash dichotomy in a digital commerce market that accelerates at a 30%+ CAGR

Wed, 11 Oct 2023 00:00:00 -0400

This is a special series from the EBANX Payments Summit, which focused heavily on Rising Market - aka- Latam, Africa, and India.

In this episode, we speak with Costanza Lopez Vela, the Deputy Managing Director for Acquiring Business, Banorte.

Since its foundation, Banorte has successfully navigated all stages of the financial services industry's recent history. It is one of the so-called big banks most driven by data in Mexico, combining a robust operation and a tech-oriented mindset. This session will address how one of the largest banks in Latin America's second-largest economy has invested heavily in innovation, digital and the massive use of data to ride the latest wave of innovation in the banking and financial sector in Mexico.

Constanza has over 25 years’ experience in financial industry and expertise in product and digital development, innovation, affluent proposition, sales and finance CD with responsibility for Mexico, USA, Latin America and Asian markets. She started her career at American Express and has worked for MBNA, Bank of America, Visa, Scotiabank, HSBC and Mastercard.

Host: Rachel Morrissey, Money20/20
Guest Host: Estelita Hass, EBANX

What Are the Challenges and Opportunities of Programmatic Money Movement with Pranav Sood, Airwallex

Thu, 17 Aug 2023 20:00:00 -0400

Pranav Sood from Airwallex joins The MoneyPot LIVE at our booth in Amsterdam, to discuss the challenges and opportunities of programmatic money movement including the importance of financial infrastructure and how it can enable businesses of all sizes to scale across borders. Every entrepreneur will want to listen to this one!

Guest: Pranav Sood, Executive General Manager, EMEA, Airwallex

Hosts: Rachel Morrissey, Executive Producer, The MoneyPot
Medhy Souidi, host of WTFintech Podcast and Senior Editor, Money20/20 Asia

What Are the Global Best Practices to Reduce Fraud in RTP with Ravi Loganathan, Sardine

Fri, 11 Aug 2023 11:00:00 -0400

With the launch of FedNow in July, the US has jumped into the mix of several different nations who have inspired incredible innovation with real time payments. However, the ubiquity and persistence of financial crimes and fraud rose, and RTP make these schemes harder to fight or prevent. We need to engage in practices, and arm ourselves with the tools, to fight this on grand scheme. Ravi Loganathan, the Head of Financial Institution Services at Sardine, and the President of SardineX joined us to discuss the way forward, to keep our money safe while it is moving faster than ever.

Guest: Ravi Loganathan, Head of Financial Institution Services at Sardine, and the President of SardineX

Hosts: Rachel Morrissey, Executive Producer, The MoneyPot, Money20/20

Micky Tesfaye, Content Lead and Financial Journalist, Money20/20

Stronghold; a Different Way to Think About Crypto: Part 2

Fri, 04 Aug 2023 01:00:00 -0400

What if we misunderstand the value of crypto and where its value is derived?

When Bill Spence bought a power plant in western Pennsylvania, he wasn’t aiming to become a crypto-pioneer. His thoughts were more local, and more about reviving the communities that he had grown up in.

Western Pennsylvania is at the top of the Appalachian Basin coal region, and coal was mined there, and funneled there to make the steel that built the US, both financially and physically. When the basin had been tapped, mines started being closed, and in the wake they left refuse that poisoned the ground. The excess iron turns the water rusty, and the other toxins do much more damage to the health and well-being of a population that often feels forgotten. The Commonwealth of Pennsylvania started a program to help clean the refuse, subsidizing power plants that were created specifically to use this coal refuse to make power and to rehabilitate the land.

Bill Spence was a power guy. He understood the energy industry, and he immediately found and made Scrubgrass a plant with that mission under the guidelines of the Pennsylvania program. But even with the subsidies, power plants need customers. And when the pandemic hit, power needs plummeted. Now, there was another mission to save the plant by getting a new customer.

This is part 2 of the story about how he “found” that customer, and what it could mean for bitcoin, energy stabilization, and the future of data centers. This is the story of founding STRONGHOLD

Written and Produced by Rachel Morrissey, Head of Content, Money20/20 US and Roland Bodenham, Senior Video Producer, Flywheel

Stronghold; a Different Way to Think About Crypto: Part 1

Tue, 01 Aug 2023 01:00:00 -0400

What if we misunderstand the value of crypto and where its value is derived?

This is part 1 of the story about how he “found” that customer, and what it could actually mean for bitcoin, energy stabilization, and the future of data centers. This is the story of founding STRONGHOLD.

Written and Produced by Rachel Morrissey, Head of Content, Money20/20 US and Roland Bodenham, Senior Video Producer, Flywheel

Why you should be “Compliance and Risk Management First” in Embedded Finance Products with Luis Trujillo and Sara Weed

Wed, 19 Jul 2023 18:00:00 -0400

Embedded Finance seems fait accompli, but in reality, it is just getting started. As products come into the market, and with the current regulatory oversight, there needs to be great care in looking toward the safety and security of users and consumers. As they say, “an ounce of prevention is worth a pound of cure”. In much the same way, building compliance and risk management into your products and taking as much care and forethought as possible is the best way to do that. Our own, Ian Horne spoke with two seasoned veterans in the compliance space, Luis Trujillo from Aliviere and Sara K. Weed from Gibson, Dunn & Crutcher, about best practices, risk realities, and what they hope to see for fintech innovators.

Guests:

Luis Trujillo - Chief Compliance and Risk Officer, Aliviere

Sara K. Weed - Fintech Partner, Gibson, Dunn & Crutcher LLP

Host: Ian Horne, Head of Content, Money20/20 EU

Can an Investment App be the spear tip for financial inclusion with Yada Piyajomkwan

Mon, 26 Jun 2023 20:00:00 -0400

In Indonesia, 40 percent of the population is unbanked, but Yada Piyajomkwan, Co-founder and CPO of Ajaib saw a future where learning to invest could actually be the on ramp to financial inclusion and building wealth, allowing people to achieve financial literacy while growing their own portfolios. We got to speak to her about why she started Ajaib, why she saw investment as a crucial point of spear, and what she is hoping for in the coming year as we head into Money20/20 Asia 2024.

Guest: Yada Piyajomkwan, Co-Founder and Chief Product Officer of Ajaib

Hosts: Nick Holland, Global Head of Insights, Money20/20

Mehdy Souidi, Senior Editor, Money20/20 Asia

Crypto's Credibility Conundrum: New Lawsuits, Mica, internet-enabled payments, and the evolving digital regulatory landscape

Wed, 14 Jun 2023 06:00:00 -0400

Co-hosted with Convera. Avowed crypto skeptic and Convera CEO Patrick Gauthier sits down with crypto evangelist Teana Baker-Taylor, VP of Policy and Regulatory Strategy at Circle to discuss the fragmented global regulatory landscape for crypto assets, the new SEC lawsuits against Binance and Coinbase, regulation by enforcement, blockchain for real-time payments as a disruptive technology, creating a stable regulatory framework for digital assets, the payment ecosystem we don't yet know about that we're going to need, AR/VR, internet-enabled payments, the metaverse, the accelerating timeframe of adoption for new technologies, technology innovation vs. process innovation, and good friction vs. bad friction in the user experience.

Guests: Patrick Gauthier, CEO, Convera
Teana Baker-Taylor, VP of Policy and Regulatory Strategy, Circle

Hosts: Alex Lawrence, Brand Marketing, Convera
Micky Tesfaye, Content Lead, Money20/20EU

What do we fix now to make the metaverse great with Ruth Wandhofer

Thu, 01 Jun 2023 22:00:00 -0400

Ruth Wandhofer has a vision for “ReDecentralization” of the internet. In that vision, the “metaverse” or “web3” is the opportunity to embrace change and explore how it can help humans. She sat down with us to talk about why she is passionate about this new challenge for financial services, and how hopeful it can be.

Guest: Dr Ruth Wandhofer, global 50 fintech influencer, and chair of the PSR panel at the Payment Systems Regulator

Hosts: Ian Horne, Head of Content, Money20/20EU

Rachel Morrissey, Executive Producer, The MoneyPot

What will payments be like in 2030 with Maria Prados

Tue, 30 May 2023 13:00:00 -0400

Embedded finance is providing tons of opportunities to reimagine payments. When it all becomes digital, the nature of payments has to be more mindful, and the decisions around processes are growing more deliberate. So, we talked with Maria Prados, the Head of Vertical Growth at Worldpay, who designs payments for different industries, taking into account the variables of what kinds of friction, what kinds of processes, and how payments can add to sustainable growth.

Guest: Maria Prados, Head of Vertical Growth at Worldpay,

Hosts: Ian Horne, Head of Content for Money20/20 Europe

Rachel Morrissey, Executive Producer, The MoneyPot

What is Fintech’s Answer to ChatGPT with Maarten Stolk

Tue, 23 May 2023 20:00:00 -0400

ChatGPT and Bard have reinvigorated the imaginations of entrepreneurs and investors, creating a bright spot among everything going on. We are once again on the bank of a great shift in expectations for and from financial institutions. Everyone must be thinking about appropriate use cases, and what kind of transparency is needed. We spoke to Maarten Stolk, CEO and founder of Deeploy about what we should all be investing in and being part of the vital feedback loops that AI will learn from.

Guest: Maarten Stolk, CEO and founder of Deeploy

Hosts: Gina Clarke, Content Director, Money20/20EU

Rachel Morrissey, Executive Producer, The MoneyPot

Why organizations will benefit from transparency with Aydan Al-Saad

Thu, 18 May 2023 01:00:00 -0400

Can empowering employees to know more of their worth actually be a benefit to their employer? Aydan Al-Saad, Head of the UK, Ireland and Nordics at Ravio and TikTok sensation believes that pay transparency and employee empowerment will benefit their organizations as much as the individuals. He sat down with Gina Clarke, our Director of Content in the EU, to discuss pay transparency, why content will be the ‘new cv’ and the importance of empowering employees to have side hustles.

Guest: Aydan Al-Saad Head of the UK, Ireland and Nordics at Ravio

Host: Gina Clarke, Director of Content, Money20/20 EU

Rachel Morrissey, Executive Producer, The MoneyPot, Money20/20

Why is embedded investing the next step to wealth inclusion with Mary Agbesanwa

Tue, 16 May 2023 13:00:00 -0400

Why is embedded investing the next step to wealth inclusion with Mary Agbesanwa

Financial Inclusion means so much more than access to a money account. Building wealth requires access to many financial tools that are not understood broadly, but are vital to creating health and wealth. This has created a gender wealth gap that Mary Agbeswa, Fintech Growth Lead at Seccl is on a mission to end utilizing new wealthtech, embedded investing and financial literacy.

Guest: Mary Agbeswa, Fintech Growth Lead at Seccl

Host: Ian Horne, Head of Content, Money20/20 EU

Rachel Morrissey, Executive Producer, The MoneyPot at Money20/20

How we can use data to create global platforms for property valuations with Carmen Vicelich

Fri, 12 May 2023 07:00:00 -0400

Every once in a while, someone uses truly clever solutions to leapfrog forward and show us how technology can truly solve real problems. That’s what Carmen Vicelich did with Valocity. Carmen, a self-described data nerd, realized that a platform that brought together all the players in real estate, shortening the valuation process, and allowing for a more complete picture of neighborhoods, was long overdue. As she set out to build it, she created a data company - Data Insight- providing both public and private entities with valuable new insights. And she has just launched a third company, using similar tools, to help identify carbon footprints. She takes us through the challenge, and where she hopes her solutions will go.

Guest: Carmen Vicelich, Founder and Global CEO, Valocity

Hosts: Nick Holland, Global Head of Insights, Money20/20

Rachel Morrissey, Executive Producer, The MoneyPot

How do we get truly inclusive payments with Joanne Dewar

Tue, 09 May 2023 01:00:00 -0400

Utilizing payments as a tool to aim towards a more inclusive system requires more than just an extended tech stack. There is a lot of work to be done to make payments as inclusive as possible, and that challenge has increased as our world has gone more digital and there are barriers to acquiring proper payment products. But Joanne Dewar, former CEO of Global Payments Solutions where she remains as a board member, is just getting started. She is on a mission, and she shared it with us.

Guest: Joanne Dewar, former CEO of Global Payments Solutions where she remains as a board member

Hosts: Ian Horne, Head of Content, Money20/20 EU

Rachel Morrissey, Executive Producer, Podcast at Money20/20

What do we do about dedollarization? with Simon Taylor, Sardine

Fri, 05 May 2023 02:15:00 -0400

Simon Taylor is one of the most forward thinkers and trusted movers in fintech, and last year when sanctions around SWIFT were announced, he wrote an incredibly clear and compelling explanation in his Fintech Brainfood Substack. One line stood out: “I think as Fintech Nerds, we have a real opportunity to build a better SWIFT and a better dollar global order.”

Since that was written, several events have taken place that puts the dollar as the global currency more in question than ever before- including deals to buy oil with the Chinese Yuan, and movements in digital currencies. So, we need to ask “What do we do about de-dollarization?”

Guest: Simon Taylor, Head of Content and Strategy, Sardine and Author of Fintech Brainfood SubStack

Hosts: Rachel Morrissey, Executive Producer, The MoneyPot Podcast
Micky Tesfaye, Content Lead, Money20/20EU

Producer: Rachel Morrissey, Executive Producer, The MoneyPot Podcast

How do we get serious about ESG with Gerrit Sindermann

Tue, 02 May 2023 02:10:00 -0400

The ESG space is busy, busy, busy. Sustainability is becoming a key indicator for our industry. And one of its busiest proponents is Gerrit Sindermann, the Deputy Executive Director at the Green Digital Finance Alliance, a Swiss-based non-profit promoting the next generation of green digital finance.

We spoke with Gerrit about how to get serious around the issues of environmental, social governance, and the climate agenda within fintech and digital innovation and what three big takeaways he wants to leave with the audience in the upcoming Money20/20 EU show in Amsterdam.

Guest: Gerrit Sindermann, Deputy Executive Director, Green Digital Finance Alliance

Hosts: Gina Clarke, Content Director, Money20/20 EU
Rachel Morrissey, Executive Producer, The MoneyPot Podcast

Reboot: Preparing for an attack on Global Financial Networks with Rahav Shalom-Revivo, Israeli Ministry of Finance

Wed, 05 Apr 2023 00:41:00 -0400

In December 2021, 10 nations and several international institutions participated in a simulation "war game" on the global financial networks.

It was organized and led by the Israeli Ministry of Finance, to anticipate the need for smarter international cooperation to protect systems. The goal was to prepare for the possibility of wide-spread simultaneous hacks, understand what were the key weaknesses, and find measures that could be implemented across international lines.

We spoke with Rahav Shalom-Revivo, Head of Financial-Cyber Innovation and International Engagements, about the preparation and nature of the simulation, and the key findings that can keep our world safer. In her words "Collaboration is key in order to be able to make sure that the good guys actually win in the end."

Guest: Rahav Shalom-Revivo, Head of Financial-Cyber Innovation and International Engagements, Israeli Ministry of Finance

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Executive Producer of the MoneyPot, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential
Rachel Morrissey, Executive Producer of the MoneyPot, Money20/20

Reboot: Creating Ethical Rules for AI in the EU, with Ismini Psychoulla

Tue, 28 Mar 2023 02:01:00 -0400

With ChatGPT and its cousins flourishing and fleshing out our imaginations of what AI can do, there is more open scrutiny about the ethics and definitions of AI. We will be looking to talk more about this in the coming months, but in the meantime, we wanted to revisit an episode that seems even more relevant now.

AI has a ‘black box’ issue and the lack of understanding about how such systems work can raise concerns about opacity, unfair discrimination, ethics and threats to individual privacy and autonomy. Would it be fair/acceptable if in the future AI used your digital identity and social media posts and decided you have very expensive habits and are thus unlikely to repay your debts? The new AI regulation proposed in the EU aims to address these issues by requesting processes to build, audit and safeguard AI systems. We spoke with Ismini Psychoula, Research Scientist at the OneSpann Innovation Center, about the principles behind the new regulations, and how to ensure trustworthiness and fairness in financial services.

Guest: Ismini Psychoula, Research Scientist, OneSpan Innovation Centre
APRIL- Autonomous Podcasting Robotic Intelligent Lifeform

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Executive Producer, MoneyPot, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential
Rachel Morrissey, Executive Producer, MoneyPot, Money20/20

Integrating Voice AI into Customer Comms with Rana Gujral, Behavioral Signals

Tue, 21 Mar 2023 02:00:00 -0400

AI applications are surging and fueling the imagination of innovators and entrepreneurs. We had the opportunity to speak to Rana Gujral, the CEO of Behavioral Signals, who have been working on AI and communication applications. Mr. Gujral has been recognized as among 'Top 40 Voice AI Influencers to Follow' by SoundHound, ‘Entrepreneur of the Month’ by CIO Magazine, awarded ‘US-China Pioneer’ by IEIE, listed as a Top 10 Entrepreneur to follow in 2017 by Huffington Post and an AI Entrepreneur to Watch in Inc Magazine. In 2020 he won “Contributor of the Year: Chatbots” in Hacker Noon’s Noonie’s Awards.
This new application is using the power of the voice and the non-verbal cues to help create better customer experiences and greater data protections at the same time. This is one to watch!
Guests: Rana Gujral, CEO, Behavioral Signals
Host: Rachel Morrissey, Executive Producer, The MoneyPot
Producer: Rachel Morrissey, Executive Producer, The MoneyPot

Conway's Law and the Banks with Karan Oberoi, Backbase and Nick Cowell, Deloitte

Thu, 09 Mar 2023 01:05:00 -0500

Banks today aren't great at innovation, but simply mimicry, because of Conway's Law - “Any organization that designs a system (defined broadly) will produce a design whose structure is a copy of the organization's communication structure. So, what changes in technology would be enough to change the way teams in banks are structured, and thereby the design of the products/services they offer? And does culture mirror technology or does technology mirror culture? We spoke withKaran Oberoi from Backbase, and Nick Cowell from Deloitte Digital to dig out the way banks can re-imagine their systems and therefore reimagine their services. Hint: Mission is central.

Guests: Karan Oberoi, Chief Product Officer, Backbase
Nick Cowell, Principal, Deloitte Digital (his team helped multiple challenger fintechs launch and he leads the Affinity Banking practice
Host: Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

Producers: Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

Special Thanks to Will Haskins!

MoneyPot Raw - Innovation and Regulation with John Pitts, Plaid, and Kaitlin Asrow, NYDFS

Thu, 23 Feb 2023 01:00:00 -0500

Fintech Policy wonks are having a field day. While companies are finding new advantages to having smart policy teams, regulators are hungry for tech savvy employees.
To help us find a pathway, we invited John Pitts, Head of Policy at Plaid, and Kaitlin Asrow, the Executive Deputy Superintendent of Research and Innovation, at NYDFS to our stages to find ways that regulators can think more in line with innovators, and innovators can better communicate with rulemakers. We are also posting this along with For Fintech’s Sake, and it features guest host, Ally McCloskey, who has shown her chops interviewing fintech luminaries at the Wharton Fintech podcast for the past several years.

Guests: John Pitts, Head of Policy, Plaid
Kaitlin Asrow, Executive Deputy Superintendent, Research and Innovation, NYDFS

Guest Host: Ally McClosky, For Fintech’s Sake

Producer: Rachel Morrissey, Executive Producer, The MoneyPot, Money20/20

Partnership and Leadership with Jim Magats

Tue, 21 Feb 2023 01:00:00 -0500

Jim Magats has been a part of Fintech since before it was a hashtag. During his career, his leadership was central to the growth of PayPal, spearheading their bread and butter- partnerships. In 2021, he took on the new challenge of leading MX as their CEO. MX had a very difficult 2021- not due to business- but due to the challenges and heartbreak life can throw our way. Their CEO, Ryan Caldwell, had to step back to pay attention to serious family health issues. And their co-founder, and one of the great souls in our industry, Brandon DeWitt passed away after a battle with cancer. We spoke to Jim about his experiences in the industry, the philosophies and mindsets that have created success, and the unique challenge and honor of taking the helm at MX.

Guest: Jim Magats, CEO, MX
Host: Rachel Morrissey, Executive Producer, The MoneyPot at Money20/20
Producer: Rachel Morrissey, Executive Producer, The MoneyPot at Money20/20

Data Visualization with Robert Cooke, 3Forge

Tue, 07 Feb 2023 00:30:00 -0500

Financial services companies are swimming in data, and everyone suspects that the secrets to client satisfaction and increased profits are hidden in it. However, with that much data, the challenge is- how do you organize it into something useful with genuine answers? Something that tells a real story? And can you anyone paint the picture?
Robert Cooke, Founder and CTO of 3Forge can. After working in several financial services companies in a variety of roles, he had a deep understanding of the issues and thought he knew the solution. So- he built it.
3 Forge’s AMI is deployed at three of the five largest global banks, and nearly 20% of global equities flows through the platform. It also provides services to hedge funds, broker-dealers, and other financial services firms. The company is the leading provider of “performance at scale” data management systems.
And all of that journey started at 10…. But we are getting ahead of ourselves.

Guest: Robert Cooke, Founder and CTO of 3Forge

Hosts: Rachel Morrissey, Executive Producer, The MoneyPot at Money20/20
Ian Horne, Head of Content, Money20/20 EU

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential
Rachel Morrissey, Executive Producer, The MoneyPot at Money20/20

Building Community to Withstand the Tides with Rachel Schneider, Canary

Tue, 20 Dec 2022 15:59:06 -0500

When Rachel Schneider wrote “The Financial Diaries”, the research uncovered several misconceptions that the financial industry has about the financial lives of the average person. When her research was done and her book was published, the Omidyar Network that had funded the study then presented her with the opportunity to solve one issue that she found in her research. Her answer is Canary, which helps businesses create safety nets for their employees and the communities they live in, and helps smooth over the rough times that inevitably fall in all our lives. I hope you enjoy this episode and may we all have stronger communities and strengthen the ties that bind us together in the new year!
Guest: Rachel Schneider, Founder and CEO, Canary
Host: Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

MoneyPot Raw: Ending the Strife between Data Security and Innovation with Colin Luce

Fri, 16 Dec 2022 15:12:54 -0500

We spoke to Colin Luce, the Co-Founder & CEO of Basis Theory - a tokenization platform built to manage data compliance and help companies navigate the increasing complexity of global regulations about how their tech can change the nature of data security and compliance.
This was recorded at the Money20/20 Show in October 2022

Guests: Colin Luce, Co-Founder & CEO Basis Theory

Hosts: Nick Holland, Global Head of Insights, Money20/20
Sanjib Kalita, Wizard on Site, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Development Lead, Ascential

Rachel Morrissey, Executive Producer of The MoneyPot Podcast, Money20/20

The MoneyPot Raw: Biometrics and Digital Identity with Ricardo Amper

Tue, 13 Dec 2022 10:55:59 -0500

We sat down with Ricardo Amper, CEO of Incode to discuss how financial institutions are combatting spoofing and identity fraud through biometric digital identity verification. We also discussed the use of synthetic data to commit fraud, and what can be done at scale to help. This was recorded live at The MoneyPot Booth in Las Vegas in October 2022.

Guest: Ricardo Amper, CEO, Incode

Hosts: Nick Holland, Global Head of Insights, Money20/20
Rachel Morrissey, Executive Producer of The MoneyPot Podcast, Money20/20

Producers: Roland Bodenham, Senior Video Producer & Podcast Development Lead, Money20/20
Rachel Morrissey, Executive Producer of The MoneyPot Booth, Money20/20

MoneyPot Raw: How to be SOLVENT, with DIVINE

Fri, 09 Dec 2022 13:32:35 -0500

On this MoneyPot Raw, Sanjib Kalita and Rachel Morrissey sit down with Mr. Victor D. Lombard, aka DIVINE, to speak about his journey and his mission to create fintech that solves systemic disadvantages. In this vulnerable and extraordinarily honest interview, DIVINE left us inspired and humbled. We are very grateful he shared his time and considerable insights on his mission. He has founded SOLVENT to focus on and empower the system impacted, formerly incarcerated, and incarcerated with tools for the socioeconomically disadvantaged, formerly incarcerated, family, friends and loved ones of the formerly incarcerated and/or incarcerated, and those currently incarcerated.

Guest: Mr. Victor Lombard AKA DIVINE

Hosts: Sanjib Katlita, Editor-in-Chief Emeritus, Money20/20

Rachel Morrissey, Executive Producer, The MoneyPot Podcast, Money20/20

Producers: Rachel Morrissey, Executive Producer, The MoneyPot Podcast, Money 20/20

Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

The MoneyPot Raw: Wealth and Inclusion on their own Terms with Delicia Reynolds Hand and Cleve Mesidor

Fri, 02 Dec 2022 12:28:02 -0500

We sat down with Delicia Reynolds Hand from Consumer Reports, and Cleve Mesidor from The Blockchain Assn, to talk about whether the DeFI movement in FinTech is creating new indicators of financial wellbeing and how young POCs, women, and diverse innovators are forging new metrics of wellbeing and prosperity. This was LIVE at the Money20/20 US show in Las Vegas in October 2022.

Guests: Delicia Reynolds Hand, Director, Financial Fairness, Consumer Reports
Cleve Mesidor, Executive Director, Blockchain Foundation
Hosts: Micky Tesfaye, Content Lead, Money20/20 EU
Rachel Morrissey, Executive Podcast Producer, Money20/20
Producers: Rachel Morrissey, Executive Podcast Producer, Money20/20
Roland Bodenham, Senior Video Producer and Podcast Lead, Money20/20

Brazil's Pix has taken their Payments into 2050 with João del Valle

Wed, 30 Nov 2022 16:30:25 -0500

Following on our previous episode on Brazil's Pix payment rails, we had João Del Valle, CEO and Co-Founder at EBANX talk to us about the tremendous changes that have occurred and what he sees coming in merchant/ b2b payments. This was recorded at the Money20/20 Show in October 2022

Guest: João Del Valle, CEO and Co-Founder, EBANX

Hosts: Nick Holland, Global Head of Insights, Money20/20

Sanjib Kalita, Editor-in-Chief Emeritus, Money20/20

Producers: Rachel Morrissey, Executive Podcast Producer, Money20/20

Roland Bodenham, Ascential Video Producer and Podcast Lead, Ascential

The MoneyPot RAW: Innovation in the Capital Markets

Thu, 17 Nov 2022 10:05:47 -0500

IPOs are in a holding pattern, SPACs are undergoing a transformation and the private market is shaky. Economic downturns always give birth to innovation in the capital markets. Companies need capital – the lifeblood of growth. How do you position yourself to be one of the most financially innovative companies? We spoke with Isabelle Freidheim, Founder & Chairman of Athena to understand what's happening in capital markets.

Guest: Isabelle Freidheim, Founder & Chairman, Athena

Hosts: Nick Holland, Global Head of Insights and Networks, Money20/20

Micky Tesfaye, Content Lead, Money20/20 EU

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

MoneyPot RAW: The Fintech Surge in Mexico City

Tue, 15 Nov 2022 11:16:02 -0500

Scarlett Sieber, our Chief Strategy and Growth Officer, will be joined in the booth by José Caparrosa, Editor, Forbes Columbia to host Cecilia Tamez, Chief Strategy Officer of Dandelion, about strategies around fintech growth in LATAM and what helps or hurts the speed of innovation.

Guest: Cecilia Tamez, Chief Strategy Officer, Dandelion

Host: Scarlett Sieber, Chief Strategy and Growth Officer, Money20/20

José Caparrosa, Editor, Forbes Columbia

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer, The MoneyPot, Money20/20

The audacity of Brazil's PIX payments system, with Carlos Eduardo Brandt

Thu, 13 Oct 2022 18:16:35 -0400

Brazil's Central Bank launched Pix, a new nationwide real-time payment system, that has transformed money movement inside the country. Launched in November of 2020, within a year, over 62% of Brazil's population had adopted Pix, including businesses and consumers. It is created to facilitate both person to person payments and business transactions and has 113 million users. We at Money20/20 had to learn more, and were luckily able to discuss it with the person responsible for running it- Carlos Eduardo Brandt, Deputy Head of the Dept of Competition and Financial Market Structure of the Central Bank of Brazil- or as he calls himself- the person in charge of Pix. We learned so much, and we are so happy to share it with you!

Guest: Carlos Eduardo Brandt, Deputy Head of the Dept of Competition and Financial Market Structure of the Central Bank of Brazil

Hosts: Rachel Morrissey, Executive Producer of Podcast, Money20/20

Micky Tesfaye, Content Lead for Money20/20 EU

Producers: Roland Bodenham, Senior Video Producer and Podcast Development Lead, Ascential

Rachel Morrissey, Executive Producer of Podcast, Money20/20

Tools needed to make Web3 Utopian with Crypto Megan

Mon, 26 Sep 2022 09:34:55 -0400

As investment and interest in Web3 increases, so does the sense of what could go wrong. To help us focus on what can go right, we spoke with Megan Nilsson to think through some of the complexities we have around access and identified 4 major tools- data management & ownership, universal access, design access, and educational access - that need to be in place to make Web3 everything the enthusiasts dream it will be.

Guest: Megan Nilsson-aka Crypto Megan-High-End Crypto & NFT Consultant

Hosts: Rachel Morrissey, Executive Producer of Money20/20 Podcasts, Money20/20

Sanjib Kalita, Editor-in-Chief, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer of Money20/20 Podcasts, Money20/20

Adam Neumann, Survivor Bias, and Innovation

Thu, 08 Sep 2022 12:25:50 -0400

Last month, the fintech universe was set abuzz following the news that A16Z had written its biggest check to date. But the eye-watering sum wasn't at the heart of the buzz; it was the man behind the raise: Adam Neumann. Despite allegations of impropriety with his form venture, WeWork, he is trusted by investors once again. We wanted to dig into the possible reasons why, and how it could be explained by a "survivor bias". We dig into how survivor bias works, why it is actually systemic, and the harm it does to problem solving.

In addition to this episode, our financial journalist Micky Tesfaye dug into this topic further on our blog. Check it out!

Hosted by: Sanjib Kalita, Editor-in-Chief, Money20/20

with: Micky Tesfaye, Financial Journalist, Money20/20

Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

Kisha Allison, Head of Content, Money20/20 USA

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential
Micky Tesfaye, Financial Journalist, Money20/20

How CoinFlip is extending the On-Ramp to Cryptocurrencies Wild West

Tue, 30 Aug 2022 16:42:55 -0400

Ben Weiss saw the potential of crypto as an equalizing asset, but he also saw that the people who understood who to access it might be the ones to benefit the least. So, he decided to create a solution that his own mother could use and feel confident- a crypto kiosk. Ben realized that by creating creating a physical device, he could bridge the gap and take crypto to broader communities. And he has. We talked to Ben Weiss about the nature of crypto as the wild west, and why his idea on physicalizing the crypto buying experience is helping to settle crypto.

Guest: Ben Weiss, CEO and Founder, CoinFlip

Host: Sanjib Kalita, Editor-in-Chief, Money20/20

Mickey Tesfaye, Financial Journalist, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer, Money20/20 Podcast

RiseUp and ReBalance: How Women Lead, Parent, Partner, and Thrive

Sat, 23 Jul 2022 14:11:57 -0400

In this episode of The MoneyPot Raw, Tracey Davies, President of Money20/20 and I sit down with Monica Engel, Partner and Co-Founder of Quona Capital, to talk about her new book - Rebalance: How women lead, parent, partner, and thrive. We discuss the importance of the THRIVE group - a group of working women with ambitions for good careers, families, partnerships, and community- that she helped establish. And why intentionally seeking these groups is so vital for women to succeed and maintain balance. We also discuss about what changes we see coming and how professional women can play a role in the reset.

Guests: Monica Engel, Partner, Quona Capital and co-Author of Rebalance: How women lead, parent, partner, and thrive.

Tracey Davies, President, Money20/20 and founder of RiseUp

Host: Rachel Morrissey, Executive Producer, The MoneyPot, Money20/20

Producer: Roland Bodenham, Senior Video Producer and Podcast Lead, Money20/20

Banks Can Help Consumers Reduce their Carbon Footprint

Sat, 23 Jul 2022 13:52:41 -0400

The science around the climate crisis is in, and we are all feeling the effects of it, With record heat waves, droughts, and questions about stability, Gen Z considers climate a high priority in what they buy and support. CoGo, a new banking app, helps consumers understand what their spending means for their carbon footprint, By making this information available, they hope to employ behavioral sciences to assist consumers to more ecologically friendly habits. We talked to Emma Kisby, the EMEA CEO at Cogo, about their mission, and how important it is for financial services to lead in the climate crisis.

Guest: Emma Kisby, EMEA CEO at Cogo

Hosts: Rachel Morrissey, Executive Producer- The MoneyPot, Money20/20

Mickey Tesfaye, Financial Journalist, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer- The MoneyPot, Money20/20

LIVE at Money20/20 EU- How can gaming marketplaces and payments inform the economics of the Metaverse?

Mon, 13 Jun 2022 09:41:58 -0400

As we figure out how economies will work within and between Web 2.0 to Web 3.0, we should be drawing from as many different industry experiences as possible. Luckily, we get to speak to Dawid Rožek , CEO, ZEN.COM about going from gamer to creating an online marketplace to creating the payments systems, and what all of it might teach us about the fintech future on Web3.

Guest: Dawid Rožek , CEO, ZEN.COM
Host: Sanjib Kalita, Editor-in-Chief, Money20/20 & Rachel Morrissey, Executive Producer and Senior Content Manager, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer, The MoneyPot at Money20/20

LIVE at Money20/20EU- The Crypto Pulse

Thu, 09 Jun 2022 02:10:05 -0400

Cryptocurrencies have long been considered volatile, but they are also becoming more standard in diverse portfolios. It is more important than ever that we understand how the public and institutions are looking at cryptocurrencies. We are going to speak to Jean-Bapitiste Graftieux of Bitstamp, about their latest study- the Crypto Pulse- and get the low down on what, where, and why crypto is met with both skepticism and intrigue.

Guest: Jean-Baptiste Graftieux, Global CEO, Bitstamp

Host: Nick Holland, Global Head of Research, Money20/20 & Rachel Morrissey, Executive Podcast Producer, Money20/20

Producers- Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer, The MoneyPot, Money20/20

LIVE at MONEY20/20EU - Scams- Are they really our fault?

Wed, 08 Jun 2022 01:46:22 -0400

Over the last few years, online scams have become rife from social engineering to online dating and fake advertisements. With so much media attention, why are they still on the up? Is it time we took a step back and looked at the human element? Sanjib Kalita and Micky Tesfaye sit down with Tim Burton and Chris Stevens from Callsign to discuss the art of the scam, why we naturally ignore the warning signs and how we’re so easily tricked.

Guests: Tim Burton, VP, Global Head of Solution Engineering, Callsign
Chris Stevens, Head of Solution Engineering, Callsign

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20 & Micky Tesfaye, Financial Journalist, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer, MoneyPot, Money20/20

Money20/20EU is now! We are publishing every day from the show! Tune in and join the fun!

BNPL has become a vital payments channel

Fri, 20 May 2022 13:52:50 -0400

There are no questions around the popularity of BNPL. It has been hailed as the payments product of GenZ and Millennials, but use by all generations has flourished over the last year. The questions left around it are about whether it is a safe, smart, and fair credit product, or is it a path to bad credit? Is this going to lead to a giant consumer debt issue, or is it a healthy alternative lending product that allows families and those with minimal access to credit to stretch their budgets? We spoke with Gary Stein, Chief Product & Compliance Officer at Opy (and formerly with the CFPB) to bring some clarity to this, and one thing was clear. BNPL isn't going anywhere.

Guest: Gary Stein, Chief Product & Compliance Officer, Opy

Host: Sanjib Kalita, Editor-in-Chief, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

Is the Crypto Market Fundamentally Broken

Thu, 12 May 2022 20:41:44 -0400

We are breaking from our typical format because of the intense news that is developing around the crypto markets, and how that is affecting businesses in that sector of the industry. We all know that the price of cryptocurrencies dropped. Bitcoin dove to a year low of $26284. Ethereum dove to $1792. Both seem to be stabilizing, but are very far from their beginning of the year highs. Even bigger are the stories about Luna and TerraUSD. TerraUSD is a stablecoin that is pegged to the USDollar, and managed to fall sharply under the $1 mark dragged down by Luna, which is the sister cryptocurrency. Luna has collapsed. As of this recording on May 12, 2022 at 3pm, it had dropped in value by 99% and is worth a little more than a penny. This has caused a certain amount of chaos at different crypto businesses, and their consumers.

Today, Sanjib Kalita, Nick Holland, Micky Tesfaye and Rachel Morrissey take a look at whether the nature of cryptocurrency is amenable to sustainable business models, what type of oversight can crypto exchanges and businesses expect, and what this will mean for private and public stablecoins.

Money20/20 Team: Rachel Morrissey, Executive Producer, The MoneyPot; Sanjib Kalita, Editor-in-Chief; Nick Holland, Global Head of Research; and Micky Tesfaye, Financial Journalist.

Producer: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Can Crypto Be Undone by Quantum?

Thu, 28 Apr 2022 11:02:29 -0400

Quantum computing is coming. And that puts encryption in danger, because the ability to process long numbers will be so much faster and deeper in scope will be at the finger tips of major players. Crypto currencies and blockchain technologies rely on distributed ledgers keeps value and contractual agreements on them safe without mediation now, but advances will need to be made in order to keep that ledger safe from corruptibility. We spoke to Rhiddiman Das, the Founder and CEO of TripleBlind, about how they are approaching and preparing for the problems around data privacy and the encryption safety to understand more about what we can expect and how we might approach the solutions.

Guest: Rhiddiman Das, Founder/CEO, TripleBlind

Hosts: Nick Holland, Global Head of Research, Money20/20

Rachel Morrissey, Content Manager Executive Producer of The MoneyPot, Money20/20 US

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20 US

MoneyPot LIVE: With Chainalysis and Cross River - Increasing Access to Crypto Services

Fri, 08 Apr 2022 11:06:56 -0400

Chainalysis and Cross River invited us to host a LIVE podcast conversation at the launch party for their new partnership designed to increase the ability of fintechs and community banks to offer crypto products ands services. We had the chance to interview Nathan Bekerman of Cross River and Jeff Billingham of Chainalysis and we discussed the accessibility of crypto for smaller players such as community banks and fintechs, the ways crypto has become more legitimized, and the benefits of web 3 custodianship.

Guests: Jeff Billingham, Vice President of Capital Markets, Chainalysis

Nathan Bekerman, Crypto Strategic Partnerships, Cross River

Hosts: Nick Holland, Global Head of Research, Money20/20

Rachel Morrissey, Executive Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer of the MoneyPot, Money20/20

Marketing: Cameron Kane, Head of Marketing, Money20/20US

SPECIAL: Is this the Golden Age of Bank-Fintech Partnerships

Thu, 31 Mar 2022 10:45:15 -0400

Collaboration between banks and fintechs has been central to the conversation about the future of money since 2015. But truly flourishing examples are finally in abundance. We got a chance to speak to Josh Goines from Bill.com and Reetika Grewal from Wells Fargo about their partnership to serve medium enterprise banking needs.

Done in partnership with Bill.com

Guests: Josh Goines, SVP of Partnership and Business Dev, Bill.com

Reetika Grewal, Executive Vice President, Wells Fargo

Host: Rachel Morrissey, Executive Producer of the MoneyPot

Producer: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Preparing for an Attack on Global Financial Networks

Fri, 25 Mar 2022 10:04:48 -0400

Earlier this year, 10 nations and several international institutions participated in a simulation "war game" on the global financial networks. It was organized and led by the Israeli Ministry of Finance, to anticipate the need for smarter international cooperation to protect systems. The goal was to prepare for the possibility of wide-spread simultaneous hacks, understand what were the key weaknesses, and find measures that could be implemented across international lines. We got to speak to Rahav Shalom-Revivo, Head of Financial-Cyber Innovation and International Engagements, about the preparation and nature of the simulation, and the key findings that can keep our world safer. In her words " Collaboration is key in order to be able to make sure that the good guys actually win at the end."

Guest: Rahav Shalom-Revivo, Head of Financial-Cyber Innovation and International Engagements, Israeli Ministry of Finance

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Executive Producer of the MoneyPot, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer of the MoneyPot, Money20/20

What do the SWIFT sanctions really do?

Tue, 08 Mar 2022 14:19:47 -0500

The sanctions on Russian financial institutions following the invasion of Ukraine, including from SWIFT and the freezing of Russian Central Bank assets have been the center of attention for the global financial world. These sanctions or threats of sanctions have already had severe repercussions for both Russia and the global economy- repercussions that have yet to be fully felt.
We at Money20/20 wanted to provide clarity around the details of the sanctions, what they seem to imply, and what other financial tools are factors in the complete story, including alternate financial messaging systems within Russia, and the status of crypto.

Host: Sanjib Kalita, Editor-in-Chief, Money20/20

Producers: Rachel Morrissey, Executive Producer of the podcasts, Money20/20

Micky Tesfaye, Financial Journalist, Money20/20

Nick Holland, Global Head of Research, Money20/20

Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Contributors: Will Haskins, Content Director, Asia & Digital

Elena Mesropyan, Former Head of Content, Money20/20EU

Funding Non-Unicorns

Thu, 03 Mar 2022 01:10:00 -0500

Fintech investment is exploding. But, with so much investment, valuations are in question. VC money is aimed at breeding unicorns, which are now much less rare, and being created at a rate of two per day. Is this the best way to truly grow and nourish a healthy financial ecosystem and communities? Or is the VC funding model ready to be disrupted as well? We spoke with Bhavik Vasa, Founder & CEO of GetVantage and Saket Kumar, Co-Founder & CEO of Vitt. about plans to fund smaller niche business, and why that can be a win for VC's and consumers, #VentureCapital

Guests: Bhavik Vasa, Founder & CEO of GetVantage
Saket Kumar, Co-Founder & CEO of Vitt
Hosts: Micky Tesfaye, Financial Journalist, Money20/20
Rachel Morrissey, Executive Producer, MoneyPot Podcast, Money20/20
Producers: Will Haskins, Director of Content, Money20/20 Asia/ Digital
Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Robot Moses: Creating Ethical Rules for AI

Wed, 09 Feb 2022 16:05:11 -0500

Guest: Ismini Psychoula, Research Scientist, OneSpan Innovation Centre
APRIL- Autonomous Podcasting Robotic Intelligent Lifeform

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Executive Producer, MoneyPot, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential
Rachel Morrissey, Executive Producer, MoneyPot, Money20/20

Special: It’s about more than Cryptocurrency; it’s about Commerce with PayPal

Thu, 03 Feb 2022 01:05:00 -0500

Bitcoin. Ethereum. Litecoin. All have made headway in the mainstream regarding their functionality and potential use as an actual currency. For crypto to truly take hold as a currency, it needs to be accepted during commerce activities such as buying and selling. Edwin Aoki, CTO of PayPal’s BCDC unit, and May Zabaneh, VP of Product for BCDC, join us to discuss how PayPal views these new technologies and what we should expect when it comes to using them for commerce.

Guests: Edwin Aoki, CTO of BCDC, PayPal
May Zabaneh, VP of Product, BCDC, PayPal

Host: Nick Holland, Global Head of Research, Money20/20

Producers: Rachel Morrissey, Executive Podcast Producer, Money20/20
Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

AI and Advanced Analytics at Oracle Lakehouse

Fri, 28 Jan 2022 12:31:37 -0500

We think of AI as something from a Sci-Fi novel, but the reality is AI and natural language processing are already being used in aiding core financial systems. We got the chance to speak to Nino Bice and Vijay Krishnamurthy from the Oracle Lakehouse about their projects in AI, why they are so vital, and what opportunities their projects open in the future.

Guests: Nino Bice, Vice President Product Management AI, Oracle
Viji Krishnamurthy, AI Specialist, Analytics for Blockchain, Oracle

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Nick Holland, Global Head of Research, Money20/20

Producers: Rachel Morrissey, Executive Producer, Podcast, Money20/20
Roland Bodenham, Senior Video Producer and Podcast Lead, Money20/20

SPECIAL: BNPL: The Millennial Payment Method Comes of Age.

Mon, 24 Jan 2022 22:00:00 -0500

The pandemic forced everyone to reevaluate many parts of life – from work life balance to payment habits. As consumers considered their various situations, it brought about the coming of age and exponential growth of the buy now, pay later industry. Thought of as primarily a millennial and Gen Z payment method due to their existing adoption of the subscription lifestyle, the pandemic forced older generations to adopt buy now pay later services. Hear from Greg Lisiewski, VP of Global Pay Later at PayPal, Samsonite’s VP of Marketing and eCommerce David Oksman, and Brian Riley, Director at Mercator Advisory Group about the growth of this industry over the past 18+ months and the impact it has had on their businesses.

Guests: Greg Lisiewski, VP of Global Pay Later, PayPal
David Oksman, VP of Marketing and eCommerce, Samsonite
Brian Riley, Director, Mercator Advisory Group

Host: Rachel Morrissey, Executive Producer, Podcast, Money20/20

Producer: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Driving the Future of Transaction Banking with Embedded Finance

Mon, 20 Dec 2021 18:24:21 -0500

Since banking became mobile, it feels like it should be more intuitive and more automated. Our money should feel easier to use, easier to save and serve us better. Embedded finance is the beginning of a system where the banking is simply an inherent part of any transaction, and not a belabored afterthought. And with open banking empowering consumers to own their data, the combination with embedded finance could lead to incredible opportunities in every type of financial transaction. We spoke with Sanjay Mathew, from Oracle and Mayank Mishra from Citi, about their outlook as they lead clients through the possibilities.

Guests: Sanjay Mathew, Senior Industry Strategy Director, Oracle

Mayank Mishra, Managing Director, Global Head Digital Channels, Citi

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Kisha Allison, Head of Content, Money20/20 USA

Nick Holland, Head of Global Research, Money20/20

Producer: Rachel Morrissey, Executive Podcast Producer, Money20/20

Recreating the Retailers Payments Stack

Tue, 14 Dec 2021 09:59:13 -0500

The pandemic rocked retail to the core, and was a time when multiple payments options and omni-channel commerce became vital to survival. Some of the biggest casualties are the mid to large traditional retailers who have declared bankruptcy in record numbers. Their profit margins are being squeezed by the behemoths while a lot of the problem solving has been for small businesses to operate better and smoother. In order to compete, retailers need to be able to move as swiftly as the payments industry, keeping up with new preferences, and experiment with trends. We spoke with John Lunn, CEO and Co-Founder of Gr4vy about creating a solution that allows these retailers to modify their payments stacks, and give retailers much needed flexibility.

Guest: John Lunn, CEO and Co-Founder of Gr4vy

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Executive Podcast Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential
Rachel Morrissey, Executive Podcast Producer, Money20/20

Clearing the Hurdles of Digital Asset Adoption for Institutional Clients

Thu, 02 Dec 2021 01:01:00 -0500

DeFi and Web 3.0 are upon us. With the growing popularity of crypto, NFTs and other digital assets, new ways to create, gather, and transform wealth are developing. As they do, institutional investors are becoming more and more interested. But, as they invest more in these assets, they must take extra measures around the potential risks and compliance requirements. We spoke with Sanjay Mathew from Oracle and Greg Gilman, from Protego Trust about the way digital assets can change the nature of risk, open markets, and how to make them less risky for institutional investors.

Guests: Sanjay Mathew, Senior Industry Strategy Director, Oracle
Greg Gilman, Founder and Executive Chair, Protego Trust

Host: Sanjib Kalita, Editor-in-Chief, Money20/20

Producer: Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

Becoming the Dungeon Master of Retail Investing

Thu, 18 Nov 2021 10:29:22 -0500

Retail investing has never been a hotter space. During the pandemic, as certain discretionary incomes increased, and apps have made participating in the markets easier, there has been an explosion of interest and activity. But this has led to a proliferation of meme stocks, and questionable investment activities, none of which are disappearing. Retail investing has always had a memetic nature, but social media communities about investing are changing the movement of investing information and making it vulnerable to bad sources. So how do you embrace the openness and create communities that are authentic, creative, and supportive as more people become part of these markets? We spoke to Stephen Sikes, COO of Public.com to learn more about their embrace of communities and how those communities can be fostered to make investing safer.

Guest: Stephen Sikes, COO, Public.com

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Executive Podcast Producer, Money20/20

Producers: Sanjib Kalita, Editor-in-Chief, Money20/20

Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Podcast Producer, Money20/20

SPECIAL: FUTURE CONSUMER 2023- WGSN

Mon, 08 Nov 2021 11:33:19 -0500

Over the past year, both traditional and upstart financial service providers have streamlined and digitized to enable remote workforces and customer experiences. Consumers and society overcame challenges not seen in over a generation. Just as survivors of the Great Depression focused on achieving the necessary with minimal resources, consumers coming out of the pandemic have different expectations and behaviors, shaped by the events of the last two years. The game of leapfrog continues and consumers are now jumping, leading to category growth in neo-banking, crypto-investing, mobile financial services and new lending and payment schemes.

Money20/20’s sister company, WGSN, helps predict future consumer trends and behavior for product design , and they have identified the consumer sentiments that will shape how your future consumers feel, and mapped these sentiments into the four consumer profiles that will shape the world around us in 2023. In this special, we spoke with Andrea Bell, Director of Insights, about her teams expertise and research to identify four predominant trends in future consumers, and we discuss what financial services and tech will be prime for their engagement.

Beyond what to expect of your future consumer in how they’ll feel and behave, Future Consumer 2023 provides invaluable foresight on what people will want and demand, providing you with the knowledge you need to create the services and strategies of tomorrow. For an industry that prioritizes customer experience, knowing what consumers want is essential in taking a proactive approach to meet consumer demands.

Welcome to the future!

Guest: Andrea Bell, Director of Insights, WGSN

Host: Rachel Morrissey, Content Manager and Executive Producer of The MoneyPot, Money20/20

Producer: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Changing the Game of Digital Customer Experience: Reimagining E-commerce

Sat, 23 Oct 2021 10:55:37 -0400

Over the past 18 months, businesses of all shapes and sizes have needed to focus specifically on the digital customer experience as other channels have closed or slowed down. The ability to define the customer experience – and make it unique – is not just a differentiator, but what allows companies to succeed during a challenging, unprecedented time. We spoke with Dr. Tiffany Raymond of PayPal on how leveraging e-commerce will not just accelerate business but can also be optimized with strategic thinking.

Guest:: Dr. Tiffany Raymond, Head of Global Customer Advocacy, PayPal

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Content Manager & Executive Producer of the podcast, Money20/20

Producers: Rachel Morrissey, Content Manager & Executive Producer of the podcast, Money20/20

Sanjib Kalita, Editor-in-Chief, Money20/20

Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Will Your Next Curry Come with a Side Credit Card?

Thu, 07 Oct 2021 12:00:00 -0400

Embedded finance is at the heart of payments innovation. Uberized payments, digital wallets, and contactless service has become the standard. Will the next wave be credit cards? Do the brands that you love know you better than your financial institution, and are they willing to extend you more credit because of it? We spoke with Dov Marmor about the new Railsbank Credit Card as a Service (CCaaS) platform about this new evolution of credit and the deep satisfaction of creating tools to help foster peoples dreams.

Guest: Dov Marmor, COO, North America, Railsbank

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey: Executive Podcast Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Kisha Allison, Head of Content, Money20/20 USA

Community Banks with the Right Tools Can Compete

Thu, 02 Sep 2021 09:50:12 -0400

Community banks are at a moment of decision, like a football game going to penalties. They are in the midst of consolidations, acquisitions, and pressure to digitize. The number of these banks are shrinking in the EU and US, but during the pandemic, many have shown resilience and won a lot of goodwill through excellent customer engagement. We spoke with Mantl's Nathaniel Harley and Jesse Wedler, Capital G to speak about the mission to help community banks digitize their culture, their onboarding, and eventually, their whole stack.

Guests: Nathaniel Harley, Co-Founder and CEO, MANTL

Jesse Wedler, Partner, CapitalG

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Executive Producer of the MoneyPot, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Content Manager, Money20/20 USA

Bank in Transition: From Muffins to Mergers, Cupcakes to Culture

Thu, 26 Aug 2021 22:02:43 -0400

We are on the verge of the great bank consolidation. While currently, there are nearly 5000 banks each in the US and Europe, that number is going to significantly reduce in the next few years as banks merge, and are acquired by other banks or fintechs. Amidst this, how do you create a culture that is tech forward and eliminates the hierarchies that can prevent quicker innovation? We decided to speak to Dontà Wilson and Scott Case, who have led the merger to create Truist Bank, dealing with creating a new culture and moving to a hybrid cloud core, all during the pandemic.

Guests: Dontà Wilson, Chief Digital and Client Experience Officer, Truist
Scott Case, Chief Information Officer, Truist

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Executive Producer, MoneyPot at Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer, MoneyPot at Money20/20

SPECIAL: How The Next Gen Banking Platform Can Enable Innovation and Growth

Fri, 20 Aug 2021 11:30:00 -0400

Banks are racing to both "apply digital lipstick" to keep consumer experiences up to date and competitive, and to transform their cores, so that they can run mission critical applications in a digital first world. We had a conversation with Sanjay Matthew, Senior Industry Strategy Director, and Aubrey Hawes, Senior Director- Global Banking Solutions, at Oracle, to talk about the ideas behind progressive transition, to protect your business and create a stronger foundation for the future.

Guests: Sanjay Matthew, Senior Industry Strategy Director, Oracle

Aubrey Hawes, Senior Director- Global Banking Solutions, Oracle

Host: Rachel Morrissey, Executive Producer of the MoneyPot, and Content Manager, Money20/20 USA

Producer: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer of the MoneyPot, and Content Manager, Money20/20 USA

The Forces Behind Digital Wallet Adoption

Fri, 06 Aug 2021 13:58:30 -0400

No one is surprised that digital wallet adoption soared during the pandemic, but there is a lot more to digital wallet adoption than simply contactless payments. The approach different countries and regions take to innovation and the nature of digital wallets is having a large impact, We talked with Frida Polyak, Analyst and Researcher at Euromoniter International about what she was seeing behind digital wallet adoption across Europe, both in policy and market leader strategies.

Guest: Frida Polyak, Analyst & Researcher, Euromonitor International

Hosts: Sanjib Kalita, Editor-in Chief, Money20/20

Gary Dempsey, Content Lead, Money20/20 EU

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Producer of The MoneyPot, Money20/20

LATAM Payments and the ECommerce Boom!

Thu, 29 Jul 2021 00:00:28 -0400

Fintech in Latin America is flourishing. The worlds largest neobank is in Brazil, digital wallets are seeing unprecedented adoption, and with a largely unbanked population, the potential markets are huge. We talked to Michel Golffed, the Senior Vice President of Growth at dLocal about how bridging payments to emerging markets is changing the fintech landscape, opening eCommerce to a new consumer base, and fueling exciting innovation.

Guest: Michel Golffed, Senior Vice President of Growth, dLocal

Host: Kisha Allison, Head of Content, Money20/20 USA

Rachel Morrissey, Content Manager, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential

Rachel Morrissey, Executive Producer of The MoneyPot podcast, Money20/20

What's Next for Ant?

Thu, 22 Jul 2021 14:00:05 -0400

Alibaba subsidiary Ant Group Financial was headed for a highly anticipated IPO that was quickly pulled back when the Chinese Government imposed a much stricter regulatory structure. Now people are wondering if the IPO is curtailed for good, or what would need to happen for it to move forward. We are also wondering what these regulatory movements could mean as a pre-curser to increased regulatory scrutiny in the west. We spoke with Chong Li, Director of Government Relations and Strategic Partnerships here at Ascential, and with Sampath Sharma, Associate Research Analyst for APAC Fintech at S&P Global Market Intelligence, to understand what the new regulatory measures mean for Alibaba and Ant Financial, and when or if we can expect an IPO.

Guests: Chong Li, Director of Government Relations and Strategic Partnerships, Ascential,

Sampath Sharma, Associate Research Analyst for APAC Fintech at S&P Global Market Intelligence

Hosts: Will Haskins, Content Director, Money20/20 Asia

Rachel Morrissey, Executive Podcast Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Will Haskins, Content Director, Money20/20 Asia

Will Every Company Be a Fintech Company?

Mon, 19 Jul 2021 09:27:45 -0400

The proponents of embedded finance have coined the phrase "Every Company Is a Fintech Company", and they are betting that the majority of all companies in the future will have financial services as part of their offerings. And while money has always been a large influence in every industry, this will give finance and the tools of finance more power to change things than ever before. As we are confronting the need for diversity, the opportunities for financial inclusion, and rethinking the problems around every basic institution, we need authenticity to guide us. With the help of Amy Nauiokas, CEO and Co-Founder of Anthemis Group, we sift through some of the arguments around how to think about the growing fintech ecosystem and the expansion of financial services.

Guest: Amy Nauiokas, CEO and Co-Founder, Anthemis Group

Host: Sanjib Kalita, Editor-in-Chief, Money20/20, Rachel Morrissey, Executive Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential, Rachel Morrissey, Executive Producer, Money20/20

The MoneyPot LIVE at Fintech South- With Johnny Reinsch from QWIL

Wed, 30 Jun 2021 23:45:00 -0400

We did our first LIVE interview for The MoneyPot at the Fintech South Conference with Johnny Reinsch, CEO and Co-Founder of QWIL. With the expansion of self-employment in the "new-normal" economy, solutions that enhance the ability and solve for the pain points that contractors and consultants experience is more important than ever. QWIL is on a mission to solve the biggest pain point- getting paid on time!

We had a great time with Fintech South and thank them for the opportunity to record a session with Johnny about solving issues for independent contractors and exploring the nature of entrepreneurship.

Guest: Johnny Reinsch, CEO and Co-Founder of QWIL

Host: Sanjib Kalita, Editor-in-Chief

Rachel Morrissey, Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor and Podcast Lead, Ascential

Rachel Morrissey, Producer, Money20/20 USA

Micro-Investing to Protect Your Liquid Assets, or How to Sell Half a Cow and Keep it Mooing

Thu, 17 Jun 2021 10:23:36 -0400

Investment apps have garnered a lot of attention this year, as the thwarted GameStop short displayed how democratized access has changed the flow of market information and actions. While some have treated it as a game, investing is a great way to protect and build wealth. And while we are experiencing inflation, democratizing and making those tools available to everyone is an important step in re-imagining personal finance to help build up the middle class. We spoke to Brian Barnes, the CEO of M1 Finance, who is working to make investing part of every persons financial management, and has created a way to encourage micro-investing that helps people think long term and understand that everything is becoming digital, even the rancher's cows...

Guest: Brian Barnes, CEO of M1 Finance

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Money20/20

Rachel Morrissey, Producer, Money20/20

Tea, Sharks, and Internet Hubs

Wed, 09 Jun 2021 23:50:00 -0400

User experience is at the heart of the fintech revolution. Innovation has centered around building better, smarter, cheaper, and more helpful services to disrupt the establishment and reinvigorate competition for the consumer. If data is the oil of that innovation, then understanding the pipelines is all part of enhancing customer service and the user experience. To understand more about data flows, and how that can contribute to stronger business models, better UX, and the future of work, we spoke with Halil Kama of the London Internet Exchange (LINX)

Guest: Halil Kama, Senior Peering Advisor, LINX

Hosts: Sanjib Kalita, Editor in Chief, Money20/20
Elena Mesropyan, Head of Content, Money20/20 EU

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Executive Podcast Producer, Money20/20

Bank Digitization, Or How I Learned to Love the Cloud

Wed, 02 Jun 2021 23:26:00 -0400

In our part 2 of How to Re-Platform a Bank, we rejoin Form3 to take us through the tips to let go of your legacy technologies, and update your core. What steps should you consider? What helps you to trust the process and feel secure. And as cloud technologies become more central, how soon should you get started? We spoke to Nick Middleton, the Enterprise Program Director at Form3 about tips and ideas to start your transformation.

Guest: Nick Middleton, Enterprise Program Director, Form3

Host: Sanjib Kalita, Editor-in-Chief, Money20/20

Gary Dempsey, Content Leader, Money20/20 EU

Producer: Roland Bodenham, Senior Video Editor and Podcast Lead, Ascential

Sanjib Kalita, Editor-in-Chief, Money20/20

How Open Finance in Payroll Data can Re-shape Financial Products

Thu, 27 May 2021 17:30:28 -0400

Open finance is gearing up to change the way that financial products are developed and delivered. For example, payroll data underpins almost all retail financial products. Having better, cleaner, faster access to that data could change the way financial risk is assessed. So, what has kept us from using it before? - cost, privacy, speed, verified accuracy, and technological capability. But, all of that could be set to change according Kurt Lin, the Co-Founder and CEO of Pinwheel, the API for payroll.

Guest: Kurt Lin, Co-Founder and CEO of Pinwheel

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor and Podcast Lead, Ascential

Rachel Morrissey, Producer, Money20/20

Do You Know Where Your Bitcoin Has Been Lately?

Wed, 19 May 2021 23:55:00 -0400

Whether cryptocurrencies are up or down, they have gained real legitimacy in 2020. One of the reasons behind that is a company called Chainalysis, which has built an impressive data platform that allows you to decode transaction history throughout blockchains. But their plans are much more ambitious. Recognizing the value of bitcoin's scarcity, and the creativity spurred by innovations of competing currencies, they see a future of digital assets and want to provide the platform to keep them secure and legitimate. To learn how, we spoke to Philip Gradwell, Chief Economist at Chainalysis, Inc

Guest: Philip Gradwell, Chief Economist, Chainalysis, Inc.

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor and Podcast Lead, Ascential

Rachel Morrissey, Producer, Money20/20

Learning More about Understanding the Customer - #CallMeByMyName

Wed, 12 May 2021 17:50:37 -0400

Customer centricity is central to fintech innovation and lately groups of digital first banks have sprung up addressing the needs of different underserved communities. Daylight, a neobank aimed at serving LGBT+ communities, is changing the game when it comes to understanding the customer. Using both market research and personal experience, Co-Founders Rob Curtis and Billie Simmons, are applying common sense and a humane approach to creating a better customer experience. They are now calling on the entire industry to shift their practices by starting the Call Me By My Name campaign to ask that financial services adopt those practices industry wide.

Guests: Rob Curtis, CEO and Co-Founder, Daylight

Billie Simmons, Co-Founder and Chief of Staff, Daylight

Hosts: Gary Dempsey, Content Leader, Money20/20 EU

Kisha Allison, Head of Content, Money20/20 USA

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Producer, Money20/20

What is the real job of a VC?

Thu, 06 May 2021 08:16:03 -0400

Venture Capital is at the heart of financial services disruption. In Q1 of 2021, over 17 billion dollars has poured into fintech startups, and the investors are not simply side players that provide a check. They can be an invaluable resource for founders creating the products and services that are changing this industry. Understanding the expertise, networks, and talent pools that VCs bring to the table can help startups understand what they should look for in a VC. We spoke to Rebecca Lynn, Founder of Canvas Ventures about the role she plays and what VCs bring to the table.

Guest: Rebecca Lynn, Founder, Canvas Ventures

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Producer, Money20/20

Investigating Data to Create Value for Customers

Thu, 29 Apr 2021 06:27:25 -0400

Data is at the center of personalized experiences, but there is a fine line between tailored experiences and being creepy. With the zeal to reach customers, tech doesn't always watch that line. But we know that understanding your customers and providing services they want is key to differentiating yourself in the e-commerce space. We spoke to Bill Schneider and Julie Cox from SheerID to learn more about creative ways to collect good data, using non-traditional data to rethink credit worthiness, and thinking about financial services as a way to garner customer loyalty.

Guests: Bill Schneider, Head of Product Marketing, SheerID

Julie Cox, VP of Financial Services, SheerID

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer and Podcast Lead, Ascential

Rachel Morrissey, Producer, Money20/20

Banking on Trust for Underserved Communities

Wed, 21 Apr 2021 23:02:00 -0400

There is a slew of niche neobanks that are designed to serve communities that are traditionally underserved and marginalized. By serving these markets, the founders believe that they can grab and create customer bases worth millions of dollars, as well as equalize the playing field and helping advance the mission of helping people build wealth. To understand what issues that these new banks are addressing, we spoke to Hassan Miah who has launched Paybby- a digital only bank designed to serve black and brown communities.

Guest: Hassan Miah, CEO, Paybby

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Kisha Allison, Head of Content, Money20/20USA

Producers: Roland Bodenham, Senior Video Editor and Podcast Lead, Ascential

Rachel Morrissey, Producer, Money20/20

Dynamic Data RegTech

Thu, 15 Apr 2021 13:59:43 -0400

Too often, regulations and regulators, are looked at as the enemies of innovation. But, the world of RegTech isn't only about lowering the costs of compliance. It is about empowering regulators to be flexible to serve bigger policy goals, keeping the market fair and dynamic. We spoke with Murat Abur, Co-founder and CTO at Suade Labs to discuss the developments and possibilities that RegTech is creating to keep from over or under reacting to the amazing speed of the fintech revolution.

Guest: Murat Abur, Co-Founder and CTO, Suade Labs

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor and Podcast Lead, Ascential

Rachel Morrissey, Producer, Money20/20

Sanjib Kalita, Editor-in-Chief, Money20/20

Financial Gains are Still Attainable- But How?

Wed, 07 Apr 2021 16:22:23 -0400

For years we’ve discussed the shift to mobile and the importance of digitizing businesses, and today we are seeing that shift accelerated. We have also witnessed an acceleration in consumers’ expectations for how brands are showing up and a seamless digital-first experience. We are navigating unique challenges as we think through ways to create impactful marketing that answers to consumers’ needs while strategizing ways to drive efficiencies for our business. Whether determining how to reach new and existing audiences, building your business’ brand while still driving consumer actions, speaking to consumers with relevant messaging or determining ways to drive loyalty despite signal loss, rethinking pivotal marketing moments - we know this is not easy. To help us understand these issues, and guide toward possible solutions, we spoke with Deepanjan De, Director, Head of Industry, Financial Services, Facebook and Luke Fernandez, Head of Growth Marketing and Product Director, Capital One Shopping.

Also, please check out Facebook's Financial Gains Hub for more information and intriguing solutions: https://www.facebook.com/business/m/financial-gains

Guests: Deepanjan De, Director, Head of Industry, Financial Services, Facebook

Luke Fernandez, Head of Growth Marketing and Product Director, Capital One Shopping

Hosts: Elena Mesropyan, Head of Content, Money20/20 EU

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor, Ascential

Elena Mesropyan, Head of Content, Money20/20 EU

China's Blockchain Service Network

Mon, 05 Apr 2021 22:30:16 -0400

China's BSN- Blockchain Service Network- first announced in 2019, provides infrastructure and tools for the deployment of blockchain solutions for Chinese businesses as well as businesses that operate in or trade with China. To learn more about this potentially game-changing infrastructure investment, we spoke with Aly Madhavji, Managing Partner of the Blockchain Founders Fund and Zennon Kapron, Director of KapronAsia.

Guests: Zennon Kapron, Director, KapronAsia

Aly Mahavji, Managing Partner, Blockchain Founders Fund

Hosts: Kisha Allison, Head of Content, Money20/20USA

Will Haskins, Director of Content, Money20/20

Producers: Roland Bodenham, Senior Video Editor, Ascential

Will Haskins, Director of Content, Money20/20

This Episode is an NFT

Thu, 01 Apr 2021 00:29:00 -0400

NFTs have been the buzz in the air, but it seems like there is enduring confusion about what an NFT is and what it does. So, we thought- could we walk in the pioneering footsteps of the Kings of Leon, and make an audio episode about making an NFT into an NFT?

So we did! AND, in the process we made episode art and a song about what else?- NFTs.

And you can bid on it here!: https://opensea.io/collection/moneypot-podcast All of our proceeds will go to a charity that we will be announcing next week!

“This Episode is an NFT” features Rob Wells, a photographer dabbling his own toes in NFTs. He takes our team through creating an NFT, and in the process we learn what an NFT is, the history of NFTs, the current fervor, and how they solve a genuine issue.

Sanjib Kalita, Editor-in-Chief, Money20/20
Roland Bodenham, Senior Video Editor and Singer/Songwriter, Ascential
Jonathan Tobias, Video Editor, Digital Artist, GenZ NFT Enthusiast, Ascential
Rachel Morrissey, Producer, media nerd-in-residence, Money20/20

And Rob Wells, Photographer and NFT guide. By the way- Satoshi the Redeemer, the artwork Rob talks about in the episode can be found here

What is an NFT?
NFT stands for Non-fungible token, unlike crypto-currencies, which are fungible tokens. Fungible tokens, or assets, have units that can be readily interchanged, like a currency. Just as a dollar can be broken down to 4 quarters, cryptocurrencies have units. Non-fungible assets have unique properties that don’t allow for interchange without damaging the value. It would be similar to cutting up a Picasso, which would render a multi-million dollar painting worthless.

In our digital world, new digital properties are being created every day. And unlike copying a Picasso, copying digital files is widely available and doesn’t necessarily diminish their quality. So, how can you protect your ownership and the rights around your digital assets when scarcity drives the value? Never sharing it is not a real solution. Being able to “tokenize” it allows for verification of ownership and enhances the ability to sell digital assets.

But NFTs aren’t only for digital assets. Tokens can represent art, cars, real estate, trading cards, digital trading cards, gamer paraphernalia, music, books. It can represent anything in the real world or digital worlds that is of value. There are even people who have tokenized themselves… but that is a whole episode unto itself.

The current rage is trading cards, game cards, sports cards, memes, and some digital art. It has some big supporters in the likes of Logan Paul, Gary Vaynerchuk, and Mark Cuban.

Artists of all stripes have been looking into how they might use it. As we mentioned, Kings of Leon released an album on it. And Beeple, a digital artist, was able to use it to sell his artwork through Christies for the healthy sum of $69,000,000.
While the enthusiasts admit that it feels slightly like a bubble, they don’t believe that it will burst. Only time will tell if it collapses or if it simply deflates down to a more realistic size. Either way, we have thrown our hat in the ring to see what happens. We hope you enjoy it, bid on it, and help us help others. And again, all of our proceeds will go to a charity that we will be announcing next week!

Estate Planning is the New Black Reprise

Fri, 26 Mar 2021 10:14:10 -0400

For grim reasons, the estate planning business boomed during the early days of the pandemic. Access demanded a completely digital approach that allowed for highly informed decision making and legally binding documentation. But there is another barrier that needs to be broken- the notion that Wills and Planning are only for wealthy people and white people. Did you know that Aretha Franklin died without a will? Why would a woman that empowered not have something so many consider part of basic financial planning? One word- TRUST. Research shows that fintech is building trust with minority communities, particularly the black community. We talk about what problems this creates, and speak with Cody Barbo, CEO of Trust&Will about his ideas around a solution.

Guest: Cody Barbo, CEO, Trust & Will
Hosts: Monique Ruff-Bell, Event Director, Money20/20 USA
Rachel Morrissey, Content Producer, Money20/20
Producers: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Content Producer, Money20/20
Additional Information on the need to protect generational property rights and how minorities are particularly vulnerable: https://features.propublica.org/black-land-loss/heirs-property-rights-why-black-families-lose-land-south/
https://www.youtube.com/watch?v=ls3P_FicO7I
https://scholarship.law.tamu.edu/cgi/viewcontent.cgi?referer=https://www.google.com/&httpsredir=1&article=1784&context=facscholar

How do you Re-Platform a Bank?

Wed, 17 Mar 2021 23:15:00 -0400

It is hard to transform to digital first, or as our guest co-host Kevin Holditch says, "Replatforming a bank is like swapping out a couple of decades old jet engine, mid flight, whilst being 38,000 feet in the air with an over-pack passenger list." Seems like that might cause a few difficulties, doesn't it?

This is the first of a special series with Form3. Gary Dempsey, Content Lead, Money20/20 EU brings on Kevin Holditch, Head of Platform Engineering at Form3, to co-host. They speak with Jan-Willem Weggemans, Senior Client Partner at Publicis Sapient to unpick the issues as banks take on the Herculean task of replatforming before they get technologically beaten.

You can also find this episode and more of Form3's Kevin Holditch on their podcast: dot tech Podcast by Form3 You should check them out!

Guest: Jan-Willem Weggemans, Senior Client Partner, Publicis Sapient.

Hosts: Gary Dempsey, Content Lead, Money20/20 EU

Kevin Holditch, Head of Platform Engineering, Form3

Producers: Gary Dempsey, Content Lead, Money20/20 EU

Thomas Cheung, International Marketing Manager, Form3

Roland Bodenham, Senior Video Producer, Ascential

EXTRA- SPACS and ChasePay ends...

Mon, 15 Mar 2021 19:43:47 -0400

SPACs have made going public incredibly tantalizing, and the number of SPACS in 2021 is eye-popping. So, is that actually a great thing? And what does JP Morgan shutting down ChasePay mean for the big banks in a big tech world? Sanjib Kalita, Editor-in-Chief and Rachel Morrissey, Content Producer at Money20/20 USA discuss these topics to try to give context and thoughts about the trends in 2021

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Content Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential

Sanjib Kalita, Editor-in-Chief, Money20/20

CitiPlex Account- Big Banks Partnering with Big Tech

Thu, 11 Mar 2021 08:50:18 -0500

Citi and Google recently announced the creation of the CitiPlex with GooglePay account that is a full bank account residing in the Google ecosystem. Google also announced 11 other partnerships with a variety of banks. It is one of the most significant steps of "big tech" into formal banking, and creating a seamless experience for the consumer. It is a step in the direction of the superapps popular in Asia. Luckily, we got the chance to talk to Alpesh Chokshi, Global Head of Business Development at Citi about how they approached the collaboration, why it was such a good fit, and the excitement about being involved in such an exciting endeavor.

Guest: Alpesh Chokshi, Global Head of Business Development, Citi's Global Consumer Bank.

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor, Ascential

Rachel Morrissey, Producer, Money20/20

What can Fintech learn about Product Development from LEGO?

Wed, 03 Mar 2021 12:00:02 -0500

Product Development is the heart and soul of fintech. Building a better mousetrap was the point of creating products and services that addressed the needs and behaviors of modern consumers. Sometimes, it is helpful to look at that journey through the eyes of another industry, so we took the opportunity to speak with one of the best product designers we know. Melissa Pickering is the Head of Product at LEGO, with a history of designing for play. Turns out that the questions around delivering great product share common threads in every industry.

Guest: Melissa Pickering, Head of Product, LEGO Education

Hosts: Sanjib Kalita, Editor in Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer, Ascential

Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20

THE Right Way to Build the Best Checkout Experience on the Planet

Thu, 11 Feb 2021 19:52:08 -0500

As e-commerce has boomed, digital multi-channel payments have become a necessity, but companies want their brand on every element, including the payments experience. We spoke with Paul Anthony at Primer to learn how we can make payments less complicated and give the power of experience design back to the merchants.

Guest: Paul Anthony, Co-Founder, Primer

Hosts: Elena Mesropyan, Content Lead, Money20/20 Europe

Rachel Morrissey, Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer, Ascential

Elena Mesropyan, Content Lead, Money20/20 Europe

Reflecting on the GameStop Short

Wed, 10 Feb 2021 17:00:00 -0500

As the followers of /WallStreetBets, a subReddit group, took the unprecedented action of retail investors squeezing the hedge fund shorts of GameStop stock, it set the entire world buzzing. In the process, RobinHood, an investing app and one of fintech's unicorns became inadvertently squeezed a bit as well. Due to some great investor relations, RobinHood gathered the capital to be able to keep doing business, but they were dinged a bit in the process. Some of this was their fault. Some of it wasn't. We are putting out this emergency episode with Sanjib Kalita and Rachel Morrissey discussing this from a fintech point of view and wondering whether this "crowd squeeze" means a new type of digital disruption?

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Content Producer, Money20/20USA

Producer: Roland Bodenham, Senior Video Producer, Ascential

Making Digital More Human

Mon, 01 Feb 2021 21:28:18 -0500

Understanding customer behaviors are only the beginning of the customer journey. As digital transformation has become table stakes, understanding the balance between digital and in person service is all about redefining how we look at the customers, how we look at their data, and how we plan to meet expectations. We spoke with Brandon Rembe of Envestnet to talk about what you need to plan your digital transformation.

Guests: Brandon Rembe, Senior VP of Products, Envestnet | Yodlee

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Producer, Money20/20 USA

Banking the E-Commerce Boom

Fri, 15 Jan 2021 11:51:12 -0500

During Covid, the ability to be a digital, multi-channel, diversified business became a matter of survival for SMEs. Solving the banking issues for freelancers, entrepreneurs, and shop owners has always been about giving them tools and space to follow their dreams and passions, but now, it is about lasting and recovering. Could the push to digital have put small businesses that survive the strains of the pandemic in a stronger place than they were before? We spoke to David Rusenko, GM of E-Commerce at Square, about the shifts and providing banking to SMEs during Covid and beyond.

Guest: David Rusenko, GM of E-Commerce, Square

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential

Rachel Morrissey, Producer, Money20/20 USA

Reprise- Put your Money Where Your Heart Is

Wed, 23 Dec 2020 23:38:00 -0500

Sustainability values are permeating every industry as the realities of climate change sink in. Many banks are creating earth-friendly investment funds, and firms like BlackRock Investors have announced that they will divest from all thermal coal exposure, and will take active measures to help companies that are part of their profile to go green. This is extremely appealing to younger generations who want to invest in brands and ideas that match their values. On this episode, we spoke to Andrei Cherney, CEO of Aspiration bank about programs they have to help their customers know where their money goes, and about the greater trend toward values based banking and investing.

Guest: Andrei Cherney, CEO, Aspiration Bank

Hosts: Kisha Allison, Head of Content, Money 20/20 USA

Rachel Morrissey, Producer, Money 20/20 USA

Producers: Roland Bodenham, Senior Video Producer, Ascential

Rachel Morrissey, Producer, Money 20/20 USA

The Fintech Effect

Wed, 16 Dec 2020 23:08:00 -0500

Those in fintech have long maintained that the industry would lower the barriers of inclusion, and create opportunities for building wealth. And for the last 10 years, we have collected the stories that seem to support this. But, Plaid has decided to get some actual numbers and find out whether this theory holds water. Turns out it might!

We spoke to John Pitts, Head of Policy, at Plaid about their report, which you can find right here: https://plaid.com/blog/the-fintech-effect-consumer-impact-and-a-fairer-financial-system/

Guest: John Pitts, Head of Policy, Plaid

Hosts: Sanjib Kalita, Editor-in-Chief of Money20/20
Rachel Morrissey, Content Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Content Producer, Money 20/20
Sanjib Kalita, Editor-in-Chief, Money20/20

SPECIAL: Why Smart VC's are Investing in Women Founders

Thu, 10 Dec 2020 10:45:00 -0500

In this anniversary special for RiseUp, sponsored by Western Union, we address the struggles of minority female entrepreneurs, exploring the unique struggles of intersectionality in the venture capitalist ecosystem, the positive/negative impacts of COVID this year, and the path forward. We spoke with founder Natasha Bansgopaul, DarcMatter, and VC's - Sean Park of Anthemis and Sarah Kunst of Cleo Capital.

Sponsored by Western Union and featuring Caroline Tsai, Lead Counsel, WU

Guests: Natasha Bansgopaul, Co-Founder & COO, DarcMatter
Sean Park, Founder & Chief Investment Officer, Anthemis
Sarah Kunst, Managing Director, Cleo Capital

Hosts: Fawn Hudgens, Global Head of Content, Money20/20
Kisha Allison, Head of Content, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential
Kisha Allison, Head of Content, Money20/20 USA

Fintech Innovation Lab Spills the Sauce for Enterprise Startups

Thu, 26 Nov 2020 02:00:00 -0500

Accelerators allow startups and entrepreneurs to be a part of necessary networks- learning networks, talent development networks, and institutional relationships. Fintech Innovation Lab, established in 2009, has created an unbeatable network for enterprise startups that help companies to capitalize on their true market value. We spoke with Maria Gotsch, Co-founder of the Fintech Innovation Lab, about guiding an idea and a technology into a product, and get it ready to scale.

Apply to be in the Fintech Innovation Lab class of 2021- https://www.fintechinnovationlab.com/new-york/new-york-apply/

Guest: Maria Gotsch, Co-Founder, Fintech Innovation Lab

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Rachel Morrissey, Content Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer, Ascential

Sanjib Kalita, Editor-in-Chief, Money20/20

What Black Friday is telling us about Consumer Behavior Trends

Tue, 24 Nov 2020 01:09:53 -0500

Consumer behavior has undergone a lot of changes during the pandemic, but Black Friday is still the cornerstone of the retail world. A lot of small businesses rely on this time of year for survival, so we spoke with Howard Grosfield, Executive Vice President and General Manager- US Consumer Marketing, AMEX about what trends they are seeing and how retail can flourish despite the challenges this winter.

Guest: Howard Grosfield, Executive Vice President and General Manager- US Consumer Marketing, AMEX

Hosts: Kisha Allison, Head of Content, Money20/20 USA
Rachel Morrissey, Content Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer, Ascential
Kisha Allison, Head of Content, Money20/20 USA

Is an Industry Led standard better for Open Banking transformation?

Wed, 18 Nov 2020 23:30:00 -0500

Right now, there is an assumption that the US is drastically behind in developing the open banking standards necessary to widespread adoption. The EU, with PSD2, has a strong consumer centric standard, meant to give users more privacy and control of their data and requiring banks to share the data wealth. But, open banking is growing rapidly in the US, despite the lack of a regulator led standard. We spoke with Don Cardinal and Tom Carpenter with Financial Data Exchange (FDX) who are challenging those assumptions and leading toward an industry led standard.

Guests: Don Cardinal, Managing Director, Financial Data Exchange (FDX)
Tom Carpenter, Director of Public Affairs, Financial Data Exchange (FDX)

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor, Ascential
Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20

Estate Planning is the New Black

Wed, 11 Nov 2020 23:11:00 -0500

Guest: Cody Barbo, CEO, Trust & Will

Hosts: Monique Ruff-Bell, Event Director, Money20/20 USA
Rachel Morrissey, Content Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Content Producer, Money20/20

Additional Information on the need to protect generational property rights and how minorities are particularly vulnerable: https://features.propublica.org/black-land-loss/heirs-property-rights-why-black-families-lose-land-south/

https://www.youtube.com/watch?v=ls3P_FicO7I

https://scholarship.law.tamu.edu/cgi/viewcontent.cgi?referer=https://www.google.com/&httpsredir=1&article=1784&context=facscholar

How will 5G affect Financial Services

Wed, 04 Nov 2020 21:00:39 -0500

The promise of 5G is a world of hyper-connectivity in real time - or as fast as our brains can process it. So, what will the convergence of AI, IOT and 5G mean for the future of financial services? We spoke with Arnold Goldberg, Chief Product Architect of Paypal and Nick Ludlum, Senior VP of Communications for CTIA about what to expect in the near future, and what to think about down the line.

Guests: Arnold Goldberg, Chief Product Architect, Paypal
Nick Ludlum, Senior VP of Communications, CTIA

Hosts: Kisha Allison, Head of Content, Money20/20 USA
Gary Dempsey, Content Lead, Money20/20 EU

Producers: Rachel Morrissey, Content Producer, Money20//20
Roland Bodenham, Senior Video Producer, Ascential

Positivity Tech and Analytics-based Leadership

Wed, 21 Oct 2020 22:14:00 -0400

As our industry grapples with the challenges to our business models from multiple concurrent crises, we need more help to navigate for success than ever. Utilizing the data that we have at our fingertips in new ways is more important than ever, so, we spoke to Marcia Tal, CEO of Tal Solutions, to talk about how to utilize data to lead.

Guest: Marcia Tal, CEO, Tal Solution

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20 USA

Producers: Sanjib Kalita, Editor-in-Chief, Money20/20
Roland Bodenham, Senior Video Editor, Ascential

Reprise: The Future of Money As We Know It

Wed, 14 Oct 2020 23:00:00 -0400

The arms race for digital currencies is on. Facebook is getting there with Novi. The People's Bank of China has central bank digital currency in trials in different cities. Both the UK Bank of England and the US Fed are looking seriously at issuing CBDC's. But what will that change for the consumer? Maybe everything. Today we discuss that with Jesse McWaters, VP of Digital Policy, MasterCard.

Guest: Jesse McWaters, VP of Digital Policy, MasterCard

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Gary Dempsey, Content Lead, Money20/20 Europe

Producers: Roland Bodenham, Senior Video Editor, Ascential
Gary Dempsey, Content Lead, Money20/20 Europe
Rachel Morrissey, Content Producer, Money20/20 USA

Podcast Special: Open Banking- a global outlook

Wed, 07 Oct 2020 19:52:34 -0400

Open Banking is coming. The hope is that as financial institutions share their data, consumer services will improve, competition will increase, and credit will be extended to more people, but is that probable, or only hoped for? Join us for a discussion with Nilixa Devlukia from Payments Solved and Hakan Eroglu for Mastercard Advisors.

Guests: Nilixa Devlukia, Payments Solved
Hakan Eroglu, MasterCard Advisors

Hosts: Gary Dempsey, Content Lead, Money20/20 EU
Will Haskins, Content Director, Money20/20 Asia

Producer: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Content Producer, Money20/20

Focus on SMB's part 3- Rumplestiltskin Weaves Gold

Wed, 30 Sep 2020 22:01:00 -0400

Financial Services for Small Business hasn't often had a happy ending, but fortunes for that sector are changing. In the third part of our series, we explore how data is being woven into financial services gold, solving the Goldilocks paradigm, and partnering with the awakened Sleeping Beauty to foster success in the kingdom of SMBs.

Guests: Judith Rinearson, Partner, K&L Gates
Puneet Dixit, Partner, McKinsey & Company
Eyal Lifshitz, Founder & CEO, BlueVine
Luke Voiles, VP & Business Leader, Quickbooks Capital, Intuit
Sean Hunter, Chief Information Officer, OakNorth

Hosts: Sanjib Kalita, Editor in Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential
Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20 USA

Focus on the SMBs part 2- How do we awaken Sleeping Beauty?

Thu, 24 Sep 2020 00:01:00 -0400

The economic crisis has been met with a tremendous response by banks and fintechs in the lending space. In this episode, we look at the great efforts around PPP. What secrets have the lenders unearthed? Will they lead the financial recovery and become a force that small business can rely on? And how are they turning raw data into financial services gold? This is part 2 of a 3 part series.

Hosts: Sanjib Kalita, Editor in Chief, Money20/20
Kisha Allison, Head of Content, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Content Producer, Money20/20 USA

Focus on SMBs part 1- The Goldilocks Paradigm

Thu, 17 Sep 2020 00:01:00 -0400

The pandemic has brought the importance of SME/SMBs as economic engines to the forefront. But even before Covid, this sector was getting much needed attention. We are doing a three-part series exploring why SMB/SME banking was one of the last markets that innovators have tackled, what PPP and other efforts have brought to bear, and what we can expect in the near future.

Guests: Dan Van Dyke, Analyst, Business Insider
Judith Rinearson, Partner, K&L Gates
Puneet Dikshit, Partner, McKinsey & Company

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Content Producer, Money20/20 USA

How to Hire the Right Tech Talent

Thu, 03 Sep 2020 00:01:00 -0400

The art of hiring can make all the difference to how fast and well a company grows. And different phases require different talent focus. Do you need a generalist or a specialist? Can you honestly assess what needs you have? We spoke with Catherine Casuga, Operating Partner at Khosla Ventures about the secrets of making the right hires at the right time.

Guest: Catherine Casuga, Operating Partner, Khosla Ventures

Hosts: Elena Mesropyan, Content Lead, Money20/20 Europe
Rachel Morrissey, Content Producer, Money20/20

Producers: Roland Bodenham, Senior Video Producer, Ascential
Elena Mesropyan, Content Lead, Money20/20 Europe
Rachel Morrissey, Content Producer, Money20/20

Purpose Driven Banking

Wed, 26 Aug 2020 21:01:00 -0400

Mobile banking has changed the understanding of what defines a bank, and financial health has become the new buzz-word. Many believe that technology enables banks to become advocates for their customers, encouraging financial habits that build financial health and wealth. That is the next frontier for CRM, but are we all on board? We spoke to Jody Bhagat, President of the Americas at Personetics, about how tech is going to raise the table stakes of what every customer can expect from their financial institutions.

Guest: Jody Bhagat, President of the Americas, Personetics

Host: Sanjib Kalita, Editor-in-Chief, Money20/20
Elena Mesropyan, Content Lead, Money20/20

Producers: Rachel Morrissey, Content Producer, Money20/20
Roland Bodenham, Senior Video Editor, Ascential

Marketing Mindset Leads to Successful Digitization

Thu, 20 Aug 2020 00:01:00 -0400

Covid has accelerated digitization, but it has also revealed that it means more than building digital features and functions. Truly smart digital transformation starts with considering the true customer journey. We spoke with Liz High, VP of Strategy and Insight at Metia Inc, about their research and recommendations about having the CMO being a major decision maker.

Guest: Liz High, VP of Strategy and Insight, Metia

Hosts: Kisha Allison, Head of Content, Money20/20 USA

Rachel Morrissey, Content Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Producer, Ascential

Rachel Morrissey, Content Producer, Money20/20

The OCC Ramps Up with Brian Brooks

Thu, 13 Aug 2020 00:01:00 -0400

Under the leadership of Brian Brooks, the Acting Comptroller of the OCC, there is new energy. We spoke to Mr. Brooks about the approval of Varo Money's national bank charter, the OCC announcement on crypto assets, and his plans to help banks create more financial inclusion.

Guest: Brian Brooks, Acting Comptroller of the Currency, OCC

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20
Rachel Morrissey, Content Producer, Money20/20

Producers: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Content Producer, Money20/20
Sanjib Kalita, Editor-in-Chief, Money20/20

Ep. 36- Using Fintech to Close the Wealth Gap

Thu, 06 Aug 2020 00:01:00 -0400

Financial literacy can make a huge difference in a person's future, and the trend is to start earlier and earlier. Teen finance is hot right now. So, why would an entrepreneur with vast experience in children's education and first hand knowledge of underserved communities and wide market opportunities have a difficult time finding VC funds? We spoke to Tanya Van Court, Founder and CEO of Goalsetter, a family-oriented savings/spending/ and learning app about the trends in teen finance and the struggles of being a minority entrepreneur.

Guest: Tanya Van Court, Founder and CEO of Goalsetter

Hosts: Kisha Allison, Head of Content, Money20/20 USA

Rachel Morrissey, Content Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential

Rachel Morrissey, Content Producer, Money20/20

Kisha Allison, Head of Content, Money20/20 USA

Ep. 35- Asia's Head Start on CBDCs

Thu, 30 Jul 2020 00:01:00 -0400

Facebook's Libra may have grabbed the headlines, but the true leaders in Central Bank issued digital currencies are in Asia. China looks like the 800 lb gorilla in the arena, but they are not alone. Japan, Singapore, Thailand, and Cambodia have all begun to develop and experiment with wholesale and retail CBDCs. In this episode, Will Haskins and Sanjib Kalita had a chance to talk to Henri Arslanian about this race for viability and broad acceptance.

Guests: Henri Arslanian, PwC FinTech & Crypto Global Leader; Chair of the FinTech Association of Hong Kong; Adjunct Associate Professor at the University of Hong Kong

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Will Haskins, Asia Content Director, Money20/20

Producers: Roland Bodenham, Senior Video Producer, Ascential

Will Haskins, Asia Content Director, Money20/20

Rachel Morrissey, Content Producer, Money20/20

Do Better Together

Thu, 16 Jul 2020 00:01:00 -0400

With the systemic inequalities within financial services and fintech, Money20/20 is launching their "Do Better Together" campaign to highlight perspectives that will challenge us to think differently and help us change our industry and their internal structures for the better. We want to help be a catalyst for unprecedented industry growth and inclusivity.

We spoke with Louise Pentland, Executive Vice President, Chief Business Affairs and Legal Officer at PayPal; Ann Cairns, Executive Vice Chairman, and Randall Tucker, Chief Inclusion Officer at MasterCard; and Madonna Badger, Chief Creative Officer and Co-Founder of Badger & Winters. to ask about strategies that we can all learn from to increase the diversity and strengthen our industry.

We invite you all to join us in a pledge to to advance change by doing one of the following:
Commit to external and internal changes that matter
Tell us how you’re closing the pay gap
Make plans to diversify your C-Suite and Board
Implement changes in recruitment practices/pipeline-building - ensuring more women and people of color are on the ladder for leadership positions
Be visibly inspirational and informational

Guests:

Louise Pentland, Executive Vice President, Chief Business Affairs and Legal Officer at PayPal

Ann Cairns, Executive Vice Chairman, MasterCard

Randall Tucker, Chief Inclusion Officer at MasterCard

Madonna Badger, Chief Creative Officer and Co-Founder of Badger & Winters.

Hosts:

Fawn Hudgens, VP, Global Content, Money20/20

Monique Ruff-Bell, Event Director, Money20/20 USA

Producers:

Roland Bodenham, Senior Video Producer, Ascential

Fawn Hudgens, VP, Global Content, Money20/20

Monique Ruff-Bell, Event Director, Money20/20 USA

Kisha Allison, Head of Content, Money20/20 USA

Rachel Morrissey, Content Producer, Money20/20

Ep. 34- The Future of Money As We Know It

Thu, 09 Jul 2020 00:01:00 -0400

Guest: Jesse McWaters, VP of Digital Policy, MasterCard

Hosts: Sanjib Kalita, Editor-in-Chief, Money20/20

Gary Dempsey, Content Lead, Money20/20 Europe

Producers: Roland Bodenham, Senior Video Editor, Ascential

Gary Dempsey, Content Lead, Money20/20 Europe

Rachel Morrissey, Content Producer, Money20/20 USA

Ep. 33- Fighting Data Monopolies

Thu, 25 Jun 2020 00:01:00 -0400

Data is the "new oil" that fuels tech innovation. But who owns that data is at the center of several court cases involving all the major platforms- Facebook, Amazon, Apple, Google, and Microsoft. Sometimes, for the underdogs to innovate, they need to fight for the rights to the data, but they risk being outspent and outlasted by those with bottomless pockets. Today, we talk with Greg Kidd about fighting for the data to innovate, who really owns the data, and whether monopolies, real or virtual, are hurting innovation in the US fintech space.

Guest: Greg Kidd, CEO of globaliD and Hard Yaka Ventures

Hosts: Sanjib Kalita, Editor-in- Chief, Money20/20

Rachel Morrissey, Content Producer, Money20/20 USA

Producers: Roland Bodenham, Senior Video Editor, Ascential
Rachel Morrissey, Content Producer, Money20/20 USA

Ep. 32- Aadhaar: Inclusive by Design

Thu, 18 Jun 2020 00:01:00 -0400

How does one condense 45 years of technological evolution into 6 years? Only one nation in the world has done it, effectively making identity a constitutional right. Today, Aadhaar and UPI are the blueprint for achieving universal inclusion and access to financial services. But how does one go about designing and building a system of such scale, counting users not in millions but billions? We spoke to Pramod Varma, the Chief Architect of Aadhaar and UPI, to discuss the thinking behind redesigning a digital economy.

Guest: Pramod Varma, Chief Architect, Aadhaar, Architect, IndiaStack

Hosts: Rachel Morrissey, Content Producer, Money20/20 USA

Elena Mesropyan, Content Lead, Money20/20 Europe

Producers: Roland Bodenham, Senior Video Editor, Ascential

Rachel Morrissey, Content Producer, Money20/20 USA

Introducing: Progress Through Creativity: Walk the Walk with Bozoma Saint John, Endeavor

Wed, 10 Jun 2020 00:01:00 -0400

In this episode, we share an episode from our sister brand- Cannes Lions' podcast "Progress through Creativity".

Bozoma Saint John is quoted as saying “None of us will have any impact or influence if we are quiet. So don’t be quiet. Be loud as hell.” In a week where global demonstrations have taken place against police brutality and racial inequality that sentiment feels as vital now as it has ever been. Bozoma talks frankly about the position brands are taking during this time, how they can authentically support social causes and whether they even should if their own business doesn’t walk the walk.