Money Moves With MFG Fri, 18 Sep 2026 09:49:49 -0400 http://www.mfginvestments.com en-us © 2026 Money Moves With MFG yes 838b280c-9590-5674-9c29-fd8f531868b7 Kevin Kennedy, CRPC® episodic false Money Moves with MFG


Take control of your financial future and let's make some Money Moves with MFG!
 
This podcast is designed to simplify the world of investing, retirement planning, and wealth building. Whether you have a solid retirement plan or are just getting started, you’ll find actionable insights to help you make smarter investment decisions.


With a focus on education, experience, and integrity, we break down complex financial concepts into strategies you can use to achieve your goals. Tune in to learn how to retire with less stress, navigate the markets, and make confident financial moves.


Ready to make some money moves? Hit play and let’s get started!

]]> Buzzsprout (https://www.buzzsprout.com) Kevin Kennedy, CRPC® https://storage.buzzsprout.com/ofokimqj8kf8gk0465h4o2m0z5vk?.jpg Money Moves With MFG http://www.mfginvestments.com Kevin Kennedy One Shot to Get It Right One Shot to Get It Right Retirement is full of decisions, but some moments carry more weight than others—and you may only get one chance to navigate them well.

In this episode, we explore several pivotal financial moments that can shape your retirement and your family’s future. What happens if retirement arrives earlier than expected? How do you prepare for an aging parent who may suddenly need care? What should you do when an inheritance arrives before you’re ready? And is your estate plan actually prepared to work the way you intended?

We’ll also discuss why flexibility matters when building retirement income, how taxes and market timing can affect your plan, the importance of slowing down before making decisions around an inheritance, and why beneficiary designations and estate documents shouldn’t be something you simply “set and forget.”

The common thread? The decision may happen once, but the preparation often starts years earlier.

Whether retirement is right around the corner or still several years away, this episode will help you think ahead for the moments you can't always predict—but can prepare for.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Retirement is full of decisions, but some moments carry more weight than others—and you may only get one chance to navigate them well.

In this episode, we explore several pivotal financial moments that can shape your retirement and your family’s future. What happens if retirement arrives earlier than expected? How do you prepare for an aging parent who may suddenly need care? What should you do when an inheritance arrives before you’re ready? And is your estate plan actually prepared to work the way you intended?

We’ll also discuss why flexibility matters when building retirement income, how taxes and market timing can affect your plan, the importance of slowing down before making decisions around an inheritance, and why beneficiary designations and estate documents shouldn’t be something you simply “set and forget.”

The common thread? The decision may happen once, but the preparation often starts years earlier.

Whether retirement is right around the corner or still several years away, this episode will help you think ahead for the moments you can't always predict—but can prepare for.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy, CRPC® Buzzsprout-19826502 Fri, 18 Sep 2026 09:00:00 -0400 868 1 11 full false Behavioral Biases That Derail Your Retirement Plan Behavioral Biases That Derail Your Retirement Plan We’ve all been there—checking our accounts too often, panicking when the market drops, or chasing the “next big thing.” In this episode, we break down the psychology behind these emotional habits and reveals how understanding your behavioral biases can help you make smarter, calmer investment decisions.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> We’ve all been there—checking our accounts too often, panicking when the market drops, or chasing the “next big thing.” In this episode, we break down the psychology behind these emotional habits and reveals how understanding your behavioral biases can help you make smarter, calmer investment decisions.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-18163938 Mon, 10 Nov 2025 11:00:00 -0500 1356 10 full false Inherited IRAs: What Every Heir Should Know Inherited IRAs: What Every Heir Should Know Inheriting an IRA isn’t just about receiving money — it’s about following the rules that come with it. In this episode, we break down how inherited IRA rules actually work, including the 10-year rule, spousal vs. non-spousal treatment, and the different categories of beneficiaries the IRS recognizes. You’ll learn how to avoid costly mistakes, understand when required minimum distributions (RMDs) apply, and how taxes and penalties can eat away at your inheritance if handled incorrectly. Whether you’ve already inherited an IRA or expect to in the future, this episode will help you protect more of what your loved one worked so hard to build.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Inheriting an IRA isn’t just about receiving money — it’s about following the rules that come with it. In this episode, we break down how inherited IRA rules actually work, including the 10-year rule, spousal vs. non-spousal treatment, and the different categories of beneficiaries the IRS recognizes. You’ll learn how to avoid costly mistakes, understand when required minimum distributions (RMDs) apply, and how taxes and penalties can eat away at your inheritance if handled incorrectly. Whether you’ve already inherited an IRA or expect to in the future, this episode will help you protect more of what your loved one worked so hard to build.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-18029073 Fri, 17 Oct 2025 13:00:00 -0400 1197 9 full false 7 Costly Inheritance Mistakes to Avoid 7 Costly Inheritance Mistakes to Avoid Passing down wealth should be a gift — not a burden. Unfortunately, many families unknowingly make critical inheritance mistakes that can lead to unnecessary taxes, family conflict, and even lost assets. In this episode, we break down the 7 most costly inheritance mistakes people make and, more importantly, how to avoid them. Whether you’re planning your own legacy or preparing to receive an inheritance, this conversation will give you the clarity and confidence to protect your family and your wealth.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Passing down wealth should be a gift — not a burden. Unfortunately, many families unknowingly make critical inheritance mistakes that can lead to unnecessary taxes, family conflict, and even lost assets. In this episode, we break down the 7 most costly inheritance mistakes people make and, more importantly, how to avoid them. Whether you’re planning your own legacy or preparing to receive an inheritance, this conversation will give you the clarity and confidence to protect your family and your wealth.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-17810345 Mon, 08 Sep 2025 15:00:00 -0400 695 8 full false 3 Ways to Calculate Your Life Insurance Number 3 Ways to Calculate Your Life Insurance Number In this episode of Money Moves with MFG, we make the “how much life insurance?” question easy. We break down the three most common methods to calculate your coverage—Income Replacement (multiples of income), DIME (Debt, Income, Mortgage, Education), and Human Life Value—and walk through quick examples. 

You’ll learn when each method shines (and falls short), how to avoid common mistakes (like double-counting employer coverage), and how to right-size term vs. permanent for your goals.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> In this episode of Money Moves with MFG, we make the “how much life insurance?” question easy. We break down the three most common methods to calculate your coverage—Income Replacement (multiples of income), DIME (Debt, Income, Mortgage, Education), and Human Life Value—and walk through quick examples. 

You’ll learn when each method shines (and falls short), how to avoid common mistakes (like double-counting employer coverage), and how to right-size term vs. permanent for your goals.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-17678074 Fri, 15 Aug 2025 18:00:00 -0400 1027 7 full false New Tax Bill: What You Must Know New Tax Bill: What You Must Know The One Big Beautiful Bill Act (OBBBA) just reshaped the tax landscape for 2025 — and whether you’re retired, nearing retirement, or a high-income earner, the changes could have a big impact on your wallet.

In this episode of Money Moves with MFG, we break down:

  • Higher standard deductions — and who qualifies for bonus amounts
  • SALT cap increases and how they could save you thousands
  • Tax-free tips and why service workers should pay attention
  • Bracket adjustments that might affect your withdrawal and income strategies
  • Smart moves to minimize taxes and keep more of what you’ve earned

Don’t wait until tax season to find out what’s changed — the time to plan is now.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> The One Big Beautiful Bill Act (OBBBA) just reshaped the tax landscape for 2025 — and whether you’re retired, nearing retirement, or a high-income earner, the changes could have a big impact on your wallet.

In this episode of Money Moves with MFG, we break down:

  • Higher standard deductions — and who qualifies for bonus amounts
  • SALT cap increases and how they could save you thousands
  • Tax-free tips and why service workers should pay attention
  • Bracket adjustments that might affect your withdrawal and income strategies
  • Smart moves to minimize taxes and keep more of what you’ve earned

Don’t wait until tax season to find out what’s changed — the time to plan is now.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-17644047 Sat, 09 Aug 2025 07:00:00 -0400 1157 6 full false When do Roth Conversions Break Even? When do Roth Conversions Break Even? Thinking about doing a Roth conversion but not sure if it’s worth it?

In this episode, we break down one of the most common — and most misunderstood — questions we get from clients: When do Roth conversions actually pay off? We’ll walk you through how to calculate the breakeven point, the impact of tax brackets now vs. later, and how to avoid paying unnecessary taxes in retirement.

You’ll learn:

  • What affects the breakeven point on a Roth conversion
  • How age, income, and timing all play a role
  • Common mistakes people make when converting on their own 
  • When you should consider Roth conversions

Whether you’re planning ahead, or already retired and looking to reduce RMDs and taxes, this episode is for you.

Questions or topic suggestions? Email us at info@mfginvestments.com

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Thinking about doing a Roth conversion but not sure if it’s worth it?

In this episode, we break down one of the most common — and most misunderstood — questions we get from clients: When do Roth conversions actually pay off? We’ll walk you through how to calculate the breakeven point, the impact of tax brackets now vs. later, and how to avoid paying unnecessary taxes in retirement.

You’ll learn:

  • What affects the breakeven point on a Roth conversion
  • How age, income, and timing all play a role
  • Common mistakes people make when converting on their own 
  • When you should consider Roth conversions

Whether you’re planning ahead, or already retired and looking to reduce RMDs and taxes, this episode is for you.

Questions or topic suggestions? Email us at info@mfginvestments.com

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-17508901 Tue, 15 Jul 2025 11:00:00 -0400 1080 5 full false Withdrawal Strategies: Roth, Traditional IRA & Brokerage Accounts Withdrawal Strategies: Roth, Traditional IRA & Brokerage Accounts In this episode of Money Moves with MFG, we break down one of the most important—and often overlooked—parts of retirement planning: your withdrawal strategy. Should you start with your Traditional IRA? Tap into your Roth? Or draw from your brokerage account first?

We’ll walk through how to think about sequencing withdrawals for maximum tax efficiency and long-term financial success. Whether you're already retired or just starting to plan ahead, understanding the impact of each account type on your tax bill and income plan is critical.

You’ll learn:

  • How Roth, Traditional IRA, and Brokerage accounts are taxed
  • Pros and cons of different withdrawal sequences
  • Common mistakes to avoid when pulling money out

🎯 Ready to make your money last longer and work harder for you in retirement?

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> In this episode of Money Moves with MFG, we break down one of the most important—and often overlooked—parts of retirement planning: your withdrawal strategy. Should you start with your Traditional IRA? Tap into your Roth? Or draw from your brokerage account first?

We’ll walk through how to think about sequencing withdrawals for maximum tax efficiency and long-term financial success. Whether you're already retired or just starting to plan ahead, understanding the impact of each account type on your tax bill and income plan is critical.

You’ll learn:

  • How Roth, Traditional IRA, and Brokerage accounts are taxed
  • Pros and cons of different withdrawal sequences
  • Common mistakes to avoid when pulling money out

🎯 Ready to make your money last longer and work harder for you in retirement?

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> https://www.mfginvestments.com/ Kevin Kennedy Buzzsprout-17254895 Fri, 30 May 2025 15:00:00 -0400 783 4 full false Avoid These 401(k) Mistakes — Your Retirement Depends on It Avoid These 401(k) Mistakes — Your Retirement Depends on It In this episode of Money Moves with MFG, we're diving into the most common — and costly — mistakes people make with their 401(k)s. From not contributing at all, to missing out on free employer match money, to cashing out early or leaving funds sitting in cash, these errors can quietly derail your retirement goals.

We walk through real-life examples, shares eye-opening case studies, and offers simple tips to help you avoid these pitfalls. Whether you're just getting started or nearing retirement, this quick episode is packed with actionable insights to keep your 401(k) working smarter, not harder.

Tune in to learn how small decisions today can make a massive difference down the road.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> In this episode of Money Moves with MFG, we're diving into the most common — and costly — mistakes people make with their 401(k)s. From not contributing at all, to missing out on free employer match money, to cashing out early or leaving funds sitting in cash, these errors can quietly derail your retirement goals.

We walk through real-life examples, shares eye-opening case studies, and offers simple tips to help you avoid these pitfalls. Whether you're just getting started or nearing retirement, this quick episode is packed with actionable insights to keep your 401(k) working smarter, not harder.

Tune in to learn how small decisions today can make a massive difference down the road.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-16953499 Thu, 10 Apr 2025 12:00:00 -0400 910 3 full false Maximizing Social Security Maximizing Social Security Maximizing Social Security: Strategies for Couples, Spouses, Survivors & Exes
An episode of Money Moves with MFG

In this episode of Money Moves with MFG, we unpack one of the most valuable — and misunderstood — retirement income sources: Social Security.

We begin with a straightforward overview of how the system works and why the timing of your claim can significantly impact your lifetime benefits. You'll also hear a quick update on the New Social Security Fairness Act and what it could mean for future retirees.

From there, we dive into real case studies showing how thoughtful planning can help individuals — whether married, widowed, or divorced — maximize their benefits.

  • Background on Social Security
  • How spousal benefits really work
  • What you need to know about survivor benefits
  • Earnings limits to consider if you're still working
  • How divorced spouses can claim on an ex’s record (legally!)

Whether retirement is around the corner or still a few years out, this episode is filled with actionable insights to help you make the most of your Social Security.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Maximizing Social Security: Strategies for Couples, Spouses, Survivors & Exes
An episode of Money Moves with MFG

In this episode of Money Moves with MFG, we unpack one of the most valuable — and misunderstood — retirement income sources: Social Security.

We begin with a straightforward overview of how the system works and why the timing of your claim can significantly impact your lifetime benefits. You'll also hear a quick update on the New Social Security Fairness Act and what it could mean for future retirees.

From there, we dive into real case studies showing how thoughtful planning can help individuals — whether married, widowed, or divorced — maximize their benefits.

  • Background on Social Security
  • How spousal benefits really work
  • What you need to know about survivor benefits
  • Earnings limits to consider if you're still working
  • How divorced spouses can claim on an ex’s record (legally!)

Whether retirement is around the corner or still a few years out, this episode is filled with actionable insights to help you make the most of your Social Security.

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-16906238 Wed, 02 Apr 2025 15:00:00 -0400 1528 2 full false A Hidden Tax Strategy: NUA A Hidden Tax Strategy: NUA Did you know there’s a little-known tax strategy that could help you save thousands in retirement? If you have company stock in your 401(k), you might be missing out on a huge tax break!

In this episode of Money Moves with MFG, we dive into Net Unrealized Appreciation (NUA)—a powerful yet often overlooked strategy that allows you to pay lower capital gains tax rates instead of higher ordinary income taxes on your employer stock.

Join us as we break down:

  • How NUA works and who qualifies
  • The tax savings potential compared to a traditional IRA rollover
  • Key rules to avoid costly mistakes
  • A real-world example of how NUA can maximize your wealth

If you're nearing retirement and have company stock in your 401(k), 403(b), ESOP, this strategy could be a game-changer. Tune in now to see if NUA is the hidden tax break you’ve been looking for!

Get started with your free retirement evaluation!

Free Retirement Evaluation!

Be sure to follow our show to be notified when a new episode is available!

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Did you know there’s a little-known tax strategy that could help you save thousands in retirement? If you have company stock in your 401(k), you might be missing out on a huge tax break!

In this episode of Money Moves with MFG, we dive into Net Unrealized Appreciation (NUA)—a powerful yet often overlooked strategy that allows you to pay lower capital gains tax rates instead of higher ordinary income taxes on your employer stock.

Join us as we break down:

  • How NUA works and who qualifies
  • The tax savings potential compared to a traditional IRA rollover
  • Key rules to avoid costly mistakes
  • A real-world example of how NUA can maximize your wealth

If you're nearing retirement and have company stock in your 401(k), 403(b), ESOP, this strategy could be a game-changer. Tune in now to see if NUA is the hidden tax break you’ve been looking for!

Get started with your free retirement evaluation!

Free Retirement Evaluation!

Be sure to follow our show to be notified when a new episode is available!

👉 Schedule your free smart retirement planning call here and let’s build a strategy tailored to your goals

📅 Check out our upcoming events — including weekly Wealth Wednesday webinars and in-person seminars

]]> Kevin Kennedy Buzzsprout-16766995 Mon, 10 Mar 2025 15:00:00 -0400 1289 1 full false