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  <title>A Well-Built Podcast</title>

  <lastBuildDate>Thu, 04 Jun 2026 01:24:08 -0400</lastBuildDate>
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  <copyright>© 2026 A Well-Built Podcast</copyright>
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  <itunes:author>Jennifer Johnson</itunes:author>
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  <description><![CDATA[<p>We created this podcast with one goal in mind; to connect with our communities by providing a resource where listeners can gain knowledge about current events in banking, get answers to some of the most common financial questions, and learn more about who we are. At Builtwell Bank, we believe that well-built communities start with well-built banks. We believe a bank that is well-built provides communities with safe, sound financial services necessary for financial growth, and a growing local economy ensures long-term prosperity for everyone. The name Builtwell signifies our commitment to be a well-built bank, here to serve you for years to come. www.builtwell.bank 31 branches across Tennessee and North Georgia. Member FDIC and an Equal Housing Lender</p>]]></description>
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    <itunes:title>Small Business Loans - How to Make It Easier on You</itunes:title>
    <title>Small Business Loans - How to Make It Easier on You</title>
    <itunes:summary><![CDATA[Area Leader, Melissa Shaw, unpacks tips for making the loan request process better and easier for small business owners. She provides insight that every small business owner can benefit from!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Area Leader, Melissa Shaw, unpacks tips for making the loan request process better and easier for small business owners. She provides insight that every small business owner can benefit from! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Area Leader, Melissa Shaw, unpacks tips for making the loan request process better and easier for small business owners. She provides insight that every small business owner can benefit from! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Wed, 27 Aug 2025 00:00:00 -0400</pubDate>
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    <itunes:title>Hidden Costs</itunes:title>
    <title>Hidden Costs</title>
    <itunes:summary><![CDATA[Senior Vice President, Bruce Longmire, talks to Don about the hidden costs associated with mortgages. This is a good listen for anyone who is considering any type of home loan.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Senior Vice President, Bruce Longmire, talks to Don about the hidden costs associated with mortgages. This is a good listen for anyone who is considering any type of home loan. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Senior Vice President, Bruce Longmire, talks to Don about the hidden costs associated with mortgages. This is a good listen for anyone who is considering any type of home loan. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Fri, 18 Jul 2025 00:00:00 -0400</pubDate>
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    <itunes:duration>743</itunes:duration>
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    <itunes:title>Artificial Intelligence - Where Do We Start?</itunes:title>
    <title>Artificial Intelligence - Where Do We Start?</title>
    <itunes:summary><![CDATA[In this episode, vice President of Business Intelligence and Analytics, Howard Anderson, unravels the basics of Artificial Intelligence (AI). From chatbots that can hold a conversation to algorithms that predict our behavior, AI is not just a technology of the future; it's a part of our everyday lives. Howard discusses the history and AI and how it impacts our world today.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>In this episode, vice President of Business Intelligence and Analytics, Howard Anderson, unravels the basics of Artificial Intelligence (AI). From chatbots that can hold a conversation to algorithms that predict our behavior, AI is not just a technology of the future; it&apos;s a part of our everyday lives. Howard discusses the history and AI and how it impacts our world today. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>In this episode, vice President of Business Intelligence and Analytics, Howard Anderson, unravels the basics of Artificial Intelligence (AI). From chatbots that can hold a conversation to algorithms that predict our behavior, AI is not just a technology of the future; it&apos;s a part of our everyday lives. Howard discusses the history and AI and how it impacts our world today. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Thu, 03 Jul 2025 00:00:00 -0400</pubDate>
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    <itunes:title>BSA and Beneficial Ownership</itunes:title>
    <title>BSA and Beneficial Ownership</title>
    <itunes:summary><![CDATA[If you own a business, you have most certainly heard of 'beneficial ownership'. Don sits down with Faith Stevens, BSA Officer for Builtwell Bank, to discuss this and provide an overall understanding of the Bank Secrecy Act and how it impacts the way banks operate. Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>If you own a business, you have most certainly heard of &apos;beneficial ownership&apos;. Don sits down with Faith Stevens, BSA Officer for Builtwell Bank, to discuss this and provide an overall understanding of the Bank Secrecy Act and how it impacts the way banks operate.</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>If you own a business, you have most certainly heard of &apos;beneficial ownership&apos;. Don sits down with Faith Stevens, BSA Officer for Builtwell Bank, to discuss this and provide an overall understanding of the Bank Secrecy Act and how it impacts the way banks operate.</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Tue, 17 Jun 2025 00:00:00 -0400</pubDate>
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    <itunes:duration>597</itunes:duration>
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    <itunes:title>Starting a Small Business - Part Three</itunes:title>
    <title>Starting a Small Business - Part Three</title>
    <itunes:summary><![CDATA[Builtwell President, Mitch Sanford, continues talking with Don about critical steps and considerations when starting your own business. If you missed episodes one or two, you can find it on our website: Podcast - Builtwell Bank Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell President, Mitch Sanford, continues talking with Don about critical steps and considerations when starting your own business. If you missed episodes one or two, you can find it on our website: <a href='https://www.builtwell.bank/podcast/'>Podcast - Builtwell Bank</a></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell President, Mitch Sanford, continues talking with Don about critical steps and considerations when starting your own business. If you missed episodes one or two, you can find it on our website: <a href='https://www.builtwell.bank/podcast/'>Podcast - Builtwell Bank</a></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Tue, 03 Jun 2025 13:00:00 -0400</pubDate>
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    <itunes:duration>1038</itunes:duration>
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    <itunes:title>Starting a Small Business - Part Two</itunes:title>
    <title>Starting a Small Business - Part Two</title>
    <itunes:summary><![CDATA[Builtwell President, Mitch Sanford, continues talking with Don about critical steps and considerations when starting your own business. If you missed episode one, you can find it on our website: Podcast - Builtwell Bank Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell President, Mitch Sanford, continues talking with Don about critical steps and considerations when starting your own business. If you missed episode one, you can find it on our website: <a href='https://www.builtwell.bank/podcast/'>Podcast - Builtwell Bank</a></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell President, Mitch Sanford, continues talking with Don about critical steps and considerations when starting your own business. If you missed episode one, you can find it on our website: <a href='https://www.builtwell.bank/podcast/'>Podcast - Builtwell Bank</a></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Tue, 20 May 2025 00:00:00 -0400</pubDate>
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    <itunes:duration>937</itunes:duration>
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    <itunes:title>Starting a Small Business</itunes:title>
    <title>Starting a Small Business</title>
    <itunes:summary><![CDATA[Have you ever dreamed of starting your own business? Builtwell President, Mitch Sanford, shares his expertise on the important first steps of making that dream a reality!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Have you ever dreamed of starting your own business? Builtwell President, Mitch Sanford, shares his expertise on the important first steps of making that dream a reality! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Have you ever dreamed of starting your own business? Builtwell President, Mitch Sanford, shares his expertise on the important first steps of making that dream a reality! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Tue, 06 May 2025 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="201.0" duration="41.0" />
    <itunes:duration>914</itunes:duration>
    <itunes:keywords></itunes:keywords>
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    <itunes:title>Investing in Commercial Real Estate</itunes:title>
    <title>Investing in Commercial Real Estate</title>
    <itunes:summary><![CDATA[Executive Vice President of Commercial Lending, Jeff Bridgman, sits down with Don to discuss the different options for real estate investing and how banks can help.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Executive Vice President of Commercial Lending, Jeff Bridgman, sits down with Don to discuss the different options for real estate investing and how banks can help. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Executive Vice President of Commercial Lending, Jeff Bridgman, sits down with Don to discuss the different options for real estate investing and how banks can help. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Tue, 08 Apr 2025 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="105.67" duration="29.5" />
    <itunes:duration>906</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>9</itunes:episode>
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    <itunes:title>Why Care About Google Reviews?</itunes:title>
    <title>Why Care About Google Reviews?</title>
    <itunes:summary><![CDATA[Builtwell's Director of Marketing, Jennifer Johnson, explains the importance of good (and bad) Google Reviews. If you're a business owner, don't miss this episode!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell&apos;s Director of Marketing, Jennifer Johnson, explains the importance of good (and bad) Google Reviews. If you&apos;re a business owner, don&apos;t miss this episode! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell&apos;s Director of Marketing, Jennifer Johnson, explains the importance of good (and bad) Google Reviews. If you&apos;re a business owner, don&apos;t miss this episode! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Tue, 25 Mar 2025 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="185.333" duration="25.5" />
    <itunes:duration>559</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
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    <itunes:title>Budgeting Basics - Info We Can All Use! </itunes:title>
    <title>Budgeting Basics - Info We Can All Use! </title>
    <itunes:summary><![CDATA[Ooltewah, TN, Market Leader, Alex Cain, unpacks the basics of budgeting. Take a few minutes to listen as she provides tips and refreshers to make your life easier!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Ooltewah, TN, Market Leader, Alex Cain, unpacks the basics of budgeting. Take a few minutes to listen as she provides tips and refreshers to make your life easier! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Ooltewah, TN, Market Leader, Alex Cain, unpacks the basics of budgeting. Take a few minutes to listen as she provides tips and refreshers to make your life easier! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Wed, 12 Mar 2025 00:00:00 -0400</pubDate>
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    <itunes:duration>758</itunes:duration>
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    <itunes:title>Mortgages - The Basics and More! </itunes:title>
    <title>Mortgages - The Basics and More! </title>
    <itunes:summary><![CDATA[Senior Vice President and Residential Lending Manager, Bruce Longmire, talks to Don about mortgages. From the basics to terminology and answering some of the most commonly asked questions, Bruce helps our listeners understand the mortgage world.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Senior Vice President and Residential Lending Manager, Bruce Longmire, talks to Don about mortgages. From the basics to terminology and answering some of the most commonly asked questions, Bruce helps our listeners understand the mortgage world. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Senior Vice President and Residential Lending Manager, Bruce Longmire, talks to Don about mortgages. From the basics to terminology and answering some of the most commonly asked questions, Bruce helps our listeners understand the mortgage world. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Tue, 25 Feb 2025 00:00:00 -0500</pubDate>
    <podcast:soundbite startTime="167.885" duration="30.0" />
    <itunes:duration>796</itunes:duration>
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    <itunes:episode>2</itunes:episode>
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    <itunes:title>Business Check Fraud</itunes:title>
    <title>Business Check Fraud</title>
    <itunes:summary><![CDATA[Chief Risk Officer for Builtwell Bank, Blake Swafford, shares information on the rise of business check fraud. The number of monthly reported check fraud is astonishing! If you're a business owner, you definitely need to listen and learn how to protect yourself.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Chief Risk Officer for Builtwell Bank, Blake Swafford, shares information on the rise of business check fraud. The number of monthly reported check fraud is astonishing! If you&apos;re a business owner, you definitely need to listen and learn how to protect yourself. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Chief Risk Officer for Builtwell Bank, Blake Swafford, shares information on the rise of business check fraud. The number of monthly reported check fraud is astonishing! If you&apos;re a business owner, you definitely need to listen and learn how to protect yourself. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <pubDate>Thu, 13 Feb 2025 11:00:00 -0500</pubDate>
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    <itunes:title>An Update on the Fair Labor Standards Act (FLSA)</itunes:title>
    <title>An Update on the Fair Labor Standards Act (FLSA)</title>
    <itunes:summary><![CDATA[Builtwell's Executive for Human Resources, and our podcast host, Don Griffin, provides an important update to overtime, thresholds, and the latest from the Fair Labor Standards Act (FLSA). If you're a business owner, or looking to start your own business, it's imperative to stay aware of changes related to human resources. Check out our latest episode!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell&apos;s Executive for Human Resources, and our podcast host, Don Griffin, provides an important update to overtime, thresholds, and the latest from the Fair Labor Standards Act (FLSA). If you&apos;re a business owner, or looking to start your own business, it&apos;s imperative to stay aware of changes related to human resources. Check out our latest episode! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell&apos;s Executive for Human Resources, and our podcast host, Don Griffin, provides an important update to overtime, thresholds, and the latest from the Fair Labor Standards Act (FLSA). If you&apos;re a business owner, or looking to start your own business, it&apos;s imperative to stay aware of changes related to human resources. Check out our latest episode! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/16518768-an-update-on-the-fair-labor-standards-act-flsa.mp3" length="5780947" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/iklmeblbicr84pwc64otss97v1hj?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Tue, 28 Jan 2025 10:00:00 -0500</pubDate>
    <podcast:soundbite startTime="141.038" duration="39.0" />
    <itunes:duration>479</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Artificial Intelligence - Continuing the Conversation</itunes:title>
    <title>Artificial Intelligence - Continuing the Conversation</title>
    <itunes:summary><![CDATA[Howard is back to continue his conversation with Don on the topic of Artificial Intelligence. In his last episode, Howard unpacked the question of what exactly is AI? Today, he focuses in on AI for small business. How can AI help you? Are you being left behind if you don't consider using AI? If you're a business owner, you will definitely want to listen!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Howard is back to continue his conversation with Don on the topic of Artificial Intelligence. In his last episode, Howard unpacked the question of what exactly is AI? Today, he focuses in on AI for small business. How can AI help you? Are you being left behind if you don&apos;t consider using AI? If you&apos;re a business owner, you will definitely want to listen! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Howard is back to continue his conversation with Don on the topic of Artificial Intelligence. In his last episode, Howard unpacked the question of what exactly is AI? Today, he focuses in on AI for small business. How can AI help you? Are you being left behind if you don&apos;t consider using AI? If you&apos;re a business owner, you will definitely want to listen! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/16429097-artificial-intelligence-continuing-the-conversation.mp3" length="10332754" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/yf6tqboi3450bkw0rk7mzhbbwfbd?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16429097</guid>
    <pubDate>Tue, 14 Jan 2025 00:00:00 -0500</pubDate>
    <podcast:soundbite startTime="293.851" duration="31.5" />
    <itunes:duration>858</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update with Builtwell President, Mitch Sanford</itunes:title>
    <title>Economic Update with Builtwell President, Mitch Sanford</title>
    <itunes:summary><![CDATA[Builtwell President, Mitch Sanford, talks to Don about the current economy and his thoughts on what we can expect in the new year.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell President, Mitch Sanford, talks to Don about the current economy and his thoughts on what we can expect in the new year. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell President, Mitch Sanford, talks to Don about the current economy and his thoughts on what we can expect in the new year. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/16293769-economic-update-with-builtwell-president-mitch-sanford.mp3" length="10938557" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/rsc81txvd0c3ke1hz9v8tgi2yefn?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16293769</guid>
    <pubDate>Tue, 17 Dec 2024 07:00:00 -0500</pubDate>
    <podcast:soundbite startTime="150.614" duration="35.0" />
    <itunes:duration>908</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Holidays and Fraud - Don&#39;t Fall Victim! </itunes:title>
    <title>Holidays and Fraud - Don&#39;t Fall Victim! </title>
    <itunes:summary><![CDATA[Blake Swafford, Chief Risk Officer for Builtwell Bank, talks to Don about how to protect yourself from fraud over the holidays. We want to help our listeners protect their finances all year long, especially during the holidays when consumers are purchasing more and, unfortunately, fraudsters are scamming more.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Blake Swafford, Chief Risk Officer for Builtwell Bank, talks to Don about how to protect yourself from fraud over the holidays. We want to help our listeners protect their finances all year long, especially during the holidays when consumers are purchasing more and, unfortunately, fraudsters are scamming more. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Blake Swafford, Chief Risk Officer for Builtwell Bank, talks to Don about how to protect yourself from fraud over the holidays. We want to help our listeners protect their finances all year long, especially during the holidays when consumers are purchasing more and, unfortunately, fraudsters are scamming more. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/16227519-holidays-and-fraud-don-t-fall-victim.mp3" length="10627515" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/45sn9tvqlfes2q2963sba04caza3?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16227519</guid>
    <pubDate>Thu, 05 Dec 2024 11:00:00 -0500</pubDate>
    <itunes:duration>882</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Builtwell Insurance Agency - Did You Know?</itunes:title>
    <title>Builtwell Insurance Agency - Did You Know?</title>
    <itunes:summary><![CDATA[Did you know we have a full-service insurance agency right here at Builtwell? Today, BWIA Vice President, Kacee Smith, provides our listeners with not only information on the Agency, but so much helpful insight on the insurance industry. With premiums at all-time highs, be sure to listen to this episode!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Did you know we have a full-service insurance agency right here at Builtwell? Today, BWIA Vice President, Kacee Smith, provides our listeners with not only information on the Agency, but so much helpful insight on the insurance industry. With premiums at all-time highs, be sure to listen to this episode! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Did you know we have a full-service insurance agency right here at Builtwell? Today, BWIA Vice President, Kacee Smith, provides our listeners with not only information on the Agency, but so much helpful insight on the insurance industry. With premiums at all-time highs, be sure to listen to this episode! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/16031298-builtwell-insurance-agency-did-you-know.mp3" length="9589273" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/yerj2jpojnohn582zo13qhdfa8k1?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16031298</guid>
    <pubDate>Tue, 05 Nov 2024 00:00:00 -0500</pubDate>
    <podcast:soundbite startTime="186.464" duration="31.5" />
    <itunes:duration>796</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Managing the Growth of Small Businesses </itunes:title>
    <title>Managing the Growth of Small Businesses </title>
    <itunes:summary><![CDATA[Executive Vice President, Jeff Bridgman, talks to Don about the importance of growing and managing the growth of small businesses. What do we define as a small business and what factors are currently impacting their growth? This is a great listen for any small business owner or community member who wants to see their communities thrive!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Executive Vice President, Jeff Bridgman, talks to Don about the importance of growing and managing the growth of small businesses. What do we define as a small business and what factors are currently impacting their growth? This is a great listen for any small business owner or community member who wants to see their communities thrive! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Executive Vice President, Jeff Bridgman, talks to Don about the importance of growing and managing the growth of small businesses. What do we define as a small business and what factors are currently impacting their growth? This is a great listen for any small business owner or community member who wants to see their communities thrive! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15943332-managing-the-growth-of-small-businesses.mp3" length="7989877" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/oyops50phb9qzqa3etrmsbesmv3l?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15943332</guid>
    <pubDate>Tue, 22 Oct 2024 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="91.02" duration="27.5" />
    <itunes:duration>662</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Fraud Trends and How to Protect Yourself</itunes:title>
    <title>Fraud Trends and How to Protect Yourself</title>
    <itunes:summary><![CDATA[Downtown Chattanooga Market Leader, Daniel McGovern, talks to Don about recent fraud trends and how you can protect yourself. This is an important listen; unfortunately, no one is safe from fraudsters.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Downtown Chattanooga Market Leader, Daniel McGovern, talks to Don about recent fraud trends and how you can protect yourself. This is an important listen; unfortunately, no one is safe from fraudsters. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Downtown Chattanooga Market Leader, Daniel McGovern, talks to Don about recent fraud trends and how you can protect yourself. This is an important listen; unfortunately, no one is safe from fraudsters. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15786615-fraud-trends-and-how-to-protect-yourself.mp3" length="5768918" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/2xbz4ad2o3gat7amlwioyankb3dt?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15786615</guid>
    <pubDate>Tue, 24 Sep 2024 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="208.892" duration="32.5" />
    <itunes:duration>478</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Why Do We Give Back? </itunes:title>
    <title>Why Do We Give Back? </title>
    <itunes:summary><![CDATA[Builtwell EVP, Joe Waters, talks about the importance of giving back to our communities. We also welcome special guest, Chief Communications Officer for the Chattanooga-Area Food Bank, Jeannine Carpenter. Jeannine explains how Builtwell's partnership over the years has helped the Food Bank in its mission eliminate food insecurity. Take a few minutes to listen and learn how you can help! Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell EVP, Joe Waters, talks about the importance of giving back to our communities. We also welcome special guest, Chief Communications Officer for the Chattanooga-Area Food Bank, Jeannine Carpenter. Jeannine explains how Builtwell&apos;s partnership over the years has helped the Food Bank in its mission eliminate food insecurity. Take a few minutes to listen and learn how you can help!</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell EVP, Joe Waters, talks about the importance of giving back to our communities. We also welcome special guest, Chief Communications Officer for the Chattanooga-Area Food Bank, Jeannine Carpenter. Jeannine explains how Builtwell&apos;s partnership over the years has helped the Food Bank in its mission eliminate food insecurity. Take a few minutes to listen and learn how you can help!</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15571098-why-do-we-give-back.mp3" length="6479780" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/lmr9k8lft08h6v1harjjxwiicaq1?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15571098</guid>
    <pubDate>Tue, 27 Aug 2024 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="328.364" duration="25.0" />
    <itunes:duration>537</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update with Builtwell President, Mitch Sanford </itunes:title>
    <title>Economic Update with Builtwell President, Mitch Sanford </title>
    <itunes:summary><![CDATA[(Recorded August 6, 2024) Listen as Mitch and Don discuss the recent Fed Open Market Committee meeting, July Jobs Report, current mortgage rates, and more! Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>(Recorded August 6, 2024) Listen as Mitch and Don discuss the recent Fed Open Market Committee meeting, July Jobs Report, current mortgage rates, and more!</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>(Recorded August 6, 2024) Listen as Mitch and Don discuss the recent Fed Open Market Committee meeting, July Jobs Report, current mortgage rates, and more!</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15570472-economic-update-with-builtwell-president-mitch-sanford.mp3" length="9774198" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/y4vpdzg8zcj3bvivmwm1j37hv6jy?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15570472</guid>
    <pubDate>Mon, 12 Aug 2024 12:00:00 -0400</pubDate>
    <podcast:soundbite startTime="127.353" duration="22.0" />
    <itunes:duration>811</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Insurance in Today&#39;s Market - What You Need to Know</itunes:title>
    <title>Insurance in Today&#39;s Market - What You Need to Know</title>
    <itunes:summary><![CDATA[Did you know that Builtwell Bank has a full-service insurance agency? Builtwell Insurance President and CEO, Elizabeth Allen, sits down with Don to talk about what customers are saying in this high-premium market. Tune in as she shares her thoughts on this topic that affects us all!   Products offered by Builtwell Insurance Agency, Inc., are: Not a deposit. Not FDIC Insured. Not insured by any Federal Government Agency. Not guaranteed by Builtwell Bank. May go down in value.  None of the...]]></itunes:summary>
    <description><![CDATA[<p>Did you know that Builtwell Bank has a full-service insurance agency? Builtwell Insurance President and CEO, Elizabeth Allen, sits down with Don to talk about what customers are saying in this high-premium market. Tune in as she shares her thoughts on this topic that affects us all! <br/><br/>Products offered by Builtwell Insurance Agency, Inc., are: Not a deposit. Not FDIC Insured. Not insured by any Federal Government Agency. Not guaranteed by Builtwell Bank. May go down in value.<br/><br/>None of the information provided is a guarantee that insurance will be offered or that the agency is obliged to procure insurance. Misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage.</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Did you know that Builtwell Bank has a full-service insurance agency? Builtwell Insurance President and CEO, Elizabeth Allen, sits down with Don to talk about what customers are saying in this high-premium market. Tune in as she shares her thoughts on this topic that affects us all! <br/><br/>Products offered by Builtwell Insurance Agency, Inc., are: Not a deposit. Not FDIC Insured. Not insured by any Federal Government Agency. Not guaranteed by Builtwell Bank. May go down in value.<br/><br/>None of the information provided is a guarantee that insurance will be offered or that the agency is obliged to procure insurance. Misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage.</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15328208-insurance-in-today-s-market-what-you-need-to-know.mp3" length="9480201" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/zofr9ozg8axf6uikekxkpaktcl7i?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15328208</guid>
    <pubDate>Mon, 15 Jul 2024 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="206.017" duration="15.0" />
    <itunes:duration>787</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update with Builtwell President, Mitch Sanford</itunes:title>
    <title>Economic Update with Builtwell President, Mitch Sanford</title>
    <itunes:summary><![CDATA[Listen as Builtwell President, Mitch Sanford, shares his thoughts on the current economy.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Listen as Builtwell President, Mitch Sanford, shares his thoughts on the current economy. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Listen as Builtwell President, Mitch Sanford, shares his thoughts on the current economy. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15263990-economic-update-with-builtwell-president-mitch-sanford.mp3" length="11512958" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/k4gvhx4yld6yib3urxseqf23ome0?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15263990</guid>
    <pubDate>Tue, 18 Jun 2024 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="60.091" duration="30.0" />
    <itunes:duration>956</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Community Involvement</itunes:title>
    <title>Community Involvement</title>
    <itunes:summary><![CDATA[Retail Area Leader, Kylee Roy, spends time talking to Don about Builtwell Bank and our involvement in local communities. It's a huge part of who we are! Listen in to better understand the ways we give back.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Retail Area Leader, Kylee Roy, spends time talking to Don about Builtwell Bank and our involvement in local communities. It&apos;s a huge part of who we are! Listen in to better understand the ways we give back. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Retail Area Leader, Kylee Roy, spends time talking to Don about Builtwell Bank and our involvement in local communities. It&apos;s a huge part of who we are! Listen in to better understand the ways we give back. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15125183-community-involvement.mp3" length="4326338" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/h3i574n7t2no65ic9r619mpsxvw0?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15125183</guid>
    <pubDate>Tue, 04 Jun 2024 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="283.429" duration="20.5" />
    <itunes:duration>358</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Working Capital and Your Small Business</itunes:title>
    <title>Working Capital and Your Small Business</title>
    <itunes:summary><![CDATA[Builtwell Vice President and Director of Treasury Development, Rachell Bilbrey, sits down with Don to talk about working capital and why it's necessary for your small business.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell Vice President and Director of Treasury Development, Rachell Bilbrey, sits down with Don to talk about working capital and why it&apos;s necessary for your small business. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell Vice President and Director of Treasury Development, Rachell Bilbrey, sits down with Don to talk about working capital and why it&apos;s necessary for your small business. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15115257-working-capital-and-your-small-business.mp3" length="6907249" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/pdikud4h73h1vszgr0daayulvtai?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15115257</guid>
    <pubDate>Wed, 22 May 2024 08:00:00 -0400</pubDate>
    <podcast:soundbite startTime="106.467" duration="29.0" />
    <itunes:duration>572</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Scams - Don&#39;t Be a Victim!</itunes:title>
    <title>Scams - Don&#39;t Be a Victim!</title>
    <itunes:summary><![CDATA[Blake Swafford, Builtwell's Director of Risk Management, talks about popular scams, how to identify them and most importantly, how to avoid falling victim to them.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Blake Swafford, Builtwell&apos;s Director of Risk Management, talks about popular scams, how to identify them and most importantly, how to avoid falling victim to them. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Blake Swafford, Builtwell&apos;s Director of Risk Management, talks about popular scams, how to identify them and most importantly, how to avoid falling victim to them. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/15039866-scams-don-t-be-a-victim.mp3" length="10905730" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/gl465gnpn1lbkusllhtbkc7s8gzr?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Thu, 09 May 2024 10:00:00 -0400</pubDate>
    <podcast:soundbite startTime="343.401" duration="27.5" />
    <itunes:duration>906</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Preparing for the Departure of Tenured Employees</itunes:title>
    <title>Preparing for the Departure of Tenured Employees</title>
    <itunes:summary><![CDATA[Today, Builtwell's Executive for Human Resources, Don Griffin, shares his experience on best practices to make sure your business is prepared when long-time employees retire or move on to new opportunities. Take a few minutes to listen so your business is prepared to fill gaps and make a more seamless transition.     Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Today, Builtwell&apos;s Executive for Human Resources, Don Griffin, shares his experience on best practices to make sure your business is prepared when long-time employees retire or move on to new opportunities. Take a few minutes to listen so your business is prepared to fill gaps and make a more seamless transition. <br/><br/><br/></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Today, Builtwell&apos;s Executive for Human Resources, Don Griffin, shares his experience on best practices to make sure your business is prepared when long-time employees retire or move on to new opportunities. Take a few minutes to listen so your business is prepared to fill gaps and make a more seamless transition. <br/><br/><br/></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14906546-preparing-for-the-departure-of-tenured-employees.mp3" length="6381735" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/47a3gjorar7bn8ksed9oklcju4ml?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14906546</guid>
    <pubDate>Wed, 17 Apr 2024 11:00:00 -0400</pubDate>
    <podcast:soundbite startTime="195.438" duration="35.5" />
    <itunes:duration>529</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Mortgage Rates and When to Buy</itunes:title>
    <title>Mortgage Rates and When to Buy</title>
    <itunes:summary><![CDATA[Senior Vice President, Bruce Longmire, sits down with Don to talk about what to do if you're considering buying a home but are worried about the current mortgage rates.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Senior Vice President, Bruce Longmire, sits down with Don to talk about what to do if you&apos;re considering buying a home but are worried about the current mortgage rates. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Senior Vice President, Bruce Longmire, sits down with Don to talk about what to do if you&apos;re considering buying a home but are worried about the current mortgage rates. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14805691-mortgage-rates-and-when-to-buy.mp3" length="6494493" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/lb8l9vq5l996bx88vl7md986rp8a?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14805691</guid>
    <pubDate>Mon, 01 Apr 2024 11:00:00 -0400</pubDate>
    <podcast:soundbite startTime="88.941" duration="30.5" />
    <itunes:duration>537</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update with Builtwell President, Mitch Sanford</itunes:title>
    <title>Economic Update with Builtwell President, Mitch Sanford</title>
    <itunes:summary><![CDATA[Listen as Builtwell President, Mitch Sanford, shares his thoughts on the current economy.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Listen as Builtwell President, Mitch Sanford, shares his thoughts on the current economy. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Listen as Builtwell President, Mitch Sanford, shares his thoughts on the current economy. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14623751-economic-update-with-builtwell-president-mitch-sanford.mp3" length="9866485" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/b3sdew0xyzoa20c8garwl206hyuc?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14623751</guid>
    <pubDate>Mon, 04 Mar 2024 08:00:00 -0500</pubDate>
    <podcast:soundbite startTime="244.946" duration="32.5" />
    <itunes:duration>820</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Buying a Home in Today&#39;s Market</itunes:title>
    <title>Buying a Home in Today&#39;s Market</title>
    <itunes:summary><![CDATA[Alden Mason, mortgage loan originator (NMLS #2148192) for Builtwell Bank, sits down with Don to talk about buying a home in today's market and how to be prepared. If purchasing a home is one of your goals for 2024, you definitely need to tune in!    Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Alden Mason, mortgage loan originator (NMLS #2148192) for Builtwell Bank, sits down with Don to talk about buying a home in today&apos;s market and how to be prepared. If purchasing a home is one of your goals for 2024, you definitely need to tune in!<br/><br/><br/></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Alden Mason, mortgage loan originator (NMLS #2148192) for Builtwell Bank, sits down with Don to talk about buying a home in today&apos;s market and how to be prepared. If purchasing a home is one of your goals for 2024, you definitely need to tune in!<br/><br/><br/></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14516090-buying-a-home-in-today-s-market.mp3" length="10990907" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/wareuh32aocanaxs854wx8sga8cf?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14516090</guid>
    <pubDate>Tue, 20 Feb 2024 00:00:00 -0500</pubDate>
    <podcast:soundbite startTime="136.676" duration="31.0" />
    <itunes:duration>913</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>4</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Specifics to Help Your Small Business</itunes:title>
    <title>Specifics to Help Your Small Business</title>
    <itunes:summary><![CDATA[Director of Treasury, Rachell Bilbrey, is back to talk with Don about treasury management tools that can help your small business. They'll discuss basics like keeping track of cash, and she'll unpack the details of ACH and wires. All small business owners should take a few minutes to listen!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Director of Treasury, Rachell Bilbrey, is back to talk with Don about treasury management tools that can help your small business. They&apos;ll discuss basics like keeping track of cash, and she&apos;ll unpack the details of ACH and wires. All small business owners should take a few minutes to listen! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Director of Treasury, Rachell Bilbrey, is back to talk with Don about treasury management tools that can help your small business. They&apos;ll discuss basics like keeping track of cash, and she&apos;ll unpack the details of ACH and wires. All small business owners should take a few minutes to listen! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14450310-specifics-to-help-your-small-business.mp3" length="8943479" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/qx14yuy22fy8m9gy83vkfq0owzrk?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14450310</guid>
    <pubDate>Tue, 06 Feb 2024 11:00:00 -0500</pubDate>
    <podcast:soundbite startTime="97.407" duration="37.0" />
    <itunes:duration>742</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Starting a Small Business - Conclusion</itunes:title>
    <title>Starting a Small Business - Conclusion</title>
    <itunes:summary><![CDATA[Builtwell President, Mitch Sanford, wraps up his series on starting a small business. This four-episode series has taken us through the steps of preparing and doing your homework to finally going to the bank. We are here to help make our customers' dreams become reality. If you dream of owning your own business, start here.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell President, Mitch Sanford, wraps up his series on starting a small business. This four-episode series has taken us through the steps of preparing and doing your homework to finally going to the bank. We are here to help make our customers&apos; dreams become reality. If you dream of owning your own business, start here. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell President, Mitch Sanford, wraps up his series on starting a small business. This four-episode series has taken us through the steps of preparing and doing your homework to finally going to the bank. We are here to help make our customers&apos; dreams become reality. If you dream of owning your own business, start here. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14377464-starting-a-small-business-conclusion.mp3" length="12888004" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/xw25hzw0zzoc5zaqhkj553x2iw2s?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14377464</guid>
    <pubDate>Thu, 25 Jan 2024 13:00:00 -0500</pubDate>
    <podcast:soundbite startTime="528.928" duration="31.5" />
    <itunes:duration>1070</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Practical Tips on Saving Money</itunes:title>
    <title>Practical Tips on Saving Money</title>
    <itunes:summary><![CDATA[To kick off the new year, Don sits down with Chief Administrative Officer, Trish Phillips, as she covers a few ways to save money after the holidays (or any time!). This is a good listen for anyone who is interested in having more money in their bank account or some put back for a rainy day! Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>To kick off the new year, Don sits down with Chief Administrative Officer, Trish Phillips, as she covers a few ways to save money after the holidays (or any time!). This is a good listen for anyone who is interested in having more money in their bank account or some put back for a rainy day!</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>To kick off the new year, Don sits down with Chief Administrative Officer, Trish Phillips, as she covers a few ways to save money after the holidays (or any time!). This is a good listen for anyone who is interested in having more money in their bank account or some put back for a rainy day!</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14286760-practical-tips-on-saving-money.mp3" length="9384085" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/15knfjobhput0ik15s192bvwe7aq?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14286760</guid>
    <pubDate>Wed, 10 Jan 2024 17:00:00 -0500</pubDate>
    <podcast:soundbite startTime="123.458" duration="29.5" />
    <itunes:duration>780</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2</itunes:season>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>2024 Economic Outlook</itunes:title>
    <title>2024 Economic Outlook</title>
    <itunes:summary><![CDATA[Builtwell President, Mitch Sanford, gives his thoughts on the recent Fed meeting. Listen as he talks about what we can expect in 2024. Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Builtwell President, Mitch Sanford, gives his thoughts on the recent Fed meeting. Listen as he talks about what we can expect in 2024.</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Builtwell President, Mitch Sanford, gives his thoughts on the recent Fed meeting. Listen as he talks about what we can expect in 2024.</p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14208929-2024-economic-outlook.mp3" length="11236007" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/78j70vnghx68h9d2kpzv3gf3eoh1?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Wed, 27 Dec 2023 08:00:00 -0500</pubDate>
    <podcast:soundbite startTime="143.802" duration="30.0" />
    <itunes:duration>933</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;t Be Scammed This Holiday Season!</itunes:title>
    <title>Don&#39;t Be Scammed This Holiday Season!</title>
    <itunes:summary><![CDATA[Blake Swafford talks to Don about how to protect yourself from fraud over the holidays. We want to help our listeners protect their finances all year long, especially during the holidays when consumers are purchasing more and, unfortunately, fraudsters are scamming more.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Blake Swafford talks to Don about how to protect yourself from fraud over the holidays. We want to help our listeners protect their finances all year long, especially during the holidays when consumers are purchasing more and, unfortunately, fraudsters are scamming more. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Blake Swafford talks to Don about how to protect yourself from fraud over the holidays. We want to help our listeners protect their finances all year long, especially during the holidays when consumers are purchasing more and, unfortunately, fraudsters are scamming more. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14085938-don-t-be-scammed-this-holiday-season.mp3" length="10633787" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/p6als9oczcq5psppbmto0dp4jcts?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14085938</guid>
    <pubDate>Sun, 10 Dec 2023 00:00:00 -0500</pubDate>
    <podcast:soundbite startTime="186.119" duration="27.0" />
    <itunes:duration>883</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Creating a Meaningful Brand</itunes:title>
    <title>Creating a Meaningful Brand</title>
    <itunes:summary><![CDATA[Don sits down with Jennifer Johnson, Builtwell's Director of Marketing, to discuss what it takes to build a strong company brand. This is a good listen for new business owners, as well as those who are looking to revamp their image.     Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Don sits down with Jennifer Johnson, Builtwell&apos;s Director of Marketing, to discuss what it takes to build a strong company brand. This is a good listen for new business owners, as well as those who are looking to revamp their image. <br/><br/><br/></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Don sits down with Jennifer Johnson, Builtwell&apos;s Director of Marketing, to discuss what it takes to build a strong company brand. This is a good listen for new business owners, as well as those who are looking to revamp their image. <br/><br/><br/></p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/14018136-creating-a-meaningful-brand.mp3" length="5581443" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/a4zn6m5vf0c1bou352ml9519oxch?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14018136</guid>
    <pubDate>Mon, 27 Nov 2023 00:00:00 -0500</pubDate>
    <podcast:soundbite startTime="126.418" duration="20.5" />
    <itunes:duration>462</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Treasury Management </itunes:title>
    <title>Treasury Management </title>
    <itunes:summary><![CDATA[Rachell Bilbrey, Director of Treasury Development for Builtwell Bank, sits down with Don to discuss Treasury Management. She helps listeners understand the basics, as well as how your business could benefit from Treasury products and services. A great episode for small business owners!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Rachell Bilbrey, Director of Treasury Development for Builtwell Bank, sits down with Don to discuss Treasury Management. She helps listeners understand the basics, as well as how your business could benefit from Treasury products and services. A great episode for small business owners! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Rachell Bilbrey, Director of Treasury Development for Builtwell Bank, sits down with Don to discuss Treasury Management. She helps listeners understand the basics, as well as how your business could benefit from Treasury products and services. A great episode for small business owners! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/13946811-treasury-management.mp3" length="8941820" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/gi3nqe40scyays2p5r4vvjckur7n?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13946811</guid>
    <pubDate>Mon, 13 Nov 2023 00:00:00 -0500</pubDate>
    <podcast:soundbite startTime="156.351" duration="29.0" />
    <itunes:duration>742</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>15</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>October is Cybersecurity Awareness Month! </itunes:title>
    <title>October is Cybersecurity Awareness Month! </title>
    <itunes:summary><![CDATA[Don sits down with Barry Cookston, Builtwell's Information Security Manager, to discuss cybersecurity. Barry unpacks various digital and social engineering tactics used by fraudsters and explains how you can protect yourself from falling victim.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Don sits down with Barry Cookston, Builtwell&apos;s Information Security Manager, to discuss cybersecurity. Barry unpacks various digital and social engineering tactics used by fraudsters and explains how you can protect yourself from falling victim. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Don sits down with Barry Cookston, Builtwell&apos;s Information Security Manager, to discuss cybersecurity. Barry unpacks various digital and social engineering tactics used by fraudsters and explains how you can protect yourself from falling victim. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/13788034-october-is-cybersecurity-awareness-month.mp3" length="8425611" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/m57m0du0jb90euw8smj7qozbjco0?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13788034</guid>
    <pubDate>Mon, 16 Oct 2023 13:00:00 -0400</pubDate>
    <podcast:soundbite startTime="173.718" duration="19.0" />
    <itunes:duration>700</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>13</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update with Builtwell President, Mitch Sanford</itunes:title>
    <title>Economic Update with Builtwell President, Mitch Sanford</title>
    <itunes:summary><![CDATA[Mitch joins Don to talk interest rates and give an economic update on the heels of the recent Federal Reserve meeting. Listen as he shares his thoughts and perspective!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Mitch joins Don to talk interest rates and give an economic update on the heels of the recent Federal Reserve meeting. Listen as he shares his thoughts and perspective! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Mitch joins Don to talk interest rates and give an economic update on the heels of the recent Federal Reserve meeting. Listen as he shares his thoughts and perspective! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/13707693-economic-update-with-builtwell-president-mitch-sanford.mp3" length="9816676" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/wn4adgku7dy7olk7s6h0zshm1507?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Tue, 03 Oct 2023 10:00:00 -0400</pubDate>
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    <itunes:duration>814</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>12</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Direct Conversations</itunes:title>
    <title>Direct Conversations</title>
    <itunes:summary><![CDATA[No one likes it, but sometimes hard conversations are needed. Listen in as Don Griffin, Human Resources Administrator for Builtwell Bank, provides a few tips on how to have those direct conversations.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>No one likes it, but sometimes hard conversations are needed. Listen in as Don Griffin, Human Resources Administrator for Builtwell Bank, provides a few tips on how to have those direct conversations. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>No one likes it, but sometimes hard conversations are needed. Listen in as Don Griffin, Human Resources Administrator for Builtwell Bank, provides a few tips on how to have those direct conversations. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
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    <itunes:image href="https://storage.buzzsprout.com/aekngwj1vyokj4zn5aztdv77kv86?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Sun, 17 Sep 2023 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="106.008" duration="28.5" />
    <itunes:duration>625</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>11</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How to Build a Strong Company Culture</itunes:title>
    <title>How to Build a Strong Company Culture</title>
    <itunes:summary><![CDATA[Rahnee Warzon, executive assistant, and Joe Waters, area leader for Builtwell Bank, talk to Don about culture, and why it's so important to your company. Rahnee and Joe are heavily involved in Builtwell's culture initiatives and offer up some great advice!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Rahnee Warzon, executive assistant, and Joe Waters, area leader for Builtwell Bank, talk to Don about culture, and why it&apos;s so important to your company. Rahnee and Joe are heavily involved in Builtwell&apos;s culture initiatives and offer up some great advice! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Rahnee Warzon, executive assistant, and Joe Waters, area leader for Builtwell Bank, talk to Don about culture, and why it&apos;s so important to your company. Rahnee and Joe are heavily involved in Builtwell&apos;s culture initiatives and offer up some great advice! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/13491380-how-to-build-a-strong-company-culture.mp3" length="10447626" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/4aakmjnq7oytelhlavr5qmwegpid?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Sun, 03 Sep 2023 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="424.613" duration="27.0" />
    <itunes:duration>867</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>The Latest in Fraud and How to Protect Yourself</itunes:title>
    <title>The Latest in Fraud and How to Protect Yourself</title>
    <itunes:summary><![CDATA[Director of Risk Management, Blake Swafford, sits down with Don to talk about the latest scam tactics and how you can protect yourself.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Director of Risk Management, Blake Swafford, sits down with Don to talk about the latest scam tactics and how you can protect yourself. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Director of Risk Management, Blake Swafford, sits down with Don to talk about the latest scam tactics and how you can protect yourself. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/13218909-the-latest-in-fraud-and-how-to-protect-yourself.mp3" length="11166426" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/ukmhwwt3831mkyseo7cwdxts10of?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Sun, 23 Jul 2023 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="154.493" duration="29.5" />
    <itunes:duration>927</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Navigating a Post-Pandemic Workplace </itunes:title>
    <title>Navigating a Post-Pandemic Workplace </title>
    <itunes:summary><![CDATA[Today, Don Griffin is both host and guest speaker. With 40 years of banking experience, 18 of those as Administrator of Human Resources, Don gives insight into how to navigate the workplace post-pandemic. This is an episode any employer will find helpful!  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Today, Don Griffin is both host and guest speaker. With 40 years of banking experience, 18 of those as Administrator of Human Resources, Don gives insight into how to navigate the workplace post-pandemic. This is an episode any employer will find helpful! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Today, Don Griffin is both host and guest speaker. With 40 years of banking experience, 18 of those as Administrator of Human Resources, Don gives insight into how to navigate the workplace post-pandemic. This is an episode any employer will find helpful! </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/13090235-navigating-a-post-pandemic-workplace.mp3" length="6086279" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/gyjwlwsn2e9iv5i2nkgff63lc9z1?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13090235</guid>
    <pubDate>Sun, 25 Jun 2023 14:00:00 -0400</pubDate>
    <podcast:soundbite startTime="137.138" duration="28.5" />
    <itunes:duration>503</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Financial Checkup </itunes:title>
    <title>Financial Checkup </title>
    <itunes:summary><![CDATA[Don talks to Senior Vice President, Kyle Ray, about the importance of financial checkups. Just like your physical health, financial wellness is important and should be assessed annually.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Don talks to Senior Vice President, Kyle Ray, about the importance of financial checkups. Just like your physical health, financial wellness is important and should be assessed annually. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Don talks to Senior Vice President, Kyle Ray, about the importance of financial checkups. Just like your physical health, financial wellness is important and should be assessed annually. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/12967813-financial-checkup.mp3" length="8347076" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/0uzgc7vpklolsyvxuqvelb9d7wdh?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12967813</guid>
    <pubDate>Sun, 11 Jun 2023 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="141.129" duration="30.0" />
    <itunes:duration>692</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>4</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>How to Use Credit Wisely </itunes:title>
    <title>How to Use Credit Wisely </title>
    <itunes:summary><![CDATA[Senior Vice President and Managing Director of Credit Services, Adam Shull, spends time talking to Don about credit. He starts with the basics, explaining credit and loan fundamentals and how to use credit wisely.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Senior Vice President and Managing Director of Credit Services, Adam Shull, spends time talking to Don about credit. He starts with the basics, explaining credit and loan fundamentals and how to use credit wisely. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Senior Vice President and Managing Director of Credit Services, Adam Shull, spends time talking to Don about credit. He starts with the basics, explaining credit and loan fundamentals and how to use credit wisely. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/12833302-how-to-use-credit-wisely.mp3" length="11119410" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/sd4ldy5od77fhqsipzqviq7y2bbp?.jpg" />
    <itunes:author>Jennifer Johnson</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12833302</guid>
    <pubDate>Sun, 28 May 2023 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="201.562" duration="30.0" />
    <itunes:duration>923</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Economic Update with Builtwell President, Mitch Sanford</itunes:title>
    <title>Economic Update with Builtwell President, Mitch Sanford</title>
    <itunes:summary><![CDATA[Don talks to Mitch about the economic uncertainty that so many of us find ourselves thinking about. Mitch shares his thoughts on the remainder of 2023 and answers some of the most common questions he receives from his customers.  Member FDIC Equal Housing Lender NMLS 419514 ]]></itunes:summary>
    <description><![CDATA[<p>Don talks to Mitch about the economic uncertainty that so many of us find ourselves thinking about. Mitch shares his thoughts on the remainder of 2023 and answers some of the most common questions he receives from his customers. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></description>
    <content:encoded><![CDATA[<p>Don talks to Mitch about the economic uncertainty that so many of us find ourselves thinking about. Mitch shares his thoughts on the remainder of 2023 and answers some of the most common questions he receives from his customers. </p><p>Member FDIC<br/>Equal Housing Lender<br/>NMLS 419514</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2157094/episodes/12649860-economic-update-with-builtwell-president-mitch-sanford.mp3" length="12860136" type="audio/mpeg" />
    <itunes:author>Jennifer Johnson</itunes:author>
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    <pubDate>Mon, 01 May 2023 00:00:00 -0400</pubDate>
    <podcast:soundbite startTime="64.88" duration="30.0" />
    <itunes:duration>1068</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>1</itunes:season>
    <itunes:episode>1</itunes:episode>
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