It's Real Mon, 23 Mar 2026 06:05:13 -0400 https://itsreal.buzzsprout.com en-us © 2026 It's Real yes cbeb572f-8193-5010-a200-3ef9c8067ac8 Kayla Kallander & Andrew Yaggie episodic false Welcome to the "It's Real" Podcast with Kayla Kallander, mortgage lender, and Andrew Yaggie, realtor. Each week we'll talk about what happens behind the scenes working full-time in real estate and share with you real life stories, our successes, and hurdles as we work to help consumers and industry professionals reach their real estate and real life goals!

]]> Buzzsprout (https://www.buzzsprout.com) Kayla Kallander & Andrew Yaggie https://storage.buzzsprout.com/erobwm9z01bqkn6d3epyaabtilsk?.jpg It's Real Episode 102 - Burnout & Boundaries and Why the Market is Touch and Go Episode 102 - Burnout & Boundaries and Why the Market is Touch and Go Episode 102 of It’s Real Podcast - This one covers a little bit of everything from what we’re actually seeing in today’s real estate market to the real conversations happening behind the scenes. We dig into: Why the market feels a bit "touch and go” right now, What buyers and sellers are really up against, The truth about interest rates (and why headlines can mislead you), The importance of working with the right professionals, burnout, boundaries, and why taking a break actually matters.  Plus…a little aviation update and some real talk about growth, discipline, and doing things that sharpen you in every area of life. If you’re trying to make sense of this market or just want an honest, unfiltered conversation you’ll want to tune in.

]]> Episode 102 of It’s Real Podcast - This one covers a little bit of everything from what we’re actually seeing in today’s real estate market to the real conversations happening behind the scenes. We dig into: Why the market feels a bit "touch and go” right now, What buyers and sellers are really up against, The truth about interest rates (and why headlines can mislead you), The importance of working with the right professionals, burnout, boundaries, and why taking a break actually matters.  Plus…a little aviation update and some real talk about growth, discipline, and doing things that sharpen you in every area of life. If you’re trying to make sense of this market or just want an honest, unfiltered conversation you’ll want to tune in.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18887141 Mon, 23 Mar 2026 06:00:00 -0400 2058 4 102 full false Episode 101 - Andrew In The Hot Seat - Career Pivots, Marketing, AI, Good & Great Realtors Episode 101 - Andrew In The Hot Seat - Career Pivots, Marketing, AI, Good & Great Realtors Episode 101 of the It’s Real Podcast - This week Kayla flipped the script and put Andrew in the hot seat. We talked about: The difference between good and great realtors - Why communication and marketing matter in today’s market - AI and tech tools changing the industry - Career pivots and learning from failure - Advice for someone starting their career today And one reminder we all need sometimes: Know your worth. If the people around you don't see your value, find the ones who do. 

]]> Episode 101 of the It’s Real Podcast - This week Kayla flipped the script and put Andrew in the hot seat. We talked about: The difference between good and great realtors - Why communication and marketing matter in today’s market - AI and tech tools changing the industry - Career pivots and learning from failure - Advice for someone starting their career today And one reminder we all need sometimes: Know your worth. If the people around you don't see your value, find the ones who do. 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18887115 Sun, 22 Mar 2026 12:00:00 -0400 1784 4 101 full false Episode 100 - Power of Consistency, Scaling Your Business & The Danger of Being Too Busy Episode 100 - Power of Consistency, Scaling Your Business & The Danger of Being Too Busy What if the key to growth isn’t doing more… but doing less? In Episode 100 of the It’s Real Podcast, we talk about: • The power of consistency • Why some clients aren’t meant to work with you • Delegation, systems, and scaling • The danger of being “too busy” • And why quiet time might be the most underrated success strategy Three years ago, we recorded Episode 1 not knowing if anyone would listen. Today, we’re reflecting on 100 episodes of business lessons, mistakes, growth, and gratitude. Here’s to the next 100. 🎧 Tune in now.

]]> What if the key to growth isn’t doing more… but doing less? In Episode 100 of the It’s Real Podcast, we talk about: • The power of consistency • Why some clients aren’t meant to work with you • Delegation, systems, and scaling • The danger of being “too busy” • And why quiet time might be the most underrated success strategy Three years ago, we recorded Episode 1 not knowing if anyone would listen. Today, we’re reflecting on 100 episodes of business lessons, mistakes, growth, and gratitude. Here’s to the next 100. 🎧 Tune in now.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18765896 Sat, 28 Feb 2026 13:00:00 -0500 2254 3 100 full false Episode 99 - A Strong 2026, Refinance Myths & Truths, & Education Beats Headlines In Real Estate Episode 99 - A Strong 2026, Refinance Myths & Truths, & Education Beats Headlines In Real Estate The It’s Real Podcast with Kayla Kallander & Andrew Yaggie Episode 99 marks a major milestone for The It’s Real Podcast, and Kayla Kallander and Andrew Yaggie take the opportunity to reflect on nearly 100 episodes of real conversations about real estate, mortgages, money, and the realities behind the scenes. In this episode, they cover: • Why 2026 is shaping up to be stronger than last year in both buying and refinancing activity • The growing momentum of buyers who are “done waiting” on rates • Common refinancing myths — and why waiting for a full 1% drop may cost more than it saves • Cash-out refinances and how homeowners are using equity to improve cash flow • The importance of strategy over simply rate shopping • North Dakota’s potential property tax relief and what that could mean for affordability • Why education — not headlines — should drive your next real estate decision They also officially roll out the Homebuyer Blueprint Webinar, a practical, on-demand guide for buyers who want clarity before making a move. Whether you’re six months out or just starting to explore your options, the webinar walks through what you can afford, common myths, and how to position yourself to win in today’s market. If you’re thinking about buying, refinancing, or just trying to make smarter financial decisions this year, Episode 99 delivers straightforward insight without the noise. Watch, listen, and share with someone who needs clear guidance — not recycled advice — as they plan their next move.

]]> The It’s Real Podcast with Kayla Kallander & Andrew Yaggie Episode 99 marks a major milestone for The It’s Real Podcast, and Kayla Kallander and Andrew Yaggie take the opportunity to reflect on nearly 100 episodes of real conversations about real estate, mortgages, money, and the realities behind the scenes. In this episode, they cover: • Why 2026 is shaping up to be stronger than last year in both buying and refinancing activity • The growing momentum of buyers who are “done waiting” on rates • Common refinancing myths — and why waiting for a full 1% drop may cost more than it saves • Cash-out refinances and how homeowners are using equity to improve cash flow • The importance of strategy over simply rate shopping • North Dakota’s potential property tax relief and what that could mean for affordability • Why education — not headlines — should drive your next real estate decision They also officially roll out the Homebuyer Blueprint Webinar, a practical, on-demand guide for buyers who want clarity before making a move. Whether you’re six months out or just starting to explore your options, the webinar walks through what you can afford, common myths, and how to position yourself to win in today’s market. If you’re thinking about buying, refinancing, or just trying to make smarter financial decisions this year, Episode 99 delivers straightforward insight without the noise. Watch, listen, and share with someone who needs clear guidance — not recycled advice — as they plan their next move.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18765886 Sat, 28 Feb 2026 13:00:00 -0500 1837 3 99 full false Episode 98 - The Biggest Wealth-Building Tool - Is Renting Better Than Owning? Episode 98 - The Biggest Wealth-Building Tool - Is Renting Better Than Owning? Kayla Kallander and Andrew Yaggie dive into a powerful conversation around homeownership, wealth-building, mindset, and why so many people delay getting into the game — often at a major long-term cost. They unpack insights sparked by a recent Diary of a CEO episode featuring David Bach (author of The Automatic Millionaire), and connect those ideas directly to what they’re seeing with real buyers and homeowners today. They discuss: • Why homeownership remains one of the strongest wealth-building tools for the average American • The concept of “forced savings” and how equity quietly builds over time • Why renters often underestimate the long-term cost of waiting • How younger buyers are rethinking homeownership earlier than previous generations • The myth of needing 20% down — and what’s actually possible • How small daily spending habits can dramatically change long-term outcomes • Why education and clarity matter more than timing the market Kayla and Andrew also reflect on real client stories, personal experiences, and why having the right conversations early can completely change someone’s financial trajectory. This episode is especially relevant if you’ve ever wondered whether renting and investing is “better,” if homeownership still makes sense today, or if you’re trying to build real, long-term stability instead of just chasing headlines. Referenced episode: 🎧 Diary of a CEO – David Bach on Why Renting Keeps You Poo

]]> Kayla Kallander and Andrew Yaggie dive into a powerful conversation around homeownership, wealth-building, mindset, and why so many people delay getting into the game — often at a major long-term cost. They unpack insights sparked by a recent Diary of a CEO episode featuring David Bach (author of The Automatic Millionaire), and connect those ideas directly to what they’re seeing with real buyers and homeowners today. They discuss: • Why homeownership remains one of the strongest wealth-building tools for the average American • The concept of “forced savings” and how equity quietly builds over time • Why renters often underestimate the long-term cost of waiting • How younger buyers are rethinking homeownership earlier than previous generations • The myth of needing 20% down — and what’s actually possible • How small daily spending habits can dramatically change long-term outcomes • Why education and clarity matter more than timing the market Kayla and Andrew also reflect on real client stories, personal experiences, and why having the right conversations early can completely change someone’s financial trajectory. This episode is especially relevant if you’ve ever wondered whether renting and investing is “better,” if homeownership still makes sense today, or if you’re trying to build real, long-term stability instead of just chasing headlines. Referenced episode: 🎧 Diary of a CEO – David Bach on Why Renting Keeps You Poo

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18641815 Sat, 07 Feb 2026 21:00:00 -0500 1789 3 98 full false Episode 97 - AI in Real Estate, Mortgage Rate Headlines, Refinancing Episode 97 - AI in Real Estate, Mortgage Rate Headlines, Refinancing Kayla Kallander & Andrew Yaggie cover what’s really happening as the market wakes up after the holidays, why January momentum matters, and how clarity and education are becoming the biggest advantages for buyers and homeowners. They discuss: • The “circle back” effect and why buyer and refinance activity spikes after the new year • What open houses still accomplish today and where they’ve lost relevance • Where AI fits (and doesn’t fit) in real estate and mortgage conversations • Why consumers are researching agents and lenders more than ever • How to properly evaluate who you’re working with beyond a simple referral • What recent rate headlines actually mean — and what they don’t • How to think through refinancing decisions without chasing headlines • Why experience, education, and context matter more than ever in this market This episode is especially helpful for anyone navigating buying, selling, refinancing, or simply trying to make smarter decisions in a noisy, headline-driven environment. 

]]> Kayla Kallander & Andrew Yaggie cover what’s really happening as the market wakes up after the holidays, why January momentum matters, and how clarity and education are becoming the biggest advantages for buyers and homeowners. They discuss: • The “circle back” effect and why buyer and refinance activity spikes after the new year • What open houses still accomplish today and where they’ve lost relevance • Where AI fits (and doesn’t fit) in real estate and mortgage conversations • Why consumers are researching agents and lenders more than ever • How to properly evaluate who you’re working with beyond a simple referral • What recent rate headlines actually mean — and what they don’t • How to think through refinancing decisions without chasing headlines • Why experience, education, and context matter more than ever in this market This episode is especially helpful for anyone navigating buying, selling, refinancing, or simply trying to make smarter decisions in a noisy, headline-driven environment. 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18641804 Sat, 07 Feb 2026 21:00:00 -0500 1768 full false Episode 96 - AI, Tech, Working Smarter & Recent Headlines Episode 96 - AI, Tech, Working Smarter & Recent Headlines In Episode 96, Kayla and Andrew reflect on renewed energy for the industry, team growth, and the importance of relationships, networking, and long-term consistency. They discuss using technology and AI to work smarter, prioritizing quality over quantity, and navigating today’s real estate market with perspective, resilience, and purpose!

]]> In Episode 96, Kayla and Andrew reflect on renewed energy for the industry, team growth, and the importance of relationships, networking, and long-term consistency. They discuss using technology and AI to work smarter, prioritizing quality over quantity, and navigating today’s real estate market with perspective, resilience, and purpose!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18537444 Mon, 19 Jan 2026 21:00:00 -0500 1429 4 1 full false Episode 95 - 2025 Mortgage & Real Estate Headlines We're Leaving Behind Episode 95 - 2025 Mortgage & Real Estate Headlines We're Leaving Behind In Episode 95 of the It’s Real Podcast, hosts Kayla Kallander and Andrew Yaggie reflect on nearly 100 episodes of real, unfiltered conversations from the front lines of real estate and mortgage. This episode dives into year-end reflection, mindset shifts, and the headlines buyers and sellers should leave behind as they head into a new year—everything from waiting on rates, market crash fears, and self-diagnosing financial readiness, to why surrounding yourself with the right people truly matters. With real stories, practical insights, and a candid look at what worked (and didn’t) in 2025, Episode 95 sets the tone for smarter decisions and better conversations in the year ahead. 

]]> In Episode 95 of the It’s Real Podcast, hosts Kayla Kallander and Andrew Yaggie reflect on nearly 100 episodes of real, unfiltered conversations from the front lines of real estate and mortgage. This episode dives into year-end reflection, mindset shifts, and the headlines buyers and sellers should leave behind as they head into a new year—everything from waiting on rates, market crash fears, and self-diagnosing financial readiness, to why surrounding yourself with the right people truly matters. With real stories, practical insights, and a candid look at what worked (and didn’t) in 2025, Episode 95 sets the tone for smarter decisions and better conversations in the year ahead. 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18452748 Tue, 06 Jan 2026 04:00:00 -0500 1743 3 95 full false Episode 94 - Holidays Are The #1 Reason People Rethink Homebuying Episode 94 - Holidays Are The #1 Reason People Rethink Homebuying The It’s Real Podcast with Kayla Kallander & Andrew Yaggie In this episode of The It’s Real Podcast, Kayla and Andrew discuss why December is anything but slow, how buyer motivation is showing up in unexpected ways, and why the holiday season often triggers serious reflection around housing, lifestyle, and long-term goals. They cover: • Why buyer activity remains strong heading into Christmas and early January • What they’re seeing with interest rates, buyer psychology, and momentum building for 2026 • Why homes that sat for months are suddenly receiving multiple offers • How the holidays naturally push people to rethink space, lifestyle, and family needs • Why buyers are focusing less on rates and more on life, timing, and readiness • The shift from selling bedrooms and layouts to selling lifestyle and vision • How reflection and planning now can create a strong start to the new year This episode is especially relevant for anyone who’s caught themselves thinking, “We can’t do another holiday season in this house,” or for those quietly planning a move in 2026. 

]]> The It’s Real Podcast with Kayla Kallander & Andrew Yaggie In this episode of The It’s Real Podcast, Kayla and Andrew discuss why December is anything but slow, how buyer motivation is showing up in unexpected ways, and why the holiday season often triggers serious reflection around housing, lifestyle, and long-term goals. They cover: • Why buyer activity remains strong heading into Christmas and early January • What they’re seeing with interest rates, buyer psychology, and momentum building for 2026 • Why homes that sat for months are suddenly receiving multiple offers • How the holidays naturally push people to rethink space, lifestyle, and family needs • Why buyers are focusing less on rates and more on life, timing, and readiness • The shift from selling bedrooms and layouts to selling lifestyle and vision • How reflection and planning now can create a strong start to the new year This episode is especially relevant for anyone who’s caught themselves thinking, “We can’t do another holiday season in this house,” or for those quietly planning a move in 2026. 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18452726 Sun, 04 Jan 2026 23:00:00 -0500 1239 3 94 full false Episode 93 - Separation Season in Real Estate, 2026 Prep for Homebuyers, Interest Rates vs the Need & Want to Buy Episode 93 - Separation Season in Real Estate, 2026 Prep for Homebuyers, Interest Rates vs the Need & Want to Buy The It’s Real Podcast In this episode, Kayla and Andrew cover a surprisingly packed December, the myth of “slowing down” during the holidays, and what separation season really looks like for agents, lenders, and anyone trying to build momentum heading into 2026. We talk through: • Early-morning routines, burnout, and finding structure during December • How to balance grinding with being present for family and the holidays • Local market stories, surprising offer activity, and why 2026 may be stronger than people think • The shift from rate-watching to life-driven buying (space, safety, stability) • Why Zillow is under fire, how online platforms handle your information, and the importance of choosing local professionals • How buyers should prep now instead of waiting for January’s rush • The advantage of using holiday bonuses and setting up smarter financial planning for the new year 

]]> The It’s Real Podcast In this episode, Kayla and Andrew cover a surprisingly packed December, the myth of “slowing down” during the holidays, and what separation season really looks like for agents, lenders, and anyone trying to build momentum heading into 2026. We talk through: • Early-morning routines, burnout, and finding structure during December • How to balance grinding with being present for family and the holidays • Local market stories, surprising offer activity, and why 2026 may be stronger than people think • The shift from rate-watching to life-driven buying (space, safety, stability) • Why Zillow is under fire, how online platforms handle your information, and the importance of choosing local professionals • How buyers should prep now instead of waiting for January’s rush • The advantage of using holiday bonuses and setting up smarter financial planning for the new year 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18452714 Sun, 04 Jan 2026 22:00:00 -0500 2005 3 93 full false Episode 92 - Preparing for the 2026 Market + Gratitude and Clear Planning Episode 92 - Preparing for the 2026 Market + Gratitude and Clear Planning The It’s Real Podcast In this episode, Kayla and Andrew talk through what buyers and sellers need to know as we head into the winter season and prepare for the 2026 market. We break down: • Why December is the smartest time to get pre-qualified • How to get ahead of the January and February rush • What interest rates are doing right now and how they’re impacting buyer confidence • What a more “normal” real estate market actually feels like • How to prepare financially if you plan to buy in the spring • Why gratitude and clear planning matter more than ever We also share a few personal stories from the week, including some reflections on family, community, and keeping perspective in a busy season.

]]> The It’s Real Podcast In this episode, Kayla and Andrew talk through what buyers and sellers need to know as we head into the winter season and prepare for the 2026 market. We break down: • Why December is the smartest time to get pre-qualified • How to get ahead of the January and February rush • What interest rates are doing right now and how they’re impacting buyer confidence • What a more “normal” real estate market actually feels like • How to prepare financially if you plan to buy in the spring • Why gratitude and clear planning matter more than ever We also share a few personal stories from the week, including some reflections on family, community, and keeping perspective in a busy season.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18452706 Sun, 04 Jan 2026 22:00:00 -0500 1106 3 92 full false Episode 91 - 50 Year Mortgage & Holiday Homebuyers Episode 91 - 50 Year Mortgage & Holiday Homebuyers 🎙️Is the 50-Year Mortgage a Lifeline or a Landmine? Find out what real estate pros really think! In Episode 91 of the It's Real Podcast, Kayla Kallander and Andrew Yaggie dive into the controversial buzz around the proposed 50-year mortgage. Is it the future of affordability or a financial trap? Plus, we’re talking real market trends, holiday homebuyers, and why communication still rules in real estate. This one’s packed with insights you won’t want to miss!

]]> 🎙️Is the 50-Year Mortgage a Lifeline or a Landmine? Find out what real estate pros really think! In Episode 91 of the It's Real Podcast, Kayla Kallander and Andrew Yaggie dive into the controversial buzz around the proposed 50-year mortgage. Is it the future of affordability or a financial trap? Plus, we’re talking real market trends, holiday homebuyers, and why communication still rules in real estate. This one’s packed with insights you won’t want to miss!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18452692 Sun, 04 Jan 2026 22:00:00 -0500 1391 3 91 full false Episode 90 - Gift Money Rules, Using AI & Government Shut Down Update Episode 90 - Gift Money Rules, Using AI & Government Shut Down Update Episode 90 of *It’s Real* just dropped—Kayla Kallander & Andrew Yaggie are back! We’re chatting 90 episodes (!), the government shutdown slowing down USDA & flood insurance, why first-time buyers are now 38 😳, gift-money rules, and how to use AI without sounding like a robot. Then we laugh through 13 Halloween “monsters” haunting agents: ghost agents 👻, appraisal poltergeists, zombie listings… you name it. 

]]> Episode 90 of *It’s Real* just dropped—Kayla Kallander & Andrew Yaggie are back! We’re chatting 90 episodes (!), the government shutdown slowing down USDA & flood insurance, why first-time buyers are now 38 😳, gift-money rules, and how to use AI without sounding like a robot. Then we laugh through 13 Halloween “monsters” haunting agents: ghost agents 👻, appraisal poltergeists, zombie listings… you name it. 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18160837 Sun, 09 Nov 2025 22:00:00 -0500 2305 3 90 full false Episode 89 - Chasing Rates, Government Shutdown and Getting Pre-qualified is Non-Negotiable Episode 89 - Chasing Rates, Government Shutdown and Getting Pre-qualified is Non-Negotiable Join us for Episode 89 of the *It's Real* Podcast with Kayla Kallander and Andrew Yaggie! We’re breaking down the 2025 real estate hustle - debunking myths about chasing "COVID-era rates," tackling the government shutdown’s impact on USDA loans and flood insurance, and why renting could be the right call for some. Plus, real talk on why pre-qualifications are non-negotiable and how to sidestep costly pitfalls in today’s market.

]]> Join us for Episode 89 of the *It's Real* Podcast with Kayla Kallander and Andrew Yaggie! We’re breaking down the 2025 real estate hustle - debunking myths about chasing "COVID-era rates," tackling the government shutdown’s impact on USDA loans and flood insurance, and why renting could be the right call for some. Plus, real talk on why pre-qualifications are non-negotiable and how to sidestep costly pitfalls in today’s market.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18160712 Sun, 09 Nov 2025 22:00:00 -0500 2432 3 89 full false Episode 88 - Coaching Clients, Seller Psychology & Emotions in Real Estate Episode 88 - Coaching Clients, Seller Psychology & Emotions in Real Estate This week, Kayla and Andrew get real about the strange mood in the current housing market and how both clients and agents are responding to it. Inside the episode: Why this fall feels slower than expected and how to coach clients through that. Kayla shares conversations with buyers waiting for rates to drop…and why that might not be the smartest move.  Andrew breaks down a recent buyer situation: tight timelines, multiple offers, and the impact of seller psychology. They unpack how emotions like guilt and doubt play into client decision-making.  A refreshingly honest conversation about why most people aren’t actually trying to time the market, they’re just trying to feel secure.  Thoughts on shifting from market education to emotional support.  Plus: a behind-the-scenes look at how Kayla is helping newer agents navigate tough client convos.  Whether you're buying, selling, or working with people who are…this episode is a real-time pulse check on what today’s market actually feels like. Tune in now—and hear how two working agents are helping people move forward, even when the market feels stuck.

]]> This week, Kayla and Andrew get real about the strange mood in the current housing market and how both clients and agents are responding to it. Inside the episode: Why this fall feels slower than expected and how to coach clients through that. Kayla shares conversations with buyers waiting for rates to drop…and why that might not be the smartest move.  Andrew breaks down a recent buyer situation: tight timelines, multiple offers, and the impact of seller psychology. They unpack how emotions like guilt and doubt play into client decision-making.  A refreshingly honest conversation about why most people aren’t actually trying to time the market, they’re just trying to feel secure.  Thoughts on shifting from market education to emotional support.  Plus: a behind-the-scenes look at how Kayla is helping newer agents navigate tough client convos.  Whether you're buying, selling, or working with people who are…this episode is a real-time pulse check on what today’s market actually feels like. Tune in now—and hear how two working agents are helping people move forward, even when the market feels stuck.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18118542 Sun, 09 Nov 2025 21:00:00 -0500 2167 full false Episode 87 - Fall Market Shifts, AI Fails, and Smarter Seller Strategies Episode 87 - Fall Market Shifts, AI Fails, and Smarter Seller Strategies Kayla and Andrew kick off fall with a candid conversation about shifting market conditions, AI tools that help (and sometimes hurt), and what sellers really need to consider when entertaining offers.  Kayla shares insight on how fewer lenders in the business is leading to more refinance opportunities and why now might be the right time to lock in a better rate.  Andrew walks through 7 key considerations for sellers navigating today’s market: from agent reputation and buyer motivation to market feedback and emotional decision-making. *The duo discusses why the Fed’s rate cuts don’t necessarily mean lower mortgage rates—and what does.  They also challenge the overuse of the term "mastermind" and talk about the value of picking real partners in your real estate journey.  Whether you’re buying, selling, refinancing, or just trying to understand this ever-changing market, this episode is packed with practical, real-world insight from two active professionals in the trenches. 

]]> Kayla and Andrew kick off fall with a candid conversation about shifting market conditions, AI tools that help (and sometimes hurt), and what sellers really need to consider when entertaining offers.  Kayla shares insight on how fewer lenders in the business is leading to more refinance opportunities and why now might be the right time to lock in a better rate.  Andrew walks through 7 key considerations for sellers navigating today’s market: from agent reputation and buyer motivation to market feedback and emotional decision-making. *The duo discusses why the Fed’s rate cuts don’t necessarily mean lower mortgage rates—and what does.  They also challenge the overuse of the term "mastermind" and talk about the value of picking real partners in your real estate journey.  Whether you’re buying, selling, refinancing, or just trying to understand this ever-changing market, this episode is packed with practical, real-world insight from two active professionals in the trenches. 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-18073613 Sun, 02 Nov 2025 10:00:00 -0500 1649 3 7 full false Episode 86 - The NextGen Homebuyer Report Is In! Mortgage Rate Truth, AI, & Trigger Leads Episode 86 - The NextGen Homebuyer Report Is In! Mortgage Rate Truth, AI, & Trigger Leads This week, Kayla and Andrew get REAL about:  The NextGen Homebuyer Report by Kristin Messerli which is packed with powerful data is in, why mortgage rates aren’t what the headlines say, the shocking truth behind the 20% down payment myth, trigger leads, AI, and what buyers REALLY need to know in 2025. Whether you're buying, selling, or just curious, this episode is *packed* with real talk, expert tips, and a few fun stories (yes, Andrew makes his kids sing back-to-school songs ).  Tune in now and get smarter about real estate!

]]> This week, Kayla and Andrew get REAL about:  The NextGen Homebuyer Report by Kristin Messerli which is packed with powerful data is in, why mortgage rates aren’t what the headlines say, the shocking truth behind the 20% down payment myth, trigger leads, AI, and what buyers REALLY need to know in 2025. Whether you're buying, selling, or just curious, this episode is *packed* with real talk, expert tips, and a few fun stories (yes, Andrew makes his kids sing back-to-school songs ).  Tune in now and get smarter about real estate!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17841245 Sun, 14 Sep 2025 13:00:00 -0400 2249 3 86 full false Episode 85 - Seller Emotions, Price Resistance, Midwest Inventory & Slowing Down to the Speed of Joy Episode 85 - Seller Emotions, Price Resistance, Midwest Inventory & Slowing Down to the Speed of Joy “A Slowdown, a Shift, and Some Perspective” Join Kayla and Andrew as they sit down to reflect on the housing market, shifting seasons, and the deeper stuff that matters. * Fall is sneaking in, and so is the PSL—no price hikes at Starbucks, but real estate? That’s another story. * They discuss Realtor.com’s “Cruel Summer” headline and how buyer-seller stalemates are playing out locally. * Kayla shares what it’s like running numbers for clients on the same home—weeks apart. * Andrew breaks down a multiple-offer win on a USDA loan—how it happened and what it means for first-time buyers. * They touch on seller emotions, price resistance, and how Midwest inventory is behaving a bit differently. * Kayla previews her appearance at the “Uniting Visionaries” event with the United Way. * Reflections on burnout, social media, and how long it takes to build trust and personal brand. * Andrew shares takeaways from “Slowing Down to the Speed of Joy” and why intentional time with family is the new success. * Elon Musk, AI, and whether tech will actually help us reclaim our time—or just give us more to manage. It’s part market update, part mindset shift.

]]> “A Slowdown, a Shift, and Some Perspective” Join Kayla and Andrew as they sit down to reflect on the housing market, shifting seasons, and the deeper stuff that matters. * Fall is sneaking in, and so is the PSL—no price hikes at Starbucks, but real estate? That’s another story. * They discuss Realtor.com’s “Cruel Summer” headline and how buyer-seller stalemates are playing out locally. * Kayla shares what it’s like running numbers for clients on the same home—weeks apart. * Andrew breaks down a multiple-offer win on a USDA loan—how it happened and what it means for first-time buyers. * They touch on seller emotions, price resistance, and how Midwest inventory is behaving a bit differently. * Kayla previews her appearance at the “Uniting Visionaries” event with the United Way. * Reflections on burnout, social media, and how long it takes to build trust and personal brand. * Andrew shares takeaways from “Slowing Down to the Speed of Joy” and why intentional time with family is the new success. * Elon Musk, AI, and whether tech will actually help us reclaim our time—or just give us more to manage. It’s part market update, part mindset shift.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17838653 Sat, 13 Sep 2025 21:00:00 -0400 1742 3 85 full false Episode 84 - 43% of Millennials Buy Homes Because of This & Rates Goals Under 6% Episode 84 - 43% of Millennials Buy Homes Because of This & Rates Goals Under 6% From unexpected hallway reunions to why millennials are buying homes for their dogs, this episode covers it all with equal parts fun and insight. Here’s what’s inside: - Andrew shares a back-to-school tradition and a surprising real-life run-in - Kayla recaps the Homeward Animal Shelter event and breaks down pet-driven buying stats - 43% of millennials say their dog was the main reason for buying a home - Mortgage rates update: Are buyers really waiting for under 6%?  Whether you're a pet lover, market-watcher, or just in it for the real estate banter, this one's worth a listen. 

]]> From unexpected hallway reunions to why millennials are buying homes for their dogs, this episode covers it all with equal parts fun and insight. Here’s what’s inside: - Andrew shares a back-to-school tradition and a surprising real-life run-in - Kayla recaps the Homeward Animal Shelter event and breaks down pet-driven buying stats - 43% of millennials say their dog was the main reason for buying a home - Mortgage rates update: Are buyers really waiting for under 6%?  Whether you're a pet lover, market-watcher, or just in it for the real estate banter, this one's worth a listen. 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17838641 Sat, 13 Sep 2025 20:00:00 -0400 1108 3 84 full false Episode 83 - Mixed Messages From Media, Burnout in the Biz, Confusion to Clarity Episode 83 - Mixed Messages From Media, Burnout in the Biz, Confusion to Clarity In this episode, Kayla and Andrew unpack what’s really happening in the market—and why agents and clients alike are feeling off track. Whether it's affordability myths or mixed messages from the media, this week’s conversation is equal parts real talk and strategy reset. Here’s what they cover: - What affordability actually means (and how it’s changed) - The emotional toll of burnout in the industry - Why agents might feel like they’re doing “everything right” but still getting ghosted - How to move buyers from uncertainty to clarity—without pressure - Plus: how to stay motivated for both clients and professionals alike Listen now and tell us: what’s been the most confusing part of the market for you lately? 

]]> In this episode, Kayla and Andrew unpack what’s really happening in the market—and why agents and clients alike are feeling off track. Whether it's affordability myths or mixed messages from the media, this week’s conversation is equal parts real talk and strategy reset. Here’s what they cover: - What affordability actually means (and how it’s changed) - The emotional toll of burnout in the industry - Why agents might feel like they’re doing “everything right” but still getting ghosted - How to move buyers from uncertainty to clarity—without pressure - Plus: how to stay motivated for both clients and professionals alike Listen now and tell us: what’s been the most confusing part of the market for you lately? 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17838633 Sat, 13 Sep 2025 19:00:00 -0400 1931 3 83 full false Episode 82 - Listings Pulled, Truth About Affordability, Rates and Misconceptions Episode 82 - Listings Pulled, Truth About Affordability, Rates and Misconceptions Episode 82 is here—and it's all about wrapping up summer and ramping up real estate. Kayla and Andrew are back from lake weekends, packed client schedules, and too many summer projects to count. In this episode, they’re diving into: - Why August is the new “reset button” for real estate goals - The surprising reason 21% of U.S. listings are being pulled from the market - What churches have to do with solving the housing shortage - Why some homes are being listed for one dollar—and whether it’s genius or gimmick - The truth about affordability, interest rates, and buyer misconceptions - And yes, Kayla was just featured on the evening news (again) From real stats to real stories—this episode is a reminder that now’s the time to re-engage with your housing goals, ask questions, and find your people. Tune in now and let us know: are you wrapping up your summer or just getting started on your next chapter? 

]]> Episode 82 is here—and it's all about wrapping up summer and ramping up real estate. Kayla and Andrew are back from lake weekends, packed client schedules, and too many summer projects to count. In this episode, they’re diving into: - Why August is the new “reset button” for real estate goals - The surprising reason 21% of U.S. listings are being pulled from the market - What churches have to do with solving the housing shortage - Why some homes are being listed for one dollar—and whether it’s genius or gimmick - The truth about affordability, interest rates, and buyer misconceptions - And yes, Kayla was just featured on the evening news (again) From real stats to real stories—this episode is a reminder that now’s the time to re-engage with your housing goals, ask questions, and find your people. Tune in now and let us know: are you wrapping up your summer or just getting started on your next chapter? 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17838629 Sat, 13 Sep 2025 18:00:00 -0400 1902 3 82 full false Episode 81 - Kayla's Trip (Dangerously Inspired), Start Your Home Journey Earlier Than You Think Episode 81 - Kayla's Trip (Dangerously Inspired), Start Your Home Journey Earlier Than You Think After a short summer break, Kayla and Andrew are back—and they’re bringing all the realness: client wins, market challenges, and a dose of hard-earned perspective. In this episode, they dive into: * Why trust and experience matter more than ever when choosing a lender or realtor * Kayla’s top takeaways from the Forward Event in Vegas (spoiler: dangerously inspired is an understatement) * The power of your personal brand—online and off * What buyers *don’t* know about mortgage readiness (and why you should start the conversation early) * The growing trend of friends buying homes together—and why it might make sense * Local housing stats, pricing trends, and buyer behavior across the Midwest * And yes, Andrew is headed to his 20-year class reunion Whether you’re dreaming of homeownership or already in the game, this episode reminds you that it’s never too early to ask questions—and it’s always worth finding your people. Tune in now and tell us: what’s holding you back from your next move? 

]]> After a short summer break, Kayla and Andrew are back—and they’re bringing all the realness: client wins, market challenges, and a dose of hard-earned perspective. In this episode, they dive into: * Why trust and experience matter more than ever when choosing a lender or realtor * Kayla’s top takeaways from the Forward Event in Vegas (spoiler: dangerously inspired is an understatement) * The power of your personal brand—online and off * What buyers *don’t* know about mortgage readiness (and why you should start the conversation early) * The growing trend of friends buying homes together—and why it might make sense * Local housing stats, pricing trends, and buyer behavior across the Midwest * And yes, Andrew is headed to his 20-year class reunion Whether you’re dreaming of homeownership or already in the game, this episode reminds you that it’s never too early to ask questions—and it’s always worth finding your people. Tune in now and tell us: what’s holding you back from your next move? 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17838622 Sat, 13 Sep 2025 18:00:00 -0400 1699 3 81 full false Episode 80 - Midwest Storms, Hidden Value in Making An Offer, & Commission Breath Episode 80 - Midwest Storms, Hidden Value in Making An Offer, & Commission Breath **It’s Real Podcast – Episode 80 is live and full of heat—just like the market storms rolling through the region** From snapped docks and storm damage to a packed housing update, Kayla and Andrew are back with one of their most honest episodes yet. This week, they talk about: * Why today’s buyers actually have more time (and leverage) than they think * The hidden value in making an offer—especially on homes that have been sitting * A reality check on interest rates, affordability, and the myth of “waiting for the perfect time” * “Commission breath,” client fatigue, and what happens when agents (and lenders) lose perspective * The unexpected power of long-game marketing—and one message that made Andrew’s week * Plus, a behind-the-scenes look at upcoming local events, housing trends, and the *real* stress of being in real estate right now **Whether you’re buying, selling, or simply watching from the sidelines, this is one you won’t want to miss.** Watch the episode, then tell us—what’s the *realest* part of the current market for you?

]]> **It’s Real Podcast – Episode 80 is live and full of heat—just like the market storms rolling through the region** From snapped docks and storm damage to a packed housing update, Kayla and Andrew are back with one of their most honest episodes yet. This week, they talk about: * Why today’s buyers actually have more time (and leverage) than they think * The hidden value in making an offer—especially on homes that have been sitting * A reality check on interest rates, affordability, and the myth of “waiting for the perfect time” * “Commission breath,” client fatigue, and what happens when agents (and lenders) lose perspective * The unexpected power of long-game marketing—and one message that made Andrew’s week * Plus, a behind-the-scenes look at upcoming local events, housing trends, and the *real* stress of being in real estate right now **Whether you’re buying, selling, or simply watching from the sidelines, this is one you won’t want to miss.** Watch the episode, then tell us—what’s the *realest* part of the current market for you?

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17838617 Sat, 13 Sep 2025 17:00:00 -0400 2725 3 80 full false Episode 79 - Real Estate Anxiety, Slow Down to Speed Up, & Buyers Getting Beat Out Episode 79 - Real Estate Anxiety, Slow Down to Speed Up, & Buyers Getting Beat Out Summer mode is on, the market is moving, and Kayla and Andrew are back—this time with some serious real talk from the airport and the lending desk. This episode covers: * Why buyers are getting beat out again (yes, already) * The surprising shift in mortgage rates—and how timing matters more than ever * The staggering 4-million home shortage in the U.S. and what it means for the Midwest * What’s really causing real estate anxiety (and how we manage it) * Red flags from Florida’s collapsing condo market * And why slowing down and asking the right questions might save everyone a lot of stress Plus, hear how one simple phone call saved everyone time and helped a buyer realize they weren’t quite ready—and why *that’s* a win too. Watch now and let us know: How are you navigating today’s real estate market? 

]]> Summer mode is on, the market is moving, and Kayla and Andrew are back—this time with some serious real talk from the airport and the lending desk. This episode covers: * Why buyers are getting beat out again (yes, already) * The surprising shift in mortgage rates—and how timing matters more than ever * The staggering 4-million home shortage in the U.S. and what it means for the Midwest * What’s really causing real estate anxiety (and how we manage it) * Red flags from Florida’s collapsing condo market * And why slowing down and asking the right questions might save everyone a lot of stress Plus, hear how one simple phone call saved everyone time and helped a buyer realize they weren’t quite ready—and why *that’s* a win too. Watch now and let us know: How are you navigating today’s real estate market? 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17838604 Sat, 13 Sep 2025 16:00:00 -0400 2035 3 79 full false Episode 78 - We're IN PERSON! What Realtors & Buyer Might Now Know (Lender Perspective) Episode 78 - We're IN PERSON! What Realtors & Buyer Might Now Know (Lender Perspective) For the first time ever, Kayla and Andrew are together in real life recording this special episode—and they’re doing it for all the right reasons: a shared client is closing on their new home today. This week, the duo dives into: * The power of preparation—why pre-approval matters more than ever * What most buyers (and agents) still get wrong about earnest money, appraisals, and shopping for rates * Real talk on affordability, debt, and how today’s market compares to decades past * Kayla’s “Best of the West” win—and her famous belt buckle * The surprising truth behind why people still aren’t reaching out sooner Plus, they drop some fire real estate vocabulary that every buyer and agent should know. Watch now and tell us: Do you like the in-person vibe better? Should we do more episodes like this? 

]]> For the first time ever, Kayla and Andrew are together in real life recording this special episode—and they’re doing it for all the right reasons: a shared client is closing on their new home today. This week, the duo dives into: * The power of preparation—why pre-approval matters more than ever * What most buyers (and agents) still get wrong about earnest money, appraisals, and shopping for rates * Real talk on affordability, debt, and how today’s market compares to decades past * Kayla’s “Best of the West” win—and her famous belt buckle * The surprising truth behind why people still aren’t reaching out sooner Plus, they drop some fire real estate vocabulary that every buyer and agent should know. Watch now and tell us: Do you like the in-person vibe better? Should we do more episodes like this? 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17278237 Sat, 07 Jun 2025 23:00:00 -0400 2006 3 78 full false Episode 77 - Highs & Lows of the Real Estate Business, "Success" on Social, & The "Let Them" Theory Episode 77 - Highs & Lows of the Real Estate Business, "Success" on Social, & The "Let Them" Theory This week, Kayla and Andrew get *real* about the highs and lows of real estate—and life. From adding new team members to losing deals, from planning Derby-style birthday parties to flying floatplanes across Otter Tail, this episode is packed with honest stories, laughs, and major perspective shifts. 💬 They dive into: * The reality behind “success” on social media * Why failure actually means you’re doing something right * The *Let Them Theory* and the power of letting go * Hiring, mentorship, and the hunt for a game-changing intern * And why your real estate goals are still worth chasing—even if you’ve struck out a few times If you’ve ever felt stuck, overwhelmed, or like you're the only one struggling—this one’s for you. 

]]> This week, Kayla and Andrew get *real* about the highs and lows of real estate—and life. From adding new team members to losing deals, from planning Derby-style birthday parties to flying floatplanes across Otter Tail, this episode is packed with honest stories, laughs, and major perspective shifts. 💬 They dive into: * The reality behind “success” on social media * Why failure actually means you’re doing something right * The *Let Them Theory* and the power of letting go * Hiring, mentorship, and the hunt for a game-changing intern * And why your real estate goals are still worth chasing—even if you’ve struck out a few times If you’ve ever felt stuck, overwhelmed, or like you're the only one struggling—this one’s for you. 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17278206 Thu, 05 Jun 2025 23:00:00 -0400 2523 3 77 full false Episode 76 - Seeing Homes Without Pre-Approvals, Emotional & Financial Cost of Waiting Episode 76 - Seeing Homes Without Pre-Approvals, Emotional & Financial Cost of Waiting Kayla and Andrew unpack everything from the uptick in lake listings to how buyers are navigating today’s herky-jerky market (yep, we said it). Whether you're on the fence about making a move or trying to make sense of market stats, this episode brings the clarity you’ve been waiting for. In this episode: - Why showing homes without pre-approvals is still happening—and why it needs to stop - The emotional (and financial) cost of waiting to buy - Fargo’s Parade of Homes, lake property trends, and why Memorial Day matters - Real talk on market stats: absorption rates, price jumps, and what it means for buyers - Barbara Corcoran agrees—now might be your moment - Plus: Kayla’s espresso-fueled chat on why pre-approval should be step one If you’re thinking about buying, selling, or just want to make smarter real estate decisions, this episode is a must.

]]> Kayla and Andrew unpack everything from the uptick in lake listings to how buyers are navigating today’s herky-jerky market (yep, we said it). Whether you're on the fence about making a move or trying to make sense of market stats, this episode brings the clarity you’ve been waiting for. In this episode: - Why showing homes without pre-approvals is still happening—and why it needs to stop - The emotional (and financial) cost of waiting to buy - Fargo’s Parade of Homes, lake property trends, and why Memorial Day matters - Real talk on market stats: absorption rates, price jumps, and what it means for buyers - Barbara Corcoran agrees—now might be your moment - Plus: Kayla’s espresso-fueled chat on why pre-approval should be step one If you’re thinking about buying, selling, or just want to make smarter real estate decisions, this episode is a must.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17278205 Wed, 04 Jun 2025 23:00:00 -0400 1557 full false Episode 75 - Feast or Famine, The Power in the Pre-Approval, Living Beyond Your Means Episode 75 - Feast or Famine, The Power in the Pre-Approval, Living Beyond Your Means We’ve made it to 75 episodes—and this one is as real as it gets. Kayla and Andrew are diving into the current state of the housing market, consumer debt, rate volatility, and why this year’s market might be feast or famine depending on where you’re standing. In this episode: -Why some homes are sitting while others fly off the market overnight -Are sellers finally trimming prices—and what does that mean for buyers? -The myth of the perfect timing and how real buyers are making moves right now -Pre-approval isn’t just paperwork—it’s power, and Kayla breaks down why -How inflation, rates, and debt are reshaping the way we think about affordability -The hard truth about why so many of us are living beyond our means—and what to do about it -This episode is full of real talk, real numbers, and real advice to help you navigate whatever part of the market you're in. Whether you’re buying, selling, or just trying to keep your head above water—you’ll want to hear this one.

]]> We’ve made it to 75 episodes—and this one is as real as it gets. Kayla and Andrew are diving into the current state of the housing market, consumer debt, rate volatility, and why this year’s market might be feast or famine depending on where you’re standing. In this episode: -Why some homes are sitting while others fly off the market overnight -Are sellers finally trimming prices—and what does that mean for buyers? -The myth of the perfect timing and how real buyers are making moves right now -Pre-approval isn’t just paperwork—it’s power, and Kayla breaks down why -How inflation, rates, and debt are reshaping the way we think about affordability -The hard truth about why so many of us are living beyond our means—and what to do about it -This episode is full of real talk, real numbers, and real advice to help you navigate whatever part of the market you're in. Whether you’re buying, selling, or just trying to keep your head above water—you’ll want to hear this one.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17278202 Tue, 03 Jun 2025 21:00:00 -0400 1875 3 75 full false Episode 74 - Horace ND Specials, Work-Life Balance Myth & More Episode 74 - Horace ND Specials, Work-Life Balance Myth & More Spring is here (kind of), and so is another packed episode of the It's Real Podcast! This week, Kayla and Andrew dive into everything from bidding wars and lakeshore listings to real estate as an investment, Jeff Bezos’ $63M home sale, and the rise of AI action figures. Plus: The chaos of special assessments in Horace, ND Why work-life balance still feels like a myth Behind-the-scenes of Andrew’s jet pilot adventures And yes, Kayla might be turning into a mortgage action figure... Tune in to laugh, learn, and get real about today’s market, life balance, and what it all means for you. 👉 Watch now and let us know your spring real estate goals! 🎙️

]]> Spring is here (kind of), and so is another packed episode of the It's Real Podcast! This week, Kayla and Andrew dive into everything from bidding wars and lakeshore listings to real estate as an investment, Jeff Bezos’ $63M home sale, and the rise of AI action figures. Plus: The chaos of special assessments in Horace, ND Why work-life balance still feels like a myth Behind-the-scenes of Andrew’s jet pilot adventures And yes, Kayla might be turning into a mortgage action figure... Tune in to laugh, learn, and get real about today’s market, life balance, and what it all means for you. 👉 Watch now and let us know your spring real estate goals! 🎙️

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-17278200 Tue, 03 Jun 2025 20:00:00 -0400 1924 3 74 full false Episode 73 - Kayla Shows Behind The Scenes of Interest Rates! Tariffs & A Condo Blacklist?! Episode 73 - Kayla Shows Behind The Scenes of Interest Rates! Tariffs & A Condo Blacklist?! Episode 73 of the It's Real Podcast** Tariffs, buy downs, blacklists—oh my. This week, Kayla and Andrew dive deep into everything impacting the real estate market right now. Whether you're wondering how international policy could affect your mortgage or how to save hundreds on your monthly payment, this one is packed with value. In this episode: - Tariffs and interest rates: what's really going on and how will it impact housing - Why your mortgage lender could be costing you money without you even knowing it - How to actually *shop smart* for a loan (spoiler: it's not about chasing the lowest rate) - The truth about buy downs, break-evens, and whether they’re worth it - Why sellers are entering the market faster than buyers - What Fannie Mae’s “condo blacklist” means for snowbirds and second-home buyers This episode is full of practical advice, real talk, and a behind-the-scenes look at what's happening *right now* in real estate

]]> Episode 73 of the It's Real Podcast** Tariffs, buy downs, blacklists—oh my. This week, Kayla and Andrew dive deep into everything impacting the real estate market right now. Whether you're wondering how international policy could affect your mortgage or how to save hundreds on your monthly payment, this one is packed with value. In this episode: - Tariffs and interest rates: what's really going on and how will it impact housing - Why your mortgage lender could be costing you money without you even knowing it - How to actually *shop smart* for a loan (spoiler: it's not about chasing the lowest rate) - The truth about buy downs, break-evens, and whether they’re worth it - Why sellers are entering the market faster than buyers - What Fannie Mae’s “condo blacklist” means for snowbirds and second-home buyers This episode is full of practical advice, real talk, and a behind-the-scenes look at what's happening *right now* in real estate

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16914474 Thu, 03 Apr 2025 22:00:00 -0400 2176 1 73 full false Episode 72 - Rate Fluctuations, Power of Reputation, & Federal Policies Episode 72 - Rate Fluctuations, Power of Reputation, & Federal Policies Episode 72 of the It's Real Podcast Spring may be around the corner, but the real estate market is still giving mixed signals—and Kayla and Andrew are unpacking it all in this week's episode. From rate fluctuations to the power of reputation in real estate, this conversation is a must for buyers, sellers, and industry pros alike. In this episode: - Why the right lender or agent could make or break your deal - What a rate shift actually means for your monthly payment - A deep dive into jumbo loans, conforming limits, and what they mean for buyers - How new construction buyers are scoring a 4.99% rate with Kayla’s promo - Changes in buyer agreements and why Alabama is shaking things up nationally - A real talk breakdown on how federal policies might impact housing in 2024 If you're navigating today’s market or just trying to stay informed, this is the episode you don’t want to miss

]]> Episode 72 of the It's Real Podcast Spring may be around the corner, but the real estate market is still giving mixed signals—and Kayla and Andrew are unpacking it all in this week's episode. From rate fluctuations to the power of reputation in real estate, this conversation is a must for buyers, sellers, and industry pros alike. In this episode: - Why the right lender or agent could make or break your deal - What a rate shift actually means for your monthly payment - A deep dive into jumbo loans, conforming limits, and what they mean for buyers - How new construction buyers are scoring a 4.99% rate with Kayla’s promo - Changes in buyer agreements and why Alabama is shaking things up nationally - A real talk breakdown on how federal policies might impact housing in 2024 If you're navigating today’s market or just trying to stay informed, this is the episode you don’t want to miss

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16914466 Thu, 03 Apr 2025 22:00:00 -0400 1814 1 72 full false Episode 71 - Rate Shoppers vs Relationship Shoppers, Reputation & Experience Matter Episode 71 - Rate Shoppers vs Relationship Shoppers, Reputation & Experience Matter Episode 71 of the It's Real Podcast** The spring market is in full swing, and this episode is all about **shoppers**—the good, the bad, and the frustrating. Kayla and Andrew dive into why some buyers are stuck on rate shopping instead of relationship-building and why finding the right real estate team is more important than ever. In this episode: - The rise of “rate shoppers” and why it’s about more than just numbers - Sellers firing agents—how bad representation is costing people big - Why experience and reps in real estate matter more than ever - Kayla’s big industry award and what sets her approach apart - Market updates, interest rates, and what’s ahead for 2025 Real estate is changing fast, and smart buyers and sellers know the right team makes all the difference.

]]> Episode 71 of the It's Real Podcast** The spring market is in full swing, and this episode is all about **shoppers**—the good, the bad, and the frustrating. Kayla and Andrew dive into why some buyers are stuck on rate shopping instead of relationship-building and why finding the right real estate team is more important than ever. In this episode: - The rise of “rate shoppers” and why it’s about more than just numbers - Sellers firing agents—how bad representation is costing people big - Why experience and reps in real estate matter more than ever - Kayla’s big industry award and what sets her approach apart - Market updates, interest rates, and what’s ahead for 2025 Real estate is changing fast, and smart buyers and sellers know the right team makes all the difference.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16914445 Thu, 06 Mar 2025 08:00:00 -0500 1362 3 71 full false Episode 70 - Spring Is In Real Estate Air & AI in the Industry Episode 70 - Spring Is In Real Estate Air & AI in the Industry Spring is in the air, and so is the real estate energy. Kayla and Andrew are diving into why buyers and sellers are making moves, what’s happening with mortgage rates, and how AI is shaking up the industry. Plus, Andrew is getting ready for some much needed time away—but will he be able to unplug? 


In this episode: 

- Is the housing market finally heating up with the weather? 

- Why buyer education is more important than ever in today’s market. 

- The role of AI in real estate and how it’s changing the game. 

- Mortgage rates are shifting—what that means for buyers and sellers. 

- Tariffs, inflation, and the unpredictable market—how will it impact housing? 


If you're ready to buy, sell, or just want to stay ahead of the trends, this is an episode you don’t want to miss. 




]]> Spring is in the air, and so is the real estate energy. Kayla and Andrew are diving into why buyers and sellers are making moves, what’s happening with mortgage rates, and how AI is shaking up the industry. Plus, Andrew is getting ready for some much needed time away—but will he be able to unplug? 


In this episode: 

- Is the housing market finally heating up with the weather? 

- Why buyer education is more important than ever in today’s market. 

- The role of AI in real estate and how it’s changing the game. 

- Mortgage rates are shifting—what that means for buyers and sellers. 

- Tariffs, inflation, and the unpredictable market—how will it impact housing? 


If you're ready to buy, sell, or just want to stay ahead of the trends, this is an episode you don’t want to miss. 




]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16743308 Wed, 05 Mar 2025 23:00:00 -0500 1657 3 70 full false Episode 69 - Education in Real Estate, Market Shift, Shocking Agent Fact Episode 69 - Education in Real Estate, Market Shift, Shocking Agent Fact The market is heating up, and so is this conversation. Kayla and Andrew are breaking down why buyers are hungry for homes, how education is changing the game in real estate, and why working with the right professionals makes all the difference. In this episode: - The shift in market activity and why more buyers are getting pre-approved - The impact of special assessments and why home affordability is still a major factor - Andrew’s spec home update and what he learned from the process - The reality of real estate professionals in 2024—why 71% of agents didn’t sell a home last year - Are people finally accepting current mortgage rates and moving forward? If you're thinking about buying or selling, now is the time to get ahead of the game. Join the conversation and drop your thoughts in the comments




]]> The market is heating up, and so is this conversation. Kayla and Andrew are breaking down why buyers are hungry for homes, how education is changing the game in real estate, and why working with the right professionals makes all the difference. In this episode: - The shift in market activity and why more buyers are getting pre-approved - The impact of special assessments and why home affordability is still a major factor - Andrew’s spec home update and what he learned from the process - The reality of real estate professionals in 2024—why 71% of agents didn’t sell a home last year - Are people finally accepting current mortgage rates and moving forward? If you're thinking about buying or selling, now is the time to get ahead of the game. Join the conversation and drop your thoughts in the comments




]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16743304 Wed, 05 Mar 2025 23:00:00 -0500 1507 3 69 full false Episode 68 - KK's Proactive Approach - No Buyer Should EVER Feel Lost. Prep to Buy or Sell in '25! Andrew's Spec House Chats. Episode 68 - KK's Proactive Approach - No Buyer Should EVER Feel Lost. Prep to Buy or Sell in '25! Andrew's Spec House Chats. This week, Kayla and Andrew are tackling everything from the latest market trends to the real impact of interest rates and affordability. Andrew is fresh off a trip flying across the country, and Kayla is breaking down her proactive approach to lending—because no homebuyer should feel lost in the process. In this episode: - Is consumer sentiment slowing down the market, or is activity picking up? - What buyers need to know about today’s mortgage rates and if waiting for a drop is worth it. - Why homebuilders are facing major challenges and how that impacts inventory. - Kayla’s behind-the-scenes lending process that makes buying a home feel effortless. - Andrew’s spec home update and what he learned from his first build. If you're thinking about buying or selling this year, now is the time to get prepared.

]]> This week, Kayla and Andrew are tackling everything from the latest market trends to the real impact of interest rates and affordability. Andrew is fresh off a trip flying across the country, and Kayla is breaking down her proactive approach to lending—because no homebuyer should feel lost in the process. In this episode: - Is consumer sentiment slowing down the market, or is activity picking up? - What buyers need to know about today’s mortgage rates and if waiting for a drop is worth it. - Why homebuilders are facing major challenges and how that impacts inventory. - Kayla’s behind-the-scenes lending process that makes buying a home feel effortless. - Andrew’s spec home update and what he learned from his first build. If you're thinking about buying or selling this year, now is the time to get prepared.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16667128 Fri, 21 Feb 2025 00:00:00 -0500 2140 3 68 full false Episode 67 - News for Kayla! Andrew's Spec Home! Episode 67 - News for Kayla! Andrew's Spec Home! January felt like it lasted forever, but Kayla and Andrew are kicking off February with fresh energy and real talk about the housing market, lending trends, and what’s next for buyers and sellers in 2025.

This episode is packed with insight, from Kayla’s return to First International Bank & Trust to Andrew’s experience building a spec home and navigating the challenges of low inventory. They also tackle the impact of interest rates, why relationships matter in real estate, and how to stay ahead in a changing market.

Tune in as they break down what’s happening behind the scenes and share strategies for success in today’s real estate world. Whether you're buying, selling, or just trying to figure out your next move, this episode is one you won’t want to miss.


]]> January felt like it lasted forever, but Kayla and Andrew are kicking off February with fresh energy and real talk about the housing market, lending trends, and what’s next for buyers and sellers in 2025.

This episode is packed with insight, from Kayla’s return to First International Bank & Trust to Andrew’s experience building a spec home and navigating the challenges of low inventory. They also tackle the impact of interest rates, why relationships matter in real estate, and how to stay ahead in a changing market.

Tune in as they break down what’s happening behind the scenes and share strategies for success in today’s real estate world. Whether you're buying, selling, or just trying to figure out your next move, this episode is one you won’t want to miss.


]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16592015 Sun, 09 Feb 2025 21:00:00 -0500 1500 full false Episode 66 - Circle Back Effect, Homeownership Challenges, Busy January Episode 66 - Circle Back Effect, Homeownership Challenges, Busy January 🎥Kayla and Andrew are diving into the nitty-gritty of real estate life, tackling the "circle-back effect" of January, and sharing their thoughts on today's real estate market. From Andrew’s insights on how to build strong client relationships to Kayla’s advice on navigating homeownership challenges, this episode is packed with real stories and practical tips! 🏡✨ 🌟 What’s New in Episode 66? ✅ Why January feels like the busiest month of the year. ✅ The secret to thriving in a competitive housing market. ✅ Productivity hacks, from physical planners to the Remarkable tablet. ✅ How Kayla & Andrew balance personal goals with professional hustle. 📢 Join the conversation! Comment below with your real estate questions or let us know your favorite takeaway from this episode. Ready? Let's get real! 🔥 

]]> 🎥Kayla and Andrew are diving into the nitty-gritty of real estate life, tackling the "circle-back effect" of January, and sharing their thoughts on today's real estate market. From Andrew’s insights on how to build strong client relationships to Kayla’s advice on navigating homeownership challenges, this episode is packed with real stories and practical tips! 🏡✨ 🌟 What’s New in Episode 66? ✅ Why January feels like the busiest month of the year. ✅ The secret to thriving in a competitive housing market. ✅ Productivity hacks, from physical planners to the Remarkable tablet. ✅ How Kayla & Andrew balance personal goals with professional hustle. 📢 Join the conversation! Comment below with your real estate questions or let us know your favorite takeaway from this episode. Ready? Let's get real! 🔥 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16591992 Sun, 09 Feb 2025 20:00:00 -0500 1496 3 66 full false Episode 65 - LA Wildfires, Jobs Report, Real Estate Experiences from Andy and KK Episode 65 - LA Wildfires, Jobs Report, Real Estate Experiences from Andy and KK 🎙️🔥 LIVE: It’s Real Podcast with Kayla Kallander & Andrew Yaggie 🔥🎙️ 🌟 Topics You Don’t Want to Miss: 📊 December Housing Market Stats – What’s happening locally? 📉 Interest Rates Update – How are they trending, and what does it mean for buyers & sellers? 💼 Federal Jobs Report – The surprising impact on mortgage rates. 🌲🔥 California Wildfires – Outrageous rent prices for displaced families & the inspiring ways real estate agents are stepping up to help.

]]> 🎙️🔥 LIVE: It’s Real Podcast with Kayla Kallander & Andrew Yaggie 🔥🎙️ 🌟 Topics You Don’t Want to Miss: 📊 December Housing Market Stats – What’s happening locally? 📉 Interest Rates Update – How are they trending, and what does it mean for buyers & sellers? 💼 Federal Jobs Report – The surprising impact on mortgage rates. 🌲🔥 California Wildfires – Outrageous rent prices for displaced families & the inspiring ways real estate agents are stepping up to help.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16434853 Tue, 14 Jan 2025 08:00:00 -0500 1720 3 2 full false Episode 64 - New Year Goals; Career Moves for Andrew Episode 64 - New Year Goals; Career Moves for Andrew Happy New Year! As we kick off Season 3 of the It's Real Podcast, Kayla and Andrew get you caught up with everything going on in the real estate market. We'll share more our personal professional goals in the new year, and in addition to a big announcement from Andrew, we'll provide some practical advice on dealing with people and situations when things don't go your way

]]> Happy New Year! As we kick off Season 3 of the It's Real Podcast, Kayla and Andrew get you caught up with everything going on in the real estate market. We'll share more our personal professional goals in the new year, and in addition to a big announcement from Andrew, we'll provide some practical advice on dealing with people and situations when things don't go your way

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16434864 Tue, 14 Jan 2025 07:00:00 -0500 1850 3 1 full false Episode 63 - Reaction To Fed Rate Cut & 2025 Outlook Episode 63 - Reaction To Fed Rate Cut & 2025 Outlook Twas the week before Christmas and all through the house...there's a lot to talk about on Episode 63 of the It's Real Podcast! You'll hear our reaction to the Fed's rate cut yesterday, in addition to an outlook for 2025...we'll share market stats, the top 3 reasons why your home may not be selling, in addition to a big change for Kayla professionally. Tune in!

]]> Twas the week before Christmas and all through the house...there's a lot to talk about on Episode 63 of the It's Real Podcast! You'll hear our reaction to the Fed's rate cut yesterday, in addition to an outlook for 2025...we'll share market stats, the top 3 reasons why your home may not be selling, in addition to a big change for Kayla professionally. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16386671 Mon, 06 Jan 2025 20:00:00 -0500 1633 3 63 full false Episode 62 - What does a 2025 Housing Market Look Like? Episode 62 - What does a 2025 Housing Market Look Like? What do Barbara Corcoran, Fannie Mae, and the Mortgage Bankers Association all have in common? A revised outlook on the 2025 housing market, of course! On today's episode, we catch you up on rates, Minnesota Housing numbers, updated forecasts from the Mortgage Bankers Association, Fannie Mae, and Barabara Corcoran revealing what will make the real estate market "go ballistic" in 2025. Plus, Andrew opens up about his quest to build affordable housing. Tune in!

]]> What do Barbara Corcoran, Fannie Mae, and the Mortgage Bankers Association all have in common? A revised outlook on the 2025 housing market, of course! On today's episode, we catch you up on rates, Minnesota Housing numbers, updated forecasts from the Mortgage Bankers Association, Fannie Mae, and Barabara Corcoran revealing what will make the real estate market "go ballistic" in 2025. Plus, Andrew opens up about his quest to build affordable housing. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16386668 Sun, 05 Jan 2025 20:00:00 -0500 1563 3 62 full false Episode 61 - Election news! Real Estate Market with Trump Episode 61 - Election news! Real Estate Market with Trump With the election in the books and another rate cut by the Fed, there's a lot to cover on today's episode of the It's Real Podcast. We'll get you caught up on everything happening in the housing market, talk rates, and give you our take on what the market looks like with a second Trump Administration. Tune in!

]]> With the election in the books and another rate cut by the Fed, there's a lot to cover on today's episode of the It's Real Podcast. We'll get you caught up on everything happening in the housing market, talk rates, and give you our take on what the market looks like with a second Trump Administration. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16386664 Sun, 05 Jan 2025 20:00:00 -0500 1912 2 61 full false Episode 60 - Advantages of the Market with Rates Increasing Episode 60 - Advantages of the Market with Rates Increasing The advantages of this market! Home Sales are on track for their worst year since 1995 and a 30-year mortgage just hit 7% today, though believe it or not, it's not all doom and gloom in the housing market! On Episode 60 of the It's Real Podcast, we'll get you caught up on rates, housing numbers, and share with you the positives of our current market conditions. Kayla will illustrate how you can use your home equity to your advantage in consolidating your monthly payment and eliminating higher interest debts. Tune in!

]]> The advantages of this market! Home Sales are on track for their worst year since 1995 and a 30-year mortgage just hit 7% today, though believe it or not, it's not all doom and gloom in the housing market! On Episode 60 of the It's Real Podcast, we'll get you caught up on rates, housing numbers, and share with you the positives of our current market conditions. Kayla will illustrate how you can use your home equity to your advantage in consolidating your monthly payment and eliminating higher interest debts. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16030000 Fri, 01 Nov 2024 07:00:00 -0400 2075 2 60 full false Episode 59 - Fed Drops Rates! What This Means for Mortgage Rates. Episode 59 - Fed Drops Rates! What This Means for Mortgage Rates. The Fed dropped rates half a percent in late September, but since then, we have seen mortgage rates climb nearly a percent, to a national average of 6.92% On Episode 59 of the It's Real Podcast, we dive into the current state of the market to help quell market confusion. We'll share national stats on home sales, in addition to providing helpful guidance to help you succeed in today's uncertain market. Tune in!

]]> The Fed dropped rates half a percent in late September, but since then, we have seen mortgage rates climb nearly a percent, to a national average of 6.92% On Episode 59 of the It's Real Podcast, we dive into the current state of the market to help quell market confusion. We'll share national stats on home sales, in addition to providing helpful guidance to help you succeed in today's uncertain market. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16029996 Fri, 01 Nov 2024 06:00:00 -0400 1216 2 59 full false Episode 58 -9 Tips for a Bargain-Priced Home Episode 58 -9 Tips for a Bargain-Priced Home No matter what your local housing market is like, there are always strategies for finding cheaper homes. On today's episode, we'll share with you 9 tips for finding a bargain-priced home as compiled by Zillow. Tune in!

]]> No matter what your local housing market is like, there are always strategies for finding cheaper homes. On today's episode, we'll share with you 9 tips for finding a bargain-priced home as compiled by Zillow. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16029995 Fri, 01 Nov 2024 04:00:00 -0400 2158 2 58 full false Episode 57 - Market Stats, Affordability and the Recent Jobs Report Episode 57 - Market Stats, Affordability and the Recent Jobs Report Fall is in full swing and with that comes changes in the real estate market. On Episode 57, we'll get you caught up on everything real estate - from market stats to interest rates, affordability, inventory and more...plus, we'll talk about the recent jobs report and how that is likely to affect mortgage rates. Tune in!



]]> Fall is in full swing and with that comes changes in the real estate market. On Episode 57, we'll get you caught up on everything real estate - from market stats to interest rates, affordability, inventory and more...plus, we'll talk about the recent jobs report and how that is likely to affect mortgage rates. Tune in!



]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16029985 Fri, 01 Nov 2024 02:00:00 -0400 1367 2 57 full false Episode 56 - To Refi or Not to Refi. Andrew's Refi Horror Story. Episode 56 - To Refi or Not to Refi. Andrew's Refi Horror Story. Have you been thinking about refinancing your home mortgage? Perhaps you purchased a home in the past few years at a higher interest rate and hear talk of refinancing or the term "refi" and have no idea what it means. Either way, we've got you covered! On Episode 56 of the It's Real Podcast, we dive into the "refi" realm - what is a refinance? What is required? Is now a good time? Plus, Andrew shares his personal refinance horror story. If you're looking for refi advice, schedule a time to meet with Kayla 

]]> Have you been thinking about refinancing your home mortgage? Perhaps you purchased a home in the past few years at a higher interest rate and hear talk of refinancing or the term "refi" and have no idea what it means. Either way, we've got you covered! On Episode 56 of the It's Real Podcast, we dive into the "refi" realm - what is a refinance? What is required? Is now a good time? Plus, Andrew shares his personal refinance horror story. If you're looking for refi advice, schedule a time to meet with Kayla 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-16029979 Fri, 01 Nov 2024 00:00:00 -0400 1083 2 56 full false Episode 55 - Fed Cuts Rates .5%! What Does This Mean for Real Estate? Episode 55 - Fed Cuts Rates .5%! What Does This Mean for Real Estate? The Federal Reserve cut interest rates for the first time in four years yesterday and on today's episode of the It's Real Podcast, we dive into what this means for mortgage rates, housing, and consumer debt. Did mortgage rates drop a half a percent as well? What does the housing market look like for the rest of the year? We'll answer all of those questions and more - tune in!

]]> The Federal Reserve cut interest rates for the first time in four years yesterday and on today's episode of the It's Real Podcast, we dive into what this means for mortgage rates, housing, and consumer debt. Did mortgage rates drop a half a percent as well? What does the housing market look like for the rest of the year? We'll answer all of those questions and more - tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15784636 Thu, 19 Sep 2024 22:00:00 -0400 996 2 55 full false Episode 54 - Best Time To Sell, Economic Data, and Rate Update Episode 54 - Best Time To Sell, Economic Data, and Rate Update With mortgage rates slowly drifting down, data points to another mortgage boom just around the corner. On Episode 54 of the It's Real Podcast, we get you caught up on everything happening in the real estate market including rates, when the best time to sell your home is, in addition to talking job and inflation reports and how they are influencing the market.

]]> With mortgage rates slowly drifting down, data points to another mortgage boom just around the corner. On Episode 54 of the It's Real Podcast, we get you caught up on everything happening in the real estate market including rates, when the best time to sell your home is, in addition to talking job and inflation reports and how they are influencing the market.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15784625 Thu, 19 Sep 2024 22:00:00 -0400 1559 2 54 full false Episode 53 - Huge Mortgage Rate Shift & Changes to the Real Estate Industry Effective 8/17 Episode 53 - Huge Mortgage Rate Shift & Changes to the Real Estate Industry Effective 8/17 We have seen a huge shift in mortgage rates, leading to increased buyer and refinance activity. On Episode 53 of the It' Real Podcast, we'll talk rates, market stats, what an election means for home sales, and dive into the big changes coming to the real estate industry this Saturday. If you're buying or selling, you'll want to take note of these changes and how they'll impact you as you work towards your real estate goals. Tune in!

]]> We have seen a huge shift in mortgage rates, leading to increased buyer and refinance activity. On Episode 53 of the It' Real Podcast, we'll talk rates, market stats, what an election means for home sales, and dive into the big changes coming to the real estate industry this Saturday. If you're buying or selling, you'll want to take note of these changes and how they'll impact you as you work towards your real estate goals. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15586662 Wed, 21 Aug 2024 02:00:00 -0400 1936 full false Episode 52 - Affordability & New Construction Homes For Your Budget Episode 52 - Affordability & New Construction Homes For Your Budget Kayla and Andrew sit down to get you caught up on everything real estate.  We'll talk rates, economic data, affordability, and talk about how buying a new construction home may actually be better for your budget.  Tune in!

]]> Kayla and Andrew sit down to get you caught up on everything real estate.  We'll talk rates, economic data, affordability, and talk about how buying a new construction home may actually be better for your budget.  Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15586658 Tue, 20 Aug 2024 14:00:00 -0400 1619 full false Episode 51 - Presidential Debate, State of the Nation's Housing Report and More! Episode 51 - Presidential Debate, State of the Nation's Housing Report and More! The Presidential Debate last week had far reaching effects, including a hike in mortgage interest rates and we'll tell you why.  We'll also dive into "The State of the Nation's Housing" report by Harvard University and share the top five things that are affecting housing in 2024. Have a safe and wonderful holiday weekend!

]]> The Presidential Debate last week had far reaching effects, including a hike in mortgage interest rates and we'll tell you why.  We'll also dive into "The State of the Nation's Housing" report by Harvard University and share the top five things that are affecting housing in 2024. Have a safe and wonderful holiday weekend!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15586652 Thu, 15 Aug 2024 00:00:00 -0400 1869 full false Episode 50 - Creating Your Personal Team Roster To Level Up Episode 50 - Creating Your Personal Team Roster To Level Up Who you surround yourself with has a profound impact in shaping you as an individual and your life experience. On Episode 50 of the It's Real Podcast, Kayla & Andrew take a deep dive into the importance of people in our lives. From those we surround ourselves with, to having a personal board of directors, we'll share with you the keys of success and even give you a glimpse into how we are working to level up personally and professionally. And of course, we'll talk a little bit of real estate too...tune in!

]]> Who you surround yourself with has a profound impact in shaping you as an individual and your life experience. On Episode 50 of the It's Real Podcast, Kayla & Andrew take a deep dive into the importance of people in our lives. From those we surround ourselves with, to having a personal board of directors, we'll share with you the keys of success and even give you a glimpse into how we are working to level up personally and professionally. And of course, we'll talk a little bit of real estate too...tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15321654 Thu, 27 Jun 2024 07:00:00 -0400 1863 full false Episode 49 - Game of Speed & Having The Best Team for Your Real Estate Needs Episode 49 - Game of Speed & Having The Best Team for Your Real Estate Needs The real estate market is shifting from a game of speed to a game of skill and on today's episode, Kayla and Andrew talk about why it's never been more important to align yourself with a team of active real estate experts to ensure success. We'll share what we're seeing in the market, talk rates, what's in store for the rest of the year and more. Tune in

]]> The real estate market is shifting from a game of speed to a game of skill and on today's episode, Kayla and Andrew talk about why it's never been more important to align yourself with a team of active real estate experts to ensure success. We'll share what we're seeing in the market, talk rates, what's in store for the rest of the year and more. Tune in

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15321648 Thu, 27 Jun 2024 07:00:00 -0400 2007 2 49 full false Episode 48 - Election Year Concerns, Affordability & New Construction Episode 48 - Election Year Concerns, Affordability & New Construction There's a lot going on in real estate and on episode 48, Kayla and Andrew cover everything you need to know if you're in the market to buy or sell this summer. From rate updates and market stats to affordability, new construction, election year worries, the group of Americans who are "powering" the housing market and more, you'll want to tune in for this jam-packed episode.

]]> There's a lot going on in real estate and on episode 48, Kayla and Andrew cover everything you need to know if you're in the market to buy or sell this summer. From rate updates and market stats to affordability, new construction, election year worries, the group of Americans who are "powering" the housing market and more, you'll want to tune in for this jam-packed episode.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15321644 Thu, 27 Jun 2024 07:00:00 -0400 1644 2 48 full false Episode 47 - Memorial Day Recap & Changes Coming in Real Estate Episode 47 - Memorial Day Recap & Changes Coming in Real Estate With Memorial Day in the books, summer is officially upon us and with that comes a lot of activity in the world of real estate. On today's episode, Kayla and Andrew keep you up to date with what they are seeing in the regional market, mortgage, and more. We'll also highlight some likely changes that are coming to real estate this fall regarding agent compensation and representation that you'll want to be aware of. Tune in!

]]> With Memorial Day in the books, summer is officially upon us and with that comes a lot of activity in the world of real estate. On today's episode, Kayla and Andrew keep you up to date with what they are seeing in the regional market, mortgage, and more. We'll also highlight some likely changes that are coming to real estate this fall regarding agent compensation and representation that you'll want to be aware of. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15181179 Sun, 02 Jun 2024 22:00:00 -0400 1742 2 47 full false Episode 46 - The Housing Market Has Come Alive! Episode 46 - The Housing Market Has Come Alive! After a 2 week hiatus, the It's Real Podcast is Back! The housing market has really come alive in the month of May and on today's episode we'll catch you up on everything we've seen in both the mortgage and real estate world. We'll talk rates, projections, market data and so much more. Tune in!

]]> After a 2 week hiatus, the It's Real Podcast is Back! The housing market has really come alive in the month of May and on today's episode we'll catch you up on everything we've seen in both the mortgage and real estate world. We'll talk rates, projections, market data and so much more. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15181175 Sun, 02 Jun 2024 22:00:00 -0400 1529 2 46 full false Episode 45 - Listing Your Home For Sale. Home Prices Climb. Episode 45 - Listing Your Home For Sale. Home Prices Climb. The busy spring housing market is upon us and despite rising mortgage interest rates and continued inflation, home prices continue to climb. On Episode 45 of the It's Real Podcast, Kayla and Andrew discuss the surprising things they are seeing in the market, and take a deep dive into what is actually involved when listing your home for sale. Tune in!

]]> The busy spring housing market is upon us and despite rising mortgage interest rates and continued inflation, home prices continue to climb. On Episode 45 of the It's Real Podcast, Kayla and Andrew discuss the surprising things they are seeing in the market, and take a deep dive into what is actually involved when listing your home for sale. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-15181158 Sun, 02 Jun 2024 22:00:00 -0400 1809 2 45 full false Episode 44 - Why Insurance Premiums Are Higher. Guest Dani Miller, Insurance Agent, Joins! Episode 44 - Why Insurance Premiums Are Higher. Guest Dani Miller, Insurance Agent, Joins! One of the challenges to owning a home today lies in the cost of insurance. On Episode 44 of the It's Real Podcast, Kayla and Andrew are joined by Dani Miller from Aspire Insurance. From huge rate increases to insurance carriers leaving the local market, Dani shares thoughtful insights on the market along with practical tips to save you money. Tune in! 

]]> One of the challenges to owning a home today lies in the cost of insurance. On Episode 44 of the It's Real Podcast, Kayla and Andrew are joined by Dani Miller from Aspire Insurance. From huge rate increases to insurance carriers leaving the local market, Dani shares thoughtful insights on the market along with practical tips to save you money. Tune in! 

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14974668 Mon, 29 Apr 2024 09:00:00 -0400 2042 2 44 full false Episode 43 - Inflation Won't Slow! What This Means for Interest Rates. Episode 43 - Inflation Won't Slow! What This Means for Interest Rates. The Consumer Price Index (CPI) report came out today, with inflation figures higher than anticipated. On Episode 43 of the It's Real Podcast, we'll dive into the CPI report, what's driving the CPI higher, how it's affecting the market, and what it means for real estate and mortgage rates. Tune in!

]]> The Consumer Price Index (CPI) report came out today, with inflation figures higher than anticipated. On Episode 43 of the It's Real Podcast, we'll dive into the CPI report, what's driving the CPI higher, how it's affecting the market, and what it means for real estate and mortgage rates. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14974663 Mon, 29 Apr 2024 09:00:00 -0400 1703 1 43 full false Episode 42 - Changes That Could Impact Buyers. Relationships with Lenders & Realtors. Episode 42 - Changes That Could Impact Buyers. Relationships with Lenders & Realtors. Things are starting to heat up in the housing market with Spring quickly approaching, and did you know the best week to list your home is just around the corner? On Episode 42 of the It's Real Podcast, we'll have a follow-up conversation on last week's episode, discussing proposed changes to how agents are compensated and what the potential implications are for anyone looking to buy or sell a home. Additionally, we talk rates, market conditions, and why building a good relationship with your lender or agent is paramount in today's changing marketplace. Tune in!

]]> Things are starting to heat up in the housing market with Spring quickly approaching, and did you know the best week to list your home is just around the corner? On Episode 42 of the It's Real Podcast, we'll have a follow-up conversation on last week's episode, discussing proposed changes to how agents are compensated and what the potential implications are for anyone looking to buy or sell a home. Additionally, we talk rates, market conditions, and why building a good relationship with your lender or agent is paramount in today's changing marketplace. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14974652 Mon, 29 Apr 2024 09:00:00 -0400 1768 2 42 full false Episode 41 - The News on NAR - Another Change Is Coming (What's True? What's Not?) Episode 41 - The News on NAR - Another Change Is Coming (What's True? What's Not?) Major changes are coming to the real estate industry related to how agents are compensated. On Episode 41 of the It's Real Podcast, we'll unpack one of the greatest changes to ever hit real estate with the NAR Settlement, including how it will impact consumers and the overall home buying process. We'll talk rates, current events, and share our predictions for the future of real estate. Tune in!

]]> Major changes are coming to the real estate industry related to how agents are compensated. On Episode 41 of the It's Real Podcast, we'll unpack one of the greatest changes to ever hit real estate with the NAR Settlement, including how it will impact consumers and the overall home buying process. We'll talk rates, current events, and share our predictions for the future of real estate. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14780533 Wed, 27 Mar 2024 13:00:00 -0400 2643 full false Episode 40 - Seller Paid Concessions? What Are They? Episode 40 - Seller Paid Concessions? What Are They? Last week, we discussed Keller Williams co-founder Gary Keller's assertion that real estate is in a recession. We'll recap that topic and take a deep dive into market stats for our local markets to provide you a timely understanding of where the real estate market sits and where we go from here. Even though the current market still favors sellers due to low inventory, Kayla explores seller paid concessions and explains why it is more important than ever to work with an experienced agent and lender. Tune in!

]]> Last week, we discussed Keller Williams co-founder Gary Keller's assertion that real estate is in a recession. We'll recap that topic and take a deep dive into market stats for our local markets to provide you a timely understanding of where the real estate market sits and where we go from here. Even though the current market still favors sellers due to low inventory, Kayla explores seller paid concessions and explains why it is more important than ever to work with an experienced agent and lender. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14722171 Tue, 19 Mar 2024 14:00:00 -0400 1391 2 39 full false Episode 39 - Is Real Estate in a Recession? Kayla is a Published Author & Andy Shares Aviation Adventures! Episode 39 - Is Real Estate in a Recession? Kayla is a Published Author & Andy Shares Aviation Adventures! There's a lot to talk about on Episode 39 of the It's Real Podcast and we dive right into a variety of real estate topics, including Keller Williams co-founder Gary Keller's assertion that real estate is in a recession. We'll unpack this topic, share what we are seeing locally, talk about what you can expect for the rest of 2024, and so much more, including Kayla being published as an author and Andrew's aviation adventures.  Tune in!

]]> There's a lot to talk about on Episode 39 of the It's Real Podcast and we dive right into a variety of real estate topics, including Keller Williams co-founder Gary Keller's assertion that real estate is in a recession. We'll unpack this topic, share what we are seeing locally, talk about what you can expect for the rest of 2024, and so much more, including Kayla being published as an author and Andrew's aviation adventures.  Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14677694 Tue, 12 Mar 2024 13:00:00 -0400 1735 2 39 full false Episode 38 - Mortgage Conference for KK, Vacay for Andy and Market Updates Episode 38 - Mortgage Conference for KK, Vacay for Andy and Market Updates On Episode 38 of the It's Real Podcast, Kayla and Andrew catch up after a week's hiatus for conferences and family vacations. We'll talk rates, housing news, and share why today's housing supply is a sweet spot for sellers. Tune in

]]> On Episode 38 of the It's Real Podcast, Kayla and Andrew catch up after a week's hiatus for conferences and family vacations. We'll talk rates, housing news, and share why today's housing supply is a sweet spot for sellers. Tune in

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14624144 Mon, 04 Mar 2024 09:00:00 -0500 1288 2 38 full false Episode 37 - Comparison is the Thief of Joy Episode 37 - Comparison is the Thief of Joy Comparison is the thief of joy! On Episode 37 of the It's Real Podcast we talk about the need for consumers to stop comparing our current market to that of the "unicorn years" of 2020 - 2022. We'll talk rates, January's explosive jobs report, share how the office space fallout is causing pain for regional banks, and more. Tune in!

]]> Comparison is the thief of joy! On Episode 37 of the It's Real Podcast we talk about the need for consumers to stop comparing our current market to that of the "unicorn years" of 2020 - 2022. We'll talk rates, January's explosive jobs report, share how the office space fallout is causing pain for regional banks, and more. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14490414 Mon, 12 Feb 2024 16:00:00 -0500 1478 1 37 full false Episode 36 - Should Education Be Required to Sell or Buy? Rates, Trends, & News! Episode 36 - Should Education Be Required to Sell or Buy? Rates, Trends, & News! On Episode 36 of the It's Real Podcast, we'll explore the topic of education: should it be required prior to buying or selling a home? We'll talk rates, trends, and real estate news, including the fact that younger buyers want baby boomers to update their homes. Tune in!

]]> On Episode 36 of the It's Real Podcast, we'll explore the topic of education: should it be required prior to buying or selling a home? We'll talk rates, trends, and real estate news, including the fact that younger buyers want baby boomers to update their homes. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14468844 Thu, 08 Feb 2024 23:00:00 -0500 1972 2 36 full false Episode 35 - Fed Meeting! Three Tips for Success When Buying Episode 35 - Fed Meeting! Three Tips for Success When Buying The Wall Street Journal is reporting that it's getting harder to get a mortgage. On Episode 35 of the It's Real Podcast, Kayla and Andrew dive into this topic and share three (3) tips on setting yourself up for success when looking to buy a home. We'll talk about the Federal Reserve's latest meeting, where rates and the economy are headed, in addition to an exciting announcement from Kayla as she dives into a new venture in addition to her mortgage lending. Tune in!

]]> The Wall Street Journal is reporting that it's getting harder to get a mortgage. On Episode 35 of the It's Real Podcast, Kayla and Andrew dive into this topic and share three (3) tips on setting yourself up for success when looking to buy a home. We'll talk about the Federal Reserve's latest meeting, where rates and the economy are headed, in addition to an exciting announcement from Kayla as she dives into a new venture in addition to her mortgage lending. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14438425 Sun, 04 Feb 2024 19:00:00 -0500 1932 full false Episode 34 - Pros & Cons of a New Home Build Episode 34 - Pros & Cons of a New Home Build Why buy a previously owned home when you can buy one that is newly constructed? On Episode 34 of the It's Real Podcast, Kayla and Andrew dive into the pros and cons related to buying a new build, why it is becoming a more likely reality for many buyers, and how it may just be able to save you money in the process. Tune in!

]]> Why buy a previously owned home when you can buy one that is newly constructed? On Episode 34 of the It's Real Podcast, Kayla and Andrew dive into the pros and cons related to buying a new build, why it is becoming a more likely reality for many buyers, and how it may just be able to save you money in the process. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14413386 Wed, 31 Jan 2024 09:00:00 -0500 1622 2 34 full false Episode 33 - Should you Refinance Now? 10% Rate Discussion. Episode 33 - Should you Refinance Now? 10% Rate Discussion. On Episode 33 of the It's Real Podcast, Kayla and Andrew dive into the topic of refinancing - is now a good time, how long does it take to refinance, and is there really such a thing as a no-cost refi? We'll chat rates, talk about consumer sentiment, and tell you about the group of homebuyers who still would be interested in buying a home if interest rates were at 10%.  Tune in!

]]> On Episode 33 of the It's Real Podcast, Kayla and Andrew dive into the topic of refinancing - is now a good time, how long does it take to refinance, and is there really such a thing as a no-cost refi? We'll chat rates, talk about consumer sentiment, and tell you about the group of homebuyers who still would be interested in buying a home if interest rates were at 10%.  Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14410440 Wed, 31 Jan 2024 09:00:00 -0500 1674 2 33 full false Episode 32 - Shocking Realtor Facts & 7 Tips to Hit Your Real Estate Goals Episode 32 - Shocking Realtor Facts & 7 Tips to Hit Your Real Estate Goals On Episode 32 of the It's Real Podcast, Kayla and Andrew dive into the top 7 considerations you as a consumer should consider when setting real estate goals in 2024. In addition to sharing practical tips on how to set yourself up for success in the new year, we'll share a market update and interesting facts, including the production levels of an average real estate agent in 2023, which you may find shocking. Tune in!

]]> On Episode 32 of the It's Real Podcast, Kayla and Andrew dive into the top 7 considerations you as a consumer should consider when setting real estate goals in 2024. In addition to sharing practical tips on how to set yourself up for success in the new year, we'll share a market update and interesting facts, including the production levels of an average real estate agent in 2023, which you may find shocking. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14282859 Tue, 09 Jan 2024 21:00:00 -0500 1330 2 32 full false Episode 31 - New Year Goals in Real Estate & Market Predictions Episode 31 - New Year Goals in Real Estate & Market Predictions On Episode 31 of the It's Real Podcast, we kick off "Season 2" with a discussion on goals in the new year. We'll recap the 2023 real estate market, talk about what's in store for 2024, including our predictions and what we plan to cover as we work to help others reach their real estate goals. Tune in!

]]> On Episode 31 of the It's Real Podcast, we kick off "Season 2" with a discussion on goals in the new year. We'll recap the 2023 real estate market, talk about what's in store for 2024, including our predictions and what we plan to cover as we work to help others reach their real estate goals. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14274462 Tue, 09 Jan 2024 12:00:00 -0500 1463 2 31 full false Episode 30 - Right in time for Christmas - Rates Drop! Season Wrap-up! Episode 30 - Right in time for Christmas - Rates Drop! Season Wrap-up! Season one of the It's Real Podcast in in the books as we complete our 30th episode, while also celebrating mortgage rates dropping below 7%! We'll discuss what's in store for 2024 and so much more...tune in!

]]> Season one of the It's Real Podcast in in the books as we complete our 30th episode, while also celebrating mortgage rates dropping below 7%! We'll discuss what's in store for 2024 and so much more...tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14157586 Sat, 16 Dec 2023 10:00:00 -0500 1365 1 30 full false Episode 29 - Top Six Real Estate Myths & Misconceptions Episode 29 - Top Six Real Estate Myths & Misconceptions On Episode 29 of the It's Real Podcast, Kayla & Andy discuss the top six (6) real estate myths and misconceptions that they see as they work actively to help clients reach their goals.  They talk about positive movement in the market and what's in store for 2024!

]]> On Episode 29 of the It's Real Podcast, Kayla & Andy discuss the top six (6) real estate myths and misconceptions that they see as they work actively to help clients reach their goals.  They talk about positive movement in the market and what's in store for 2024!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14157584 Sat, 16 Dec 2023 10:00:00 -0500 1445 1 29 full false Episode 28 - What Will Happen in Real Estate in 2024? Episode 28 - What Will Happen in Real Estate in 2024? On Episode 28 of the It's Real Podcast, we'll talk about a recent survey sharing consumer sentiment on the housing market, including the fact that 35% of Americans hope the housing market will crash in 2024. Fannie and Freddie upped 2024 loan limits in most areas, and home prices continue to climb higher even as market activity tapers off leading into the holiday season. We'll share our predictions for rates, inventory and more as well. Tune in!

]]> On Episode 28 of the It's Real Podcast, we'll talk about a recent survey sharing consumer sentiment on the housing market, including the fact that 35% of Americans hope the housing market will crash in 2024. Fannie and Freddie upped 2024 loan limits in most areas, and home prices continue to climb higher even as market activity tapers off leading into the holiday season. We'll share our predictions for rates, inventory and more as well. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14155256 Fri, 15 Dec 2023 16:00:00 -0500 1471 1 28 full false Episode 27 - What KK & Andy are Grateful for. Listen in to Win Some Grateful Gifts! Episode 27 - What KK & Andy are Grateful for. Listen in to Win Some Grateful Gifts! On Episode 27 of the It's Real Podcast, Kayla and Andrew reflect on this past year and in the spirit of this week's Thanksgiving Holiday, share a message of gratitude. Tune in!

]]> On Episode 27 of the It's Real Podcast, Kayla and Andrew reflect on this past year and in the spirit of this week's Thanksgiving Holiday, share a message of gratitude. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14029203 Fri, 24 Nov 2023 13:00:00 -0500 780 1 27 full false Episode 26 - The Affordability Challenge & How to Buy a Home for Little to No Money Down Episode 26 - The Affordability Challenge & How to Buy a Home for Little to No Money Down One of the biggest challenges facing the housing market today is affordability, which keeps an increasing number of families and individuals from reaching their real estate goals. On Episode 26 of the It's Real Podcast, we'll dig deeper into the issue of affordability and talk about some of the great programs that are out there, allowing individuals to get into a house for almost no money down. Tune in!

]]> One of the biggest challenges facing the housing market today is affordability, which keeps an increasing number of families and individuals from reaching their real estate goals. On Episode 26 of the It's Real Podcast, we'll dig deeper into the issue of affordability and talk about some of the great programs that are out there, allowing individuals to get into a house for almost no money down. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-14029186 Fri, 24 Nov 2023 13:00:00 -0500 1476 1 26 full false Episode 25 - A Sharp Interest Rate Decline, Housing Trends & Home By Christmas Episode 25 - A Sharp Interest Rate Decline, Housing Trends & Home By Christmas On Episode 25 of the It's Real Podcast, we talk about the recent economic data released and the sharp drop in mortgage rates that followed. Will rates continue their downward trend and what's in store for 2024? We also cover local housing market trends - how many fewer homes actually sold in our area year-over-year and is it still possible to get into a new home before the end of the year? For answers to all of the above and more, tune in!

]]> On Episode 25 of the It's Real Podcast, we talk about the recent economic data released and the sharp drop in mortgage rates that followed. Will rates continue their downward trend and what's in store for 2024? We also cover local housing market trends - how many fewer homes actually sold in our area year-over-year and is it still possible to get into a new home before the end of the year? For answers to all of the above and more, tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13958804 Sun, 12 Nov 2023 23:00:00 -0500 1282 full false Episode 24 - How Do Lenders & Agents Get Paid? Episode 24 - How Do Lenders & Agents Get Paid? On Episode 24 of the It's Real Podcast, we tackle the topic of how agents and lenders get paid. With 74% of consumers uncertain as to how the agent that helped them buy their home uncertain as to how they were compensated, it's important to shed some light on this topic and the importance of education. Tune in!

]]> On Episode 24 of the It's Real Podcast, we tackle the topic of how agents and lenders get paid. With 74% of consumers uncertain as to how the agent that helped them buy their home uncertain as to how they were compensated, it's important to shed some light on this topic and the importance of education. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13958781 Sun, 12 Nov 2023 23:00:00 -0500 1892 full false Episode 23 - The Gen Z Buyer Episode 23 - The Gen Z Buyer On Episode 23 of the It's Real Podcast, we'll tackle the topic of the Generation Z consumer. As the next up and coming group of home buyers, we'll discuss the unique characteristics of Gen Z, their preferences, thought processes, and why it is important to have a better understanding of this group when selling your home. As always, we'll talk market, trends, and predictions as we move into the final quarter of 2023. Tune in!

]]> On Episode 23 of the It's Real Podcast, we'll tackle the topic of the Generation Z consumer. As the next up and coming group of home buyers, we'll discuss the unique characteristics of Gen Z, their preferences, thought processes, and why it is important to have a better understanding of this group when selling your home. As always, we'll talk market, trends, and predictions as we move into the final quarter of 2023. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13958750 Sun, 12 Nov 2023 23:00:00 -0500 1574 1 23 full false Episode 22 - Did Millennials miss their "golden opportunity' to buy? Episode 22 - Did Millennials miss their "golden opportunity' to buy? On today's episode, Kayla and Andrew talk about the largest group of home buyers today - Millennials - and how many feel as though they missed their "golden opportunity" to buy a home. While that may be true for some, we'll talk about the importance of mindset, following a process, and aligning yourself with great partners to reach your real estate goals. We'll also talk rates and why mortgage rates jumped even though the federal reserve took no action last week in raising rates. Tune in!

]]> On today's episode, Kayla and Andrew talk about the largest group of home buyers today - Millennials - and how many feel as though they missed their "golden opportunity" to buy a home. While that may be true for some, we'll talk about the importance of mindset, following a process, and aligning yourself with great partners to reach your real estate goals. We'll also talk rates and why mortgage rates jumped even though the federal reserve took no action last week in raising rates. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13719163 Wed, 04 Oct 2023 21:00:00 -0400 1400 full false Episode 21 - Shift in the market, what's to come for interest rates and the cost of waiting! Episode 21 - Shift in the market, what's to come for interest rates and the cost of waiting! On Episode 21 of the It's Real Podcast, Kayla and Andrew discuss the noticeable shift in the real estate market as the busy summer season comes to a close. We'll talk mortgage rates, an updated rate forecast by the Mortgage Bankers Association, in addition to year-end home price forecasts and the true cost of waiting to purchase a home. Tune in!

]]> On Episode 21 of the It's Real Podcast, Kayla and Andrew discuss the noticeable shift in the real estate market as the busy summer season comes to a close. We'll talk mortgage rates, an updated rate forecast by the Mortgage Bankers Association, in addition to year-end home price forecasts and the true cost of waiting to purchase a home. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13719162 Wed, 04 Oct 2023 20:00:00 -0400 1271 full false Episode 20 - Paige Danner joins Andy & Kayla to discuss house flip success! Episode 20 - Paige Danner joins Andy & Kayla to discuss house flip success! On Episode 20 of the It's Real Podcast, Kayla and Andrew are joined by Paige Danner of Bold Property Group as she shares her journey in transitioning from a full-time residential real estate agent to a focus on both flipping and wholesaling properties. We'll talk about the ins and outs of flips, how the current market affects the acquisition of properties, and Paige will provide a few tips for those interested in getting started in the business of flipping. Tune in!

]]> On Episode 20 of the It's Real Podcast, Kayla and Andrew are joined by Paige Danner of Bold Property Group as she shares her journey in transitioning from a full-time residential real estate agent to a focus on both flipping and wholesaling properties. We'll talk about the ins and outs of flips, how the current market affects the acquisition of properties, and Paige will provide a few tips for those interested in getting started in the business of flipping. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13719150 Wed, 04 Oct 2023 20:00:00 -0400 1613 full false Episode 19- Highest mortgage rates, market predictions & how to be successful in this market. Episode 19- Highest mortgage rates, market predictions & how to be successful in this market. On Episode 19 of the It's Real Podcast, Kayla and Andrew talk about mortgage rates and the overall state of the market as we hit some of the highest mortgage rates we have seen in recent history; what it means for buyers and sellers, along with a review of market predictions, how to be successful, where we're headed from here, and what to expect in 2024 and 2025.

]]> On Episode 19 of the It's Real Podcast, Kayla and Andrew talk about mortgage rates and the overall state of the market as we hit some of the highest mortgage rates we have seen in recent history; what it means for buyers and sellers, along with a review of market predictions, how to be successful, where we're headed from here, and what to expect in 2024 and 2025.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13719097 Wed, 04 Oct 2023 20:00:00 -0400 1234 full false Episode 18 - Mortgage Stats, Buyer & Seller Profiles and More! Episode 18 - Mortgage Stats, Buyer & Seller Profiles and More! With the first half of 2023 in the books, Kayla and Andrew provide a comprehensive review of the real estate market year-to-date, including data on new construction, mortgage stats, buyer and seller profiles, and so much more. Where will rates and the overall market go from here? Tune in to learn more!

]]> With the first half of 2023 in the books, Kayla and Andrew provide a comprehensive review of the real estate market year-to-date, including data on new construction, mortgage stats, buyer and seller profiles, and so much more. Where will rates and the overall market go from here? Tune in to learn more!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13719094 Wed, 04 Oct 2023 20:00:00 -0400 1903 full false Episode 17 - How to start the home buying process Episode 17 - How to start the home buying process Current market update on rates and inventory.  How does a person even start the process of buying a home, find a lender, find a realtor?   Tips on what to ask and how to ensure you have a team.  Andy pulls up a fake review to share that reviews can be helpful, but it goes much deeper than this!

]]> Current market update on rates and inventory.  How does a person even start the process of buying a home, find a lender, find a realtor?   Tips on what to ask and how to ensure you have a team.  Andy pulls up a fake review to share that reviews can be helpful, but it goes much deeper than this!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13663574 Tue, 26 Sep 2023 09:00:00 -0400 1341 full false Episode 16 - Summertime madness with inventory. Lakeshore trends. How Andrew got into real estate. Episode 16 - Summertime madness with inventory. Lakeshore trends. How Andrew got into real estate. On Episode 16 of the It's Real Podcast, the discussion surrounding the summertime madness of high prices and low inventory continues. Kayla and Andrew talk about lakeshore trends, rates, the fact that a growing number of sellers are starting to sit on the sidelines. Finally, we turn the tables this week and learn more about Andrew, his beginnings, how he got into real estate and where he is today in his business. Tune in!

]]> On Episode 16 of the It's Real Podcast, the discussion surrounding the summertime madness of high prices and low inventory continues. Kayla and Andrew talk about lakeshore trends, rates, the fact that a growing number of sellers are starting to sit on the sidelines. Finally, we turn the tables this week and learn more about Andrew, his beginnings, how he got into real estate and where he is today in his business. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13660998 Mon, 25 Sep 2023 21:00:00 -0400 1743 full false Episode 15 - Milestone celebrations. How Kayla began her career (at 15!) Episode 15 - Milestone celebrations. How Kayla began her career (at 15!) On Episode 15 of the It's Real Podcast, Kayla and Andrew celebrate a milestone, discuss the market, and dedicate the remainder of the episode to learning more about Kayla, her beginnings in banking, and how she got to where she is today.

]]> On Episode 15 of the It's Real Podcast, Kayla and Andrew celebrate a milestone, discuss the market, and dedicate the remainder of the episode to learning more about Kayla, her beginnings in banking, and how she got to where she is today.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13660993 Mon, 25 Sep 2023 21:00:00 -0400 1491 full false Episode 14 - What motivates people to buy or sell? Inventory and Rate updates! Episode 14 - What motivates people to buy or sell? Inventory and Rate updates! On Episode 14 of the It's Real Podcast Kayla and Andrew chat about home ownership and the motivators that influence individuals to buy or sell a home. We'll talk interest rates, inventory, share a little bit of humor, and real life stories as well. Tune in!

]]> On Episode 14 of the It's Real Podcast Kayla and Andrew chat about home ownership and the motivators that influence individuals to buy or sell a home. We'll talk interest rates, inventory, share a little bit of humor, and real life stories as well. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13660952 Mon, 25 Sep 2023 21:00:00 -0400 1332 1 14 full false Episode 13 - "Red Hot" Real Estate Market. Tips for succeeding in this market. Episode 13 - "Red Hot" Real Estate Market. Tips for succeeding in this market. On Episode 13 of the It's Real Podcast, Kayla and Andrew focus on the "red hot" real estate market we are currently experiencing due to a major lack of inventory.  They'll share some of their recent experiences, provide tips for buyers and sellers to succeed, and share experiences with other industry professionals, driving home yet again the importance of having a good team in place to succeed in what will continue to be a challenging market. Tune in!

]]> On Episode 13 of the It's Real Podcast, Kayla and Andrew focus on the "red hot" real estate market we are currently experiencing due to a major lack of inventory.  They'll share some of their recent experiences, provide tips for buyers and sellers to succeed, and share experiences with other industry professionals, driving home yet again the importance of having a good team in place to succeed in what will continue to be a challenging market. Tune in!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13660937 Mon, 25 Sep 2023 21:00:00 -0400 1496 1 13 full false Episode 12 - Careers in Real Estate. A lender's experience, a realtor's, and a guest sharing his career goals! Episode 12 - Careers in Real Estate. A lender's experience, a realtor's, and a guest sharing his career goals! On Episode 12 of the It's Real Podcast, Kayla and Andrew talk about careers in real estate and are joined by high school senior, Eli Draeger who is planning on a career in real estate and has been interning with Andrew this past semester. They'll share how they got their start down this career path, talk to Eli about his plans, what he is learned, and share some helpful advice for those watching who may have similar interests.

]]> On Episode 12 of the It's Real Podcast, Kayla and Andrew talk about careers in real estate and are joined by high school senior, Eli Draeger who is planning on a career in real estate and has been interning with Andrew this past semester. They'll share how they got their start down this career path, talk to Eli about his plans, what he is learned, and share some helpful advice for those watching who may have similar interests.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13660759 Mon, 25 Sep 2023 21:00:00 -0400 1253 1 12 full false Episode 11 - Emotions in Real Estate Episode 11 - Emotions in Real Estate On Episode 11 of the It's Real Podcast, Kayla and Andrew talk about the emotions involved in real estate transactions, both from the perspective of a real estate professional and also as it relates to the consumer client. They'll also share what's happening in real estate, their personal lives, and how they are working to find balance.

]]> On Episode 11 of the It's Real Podcast, Kayla and Andrew talk about the emotions involved in real estate transactions, both from the perspective of a real estate professional and also as it relates to the consumer client. They'll also share what's happening in real estate, their personal lives, and how they are working to find balance.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13607651 Sun, 17 Sep 2023 19:00:00 -0400 1461 1 11 full false Episode 10 - Is the "Biden Mortgage Law" a thing? Episode 10 - Is the "Biden Mortgage Law" a thing? On Episode 10 of the It's Real Podcast, Kayla and Andrew will discuss one of the hottest topics in mortgage and real estate as of late, the "Biden Mortgage Law", which reportedly is penalizing those who have good credit on their home purchase. Are borrowers with lesser credit really getting a deal? What is the purpose of these changes and when did they come into play? Tune in as we break it down for you and share all of the facts.

]]> On Episode 10 of the It's Real Podcast, Kayla and Andrew will discuss one of the hottest topics in mortgage and real estate as of late, the "Biden Mortgage Law", which reportedly is penalizing those who have good credit on their home purchase. Are borrowers with lesser credit really getting a deal? What is the purpose of these changes and when did they come into play? Tune in as we break it down for you and share all of the facts.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13607619 Sun, 17 Sep 2023 19:00:00 -0400 1142 1 10 full false Episode 9 - Kayla attends SocialCon. Integrity in Real Estate. Andy's aviation adventures. Episode 9 - Kayla attends SocialCon. Integrity in Real Estate. Andy's aviation adventures. On Episode 9 of the "It's Real Podcast", Kayla & Andrew share some of their recent excitement, with Kayla taking part as a presenter at a large social media conference and Andrew sharing some of his recent aviation adventures. We'll dive into the topic of integrity, the importance of always doing the right thing in real estate, and how to find an agent or lender who shares your values.

]]> On Episode 9 of the "It's Real Podcast", Kayla & Andrew share some of their recent excitement, with Kayla taking part as a presenter at a large social media conference and Andrew sharing some of his recent aviation adventures. We'll dive into the topic of integrity, the importance of always doing the right thing in real estate, and how to find an agent or lender who shares your values.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13553090 Thu, 07 Sep 2023 23:00:00 -0400 1038 1 9 full false Episode 8 - Relationships in Real Estate Episode 8 - Relationships in Real Estate On Episode 8 of the "It's Real Podcast", Kayla & Andrew discuss the importance of relationships between your real estate agent and lender, why it makes a difference, and how it is guaranteed to create a higher level of success for the client. We'll also cover what we're seeing in the market as we start to experience warmer weather and provide an update on where mortgage rates are today and where they're likely headed.

]]> On Episode 8 of the "It's Real Podcast", Kayla & Andrew discuss the importance of relationships between your real estate agent and lender, why it makes a difference, and how it is guaranteed to create a higher level of success for the client. We'll also cover what we're seeing in the market as we start to experience warmer weather and provide an update on where mortgage rates are today and where they're likely headed.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13552999 Thu, 07 Sep 2023 22:00:00 -0400 1103 1 8 full false Episode 7 - What Do Bank Failures Mean for Real Estate? Episode 7 - What Do Bank Failures Mean for Real Estate? On Episode 7, we dive into the recent banking failures and what it means for residential real estate sales. We'll also share some of our personal real estate successes and failures, share about what we are seeing in the market, and provide a few tips on finding success in what some are predicting will be a competitive market similar to what we saw two years ago.

]]> On Episode 7, we dive into the recent banking failures and what it means for residential real estate sales. We'll also share some of our personal real estate successes and failures, share about what we are seeing in the market, and provide a few tips on finding success in what some are predicting will be a competitive market similar to what we saw two years ago.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-12618471 Wed, 12 Apr 2023 21:00:00 -0400 1100 full false Episode 6 - New Construction Part 2 Episode 6 - New Construction Part 2 Today we talk "New Construction Part II" as it pertains to finding the perfect piece of land to build on. We talk about some of the various roadblocks or restrictions experienced in the process and also highlight some attractive lending options available that may enable you to put more money towards your construction.

]]> Today we talk "New Construction Part II" as it pertains to finding the perfect piece of land to build on. We talk about some of the various roadblocks or restrictions experienced in the process and also highlight some attractive lending options available that may enable you to put more money towards your construction.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-12618436 Tue, 28 Mar 2023 21:00:00 -0400 828 full false Episode 5 - The Spring Market & New Construction Home Advantages Episode 5 - The Spring Market & New Construction Home Advantages Believe it or not, spring is just around the corner, and with spring generally comes additional inventory in the housing market. Despite a general influx of inventory, you may not be able to find the home of your dreams. Kayla & Andrew talk about new construction and how a brand new home build may be more attainable than you think.

]]> Believe it or not, spring is just around the corner, and with spring generally comes additional inventory in the housing market. Despite a general influx of inventory, you may not be able to find the home of your dreams. Kayla & Andrew talk about new construction and how a brand new home build may be more attainable than you think.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-12471408 Tue, 14 Mar 2023 17:00:00 -0400 776 1 5 full false Episode 4 - HUGE news for FHA & VA Buyers Episode 4 - HUGE news for FHA & VA Buyers On this week's episode of the "It's Real" podcast, we'll talk about some attractive changes being made to FHA and VA loans which equal potentially huge savings for buyers!   If you're a seller or a real estate professional, we'll talk about some of the stigmas that have faced these types of loans and how preparation and positive mindset can make a huge impact during the selling process.

]]> On this week's episode of the "It's Real" podcast, we'll talk about some attractive changes being made to FHA and VA loans which equal potentially huge savings for buyers!   If you're a seller or a real estate professional, we'll talk about some of the stigmas that have faced these types of loans and how preparation and positive mindset can make a huge impact during the selling process.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-12407324 Thu, 09 Mar 2023 10:00:00 -0500 1206 1 4 full false Episode 3 - Market and Rate Prediction. Will a Recession lead to a housing slowdown? Episode 3 - Market and Rate Prediction. Will a Recession lead to a housing slowdown? Believe it or not, spring is just around the corner, and with spring generally comes additional inventory in the housing market. Despite a general influx of inventory, you may not be able to find the existing home of your dreams. On Episode 3 of the It's Real Podcast, Kayla & Andrew talk about new construction and how a brand new home may be more attainable than you think.

]]> Believe it or not, spring is just around the corner, and with spring generally comes additional inventory in the housing market. Despite a general influx of inventory, you may not be able to find the existing home of your dreams. On Episode 3 of the It's Real Podcast, Kayla & Andrew talk about new construction and how a brand new home may be more attainable than you think.

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13529422 Tue, 28 Feb 2023 21:00:00 -0500 1067 full false Episode 2 - Who You Work With Matters! Episode 2 - Who You Work With Matters! Working with a team that is rowing in the same direction is crucial when you're buying OR when you're working in the industry!

]]> Working with a team that is rowing in the same direction is crucial when you're buying OR when you're working in the industry!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13529412 Tue, 21 Feb 2023 21:00:00 -0500 896 1 2 full false Episode 1 - The Market Is Heating Up! Episode 1 - The Market Is Heating Up! Kayla Kallander and Andy Yaggie kick off the It's Real Podcast!  Kayla is a mortgage lender in Fargo, ND financing all 50 states and Andy is a realtor in MN!  They talk real life, real estate and the real down-to-earth experiences in this industry!

]]> Kayla Kallander and Andy Yaggie kick off the It's Real Podcast!  Kayla is a mortgage lender in Fargo, ND financing all 50 states and Andy is a realtor in MN!  They talk real life, real estate and the real down-to-earth experiences in this industry!

]]> Kayla Kallander & Andrew Yaggie Buzzsprout-13529372 Thu, 09 Feb 2023 21:00:00 -0500 885 1 1 full false