Tea & Mortgage w/ John Coleman

Tea & Mortgage #39: Examining how the US-Iran war could affect the Irish economy and property market

Wed, 11 Mar 2026 15:00:00 +0000

In this episode of the Tea & Mortgages podcast, John Coleman discusses the rapidly growing war between the United States (or just Donald Trump) and Iran and how global conflicts can ripple through the world economy.

John shares his thoughts on what’s happening, what it could mean for international markets, and how major geopolitical events often influence interest rates, inflation, and economic confidence.

More importantly, he explores how these global developments may ultimately affect Ireland’s economy, the Irish mortgage market, and the decisions facing home buyers and sellers in the months ahead.

While no one can predict exactly how events will unfold, John offers practical insights and perspective to help Irish homeowners and buyers better understand the potential impact.

Grab a cup of tea and join us for a timely conversation connecting global events to the Irish housing market.

***

John also highly recommends you read this book 👉 Take Control of Your Business by Eamon O’Sullivan

***

As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman
JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage #38: Foreigners buying a property in Ireland

Thu, 12 Feb 2026 14:00:00 +0000

In this episode of Tea & Mortgage, John Coleman of JC Mortgages explores what it really means to buy property and secure a mortgage in Ireland as a non-Irish national.

With around 1 in 5 people in Ireland born outside the state — and that figure now closer to 23–25% nationally (and over 26% in Dublin) — more people than ever are navigating the Irish property and mortgage system without an Irish background.

John breaks down how the process works for foreign nationals, tackling common myths, misunderstandings, and pitfalls that can trip up buyers along the way. He also shares practical steps to help listeners start planning, organizing their finances, and positioning themselves strongly before they begin their property journey.

Beyond the numbers and paperwork, this episode also touches on the emotional and mental side of buying in Ireland — from uncertainty and frustration to confidence and clarity.

Whether you’re a recent arrival, a long-term resident, or simply curious about how mortgages work for non-Irish buyers, this conversation offers clear, honest, and practical insight — all over a cup of tea.

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage ep# 37: John Coleman makes his predictions for 2026!

Mon, 19 Jan 2026 15:00:00 +0000

Every January on the Tea & Mortgage Podcast, we sit down with a cup of tea and chat with John Coleman, who makes his well-informed predictions for the year ahead.

Some land well.
Some miss.
But they always spark good conversation.

In this episode, we’re looking ahead to 2026 and sharing John’s predictions on:
• Home prices – where values could go and why it won’t be the same story everywhere
• Mortgage rates – what borrowers should realistically expect, not just headlines
• Buyer demand – who’s still active, who’s stepping back, and what that means
• Housing supply & inventory – will we finally see more choice, or more of the same?
• Banking speed (or lack of it) – approvals, delays, and whether anything actually improves
• New banks & changes – who’s entering, who’s shifting, and what it means for borrowers

And, as always, we finish with a few non-mortgage predictions from John for the year ahead:
• The World Cup
• Gaelic football
• Concerts & live events
• Travel, and more.

Have a wonderful 2026 – and we’ll circle back in December to see how many of these predictions were on the mark!

***

As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Ep# 36: Recapping John Coleman’s predictions for 2025

Wed, 10 Dec 2025 10:00:00 +0000

Each year in January, John Coleman makes predictions for the coming year in regards to mortgages, home buying, real estate, and the economy in Ireland.

But he also makes a few prognostications about sports, cultural trends, world events, and more.

Then, in December, we take a look back and tally up how his predictions rang true (or fell flat) – with a bit of good-humoured teasing when he’s wrong.

So, how did John’s predictions do for 2025?

Watch and see if John was right or wrong about property prices, mortgage rates, supply and demand, Wimbledon, Gaelic football, and more for 2025!

(And look forward to John’s predictions for 2026 coming for our next episode in January!)

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #35: The powerful psychology behind bidding strategies

Wed, 19 Nov 2025 17:00:00 +0000

In Episode #35 of the Tea & Mortgage Podcast, we’re revealing the deeply powerful psychology behind bidding strategies when buying a second-hand home.

If you’ve ever wondered why some offers get accepted instantly while others struggle, this episode breaks down the human side of home buying: how sellers think, what influences their decisions, and how you can position yourself as the most compelling buyer without overspending or stressing yourself out.

John Coleman of JC Mortgages relies on his 20 years of experience and thousands of transactions to document:

☕ Bidding psychology: Why logic rarely drives seller decisions—and what actually does.
🏡 How to make your offer feel “safe” to a seller (emotionally, not just financially).
💡 The subtle cues that strengthen your position, even before the numbers come into play.
🧠 Cognitive biases buyers don’t realize they trigger—and how the right strategy can flip them in your favor.
🤝 The difference between competing… and connecting in a negotiation environment.

Whether you're a first-time buyer, a returning homeowner, or someone trying to decode this unpredictable market, this episode gives you the clarity and confidence you need to approach your next offer strategically and successfully.

Brew your favorite cup of tea and join us for this podcast - your next winning bid might start with understanding how the mind works.

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage 34 – The biggest mortgage and home buying mistakes! 😳 🚫 🏚️ 💶

Mon, 27 Oct 2025 06:00:00 +0000

In this episode, John Coleman, one of Ireland’s most experienced mortgage brokers, covers the most common mistakes he sees people making when it comes to getting a mortgage or buying a property.

From not being mortgage-ready early enough to not understanding what the banks want to see on your statements, relying on bad advice, or falling victim to bidding wars unnecessarily, John covers it all here.

He’ll help you understand what the banks really look for, how to avoid delays and disappointments, and how to put yourself in the best position to get approved and end up in the property you love.

So, pour a cup of tea and tune in for real talk, practical tips, and straight answers on the Tea & Mortgage podcast.

***

As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

The Tea and Mortgage Podcast #33 – The difference between first-time buyers and second-time buyers.

Wed, 17 Sep 2025 16:00:00 +0100

In this episode of the Tea & Mortgage Podcast, Irish mortgage broker John Coleman goes in-depth about the difference between first-time buyers and second-time buyers.

The discussion includes these topics and questions:

1. What defines a first-time buyer?

2. What defines a second-time buyer?

3. The differences in terms of financials:
a. First-time buyer - availability of grants, first-time buyer grant, first home scheme, etc....
b. Second-time buyer - possibly equity from previous home, possible increased buying power, accumulated savings, improved credit scores, and increased income

4. Loan terms - a second-time buyer can get better loan terms based on equity from the first home.

5. However, second-time buyers deal with timing constraints, like the need to sell their first property before obtaining the next.

6. First-time buyers have to learn all about the property market, interest rates, LTV, etc. (Mortgage brokers like John can really help here.)

7. Second-time buyers have done this before and have knowledge. Mortgage brokers can support with information on options like Bridging Loans and comparing mortgage lenders for the best interest rates, etc.

8. To avail of government schemes, for first-time buyers, if more than one buyer, do both have to be first-time buyers?

9. If I inherit a property, am I still deemed a first-time buyer? OR classed as a second-time buyer?

10. Is it easier to get a mortgage as a second-time buyer?

Thanks for tuning in, subscribing, and sharing the Tea and Mortgage Podcast!

And if you’re ready to buy a property and get a mortgage, please contact John:

***

As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage #32: A live demo of the JC Mortgages Mortgage Calculator

Tue, 12 Aug 2025 10:00:00 +0100

In this episode #32 of the Tea & Mortgage Podcast, mortgage broker John Coleman walks you through a live demo of the JC Mortgages Mortgage Repayment Calculator, helping you understand exactly what your monthly repayments could look like.

John features both calculators for Mortgage Repayments and How Much Can I Borrow For a Mortgage in Ireland? on his website.

What You'll Learn:

How to input property value, borrowing amount, loan term, age, and gross salary to get your repayment estimate
Why the figure shown is an estimate, and how the actual interest rate you secure from a lender greatly affects your real monthly cost
The benefits of working with JC Mortgages—including access to a broad range of lenders and expert guidance to help you find the best rate for your circumstances

Budgeting effectively is one of the most important steps toward homeownership. With transparency around your mortgage repayments, you can proceed with confidence—knowing the numbers and the factors that could shift them.

Try the calculator yourself here: jcmortgages.ie/calculators/mortgage-calculator

And subscribe to the Tea & Mortgage Podcast for more insights, demos, and tips every month!

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained

Thu, 10 Jul 2025 10:00:00 +0100

🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained
Hosted by John Coleman | JC Mortgages

Thinking about buying your first home in Ireland? 🏠 You need to know about the Help to Buy Scheme—a government incentive designed to give first-time buyers a financial boost toward their deposit.

In this episode, John breaks down everything you need to know about the Help to Buy (HTB) scheme—from what it is, how it works, and how to apply, to who qualifies and when to get started.

☕ Questions we answer in this episode:
✅ What is the Help to Buy scheme?
✅ How does the Help to Buy scheme work in Ireland?
✅ How and when do you apply?
✅ How is the amount calculated?
✅ Who qualifies and what homes are eligible?
✅ How long does approval last?
✅ What happens if you're building your home?

Whether you're just starting your mortgage journey or actively looking at homes, this episode will help you understand if HTB can give you the head start you need.

🔗 For more expert advice or to chat with John directly, visit: www.jcmortgages.ie

Don't forget to like, subscribe, and share if you find this helpful. And if you've got mortgage questions, leave them in the comments—we might cover them in a future episode

Tea and Mortgage episode #30 – All about Ireland’s First Home Scheme

Thu, 12 Jun 2025 08:00:00 +0100

It’s the Tea and Mortgage Podcast episode number 3-0, and today host John Coleman talks about Ireland’s beloved (but often misunderstood) First Home Scheme.

In this episode filled with valuable information, John will answer these common questions:
1. What is the first home scheme?
2. How can someone apply for first home scheme?
3. How does the first home scheme work?
4. How to find first home scheme houses.
5. How long does first home scheme approval take?
6. How does the first home scheme differ from the help to buy scheme?
7. Which banks offer the first home scheme?
8. And much much more.

So, if you’re thinking of buying a home and starting the mortgage process here in Ireland, you’ll want to tune in for this podcast as well as contact John for a custom mortgage roadmap to help you through every step of the journey.

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #29: The state of Artificial Intelligence in the mortgage industry.

Fri, 09 May 2025 14:00:00 +0100

Welcome to the Tea and Mortgage podcast, episode #29!

In this episode, host and mortgage broker John Coleman talks about the state of Artificial Intelligence in the mortgage industry and his own personal business, along with co-host Norm Schriever.

Part of their regular check-in and discussion about AI a couple times per year, this episode brings some interesting insights, advancements, and opinions about machine learning in mortgage.

Those include how AI helps John’s process to review paperwork, save time and ensure a smoother transaction, and benefit the client.

We also find that AI is not a panacea but more of a useful tool; albeit one that still needs human control and guidance. As John and Norm reveal in the podcast, “AI makes the best caddie in the world, but is still not the golfer!”

They also note that “AI isn’t going to necessarily take your job, but the PERSON who understands and uses AI definitely will!”

So, enjoy this episode of the Tea and Mortgage podcast and feel free to reach out to John with any mortgage or home buying questions or to start the process.

Tea & Mortgage Podcast #28 - New Tracker Mortgages?!, The Big Short, & Michael Jackson the musical.

Thu, 17 Apr 2025 16:00:00 +0100

It’s episode #28 of the Tea & Mortgage podcast with Ireland’s favourite mortgage broker, John Coleman!

In this episode, John and American co-host Norm Schriever go in-depth on the new Flex Mortgage offering from Avant Money.

Dare we say this is a “Tracker Mortgage,” but it’s not the same type of tracker loan that go so many banks in trouble during the worldwide financial reshuffling of 2008. Those tracker mortgages definitely come with bad memories and negative connotations, but this new & improved tracker mortgage – the Flex Mortgage by Avant – is not the same animal.

Instead, you your rate is linked to the 12-month Euribor rate and will be reset each year based on 12-month Euribor market rates. That means it could go up or down, but only once a year, and will be less volatile than your father’s Tracker Mortgage.

Furthermore, you have the flexibility to overpay your mortgage anytime or move to another product with no penalty, but can benefit from a variable rate as low as 3.30%.

In the podcast, we also talk briefly about the movie, The Big Short, about the mortgage meltdown in the United States.

And John shares his review and experience of Michael Jackson the Musical, a theatrical show he recently saw in London.

***
As always, please contact us if you have any questions about the new Flex Mortgage or need anything at all!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage Podcast #27: Bridging Loans in Ireland

Wed, 19 Mar 2025 00:00:00 +0000

In this episode, we focus in on a somewhat rare and seldom used mortgage tool, bridging loans.

For those who aren’t aware, bridging loans are short-term financing solutions designed to provide immediate funds to home buyers or sellers, typically to bridge the gap between the purchase of a new property and the sale of an existing one. They are commonly used in scenarios such as buying a new home before selling the current one, purchasing properties at auctions, or financing property renovations.

They constituted a small portion of total mortgages in times past but after the mortgage meltdown of 2008, completely dried up along with other “exotic” alternative mortgage products,

However, they have seen a resurgence in recent years thanks to ICS Mortgages, who reintroduced bridging loans to the Irish market with their Housing Bridge Loan product as of October 2024.

For most of you, this information will never apply (but it’s still good to be aware of the option).

But for those who find themselves in certain situations between buying and selling, bridging loans are an incredibly powerful tool that provide a perfect stop-gap solution to your financing needs.

As always, enjoy the podcast, thanks for sharing, and please let me know if you’d like any information or help with bridging loans!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage Podcast #26: Celebrating 200 Google reviews (and 5 stars!)

Fri, 14 Feb 2025 09:00:00 +0000

Welcome, everyone to the Tea and Mortgage podcast episode #26! We hope you enjoy these little chats and get some value out of them.

Speaking of which, today we’re going to talk about a recent significant milestone for JC Mortgages, as we just received out 200th Google review!

Not to pay ourselves on the back (pat, pat), but most remarkable is that John Coleman and the entire team at JC Mortgages has an average 5-star rating on Google even after 200 reviews!

So, today we’ll talk about that milestone, why it’s truly a testament to the team and wonderful people working here, and why we focus so much on improving the client experience.

But we’ll also have some fun talking about the one relatively bad review (3-stars) John received, and shout-out JC Mortgages’ recent inclusion on the list as a top-5 mortgage broker in all of Ireland!

Thanks for tuning in, subscribing, and, of course, your wonderful 5-star reviews!

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage Podcast #25: John Coleman’s predictions for 2025!

Wed, 01 Jan 2025 19:00:00 +0000

Welcome to the Tea and Mortgage podcast episode 25…kicking off the new year in 2025! (We promise you we didn’t plan that coincidence.)

As is now the annual tradition, in this episode, mortgage broker John Coleman gives his predictions for the coming year.

So, what will 2025 hold according to John’s crystal ball?

Find out by listening as he gives prognostications on mortgage rates, home prices, buyer demand, tennis and other sport happenings, and more.

He even skillfully dodges predictions about his love life and home décor trends in 2025!

Thanks for tuning in, listening, subscribing, and sharing the Tea & Mortgage podcast this year just like you did in 2024.

- John Coleman
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage Podcast #24: Recapping the predictions John made for 2024.

Tue, 10 Dec 2024 00:00:00 +0000

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market. In this episode, John Coleman.

Since we’re in December and rolling towards the end of 2024 and the start of 2025, John and co-host Norm Schriever are going to recap the predictions he made this time last year for 2024.

John’s prognostications for 2024 included:

• Interest rates
• Property prices in Dublin
• People moving to other parts of Ireland or the outskirts
• Supply and demand
• Bidding wars
• The landscape of mortgage banks in Ireland,
• And more!

John did exceptionally well for his predictions in 2023, so can he follow that up in 2024?

Find out by watching here. And look forward to his 2025 predictions coming in January!

***
Thanks so much for listening and subscribing to the Tea and Mortgage Podcast - if you have any questions, want to avoid these common mistakes, or just want to get the process started please reach out - John will be happy to help.

- John Coleman

JC Mortgages
☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #23: Most common mortgage and home buying mistakes

Thu, 14 Nov 2024 00:00:00 +0000

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode, John Coleman talks about most common mortgage and home buying mistakes.

After 20+ years in business helping people obtain a mortgage and buy homes, John Coleman has a whole lot of experience and has helped countless thousands of people along the way.

So, in this podcast, he will share the most common mistakes that he sees people making, whether they are just starting their mortgage journey planning to buy a house in the future or they're in the middle of looking at properties and negotiating.

These all-too-common pitfalls can cost them money, cost them stress, heartbreak if they lose the house that they love, and certainly cost them a lot of time.

Some of these common mistakes include what's going in and coming out of bank accounts, the timing of contacting a mortgage broker and the home buying process, and even negotiating tactics where they're essentially negotiating against themselves for the home they want.

To top it off, John and co-host norm Schriever talk about John's love of the sport squash, how he picked it up later in life, and how now he's an avid squash player now, which allows him to get out of the house and get away from the desk, keeping him sane and healthy!

Thanks so much for listening and subscribing to the Tea and Mortgage Podcast - if you have any questions, want to avoid these common mistakes, or just want to get the process started please reach out - John will be happy to help.

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #22: The state of AI in the mortgage business in 2024, and big things to come!

Tue, 08 Oct 2024 12:00:00 +0100

In this podcast, mortgage broker John Coleman and co-host Norm Schriever talk about the state of Artificial Intelligence in the mortgage business in 2024, following up on their AI-in-mortgage episode a year earlier.

John and Norm talk about advancements, putting the use of AI in perspective, and how it’s a valuable tool – but not at all an omniscient solution that is replacing human interaction.

In fact, AI done properly just smooths out inefficiencies and delays, allowing more time to spend 1-on-1 with clients for better customer service and the human touch.

John also reveals the HUGE artificial intelligence platform that he’s worked on for more than a year, allowing a seamless, lightning-fast paperwork flow for his clients, ultimately giving then a competitive advantage.

As always, thanks for listening, subscribing, and joining us for this 22nd episode of Tea & Mortgage podcast!

See you next month!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #21: Tennis in New York, Coldplay, and invaluable bidding strategies for Irish homebuyers

Wed, 11 Sep 2024 02:00:00 +0100

Just coming back from his recent whirlwind trip to New York City, John talks about taking in US Open tennis matches and seeing his idol, Novak Djokovic.

John then covers his quick return to Ireland to see the iconic band, Coldplay in concert.

Back to business, in this podcast, we also talk about invaluable strategies for bidding on a property in Ireland. If you’re currently looking at homes in Ireland or just starting the process, it’s crucial that you understand the bidding process.

Armed with these tactics gleaned from 21+ years in the mortgage business, you’ll have the upper hand on getting the property you love at a price that’s favorable.

Of course, when it comes to information, help, or more assistance with negotiations or anything else with the property buying process, John Coleman is here at your service.

Most of all, that includes getting you ready and approved for a great mortgage.

As always, thanks for listening, subscribing, and joining us for this 21st episode of Tea & Mortgage podcast!

See you next month!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #20: John Foley of LifeSize Plans

Fri, 09 Aug 2024 17:00:00 +0100

In our 20th episode of the humble little Tea & Mortgage podcast, we have a special guest joining us: John Foley of LifeSize Plans.

John walks us through the amazing and unique services his firm, LifeSize Plans, provides.

From their website:

Bring your plans and future project to a real life-size experience before you put $1 on construction.

With the use of state of the art integrated projection technology we are able to show your complete project – including upper and lower floors, external landscaped areas, common areas, renders, and more at a ‘true’ 1:1 scale.

You can park your vehicles in the projected carpark and walk around your whole property before taking the next steps into VR/AR/XR. Your whole family, design team, and stakeholders can experience this all at the same time.

We incorporate the use of real furniture and props, as well as partition walls and decorations, to give you the best chance possible of perfecting your design.

We encourage you to push the props around the floor and place them in your rooms, hallways and shared areas, so you can get a true feel of your layout and size.

You may then find that you need more space or that your space is not used to its full potential. You may then also realise that you are overbuilding and can reduce the size of your project, saving yourself thousands of dollars per square meter; but for this to happen you have to walk through the projected design with furniture and measuring tapes and see for yourself – only at Lifesize Plans!

If you’d like to see more or talk to John:

John Foley
Web: https://www.lifesizeplans.com/
Email: headoffice@lifesizeplans.com
Instagram: https://www.instagram.com/lifesizeplans/

Thanks for listening, subscribing, and celebrating the 20th episode of Tea & Mortgage with us!

See you next month!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #19: Protecting your finances & future with One Plan insurance.

Mon, 08 Jul 2024 09:00:00 +0100

In this episode, John Coleman talks about protecting your finances & future with One Plan insurance.

You’ve worked hard to get where you are, but life sometimes hands us challenges, setbacks, and even unexpected emergencies.

Don’t risk all that you and your family have today – One Plan insurance can help protect you, get you through the hard times unscathed, and help achieve peace of mind.

One Plan

Unlike many other brokers, we have a strong relationship with Irish Life, who offer their unique life insurance protection plan, One Plan Protection.

This policy, available to a select number of brokers, combines several types of cover in one plan for one payment, including Life Insurance Cover, Bill Cover, and Specified Illness Cover.

What's Included?

Family Income Replacement: Provides your family with a replacement income if you pass away before the policy term ends.
Monthly Bill Coverage: Offers financial support to cover your monthly expenses if you are unable to work due to illness or injury.
Lump Sum for Recovery: Grants a lump sum payment if you are diagnosed with one of the specified illnesses covered under the plan.

Security and Flexibility

This plan allows you to tailor the benefits according to your unique needs and circumstances. You also have the option to adjust the coverage as your needs evolve.

Getting Started with One Plan Protection

To learn more about One Plan Protection and determine if it suits your needs, contact our team today.

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage Podcast #18: ECB cuts interest rates – but when will Ireland’s banks follow?!

Mon, 10 Jun 2024 10:00:00 +0100

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode, Irish mortgage broker John Coleman and co-host Norm Schriever talk about the recent decision by the European Central Bank to cut interest rates by a quarter point.

For those who aren’t aware, the European Central Bank cut its key interest rate to 3.75 percent from 4 percent on June 6, the first time it has cut rates since 2019.

The E.C.B. started raising interest rates in July 2022, a few months after the Fed, ending its era of negative rates. The increase, half a percentage point, was the first of 10 straight for the European bank, taking rates to the highest level in the bank's history.

So, today in this episode John talks about the ramifications in the Ireland mortgage market, what affect it may have on home prices and demand, and the possibility and timing of more rate cuts in 2024 and 2025.

Thanks for watch, listening, and sharing the Tea and Mortgage podcast and please contact John Coleman if you have any questions or need help at all!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #17: Brazilian community in Ireland with Suya, embassy report, and Churrasco & Mortgage podcast?

Mon, 06 May 2024 09:00:00 +0100

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this Tea & Mortgage podcast episode #17, host John Coleman and co-host have the pleasure of welcoming on a special guest, Suya Sausmikat!

Making her second appearance on the podcast, Suya, talks about the Brazilian community here in Ireland. Of course, Suya is native to Brazil and only came to Ireland about nine years ago. Like many Brazilians, she came just to learn English and get better opportunities, and eventually joined the mortgage industry along with John at JC Mortgages.

Now, she’s one of the preeminent ambassadors and influencers among the Brazilian community in Ireland when it comes to buying a home and the crucial step of obtaining a mortgage.

Recently, Suya was even included in an official report published by the Brazilian embassy here in Dublin that outlines the stats, facts, and demographics around the Brazilian community in Ireland, including housing metrics and trends. The report even directly quoted Suya and made a cool graphic out of it!

So, in this podcast, we talk about a few of the items in that report, the Brazilian community in general in Ireland, how Suya loves helping people from her home country who want to buy a property, and if we should rename this podcast, “Churrasco & Mortgage!”

🎙 Enjoy this podcast episode with the always pleasant and informative Suya Sausmikat, and feel free to get in touch or start your mortgage journey in Portuguese at the links below!

Mortgage information for Brazilians in Portuguese:
https://www.jcmortgages.ie/mortgages-for-brazilians/

Suya on Instagram:
@mortgagebrokerbr

To download the embassy report (in Portuguese):
http://www.gov.br/mre/pt-br/embaixada-dublin

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #16: John in the Sunday Independent & why go to a mortgage broker instead of directly to the bank.

Mon, 08 Apr 2024 10:00:00 +0100

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #16, John Coleman of JC Mortgages and co-host Norm Schriever talk about a few important topics and news when it comes to obtaining a mortgage and buying a property in Ireland.

· It may not be news exactly, but John was recently featured in the Sunday Independent newspaper. Check out his article!

· Why should a home buyer go to a mortgage broker as opposed to directly to the bank? There are some really huge benefits and advantages to using a mortgage broker, so you’ll want to hear this – especially if you’re a first-time buyer.

· John covers JC Mortgages’ custom home buying roadmap that he provides for free to anyone who would like to apply or even just get started, and how technology is continuing to enhance that client experience.

· Did you know that when it comes to mortgage approval, the bank may look at the payments you send home to others as a LOAN or a DEBT and it may actually reduce the amount of mortgage you’re approved for or even disqualify you from a mortgage altogether?!

John also covers a better way to structure sending money home, so it doesn’t jeopardize your mortgage and property buying goals. This is so important so be aware if you’re sending money home.

Enjoy this podcast episode and please get in touch if you need any help or advice about mortgage or buying a property in Ireland!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #15: Answering your top questions about mortgage and buying a property in Ireland.

Mon, 11 Mar 2024 08:00:00 +0000

We utilized Artificial Intelligence to get a list of the top questions you’re querying around the terms “Mortgage Ireland” and “Home buying Ireland.” The great AI tool answerthepublic.com (we’re not sponsored but would love to be!) came up with a list of hot search terms based on those terms.

So, John Coleman covers some common questions like:

1. Will mortgage rates go down in 2024 in Ireland?
2. Why mortgage rates are going down?
3. Are mortgage rates likely to go down?
4. When will mortgage rates go down?
5. Will home buying slow down?
6. Will prices go up or down?
7. Will the real estate market heat up?
8. What home buying programs do I qualify for?

Enjoy this podcast episode that’s all about answering your important questions and please leave your question in the comments below.

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage Podcast #14: Property and mortgage market recap, Las Vegas to see U2, and visiting New York.

Wed, 14 Feb 2024 17:00:00 +0000

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

And in this podcast episode, John and co-host Norm Schriever do just that. John covers the state of the property market in Ireland in early 2024, as well as what he’s seeing for interest rates and the mortgage outlook.

Additionally, John talks about his recent trip all the way to Las Vegas, Nevada where he watched U2. John had some interesting takes about Bono and the iconic band!

They also chat about John’s very brief visit to New York City and why he’d like to go back one day soon.

So, enjoy this Tea & Mortgage podcast episode and feel free to reach out if you have any questions about buying a property or obtaining a mortgage in Ireland!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #13: What Americans should expect when buying a property in Ireland! 🇺🇸 ✈️🇮🇪🏡

Mon, 22 Jan 2024 10:00:00 +0000

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

Every year, thousands of American move to Ireland, many of them transferred by their company, ready to retire, or just in pursuit of a more enjoyable life here.

A good number of them end up looking to buy a home and settle down.

But they’re often faced with questions, confusion, and outright frustration when it comes to the buying, as there are some key differences between the process they know back in the U.S., and the procedure and rules here in Ireland.

So, in this episode, host and Irish mortgage broker John Coleman talks to his American co-host about those important differences and what Americans should expect when moving to Ireland and buying a property.

If you’re from the U.S. or Canada and are looking to buy a home in Ireland, feel free to listen – and contact us with any questions and to get the mortgage process started!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #12: John Coleman recaps his predictions for 2023 and makes some bold new ones for 2024!

Fri, 15 Dec 2023 16:00:00 +0000

Well, my friends, 2024 is upon us, and that means my humble little Tea & Mortgage podcast has been alive and well for a full year now.

Through these twelve episodes, we’ve shared a lot of knowledge for homebuyers and those looking for a mortgage in Ireland, talked a lot of business and the economy, and had more than a little bit of fun!

So I truly appreciate each and every one of you listening, commenting, and sharing the podcast, and I promise even more great episodes and help for homebuyers in 2024.

Speaking of which, it’s time to recap my predictions for 2023 (I got one of my predictions REALLY wrong!) and make my bold new predictions for 2024 (one in particular I PRAY I get wrong!).

So, thanks for listening (and tolerating!) my fun look back at 2023 and glimpse ahead at 2024, and I’ll see all of you in the new year!

Your friend,
John Coleman

Tea & Mortgage Podcast #11: Selling your property in Dublin with Paul Tobin

Mon, 06 Nov 2023 12:00:00 +0000

In this episode #11, we have a nice chat with Paul Tobin, founder and owner of Paul Tobin Estate Agents Ltd here in Dublin.

Established in 2006, Paul’s firm is not about chasing high volumes of clients and property listings, but a boutique practice offering professional bespoke services to property owners.

In our podcast chat, Paul gives some invaluable tips to buyers who are just walking into a property, reveals why energy rating is so important, and pulls back the curtain on the bidding process.

And if you’re looking to sell your property in Dublin (the majority of Paul’s business comes from landlords or those who unexpectedly came into property ownership), Paul is someone I encourage you to contact.

Great information for buyers and sellers alike from Paul Tobin in this episode!

To find out more or get in touch with Paul, go to www.paultobin.ie

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #10: A chat with buyers agent & coach, Breffnie O'Kelly

Mon, 16 Oct 2023 10:00:00 +0100

It’s our 10th episode of the Tea & Mortgage podcast, and we couldn’t be more thankful for all of your listens, views, shares, and support.

And today to celebrate, we have a very special guest, Breffnie O’Kelly.

Breffnie O’Kelly is an estate agent who specializes in “helping busy people find property,” and she’s very good at what she does, as you’ll hear on this podcast.

Breffnie is a licensed property advisor based in Dublin and understands how stressful it can be when you want to find the right property to buy or rent. So, her mission is to help you find the home you’ve been looking for in the smoothest, quickest way.

She loves the process of assessing neighbourhoods and properties, looking for the features that will enhance the lives of her clients as well as the resale value of the property.

You can find out more at https://www.breffnieokelly.ie
And get in touch with her directly at breffnie@breffnieokelly.ie

Enjoy this episode #10 with Breffnie O’Kelly and thanks again for listening to the Tea & Mortgage podcast!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #9: Linda Phillips talks insurance and mortgage protection.

Mon, 18 Sep 2023 12:00:00 +0100

In this episode #9, we have the pleasure of chatting with Linda Phillips, who handles the insurance and mortgage protection division of JC Mortgages.

With over 30 years working in the industry, Linda has invaluable knowledge and experience guiding clients not only through the protection they need to obtain their mortgage, but the insurance and financial planning aspect that’s so necessary.

With more than 1 in 3 Irish citizens diagnosed with a serious illness in their lifetime, being properly insured to cover your income in case of sickness, death, or accidents is something that no family should be without.

So, enjoy this information from Linda to get you started, and please reach out to Linda, John Coleman, or JC Mortgages for more help and to apply for your insurance or mortgage protection.

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #8: How Artificial Intelligence is already changing the mortgage industry.

Wed, 16 Aug 2023 10:00:00 +0100

In this episode, mortgage broker John Coleman and co-host Norm Schriever dive into the world of AI, especially how it will (very soon) change the mortgage business.

Things are moving lightning fast in the AI world with huge advances even month-to-month, and already, ChatGPT seems antiquated.

But John has long been interested in the potential uses of machine learning and automation to improve his systems, quicken his mortgage processing timelines, and enhance the client’s experience.

In fact, John started his passion project of exploring the uses of AI in his business during Covid lockdowns, and he’s already integrated AI tools into his business – definitely an early adopter!

Of course, John is quick to point out that the highest and most noble purpose of AI is to ultimately help his clients and make it a better experience for those on the path to buying a property in Ireland.

So, enjoy this chat about AI and the potential uses we’re seeing in the mortgage industry. The future is now!

🎙 John Coleman of JC Mortgages would like to invite you to tune in, listen, and even submit your questions to the Tea & Mortgage podcast!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #7: A chat with Solicitor Mark O'Donnell

Tue, 18 Jul 2023 17:00:00 +0100

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #7, we interview a special guest, Solicitor Mark O'Donnell of O'Donnell Murray LLP.

For those of you who are buying your first property, or foreigners who have expatriated to Ireland and now look to purchase a home, you may have questions about the solicitor’s role in the transaction.

Well, all of those questions will be answered here in this podcast as Mark O'Donnell breaks down everything you need to know about the solicitor when purchasing a home in Ireland.

According to Mark through his website, https://odmlaw.ie:

• It is advisable to appoint your Solicitor as early as possible, as they will then be available to guide you through the various stages of the process. Try to get a recommendation if possible.

• Your Solicitor should provide you with a written quotation of the fees and outlays payable, to include professional fee, vat, stamp duty, land registry fees and search fees.

Mark’s firm, ODM Law, has 20+ years of experience in legal service in Dublin.

Based on Fitzwilliam Square, Dublin 2, O’Donnell Murray LLP deal with various legal areas, ranging from residential conveyancing to complex commercial disputes.

Whether you are a first-time buyer, a company, a small business owner or the victim of an accident causing personal injury, we will provide professional advice and assistance in respect of all aspects of your legal matter. Our firm brings extensive experience and professionalism to every matter we deal with.

You can reach out to Mark directly here:
modonnell@odmlaw.ie

Or check out their website:
https://odmlaw.ie

🎙 Please enjoy this podcast chat with mortgage broker John Coleman, co-host Norm Schriever, and Solicitor Mark O'Donnell and get in touch if you have more questions!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea and Mortgage Podcast #6: Your roadmap to obtaining a mortgage and buying a home in Ireland.

Mon, 05 Jun 2023 10:00:00 +0100

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #6, John Coleman and co-host Norm Schriever go over the roadmap to obtaining a mortgage and buying a home in Ireland.

John Coleman has created this detailed roadmap over the course of helping countless thousands of buyers and clients, and perfected it to give you the very best chance of having your mortgage approved – and getting the house of your dreams.

It takes a lot of work, organization, and planning to get a mortgage approved and buy a home in Ireland, and too many people cost themselves time, money, and heartache by not being prepared or educated about the process.

So, this step-by-step analysis of the entire process with the JC Mortgages mortgage roadmap will help you immensely!

For those looking to buy property and own a home in Dublin or anywhere in Ireland, this casual and fun podcast will provide some invaluable perspective.

John Coleman of JC Mortgages would like to invite you to tune in, listen, and even submit your questions to the Tea & Mortgage podcast!

And to go through the roadmap, start here:
https://q1jjgau5.paperform.co

Or just email: john@jcmortgages.ie

And you can always visit us and get more information at: www.jcmortgages.ie

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039

Tea and Mortgage Podcast #5: Special guest Suya talks about Brazilians buying property in Ireland! 🇧🇷🇮🇪

Wed, 03 May 2023 10:00:00 +0100

Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #5, JC Mortgages and co-host Norm Schriever are honoured to talk with special guest Suya of JC Mortgage about Brazilians buying property in Ireland.

Suya moved from her native Brazil to Ireland eight years ago, and since then has worked in the mortgage industry, helping hundreds of other Brazilians live their dream by buying a home in Ireland.

We get to ask her:

🇧🇷 Why do Brazilians want to move to Ireland?
🇧🇷 What should Brazilians expect when moving to Ireland?
🇧🇷 What are some of their biggest challenges?
🇧🇷 Tell us about the Brazilian experience when buying property and getting a mortgage in Ireland.
🇧🇷 Some tips and things to be aware of before you start.
🇧🇷 Where Brazilians can get help and resources.

For those Brazilians (or any foreigners) looking to buy property and own a home in Dublin or anywhere in Ireland, this casual and fun podcast will provide some invaluable perspective.

🎙 Suya of JC Mortgages would like to invite you to tune in, listen, and even submit your questions to the Tea & Mortgage podcast!

And if you have questions or need help – including in Portuguese, just reach out to Suya through her LinkedIn: https://www.linkedin.com/in/suyá-sausmikat-apa-26a887182/

Or on the JC Mortgages website page for Brazilians: https://www.jcmortgages.ie/mortgages-for-brazilians/

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #4: The most Googled queries about buying property in Ireland, getting your bank accounts in order, and the game of squash!

Wed, 12 Apr 2023 06:00:00 +0100

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #4, John Coleman and co-host Norm Schriever cover:

1.A recap of John’s monthly property and mortgage market recap
2.5 of the most Googled search queries about buying a home in Ireland
3.Bank transfers and getting your bank accounts in order before your mortgage
4.What John loves so much about the game of squash!

For those looking to buy property and own a home in Dublin or anywhere in Ireland, this casual and fun podcast will provide some invaluable perspective.

🎙 John Coleman of JC Mortgages would like to invite you to tune in, listen, and even submit your questions to the Tea & Mortgage podcast!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #3: Mortgage & property recap, Irish rugby, and can foreigners really own real estate in Ireland?

Fri, 03 Mar 2023 09:00:00 +0000

Tea & Mortgage w/ John Coleman, Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #3, John Coleman and co-host Norm Schriever cover:

1.A Recap of your February mortgage & property market recap (yes, a recap of a recap)

2.Welcome to March – and let’s talk about St. Patrick’s Day in Ireland.

3.Giving Ireland’s rugby team their flowers.

4.Can foreigners really own real estate in Ireland? (And what they should know).

For those looking to buy property and own a home in Dublin or anywhere in Ireland, this casual and fun podcast will provide some invaluable perspective.

🎙 John Coleman of JC Mortgages would like to invite you to tune in, listen, and even submit your questions to the Tea & Mortgage podcast!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #2: Celebrating Novak Djokovic, wings at the Elephant and Castle, and your roadmap to buying property in Ireland.

Fri, 03 Feb 2023 12:00:00 +0000

Tea & Mortgage w/ John Coleman

Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #2, John Coleman and co-host Norm Schriever cover:

· John Coleman offers a few quick impressions on the current property market, as well as some advice on whether buyers should look in Dublin or elsewhere in Ireland.

· An update on the mortgage market, including the difference between what the banks have announced and what the reality may be.

· The roadmap to buying a home in Ireland – and where people can get it!

· Common mistakes when buying a property and getting a mortgage – including who you should and shouldn’t listen to!

· Tennis, anyone? John shares his weekend watching Novak Djokovic win the Australian Open - and talks about being in the royal box at Wimbledon!

· Taking time to highlight and thank the JC Mortgages team! They’re the absolute best and we could dedicate a whole podcast talking about them!

· John gives a shout-out to the Elephant and Castle, one of his favourite restaurants in Dublin, and tells a funny story about almost burning it down!

As always, John encourages anyone to contact him with questions, get help, or take advantage of his free roadmap to purchasing a home.

For those looking to buy property and own a home in Dublin or anywhere in Ireland, this casual and fun podcast will provide some invaluable perspective.

🎙 John Coleman of JC Mortgages would like to invite you to tune in, listen, and even submit your questions to the Tea & Mortgage podcast!

- John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage Podcast #1: Recapping 2022 & what Ireland’s property & mortgage market will look like in 2023#1: Recapping 2022 and what Ireland’s property and mortgage market will look like in 2023

Fri, 20 Jan 2023 10:00:00 +0000

Tea & Mortgage w/ John Coleman

Ireland’s favourite mortgage broker would like to sit down with you to share a cup of tea and chat about the state of the mortgage and property market.

In this episode #1, John Coleman and co-host Norm Schriever cover:

•Why they started this podcast.
•How would John recap the 2022 property market in Ireland?
•What property buyers can do to get ready for 2023.
•John shares some resources that will help home buyers.
•What he sees for property prices and mortgages in 2023.
•The story about why he is NOT the Mortgage King of Ireland.
•Sharing a story of a client he recently helped.

As always, John encourages anyone to contact him with questions, get help, or take advantage of his free roadmap to purchasing a home.

For those looking to buy property and own a home in Dublin or anywhere in Ireland, this casual and fun podcast will provide some invaluable perspective.

John Coleman of JC Mortgages would like to invite you to tune in, listen, and even submit your questions to the Tea & Mortgage podcast!

-John Coleman,
JC Mortgages

☎️ 01-8102032
📲 086 3970039
📩 john@jcmortgages.ie
💻 www.jcmortgages.ie

Tea & Mortgage w/ John Coleman

Tea & Mortgage #39: Examining how the US-Iran war could affect the Irish economy and property market

Tea and Mortgage #38: Foreigners buying a property in Ireland

Tea & Mortgage ep# 37: John Coleman makes his predictions for 2026!

Tea & Mortgage Ep# 36: Recapping John Coleman’s predictions for 2025

Tea & Mortgage Podcast #35: The powerful psychology behind bidding strategies

Tea and Mortgage 34 – The biggest mortgage and home buying mistakes! 😳 🚫 🏚️ 💶

The Tea and Mortgage Podcast #33 – The difference between first-time buyers and second-time buyers.

Tea & Mortgage #32: A live demo of the JC Mortgages Mortgage Calculator

🎙️ The Tea & Mortgage Podcast #31 – Help to Buy Scheme Explained

Tea and Mortgage episode #30 – All about Ireland’s First Home Scheme

Tea & Mortgage Podcast #29: The state of Artificial Intelligence in the mortgage industry.

Tea & Mortgage Podcast #28 - New Tracker Mortgages?!, The Big Short, & Michael Jackson the musical.

Tea and Mortgage Podcast #27: Bridging Loans in Ireland

Tea and Mortgage Podcast #26: Celebrating 200 Google reviews (and 5 stars!)

Tea and Mortgage Podcast #25: John Coleman’s predictions for 2025!

Tea and Mortgage Podcast #24: Recapping the predictions John made for 2024.

Tea & Mortgage Podcast #23: Most common mortgage and home buying mistakes

Tea & Mortgage Podcast #22: The state of AI in the mortgage business in 2024, and big things to come!

Tea & Mortgage Podcast #21: Tennis in New York, Coldplay, and invaluable bidding strategies for Irish homebuyers

Tea & Mortgage Podcast #20: John Foley of LifeSize Plans

Tea & Mortgage Podcast #19: Protecting your finances & future with One Plan insurance.

Tea and Mortgage Podcast #18: ECB cuts interest rates – but when will Ireland’s banks follow?!

Tea & Mortgage Podcast #17: Brazilian community in Ireland with Suya, embassy report, and Churrasco & Mortgage podcast?

Tea & Mortgage Podcast #16: John in the Sunday Independent & why go to a mortgage broker instead of directly to the bank.

Tea & Mortgage Podcast #15: Answering your top questions about mortgage and buying a property in Ireland.

Tea and Mortgage Podcast #14: Property and mortgage market recap, Las Vegas to see U2, and visiting New York.

Tea & Mortgage Podcast #13: What Americans should expect when buying a property in Ireland! 🇺🇸 ✈️🇮🇪🏡

Tea & Mortgage Podcast #12: John Coleman recaps his predictions for 2023 and makes some bold new ones for 2024!

Tea & Mortgage Podcast #11: Selling your property in Dublin with Paul Tobin

Tea & Mortgage Podcast #10: A chat with buyers agent & coach, Breffnie O'Kelly

Tea & Mortgage Podcast #9: Linda Phillips talks insurance and mortgage protection.

Tea & Mortgage Podcast #8: How Artificial Intelligence is already changing the mortgage industry.

Tea & Mortgage Podcast #7: A chat with Solicitor Mark O'Donnell

Tea and Mortgage Podcast #6: Your roadmap to obtaining a mortgage and buying a home in Ireland.

Tea and Mortgage Podcast #5: Special guest Suya talks about Brazilians buying property in Ireland! 🇧🇷🇮🇪

Tea & Mortgage Podcast #4: The most Googled queries about buying property in Ireland, getting your bank accounts in order, and the game of squash!

Tea & Mortgage Podcast #3: Mortgage & property recap, Irish rugby, and can foreigners really own real estate in Ireland?

Tea & Mortgage Podcast #2: Celebrating Novak Djokovic, wings at the Elephant and Castle, and your roadmap to buying property in Ireland.

Tea & Mortgage Podcast #1: Recapping 2022 & what Ireland’s property & mortgage market will look like in 2023#1: Recapping 2022 and what Ireland’s property and mortgage market will look like in 2023

Tea & Mortgage #32: A live demo of the JC Mortgages Mortgage Calculator