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    <itunes:title>Feature Article - HR Tools - May 2026</itunes:title>
    <title>Feature Article - HR Tools - May 2026</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's May 2026 issue of Primary Agent magazine entitled:  We’ve Got You (HR) Covered: Human Resources Tools for IA&amp;B Members ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s May 2026 issue of Primary Agent magazine entitled: </p><p>We’ve Got You (HR) Covered:<br/>Human Resources Tools for IA&amp;B Members</p>]]></description>
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    <pubDate>Tue, 28 Apr 2026 12:00:00 -0400</pubDate>
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    <itunes:title>Coverage Corner - May 2026</itunes:title>
    <title>Coverage Corner - May 2026</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's May 2026 edition of Primary Agent magazine.   Drones - Where is the Coverage for Your Commercial Insureds? By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s May 2026 edition of Primary Agent magazine. <br/><br/>Drones - Where is the Coverage for Your Commercial Insureds?<br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s May 2026 edition of Primary Agent magazine. <br/><br/>Drones - Where is the Coverage for Your Commercial Insureds?<br/>By Cathy Trischan</p>]]></content:encoded>
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    <pubDate>Tue, 28 Apr 2026 12:00:00 -0400</pubDate>
    <itunes:duration>435</itunes:duration>
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    <itunes:episode>15</itunes:episode>
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    <itunes:title>Claire-ification - May 2026</itunes:title>
    <title>Claire-ification - May 2026</title>
    <itunes:summary><![CDATA[Audio version of Claire-ification, a column from IA&amp;B's May 2026 edition of Primary Agent magazine.  This month's question is: While transitioning paper files from a purchased agency into our management system, I discovered some in-force policies without signed applications. How should I handle this? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of Claire-ification, a column from IA&amp;B&apos;s May 2026 edition of Primary Agent magazine.<br/><br/>This month&apos;s question is:</p><p>While transitioning paper files from a purchased agency into our management system, I discovered some in-force policies without signed applications. How should I handle this?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of Claire-ification, a column from IA&amp;B&apos;s May 2026 edition of Primary Agent magazine.<br/><br/>This month&apos;s question is:</p><p>While transitioning paper files from a purchased agency into our management system, I discovered some in-force policies without signed applications. How should I handle this?</p>]]></content:encoded>
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    <pubDate>Tue, 28 Apr 2026 12:00:00 -0400</pubDate>
    <itunes:duration>254</itunes:duration>
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    <itunes:season>2026</itunes:season>
    <itunes:episode>14</itunes:episode>
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    <itunes:title>Coverage Corner - April 2026</itunes:title>
    <title>Coverage Corner - April 2026</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's April 2026 edition of Primary Agent magazine.   The War Exclusion Revisited – Cyber Warfare By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s April 2026 edition of Primary Agent magazine. <br/><br/>The War Exclusion Revisited – Cyber Warfare<br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s April 2026 edition of Primary Agent magazine. <br/><br/>The War Exclusion Revisited – Cyber Warfare<br/>By Cathy Trischan</p>]]></content:encoded>
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    <itunes:author>IA&amp;B</itunes:author>
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    <pubDate>Mon, 30 Mar 2026 12:00:00 -0400</pubDate>
    <itunes:duration>428</itunes:duration>
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    <itunes:season>2026</itunes:season>
    <itunes:episode>13</itunes:episode>
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    <itunes:title>Claire-ification - April 2026</itunes:title>
    <title>Claire-ification - April 2026</title>
    <itunes:summary><![CDATA[Audio version of Claire-ification, a column from IA&amp;B's April 2026 edition of Primary Agent magazine.  This month's question is: A carrier accepting Personal Lines ACORD applications told our producers that they did not need to fill out the complete application. Is there an E&amp;O exposure if we have the customer sign the app without completing all the fields? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of Claire-ification, a column from IA&amp;B&apos;s April 2026 edition of Primary Agent magazine.<br/><br/>This month&apos;s question is:<br/>A carrier accepting Personal Lines ACORD applications told our producers that they did not need to fill out the complete application. Is there an E&amp;O exposure if we have the customer sign the app without completing all the fields?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of Claire-ification, a column from IA&amp;B&apos;s April 2026 edition of Primary Agent magazine.<br/><br/>This month&apos;s question is:<br/>A carrier accepting Personal Lines ACORD applications told our producers that they did not need to fill out the complete application. Is there an E&amp;O exposure if we have the customer sign the app without completing all the fields?</p>]]></content:encoded>
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    <itunes:author>IA&amp;B</itunes:author>
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    <pubDate>Mon, 30 Mar 2026 12:00:00 -0400</pubDate>
    <itunes:duration>152</itunes:duration>
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    <itunes:episode>12</itunes:episode>
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    <itunes:title>Feature Article - Cybersecurity - March 2026</itunes:title>
    <title>Feature Article - Cybersecurity - March 2026</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's March 2026 issue of Primary Agent magazine entitled: Building a Cybersecurity Culture in Your Agency  Cybersecurity is everyone’s responsibility. Learn how to build a strong cybersecurity culture that ensures every agency employee understands the risks, follows safe practices, and helps protect the organization’s most valuable data. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s March 2026 issue of Primary Agent magazine entitled: Building a Cybersecurity Culture in Your Agency<br/><br/>Cybersecurity is everyone’s responsibility. Learn how to build a strong cybersecurity culture that ensures every agency employee understands the risks, follows safe practices, and helps protect the organization’s most valuable data.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s March 2026 issue of Primary Agent magazine entitled: Building a Cybersecurity Culture in Your Agency<br/><br/>Cybersecurity is everyone’s responsibility. Learn how to build a strong cybersecurity culture that ensures every agency employee understands the risks, follows safe practices, and helps protect the organization’s most valuable data.</p>]]></content:encoded>
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    <itunes:author>IA&amp;B</itunes:author>
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    <pubDate>Tue, 24 Feb 2026 14:00:00 -0500</pubDate>
    <itunes:duration>503</itunes:duration>
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    <itunes:season>2026</itunes:season>
    <itunes:episode>11</itunes:episode>
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    <itunes:title>Coverage Corner - March 2026</itunes:title>
    <title>Coverage Corner - March 2026</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's March 2026 edition of Primary Agent magazine.   The Potentially Catastrophic Invisible Homeowners’ Exclusion By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s March 2026 edition of Primary Agent magazine. <br/><br/>The Potentially Catastrophic Invisible Homeowners’ Exclusion<br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s March 2026 edition of Primary Agent magazine. <br/><br/>The Potentially Catastrophic Invisible Homeowners’ Exclusion<br/>By Bill Wilson</p>]]></content:encoded>
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    <pubDate>Tue, 24 Feb 2026 14:00:00 -0500</pubDate>
    <itunes:duration>369</itunes:duration>
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    <itunes:season>2026</itunes:season>
    <itunes:episode>10</itunes:episode>
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    <itunes:title>Claire-ification - March 2026</itunes:title>
    <title>Claire-ification - March 2026</title>
    <itunes:summary><![CDATA[Audio version of Claire-ification, a column from IA&amp;B's March 2026 edition of Primary Agent magazine.  This month's question is: Is it a best practice to ask our construction clients if they signed any contracts during the last year at each renewal, or throughout the year? And if a client asks us to review a contract, should we do it? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of Claire-ification, a column from IA&amp;B&apos;s March 2026 edition of Primary Agent magazine.<br/><br/>This month&apos;s question is: Is it a best practice to ask our construction clients if they signed any contracts during the last year at each renewal, or throughout the year? And if a client asks us to review a contract, should we do it?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of Claire-ification, a column from IA&amp;B&apos;s March 2026 edition of Primary Agent magazine.<br/><br/>This month&apos;s question is: Is it a best practice to ask our construction clients if they signed any contracts during the last year at each renewal, or throughout the year? And if a client asks us to review a contract, should we do it?</p>]]></content:encoded>
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    <pubDate>Tue, 24 Feb 2026 14:00:00 -0500</pubDate>
    <itunes:duration>158</itunes:duration>
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    <itunes:season>2026</itunes:season>
    <itunes:episode>9</itunes:episode>
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    <itunes:title>Feature Article on Internships - February 2026</itunes:title>
    <title>Feature Article on Internships - February 2026</title>
    <itunes:summary><![CDATA[Audio version of a feature article from IA&amp;B's February 2026 issue of Primary Agent magazine entitled: AGENCY INTERNSHIPS 101  Gain insights from an agency internship coordinator. Plus, learn how IA&amp;B’s guidebook can take the guesswork out of creating an internship program. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of a feature article from IA&amp;B&apos;s February 2026 issue of Primary Agent magazine entitled: AGENCY INTERNSHIPS 101<br/><br/>Gain insights from an agency internship coordinator. Plus, learn how IA&amp;B’s guidebook can take the guesswork out of creating an internship program.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of a feature article from IA&amp;B&apos;s February 2026 issue of Primary Agent magazine entitled: AGENCY INTERNSHIPS 101<br/><br/>Gain insights from an agency internship coordinator. Plus, learn how IA&amp;B’s guidebook can take the guesswork out of creating an internship program.</p>]]></content:encoded>
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    <pubDate>Mon, 26 Jan 2026 18:00:00 -0500</pubDate>
    <itunes:duration>247</itunes:duration>
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    <itunes:season>2026</itunes:season>
    <itunes:episode>8</itunes:episode>
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    <itunes:title>Feature Article on Recruitment - February 2026</itunes:title>
    <title>Feature Article on Recruitment - February 2026</title>
    <itunes:summary><![CDATA[Audio version of a feature article from IA&amp;B's February 2026 issue of Primary Agent magazine entitled: LESSONS LEARNED IN AGENCY RECRUITMENT  Leadership at Diversified Insurance Industries share what worked – and didn’t work – to recruit young talent at their agency. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of a feature article from IA&amp;B&apos;s February 2026 issue of Primary Agent magazine entitled: LESSONS LEARNED IN AGENCY RECRUITMENT<br/><br/>Leadership at Diversified Insurance Industries share what worked – and didn’t work – to recruit young talent at their agency.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of a feature article from IA&amp;B&apos;s February 2026 issue of Primary Agent magazine entitled: LESSONS LEARNED IN AGENCY RECRUITMENT<br/><br/>Leadership at Diversified Insurance Industries share what worked – and didn’t work – to recruit young talent at their agency.</p>]]></content:encoded>
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    <pubDate>Mon, 26 Jan 2026 18:00:00 -0500</pubDate>
    <itunes:duration>214</itunes:duration>
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    <itunes:season>2026</itunes:season>
    <itunes:episode>7</itunes:episode>
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    <itunes:title>Coverage Corner - February 2026</itunes:title>
    <title>Coverage Corner - February 2026</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's February 2026 edition of Primary Agent magazine.   This month's article is entitled: Insuring Teenagers and Their Autos By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s February 2026 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: Insuring Teenagers and Their Autos<br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s February 2026 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: Insuring Teenagers and Their Autos<br/>By Bill Wilson</p>]]></content:encoded>
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    <pubDate>Mon, 26 Jan 2026 18:00:00 -0500</pubDate>
    <itunes:duration>344</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2026</itunes:season>
    <itunes:episode>6</itunes:episode>
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    <itunes:title>Claire-ification - February 2026</itunes:title>
    <title>Claire-ification - February 2026</title>
    <itunes:summary><![CDATA[Audio version of Claire-ification, a column from IA&amp;B's February 2026 edition of Primary Agent magazine. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of Claire-ification, a column from IA&amp;B&apos;s February 2026 edition of Primary Agent magazine.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of Claire-ification, a column from IA&amp;B&apos;s February 2026 edition of Primary Agent magazine.</p>]]></content:encoded>
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    <pubDate>Mon, 26 Jan 2026 18:00:00 -0500</pubDate>
    <itunes:duration>302</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2026</itunes:season>
    <itunes:episode>5</itunes:episode>
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    <itunes:title>Education Article - January 2026</itunes:title>
    <title>Education Article - January 2026</title>
    <itunes:summary><![CDATA[Audio version of an education article from IA&amp;B's January 2026 issue of Primary Agent magazine entitled: Resolve to Advance Your Career in 2026: INVEST IN AN INSURANCE DESIGNATION ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of an education article from IA&amp;B&apos;s January 2026 issue of Primary Agent magazine entitled: Resolve to Advance Your Career in 2026: INVEST IN AN INSURANCE DESIGNATION</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of an education article from IA&amp;B&apos;s January 2026 issue of Primary Agent magazine entitled: Resolve to Advance Your Career in 2026: INVEST IN AN INSURANCE DESIGNATION</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/18407140-education-article-january-2026.mp3" length="3450550" type="audio/mpeg" />
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    <pubDate>Tue, 23 Dec 2025 13:00:00 -0500</pubDate>
    <itunes:duration>283</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2026</itunes:season>
    <itunes:episode>4</itunes:episode>
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    <itunes:title>Feature Article - January 2026</itunes:title>
    <title>Feature Article - January 2026</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's January 2026 issue of Primary Agent magazine entitled: Personal Lines: More E&amp;O Exposure Than You Think  Written by: Curtis M. Pearsall, CPCU, AIAF, CPIA is President – Pearsall Associates, Inc., and Special Consultant to the Utica National E&amp;O Program. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s January 2026 issue of Primary Agent magazine entitled: Personal Lines: More E&amp;O Exposure Than You Think<br/><br/>Written by: Curtis M. Pearsall, CPCU, AIAF, CPIA is President – Pearsall Associates, Inc., and Special Consultant to the Utica National E&amp;O Program.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s January 2026 issue of Primary Agent magazine entitled: Personal Lines: More E&amp;O Exposure Than You Think<br/><br/>Written by: Curtis M. Pearsall, CPCU, AIAF, CPIA is President – Pearsall Associates, Inc., and Special Consultant to the Utica National E&amp;O Program.</p>]]></content:encoded>
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    <pubDate>Tue, 23 Dec 2025 13:00:00 -0500</pubDate>
    <itunes:duration>372</itunes:duration>
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    <itunes:season>2026</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
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  <item>
    <itunes:title>Coverage Corner - January 2026</itunes:title>
    <title>Coverage Corner - January 2026</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's January 2026 edition of Primary Agent magazine.   This month's article is entitled: RING IN THE NEW YEAR WITH NEW CGL EXCLUSIONS  By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s January 2026 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: RING IN THE NEW YEAR WITH NEW CGL EXCLUSIONS<br/><br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s January 2026 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: RING IN THE NEW YEAR WITH NEW CGL EXCLUSIONS<br/><br/>By Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/18407131-coverage-corner-january-2026.mp3" length="5345824" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18407131</guid>
    <pubDate>Tue, 23 Dec 2025 13:00:00 -0500</pubDate>
    <itunes:duration>441</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2026</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - January 2026</itunes:title>
    <title>Claire-ification - January 2026</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's January 2026 edition of Primary Agent magazine.   This month's question is: Since service line was made available in the market, we always quote it to new business. What about our existing book, with policies that were written before the coverage was available? Is this an E&amp;O exposure? How can we sell it to our existing customers? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s January 2026 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: Since service line was made available in the market, we always quote it to new business. What about our existing book, with policies that were written before the coverage was available? Is this an E&amp;O exposure? How can we sell it to our existing customers?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s January 2026 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: Since service line was made available in the market, we always quote it to new business. What about our existing book, with policies that were written before the coverage was available? Is this an E&amp;O exposure? How can we sell it to our existing customers?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/18407124-claire-ification-january-2026.mp3" length="1785250" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18407124</guid>
    <pubDate>Tue, 23 Dec 2025 13:00:00 -0500</pubDate>
    <itunes:duration>145</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2026</itunes:season>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - December 2025</itunes:title>
    <title>Coverage Corner - December 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's December 2025 edition of Primary Agent magazine.   This month's article is entitled: Homeowners Policy Wear and Tear and Mechanical Breakdown Claim Denials  By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s December 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: Homeowners Policy Wear and Tear and Mechanical Breakdown Claim Denials<br/><br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s December 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: Homeowners Policy Wear and Tear and Mechanical Breakdown Claim Denials<br/><br/>By Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/18246136-coverage-corner-december-2025.mp3" length="3754292" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18246136</guid>
    <pubDate>Mon, 24 Nov 2025 14:00:00 -0500</pubDate>
    <itunes:duration>309</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>33</itunes:episode>
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  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - December 2025</itunes:title>
    <title>Don&#39;s Discussion - December 2025</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's December 2025 edition of Primary Agent magazine.   This month's question is: Is there an age at which licensed producers become totally exempt from the requirement to take continuing education (CE) in order to renew their license?  ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s December 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: Is there an age at which licensed producers become totally exempt from the requirement to take continuing education (CE) in order to renew their license? </p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s December 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: Is there an age at which licensed producers become totally exempt from the requirement to take continuing education (CE) in order to renew their license? </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/18246116-don-s-discussion-december-2025.mp3" length="3916532" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18246116</guid>
    <pubDate>Mon, 24 Nov 2025 14:00:00 -0500</pubDate>
    <itunes:duration>322</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>32</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - November 2025</itunes:title>
    <title>Coverage Corner - November 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's November 2025 edition of Primary Agent magazine.   This month's article is entitled: FIVE CGL ENDORSEMENTS YOUR CONTRACTOR CLIENTS WILL BE THANKFUL FOR  By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s November 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: FIVE CGL ENDORSEMENTS YOUR CONTRACTOR CLIENTS WILL BE THANKFUL FOR<br/><br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s November 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: FIVE CGL ENDORSEMENTS YOUR CONTRACTOR CLIENTS WILL BE THANKFUL FOR<br/><br/>By Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/18083730-coverage-corner-november-2025.mp3" length="5174987" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18083730</guid>
    <pubDate>Mon, 27 Oct 2025 14:00:00 -0400</pubDate>
    <itunes:duration>427</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>31</itunes:episode>
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  </item>
  <item>
    <itunes:title>Claire-ification - November 2025</itunes:title>
    <title>Claire-ification - November 2025</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's November 2025 edition of Primary Agent magazine.   This month's question is: When a risk is on the Export list, who files – the Surplus Lines broker or the retail producer? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s November 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: When a risk is on the Export list, who files – the Surplus Lines broker or the retail producer?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s November 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: When a risk is on the Export list, who files – the Surplus Lines broker or the retail producer?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/18083728-claire-ification-november-2025.mp3" length="2963270" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-18083728</guid>
    <pubDate>Mon, 27 Oct 2025 14:00:00 -0400</pubDate>
    <itunes:duration>243</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>30</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - Marijuana in the Workplace - October 2025</itunes:title>
    <title>Feature Article - Marijuana in the Workplace - October 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's October 2025 issue of Primary Agent magazine entitled: MARIJUANA IN THE WORKPLACE: Clearing Away (at Least Some of) the Confusion  IA&amp;B HR Consultant Karen DiGioia, of Herbein + Company Inc., updates employer guidance in response to rapidly changing state laws. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s October 2025 issue of Primary Agent magazine entitled: MARIJUANA IN THE WORKPLACE: Clearing Away (at Least Some of) the Confusion<br/><br/>IA&amp;B HR Consultant Karen DiGioia, of Herbein + Company Inc., updates employer guidance in response to rapidly changing state laws.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s October 2025 issue of Primary Agent magazine entitled: MARIJUANA IN THE WORKPLACE: Clearing Away (at Least Some of) the Confusion<br/><br/>IA&amp;B HR Consultant Karen DiGioia, of Herbein + Company Inc., updates employer guidance in response to rapidly changing state laws.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17905448-feature-article-marijuana-in-the-workplace-october-2025.mp3" length="7717899" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17905448</guid>
    <pubDate>Thu, 25 Sep 2025 11:00:00 -0400</pubDate>
    <itunes:duration>639</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>29</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - October 2025</itunes:title>
    <title>Coverage Corner - October 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's October 2025 edition of Primary Agent magazine.   This month's article is entitled: AUTO POLICY WEAR AND TEAR AND  MECHANICAL BREAKDOWN CLAIM DENIALS ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s October 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: AUTO POLICY WEAR AND TEAR AND <br/>MECHANICAL BREAKDOWN CLAIM DENIALS</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s October 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: AUTO POLICY WEAR AND TEAR AND <br/>MECHANICAL BREAKDOWN CLAIM DENIALS</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17905441-coverage-corner-october-2025.mp3" length="3236789" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17905441</guid>
    <pubDate>Thu, 25 Sep 2025 11:00:00 -0400</pubDate>
    <itunes:duration>266</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>28</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - October 2025</itunes:title>
    <title>Don&#39;s Discussion - October 2025</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion, a bimonthly column from IA&amp;B's October 2025 edition of Primary Agent magazine.   The question for this month is: A bank extending a loan to one of my commercial accounts strong-armed the customer into also switching his insurance to them. Is this permissible? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion, a bimonthly column from IA&amp;B&apos;s October 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: A bank extending a loan to one of my commercial accounts strong-armed the customer into also switching his insurance to them. Is this permissible?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion, a bimonthly column from IA&amp;B&apos;s October 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: A bank extending a loan to one of my commercial accounts strong-armed the customer into also switching his insurance to them. Is this permissible?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17905439-don-s-discussion-october-2025.mp3" length="6138715" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17905439</guid>
    <pubDate>Thu, 25 Sep 2025 11:00:00 -0400</pubDate>
    <itunes:duration>506</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>27</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - September 2025</itunes:title>
    <title>Feature Article - September 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's September 2025 issue of Primary Agent magazine entitled A Look at the Latest Legislation Impacting Independent Agents  IA&amp;B Government Affairs Director John Savant shares our organization’s key advocacy efforts which are shaping the landscape for independent agents in Pennsylvania, Maryland, and Delaware.  ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s September 2025 issue of Primary Agent magazine entitled A Look at the Latest Legislation Impacting Independent Agents<br/><br/>IA&amp;B Government Affairs Director John Savant shares our organization’s key advocacy efforts which are shaping the landscape for independent agents in Pennsylvania, Maryland, and Delaware. </p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s September 2025 issue of Primary Agent magazine entitled A Look at the Latest Legislation Impacting Independent Agents<br/><br/>IA&amp;B Government Affairs Director John Savant shares our organization’s key advocacy efforts which are shaping the landscape for independent agents in Pennsylvania, Maryland, and Delaware. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17729149-feature-article-september-2025.mp3" length="8257012" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17729149</guid>
    <pubDate>Mon, 25 Aug 2025 10:00:00 -0400</pubDate>
    <itunes:duration>684</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>26</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - September 2025</itunes:title>
    <title>Coverage Corner - September 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's September 2025 edition of Primary Agent magazine.   This month's article is entitled: PARAMETRIC INSURANCE: WHAT IS IT AND HOW CAN IT HELP YOUR CLIENT? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s September 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: PARAMETRIC INSURANCE: WHAT IS IT AND HOW CAN IT HELP YOUR CLIENT?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s September 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: PARAMETRIC INSURANCE: WHAT IS IT AND HOW CAN IT HELP YOUR CLIENT?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17729143-coverage-corner-september-2025.mp3" length="4883411" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17729143</guid>
    <pubDate>Mon, 25 Aug 2025 10:00:00 -0400</pubDate>
    <itunes:duration>403</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>25</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - September 2025</itunes:title>
    <title>Claire-ification - September 2025</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's September 2025 edition of Primary Agent magazine.   This month's question is: Can I license a remote worker living abroad through a vendor? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s September 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: Can I license a remote worker living abroad through a vendor?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s September 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: Can I license a remote worker living abroad through a vendor?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17729123-claire-ification-september-2025.mp3" length="2800269" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17729123</guid>
    <pubDate>Mon, 25 Aug 2025 10:00:00 -0400</pubDate>
    <itunes:duration>229</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>24</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - August 2025</itunes:title>
    <title>Feature Article - August 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's August 2025 issue of Primary Agent magazine entitled 6 Key Factors That Impact Insurance Agency Valuations  The IA Valuations Team shares the risk factors that influence agency valuations and how agency owners can improve the value of their operation and ensure a smooth transition. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s August 2025 issue of Primary Agent magazine entitled 6 Key Factors That Impact Insurance<br/>Agency Valuations<br/><br/>The IA Valuations Team shares the risk factors that influence agency valuations and how agency owners can improve the value of their operation and ensure a smooth transition.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s August 2025 issue of Primary Agent magazine entitled 6 Key Factors That Impact Insurance<br/>Agency Valuations<br/><br/>The IA Valuations Team shares the risk factors that influence agency valuations and how agency owners can improve the value of their operation and ensure a smooth transition.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17540590-feature-article-august-2025.mp3" length="7817468" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17540590</guid>
    <pubDate>Mon, 28 Jul 2025 00:00:00 -0400</pubDate>
    <itunes:duration>647</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>23</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - August 2025</itunes:title>
    <title>Coverage Corner - August 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's August 2025 edition of Primary Agent magazine.   This month's article is entitled: THE MOST OVERLOOKED RENTERS’ INSURANCE COVERAGE ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s August 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: THE MOST OVERLOOKED RENTERS’<br/>INSURANCE COVERAGE</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s August 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: THE MOST OVERLOOKED RENTERS’<br/>INSURANCE COVERAGE</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17540583-coverage-corner-august-2025.mp3" length="3401003" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17540583</guid>
    <pubDate>Mon, 28 Jul 2025 00:00:00 -0400</pubDate>
    <itunes:duration>279</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>22</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - August 2025</itunes:title>
    <title>Don&#39;s Discussion - August 2025</title>
    <itunes:summary><![CDATA[Audio version of Don's Discussion column from IA&amp;B's August 2025 edition of Primary Agent magazine.   The question for this month is: Are there steps we can take to mitigate our website-related E&amp;O exposures? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of Don&apos;s Discussion column from IA&amp;B&apos;s August 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: Are there steps we can take to mitigate our website-related E&amp;O exposures?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of Don&apos;s Discussion column from IA&amp;B&apos;s August 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: Are there steps we can take to mitigate our website-related E&amp;O exposures?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17540576-don-s-discussion-august-2025.mp3" length="2941591" type="audio/mpeg" />
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    <pubDate>Mon, 28 Jul 2025 00:00:00 -0400</pubDate>
    <itunes:duration>239</itunes:duration>
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    <itunes:season>2025</itunes:season>
    <itunes:episode>21</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - July 2025</itunes:title>
    <title>Feature Article - July 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's July 2025 issue of Primary Agent magazine entitled HOW TO BUILD AN AGENT SWARM (Without Breaking the Bank)  Written by CyberFin’s Daniel Metcalf, who shares strategies for building task automation at your agency – without draining the budget. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s July 2025 issue of Primary Agent magazine entitled HOW TO BUILD AN AGENT SWARM (Without Breaking the Bank)<br/><br/>Written by CyberFin’s Daniel Metcalf, who shares strategies for building task automation at your agency – without draining the budget.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s July 2025 issue of Primary Agent magazine entitled HOW TO BUILD AN AGENT SWARM (Without Breaking the Bank)<br/><br/>Written by CyberFin’s Daniel Metcalf, who shares strategies for building task automation at your agency – without draining the budget.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17382280-feature-article-july-2025.mp3" length="4995334" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17382280</guid>
    <pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
    <itunes:duration>412</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>20</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - July 2025</itunes:title>
    <title>Coverage Corner - July 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's July 2025 edition of Primary Agent magazine.   This month's article is entitled: BEWARE! PROTECTIVE SAFEGUARDS ENDORSEMENTS By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s July 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: BEWARE! PROTECTIVE SAFEGUARDS ENDORSEMENTS<br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s July 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: BEWARE! PROTECTIVE SAFEGUARDS ENDORSEMENTS<br/>By Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17382278-coverage-corner-july-2025.mp3" length="4669959" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17382278</guid>
    <pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
    <itunes:duration>385</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>19</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - July 2025</itunes:title>
    <title>Claire-ification - July 2025</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's July 2025 edition of Primary Agent magazine.   This month's question is: We’re receiving requests again from banks to provide a Replacement Cost Estimator (RCE) for homes when clients apply for a loan. Can we refuse to share the RCE? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s July 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: We’re receiving requests again from banks to provide a Replacement Cost Estimator (RCE) for homes when clients apply for a loan. Can we refuse to share the RCE?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s July 2025 edition of Primary Agent magazine. <br/><br/>This month&apos;s question is: We’re receiving requests again from banks to provide a Replacement Cost Estimator (RCE) for homes when clients apply for a loan. Can we refuse to share the RCE?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17382271-claire-ification-july-2025.mp3" length="3800535" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17382271</guid>
    <pubDate>Fri, 27 Jun 2025 00:00:00 -0400</pubDate>
    <itunes:duration>311</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - June 2025</itunes:title>
    <title>Feature Article - June 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's June 2025 issue of Primary Agent magazine entitled Blind Hiring: A Key to Top Performance  Diverse teams drive business success. Read this article to learn how blind hiring can be used to develop a diverse talent pipeline. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s June 2025 issue of Primary Agent magazine entitled Blind Hiring: A Key to Top Performance<br/><br/>Diverse teams drive business success. Read this article to learn how blind hiring can be used to<br/>develop a diverse talent pipeline.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s June 2025 issue of Primary Agent magazine entitled Blind Hiring: A Key to Top Performance<br/><br/>Diverse teams drive business success. Read this article to learn how blind hiring can be used to<br/>develop a diverse talent pipeline.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17235081-feature-article-june-2025.mp3" length="3323288" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17235081</guid>
    <pubDate>Tue, 27 May 2025 13:00:00 -0400</pubDate>
    <itunes:duration>273</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - June 2025</itunes:title>
    <title>Coverage Corner - June 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's June 2025 edition of Primary Agent magazine.   SWIMMING POOL COLLAPSE By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s June 2025 edition of Primary Agent magazine. <br/><br/>SWIMMING POOL COLLAPSE<br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s June 2025 edition of Primary Agent magazine. <br/><br/>SWIMMING POOL COLLAPSE<br/>By Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17235075-coverage-corner-june-2025.mp3" length="3481284" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17235075</guid>
    <pubDate>Tue, 27 May 2025 13:00:00 -0400</pubDate>
    <itunes:duration>286</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - June 2025</itunes:title>
    <title>Don&#39;s Discussion - June 2025</title>
    <itunes:summary><![CDATA[Audio version of Don's Discussion column from IA&amp;B's June 2025 edition of Primary Agent magazine.   The question for this month is: Could utilizing translation and interpreting services enhance our agency’s business opportunities? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of Don&apos;s Discussion column from IA&amp;B&apos;s June 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: Could utilizing translation and interpreting services enhance our agency’s business opportunities?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of Don&apos;s Discussion column from IA&amp;B&apos;s June 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: Could utilizing translation and interpreting services enhance our agency’s business opportunities?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17235063-don-s-discussion-june-2025.mp3" length="2857942" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17235063</guid>
    <pubDate>Tue, 27 May 2025 13:00:00 -0400</pubDate>
    <itunes:duration>232</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>15</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - May 2025</itunes:title>
    <title>Feature Article - May 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's May 2025 issue of Primary Agent magazine entitled EMPLOYEE RETENTION: Dream? Or Nightmare?  Good employees are hard to find. In this article, IA&amp;B HR Consultant Karen DiGioia discusses six keys to retaining them. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s May 2025 issue of Primary Agent magazine entitled EMPLOYEE RETENTION: Dream? Or Nightmare?<br/><br/>Good employees are hard to find. In this article, IA&amp;B HR Consultant Karen DiGioia discusses six keys to retaining them.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s May 2025 issue of Primary Agent magazine entitled EMPLOYEE RETENTION: Dream? Or Nightmare?<br/><br/>Good employees are hard to find. In this article, IA&amp;B HR Consultant Karen DiGioia discusses six keys to retaining them.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17044249-feature-article-may-2025.mp3" length="6632586" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17044249</guid>
    <pubDate>Mon, 28 Apr 2025 00:00:00 -0400</pubDate>
    <itunes:duration>549</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>14</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - May 2025</itunes:title>
    <title>Coverage Corner - May 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's May 2025 edition of Primary Agent magazine.   CLAIMS MADE POLICIES – A DEEPER DIVE By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s May 2025 edition of Primary Agent magazine. <br/><br/>CLAIMS MADE POLICIES – A DEEPER DIVE<br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s May 2025 edition of Primary Agent magazine. <br/><br/>CLAIMS MADE POLICIES – A DEEPER DIVE<br/>By Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17044244-coverage-corner-may-2025.mp3" length="4990326" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17044244</guid>
    <pubDate>Mon, 28 Apr 2025 00:00:00 -0400</pubDate>
    <itunes:duration>412</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>13</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - May 2025</itunes:title>
    <title>Claire-ification - May 2025</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's May 2025 edition of Primary Agent magazine.   I’m shopping for a new agency management system and a new phone system. Is there benchmarking information or a comparative tool on insurance tech products for agencies? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s May 2025 edition of Primary Agent magazine. <br/><br/>I’m shopping for a new agency management system and a new phone system. Is there<br/>benchmarking information or a comparative tool on insurance tech products for agencies?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s May 2025 edition of Primary Agent magazine. <br/><br/>I’m shopping for a new agency management system and a new phone system. Is there<br/>benchmarking information or a comparative tool on insurance tech products for agencies?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/17044238-claire-ification-may-2025.mp3" length="2671114" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-17044238</guid>
    <pubDate>Mon, 28 Apr 2025 00:00:00 -0400</pubDate>
    <itunes:duration>217</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>12</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - April 2025</itunes:title>
    <title>Feature Article - April 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's April 2025 issue of Primary Agent magazine entitled Moneyball for Insurance: Using Data to Drive Smarter Agency Decisions  Today’s insurance agency owners can transform their businesses by embracing data-driven management. With the right tools and mindset, you can gain unparalleled insights into your agency’s performance, make smarter decisions, and achieve greater success. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s April 2025 issue of Primary Agent magazine entitled Moneyball for Insurance: Using Data to Drive Smarter Agency Decisions<br/><br/>Today’s insurance agency owners can transform their businesses by embracing data-driven management. With the right tools and mindset, you can gain unparalleled insights into your agency’s performance, make smarter decisions, and achieve greater success.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s April 2025 issue of Primary Agent magazine entitled Moneyball for Insurance: Using Data to Drive Smarter Agency Decisions<br/><br/>Today’s insurance agency owners can transform their businesses by embracing data-driven management. With the right tools and mindset, you can gain unparalleled insights into your agency’s performance, make smarter decisions, and achieve greater success.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16870948-feature-article-april-2025.mp3" length="4854341" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16870948</guid>
    <pubDate>Thu, 27 Mar 2025 12:00:00 -0400</pubDate>
    <itunes:duration>400</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>11</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - April 2025</itunes:title>
    <title>Coverage Corner - April 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's April 2025 edition of Primary Agent magazine.   Debris Removal and Underinsurance      By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s April 2025 edition of Primary Agent magazine. <br/><br/>Debris Removal and Underinsurance     <br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s April 2025 edition of Primary Agent magazine. <br/><br/>Debris Removal and Underinsurance     <br/>By Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16870940-coverage-corner-april-2025.mp3" length="4006313" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16870940</guid>
    <pubDate>Thu, 27 Mar 2025 12:00:00 -0400</pubDate>
    <itunes:duration>330</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - April 2025</itunes:title>
    <title>Don&#39;s Discussion - April 2025</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's April 2025 edition of Primary Agent magazine.   The question for this month is: Is “restrictive covenant” language, such as a “non-compete” and/or “non-piracy” provision, enforceable in employment agreements? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s April 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: Is “restrictive covenant” language, such as a “non-compete” and/or “non-piracy” provision, enforceable in employment agreements?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s April 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: Is “restrictive covenant” language, such as a “non-compete” and/or “non-piracy” provision, enforceable in employment agreements?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16870936-don-s-discussion-april-2025.mp3" length="4236544" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16870936</guid>
    <pubDate>Thu, 27 Mar 2025 12:00:00 -0400</pubDate>
    <itunes:duration>347</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>9</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - March 2025</itunes:title>
    <title>Coverage Corner - March 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's March 2025 edition of Primary Agent magazine.   Claims Made Policies – As Easy as 1, 2, 3 By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s March 2025 edition of Primary Agent magazine. <br/><br/>Claims Made Policies – As Easy as 1, 2, 3<br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s March 2025 edition of Primary Agent magazine. <br/><br/>Claims Made Policies – As Easy as 1, 2, 3<br/>By Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16687575-coverage-corner-march-2025.mp3" length="5674294" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16687575</guid>
    <pubDate>Mon, 24 Feb 2025 21:00:00 -0500</pubDate>
    <itunes:duration>469</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>8</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - March 2025</itunes:title>
    <title>Claire-ification - March 2025</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's March 2025 edition of Primary Agent magazine.   Our agency’s phone system can record phone conversations. There is a message for incoming calls that the conversation may be recorded. Is there a requirement for outgoing calls also? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s March 2025 edition of Primary Agent magazine. <br/><br/>Our agency’s phone system can record phone conversations. There is a message for incoming calls that the conversation may be recorded. Is there a requirement for outgoing calls also?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s March 2025 edition of Primary Agent magazine. <br/><br/>Our agency’s phone system can record phone conversations. There is a message for incoming calls that the conversation may be recorded. Is there a requirement for outgoing calls also?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16687566-claire-ification-march-2025.mp3" length="2640033" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16687566</guid>
    <pubDate>Mon, 24 Feb 2025 21:00:00 -0500</pubDate>
    <itunes:duration>216</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - February 2025</itunes:title>
    <title>Feature Article - February 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's February 2025 issue of Primary Agent magazine entitled Introducing An Intern Guide for Insurance Agencies.  Contemplating bringing on an intern? Then learn how IA&amp;B’s recently released guidebook can help take the guesswork out of the process. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s February 2025 issue of Primary Agent magazine entitled Introducing An Intern Guide for Insurance Agencies.<br/><br/>Contemplating bringing on an intern? Then learn how IA&amp;B’s recently released guidebook can help take the guesswork out of the process.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s February 2025 issue of Primary Agent magazine entitled Introducing An Intern Guide for Insurance Agencies.<br/><br/>Contemplating bringing on an intern? Then learn how IA&amp;B’s recently released guidebook can help take the guesswork out of the process.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16532927-feature-article-february-2025.mp3" length="2233382" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16532927</guid>
    <pubDate>Thu, 30 Jan 2025 10:00:00 -0500</pubDate>
    <itunes:duration>182</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - February 2025</itunes:title>
    <title>Coverage Corner - February 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's February 2025 edition of Primary Agent magazine.   DOES A PERSONAL AUTO POLICY COVER FOOD DELIVERY? By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s February 2025 edition of Primary Agent magazine. <br/><br/>DOES A PERSONAL AUTO POLICY COVER FOOD DELIVERY?<br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s February 2025 edition of Primary Agent magazine. <br/><br/>DOES A PERSONAL AUTO POLICY COVER FOOD DELIVERY?<br/>By Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16532925-coverage-corner-february-2025.mp3" length="3111082" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16532925</guid>
    <pubDate>Thu, 30 Jan 2025 10:00:00 -0500</pubDate>
    <itunes:duration>255</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - February 2025</itunes:title>
    <title>Claire-ification - February 2025</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's February 2025 edition of Primary Agent magazine.   The question for this month is: When a customer leaves, what are the legal requirements for continuing access to policy documents through a company portal? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s February 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: When a customer leaves, what are the legal requirements for continuing access to policy documents through a company portal?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s February 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: When a customer leaves, what are the legal requirements for continuing access to policy documents through a company portal?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16532916-claire-ification-february-2025.mp3" length="3013422" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16532916</guid>
    <pubDate>Thu, 30 Jan 2025 10:00:00 -0500</pubDate>
    <itunes:duration>247</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>4</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - Nuclear Verdicts - January 2025</itunes:title>
    <title>Feature Article - Nuclear Verdicts - January 2025</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's January 2025 issue of Primary Agent magazine entitled From Client to Courtroom: The Impact of Nuclear Verdicts  The rise of “nuclear verdicts” has profound implications for the insurance industry. Peter Kampf, of MarshBerry, breaks down the impacts and how insurance producers can position their agencies and clients. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s January 2025 issue of Primary Agent magazine entitled From Client to Courtroom: The Impact of Nuclear Verdicts<br/><br/>The rise of “nuclear verdicts” has profound implications for the insurance industry. Peter Kampf, of MarshBerry, breaks down the impacts and how insurance producers can position their agencies and clients.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s January 2025 issue of Primary Agent magazine entitled From Client to Courtroom: The Impact of Nuclear Verdicts<br/><br/>The rise of “nuclear verdicts” has profound implications for the insurance industry. Peter Kampf, of MarshBerry, breaks down the impacts and how insurance producers can position their agencies and clients.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16345515-feature-article-nuclear-verdicts-january-2025.mp3" length="6114495" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16345515</guid>
    <pubDate>Tue, 31 Dec 2024 00:00:00 -0500</pubDate>
    <itunes:duration>505</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - January 2025</itunes:title>
    <title>Don&#39;s Discussion - January 2025</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's January 2025 edition of Primary Agent magazine.   The question for this month is: My commercial insured has a $3 million limit on an umbrella policy, but wants me to show only a $1 million limit on a certificate of insurance (COI). Is there anything wrong with doing that? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s January 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: My commercial insured has a $3 million limit on an umbrella policy, but wants me to show only a $1 million limit on a certificate of insurance (COI). Is there anything wrong with doing that?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s January 2025 edition of Primary Agent magazine. <br/><br/>The question for this month is: My commercial insured has a $3 million limit on an umbrella policy, but wants me to show only a $1 million limit on a certificate of insurance (COI). Is there anything wrong with doing that?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16345514-don-s-discussion-january-2025.mp3" length="3051357" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16345514</guid>
    <pubDate>Tue, 31 Dec 2024 00:00:00 -0500</pubDate>
    <itunes:duration>250</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - January 2025</itunes:title>
    <title>Coverage Corner - January 2025</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's January 2025 edition of Primary Agent magazine.   THIRD PARTY LIABILITY - Why Every Business Needs Employment Practices Liability Coverage By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s January 2025 edition of Primary Agent magazine. <br/><br/>THIRD PARTY LIABILITY - Why Every Business Needs Employment Practices Liability Coverage<br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s January 2025 edition of Primary Agent magazine. <br/><br/>THIRD PARTY LIABILITY - Why Every Business Needs Employment Practices Liability Coverage<br/>By Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16345502-coverage-corner-january-2025.mp3" length="5563990" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16345502</guid>
    <pubDate>Tue, 31 Dec 2024 00:00:00 -0500</pubDate>
    <itunes:duration>460</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2025</itunes:season>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - December 2024</itunes:title>
    <title>Coverage Corner - December 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's December 2024 edition of Primary Agent magazine.   Property Damage to Rented Premises Logic &amp; Language and Forms &amp; Facts By: Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s December 2024 edition of Primary Agent magazine. <br/><br/>Property Damage to Rented Premises<br/>Logic &amp; Language and Forms &amp; Facts<br/>By: Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s December 2024 edition of Primary Agent magazine. <br/><br/>Property Damage to Rented Premises<br/>Logic &amp; Language and Forms &amp; Facts<br/>By: Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16175192-coverage-corner-december-2024.mp3" length="3137749" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16175192</guid>
    <pubDate>Mon, 25 Nov 2024 22:00:00 -0500</pubDate>
    <itunes:duration>257</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>33</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - December 2024</itunes:title>
    <title>Claire-ification - December 2024</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's December 2024 edition of Primary Agent magazine.   The question for this month is: One of our producers doesn’t want to deliver the policy to customers because it makes it easier for them to provide a copy to another agent. What can I tell him? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s December 2024 edition of Primary Agent magazine. <br/><br/>The question for this month is: One of our producers doesn’t want to deliver the policy to customers because it makes it easier for them to provide a copy to another agent. What can I tell him?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s December 2024 edition of Primary Agent magazine. <br/><br/>The question for this month is: One of our producers doesn’t want to deliver the policy to customers because it makes it easier for them to provide a copy to another agent. What can I tell him?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16175189-claire-ification-december-2024.mp3" length="2808240" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16175189</guid>
    <pubDate>Mon, 25 Nov 2024 22:00:00 -0500</pubDate>
    <itunes:duration>230</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>32</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - November 2024</itunes:title>
    <title>Coverage Corner - November 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's November 2024 edition of Primary Agent magazine.   This month's article is entitled: THE CGL ENDORSEMENT TO BE THANKFUL YOU DON’T HAVE! By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s November 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: THE CGL ENDORSEMENT TO BE THANKFUL YOU DON’T HAVE!<br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s November 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: THE CGL ENDORSEMENT TO BE THANKFUL YOU DON’T HAVE!<br/>By Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16006891-coverage-corner-november-2024.mp3" length="4976866" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16006891</guid>
    <pubDate>Mon, 28 Oct 2024 17:00:00 -0400</pubDate>
    <itunes:duration>411</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>31</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - November 2024</itunes:title>
    <title>Don&#39;s Discussion - November 2024</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's November 2024 edition of Primary Agent magazine.   The question for this month is: Can carriers use telematics data collected from insureds for purposes of claims investigation and settlement? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s November 2024 edition of Primary Agent magazine. <br/><br/>The question for this month is: Can carriers use telematics data collected from insureds for purposes of claims investigation and settlement?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s November 2024 edition of Primary Agent magazine. <br/><br/>The question for this month is: Can carriers use telematics data collected from insureds for purposes of claims investigation and settlement?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/16006887-don-s-discussion-november-2024.mp3" length="4031119" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-16006887</guid>
    <pubDate>Mon, 28 Oct 2024 17:00:00 -0400</pubDate>
    <itunes:duration>332</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>30</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Agent Profile - October 2024</itunes:title>
    <title>Agent Profile - October 2024</title>
    <itunes:summary><![CDATA[Audio version of a special column featuring a member agent from IA&amp;B's October 2024 edition of Primary Agent magazine. It is entitled: MEET MADDY SCHWENK  Learn how Maddy Schwenk, of Gerhart, Hartman &amp; Ritner, went from agency intern to licensed agent, thanks in part to an IA&amp;B education scholarship. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of a special column featuring a member agent from IA&amp;B&apos;s October 2024 edition of Primary Agent magazine. It is entitled: MEET MADDY SCHWENK<br/><br/>Learn how Maddy Schwenk, of Gerhart, Hartman &amp; Ritner, went from agency intern to licensed agent, thanks in part to an IA&amp;B education scholarship.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of a special column featuring a member agent from IA&amp;B&apos;s October 2024 edition of Primary Agent magazine. It is entitled: MEET MADDY SCHWENK<br/><br/>Learn how Maddy Schwenk, of Gerhart, Hartman &amp; Ritner, went from agency intern to licensed agent, thanks in part to an IA&amp;B education scholarship.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15828611-agent-profile-october-2024.mp3" length="1970195" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15828611</guid>
    <pubDate>Fri, 27 Sep 2024 14:00:00 -0400</pubDate>
    <itunes:duration>162</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>29</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Feature Article - October 2024</itunes:title>
    <title>Feature Article - October 2024</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's October 2024 issue of Primary Agent magazine entitled INSURING CAREERS CERTIFICATION PROGRAM  IA&amp;B is committed to finding and preparing the next generation of insurance professionals through this new program, which will launch in January 2025. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s October 2024 issue of Primary Agent magazine entitled INSURING CAREERS CERTIFICATION PROGRAM<br/><br/>IA&amp;B is committed to finding and preparing the next generation of insurance professionals through this new program, which will launch in January 2025.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s October 2024 issue of Primary Agent magazine entitled INSURING CAREERS CERTIFICATION PROGRAM<br/><br/>IA&amp;B is committed to finding and preparing the next generation of insurance professionals through this new program, which will launch in January 2025.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15828600-feature-article-october-2024.mp3" length="3168593" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15828600</guid>
    <pubDate>Fri, 27 Sep 2024 14:00:00 -0400</pubDate>
    <itunes:duration>262</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>28</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - October 2024</itunes:title>
    <title>Claire-ification - October 2024</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's August 2024 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: Blanket Additional Insured Endorsement: Does the agency have a responsibility to ask the insured if they have a written agreement requiring the holder to be listed as an AI? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s August 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: Blanket Additional Insured Endorsement: Does the agency have a responsibility to ask the insured if they have a written agreement requiring the holder to be listed as an AI?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s August 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: Blanket Additional Insured Endorsement: Does the agency have a responsibility to ask the insured if they have a written agreement requiring the holder to be listed as an AI?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15828586-claire-ification-october-2024.mp3" length="1761744" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15828586</guid>
    <pubDate>Fri, 27 Sep 2024 14:00:00 -0400</pubDate>
    <itunes:duration>145</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>27</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - October 2024</itunes:title>
    <title>Coverage Corner - October 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's October 2024 edition of Primary Agent magazine.   This month's article is entitled: BACKUP VS. OVERFLOW By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s October 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: BACKUP VS. OVERFLOW<br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s October 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: BACKUP VS. OVERFLOW<br/>By Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15828571-coverage-corner-october-2024.mp3" length="3219688" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15828571</guid>
    <pubDate>Fri, 27 Sep 2024 14:00:00 -0400</pubDate>
    <itunes:duration>266</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>26</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Elections &amp; PAC - September 2024</itunes:title>
    <title>Elections &amp; PAC - September 2024</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's September 2024 issue of Primary Agent magazine entitled Elections &amp; PAC: What’s at Stake for Insurance Agents This November?  IA&amp;B Government Affairs Director John Savant shares how political action committees work and recent successes of AgentPAC. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s September 2024 issue of Primary Agent magazine entitled Elections &amp; PAC: What’s at Stake for Insurance Agents This November?<br/><br/>IA&amp;B Government Affairs Director John Savant shares how political action committees work and recent successes of AgentPAC.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s September 2024 issue of Primary Agent magazine entitled Elections &amp; PAC: What’s at Stake for Insurance Agents This November?<br/><br/>IA&amp;B Government Affairs Director John Savant shares how political action committees work and recent successes of AgentPAC.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15660548-elections-pac-september-2024.mp3" length="4417145" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15660548</guid>
    <pubDate>Fri, 30 Aug 2024 00:00:00 -0400</pubDate>
    <itunes:duration>366</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>25</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - September 2024</itunes:title>
    <title>Coverage Corner - September 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's September 2024 edition of Primary Agent magazine.   This month's article is entitled: CYBER AND DATA – THE BODILY INJURY PROBLEM By Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s September 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: CYBER AND DATA – THE BODILY INJURY PROBLEM<br/>By Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s September 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: CYBER AND DATA – THE BODILY INJURY PROBLEM<br/>By Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15660544-coverage-corner-september-2024.mp3" length="5176368" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
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    <pubDate>Fri, 30 Aug 2024 00:00:00 -0400</pubDate>
    <itunes:duration>429</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>24</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - September 2024</itunes:title>
    <title>Don&#39;s Discussion - September 2024</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's September 2024 edition of Primary Agent magazine.   What effect, if any, does placing a credit freeze have on insureds and prospective insureds if they’re shopping their policies? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s September 2024 edition of Primary Agent magazine. <br/><br/>What effect, if any, does placing a credit freeze have on insureds and prospective insureds if they’re shopping their policies?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s September 2024 edition of Primary Agent magazine. <br/><br/>What effect, if any, does placing a credit freeze have on insureds and prospective insureds if they’re shopping their policies?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15660536-don-s-discussion-september-2024.mp3" length="2403106" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15660536</guid>
    <pubDate>Fri, 30 Aug 2024 00:00:00 -0400</pubDate>
    <itunes:duration>198</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>23</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>Coverage Corner - August 2024</itunes:title>
    <title>Coverage Corner - August 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's August 2024 edition of Primary Agent magazine.   This month's article is entitled: RENTAL CARS REVISITED By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s August 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: RENTAL CARS REVISITED<br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s August 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: RENTAL CARS REVISITED<br/>By Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15494617-coverage-corner-august-2024.mp3" length="4723224" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15494617</guid>
    <pubDate>Tue, 30 Jul 2024 00:00:00 -0400</pubDate>
    <itunes:duration>389</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>22</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - August 2024</itunes:title>
    <title>Claire-ification - August 2024</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's August 2024 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: When cancelling a policy currently with another agent, who should sign and send the ACORD 35 to the carrier? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s August 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: When cancelling a policy currently with another agent, who should sign and send the ACORD 35 to the carrier?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s August 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: When cancelling a policy currently with another agent, who should sign and send the ACORD 35 to the carrier?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15494608-claire-ification-august-2024.mp3" length="2889022" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15494608</guid>
    <pubDate>Tue, 30 Jul 2024 00:00:00 -0400</pubDate>
    <itunes:duration>236</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>21</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>SOCIAL MEDIA IN A RELATIONSHIP BUSINESS</itunes:title>
    <title>SOCIAL MEDIA IN A RELATIONSHIP BUSINESS</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's July 2024 issue of Primary Agent magazine entitled SOCIAL MEDIA IN A RELATIONSHIP BUSINESS  Learn tried and true tips for using digital marketing and social media to develop and grow agency relationships from Daniel Smith, of Market Retrievers. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s July 2024 issue of Primary Agent magazine entitled SOCIAL MEDIA IN A RELATIONSHIP BUSINESS<br/><br/>Learn tried and true tips for using digital marketing and social media to develop and grow agency relationships from Daniel Smith, of Market Retrievers.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s July 2024 issue of Primary Agent magazine entitled SOCIAL MEDIA IN A RELATIONSHIP BUSINESS<br/><br/>Learn tried and true tips for using digital marketing and social media to develop and grow agency relationships from Daniel Smith, of Market Retrievers.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15312374-social-media-in-a-relationship-business.mp3" length="6189829" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15312374</guid>
    <pubDate>Thu, 27 Jun 2024 00:00:00 -0400</pubDate>
    <itunes:duration>514</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>20</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - July 2024</itunes:title>
    <title>Coverage Corner - July 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's July 2024 edition of Primary Agent magazine.   This month's article is entitled: WHAT’S IN YOUR BUSINESS AUTO TOOLBOX? Written by: Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s July 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: WHAT’S IN YOUR BUSINESS AUTO TOOLBOX?<br/>Written by: Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s July 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: WHAT’S IN YOUR BUSINESS AUTO TOOLBOX?<br/>Written by: Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15312340-coverage-corner-july-2024.mp3" length="4544090" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15312340</guid>
    <pubDate>Thu, 27 Jun 2024 00:00:00 -0400</pubDate>
    <itunes:duration>377</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>19</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - July 24</itunes:title>
    <title>Don&#39;s Discussion - July 24</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's July 2024 edition of Primary Agent magazine.   My prospective employee was convicted of misdemeanor DUI in her late teens. Will this prohibit her from obtaining a producer license? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s July 2024 edition of Primary Agent magazine. <br/><br/>My prospective employee was convicted of misdemeanor DUI in her late teens. Will this prohibit her from obtaining a producer license?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s July 2024 edition of Primary Agent magazine. <br/><br/>My prospective employee was convicted of misdemeanor DUI in her late teens. Will this prohibit her from obtaining a producer license?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15312330-don-s-discussion-july-24.mp3" length="4038149" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15312330</guid>
    <pubDate>Thu, 27 Jun 2024 00:00:00 -0400</pubDate>
    <itunes:duration>334</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>HOW DIVERSITY CREATES A WINNING TEAM</itunes:title>
    <title>HOW DIVERSITY CREATES A WINNING TEAM</title>
    <itunes:summary><![CDATA[Karen DiGioia, of Herbein HR Consulting, explains why a diverse workplace is a critical asset for independent agencies. ]]></itunes:summary>
    <description><![CDATA[<p>Karen DiGioia, of Herbein HR Consulting, explains why a diverse workplace is a critical asset for independent agencies.</p>]]></description>
    <content:encoded><![CDATA[<p>Karen DiGioia, of Herbein HR Consulting, explains why a diverse workplace is a critical asset for independent agencies.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15161349-how-diversity-creates-a-winning-team.mp3" length="9892276" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15161349</guid>
    <pubDate>Thu, 30 May 2024 00:00:00 -0400</pubDate>
    <itunes:duration>822</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - June 2024</itunes:title>
    <title>Coverage Corner - June 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's June 2024 edition of Primary Agent magazine.   This month's article is entitled: ARE VARMINTS COVERED?   Written by Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s June 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: ARE VARMINTS COVERED?<br/> <br/>Written by Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s June 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: ARE VARMINTS COVERED?<br/> <br/>Written by Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15161310-coverage-corner-june-2024.mp3" length="4928157" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15161310</guid>
    <pubDate>Thu, 30 May 2024 00:00:00 -0400</pubDate>
    <itunes:duration>409</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - June 2024</itunes:title>
    <title>Claire-ification - June 2024</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's June 2024 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: Can agencies implement a “no cash” policy for walk-in payments? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s June 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: Can agencies implement a “no cash” policy for walk-in payments?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s June 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: Can agencies implement a “no cash” policy for walk-in payments?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/15161292-claire-ification-june-2024.mp3" length="3178687" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-15161292</guid>
    <pubDate>Thu, 30 May 2024 00:00:00 -0400</pubDate>
    <itunes:duration>263</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>15</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Making the Grade in Performance Managing</itunes:title>
    <title>Making the Grade in Performance Managing</title>
    <itunes:summary><![CDATA[Karen DiGioia – of Herbein HR Consulting, IA&amp;B’s contracted human resources firm – looks beyond annual reviews for effective performance management strategies. ]]></itunes:summary>
    <description><![CDATA[<p>Karen DiGioia – of Herbein HR Consulting, IA&amp;B’s contracted human resources firm – looks beyond annual reviews for effective performance management strategies.</p>]]></description>
    <content:encoded><![CDATA[<p>Karen DiGioia – of Herbein HR Consulting, IA&amp;B’s contracted human resources firm – looks beyond annual reviews for effective performance management strategies.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14995128-making-the-grade-in-performance-managing.mp3" length="7264053" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14995128</guid>
    <pubDate>Wed, 01 May 2024 23:00:00 -0400</pubDate>
    <itunes:duration>599</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>14</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - May 2024</itunes:title>
    <title>Coverage Corner - May 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's May 2024 edition of Primary Agent magazine.   This month's article is entitled: HORIZONTAL OR VERTICAL – NOT JUST A GEOMETRY QUESTION!   Written by Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s May 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: HORIZONTAL OR VERTICAL – NOT JUST A<br/>GEOMETRY QUESTION!<br/> <br/>Written by Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s May 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: HORIZONTAL OR VERTICAL – NOT JUST A<br/>GEOMETRY QUESTION!<br/> <br/>Written by Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14995105-coverage-corner-may-2024.mp3" length="5027125" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14995105</guid>
    <pubDate>Wed, 01 May 2024 23:00:00 -0400</pubDate>
    <itunes:duration>417</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>13</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - May 2024</itunes:title>
    <title>Don&#39;s Discussion - May 2024</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's May 2024 edition of Primary Agent magazine.   This month's question: Is an email disclaimer required by law? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s May 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: Is an email disclaimer required by law?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s May 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: Is an email disclaimer required by law?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14995097-don-s-discussion-may-2024.mp3" length="2734235" type="audio/mpeg" />
    <itunes:author></itunes:author>
    <guid isPermaLink="false">Buzzsprout-14995097</guid>
    <pubDate>Wed, 01 May 2024 23:00:00 -0400</pubDate>
    <itunes:duration>223</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>12</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Maximizing the Power of Data - April 2024</itunes:title>
    <title>Maximizing the Power of Data - April 2024</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's April 2024 issue of Primary Agent magazine entitled Maximizing the Power of Data: Leveraging Marketing Technology and the AMS to Enhance Agency Performance. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s April 2024 issue of Primary Agent magazine entitled Maximizing the Power of Data: Leveraging Marketing Technology and the AMS to Enhance Agency Performance.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s April 2024 issue of Primary Agent magazine entitled Maximizing the Power of Data: Leveraging Marketing Technology and the AMS to Enhance Agency Performance.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14789720-maximizing-the-power-of-data-april-2024.mp3" length="4548836" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14789720</guid>
    <pubDate>Thu, 28 Mar 2024 20:00:00 -0400</pubDate>
    <itunes:duration>377</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>11</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - April 2024</itunes:title>
    <title>Coverage Corner - April 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's April 2024 edition of Primary Agent magazine.   AUTO POLICY RACING EXCLUSIONS By Bill Wilson ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s April 2024 edition of Primary Agent magazine. <br/><br/>AUTO POLICY RACING EXCLUSIONS<br/>By Bill Wilson</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s April 2024 edition of Primary Agent magazine. <br/><br/>AUTO POLICY RACING EXCLUSIONS<br/>By Bill Wilson</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14789630-coverage-corner-april-2024.mp3" length="4761970" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14789630</guid>
    <pubDate>Thu, 28 Mar 2024 20:00:00 -0400</pubDate>
    <itunes:duration>395</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - April 2024</itunes:title>
    <title>Don&#39;s Discussion - April 2024</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's April 2024 edition of Primary Agent magazine.   Is it OK to obtain non-resident licenses only for the agency and one of the owners, even if other resident licensees in our agency also actively produce business in those non-resident states? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s April 2024 edition of Primary Agent magazine. <br/><br/>Is it OK to obtain non-resident licenses only for the agency and one of the owners, even if other resident licensees in our agency also actively produce business in those non-resident states?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s April 2024 edition of Primary Agent magazine. <br/><br/>Is it OK to obtain non-resident licenses only for the agency and one of the owners, even if other resident licensees in our agency also actively produce business in those non-resident states?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14789554-don-s-discussion-april-2024.mp3" length="3727836" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
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    <pubDate>Thu, 28 Mar 2024 20:00:00 -0400</pubDate>
    <itunes:duration>308</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>9</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - March 2024</itunes:title>
    <title>Coverage Corner - March 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's March 2024 edition of Primary Agent magazine.   This month's article is entitled: UNDERSTANDING PROPERTY DEDUCTIBLES TO AVOID SURPRISES AT CLAIM TIME  Written by Cathy Trischan ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s March 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: UNDERSTANDING PROPERTY DEDUCTIBLES TO AVOID SURPRISES AT CLAIM TIME <br/>Written by Cathy Trischan</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s March 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: UNDERSTANDING PROPERTY DEDUCTIBLES TO AVOID SURPRISES AT CLAIM TIME <br/>Written by Cathy Trischan</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14603124-coverage-corner-march-2024.mp3" length="4244554" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14603124</guid>
    <pubDate>Thu, 29 Feb 2024 15:00:00 -0500</pubDate>
    <itunes:duration>346</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>8</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - March 2024</itunes:title>
    <title>Claire-ification - March 2024</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's March 2024 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: I discovered a missing UM/UIM form in a file. Is it OK to backdate it to when the selection was effective and ask the customer to sign it? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s March 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: I discovered a missing UM/UIM form in a file. Is it OK to backdate it to when the selection was effective and ask the customer to sign it?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s March 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: I discovered a missing UM/UIM form in a file. Is it OK to backdate it to when the selection was effective and ask the customer to sign it?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14603117-claire-ification-march-2024.mp3" length="3555697" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14603117</guid>
    <pubDate>Thu, 29 Feb 2024 15:00:00 -0500</pubDate>
    <itunes:duration>291</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - February 2024</itunes:title>
    <title>Coverage Corner - February 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's February 2024 edition of Primary Agent magazine.   This month's article is entitled: WHO NEEDS AN UMBRELLA POLICY? Written by Bill Wilson. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s February 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: WHO NEEDS AN UMBRELLA POLICY?<br/>Written by Bill Wilson.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s February 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: WHO NEEDS AN UMBRELLA POLICY?<br/>Written by Bill Wilson.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14414395-coverage-corner-february-2024.mp3" length="3966562" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14414395</guid>
    <pubDate>Wed, 31 Jan 2024 00:00:00 -0500</pubDate>
    <itunes:duration>325</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - February 2024</itunes:title>
    <title>Claire-ification - February 2024</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's February 2024 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: What is the difference between AgentPAC and InsurPAC/PIAPAC? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s February 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: What is the difference between AgentPAC and InsurPAC/PIAPAC?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s February 2024 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: What is the difference between AgentPAC and InsurPAC/PIAPAC?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14414378-claire-ification-february-2024.mp3" length="2775892" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14414378</guid>
    <pubDate>Wed, 31 Jan 2024 00:00:00 -0500</pubDate>
    <itunes:duration>226</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Exercise Caution When Using the E&amp;S Market - January 2024</itunes:title>
    <title>Exercise Caution When Using the E&amp;S Market - January 2024</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's January 2024 issue of Primary Agent magazine entitled Exercise Caution When Using the E&amp;S Market.  The E&amp;S marketplace plays a vital role in the industry but has different procedures than standard markets. Review seven best practices to reduce your E&amp;O exposure. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s January 2024 issue of Primary Agent magazine entitled Exercise Caution When Using the E&amp;S Market.<br/><br/>The E&amp;S marketplace plays a vital role in the industry but has different procedures than standard markets. Review seven best practices to reduce your E&amp;O exposure.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s January 2024 issue of Primary Agent magazine entitled Exercise Caution When Using the E&amp;S Market.<br/><br/>The E&amp;S marketplace plays a vital role in the industry but has different procedures than standard markets. Review seven best practices to reduce your E&amp;O exposure.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14241044-exercise-caution-when-using-the-e-s-market-january-2024.mp3" length="3305973" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14241044</guid>
    <pubDate>Wed, 03 Jan 2024 11:00:00 -0500</pubDate>
    <itunes:duration>270</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>4</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>CARRIER RATINGS: Have the Necessary Process in Place - January 2024</itunes:title>
    <title>CARRIER RATINGS: Have the Necessary Process in Place - January 2024</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's January 2024 issue of Primary Agent magazine entitled CARRIER RATINGS: HAVE THE NECESSARY PROCESS IN PLACE  The hard insurance market may trigger carrier downgrades and, perhaps, rehabilitation or insolvency scenarios. Curt Pearsall, on behalf of the Utica National E&amp;O Program, shares strategies for your agency to prepare. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s January 2024 issue of Primary Agent magazine entitled CARRIER RATINGS: HAVE THE NECESSARY PROCESS IN PLACE<br/><br/>The hard insurance market may trigger carrier downgrades and, perhaps, rehabilitation or insolvency scenarios. Curt Pearsall, on behalf of the Utica National E&amp;O Program, shares strategies for your agency to prepare.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s January 2024 issue of Primary Agent magazine entitled CARRIER RATINGS: HAVE THE NECESSARY PROCESS IN PLACE<br/><br/>The hard insurance market may trigger carrier downgrades and, perhaps, rehabilitation or insolvency scenarios. Curt Pearsall, on behalf of the Utica National E&amp;O Program, shares strategies for your agency to prepare.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14241040-carrier-ratings-have-the-necessary-process-in-place-january-2024.mp3" length="4853143" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14241040</guid>
    <pubDate>Wed, 03 Jan 2024 11:00:00 -0500</pubDate>
    <itunes:duration>399</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - January 2024</itunes:title>
    <title>Don&#39;s Discussion - January 2024</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's January 2024 edition of Primary Agent magazine.   If I learn that a previously issued evidence or certificate of insurance has changed, do I have a duty to provide an updated form? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s January 2024 edition of Primary Agent magazine. <br/><br/>If I learn that a previously issued evidence or certificate of insurance has changed, do I have a<br/>duty to provide an updated form?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s January 2024 edition of Primary Agent magazine. <br/><br/>If I learn that a previously issued evidence or certificate of insurance has changed, do I have a<br/>duty to provide an updated form?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14241033-don-s-discussion-january-2024.mp3" length="3300028" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14241033</guid>
    <pubDate>Wed, 03 Jan 2024 11:00:00 -0500</pubDate>
    <itunes:duration>269</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - January 2024</itunes:title>
    <title>Coverage Corner - January 2024</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's January 2024 edition of Primary Agent magazine.   This month's article is entitled: CERTIFICATE OF INSURANCE RESOLUTIONS Written by Cathy Trischan. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s January 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: CERTIFICATE OF INSURANCE RESOLUTIONS Written by Cathy Trischan.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s January 2024 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: CERTIFICATE OF INSURANCE RESOLUTIONS Written by Cathy Trischan.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14241024-coverage-corner-january-2024.mp3" length="4462045" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14241024</guid>
    <pubDate>Wed, 03 Jan 2024 11:00:00 -0500</pubDate>
    <itunes:duration>366</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2024</itunes:season>
    <itunes:episode>1</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner -  December 2023</itunes:title>
    <title>Coverage Corner -  December 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's December 2023 edition of Primary Agent magazine.   This month's article is entitled: HOLIDAY PARTIES … ARE YOU COVERED? By Bill Wilson.  Explore personal lines claims that can arise from guests who leave a party or gathering in an inebriated state and injure someone in an auto accident. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s December 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: HOLIDAY PARTIES … ARE YOU COVERED? By Bill Wilson.<br/><br/>Explore personal lines claims that can arise from guests who leave a party or gathering in an inebriated state and injure someone in an auto accident.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s December 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: HOLIDAY PARTIES … ARE YOU COVERED? By Bill Wilson.<br/><br/>Explore personal lines claims that can arise from guests who leave a party or gathering in an inebriated state and injure someone in an auto accident.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14058805-coverage-corner-december-2023.mp3" length="4548624" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14058805</guid>
    <pubDate>Wed, 29 Nov 2023 15:00:00 -0500</pubDate>
    <itunes:duration>373</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>34</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - December 2023</itunes:title>
    <title>Claire-ification - December 2023</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's December 2023 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: Can I send a customer his policy in PDF or give him portal access, instead of a paper copy? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s December 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: Can I send a customer his policy in PDF or give him portal access, instead of a paper copy?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s December 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: Can I send a customer his policy in PDF or give him portal access, instead of a paper copy?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/14058797-claire-ification-december-2023.mp3" length="2640258" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-14058797</guid>
    <pubDate>Wed, 29 Nov 2023 15:00:00 -0500</pubDate>
    <itunes:duration>214</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>33</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Career-Advancing CIC Designation -  November 2023</itunes:title>
    <title>Career-Advancing CIC Designation -  November 2023</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's November 2023 issue of Primary Agent magazine entitled Career-Advancing CIC Designation by The National Alliance for Insurance Education &amp; Research. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s November 2023 issue of Primary Agent magazine entitled Career-Advancing CIC Designation by The National Alliance for Insurance Education &amp; Research.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s November 2023 issue of Primary Agent magazine entitled Career-Advancing CIC Designation by The National Alliance for Insurance Education &amp; Research.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13882219-career-advancing-cic-designation-november-2023.mp3" length="6244267" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13882219</guid>
    <pubDate>Tue, 31 Oct 2023 12:00:00 -0400</pubDate>
    <itunes:duration>514</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>32</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - November 2023</itunes:title>
    <title>Don&#39;s Discussion - November 2023</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's November 2023 edition of Primary Agent magazine.   On occasion, lenders demand that I include the phrase “Replacement cost” in the “Remarks” section of the ACORD 27. Do the ACORD 27 form instructions provide any guidance? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s November 2023 edition of Primary Agent magazine. <br/><br/>On occasion, lenders demand that I include the phrase “Replacement cost” in the “Remarks”<br/>section of the ACORD 27. Do the ACORD 27 form instructions provide any guidance?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s November 2023 edition of Primary Agent magazine. <br/><br/>On occasion, lenders demand that I include the phrase “Replacement cost” in the “Remarks”<br/>section of the ACORD 27. Do the ACORD 27 form instructions provide any guidance?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13882212-don-s-discussion-november-2023.mp3" length="2849057" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13882212</guid>
    <pubDate>Tue, 31 Oct 2023 12:00:00 -0400</pubDate>
    <itunes:duration>232</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>31</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner -  November 2023</itunes:title>
    <title>Coverage Corner -  November 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's November 2023 edition of Primary Agent magazine.   This month's article is entitled: FOREVER CHEMICALS – PFAS &amp; INSURANCE By Cathy Trischan. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s November 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: FOREVER CHEMICALS – PFAS &amp; INSURANCE<br/>By Cathy Trischan.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s November 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: FOREVER CHEMICALS – PFAS &amp; INSURANCE<br/>By Cathy Trischan.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13882200-coverage-corner-november-2023.mp3" length="5497186" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13882200</guid>
    <pubDate>Tue, 31 Oct 2023 12:00:00 -0400</pubDate>
    <itunes:duration>452</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>30</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner -  October 2023</itunes:title>
    <title>Coverage Corner -  October 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's October 2023 edition of Primary Agent magazine.   This month's article is entitled: COVERAGE GAPS FOR NON-OWNED AUTOS Written by Bill Wilson. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s October 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: COVERAGE GAPS FOR NON-OWNED AUTOS Written by Bill Wilson.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s October 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: COVERAGE GAPS FOR NON-OWNED AUTOS Written by Bill Wilson.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13701148-coverage-corner-october-2023.mp3" length="4507125" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
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    <pubDate>Mon, 02 Oct 2023 00:00:00 -0400</pubDate>
    <itunes:duration>373</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>29</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
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  </item>
  <item>
    <itunes:title>Claire-ification - October 2023</itunes:title>
    <title>Claire-ification - October 2023</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's October 2023 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: Is the use of signature flags, highlighters or x-marks to identify where the client is supposed to sign an E&amp;O issue? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s October 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: Is the use of signature flags, highlighters or x-marks to identify where the client is supposed to sign an E&amp;O issue?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s October 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: Is the use of signature flags, highlighters or x-marks to identify where the client is supposed to sign an E&amp;O issue?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13701136-claire-ification-october-2023.mp3" length="2640256" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13701136</guid>
    <pubDate>Mon, 02 Oct 2023 00:00:00 -0400</pubDate>
    <itunes:duration>214</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>28</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>E&amp;O Claim Frequency Is Increasing - September 2023</itunes:title>
    <title>E&amp;O Claim Frequency Is Increasing - September 2023</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's September 2023 issue of Primary Agent magazine entitled E&amp;O Claim Frequency Is Increasing.  Chris Burand shares six key reasons for the recent increase in E&amp;O claims, plus tips for agencies to mitigate their exposures. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s September 2023 issue of Primary Agent magazine entitled E&amp;O Claim Frequency Is Increasing.<br/><br/>Chris Burand shares six key reasons for the recent increase in E&amp;O claims, plus tips for agencies to mitigate their exposures.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s September 2023 issue of Primary Agent magazine entitled E&amp;O Claim Frequency Is Increasing.<br/><br/>Chris Burand shares six key reasons for the recent increase in E&amp;O claims, plus tips for agencies to mitigate their exposures.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13490811-e-o-claim-frequency-is-increasing-september-2023.mp3" length="6266286" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13490811</guid>
    <pubDate>Wed, 30 Aug 2023 00:00:00 -0400</pubDate>
    <itunes:duration>520</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>27</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner -  September 2023</itunes:title>
    <title>Coverage Corner -  September 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's September 2023 edition of Primary Agent magazine.   This month's article is entitled: ORDINANCE OR LAW – NOT JUST AN OLD BUILDING PROBLEM! Written by Cathy Trischan. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s September 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: ORDINANCE OR LAW – NOT JUST AN OLD<br/>BUILDING PROBLEM! Written by Cathy Trischan.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s September 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: ORDINANCE OR LAW – NOT JUST AN OLD<br/>BUILDING PROBLEM! Written by Cathy Trischan.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13490806-coverage-corner-september-2023.mp3" length="4406654" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13490806</guid>
    <pubDate>Wed, 30 Aug 2023 00:00:00 -0400</pubDate>
    <itunes:duration>362</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>26</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - September 2023</itunes:title>
    <title>Don&#39;s Discussion - September 2023</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's September 2023 edition of Primary Agent magazine.   This month's question: One of my insureds incurred a cost he feels is the agency’s fault. While I disagree, I do feel bad and reimbursed the customer $350. Is this OK? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s September 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: One of my insureds incurred a cost he feels is the agency’s fault. While I disagree, I do feel bad and reimbursed the customer $350. Is this OK?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s September 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: One of my insureds incurred a cost he feels is the agency’s fault. While I disagree, I do feel bad and reimbursed the customer $350. Is this OK?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13490795-don-s-discussion-september-2023.mp3" length="5193322" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13490795</guid>
    <pubDate>Wed, 30 Aug 2023 00:00:00 -0400</pubDate>
    <itunes:duration>427</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>25</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>The Important Role of Due Diligence in M&amp;A Deals - August 2023</itunes:title>
    <title>The Important Role of Due Diligence in M&amp;A Deals - August 2023</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's August 2023 issue of Primary Agent magazine entitled The Important Role of Due Diligence in M&amp;A Deals.  Jen Martin, of MarshBerry, discusses the importance of the due diligence process in merger and acquisition deals and outlines the top pitfalls that it can uncover. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s August 2023 issue of Primary Agent magazine entitled The Important Role of Due Diligence in M&amp;A Deals.<br/><br/>Jen Martin, of MarshBerry, discusses the importance of the due diligence process in merger and acquisition deals and outlines the top pitfalls that it can uncover.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s August 2023 issue of Primary Agent magazine entitled The Important Role of Due Diligence in M&amp;A Deals.<br/><br/>Jen Martin, of MarshBerry, discusses the importance of the due diligence process in merger and acquisition deals and outlines the top pitfalls that it can uncover.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13308650-the-important-role-of-due-diligence-in-m-a-deals-august-2023.mp3" length="6045469" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13308650</guid>
    <pubDate>Sat, 29 Jul 2023 00:00:00 -0400</pubDate>
    <itunes:duration>497</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>24</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - August 2023</itunes:title>
    <title>Coverage Corner - August 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's August 2023 edition of Primary Agent magazine.   This month's article is entitled: KIDS &amp; COLLEGE: LOGIC &amp; LANGUAGE AND FORMS &amp; FACTS. Bill Wilson explores the adjustments your customers with college-bound children likely need to make to their insurance programs. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s August 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: KIDS &amp; COLLEGE: LOGIC &amp; LANGUAGE<br/>AND FORMS &amp; FACTS. Bill Wilson explores the adjustments your customers with college-bound children likely need to make to their insurance programs.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s August 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: KIDS &amp; COLLEGE: LOGIC &amp; LANGUAGE<br/>AND FORMS &amp; FACTS. Bill Wilson explores the adjustments your customers with college-bound children likely need to make to their insurance programs.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13308603-coverage-corner-august-2023.mp3" length="3922795" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13308603</guid>
    <pubDate>Sat, 29 Jul 2023 00:00:00 -0400</pubDate>
    <itunes:duration>322</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>23</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - August 2023</itunes:title>
    <title>Claire-ification - August 2023</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's August 2023 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: One of our carriers wants to extend the expiration date of the policy. Is that permissible? They are also asking us to look for coverage elsewhere. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s August 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: One of our carriers wants to extend the expiration date of the policy. Is that permissible? They are also asking us to look for coverage elsewhere.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s August 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: One of our carriers wants to extend the expiration date of the policy. Is that permissible? They are also asking us to look for coverage elsewhere.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13308586-claire-ification-august-2023.mp3" length="3037353" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13308586</guid>
    <pubDate>Sat, 29 Jul 2023 00:00:00 -0400</pubDate>
    <itunes:duration>248</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>22</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Growing Your Agency While Giving Back to the Community - July 2023</itunes:title>
    <title>Growing Your Agency While Giving Back to the Community - July 2023</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's July 2023 issue of Primary Agent magazine entitled Growing Your Agency While Giving Back to the Community by Betsy Myatt of Insurance Industry Charitable Foundation. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s July 2023 issue of Primary Agent magazine entitled Growing Your Agency While Giving Back to the Community by Betsy Myatt of Insurance Industry Charitable Foundation.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s July 2023 issue of Primary Agent magazine entitled Growing Your Agency While Giving Back to the Community by Betsy Myatt of Insurance Industry Charitable Foundation.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13110707-growing-your-agency-while-giving-back-to-the-community-july-2023.mp3" length="5450534" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13110707</guid>
    <pubDate>Wed, 28 Jun 2023 00:00:00 -0400</pubDate>
    <itunes:duration>448</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>21</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - July 2023</itunes:title>
    <title>Coverage Corner - July 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's July 2023 edition of Primary Agent magazine.   This month's article is entitled: THE CRIMES, THEY ARE A-CHANGIN’ Cathy Trischan explores the latest cybercrimes and how insurance can protect your clients. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s July 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: THE CRIMES, THEY ARE A-CHANGIN’<br/>Cathy Trischan explores the latest cybercrimes and how insurance can protect your clients.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s July 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: THE CRIMES, THEY ARE A-CHANGIN’<br/>Cathy Trischan explores the latest cybercrimes and how insurance can protect your clients.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13110667-coverage-corner-july-2023.mp3" length="4745653" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13110667</guid>
    <pubDate>Wed, 28 Jun 2023 00:00:00 -0400</pubDate>
    <itunes:duration>390</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>20</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - July 2023</itunes:title>
    <title>Don&#39;s Discussion - July 2023</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's July 2023 edition of Primary Agent magazine.   This month's question: Can our agency use a shredding company to dispose of customer files – including MVRs and other personal information – if the company doesn’t shred on site? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s July 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: Can our agency use a shredding company to dispose of customer files – including MVRs and other personal information – if the company doesn’t shred on site?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s July 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: Can our agency use a shredding company to dispose of customer files – including MVRs and other personal information – if the company doesn’t shred on site?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/13110663-don-s-discussion-july-2023.mp3" length="4136180" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-13110663</guid>
    <pubDate>Wed, 28 Jun 2023 00:00:00 -0400</pubDate>
    <itunes:duration>339</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>19</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Simplifying Multifactor Authentication for Agencies - June 2023</itunes:title>
    <title>Simplifying Multifactor Authentication for Agencies - June 2023</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's June 2023 issue of Primary Agent magazine. SIMPLIFYING MULTIFACTOR AUTHENTICATION FOR AGENCIES   With cybersecurity top of mind, agency owners must balance operational efficiency and regulatory requirements. Alvito Vaz, of ID Federation, shares the benefits of multifactor authentication (MFA) and ideas for simplifying its adoption. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s June 2023 issue of Primary Agent magazine. SIMPLIFYING MULTIFACTOR AUTHENTICATION FOR AGENCIES <br/><br/>With cybersecurity top of mind, agency owners must balance operational efficiency and regulatory requirements. Alvito Vaz, of ID Federation, shares the benefits of multifactor authentication (MFA) and ideas for simplifying its adoption.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s June 2023 issue of Primary Agent magazine. SIMPLIFYING MULTIFACTOR AUTHENTICATION FOR AGENCIES <br/><br/>With cybersecurity top of mind, agency owners must balance operational efficiency and regulatory requirements. Alvito Vaz, of ID Federation, shares the benefits of multifactor authentication (MFA) and ideas for simplifying its adoption.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12946486-simplifying-multifactor-authentication-for-agencies-june-2023.mp3" length="7038128" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12946486</guid>
    <pubDate>Thu, 01 Jun 2023 00:00:00 -0400</pubDate>
    <itunes:duration>579</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>18</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - June 2023</itunes:title>
    <title>Coverage Corner - June 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's June 2023 edition of Primary Agent magazine.   This month's article is entitled: MORE ABOUT MOWERS. Bill Wilson addresses the issue of liability coverage for the use of riding lawn mowers – particularly for use beyond servicing a residence. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s June 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: MORE ABOUT MOWERS. Bill Wilson addresses the issue of liability coverage for the use of riding lawn mowers – particularly for use beyond servicing a residence.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s June 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s article is entitled: MORE ABOUT MOWERS. Bill Wilson addresses the issue of liability coverage for the use of riding lawn mowers – particularly for use beyond servicing a residence.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12946478-coverage-corner-june-2023.mp3" length="4607905" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12946478</guid>
    <pubDate>Thu, 01 Jun 2023 00:00:00 -0400</pubDate>
    <itunes:duration>378</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>17</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - June 23</itunes:title>
    <title>Claire-ification - June 23</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's June 2023 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: One of our staff had an altercation at a concert. Can this impact his license? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s June 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: One of our staff had an altercation at a concert. Can this impact his license?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s June 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: One of our staff had an altercation at a concert. Can this impact his license?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12946462-claire-ification-june-23.mp3" length="2505485" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12946462</guid>
    <pubDate>Thu, 01 Jun 2023 00:00:00 -0400</pubDate>
    <itunes:duration>204</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>16</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Employee Retention Insights - May 2023</itunes:title>
    <title>Employee Retention Insights - May 2023</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's May 2023 issue of Primary Agent magazine.   This article is entitled EMPLOYEE RETENTION INSIGHTS.  Karen DiGioia, of IA&amp;B’s contracted human resources consulting firm, takes a deep dive into what motivates employees and how employers can keep top performers from “being great for someone else.” ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s May 2023 issue of Primary Agent magazine. <br/><br/>This article is entitled EMPLOYEE RETENTION INSIGHTS.<br/><br/>Karen DiGioia, of IA&amp;B’s contracted human resources consulting firm, takes a deep dive into what motivates employees and how employers can keep top performers from “being great for someone else.”</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s May 2023 issue of Primary Agent magazine. <br/><br/>This article is entitled EMPLOYEE RETENTION INSIGHTS.<br/><br/>Karen DiGioia, of IA&amp;B’s contracted human resources consulting firm, takes a deep dive into what motivates employees and how employers can keep top performers from “being great for someone else.”</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12752426-employee-retention-insights-may-2023.mp3" length="7990097" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12752426</guid>
    <pubDate>Sun, 30 Apr 2023 00:00:00 -0400</pubDate>
    <itunes:duration>664</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>15</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - May 2023</itunes:title>
    <title>Don&#39;s Discussion - May 2023</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's May 2023 edition of Primary Agent magazine.   This month's question: Is there an age at which a licensed producer becomes totally exempt from the requirement to take continuing education (CE) in order to renew their license? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s May 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: Is there an age at which a licensed producer becomes totally exempt from the requirement to take continuing education (CE) in order to renew their license?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s May 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: Is there an age at which a licensed producer becomes totally exempt from the requirement to take continuing education (CE) in order to renew their license?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12752415-don-s-discussion-may-2023.mp3" length="4433877" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12752415</guid>
    <pubDate>Sun, 30 Apr 2023 00:00:00 -0400</pubDate>
    <itunes:duration>364</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>14</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - May 2023</itunes:title>
    <title>Coverage Corner - May 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's May 2023 edition of Primary Agent magazine.  This month's article is entitled: BUILDING REPLACEMENT COSTS – HOW TO PROTECT YOURSELF AND YOUR COMMERCIAL CLIENT. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s May 2023 edition of Primary Agent magazine.<br/><br/>This month&apos;s article is entitled: BUILDING REPLACEMENT COSTS – HOW TO PROTECT YOURSELF AND YOUR COMMERCIAL CLIENT.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s May 2023 edition of Primary Agent magazine.<br/><br/>This month&apos;s article is entitled: BUILDING REPLACEMENT COSTS – HOW TO PROTECT YOURSELF AND YOUR COMMERCIAL CLIENT.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12752401-coverage-corner-may-2023.mp3" length="4820584" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12752401</guid>
    <pubDate>Sun, 30 Apr 2023 00:00:00 -0400</pubDate>
    <itunes:duration>399</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>13</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Top Five Federal Legislation Issues - April 2023</itunes:title>
    <title>Top Five Federal Legislation Issues - April 2023</title>
    <itunes:summary><![CDATA[As members head to Washington, DC for the Big I's Legislative Conference, John Savant, IA&amp;B's Government Affairs Director, gives an update on the top five legislative issues affecting the insurance industry at the federal level.  ]]></itunes:summary>
    <description><![CDATA[<p>As members head to Washington, DC for the Big I&apos;s Legislative Conference, John Savant, IA&amp;B&apos;s Government Affairs Director, gives an update on the top five legislative issues affecting the insurance industry at the federal level. </p>]]></description>
    <content:encoded><![CDATA[<p>As members head to Washington, DC for the Big I&apos;s Legislative Conference, John Savant, IA&amp;B&apos;s Government Affairs Director, gives an update on the top five legislative issues affecting the insurance industry at the federal level. </p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12725367-top-five-federal-legislation-issues-april-2023.mp3" length="14287278" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12725367</guid>
    <pubDate>Wed, 26 Apr 2023 00:00:00 -0400</pubDate>
    <itunes:duration>1178</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>12</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - April 23</itunes:title>
    <title>Coverage Corner - April 23</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's April 2023 edition of Primary Agent magazine.  This month's article is entitled: THE ‘ENTIRETY OF CONTRACT’ PRINCIPLE ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s April 2023 edition of Primary Agent magazine.<br/><br/>This month&apos;s article is entitled: THE ‘ENTIRETY OF CONTRACT’ PRINCIPLE</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s April 2023 edition of Primary Agent magazine.<br/><br/>This month&apos;s article is entitled: THE ‘ENTIRETY OF CONTRACT’ PRINCIPLE</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12532899-coverage-corner-april-23.mp3" length="4354766" type="audio/mpeg" />
    <itunes:author></itunes:author>
    <guid isPermaLink="false">Buzzsprout-12532899</guid>
    <pubDate>Thu, 30 Mar 2023 00:00:00 -0400</pubDate>
    <itunes:duration>358</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>11</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - April 2023</itunes:title>
    <title>Claire-ification - April 2023</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's April 2023 edition of Primary Agent magazine.   Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month's question is: If we want to encourage higher property limits, can we send a letter only to insureds with lower limits, or must we send our letter to everyone? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s April 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: If we want to encourage higher property limits, can we send a letter only to insureds with lower limits, or must we send our letter to everyone?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s April 2023 edition of Primary Agent magazine. <br/><br/>Claire-ification is a bi-monthly guidance column in Primary Agent magazine. This month&apos;s question is: If we want to encourage higher property limits, can we send a letter only to insureds with lower limits, or must we send our letter to everyone?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12532611-claire-ification-april-2023.mp3" length="2665177" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12532611</guid>
    <pubDate>Thu, 30 Mar 2023 00:00:00 -0400</pubDate>
    <itunes:duration>218</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>10</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Leverage Marketing Automation Technology - April 23</itunes:title>
    <title>Leverage Marketing Automation Technology - April 23</title>
    <itunes:summary><![CDATA[Audio version of the feature article from IA&amp;B's April 2023 issue of Primary Agent magazine.   This article is entitled LEVERAGE MARKETING AUTOMATION TECHNOLOGY by Michelle Longo of Agency Revolution.   Learn how marketing automation technology can help an agency meet young insurance consumers’ expectations and communications preferences. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s April 2023 issue of Primary Agent magazine. <br/><br/>This article is entitled LEVERAGE MARKETING AUTOMATION TECHNOLOGY by Michelle Longo of Agency Revolution. <br/><br/>Learn how marketing automation technology can help an agency meet young insurance consumers’ expectations and communications preferences.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article from IA&amp;B&apos;s April 2023 issue of Primary Agent magazine. <br/><br/>This article is entitled LEVERAGE MARKETING AUTOMATION TECHNOLOGY by Michelle Longo of Agency Revolution. <br/><br/>Learn how marketing automation technology can help an agency meet young insurance consumers’ expectations and communications preferences.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12532585-leverage-marketing-automation-technology-april-23.mp3" length="7944502" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12532585</guid>
    <pubDate>Thu, 30 Mar 2023 00:00:00 -0400</pubDate>
    <itunes:duration>655</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>9</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - March 2023</itunes:title>
    <title>Coverage Corner - March 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's March 2023 edition of Primary Agent magazine.  This month's article is entitled: Biometrics and Insurance - Where is the Coverage? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s March 2023 edition of Primary Agent magazine.<br/><br/>This month&apos;s article is entitled: Biometrics and Insurance - Where is the Coverage?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s March 2023 edition of Primary Agent magazine.<br/><br/>This month&apos;s article is entitled: Biometrics and Insurance - Where is the Coverage?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12313563-coverage-corner-march-2023.mp3" length="5235904" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12313563</guid>
    <pubDate>Tue, 28 Feb 2023 00:00:00 -0500</pubDate>
    <itunes:duration>429</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>8</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - March 2023</itunes:title>
    <title>Don&#39;s Discussion - March 2023</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's March 2023 edition of Primary Agent magazine.   This month's question: A producer just retired. How can our agency minimize liability related to customers’ continued communications to the former employee’s email account? ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s March 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: A producer just retired. How can our agency minimize liability related to customers’ continued communications to the former employee’s email account?</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s March 2023 edition of Primary Agent magazine. <br/><br/>This month&apos;s question: A producer just retired. How can our agency minimize liability related to customers’ continued communications to the former employee’s email account?</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12313466-don-s-discussion-march-2023.mp3" length="3813263" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12313466</guid>
    <pubDate>Tue, 28 Feb 2023 00:00:00 -0500</pubDate>
    <itunes:duration>311</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>7</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>A New Breed of Flexibility: The Skills-Based Organization</itunes:title>
    <title>A New Breed of Flexibility: The Skills-Based Organization</title>
    <itunes:summary><![CDATA[Audio version of the feature article "A New Breed of Flexibility: The Skills-Based Organization" by Sharon Emek of WAHVE. From IA&amp;B's February 2023 edition of Primary Agent magazine. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article &quot;A New Breed of Flexibility: The Skills-Based Organization&quot; by Sharon Emek of WAHVE. From IA&amp;B&apos;s February 2023 edition of Primary Agent magazine.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article &quot;A New Breed of Flexibility: The Skills-Based Organization&quot; by Sharon Emek of WAHVE. From IA&amp;B&apos;s February 2023 edition of Primary Agent magazine.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12165793-a-new-breed-of-flexibility-the-skills-based-organization.mp3" length="4303362" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12165793</guid>
    <pubDate>Wed, 01 Feb 2023 16:00:00 -0500</pubDate>
    <itunes:duration>353</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>6</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Virtual Assistants: E&amp;O Concerns and Risk Management Tips</itunes:title>
    <title>Virtual Assistants: E&amp;O Concerns and Risk Management Tips</title>
    <itunes:summary><![CDATA[Audio version of the feature article "Virtual Assistants: E&amp;O Concerns and Risk Management Tips" written by Bob Porten of Utica. From IA&amp;B's February 2023 edition of Primary Agent magazine. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the feature article &quot;Virtual Assistants: E&amp;O Concerns and Risk Management Tips&quot; written by Bob Porten of Utica. From IA&amp;B&apos;s February 2023 edition of Primary Agent magazine.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the feature article &quot;Virtual Assistants: E&amp;O Concerns and Risk Management Tips&quot; written by Bob Porten of Utica. From IA&amp;B&apos;s February 2023 edition of Primary Agent magazine.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12165778-virtual-assistants-e-o-concerns-and-risk-management-tips.mp3" length="4857077" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12165778</guid>
    <pubDate>Wed, 01 Feb 2023 16:00:00 -0500</pubDate>
    <itunes:duration>399</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>5</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - February 2023</itunes:title>
    <title>Coverage Corner - February 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's February 2023 edition of Primary Agent magazine. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s February 2023 edition of Primary Agent magazine.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s February 2023 edition of Primary Agent magazine.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12165758-coverage-corner-february-2023.mp3" length="4406025" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12165758</guid>
    <pubDate>Wed, 01 Feb 2023 16:00:00 -0500</pubDate>
    <itunes:duration>362</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>4</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Claire-ification - February 2023</itunes:title>
    <title>Claire-ification - February 2023</title>
    <itunes:summary><![CDATA[Audio version of the Claire-ification column from IA&amp;B's February 2023 edition of Primary Agent magazine.  Links from the article: Insurance Information Institute (III) - http://www.iii.org/store Pennsylvania Insurance Department - https://www.insurance.pa.gov  Maryland Insurance Administration - https://insurance.maryland.gov Delaware Department of Insurance -  https://insurance.delaware.gov/information/espanol/  Texas Department of Insurance - https://www.tdi.texas.gov/we...]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s February 2023 edition of Primary Agent magazine.<br/><br/>Links from the article:<br/>Insurance Information Institute (III) - http://www.iii.org/store<br/>Pennsylvania Insurance Department - https://www.insurance.pa.gov <br/>Maryland Insurance Administration - https://insurance.maryland.gov<br/>Delaware Department of Insurance -  https://insurance.delaware.gov/information/espanol/ <br/>Texas Department of Insurance - https://www.tdi.texas.gov/webinfo/glossaries.html <br/>FEMA - https://www.fema.gov/flood-insurance/outreach-resources/publications<br/>USLI - https://www.usli.com/media/pq0ppjhg/usli-english-spanish-glossary.pdf</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Claire-ification column from IA&amp;B&apos;s February 2023 edition of Primary Agent magazine.<br/><br/>Links from the article:<br/>Insurance Information Institute (III) - http://www.iii.org/store<br/>Pennsylvania Insurance Department - https://www.insurance.pa.gov <br/>Maryland Insurance Administration - https://insurance.maryland.gov<br/>Delaware Department of Insurance -  https://insurance.delaware.gov/information/espanol/ <br/>Texas Department of Insurance - https://www.tdi.texas.gov/webinfo/glossaries.html <br/>FEMA - https://www.fema.gov/flood-insurance/outreach-resources/publications<br/>USLI - https://www.usli.com/media/pq0ppjhg/usli-english-spanish-glossary.pdf</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12165004-claire-ification-february-2023.mp3" length="3566387" type="audio/mpeg" />
    <itunes:author>IA&amp;B</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12165004</guid>
    <pubDate>Wed, 01 Feb 2023 14:00:00 -0500</pubDate>
    <itunes:duration>293</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>3</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Don&#39;s Discussion - January 2023</itunes:title>
    <title>Don&#39;s Discussion - January 2023</title>
    <itunes:summary><![CDATA[Audio version of the Don's Discussion column from IA&amp;B's January 2023 edition of Primary Agent magazine. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s January 2023 edition of Primary Agent magazine.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Don&apos;s Discussion column from IA&amp;B&apos;s January 2023 edition of Primary Agent magazine.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12013241-don-s-discussion-january-2023.mp3" length="2721715" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/j78mgtqglbpi2m9p6ugm57mw9oyx?.jpg" />
    <itunes:author>Megan</itunes:author>
    <guid isPermaLink="false">Buzzsprout-12013241</guid>
    <pubDate>Mon, 09 Jan 2023 23:00:00 -0500</pubDate>
    <itunes:duration>224</itunes:duration>
    <itunes:keywords></itunes:keywords>
    <itunes:season>2023</itunes:season>
    <itunes:episode>2</itunes:episode>
    <itunes:episodeType>full</itunes:episodeType>
    <itunes:explicit>false</itunes:explicit>
  </item>
  <item>
    <itunes:title>Coverage Corner - January 2023</itunes:title>
    <title>Coverage Corner - January 2023</title>
    <itunes:summary><![CDATA[Audio version of the Coverage Corner column from IA&amp;B's January 2023 edition of Primary Agent magazine. ]]></itunes:summary>
    <description><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s January 2023 edition of Primary Agent magazine.</p>]]></description>
    <content:encoded><![CDATA[<p>Audio version of the Coverage Corner column from IA&amp;B&apos;s January 2023 edition of Primary Agent magazine.</p>]]></content:encoded>
    <enclosure url="https://www.buzzsprout.com/2112447/episodes/12013204-coverage-corner-january-2023.mp3" length="4945152" type="audio/mpeg" />
    <itunes:image href="https://storage.buzzsprout.com/k0ekfuqbct3tpd5etmjdpz9ph4c0?.jpg" />
    <itunes:author>Megan</itunes:author>
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    <pubDate>Mon, 09 Jan 2023 23:00:00 -0500</pubDate>
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