The Property Couch

The Smartest Property Move After the Tax Changes | FUNdamental Fridays

Fri, 12 Jun 2026 12:00:00 +1000

In this Friday Fundamentals episode, Shane Pope and Luke Oxenham tackle a very practical question:

If you already own property, what’s the smartest next move?

With the tax landscape changing and investors reassessing their options, this conversation explores why growth still matters most — and why your principal place of residence may be more important than ever in shaping your next step.

Shane and Luke unpack the idea of improving your home, releasing equity, and getting positioned to act while others are still sitting on the sidelines.

They also discuss why the current environment may be creating a rare opportunity for upgraders, particularly with fewer investors competing in the market.

If you already own property and you’re trying to work out what comes next, this is a timely one.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

⏱️ Timestamps

00:29 – Welcome back to Friday Fundamentals
00:57 – Why this question matters right now
01:28 – If you already own property, what’s the smartest next move?
01:39 – Shane’s “PPOR maxing” strategy
02:01 – Has growth become even more important than tax benefits?
03:01 – Improving your home and releasing equity
03:50 – What changed for investors and lenders
04:41 – Why principal place of residence strategy matters more now
05:24 – Why upgraders may be in a stronger position
05:59 – What happens when investors pull back from the market
06:17 – Is now the time to jump to the next rung?
07:00 – Final thoughts and send in your questions

LISTEN TO THE FIRST 20 EPISODES HERE >>

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Ep 601 | Rules change, But the Fundamentals Don't - Chat with Lachlan Delahunty

Thu, 11 Jun 2026 14:00:00 +1000

The rules may be changing, but the fundamentals haven’t.

As proposed negative gearing reforms dominate headlines, many investors are asking the same question:

Should I rethink my strategy?

To help answer that, Ben Kingsley welcomes Lachlan Delahunty, Founder of Follio and a property professional who has been involved in more than $2 billion worth of property acquisitions.

Together, they explore what really drives long-term property performance and why some investors risk being distracted by tax outcomes rather than investment fundamentals.

In this episode, you’ll learn:

Why negative gearing was never the strategy — capital growth was
The difference between commutable and non-commutable regional markets
Why some regional locations thrive while others experience boom-bust cycles
The investment-grade framework: Location, Land, Asset
How scarcity, agglomeration and demographic trends influence property values
Why guaranteed returns, social media hype and thinly traded regional markets can create significant risks for investors

As Lachlan reminds listeners:

“The rent keeps you in the market. Growth creates the wealth.”

But perhaps the biggest message from this conversation is even simpler:

Good property is still good property.

Governments change.

Policies change.

Markets change.

But the fundamentals that drive long-term wealth creation remain remarkably consistent.

FREE STUFF MENTIONED

🎥 Property Prices After Tax Reform: Fact vs Fiction (Replay + Slide Deck)

Ben’s webinar replay is now available on demand, along with the downloadable slide deck that explores:

What really drives long-term property growth
Scarcity and land appreciation
The potential impacts of negative gearing and CGT changes
Winners, losers and unintended consequences of the proposed reforms

👉 Access the replay and download the slide deck: thepropertycouch.com/webinar

📊 Negative Gearing Analysis Tool (Moorr)

Compare property scenarios side-by-side and model the impact of:

Negative gearing
Deferred tax benefits
Cash flow changes
Different investment property scenarios

👉 Explore the tool: moorr.com.au/negative-gearing-analysis-tool

TIMESTAMPS

00:00 – Negative Gearing Is Not Gone: What Investors Need To Know
03:48 – The Money Habits That Shaped A $2 Billion Property Career
12:08 – Negative Gearing Was Never The Strategy
19:19 – Regional Markets: Opportunity or Trap?
23:26 – The Investment Grade Framework: Location, Land & Asset
28:40 – Commutable vs Non-Commutable Regional Markets
42:54 – Guaranteed Returns, Hype & Regional Risk
53:16 – Why Fundamentals Still Matter
58:49 – Lachlan’s Final Message To Investors

How to Find Better Suburbs Using Property Data | Do the Numbers Stack Up?

Wed, 10 Jun 2026 06:00:00 +1000

Feeling uncertain about where to buy next?

With so much noise in the property market right now, it’s easy to get caught up in headlines, opinions and speculation. But as Ben Kingsley and Connor explain in this bonus episode, one of the best ways to cut through the confusion is to come back to the data.

In this episode, they unpack how investors can start narrowing down Australia’s 30,000+ suburbs by looking at key property metrics such as typical value, yield, weekly rent, vacancy rates, days on market and demand-supply signals.

They also explore why suburb-level data is only the starting point, how side-by-side suburb comparisons can help investors build a smarter shortlist, and why property-level research still matters before making any decisions.

Whether you’re just starting your property search or trying to refine your next investment location, this episode will help you think more clearly about where to begin.

Free Resources Mentioned:

Timestamps:

00:00 – Using Data to Cut Through Uncertainty
01:10 – Introducing Moorr’s Suburb Search
02:17 – Choosing Your Search Criteria
03:44 – Exploring the Key Filters
04:31 – Building a Suburb Shortlist
06:03 – Comparing Suburb Trends
07:05 – Why Property-Level Research Still Matters
07:42 – Reading the Demand-Supply Signals
08:27 – How Filters Help You Find the Right Suburbs
09:21 – Using Comparison Tools to Refine Your Shortlist
09:59 – More Property Tools Coming Soon
11:11 – Upcoming Property Webinar

Listen now to learn how to stop guessing and start researching with more confidence.

Want Better Results? Pick Your Weapon. | Friday FUNdamentals

Fri, 05 Jun 2026 12:00:00 +1000

In this Friday Fundamentals episode, KD and Brett Burton unpack a powerful idea:

it’s okay to do one thing really, really well.

From an unforgettable 80s concert story to lessons from high-performance sport and business, this conversation explores why so many people spread themselves too thin — and why the better path is often to identify your strengths, refine them, and lean into them.

They talk about the value of specialising earlier, knowing your “weapon”, and resisting the urge to be everything to everyone.

If you’ve ever struggled with self-doubt, overcommitting, or trying to fix every weakness at once, this episode offers a refreshing reminder to focus on what you do best.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

⏱️ Timestamps

00:15 – Welcome back to Friday Fundamentals
00:27 – KD and Brett take the mic
00:53 – The hill: it’s okay to do one thing really well
01:00 – The Bananarama concert story that inspired it
02:27 – Why specialising matters more than we think
03:08 – Brett on “bring your weapon”
04:00 – Why high performers know their strengths
05:06 – The trap of trying to be everything to everyone
06:00 – Why we focus too much on weaknesses
07:00 – Surviving vs thriving
08:00 – What it looks like to lean into your strengths
08:50 – Final thoughts and your hill to die on

Ep 600 | Never Waste a Crisis: John McGrath & Tom Panos on Markets, Mindset & the Budget Bombshell

Thu, 04 Jun 2026 14:00:00 +1000

600 episodes. Thousands of conversations. One incredible community.

And if there's one thing we've learned along the way...

Success rarely follows a straight line.

Few stories prove that better than John McGrath's.

A 95/500 HSC. A football career ended by a doctor's verdict, and a pivot that led to one of Australia's most recognisable property empires.

For our 600th milestone, we went big.

Ben sits down with John McGrath and Tom Panos: two of the most trusted voices in Australian real estate, for a conversation that's equal parts origin story, market reality check and a few things the government probably doesn't want said out loud.

They cover John's remarkable rise, the mindset and habits that built an empire, and a no-holds-barred breakdown of the Federal Budget changes: what do they actually mean for the younger generation and first-home buyers already struggling to get onto the property ladder?

FREE STUFF MENTIONED

📊 NEW: Negative Gearing Calculator
The rules have changed but your strategy doesn't have to suffer. Run your numbers, compare the old vs new settings side-by-side, and see exactly what the budget changes mean for your cashflow and portfolio inside the web version of Moorr.
👉 Knowledge is power. Use it.
🧠 Take The Property Couch Quiz
We've launched a brand-new website designed to help you cut through 600+ episodes and find the content most relevant to your property journey.
👉 Complete the quiz and tailor your experience
📅 Book A Pre-EOFY Tax Planning Chat
June 30 doesn't wait for anyone. If you're still thinking "I'll get to it soon", soon is now. Get ahead of the end-of-financial-year rush, access our free resources, and make sure you're not leaving money on the table when the clock runs out.
👉 Find out more!

The 3 Cs of Lending: What Banks Really Look At | Throwback Tuesdays

Tue, 02 Jun 2026 14:00:00 +1000

You’ve saved the deposit. You’ve done the hard yards. You’re ready to get into the property market.

But then comes the big question: Will the bank actually lend you the money?

As Bryce and Ben explain in this Throwback Tuesday episode, a strong deposit is a great start, but it’s only one part of the picture.

For the original episode, tune in here: Episode 88 | Q&A – Investing in Newly Developed Areas, Getting into the Property Market, Career as a Buyers Agent and more.

Are "Guaranteed" Returns in Property a Red Flag? | FUNdamental Fridays

Fri, 29 May 2026 12:00:00 +1000

In this Friday Fundamentals episode, Ben and Polly unpack one of the most important investing skills you can build:

Critical Thinking.

The conversation centres on the growing number of “guaranteed return” propositions showing up in property investing — and why those promises should always be challenged.

From guaranteed rent to guaranteed growth, they break down why the real issue isn’t just the headline offer, but the downside risk that often gets ignored.

If a property underperforms, loses value, or leaves you with reduced flexibility, a small guarantee may not come close to covering the real cost.

This episode explores the questions every investor should ask, the red flags to watch for, and why thinking critically before you sign anything is one of the most important habits you can build.

Got a question or a something you wish you knew earlier?

Send it through here 👉 https://thepropertycouch.com.au/topics/

599 | The Legal Traps That Lock You In (Buying a Home | Part 3) — Chat with Nicole Faid

Thu, 28 May 2026 14:00:00 +1000

You found the property. You've secured finance. You've survived inspections...

Now comes the paperwork that can make (or break) the deal.

In Part 3 of our Buying a Home series, Ben is joined by Nicole Faid and Kirsty “KD” Dunphey to unpack the legal side of buying property, and reveal the hidden risks buyers often don't discover until it's too late.

Inside:

✔️ Why "submitting an offer" may already legally bind you
✔️ The clauses Nicole NEVER buys without
✔️ Subject-to-finance and building & pest traps explained
✔️ Why cheap contract reviews can cost you later
✔️ Settlement surprises most buyers never budget for
✔️ The red flags hidden inside contracts and apartments

This wraps up our Buying a Home mini-series:

Free Stuff Mentioned

📊 Free Property & Suburb Reports
Want to see what tax reforms and market shifts could mean for demand in your area? Access free suburb reports, including demand and supply insights through Moorr.
👉 Get the latest insights now
🌐 Explore The New Property Couch Website
We've launched a brand-new website designed to help you cut through 600+ episodes and find the content most relevant to your property journey.
👉 Complete the quiz and tailor your experience
📅 Book A Free Tax Planning Chat
Before 30 June rolls around, now's the time to think tax planning, especially if you own investment properties.
👉 Book a free 15-minute chat with the team.
Find out more about Nicole & Accord Conveyancing, or listen to her other TPC episodes here.

When Building New Actually Makes Sense | Throwback Tuesdays

Tue, 26 May 2026 14:00:00 +1000

Building new often gets a bad rap when we’re talking about property.

But what if you’re not building purely for investment?

In this Throwback Tuesday episode, Bryce and Ben unpack when building new actually makes sense and what to consider before choosing land, location and design for your future family home.

For the original episode, tune in here: Episode 259 | Q&A: A Tax-Saving Hack For An Offset Account, The Simplest Way to Keep Track of Your Properties and How To Distinguish “Emotional Value” from “Property Value”.

The #1 Thing That Wrecks Property | FUNdamental Fridays

Fri, 22 May 2026 12:00:00 +1000

In this Friday Fundamentals episode, Ben is joined by building inspector Paul Baker to unpack one of the most common causes of property damage:

Water.

It comes from everywhere — leaking gutters, under-slab plumbing issues, failed waterproofing, cracked grout, balconies, bathrooms, and more.

And according to Paul, it’s behind the vast majority of the issues he sees in homes.

This conversation breaks down why water causes so much damage, what warning signs buyers and owners should look out for, and why some “small” issues can turn into very expensive repairs if they’re ignored.

If you’re buying, selling, renovating, or maintaining a property, this is a practical episode with real value.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

598 | Negative Gearing & CGT: Two Top Economists Cut Through the Budget Spin - Chat with David Robertson

Thu, 21 May 2026 14:00:00 +1000

Negative gearing reforms. Capital gains tax changes. Trust adjustments. Housing affordability measures. Productivity promises.

Beyond the latest Federal Budget headlines… what are the real consequences?

This week, Ben is joined by David Robertson, Chief Economist, Head of Economic and Markets Research at Bendigo and Adelaide Bank, and Evan Lucas, Market Commentator, to unpack one of the most ambitious (and controversial) budgets in decades.

Together they explore:

💰 What tax reform could mean for investors
📉 Will borrowing power and investor behaviour change?
📊 Could this create a two-tier property market?
🤖 Why AI and productivity may become Australia's next growth story

Plus: the unintended consequences nobody seems to be talking about...

It’s a sharp look into where Australia’s economy is heading with these tsunami reforms. Tune in now!

FREE STUFF MENTIONED

(FREE WEBINAR) Property Prices After Tax Reform: Fact vs Fiction
With major changes to negative gearing and capital gains tax now on the table, what does this mean for property prices, investors, first-home buyers and renters?
Join Ben LIVE as he cuts through the headlines to unpack the potential winners, losers and unintended consequences shaping Australia’s property market.
🗓 Tuesday, 26th May
⏰ 7:30pm AEST
👉 Register Free Here
Mortgage Hacks Video Series
Cashflow feeling tight? Ben’s got 6 short videos packed with practical mortgage hacks that could put hundreds of dollars back in your pocket every month.
👉 Listen now!
Listen Evan’s Podcast: Exchanges with Evan Lucas
Missed our thoughts on the 2026 Federal Budget? Listen to 597 | Federal Budget 2026: Are YOU a Winner or Loser? (Property Edition)

The Interview: Sen. Andrew Bragg on the Property Tax Shake-Up

Tue, 19 May 2026 17:00:00 +1000

Ben Kingsley sits down with Senator Andrew Bragg, Liberal Senator and Shadow Minister for Housing and Homelessness, for a wide-ranging conversation on the future of housing, tax reform, productivity and Australia’s economic direction.

In this special interview, they unpack the proposed changes to negative gearing and capital gains tax, the growing challenge of housing affordability, construction bottlenecks, energy policy, lending restrictions and what all of this could mean for everyday Australians trying to build wealth through property.

They also explore whether Australia’s housing crisis is really a supply issue, how productivity and red tape are impacting new home construction, and why borrowing capacity rules may be creating unintended consequences across the property market.

Plus, Ben asks the big question many investors are wondering right now:
Will the proposed tax reforms actually improve affordability… or could they create a two-tier property market?

If you want a deeper understanding of the policy debate shaping Australia’s property market, this is an episode you won’t want to miss.

Free Stuff Mentioned

https://thepropertycouch.com.au/registernow

Timestamps

00:00 – Introducing Senator Andrew Bragg
00:59 – Early life, money lessons and investing
03:30 – What Did the Budget Get Right?
04:16 – Shovel-ready housing and infrastructure
05:19 – Housing supply, migration and skills shortages
06:45 – Redistribution vs aspiration
08:31 – Productivity and building more homes
11:15 – Could a Simpler Building Code Help Build More Homes?
13:52 – Modular homes, tiny homes and cheaper builds
16:10 – Will banks finance alternative housing?
17:58 – Lending rules, APRA and borrowing capacity
18:31 – Investors competing with first home buyers
22:20 – How Do We Fix Australia’s Energy Problem?
25:09 – AI, data centres and economic growth
26:46 – Negative gearing and CGT changes
28:38 – Will the reforms help first home buyers?
30:40 – Could this create a two-tier property market?
31:04 – Housing fairness or revenue raising?
33:20 – Negative gearing as a “moment in time”
34:14 – Who really gets locked out?
36:19 – Capital gains tax and younger Australians
39:55 – Quick-fire housing questions
40:50 – One housing reform to pass immediately
42:06 – Ben’s final reflections
43:45 – Upcoming webinar: Property Prices After Tax Reform

Why Evan Lucas Thinks Super Could Be Key For First Home Buyers | FUNdamental Fridays

Fri, 15 May 2026 12:00:00 +1000

In this Friday Fundamentals episode, Ben is joined by Evan Lucas to unpack a bold policy idea for first home buyers.

Evan’s hill to die on?

Australia should use a super-like system to help people save for their first home deposit.

Instead of relying on grants, 5% deposit schemes, or capped first home buyer programmes, he argues that the super infrastructure already exists and could be used much more effectively to help people build real deposit savings from the moment they enter the workforce.

The conversation explores how the model could work, why saving a deposit remains one of the biggest barriers to home ownership, and the pros and cons of linking long-term retirement savings with first home access.

It’s a big idea — and one that’s guaranteed to spark opinions.

What do you think? Got your own hill to die on? Send it through here: https://thepropertycouch.com.au/topics/

597 | Federal Budget 2026: Are YOU a Winner or Loser? (Property Edition)

Thu, 14 May 2026 00:00:00 +1000

The 2026 Federal Budget just changed the property landscape... and not in the ways most people expected.

Recorded the day after the announcement, this special emergency episode brings Bryce back to the couch with Ben for an unfiltered, fast-thinking breakdown of what actually happened and what it means for property investors.

Negative gearing has changed. CGT treatment has shifted. Regional markets are exposed. And as Bryce puts it: "Location now does 90% of the heavy lifting."

In this episode, they unpack:

The unintended consequences already taking shape
What these changes actually mean for investors (beyond the headlines)
Whether affordability for first-home buyers will genuinely improve
Why rents could rise further (not fall)
Which markets are most at risk right now
And the clear-headed question every investor should be asking: what do I do next?

This is just the start of our Budget analysis. Deeper economic unpacking is coming in future episodes but if you want to understand the lay of the land before the dust settles, start here.

FREE STUFF MENTIONED

(FREE WEBINAR) Property Prices After Tax Reform: Fact vs Fiction
The Federal Budget has landed… and with it, major changes to negative gearing and capital gains tax, but what does this actually mean for property investors? In this LIVE webinar, Ben uncovers what this means for property prices, investors, first-home buyers and renters across Australia.
🗓 Tuesday, 26th May
⏰ 7:30pm AEST
👉 Register Free Here
How To Retire On $3K A Week 📘
The evergreen investing framework Ben & Bryce reference throughout this episode. Learn the long-term principles behind building financial peace through property and money management.
👉 Get Your Free Copy Today

High-Stakes Negotiation Tips from the FBI | Throwback Tuesdays

Tue, 12 May 2026 14:00:00 +1000

TPC Gold has a new name… say hello to Throwback Tuesdays 👋

Same timeless property investing insights from the archives, just with a fresh new label.

In this one, former FBI hostage negotiator Chris Voss explains why silence creates uncertainty… and uncertainty creates anxiety.

Bryce, Ben and Chris unpack how regular communication builds trust, why even “there’s no update yet” can be reassuring, and how these lessons apply to property, business and everyday negotiations.

For the original episode, tune in here: Episode 457 | FBI Hostage Negotiation Masterclass on Why You Should Never Split the Difference.

Is It ACTUALLY Harder for First Home Buyers Today? | FUNdamental Fridays

Fri, 08 May 2026 12:00:00 +1000

Welcome back to The Hill I’ll Die On, our Friday mini-series where we unpack big questions from the community.

This week, Shane and Luke tackle a topic that sparks plenty of debate:

Is it actually harder for young people to buy property today — and is it someone else’s responsibility to fix it?

They explore the gap between income and property prices, the impact of changing economic conditions, and why expectations around first home ownership may need to shift.

At the same time, they discuss the importance of starting somewhere, making compromises, and focusing on what’s achievable rather than ideal.

It’s a balanced, honest conversation that cuts through the noise and gets to the heart of what matters for first home buyers today.

Content mentioned in this episode here 👉 593 | How to Buy a Home (The Right Way) - Part 1

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

596 | Should I Sell My Investment Property or Hold? Here's How to Decide - Q&A Day

Thu, 07 May 2026 14:00:00 +1000

What if the biggest property mistake isn’t what you buy… but what you do next?

In our latest Q&A episode, Ben K is joined by Couch Crew Polly & Ben T (Fellow QPIAs) to unpack three real investor dilemmas that don’t have easy answers:

🏡 A regional property surges 60%… do you cash out or stay in?
💰 Sell an investment to eliminate your home loan… or keep building wealth?
👯 Combine forces to buy better… or go solo and keep control?

This episode breaks down:

The difference between market value vs fair value
Why timing matters more in regional markets
The hidden costs most investors overlook (insurance, tax, friction)
And the question that matters most:
What job is this property actually doing for you?

Because in the end… The best decision isn’t the one that looks smartest on paper, it’s the one that aligns with your life. Listen now!

P.S. 🚨 Bryce is BACK next week!
The Federal Budget is dropping… and Ben & Bryce will be back on the couch together for a special edition episode to unpack the BIG changes impacting property owners, investors and your money. 💥

FREE STUFF MENTIONED

💸 Mortgage Hacks Video Series
Cashflow feeling tight? Ben's got 6 short videos packed with practical mortgage hacks that could put hundreds of dollars back in your pocket every month. 👉 Listen now!
📱 The Moorr App: Free to Download
We're closing in on 100,000 downloads and we're now the #1 rated money management & budgeting app on iOS. Asset tracking, automated transactions, property research; and did we mention it's free?
👉 Harness the latest money management tools and systems
🎙️ Regional Property Webinar.
We've got a follow-up webinar dropping post-Federal Budget. Watch this space...

(LIVE) RBA May 2026 | Why This May Not Be the Last Rate Hike

Tue, 05 May 2026 17:00:00 +1000

The RBA just hiked again... and this time it wasn't even close. Eight members voted to raise the cash rate to 4.35%. Only one dissented.

Ben Kingsley and economist Evan Lucas break down what the 8-1 vote really signals, why the RBA's own forecasts should worry you, and what Ben means when he says "winter is coming for the Australian economy."

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

The HECS Trick That Could Boost Your Borrowing Power by $100K!!! | FUNdamental Fridays

Fri, 01 May 2026 12:00:00 +1000

What if one simple move could put an extra $662 back in your pocket every month… and potentially boost your borrowing power by up to $100,000?

In this Friday Fundamentals episode of The Property Couch, Ben Kingsley sits down with tax specialist Danish Ahmed to unpack a time-sensitive HECS/HELP strategy that many Australians don’t even realise exists.

With indexation approaching on June 1, this episode walks through a real-life scenario showing how paying down your HECS debt early could help you avoid extra charges, unlock a tax refund, improve your monthly cash flow, and significantly increase your borrowing capacity if you’re planning to buy property.

But timing is everything — and missing this window could mean leaving money on the table.

If you’ve got a HECS or HELP debt, this is one episode you don’t want to scroll past.

Want us to cover your scenario? Submit your question here: https://thepropertycouch.com.au/topics/

⏱️TIMESTAMPS

00:00 – The $662/month HECS hack explained
00:28 – Why this strategy is time-sensitive
00:56 – Real example: $120K income + HECS debt
02:51 – How indexation impacts your debt
04:09 – Unlocking $662 in monthly cash flow
05:00 – Boosting borrowing power by $80K–$100K
06:08 – Why you must act before June 1
07:39 – Key takeaways and next steps

#ThePropertyCouch #HECS #HELPDebt #BorrowingPower #PropertyInvesting #MoneyManagement #PersonalFinance #AussieProperty

595 | Building Inspections, Hidden Defects & A Risky Govt. Proposal (Buying a Home | Part 2) - Chat with Paul Baker & Myles Clark

Thu, 30 Apr 2026 14:00:00 +1000

A $700 inspection could save you $70,000.

In Part 2 of our How to Buy a Home series, Ben is joined by leading building inspectors Paul Baker and Miles Clark to unpack one of the most overlooked and financially risky parts of buying property: building and pest inspections.

You’ll learn:

✔️ What a good inspection should (and shouldn’t) cover
✔️ How to interpret “major defects” without panicking
✔️ The red flags inspectors look for in older homes
✔️ How to choose the right inspector (and avoid costly mistakes)
✔️ Why Victoria’s proposed pre-purchase inspection reforms could have unintended consequences for buyers=

Plus, we unpack a controversial proposal that could make vendor-supplied building reports mandatory… and why many in the industry are sounding the alarm.

🎧 Listen now.

FREE STUFF MENTIONED

Catch Up On Part 1 of the Buying a Home Series 🎧
Missed Episode 593 on borrowing, search strategy and buying decisions? Start there.
Victorian Petition on Rental Reform ✍ (CLOSES 1 MAY)
Support the petition discussed in the episode:
- Victorian Parliament Petition (VIC residents only)
- Change.org Petition (open to all)
Find a Qualified Building Inspector 🔍
Learn more about credentials and due diligence through the Victorian Association of Home Inspectors and trusted inspection providers.
Find out more about Paul & Myles:
- 👉 Inside Out Property Inspections (Paul Baker)
- 👉 Aus Property Reports (Myles Clark)
Read the REIV's "A Blueprint for Marketing of Residential Real Estate in Victoria” (what kickstarted Victoria’s new inspection proposal)

Investors Provide Rental Housing: Why Supply Matters More Than Ever | FUNdamental Fridays

Fri, 24 Apr 2026 12:00:00 +1000

🔥 THE HILL I’LL DIE ON 🔥

Welcome back to The Hill I’ll Die On, our Friday mini-series where industry experts share the one belief they stand firmly behind.

This week, Ben is joined by Nerida Conisbee, Chief Economist at Ray White, to unpack a key issue in today’s housing debate:

Investors provide rental housing.

Nerida explains why this often-overlooked reality plays a critical role in the property market — and what happens when investor participation declines.

The conversation explores rental supply, affordability pressures, policy impacts, and the importance of maintaining a steady pipeline of rental accommodation.

If you’re trying to make sense of rising rents and the broader housing conversation, this episode provides valuable context.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

594 | Landlord, Tenant & Tensions: Why Property Managers are 'Caught in the Middle' - Chat with Phil Tarrant & Corinne Bohan

Thu, 23 Apr 2026 14:00:00 +1000

Property management has changed… but not in the way most investors realise.

In Episode 594, we put the spotlight on one of the most overlooked (and misunderstood) parts of real estate: property management.

Joined by experts in the property management field, we’ve got Phil Tarrant, CEO of Managed and host of the Smart Property Investment Show, and Corinne Bohan, Director of Image Property.

Together, they dive into the growing complexity of the industry from rising regulation and tenant expectations to the emotional pressure placed on property managers in today’s market.

Listen now!

P.S. 📌 Sign the Petition (URGENT – closes next week on 1 May):

Victorian Parliament Petition (VIC residents only) >>
Change.org Petition (open to all) >>

Plus, don’t miss the bonus episode where Ben (as the Chair of PICA) sits down with Dan Yeats, the investor at the heart of this petition, to unpack what went wrong, question the system, and what needs to change.

Free Stuff Mentioned

FREE WEBINAR: Your Essential Property Market Update
Ahead of one of the most groundbreaking Federal Budgets, we’re sitting down to uncover what’s really happening in today’s market and what to focus on next...without the noise.
👉 Register for the webinar now >>
💰 6 Ways to Improve Your Household Budget
Looking to free up extra money in your household budget? We’ve got you. In our latest mini-series, Ben shares how to find hundreds of dollars in your budget (with and without refinancing)
👉 Watch our latest mini-series now

An Investor’s $80K Nightmare | The Interview

Tue, 21 Apr 2026 17:00:00 +1000

📌 Sign the Petition (URGENT – closes next week on 1 May):
Victorian Parliament Petition (VIC residents only): https://www.parliament.vic.gov.au/get-involved/petitions/improve-the-efficiency-and-fairness-of-the-residential-tenancies-list/

Change.org Petition (open to all): https://c.org/CjQx88vrbT

This is not a typical Property Couch episode.

In this urgent and important conversation, Ben steps in as Chair of the Property Investors Council of Australia (PICA) to unpack a real-life case that highlights what can happen when the balance between landlord and tenant rights breaks down.

After seeing a confronting story in the media, Ben sits down with investor Dan Yeats to hear firsthand what unfolded — a 13-month ordeal involving unpaid rent, repeated tribunal delays, and a property left in devastating condition.

But this isn’t just about one story. It raises bigger questions about the system, the unintended consequences of legislation, and what needs to change moving forward.

With a key petition closing next week, this episode is a call to understand the issue — and take action if you feel strongly about it.

⏱️ Timestamps:

01:03 – The real-life case that sparked national media coverage
02:03 – Inside the property: what went wrong
03:17 – The VCAT process and repeated delays
04:06 – Financial and emotional toll on the investor
07:06 – 13-month timeline: how it unfolded
10:07 – The legislation changes and imbalance explained
14:26 – What needs to change in the system
19:22 – The push for reform and starting the petition
21:15 – Why this petition matters right now
23:20 – The personal toll: family, work, and stress
25:12 – Broader impact on the Victorian property market
27:21 – System breakdown: where it’s failing
29:34 – Lessons learned: insurance and due diligence
32:44 – Final message + how you can help

Final Note:

If this story resonates with you — whether you’re an investor, renter, or simply someone who believes in fair and balanced systems — now is the time to make your voice heard.

The Victorian petition closes soon, so don’t leave it too late.

Australians Are Paying Too Much Tax | FUNdamental Fridays

Fri, 17 Apr 2026 12:00:00 +1000

Welcome back to The Hill I’ll Die On, our Friday mini-series where members of the Property Couch crew share bold property and money opinions they’re willing to stand behind.

This week, economist Evan Lucas joins Ben Kingsley to tackle a big topic:

Personal income tax.

Evan argues that Australia’s current tax system places too much pressure on income earners and may be discouraging aspiration and productivity.

He explains how bracket creep, tax thresholds, and behavioural responses all play a role in shaping how people work, invest, and structure their finances.

The conversation also explores what a more balanced tax system could look like — one that supports both fairness and incentive.

If you’ve ever questioned how much tax is too much, this episode is worth your time.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

593 | Borrowing, Deposits & Pre-Approval (Buying a Home | Part 1)

Thu, 16 Apr 2026 14:00:00 +1000

What if the best time to buy your first home… is when everyone else is hesitating?

With rising interest rates, higher living costs and shifting market sentiment, many would assume it’s the worst time to enter the property market.

But here’s the twist: It might actually be one of the most important times to get your strategy right.

Welcome to Part 1 of our 3-part mini-series on how to buy a home, where we break down the foundations every first-time buyer needs before they even start looking at properties.

Ben is joined by Couch Crew members Luke Oxenham (mortgage broker extraordinaire helping Aussies navigate lending every day) and Shane Pope (buyer’s agent on the ground negotiating deals) to unpack the critical first steps that can make or break your journey.

In this episode, you’ll learn:

The difference between borrowing power and true affordability
Why a 20% deposit isn’t always necessary (and what your options are)
The hidden costs most buyers forget to budget for
Why not all pre-approvals are created equal
How lenders actually assess your application (and what can trip you up)

Listen now 😊

Free Stuff Mentioned

Moorr: Your Free Money Management Tool 📊
Take control of your money, track your spending and uncover your surplus — all in one place.
👉 Join the 2026 Surplus Challenge
📱 Download Moorr (iOS & Android): Access 100+ Resources in Moorr’s MyKNOWLEDGE (On buying your first home, structuring your finances & building long-term wealth)
Property Outlook Webinar (April 28) 📈
A deep dive into market shifts, rising rates and what it means for buyers.
👉 Register now
6-Part Money-Saving Series (Mortgage Focus) 💡
Learn how to find those much-needed extra dollars per month in your household budget.
👉 Starting listening

TPC Gold | Bought a Lemon? How to Tell and What to Do About It

Tue, 14 Apr 2026 14:00:00 +1000

A listener asked a question many property investors quietly worry about: “We’ve bought a lemon… should we sell and move on, or hold?”

It’s a tough spot to be in.

In this bonus snippet, Bryce and Ben unpack how to determine whether a property is truly a “lemon” — and more importantly whether to cut your losses or stay the course.

For the original episode, tune in here: Episode 253 | Top Tips for First Home Buyers.

The $10,500 Tax Mistake Most Investors Make | FUNdamental Fridays

Fri, 10 Apr 2026 12:00:00 +1000

Welcome back to The Hill I’ll Die On, our Friday mini-series where members of the Property Couch crew share bold property and money opinions they’re willing to stand behind.

This week, tax expert Danish joins Ben Kingsley with a clear message:

Don’t DIY your tax return.

Especially when it comes to capital gains tax.

Dinesh explains how many property investors miss key deductions, overlook important costs, and end up paying more tax than they need to.

From stamp duty to holding costs, he breaks down what’s commonly missed — and why having a professional review your position can make a significant difference.

In fact, in one recent case, a client saved over $10,000 simply by having their tax properly reviewed.

If you’ve had a capital gains event in the last couple of years, this is an episode worth listening to.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

⏱️ TIMESTAMPS

00:32 – Meet Danish: Property Tax Specialist
01:27 – The Hill: Don’t DIY Your Tax Return
02:23 – Why Capital Gains Tax Gets Missed
03:30 – Real Example: Missed Deductions
05:03 – 99% of People Miss This
05:30 – $10,500 Tax Saving Case Study
06:34 – Why DIY Tax Is Risky
07:02 – Holding Costs Explained
07:29 – Why Record Keeping Matters
08:23 – Hidden Costs You Can Claim
09:33 – Final Advice: Get It Vetted

592 | Property Tax Traps: Deposits, Holiday Homes, Buyers Agents & AI Advice - Chat with Julia Hartman & Danish Ahmed

Thu, 09 Apr 2026 14:00:00 +1000

What happens when you pay a property deposit in cash… then reimburse yourself from borrowed funds later? 💸

Are buyer’s agent fees tax-deductible? 🧾

Can you still claim deductions on a holiday home if you use it during peak season? 🏡

And just how far can you trust AI when it comes to tax advice? 🤖

In this week’s jam-packed episode, Ben is joined by Julia Hartman, an old friend of the couch and Property Tax Guru, and Danish Ahmed, Empower Wealth’s Senior Tax Advisor. Julia is also the Founder of BAN TACs, a co-operative of Accountants that has been helping thousands of Australians navigate the world of tax since 1992.

Together, they unpack some of the most common (and costly) tax mistakes property investors make, from understanding debt purpose vs debt security to the hidden risks of using the wrong funds for a deposit.

FREE STUFF MENTIONED

ATO Holiday Home Rules 🏡
Find out more about the ATO’s proposed changes to holiday home tax treatment or read the official draft ruling here
Julia Hartman’s Tax Insights ✍️
Dive deeper into property tax strategies and common pitfalls via Julia’s latest blog posts
Moorr Platform + MyKNOWLEDGE Hub 📊
Download the app today and explore expert tax resources, including Julia Hartman’s insights, inside Moorr’s MyKNOWLEDGE
Empower Wealth Tax Services 🧾
Get personalised advice on structuring, deductions and tax strategy 👉 https://thepropertycouch.com.au/tax
Listen to the full catalogue of Julia Hartman’s episodes!

TPC Gold | Why Your Budgeting Spreadsheet is Failing You

Tue, 07 Apr 2026 14:00:00 +1000

If you’ve ever built a budget, felt good about it… and then completely ignored it a week later — you’re not alone.

The truth is that most budgets don’t fail because the numbers are wrong. They fail because they rely on perfect behaviour in imperfect moments.

For the original episode, tune in here: Episode 337 | The 4 Pillars of Money Health.

Stop Blaming Landlords for the Housing Crisis | FUNdamental Fridays

Fri, 03 Apr 2026 12:00:00 +1100

Welcome back to The Hill I’ll Die On, our Friday mini-series where members of the Property Couch crew share bold property and money opinions they’re willing to stand behind.

This week, tax expert Julia Hartman joins Ben Kingsley to tackle a controversial topic:

Blaming landlords for the housing crisis.

Julia argues that increasing taxes, regulations, and costs for investors may actually reduce rental supply — which can drive rents even higher.

In this episode, she unpacks the unintended consequences of policy decisions, the role of market forces, and why some widely accepted solutions may not be solving the problem.

It’s a thought-provoking conversation that challenges the current narrative around housing in Australia.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

⏱️ TIMESTAMPS

00:39 – Meet Julia Hartman: Tax Expert
00:54 – The Hill: Stop Blaming Landlords
01:14 – Why Punishing Investors Reduces Supply
02:22 – Rising Costs for Property Investors
03:03 – Are Investors Really “Greedy Hoarders”?
04:02 – What Happens When Rental Supply Drops
05:22 – The Unexpected Idea to Increase Housing Supply
06:12 – Why Tax Settings Discourage Solutions
07:11 – Government Policy vs Market Forces
08:17 – Free Market vs Intervention Debate
10:41 – Final Thoughts: What Needs to Change

591 | 4 Years Pre-Approved: The First-Home Buyer Journey No One Talks About - Chat with Kirsty

Thu, 02 Apr 2026 14:00:00 +1100

🏡 What happens when you’re pre-approved… but still not ready to buy?

In Episode 591, Ben is joined by Kirsty, and Couch Crew member, Kirsty “KD” Dunphey, who shares her incredibly honest first-home buyer journey.

Her story is one many buyers will recognise:

Four years pre-approved before purchasing
Endless inspections and auction losses
Information overload from friends and advisors
Navigating buyer’s agents, brokers and market noise

Along the way, the conversation unpacks some powerful lessons about risk aversion, decision-making, and why buying property is as much psychological as it is financial.

Plus, Kirsty shares the one thing she’d do differently if she could start again. If you’re a first-home buyer stuck in analysis paralysis, this episode is for you.

FREE STUFF MENTIONED

📊 Moorr Platform (Free Money Management Tool)
Take control of your money, track your spending and uncover your surplus: all in one place.
👉 Join the Moorr Surplus Challenge
📱 Download Moorr (iOS & Android)

TPC Gold | Buying as an Owner-Occupier in a Changing Suburb

Tue, 31 Mar 2026 14:00:00 +1100

“Would I be crazy to buy a freestanding home in a street full of units and townhouses?”

In this throwback episode, Bryce & Ben answer this question from a first home buyer and explore why the answer isn't a simple yes or no.

For the original episode, tune in here: Episode 305 | Chalk & Cheese: The Difference Between The Art & Science of Investing.

The MOST Important Factor When Selling Property (It’s Not Price) | FUNdamental Fridays

Fri, 27 Mar 2026 12:00:00 +1100

Welcome back to The Hill I’ll Die On, our Friday mini-series inside The Property Couch where members of the Couch Crew share bold money and property opinions they’re willing to stand behind.

In this episode, buyer’s advocate Shane Pope joins Ben Kingsley to unpack a powerful truth most sellers and buyers overlook:

👉 The real estate agent is the most important part of your property transaction.

It’s not just about price.
It’s not just about marketing.

Shane explains why even the best property on the best street can fail to sell if the wrong agent is running the campaign, and how great agents create momentum, communication, and ultimately… results.

You’ll also hear real examples of how agent quality can influence outcomes, how strong operators manage buyers and vendors, and what separates top performers from the rest.

If you’re buying or selling, this episode will change how you think about choosing the right agent.

Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/

👍 Like this video if it helped
🔔 Subscribe for weekly insights on property, finance & money management
📲 Start your money journey with Moorr: https://moorr.com.au

⏱️ TIMESTAMPS

00:46 – Meet Shane Pope: Buyer’s Advocate
01:36 – The Hill: Why the Agent Matters Most
02:08 – The Risk of Inexperienced Agents
03:29 – Real Case Study: Buying Below Market Value
04:47 – What Great Agents Do Differently
06:03 – Can You Overpay for the Right Home?
07:30 – Buyer Trade-Offs: Price vs Location vs Property
08:50 – What Separates Top Agents from Average Ones
11:06 – Marketing vs Pricing: What Really Matters
12:55 – Negotiation Tactics That Win Deals

590 | Property Shock: War, Rates & Tax Reforms, Reshapes Everything! - Chat with Nerida Conisbee

Thu, 26 Mar 2026 14:00:00 +1100

The property market is facing a perfect storm…

Global conflict is driving supply shocks.

Inflation is creeping back in.

Interest rates are rising again.

And now… tax reform is back on the table.

In this groundbreaking episode, Ben is joined by Ray White Chief Economist Nerida Conisbee and Behavioural Economist Evan Lucas to unpack how these forces are colliding and exactly what it could mean for property prices, investors, and the broader economy.

From shifting buyer sentiment to construction cost pressures and the potential changes to capital gains tax and negative gearing, this is one of the most important conversations we’ve had on the future of Australia’s housing market.

Free Stuff Mentioned

FREE Masterclass: How to Retire on $3K a Week
Breaking News Episodes:
- Are New Capital Gain Tax Reforms Coming?
- Negative Gearing Changes in May 2026 Federal Budget
Learn more about the Property Investors Council of Australia (PICA)
Resources mentioned:
- ABC News: Home building industry facing COVID-like price spikes due to Middle East war
- Australian Financial Review (AFR): Chalmers pledges substantial savings, Treasury predicts 5pc inflation
- Ben’s Interview in the AFR: Melbourne homes rate long-term for investors, just not right now
- REIA's: Joint Statement – Independent economic modelling cautions against more tax on housing in the federal budget
Guests & Episodes Mentioned:
- See the full catalogue of Nerida Consibee’s episodes >>

TPC Gold | Why Chasing Hotspots Doesn’t Work (And What to Do Instead)

Tue, 24 Mar 2026 14:00:00 +1100

When Bryce and Ben first teamed up, they realised that successful property investing isn’t a one-time event... it’s a repeatable process.

In this bonus episode, they revisit the five-step framework they created to help investors build sustainable portfolios. They also unpack one of the biggest traps in property investing and explain why headlines and hype often lead to “Frankenstein Portfolios.”

For the original episode, tune in here: Episode 543 | How to Fix a Frankenstein Portfolio Before It’s Too Late.

Cash Is King (And Why No One Talks About It)

Fri, 20 Mar 2026 12:00:00 +1100

Welcome to Episode 2 of “The Money Stuff We Don’t Talk About”, our Friday mini-series inside The Property Couch.

Each week, one member of the Couch Crew shares a bold money stance and unpacks the financial truths most investors don’t talk about.

This week, Polly Chu shares the hill she’ll die on:

💵 Cash is king.

Having experienced the GFC early in her career, navigated investment banking during volatile markets, and built her own portfolio, Polly understands what happens when liquidity disappears.

Her rule of thumb? Three to six months of cash buffer. Minimum.

Because when markets turn, cash buys you time. And time protects you from making forced decisions at the worst possible moment.

New episode every Friday.

Psst. Check out Ep 1 with Ben T on the most transparent way to buy property

Timestamps

0:00 – Intro
1:00 – From KPMG to Investment Banking to Property
2:30 – The Hill: Cash Is King
3:40 – GFC Lessons & Employment Uncertainty
5:10 – When Investors Get Too Aggressive
6:45 – COVID, Easy Credit & Portfolio Unwinding
8:05 – The 3–6 Month Buffer Rule
9:20 – Real Life Costs: Roof Repairs & Insurance

589 | Can Property Keep Outpacing Wages? - Q&A Day

Thu, 19 Mar 2026 14:00:00 +1100

What if property prices keep rising… even if wages don’t? 🤔

That’s the uncomfortable question we’re unpacking in this Q&A episode, and it’s one every buyer and investor needs to understand.

It’s also a big moment for the show…

We’re welcoming Polly Chu and Ben Thompson to the Couch Crew for the very first time... and we’re throwing them straight into the deep end.

Here’s what we unpack:

📈 Why property prices can rise faster than wages (and what actually drives it)
🏡 The real trade-offs first-home buyers are facing right now
⚖️ Growth vs yield...and why most investors get this wrong
💰 How to turn ~$2M into ~$100K income (hint: it’s not just a number)
📊 Net yield vs gross yield (THIS actually matters), and...
🪙 Gold vs property: is there any real connection?

This episode isn’t about hot takes. It’s about understanding the system, the trade-offs, and the decisions you need to make in today’s market.

Listen now, folks!

FREE STUFF MENTIONED

🏡 Join the Surplus Challenge (Moorr Platform)
With rate movements back in focus, now’s the time to get your cash flow sorted. Track your surplus, adjust repayments, and put your money to work.
👉 Start here: moorr.com.au/surpluschallenge
📘 Buy the Book: How to Retire on $3K a Week
Missed the free audiobook? You can still grab your copy here
👉 howtoretireon3k.com.au
Want to build stronger money habits (without overcomplicating it)?
In this week’s Fundamental Friday drop featuring Polly… and it’s a must-watch if you’ve ever wondered where your money actually goes.
👉 Cash Is King (And Why No One Talks About It) – Chat with Polly
Guests & Episodes mentioned:
- 569 | Everyone’s an Expert Until the Tide Goes Out: What 44 Years of Data Reveals!

(LIVE) RBA Mar 2026 | Inflation Fears Win in Close Call Vote

Tue, 17 Mar 2026 16:00:00 +1100

The RBA has lifted the cash rate again, raising it by 25 basis points to 4.10% in a knife-edge decision. Ben Kingsley and economist Evan Lucas unpack what’s driving the move, what the data is telling us, and what to watch next in 2026.

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

The WORST Place To Get Investing Advice..? | FUNdamental Fridays

Fri, 13 Mar 2026 12:00:00 +1100

Welcome back to The Hill I’ll Die On, our Friday mini-series inside The Property Couch.

Each week, a member of the Couch Crew steps up to share a bold money or property opinion they’re willing to stand behind — and unpack the behind-the-scenes truths most people think… but rarely say out loud.

This week’s guest is Luke Oxenham, one of Australia’s leading mortgage brokers.

Luke’s hill?

Don’t take financial advice from Instagram.

From “pay off your home loan in seven years” to “secret wealth strategies”, social media is full of financial promises that sound revolutionary.

But when you unpack them, Luke explains that many of these ideas are simply common strategies repackaged into viral content designed to generate attention — and sometimes leads for property deals or financial products.

In this episode, Luke and Ben discuss:

Why fin-fluencer content spreads so quickly
The real mechanics behind popular “secret strategies”
Why some property promotions start on social media
And why education and context matter more than shortcuts

New episode every Friday.

588 | Is THIS Australia’s ‘Best Value’ Property Market? - Chat with Greville Pabst

Thu, 12 Mar 2026 14:00:00 +1100

📍 Melbourne’s property market has been the worst performer in the country for years… so is it finally time for a comeback?

In this episode, Ben is joined by property valuation expert Greville Pabst and new Couch Crew member Shane Pope, a Melbourne-based buyer’s advocate who works closely with owner-occupiers at the coalface of the market.

Together, they unpack what’s really happening across Melbourne and Regional Victoria. Like...

Why has Melbourne underperformed for the past decade?
How has government policy reshaped investor demand?
And why are owner-occupiers now dominating many parts of the market?
Plus, the team discusses whether Melbourne could be Australia’s best-performing property market over the next decade.

With rising geopolitical tensions and global oil shocks emerging, they also examine how international events could impact interest rates, confidence and property markets moving forward. Tune in now!

Resources Mentioned:

Find out more about Greville Pabst:
- Greville Pabst: Property Buying Agency
- WBP Property Group: Greville’s Property Advisory and Advocacy Business
Leave us a Q for next week’s Q&A Day on our SpeakPipe. (And get a free Start & Build course if your Q is featured!)
Free Property Reports Inside the Moorr App 🏡
You can now access free property reports that break down key suburb data to help you research smarter and make more confident decisions.👉 Access the free property reports inside the Moorr App
FREE Audiobook: How to Retire on $3K a Week (Limited Time)🎧
Bryce’s farewell gift to the community is still available… but not for long.
⏳ Available until 18 March before it’s removed from the podcast feed.
👉 Start listening now

TPC Gold | Why Auctions Are So Emotional (And What To Do About It)

Tue, 10 Mar 2026 14:00:00 +1100

Auctions can be intense… and it’s not just the bidding that drives the pressure.

In this bonus episode, Bryce chats with behavioural economist and psychologist Phil Slade about why auctions trigger powerful emotions, how time pressure and competition can cloud judgement, and what you can do to avoid falling into the bidding war trap.

For the original episode, tune in here: Episode 338 | Going Ape S#!t: How To Hack Your Brain To Make More Money.

Why Auctions Are the Most Transparent Way to Buy Property | FUNdamental Fridays

Fri, 06 Mar 2026 12:00:00 +1100

Welcome to the first episode of our brand-new Friday mini-series: The Hill I’ll Die On.

Each week, one member of the Property Couch crew steps up to share a bold money or property stance they’re willing to stand behind and unpack the behind-the-scenes truths most people think… but rarely say out loud.

First up: Ben Thompson.

As a QPIA and auctioneer with over 1,000 auctions under his belt, Ben makes a strong case that auctions are the most transparent way to buy property.

Are they intimidating? Yes.

Are they emotional? Absolutely.

But are they unfair? Ben doesn’t think so.

In this 10-minute episode, he breaks down:

✔️ Why transparency matters more than comfort

✔️ The psychology of bidding

✔️ The tactics buyers use to influence the room

✔️ And why you should attend at least six auctions before bidding at one

New episode every Friday.

Got a hill you want one of our Couch Crew to defend? Send it through to our website.

Timestamps

0:33 – Meet Ben T: QPIA & 1,000+ Auctions Later
2:07 – The Hill: Why Auctions Win on Transparency
4:20 – “Auctions Are Scary” (Or Are They?)
6:30 – Buyer Tactics: Doubt, Disruption & Confidence Plays
8:40 – Auctioneer vs Bidder: Who’s Really in Control?
11:00 – The Golden Rule: Attend At Least 6 Auctions

587 | Higher Interest Rates: Fix, Float or Hold Your Nerve?

Thu, 05 Mar 2026 14:00:00 +1100

Rates are back in the spotlight… and with them comes the big question:

👉 Should you fix your loan?

In this episode, Ben sits down with mortgage experts Luke Oxenham and Kirsty “KD” Dunphey to unpack what rising interest rates actually mean for:

Borrowing power
Mortgage jail
Fixed vs variable decisions
Investor strategy in a rising-rate cycle

Because just because the bank says you can borrow it… doesn’t mean you should.

Free Stuff Mentioned

LIMITED TIME: Free Audiobook – How to Retire on $3K a Week
If you haven’t started it yet (or you’re halfway through 😉), this is your reminder. The full audiobook is available free on our podcast feed, but only until 18 March. After that, it comes down.
⏳ Don’t miss your chance to listen before it disappears.
🎧 Exchanges with Evan Lucas: The Inner Workings of the RBA with Sarah Hunter, Chief Economist and Assistant Governor (Economic) at the Reserve Bank of Australia.
📊 Breaking News: Capital Gains Tax Reform
🏡 Breaking News: Negative Gearing Changes?
🌏 International Women’s Day on 8 March!
🎙 New Friday Series: The Money Stuff We Don’t Talk About
We’re launching a brand-new Friday mini-series to help you get to know the Couch Crew a little better! First theme: “The Hill I’ll Die On.”
👉 Keep an eye out each Friday on your podcast feed.

Breaking News | The Negative Gearing "Double Whammy"

Wed, 04 Mar 2026 15:00:00 +1100

With the May 2026 federal budget approaching, rumors of negative gearing changes are reaching a fever pitch. At The Property Couch, we’ve always said you only need 2 to 3 properties to change your life, but how would a formal cap impact your long-term plan? Watch the full video on YouTube here >

Before we get there… Stop the presses! Let’s acknowledge that for the second time in less than a week, we have major breaking news episodes regarding property tax in Australia. Hot on the heels of the Capital Gains Tax debate, we are now looking at a potential "Double Whammy" with new negative gearing reforms currently being modelled by Treasury.

Why is this urgent? The May Budget is just weeks away. We have a very small window of time to ensure the government hears the voice of the everyday investor before these models potentially become policy.

Our Take: Regular listeners of The Property Couch know that we have always advocated for a "less is more" strategy—building a life-changing passive income with just 2 to 3 high-quality properties. On the surface, a "Two-Property Cap" sounds like it aligns with that philosophy and is certainly a better policy than what was proposed in 2019.

But there is a catch. If the government gets the details wrong, they risk spooking the entire market into a dormant state, causing an exodus of rental supply at the exact moment Australia needs it most.

In this special presentation, Ben Kingsley (Chair of PICA) breaks down the data and the "Victorian Warning" to explain why we need an open dialogue with Canberra right now.

Missed our first breaking news update on CGT? Catch it here >

Don't just watch from the sidelines. If you want to protect your financial future and have a say in these policy changes, join PICA. It’s the best investment you can make for your portfolio. 👉 Join here: https://pica.asn.au

Breaking News | Are New Capital Gain Tax Reforms Coming?

Sat, 28 Feb 2026 12:00:00 +1100

Is the government about to pull the rug out from under the rental market? 🚨

With housing affordability dominating the headlines, Federal Labor and the Treasury are officially modeling potential changes to Capital Gains Tax (CGT) and Negative Gearing.

Note: This deep-dive presentation was originally produced by Ben Kingsley for the Property Investors Council of Australia (PICA). Given the gravity of these potential tax reforms and how much they impact our community, we knew we had to share it here on The Property Couch. Watch the full video on PICA Here >

Ben cuts through the political spin to analyze the real-world impact of the policies currently on the table. He puts the proposals from Labor, the Greens, the Grattan Institute, and the recent Treasury news on AFR under the microscope to see who passes—and who fails—the ultimate "Supply Test."

In this episode, we cover:

The #1 Capital Gains Tax Misinformation: What most people are saying wrong?
The "Crowding Out" Myth: Do investors actually lock out First Home Buyers? (The data says otherwise).
The 90% Factor: Who is actually building Australia’s new housing stock?
The Policy Scorecard: Grading the current CGT proposals against the Government’s own objectives.
The 1999 Fact Check: The real (and forgotten) reason the 50% CGT discount was created.
The PICA Solution: A balanced, tiered CGT policy that satisfies investors, renters, and the Government.

This is a masterclass in policy and "Economic Darwinism." If you are one of the 2.3 million property investors in Australia, you cannot afford to miss this.

🔗 Resources Mentioned:

586 | Property Market Outlook 2026

Thu, 26 Feb 2026 14:00:00 +1100

Folks, this could be shaping up to be the biggest risk of 2026...

Yep. We’re back with one of our MOST popular episodes of the year, our 2026 Property Market Outlook!

The economy has run hotter than the RBA expected, but higher rates and rising living costs are starting to bite. At the same time, tight supply, strong population growth and government incentives (like the 5% deposit scheme) are continuing to support demand.

So which force wins?

In this deep-dive outlook episode, Ben takes the reins to break down the macro forces shaping the year and what it all means for you.

Then it’s state by state:

Why Perth’s supply imbalance still underpins growth
Why Brisbane and Adelaide are more sensitive to investor activity
Why Darwin is booming...but timing matters
Why Canberra remains structurally challenging
Why Hobart runs steady, but population is constrained
And why Melbourne may be the counter-cyclical opportunity for long-term investors

Understand the signal and ignore the noise. Tune in now!

Free Stuff Mentioned

🏡 Free Property Reports Now Available Inside the Moorr App
There’s no such thing as “the Australian property market”, only thousands of sub-markets.

If you’re making decisions in 2026, don’t rely on headlines. Get suburb-level data, including supply, demand, days on market, vendor discounting and more, all inside the Moorr app.

👉 Download the app and access your free property report today!
Sources mentioned:
Guests & Episodes Mentioned:
- 481 | Property Market Outlook 2024
- 535 | 2025 Property Market Outlook

TPC Gold | Our Bias Explained: Why We Don’t Recommend Off-the-Plan

Tue, 24 Feb 2026 14:00:00 +1100

Is our off-the-plan bias fair? You be the judge.

In this bonus episode, Bryce & Ben respond to a listener challenge and explain why their data-backed bias against off-the-plan properties exists... and the rare exceptions where it might still make sense.

For the original episode, tune in here: Episode 88 | Investing in Newly Developed Areas, Getting into the Property Market, and Career as a Buyers Agent - Q&A Day

585 | The Car Park Effect: Why Most People Quit & How You Don’t – Chat with Brett Burton

Thu, 19 Feb 2026 15:00:00 +1100

Folks, this is it… Welcome to the very first episode of The Property Couch’s next chapter. 🎉

We’re kicking things off with one of the most important yet misunderstood drivers of financial success, personal growth, and long-term wealth:

Goal setting and more importantly, consistency. 🎯

Joining us on the couch is Brett “Birdman” Burton: Adelaide Crows legend, now a Leadership & Wellbeing Facilitator, alongside KD, a new member of the Property Couch Crew. You can catch her first episode as a special summer series guest here.

If you’re serious about kicking goals this year, this is where you start.

Free Stuff Mentioned

💰 Join the Surplus Challenge
This challenge walks you through the simple, proven steps to take control of your cash flow, free up money each month, and put your money to work with intention.
👉 Join the challenge here
🏡 Free Property Reports now available inside the Moorr App.
👉 Get smarter data, better clarity, and more confident decisions inside the app
LIMITED TIME: Your free Audiobook of How to Retire on $3K a Week
⏳ Available for one month only until the 12th March
👉 Start with Chapter 1: The Goal
P.S. Or, get your physical copy of the book for free! Just pay $9.95 for shipping. Get your copy now >>

Chapter 14: Bringing the $3,000-a-Week Goal to Life (The Audiobook)

Thu, 12 Feb 2026 14:00:00 +1100

There is no perfect property plan.

Only the one that fits your life.

In the final chapter of How to Retire on $3,000 a Week, Bryce and Ben walk through real-life case studies that show how different Australians apply the same framework in very different ways.

Young families. Singles. Rentvesters. Empty nesters. Career-focused couples. Each starting from a different place, but all work toward the same outcome: Financial peace.

This chapter is not about copying someone else’s strategy; it’s about seeing what is possible when you design a plan that fits your life because the most powerful plan is the one you actually follow.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.

To see how all the pieces fit together:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!

👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.

Chapter 13: Landing the Plane (The Audiobook)

Thu, 12 Feb 2026 08:00:00 +1100

Building wealth is only half the job. Keeping it is what really counts.

In Chapter 13 of How to Retire on $3,000 a Week, Bryce and Ben explain the critical shift from getting wealthy to staying wealthy and walk through the three main ways investors land the plane in retirement.

This chapter is not about chasing more. It is about protecting what you have built, creating sustainable income, and setting yourself up for a life of financial peace and contribution.

Because wealth that lasts is built with intention.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.

To see how all the pieces fit together:

👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.

Chapter 12: Tax and Property (The Audiobook)

Wed, 11 Feb 2026 14:00:00 +1100

Tax is not the reason to invest in property. But it can shape the outcome more than most people realise.

In Chapter 12 of How to Retire on $3,000 a Week, Bryce and Ben unpack the tax side of property investing in a clear, balanced way.

We're talking about ownership structures, negative gearing, stamp duty, land tax, capital gains tax, and the role tax plays in building long-term financial independence.

This chapter is not about loopholes or shortcuts. It is about understanding the rules of the game so you can make confident, informed decisions.

Because when you understand tax, you stop reacting and start planning.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.

To see how all the pieces fit together:

👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.

Chapter 11: Lifting the Veil on Property Investing (The Audiobook)

Wed, 11 Feb 2026 08:00:00 +1100

Property investing is not a level playing field.

In Chapter 11 of How to Retire on $3,000 a Week, Bryce and Ben lift the veil on the property industry and explain who gets paid, who they work for, and how everyday investors can unknowingly end up on the wrong side of the deal.

You’ll learn the difference between free advice and fee-for-service advice, how conflicts of interest show up in disguise, and the common sales tactics that cost investors years of progress without them even realising it.

This chapter doesn’t tell you what to buy, it shows you how to think. Because being informed isn’t about suspicion or fear; it’s about clarity, confidence, and staying in control of your financial future.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.

To see how all the pieces fit together:

👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.

Chapter 10: Active versus Passive Investing (The Audiobook)

Tue, 10 Feb 2026 14:00:00 +1100

Do you want a second job… or a strategy that quietly works in the background?

In Chapter 10 of How to Retire on $3,000 a Week, Bryce and Ben unpack the real difference between active and passive investing and explain why passive strategies suit most Australians looking to build wealth without sacrificing their lifestyle.

This chapter cuts through hype and gives you clarity, permission, and confidence to choose the path that fits your life.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.

To see how all the pieces fit together:

👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.

Chapter 9: Defence (The Audiobook)

Tue, 10 Feb 2026 08:00:00 +1100

You don’t build wealth just to lose it.

In Chapter 9 of the How to Retire on $3,000 a Week audiobook, Bryce and Ben unpack the most overlooked pillar of investing: defence. Protecting your lifestyle, your income, and your assets so that one unexpected event doesn’t undo decades of effort.

This is not about fear. It’s about resilience, responsibility, and peace of mind.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.

To see how all the pieces fit together:
👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!

👉 Get your FREE copy (Just pay $9.95 for shipping): How to Retire on $3,000 a Week.

Chapter 8: Cashflow Management (The Audiobook)

Mon, 09 Feb 2026 14:00:00 +1100

Cash flow is where most property plans succeed or fail.

In Chapter 8 of the How to Retire on $3,000 a Week audiobook, Bryce and Ben break down why cash flow management is the hardest pillar to master and why it matters more than any single property decision.

This chapter shows how to move beyond basic budgets, trap surplus with confidence, and put your money to work in a way that supports both your lifestyle and your long-term goals.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.

To see how all the pieces fit together:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!
👉 Pick up your copy of How to Retire on $3,000 a Week.

Chapter 7: Borrowing Power (The Audiobook)

Mon, 09 Feb 2026 08:00:00 +1100

Property investing isn’t just about what you buy; it’s about how you fund it.

In Chapter 7 of How to Retire on $3,000 a Week, Bryce and Ben unpack borrowing power, loan structure, and why productive debt, used well, can accelerate your investing journey, while poor structure can quietly stop it in its tracks.

If you want to keep building without hitting a glass ceiling, this chapter is essential.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now.

To see how all the pieces fit together:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!
👉 Pick up your copy of How to Retire on $3,000 a Week.

Chapter 6: Asset Selection (The Audiobook)

Sun, 08 Feb 2026 14:00:00 +1100

Not all properties are created equal: some properties create momentum while others create frustration.

In Chapter 6 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben unpack what separates investment-grade property from investment stock, and why asset selection can make or break your long-term results.

This is where property investing becomes a system, not a gamble.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now!

To see how all the pieces fit together:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!
👉 Pick up your copy of How to Retire on $3,000 a Week.

Chapter 5: The Magic of Compounding (The Audiobook)

Sun, 08 Feb 2026 08:00:00 +1100

Compounding doesn’t reward speed.

It rewards patience.

In Chapter 5 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben explain why time, not talent, is the real driver of long-term wealth.

If you’ve ever felt impatient, wobbly, or distracted by short-term noise, this chapter will reset your perspective.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Tune in now!

To see how all the pieces fit together:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!
👉 Pick up your copy of How to Retire on $3,000 a Week.

Chapter 4: Why Property? (The Audiobook)

Sat, 07 Feb 2026 14:00:00 +1100

Why does property keep showing up in Australian wealth stories?

In Chapter 4 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben break down why property works in Australia from human behaviour and owner-occupier demand to tax advantages, stability, and leverage.

🎁 FREE for a limited time only as Bryce’s farewell gift. Two chapters daily from 6–12 February. Listen now!

To see how all the pieces fit together:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!
👉 Pick up your copy of How to Retire on $3,000 a Week.

Chapter 3: What is Wealth? (The Audiobook)

Sat, 07 Feb 2026 08:00:00 +1100

You can look rich and still run out of money.

You can be wealthy and never have to work again.

In Chapter 3 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben unpack what wealth actually means, and why time, health, and people matter just as much as money.

This chapter changes how you think about wealth, for good.

🎁 This audiobook is FREE for a limited time only as Bryce’s farewell gift. Two chapters are released daily from 6–12 February. Listen now before it disappears, and start building wealth that lasts.

To see how all the pieces fit together:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!
👉 Pick up your copy of How to Retire on $3,000 a Week.

Chapter 2: Lifestyle By Design (The Audiobook)

Fri, 06 Feb 2026 14:00:00 +1100

If you don’t know where you’re starting from, how can you expect to get where you want to go?

In Chapter 2 of the audiobook edition of How to Retire on $3,000 a Week, Bryce and Ben introduce the Seven Grades of Financial Wellbeing: a simple but powerful way to assess where you’re at today and what it’ll actually take to reach financial peace.

This chapter connects the dots between money and lifestyle, showing how the right strategy can buy back time, choice, and peace of mind.

🎁 This audiobook is FREE for a limited time only as Bryce’s farewell gift. Two chapters are released daily from 6–12 February; listen now before it disappears!

To see how all the pieces fit together:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!
👉 Pick up your copy of How to Retire on $3,000 a Week.

Chapter 1: The Goal (The Audiobook)

Fri, 06 Feb 2026 13:00:00 +1100

What if real wealth isn’t about how much you have… but how you live?

In Chapter 1 of the audiobook edition of the best-selling How to Retire on $3,000 a Week, Bryce and Ben challenge the obsession with “more” and ask a better question: how much is enough for you?

This is the chapter that reframes property investing as a tool, not the prize, and introduces the idea of financial peace, personal sovereignty, and lifestyle by design.

It’s not about chasing someone else’s number; it’s about building a life that actually feels rich.

🎁 This audiobook is FREE for a limited time only as Bryce’s farewell gift to the community! We’re releasing two chapters daily from 6–12 February, so don’t wait. Listen now before it disappears and start designing a life that feels truly rich.

If you want a framework you can actually follow:

👉 Download the free supplementary PDF to follow along with the key diagrams, frameworks, and charts that bring the audiobook to life. Simply log in to your Moorr account to access this, along with other free resources now!
👉 Or grab your copy of the How to Retire on $3,000 a Week book now.

584 | Bryce Steps Back After 11 Years: Not a Goodbye, Just Bye For Now

Fri, 06 Feb 2026 10:00:00 +1100

After more than a decade on The Property Couch, this may be the most important episode we’ve ever recorded...

That’s because this special episode marks the moment before Bryce steps back from the podcast to begin a sabbatical.

But before he does, Ben and the very first Stig, Ivise, pause to reflect on the journey so far.

This episode is a celebration of:
🌱 11+ years of education, storytelling, and calm guidance
🌱 The Ben and Bryce-isms that we’ll never forget
🌱 The people, moments, life hacks, and laughs that shaped the show
🌱 And the deeper purpose behind wealth: choice, contribution, and living life by design

Help us celebrate the journey, the lessons, the laughter, and everything Bryce has given to this show and this community.

P.S. If you want to stay up to date on Bryce's next projects and get in touch, you can follow him on Instagram!

Free Stuff Mentioned

🎧 FREE Audiobook: Bryce’s Gift To The Community
As a thank-you to the community that’s walked this journey with him for more than a decade, Bryce is giving listeners the audiobook of our latest book, How to Retire on $3,000 a Week, completely free.

📅 Available from 6 Feb, 8am
🎙️ 2 chapters released daily
⏳ Available for one month only
👉 Start with Chapter 1: The Goal
📘 If You Want The Book
👉 Get your copy now for FREE (Just pay $9.95 for shipping!)
📘 Free Reports From The Property Couch
📊 Free Property Report, Now Available In The Moorr App!
If this episode reinforced the importance of staying informed and prepared, you can now access a free property report inside the Moorr mobile app, designed to help you make clearer, more confident decisions.
👉 Get the app here: https://qrco.de/bdvXup
🏦 RBA Cash Rate Update: February 2026

(LIVE) RBA Feb 2026 | RBA Reverses Course After Inflation Surges

Tue, 03 Feb 2026 15:00:00 +1100

The RBA has officially reversed course, lifting the cash rate by 0.25% as inflation rises again. Ben Kingsley and economist Evan Lucas break down why the Board moved so quickly, what the data is telling us, and what to watch as 2026 unfolds.

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

583 | The Boring Way to $10 Million: How She Built Freedom from Bankruptcy – Chat with Kirsty

Thu, 29 Jan 2026 14:00:00 +1100

From teenage bankruptcy lessons to becoming Australia’s youngest Telstra Business Woman of the Year.

In this inspiring Summer Series episode, we sit down with Kirsty “KD”: a proud Tasmanian investor, entrepreneur, and mum who’s built a multimillion-dollar property portfolio the boring way… and wouldn’t have it any other way.

Kirsty opens up about the moment her parents lost everything, how it shaped her conservative money mindset, and why “safe and sustainable” has been her lifelong investing philosophy.

This is a story about playing the long game, finding happiness in simplicity, and proving that “boring” can be brilliant.

🎙️ Tune in to hear how Kirsty landed the plane and built the life she designed, one smart decision at a time.

FREE STUFF MENTIONED

🎉 Bryce’s Sabbatical Celebration: Send Us Your Favourite Memories of the Boys!
We’re putting together something special for Bryce as he heads off on his sabbatical. If you’ve been inspired, moved, educated, or entertained over the past decade… we’d love to hear from you.
👉 Record your message through our Speakpipe or send us a text on WhatsApp!
📘 FREE Book: How to Retire on $3K a Week
We’re giving away our bestselling book for FREE, just cover shipping. Inside, you’ll learn the proven frameworks behind Lifestyle By Design, surplus psychology, and how to build a retirement plan you can rely on.
👉 Grab your free copy now!
💰 Moorr Money System & Tools
Track your money the smart way with Moorr, including your spending, your surplus, and your long-term wealth journey.
Perfect for those embracing the “get rich slow” mindset Kirsty lives by.
👉 Create your free Moorr account today.

582 | He Could’ve Retired in His 30s. Here’s What He Did Instead – Chat with Mark

Thu, 22 Jan 2026 14:00:00 +1100

In our second-to-last Summer Series episode, Bryce and Ben sit down with Mark: a quietly successful, deeply humble investor who has been building wealth through property for more than 3 decades.

Raised by hardworking migrant parents who arrived in Australia with nothing, Mark learned early about sacrifice, saving, and the importance of respecting money.

Those lessons shaped every decision from buying his first property at 25 (at 10% interest) to holding through cycles, making mistakes, and letting compounding do the heavy lifting.

In this conversation, Mark shares:
💸 The million-dollar mistake he’d never repeat
🏡 Why fewer, higher-quality properties beat owning “more”
⏳ What “doing nothing” really means in long-term investing

This is Get Rich Slow in its purest form. Listen now!

FREE STUFF MENTIONED

📋 Mark’s Get Rich Slow Checklist
We've distlled 30+ year investing journey into a simple checklist you can apply to your own journey.
👉 Download the free checklist now
💸 Free Moorr Demo: Take Control Of Your Money In 2026
Missed our live Surplus Challenge webinar last week? The replay is now available, but if you really want to take control of your money in 2026, the fastest way forward is to see the tools in action.
👉 Book your free Moorr demo
👉 Watch the Surplus Challenge replay
🎁 Free Property Reports
Want to understand what’s really happening in the property market, without the noise?
👉 Access the latest free property reports here, or inside Moorr if you’d like to generate multiple reports
💬 Send Us Your Favourite Bryce & Ben Memories
We’re creating a special episode filled with your messages, favourite quotes, moments, stories and mindset shifts from the last 10 years of The Property Couch.
👉 Record your message through our Speakpipe or send us a text on WhatsApp!

581 | From Hit-and-Run Survivor to Financial Freedom: Resilience, Real Estate, and Rewriting the Rules – Chat with Christian

Thu, 15 Jan 2026 14:00:00 +1100

At just 14, Christian's life took an unexpected turn; one that would shape how he thought about money, resilience, and freedom.

From growing up in Sydney’s west to building a life on Victoria’s coast, Christian’s journey is anything but ordinary. Along the way, he’s worn more hats than most: surfer, real estate agent, business owner, and now... something entirely new.

In this Summer Series conversation, Christian opens up about:
💡 The life event that completely rewired his mindset
🏡 The surprising first property decision that set him on his path
💰 The simple “envelope rule” that changed how he and his wife managed money
📈 And how he’s now redefining what it means to land the plane

It’s an inspiring, no-fluff chat about rebuilding, refocusing, and creating choices that last a lifetime.

FREE STUFF MENTIONED

FREE BOOK: How to Retire on $3K a Week
We’re giving away our bestselling book How to Retire on $3K a Week for free! Just cover shipping and you’ll get the exact frameworks behind Lifestyle By Design, building surplus, and making smarter property decisions.
👉 Grab your free copy now!
Send Us Your Favourite Bryce & Ben Memories
With Bryce taking a sabbatical, we’re creating a special episode filled with your messages, your favourite quotes, moments, stories and mindset shifts from the last 10 years of The Property Couch.
👉 Record your message through our Speakpipe or send us a text on WhatsApp!
Free Webinar Replay: The Surplus Challenge: How to Take Control of Your Money in 2026
Missed our live webinar? No stress! You can still discover how to calculate your 2026 surplus target, track your transactions in Moorr, and create financial peace this year.
👉 Watch the replay on demand

580 | The Spreadsheet, Setback & Perth Property That Lost $160k: Stephen & Santina’s Comeback

Thu, 08 Jan 2026 14:00:00 +1100

💥 “Future Steve’s problem.” 💥

That’s how he described his growing debts, a costly Europe trip, and an apartment disaster that lost him $160K.

But here’s the thing: the future arrived.

In this Summer Series story, you’ll meet Stephen & Santina, a couple who turned financial chaos into clarity, rebuilt trust, and found a shared vision that transformed their family’s future.

From spreadsheets and cashflow shocks to a plan that included Europe 2027 🇪🇺, the 2032 Olympics 🏅 and two investment properties, this is what partnership in real life looks like.

This is a story of redemption, teamwork, and proving it’s never too late to get it right. Listen now, folks!

FREE STUFF MENTIONED

📣 BIG NEWS: Bryce Is Taking a 12-Month Sabbatical! 📣
After more than a decade of education, storytelling and footy talk, Bryce is stepping back for a well-earned sabbatical beginning in February.

To celebrate, we’re collecting:
✨ Your favourite quotes
✨ Episodes that changed your mindset
✨ Moments that made you laugh… or cry
✨ Anything you've learned that genuinely shifted your financial life
👉 Send us your messages, memories and voice notes via SpeakPipe!
Free Webinar: The Surplus Challenge: How to Take Control of Your Money in 2026
7:30pm AEDT, January 13, 2026
Focused entirely on setting yourself up for financial success this year. Learn how to set yourself up for financial success using real transaction data, a clear surplus target, and simple habits that keep you on track all year.
👉 Register now!
Moorr Transaction Challenge: Track 2025, Plan 2026 💰
Ben’s kicking off the Moorr Surplus Challenge, and it’s the perfect time to join in. This challenge is all about visibility, control and setting yourself up for a financially calmer 2026.
👉 Find out more or jump into Moorr and start your surplus challenge today!

579 | From 16 Cents to 5.3M: Sacrifice, Solo Parenting & Surviving on $20 a Week – Chat with Daksha

Thu, 01 Jan 2026 14:00:00 +1100

What would you do if you moved countries… with no job, and a five-month-old baby? Because that’s where today’s Summer Series guest, Daksha, began again.

And today? Well, that part will blow you away.

In this powerful episode, Daksha shares how she built a $5M+ property portfolio as a single mum, guided only by grit, education, and an unshakeable North Star:

“Give my daughter the life she deserves.”

P.S. In this episode, we announce huge news for TPC. After more than a decade of teaching, storytelling and pouring his heart into this community every single week…

Bryce will be taking a sabbatical to pursue other passion projects, starting in February.
It’s a huge milestone for him, and for all of us who’ve grown alongside his voice, ideas and passion for empowering everyday Australians.

To mark the moment, we want to celebrate the impact he’s had on you!
Please share with us:
✨ Your favourite Bryce moments
✨ The quote or framework that stayed with you
✨ Episodes that changed your thinking
✨ Anything you’ve learned that shifted your financial life

Your reflections will form part of a special farewell as Bryce steps into this next season of rest and renewal.

👉 Share your messages, stories and voice notes via SpeakPipe.

FREE STUFF MENTIONED

Ben’s Moorr Transaction Challenge
See what you actually spent in 2025 then set clear targets for 2026.
👉 Get started today!
Free Book: How To Retire on $3K a Week
Kick off 2026 with a plan you’ll actually stick to. We’re giving away our latest book for free (just cover $9.95 shipping!)
👉 Start here with the system that works.
Free Webinar: The Surplus Challenge: How to Take Control of Your Money in 2026
7:30pm AEDT, January 13, 2026
Focused entirely on setting yourself up for financial success this year. Learn how to set yourself up for financial success using real transaction data, a clear surplus target, and simple habits that keep you on track all year.
👉 Register now!

TPC Gold | How to Reset Your Money Habits for the Surplus Challenge

Tue, 30 Dec 2025 14:00:00 +1100

As we head into a new year, many people want to get ahead financially — but struggle to work out why their money never seems to stick.

In this TPC Gold, Ben unpacks the difference between intentional wealth and unconscious spending, highlighting how lifestyle creep, forgotten subscriptions and interest costs quietly erode surplus over time.

This short episode sets the foundation for building financial clarity and making better trade-off decisions with your money.

If you want to take this further, Ben will be unpacking these ideas in detail in Empower Wealth’s upcoming live webinar, where you’ll learn how to track your money, target surplus, and take back control heading into 2026.

👉 Live webinar: 7:30pm AEDT, Tuesday 13 January 2026

👉 Register here

578 | How They Built a $125K Rental Income Stream Before Hitting Their Mid-30s – Chat with Ben

Thu, 25 Dec 2025 14:00:00 +1100

What does it look like when someone backs themselves, takes calculated risks and refuses to sit on the sidelines?

That’s the story of Ben, a chiropractor, business owner, husband, dad and long-time TPC listener who built his financial future with purpose, action and his motto: “No risk, no magic.”

From growing up in a middle-class Egyptian-Australian family with first-class values, to chasing status in a BMW, to burning out and rediscovering his purpose… Ben’s journey proves that wealth isn’t about luck; it’s about habits, behaviour and backing yourself.

This is the heart of Summer Series: real people, real decisions, real results, and a reminder that anyone can do this with the right mindset and a clear plan. 😊

FREE STUFF MENTIONED

🎁 Your Christmas Pack: All the Free Resources We Released This Year

MyKnowledge FREE inside Moorr, including:
- Updated How to Retire on $3K A Week masterclass
- Spreadsheets & calculators
- Free Property Reports (13,000+ downloads!)
Free Books:
- Make Money Simple Again
- How to Retire on $3K a Week (Just cover shipping)
Discounts and Special Offers from Guests:
- Ep 566 | BMT Depreciation Schedule
  Enjoy discounted tax depreciation schedules through BMT. They’ve created a special pathway just for TPC listeners. Simply mention “The Property Couch” or submit your details via the dedicated TPC form to access the offer.
- Ep 573 | Housemark
  Housemark is offering 3 months of free property management for our community. If you’ve been considering a switch or want to explore your options, reach out to Housemark today >>

577 | “You’re Not Broken”: Finding Financial Freedom Through Life’s Tensions – Chat with Kat

Thu, 18 Dec 2025 14:00:00 +1100

What happens when life’s expectations collide with financial reality?

In this heartfelt Summer Series episode, Katrina “Kat” S, long-time listener, mum of two, and Bali trip volunteer from Bryce’s 50th, opens up about her real money story:

Growing up in a small country town, learning to save, splurging at uni, facing postnatal depression, and rebuilding her confidence through property.

Kat gets raw about pressure, parenting, and perfection… and how she found peace in progress, not performance.

From a risky first investment to the “aha” of building a proper plan, her journey proves that you don’t need to be perfect to move forward; just brave enough to start.

FREE STUFF MENTIONED

FREE BOOK: How To Retire on $3K a Week 📘
We’re giving away our latest book for free, just pay $9.95 for shipping. Inside, we unpack the exact frameworks behind Lifestyle By Design and show you how to build a surplus-based money system that actually works.
🎄 Last week to grab it in time for Christmas stockings! Get your copy now
New Feature: Moorr Acquisition Costs
Buying a property comes with a long list of hidden costs… and most people lose track of them the moment settlement hits.
With Moorr’s brand-new Acquisition Costs tool, you can now store every upfront cost in one clean, digital record (Ready for your tax return, your accountant, or your future self!)
👉 Find out more or try it today!
Will You Take On Ben’s Surplus Challenge in Moorr?
Now that Moorr Transactions is live, Ben is setting a challenge to the entire community: Track exactly where your money went in 2025 and set a meaningful surplus target for 2026.
👉 Get started today

576 | No Hearing, No Income & A New Baby: From Medically Discharged to Retiring at 34 - Chat with Matt

Thu, 11 Dec 2025 14:00:00 +1100

When life knocks you down, how do you rebuild from nothing? 💭

Meet Matt: a proud Aussie veteran whose life took a sharp turn when he lost his hearing in the Army and was suddenly left without income, identity, or direction.

With a newborn to care for and his savings running out, he and his wife, Ashley, hit rock bottom… before choosing to climb their way back up.

From living off charity food boxes to buying two investment properties, Matt’s story is one of courage, persistence, and education in action. 👏

FREE STUFF MENTIONED

FREE BOOK: How To Retire on $3K a Week 📘
We’re giving away our latest book How to Retire on $3K a Week for FREE, just cover shipping! Inside, you’ll learn the exact frameworks behind Lifestyle by Design, MoneySMARTS, and how to build a surplus-based financial life.
👉 Get your copy now
FREE DEMO: Moorr Transactions Feature 💻
Ben’s challenge to the community this Summer Series! Now that Moorr Transactions is live, it’s time to discover exactly where your money went in 2025, and set your surplus target for 2026.
👉 Book a free demo and let our team show you how to track your spending, set goals, and automate your surplus!
Guests & Episodes Mentioned:
- 574 | The #1 Reason You Won’t Retire Comfortably Has Nothing to Do with Your Income
- Listen to our complete collection of Summer/Winter series guests!

(LIVE) RBA Dec 2025 | Families Feeling the Pinch as Optimism Fades?

Tue, 09 Dec 2025 17:00:00 +1100

The Reserve Bank of Australia has just delivered its final cash rate call for 2025, and we’re breaking down what it means for inflation, households, and momentum heading into 2026.

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

575 | Ray White Refused to Sell My Property, A $30K Loss & Getting Sucked in With the Sparkles - Chat with Alannah

Thu, 04 Dec 2025 14:00:00 +1100

Folks, Summer Series is officially here!

And we’re kicking it off with a masterclass in avoiding costly mistakes.

At just 19, Alannah jumped into the property market, full of excitement, determination, and trust in the advice around her.

But when her “dream” off-the-plan apartment in Werribee South became a financial anchor instead of an investment, she learned the hard way that not all property advice is created equal.

In this episode, Alannah opens up about:
🏡 The $360K property lesson that changed everything
🚩 How to recognise (and avoid) property spruikers under the guise of “educators”
💸 The emotional side of money and learning how to reset
📈 Rebuilding confidence through education, planning, and action

Listen now, because every investor makes mistakes, but the best ones learn fast and move forward.

FREE STUFF MENTIONED

Stop guessing your next move (and finally breathe again!)
If you’re tired of stress, second-guessing, or worrying whether you’re getting the right advice… It’s time for a plan. If you’re looking for a trusted advisor who cares about your individual goals, get in touch with our team today.
👉 Book your free initial consultation
Guests & Episodes Mentioned:
- 478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality – Chat with Amanda
- Listen to our complete collection of Summer/Winter series guests!

574 | The #1 Reason You Won’t Retire Comfortably Has Nothing to Do with Your Income

Thu, 27 Nov 2025 14:00:00 +1100

As the LAST regular episode of the year before we launch into our inspiring, lesson-packed Summer Series...

We’re diving into the single most important habit that determines whether you get ahead financially or spend every year wondering, “Where did my money go?”

As we approach the most dangerous spending season of the year, we’re unpacking:

🔹 WHY money management matters more than people think
🔹 The 7 biggest money mistakes Aussies make
🔹 What best practice ACTUALLY looks like
🔹 PLUS: A massive announcement: Moorr’s new AI-powered transaction feed is here — automating the hardest part of money management.

This is a must-listen episode for anyone wanting more clarity, more control… and a better financial life heading into 2025.

FREE STUFF MENTIONED

🚀 NEW: Transaction Feed (Beta)
Upload your CSV and let AI categorise your spending in seconds: instant clarity, zero overwhelm. Includes free access to:

MoneySMARTS (10-minutes-a-month, now automated)
Goals Dashboard (timelines, icons, progress bars)

Take control of your money, all free inside Moorr.
👉 Find out more or create/log in to your account now.

📚 FREE BOOKS (Just Pay Shipping!)

📘 How To Retire on $3K a Week
Get our latest book free (just pay shipping) and learn the exact frameworks behind Lifestyle By Design.
👉 Get your copy now!
📘 Make Money Simple Again
Learn the simple rules-based MoneySMARTS system that traps your surplus and keeps you in control.
👉 Avoid another year of guessing

TPC Gold | What to Do When the Property Market Feels Uncertain

Tue, 25 Nov 2025 14:00:00 +1100

Feeling wobbly about property investing? You’re not alone.

In this bonus episode, Bryce & Ben talk about the importance of having a North Star (your ultimate lifestyle vision) to stay grounded when times get tough.

For the original episode, tune in here: Episode 513 | What’s The Forgotten Pillar of Wealth Creation?

573 | The $75M Rise: How This 29-Year-Old Is Turning the “Ugly Kid” of Real Estate into the Cool Kid - Chat with Jonny Bell

Thu, 20 Nov 2025 14:00:00 +1100

How does a 23-year-old with no office beat a multinational real estate giant?

In this episode, we sit down with Jonny Bell, Founder of Housemark, who now manages 3,000+ properties and is redefining what exceptional property management looks like in Australia.

Jonny takes us inside his remarkable rise from running his business out of a Windsor apartment with nothing but a lockbox and a jet ski…

To build the fastest-growing PM company in the country and set a new national benchmark for proactive service.

Here’s what you’ll learn inside:

🏡 Why most PMs fail landlords (and how to spot it early)
📈 The 6 core functions of property management...done properly
🤝 How to double service levels without burning out PMs, and more!

Tune in now!

FREE STUFF MENTIONED

TPC Community Survey (Final Hours!)
Have your say on what we cover next year, and help shape the direction of the show. It only takes two minutes, and you’ll get bonus access to a premium MyKnowledge workshop inside Moorr.
👉 Closes imminently, so don’t wait.
Free Property Market Reports on Moorr
Get suburb-level insights for houses and units across 15,000+ Australian suburbs — all inside Moorr. Perfect for checking value, performance and rental demand before you buy.
👉 Access under My Property → Research.
Moorr’s Rental Analysis Report
Not sure if your rent is under market? Our free Rental Analysis Report compares your property to real-time rental data, vacancy rates, and local demand so you can confidently set the right rent — without guessing.
👉 Free inside Moorr.
Read the AFR’s Young Rich List 2025 here >>
HOUSEMARK BONUS
For being a part of the TPC community and tuning into this episode, claim 3 months free property management, plus a free rent review and compliance check.
👉 Get in touch with Housemark today >>

TPC Gold | Should You Buy Property in a Trust or Your Own Name?

Tue, 18 Nov 2025 14:00:00 +1100

It’s a question we’re asked all the time... and one that rarely has a simple, one-size-fits-all answer.

In this bonus episode, Bryce and Ben break down the pros and cons of buying property through a trust versus in your personal name, their personal approach on this topic, and why it’s so important to understand the implications before you make your next move.

For the original episode, tune in here: Episode 392 | Should You Change Investment Plans?

572 | Can Everyone Still Own a Home? Bernard Salt on the New Divide

Thu, 13 Nov 2025 14:00:00 +1100

LIVE from the AFG Next Conference! 🎤

Bryce and Ben join Australia’s most famous demographer Bernard Salt to unpack the trends that will define our nation’s future.

From the rise of Apartmentia and the cultural influence of spice kitchens to the unstoppable force of intergenerational wealth transfers, Bernard reveals how Australia’s housing, lifestyle and population story is being rewritten in real time.

Tune in to hear the inside scoop on:

👉 Why millennials are bringing suburbia back
👉 What “The Bank of Mum & Dad” really means for equality
👉 How AI and longevity will reshape our economy, and
👉 The #1 big question Bernard wants Australia to answer by 2050

It’s smart, funny and packed with data-driven insights; the kind of future-focused chat only The Property Couch could have with the man behind The Big Shift.

Get a front-row seat to Australia’s next housing evolution. Listen now!

FREE STUFF MENTIONED

ONE WEEK LEFT: The Property Couch 2026 Survey 🗳
We want your feedback to help shape the next chapter of The Property Couch. You’ll also go in the draw to win 1 of 5 x $100 gift cards (and get FREE access to a premium workshop.)
👉 Take 2 minutes to share your thoughts
The Two Largest Working Cohorts: Read the ABS' 2021 Census here >>
Listen Ep 334 | Bernard Salt: The BIG Shift In Australian Property!

TPC Gold | ATO Crackdown: The Truth About Debt Recycling

Tue, 11 Nov 2025 14:00:00 +1100

Debt recycling is one of those strategies that sounds clever in theory... using the equity in your home to invest and “convert” non-deductible debt into deductible debt.

But as our resident tax expert Julia explains, that’s where many investors get caught out.

For the original episode, tune in here: Episode 542 | The Overlooked CGT Timebomb Hidden in Joint Tenancy.

571 | When Your Life Plan Falls Apart, What Happens Next? - Chat with Gemma Mitchell

Thu, 06 Nov 2025 14:00:00 +1100

What happens when the money expert has to hit reset on her own life? 💥

Meet Gemma Mitchell: a financial adviser, money coach, and co-host of The Australian Finance Podcast.

With over 20 years in banking, wealth coaching, and financial services, Gemma has helped thousands of Australians navigate life’s biggest financial curveballs, from divorce and career change to business setbacks and beyond.

But when her own “perfect plan” fell apart, she had to start again and what she discovered changed everything.

Gemma rebuilt her life from the ground up, not just financially, but mentally and emotionally, uncovering what real financial wellbeing looks like.

Now, she’s sharing those lessons in The Money Reset, her 12-step roadmap to help you turn financial setbacks into powerful comebacks. 💪

FREE STUFF MENTIONED

The Property Couch 2026 Survey
Audiobook: How to Retire on $3K a Week
👉 Spotify (Coming soon to Audible and other major streaming platforms!)
👉 Moorr
Moorr's Free Property Reports
The Money Reset: Gemma’s 12-Step Financial Reset Plan
National Debt Helpline
AFR article: Macquarie Bank Pausing Rates
Unlicensed Advice Warning: PICA’s callout on the rise of unqualified “property experts”
First Guardian & Shield Collapse: ABC report on ASIC and superannuation oversight flaws

Read the full list here >>

RBA Nov 2025 | Stagflation Risk Emerges as Confidence Drops

Tue, 04 Nov 2025 14:00:00 +1100

The Reserve Bank of Australia has just made its November 2025 cash rate announcement, and the decision lands amid a whirlwind of competing economic signals.

Join Ben Kingsley and resident economist Evan Lucas as they dive deep into what’s really driving the headlines… from inflation and interest rates to housing market dynamics and the growing risk of stagflation.

If you’re trying to make sense of where the economy might go next, this episode is one to tune in to.

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

570 | 3 Pathways to Property Development (and How to Know When You’re Ready) - Chat with Rob Flux

Thu, 30 Oct 2025 14:00:00 +1100

Most investors dream about “doing a development” one day… but few know what it actually takes to do it profitably.

In our latest episode, we’re joined by Rob Flux, Founder of Property Developer Network and PICA board member, to unpack the real-world lessons from his own journey, from rebuilding to turning two blocks into eight townhouses in just four years.

Rob shares:
✅ The 3 pathways into development for passive investors, renovators, and tradies.
✅ Why “garbage in, garbage out” applies to every feasibility study.
✅ How to spot the 10% of sites that actually make money.
✅ Why taxes are the real hidden cost killing profitability.

Tune in now to learn why development isn’t about building; it’s about solving the right problems.

RESOURCES MENTIONED

Audiobook LIVE: How to Retire on $3K a Week 🎧
It’s finally here! You can now learn wherever you go. Now available in
👉 Spotify (Coming soon to Audible and other major streaming platforms!)
👉 Moorr
Login or create your free account today! (Psst - if you join the waitlist here, you can access it for FREE).
The Property Couch Survey – Win 5 x $100 Gift Cards!
Help us shape the next chapter of The Property Couch! You’ll go in the draw to win 1 of 5 x $100 gift cards and get free access to a premium MyKnowledge workshop inside Moorr.
👉 Share your thoughts
Tax Deadline Reminder – Need A Little More Time?
All Aussies have a deadline approaching; if you haven’t done your tax yet, October 31st is the cut-off. So, this is a little shout-out for our Empower Wealth Tax Team: if you need more time or want to make sure you’re getting the maximum refund, reach out today.
👉 Book your tax consultation now!
Free Property Reports: Now Inside Moorr
You can now access free suburb-level property reports right inside the Moorr platform! 👉 Login or create your free account in Moorr.

Read the rest of the resources here >>

TPC Gold | How Cities are Built (and Why It Matters for Your Investment)

Tue, 28 Oct 2025 14:00:00 +1100

We all know property investing is about “location, location, location”... but have you ever stopped to think about how cities actually form?

In this bonus episode, we go on a journey from the dusty towns of the Wild West to the bustling megacities of today.... all to unpack the evolution of cities and why understanding this process can give you a huge edge as an investor.

For the original episode, tune in here: Episode 163 | Infrastructure: What’s the Game Changer for Property?

569 | Everyone’s an Expert Until the Tide Goes Out: What 44 Years of Data Reveals!

Thu, 23 Oct 2025 14:00:00 +1100

In this week’s special episode, Bryce & Ben “compare the pair”: not with jingles or gimmicks, but with hard data and one clear winner. 📊

Using 44 years of property performance, they uncover why Brisbane’s steady economic engine outperforms Townsville’s volatile cycle, and what it means for investors tempted by short-term wins.

From super tax changes and trust reforms to Ponzi-like buyer activity, the boys reveal what happens “when the tide goes out”...

And who’s left swimming naked. Tune in now!

RESOURCES MENTIONED

Complete Our TPC Survey & Get Rewarded
We want to hear from you! Tell us what topics you’d love us to cover on the couch, and as a thank you, you’ll unlock a FREE Premium Workshop (worth up to $497) inside Moorr’s MyKnowledge portal. Plus, you’ll automatically go in the draw to win one of five $100 gift cards! 🥳
👉 Take the 2-minute survey now
Listen to the How to Retire on $3K a Week Audiobook
Our new audiobook is officially live! 🎧 We’ve added exclusive after-chapter discussions where Bryce & Ben unpack every key lesson. You can purchase it inside:
👉 Spotify (and it’s coming soon to Audible and other major platforms. 😊), or
👉 Moorr. Here’s how:
- Create your free Moorr account here
- Head to MyKNOWLEDGE in the menu
- Scroll down to "Pro Content" and you'll find the Audiobook of How to Retire on $3,000 a Week.
Watch the Charts & Data Walkthrough
If you’re listening on audio, make sure you catch the visual deep dive comparing Townsville vs Brisbane, including 44 years of data, growth cycles, and volatility charts.
👉 📺 Watch on YouTube
Read The Westpac–Melbourne Institute Consumer Sentiment survey >>
Resource from Ben’s “What’s Making Property News”: How multicultural is your suburb?
Guests & Episodes Mentioned: 563 | Property Crash: The Surefire Way to Collapse the Market

TPC Gold | What to Do When Life Doesn’t Go to Plan

Tue, 21 Oct 2025 14:00:00 +1100

What happens when the life you planned… suddenly isn’t?

In this powerful throwback moment, Bryce chats with former NRL player Matt Srama, who opens up about the identity crisis that came with an unexpected early retirement — and the mindset shift that helped him find clarity on the other side.

For the original episode, tune in here: Episode 270 | How to Recover When You’ve Lost Everything.

568 | Buyer’s Agents Behaving Badly? The Good, The Bad, and The Dangerous – Chat with Melinda Jennison

Thu, 16 Oct 2025 14:00:00 +1100

There’s a surge of new buyer’s agents flooding the market…

Some are brilliant, ethical and genuinely helping buyers win in tough conditions.

But others? They’re charging upfront fees, disappearing on clients, buying properties sight unseen... and even recommending complex trust and super structures they’re not licensed to advise on.

So how do you tell the difference between a trusted advocate and a fast-talking spruiker?

To help us cut through the noise, we’re joined by someone who’s leading the fight for higher industry standards:

Welcome Melinda Jennison, President of REBAA (Real Estate Buyers Agents Association of Australia)

In this cautionary episode, we unpack:

❌ The red flags to look for BEFORE you hire a buyer’s agent
⚖️ The licensing loophole allowing unqualified operators to cross borders
💸 Ghosting, pressure tactics & “kickback referrals” you’ll never be told about, and more!

Tune in now.

FREE STUFF MENTIONED

Want a smarter way to track your investment properties (without spreadsheets or chaos?)
We’ve just launched the new Property Management tab inside Moorr, built by investors, for investors. If you’re managing even one property, this will save you hours, and if you’ve got a portfolio, it’s a complete sanity-saver.
👉 Find out more here >>
👉 Login or create your free account here >>
“How to Retire on $3K a Week” Audiobook is almost here!
If you prefer to listen rather than read, make sure you’re on the early access waitlist. Pop your details in and you’ll be first to know the moment it drops!
✅ Join the waitlist >>
Watch the 9 NEWS video: Are Property Investment Social Media Posts too Good to be Ture?
Listen to Melinda’s podcast >> Brisbane Property Podcast
Downloads PIPA’s 2025 Sentiment Survey >>

TPC Gold | The Truth About Good Property Investment Advice

Tue, 14 Oct 2025 14:00:00 +1100

In this TPC Gold episode, we rewind the clock to a timeless chat with our very own Ben Kingsley — recorded just after he won Property Investment Advisor of the Year for the second year in a row.

While the awards are worth celebrating, what makes this conversation truly evergreen is the insight into why great property advice matters, and how to spot it.

For the original episode, tune in here: Episode 36 | Journey of the Property Investment Advisor of the Year.

567 | Trusts, SMSFs & “My Buyer’s Agent Said I Asked Too Many Questions!” — Is That Normal?

Thu, 09 Oct 2025 14:00:00 +1100

This episode is a big community service announcement wrapped in a Q&A session!

We unpack a listener’s cautionary tale about high-pressure “systems”, dig into whether West is still best, and tackle the surge in trust-based strategies promising “unlimited borrowing capacity”.

Plus: a Mindset Minute reset, a simple hotel sleep hack, and what first-home buyers most regret about their home loans.

Full show notes here 👉 https://thepropertycouch.com.au/ep567-qa-trusts-smsf/

TPC Gold | Do I Need More Than One Offset Account?

Tue, 07 Oct 2025 14:00:00 +1100

When it comes to structuring your property loans, the offset account is one of the most powerful tools in your arsenal. But how many should you actually have?

In this bonus episode, we’re diving into a question from long-time listener Alan, who’s wondering whether he needs to set up a second offset account for his next investment property.

For the original episode, tune in here: Episode 259 | Q&A: A Tax-Saving Hack for An Offset Account, The Simplest Way to Keep Track of Your Properties and How to Distinguish “Emotional Value” from “Property Value”

566 | Could $800 Really Be Worth Thousands? The Untapped Shortcut to Bigger Cash Flow – Chat with Brad Beer

Thu, 02 Oct 2025 14:00:00 +1000

Most investors don’t realise they’re sitting on thousands in extra deductions...and the ATO isn’t in a hurry to remind them.

This week, we’re joined by Bradley Beer, CEO of BMT Tax Depreciation, to unpack how a depreciation schedule can turn dead money into real cash flow.

You’ll discover:

Why old properties can still deliver big deductions
The truth about cheap online depreciation reports
How renovations and scrapping can supercharge returns
The average deductions most investors miss (hint: it’s thousands)

This is the depreciation masterclass you can’t afford to skip.

FREE STUFF MENTIONED

Listen to all of Brad’s previous ripper episodes here!
BMT x The Property Couch Discount Form
If you’re booking a depreciation schedule, make sure you don’t pay full price! There’s a special form set up for TPC listeners; it pre-loads the discount and goes straight to the right team.
👉 Just mention “The Property Couch” or use the TPC form link when you submit your details.
Check Your Depreciation Potential (Before You Spend a Cent)
Not sure if your property is worth a depreciation schedule? BMT gives you two easy (and free) ways to find out:
🔹 Real Investor Case Studies
🔹 Free Depreciation Calculators
Summer Series 2026: Share Your Story!
👉 Apply here!
Be First to Access the Audiobook
How to Retire on $3K a Week (audio edition) is almost here — and the waitlist gets the perks, bonuses, and first release.
👉 Join the waitlist!
5% Deposit Scheme Now Live
If you're a first-home buyer, the updated 5% deposit scheme is now in play. Talk to your investment-savvy mortgage broker to see if you’re eligible, or if you don’t have one, our award-winning team at Empower Wealth can help!
👉 Book in your free initial consultation today.

(LIVE) RBA Sep 2025 | Is the Property Boom Back? Animal Spirits Are Stirring...

Tue, 30 Sep 2025 17:00:00 +1000

The Reserve Bank of Australia just made its September 2025 cash rate call, and we’re unpacking not just the rate decision itself... but the shifting sentiment that could be pointing to the next property upswing.

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

565 | Overpaying For Property? Your Insider’s Guide To Negotiating – Chat with Scott Aggett

Thu, 25 Sep 2025 14:00:00 +1000

Most buyers walk into a property deal at a serious disadvantage. The agent knows the tricks, the tactics, and the pressure points that can make you pay tens of thousands more than you should.

But what if you could flip the script?

That’s exactly what Scott Aggett has been doing for over 30 years. With more than 4,000 property deals under his belt, Scott traded a high-flying career in agency land for the buyer’s side of the table, launching Hello Haus and pioneering Australia’s first “Negotiation-as-a-Service.”

He has recently founded Green Shoots Property, continuing his mission to help buyers save money, cut through the games, and regain control.

In this episode, Scott opens his negotiation playbook and reveals:
✅ Why most buyers overpay (and how to avoid falling into the trap)
✅ The psychological tactics agents use to manufacture competition
✅ Why auctions are a stacked deck — and smarter ways to play
✅ The power of speed, control and rapport in winning negotiations
✅ The one question that instantly changes the conversation: “What’s it going to take to buy it?”

If you’re serious about buying well, this is your negotiating insider’s guide you can’t afford to miss. Listen now!

FREE STUFF MENTIONED

Find out more about Scott Aggett here >>
🏡 First Home Guarantee (5% Deposit Scheme)
From 1 October, eligible first-home buyers can access the 5% deposit guarantee, a game-changing opportunity to enter the market sooner without waiting years to save a 20% deposit. This weekend could be one of the last chances to see a spike in properties within that affordability range, so if you’re looking to buy your first home, make sure you know the details. Find out more about it here >>
🎙️ Summer Series 2026: Shoutout To The Ladies!
We’ve had some incredible applications come through for this year’s Summer Series but here’s the thing: most of our applications are from the blokes… and we’d love to hear more from the ladies!
There’s still a spot up for grabs, and we’ll assess every story on its merit. 👉 Apply today!

TPC Gold | What Is a Passive House—and Why More Aussies Are Building Them

Tue, 23 Sep 2025 14:00:00 +1000

With rising energy costs, growing climate concerns, and an increasing demand for healthy, sustainable living environments, there’s a growing buzz around passive homes... but what are they exactly?

In this bonus snippet, Bryce sits down with Raphael Siket (passive house owner and director of a building biology service) and Amelia Lee (founder of Undercover Architect) to explore why more Australians are choosing to build these innovative, high-performance homes.

For the original episode, tune in here: Episode 352 | Healthy Houses: Is This The New Way For Property Investors?

564 | From FOMO to COMO: What Compromise Gets You Into the Property Market?

Thu, 18 Sep 2025 14:00:00 +1000

FOMO is out. COMO is in. 🎯

For years, Aussie property headlines were all about fear of missing out: buyers rushing into the market at any cost. But today’s reality is very different.

With affordability ceilings, tighter borrowing limits, and scarce supply, the real challenge is learning how to compromise… or miss out.

In our latest episode, we revisit one of the pillars of knowledge: The Buyer’s Decision Quadrant, price, location, land size, dwelling quality, and explore the one question EVERY property investor needs to answer:

Which lever are you willing to compromise on?

We’ll share eight creative strategies that Aussies are using right now, and you’ll hear Tim’s inspiring story of leaving Sydney and setting himself up to save $100K in a single year.

FREE STUFF MENTIONED

Read the full SBS article on Tim is taking a ‘financial gap year’. It might just save him $100,000
The Ugly Duckling Strategy: Sometimes the best move is buying the “worst house in the best street.” 👉 Learn this growth strategy in our latest book, “How to Retire on $3,000 a Week.”
Rentvesting 101 (Money Magazine)
Live where you want, buy where you can afford. It’s the strategy we first unpacked in our cover story for Money Magazine – and it’s still one of the best-selling covers to date. 👉 Read the full article.
Life by Design: Training Your Mind Like a Muscle
This drill helps you train your inner critic, scoring your self-talk so you can build resilience 👉 Watch it here!
What’s Making Property News (WMPN):
👉 Find out more about the Home Guarantee and 5% deposit scheme
👉 Fresh insights into how Aussies are navigating home ownership. Read the “No Place Like Home” report.

TPC Gold | Capital Gains Tax: Commercial vs Residential Property

Tue, 16 Sep 2025 14:00:00 +1000

In today’s bonus episode, we’re answering a question that’s on the minds of many property investors with business interests: How does Capital Gains Tax (CGT) work for commercial property, and how does it compare to residential?

Mark has done what many business owners dream of: buying a commercial property to house his business.

But while commercial property can be an excellent wealth-building tool (especially when you're both the landlord and the tenant!), there are some important tax differences to note.

For the original episode, tune in here: Episode 392 | Should You Change Investment Plans?

563 | Property Crash: The Surefire Way to Collapse the Market

Thu, 11 Sep 2025 14:00:00 +1000

This week on The Property Couch, we’re not sitting down with Ben Kingsley, co-host of The Property Couch…

But Ben Kingsley, Chair of the Property Investors Council of Australia (PICA), and he’s here with a serious warning.

As the peak body representing everyday property investors, advocating for consumer protection, ethical practices, and a sustainable rental market, PICA recently wrote to every major trade association across Australia, from the Real Estate Institutes to leading mortgage broker bodies.

In it, PICA is calling out the rise of:

Get-rich-quick advertising 🎯
Unlicensed financial advice in Trusts & SMSFs 📑
Buyer’s Agents behaving badly 🏚️
Short-term speculation threatening housing affordability 💥
Lack of transparency with hidden fees & kickbacks 💸

Why? Because these behaviours don’t just risk burning everyday investors… they risk damaging the reputation of the entire property industry and could trigger over-regulation that hurts us all.

🎧 Tune in for a must-listen conversation about protecting consumers, safeguarding our rental market, and keeping property investment sustainable for the long term.

RESOURCES MENTIONED

Find Out More About PICA
Want to dig deeper into the issues we’ve unpacked today? The Property Investors Council of Australia (PICA) is the national peak body representing the interests of property investors. Their mission is to protect consumers, promote ethical investing practices, and ensure a sustainable rental market.
- 🚨 Read the letter on the official PICA website!
- 👥 Join the PICA community to stay informed and support advocacy efforts for everyday property investors
- 🔎 Register for the On-Demand Webinar on NSW & VIC Planning Laws Update
Connect with Ben on:
- LinkedIn: Ben Kingsley
- Twitter: @benkingsleyAU
- Or reach out to his email at bkingsley@pica.asn.au

TPC Gold | The Link Between Mental Health and Wealth

Tue, 09 Sep 2025 14:00:00 +1000

We talk a lot about financial health on this podcast, but there's another pillar often overlooked.

In this TPC Gold episode, we’re joined by John Mendoza, Director of ConNetica and a mental health leader with decades of experience, to explore the deep (and often invisible) connection between financial health, self-worth, and the stories we tell ourselves.

For the original episode, tune in here: Episode 238 | Money & Mental Health: Why There’s More to It Than You Think…

562 | CGT for Couples EXPOSED: The Six-Year Rule, First-Home Myths & Victoria’s Rental Crackdown

Thu, 04 Sep 2025 14:00:00 +1000

We’ve got a cracking Listener Q&A episode for you today, and trust us…

These are questions you need to know the answers to! 🚨

👩‍❤️‍👨 Can married couples really claim TWO main residence exemptions for Capital Gains Tax? Or is this a classic case of “you can’t have your cake and eat it too”? We break down the six-year rule and reveal what the ATO will (and won’t) let you get away with.

🏡 First Home Buyer incentives: Think your partner can still snag the perks just because they’ve never bought before? Think again! We’re busting the biggest myth about the “spouse test” that catches so many people out.

🔍 Victoria’s rental crackdown: A new task force, surprise inspections, and even a whistle-blower website where tenants can dob you in 😳 Landlords, the rules of the game have changed. Here’s what you need to do to stay compliant (and out of trouble).

This episode is packed with the traps, tips, and takeaways every Aussie needs – tune in now!

Resources Mentioned

🌞 Summer Series 2026: We Want YOUR Story! 🏝️☀️
This Summer, we’re flipping the script. Not just the wins, but the lessons. Not just the highlights, but the hurdles. Have you had a silver bullet strategy that backfired or a game-changing moment that set you on the right path? We want to hear it! 🎤 👉 Share your story and be part of our 2026 Summer Series!
See Your Whole Property Story in One Place!
Moorr’s MyPROPERTY Portfolio View is designed specifically for property investors giving you clarity, confidence, and control over your portfolio.
💡 Best of all? It’s completely free to use.
👉 Start tracking your portfolio today inside Moorr.
Warren Buffett Speaks: Wit and Wisdom from the World's Greatest Investor
Get the book from Bryce’s Mindset Minute!
Australian Bureau of Statistics’ June Quarter 2025 Data from Ben’s “What’s Making Property News.”

TPC Gold | Are Median House Prices a Reliable Guide?

Tue, 02 Sep 2025 14:00:00 +1000

We’ve all seen median house prices splashed across headlines… but how useful are they really for property investors?

In this bonus episode, Ben, Bryce and Suburbtrends founder Kent Lardner challenge the way most people interpret median prices—and explain why relying on that one number could send you down the wrong path.

For the original episode, tune in here: Episode 437 | The Biggest Danger People Face When Looking at Property Data.

561 | The Exit Strategy Playbook: How to Land the Plane! - Chat with Paul Glossop

Thu, 28 Aug 2025 14:00:00 +1000

Well, folks, just 378 episodes later, and we’re welcoming back a titan in the industry who ‘retired’ at just 33 years old...

Welcome back, Paul Glossop, Founder and Director of Pure Property Investment!

As the founder of one of Australia’s leading buyer’s agencies, he’s guided clients through billions of dollars in deals and is a go-to voice on Sky News, Your Money, News.com.au and his own Pure Property Podcast.

He’s also written two best-sellers (A Surfer’s Guide to Property Investing and The Next Wave) with 10,000 hours well and truly clocked, Paul’s a guy who’s mastered the property game.

Besides catching up on what’s happened in the last 7 years since he came on the podcast, we’re focusing on Exit Strategies: including the four main exit pathways, why most investors never plan their exit and practical steps to start designing your own exit strategy today. Listen now!

FREE STUFF MENTIONED

Summer Series 2026: Listener Callout! 🏝️🕶️🌴☀️
This year, we’re not just shining a spotlight on the success stories, but on the silver bullet lessons that didn’t go to plan.
👉 Submit your story and you could be featured in this year’s Summer Series!
Start with a plan. 📝
Wondering what the next 10–20 years of your financial life could look like? Paper trade your future with a tailored Property Wealth Plan from our trusted advisors.
👉 Book your free initial chat today!
How To Retire On $3K A Week
If you want to go deeper into exit strategies, we’ve dedicated Chapter 13: “Landing the Plane” in our latest book where we unpack the frameworks, numbers, and mindset shifts you’ll need to finish well.
👉 Grab your copy today!
Articles from Ben’s “What’s Making Property News”: Tim is taking a 'financial gap year'. It might just save him $100,000

TPC Gold | What Ants Can Teach Us About Property Investing

Tue, 26 Aug 2025 14:00:00 +1000

Yes, we’re serious... this one’s all about what ants can teach us about building a property portfolio 🐜

In this mindset-driven TPC Gold episode, Ben and Bryce get a little creative and explore how thinking like ants can lead to better results in property investing.

For the original episode, tune in here: Episode 157 | 7 Reasons Why Investors Should Think Like Ants.

560 | Mid-Year Property Market Outlook 2025: Trends & Forecasts

Thu, 21 Aug 2025 14:00:00 +1000

With rate cuts back on the table, speculation heating up, and Darwin, Perth and Brisbane leading the charge, the mid-year property story looks very different to what many expected back in February... 🚀

That’s why we’re back with one of our most anticipated episodes of the year:

🔮 Our 2025 Mid-Year Property Market Outlook! 🔮

Inside this jam-packed update, we reveal:

Our February calls vs what actually played out
The state of play in Sydney, Melbourne, Brisbane, Perth, Adelaide, Darwin, Hobart & Canberra
Why speculation and “pump and dump” strategies are flashing red lights 🚨
The upside and downside risks for investors in the second half of 2025
Long-term fundamentals every investor should hold onto

This is your ultimate checkpoint for property investors, cutting through the speculation to stay ahead.

FREE STUFF MENTIONED

Listen to our February 2025 Property Market Outlook here 👉 535 | 2025 Property Market Outlook
CLOSING MONDAY, 25 AUG: PIPA Investor Sentiment Survey 2025
Make Your Voice Count! 📊
Australia’s biggest investor pulse check is back! The 2025 PIPA Annual Investor Sentiment Survey is now live, and we want to hear from YOU. Your insights help shape the conversation around property investing in Australia. 👉 Take the survey today and add your voice to the nation’s most powerful investor report.
Book Shoutout 📚
Want to really set yourself up for the next decade? Grab your copy of How to Retire on $3,000 a Week and lock in the fundamentals we keep coming back to: Buy well, finance smart, and hold for the long-term.
👉 Get your copy now
Curious what the next 10–20 years could look like for you?
Speak to the professionals and paper trade your life with a tailored Property Wealth Plan through our financial advisory!
👉 Book in a free initial chat today (And see how to make the most of the opportunities ahead)

TPC Gold | Using Parental Guarantees to Buy a Home

Tue, 19 Aug 2025 14:00:00 +1000

Getting into the property market is tough, especially when it comes to saving that all-important deposit. Is there a way parents can help without handing over cash?

If you’re a first-time buyer looking for ways to enter the market or a parent wondering how to support your kids without sacrificing your own financial stability... have a listen.

For the original episode, tune in here: Episode 253 | Top Tips for First Home Buyers.

559 | What Do US & China’s Tariffs Mean for Aussie Property Investors?

Thu, 14 Aug 2025 14:00:00 +1000

As Bryce says in this week’s Mindset Minute...

“When you make big life decisions, don’t just listen to people closest to you; listen to those closest to your goals.”

That’s why, in Ep 559, we’re sitting down with David Robertson, Chief Economist and Head of Economic & Markets Research at Bendigo and Adelaide Bank, to unpack the real forces shaping Australia’s economy and property market right now.

Having been with Bendigo Bank for over 23 years, David’s career spans senior Treasury roles at the State Bank of NSW, First Chicago, and Commonwealth Bank.

Known for combining decades of economic expertise with a clear, engaging delivery, he has built a loyal audience through Bendigo’s Monthly YouTube economic updates.

FREE STUFF MENTIONED

It’s That Time of Year Again! Join us on the Couch as a 2026 Summer Series guest!
Help us to inspire, educate and transform people’s lives by sharing your property investing journey on the couch. From success stories to silver bullet strategies, no story is too small or simple, we WANT to hear from you! 😊
- Send us your story today 👉 https://thepropertycouch.com.au/mystory/
- To hear from our previous amazing guests, check out our Summer/Winter collection here 👉 https://thepropertycouch.com.au/summerseries/
The 2025 PIPA Investor Sentiment Survey is CLOSING SOON
This is how you can financially protect yourself and have your voice heard by property investor policymakers 👉 Take the survey here!
Missed The Latest Cash Rate Update? Watch Ben’s August RBA Cash Rate Announcement here >>
(NOT FREE) David’s Book Recommendation: Making Sense of Chaos: A Better Economics for a Better World by J. Doyne Farmer

(LIVE) RBA Aug 2025 | 25 vs 50 Basis Points Cut

Tue, 12 Aug 2025 15:00:00 +1000

The RBA has just made its latest move — but was it a small trim or a bigger-than-expected cut?

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

From Wall Street to Your Street: August Economic Insights

Tue, 12 Aug 2025 09:00:00 +1000

As the Reserve Bank prepares to deliver its latest cash rate decision this afternoon, this pre-RBA update unpacks where the economy really stands right now.

Make sure to also join us LIVE from 2:20pm (AEST) as we look at the RBA cash rate announcement in real-time together.

558 | Sexy vs Practical: Your Future Deserves More Than a Back-of-Napkin Plan

Thu, 07 Aug 2025 14:00:00 +1000

Ever walked past a movie set that looks like a real building, but behind the front door?

Just scaffolding. No rooms, no structure… just a façade. In Ep 558, we’re unpacking why so many property “strategies” are exactly like that: shiny on the surface, but empty underneath.

We unpack:

Why “simple” doesn’t mean “bad” (and complex doesn’t mean smart)
How some advice is more about helping the advisor, not you
Why buyer’s agents (as valuable as they are) shouldn’t be your strategy team
The checklist of what a real investment plan should include

💭 So, is your plan something you can live with or just something you like looking at? Tune in now to find out!

FREE STUFF MENTIONED

How to Retire on $3,000 a Week: Leave Us Your Review on Amazon
Read the book? Share your thoughts with us on Amazon (regardless of where you bought the book from). We read every review, and it helps others find it! 👉 Go to How to Retire on $3,000 a Week on Amazon, and share your thoughts now.
The 2025 PIPA Investor Sentiment Survey is live
It’s your chance to shape how policymakers view the role of property investment in Australia. 👉 Got 2 minutes? Take the survey here!
What’s Making Property News: QLD’s New Seller Disclosure Scheme is now in effect! Read the full Gov resource here 👉 Seller Disclosure Scheme | QLD Government
Cotality’s July 2025 Monthly Housing Chart Pack 👉 Download the full report here
Guests & Episodes Mentioned:
- 001 | We Fix Bad Property Investment Advice
- 557 | 8 Cheap Cashflow Properties in 18 Months, and Still No Passive Income? A Silver Bullet Case Study

TPC Gold | Should I Rentvest or Buy My Own Home?

Tue, 05 Aug 2025 14:00:00 +1000

You’ve saved your deposit, you’re ready to step onto the property ladder… but here comes the big question: should you buy your own home or rentvest?

It’s a debate many first-time buyers face, and in this bonus episode, Ben and Bryce unpack the pros and cons of both strategies so you can make a decision that suits your finances and your lifestyle.

For the original episode, tune in here: Episode 304 | Picking One Over The Other: Top Tips To Help Property Investors Make The Best Judgement Call

557 | 8 Cheap Cashflow Properties in 18 Months, and Still No Passive Income? A Silver Bullet Case Study

Thu, 31 Jul 2025 14:00:00 +1000

They just wanted $104K in passive income. A comfortable retirement. A helping hand for the kids.

Instead? They ended up with a silver bullet strategy: eight regional properties, over $1.1 million in debt, constant tenant issues, and a driveway that cost more than a year’s rent. 😬

In this episode, Ben is joined by Head of Property Wealth Planning at Empower Wealth, David Robertson (or Robbo) to unpack a real case study of a silver bullet property strategy gone completely off the rails.

Here’s what we debunk:
⚠️ Promised high yields? ✅
⚠️ Sold on positive cash flow from Day 1? ✅
⚠️ No proper planning, no risk assessment, no diversification? Unfortunately… ✅

It’s a cautionary tale of what happens when buyer’s agents chase volume, not value — and why skipping the strategy step can cost you years of lost opportunity, tens of thousands in maintenance surprises, and even your dream retirement.

FREE STUFF MENTIONED

Sign the PICA Petition! 📝
Help protect property investor rights by supporting the Property Investors Council of Australia’s (PICA) petition against NSW’s "no grounds" eviction reforms. This could affect ALL Australian investors — don’t let poor policy spread!
Get Your Free Suburb Property Report 📍
Doing your research? Download a FREE detailed property report for any suburb in Australia. Perfect for buyers, investors, or those just curious.
Explore Your Portfolio with MyProperty (inside Moorr) 🏡
Track cashflow, loan splits, equity, offset links & more — all in one place. Free to use and built for investors. Or, catch the magic in action during our live walk-through with Connor, Moorr’s Product Manager! Watch it here >>
Read: How to Retire on $3,000 a Week📚
Want to escape the rat race? This book unpacks the evergreen money rules and property principles to design your dream lifestyle with just a couple of investment properties. 📖 Grab your copy online or at all major bookstores.

TPC Gold | How to Manage Your Property Portfolio Like a Pro

Tue, 29 Jul 2025 06:00:00 +1000

When it comes to building your property portfolio, buying the right asset is only half the battle. Managing it like a pro is what sets successful investors apart.

In this bonus episode, Ben covers the must-know fundamentals of portfolio management, perfect for beginners or those with their first few investment properties.

LIVE Webinar: Tune in tomorrow (30th July 2025 at 12.30pm) as Ben walks through how to set up your portfolio correctly in Moorr and answers your questions in real time. Reserve your spot here >>

556 | The Fight Club of Property Investing: The Hidden Land Tax Rules Costing Investors Thousands - Chat with Vishal Sharma

Thu, 24 Jul 2025 14:00:00 +1000

Let’s be honest... no one gets excited about land tax or transfer duty. 🫣

But these are the hidden costs that can devastatingly derail your well-planned financial freedom, especially if you don’t know what structures you’re buying in, or how the rules change across different states.

That’s why we’ve brought in Vishal Sharma!

With over 20 years of experience across all levels of government, and more than a decade at Revenue NSW, he specialises in land tax, bringing deep expertise across the full spectrum of taxes and grants administered by the department.

From land tax traps in trusts and companies, to foreign owner surcharges, first home buyer support, and the surprising exemptions most people miss, we’re covering the essentials of land tax in 2025.

FREE STUFF MENTIONED

Your Entire Property Portfolio. One Free Dashboard, in Moorr.
Over 19,000 investors are tracking 34,000+ properties — and now you can do even more with the new MyPROPERTY Dashboard.
✔ Analyse one or many properties
✔ Track net wealth & cashflow (incl. offsets)
✔ See LVRs, equity & loan breakdowns
It’s powerful, flexible, and 100% free inside Moorr. 👉 Find out more or get unparallel insights now!
How to Retire on $3,000 a Week
Following Bryce’s Mindset Minute, we’ve written this for time-poor folks (Especially those in your 40s). 👉 Start your runway today
How to Dispute Land Tax in NSW
Think your land tax bill looks a bit off? Here's how You can formally object to your land value assessment 👉
Revenue NSW’s Tools & Where to Learn More

TPC Gold | Is Cognitive Load Holding You Back?

Tue, 22 Jul 2025 14:00:00 +1000

Ever feel overwhelmed by all the decisions you need to make… especially when it comes to money and property?

You're not alone, and there's a good reason why.

In this bonus episode, Bryce and Ben unpack how cognitive load (aka the mental strain from juggling too many decisions at once) can quietly sabotage your ability to move forward.

For the original episode, tune in here: Episode 482 | Why Your Financial Habits Aren’t Sticking.

555 | The $33B Truth About Property Investors – Chat with Phil Tarrant

Thu, 17 Jul 2025 14:00:00 +1000

What happens when you put three of the biggest (or loudest 😉) voices in property investing into one room?

You get an unfiltered, deep-dive conversation about the truth behind Australia's housing crisis, the myths surrounding property investors, and the $33.1 billion nobody’s talking about.

In this special crossover episode, we team up with Phil Tarrant, host of The Smart Property Investment Show, for a no-holds-barred discussion on everything from tax stats to trust lending, affordability narratives, and of course... how to retire on $3,000 a week.

Join us as we cut through the noise and offer something rare in today’s property space: commentary backed by data, not spin.

TPC Gold | Breaking Barriers: A Journey to Homeownership

Tue, 15 Jul 2025 14:00:00 +1000

When you’re the first in your family or community to walk a new path… it can be daunting, overwhelming, and downright scary.

In this bonus snippet, we sit down with Nancia Guivarra — a Meriam (Magaram), Wuthathi and Bindal Juru woman, business owner, and property investor — who shares her journey into homeownership and how she’s quietly breaking generational barriers through action and example.

For the original episode, tune in here: Episode 297 | How This Indigenous Investor Is Pioneering The Way Forward.

554 | 1 in 3.2 Million Odds: Would You Bet Your Family’s Future on That?

Thu, 10 Jul 2025 14:00:00 +1000

In this week’s episode, we’re going back to our roots: protecting everyday Aussies from the hype that can derail their financial future. 💸🌱🚨

Off the back of a powerful team session with over 300 years of combined investing experience, we’re unpacking the real risks behind silver bullet property strategies — the ones that promise fast wealth but leave you exposed.

We break down:
🔸 The viral “5 properties fast” pitch, and its 1 in 3.2 million success odds
🔸 Why strategy without modelling is just marketing
🔸 The hidden costs of aggressive property plans (think: effort, sacrifice, burnout)
🔸 The true purpose of a margin of safety, and why smart investors never skip it
🔸 What most Aussies actually want from investing (hint: it’s not a mega portfolio)

Plus, we look at the latest ATO stats: Are property investors really leaving the market?

If you've ever felt the pull of a “too good to be true” plan or felt like you’re falling behind, this episode is your circuit breaker. Listen now folks!

Free Stuff Mentioned

Got thoughts on the book?
If you’ve read How to Retire on $3,000 a Week and have a moment to share your thoughts, we’d love to hear from you.
📬 Leave your reviews on Amazon!
📕 Haven’t read the book? Get your copy today!
Resources from Ben's "What's Making Property News?" Capital gains tax statistics for Taxation statistics 2022–23
Guests & Episodes Mentioned:
- 551 | What Elephants Can Teach You About Property Growth
- 553 | The Anti-Spruiker Playbook: What Buffett, Dalio & 3 Other Greats Can Teach Property Investors

(LIVE) RBA July 2025 | Will Trump’s Big Beautiful Bill Affect Our Rate Path?

Tue, 08 Jul 2025 16:00:00 +1000

In a move that surprised many, the Reserve Bank held interest rates steady this month—choosing to wait and watch, despite growing expectations of another cut.

So, what’s driving this decision and what does it mean for your financial future?

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options.

553 | The Anti-Spruiker Playbook: What Buffett, Dalio & 3 Other Greats Can Teach Property Investors

Thu, 03 Jul 2025 14:00:00 +1000

5 legendary investors. 1 timeless lesson: play the long game.

Feeling overwhelmed by hot tips, market noise or get-rich-quick strategies?

This week, we’re pressing pause on the hype and learning from the best:
📌 Warren Buffett – Patience & quality over everything
📌 Charlie Munger – Avoid dumb decisions
📌 Ray Dalio – Prepare, don’t predict
📌 Howard Marks – Risk comes first
📌 Peter Lynch – Invest in what you actually understand

We’re breaking down how each of these iconic investors built long-term wealth — and how their frameworks apply to smart, sustainable property investing in Australia.

FREE STUFF:

NSW Investors are being squeezed. Here’s how to push back!
The Property Investment Professionals of Australia (PIPA) has launched a petition urging the NSW Government to stop unfairly targeting property investors with short-sighted policies.
These decisions don’t just affect landlords—they impact renters and the broader housing market, too. 👉 Sign the petition today.
Articles from Ben’s “What’s Making Property News”: National, state and territory population, December 2024 | Australian Bureau of Statistics
Guests & Episodes Mentioned: 551 | What Elephants Can Teach You About Property Growth

TPC Gold | What You Need to Know About Mould in Homes

Tue, 01 Jul 2025 14:00:00 +1000

Most Australians don’t realise their home could be harming their health—until it’s too late.

In this bonus episode, Bryce chats with building biologist Raphael Siket and Amelia Lee from Undercover Architect about one of the most under-recognised health threats in our homes: mould.

From erratic kids and persistent brain fog to full-blown respiratory issues, mould-related health effects are often misdiagnosed—or completely missed. But as Raph shares, once the source is identified and addressed, the turnaround can be life changing.

For the original episode, tune in here: Episode 352 | Healthy Houses: Is This The New Way For Property Investors?

552 | How to Talk to Agents (Without Losing Your Leverage When Negotiating)

Thu, 26 Jun 2025 14:00:00 +1000

Most buyers think negotiation is about being the loudest in the room...

But the truth?

The best negotiators are calm, strategic, and silent at the right time.

Especially with the rising tide, and as Ben says in today’s episode, changing market sentiment. We’re equipping you with the skills you need to negotiate through this next active market cycle.

We’ll unpack:
💥 The mistakes most buyers make before the negotiation even starts
📊 How to prep like a pro (sold tab, vendor motivation, the XYZ’s of walk-away price, and more!)
🧠 Why “tactical empathy” and silence are your secret weapons
🛑 What NOT to do if you want the agent to take you seriously
🎙️ And 6 powerful insights from FBI hostage negotiator, Chris Voss (From Ep 457!)

Listen now folks!

RESOURCES MENTIONED

Sydney, we’re coming to you LIVE!
We’re kicking off our book tour with an exclusive in-store event at Dymocks’ flagship store on George Street!
🗓 Tuesday, 1st July
🕕 6pm – 7:30pm
📍 Dymocks Sydney CBD
🍷 Light refreshments (and yes, a drink or two) provided
📚 Books won’t be handed out for free, but they’ll be available for purchase on the night!
🎟 Tickets are just $12, and spots are limited
👉 Reserve yours now
Help protect property investors in NSW!
The Property Investment Professionals of Australia (PIPA) has launched a petition calling on the NSW Government to stop unfairly targeting property investors with policies that hurt both landlords and renters.

If you're concerned about rising land taxes, rent caps, or anti-investor rhetoric—this is your chance to speak up.
👉 Sign the petition today
Article from Ben’s “What’s Making Property News”: Victoria launches new rental dispute system

TPC Gold | Buying Off the Plan? What to Know Before You Sign

Tue, 24 Jun 2025 14:00:00 +1000

Buying off the plan can seem like an exciting—and convenient—way to secure your next investment property… but is it as safe as it sounds?

In this bonus snippet, Bryce and Ben unpack what every investor really needs to know before signing on the dotted line.

For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment?

551 | What Elephants Can Teach You About Property Growth

Thu, 19 Jun 2025 14:00:00 +1000

Charlie Munger once said that reading widely is the key to wisdom, and in this episode, we’re channelling that spirit. 📚

What do elephants, electricity grids, and economic growth have in common? 🐘⚡

They’re all governed by scaling laws — and today, we’re diving into the groundbreaking work of Professor Geoffrey West to show you how biology, cities, and even companies follow predictable mathematical patterns as they grow.

And here’s the twist: when cities grow, they don’t just get bigger — they get smarter, more efficient, and more valuable per person.

You’ll learn:
📈 What scaling laws are and why they matter to property investors
📈 The 15% rule: why incomes, innovation, and land values rise faster in big cities
📈 The critical difference between growth driven by hype… and growth backed by science
📈 How to identify “superorganism” cities where value compounds over time

PLUS: We reveal why long-term investors should align their strategy with urban scaling patterns — not short-term sentiment — if they want to build long-term wealth. Listen now!

FREE STUFF MENTIONED

TPC Gold...on YouTube!
Want more bite-sized property wisdom? Our team has curated short, high-impact snippets covering everything from lending to tax and beyond.
Our Book Is Charting
How to Retire on $3,000 a Week has hit #1 in Finance and cracked the Top 100 overall! Grab your copy at your favourite bookseller or at the link above.
Meet Bryce & Ben LIVE at Dymocks!
Tuesday 1 July, 6pm – 7:30pm AEST
We’re heading to Dymocks George Street, Sydney, for a live book Q&A and meet & greet. Come say hi, ask your burning questions, and grab a signed copy! Tickets are just $12 and include light refreshments. 😊

TPC Gold | Can I Use One Property to Fund Two More?

Tue, 17 Jun 2025 14:00:00 +1000

Got equity in one property and wondering if you can use it to buy two more?

You're not alone!

In this bonus snippet, Bryce and Ben answer a listener’s question about using equity as a deposit across multiple investment properties — and why the way you structure your loans can make or break your long-term strategy.

For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure

550 | How to Stack the Pain (and Why It Works): A Behavioural Guide to Better Money Habits (LIVE Q&A from Bali)

Thu, 12 Jun 2025 14:00:00 +1000

Folks, this week we’re reporting LIVE from…BALI?! 🎉

That’s right! We travelled to Indonesia with some amazing TPC community members to support the John Fawcett Foundation, where we witnessed firsthand the life-changing impact of their work restoring sight through cataract surgery.

Together, we raised an incredible $74,592.98, which funded 368 cataract surgeries, 1,901 patient screenings, 719 pairs of glasses, 12 prosthetic eyes, and 600 bottles of eye drops — changing lives in the most powerful way. 💛

And while we were there, we thought…

What better moment to hit record and answer some of the most insightful, practical, and real-world property questions from the legends who joined us on the ground?

Here’s what we cover in this special ep:

🔹 “What buffers?” — Katrina & Rhys get honest about money habits and building a safety net when saving feels out of reach.

🔹 “How do you invest with lumpy income?” — Prue, a farmer with teens in boarding school, asks about structuring loans when cashflow isn’t consistent.

🔹 “How do you find an accountant who actually gets property strategy?” — Will wants more than generic advice.

🔹 “What happens when your IO loans expire?” — Adam shares his $3.4M portfolio dilemma.

🔹 Plus: Are lifestyle apartments in places like Noosa or the Gold Coast really worth it?

A HUGE thank you to each and every one of the amazing TPC community members who joined us on this life-changing trip and helped us create this unforgettable episode.

Listen now!

RESOURCES MENTIONED

Bryce’s 50th Charity Event: Together, we raised an incredible $74,592.98!
In honour of this milestone, Bryce, the TPC team, and 22 amazing community members travelled to Bali to support the John Fawcett Foundation.

Together, this donation funded 368 cataract surgeries,1,901 patient screenings, 719 pairs of glasses, 12 prosthetic eyes, 600 bottles of eye drops, and more — changing lives in the most powerful way. 💛

To everyone who donated, shared, or supported in any way — thank you. This wouldn’t have been possible without you. If you’d like to learn more about this incredible cause, or still wish to contribute, you can do so here >>

TPC Gold | Is Lifestyle Creep Holding You Back?

Tue, 10 Jun 2025 14:00:00 +1000

In this bonus snippet, Bryce and Ben unpack one of the most common (and quietest) traps that can sabotage your financial freedom: lifestyle creep.

If you’ve ever found yourself upgrading from budget wine to boutique wine… or wondering where your surplus went after a pay rise… this one’s for you.

For the original episode, tune in here: Episode 194 | Seven Tips to Trap Your Surplus Cash

549 | The Insider’s 6-Step Checklist for Choosing the Right Buyer’s Agent

Thu, 05 Jun 2025 14:00:00 +1000

Last week in Episode 548, we unpacked the hidden advantages of using a buyer’s agent — from accessing off-market purchases to negotiating like a pro.

But this week?

We’re lifting the lid on the other side of the coin.

Here's what we cover:
👉 What are the cons of using a buyer’s agent?
👉 What are the 6 hidden risks you need to know before you sign anything?
👉 And how do you tell the difference between a true professional… and someone who’s just good at marketing themselves online?

If you’re even thinking about using a buyer’s agent — or just want to avoid costly mistakes — this episode is your ultimate guide.

P.S. Want a quick, foolproof way to make sure you’re choosing the right buyer’s agent? Download our free "How to Look for a Buyer’s Agent" checklist in the "Free Stuff Mentioned" below! 😊

FREE STUFF MENTIONED

Our New Book is out now; We’re going LIVE in Sydney! 📍
How to Retire on $3,000 a Week officially hit shelves two weeks ago — To celebrate the book launch, we’re also hosting a special LIVE Book Launch event in partnership with Dymocks:
🗓 Tuesday, 1st July
🕕 6:00pm – 7:30pm
📍 Dymocks Flagship Store, George Street, SYDNEY
🎟 Entry is $12 (As set my Dymocks 😊 This includes light refreshments + alcohol)
👉 Secure your seat here
Not sure how to select a Buyer’s Agent? Here’s your ultimate checklist!
To make sure you’ve got all the great tips from this episode, we’ve created your foolproof checklist on what a Buyer’s Agent is and how to select one.
👉 Read it now!
Searching for a forever home? Work with our Owner-Occupier focused Buyer’s Agents!
As mentioned at 32:28, having a Buyer’s Agent who specialises in finding homes can make a huge difference to both your financial outcome and your peace of mind.
👉 Book your free appointment here and select "Finding a Home" from the drop-down menu, and our team will be in contact with you shortly!

TPC Gold | You’re Rentvesting... But Have You Set It Up Right?

Tue, 03 Jun 2025 14:00:00 +1000

More and more Aussies are turning to rentvesting—renting where they want to live while investing where they can afford.

But while rentvesting is a smart strategy for many, there’s a crucial piece of the puzzle most investors overlook: Have you set up your bank accounts and loan structure correctly?

For the original episode, tune in here: Episode 237 | Q&A: Barefoot Investor or MoneySMARTS – What’s the Difference, Loan Structure for Rentvestors, Pros & Cons of Buying a Company Title Property and more!

548 | Would You Trust the Other Side’s Lawyer? Why a Selling Agent Isn’t on Your Side

Thu, 29 May 2025 14:00:00 +1000

Is a Buyer’s Agent worth it… or just another expense?

In today’s episode, we’re unpacking one of the most misunderstood roles in the property game: The Buyer’s Agent.

Following the cautionary tale from Jayson in episode 545, we’re diving deep into:

✅ What a buyer’s agent actually does (and what they shouldn’t be doing)
✅ Who needs one — and who probably doesn’t
✅ How to tell if your buyer’s agent is working in your best interest
✅ The red flags to avoid (like hidden commissions, rookie mistakes, and slick sales tactics)
✅ And the 8-step process great BAs use to deliver results

Whether you're an overwhelmed first-time buyer, a busy professional, or just wondering if a buyer’s agent is worth the fee, this episode will give you clarity, confidence, and the right questions to ask. Tune in now!

FREE STUFF MENTIONED

Our brand-new book is OUT NOW! 🎉
How to Retire on $3,000 a Week hit the shelves two days ago — and it’s your step-by-step playbook to building passive income through property.
Grab your copy at:
Guests & Episodes Mentioned:
- 545 | Burnt-Out Vans, Mouldy Eaves & Broken Trust: A Cautionary Buyer’s Agent Tale

TPC Gold | Come Celebrate with Us: Our Book Launch & Live Event!

Tue, 27 May 2025 10:00:00 +1000

Our brand-new book How to Retire on $3,000 a Week – The Property Couch’s Playbook for Passive Property Investing hits stores TODAY!

In this bonus episode, Bryce & Ben share some behind-the-scenes stories—including what inspired them to write another book (even after swearing the last one was their final!).

Plus... find out how you can join them (and The Stig) LIVE in Sydney to celebrate: thepropertycouch.com.au/dymocks

How to Retire on $3,000 a Week is available at major bookstores near you, including Amazon, Big W, Booktopia, Dymocks and QBD Books.

547 | Sell or Hold? Retirement, Rooming Houses & Real Regret-Free Decisions

Thu, 22 May 2025 14:00:00 +1000

What would you do if your investment property hadn’t moved in value in six years… but your gut said, “Just hang in there a bit longer”?

In this week’s Q&A episode, we’re answering four big listener questions — and unpacking some of the trickiest real-life property dilemmas out there today:

Here’s what we answer:

🔹 Sam is stuck with a unit in Penrith that’s underperformed for years. Should he sell and start fresh — or is it worth holding for Western Sydney’s future growth?

🔹 Scott is in his mid-50s with a $2M home, healthy super, and a positively geared investment property in Logan. He’s downsizing soon… but is his plan the right one?

🔹 Ethan, a past guest, just lost a property to demolition — and he’s now looking into rooming houses. High yield, low vacancy… but what’s the catch?

🔹 Viv owns four rooming houses returning 10%, but wants to know: Can she exit smoothly, or will semi-commercial status tie her hands in retirement?

Whether you’re navigating poor-performing properties or plotting your next big pivot — this one’s packed with practical, real-world advice. Listen now!

FREE STUFF MENTIONED:

FINAL WEEK: Give the gift of sight
Next week, the team heads to Bali to visit the John Fawcett Foundation and see the impact your donations are making — restoring eyesight for those who need it most.

But there’s still time to be part of it! If you’ve been meaning to give but haven’t yet — this is your chance.

Every $25 donation funds a cataract surgery, and every surgery changes a life forever. 👉 Donate now!
The RBA has cut interest rates! Could this be the start of a new rate-cut cycle?
Tune in to Ben’s LIVE cash rate announcement, where we cover this and deep dive into the local and global trends shaping Ben and Evan Lucas’ outlook. Listen now >>
Guests & Episodes Mentioned:
- Julia Hartman
- 471 | How He Built His $2.3M Property Portfolio After Leaving School At Just 16 – Chat with Ethan

(LIVE) RBA May 2025 | One Cut Down... How Low Will Rates Go?

Tue, 20 May 2025 18:00:00 +1000

The RBA has officially cut the cash rate by 25 basis points—and for the first time in over a year, we’re seeing meaningful rate relief reach borrowers. NAB was first to act, with all Big Four banks passing on the cut in full within an hour of the announcement.

But with multiple more cuts predicted for the remainder of 2025… how low will rates actually go?

💡 Thinking about refinancing or adjusting your loan strategy? Now is the perfect time to review your mortgage options.

546 | The Frankenstein Portfolio That Lost $159K—And How to Avoid It

Thu, 15 May 2025 14:00:00 +1000

In Ep 546, Bryce is joined by returning guest Dave Robertson—Head of Property Wealth Planning at Empower Wealth—to dive deep into one of the scariest (and most common) traps in property investing:

The Frankenstein Portfolio.

These portfolios are stitched together from forums, free seminars, and flashy Finfluencer advice…

but lack one crucial ingredient: a plan.

👉 If you missed our intro to the concept, check out Ep 543: What Is a Frankenstein Portfolio?

In this follow-up episode, we’re going one step further and revealing how to fix it — with 3 real-life investor case studies.

FREE STUFF MENTIONED

Over 5,000 lives changed through strategic property planning 🎉
Our financial advisory, Empower Wealth, has officially created 5,000 Property Wealth Plans—that’s thousands of aspiring Aussies, their families and future generations gaining clarity, structure, and a clear path toward financial peace.

This means:
💼 More than $10.5 billion in property recommendations
🏡 Over 9,400 investment properties suggested through strategic planning, and
✅ Countless lives changed with structured, tailored roadmaps to wealth!

A huge thank you to our brilliant advisory team and clients who’ve trusted us with their journey. 🙏

Want to see how a property plan would look with your goals? Book a free initial chat with our team today >>
Want a copy of How to Retire on $3,000 a Week — before it hits bookstores? 📘
To celebrate Bryce’s 50th birthday and raise funds to restore eyesight for 100 people in Indonesia, we’re gifting a copy of the new book to anyone who donates $100 or more to the John Fawcett Foundation.

✔️ 100% of your donation goes directly to sight-saving surgeries
✔️ You’ll receive the book before it hits shelves

Simply:

Donate $100+ at 👉 thepropertycouch.com.au/donation
Forward your receipt to 📩 info@thepropertycouch.com.au

We’re halfway to our $10,000 goal, with just days to go. Every donation counts!

TPC Gold | How to Maximise Your Tax Returns in 2025

Tue, 13 May 2025 14:00:00 +1000

In today’s bonus episode, Ben shares key highlights from his recent Talking Property Tax conversation with tax expert Julia Hartman—covering what smart investors need to know before 30 June.

From HECS/HELP debt changes to interest prepayments, land tax rules, and advance rental payments on commercial property, this episode is your end-of-financial-year tax health check.

For the original episode, tune in here: How to Boost Your Tax Return in 2025: Ben & Julia’s Hot Tips

545 | Burnt-Out Vans, Mouldy Eaves & Broken Trust: A Cautionary Buyer’s Agent Tale

Thu, 08 May 2025 14:00:00 +1000

When long-time listener and four-property investor Jayson messaged Bryce on LinkedIn, we knew it was time to bring his story to the couch.

Why?

Because he’s lived through what most people won’t talk about: what happens when you trust a “top tier” buyer’s agent… and it all goes wrong.

In this raw, honest chat, Jayson reveals:
✅ The real story behind his borderless investing experience
✅ What went wrong with not one—but THREE—properties
✅ The moment that shattered his confidence in the professionals he hired
✅ And how he rebuilt that trust and bought interstate (successfully!) on his own terms.

FREE STUFF MENTIONED

Just 3 Weeks Left to Help Restore Sight! 👁️
To celebrate Bryce’s 50th, we’re raising $10,000 with the John Fawcett Foundation for life-changing cataract surgeries in Indonesia.
We’ve raised $4,184.93 so far — help us hit our target by May 27!

Here’s what your donation can do:
👁️ $100 = Restores sight to 1 person
👁️👁️ $200 = 2 people
🖐️ $500 = 5 people
✋✋ $1,000 = 10 people

Donate today >>
Last Chance to Pre-Order & Save! 📘
Our new book How to Retire on $3,000 a Week is almost here! (RRP $32.99, as set by our publisher) Join the waitlist for exclusive extras or preorder it now from:
MyKNOWLEDGE Has Landed! 🚀
Our digital learning hub is LIVE—with 50% off until May 31! Create or log into your Moorr account, access your MyKnowledge centre and use code ACT50 at checkout.

TPC Gold | How Property Spruikers Pressure You into Buying

Tue, 06 May 2025 14:00:00 +1000

Today we dive into a topic many Aussies don't realise they're being exposed to until it's too late: the tactics used by property spruikers to pressure you into making a decision.

From red sticker sold signs in display booths to "limited time only" offers and infomercial-style urgency, property spruikers know exactly how to create a sense of scarcity and FOMO.

In this short and sharp bonus snippet, you'll learn how to cut through the noise and start making confident, informed decisions when it comes to property investing!

For the original episode, tune in here: Episode 258 | WARNING: The Unconscious Mental Triggers Property Spruikers Use To Trick You

544 | Election Promises vs. Reality: Will Any Party Actually Fix Housing?

Thu, 01 May 2025 13:00:00 +1000

Folks, it’s Federal Election time! 🇦🇺🏠💥

And in this special deep-dive episode, we're lifting the bonnet on the major parties' housing policies and asking the real question...

Will they actually fix Australia’s housing affordability crisis... or just make it worse?

Tune in to hear:
✔️ The headline housing policies from both Labor and the Coalition
✔️ The larger economic forces at play — supply, demand, and what’s really driving this "housing crisis"
✔️ What it would actually take to fix Australia's housing affordability issues.

FREE STUFF MENTIONED

Help Us Give the Gift of Sight to 100 More People 👁️✨
To celebrate Bryce’s 50th birthday, we’ve partnered with the John Fawcett Foundation to restore eyesight to as many people as possible through life-changing cataract surgeries in Indonesia.

Here’s what your donation can do:
👁️ $100 = Restores sight to 1 person
👁️👁️ $200 = 2 people
🖐️ $500 = 5 people
✋✋ $1,000 = 10 people

If The Property Couch has brought you value — or if you simply believe in the power of giving — please consider donating or sharing this cause with someone who might. Donate now and help restore sight >>
UNDER 1 MONTH LEFT: How to Retire on $3,000 a Week
Our third book will officially be hitting shelves on 27 May! To get up to 10% off and secure your copy, you can pre-order it today from these retailers:

TPC Gold | Have I Left It Too Late to Buy Property?

Tue, 29 Apr 2025 14:00:00 +1000

It’s a question many Australians are quietly asking themselves: “Is it too late for me to buy property?”

In this TPC Gold snippet, Ben and Bryce respond to a heartfelt listener question from Luke—who, at 46, is still renting with his wife and two teenage kids.

With $80k in savings and a growing concern about renting into retirement, Luke wants to know if it’s worth taking on a $700K mortgage at this stage of life, or if it’s simply too late to start the property journey?

For the original episode, tune in here: Episode 361 | When Is It Too Late To Get Into Property?

543 | How to Fix a Frankenstein Portfolio Before It’s Too Late

Thu, 24 Apr 2025 14:00:00 +1000

Folks, one of the most common pieces of feedback we receive on the podcast is, “I wish I’d found you guys sooner.”

The problem they're facing now? They’ve got the correct knowledge BUT they’ve built what we call a Frankenstein Portfolio.

We’re talking about an impressive portfolio that looks great on the surface but, in reality, has very little growth.

So how does it happen?
✅ What are the most common traps that lead investors to this point?
✅ Why do so many end up here — and more importantly…
✅ How can you rebuild your portfolio before it’s too late?

It’s an episode for those who started without a plan or without a clear cohesion of steps but want to turn it all around because, folks, it’s NEVER too late to start again.

Tune in now!

P.S. Feeling worn down by headlines, tenant challenges or worn down by mates who don't get it? Listen to Bryce’s Mindset Minute for some quick wisdom to get you through these times.

FREE STUFF MENTIONED

COMING SOON: Your go-to library for everything property, investing & money management knowledge
Moorr’s MyKnowledge centre is launching soon - now combined with our entire Property Couch resources (Like our free reports, calculators, courses and more!) Create your free account or login today to Moorr >>
27th MAY RELEASE DATE: How to Retire on $3,000 a Week
Our third book will officially be on the selves on 27 May! To get more updates, behind-the-scenes content and VIP bonuses, join the waitlist now.

Or you can pre-order it today from these retailers:
Big W ($22)
Amazon ($24.74)
Booktopia ($26.95), and
Angus & Robertson ($27.50)
The official RRP is $32.99 (set by our publisher 😊) — so whichever one you choose, you’re getting a great deal!

TPC Gold | Property Due Diligence: What to Know Before Buying an Existing Unit

Tue, 22 Apr 2025 14:00:00 +1000

When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises.

In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property.

For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment?

542 | The Overlooked CGT Timebomb Hidden in Joint Tenancy - Chat with Julia Hartman

Thu, 17 Apr 2025 14:00:00 +1000

As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman, to help you understand the nuanced world of property tax.

Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992.

This week’s episode is all about how to avoid accidentally handing thousands over to the taxman.

Here’s what we unpack:
✅ Debt Recycling: Can you legally turn non-deductible debt into deductible debt?
✅ Joint Tenants Do NOT Technically Inherit: The critical difference between joint tenants and tenants in common.
✅ Victoria’s $50K Land Tax Grab: Who’s caught in the net, and can you avoid it?

From legislative shake-ups to understanding the grey areas in tax-deduction strategies, this is a jam-packed episode for property investors and homeowners alike. Tune in now!

FREE STUFF MENTIONED

We’re growing — and we’re looking for passionate Buyers Agents to join our team!
At Empower Wealth, you’ll work alongside some of the best in the business — helping everyday Australians secure their dream homes, build wealth through property, and move closer to financial peace.

If you — or someone you know — is a dedicated professional who puts people first and is ready to grow with a values-driven team, get in touch at Empower Wealth or via The Property Couch.
Give the Gift of Sight – Just $100 Can Change a Life 👁️
To celebrate Bryce’s 50th birthday, we’re on a mission with the John Fawcett Foundation to restore sight through life-changing cataract surgeries in Indonesia.

Thanks to our incredible community, we’ve already raised over $50,000 — and we’re aiming for $60,000 by May 27!

As TPC listener, Jeff, shared: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.”

Here’s what your donation can do:
👁️ $100 = Restores sight to 1 person
👁️👁️ $200 = 2 people
🖐️ $500 = 5 people
✋✋ $1,000 = 10 people
Give the gift of sight >>

TPC Gold | Why We Swear by the Seven-Day Float

Tue, 15 Apr 2025 14:00:00 +1000

In today’s TPC Gold soundbite, Bryce and Ben unpack one of the most powerful—and underrated—tools in our MoneySMARTS money management system: the seven-day float.

What is the Seven-Day Float?
It’s a weekly spending system that helps you stay on top of your cash, ditch the guilt, and spend with purpose.

The best part? It works whether you’re a uni student, a parent managing a household, or the CEO of a big company.

Why It Works
✔️ It replaces guesswork with clarity
✔️ It breaks the “tap-and-go” overspending habit
✔️ It gives every dollar a job

Learn all about MoneySMARTS—including how the seven-day float fits into your broader plan—in our book, Make Money Simple Again.

It’s helped thousands of Australians take control of their money without giving up the things they love.

For the original episode, tune in here: Episode 194 | Seven Tips to Trap Your Surplus Cash

541 | How to Align Your Financial Plan with Your Partner

Thu, 10 Apr 2025 14:00:00 +1000

What happens when one partner sees the long-term vision, but the other only sees the short-term cost?

In this week's Q&A, we also unpack:
💡 Whether to tap equity from your home or your investment property
💡 Understanding your goals BEFORE pulling the trigger
💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!)

FREE STUFF MENTIONED

Pre-Order Now! How to Retire on $3,000 a Week
Folks, our book is OFFICIALLY open for pre-order from:
Big W ($22)
Amazon ($24.74)
Booktopia ($26.95), and
Angus & Robertson (27.50)
The official RRP is $32.99 — so whichever one you choose, you’re getting a great deal 😊 To get more VIP updates, join the waitlist now!
Looking for a home? Our new service DEDICATED to owner-occupiers
We now have a Buyer's Agent dedicated to helping you buy your next home! Request a free initial consultation and select: “Finding A Home” from the menu. Get in touch today!
Give the gift of sight for just $100!
For his 50th birthday, Bryce is partnering with the John Fawcett Foundation to restore sight to those who need it most. Together, we’ve already made a huge impact with more than $50,000 raised — and we’re now aiming to hit $60,000 by 27 May!

As Jeff, a TPC listener, put it best: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.”

Here’s what your money can restore!
👁️ $100 = sight for 1 person
👁️👁️ $200 = sight for 2 people
🖐️ $500 = sight for 5 people
✋✋ $1,000 = sight for 10 people

Help us to give sight back to those in need. Donate today >>

TPC Gold | Can You Use Your IP's Equity to Pay Off Your Home Loan Early?

Tue, 08 Apr 2025 14:00:00 +1000

It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?”

In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems.

For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure

540 | Hiding in Plain Sight: What this REA Economist is Seeing that You Aren't! - Chat with Anne Flaherty

Thu, 03 Apr 2025 14:00:00 +1100

Is demand finally absorbing after the RBA’s recent rate cut?

Which state is on track to become the most affordable rental market in 2025?

What’s next for Perth — boom or bust?

And where is the elusive “missing middle” data hiding?

We’re diving into all this (and more!) in this week’s brand-new episode, featuring a first-time guest who’s on the front line of Australia’s property trends...

Please welcome Anne Flaherty, Economist at REA Group — the brains behind realestate.com.au and realcommercial.com.au!

Anne brings over a decade of property economics experience, writes a regular column in The Australian, and is a go-to voice for market commentary across national media. And yes — she’s bringing the data gold.

From what’s really driving undersupply state-by-state to how big-picture economic trends will shape your investing strategy in 2025…

This is one episode you can’t afford to miss. Tune in now, folks!

FREE STUFF MENTIONED

Over $50,000 raised — now let’s reach $60,000 by 27 May! 🎉
Bryce is turning 50 — and to mark the milestone, he’s teaming up with the John Fawcett Foundation to change lives through sight-restoring surgeries.

Thanks to this incredible community, more than $50,000 has already been raised — but we’re not done yet. Help us raise another $10,000 by 27 May 2025 and give the gift of sight to those who need it most. Donate today!
Join the waitlist for our third book: “How to Retire on $3K a Week”
You’ll get exclusive first access to the book launch, early access discounts and insider updates, PLUS behind-the-scenes content!
Beware of growing climate risks!
Get educated on how climate changes could impact your property journey from building insurance to wind, fire and flood risk with the Climate Council’s Climate Risk Map >>

RBA April 2025 | “Tariff-ying” Times: How Trump’s Policies Could Affect Australia

Tue, 01 Apr 2025 18:00:00 +1100

What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table?

In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout.

💡 Thinking about refinancing or adjusting your loan strategy?

Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward: https://empowerwealth.com.au/services/mortgage-broking/

539 | CASE STUDY: "Their Forever Home Might Change... BUT Their Plan Didn’t" – Chat with David Robertson

Thu, 27 Mar 2025 14:00:00 +1100

We're back with another powerful Case Study episode featuring return guest, David Robertson, Head of Property Wealth Planning at Empower Wealth!

In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start building wealth through property.

Tune in to learn:
✔️ How to plan for future expenses even if you don’t have exact dates
✔️ Why flexibility can be your biggest strategic advantage
✔️ Why just TWO investment properties are enough to reach $3,000/week in retirement
✔️ Which Forever Home they chose — the $2.1M or $1.1M option — and why

Whether you’re still figuring out where you want to live or just want to see how flexible planning works — this episode is packed with practical insights to help you get clear, get confident, and get started.

FREE STUFF MENTIONED

Missed the webinar? Here’s your FREE replay link! 🎥
We recently hosted a LIVE masterclass on How to Retire on $3,000 per Week… and the response was huge! Thank you to the 480+ attendees who helped us create a great night. If you missed it — don’t stress. The replay is available here until midnight, Monday 31 March 👉 www.thepropertycouch.com.au/webinar
Want more comprehensive case studies? Join the waitlist for our third book!
Our upcoming book, "How to Retire on $3K a week", has an ENTIRE CHAPTER dedicated to case studies. Join the waitlist today to get first access!
Over $50,000 raised — and we’re not done yet! 🎉
Bryce is turning 50 — and this year, he’s marking the milestone by partnering with the John Fawcett Foundation to make a real difference. Together, they’re raising funds to provide life-changing surgeries that restore eyesight to those in need.

So far, the response has been incredible — together, this amazing community has already raised over $50,000! 🙌 But we’re not stopping there.

Want to celebrate with Bryce? Donate today and give the gift of sight >>

TPC Gold | Without THIS, Your Portfolio Is Just a Collection of Properties

Mon, 24 Mar 2025 14:00:00 +1100

There’s one mistake we see time and time again in the world of property investing—and it’s more common than you might think.

People start building a property portfolio… without ever building a plan.

They’ve got a couple of properties under their belt, the repayments are on track, and equity is starting to build. But behind the scenes, it’s all a bit cobbled together. No structure, no exit strategy, and no clear outcome in sight.

Does that sound like you?
If so, you might find our upcoming LIVE webinar helpful!

Happening Tuesday 25th Feb 2025 at 7.30pm (AEDT), Bryce & Ben will walk you through how to build a portfolio that’s strategic, sustainable, and designed to deliver $3,000 a week in passive income.

538 | Property Spruikers 2.0: The Latest Tactics Designed to Trap You

Thu, 20 Mar 2025 14:00:00 +1100

"History doesn’t repeat itself—people repeat history.”

Folks, today’s episode is on an issue that’s very close to our hearts and remains just as crucial today as when we started the podcast ten years ago...

The alarming rise of the new-age Property Spruikers.

We’re talking about the same tricks but in a new disguise designed to serve one purpose: their own interests at the expense of aspiring Australians. 😮

Today we’re exposing the updated playbook of today’s spruikers, highlighting their deceptive strategies and revealing real-life case studies of spruikers who've been caught.

This is our updated, essential consumer awareness episode, aimed to give ALL investors (and to-be investors) the knowledge and tools to avoid being burnt by “$10 haircuts.”

FREE STUFF MENTIONED:

FREE LIVE WEBINAR: How to Build a Property Portfolio and Retire on $3K per Week (Even in a Changing Interest Rate Environment)
📅 When: 7:30 pm AEDT, Tuesday, 25th March
Join us as we reveal 3 powerful secrets to help you start living your lifestyle by design, including:
🔑 Secret #1: How to build a multi-million-dollar portfolio—without impacting your family budget.
🔑 Secret #2: How to retire on $3,000 per week as a passive investor, with 5 properties or less!
🔑 Secret #3: How the world’s best investors think—so you can block out negative market noise.
🎁 BONUS: Everyone who registers scores a FREE copy of our guide, "Our Top 5 Frameworks for Property Owners."

Reserve your seat now 👉 (IMPORTANT: You'll receive an email to confirm your email address once you've registered. Make sure to complete this step to receive your unique webinar access link and registration bonus)

TPC Gold | Why Women Must Prioritise Financial Independence (Before It’s Too Late!)

Tue, 18 Mar 2025 14:00:00 +1100

For far too long, women have faced systemic financial challenges—from the gender pay gap to lower superannuation balances—and the long-term impact can be significant.

In this TPC Gold soundbite, Ben is joined by Nicola McDougall—successful property investor and passionate advocate for women's financial security—to discuss why financial independence is crucial for women at every stage of life.

For the original episode, tune in here: Episode 378 | The Voice Behind “The Female Investor”! - Chat with Nicola McDougall

537 | Is Your Super Enough to Retire On? The Top 5 Finance Questions – Answered!

Thu, 13 Mar 2025 14:00:00 +1100

Ever Googled a finance or money management question and felt more confused than before?

We know the feeling! That’s why, in Ep 537, we're continuing our series on the internet's most searched questions, this time homing in on your top finance and money management questions.

Here's a sneak peek of what we cover:

💡 How much Superannuation do you actually need to retire?
💡 Is a high-interest savings account worth it?
💡 Does your credit score matter in Australia?
💡 What is debt recycling? (Will it help you pay off your mortgage faster?)
💡How does Compound Interest Work, and why is it so powerful?

PLUS, Ben covers the critical rental law reforms in NSW & VIC that investors and renters need to understand in “What’s Making Property News.” Stick around until the end!

FREE STUFF MENTIONED

JOIN THE WAITLIST: Want to Retire on $3k a Week?
Our third book, How to Retire on $3,000 a Week, is coming out soon—and it's packed with our best-ever tips, tools, and frameworks to help you achieve your lifestyle by design. Join the waitlist now to get VIP bonuses and behind-the-scenes content.
Free Webinar: How to Retire on $3K a week
Tuesday 25 March, 7:30pm AEDT
In this exciting session, we’ll walk you through the strategies and money management set-up you need to achieve this goal. Reserve your seat now!
Moorr: Your smart money management app
Supercharge your savings with Moorr—our powerful app that helps you seamlessly track, save, and grow your finances! Create a free account or login today >>
Free Book: Make Money Simple Again
Discover our proven rules-based money management system that'll show you how to improve and maintain a healthy credit score—making your financial life simpler!
Have a look under the bonnet! Free sites to check your credit scores:

TPC Gold | Is Property Investing Worth It? What to Do When Progress Feels Slow

Tue, 11 Mar 2025 14:00:00 +1100

Property investing is a long-term game, but what happens when it feels like nothing is happening? When life gets in the way, distractions pile up, and the market isn’t moving as fast as you’d hoped—it’s easy to start questioning if property investing is worth it.

In this TPC Gold soundbite, we tackle one of the biggest challenges investors face: staying patient, focused, and motivated when progress feels slow.

For the original episode, tune in here: Episode 176 | How to Prioritise Your Property Investment Journey and Still Have a Life — Sydney LIVE Podcast ft. Q&A

536 | CGT Mistakes, Busting Mortgages & More: The Top 5 Property Questions on the Internet!

Thu, 06 Mar 2025 14:00:00 +1100

Folks, in today’s supercharged Q&A session, we’re answering the top 5 property & finance questions on the internet!

From the essentials you need to know about capital gains tax to understanding how banks assess your borrowing power, we’re covering the most searched (and often misunderstood!) topics in property, finance, and money management.

Here’s what we cover...
✅ The hidden pros & cons of apartments vs houses
✅ The real battle between property & shares
✅ Mortgage hacks that actually work
✅ Capital Gains Tax explained – and how to reduce it, and much more!

Tune in now for expert insights, real strategies, and insider knowledge that could change your financial future!

FREE STUFF MENTIONED

TEASER: New Exciting Features Coming to Moorr!
Big things are happening in Moorr, our lifestyle finance app designed to help you manage your money, track surplus, and achieve your financial goals. Here’s what’s coming...
🔹 My Knowledge Section
🔹 Next Date Feature
🔹 Mobile Insights Upgrade
WAITLIST: Bryce’s 50th Charity Event
In collaboration with the John Fawcett Foundation, this one-off event is designed to provide life-changing eye surgeries to those in need. Join the waitlist or donate today to support essential medical assistance.
COMING SOON: “How to Retire on $3k Per Week”
Join the waitlist for your new playbook for passive property investing. Our third book is a complete accumulation of our life’s work and teachings. You’ll get a special discount code PLUS first access to all our bonuses.
Want to have your burning property questions answered instantly?
Our TPC Podcast Companion is your go-to tool for property, finance, and money management insights—available 24/7 on WhatsApp. Try it now! Head to our homepage and click on the TPC Companion link on the homepage to start chatting on WhatsApp.

TPC Gold | How We Teach Our Kids About Money—Saving, Spending & More!

Tue, 04 Mar 2025 14:00:00 +1100

Teaching kids about money can feel overwhelming, but the key is starting early, keeping it simple, and making it part of everyday life.

In this week's bonus snippet, Bryce & Ben share how they teach their own kids about money—from saving and spending to understanding opportunity cost and financial priorities.

For the original episode, tune in here: Episode 201 | Money Lessons for Kids

535 | 2025 Property Market Outlook

Thu, 27 Feb 2025 14:00:00 +1100

What’s REALLY ahead for Australia’s property market in 2025? 🤔

With the RBA’s first rate cut in 13 months, shifting economic conditions, and a record $1 trillion in government spending promised across all states and territories, the property market is facing a major shake-up.

That’s why we’ve timed it perfectly to present to you...

🔮 🔮 🔮 Our 2025 Property Outlook!! 🔮🔮🔮

We're reviewing our 2024 predictions (what did we get right?), break down key macro trends, and reveal our state-by-state forecasts for 2025.

Here’s what else we cover...

🔹 The big picture: How inflation, employment, and consumer sentiment will shape the market
🔹 Property hot spots: The best and worst-performing states and territories—and why
🔹Supply & Demand: How changing stock levels will impact property prices in 2025.
🔹 Market cycles: Where each state currently sits and which markets are set to boom or bust
🔹 Regional property warning: The key risks to watch out for before investing

If you want a clear, data-backed outlook on where Australia’s property market is headed, this is the episode you need to hear. Tune in now!

P.S. Surprise! It’s our 10th Birthday 🎉 Listen now for a special celebration with the team!

FREE STUFF MENTIONED

Guests & Episodes Mentioned

TPC Gold | What We Love (and Don’t) About the Barefoot Investor’s Advice

Tue, 25 Feb 2025 14:00:00 +1100

The Barefoot Investor has helped thousands of Australians take control of their finances—but when it comes to property investing, it’s no surprise that we don’t quite see eye to eye. 🤔

In this bonus snippet, we break down where our MoneySMARTS system aligns with Scott Pape’s approach and where we strongly disagree—especially when it comes to property, offset accounts, and long-term wealth creation.

So, is property really a “dud investment”? Or is there more to the story?

For the original episode, tune in here: Episode 237 | Q&A: Barefoot Investor or MoneySMARTS – What’s the Difference, Loan Structure for Rentvestors, Pros & Cons of Buying a Company Title Property and more!

534 | Kyle Langford's Property Investing Journey: Positively Geared Properties, Police Raids & $190,000 of Damage?! - Chat with Kyle Langford

Thu, 20 Feb 2025 14:00:00 +1100

As lifelong AFL fans, we couldn’t be more excited to welcome a player who’s become a pillar of the Essendon Football Club…

Please welcome Kyle Langford! 🔥🔥🔥

Kyle’s journey in footy started with the Northern Knights and Vic Metro in the TAC Cup and AFL Under 18 Championships. In 2014, he was drafted by Essendon as the 17th overall pick, making his AFL debut against St Kilda in Round 5, 2015.

But this isn’t just an episode for sports fans. Kyle’s story is packed with invaluable lessons on resilience, financial literacy, and the true value of defence. Whether you’re an athlete, investor, or just someone looking to build a strong financial future, this episode has something for you!

In our chat with Kyle, we unpack:
✅ The reality of life as a professional athlete—handling pressure, preparing for big games & more!
✅ The wildest rental story we’ve ever heard—police raids, jail time & $190K in property damage 😳
✅ Renting to mates: Is it a money-saving move or a financial risk?
✅ The challenges of a high-income career that only lasts 4 years on average
✅ The importance of financial literacy & why learning it yourself is crucial
✅ What life looks like after AFL & his game plan for the future

Tune into the discussion now!

FREE STUFF MENTIONED

RBA Feb 2025 | Rate Cut CONFIRMED! Mortgage Holders Rejoice
Tune into Ben & Evan Lucas’ analysis, including what this rate change means for homeowners, investors, and the economy.
We’re Hiring! Join the Empower Wealth Team
Are you passionate about property and love helping clients make smart financial decisions? Empower Wealth is looking for dedicated and client-focused individuals to join our team. If you’re ready to make a difference in people’s property journeys, click the links below to apply today!
Now hiring:
✅ Associate Buyer’s Agents
✅ Property Inspection Agents

RBA Feb 2025 | Rate Cut CONFIRMED! Mortgage Holders Rejoice

Tue, 18 Feb 2025 17:00:00 +1100

The Reserve Bank of Australia (RBA) has officially reduced interest rates, delivering the first cut in years!

With inflation easing and many Australians struggling under higher mortgage repayments, this decision was widely expected by economists and financial experts.

Join Ben Kingsley and Evan Lucas as they provide insights on what this rate change means for homeowners, investors, and the economy.

💡 Thinking about refinancing or adjusting your loan strategy?

Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward: https://thepropertycouch.com.au/rba-cash-rate-feb-2025/

#RBACashRate #InterestRates #AustralianEconomy

533 | Case Study: How to Retire on $3,000 a Week - Chat with David Robertson

Thu, 13 Feb 2025 14:00:00 +1100

As we gear up for the highly anticipated launch of our third book, “How to Retire on $3,000 a Week: The Property Couch’s Playbook for Passive Property Investing,” we’re diving deep into one of its most eye-opening case studies!

But we’re not doing it alone…

Joining us is David Robertson, Head of Property Wealth Planning at our own, Empower Wealth!

With a unique, high-level view of property wealth plans across Australia, he’s here to break down the real numbers and strategies behind achieving financial freedom with just 2 investment properties.

In this episode, we’re covering:

🔹 The biggest property wealth planning mistakes (Are you making one?)
🔹 How couples can align on lifestyle spending vs. long-term wealth
🔹 What if you’ve recovered from a relationship breakdown? How to get back on track building a passive income
🔹 David & Elizabeth’s case study: A young family proving you don’t need 7+ properties to retire on $3K a week!

Give it a listen now!

P.S. Stay tuned for next week when Ben and Lucas will analyse what’s set to be “the most politically sensitive” RBA announcement. Find out more >>

FREE STUFF MENTIONED

Work with David and our team at Empower Wealth!
Blown away by David’s passion and expertise? Get in touch with our team of Qualified Property Investment Advisors today. Book your free initial chat today >>
Is Your Offset Account Actually Linked? How to Make Sure You’re Maximising Your Savings
As Ben reveals in his Money Alert, your offset account might not actually be linked to your loan accounts. That’s why at Moorr, your home for all your financial affairs, we’ve built-in reminders and alarm bells to go off if there’s more in your savings than your offset (Tune in to 1:19:11 to find out why). Create or log in to your account to ensure you’re maximising your money >>
WAITLIST: “How to Retire on $3K a Week”! 🚀
Be the first to get your hands on our latest book, your personal playbook for building a passive income through property. Join the waitlist today >>

TPC Gold | Tom Panos: Why High Earners Stay Broke (And How to Fix It)

Tue, 11 Feb 2025 14:00:00 +1100

Some people earn six figures but still have nothing to show for it. Sound familiar?

In this week’s bonus episode, we’re hearing from the always-insightful Tom Panos, one of Australia’s leading real estate coaches, auctioneers, and media personalities.

Tom has worked with top-performing agents and seen firsthand why so many high earners remain financially stuck—despite their impressive pay checks.

For the full episode, tune in here: Episode 120 | Secret To Making Money While You Sleep – Chat with Tom Panos

532 | Hold or Sell? How to Decide if Your Property Is Worth Keeping

Thu, 06 Feb 2025 14:00:00 +1100

How can you create a financial buffer WITHOUT impacting your family budget?

Are you stuck with a property that’s not performing? (Here’s the key reason why you should be asking, “Will the banks like it?”)

And are property finfluencers manipulating the market?

Folks, The Property Couch is BACK for 2025 and we’re kicking off the year with a ripper Q&A session answering your most pressing questions and giving you golden strategies that’ll allow you to act now.

PLUS… we’re revealing major upcoming projects!
🔥 Our THIRD book, How to Retire on $3K a Week (and how to get first exclusive access!)
🔥 Huge Moorr upgrades to supercharge your money management
🔥 And plenty more insider insights...

Listen now folks!

P.S. Next week: The 2025 Property Market Outlook is coming! We’ll unpack interest rate predictions, macroeconomic trends, and what’s next for property in Australia.

FREE STUFF MENTIONED

FREE MASTERCLASS: How To Buy an Investment Property Without Impacting the Family Budget
As mentioned in Q2, Secret #1 in our free Masterclass teaches you how it’s possible to invest in property without sacrificing important moments today.
Register for your masterclass now >>
WAITLIST: Bryce’s 50th Charity Event!
We’re thrilled to share that all Bryce’s Charity Event spots have been filled! Together in partnership with the John Fawcett Foundation, this special trip is designed to give those in need their eyesight back – and we couldn’t be more grateful for all the support and interest we received.
If you missed out but would love to join, simply sign up for the waitlist now! >>
COMING SOON: "How to Retire on $3K a Week"! 🚀
After months of hard work, we’re SO excited to unveil our third book – “How to Retire on $3,000 a Week”! Packed with thousands of updated calculations, proven strategies, and expanded case studies, this is your ultimate guide to fast-tracking your passive income through property.

Be the first to get your hands on it. Register now for exclusive release notifications and get ahead of the crowd! Join the waitlist today >>

TPC Gold | Living Off Equity: Smart Strategy or Risky Move?

Tue, 04 Feb 2025 14:00:00 +1100

Welcome to the first bonus episode of 2025!

In today’s snippet, we’re answering a question from listener Lou, who’s wondering: Is living off equity a smart strategy for early retirement—or a risky move?

Bryce & Ben break down the pros and cons of borrowing against equity, why passive income is key, and how having the right exit strategy can make all the difference.

For the full Q&A episode, tune in here: Episode 147 | Q&A – What’s Your Exit Strategy? Are You Retiring or Have You Bought a “Dud”?

531 | Property, Paralympics, and Perseverance: How He Secured His Financial Future and Trains for the World Stage - Chat with Jonti

Thu, 30 Jan 2025 14:00:00 +1100

“I’ve definitely (got) no regrets and very excited for what the future holds...”
- Jonti

Folks, this inspirational quote is from our LAST Summer Series guest for 2024/25 who, by the age of 32, has survived and grown from experiences and horrors most of us can only imagine...

With a new business, a flourishing property portfolio in Australia and a recent purchase of his dream $1.9M home, it seemed like Jonti had his life in order.

That is until his life-altering accident.

Tune in now to find out Jonti not only survived but thrived after instantly becoming a paraplegic – all while juggling his own business, debt levels and a relationship breakdown to come out with his positive outlook above.

P.S. A heartfelt thank you to each of our incredible guests for sharing their inspirational stories. We’ve absolutely loved sitting down, listening, and learning from your journeys. These moments are what make this series so special. ❤️

FREE STUFF MENTIONED

Free resources to get in control of your money and take action like our Summer Series guests:
- FREE MONEY MANAGEMENT APP
  Download Moorr, your new home for all your financial affairs. Get started today >>
- FREE INITIAL CONSULTATION
  Sit down with our team of investment-savvy specialists! We offer the complete wheelhouse for all your property needs. Get in touch today >>
- FREE E-BOOK
  Download Make Money Simple Again, your free instruction manual for our rules-based money management system, MoneySMARTS, which is guaranteed to trap surplus and requires less than 10 minutes a month to manage.
  
  Plus, keep your ears peeled for more information on our third book from the series... 😉
Thank you to all our amazing 2024/25 Summer Series guests!
You can find our entire collection of Summer/Winter series guests here if you’d like to re-listen or hear from our previous guests!

530 | From Flipping the Local "Drug Dealers" House to Five Properties! - Chat with Catherine

Thu, 23 Jan 2025 14:00:00 +1100

Catherine grew up in a household where money was scarce, and financial stress was the norm. As the daughter of a seasonal worker, she experienced the instability of transient living first-hand, moving between 13 schools growing up. 😮
This would deeply influence her later financial decisions...

Determined to break the cycle of financial hardship, Catherine and her husband, Jeff, took action in their late 30s and 40s.

Despite only having a $10,000 deposit and facing Jeff's pre-existing financial hurdles, they rolled up their sleeves and began renovating their way to financial peace.

So how did they make the big leap onto the property ladder and overcome Jeff's financial difficulties, which opened their eyes to lending limitations?!

If you want a masterclass on how to apartment shop in Sydney and how this power couple has built a successful five-property portfolio after only starting later, listen to this episode now!!

FREE STUFF MENTIONED

FREE WEBINAR REPLAY
New Year, More Money: Habits to Master Your Finances with Moorr!
Did you miss our latest webinar on effortlessly trapping surplus cash on autopilot? Discover the practical steps to make it happen in 2025 and turn your financial goals into a reality! Watch it now >>
How did Catherine and Jeff manage to build a 5-property portfolio despite starting later in life?
Discover how they leveraged Moorr, the autopilot money management system, and tapped into expert professional services to make it happen in our Free Resources.

529 | Feeling Financially Secure for the First Time at 49: The Game-Changing Reset That Changed Everything - Chat with Jason

Thu, 16 Jan 2025 14:00:00 +1100

Today’s Summer Series guest is the true definition of a transformation story. 🌟

From growing up with immigrant grandparents who valued frugality and “mortgage-first” thinking to racking up debt and making costly property mistakes, Jason’s story is one of hard-won financial security.

He told us, “At 49 years old, it’s the first time I’m feeling financially secure.”

Folks, you have to listen to this inspirational story that sees Jason and his family hit the financial reset button, thanks to MoneySMARTS...

And it transformed everything. 💪

Listen now to hear how he’s turned his financial situation around within a decade, is teaching his children healthy money habits and feels financially free.

It’s an episode that brought us to tears. Give it a listen now!

FREE STUFF MENTIONED

FREE WEBINAR: How to Set Up MoneySMARTS for Your Success in 2025!
7:30 pm (AEDT), Tues, 21 Jan
Are you new to trapping surplus – on autopilot? Come along to our exciting webinar, which explores how Moorr makes this easy for you – just as that New Year’s motivation starts to wane. Reserve your seat now >>
Watch all our webinar replays on Moorr’s Learning Centre.
From all the exciting features launched as part of MoneySMARTS 2.0 to the best tools in Moorr for the job, check out our library now >>
Guests and episodes mentioned:
200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru

528 | Meet the Outlier: He Built a $3.4M Portfolio at 32 While Funding His Love of Travel - Chat with Adam

Thu, 09 Jan 2025 14:00:00 +1100

Raised by parents who instilled a hardworking, “DIY” mindset, Adam, today’s Summer Series guest, kickstarted his property journey at just 22 years old. 😮

Skip forward just over a decade, and he now owns a $3.4M portfolio and is living his dream lifestyle by design, including taking spontaneous month-long fishing trips.

His journey, however, hasn’t come without hard work and struggle.

Tune in to hear how this inspiring rentvestor...
✅ Positioned himself to achieve “the holy grail” of financial freedom
✅ Embraced self-education – even from blokes two decades older than him 😉
✅ Overcame Australia’s “tall poppy syndrome” and much more!

Plus, stick around to hear Adam’s clever strategy for overcoming his lending cap – and how you could use it to keep growing your portfolio too!

FREE STUFF MENTIONED

Got a property portfolio and are also experiencing intellectual isolation? Reach out to Adam on socials or join our Make Money Simple Again Facebook community to meet other like-minded property investors!

527 | “That’s All I Believed I Deserved”: From 19 Rentals to Self-Funding her Forever Home - Chat with Carolyn

Thu, 02 Jan 2025 14:00:00 +1100

Yep. Today’s guest has lived in 19 different rentals since turning 18...😱😱😱

Within three years, however, she’s transformed her outlook from believing that old, run-down units were “all that she deserved” to self-funding her forever home on a single income!!

Today on the couch is Carolyn, who takes us on a journey from pursuing a non-traditional career in the creative sector to building an alter ego that kickstarted her journey to achieving the greatest outcome of all – Financial Peace.

Her story reveals the transformative power of self-belief, why it’s so important to leverage the schemes and savings available for first-home owners and…

The secret of how she went from saving $50 to $500 a fortnight!?

We’ve saved one of the most inspirational episodes for our first episode in 2025. Tune in to discover how Carolyn used her lost epiphany to become a proud homeowner!

526 | How She Stopped Money Controlling Her: 3 Properties & No Debt! - Chat with Sarah

Thu, 26 Dec 2024 14:00:00 +1100

Have you ever heard of a 13-year-old who chose to read finance self-help books on blue chip investments and negative gearing...over reading Harry Potter? 📖💰💼📈

This is the story of Sarah, a resilient and money-savvy investor who’s self-labelled herself “The Queen of Delayed Gratification.”

And there’s a good reason for that!

In our last episode for 2024, we get to unpack her eye-opening story from the unfortunate series of accidents that left her $20G in debt, and how she still managed to save for a home deposit, while supporting her mother and family.

And this is just one chapter from her story!

Tune in to hear:
✅ Why you should NEVER sell your first home (and why Sarah pushed the button)
✅ Don’t prioritise paying your mortgage first
✅ Understanding the 6-year-rule: Why it matters!!
✅ Speculative shares, investing in Bali, and why saving $300 for a camping coffee machine is important!

FREE STUFF MENTIONED

Give the Gift of Sight
To celebrate this milestone, Bryce is turning his birthday into a life-changing mission – hosting a charity event in Bali to fund eye surgeries for those in need.

What’s in it for you?
Join the TPC crew for an unforgettable 3-day Bali experience! Witness life-transforming eye surgeries firsthand and dive into an exclusive property investing mastermind session with Bryce and the team.

In partnership with the John Fawcett Foundation, your involvement will help provide glasses, eye medicine, and free cataract surgeries—restoring sight and changing lives forever. Find out more or register your no-obligation expression of interest today!
Make your financial New Year's resolutions a reality with Moorr
Start using the only money management app you need for all your finances. Guaranteed to trap surplus in less than 10 minutes a month, begin 2025 with the most efficient and effortless money management system.

Download Moorr the app in the App Store or on Google Play, or create your free account today >>

525 | From Paper Rounds to a 4-Property Portfolio: Why You Need to Pick up the Phone - Chat with David

Thu, 19 Dec 2024 02:00:00 +1100

How do you feel about making a decision when you don’t know how the story ends?

This thought-provoking question from Bryce captures the essence of our latest Summer Series episode, where today’s guest, David (or Dave), shares how he set himself apart by doing something simple yet powerful:

📞 Picking up the phone.

As we wrap up for Christmas, we’re bringing you an inspiring story that highlights the life-changing power of action.

From selling his car to fund a mortgage, trading properties across borders, and even reflecting on the opportunities he missed—David’s journey is filled with valuable lessons.

It’s an episode for anyone who’s ever envied those “BBQ success stories” and wondered what separates the doers from the dreamers. Listen now!

FREE STUFF MENTIONED

524 | Saving More WITH a Mortgage: Proof That It’s Possible to Go From Living Paycheck to Paycheck to Investing in Property - Chat with Clinton

Thu, 12 Dec 2024 14:00:00 +1100

“We weren’t criminals by any means, but that’s just how it was.” -Clinton

Growing up, today’s inspiring Summer Series guest, Clinton, faced such strong feelings of embarrassment and a reality with little to no money.

His family couldn’t afford car registration — and the fear of fines led them to "duck their heads and pretend we were in an empty car."

That lasting feeling of shame, a five-figure bank receipt, and a memorable Christmas present became the catalysts that set Clinton on his journey to financial freedom.

In this special episode, you’ll hear:
✅ The life-changing personal loan that changed his perspective on debt
✅ Dodging spruikers: How Clinton self-educated and built his property knowledge
✅ Breaking into the Cairns property market: How Clinton and his partner, Alana, took this competitive leap
✅ Saving more WITH a mortgage: The strategy that’s helping them save for their next investment and stay focused on their financial North Star

For a motivational story about the power of self-determination, the importance of mentors, and how one small town can change your life, tune in now!

FREE STUFF MENTIONED:

New Book Incoming: We’re updating our best-selling book, The Armchair Guide to Property Investing. If you haven’t read it yet, download your free copy now and keep an ear out for the new and improved version in 2025!

RBA Dec 2024 | Trump 2.0: A New Chapter for Australia and Global Economies?

Tue, 10 Dec 2024 16:00:00 +1100

The FINAL RBA Cash Rate Announcement of 2024 is here!

Join Ben Kingsley and Evan Lucas as they dive into the RBA’s latest decision and discuss economic trends from Australia and around the world.

Here’s what they cover:

📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today!
🏠 What's Happening Back Home?: The current state of the Australian economy, focusing on GDP growth, productivity challenges, government spending, and the implications of RBA's monetary policy.
📉 What's Concerning Us at the Moment?: Business confidence has dropped significantly, indicating economic concerns.
🌍 Trump's Back! Now What?: Trump's return to power could reshape U.S. economic policies and global trade dynamics.
🌱 Property Tips!: Practical takeaways for property investors and homeowners.

523 | From $405K to $830K in 6 Months: How Moorr Allowed This Family To Get onto the Property Ladder - Chat with Naomi

Thu, 05 Dec 2024 14:00:00 +1100

Welcome to our first 2024/25 Summer Series episode folks!! ☀️🏖️ 🏄‍♀️ 👡 🧢

We’re so excited to share all the sizzling, eye-opening and heart-warming stories we’ve got lined up and kicking things off is Naomi!

She is the definition of what happens when you combine auction lessons learnt from eBay with the desire to put your family first 👨‍👩‍👧‍👦❤️

Her story truly proves that “It doesn’t matter where you start; it’s where you finish.”

As you’ll hear, her life demonstrates what happens when you consciously decide to fill “the missing tools” in your tool bag.

Tune in to hear how she learnt what healthy money behaviours are, invested in educating herself to self-fund her retirement.

Plus, the power she experienced from discovering Money SMARTS aka. The money management system that ACTUALLY works for trapping surplus.

(Spoiler: It was, in fact, what helped her to make the leap on to the property ladder – and how you can do the same!!)

It’s a fantastic transformation story that impacts not only Naomi, but the generation that came before and after her.

🎙️🔥 It’s a ripper, folks. Listen now!

FREE STUFF MENTIONED

WEBINAR REPLAY: The launch of MoneySMARTS 2.0
If you missed last week’s episode, we just launches the newest evolution of our rules-based money management system, MoneySMARTS 2.0 now integrated into Moorr. Create your account or download the app below:
Bryce is Donating his 50th Birthday!
To mark this special occasion, Bryce is hosting a special charity event in Bali with a mission to fund life-changing eye surgeries for those in need.

Join the TPC crew in Bali for an unforgettable 3-day experience, where you’ll witness transformative eye surgeries up close and take part in an exclusive property investing mastermind session!

In partnership with the John Fawcett Foundation, your support will provide glasses, eye medicines, and free cataract surgeries, giving the gift of sight and transforming lives. Find out more or register your no-obligation expression of interest today!

522 | REVEALED: The Only Money Management System You Need to Effortlessly Manage Your Finances

Thu, 28 Nov 2024 14:00:00 +1100

Folks, the most expensive time of the year is here – Black Friday, Christmas, New Year’s... it’s all adding up! 💸💸💸

But don’t worry – we've got your back in this week’s special episode. We’re thrilled to unveil the next generation of money management tools to help you stay in control and avoid those dreaded financial blowouts.

Introducing MoneySMARTS 2.0 – the revolutionary rules-based system now integrated into Moorr, the all-in-one financial and property platform built by property investors, for property investors.

In under 10 minutes a month, manage your money, track your finances, and set yourself up for a wealthier tomorrow. Tune in to discover how it works!

FREE STUFF MENTIONED:

Watch this LIVE webinar replay on Moorr’s YouTube Channel!
(Free Money Management Platform) Moorr
Create your free account and download the Moorr mobile app to access the only finance and property app you need to track, manage and monitor your entire financial world.
Learn more about MoneySMARTS 2.0
Discover how to get the most out of your ultimate budgeting tool for effortless financial goal achievement.
(Free Book) Make Money Simple Again
This is our original, and still highly applicable, manual for MoneySMARTS. Learn how to guarantee a surplus in your bank account every single month, in just 10 minutes or less.
(Free Report) Your Comprehensive Free Property Report
Unlock in-depth insights and insider data into your property market in this 39-page report.
We’re extending our exclusive Webinar offer until Sunday, 8th December!
Leave a question or comment on YouTube, and you’ll receive FREE access to our video series: Unpacked: How to Build $2k Per Week (Case Study Video Series) (RRP $297).

Here’s how to claim:
1️⃣ Leave a comment or question on the webinar replay.
2️⃣ Take a screenshot of your comment.
3️⃣ Email it to info@moorr.com.au.

TPC Gold | A Step-by-Step Property Development Guide with Peter Koulizos

Tue, 26 Nov 2024 14:00:00 +1100

In today’s bonus episode, we’re joined by the “Property Professor” himself, Peter Koulizos, as he breaks down the 12 essential steps to property development success.

From setting goals and crunching numbers to working with council, Peter shares invaluable insights drawn from his years of experience.

Plus, Peter reflects on his very first development project—what went right, what went wrong, and the advice he’d give his younger self.

For the full episode, tune in here: Episode 241 | 12 Steps to a Profitable Property Development – Chat with Peter Koulizos

521 | How NOT To Lose $1M: Win at Investing by Losing Less – Chat with John Addis

Thu, 21 Nov 2024 14:00:00 +1100

What does it really take to become a successful investor? Is it luck? Skill? Or something a little more surprising... like learning to love your mistakes? 😮

In this week’s episode, we sit down with John Addis, founder of Intelligent Investor and author of How Not to Lose $1 Million: Win at Investing by Losing Less.

Today, we’ll share John’s inspirational journey, from buying his first flat at 21 to founding one of Australia's most respected financial magazines.

Along the way, he’s made his fair share of investing missteps – including a $1.4M property mistake – and shares his golden lessons that every investor can use to win more and lose less when investing.

FREE STUFF MENTIONED

(PAID) Buy John’s latest book: How (not) to lose $1 million: Win at investing by losing less or check out the Intelligent Investor >>
Bryce is donating his 50th birthday to cure blindness!
Watch his announcement video with all the details now.
Ask Opti, your very own TPC podcast companion, ANY property question!
Opti, your very own property AI, will scour our entire catalogue – we’re talking all our courses, books and 500+ episodes – to find the answer to your questions instantly. To give it a try, simply text click here to start the conversation on Whatsapp
We're on the hunt for a Chief Operating Officer!
If you, or someone you know, who is passionate about financial services, loves putting people first and is fascinated by digital transformation and technology, then reach out to Ben on LinkedIn or find out more about the job here >>

TPC Gold | Red Flags in Building Inspection Reports!

Tue, 19 Nov 2024 14:00:00 +1100

In today’s bonus episode, we’re diving into why building inspections are essential for every property buyer.

Joined by building inspector and builder Paul Baker, we discuss how inspections help identify hidden issues that can impact both the safety and value of your property.

Paul highlights some key red flags to watch for in the reports, from foundation issues to water damage and asbestos. And because the inspection industry isn’t heavily regulated, he offers his own tips and advice on choosing a building inspector.

For the full episode, tune in here: Episode 153 | The Do’s and Don’ts: The Discoveries We’ve Learnt in Property Investing (PART 1)

520 | Should You Take Property Advice from a Financial Planner?

Thu, 14 Nov 2024 14:00:00 +1100

Folks, Episode 520 is not just another massive Q&A Day on the couch, but today’s episode has us responding to the rawest feedback we’ve EVER received. 🤯

Tune in to hear:

Why TPC listener Gabriel opposes property investors as “small business owners” 📈
Capital Gains Tax: Has the AFR proven us wrong? 🤔
Should you take property advice from a financial planner? 🏡

FREE STUFF MENTIONED

Australia’s FIRST property AI is now LIVE!
Ask your burning questions, and Opti, The Property Couch’s own AI, will scour our entire catalogue – we’re talking all our courses, books and 500+ episodes – to find the answer. To try it, simply text 0429 824 672 on WhatsApp or click here.
UPCOMING WEBINAR: MoneySMARTS 2.0 release!
7:30pm AEDT, Tuesday, 26th November
Get ready to meet your new, ultimate money management tool in Moorr, designed to make managing your finances simple, effortless, and effective.
Register for the webinar here >>
Want to join our team? Empower Wealth is on the hunt for a Chief Operating Officer! Apply today >>
Give the gift of sight!
May 2025
Next year, Bryce turns 50! To celebrate, he’s hosting a special charity event in Bali to fund life-changing eye surgeries for those in need. Join the TPC crew in Bali for 3 days where you’ll get to witness transformative eye surgeries up close and be part of a property investing mastermind session!

Partnering with the John Fawcett Foundation, your support will provide glasses, eye medicines, and free cataract surgeries, transforming lives through better vision.

We have just 12 spots available. If this is something you’d like to be a part of, find out more or register your expression of interest here!
Get on Bus #1: Speak to our award-winning team today >>

TPC Gold | 3 vs 4 Bedroom Homes: Which Do Renters Prefer?

Tue, 12 Nov 2024 14:00:00 +1100

In today’s bonus episode, we’re digging into a question from listener Joel, who’s wondering if adding a fourth bedroom will make his place more attractive to Aussie renters.

Bryce and Ben break down what renters really want in a property – and spoiler alert, it’s all about finding the right balance!

If you’re keen to know how to set your rental property up for success, this snippet is packed with insights to help you make the best choice!

For the full Q&A episode, tune in here: Episode 178 | Q&A: Is that 4th Bedroom Such a Good Idea? APRA’s Effect on Credit Cards & What’s The Secret to a Career in Property Investment?

519 | How He Left Johannesburg at 19 with £400 to Now Owning 18 properties! - Chat with Gavin van Zyl

Thu, 07 Nov 2024 14:00:00 +1100

Today’s guest has a remarkable story whose lessons span international borders and redefines risk, resilience and what it means to build a real-estate empire… 🌍

Meet Gavin van Zyl, Founder of White Rhino Property and a leading property expert in Canberra and NSW’s Queanbeyan market.

With an entrepreneurial drive and a fearless approach to property investing, Gavin has risen to prominence, ranking as Rate My Agent’s top salesperson in New South Wales and securing a spot in Australia’s REB Top 100 agents list.

In this episode, you’ll hear:

Essentials for ACT Property Investors, including how to navigate ACT’s soaring land tax 📈
Finding “Real Estate Gold”: How he seized the opportunity to buy the worst house on the best street 🥇
From 4 to 18 Properties: Gavin’s strategies for managing risk and high debt to launch White Rhino Property. 📊
The 3-Month “Holiday” That Changed His Life: Hear the pivotal trip that sparked the fire for his prosperous career in real estate. 🛫
His jaw-dropping global experience from share houses in London to landing in Canberra, and more! 🇬🇧

FREE STUFF MENTIONED

Resources from Ben’s “What’s Making Property News”:
So owning a home long term is always lucrative? It’s not

RBA November 2024 | Our Predictions Clash: When Will Rates Drop?

Tue, 05 Nov 2024 14:00:00 +1100

Welcome to the second-last RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!

Here's a sneak peek into what our hosts cover in today's episode:

📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today!

🇦🇺 Australia’s Sticky Inflation and Next Rate Cut: Inflation is still the big focus for Australia. Plus, Ben and Evan don’t quite agree on where rates will go in 2025 – leading to a $50 bet!

🇺🇸 All Eyes on the US Federal Elections: We discuss the potential impact of the upcoming US presidential election on both US and global markets.

🇨🇳 China’s Slow Growth Despite Major Stimulus Efforts: China’s economy is in a balancing act, caught between President Xi’s policies and strict financial regulations from prior years.

🇪🇺 Germany’s Tariffs on Chinese EVs: In EU news, Germany’s economy is showing signs of strain, and Volkswagen, among others, is feeling the pressure.

518 | The Costly Mistakes Property Owners Make in Their Tax Returns (and How to Avoid Them!) - Chat with ATO Assistant Comissioner Rob Thomson

Thu, 31 Oct 2024 14:00:00 +1100

Folks, in this special episode we’re becoming a fly on the wall to reveal the Australian Taxation Office's (ATO) inner workings!

Allowing us to do so is Rob Thomson, Assistant Commissioner - Experience, Government and Case Leadership - Individuals and Intermediaries, and the official Tax Time spokesperson at the ATO.

With over a decade of experience, Rob is giving us a sharp look into the world of property tax, compliance, and the latest changes to regulation that every property investor needs to know.

FREE STUFF MENTIONED

COMING SOON: Moorr’s greatest evolution!
Over 11 million data points are set to be released early November in Moorr, your all-in-one, free money management solution. Login or create your account now >>
Australia’s first property AI to be released next week!
After months of hard work, we’re launching Australia’s first property AI. Ask your burning questions and our AI assistant will pull up all the relevant episodes, courses, books and more related to your query! Stay tuned for its release next week 🙂
Latest ATO’s tools and articles: Stay informed and maximise your tax savings with the resources below…

TPC Gold | How to Beat Insecurity: 4 Tips from Life Coach Jaemin Frazer

Tue, 29 Oct 2024 14:00:00 +1100

In today’s bonus episode, Bryce sits down with life coach, author, and founder of The Insecurity Project, Jaemin Frazer, to explore some game-changing practices for overcoming insecurity and living your most authentic life.

Jaemin also unpacks the magic of midlife as the perfect time for change and reveals the dangers of unfulfilled dreams and ambitions. 🕰️

If insecurity has ever held you back or if you feel stuck, this episode will give you the tools to rewrite your story and unlock your true potential!

For the full episode, tune in here: Episode 300 | The Unfair Advantage: Master This New Framework To Get The Passive Income You Want – Chat with Jaemin Frazer

517 | “Negative Gearing Needs to Go”: Have Bryce & Ben Changed Their Mind?

Thu, 24 Oct 2024 14:00:00 +1100

“Negative gearing is symptomatic of a dysfunctional & inequitable property market!” 🏚️💸

Folks, this is a quote from Ash, one of today’s fantastic question-askers. And if you’ve been listening to our previous episodes, you'll know Bryce & Ben have been fighting tooth and nail AGAINST abolishing Negative Gearing… 🥊✊

Has the question made them change their minds?!

Tune to hear Ben and Ash get into the great negative gearing debate and answer – should it be removed? If yes, what are the alternatives??

Plus we cover:
🏆 We’re going against THE Noel Whittaker! Thoughts on knocking residential property and generational attitudes towards wealth-building.

🏘️ Restrictions on lending: What are the #2 BIG questions to ask yourself regarding borrowing capacity?

💰 We don’t vouch for most property owners having five properties. Here’s why.

It’s an episode that covers the hottest topics at the moment; listen now!

P.S. Oh, and if you’d like presentation slides from Episode 515 that’s all about understanding Negative Gearing, simply fill out the form below now!

TPC Gold | What Makes Vendors Sell Before Auction?

Tue, 22 Oct 2024 14:00:00 +1100

Ever wonder why a vendor would choose to sell before auction day? 🤔

If you’re a buyer looking to understand the psychology behind pre-auction sales, today’s bonus episode is for you!

For the full episode, tune in here: Episode 145 | 8 Reasons Why Vendors Sell Before Auction

516 | The Alternatives to Abolishing Negative Gearing

Thu, 17 Oct 2024 14:00:00 +1100

Continuing our LIVE streak, we’re back this week to answer your burning questions on negative gearing and diving into our very own think tank to drum up EIGHT alternatives to abolishing it! 🔥

Whether you’re curious about how many Aussies are impacted by negative gearing or if it’s possible to get politicians to lift their eyes beyond an election cycle...

We’re revealing our list of realistic and actionable solutions to solve our housing crisis, increase density, reduce building costs and much more!

For a one-of-a-kind look into how to get more folks onto the property ladder and solve our growing housing crisis, tune in now!

P.S. Want last week’s slides + our 3-part Negative Gearing video series? Just fill out the form below, and we’ll send it straight to your inbox!

FREE STUFF MENTIONED

Missed last week’s episode? Catch up now as we unpack The Truth About Negative Gearing and Capital Gains Tax (CGT) — two major pillars of property investment in Australia.

TPC Gold | How to Buy Property Like A Pro: A Simple, Step-by-Step Process

Tue, 15 Oct 2024 14:00:00 +1100

Ever wondered exactly how to buy property in Australia?

In today’s bonus episode, Bryce and Ben answer a listener’s question and walk you through the step-by-step process! 🔍✨

Plus, find out how being proactive—whether it’s with due diligence, understanding local regulations, or reverse engineering your property purchase—will set you up for a smoother and more confident buying experience!

For the full Q&A episode, tune in here: Episode 186 | Q&A – Should You Pay Down the Principal Loan When Interest Rates are Low? Are Multiple Offset Accounts a Good Idea? PLUS The Step-by-Step Process to Buying an Investment Property!

515 | The Truth About Negative Gearing & Capital Gains Tax (LIVE)

Thu, 10 Oct 2024 14:00:00 +1100

Hey Folks! Today’s Episode is Extra Special – We Went LIVE on the Couch for the First Time in Almost 10 Years! 🎉

And trust us, this is not an episode you want to miss!

We’re diving into one of the most debated topics in property investment: Negative Gearing and Capital Gains Tax (CGT).

We start by breaking down the agenda and explaining who will get the most value from this jam-packed discussion. Then, we journey through the history of negative gearing, bust a few myths, and share real-life examples to show you how it actually works.

Here’s what you can look forward to:

The history of negative gearing and its impact on rents and property supply
Fact Check: Does negative gearing truly benefit "greedy investors"? Who really gains the most from this policy?
The often-overlooked consequences of eliminating negative gearing
Expert insights from our special guest, Antonia Mercorella (CEO of Real Estate Institute of Queensland)

We’ve got fact checks, real-world examples, and expert conclusions to help you see the full picture. Plus, grab the slides from today’s episode here >>

Folks, no matter your views on this topic, we think it’s important to get the conversation going...so share this with a friend or someone you think who will be interested!

TPC Gold | Lenders Mortgage Insurance (LMI): What It Is and When You Need It

Tue, 08 Oct 2024 14:00:00 +1100

In today’s bonus episode, Bryce and Ben dive into a listener's question about the mechanics of lenders mortgage insurance (LMI).

Find out what LMI is, how it relates to your loan-to-value ratio (LVR), and whether you should embrace or avoid it!

For the full Q&A episode, tune in here: Episode 97 | Q&A – Mechanics of LMI, Purchasing Foreclosed Property, Stretching Your Investing Budget and more

514 | Property Market Update Spring 2024

Thu, 03 Oct 2024 14:00:00 +1000

What’s happening in Australia’s property scene this quarter? 🤔

You’re about to find out, because Bryce and Ben are back with all the juicy details in this September quarter property market update!

From sizzling capital growth drivers to the cooling of certain regional hotspots, uncover the trends you need to know to stay ahead in the property game. Whether you’re curious about rental yields or wondering why vacancy rates are spiking (or dropping) in certain markets, they’ve got you covered. 🏘️

But they’re not stopping there!

Our in-house property pros also break down the numbers, reveal vacancy rates, and explore the supply vs. demand story—giving you everything you need to make those smart investment moves.

Don’t miss out on this power-packed episode that'll keep you ahead of the property game!

TPC Gold | 3 FOMO Mistakes Property Investors Make!

Tue, 01 Oct 2024 14:00:00 +1000

In today’s bonus episode, Bryce & Ben explore some of the mistakes property investors make due to FOMO!

FOMO = Fear of Missing Out and can push investors into impulsive decisions, but on the other hand being overly cautious can also lead to missed opportunities.

Finding the right balance—acting confidently but after thorough research—is key to success!

For more details, tune in to the full episode here: Episode 330 | Top 10 FOMO Mistakes Investors Make

513 | What's The Forgotten Pillar of Wealth Creation?

Thu, 26 Sep 2024 14:00:00 +1000

It’s not a fun BBQ conversation like discussing the rate you snagged or the exciting new property you just bought but...

It is a critical pillar for holding up your entire wealth creation. 🏠🃏

Yep. We’re talking about Defence – the forgotten pillar of wealth creation.

Here’s the deal:
🛡 What essential defences do you need to protect your income, assets and lifestyle?
🛡 What does Ben consider a “Peace of Mind” policy?
🛡 The hidden problem in houses
🛡 How does defence tie in with the two core pillars of property investing?

It’s an episode that not enough folks are talking about. Tune in now so your wealth isn’t, in the wise words of Ben, “built on a house of cards.” Listen now!

FREE STUFF MENTIONED

Vote for The Property Couch!
If we’ve helped you in any way, we’re asking you to vote for us at the 2024 Australian Podcast Awards! Help us to reach and positively transform more folk’s money management, finance and property investing knowledge across Australia. Vote now >>
Download the 2024 PIPA Annual Property Investor Sentiment Survey
The Property Investment Professionals of Australia (PIPA) conducted their annual survey in August 2024. With more than 13,000 respondents, the findings into property investors selling out is both surprising and saddening. Download the report now >>
Not sure how much buffer you should for peace of mind when it comes to job?
Moorr, you’re all-in-one money management platform offers MoneySTRETCH, an advanced tool to see how long your money will last with no income. Calculate how much you need for a rainy day now >>
What do you want to hear from us? Reach out to us through our SpeakPipe and get a free Start & Build course if your Q is featured!

RBA September 2024 | Can We Expect a Rate Cut This Side of Christmas?

Tue, 24 Sep 2024 17:00:00 +1000

The sixth RBA Cash Rate Announcement of 2024 is here!

Join Ben Kingsley and Evan Lucas as they break down the RBA’s latest decision and dig into economic trends from Australia and around the world.

Here’s what they cover:

📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today!
🌍 Geopolitical Tensions in the Middle East: How are these events shaking up global inflation and supply chains?
📉 The Federal Reserve’s Surprise Rate Cut: US inflation might be slowing, but with core inflation still a worry, the Fed’s 50 basis point rate cut caught many economists off guard.
🌱 China & Eurozone Updates: What’s China doing to deal with slowing GDP, and is the Eurozone bouncing back with better inflation and economic confidence?
🎙️ Live Q&A: This was our first-ever LIVE session with audience questions! Missed it? No worries, you can watch the replay now. If you’re interested, keep an eye out for when we go live next!

512 | Solving Australia’s Housing Crisis: The Real Issues We’re Overlooking - Chat with Tim Reardon

Thu, 19 Sep 2024 14:00:00 +1000

Why aren’t we building enough homes to meet Australia’s housing demand? 🤔

It’s a complex question with political, economic, and historical layers, and to help us make sense of it all, we’ve brought in an industry expert...

In this episode, we’re chatting with Tim Reardon, Chief Economist at the Housing Industry Association (HIA)!

The HIA has been representing the Australian residential building industry for more than 75 years using feedback from builders, tradies, manufacturers, and suppliers across Australia, to make sure it’s economic outlook is based in real-world industry knowledge.

In this episode we dive into:
📉 The restrictions on foreign investment and how it’s impacting housing supply,
🏗️ Impacts of rising material and labour costs post-COVID,
📉 Why we’re only building half the number of apartments we need,
🔑 The political and economic roadblocks holding back home construction, and more!

Listen now if you’re wondering what it’ll take to solve Australia’s housing crisis.

FREE STUFF MENTIONED

Vote for The Property Couch!
If we’ve added any value for you, we’re asking you to vote for us at the 2024 Australian Podcast Awards! Help us to reach and positively transform more folk’s money management, finance and property investing knowledge across Australia. Cast your vote now >>
2025 Summer Series is just around the corner, and we want YOU to be part of it! Let’s normalise money conversations and pull back the curtain on how these successful property investors achieved the financial peace their reaping today. Got a story? Send it our way today >>
(NOT FREE) The Housing Industry Association’s (HIA) Housing Outlook – State & National Report
Stay informed with HIA’s latest quarterly forecasts on home building and renovation trends, both in your state and across Australia. Learn more now >>

TPC Gold | Repairs vs. Improvements: What Every Property Investor Should Know

Tue, 17 Sep 2024 14:00:00 +1000

In today’s bonus episode, Ben and tax expert Julia Hartman tackle one of the trickiest parts of property investment—tax claims.

With a surprising statistic from the ATO revealing that 9 out of 10 property claims are incorrect, this episode sheds light on where investors often go wrong.

Plus, learn how to navigate insurance claims and why getting the details right can save you big during tax time.

Listen to the full episode here 👉 2024: The Golden Year of Tax Planning

511 | Transform Your Backyard into Profit: A Simple Solution to the Housing Shortage - Chat with Peter Kelly

Thu, 12 Sep 2024 14:00:00 +1000

With property prices continuing to rise and the dream of home ownership drifting further away for many, today’s guest has a ground-breaking solution that could be the antidote for these growing issues...

Please welcome Peter Kelly, Co-founder and CEO of Little Fish Development, project management specialists in property development! He also hosts the Little Fish podcast which shares inspiring stories of human strength and knowledge.

With more than a decade of experience, his novel solution is:

Dual Occupancy.

So, what is this innovative solution, and what are the financial and legal requirements needed to make this dream a reality?

We cover all of this and more in this week’s episode! Tune in now 😊

FREE STUFF MENTIONED

FREE WEBINAR: Unpacking the 2024 PIPA Survey – Insights and Implications for our Industry
12:30- 1:30 pm AEST, Thursday 19 September 2024
Ben is sitting down with Nicola McDougall, Chair of The Property Investment Professionals of Australia (PIPA) to unpack the surprising findings from its 2024 Sentiment Survey. Register now >>
2025 Summer Series is almost here, and we need YOU!
Let’s make money talk the norm. Hop on the couch, share your journey to financial freedom, and help inspire others along the way. Got a story? Send it our way now >>
Resources from Ben’s “What’s Making Property News”:
- NSW recoups $9m from first home buyers caught ‘gaming the system’
- Agencies could cop $78k fines under Greens’ proposed ‘authority’ - Real Estate Business

TPC Gold | Chat with the Money Queen – Effie Zahos

Tue, 10 Sep 2024 14:00:00 +1000

Today, we’re joined by the fabulous Effie Zahos—editor, speaker, author, and all-around finance guru!

Effie dives into the emotional aspect of money management and how it’s more than just dollars and cents.

Tune in and get inspired to take control of your financial story!

Listen to the full episode here: Episode 235 | Money Hacks from the Money Queen – Chat with Effie Zahos

510 | From Dairy Farmer’s Daughter to Real Estate Empire! - Chat with Megan Rovers

Thu, 05 Sep 2024 14:00:00 +1000

What happens when you combine a passion for property, a background in law and a trailblazing drive to create a one-of-a-kind property experience in Australia’s fastest-growing corridors? 🏠📈⚖️

The answer is Armstrong Real Estate!

Folks, in this episode, we sit down with Megan Rovers, co-founder of Armstrong Real Estate, who has built this real estate empire from the ground up since 2012.

Tune in to hear:

The business values and personal finance lessons she learned growing up as the daughter of a dairy farmer,
How she finished her law degree and built a flourishing business in Victoria’s largest continuous growth area
Her unique property investing journey that has seen her flip five houses,
Why Geelong is where you want to invest next and so much more!

FREE STUFF MENTIONED

Free Property Report!
Our 39-page property report provides unique data into each suburb's long-term growth, market cycle timing, and more to help you make the best decision. The best part? For our TPC community, it’s FREE. Download your free report now >>
Join The Property Couch team!
We’re on the hunt for a Marketing Content Coordinator! If you are a creative whizz in producing top-notch content (video, audio, graphic, you name it!) and want to hang out with us on the couch weekly, send us your resume!
We love to educate folks!
We’re not just passionate about providing free education on the couch; we love to help folks everywhere! If you have an event coming up and would like us to share our knowledge with your audience, contact us today!
2025 Summer Series shoutout!
Help us to normalise money conversations! Come on the couch, share your financial freedom journey and help us inspire others. Send us your story now >>
Resources from Ben’s “What’s Making Property News”: Corelogic’s September Hedonic Home Value Index

TPC Gold | Investment Stock vs. Investment Grade

Tue, 03 Sep 2024 14:00:00 +1000

In today’s bonus snippet, Bryce and Ben revisit a classic topic: investment stock vs. investment grade.

This is in response to a question from a listener asking if the insights from Episode 8 (recorded all the way back in April 2015!), still hold up in today’s market. Spoiler alert: they do! 🎙️

Bryce and Ben break down the evergreen principles behind these concepts, emphasizing that while the market may evolve, the fundamentals of property investment remain timeless.

Listen to the full episode here: Episode 339 | “Man, Can Politicians Spend Money!!” – ft Property Q&A

509 | Property Investing 2.0: Why Property Investors Must Think Like Small Business Owners

Thu, 29 Aug 2024 14:00:00 +1000

The first property investor narrative was about “mom and pop” investors: middle-income earners with one investment property who passively manage it in the background.

In today’s episode, we’re introducing the Property Investor 2.0 narrative...

Small Business Owners.

There are seven critical reasons; can you guess them?

Managing A___ like a Business
Income G_____
Strategic P_____
R___ Management & C____ Planning
Understanding & Managing L____
Customer R____ Management
Marketing & B_____

Discover why shifting this perception is so important and what we stand to gain by doing so. Listen now, folks!

FREE STUFF MENTIONED

MOORR Webinar Replay: This replay is a game-changer for all property investors! Discover a new way to manage your portfolio driven by data >>
We’re looking for a Security Operations Analyst!
Moorr 2.0 is launching in October! Be part of building Australia’s #1 platform to manage and track your property portfolio. Find out more here >>
Resources from Ben’s “What’s Making Property News”:
- NSW taxpayer denied stamp duty exemption for transfer from SMSF to member - SMSF Adviser
- New home sales rise 11 per cent year-on-year, driven by Queensland and South Australia – Property Buzz

TPC Gold | What Type of “Rich” Are You?

Tue, 27 Aug 2024 14:00:00 +1000

In today’s bonus snippet, Bryce and Ben talk all things wealth. 💰

Do you know what type of “rich” you are?

Discover how understanding your current financial position can help you move forward with confidence, and why true wealth is measured in time, not money.

Listen to the full episode here: Episode 335 | The Four Types of Wealth

Now that you know a little bit more about the different types of wealth, it’s a great time to conduct a health check on your financial wellbeing.

These are the 7 Grades of Financial Wellbeing:

1 – Financial Turmoil
2 – Financial Survival
3 – Financial Consciousness
4 – Financial Stability
5 – Financial Control
6 – Financial Peace
7 – Financial Contribution

Take the Financial Wellbeing Quiz now to work out what grade you’re in and how to move up a level!

508 | Mid-Year Property Market Outlook 2024

Thu, 22 Aug 2024 14:00:00 +1000

🔮 We’re back with our mid-year property market outlook! 🔮

As we approach the end of 2024, staying informed is more important than ever. That’s why we’re diving deep into the latest figures to provide you with a comprehensive analysis of the key trends driving the “markets within markets.”

So, where is the property market headed as we close out the year?

Here’s what we cover:

2024 Market Predictions: What We Got Right and Wrong
Defying the Odds: Why Some Markets Are Showing Resilience
EXPLAINED: The Growing Crisis in Housing Supply
RBA Cash Rate Review and What’s Next?
Is a Hard Landing in Store with our Inflation Story?

Get a glimpse into the future (Thanks to Corelogic’s in-depth data)!

FREE STUFF MENTIONED

Webinar Replay: Data to Decisions: Moorr’s Tools for Savvy Property Investors
We reveal how Moorr can help you efficiently run your small business as a property investor. Watch the replay here >>
Come onto the couch for our 2025 Summer Series!
Send us your story, and we’ll reach out to you if you’ve been shortlisted – no story is “too small”, folks. Share your property investing journey today >>
PICA 2024 Sentiment Survey closes NOW!
Don’t leave it to others; have your say on issues affecting landlords across Australia. Use your voice to protect property investors now >>
Our award-winning, investment-savvy Mortgage Brokers have just saved our clients $4M. Find out how we’ve achieved our greatest goal yet >>
Guests & Episodes Mentioned:

TPC Gold | Dumb Things Smart People Do With Their Money

Tue, 20 Aug 2024 14:00:00 +1000

In today’s bonus snippet, we dive into some of the dumb things even smart people do with their money 🤔💸

Join us as we explore some of the most common financial mistakes and learn how to avoid them. Tune in for some laughs, self-reflection, and valuable insights on how to smarten up your money habits.

For more tips on making better financial decisions, listen to the full episode here: Episode 72 | Dumb Things People Do with Their Money!

507 | “I Won't Have Enough to Live Comfortably”: The 3 Greatest Generational Fears of All Time! - Chat with Mark McCrindle

Thu, 15 Aug 2024 14:00:00 +1000

What should property investors focus on as we prepare for Australia’s next population growth wave?

Class division: We rarely think about it in Australia, but could it become our reality as the gap to enter the property market continues to widen?

To help us unpack this and more, we’re welcoming back Mark McCrindle (who last appeared on the podcast in Ep 185), the social analyst and demographer expert who coined the newest demographic: Generation Alpha!

Mark’s passion in life is tracking social trends across Australia and communicating these groundbreaking insights and generational analyses.

As a sought-after commentator and advisor to executive boards and committees across Australia, he is also the author of five books and the founder of McCrindle, a company that provides demographic data for pretty much any field!

Today, we have the privilege of picking his brains on:

How decoding generational trends is the hidden KEY to helping individuals make informed and strategic choices with their money and finances
The three greatest fears and aspirations each generation faces
Financial Stress: It’s one of the greatest causes of mental health issues and relationship breakdowns. So how is spread across different demographics?

If you want to start making more strategic financial and investing decisions, tune in now!

Free Stuff Mentioned

MOORR WEBINAR: From Data to Decisions 7:30pm AEST, Tuesday 20th August
Set yourself up for investing success with Moorr, your all-in-one money management platform. Discover how to efficiently run and manage your investment portfolio with Moorr’s newest features: the Property Cashflow Projection and Rental Analysis calculator. Register for the webinar today >>
Our 2025 Summer Series is fast approaching
To all our listeners: Our 7th Summer Series is right around the corner! Come on the couch and share your story with our incredible community.

TPC Gold | Bank Valuations vs Market Value: What's the Difference?

Tue, 13 Aug 2024 14:00:00 +1000

In this week’s bonus snippet, we delve into a question from listener Laura, who wants to know what the best way is for assessing the value of her investment property.

Should she rely on a real estate agent's sales appraisal or opt for a proper bank valuation?

Join us as we explore the nuances of each approach and discover why the purpose of your valuation—whether it's for portfolio building or something else—can influence which method to choose.

For more tips on how to make informed decisions about property investing, tune in to the full episode here: Episode 122 | Q&A – A Transitioning Market, Money, Habits, Tax Deductions and What It’s Really Costing You.

506 | No Silver Spoon: The 24-Year-Old Who Owns 3 Properties & Counting?! - Chat with Harley Giddings

Thu, 08 Aug 2024 14:00:00 +1000

“I have a phobia of working 9-5 'til I die.” - Harley Giddings

There’s a common belief among the younger generation today that the dream of property ownership is well and truly out of reach.

Today’s special guest, however, is a 24-year-old passionate property investor who is inspiring both the existing AND upcoming generation of investors through his Instagram account which documents his learnings, failures and insights on his ride to financial freedom.

Please welcome, a member of our own Mortgage Broking team, who is also an outstanding financial inspiration: Harley Giddings! ⭐

Tune in to hear how this young gun built a 3-property portfolio with NO silver spoons, the key to mastering delayed gratification at such a young age and the pivotal books that transformed his life.

An episode that’ll provide inspiration for investors of all ages; listen now, folks! 😊

FREE STUFF MENTIONED

MOORR WEBINAR: From Data to Decisions
7:30pm AEST, Tuesday 20th August
Discover how to efficiently run and manage your investment portfolio from one platform and uncover Moorr’s newest features from the life changing Property Cashflow Projection to its advanced Rental Analysis calculator. Register for it today >>
PICA’s 2024 Annual Investor Sentiment Survey closing soon!
We want to hear your thoughts and experiences as landlords on issues across Australia’s property market. This data will be used to protect property investors and their investments against negative regulatory changes. Share your thoughts today!
Check out Harley’s instagram!
Resources from Ben’s “What’s Making Property News”: Melbourne developers offer big rebates as unsold lots surge
Read the books that transformed Harley's life >>

RBA August 2024 | Why Australia is OUT of Cycle with the Rest of the World

Tue, 06 Aug 2024 14:00:00 +1000

Welcome to the fifth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!

Here's a sneak peek into what our hosts cover in today's episode:

📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today!

📈 Australia’s Rising Inflation: Annual inflation in Australia is up to 3.8%, but still within the long-term trend. Property prices are mixed, with Sydney's growth slowing and Perth and Adelaide showing strong growth.

🤷 Mixed Signals In the US: The US shows mixed data, with GDP growth driven by consumer and government spending. The Federal Reserve keeps rates steady but is open to possible rate cuts.

🌱 EU’s Steady Growth: The European Union's economy shows steady GDP growth at 0.3%, with inflation ticking up to 2.6%. The ECB keeps rates unchanged but hints at possible future rate cuts.

🌟 Exciting Changes Ahead: We're shaking things up with our RBA cash rate announcements. Soon, you'll be able to catch Ben & Evan's commentary LIVE! Plus, we've got a quarterly Property Market Update session with Bryce & Ben in the works. More details to come, so stay tuned.

Whether you're an investor, homeowner, or just curious about economic trends, this episode is packed with valuable insights!

505 | Short-Term Rentals: The Complete Guide to 3X your Income - Chat with Hayley Mitchell

Thu, 01 Aug 2024 14:00:00 +1000

Investing in Short-Term Rentals: Why and how much does it really cost to succeed?

In this week’s episode, we welcome back Hayley Mitchell, an award-winning full licensed Real Estate Agent who has worked across ALL facets of Property Management since 1999, including owning her own businesses!

She has won several prestigious awards, including REIV’s Property Manager of the Year twice, and has been named Elite Agents top 50 Industry Influencers in 2017, 2018, 2019 & 2022.

After appearing on the couch way back in 2021, she’s returning to share her sharp insights and tried-and-true experiences in succeeding at short-term rentals.

Here’s a sneak peek of what we’re uncovering...

The #2 factors to determine if short-term rentals are for you
A complete breakdown of the costs required to start up a short-term rental
The NEWEST changes to regulations that impact investors who use the short-term rental strategy
Is there a location "sweet spot" for short-term rentals?
Real-life case studies on how different short-term property investors found their success, and more!

Listen now folks! 😊

FREE STUFF MENTIONED

Articles from Ben’s “What’s Making Property News”: Making renting fairer in NSW | NSW Government
Give property investors a voice! Become a PICA (The Property Investors Council of Australia) member for just $5 and give property investors across Australia a voice.
PIPA Annual Investor Sentiment Survey 2024: We want to hear your thoughts on government regulation and tenancy relationships in PICA’s annual survey! This data is critical to accurately represent the views of property investors and protect them in ongoing legislative changes.
We just need 3,000 responses folks; share your thoughts here now.

TPC Gold | What is Paul Clitheroe's "Magic Pill" to Wealth?

Tue, 30 Jul 2024 14:00:00 +1000

In today’s bonus snippet, Paul Clitheroe (renowned finance expert, author, advocate of financial literacy, and chair of Money magazine) dives into the MOST common question he gets: What’s the "magic pill" to wealth? 🤔💊

Discover his answer to this...as well as his candid thoughts on property investment and the principles that lead to long-term financial stability.

For more financial wisdom from the “Money” Man himself, tune in to the full episode here: Episode 200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru.

504 | Everything You Should Know Before Turning Your PPOR Into an Investment

Thu, 25 Jul 2024 14:00:00 +1000

Trevor is seeking a “Tree Change”: To escape out of the city with his family. What are the implications of turning his Principal Place of Residence into an investment property to do so?

Meanwhile, Emma’s got a duplex under a single title. She lives in one unit and has rented the other; is she eligible for Capital Gains Tax exemption?

Clinton wants to know what's the best loan to attach his offset account to: An interest-only or Principal and Interest loan?

Folks, today’s massive Q&A highlights the most significant benefit of Australia’s tax system, the importance of seeking good tax advice (and the implications if not!) and exactly why record-keeping could save you thousands.

Tune in now! 😊

FREE STUFF MENTIONED

How much is your property earning (or costing) you? Moorr’s newest Property Cashflow Projection Tool is now live! Get a detailed breakdown of money going in and out over the next 12 months, plus the full tax story.
Resources from Ben’s “What’s Making Property News”:
- ‘Death clause’ triggers an extra $1.2m for vendor
- Westpac’s Prestige Property Report
Leave us a Q for our next Q&A Day!
Reach out to Bryce on Instagram or through our SpeakPipe. (And get a free Start & Build course if your Q is featured!)
Psst – also feel free to send us your life hacks, property news, and more!
Looking to run different scenarios for your future? Book your free initial consultation with our team of Qualified Property Investment Advisors today.

TPC Gold | Top 4 Monopoly Lessons for Property Investors

Tue, 23 Jul 2024 14:00:00 +1000

In today's bonus snippet, Bryce and Ben delve into timeless lessons from the classic board game Monopoly that are surprisingly relevant to real-life property investment.

Lesson #1: Be patient 🕰️
Lesson #2: Expensive isn’t always better 💸
Lesson #3: Cash flow is key 💵

Now...can you guess what lesson #4 is?

For a deeper dive, tune in to the full episode here: Episode 343 | “Pass Go & Collect $200” - 6 Property Lessons from Monopoly!

503 | How to Get the Right Property Investment Advice - Chat with Joel Burton

Thu, 18 Jul 2024 14:00:00 +1000

In this episode, Ben is unpacking the world of property investment advice - through the lens of a Qualified Property Investment Advisor (QPIA).

To do so, we’ve bought an expert in this field...

Joel Burton is a Qualified Property Investment Advisor who has crafted more than 850 personalised property plans for his clients. He has recommended thousands of investment property purchases, family home upgrades, downgrades, renovation plans, and even, in some cases, the advice to sell the property.

From how a QPIA guides – and often can transform your view – to the magic behind each scenario and solution our QPIA’s offer our clients, we’re showing you the inner workings of the property investment advisor world. Listen now!

Free Stuff Mentioned

How much is your property earning (or costing) you?
Find out with Moorr’s newest Property Cashflow Projection Tool, which gives you a detailed breakdown of money going in and out over the next 12 months, plus the full tax story.
Resources from Ben’s “What’s Making Property News”:
- Assessing the real impact of SA’s new tenancy laws - Real Estate Business
- Terminating-a-tenancy.pdf (cbs.sa.gov.au)
Looking for a Qualified Property Investment Advisor? Why not work with Joel and our team of experienced advisors? Book your free initial consultation today >>
Find out more about PIPA’s (The Property Investment Professionals of Australia) Qualified Property Investment Advisor (QPIA) accreditation.
(NOT FREE) We need your support! For just $5 a year, you can help give property investors a voice—especially those in South Australia facing new tenancy laws—by becoming a member of the Property Investors Council of Australia (PICA).

TPC Gold | What Exactly Is a Cash Flow Property?

Tue, 16 Jul 2024 14:00:00 +1000

Today’s bonus snippet is from a previous Q&A episode.

Question #1: When Should I Buy My Next Property? 🤔

Brad wants to know how soon he should buy his next property after purchasing the first one. And is it better to opt for interest-only or principal and interest loans?

Question #2: What Makes a Cash Flow Property? 💰

Stephen wants to know more about cash flow properties. What is it? How do you identify one? And what does it truly mean to have a cash flow positive property?

Listen to the full episode here: Episode 260 | Q&A: Picking the Right Investment Strategy.

Got a question for Bryce and Ben? Leave us a message here and your question could be featured in our next Q&A episode!

502 | “It’s Putting the Mouse in Charge of the Cheese!”: Death, Taxes & Inheritance - Chat with Julia Hartman

Thu, 11 Jul 2024 14:00:00 +1000

After last week’s insightful episode with Noel Whittaker, we’re thrilled to continue with another stellar guest who helped to co-write the tax chapters of Noel’s latest book, “Wills, Death & Taxes Made Simple.” 💰📝

Please welcome back, Julia Hartman, THE #1 Property Tax Expert in Australia!!

Julia is the Founder of BAN TACS, a cooperative of Accountants that has been helping thousands of Australians navigate the world of tax since 1992. Basically, she’s your ultimate tax guru!

In this week’s episode we’re uncovering the minefield that is death, inheritance and taxes.

Like...how much are you taxed when you receive an international inheritance?

Or how can you minimise the tax on your family home that’s been passed down?

And what are the #2 biggest challenges with inheritance if you don’t keep your records?

It’s an information-packed episode that could save you hundreds and thousands of dollars down the track. Listen in now!

FREE STUFF MENTIONED:

Free Factsheet: Death in your home >>
Listen to Julia’s other episodes here >>
It’s nearly tax season! If you need a tax agent, we offer award-winning tax services (or get a free report through the link). Check it out now >>
See Bryce’s lifehack here >>

TPC Gold | Turia Pitt’s Approach to Money & Learning

Tue, 09 Jul 2024 14:00:00 +1000

Today’s bonus snippet is from an episode with guest Turia Pitt, one of Australia’s most admired and widely recognised motivational speakers.

Turia has written multiple best-selling books (including Happy, The Good Selfie, Unmasked and Everything to Live For), shared a stage with Tony Robbins, competed in the Ironman World Championships, sailed a boat around French Polynesia, and so much more.

In this TPC Gold soundbite, Turia shares some of her favourite mindset tips, as well as how she usually starts her mornings. She also discusses her approach to money and continuous learning - highlighting the power of taking small, manageable steps instead of giant leaps.

Listen to the full episode here: Episode 224 | Turia Pitt – From Burned Alive to Investing in Grit, Triumph and Property

501 | Noel Whittaker: Super, Shares & Why He Sold Most of His Properties!

Thu, 04 Jul 2024 14:00:00 +1000

🎉 To kick off our new financial year, we are thrilled to welcome a bucket-list guest to the show! 🌟

This is a guest who truly needs to introduction...

Noel Whittaker – international bestselling author, finance and investment expert, radio broadcaster, columnist, and public speaker.

He reaches over 3M readers each week through his columns in pivotal Australian newspapers and is one of the country’s most successful authors with 20+ bestselling books achieving total worldwide sales of more than two million copies.

In today’s episode, Noel covers it all:
🏠 His investment journey from buying his first property for £35,000 to losing half his assets
🌟 Mentorship from THE Doug Malouf and discovering his life’s purpose.
📚 The story behind writing Australia’s first and best-selling personal finance book, “Making Money Simple” (which inspired a 16-year-old Ben to pursue his path!), and more.

FREE STUFF MENTIONED

Noel’s resources:
- His latest book: Wills, Death and Taxes Made Simple
- Check out Noel's spreadsheet here: Getting Your Affairs In Order - BAN TACS
- Check out his other free downloads
It’s a new financial year which means an opportunity for new money habits. Try our free, all-in-one money management app now. Start transforming your financial future today >>
Guests & Episodes Mentioned:
- Jan Somers
- 500 | Dr Michael Gervais: Why FOPO Holds Us Back & What to Do About it!

TPC Gold | The Art of Negotiation - Real Estate Edition

Tue, 02 Jul 2024 14:00:00 +1000

In this TPC Gold soundbite, Bryce puts on his Buyer’s Agent cap and shares all he knows about how to negotiate when buying property. He also makes the bold claim that everything is negotiable when it comes to real estate...?!

Get essential insights into how to handle auctions, why it’s useful to understand the vendor’s motivations, and more. Tune in so you too can start negotiating to win!

If you're interested in the full episode, it’s here: Episode 93 | How to Negotiate to Win

SIMILAR EPISODES
- Ep 71 | How to Outsmart a Real Estate Agent
- Ep 161 | How to Buy Property Like A Pro
- Ep 340 | Auction Ready: How to Win in Any Market!

Looking for a trusted professional to help you source properties, negotiate with agents or bid on your behalf at auction? Our sister company Empower Wealth has a team of experienced Buyer's Agents who can help!

500 | Dr Michael Gervais: Why FOPO Holds Us Back & What to Do About it!

Thu, 27 Jun 2024 14:00:00 +1000

When we started this podcast nearly a decade ago, we never imagined we’d reach this milestone...

🎉 🎉 🎉 Well folks, here we are celebrating our 500TH EPISODE!! 🎉🎉🎉

A massive thank you to our incredible, go-getter community, we’re so proud and grateful to have built, and be part of, such an amazing group of people.

To mark this huge milestone, we’ve invited a leader in his field – someone who helps others achieve their best.

Please welcome one of the world’s best high-performance psychologist, Dr. Michael Gervais! 🎤✨

Michael is a bestselling author, host of the popular “Finding Mastery” podcast and co-creator of the “Finding Your Best” self-improvement course.

With over 20 years of experience working with elite athletes, military personnel, and top executives, he’s sharing his wisdom on the Art of Self-Mastery and why being present is “the keyhole to the good life.”

It’s a milestone episode with a guest who has absolutely blown our hair back. Give it a listen now, folks! 🔥

P.S. Win Michael’s Finding Mastery course (usually sold at US$499) for free! For your chance to win, on any social platform and post related to Episode 500, simply:

⭐️ Follow @findingmastery and @thepropertycouch
⭐️ Tag a friend
⭐️ Let us know the best takeaway you got from this episode! (It can be on any social post related to Episode 500)

Entries close on July 11th.

We’ll contact two lucky winners shortly after, so watch your DMs!

FREE STUFF MENTIONED:

Dr. Michael Gervais:
- New Book: “The First Rule of Mastery: Stop Worrying about What People Think of You.”
- Morning Mindset Routine: Change your life in the morning with this 90 second routine
- The Finding Mastery Podcast: Tune in to Michael’s own podcast where he sits down with the greatest thinkers and doers in the world to unpack human potential, leadership, health, mindset, and more.
Other Resources Mentioned:
- Rich Dad Poor Dad by Robert Kiyosaki

TPC Gold | What’s the Ideal Cash Reserve for Investors?

Tue, 25 Jun 2024 14:00:00 +1000

Today’s bonus snippet is from a previous episode where we answer listeners’ burning questions on property investing.

Tune in to the full episode here: Episode 44 | Q&A – Building Cash Reserve Buffers, Buying at a Premium & Renovating for Profit

In this TPC Gold soundbite, Bryce & Ben explore the dynamics of aggressive vs passive investing, as well as how to incorporate cash reserve buffers into your property investment plan!

Discover why having a six-month cash reserve is crucial, how to manage unexpected costs, and the importance of insurance protections. They also discuss finding the balance between exercising caution and maximising your cash flow for property investment.

Tune in for expert advice on choosing the best property investment strategy for you.

Recent Q&A Episodes

- Ep 493 | $160K Dilemma: Should I Walk Away from Paper Profits?
- Ep 495 | Ramit Sethi & Morgan Housel: Why They Don’t Invest in Property!
- Ep 496 | Don’t Sell the Goose That Lays the Golden Egg

P.S. Have a question you want answered? We’d love to hear from you!

499 | Why Choose an Investment Savvy Broker? - Chat with Brad Fraser

Thu, 20 Jun 2024 14:00:00 +1000

To give you an inside look at the real workings of mortgage broking, we’ve brought in an incredible broker from our investment savvy team. Please welcome Brad Fraser! 🙌

We’re delving deep into the heart of this industry with two compelling real-life scenarios for first-time homebuyers and aspiring property investors.

Plus, we unpack Brad’s money story, which follows him as he pivots from spending it all to becoming the financial guru he is today. Listen now! 😊

P.S. It’s our 500th episode next week! 🎉 Tune in for a special guest who is a world-renowned sports psychologist and get the chance to win his $499 course for free. Get notified when it's live 👉 https://bit.ly/3Xzvots

FREE STUFF MENTIONED

Looking for an investment savvy broker? Book a free intial appointment today >>
PICA Webinar Replay: An Introduction to Wealth Creation through Residential Property Development. Become a member for $5 and watch the replay.
This is the last week to help property investors across Australia:
- NSW’s No-Grounds Evictions:
  - Action 1 – Complete the consumer survey against the No Grounds Termination of Residential Tenancy Agreements
  - Action 2 – Complete PICA’s Survey on why would you evict a tenant
- Victoria’s changes to minimum standards:
  - Give your feedback on these changes in the Victoria Gov’s survey
  - Or, find out more about the changes.
Free Book: Make Money Simple Again

RBA June 2024 | Australia Faces Slowest GDP Growth in Decades

Tue, 18 Jun 2024 14:00:00 +1000

Welcome to the fourth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!

Here's a sneak peek into what our hosts cover in today's episode:

📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEST) today!

📈 Australia's GDP Growth Woes: Australia’s economic growth has slowed significantly, with GDP growth hitting its lowest since the early '90s recession. But population growth is helping to keep the country from a full-blown recession. Meanwhile, the RBA is getting restless with inflation still running high.

🏅 Employment Market Tightness: Australia's job market is super tight, with strong demand for workers and a record number of people juggling multiple jobs. This shows some economic strength, but falling household savings amidst rising consumption could mean trouble ahead.

🏠 Property Market Trends: Property finance is on the rise, with more new loan commitments for owner-occupier housing and investment properties. Ben breaks down land tax and rental yields across different states, giving us key insights into the property market and what it means for investors and policymakers.

Whether you're an investor, homeowner, or just curious about economic trends, this episode is packed with valuable insights!

498 | Chris Kohler: The Rise of the Cashless Society, Crypto & The Surprising Truth About Home Buying

Thu, 13 Jun 2024 14:00:00 +1000

In today's episode, we sit down with Chris Kohler, 9News' business, finance, and property reporter! 🎙️📈

As someone at the forefront of Australia's biggest economic headlines, we discuss the rise of the cashless society, investing in crypto and Chris' top advice to property investors. Tune in now!

FREE STUFF MENTIONED

BEN NEEDS YOUR HELP! Here‘s what you can do to help property investors:
- NSW’s No-Grounds Evictions:
  - Action 1 - Complete the consumer survey against the No Grounds Termination of Residential Tenancy Agreements
  - Action 2 - Complete PICA's Survey on why would you evict a tenant
- Victoria's changes to minimum standards:
  - Give your feedback on these changes in the Victoria Gov's survey
  - Or, find out more about the changes to minimum standards
  - See Victoria’s newest rental data
PICA Webinar: An Introduction to Wealth Creation through Residential Property Development - How To Profit From Small Deals In a Tough Market
Become a member for $5 and reserve your seats now!
Check out Chris’ TikTok page

TPC Gold | Should I Build or Renovate?

Tue, 11 Jun 2024 14:00:00 +1000

Today’s bonus snippet is from an episode with guest Amelia Lee, the architect behind Undercover Architect – an award-winning online resource teaching folks how to design, build and renovate their homes.

Tune in to the full episode here: Episode 249 | The 4-Step Framework to Renovate or Build Your Home…AND Enjoy It!

In this TPC Gold soundbite, Amelia shares her thoughts on what you MUST consider if you’re tossing up between building new or renovating!

Whether that’s determining your property's worth, understanding budget constraints, or navigating the complexities of home renovation and new construction...discover the hidden costs of it all as well as how to avoid common pitfalls.

Whether you love the charm of an old home or the fresh start of a new build, tune in for practical tips and expert guidance on attaining a home that perfectly fits your needs and aspirations!

PREVIOUS EPISODES ON RENOVATING
- Ep 181 | How to Create the Perfect Renovation, Survive It, and See a Return on Investment!
- Ep 213 | How to Adjust your Renovation Strategy
- Ep 284 | Kyal & Kara from The Block – How to Renovate, Raise Kids, Run A Business & Not Lose Your Mind in the Process

497 | Why NOT to Invest in Property Until 2036!

Thu, 06 Jun 2024 14:00:00 +1000

Seb and Bronnie (Note: Names have been changed for privacy) came to us with plans to invest in property but left with a completely unexpected strategy.

Our advice: “DON’T invest in property until 2036”?! 😲🏡

And in our second case study, Adam and Jacinta had a solid investment plan until an unexpected event changed everything.

Despite Adam’s financial expertise and their three investment properties, he found himself saying, “I can't work it out like I usually can.”

So how did we help them navigate this change, free up cash, and still secure their dream family home?

In today’s insightful episode, we’re sharing the stories of two real couples grappling with significant life decisions.

Tune in to learn about the personalised plans we crafted for them, enabling each couple to achieve their dream home and lifestyle with the right strategy and sequencing.

P.S. What’s the common thread in these case studies? The “new-age” misconception of Rentvesting. Listen now to find out if you’ve misunderstood it too!

FREE STUFF MENTIONED

Other resources mentioned:
- The Alter Ego by Todd Herman
- CoreLogic’s Monthly Housing Chart Pack - May 2024
Guests & Episodes Mentioned:
- 478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality – Chat with Amanda

TPC Gold | How to Build a Solid Wealth Plan

Tue, 04 Jun 2024 14:00:00 +1000

Today’s bonus snippet is from a previous episode on the 6 Critical Foundations Your Wealth Plan Should Be Built On.

In this TPC Gold soundbite, Bryce & Ben discuss two of the non-negotiables when building your property portfolio and why it’s so important to get the foundations right!

Take any iconic building you can think of as an example – whether that’s the Sydney Opera House or the Burj Khalifa.

Chances are not many were going around taking photos of these structures when they were incomplete...but it was this phase that was absolutely the most important. Building the foundations – whilst not glamorous, is what ensures the buildings are the masterpieces they are today.

When you have your foundations right, you can account for external movements and be as prepared as you can be for whatever comes your way!

Tune in to the full episode here: Episode 101 | Sand or Stone – 6 Critical Foundations Your Wealth Plan Should Be Built On

Episodes You May Like

496 | Don't Sell the Goose That Lays the Golden Egg

Thu, 30 May 2024 14:00:00 +1000

In Episode 496, we're back with a jam-packed Q&A Day!

Discover everything you need to know before investing in Victoria, from understanding the state's "blowout budgets" to navigating the biggest risks that make buying in Melbourne a “2030 conversation.”

We also break down why the buy-and-hold strategy still works, even for single investors with lower incomes. (After all, would you sell the goose that lays the golden egg?)

Plus, learn why housing shouldn’t be linked to income and hear real data from a listener on his journey to a $1M passive income.

Tune in now for a jam-packed episode! 🚀 🚀

FREE STUFF MENTIONED

PICA Webinar Replay: “Fact-checking the misinformation, Negative gearing and CGT”
Become a member and watch the replay of Ben’s webinar for the Property Investors Council of Australia (PICA)
Read Ben’s realestate.com article: What is rentvesting?
Resources from Ben’s “What’s Making Property News”:
- Australia housing crisis: New Treasury analysis shows the average wait time for development approval is 144 days in Victoria and 114 days in NSW
- OECD’s 2024 Dwellings Per Thousand Inhabitants

TPC Gold | The #1 Money Rule for Life

Tue, 28 May 2024 14:00:00 +1000

Today’s bonus snippet is from our previous episode on The Three Money Rules for Life.

In this TPC Gold soundbite, Bryce & Ben cover the #1 rule you should be following if you want to be successful at managing and growing your money!

Tune in to find out what this rule is (if you’re listening to the podcast, chances are that you might already be following it), and which of the three types of “money people” you are…

Listen to the full episode here: Episode 303 | The Three Money Rules for Life

Free Stuff

New to The Property Couch? Download our Binge Guide – 20 of the first episodes condensed into one easy-to-digest booklet!
We’re giving away FREE copies of our best-selling books: Make Money Simple Again (e-book) and The Armchair Guide to Property Investing (physical book)!
Check out our brand-new “lifestyle by design” app – Moorr. This free app helps you manage your money using our tried and tested MoneySMARTS system.

Guests/Episodes Mentioned

James Clear – Author of Atomic Habits
- Ep 261: How to Hack Your Habits to Make You a Better Money Manager
Scott Keck – Property valuation expert!
- Ep 302: Back to the Future: Lessons from 50 Years at the Top of His Game

495 | Ramit Sethi & Morgan Housel: Why They Don't Invest in Property!

Thu, 23 May 2024 14:00:00 +1000

Ramit Sethi and Morgan Housel: Two titans in finance and money management who don't believe in property investing?!

It's your turn to ask the questions as we dive into a topic that's never been explored before on The Property Couch!

From breaking down our verdict on these two financial gurus to revealing how you can mirror Ramit and Morgan's investing style, tune in to find out if we’re going against the greats!

P.S. Stick around until the last question where we answer: Should this mother take all her daughter's savings and put them into the family offset to benefit them all?

Free Stuff Mentioned

Free Spreadsheet: Kids Savings Tracking Calculator
Free Events:
- The Adviser's New Broker Academy
  Learn how to build a successful Mortgage Brokerage Business from the ground up. Register now >>
- PICA Webinar: Housing Crisis: Setting the Record Straight
  7pm AEST, Wednesday 29th of May. ($5 Membership Required)
  What does the new data reveal about Australia’s housing crisis? What common misinformation is being spread?
  Become a member to register now >>
See Bryce's Lifehack >>
Resources from Ben’s “What’s Making Property News?”
- ASIC report: Australians need better hardship support from their lenders
- “Housing Market Cycles and Fundamentals” speech by Sarah Hunter, Assistant Governor
Guest & Episodes Mentioned:
- 116 | Q&A – How Guarantor Loans Actually Work, Fixing a Joint Venture, Investing in WA and More
- 494 | “The Table of Truth”: Everything You Need to Know About Property & The Budget

494 | "The Table of Truth": Everything You Need to Know About Property & The Budget

Thu, 16 May 2024 15:00:00 +1000

Folks, the 2024-25 Federal Budget has just dropped, so what does it mean for property investors and the broader economy?

In this exciting episode, we’re unpacking everything you need to know about the new Budget and bringing in a leading financial market expert to help.

Returning to the couch is Evan Lucas - economist, Moorr ambassador and author of the best-selling book Mind Over Money.

Basically, we’ve brought in the big guns to tackle:

💰 Is this Budget economically or politically driven?
🏆 Who were the Winners & Losers?
💸 The drastic spending decisions made by the government (and the resulting deficit)
📈 The secondary inflation wave on the horizon
❓ The #1 big surprise missing from this budget
🏠 Why we will NOT reach the goal of 1.2M new dwellings
🔄 What would it take to see positive political reforms?

As Evan says, “Subsidies are not a magic bullet through fixed inflation.”

To understand this year's budget and what it means for you, tune in now folks 😊

FREE STUFF MENTIONED

Bonus Episode: 2024: The Golden Year for Tax Planning
Listen to previous episodes with Evan

2024: The Golden Year of Tax Planning

Tue, 14 May 2024 14:00:00 +1000

Don’t forget to download the free Fact Sheet for a summary of what is covered in this episode!

In today’s bonus episode, Ben is joined by esteemed guest expert Julia Hartman (founder of BAN TACS and Chief Technical Tax Advisor at Empower Wealth), and together they discuss tax planning strategies and why 2024 is the absolute golden year for tax planning!

Get actionable tips around superannuation contributions, learn the importance of maintaining accurate depreciation schedules, and maximize your legal entitlements when it comes to your investment properties.

It's more important than ever to get your strategy right before 30th June, and if you’re looking for an investment-savvy tax accountant that can help, fill out the form here: https://www.thepropertycouch.com.au/tax

Let’s make this financial year the most empowering one yet!

493 | $160K Dilemma: Should I Walk Away From Paper Profits?

Thu, 09 May 2024 14:00:00 +1000

Emma's partner has a $160K dilemma: He's been offered a refund on an Off-The-Plan apartment that's been delayed for two years. Should he take the refund or ride it out for a potentially higher sell price? 🤔

Kieran faces the decision of investing in smaller units versus two individual homes. Which aligns better with his overarching goal to help others? 🌍

And in Simone's Retirement Plan: How does this single mum and schoolteacher with 5 properties reach a target of $2,000 per week for retirement? How does this stack up in today's economy? 📈

Folks, this is a massive Q&A day, during which we link age-old questions in today's nuanced context. Listen now!

FREE STUFF MENTIONED

Unlock Free Cutting-Edge Financial Tracking Tools
From Offset Tracking to Bulk Adds/Edits in Moorr, your all-in-one lifestyle and money management platform. Check it out now!
Leave us a Q for our next Q&A Day!
Reach out through our SpeakPipe or to Bryce on Instagram. (Get a free Start & Build course if your Q is featured!)
Resources from Ben’s “What’s Making Property News”:
State of the Housing System 2024
Guests & Episodes Mentioned:
- Our “ABCDS” of Property Investing:
- 491 | The 3 Stages of Retirement & Why Most Don’t Think Beyond Stage 1? – Chat with Jennifer Langton

RBA May 2024 | The Inflation Psychology Story

Tue, 07 May 2024 14:00:00 +1000

Welcome to the third RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!

Here's a sneak peek into what our hosts cover in today's episode:

📺 RBA’s Interest Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEDT) today!

📈 Australia's Inflation Challenges: The Q1 inflation rate is at a stubborn 3.6%, which is above the RBA's comfort zone of 2-3%. Find out why non-tradables like healthcare and rental housing are giving inflation a nudge, as well as the potential interest rate adjustments in light of the upcoming federal budget.

🏅 Employment Landscape: While there are mixed trends in US and Australia’s employment situations, Australia shows many positive signs with record-high participation rates and an all-time high in female employment.

🏠 Property Market Dynamics: Despite expectations, property prices in Australia are on the rise. We'll explore the ups and downs of the market, driven by high demand in some areas and scarcity in others. Get ready for a deep dive into what's happening now and what it means for future property investments.

💰 The Inflation Psychology Story: Ever heard of the "buy now or regret later" mindset? It's a self-fulfilling prophecy where high prices make people rush to buy, which, in turn, keeps prices high. Ben & Evan discuss this consumer mindset and its effects on inflation.

Whether you're a seasoned investor, house hunter, or just curious about economic trends, this episode is a must-listen!

492 | The Hidden Cost of Get Rich Quick Schemes

Thu, 02 May 2024 14:00:00 +1000

What would you do if you worked 16-hour days on the road and were utterly exhausted the few days you were home? With a family to care for and a past of previous divorces, you'd probably want to change your lifestyle.

But what if it'll cost you $42,000 A YEAR? 😱

Or, what if you'd made the #1 biggest investing regret of your life in a get-rich-quick scheme and had lost half a million dollars?! How would you recover and get back on track towards a comfortable retirement?

In this Case Studies episode, we're mapping out two plans for two couples (Names have been changed for privacy 😊) whose stories testify to the fact that there is no one "right" way to invest in property.

It's an inspirational episode that holds many cautionary tales, tune in now to avoid falling into the same traps!

FREE STUFF MENTIONED

2024 Survey Closes Today: Get a free Case Study Series Unpacked (RRP $297) when you let us know what you want to hear
Moorr Money Management App: New revolutionary Offset Loan Tracker
Free books to increase your financial literacy:
Make Money Simple Again
The Armchair Guide for Property Investing
Want to map your property journey? Book a free, no-obligation chat with our expert advisors who created the plans in today's episode.
Resources from Ben’s “What’s Making Property News”:
Millennials the most active property investors: CommBank data
Guests & Episodes Mentioned:
489 | The Rise of the Finfluencer: Who’s at Risk

TPC Gold | Why Positive Thinking Doesn’t Work!

Tue, 30 Apr 2024 14:00:00 +1000

Today’s bonus snippet is from our conversation with Chris Helder – a certified practitioner of Neuro-Linguistic Programming (NLP), renowned public speaker, and author of Useful Belief, Re-Ignition, Cut the Noise, and The Ultimate Book of Influence.

In this TPC Gold soundbite, Chris discusses the #1 obstacle that holds people back from achieving success!

Tune in for invaluable perspectives on mindset and behavioural patterns that will help you balance and excel in multiple roles – whether in your family, relationships, career and everything else in between.

Listen to the full episode here: Episode 113 | Why Positive Thinking Doesn’t Work!

Free Stuff

New to The Property Couch? Download our Binge Guide – 20 of the first episodes condensed into one easy-to-digest booklet!

Similar Episodes

Chris Helder - Ep 158: Cut The Noise: How to Master Your Mindset
Turia Pitt - Ep 224: From Burned Alive to Investing in Grit, Triumph and Property
James Clear (Author of Atomic Habits) - Ep 261: How to Hack Your Habits to Make You a Better Money Manager

491 | The 3 Stages of Retirement & Why Most Don’t Think Beyond Stage 1? – Chat with Jennifer Langton

Thu, 25 Apr 2024 13:00:00 +1000

“What you do with your home will have the biggest impact on your fees and charges and how your cash flow works in residential aged care."
- Jennifer Langton

Folks, A LOT of considerations and work must be done to "get your ducks in order" before you retire. It’s not just for elderly folks or those who are about to retire either. Gen Xs, we’re talking to you!

To help guide you through Australia's complex Aged Care system, we've got an exceptional, first-time property couch guest: Jennifer Langton!

Jennifer is the Head of Personal Advice at Aged Care Steps and is an Educator, Financial Adviser, and Speaker who is an FAAA accredited Aged Care Specialist for Senior Aged Care and Retirement Living.

FREE STUFF MENTIONED

2024 TPC Survey Closing Soon! Tell us what you want to hear and we’ll give you a Case Study Series Unpacked for FREE (RRP $297).
Resources Jennifer Mentions:
- Find out more about Jennifer or get in contact with her today
- Accessing home care under 65 years: NDIS
- Accessing home care over 65 years: My Aged Care
- Find out more about the:
Resources from Ben’s ‘What’s Making Property News’:
- Construction loans for new homes at 20-year low: HIA
- World’s 'most expensive house' goes on sale - and you'll never guess how much it costs

490 | Why Is the Sandwich Generation Trapped in Wealth Limbo?

Thu, 18 Apr 2024 14:00:00 +1000

Is the Sandwich Generation doomed to be in wealth limbo forever? 🥪

In this week’s episode, we’re unpacking who falls into this generation of investors and why they are trapped in property purgatory.

We also pull back the curtains on:

The so-called greedy investor: What do this property investor’s cash flow numbers reveal about his financial situation?
Would you stop paying 10c at the risk of not earning $1?
The secret to escaping wealth limbo
Why you should focus on stabilisation over investments
The hidden game of referral agents and who really ends up paying

This episode is full of insightful and alarming graphs, so we’d highly recommend WATCHING this episode on YouTube!

Free Stuff Mentioned

2024 TPC Survey Now Open!
Let us know what we should start, stop and keep doing and as our thanks to you, we’ll give you a Case Study Series Unpacked for FREE (usually $297). Plus, the top #5 most insightful answers will win a $100 gift card. Share your thoughts now >>
Free Book: Make Money Simple Again
Free Money Management Platform: Moorr
Are you part of the Sandwich Generation? We want you to be part of our 2025 Summer Series! Reach out to Bryce on Instagram or through our SpeakPipe
The first time in recorded Australian History: Rental stock is going backwards and the latest ATO data. Watch this Episode on YouTube to see these insightful graphs >>
Bryce’s Lifehack: iPhone stickers can help you plan your outfit! >>
Ben’s “What’s Making Property News”: Read Domain’s March 2024 Rental Report >>
See the Guests & Episodes Mentioned here >>

Rentvesting – Is Rent Money Dead Money?

Tue, 16 Apr 2024 14:00:00 +1000

Note: This episode is a re-run of one of our older episodes. It originally aired on 14th April 2016 😊

In today’s episode, we tackle the increasingly popular strategy of 'rentvesting'.

As we see soaring property prices in major urban hubs, the dream of homeownership seems further out of reach for many. But is there a savvy way to balance that dream with reality?

Enter ‘rentvesting’ – where you rent in the place you love...and invest where you can afford.

Rentvesting is a smart solution that can offer freedom, tax perks, and a wealth-building shortcut, but can you handle the emotional trade-offs?

Free Stuff Mentioned

New to The Property Couch? Download our Binge Guide – 20 of the first episodes condensed into one easy-to-digest booklet!
FREE PROPERTY REPORT: Learn how your suburb is performing in this comprehensive 39-page report. Get it while it’s free!
Money Magazine Cover Story: Rent & Invest – Rentvesting can give you the dream lifestyle now and help you build a property portfolio

Previous Episodes/Guests Mentioned

Margaret Lomas

Ep 150: How This Mother of 5 Turned $80,000 into a Multimillion Dollar Property Empire
Ep 216: Everything You Need to Know to Invest!

489 | The Rise of the Finfluencer: Who's at Risk?

Thu, 11 Apr 2024 14:00:00 +1000

Ever find yourself double-tapping a Finfluencer's post and thinking, "Is this legit?"

You're not alone. We all love a good financial glow-up story, but it's becoming harder to discern sound advice from dangerous schemes online.

That’s why, in this week’s episode, we’re diving into the fast-paced world of financial influencers.

From the six red flags to spot a Finfluencer in a sea of seemingly harmless finance feeds to understanding why "pay interest only" tips are just the tip of the iceberg, tune in to discover who’s most likely at risk of being stung by these Finfluencers and, more importantly, how to avoid it.

FREE STUFF MENTIONED

Tell us what you want to hear & get our FREE Case Studies Unpacked Series! (RRP $297)
Our 2024 TPC Survey is now open! Tell us what you’d like us to start, stop and keep doing in our short survey so we can keep providing the most relatable and helpful content. As our thanks to you, we’re giving every person who shares their thoughts a Case Study Series Unpacked for FREE (usually $297). Plus, the top #5 most insightful answers will win a $100 gift card. Share your thoughts now >>
Want us to tackle a topic?
Reach out to Bryce on Instagram or through our SpeakPipe. (And get a free Start & Build course if your Q is featured!)
Resources from Ben’s “What’s Making Property News”:
- Sydney’s median house price to hit $2m, Perth $1m by 2027G
- Population Projections, Australia by the Australian Bureau of Statistics

488 | Buying Regional vs. City: Does It Stack Up?

Thu, 04 Apr 2024 14:00:00 +1100

When investing in property, choosing WHERE to invest often keeps folks up at night. That’s why, in today’s Q&A Day, we are answering questions that speak to this very issue.

Here’s what we’re unpacking:

Why choose to invest regional over city?
What elements make a town a mining town
The biggest risks associated with investing in these “boom and bust” areas
The science behind NOT investing in Canberra, and more!

Also, as market conditions change, we’ve been noticing some concerning ads popping up, which is why we’re sitting down to unpack: What does modern-day spruiking look like?

FREE STUFF MENTIONED

Leave us a Q for our next Q&A Day! Reach out to Bryce on Instagram or through our SpeakPipe. (Pst, you get a free Start & Build course if your Q is featured!)
Free Money Management Platform: Moorr
See the Graphs from Ben’s “What’s Making Property News”
Guests & Episodes Mentioned:
- TPC Binge Guide (First 20 Episodes of our most fundamental lessons!)
- 256 | From Gold Mine To Fool’s Gold: How This Property Investor Nearly Lost It All During The WA Mining Boom! – Chat with Rick Hockey
- 418 | The Hidden Forces Driving Property Values
- 474 | From Childhood Stocks to City Shocks: How He Escaped Bad Investing Advice! – Chat with Bailey
- 484 | Cracking the Code: Mastering the 60% Land to Asset Ratio

I Bought the Wrong Property; What Should I Do Now?

Tue, 02 Apr 2024 14:00:00 +1100

Note: This episode is a re-run of one of our older episodes. It originally aired on 2nd July 2020 😊

In this week’s episode, Bryce and Ben answer 10 listeners’ questions!

With practical advice on property selection and analysis, this episode is your guide to navigating the intricacies of property investment in Australia.

If you have a question, leave us a message here!

If we answer it on the podcast, you’ll get FREE access to our Start & Build Workshop (usually retails for $497!!). This online course is a deep dive on the foundations, framework and everything else you need to know on how to build your very own property portfolio.

Free Stuff Mentioned

Guests Mentioned

Peter Koulizos – Ep 241: 12 Steps to a Profitable Property Development
Jane Slack-Smith – Ep 61: Property Education and Renovating for Profit
Naomi Findlay – Ep 188: What’s Renovating Got to Do with Dating?
Household names from The Block
- Ep 110 (Part 1) & Ep 110 (Part 2): Meet Frank Valentic from The Block!
- Ep 132: Josh & Jenna
- Ep 284: Kyal & Kara

487 | $2k A Week in Retirement - Is That Before Tax or Cash in Hand?

Thu, 28 Mar 2024 14:00:00 +1100

Folks, we’ve always said that property is a game of finance rather than of bricks and mortar, and today’s massive Q&A episode explores this fundamental concept.

Tune in to hear us break down our strategy of $2k a week in retirement, how to maximise your liquidity and why some investors choose commercial over residential.

It’s an episode that will have you listening to it on repeat, give it a listen now folks 😊

Free Stuff Mentioned

Free Book: The Armchair Guide for Property Investing
(Not Free, 365 year money back guaranteed) Case Studies Unpacked
Free Book: Make Money Simple Again
Free Money Management Platform: Moorr
Leave us a Q for our next Q&A Day! Reach out to Bryce on Instagram or through our SpeakPipe. (And get a free Start & Build course if your Q is featured!)
Free Article: Earn $2500 a Week at Retirement
Guests & Episodes Mentioned:
- Effie Zahos
- 230 | From Residential to Commercial Investing: How this guy quit his Day Job at 28 – Chat with Scott O’Neill
- 285 | “Catching a Falling Knife” Is investing in Commercial Real Estate a good idea right now? – Chat with Scott O’Neill
- 370 | Financial Harmony – THIS is what it looks like – Chat with Amber and Dan
- 486 | “Stuff This!”: How to Tackle Financial Anxiety

Going Against the Greats – Why You Shouldn’t Pay Yourself First!

Tue, 26 Mar 2024 14:00:00 +1100

Note: This episode is a re-run of one of our older episodes. It originally aired on 8th June 2017 😊

According to Albert Einstein, “Compound interest is the eighth wonder of the world. He who understands it, earns it...and he who doesn't, pays it.”

In this week’s episode, Bryce and Ben discuss the fascinating power of compounding.

Tune is as they answer listeners’ questions, explain how you benefit from delayed gratification, and share their experiences and advice on property investing!

Free Stuff Mentioned

New to The Property Couch? Download our Binge Guide – 20 of the first episodes condensed into one easy-to-digest booklet!
RealEstate.com.au videos:
- The ‘flour jar’ method of saving for a house
- How debt helps you build a property portfolio
Previous episode with Jan Somers
- Ep 103 (Part I): How she built her multimillion-dollar portfolio
- Ep 103 (Part II): Her thoughts on housing affordability, borderless investing & more!
Previous episodes with:
- Alan Kohler, renowned Australian financial and newspaper journalist – Ep 138
- Craig Stephens, Managing Director of Jas Stephens – Ep 118
- Brad Teal, Director of Brad Teal Real Estate – Ep 114 (Part 1) & Ep 114 (Part 2)

486 | “Stuff This!”: How to Tackle Financial Anxiety

Thu, 21 Mar 2024 14:00:00 +1100

PLEASE NOTE: We have changed the names of the folks in these case studies.

We've all experienced the gut-wrenching anxiety that comes with property investing but what happens when it becomes an overwhelming feeling that wakes you up at 2am?

Folks, this is a REAL story from today's honest and inspirational Case Study episode.

From Billy, a single dad holding onto his ambition to secure a future for his son amidst personal and financial upheaval, to Liz and Michael, a couple who found themselves constantly fighting their financial fears.

Hear how these investors confronted their anxieties, took that first big step with a qualified accountability partner and created their path to freedom.

P.S. Huge thank you to today’s guests for opening up about their journeys, we know it’ll inspire many folks in the community to take action.

FREE STUFF MENTIONED

PICA Webinar: Stage 2 Property Reforms (QLD) with Samara Bedwell, Managing Director at Macwell Property
Wednesday 27th March, 6:30pm- 7:30pm (AEST)/7:30pm-8:30pm AEDT
Moorr: Automate your MoneySMARTS system
Previous Episodes Mentioned:
- 042 | Investment Strategy, New Developments and Professional Advice – Chat with Steve Waters
- 098 | Unpacking Property Media Headlines – Chat with Jennifer Duke, Property Journalist and Review Editor of Domain
- 478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality – Chat with Amanda

RBA Mar 2024 | Are We Facing Challenges with Sticky Inflation?

Tue, 19 Mar 2024 14:00:00 +1100

Welcome to the second RBA Rate Release of 2024!

Join Evan Lucas and Ben Kingsley as they reunite to decipher the latest economic trends and data in this month’s episode, including:

📈 Sticky Inflation in the US: Delve into inflation and its tenacity within the US economy.

📊 Deep Dive into December GDP Quarter Numbers: Take a close look at the recently released GDP quarter numbers for the Australian market.

🏦 Bank of Japan's Interest Rate Decision: Explore the deliberations of the Bank of Japan regarding a potential rate “hike” after over 15 years, and its potential ripple effects on the global economic landscape.

🇦🇺 Australian Economic Outlook and Predictions: Find out Ben's and Evan's perspectives on the prevailing economic conditions in Australia and the conundrum faced by the Reserve Bank of Australia (RBA).

💡 Monetary Policy and its Limitations: Explore the effectiveness of monetary policy as the sole tool for managing inflation, considering interest rate movements only impacts one-third of the Australian population.

485 | Must the Plane Have Landed BEFORE I Retire?

Thu, 14 Mar 2024 14:00:00 +1100

Is 64 too old to be starting a property portfolio?

Must your investment property be fully funded by the time one retires?

And why does investing with intention matter – even after you’ve acquired 5 properties?

In today’s Q&A we’re answering these fantastic questions that explore the many layers folks should consider BEFORE they choose to enter or exit the property game.

This episode highlights the importance of planning and intention, from calculating how much you really need (and gaining clarity around your next step) to why you shouldn’t invest in property like stepping stones.

Plus, we have a Listener Tale (or horror story) highlighting why property management matters. Listen now!

FREE STUFF MENTIONED

Moorr Webinar: Best Tools for the Job – What to Use When?
7:30pm AEDT, 19 March
Within Moorr, our money management platform, there are currently over 25 features and tools, providing more than 100 different insights! In this webinar, we’ll guide you on the best tools for the job and reveal how all your data comes together to give you meaningful insights through our “track your progress” approach to money management. Find out more or reserve your spot >>
Corelogic’s Women in Property Report just released! Read it now >>
Leave us a Q or share your story with the TPC community!
Leave us a Q for our next Q&A Day (and we'll give you a free Start & Build course!) or share your property journey and be in our next Winter Series. Send us a voice message now >>

Redefining Debt: The Game Changing Strategy You Need to Hear

Tue, 12 Mar 2024 14:00:00 +1100

In this week’s episode, Bryce makes a guest appearance on the Wealth Time Freedom (WTF) podcast, hosted by Terry Condon!

They cover a wide range of topics including:

Horrible, tolerable and productive debt
How to pick an investment grade property
Demographic shifts that are likely to impact property prices over the next 5-10 years

This bonus episode is all about the courage to pursue passion over expectations, cultivating financial resilience, and playing the long game of property investment!

Free Stuff Mentioned

Previous episode with Jan Somers
- Ep 103 (Part I): How she built her multimillion-dollar portfolio
- Ep 103 (Part II): Her thoughts on housing affordability, borderless investing & more!
Previous episodes with Evan Lucas
- Ep 389: Why rising interest rates aren’t all bad!
- Ep 433: Scary Ugly, Spendvesting & Turning an Ugly Duckling into a Swan
- RBA Cash Rate Feb 2024 | Shifting Tides: Exploring the Global Influence on Australia’s Economy in 2024
Ep 467 | Back to the Future - Are Our 2015 Investing Strategies Still Relevant Today?

Additional Resources

The Psychology of Money – Morgan Housel
Rich Dad Poor Dad – Robert Kiyosaki
Rich Dad's CASHFLOW Quadrant – Robert Kiyosaki
Mind Over Money – Evan Lucas
The Millionaire Messenger – Brendon Burchard
Empower Wealth Advisory

484 | Cracking the Code: Mastering the 60% Land to Asset Ratio

Thu, 07 Mar 2024 14:00:00 +1100

With soaring immigration and construction hitting historic lows, Australia's property market faces an accommodation crisis.

In Bryce’s words, “Disincentives have been happening for over a decade.”

Kicking off our first Q&A session of 2024, we're diving into the widespread economic and political factors that have become “the perfect recipe” for today’s housing crisis.

We also dissect how to master the 60% of land-to-asset ratios and tackle this burning question:

Is Brisbane a wise choice for investment with the 2032 Olympics on the horizon? Can we anticipate a property surge post-game?

Tune in now!

P.S. Happy International Women’s Day! To celebrate all the incredible women in our lives, how far we’ve come, and the work still to be done, we’ve got a special message from some of our great friends and past guests on The Property Couch.

FREE STUFF MENTIONED

Moorr Webinar: Best Tools for the Job - What to Use When?
7:30pm AEDT, 19 March
Within Moorr, our money management platform, there are currently over 25 features and tools, providing more than 100 different insights! In our webinar, we’ll guide you on the best tools for the job and reveal how all your data comes together to give you meaningful insights through our “track your progress” approach to money management. Find out more or reserve your spot >>
See the graph from Q2: Land to Asset Ratio here.
Previous Episodes mentioned:
- 480 | How to FAIL to Retire on $2K Per Week

Exploring “Scarcity” in Property Investment

Tue, 05 Mar 2024 14:00:00 +1100

Note: This episode is a re-run of one of our older episodes. It originally aired on 12th November 2015 😊

In today's episode, we dive deep into why the old adage of 'location, location, location' still rings true for property investment. We explore how 80% of your return is determined by where you buy, and only 20% by what you buy.

One of the three filters in our asset selection criteria is scarcity, and today we take a close look at that concept. What exactly do we mean when we refer to scarcity in property investing? Are there certain elements in particular to look out for that will increase your property’s value?

Throughout the episode, we'll also underscore the importance of considering owner occupier appeal in your investments, why developers favour high-density projects, and why smaller investors should hone in on scarcity in top-tier locations.

Get comfy because this bonus episode is all about helping you understand the crucial role of scarcity and how it can ensure your next investment decision is a savvy one!

Free Stuff Mentioned

FREE PROPERTY REPORT: Learn how your suburb is performing in this comprehensive 39-page report. A treasure trove of data insights + 20 key stats covering long-term growth, market cycle timing, days on market, etc. Get it while it’s free!
Previous episodes with Peter Koulizos – The Property Professor
- Ep 30 (Part I): Five Golden Rules of Property Investment
- Ep 30 (Part II): What is Gentrification and Signs to Look Out For
- Ep 204: What He’d Like to do About Negative Gearing
- Ep 241: 12 Steps to a Profitable Property Development
- Ep 288: How He Survived Multiple Recessions & Why He Still Believes in Property, Even During a Pandemic

483 | Housing is Undersupplied, So WHY are Home Values Falling? - Chat with Eliza Owens

Thu, 29 Feb 2024 14:00:00 +1100

In this week's episode, we're welcoming back an incredibly passionate and eloquent data analysis and reporting expert who is ALSO a returning guest:

Eliza Owen, Head of Residential Research Australia at CoreLogic!

In this episode, we'll use her brilliant insights to explore precisely WHY we see the numbers in today's property market, like:

If the housing market is undersupplied, why are some market values still falling?! Or how has the housing market defied economic predictions?

Tune in now to find out!

Free Stuff Mentioned

Our Birthday Present: Free Suburb Report
Previous episode with Eliza Owen: Episode 308 | Pain & Gain: The Wealth Effect & The Housing Affordability Debate
Read Eliza’s CoreLogic articles:
- If housing is so undersupplied, why are some markets falling in value?
- Relationship breakdown: how the housing market defied economic indicators
Read PEXA’s article (Mentioned at 36:48) on Cash property purchases surge on the back of strong regional demand
Read CoreLogic’s “Women & Property 2023” Report. (Keep your eyes peeled for the updated 2024 version “Gender Equity in Property Ownership” report, releasing 8 March)
Register for CoreLogic's “The Property Ownership Insights & Financial Empowerment”Webinar held on 14 March featuring Effie Zahos and Eliza Owens.
(Not Free) Watch the PICA Webinar replay! Become a member

James Clear: Forget Your Goals, Focus on Systems

Tue, 27 Feb 2024 14:00:00 +1100

Building on from Episode 482, where we explored why progress tracking is key to healthy financial habit formation, we’re bringing back an old episode where we uncover...

The 4-step framework from James Clear on how to build good habits and break bad ones – for good!

For those unfamiliar with this best-selling author of Atomic Habits, James applies a unique blend of scientific research and practical life to breaking and building habits. His website receives millions of visitors each month, and he is a regular speaker at Fortune 500 companies.

We’ll explore his distinctive perspective on habit-building, decision-making and continuous improvement from creating environmental design to the “scaling down” strategy.

It’s an episode about creating lasting behaviours, overcoming setbacks and what encompasses true behavioural change. Tune in now!

Free Stuff Mentioned

Make Money Simple Again: Download the best-selling book which breaks down our MoneySMARTS money management system, for FREE here >>
Manage your money in 10 minutes a month: Check out our money management platform (available on Desktop and Mobile) that automates the system from Make Money Simple Again. Create your free account or login >>

Additional Resources

James’ Book — Atomic Habits
Books that James highly recommends reading:
- Meditations, by Marcus Aurelius
- Manual for Living by Epictetus
- The Lessons of History by Ariel and Will Durant
- A Calendar of Wisdom: Daily Thoughts to Nourish the Soul by Leo Tolstoy

482 | Why Your Financial Habits Aren’t Sticking

Thu, 22 Feb 2024 14:00:00 +1100

We all know money is simple, but behaviour is hard.

So what can we do to create lasting financial habits and behaviours instead of falling back into old money habits?

Folks, in today’s episode, we’re sharing a scientifically backed solution that’ll reveal how to achieve your goals financially and in life.

From introducing feedback loops to creating accountability (and that’s just the tip of the iceberg), we’re uncovering how these can be used to boost goal achievement, motivation, self-efficacy, and more!

It's a revolutionary episode where we dive beyond the waters of investing psychology and into the deeper, murkier waters of why humans act the way we do. Give it a listen now!

Free Stuff Mentioned

It’s our 9th Birthday! Our Present to You: Free Suburb Report
“Make Money Smart Again” Book
“The Armchair Guide to Property Investing” Book
Moorr Money Management App
James Clear, Author of Atomic Habits, Ultimate Habit Tracker Guide
Episode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James Clear

Upcoming Events Mentioned

The Property Investors Council of Australia (PICA) Webinar
Investing for Doctors: Financial Independence Career Optionality Conference

Exit Strategy

Tue, 20 Feb 2024 14:00:00 +1100

“Begin with the end in mind.”
- Stephen Covey

In this week’s bonus episode, we’re rewinding the clocks and revisiting a past episode that covers a core strategy every investor should have...

Your Exit Strategy

From the “Buying and Holding” to the “Buying and Selling” strategy, we’re exploring the many ways an investor can leave the property market and which approach works best under certain conditions.

An old episode that covers an evergreen concept, tune in now folks!

Free Stuff Mentioned

Money Magazine: Earn $55k a year in rental income
Read our cover story in Money Magazine which explains how to retire on a passive income from a well-designed property portfolio.
024 | Seven Habits of Highly Effective Property Investors
Listen to the next episode, where we break down the seven habits from Stephen Covey’s book and discuss how they apply to property investing.

481 | Property Market Outlook 2024

Thu, 15 Feb 2024 00:00:00 +1100

We're back with one of our favourite episodes of the year...

Our 2024 Property Market Outlook!

In this week’s episode, we’re breaking down the data from the past 12 months and using our expert experience and economic insights to predict the future of Australia’s property market in 2024!

Here's a sneak peek of what we cover:
👉 The headlines we saw in 2023 (and the #1 biggest derailer the Gov didn’t expect)
👉 The Big Focus of 2024 plus the one critical number the RBA is waiting to change before interest rates drop
👉 Where will the plane land? Interest rates, inflation figures & the easing cycle
👉 The Supply Story: What data reveals about future sale and rent volume
👉 The Rental Story: Will the crisis continue?
👉 The downside risks and critical upsides in 2024
👉 Will property prices grow over the next 12 months?
👉 The most challenged markets and what markets we predict to see growth in!

Tune in now to hear us honestly assess our past predictions and forecast the future of Australia’s housing market!

P.S. The Property Investors Council of Australia (PICA) needs support! As mentioned in “What’s Making Property News”, PICA is a not-for-profit organisation that gives property investors across Australia a voice. Any membership or donation helps. Become a member, donate or find out more today >>

Free Stuff Mentioned

Our Birthday Present to You: Free Suburb Report
Go one level deeper than our Property Market Outlook. Learn how your suburb has performed and its changing community and properties. ‘Cos it’s our birthday month, we’re also giving it away for $0 (Usually RRP $40)
Share what’s on your mind through our SpeakPipe: Leave us your reviews, lifehacks and questions – and if we mention it on the podcast, you’ll get a free Start & Build course as our thank you 😊

Why an Abundant Mindset is the Formula for Financial Freedom

Tue, 13 Feb 2024 14:00:00 +1100

In this week's episode, Ben makes a guest appearance on The Australian Property Investment Podcast, hosted by Aaron-Christie David.

From dissecting why money isn’t as simple as “in and out” bank transactions to exploring why home ownership is still possible for new investors and generational renters, this week’s episode is all about the power of an Abundance Mindset.

Here’s a sneak peek of what else we cover...

🇦🇺 Is the Great Australian Dream dead?
🏠 The #2 biggest mistakes Ben made in property
💡 How Ben and Michael designed a revolutionary money management system
🕰 Building money habits for long-term success
📈 How an investor’s wealth-building speed affects their psychology
📚 Understanding PIPA's Role in Property Investing
🚩 The Red Flags a property spruiker will show

480 | How to FAIL to Retire on $2K Per Week

Thu, 08 Feb 2024 13:00:00 +1100

Ever wondered how to FAIL at building a successful property portfolio?
Want to learn how NOT to build a weekly passive income of $2k?

If so, then this episode was made for you! 😉

This week’s episode gives you a step-by-step guide on how never to take action or build a weekly passive income of $2k.

From the worst ways to approach the property market to the incorrect beliefs you should hold about investing, we’re breaking down this episode into the 4 crucial ways you could go wrong.

To avoid taking these wrong turns (and, in all seriousness, avoid making these mistakes), listen in now!

P.S. As mentioned in Ben's "What's Making Property News", the Property Investors Council of Australia (PICA) needs support! As a not-for-profit organisation representing the everyday property investor without a voice, any membership or donation helps. Become a member, donate or find out more today >>

Free Stuff Mentioned

FREE PROPERTY SUBURB REPORT: As our birthday gift to you, we’re giving away our data-packed Property Suburb Report for free! (RRP $40). Get your free report >>
(Note: There’s been a change in email restrictions, which requires you to verify your email to allow us to send it to you. Please be aware that we are following these changes.)
Watch our most streamed video ever >>
Upcoming Q&A: Send us your puzzling property questions (and as thanks, get a free Start & Build course!) Send them through our SpeakPipe >>

RBA Feb 2024 | Shifting Tides: Global Influence on Australia's Economy

Tue, 06 Feb 2024 10:00:00 +1100

Welcome to the first RBA Rate Announcement of 2024, a year that heralds a fresh and insightful approach to our economic updates! This year, we're thrilled to announce a dynamic new partnership: Ben will be teaming up with Evan Lucas for all future RBA insights. With this powerhouse duo at the helm, you can bet we're diving far beyond the basics.

Evan Lucas isn't just any analyst; he's a titan in the world of economics (and he’s appeared multiple times on our show!) As the author of the best selling book, "Mind Over Money: Why Understanding Your Money Behaviour Will Improve Your Financial Freedom," Evan brings a wealth of experience as a market strategist and a fervent passion for investment.

In this month's video, they tackle several pivotal topics:

The Global Giant - Dissecting the US Economy: The US economy acts as a barometer for the global financial climate. Our experts dissect its latest GDP growth rates and Federal Reserve decisions to uncover how these factors ripple across the globe, impacting Australia directly.
Navigating the Waters of Global and Domestic Inflation: The spectre of inflation has loomed large over economies worldwide. Ben and Evan explore whether inflation remains a pressing concern or if recent trends suggest it's receding into the rearview mirror. #Finally
Employment Data – Decoding the Numbers: The duo delves into the complexities of employment data, advocating for a closer look at underutilization rates as a more telling indicator of the job market's health than traditional metrics might suggest.
Forecasting Australia's Economic Voyage: They assess the potential challenges and opportunities that lie ahead, asking: will we navigate calm seas or face turbulent waters?

Now, what are you waiting for? Let's delve into this month's update!

Time Stamps:

World Economic Update Segment:

02:15 – United States Economic Update
24:37 - China Economic Update
36:12 - Eurozone Economic Update

Australian Economy Segment

45:37 - Australian Inflation Data
50:28 - Impact of Fires and Insurance Costs
51:26 - Housing, Education, and Health
52:40 - RBA's Decision

Australian Property Market Update

01:22:14 - Property Market Overview
01:29:32 - Interest Rate Outlook

479 | Behind the Highlights Reel: 2024 Summer Series Takeaways

Thu, 01 Feb 2024 13:00:00 +1100

To wrap up another fantastic Summer Series and celebrate the peaks and valleys of each investor’s property investing journey, we’re bringing you our ultimate 2024 recap. 🎉

From our favourite guest quotes to the key action points from each story, we’re sharing our insights and reflections on each investor's path to achieving their financial freedom and personal growth.

Tune in now to hear the best of our Summer Series and how you can use their experiences to bolster your property investing success this year!

Again, a huge thank you to Ethan, Amy, Leisa, Bailey, Jasmin, James, Emer and Amanda for sharing your inspirational stories with our community. 👏🙌

P.S. It’s our birthday month! As a present to our awesome community, we’re sharing how to access our in-demand Property Suburb Report for free. Stick around to the end to hear how 😊

Free Stuff Mentioned

Share your story! We love to read them, and for us, it’s never too early to start searching for guests for our next Winter Series 😉 Share your story >>
NEW HISTORICAL TRACKING FEATURE: We’ve just launched our newest feature in Moorr that provides revolutionary insights and information into your wealth building journey. Check it out now >>
Get a free Property Suburb Report: As our birthday gift to you, we’re giving away free Property Suburb Reports! 😊 (Note: There’s been a change in email restrictions which requires you to verify your email to allow us to send it to you. Please be aware that we are following these changes.) Get your free report here >>

478 | What Happens When Money is Used to Control: How She Escaped It & Overcame Scarcity & Gender Wealth Inequality - Chat with Amanda

Thu, 25 Jan 2024 14:00:00 +1100

For our final episode in our 2024 Summer Series, we're welcoming Amanda, an extraordinary guest who is not only a TPC listener but also an empowering qualified property investment advisor at Ben's advisory!

Today, she's sharing an incredibly eye-opening and gut-wrenching story...

Amanda grew up in an environment where...

"Money was frequently used as one of the tools on the coercive control toolbelt by my dad... There was also financial inequity between the males and females in my family growing up."

From battling psychological, physical and financial abuse to rebuilding her family's life from scratch after a life-changing epiphany, we're unpacking a tale that demonstrates Amanada's strength and determination at every turn.

But this story isn't just about Amanda.

We also get to celebrate how her inspirational supermum escapes from this abusive relationship and takes control of her future – also using property as a vehicle! 🙌🙌🙌

It's a truly impactful and heartwarming story – we're finishing our 2024 Summer Series with a guest we're so proud to have on the couch and in our team.

477 | How This Expat Family Built a 5 Property Portfolio: Escaping Property Price Crashes, Off the Plan Problems & Open Money Conversations - Chat with Emer

Thu, 18 Jan 2024 14:00:00 +1100

Folks, if you’re searching for a great property investing role model, then Emer, today’s Summer Series guest, is your person! ⭐🙌

Today, she and her husband, Rod, own a five-property portfolio and are looking towards a future with a comfortable retirement and legacy piece to leave two kids.

Getting to this stage, however, hasn’t come without its ups and downs.

Tune in to hear Emer’s story as she swings from living paycheck to paycheck in Galway to meeting her future husband in sunny Australia to the property market crash they narrowly escaped.

This is just the beginning of the story.

We’re diving deep to uncover how they overcame getting stung by a spruiker, why they decided to go borderless, and the positive transformative process they underwent by getting a financial plan.

It’s another motivational, heart-warming story with an awesome guest. Tune in now!

476 | From $30k Debt to a $2.78M Portfolio: How He Rebuilt His Finances and Confidence After a Failed Business Venture - Chat with James

Thu, 11 Jan 2024 14:00:00 +1100

Imagine waking up to find yourself $30,000 in debt with a restaurant business turned bad and a great deal of self-doubt left in its wake.

Now fast forward a decade or so to find...

You've amassed a $2.78 million property portfolio; you are now confident on your path to helping others and you are financially empowered.

This is the rollercoaster ride of James, today’s articulate and inspirational Summer Series guest.

From growing up “material poor but experience rich” in the heart of Canada (You’ll have to tune in to find out how this Aussie family found themselves in the remote province of Manitoba) to running a successful bar business that ended in disaster, we’re tracing the peaks and troughs in James’ career and financial life.

Together, we unpack how he snowballs out of this debt, the advantages that come from having a wonderful accountability partner and wife, and his passionate pathway to self-development.

Plus, we’ll dive into that heart-dropping moment that this self-professed “enthusiastic amateur” realised HE was working alongside spruikers 😮

Yet another fantastic story that highlights the importance of smart money management, resilience, the power of financial education and so much more!

Thank you for coming to the couch to share your story, James! Listen now folks.

475 | "I Lost All My Money Through Day Trading”: How This Dive Instructor Rebuilt Her Life on Her Own After Losing It All - Chat with Jasmin

Thu, 04 Jan 2024 14:00:00 +1100

Welcome back to our FIRST episode for 2024! To celebrate, we’re sharing the story of a Summer Series guest who encompasses all the great values we hope to bring into the new year. 👏🤩🙌

Meet Jasmin, a brave, determined and resourceful investor whose drive has taken her diving around the world, to cruise ships in the Caribbean and to prestigious universities across the continent of Europe.

If you can’t tell already...this is one awesome, action-packed tale.

Tune in to hear Jasmin leap from discovering a life-changing passion to moving across the globe for love to losing every cent in her bank account in just one day. 😲

We’ll uncover exactly how she rebuilds her life from this harrowing situation, finds her feet on the road to property and secures her ideal lifestyle (that includes some loveable furry friends 😉).

As an aspirational, single female investor, this is the perfect tale of empowerment to kick off the new year. Tune in now folks!

Free Stuff Mentioned

HOMEWARD BOUND HOUNDS – Check out the charity Jasmin supports which helps find homes for ex-racing hounds.

474 | From Childhood Stocks to City Shocks: How He Escaped Bad Investing Advice! - Chat with Bailey

Thu, 28 Dec 2023 14:00:00 +1100

It’s our final episode for the year and folks, we’ve saved one absolutely inspirational tale to finish 2023.

As a hint of what’s to come, today’s articulate Summer Series guest invested $500 into Westpac shares at the age of 10.

While this one action already sets him aside, Bailey isn’t special just because of his remarkable approach to investing but because of one skill that, as described by Ben, is “one of the greatest skills to learn in life”.

Tune into this fascinating episode to find out what sets this 24-year-old apart from the rest, how he bought his first property at the young age of 21 and to hear the heart-warming reason why he decided to speak out and come onto the couch.

This guest has Ben and Bryce completely rapt. Seriously, give it a listen now folks 😊🌌✨

473 | Juggling Teenagers, Divorce, and 4 Properties: How This Single Mum Conquered Her Financial Pain - Chat with Leisa

Thu, 21 Dec 2023 14:00:00 +1100

It’s no secret that maintaining a multi-property portfolio in a high-interest environment is hard.

Now add in a difficult divorce and raising two teenagers in the most expensive phase of their lives and well...

You have the incredibly motivational and heart-warming story of Lesia, this week’s brilliant Summer Series guest.

From her initial plan to own 10 properties (yep...things really have changed since the times where “he who dies with the most properties wins!") to the revolving door of properties she’s bought and sold to juggle cashflow...

We follow Leisa on her jaw-dropping journey as she navigates holding onto her 4 properties, is blasted with a $15,000 levy fee, manages mortgage prison and much more on her journey to passive income retirement.

An inspirational tale for all, we hope Leisa’s story will inspire - particularly the middle-aged folks out there or solo supermums - who fear it’s too late for them to get onto the property ladder. Please just listen to this episode!

P.S. Merry Christmas folks! From Bryce, Ben & the team of Stigs, we hope you have a very safe and festive break 😊🎄🎅🎁

472 | “We’re Moving to Kalgoorlie!”: Sacrifices, Savings, and Three Investment Properties Later - Chat with Amy

Thu, 14 Dec 2023 14:00:00 +1100

This week’s episode is about many things...

💎 The boundless rewards that come from delayed gratification,
📚 The enlightening power of financial empowerment, and...
🧑‍🌾 Getting out of your comfort zone by heading to the outback.

Meet Amy, today’s brave and resourceful Summer Series guest!

Growing up with “tangible money values”, Amy would spend her early 20’s prioritising life experiences over financial gain until the age of 26 when she made 1 life-changing decision...

This would completely change her financial future and allow her and Sam, her wife, to leap onto the property ladder in less than a year.

Tune in to hear what this revolutionary decision was, their experience moving from the East Coast to the Outback and their diverse property investing journey.

From their first hands-on property investment to the land purchase near Byron Bay to the joint venture with her parents, Amy’s story has many chapters full of laughs and good lessons along the way.

An episode for those who are willing to get outside their comfort zone to get into the property game, listen in now!

P.S. Did we mention...Amy’s been a Property Couch listener for 9 years?! What an honour to talk to a long-time listener 😊🌌✨

471 | How He Built His $2.3M Property Portfolio After Leaving School At Just 16 - Chat with Ethan

Thu, 07 Dec 2023 14:00:00 +1100

Folks, today marks the FIRST episode of our much anticipated 2023/24 Summer Series!

We’re extraordinarily excited to sit down with some amazing listeners and dig into their money story, explore the steps they took to build their property portfolios and ultimately unpack the intriguing question (which is also the theme of this series...)

“What does money mean to YOU?”

As our 6th Summer Series, we’re spending this season digging deep into the psyche of the investor, understanding what motivates us ultimately as humans and understanding how we can use this knowledge to bolster us on our property journeys.

To start us off, we’re welcoming an incredibly hardworking and humble guest who realised at a young age that if he wanted anything in this life, he would have to make it happen himself.

Ethan, today’s Summer Series guest, grew up with a younger brother with Down Syndrome and at just 16 years old, was diagnosed with depression. Knowing that the school teaching system wasn’t working for him, he left school shortly after.

Over the next 14 years, Ethan has completely transformed his circumstances and now owns a 5-property portfolio worth 2.3 million dollars. 🤯🤯🤯

Tune in to discover how he bought his first property at 18 while earning apprentice wages (He was on $6 an hour folks!), why he continues to invest in Wodonga and the benefit of having a strong network and great tenants.

Ethan was also recently diagnosed with Aspergers, adding another layer to his incredible journey!

Thank you for blasting off our 2023/24 Summer Series Ethan, what a truly motivational tale that showcases the importance of hard work and highlights that young people can get onto the property ladder.

RBA Dec 2023 | Market Wrap and Property Trends in 2024

Tue, 05 Dec 2023 12:00:00 +1100

Welcome to the final Economic and RBA report for this year! In this edition, Ben delves into crucial topics:

Has the US concluded its Interest Rate tightening cycle?
Unpacking the Governor’s recent slide deck on inflation and the signals outlining the problem.
In the extensive property update, Ben recaps the 2023 Property Market and shares initial insights on the ten Macro forces shaping different property markets in 2024. Stay tuned for this at the end of the update!

And folks, anticipate more charts in this edition compared to our previous release too. We recommend checking out the video version of this release here: www.thepropertycouch.com.au/rba-cash-rate-dec-2023

Before we get started, we've recently unveiled two brief videos on property selling. If the rate hikes are impacting your cash flow, explore these videos below:

Now, let's delve into this month's update!

470 | What Money Means to YOU!

Thu, 30 Nov 2023 14:00:00 +1100

Folks, as the LAST episode for 2023 before we kick off our inspiring 2023/24 Summer Series, we’re focusing on a question that looks at the heart of what we do (and not just as a podcast but through our advisory business):

What Does Money Mean To YOU!?

To properly dig into this question, we’re unpacking the psyche of the investor through one of America’s greatest psychologists and combining it with data from THOUSANDS of respondents to explore...

👉 The #2 biggest reasons that investors seek money (+ why they're critical to our overall wellbeing)
👉 54 of the most common reasons people want to build their wealth
👉 How an individual’s financial freedom fit into Maslow’s Hierarchy of Needs
👉 How Time Wealth drastically improves your life
👉 The #1 thing that will ALWAYS lead to financial stress
👉 What does financial independence really look like?
👉 If you don’t know your cash flow, you risk...

Plus tons more gold! As rates and cost of living continue to rise, this super topical episode will help you remember – and solidify – your why. Listen in now!

FREE STUFF MENTIONED

We’ve supercharged Moorr’s engine room! Check out the newest MyFinancial feature to help you track and manage those rising costs now >>
See Maslows Hierachy of Needs & the article from Ben's "What's Making Property News" here >>

Jan Somers: How this Housewife Built Her Multimillion-Dollar Property Portfolio from Scratch

Tue, 28 Nov 2023 14:00:00 +1100

Please Note: This episode is a re-run. The original air date was on February 16, 2017. 😊

In our FINAL bonus episode for 2023, we’re replaying an awesome episode with one of Bryce’s all-time property-investing heroes...

Jan Somers!

She is an incredibly humble housewife who is the author of 4 bestselling property books and is a successful property investor and educator extraordinaire.

With her property portfolio spanning more than 40 years, we follow Jan’s motivational story from her first venture into property investing to her inspiration for writing her bestselling books, Building Wealth.

Tune in now to hear her evergreen wisdom from the secret to improving your borrowing power, cultivating the right investing mindset, the types of properties Jan prefers to invest in, and much more!

Listen now for an awesome blast-from-the-past episode! 😊

FREE STUFF MENTIONED:

Check out Jan Somers’ bestselling books and software here >>

469 | How Auctions Really Work: The Hybrids, Negotiations & Courageously Uncomfortable Reserve Prices - Chat with Justin Nickerson

Thu, 23 Nov 2023 14:00:00 +1100

What are the best auction strategies for buyers when the hammer drops?

Why should buyers use “Courageously Uncomfortable” reserve prices?

And who do auctioneers really work for??

Folks, these are just a few of the big questions we’re tackling today in an episode that’s all about the art of auctioning in Australia.

Here to shed expert intel into this world is Justin Nickerson, Director of Apollo Auctions, the largest auctioneering business in Australasia, and the only Australian to win the Australasian Auctioneer of the Year 3 times in the award's history.

Justin is also the 5-time winner of the REIQ Auctioneer of the Year award, again being the only auctioneer in the state to achieve this distinction.

Today, he’ll be using his knowledge earned at the coalface of auctions in Queensland (aka. some of the most challenging auctions) to share secret Buyers’ strategies that win from bidding quickly to keeping the pressure on to why online bidding might just work for you.

He’ll give us a rare look into the Buyers experience of winning auctions, the crucial skills needed for those wanting to become an Auctioneer PLUS his craziest auction which saw 24.8M under the hammer 😮

(Yep, we know we blew this episode over our 1-hour mark, but BOY is it jam-packed with so many nuggets of wisdom. Seriously folks, tune in now! )

FREE STUFF MENTIONED

Read Justin’s article on the Top 5 Auction Strategies for Buyers in a Hot Market >>
Are you eligible for the first homeowner grant? (From Ben’s “What’s Making Property News”) Find out here >>

How to Manage your Money in 10 Minutes a Month (On Parenthood Podcast) Part 2

Tue, 21 Nov 2023 14:00:00 +1100

In this week’s bonus episode, we’re back with Part 2 of Bryce's appearance on the Parenthood Podcast featuring its Founder and Host, Leonie Akhidenor.

Continuing last week’s theme, Bryce and Leonie are unpacking how new parents can get onto the property ladder despite today's high-interest rates and heated property market.

They’ll be exploring Bryce's fail-proof money management system, deep diving into how folks can use this to manage their money in 10 minutes a month and unpacking the options investors have once they’ve trapped this surplus.

A super insightful episode that reveals how new investors can afford home ownership. faster. Tune in now!

FREE STUFF MENTIONED

Discover how to start trapping surplus today. Download our best-selling book, Make Money Simple Again (MMSA) for FREE here >>
Once you’ve trapped this surplus, start putting it to work through property! Get MMSA’s sequel, The Armchair Guide to Property Investing here >>
Manage your money in 10 minutes a month! Get Moorr on your desktop or smartphone. Automate our award-winning money management system from our MMSA book: Start trapping more surplus and pay off your mortgage quicker today.

468 | Why Don’t We Start with Property First and the Hidden Power of Building a Moat

Thu, 16 Nov 2023 14:00:00 +1100

In this week’s episode, we’re back with our final Throwback Thursday episode focusing on our last. three foundational pillars from our Four Pillars of Property Investing Mastery!

Folks, these pillars are absolutely critical for anyone wanting to build a stable property portfolio which is why we’re revisiting and unpacking these concepts with today’s market conditions.

We’ll be covering...

⚡ Ep 4. Borrowing Power: How to smash glass ceilings, why finance is like a game of chess and the top #3 solutions to maximise your leverage 😊

🔬 Ep 5. Asset Selection: Why we don't start with property first, the telescope vs microscope view and applying the Buyers Decision Quadrant today.

🛡️ Ep 6. Defence: The most important asset, why you need to build a moat and the critical elements of defence.

A topical episode which ties into our evergreen investing strategies, tune in now!

FREE STUFF MENTIONED

Get your hands on our free Binge Guide! This contains the First 20 Episodes – which are our foundational episodes - of The Property Couch. Get it here >>
Read the article from Ben’s “What’s Making Property News?” here >>

Why You Should Make The Sold Tag Your Best Friend (On Parenthood Podcast) Part 1

Tue, 14 Nov 2023 14:00:00 +1100

The transition into parenthood can be a difficult one with new priorities, greater expenses and less free time.

During this time, it’s no surprise that many parents start to search for security through that forever family home, however, with today’s tumultuous economy, high interest rates and heated property market, it's no surprise that new parents are wondering how and if it’s even possible.

In today’s bonus episode – originally recorded by Parenting Podcast - Bryce sits down with Leonie Akhidenor, its Host and Founder to unpack:

📈 How to negotiate a fair price on your family home
⚡Understand this 1 thing about Buyers Agents to reclaim your buying power
🏠 Know what matters to you! Learn how to identify your top 3 priorities in a property
🔥 How To Out-Smart Real Estate Agents
🤝 Why you should make the sold tag your best friend, and much more!

Tune in now folks!

467 | Back To The Future: Are Our 2015 Investing Strategies Still Relevant Today?

Thu, 09 Nov 2023 00:00:00 +1100

Folks, it’s time to strap your seatbelts in and tighten your property investing hats because in today’s episode, we’re doing our own Back to the Future with our first-ever Throwback Thursday!! 🔮

We’re revisiting our best property investing strategies and theories from aaallll the way back in 2015 and asking...

Are they still relevant today?!?

We’ll be unpacking (Yep, that's still a favourite word of ours today 😉):

🛠️ Ep 1. We Fix Bad Property Investment Advice: The two most common regrets we hear and our cornerstone “Barber Analogy”: Is it still applicable or has it become obsolete?!

🚀 Ep 2. Regulation vs. Education: How has income vs. Property prices changed? And what makes inner land value 3x higher than land further out?

🏠 Ep 3. The 4 Pillars of Mastery: Do we still use the same process to set investors up for success? And why is MoneySMARTS still extremely relevant today?!

To hear all of this, plus some of our favourite quotes of all time from these episodes, tune into our first Throwback Thursday now!!

FREE STUFF MENTIONED

We’ve got ONE last spot on our 2024 Summer Series. Share your story with us today! >>
Check out Binge Guide featuring the first 20 episodes here >>
See the graphs from Ben’s What’s Making Property News! here >>

RBA Nov 2023 | Inflation – Material Enough?

Tue, 07 Nov 2023 09:00:00 +1100

Hey folks, it's that time again for our Monthly Economic and RBA update! This time around, Ben got his sight set on a few key things:

RBA's November Board Meeting: We've all been eagerly waiting to see if the RBA is going to hike the cash rate again. This could mark the 13th time they've done it in this upward cycle. Find out more in this episode!
Inflation Rant: Hold onto your hats because Ben got a bit of a rant brewing about inflation.
Property Market Scoop: Of course, last but not least, the most popular part of Ben’s RBA updates…. the latest data on the property market!

But before we dive into all that, we can't ignore the elephant in the room – the heightened geo-political tensions and the Middle East conflict. This isn't just a humanitarian crisis; it's also making waves in the global economy.

All this uncertainty and instability is putting a damper on global economic confidence, sentiment, and investment. Plus, it's affecting oil supply, prices, and trade, which is basically throwing a wrench into the works of the world economy.

Let's cross our fingers for some speedy resolutions in the Middle East and Ukraine to ease these troubles. But for now, the world is feeling jittery and there's more downside risk ahead if these issues continue to weigh on developed economies.

We know these aren’t uplifting news to share, but it's important to acknowledge the economic consequences tied to these global events.

And folks, if you're feeling the pinch with those rate hikes and worried about your cashflow in the next few months, we've got a couple of handy resources for you:

A) MoneySTRETCH Tool on Moorr:

This cool tool lets you play around with different scenarios and see how they impact your cashflow and savings right away.

Learn more about MoneySTRETCH here >

B) Free Finance Checkup with our Award-Winning Crew:

If you're looking to review yuor loans, our sister company, Empower Wealth recently snagged the Australian Brokerage of the Year award from the Australian Mortgage Awards, and they would be thrilled to assist you!

Learn more about Empower Wealth's Mortgage Broking services here >

Alright, what are you waiting for? Let's jump into the data for this month!

466 | Like a Snake swallowing a Goat: Why interest rates aren't controlling inflation - Chat with Nerida Conisbee

Thu, 02 Nov 2023 10:00:00 +1100

With today’s geopolitical tensions and growing inflation uncertainty, how is Australia’s commercial, construction and property sectors faring?

Plus, what can we expect from next week’s cash rate decision and why has this instrument been so ineffective in stopping inflation?!

Their big questions folks and luckily, here to help us unpack them is Nerida Conisbee, our good friend and Chief Economist at Ray White!

Nerida is a leading property expert who sits as the Chair of the Construction Forecasting Council and is a member of the Australian Taxation Office’s Foreign Investment Stakeholder Group.

As someone who provides regular updates on property market conditions to major Government bodies, Nerida will share her fantastic insights and help us to unpack...

👉 Why Australia needs to embrace density!
👉 Why has the Cash Rate been ineffective in dealing with inflation?
👉 How can tax concessions solve our housing supply problems?
👉 Are office assets no longer a safe class?!
👉 The commercial sector's newest focus
👉 The property class that’s become most listed on Ray White, and
👉 A breakdown of CoreLogic’s November report!

Another timely and insightful property and economic update from Nerida, tune in now folks!

Free Stuff Mentioned

Check our Nerida’s previous episodes here >> (Tune in to 7:36 of Ep 358 to hear her Money Backstory!)
Read CoreLogic’s November Report here >>
Read PIPA’s 2023 Sentiment Survey (from What’s Making Property News!) here >>

Timestamps

0:00 – Like a Snake swallowing a Goat: Why interest rates aren't controlling inflation
3:45 – Mindset Minute: If you squeeze an orange...
6:34 – Welcome back Nerida!
8:29 – The ACIF & Australia’s construction industry
12:35 – How does industry impact Government Bodies?
15:48 – Inflation uncertainty + Cash Rate predictions!
19:50 – How can we get rid of NIBYSM with our spending?
22:44 – Why the Cash Rate has been ineffective with controlling inflation
25:50 – The Biggest Headwinds in Housing
29:39 – CoreLogic’s November Report: The strongest market in Australia, price growth, and more...
33:01 – Why we need to embrace density!
36:34 – Using tax concessions to solve short-term housing supply...
42:26 – The newest focus of the commercial sector!
45:13 – These properties have seen the greatest changes in listings
50:20 – Wow! Thank you Nerida 😊

And...

52:07 - Lifehack: The Secret Behind Long Life
56:50 - WMPN: What are investors looking to get out of property?

Where are all the property investors going? (On REAL Talk Podcast) - August '23

Tue, 31 Oct 2023 14:00:00 +1100

We’ve all heard the misconceptions about property investors – how they’re often painted as greedy landlords who love raising rents and spend their time swimming in a mountain of cash.

In this bonus episode - originally recorded for the Real Talk podcast (aka the realestate.com.au podcast) - we debunk some of the popular myths around property investment!

Hosted by Alice Piper, this episode features our very own Bryce Holdaway, as well as senior PropTrack economist Paul Ryan.

Before joining REA in late 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets.

He has also been featured on Episode 459 of our podcast, where we chat about how to solve Australia’s growing demand for property!

Timestamps

0:00 - REAL Talk - Where are all the Property Investors going?
00:58 - Data shows investors are offloading their properties at a loss 😮
01:10 - Listen to what some Aussies feel about the state of the rental market
02:26 - This is what the actual Aussie landlord looks like…
04:11 - The main reasons people invest in property
05:22 - Will the number of investors drop even further?
07:44 - The big run-up over a decade that has taken the confidence out of the market
08:38 - The Queensland land tax example
09:30 - Bryce gets REAL about some of the pitfalls of property investment!
10:49 - Capital growth & high rental yields
12:39 - Government incentives to invest in property
13:50 - Why is negative gearing such a touchy subject?
18:51 - Lean in!
23:14 - Great advice for those looking at investing in the current market!!
24:41 - We’re all playing different money “games”
25:56 - The silver lining for investors at the moment

UNpacked: How to Retire on $2k per Week

Tue, 24 Oct 2023 14:00:00 +1100

Do you know what the number one trap is when it comes to money?

We’re not all playing the same game!

What does this mean?

In their 20+ years in the industry, Bryce & Ben often come across a common theme which is…
“My friend/family invested in property via that strategy/location and was really successful, so I decided to do the same thing.”

We might all have the same destination but bear in mind that how we get to this destination is different for everyone!

In this mini bonus episode, Bryce & Ben discuss our brand-new course “Unpacked: How to Retire on $2k per Week!”

(Note: More details on www.thepropertycouch.com.au/casestudy)

When it comes to our bestselling 2016 book The Armchair Guide to Property Investing, it is the case study chapter that often received the most feedback. Our readers love it!! The analysis, tables and charts have always been a popular hit. BUT one thing that they often requested for is…

The nitty gritty behind the modelling.

After all, there’s only so much you can see from table and charts on black and white printed paper.

And so, in a typical TPC fashion, we’ve taken their feedback to heart and are proud to announce that after months of work, our brand-new online course is now ready!! 🥳

This course discusses seven different scenarios (the book only covers six, but we threw in a bonus one just for this course!), and how you can plan for a comfortable retirement no matter which “game” you are playing!

Each case study is around the 40-minute mark and covers more than what you can get from the book. And the best bit is… we’ve updated the variables and assumptions in the book to reflect current times!

Find out how everyday Aussies like yourself make $2,000 per week in passive income, whether you are:

A Rentvestor (Renter looking to invest in property)
DINKS (Double Income No Kids)
A Couple with Young Kids
An Older Couple with Older Kids
Empty Nesters
A Single Parent
(BONUS!) A Single Millennial with a Thirst for Travel

For only a few more days, this course will be available at a heavily reduced launch price of $97! After this, the price will go up, so you don’t want to miss out!

Get your hands on our brand new online course today at www.thepropertycouch.com.au/casestudy

465 | How This Family Can Afford their Year-Long Holiday While Building Their Portfolio

Thu, 19 Oct 2023 13:00:00 +1100

We’ve always said that property investing is a process, not an event but how does one successfully match this process with ongoing family, life AND travel goals to achieve it all?!? 🏡🌟

Folks, in today’s episode, we’re revealing how it’s possible through two real-life case studies!

In our first case study, "Scratching the Itch”, we’re exploring how a young family who is looking to spend a memorable year travelling with their young ones can achieve this while continuing to work towards buying their forever home.

In the next case study, "Older Demographics Need Help Too!", we chart the path that Linda, a 54-year-old Zookeeper can take to achieve her dream retirement without sacrificing her current lifestyle.

We’ll be deep diving into the problems and life-changing epiphanies each of these brave investors have had, along with the exact steps and plans we created to help each of them achieve it all.

From the power of prioritisation to seeing what is possible, we’re highlighting the many advantages of seeking professional advice.

A seriously motivational and practical episode for all, give it a listen now!

FREE STUFF MENTIONED

Scratch your itch. Book a free no-obligation with our award-winning team here >>
Sign up for PICA’s newest webinar with Nicola McDougall here!

How to Create $2,000 A Week – Six Real Life Case Studies from Six Very Different Investors

Tue, 17 Oct 2023 13:00:00 +1100

Want to hear how six very different people — that’s different ages, different incomes, different incomes and different demographics — ALL managed to build a multimillion-dollar property portfolio that creates $2,000 a week in passive income?

Yep. They each hit that magical figure of $2K per week in passive income!

So… how’d they do it?!

Psst.. for a FULL breakdown into all the numbers and property portfolio builds for each case study, please pick up your FREE physical copy of The Armchair Guide to Property Investing here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

Six Real Life Case Studies!
How much do kids really cost?
What is Consequential Finance?
What are the Four Levers to Financial Peace?
What’s the biggest challenge for Millennials?
What’s the interest rate we use to model out our property portfolio builds?
The Money and Wealth Accumulation Model
The Variables and Assumptions we use

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)

Episodes from The Property Couch to Further Support You…

464 | Using SMSFs to Avoid Getting Stuck on Your Next Property!

Thu, 12 Oct 2023 13:00:00 +1100

Many investors can’t seem to move beyond owning 2-properties due to limited borrowing power or equity, so why don’t more people turn to Self-Manager Super Funds (SMSFs) as an answer?

Folks, this is just ONE of the enlightening questions from today’s enormous Q&A episode which has a bit of gold for every property investor, no matter what stage you are at on your property journey.

From the ultimate pros and cons list of SMSFs to revealing the true long-term advantages of owner-occupier appeal – and why it matters over high yield - we’re exploring the winning strategies one can use to move up the property ladder.

We also explore the moral and ethical dilemma of property investing (are you evil if you become a property owner?!?) and do a first-time reveal of our newest series.

Tune in now to hear all this – and how you can access this series for free – and learn how to maximise your returns today! 😊

Free Stuff Mentioned

Be part of 2023/24 Summer Series (Especially calling all ladies!). Share your story, get a free Start & Build course and positively impact our community today. Reach out to us here >>
What’s Making Property News: Read the results from PIPA’s Annual Property Investor Sentiment Survey 2023!
Q2) See a helpful diagram of how SMSFs work here.
Previous episodes mentioned:
463 | Property Managers: Are They Worth It?! – Q&A Day

18 Investment Strategies: Which One Are You Implementing?

Tue, 10 Oct 2023 13:00:00 +1100

We’ve NEVER spoken about these investment strategies publicly before… but right now going through ALL 18 of our tried and tested investment strategies!

And in case you’re wondering… YES!... we use these investment strategies every single day when work with our clients! Basically, each of them can be a powerful standalone strategy, but they can also be interlinked and intertwined depending on which pathway you choose.

Here’s the deal…

Our 18 strategies each fit into one of these four categories:

Area Strategy for Capital Growth
Property Selection Strategies for Capital Growth
Are Strategies for Yield/Income
Property Strategies for Yield/Income

So, in this episode we’re diving deep on each investment strategy, including…

Investors it’s suited to
Difficulty Level
Risk and time allocation level
Price point
Tax implications and when to buy

And here’s a sneak peak into The 18 Investment Strategies…

The __ Performer
__ Earth
Million Dollar __
__ Places, __ Faces
The __ Fling
The __ Rider
Scarce __
Ugly __
The Shoulder __
__ Mission
__ And __
__ Matters
The __ Backer
No __
The __
The Non-__
The __ Up
The __ And __

Listen now to get all 18 investment strategies and discover the best one for YOU!

Pssst… Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

18 Proven Investment Strategies to Build a Multimillion Dollar Property Portfolio
What and Where to Buy…
What should you look to purchase if you have a tight budget?
What property is best if you don’t have a lot of time on your hands?
How to tell which investment strategy is right for you
What are the tax implications of each strategy?
What strategies can you adopt if you can’t afford to buy in blue-chip areas?
What’s the critical difference between “city” and “city fringe” locations?
What if you want a more hands-on approach?
Where will you get the highest rents?
The pros and cons of subdivisions
Is a Granny Flat a good investment strategy?
What strategies will get you the highest capital growth?

463 | Property Managers: Are They Worth It?!

Thu, 05 Oct 2023 13:00:00 +1100

With today’s property and economic conditions in mind, we’re back with a massive Q&A Day that’s focused on how to maximise your savings. Tune in to hear:

Are property managers really worth it?!

We’re giving you the unfiltered pros and cons of managing tenants, insurance, taxes and more (Basically we’re unpacking exactly what goes on behind the scenes!)

If you renovate your Principal Place of Residence (PPOR) can it be considered tax-deductible when you turn it into an investment property?!

Why is it important to separate household and business incomes? Plus, the newest features coming out on Moorr and managing finances at the start of a new relationship. And...

How accurate is the narrative around property owners today?!

Another exciting episode that picked our brains (and the brains of our friends at BMT Tax Experts 😉) tune in now to discover our answers!

Free Stuff Mentioned

Q2) Read the report from BMT, Tax Depreciation Experts here >>
Q3) Want to add a secondary user to your Moorr account? Find out how to here >>
Q4) Discover the surprising results from PIPA’s Annual Property Investor Sentiment Survey 2023!
Calling all potential Summer Series guests for 2023/24 (Especially the ladies!). Share your story, get a free Start & Build course and positively impact our community. Reach out to us here >>
Have your question read on our next Q&A Day! Ask us here >>

RBA Oct 2023 | To Stick or Slip? Inflation Trend, Property Supply, and an Overlooked Lesson

Tue, 03 Oct 2023 14:00:00 +1100

Hey folks, amidst all the economic chatter making headlines in Australia, we're diving into our October RBA update. Got a ton to chat about, and of course, Ben's back to give us the lowdown.

In this October catch-up, here's what we're chatting about:

Inflation: Just a quick phase or are we in it for the long haul?
All things property: Let's really get into what's going on with market supply.
And to wrap things up, Ben's got a lesson on behavioral economics that's had a big impact on inflation and investment. Seriously, how did we miss this one?

Jump in with us to get the latest scoop and some cool insights to help navigate your financial vibes.

The 5 Types of Property Investors – Which One Are You?

Tue, 03 Oct 2023 13:00:00 +1100

In this episode you’re about to discover the Five Types of property investors…

… the question is: which one are you?!

Here’s the deal… depending on your level of risk, the amount of time you have (and the amount of time you want to sacrifice), your current cashflow position and borrowing power, how long you want to be in the market AND your overall “Why” when it comes to property investing, you will fall into one of either five categories…

Active Worker
Active Weekend Worker
Active Manager
Passive Investor
Pure Investor

In this episode we’re giving you a detailed run down of each type of investor, including the risk vs rewards, pros vs cons, et cetera, et cetera…

Plus, we’ll also be walking you through the THREE Tax Positions you can use to invest in property!

Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

The Five Types of Property Investors: Who, Why, What It Means
Which type requires the least amount of time?
What are the tactical considerations of each type of investor?
Is any type better than the other?
What is a “Speculator”?
How long is considered “Short”, “Medium” and “Long-term” Investing?
What is the difference between “Investor Considerations” and “Tactical Considerations”?
The Three Tax Positions You Can Use to Invest in Property?
Why is Negative Gearing NOT a property investment strategy?

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)

Episodes from The Property Couch to Further Support You…

462 | Top 5 Reasons You Have NOT Become A Successful Property Investor Yet!

Thu, 28 Sep 2023 13:00:00 +1000

The sad truth is…some property investors NEVER reach financial freedom.

Why is this?!

Well, after 20+ years of observation, and helping thousands of property investors undergo life-changing mental and financial transformations, we can pinpoint it to just 5 reasons.

Can you guess them?! (We think they might surprise you….

Reason #1: T_M_
Reason #2: V_ _U_
Reason #3: F_T
Reason #4: A_T_O_ _T_
Reason #5: A_ _I_A_CE

We consider this framework to be just like an onion because we’re peeling back the dense behavioural and emotional layers behind property investors’ psyche to reveal the greatest threats to financial freedom.

Together, we’ll be explaining why the BEST time to start is when you’re busy, deep diving into why you should be wary of defending decreasing status, why you should NEVER mistake time for information and much more!

An episode packed with tons of new and old wisdom, tune in now and discover how you can immediately start taking action!

FREE STUFF MENTIONED...
What’s Making Property News: Discover the surprising results from PIPA’s Annual Property Investor Sentiment Survey 2023!

How To Pick The Right Investment Property: “Know Thy Quadrant…”

Tue, 26 Sep 2023 13:00:00 +1000

So, what makes for the RIGHT investment property… and how do you pick it?

Well, let’s be honest… most of us can’t tick all the boxes on our property wish-list. We’d like to, sure, but often this isn’t an accurate depiction of reality. We can’t all afford the best house in the best street in a blue-chip, capital-growth-centric location every time we invest in property! So, chances are you’ve had, or will have, a conversation about what you might have to compromise in the buying process.

… And this is where our “Buyer’s Decision Quadrant” comes in!

This is a framework that can help you with the asset selection process and help you make an informed decision so you are NOT compromising where it matters most. Because there is something that is absolutely non-negotiable.

So in today’s episode, we’re going to take a deep dive on the four areas — the “Quadrants” — of our Buyer’s Decision Quadrant so you can sleep well knowing you’ve picked the right investment property with the money you have and the ambitions you seek!

Listen now to learn how to pick the right investment property by using our Buyer’s Decision Quadrant to weigh up the “wins” and “loses” of what you compromise on!

Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

What is “The Buyers Decision Quadrant” and how can you use it to purchase your next investment property?
What is The One Thing you should NEVER compromise on?
Should you buy “Smaller, Closer In” OR “Bigger, Further Out?”
What can you compromise on if you have a smaller budget?
How to recognise which investment property will work for your own circumstances…
Is a property that “ticks all boxes” – AKA the perfect property – really a myth?
Is “Uglier” always better?
Land size considerations…
What should you quickly overlook?

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)

461 | Why AI, Office Culture and Medium Density has the Power to Revolutionise Australia’s Property Market! - Chat with Simon Kuestenmacher

Thu, 21 Sep 2023 14:00:00 +1000

What will a post-covid-Australia world look like? 🌎

What trends can be predicted with Australia’s greatest migration in history currently ongoing? And yet, why is today’s skill shortage here to stay?

Meanwhile, in property, why do we think we’re headed towards the roaring 30s and 40s?

Folks this is just a SNIPPET of the questions we’re asking our favourite German-accented data expert. Can you guess who it is?? 😉

Returning to The Property Couch after over 100 episodes is our favourite data demographic diver, Simon Kuestenmacher, Co-Founder of The Demographics Group!

(And if you didn’t know, The Demographics Group is led by Bernard Salt, one of Australia’s most sought-after social commentators! Simon not only works with this legend but is a rising star globally himself, renowned in the field of data management and insight.)

In this episode, we’re covering TONS of ground from Australia’s superpower (and how it’s changed throughout COVID) to the ONE THING we – as Aussies – are just not willing to compromise on with property 😉.

Plus, if you want to discover how intergenerational wealth and the commuter belt are highly interrelated or why office culture matters to property, tune into today’s insightful and motivational episode now!

Free Stuff Mentioned

Listen to the episodes mentioned today!

(NOT FREE) Check out Simon’s new book which comes out in October! Transform the way you see and understand storytelling through Marvellous Maps!

The #1 Reason Why These Properties Soar In Value… While Others DON’T!

Tue, 19 Sep 2023 13:00:00 +1000

Not all properties are created equal. And there is a specific reason for this – what we like to call “The Psychology Behind The Price”. And this has EVERYTHING to do with human interest and human behaviour – something that can indeed be measured and, almost always, stays exactly the same… no matter who you are or where you live.

Here’s the deal… there are two “types” of properties – Investment Grade and Investment Stock. And most investors are often tricked into thinking – or falsely assume – that what they think is a good investment is going to turn out to be, well, a good investment. And this is NOT the case. In fact, it’s often the complete opposite.

This may come as a surprise to you… but the greatest investments – what we call “investment grade” properties – actually target the owner-occupier (that is, the home owner)… NOT the investor!

And in today’s episode we’re going to tell you exactly why this is and give you the science behind what makes for an Investment Grade property and how to recognise one using the golden rule that underpins the value of property – Supply and Demand!

Listen now to learn how to get a return on your investment property and keep it… simply by identifying high demand in the property market.

Remember…

Investment Grade = Great.
Investment Stock = No good.

Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

What types of properties almost always outperform others?
What do we mean by “Supply and Demand” and how can property investors use this to get a return on investment?
Investment Grade vs Investment Stock
What is “Owner-Occupier Appeal”?
How To Identify REAL High Demand in The Property Market!
Critical Supply Considerations and How to Identify “Scarcity” in the market
The Three Biggies: Human Behaviour, Human Interest and Economic Activity
What Property Indicators should property investors assess?
Why does the Demographic of a property market have such an impact on property prices?
What areas will grow most in value?
What is gentrification?
Tips for Investing in Apartments

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week(please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)

Episodes from The Property Couch to Further Support You…

460 | How To Navigate Cash Flow Challenges During Rate Rises: Real Life Case Studies

Thu, 14 Sep 2023 15:00:00 +1000

With today’s tightening rate cycle, it’s no surprise that many folks are refocusing and replanning their lending strategies to secure their cash flows.

That's why, in this week’s episode we’re honouring those folks who are focusing on a “prevention rather than a cure” (and encouraging others to get on board!) by unpacking 4 REAL mortgage stories from our own brokers covering:

👉 Refinancing before maternity leave with a history of health complications,

👉 Navigating cash flow challenges as a single parent

👉 Relocating across states with jobs that CAN’T be done remotely, and...

👉 Exactly why you need good lending advice from a qualified, experienced broker!

If you can’t tell folks, this episode is packed full of evergreen wisdom that’ll reveal how to navigate cash flow challenges and optimise your lending strategy today. Tune in now!

Free Stuff Mentioned

Need help making your money last? Check out Moorr’s MoneySTRETCH to gain a clear line of sight into your finances! Watch Ben’s video to find out more here.

The Property Investment Formula That Works In ANY Market And At ANY Time!

Tue, 12 Sep 2023 14:00:00 +1000

If there’s just one framework you should focus your attention on if you want to be a successful property investor… please make it this one!

Folks, in today’s episode we’re revealing THE Property Investment Formula you need, not just in your toolkit, but also what you must implement if you want to build a multimillion-dollar property portfolio that creates a passive income for yourself and your loved ones!

Our Property Investment Formula is made up of FOUR critical elements – what we call our our “A.B.C.D.” Pillars of Mastery – and it works in ANY market and at ANY time… (yep!)… ‘cos this is an evergreen formula to invest in property. It really will work today, tomorrow and forever. So make sure you get this framework RIGHT.

BUT while this “A.B.C.D” Acronym makes it super easy for you to remember… these Pillars are NOT in their correct order as you would apply them in real life… so, please NEVER start with the property (Asset Selection)!

We’re about to unpack what order to apply our “ABCD” Property Investment Formula and how to implement and what to consider in each individual Pillar. This is one of our all-time favour frameworks and, yep, it is absolutely critical for every property investor, no matter what stage they are in!

Listen now to get the proven formula to invest in property that works in any market and at any time!

Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

What is Asset Selection?
What and Where should you buy?
The 4 Developer Tricks To Avoid At All Costs
New vs Old Properties
How to recognise an Investment Grade Property
What is Borrowing Power?
How do you maximise your Borrowing Power?
How to Structure your home loans
Principle Interest vs Interest Only
What’s a Cash-on-Cash return?
What is “cross-collateralisation” ?
Should you pay Lenders Mortgage Insurance (LMI)?
What is Cashflow Management?
Four Steps to Elite Money Management
Why is “Liquidity” so crucial for a property investor?
Or Money SMARTS system to Financial Peace
What is Defence?
How can you protect yourself, your family and your property portfolio?
How can you reduce your risk?

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)

Episodes from The Property Couch to Further Support You…

459 | How Can We Solve Australia's Growing Demand for Property? - Chat with Paul Ryan

Thu, 07 Sep 2023 13:00:00 +1000

As new property listings surge higher and the housing market continues to recover post-COVID, how can we solve Australia's growing demand for property in the capital cities?

Here to help us tackle this giant question that pierces the heart of one of Australia’s biggest upcoming issues, we’re introducing an exceptional, first-time guest to the show...

Welcome Paul Ryan, REA Economist and Specialist in Housing Finance, Market Forecasting and Big Data Analysis! Before joining REA in late 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets.

Today, we’ll use his vast knowledge and incontestable passion for Macro and Microeconomics to explain how and why property investors act the way we do!

From exploring why we are moving houses less as a nation to unpacking how this upcoming period is an interesting one for property investors, we’re examining the policies that dictate our actions, and the intriguing behavioural patterns and beliefs that have emerged as a result.

Thank you to Paul for sharing so much of your time, wisdom and valuable insights, we can’t wait to have you back on the couch!

Seriously, give it a listen now folks 😊🌌✨

Free Stuff Mentioned

Have your say! Object to Victoria’s Land Valuations as mentioned in Ben’s What’s Making Property News update
Read Paul’s Articles mentioned:
- Homes are not being built where people want to live
- With interest rates now reaching their peak – should APRA reduce the serviceability buffer?

RBA Cash Rate Sept 2023: China's Economic Slowdown and Its Impact on Australian Interest Rates

Tue, 05 Sep 2023 14:00:00 +1000

As spring paints the town with color, it's time for our September Economic and RBA commentary update - where the economic scene keeps on shifting. T

his month, we're getting into the nitty-gritty of a few key topics. Hang out with Ben as he unpacks the RBA's latest moves.

In today's RBA update, here are the main things we're diving into:

Checking out how China's economic slowdown might mess with Aussie interest rates.
Giving a shout-out to our outgoing RBA Governor, with a little tribute.
Taking a deep dive into property updates, focusing on Supply Absorption.
And don't blink, because we've got some jaw-dropping data that might raise an eyebrow or two.

Stay tuned to keep your finger on the pulse of the latest market buzz and snag some priceless insights for smarter financial moves during this lively season.

And here are all the time stamps!

00:00 – Today’s summary on RBA September 2023 Cash Rate!

World Economic Update Segment:

0:56 - United States Update
1:08 - United States: Annual Inflation Data
3:35 - United States: Interest Rates
5:04 - United States: Labour Market Data Story
7:55 - United States: Business Data
9:15 - United States: Overall Economic Summary
10:57 - China: Overall Economic Summary
11:31 - China: Inflation
15:39 - China: Business Data
17:17 – China – Australia Economic Relationship
20:30 - Europe: Inflation Data
22:30 - Europe: Employment Story
23:06 - Europe: Consumer Confidence
24:25 - Europe: Business Confidence

Australian Economy Segment

26:14 - The Cash Rate Announcement!
28:40 – Special tribute to the outgoing RBA Governor, Dr Phillip Lowe
33:04 - Inflation Story
38:30 - Labor Force Data
40:17 - Consumer Sentiment
41:32 – Australian Retail/Consumer Spending
43:29 – Business Confidence Data

Property Market Update

47:07 - The Australian Property Story & Housing Finance
49:12 - Property Price Movements
53:35 - Ben’s Warning to All Investors – Location Selection
55:30 – The troubling data!

Bet $1 To Make $10 – How To Master Leverage And Compound Growth Without Risking It All

Tue, 05 Sep 2023 14:00:00 +1000

Have you ever wondered how to accelerate your wealth position without having to risk everything? If so, we have something very important to tell you in this episode that – let’s be real here – a lot of folks don’t actually know about.

Property Investors actually have a Superpower…. and that Superpower is LEVERAGE.

But it gets even better than that. Because if you add this superpower with another one – “The Compound Effect” – you’ll be sitting very pretty indeed! And these two fundamentals of investing are what make property such a safe and sustainable vehicle for wealth creation.

If you have no idea what we mean by “leverage” or “compounding”, that’s totally okay… ‘cos we’re about to fill you in on exactly what these terms mean and how they amplify your ability to create a passive income for life.

Plus, we’ll be walking you through WHO exactly property investors should have on their team as well as other investment choices you can consider instead of/as well as property!

Sound good?

Listen to now to learn how to master leverage and compound growth WITHOUT risking it all!

Don’t forget, get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

How does lasting wealth creation occur?
Why can’t you “save your way” to a passive income?
What is Leverage and how can you use it to make your money work MUCH harder for you?
What is The Compound Effect and why does this totally change the game if you’re investing over the long term?
What are the four ways we generate money?
How can you accelerate your wealth safely AND sustainably?
Why shouldn’t you trust the Australian Pension to look after you in retirement?
What types of investments are available to you?
Why is property such a great investment vehicle, particularly if you want a “hands off” approach to a passive income?
What professionals do property investors need on their team?

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)

Episodes from The Property Couch to Further Support You…

458 | Are We At The Turning Point? From Slow Growth To A Surge in Listings - Chat with Tim Lawless

Thu, 31 Aug 2023 15:00:00 +1000

Want to know what areas are booming with new listings?

Or when the market tide will turn?

Or even, how real estate agents accurately research and predict market trends?

Well folks, returning to The Couch for the FIFTH time (Yep. We seriously can’t get enough of this awesome guest!!): CoreLogic’s Research Director, Tim Lawless!

He is one of Australia’s leading property market analysts and commentators who also heads a team of analysts in Australia and New Zealand. Together with his team, he provides reports on property market conditions and the interplay between economic and demographic forces.

In this episode, we’ll be unpacking it all, from the economic and market conditions we’re seeing today to the surprising Winter data that was recorded and – of course - what this means for Buyers and Sellers alike as Spring approaches.

A seriously insightful episode for investors heading into the spring buying season. Get prepared and give it a listen now! 😊

FREE STUFF MENTIONED

Research like a real estate agent! Check out CoreLogic now (Formerly RP Data).
Discover the newest housing market trends this spring in CoreLogic’s August Property Pulse Report.
Want more data-rich insights from Tim Lawless? Listen to his previous episodes here.

Bonus Episode: How To “Cheat” The Property Game: The 5-Step Framework, Money SMARTS and Meeting The Industry Players

Tue, 29 Aug 2023 15:00:00 +1000

“Cheat?” By this we mean… How to “Fast Track” The Property Game by getting the PROVEN method from the get-go.

In all honesty… if you’re looking to “rig” the system or are chasing a “Get Rich Quick” scheme you’re likely not going to succeed in property investing… especially over the long term.

That said, there IS a simple 5-Step framework to follow that will make your property investing experience a whole lot easier and much more fruitful… which, of course, we’re unpacking in today’s episode! Plus, we’re diving deep into our famous Money SMARTS system – it’s a no B.S. money management system that will keep you ahead of the game by trapping more surplus cash in only 10 minutes a month (yes, really!... this system is currently transforming more than 15,000 everyday folks’ bank account as we speak!).

On top of that, we’re also walking you through the Industry Players – that is, the major players in the property industry who provide advice. Warning: Not all of these individuals can be trusted, so it’s vital you know what professionals to use and which “Property Spruikers” to avoid at ALL costs!

Listen now to get our proven 5-Step Framework, our simple money management system designed to trap more surplus cash AND meet all the industry players!

Here’s a bit of what we cover in today’s episode…

The Five Steps to Property Investing – The “Yellow Brick Road” to Financial Peace
Money SMARTS: The Simple Money Management System That Traps More Surplus in Less Than 10 Minutes A Month
Free vs Free: Who Should Property Investors Take Their Advice From?
Who is really on the side of the property buyer?
What is a Buyers Agent and do you need one?
How to spot a property spruiker
Where should ALL of your income go?
Why is an Offset Account so powerful?
When should you use a credit card?

Free Resources

Free Book – The Armchair Guide To Property Investing: How to Retire on $2,000 A Week (please just pay for postage – we’ll pay for the book and send it anywhere in Australia for you.)
The Property Couch Podcast – The Insider’s Guide to Property Finance and Money Management (This is Australia’s #1 Property Podcast with over 307+ episodes that features HEAPS of simple and actionable frameworks, countless interviews with the best minds in the Australian property and finance industry and a ridiculous number of free resources to help you at any stage of the property investment journey)
Free ebook – Make Money Simple Again – Financial Peace in Less than 10 minutes a month (the user manual to our Money SMARTS system)

Episodes from The Property Couch to Further Support You…

457 | CHRIS VOSS: FBI Hostage Negotiation Masterclass on Why You Should Never Split the Difference

Thu, 24 Aug 2023 15:00:00 +1000

Folks... We’re going to be honest with you.

This episode took us 4 years (and countless emails) to land, and that’s because today’s super special guest is none other than the famous...

CHRIS VOSS, former FBI hostage negotiator and author of the book Never Split the Difference!

He has had a jaw-dropping, movie-worthy career working for the Federal Bureau of Investigation (FBI) that spans 24 years. Across this time, he has worked in roles such as the Lead International Kidnapping Negotiator and Hostage Negotiation Representative for the National Security Council’s Hostage Working Group (Yep. We’re also jealous of those titles 😉)

But of course, that’s not all! In 2019, he went on to create and narrate The Art of Negotiation Masterclass and is currently the CEO of the Black Swan Group. He also works as adjunct Professor at Harvard Law School, Georgetown University's McDonough School of Business, and as a lecturer at the Marshall School of Business at University of Southern California.

Basically, Chris has had a lifetime of experience in resolving crises and high-stake negotiations and today, we get to sit down with him and discover how to use his knowledge to win the property game.

From the #3 tactics Chris uses to gain the upper hand in negotiations to the 3 extremely different and crucial Yes commitments, we’re digging into Chris’s fascinating brain to understand exactly what Tactical Empathy is and why you should NEVER split the difference.

It’s an episode that’s been 4 years in the making and we promise you – it's one that’ll completely enthral you. Give it a listen now folks!

Free Stuff Mentioned

Read the article from Ben’s “What’s Making Property News” here.
Curious about Never Split the Difference? Watch these videos to get an idea of the gold this book offers:
Never Split the Difference Summary: 10 Negotiation Tips
How to Negotiate: NEVER SPLIT THE DIFFERENCE by Chris Voss | Core Message
Never Split The Difference Summary & Review (Chris Voss) - ANIMATED
(NOT FREE) Join Chris’ global group coaching sessions on Fireside! Deep dive into one topic every month with the Black Swan’s best coaches. Find out more here.

LISTEN TO THE FIRST 20 EPISODES HERE >>

Bonus Episode: Don't Invest in Property Without These Four Foundational Levers…

Tue, 22 Aug 2023 15:00:00 +1000

The process of building wealth is like operating a bulldozer…

What do we mean by that?

Well, a bulldozer comes with a few levers that you’ll need to push and pull to make sure that it’s doing what it’s meant to do. Likewise, when it comes to building your property portfolio, there are “Four Foundational Levers” that you’ll need to adjust to achieve your own specific and unique end goal. …And the faster you can adjust each of these levers, the quicker you’ll get to your goal.

To put this into perspective… Let’s say you’re building a house. First, you’d start with the number of rooms you need (the floor plan), then its size (the measurements), then the engineering (how it’s going to be built), and, finally, what it’s going to be built from (building materials). Without these things you can’t build the house as you planned to build it, right? Not to mention, if you changed just one of these things you automatically affect the other three.

And, yes, the same applies when you’re building wealth. You need ALL four levers and if you adjust one you impact ALL the rest….

So. What are the Four Levers when it comes to building wealth? And why are these so important for a property investor?!

Listen now to find out.

Don’t forget, you can get further insights and “play along at home” by picking up a FREE physical copy of our book here: http://www.thearmchairguide.com.au/

Here’s a bit of what we cover in today’s episode…

The Four Foundational Levers To Financial Peace and How They Work Together
How To Use The Four Foundational Levers To Align Your Passive Income Target With Your Current Circumstance
How can you PLAN your property portfolio?
Why won’t a “Cookie-Cutter” approach cut it?
How do you work out how much money you’ll need to retire?
When should you start earning that passive income?
What’s the difference between discretionary and essential spending?
How much do kids cost?!

Episodes from The Property Couch to Further Support You…

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

456 | Australian Housing Market Update: 2023 Mid-Year Report

Thu, 17 Aug 2023 15:00:00 +1000

Want to know the hottest upcoming markets as we round off 2023?

Or why the housing market is actually just like...a Waterwheel?!?

Yep. It’s that time of year again folks! We’re sitting down to unpack everything we've seen in 2023 so far, why we’re seeing it, and how you can end your year on a high thanks to our Mid-Year Property Outlook!

From where the cash rate landed (Were our predictions right??) to our forecasts for property prices and the biggest reasons why you shouldn’t be focusing on the super macro story, this episode is packed with TONS of topical insights and expert data.

Plus, we’re covering gold like the biggest enemies of future market growth, the markets that are set to BOOM or BUST and the important upcoming market test that you’ll definitely want to get in before...

Tune in now to find out what it is and get a super accurate and timely crystal ball reading of the future! 😉

FREE STUFF MENTIONED...

Have your say! Complete our 9th Annual PIPA Survey which gives property investors a voice and advocates supportive policy making across Australia.
Read the articles from Ben’s “What’s Making Property News”:
See the Graph: Vacancy Rates Collapsed after Tenancy Reforms introduced in Victoria
Check out Ben’s Twitter for timely news and commentary. See it here.

Bonus Episode: The Game of Property Investing - How To Win Before You Even Play

Tue, 15 Aug 2023 15:00:00 +1000

Are you curious about the ONE single factor that distinguishes a thriving property investor from one facing financial challenges?

Knowledge!

Well, to take that one step further… it is actually the RIGHT knowledge!

Imagine the possibilities if you were already equipped with the knowledge to triumph in The Game of Property Investing.

In this episode, the beginning of an exciting ten-part mini-series extracted from our acclaimed bestseller, 'The Armchair Guide to Property Investing: How to Retire on $2,000 a Week,' we unveil the pivotal Cardinal Rule essential for any aspiring property investor.

This rule is the foundation for constructing a multimillion-dollar property portfolio that generates a lifetime of passive income

CONTINUE READING

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

455 | How a $69,000 Property, 2 Duplexes and a Buffer Changed this Investor’s Life Forever! - Chat with Jodi Page Smith

Thu, 10 Aug 2023 15:00:00 +1000

As winter comes to an end so too does our phenomenal 2023 Winter Series, but you can be sure folks, we’re ending it with a bang!

This week we’re sitting down with an investor whose childhood was characterised by sacrifice, determination and good money habits...

Tune in now to hear how this moulded the person she’s become, from growing up in a low socioeconomic area to buying her first investment property...just before travelling the globe?!?

Yep. Jodi’s story is one that will have you guessing her next move until the very end!!

From her biggest regret (HINT: it has to with duplexes) to buying that property for $69,000 to the lifesaving decision she made in her 20’s to get a certain line of defence...

We're unpacking a tale that truly highlights the power of getting your ducks in order, the glory of defence strategies and how determination wins the day over and over again.

A MASSIVE thank you to Jodi and all our amazing Winter Series Guests who’ve stepped up and shared your amazing stories with our community.

Tune in now to finish our superb 2023 series with one insanely awesome and humble lady.

You can also watch it here..

P.S. Sad about this series ending? Don’t worry, we’ve got a super exciting guest coming on in just 2 weeks – and trust us, Bryce has been trying for YEARS to get them on....
We can’t wait to reveal who it is 😉 Stay tuned!

FREE STUFF MENTIONED:

Ben needs your help! Fill out PIPA’s 9th Annual Sentiment Survey which helps to assess market attitudes and advocate against upcoming, damaging policies for property investors. Fill it out here now.
Check out our previous Winter and Summer Series episodes here.

454 | How to Create a $5.54M Portfolio in Your 50s - Chat with Tom Dekker

Thu, 03 Aug 2023 15:00:00 +1000

What would you do if a life-altering event inspired you to shift gears, prompting you to build a multi-million-dollar property portfolio?

Enter Tom Dekker, a TPC listener with one amazing story to share!

Tune in as we dive into his inspirational tale, kicking off with his conservative upbringing leading to his experiences within the property industry from engaging Buyers Agents to becoming a landlord - especially amidst interest rate spikes and rent increases.

And of course, we’re covering ALL the steps in their rapid accumulation stage that led them to 7 properties AND a portfolio of $5.54M (Seriously folks, tune in to find out exactly HOW they did it!!) 😉

Plus, we’re answering the evergreen question that ALL investors have faced...

“When is enough, enough?!”

An enduring episode packed with so many practical bits of investing wisdom. Give it a listen now!

FREE STUFF MENTIONED:

Listen to our earlier Winter Series Guests by clicking here!

RBA Cash Rate August 2023 & Australian Housing Market Update

Tue, 01 Aug 2023 10:00:00 +1000

Another month down and yet another close call by the RBA! Welcome back to Ben’s RBA and Economic Update.

Join Ben as he unpacks the RBA's latest decision. He delves into the impact of rising interest rates in the US and the intricacies of the woes happening in the home-building landscape. Additionally, he provides in-depth insights into the latest property market updates, offering a comprehensive view of the evolving industry.

Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial decisions.

In today’s RBA release, here are our key themes for this month’s economic update:

👉 Interest Rates went up in the US again – Ben unpacks why

👉 There are more problems brewing in the home-building space – which could be an opportunity for some

👉 And then hang around to Ben's property update section, as he has added a little bonus mid-year property outlook update for you

Watch the full video here.

Other Stuff Mentioned:
- Check out Ben's latest Property Market Update

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

453 | From $20K to a $2M Property Portfolio: How She Used the Migrant Mindset to Start Again - Chat with Mila Holmes

Thu, 27 Jul 2023 15:00:00 +1000

Meet Mila Holmes, an amazingly disciplined and driven Winter Series guest who, together with her partner, owns a property portfolio worth nearly $2M.

But growing up....?

There was one morning when she and her family woke up with their entire life savings WIPED. 😱

Mila shares what it was like to experience this, from growing up living with 10 other people (yep...housing in USSR is VERY different to Australia) and rampant debt levels to how she made the brave, life-changing decision to move to Australia - by herself.

We’ll cover TONS of gold from her winning “Scientific Approach” to investing to how she became MoneySMART including aligning partner money personalities and getting a property plan.

And if this wasn’t enough, we’ll cover how she’s flourished in the last 14 months of rate rises AND has come to own an absolute 70s gem in Surfers Paradise.

FREE STUFF MENTIONED:

Access the same platform Mila did to get MoneySMART. Check out Moorr, your home for ALL your financial affairs now!
Listen to Episode 445 | How to take on the Big Banks and Win

452 | “We made $400k tax free from Reno's!": How this TV Popstar Built His Flourishing Portfolio - Chat with Jason Bird

Thu, 20 Jul 2023 15:00:00 +1000

Meet Jason Bird, today’s super special Winter Series guest. Although, this probably isn’t the FIRST time you’ve ever heard of him because today’s guest is also...

Former Scandal'us pop star from the 90’s hit show Pop Stars!! 😮

Yep. We got to sit down with an incredibly humble and inspiring former pop star with a truly mind-blowing story to share.

We’ll be starting right back at the beginning, before the fame and worldwide tours, to when recessions and failing family businesses were his reality...

Tune in as we follow Jason's inspiring rise to fame as he becomes an overnight sensation, lives the glamorous life of a pop star, and how, with its abrupt end, he pivots to build a 3 property portfolio (and growing!).

And did we mention, he flips a house earning him $400k.... tax-free?!?!?

It’s true. Today’s episode will have you on the edge of your seat as we get a sneak peek at how much Australian pop stars really earn, see the TRUE value of transparent money conversations and the terrifying consequences of having a negative credit score (Seriously, tune in to 27:48 now folks).

As always, today’s episode is another jaw-dropping story of perseverance, hard work and humility. Give it a listen now!

FREE STUFF MENTIONED:

Listen to our earlier 2023 Winter Series Guests:
Episode 450 | Thriving After Divorce – Rebuilding Wealth & Renewing Spirit – Chat with Adam Crane
Episode 451 | From Unspeakable Trauma to Overcoming Doubts & Beach Holidays: How This Nurse Did it! – Chat with Laraine Kenniff
Still want more?! Check out our complete Winter & Summer Series collection here!

451 | From Unspeakable Trauma to Overcoming Doubts & Beach Holidays: How This Nurse Did it! - Chat with Larraine Kenniff

Thu, 13 Jul 2023 15:00:00 +1000

Today we’re continuing our inspirational 2023 Winter Series with a story from a true Aussie battler....

Meet Laraine, a nurse in the Trauma Centre Emergency Department who, until very recently, didn’t think she could see an endpoint.

As she would later share with us...

“I have been kicked and knocked out, and I get sworn at every shift (literally). I stay for the people that we can save as a team. However, sometimes the sadness is relentless. So what today's meeting gave me was an endpoint.”

What happened in this meeting, and the complete psychological and self-belief transformation that Laraine undertook is completely mind-blowing, yet it is just ONE amazing and heartwarming chapter in her remarkable tale.

Tune in now to hear how she grew beyond a family environment with absolutely NO money conversations to living her life as a battler and later overcoming her own self-limiting beliefs to find her financial confidence despite Australia’s interest rate hikes.

We promise you – this is one episode that’ll completely blow your mind! Give it a listen now folks 😊

Tune in now or watch the video here..

FREE STUFF MENTIONED:

Want to experience the same life transformation as Laraine? 😊 Speak to one of our professional advisors (Like Ben.T!) today and find your own path to design your dream lifestyle today!
Get Moorr out of your money: Keep your goals ahead and your comfort and confidence high with Moorr, your home for all your financial needs and affairs.

450 | Thriving After Divorce - Rebuilding Wealth & Renewing Spirit - Chat with Adam Crane

Thu, 06 Jul 2023 15:00:00 +1000

It's that time of year again, folks! Today marks the exciting beginning of our highly anticipated 2023 Winter Series.

Get ready for an extraordinary lineup of guests, each with their own awe-inspiring stories that revolve around this year's captivating theme: "What Drove You To Act."

Drawing inspiration from those pivotal moments we see in movies, the light bulb moments and "A-ha" breakthroughs, we delve into the driving forces behind every successful investor's property journey.

We kickstart this incredible series with our first guest, Adam. Join us on this transformative journey as we uncover the importance of prioritizing the "big rocks" in the jar of life. We'll flip the pages and delve into strategies for building resilience, even when confidence takes a hit.

We navigate the complexities of finances with insights on the "sleep at night tax" and the power of compromise and sacrifice. We'll confront the venomous obstacles that can hinder progress and emphasize the crucial role of honesty and openness.

Prepare to wade through murky waters, armed with the tools and knowledge to come out stronger on the other side. Reflecting on our experiences takes courage, however, Adam reminds us that amidst the challenges, it's essential to enjoy yourself and reward your efforts when times are good.

Join us as we unlock the potential of sonic tools and discover why a poor man pays twice. And of course, we'll sprinkle in some light-heartedness with a mention of Spaghetti Bolognese.

Tune in now folks or watch the episode here!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

449 | Secrets of Bank Foreclosures and the Debt Spiral - Chat with Laurence Hugo

Thu, 29 Jun 2023 15:00:00 +1000

In our latest episode, we had the privilege of sitting down with Laurence Hugo, a true master in the art of negotiation with over three decades of experience in the dynamic worlds of banking and debt management. Prepare to have your expectations shattered because this conversation is anything but dry folks!!! It's a treasure trove of wisdom and practical solutions for all your financial challenges.

With his extensive expertise, Laurence specialises in guiding both individuals and businesses through the intricate process of debt settlement. His proven track record includes helping clients secure partial or even complete debt waivers, offering them a much-needed fresh start.

Laurence's impact goes beyond his impressive resume. He is a true trailblazer who has revolutionised the Debt Negotiation industry. His innovative approach has transformed the way debt negotiations are carried out, ensuring that individuals and organisations can navigate the landscape of debt management with greater ease and effectiveness.

Here are some of the key themes we unpack:

Changing the approach and seeing things from a new perspective
How can we triumph in the face of adversity?
Assessing actions and understanding the risks
How to not let financial challenges become a lifelong prison

If you're ready to gain invaluable insights and discover practical strategies for overcoming financial hurdles, then this episode is a must-listen. Get ready to be inspired and empowered as Laurence shares his expertise and reshapes the way you perceive the world of debt management.

There is absolute gold in here for EVERYONE!!

Tune in now folks or watch the episode here!

Please reach out to Laurence and his team of qualified financial experts who will handle your case with sensitivity and respect.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Why Investors are Needed to Solve the Affordability Crisis - Bonus Episode with Matt from Aussie Firebug May '23

Tue, 27 Jun 2023 14:00:00 +1000

In May, we had the privilege of being featured on the highly regarded Aussie Fire Bug podcast. We delved into the origins of property acquisition, discussing the humble beginnings that led us on our respective journeys. Additionally, we explored the pressing issue of the Australian housing crisis, dissecting the multifaceted implications and exploring potential solutions.

These are the key themes we unpack:

How Ben and I originally made a connection
Property investing guidelines and regulations
We dive deep into our investing strategy/philosophy
The Australian Housing and rental crisis
Active property investing vs passive share market investing
Are property investors adding to affordability issues or are they being used as political scapegoats?
How The Property Couch Podcast got started

We extend our gratitude to the Aussie Fire Bug podcast for providing us with a platform to share our insights and engage in meaningful discussions. We hope to continue to inspire and empower our community in pursuit of financial literacy and success.

Don’t miss this awesome bonus episode folks!

448 | The Interest Only vs P&I Debate - which is better?

Thu, 22 Jun 2023 15:00:00 +1000

Join us for our latest Q&A episode as we dive deep into the intricate mechanics of interest-only loans, we unveil some of the strategies for managing mortgage stress, and we also unlock the hidden gems of building financial muscle memory.

Get ready to unlock a wealth of knowledge and practical insights as we explore the art of budgeting, saving, and setting goals. Discover the power of delayed gratification and learn how it can shape your financial future.

In this episode, we address the burning questions that have been on your mind.

We leave no stone unturned as we demystify these key themes:

The complexities of interest-only loans, shedding light on their benefits and considerations
We explore the nuances of repayment options
Interest rates, and the potential long-term impact of interest-only loans on your financial journey

We also navigate the realm of mortgage stress and unpack how to establish a realistic budget to prioritising savings!

But wait, there's more! Prepare to unleash the ultimate weapon: financial muscle memory. Discover how small, consistent actions can lead to significant financial gains over time. We delve into the psychology of decision-making, empowering you to seize control, make savvy choices, and skyrocket your financial well-being.

Don’t miss out on our latest Q&A episode folks!! You can also watch it here!

447 | Facing Setbacks: How to Navigate the Unknown

Thu, 15 Jun 2023 15:00:00 +1000

In this week's episode, we dive deep into real-life case studies, unravelling the journey of overcoming setbacks, unlocking untapped potential, and navigating uncharted horizons.

Prepare yourself to be equipped with invaluable insights and tools that will empower you to conquer challenges, turn setbacks into stepping-stones, and forge your path to resounding success.

Join us as we unpack the following key themes:

💡 Discover the impact of embracing diverse perspectives and how it can unlock innovative solutions and open doors to opportunities

💡 Explore cashflow strategies beyond your risk profile

💡 Dissecting dream home disasters as we deconstruct real-life dream home disasters, extracting invaluable lessons that can guide you through similar challenges

💡 Weighing up the options: Immediate selling or long-term gain. Deciding whether to sell your property immediately or pursue long-term gain can be a daunting task. We provide you with insights into the critical factors to consider, helping you navigate this complex decision

Tune in now folks.. or watch it here!!

And remember, that setbacks are stepping-stones and challenges are opportunities in disguise!!

446 | Property Spruikers Exposed

Thu, 08 Jun 2023 15:00:00 +1000

Get ready to be blown away by a groundbreaking episode today folks!

In this essential show, we are peeling back the layers and exposing the concealed truths lurking within the world of property spruikers. Hold on tight as we take a deep dive into this industry, shedding light on the risks that lie beneath the surface.

Our mission is to leave no stone unturned as we navigate through the realm of property spruikers and explore their questionable tactics. From the absence of regulation within the industry to the presence of conflicting interests, from the propagation of misleading claims to the utilisation of relentless high-pressure tactics, you don’t want to miss this episode folks!

This discussion is more than just eye-opening. It is a pivotal moment in your journey toward financial literacy and security.

Join us as we provide valuable insights on protecting yourself and navigating through this complex landscape. It's time to empower yourself and make informed decisions that will safeguard your financial future.

Don't miss out on this episode!

Tune in now or watch it here.

RBA Cash Rate June 2023: RBA's Tough Call, Wage Growth vs. Productivity Battle & What's driving Property Values

Tue, 06 Jun 2023 14:00:00 +1000

Another month down and yet another close call by the RBA! Welcome back to Ben’s RBA and Economic Update.

Join Ben as he unpacks the RBA's latest decision. From navigating loan default aversion to the RBA’s interest rate dilemma, the Aussie economy’s wage growth vs productivity battle, mortgage prison insights, cash flow management tips, and unexpected property price surges.

Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial decisions.

In today’s RBA release, here are our key themes for this month’s economic update:

👉 The US avoids a loan default

👉 The RBA’s tough call on interest rates

👉 Taking a deeper dive into the Aussie economy looking at:

Wages growth vs productivity is the new battle growth for inflation
Some news for anyone stuck in Mortgage Prison as well as some important cash flow management tips to navigate through changing money landscape

👉 Latest property update where Ben shares his views on why property prices are growing, and why they are growing even faster than expected!

You can also watch it here!

Other Stuff Mentioned:
- Check out the demo video for the Moorr MoneySTRETCH segment

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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445 | How to take on the Big Banks and Win - Chat with The Judo Boys

Thu, 01 Jun 2023 15:00:00 +1000

Get ready for an absolute powerhouse of an episode, folks! We had the immense pleasure of sitting down with Joseph Healy and David Hornery, known as The Judo Boys, and let us assure you, it is an extraordinary deep dive into knowledge and wisdom that will leave you inspired and empowered!

Despite the challenges, Joseph and David boldly established Judo Bank in 2016, revolutionising the Australian banking industry. Their extensive experience in the business world, coupled with their remarkable journey with Judo, inspired them to pen the book "Black Belt." This insightful book delves into the invaluable lessons learned throughout their entrepreneurial endeavours and years in business before embarking on their startup venture.

Join us as we unpack their journey to financial independence. From navigating the depths of unfulfillment to finding their true purpose, fearlessly embracing calculated risks for rewarding outcomes, and mastering the art of navigating through the ever-changing cycles with discipline and resilience. Joseph and David share invaluable insights on putting your money down strategically, the importance of seeking innovation, and the profound impact of understanding the people story.

Here's a glimpse of the priceless wisdom we uncovered:

✨ Discovering the true beauty of building for a better future amidst dramatic changes

💡 Unveiling the invaluable wisdom behind the migrant mindset

🏦 Are the banks too addicted to property?

⚡️ Exploring the Achilles heel and the quiet pride that accompanies taking a leap of faith

Don’t miss out folks. Tune in now or watch the video here!

Other Stuff Mentioned...

Don't miss our Start and Build Promotion. Our 40% off Discounted Offer ends Monday 5th June. Sign up here
Want to read The Black Belt for yourself? Buy it here

444 | How to Tackle Mortgage Stress

Thu, 25 May 2023 15:00:00 +1000

Welcome to our latest jam-packed Q&A episode, where we dive deep into the multifaceted world of property ownership.

From the challenges of retirement risks to the strategies for alleviating mortgage stress, the evolving landscape of tenancy reforms, and the crucial examination of power dynamics, this thought-provoking discussion offers a comprehensive exploration of the diverse perspectives surrounding property.

In this episode, we leave no stone unturned, addressing pressing topics such as the potential risks associated with holding investment properties throughout retirement.

Discover effective methods for relieving mortgage stress and explore the realm of mortgage offset accounts, including their inclusion in the ADI 250K protection limit.

We also delve into the often-unreported rental issues, shedding light on the power imbalances within the landlord-tenant dynamic and examining their profound impact on marginalized individuals.

Don’t miss out! Tune in now or watch the episode here :)

Other Stuff Mentioned...

APRA Claims Scheme
Get your free copy of our MMSA Book here
Get your copy of our TAGPI Book here

Bonus Episode with Julia: Maximise Your Returns, Master End-of-Year Tax Planning, HECS Hacks, Super Strategies & More

Mon, 22 May 2023 13:00:00 +1000

In our latest Bonus Episode for 2023, (also the 5th episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia!

To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking...

Important Changes to HECS/HELP Debt – changes you MUST ACT on quickly
Superannuation Contributions before 30 June
General Tax Return Insight
End-of-the-Year Tax Strategies for Property Investors
Reminder on Working from Home claims

Tune in for this essential episode on the latest tax updates to help you maximise your 2023 returns.

Free Stuff Mentioned...

Are you on the hunt for an expert tax accountant? Book a FREE consultation with one of our qualified tax accountants here >>
See the previous Episodes here:
- Ep 1: The Top 5 Tax Rules Every Property Investor Must Understand
- Ep 2: (Part 1) Tax Planning Tips to Maximise your Returns
- Ep 2: (Part 2) Tax Planning Tips to Maximise your Returns
- Ep 3: Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & Land
- Ep 4: Navigating Tax Changes in 2023: Updates to Remote Work Claims, Renting And Victoria’s New Tax Grab

443 | How to Break Free from the Spending Trap

Thu, 18 May 2023 15:00:00 +1000

Join us in our latest episode of MythBusters as we debunk the widespread misconceptions surrounding taxes and financial planning. Prepare to be enlightened as we unravel the complexities of last-minute tax preparation and unveil the secrets of meticulous documentation.

Brace yourself for the rollercoaster ride through the ever-changing landscape of tax laws and their impact on depreciation claims.

We also delve into the realm of financial planning, shattering the myth that a defence strategy is merely optional and challenging the notion that it's exclusively for the middle-aged. Get ready for a treasure trove of knowledge, including the hidden gems of starting early, skill-building, and networking for long-term financial triumph.

Discover the multifaceted role of financial planners, far beyond their reputation for recommending shares. And in a world filled with uncertainty, we shed light on the art of informed decision-making.

We promise you that this dry topic will be full of life and give you much-needed insights into a topic that very few of us ever think about AND might just be the key to optimising your portfolio!

Don't miss out! Tune in now or watch the episode here :)

Other Stuff Mentioned...

Get your Tax Depreciation Schedule done with BMT. Reach out to their team here!
Get your copy of our MMSA Book here
Get your copy of our TAGPI Book here

442 | NRL Star on Money, Property and Life after Footy - Chat with Chad Townsend

Thu, 11 May 2023 15:00:00 +1000

In this week’s episode, we sat down with NRL superstar Chad Townsend. And let us assure you folks, this one is NOT JUST for sports lovers… It truly has something for EVERYONE. It is absolutely packed with inspiration and wisdom.

Chad's incredible journey from 17, when he made a huge decision to purchase his first property, to his current state is an inspiring testament to perseverance. His story sheds light on the sacrifices that he had to make, to embracing pivotal catalysts that propelled his progress.

In the pursuit of financial success, Chad talks about how crucial it is to adhere to timeless principles (that we regularly talk about here on the couch), regardless of your income level.

In this discussion with Chad, we unpack:

Trusting your instincts and how making sound decisions become key factors in determining the right path
The significance of trustworthy relationships
How investing early lays the foundation for long-term prosperity
The formula for success….. Discipline, Sacrifice, and unwavering Hard Work
How engaging the expertise of a Buyer’s Agent proved to be invaluable
AND…… What lies ahead for Chad when the adrenaline fades!!

What a sensational episode! It was an absolute delight to have a chat with a true superstar of the NRL. Despite his incredible achievements, his humility shines through, making it a truly memorable experience.

Give it a listen now or watch it here!

Other Stuff Mentioned...

Check out the new Moorr Expenses Dashboard in this video. If you don't have the mobile app yet, download it here!
Want to be a part of our 2023 Winter Series? We would love to hear from you... Register your interest here >> Winter Series.
What's Making Property News?
We are hiring. Come work with us!
Take our 1-minute survey!!

441 | Why Great Investors Don't Need to be Champions

Thu, 04 May 2023 15:00:00 +1000

Investing can be a daunting task, as it requires making definitive decisions in an uncertain and ever-changing market.

Many people fall prey to the sirens that lure them toward investment traps, but today’s guest Michael Kemp, the author of the Ulysses Contract, has spent 35 years mastering the art of investing and avoiding these traps.

He emphasizes the importance of staying focused on your investment goals and using history, diversification, and patience as your guide toward financial success. Great investors don't necessarily need to be champions, but they do need to apply skill to generate market-beating returns.

He also believes that investing is more about farms than casinos, highlighting the importance of long-term thinking and disciplined execution.

We sat down on the couch with Michael and explored some key insights;

The investment sirens to watch out for...
Why Great Investors Don't Need to Be Champions
How to generate market beating-returns through the application of skill
How to create your own watertight plan to pursue your own form of investment success and financial freedom!
Why investing is about farms, not casinos?

Tune in to the discussion to gain valuable insights and take your investment game to the next level. You can also watch it here!!

Other Stuff Mentioned...

Check out what the new Moorr Dashboard for your Mobile device looks like in this video. If you don't have the mobile app yet, download it here!
Want to be a part of our 2023 Winter Series? We would love to hear from you... Register your interest here >>Winter Series.
Buy a copy of Michael Kemp's The Ulysses Contract today

RBA Cash Rate May 2023: Banking Woes, RBA's Close Call & Property Inflection Point

Tue, 02 May 2023 08:00:00 +1000

The temperatures are dropping, the end of the financial year is looming and the Reserve Bank of Australia have just released their cash rate folks!

The RBA’s May update is packed with global news, from Banking Woes in the US to the train wreck that is the UK economy, I also cover the Property Market Inflection Point and deep dive into a Rental Yield Analysis.

Tune in now to hear Ben’s evaluation of the update and his predictions for the future!

Tune in to this episode where Ben unpacks three key themes for this month’s economic update:

Another banking issue in the US
The RBA makes another close call today?
I’ll also touch on the release of the RBA review
And in my property update, I’ll talk about the current inflection point in the market, plus I’ll do a deep dive on rental yields

Plus, Ben also includes his latest news and commentary on…

Latest inflation data and what we have learnt from it
Property rental increases and how they are putting further upward pressure on inflation
Employment data now as we see it
Consumer sentiment now after seeing 11 straight rate rises
Business data and how trading conditions have improved
Latest property data; housing credit growth, building approvals, property value results
And heaps more!

440 | How Do They Do It? 5 Wealth Destroying Property Myths

Thu, 27 Apr 2023 13:00:00 +1000

We all have those family and friends with impressive portfolios and beautiful renovations that leave us wondering...

“How the heck did they do it?!”

Like...is the answer simply earning a higher income?? Or did they hit the golden number of properties to achieve their dream lifestyle? And ultimately, is it possible for you to achieve the same results?!?

Well, you’ve arrived at the perfect episode to answer ALL the questions above!!

In our third awesome Mythbusters episode, we’re shining a light on the 5 BIGGEST wealth-destroying property myths. Tune in as we debunk and discuss...

Myth #1: Does Equity = Borrowing Capacity?!
Myth #2: You need 5+ properties to live your lifestyle by design
Myth #3: Rent-vesting as...a Magic Wand?!
Myth #4: Higher Incomes = Good M_n_ _ M_ _a_e_ _nt
Myth # 5 - Home upgrades: Do they just happen!?!

If you can’t tell, we’re jumping in feet first to a massive episode; avoid these pitfalls and uncover how they did it by listening now!

Free Stuff Mentioned...

Avoid falling for these Myths! Work with a team of qualified property planning advisors who’ve got your back. Book a free, no-obligation chat now >>
Take our 1min survey: We love to learn more about how you discovered us! Fill out our special, super-easy 1min survey here >>
Want to join the team of Stigs? We‘ve got a super exciting job opening. Learn more about it here! >>
Do you need 5 properties to live your Lifestyle By Design?! We answer this and reveal how to build a multi-million-dollar portfolio in our exclusive Masterclass. Register now >>
What’s Making Property News:
- Victorian tradies’ interstate exodus hitting home amid industry pains
- Renters are going to extreme lengths to put a roof over their heads

439 | HELP! What To Do When You've Got No Buffer Left...

Thu, 20 Apr 2023 13:00:00 +1000

In today’s episode, we’re covering exactly how to reposition and recover when interest rates have nearly wiped out your entire buffer!

From making your reduced "rainy day” money last to Ben’s Golden Buffer Ratio (plus a behind-the-scenes look at how our experienced team of planners do it), we’re sharing how to bunker down and hold for the long-term as the market bottoms out (which we reckon is happening NOW!)

And, like all gigantic Q&A Days, we’re not just unpacking how to bounce back from tough economic conditions but deep diving into how folks can rebound and empower themselves from dodgy Buyers Agents, divorce settlements, and more! Listen now.

Free Stuff Mentioned...

Looking for an experienced Buyers Agent? Book in a free, no-obligation consultation with our team who’ll ensure you don’t ever have to face the problems today’s listener did. Get your free appointment here >>
New Updates to Moorr! Check out our greater security and expense changes on the Desktop version here >>
Did you know you can watch our podcast episodes now!? (Psst – we'd highly recommend checking out Ben’s “focused” face 😉) Check out and subscribe to our YouTube channel here >>
Send us your questions! And in return, we’ll give you our Start & Build course for FREE! Send them through our SpeakPipe here >>
What’s Making Property News:
- Divisive ‘dob in your neighbour’ scheme >>
- Lendlease, Mirvac, Stockland find new builder for Porter Davis jobs >>

438 | REVEALED: Avoid these Property Buying Myths

Thu, 13 Apr 2023 15:00:00 +1000

There are many myths about buying property, but... it is important to avoid the hype of the headlines folks!

In this week’s episode, we tackle some of the biggest property-buying myths going around – and bust them right open with facts and real-life examples from our team on the ground.

This is Part 2 of our series on myths and misconceptions and today we unpack some of the big ones;

🔎 Are property prices dropping??

🔎 The Time it takes to transact

🔎 What is a Bargain Property?

🔎 Unpacking the perfect property myth

🔎 Set and forget strategies are non-existent…

🔎 What is the Growth Corridor and what is the corridor measuring???

🔎 How to avoid the hype!!

Another jam-packed episode for you as we separate fact from fiction when it comes to buying property!

Tune in now or watch it here >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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437 | The Biggest Danger People Face When Looking at Property Data

Thu, 06 Apr 2023 15:00:00 +1000

When it comes to property investment, data is a very valuable tool for making informed decisions.

However, looking at single data measures can be dangerous, especially when it comes to something as complex as the housing market. To truly understand affordability and sustainability, we need to consider a range of factors and look at the bigger picture.

Take median house prices, for example. This is a commonly used statistic that can give us a general idea of the state of the housing market. However, by itself, it can be misleading.

Folks, in episode 437, we have the perfect guest to help us unpack all things property data, what to look for and the dangers of looking at single data measures. We sat down with Kent Lardner, one of Australia’s best and most respected property data analysts. Kent has over 30 years’ experience in the industry focusing on property data and analytics.

We will be diving deep into:

🔣 The dangers of looking at single data measures
🔣 Looking at median house prices as a descriptive statistic
🔣 Affordability – what to look for
🔣 Are rent rises sustainable?
🔣 Kent’s craft and how it influences his decisions
🔣 And of course, unpacking everything going on in the market today

You’re in for a massive episode today that’s full of knowledge and insights into what to look for when analysing property data!

Tune in now or watch it here >>

RBA Cash Rate April 2023: The Close Rate Call

Tue, 04 Apr 2023 10:00:00 +1000

Welcome back to Ben’s RBA and Economic Update where this month's announcement could mark a “turning point” for Australia...

Will the Reserve Bank of Australia finally end the country’s 11-month rate hike or is the inflation genie still out of the bottle?!

Ben unpacks this momentous decision and what it means for Australia’s future (can we expect more rate rises?!). Plus, we’re diving into the latest market data which sees the country recording its largest drop in retail spending – ever (outside of COVID).

Zooming out, Ben explores the latest news globally including the big headlines: Global Banks Are Failing Today. Tune in to understand why this happening and how the system works.

Here are the three other key themes for this month’s economic update:

US & Swiss Banking Failures - it’s time we learn more about the global banking system
The RBA cash rate decision – it was such a close call.
Property values are growing? Yes, that’s right, but is this sustainable, or will it turn out to be a dead cat bounce? More on that topic later in this update….

436 | Warning! Don’t Fall For THESE Mortgage Myths

Thu, 30 Mar 2023 13:00:00 +1100

Last week we sat down with one of our Mortgage Brokers and well, they shared a client’s story which completely shattered our hearts and became the driver behind today’s show….

You see, this client had fallen for a common but sadly misguided lending myth which resulted in her losing THOUSANDS of dollars…😮🙁

That’s why, in this episode, we’ve switched things up to become Ben and Bryce, your Mortgage MythBusters!!

From debunking the 8 most common mortgage myths to unpacking where these misconceptions came from, we’ll be sorting fact from fiction as we determine which myths are tales of caution to heed, and which are just misinformed opinions.

And yes, we DO actually share the horror story which was the motivator of today’s show – tune in to 50:03 to hear what happens when bankers dish out the wrong advice 😞😭

Seriously folks, avoid falling into the same lending mistakes and find out the truth in today’s episode.

Tune in now or watch the episode here >>

Free Stuff Mentioned...

Looking for an investment-savvy mortgage broker? Book in a free, no obligation consultation with our team who’ll steer you away from any myths towards financial freedom. Book your free appointment here >>
Are you MoneyFIT? Find out in Moorr, your next-generation money management platform. Sign up online, or download the Apple or Google Play app now!
What’s Making Property News:
- Green shoots in Perth? Walk-in buyer interrupts auction, takes house sight unseen
- ‘To call me a greedy landlord is far from the truth. I’d rather be a tenant‘

Bonus Episode with Julia: Navigating Tax Changes in 2023: Updates to Remote Work Claims, Renting And Victoria’s New Tax Grab

Tue, 28 Mar 2023 15:00:00 +1100

In our first Bonus Episode for 2023, (that’s also the fourth episode from the Talking Property Tax with Julia series), Ben is deep diving into the latest tax updates from across Australia!

To help him, we’ve got Julia Hartman, Empower Wealth Chief Technical Advisor and Bantacs’ Founder 🧾👔📅 . Together they'll be unpacking...

Changes to working from home Expense claims
CGT affects most of your assets – even gifting jewellery!
Renting a room out to an international students
2 Hectares & changes to what's considered your main residence, and
The New Windfall Tax in Victoria

Tune in now for an essential episode on the latest tax updates to help you maximise your 2023 returns.

Free Stuff Mentioned...

Are you on the hunt for an expert tax accountant? Book a FREE consultation with one of our qualified tax accountants here >>
For more excellent resources, check out Julia's Blog >> or read the full articles below:
See the previous Episodes here:
- Ep 1: The Top 5 Tax Rules Every Property Investor Must Understand
- Ep 2: (Part 1) Tax Planning Tips to Maximise your Returns
- Ep 2: (Part 2) Tax Planning Tips to Maximise your Returns
- Ep 3: Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & Land
Check out Julia's Home Office 2023 Spreadsheets here >> (Please note: These are only free for Empower Wealth clients. If you are a client, please reach out to the Empower Wealth Tax Advisory Team, and they will be able to share that spreadsheet with you. For non-clients, please purchase it through the Bantacs website 😊

435 | Should I Sell or Hold Right Now?!

Thu, 23 Mar 2023 13:00:00 +1100

Given today’s unique and nail-biting economic environment, it’s no surprise that so many people are asking,

“What is the next best move for me?!”

And the sad truth is...there is no ‘one size fits all’!

What we can give you contact~first.name, however, is the next best thing...

Our insider's knowledge, skills, tips and tactics that we (and our advisors) use for our clients that helps them to optimise their journeys!

Using real case studies from real clients, we’re unpacking everything from escaping debt burden to staying in the property game long term, to deciding whether to buy and investment property or home first.

Another episode stuffed full of knowledge, tune in now. 😊😊😊

Watch this episode here >>

Free Stuff Mentioned...

Work with our team of friendly and experienced advisors: Explore your options and opportunities and carve out your optimal investing journey (especially given today's turbulent market). Book in your free, absolutely no-obligation consultation with us today >>
Ben’s “What’s Making Property News?” articles:

434 | “It Is A Minefield”: Unboxing Tax Structures and Myths - Chat with Julia Hartman

Thu, 16 Mar 2023 13:00:00 +1100

The ONE tax question we get asked all the time is... What name should I put my tax structure in?!?

And, as Ben says, “It is a minefield.” To help you avoid getting into any tricky situations we’re unpacking everything you need to know about tax structures in 2023.

Did we mention...We’ve got help from one of the best!

Re-joining us in the studio (For the FIRST time in 2023 – which we’re BEYOND pumped!!) is Julia Hartman: Founder of BanTACS, Leading Tax Consultant at Empower Wealth and Tax structure extraordinaire!!

Basically, this is the ONLY episode you need to listen to understand tax structures.

And because we recorded this in the studio, you can also WATCH this episode on our YouTube Channel! Click here to check it out or tune in now!

Free Stuff Mentioned...

Free suburb reports end tonight! Our 8th Birthday surprise to you (5x Free suburb reports, usually $39) ends tonight, 16 March 11:59pm AEDT!!
How To Claim Yours: Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. To ensure you are not charged, please purchase a single Suburb Report x 5 times.
New PICA Webinar: Watch Ben’s latest PICA webinar on WA’s Tenancy Reform Strategy. Become a member to watch the replay >>
NEW MOORR FEATURE! Check out your IncomeSPEED today! Create or log in to your free account in our online platform or download the app on Apple or Google Play today!
For those who left us a 5-star written review in our Moorr app – Thank you! Email us to claim a FREE Start & Build course today
Ben’s “What’s Making Property News?” articles:
- #1: An investor with 12 properties who’s struggling. Read it now >>
- #2 – Is Australia’s market balancing? See the graph Ben talks about here >>

433 | Scary Ugly, Spendvesting & Turning an Ugly Duckling into a Swan – Chat with Evan Lucas

Thu, 09 Mar 2023 13:00:00 +1100

Humans are not rational creatures - especially when it comes to our finances.

So how can we identify and navigate our natural human biases and emotions around investing and risk?!

Folks, in Episode 433 we’re exploring all of this and more as we dive into the fascinating topic of behavioural finances with the help of returning podcast guest and ultimate money mindset guru, Evan Lucas!

Author of the best-selling book Mind Over Money: Why understanding your money behaviour will improve your financial freedom, he is also an experienced market strategist and super passionate investor!

From exploring the most common human biases in the finance world to how you can conquer and embrace risk and scary emotions when investing, we'll also be deep diving into everything going on in the market today from Super to rising rates.

Free Stuff Mentioned...

6,000 reports generated?! Our 8th Birthday surprise to you (We gave away our Suburb Report for FREE (RRP $39) was so popular we’ve decided to extend it by 1 more week!
How To Claim Yours: Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. To ensure you are not charged, please purchase a single Suburb Report x 5 times. If you add 5 Suburb Reports into one cart purchase, you will only receive a $39.00 discount. Hence purchase one report at a time please 🙂 This offer expires on 16th March 2023.
Worried about rising rates? Stress-test your finances with Moorr. Create or log in to your free account on our online platform or download the app on Apple or Google Play today!
Ben’s newest Moorr tutorial video here >>
For those who left us a 5-star written review in our Moorr app – Thank you! Email us to claim a FREE Start & Build course today 😊
Check out Evan’s awesome new book, Mind Over Money here >>
Ben’s latest RBA update here >>
RBA Gov. Phillip Lowes’ speech here >>
Read the article from Ben’s “What’s Making Property News?” here:
- ‘As strong as it’s ever been’: Toorak mansion sells for $30 million
- This CEO picked the top of the property market, now he’s spending up

LISTEN TO THE FIRST 20 EPISODES HERE >>

FIND US HERE:
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RBA Cash Rate March 2023: Is Now The Time To Act?

Tue, 07 Mar 2023 10:00:00 +1100

Welcome back to another monthly RBA update and yet another cash rate hike. (No surprises here folks!).

Tune in now to find out whether we’ve crept up another 25 basis points bringing the rate to 3.60%, or if the Reserve Bank of Australia has decided to jawbone consumers this month to curb spending.

Overarching all this is the goliath question...

If the economy is slowing (tick), unemployment is rising (tick), and wages are contained (tick), then why haven’t we seen interest rates pause!?!

Listen now to hear Ben dive into this question and unpack Australia’s data from the last month reflecting disconnected sentiment, disinflation and a domestic market still finding its footing.

Plus, Ben also includes his latest news and commentary on…
👉 The US’ data shows a story of resilience – but the Fed isn’t happy
👉 The key to China’s economic rebound
👉 Europe raises interest rates to its highest levels since the GFC
👉 The RBA is taming our inflation beast with a blunt sword
👉 “It gets worse before it gets better”: Unpacking Housing Supply Levels
👉 Is now the time to invest? and Ben’s predictions for when investors will return to the table
👉 CoreLogic’s Home Value Index – 1 March 2023, and lots more!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- [Free] Make Money Simple Again

FIND US HERE:
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432 | Another Tax Grab…What 62.5%?!?!

Thu, 02 Mar 2023 13:00:00 +1100

It’s sad but true, we’re back covering yet ANOTHER tax grab that’s set to take 62.5% of your earnings...The Windfall Gains Tax. 🤯

Welcome back to our first Q&A session for 2023 where we’re tackling this shocking tax grab, along with a line-up of fantastic questions like…

👉 Should I renovate and rent now or rent then renovate later?!
👉 Why buy Established over new housing?! (How much do you really benefit?)
👉 And if diversification is the key to growth, should one expand their investments beyond property?!

Another jam-packed episode that sees Ben more fired up than ever (and not just because he gets called Benjy 😉 ). Tune in now!

FREE STUFF MENTIONED...

Happy 8th Birthday on The Property Couch! To celebrate we’re giving away 1-week FREE access to our Suburb Report (Usually costs $39). Click here and enter the Coupon Code: TPCBIRTHDAY. Limit 5 per person. Note: To ensure you are not charged, please purchase a single Suburb Report x 5 times. If you add 5 Suburb Reports into one cart purchase, you will only receive a $39.00 discount. Hence purchase one report at a time please This offer expires 9 March 2023.
Learn how to make your WealthSPEED go faster! Check out Ben’s newest video >>
Read the article from Ben’s “What’s Making Property News?” here >>
Send us your questions! (and if it appears on the podcast, we’ll send you a Start & Build course for free!)
For our Moorr users, if you’ve gained value from our money management platform, we’d seriously appreciate it if you left us a 5-star review on Apple or Google Play!
Episode 418 | The Hidden Forces Driving Property Values

431 | Paying Too Much Interest? 6 Ways To Avoid Overpaying

Thu, 23 Feb 2023 13:00:00 +1100

A mortgage is one the biggest loans most people will ever take out in their life. It’s a scary thought. Now here’s the only thing scarier than that...

Being stuck in Mortgage Jail and not realising it.

This sad truth is unfortunately what too many folks are facing, especially with rising rates.

That’s why in Episode 431, we’re shining a light on why EVERYONE needs an investment-savvy broker to help them break out of Mortgage Jail and stop overpaying on interest – for good.

To help us do this, we’re sharing 6 real client stories from our amazing team of investment-savvy brokers who work at the coal face of the lending game every single day ( Plus so much more!)

For the folks that don’t know - we’ve had the absolute privilege and honour of changing thousands of clients' lives through Empower Wealth, our award-winning financial advisory.

If you’d like to do beat the banks too and save thousands of dollars in interest like our clients already have, why not work with our team! Reach out today for a 100% free, no-obligation chat today >>

P.S. It's our 8th Birthday TODAY!! Thank you to our amazing TPC tribe for tuning in each and every week ❤️

FREE STUFF MENTIONED...

Need an Investment-Savvy Mortgage Broker? Our award-winning financial advisory, Empower Wealth has been helping clients to save millions of interest since 2004. Last quarter, we saved roughly $2.4M in interest and this year, we're on track to smash our target of $3M. See how much we can save you today >>
Read AFR's article here >>
Missed Ben’s PICA Webinar? Become a member to watch the replay >>
Check out Moorr's YouTube Channel and see Ben’s 9-part educational series on “How To Beat The Banks” here >>
Related Episodes: Episode 406 | How to Beat the Banks at Their Own Game

430 | 17 Properties & Counting: How To Play The Long Game - Chat with Damian Collins

Thu, 16 Feb 2023 13:00:00 +1100

Folks, we’re super excited to be welcoming a return guest to the couch that’s one of the greatest minds in the industry! Re-welcoming...

Damian Collins, Founder and Managing Director of Momentum Wealth!

He’s also the Chairman of Westbridge Funds Management, has been on the Council of the Real Estate Institute of Western Australia (REIWA) since 2011 and served as President of the Institute from 2018 to 2022 (phew!)

An active property investor himself, Damian also owns 17 properties in Western Australia!!

Basically...he’s the property guru to talk to when talking about playing the long game, especially in Perth.

We’ll be covering how he’s played the long game, whether Perth still is just “a one-trick pony” (aka. A boom-or-bust mining town) and honestly...

Why we think it's about to boom!!

Yep. You heard it here first folks. 😉 From the construction challenges WA has been facing to why “regression to the mean” should mean something to you, we’re giving you an updated and in-depth guide to investing in WA.

Plus, tune in to hear Damian’s money backstory, the one passion that set him on his current trajectory today and how he’s kept his cool throughout COVID and today’s rising interest rates.

FREE STUFF MENTIONED...

Ben’s hosting a PICA Webinar on the 21st Feb! Join Ben as he covers the Latest Property Market Update & Debunks Labor’s Negative Gearing & Capital Gains Tax Policies. For PICA Members only, sign up here >>
Read about Sydney’s smallest house selling sold for $1.5M here >>

429 | Property Market Outlook 2023

Thu, 09 Feb 2023 13:00:00 +1100

Folks, it’s about that time of year again...

We’re dusting off our crystal ball, crunching the numbers from the last Quarter and using our hard-earned experience from past market cycles to give you...

Your ultimate Property Market Outlook for 2023!

From the suburbs that are set to soar to when we can finally expect this record rate hike to end, we’re covering everything you can expect this year and answering: Is Australia headed towards a V or U-Shaped Recovery?

And for those who are thinking of investing this year, we’re covering a checklist of those who should and definitely shouldn’t be going around the roundabout again.

And of course...we’ll be using some super useful reports to bring you the wider Macro Story in Australia including inflation numbers, property supply levels and more.

With each year bringing a completely different property market, tune in now to get an expert forecast for 2023 and be prepared for the year ahead!

FREE STUFF MENTIONED...

Listen to Ben’s update on the RBA Cash Rate February 2023: The Inflation Peak Has Passed, So What’s Next?
See the Australian Household Savings Ratio Graph (from 18:23) here >>
Read (or listen) to NAB’s December Business Sentiment Survey Data (from 24:10) here >>
Download CoreLogic’s Cordell Construction Cost Index (CCCI) (from 29:08) here >>
See the Capital City Properties Listed For Sale graph (from 33:39) here >>
Episodes Mentioned:
- Episode 418 | The Hidden Forces Driving Property Values

RBA Cash Rate February 2023: The Inflation Peak Has Passed, So What’s Next?

Tue, 07 Feb 2023 14:00:00 +1100

Welcome back to a new year and Ben’s first RBA report for 2023!

After a month’s hiatus, Australia’s economic landscape has changed rapidly. Will the board decide to mirror December’s 0.25 rate rise or is a larger rate hike in order?

Tune in to find out, plus Ben covers the highs and lows of the domestic market from the ASX’s surprise positive results to falling unemployment and business sentiment.

Of course, Ben also dives into the biggest news from around the world including the US’ “disinflationary” period, China’s relaxing lockdown laws, and more.

Here are Ben's key themes for this month’s economic update:

We are now past the peak of last year’s Global Inflation shock (including here is Australia, even though the last data read for December didn’t show that).
Australia’s Cash Rate tightening cycle is coming to an end, led by the consumer running out of cash

P.S. Keen to hear our predictions for 2023? Stayed tuned for this week’s episode (Ep 429) where Bryce and Ben unpack the Risks and Opportunities in our annual Property Market Outlook for 2023.

FREE MONEY MANAGEMENT APP:
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👉 Or access our web platform at: https://www.moorr.com.au/
Want to learn more about these awesome tools? Check out our Moorr Wealth Dashboard "handbook" here >>

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!

- [Free] Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.

WORK WITH OUR AWARD-WINNING TEAM >>

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428 | What is your WealthSPEED?

Thu, 02 Feb 2023 13:00:00 +1100

Why do folks struggle with good money management?

It’s a huge question. Now here’s an even bigger one...

How can they overcome it?!

Yep. We're kicking off February with some pretty big and bold content!

With many new year’s resolutions fading into the background of life as January comes to an end, we’re aiming to give you an extra boost of motivation by diving into the 3 biggest causes of bad money management (do you fall into any of these?) and revealing how to tackle and triumph these challenges in 2023!

And since this podcast is all about giving you the insider’s guide to property and money management...

We’ve got 3 special gifts from our Moorr money management platform to help you do just that:

Introducing the WealthSPEED, WealthCLOCK and WealthTRACKER.

Tune in now to find out how these next-generation financial tools will transform the way you view and control your money and let us know your answer to today’s questions...

What is your WealthSPEED??

(Leave your answer on our socials or send us a message 😉!)

FREE STUFF MENTIONED...

Sign up to our YouTube Channel: 2023 is the year we’re going to start pumping out tons more educational content! Stay in the loop by joining our YouTube community and be the first to know.
Listen to Ep 200 | Paul Clitheroe – Timeless Wisdom from the Original “Money” Guru

Discover your WealthSPEED by downloading the Moorr App for free at:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Or access our web platform at: https://www.moorr.com.au/

Want to learn more about these awesome tools? Check out our Moorr Wealth Dashboard "handbook" here >>

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!

- Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.

WORK WITH OUR AWARD-WINNING TEAM >>

FIND US HERE:
- Website
- Instagram
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427 | “I made 200K over 4 years by not doing much”: The Amazing Penny Drop Moment For This Investor - Chat with Steph

Thu, 26 Jan 2023 13:00:00 +1100

Folks, we're finishing our 2022/23 Summer Series with an unbelievably great episode...

Meet Steph.

Her first renovation was done on a shoestring budget. With her husband in between jobs, and Steph herself fresh out of university, there wasn’t much money to play with.

Then, they received some advice....and made the life-changing decision to sell 🙁.

But this isn’t the end of this couple’s story.

In fact, it’s just the beginning...

During their next renovation is when they had THE penny-drop moment which transformed their life’s path and financial future forever.

Tune in to find out what this moment was and the journey Steph and her husband (who she met at just 12 years old!!) have been on...

From her earliest “observation, not conversation”, money management lessons to how she found the secret sauce to unlocking her confidence on her investing journey.

A huge shoutout to Steph and all our amazing 2022/23 Summer Series guests who’ve had the generosity and openness to come on and share their stories with the community – it's people like you that are changing the lives of investors everywhere! THANK YOU!

P.S. And for those folks out there who celebrate it today – Happy Australia Day! 🇦🇺🐨

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing: Learn how to build a property portfolio that creates $2K per week in passive income - no previous experience needed!

- Make Money Simple Again: Discover the secret money management system that'll allow you to trap surplus cash and make your work harder - all for less than 10 minutes a month.

WORK WITH OUR AWARD-WINNING TEAM >>

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

426 | “I Went Out On My Own From 14 Years Old”: From A Scarcity Mindset To Finding Financial Success - Chat with Maryanne

Thu, 19 Jan 2023 13:00:00 +1100

Today’s special Summer Series guest didn’t have a typical childhood.

Growing up with a scarcity mindset, Maryanne and her siblings lived in an environment where food was scarce and at a young age, were placed into foster care.

Then, at just 14 years old, she started making her own way in the world.

If you can’t tell already folks, today's Summer Series story is an incredible tale of breakthrough and deciding “It's not where you’re from, it’s where you’re going”.

From developing her own money management system at just 14 to self-educating and empowering herself on shares, property and more...

We follow Maryanne as she transforms her mindset from one of scarcity to financial freedom and entirely self-funds her own property portfolio!!

Tune in now folks.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

WORK WITH OUR AWARD-WINNING TEAM >>

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

425 | From Bankruptcy to 6 Properties - The Tale That’s A Testament To Knowing Your Numbers - Chat with Dale

Thu, 12 Jan 2023 13:00:00 +1100

Growing up on a rice and cattle farm that would later sell due to Bankruptcy...

The circumstances that Dale, today’s special Summer Series guest, grew up in are drastically different to the financial outlook he has today.

With 6 investment properties under his belt (with more to potentially come) and an early retirement on the cards, how did he make this complete 360, mind-blowing transformation??

From buying his FIRST share at the age of 15 (yep. You read that right!) to the pivotal point where he started investing in property, we’re following Dale as he overcomes his mental challenges around debt, leverage and risk...

Dale shares the awesome money system and the process he goes through for selecting and renovating homes (plus so much MORE GOLD!)

This is yet another inspiring and motivational episode about a guest who's empowered himself through knowledge and taking action.

Seriously, listen in now folks!

Free Stuff Mentioned

Want help on your investing journey? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you 😊
Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change how you view and manage your money!
Exclusive Masterclass: We’ve just launched our brand new Masterclass! Learn the #3 secrets on How to build a property portfolio and retire on $2k a week in any market and start 2023 right. Check it out here >>

424 | How This “Weekend Millionaire” Got Out of $45K In Credit Card Debt And Turned His Life Around - Chat with David

Thu, 05 Jan 2023 13:00:00 +1100

We’ve all had big nights out where the next morning…we cringe, sigh and peek at our bank account with a feeling of dread.

But what happens when this is your life every weekend?!

This was sadly the story of David, today’s awesome Summer Series guest.

Once a “weekend millionaire” who funnelled all his money into living for the weekend and getting bailed out by the bank of mum and dad, it wasn’t until he went across the world and had some life-changing experiences that he had his “a-ha” moment.

Tune in to discover the necessary steps leading him to this moment…

The psychology trap behind debt that kept him bogged down for so many years, and how he’s completely transformed his life, starting with one book.

What an amazing and transformational story, David an enormous thank you for sharing your story with our community. Give it a listen now folks!

P.S. Exclusive early release: Next week we’re officially releasing our first and ONLY Masterclass which reveals the #3 fundamental secrets on How to build a property portfolio and retire on $2,000 a week.

BUT because you are a part of our very special TPC community, you can access it early!! Watch it here >>

Free Stuff Mentioned...

Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊
Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change how you view and manage your money!
Exclusive Masterclass release! Watch it here >>

423 | How This Reformed Spender Went From $336 To His Name To Getting his First Investment Property - Chat with Mathew & Olivia

Thu, 29 Dec 2022 13:00:00 +1100

Have you ever had just $336 to your name?

Half of today’s Summer Series duo has.

As our last episode of 2022, we’re closing out the year with a seriously phenomenal Summer Series Story.

Meet Mathew and Olivia – our first and only couple in our 2022/23 Summer Series!!

Raised in two very different backgrounds, this couple had 2 very different expectations around money management and investing...

With one a spender and the other a reformed saver, tune in to discover how this couple has settled their differences in money norms from emotional buying to rising interest rates and how their setting themselves to achieve their next big goals in life.

Another fantastic episode with TONS of great analogies (The trolley vs. The basket?? The Ego system vs the Ecosystem?!?), we’re closing out 2022 with a bang!

A huge shout out to Mathew and Olivia for sharing your awesome story with the community. 😊 Give it a listen now folks!

P.S. As our last episode of 2022, we hope everyone has a safe and very Happy New Year from all of us on the Couch! See you in 2023 folks! 🎉🥳🎊

Free Stuff Mentioned...

Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊
FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!

422 | “I Lost My Safety Net”: A Tale Of Overcoming Loss And Finding Your Own Security - Chat with Jack

Thu, 22 Dec 2022 13:00:00 +1100

As our LAST Episode before Christmas, we’ve got a super heart-warming money transformation in store! 🎄🎅🎁

Meet Jack: a 29-year-old teacher who grew up on Sydney’s northern beaches.

From happily living at home, spending his days teaching and his spare time surfing, his world was turned upside down at the age of 25.

As this special Summer Series Guest says,

“I felt like I'd lost my safety net.”

Suddenly with no backup plan and no clarity about his financial future, he knew he had to make a change.

Tune in to hear how Jack took control of his finances, from starting his dream small business to his first investing experience.... during a pandemic. 😲

And did we mention...

There’s a failed transplant, a touching list of mentors who’ve helped Jack along the way, and much, much more?!

Folks, today’s episode is an extraordinary tale of overcoming loss, having grit and saying, “if it’s to be, it’s up to me.”

A truly awesome episode that brought a warm feeling to our hearts, a massive thank you to Jack for your sharing your story with us.

Free Stuff Mentioned...

Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊
FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!

421 | “I walked away with nothing”: How To Start Again and Build Your Financial Peace From Scratch - Chat with Jessica

Thu, 15 Dec 2022 13:00:00 +1100

“I worked hard my entire life and I had nothing to show for it...”

Folks these are the words from today’s super special guest before she began her complete financial and self-described personal transformation.

Born into an amazing family with terrible money management...Jessica learned the value of being financially independent of a young age.

So how did she end up selling the first house she built...with multiple debts...and “walking away with nothing...”?!

Tune in to find out now and discover the amazing, breathtaking journey she’s been on since then.

From a lucky break with her first property to borrowing her mum’s life savings to building half a house, today’s multi-chaptered saga is truly a nail-biting, heart-warming tale with lots of laughs along the way.

A true inspiration to investors everywhere. A huge THANK YOU to Jessica for sharing your story on the couch today.

Free Stuff Mentioned

Want help on your investing journey? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team and see how we can help you 😊
Free Lifestyle By Design Platform: Check out Moorr, our money management platform (that’s now available as an app!) that’ll completely change the way you view and manage your money!
See Jessica’s half-a-house here.

420 | How She Did It: A Single Mum With A 7 Property Portfolio On 36K?! - Chat with Mandy

Thu, 08 Dec 2022 13:00:00 +1100

“Some days, I had to choose between feeding the kids and driving them 27km to school...”

Folks, some stories are just so insanely awe-inspiring and jaw-dropping that it's hard not to listen to it twice (or three times!).

The story that today’s Summer Series Guest is sharing with us, is one of them.

Meet Mandy: a champion mum from the remote town of Forbes.

Growing up with absolutely NO money conversations around the table, she was constantly in “the bottom percentile” at school and at just 18, became pregnant.

This is just the very beginning of Mandy’s amazing and transformational journey.

Without giving away too much, tune in to hear as Mandy swings from her darkest period to her hustling years to now owning a flourishing property portfolio with 7 investment properties...

While never earning more than 36K a year AND raising 2 young kids by herself 😮

A truly heart-stopping, eye-opening tale that follows one woman as she grows up in a low economic demographic and proceeds to break through every mental, financial and emotional barrier placed before her.

Thank you for sharing your incredible story with us Mandy, your vulnerability and openness is an inspiration to investors everywhere.

Give it a listen now folks!

Free Stuff Mentioned...

Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey 😊
FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!

RBA Cash Rate December 2022: Has Australia Reached Its Inflation Summit?

Wed, 07 Dec 2022 14:00:00 +1100

As we start to close out the year that was, the Reserve Bank of Australia (RBA) has just released its last official cash rate for 2022!

As global economic outlook shifts to a more “positive” note with the US and Australia seeming to have escaped a recession, have we just received another early Christmas present from the RBA?

Tune in to find out if the cash rate has been paused for the first time in 7 months, plus these 3 other key themes in this month’s economic update:

The slowing of interest rate hikes in the US
A case for pausing interest rates in Australia moving forward
How the property market will finish out in 2022 and begin in 2023

Plus, Ben also includes his latest news and commentary on…

The RBA’s Official Cash Rate!
Adjusted OECD Global Outlook Forecasted Figures
Why US interest rates will go higher than Australia's!
China’s low inflation figures yet Zero COVID Policy chokehold
Will the Eurozone go into a recession in 2023?
Employment levels reach record highs!
Have interest rates finally curbed spending here in Australia?
Property Prices continue to decline & what to consider if you’re thinking of buying... (Note: there is no such thing as a typical National Dwelling Property – it's realistically about markets within markets. Tune in to Episode 418 where we explain why!)
CoreLogic’s Home Value Index: 31 November 2022

and much, much more!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

419 | Proof Is In The Portfolio: From Leaving School At Year 11 To Owning A $4.5M Property Portfolio - Chat with AJ

Thu, 01 Dec 2022 13:00:00 +1100

It’s finally here folks. It’s the time of the year we’ve all been waiting for (that’s almost better than Christmas 😉). Today we’re kickstarting the VERY FIRST episode of our 2022-23 Summer Series!!!

And boy do we have a FANTASTIC lineup of guests for our 5th Summer Series, each with their own absolutely amazing, jaw-dropping stories which are all about this year’s theme…

What Drove You To Act?

From their origin story to their darkest-before-dawn moments to their “rising from the ashes”, we’re kickstarting this awesome series with the unique story of AJ.

From growing up in a financially tight household to the pivotal moment in his childhood that transformed his entire family’s dialogue around money…

He’ll be sharing how he invested in his FIRST property at just 16 years old (Yep. You read that right! And did we mention he COMPLETELY self-funded it?! Tune in to 15:22 to find out how!)

The failproof investing style that’s bought him his successful 6-property portfolio (and you can implement it too!)…

And all of life’s journeys in between, taking him from Afghanistan to Antarctica to Darwin and beyond. Listen now folks for an instant boost of motivation!

Free Stuff Mentioned…

Want help with your sequencing? Reach out to our award-winning financial advisory! Book a free, no-obligation initial chat with our team here and see how we can help you on your investing journey
FREE Lifestyle By Design App: Check out Moorr the APP, our money management platform that’s now officially available as an app on Apple and Android. Check it out today and completely change the way you view and manage your money!

418 | The Hidden Forces Driving Property Values

Thu, 24 Nov 2022 15:02:57 +1100

“Property is a voting machine in the short term and a weighing machine in the long term.”

Folks, these words form the beginning of one of our most important episodes (and also our LAST formal episode for 2022!! But don’t worry, we’ve got an AMAZING Summer Series coming at you next week. But back to this week…)

In light of the rising housing values, we’ve heard SO many people say, “Surely property prices can’t go up anymore?!?”

And this is exactly what we’re speaking to when we’re divulging…

What Drives Property Values?!

From economic activity to human interest and behaviour, what actually causes these prices to go up? Is there a secret framework to help you accurately predict which markets are about to “boom”? (Spoiler: Yes there is! )

And ultimately, “Is it possible for them to keep going up – and is it bad if it does?!”

In Ben’s words, “Today’s episode is a MEGASODE!!!”. Tune in now to hear all of this evergreen wisdom and more!

Free Stuff Mentioned…

WE’VE LAUNCHED THE MOORR APP! Check out our FREE brand-new Lifestyle By Design app with the same great MoneySMARTS system (plus more cool features!). For Apple users click here, or for Android users click here. (or our web version here!
It’s Black Friday Tomorrow!! Keep your eyes peeled for an email tomorrow with an 86% discount on something very special…
Free Report: Read Relationships Australia’s latest 2022 findings here.
Free Article: Read Money Mag’s Article on “Aussies to spend $6.2 billion on Black Friday sales” here. (From Ben’s What’s Making Property News)
Examples: See some examples of Singapore Properties at Chestnut Drive ($20M) and Nassim Road ($56M!) from 1:27:25!

417 | Home Deposits Made Simple – Chat with Julia Hartman, Michael Ragavan & James Bowe!

Thu, 17 Nov 2022 14:34:23 +1100

Saving for a home deposit.

With high housing values and a steadily rising cost of living, saving for that first big leap onto the property ladder can seem daunting to some and impossible to others. Here to part the sea of confusion and simplify home deposits, we’ve got a fantastic number of guests on the couch (In fact, this is the MOST guests we’ve had on at a single time ).

Free Stuff Mentioned…

Want help with your home deposit? See how our award-winning team, Empower Wealth can help! Book a free, no-obligation consultation with our team here.
Learn more about the Australian Gov’s First Home Guarantee (FHBG) Scheme here.
Read Julia’s Blog Home Deposits – Made Simple: Two Years @ $200 Per Week and No LMI here.
(Not Free) To find out more about Julia’s Super Organiser Spreadsheets click here.
Read ABC’s article Stamp duty legislation passes NSW parliament despite opposition from Labor and Greens here (from Ben’s What’s Making Property News!)
Check out today’s guests and their life-changing products below:
Psst – we have no commercial ties to these folks! We genuinely just think their products are downright revolutionary.
- Ban Tacs: A national co-operative of professional tax accountants who specialise in tax and property.
- Our Leg Up: Focused on diminishing wealth inequality, Our Leg Up aims to help Australians to use the wealth tied up in their property as funds for investment.
- OwnHome: Provides a new path to homeownership, by allowing hard-working Australians to save for their dream home while they live in it.
Listen to Episode 411 | Meet the NSW Premier: Reforms, Housing Affordability & Cutting Red Tape – Chat with Dominic Perrottet

416 | How Can We Solve Australia’s Building Crisis? - Chat with Paul Baker

Thu, 10 Nov 2022 13:21:06 +1100

Property is a game of finance just as much as it is a game of bricks and mortar. But what happens when this bricks and mortar – and the cost to put it all together – starts to cost too much?!

From rising labour costs to widespread material shortages, we’ll be exploring why the industry has ended up in its current state, when we can expect things to “normalise”, and answering the BIG question…

Should you delay building?! And if you’re already building….what should you do to ensure the best results?!

Please welcome back Paul Baker, Director of Inside Out Property Inspections, qualified Carpenter and Registered Builder Practitioner with the Victorian Building Authority! A man of many trades, Paul also holds a Pest Control License with many years of experience inspecting residential homes….

Free Stuff Mentioned…

Leave us a Question on our SpeakPipe! Click here to send us your questions.
UPDATED Free Money Management Platform: Check out Moorr, our Lifestyle By Design platform that’ll transform the way you view and control your finances.
Save the date! The Property Investment Professionals of Australia (PIPA) is holding its 2022 Annual General Meeting! Click here for more details.
Looking for a Qualified Pre-Purchase Building Inspector? Check out Paul’s specialised and extremely experienced business Inside Out Property Inspections!
Read realestate.com’s article on What it’ll cost you to live in Australia’s most expensive suburbs here. (From Ben’s “What’s Making Property News”)
Listen to Tim Ferriss’ Podcast, Episode #361: Jim Collins — A Rare Interview with a Reclusive Polymath here (Referenced in Bryce’s Lifehack!)
Other Episodes Mentioned:
- Episode 045 | Why should you conduct a Pre-Purchase Building Inspection and what could go wrong? – Chat with Paul Baker

415 | When Do Out-Of-Pocket Costs Become Too Much?

Thu, 03 Nov 2022 16:00:04 +1100

We’re back with another mega-exciting Q&A Day that speaks to the Psychology of Investing, especially in an environment with rising costs and interest rates.

From the common mindset blocks that investors face (like loss aversion and sunk cost) to how you can carve a path for yourself when you just don’t know what to do next. We’re unpacking why investing isn’t for everyone, the Quality of Living trade-offs, how and why you’d want to split your variable and fixed rates and tons more wisdom!

Free Stuff Mentioned…

Leave us a Question on our SpeakPipe! Click here to send us your questions.
UPDATED Money Management Platform: Check out Moorr, our free Lifestyle By Design platform which we upgraded over the weekend! We’re talking about a new virtual assistant, better goal organisation and much more! Check it out here.
Read CoreLogic’s Report on the 2022-23 Federal Budget here.
Check out the Bills Before The House that Ben references in Q1 here.
Ben’s Moorr Educational Series:
- Beat The Banks (and get the best deals)
- 6 Essential Lessons Everyone Should Know Before Their Fixed Loan Expires
Other Episodes Mentioned:
- RBA Cash Rate November 2022: Rate Hike Again But When Will It Stop?
- Episode 403 | Do You Need a Buyers Agent in Today’s Market? (Part 2)
- Episode 406 | How to Beat the Banks at Their Own Game
- Episode 398 | From Financial Anorexia to Financial Peace of Mind – Chat with Jack
- Episode 348 | From Refugee To $140000 A Year In Passive Income!

RBA Cash Rate November 2022: Rate Hike Again But When Will It Stop?

Tue, 01 Nov 2022 14:31:05 +1100

While the race that stops a nation will have the eyes of Australians everywhere today, another decision drawing just as much interest has been released.

In the Reserve Bank of Australia’s (RBA) November release – which happens to coincide with Victoria’s Melbourne Cup Day – Ben breaks down our seventh consecutive rate hike from the data behind this decision to how can we, as consumers, can curb interest rates.

And, of course, it’s not a monthly RBA update unless it’s jam-packed!

We’ll hear Ben explain the headline changes (and 2 of his biggest disappointments) in Australia’s newly “reprioritised” Federal Budget, the darkening outlook on global growth, and his observations – and future forecasts — for our Property Market.

Another gigantic episode that sees Australia continue to balance the tightrope between economic growth and inflation, tune in now!

Plus Ben unpacks these key themes in this month’s economic update:

Global growth outlook continues too sour
The RBA is following through on its promise, because we continue to spend too much…
Politics is a mugs game – there is just one problem – they control the economy

Quick tip! If you’re keen to forecast your cashflows through this period, use the handy MoneySTRETCH feature on our free money management platform, Moorr. Click here to sign up or log in.

Additional free resources:
Episode 169 | Alan Oster – NAB’s Group Chief Economist – on Interest-Rate Rise, Tax Cut and The Future of Residential Property

Episode 389 | Interest Rate Rise: What this means for YOU! – Chat with Evan Lucas

Episode 390 | Will Interest Rates CRASH the Property Market?!

Episode 404 | What do Inflation, Interest Rates & Broccoli have to do with Property?!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

414 | How This Couple Is Smashing Procrastination & Retiring Early

Thu, 27 Oct 2022 13:00:03 +1100

One of the biggest derailers for any investor is…Procrastination. So how can you avoid falling into this trap?!

Folks this week we’re back with another super-exciting, real Case Study about Annabelle & Jamie (Pstt – These are fake names!).

Tune in now to discover the sequencing that Annabelle & Jamie can take to still make this dream a reality, and the frameworks and property plan that’ll stop them from falling into the procrastination trap (or from making more costly mistakes) ever again! A crazy-but-true episode that highlights the power of planning, taking action and smashing procrastination!

Listen now to see how this couple can achieve all of this while setting themselves up for a $120K passive income AND an early retirement!

Free Stuff Mentioned…

Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).
Free, money management platform: Start getting more out of your finances with Moorr, our proven money management system.
Smash YOUR procrastination: Book in a free, no–obligation consultation with our award-winning team of qualified property investment advisors. Discover how you can create your optimal property portfolio plan here.
Check out Morgan Housel’s book, “The Psychology of Money: Timeless lessons on wealth, greed, and happiness” from Bryce’s Mindset Minute here.
Other Episodes Mentioned:
Episode 016 (Part 1) | The 5 Essential Steps to Property Investing in Australia
Episode 016 (Part 2) | The 5 Essential Steps to Property Investing in Australia
Episode 412 | The Best & Worst Performing Markets Over 30 Years! – Chat With Tim Lawless

413 | The Future of Price Growth in Australia

Thu, 20 Oct 2022 13:00:15 +1100

Passing on interest rates to tenants. Updating property plans. The future of price growth and…

Restructuring your mortgage (is Line of Credit still the best?!)

Yep. Folks, we’re back with another ultra-packed Q&A session that’s all about being smart with your money in an unpredictable market.

Give it a listen now to get the facts and cut through the noise!

Free Stuff Mentioned…

Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).
Take the quiz to see where you sit on our “7 Grades of Financial Wellbeing” scale.
Free, money management platform: Start getting more out of your finances with Moorr, our proven money management system.
Watch Ben’s newest educational series called “How to Beat the Banks (and get the best deals!)” here.
Free eBook: Download our best-selling book, Make Money Simple Again here.
Read CoreLogic’s Report: “The Long Game – 30 years of housing values”
Read the article from Ben’s “What’s Making Property News” on the top #10 most successful celebrity investors here.

412 | The Best & Worst Performing Markets Over 30 Years! - Chat With Tim Lawless

Thu, 13 Oct 2022 13:00:30 +1100

Let's welcome back CoreLogic’s Research Division Founder, Tim Lawless! As Executive Research Director of CoreLogic, Tim heads up a team of analysts in Australia and New Zealand, reporting on property market conditions and the interplay between economic and demographic forces (phew talk about wide coverage!).

Free Stuff Mentioned…

Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).
Check out these great resources from CoreLogic:
- Report: “The Long Game – 30 years of housing values” (The chart at the bottom of Page 1 is the one referenced at 50:30!)
- September Results Summary: “Home Value Index shows rate of decline in housing values eases in September”
- Read this article on the Australian Financial Review featuring CoreLogic on “House price correction could be over by early 2023.”
Check out this week’s 2 bonusisodes!!
- Bonusisode with Julia – Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & Land
- Bonusisode: The Art of Investing in Volatile Markets – Chat with Michael Savy
Free, money management platform: Start getting more out of your finances with Moorr, our proven money management system.
Watch Ben’s newest education series: “How to Beat the Banks (and get the best deals!)”
Haven’t heard about QLD’s scrapped Land Tax? Listen to Episode 405 | Why the Great Australian Renter’s Tax is Everyone’s Problem!? for the backstory!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/
FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>
FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again
FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Bonusisode | The Art of Investing in Volatile Markets - Chat with Michael Savy

Tue, 11 Oct 2022 13:00:35 +1100

With the turbulent state of today’s markets, it’s no surprise that there’s been a lot of noise around the future of Australia’s market and what it means for investors.

With many conflicting trends and numbers — and a lack of clarity around the origins of Australia’s inflation — it’s hard to know what remedy is needed from the Reserve Bank of Australia or how to keep successfully investing in such markets.

In Part 2 of this educational series, Ben Kingsley, Managing Director of Empower Wealth and Michael Savy, Partner and Chief Financial Planner of Empower Wealth, break down:

Today’s market data (what do the numbers really mean and what trends are we seeing!)
Michael’s Car Analogy: What do cars, crashes and catching flights have to do with COVID?
What “noise” you should and shouldn’t be listening to, and
How to remain calm (and keep investing) during unpredictable market conditions!

Free Stuff Mentioned.

Listen to Part 1 here >> COVID-19 & Share Market Analysis
Worried about rising interest rates? Tune in to our other episodes to understand how it’ll impact you and what you can do to deal with the “monsters under the bed”:
Listen to Ben’s most recent RBA update: RBA Cash Rate October 2022: How To Stop Inflation Psychology!
Are you on the hunt for an expert Financial Planner and SMSF guru? Book a FREE consultation with one of our qualified financial planners here.

411 | Meet the NSW Premier: Reforms, Housing Affordability & Cutting Red Tape - Chat with Dominic Perrottet

Thu, 06 Oct 2022 13:00:54 +1100

Folks, in honesty, today’s guest needs no introduction – although we’re still going to give him one…

A proud husband and father to 7 kids, please welcome to the couch…

The Hon Dominic Perrottet MP, NSW Premier and Member for Epping in the NSW Legislative Assembly!!!!

Together, we’re pulling back the curtain on NSW’s newest property reforms, and examining his role in the scrapping of Queensland’s diabolical land tax!

From solving the impending housing affordability crisis to helping everyday Aussies get onto the property ladder and build wealth, the Hon. Dominic Perrottet is sharing what these reforms actually mean for you and why their critical to the future of Australia’s property market.

In an extremely insightful episode, the Hon. Dominic Perrottet shines a light on what managing an entire state looks like from the inside. This a fantastic episode to kick off October, tune in now folks!!

Free Stuff Mentioned…

Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).
Read the NSW Government’s media release on its proposed First Home Buyer Choice scheme.
Read this article shedding more light on the Hon. Dominic Perrottet’s role in stopping the QLD’s Land tax.
Read this article on the NSW’s proposed shared equity housing scheme.
Read this article from the Financial Review, “Untouched 35-year-old house with $1.9m price tag sells for $3m” (As mentioned in Ben’s “What’s Making Property News” segment.)
Haven’t heard about QLD’s scrapped Land Tax? Listen to Episode 405 | Why the Great Australian Renter’s Tax is Everyone’s Problem!? for the backstory!

RBA Cash Rate October 2022: How To Stop Inflation Psychology!

Tue, 04 Oct 2022 15:39:31 +1100

Overnight Update: This video was filmed & produced before the UK’s mini-budget was scrapped.

Folks, Ben’s RBA Monthly Update doesn’t get much bigger than this…

The Reserve Bank of Australia has once again lifted interest rates, property market sentiment is shifting fast, and despite all, Australia’s retail spending remains at record high levels.

Tune in now to find out if we have finally broken the 50 basis point hike rate trend as we slowly rise above a neutral cash rate.

Meanwhile, on the global scene, the United States’ inflation runs rampant, China battles the impacts of COVID on its economy and global growth has sunk even lower.

This update points to the looming question: Will Australia be pulled into a global recession?

Tune in to hear Ben unpack all this plus these key themes:

What does Governor Lowe mean by “Inflation psychology in the community” and as consumers, what can you do to help stop inflation!!
Interest Rates are going up again, but when will the RBA take a pause on the cash rate, and why?
The crucial downside risks & upside opportunities to Australian property values in the short term

Plus, Ben also includes his latest news and commentary on…

Currency Crush: The US Dollar vs. The World
The Eurozone is in for a cold winter…
Unpacking the adjusted global economic growth figures
A dip in retail spending: have we reached the peak?
Digging, Growing & Tourism: The Backbones of Australia’s Economy
Australia’s GDP Data for the June Quarter
CoreLogic September Price Movements
To watch the free bonuses on how you can beat the banks at their own game, click here.

Additional free resources:

410 | What Happens Next? Market Reset, Rental Crisis and How To Solve It All! - Chat with Eleanor Creagh

Thu, 29 Sep 2022 13:00:52 +1000

Want to know what’s actually going on with Australia’s anxiety-inducing rental crisis? Or where the market is really heading (based on insider’s data and knowledge?!)

Well, folks, we’ve got an extremely wise and exciting guest sitting on the couch today to share just this! Please welcome….

Eleanor Creagh!

She is the Senior Economist at REA Group (the brains behind realestate.com.au) and is a trusted financial commentator.

Specialising in property, financial markets and macroeconomic policy, she has a wealth of experience and knowledge within both domestic and international markets, and…

She’s here to share all of this knowledge today!

Free Stuff Mentioned…

Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).
PIPA’s 2022 Breakfast – The Property Investment Professionals of Australia (PIPA) is hosting a breakfast seminar! The event will feature an expert panel who will discuss the future of property investment, especially in light of QLD’s New Land Tax. Click to get your tickets.
Read the results from PIPA’s Annual Property Investor Sentiment Survey 2022 here, and its official statement on its findings here.
For more from Eleanor Creagh, read her articles published on realestate.com.au
Leave us a Question! Have a problem you don’t know how to solve? Ask us on our SpeakPipe now. (Plus, you’ll get a free Start & Build course!)

Bonusisode | Your Ultimate Guide To Reducing Tax on Vehicles, Private Insurance & Land - Chat with Julia Hartman

Sun, 25 Sep 2022 13:00:10 +1000

IMPORTANT NOTE: This recording was filmed and produced before Queensland’s Land Tax was scrapped.

With a number of policy changes on the cards, in our third episode of “Talking Property Tax with Julia Hartman,” Ben and Julia cover…

Salary Sacrificing For Cars: How do Salary Sacrificing and Novated Leases work? Plus, how can you tell if either is beneficial for you?
Electric Vehicles – What are the changes to Federal Government’s policy and when is the best time to buy?
Private Health Insurance – Is it worth it?
QLD Land Tax Changes – How can you get around it?

Together they’ll reveal how these policies work and what actions are worth taking to reduce your tax repayments.

Tune in now!

p.s. If you are looking for an experienced and qualified tax accountant, you can reach out to us here https://thepropertycouch.com.au/tax

Free Stuff Mentioned…

Tune in to our other episodes of Talking Property Tax with Julia:
Check out BAN TACS, Julia’s own accounting practice which is also full of fantastic content around property investing and taxes!
Are you searching for a property investment-savvy accountant? Book a FREE consultation with one of our qualified tax accountants here.

409 | Having It All: How To Make Every Move A Winner!

Thu, 22 Sep 2022 13:00:01 +1000

Folks often believe that it isn’t possible to achieve everything they want in life. But what if, with the right sequencing and frameworks…it was possible to tick off everything on your bucket list?!

Starting off with an investment property that isn’t faring so well but with 2 steady incomes, we uncover how – through the power of frameworks, sequencing and paper trading – they can achieve ALL their life goals.

So how will they do it?! Listen now to find out!

Free Stuff Mentioned…

PIPA’s 2022 Breakfast – The Property Investment Professionals of Australia (PIPA) is hosting a breakfast seminar! The event will feature an expert panel who will discuss the future of property investment, especially in light of QLD’s New Land Tax. Click to get your tickets.
Read this article by The Australian Financial Review on “Super funds excited by housing opportunities: Chalmers” (From Ben’s What’s Making Property News!)
Dig deeper into the essential frameworks here:

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/
FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>
FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again
FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

408 | Is It Time To Sell Up?!

Thu, 15 Sep 2022 13:44:11 +1000

To sell, or not to sell, that is the question being asked by Queensland’s property investors.

We’re back with yet another gigantic Q&A, involving one of the most contested issues in Australia’s property market: Queensland’s New Land Tax.

We’ll be revealing the realistic options that property investors have and as Bryce says, how to defeat “the monsters under the bed” when it comes to scary situations like this.

And we balance out these topical questions with some evergreen challenges faced by investors.

How to keep investing when your income unexpectedly halves – like going on Maternity leave – and how to break free from the prison of cross-collateralisation (aka. Cross securitisation)!

There’s tons of new and old wisdom for you today folks, tune in now!!

Free Stuff Mentioned…

Want to be on The Couch? We’re calling all potential 2022/23 Summer Series Guests! If you’d like to share your story, reach out to Stig here (We’d love to hear from you!!).
Looking for an investment-savvy mortgage broker? Why not use our experienced and friendly team (who was once led by Ben!). Book a FREE, no-obligation chat today.
Haven’t heard about Queensland’s new Land Tax? Listen to Episode 405 | Why the Great Australian Renter’s Tax is Everyone’s Problem!?
Read the article on realestate.com.au from Ben’s What Making Property News: ‘Ludicrous’ new tax will gut the Queensland rental market and see tenants pay dearly, experts warn (Psst…there’s a special mention about Ben )
Read this ABC article on QLD’s upcoming summit to address the housing crisis.
Read this CoreLogic report by Eliza Owen on “The Brisbane rental crisis in five charts”

407 | Which Debt Should I Pay off First?!

Thu, 08 Sep 2022 15:04:46 +1000

Have you ever wondered if there’s a “right” way – or smart life hack – to pay off debts?

Like is it better to pay off your investment property….before your Principal Place of Residence?!

Well folks, we have just the Q&A for you today where we tackle this very question and answer: Does this really shave off any debt?!?

At the core of this Q&A is how folks can maximise their opportunities and be money smart…

From renting your home as a holiday house to transferring a negatively geared property to your name, these folks have extremely interesting and niggly questions that we can’t wait to unwrap and sink our teeth into.

Tune in now to get (money) smart folks!

Free Stuff Mentioned…

Want to be on The Couch? With the weather warming up we’re starting to plan for our 2022/23 Summer Series!
If you’d like to be a guest, reach out to Stig here (We’d love to hear from you!!).
Get MoneySMART with our free, online money management platform, Moorr. Sign up or login here.
Read this Tax Blog – by Julia Hartman on The Top 5 Tax Planning Rules Every Property Investor Must Understand here.
Listen to Ben’s September RBA Update here.
Haven’t heard about Queensland’s new Land Tax? Listen to our recent episode where we unpack all the gold here.
Leave us a Question! Have a problem you don’t know how to solve? Chances are, other listeners are facing the same issue! Ask us on our SpeakPipe now.

RBA Cash Rate September 2022: From Trough to Peak: How Bad Is Today’s Market?

Tue, 06 Sep 2022 14:48:20 +1000

Inflation is at a 20-year high at 6.1% – and continuing to rise.

So how has the Reserve Bank of Australia responded to its September cash rate?

Tune in to find out and uncover if Australia’s cash hikes are set to slow down soon…or if the RBA’s new forecast reveals otherwise.

Across the globe, the inflation story continues to unfold and trade tensions between Russia and the Eurozone simmer. We see oil prices and energy suppliers shifting which leaves the question: How will it impact Australia?

Plus Ben unpacks these key themes in this month’s economic update:

The US Fed’s warpath against inflation
RBA is back at it again with another rate rise
Why APRA must act now to reduce its buffer rate
The trough and peak results in Australia’s property market during COVID

Quick tip! If you’re keen to forecast your cashflows through this period, use the handy MoneySTRETCH feature on our free money management platform, Moorr. Click here to sign up or log in.

Additional free resources:

406 | How to Beat the Banks at Their Own Game

Thu, 01 Sep 2022 16:26:20 +1000

Market sentiment is in a hairy place.

Every day costs are rising, people are worried and purse strings are being pulled tighter.

So how can you make sure you’re not leaving any money on the table?

Well, from our experience, one of the biggest “money pits” people fall into is their mortgage loans. Specifically, folks don’t know how to find – and maintain – the best rate for them.

Here’s the deal…

When folks first start with their mortgages, all the banks are jumping with great offers. But it’s what happens after they have been with a bank for a while that stumps them.

How can they continue to stay on the best rates (and pay off your mortgage quicker) when banks are too busy offering their best deals only to new clients?!

That’s why in today’s episode, Bryce & Ben are consolidating their insider knowledge and experience to give you the 7-lesson cheat sheet on…

How to beat the banks at their own game.

There are tens of thousands of dollars on the line if you don’t play the mortgage game right, so tune in now!

Free Stuff Mentioned…

Discover the TRUE cost calculator (How to Calculate Profit from Property Investment) here.
Want to take the “Do it With Us” Approach? Check out our YouTube Channel for regular insiders gold on property investing and building wealth.
Rather take the “Get it Done for You Approach”? Our team would love to have a free, no-obligation chat with you! Start a conversation with us today.
Watch our short and sweet “Don’t Leave Money on the Table – Moorr Series” here.
Free Money Management Platform – Want more out of your finances? Try moorr here.
Listen to our latest episode (which reached #2 on the iTunes Chart!): Episode 405 | Why the Great Australian Renter’s Tax is Everyone’s Problem!?

405 | Why the Great Australian Renter's Tax is Everyone’s Problem!?

Thu, 25 Aug 2022 15:35:41 +1000

Folks — full disclosure — today’s episode was NOT originally in the plan.

Today you’ll be listening to Bryce interviewing Ben Kingsley as the Chair of the Property Investment Professionals of Australia (PICA) on Australia’s greatest renter’s tax ever introduced.

Free Stuff Mentioned…

Complete PIPA’s 2022 Sentiment Survey: Let us know your experiences and have your voice heard on issues such as QLD’s Land Tax. This is perhaps the most important Sentiment Survey ever done – Click here to complete the survey now.
Read APRA’s reforms here:
Check out this graph which reflects one of the unintended consequences caused by APRA reforms. (Mentioned at 23:10)
Read this 2022 economic study by the Real Estate Institute of Western Australia (REIWA) on legislation and its market impacts here.
Read more details about Queensland’s Land Tax on its official Government website.
Read this article by Real Estate Business about the Real Estate Institute of the Australian Capital Territory (REIACT) slamming minimum standards for rental properties here.
Listen to REIACT CEO Michelle Tynan on the ABC Canberra Radio discussing the Better Renting survey of 74 properties across Australia here.

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/
FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>
FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again
FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

404 | What do Inflation, Interest Rates & Broccoli have to do with Property?!

Thu, 18 Aug 2022 14:53:43 +1000

With higher interest rates and tighter budgets on the forecast, some folks have been left wondering…

“How does lifting interest rates – when everything is already so expensive – actually help with inflation??”

And for today’s episode – what do interest rates and inflation have to broccoli and property?!

To answer this, we’re holding a special 101-crash course in inflation to explain why the Reserve Bank of Australia has taken its course of action and Ben dovetails it all together to demystify how it impacts and interacts with the Australian property market.

Free Stuff Mentioned…

Fill out PIPA’s 2022 Sentiment Survey: Folks, this year’s Sentiment Survey by the Property Investment Professionals of Australia (PIPA) is perhaps one of the most important ones we’ve had yet! Let us know your experiences as an individual in the property market and have your voice heard. Complete the survey here.
BingeGuide to Property, Finance & Money Management – Download here
FREE eBook – Make Money Simple Again
FREE Book (Just pay for shipping!)– The Armchair Guide to Property Investing
Introducing moorr: our newest evolution of the MyWealth Portal! Check it out here.
Let us know how we’re doing! We want to know if we’re doing the right thing. Leave us a review here and let us know your thoughts.
Watch the RBA’s August Announcement here: Hear the Reserve Bank of Australia’s newest cash rate here.
Send us a question: Be featured in our next Q&A episode! Send us a Question via the SpeakPipe widget here.

403 | Do You Need a Buyers Agent in Today’s Market? (Part 2)

Thu, 11 Aug 2022 14:26:04 +1000

Continuing from last week’s episode, we’re back with PART 2 of Do You Need a Buyers Agent in Today’s Market?

As we’ve said since our earliest podcast episodes, folks end up paying in 1 of 4 ways, and choosing to work with a Buyers Agent means you’re also choosing to pay in the best way… (especially in today’s market, you don’t want to be paying in any of the other ways…)

This week we’ll be diving deeper into this concept and unpacking the 5 benefits that Buyers Agents bring to property hunters – especially in today’s turbulent market.

Free Stuff Mentioned…

Book a FREE, no-obligation consultation: If you’ve decided you could gain value from working with a Buyers Agent, why not give our team a try? Book an initial chat here.
Read this article: Has rent kept up with inflation?! Read The Property Investment Professionals of Australia (PIPA) and the Property Investors Council of Australia (PICA) newest findings here. (and fill out the survey below!)
Fill out this quick survey: Are you a landlord? We want to hear YOUR experiences! (Rising interest rates, land tax reforms, new tenancy laws – the whole lot!) Complete PIPA’s Annual Property Investor Sentiment Survey here and have your thoughts heard.
Listen to Part 1 of Episode 402 – Do you need a Buyers Agent in today’s market? Here.
Don’t know who Toui is? Tune in to hear his amazing Winter Series debut here or to see our full Summer/Winter Series collection, click here.
Never heard of Sous Vide? Check out this video to see it in action here!

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/
FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>
FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again
FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

402 | Do You Need a Buyers Agent in Today’s Market? (Part 1)

Thu, 04 Aug 2022 16:40:36 +1000

If you’ve been listening to the podcast recently, you’d know that we’ve been encouraging folks out there to keep investing despite today’s property market – basically, to be “greedy when others are fearful,” in the wise words of Warren Buffet!

But…how are you supposed to get into the market – or even make progress – when you don’t have the experience or the time to invest?

Folks, the answer is a Buyers Agent!

We’ll be deep diving into what a Buyers Agent actually does, the #5 critical roles they fulfil on behalf of their buyer and why they are super beneficial for folks looking to invest in today’s property market!

Free Stuff Mentioned…

Introducing moorr: our newest evolution of the MyWealth Portal! Check it out here.
Keen to get yourself a qualified Buyers Agent? Why not book a free, no-obligation consultation with one of Buyers Agents here! (And if you need any convincing, this is the top-notch team that Bryce used to lead )
Want fresh, free content in your inbox daily? Join our community here!
Looking to get a Depreciation Schedule done? Why not try BMT Tax Depreciation? And when you fill out this form you’ll also receive a discount for being part of The Property Couch community! (P.S. We don’t get any benefits from referring them though – we truly reckon they do a great job )
Read the article: 60% of WA investors could be forced to sell?! Check out the piece Ben references here in his “What’s Making Property News?” segment.

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/
FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>
FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again
FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

RBA Cash Rate August 2022: Inching Closer to a Neutral Cash Rate

Tue, 02 Aug 2022 14:31:33 +1000

As we welcome in a new financial year, we welcome another not-so-surprising change…

The Reserve Bank of Australia has once again lifted the cash rate by 50 basis points, bringing the official rate to 1.85%. This marks the most aggressive rate rise in a 3-month period since 1994 (If you’re wondering, back then the RBA lifted the cash rate by 200 basis points)

Tune in as Ben breaks down what this hike means in the big picture and unpack these key themes:

Is the world’s biggest economy in a recession already?
The manufactured economic slowdown is now in full swing with another rate rise this month
Unemployment surprises in the upside beating all forecasts for July

Plus, Ben also includes his latest news and commentary on…

The good and the bad: US Property Market slowdown & the raw material rebound
Unpacking 2 key US data reports: Consumer Price & Core inflation
China’s largest COVID outbreak since 2020 – How is their economic recovery looking?
The European Central Bank’s first cash rate hike in 11 years
Unlocking the mindset of the Australian consumer – are we in crisis mode?
Retail Sales & Inflation: The Biggest Predictor of Slowing Rates
Property Price Slump: Should you be worried?
CoreLogic’s Home Value Index – 1 August 2022

And much more!

Additional free resources:

401 | How Old is Too Old?! Refinancing, Retiring Debt & Starting Later in Life

Thu, 28 Jul 2022 14:17:24 +1000

“How old is TOO old to start investing?!?”

Like…how do Offset, Interest-Only & Principal Interest Only accounts work (in practical terms) to help you retire your debt? What are the fundamentals of Amortisation (we promise it’s not as scary as it sounds) and when are you too old to refinance a loan??

We’re answering how you can use all of this to best position yourself for retirement, plus…

For single parents, Ben provides his #1 piece of advice to for building wealth into your retirement and we dive into diversification and buying the same suburb.

So much to unpack, digest, and replay time and time again. Start streaming now for some evergreen content folks!!

Free Stuff Mentioned…

Listen to our 400th Episode featuring the incredible and inspiring true story of Michael Crossland here!
BingeGuide to Property, Finance & Money Management – Download here
FREE eBook – Make Money Simple Again
FREE Book (Just pay for shipping!)– The Armchair Guide to Property Investing
Read the article by Eleanor Creagh, Senior Economist at REA Group, on why more than half of all Australian homeowners won’t feel the cash hikes yet here. (Tune in to 49:50 to hear Ben’s related “What’s making property news” segment!)
Looking for a friendly, knowledgeable investment savvy mortgage broker to help you find the best solution for your circumstances? Click here to find out more about our services and book a free, no-obligation consultation today!
Listen to Sean Croxton’s “The Quote of the Day” podcast from Bryce’s Mindset Minute today here!

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/
FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>
FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again
FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

400 | 4% Chance of Survival: The Story of Perseverance You Will Find Hard to Believe! - Chat with Michael Crossland

Thu, 21 Jul 2022 12:49:19 +1000

Imagine, as a child, being diagnosed with an incurable cancer of the central nervous system. Imagine being told that you only have a 4% chance of survival.

Now imagine being offered hope – a shot at life – as a patient in a new cancer drug trial. But…as the days and months creep by, seeing all the other children slowly passing away, one by one, until you are the only survivor left.

Folks, this gut-wrenching, heart hammering vision is the TRUE story of Michael Crossland, the man who survived and continues to beat the odds, every single day.

In celebration of our 400th episode on the couch, we wanted to give you a story as amazing and meaningful as the milestone you’ve all helped us achieve. A GIGANTIC thank you to all our listeners who tune in every week, we are humbled and honoured to be able to help you on your financial journey.

And Michael is the perfect guest for this.

A businessman and elite sportsman, Michael is at the forefront of today’s new generation of inspirational speakers and is one the most in demand and highly respected speakers in Australia. After releasing his first ‘tell all’ autobiography, Everything Will Be OK: A Story of Hope, Love and Perspective, in 2016, he is now a number 1 bestselling author across 6 different countries.

He’ll be sharing his continued struggle for life, spending ¼ of his entire life in hospital, yet continuing to persevere and grow from pro-athlete to successful businessman. From the heart attack which ended his sporting career to the numerous knockdowns, Michael shares with us his story and how he – and you – can overcome any challenge in life.

Folks, this may be one of our most inspirational and eye-opening episodes, please just tune in to hear the pure gold and wisdom that Michael has to share.

Stuff Mentioned…

Michael’s autobiography – Everything Will Be OK: A Story of Hope, Love and Perspective – Learn more here
Michael’s Charity – the Frontier Projects Charity
Introducing Moorr: our newest evolution of MyWealth Portal! >> moorr.com.au

399 | “I Just Wanted to Keep the Party Going!”: From Overcoming Addiction to a 4 Investment Property Plan - Chat with Alex

Thu, 14 Jul 2022 13:00:39 +1000

“It was almost considered rude in our family to be talking about how money is generated and how much of it is generated, and where it goes. We were sort of told to mind our own business…”

Folks, we’re finishing our 2022 Winter Series on a high with a guest with an amazing tale that shows the undeniable power of changing your mindset to change your life…

Today’s special guest – Alex – grew up in a household where discussing money was actually considered….rude :O. And this seed grew into a tree of bad money habits and sadly, fed into his alcoholism.

Expecting to “rent forever” and living cheaply so he could splurge on the weekends, Alex wasn’t thinking about the future, or family, at all...

So how has he completely transformed from this state, full of years of traumatic money lessons and spendthrift behaviours, into his new life rich with self-funded travel experiences, financial freedom AND a positive mindset towards money?!

Folks this story is so mind-blowingly raw and honest that we just want to give both Alex (and his Mum AND all his pillars of support) a gigantic hug through the soundwaves.

Tune in now to learn how planning has allowed Alex to not only change his entire financial story but has helped him to beat his addiction. So much gold!!!!!

Free Stuff Mentioned…

FREE eBook – Make Money Simple Again
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Free Sign Up Here
BingeGuide to Property, Finance & Money Management – Download here
Our FREE CPA Australia Public Practice Conference lecture on “How to Plan to build a Passive Income For Life with Property Investment” – watch it here now!
Looking for a Qualified Property Wealth Planner? Why not check us out for a FREE, absolutely no-obligation consultation here?
Sad this is the last 2022 Winter Series episode? Check out our previous Summer & Winter Series here!

398 | From Financial Anorexia to Financial Peace of Mind - Chat with Jack

Thu, 07 Jul 2022 14:16:52 +1000

“I wouldn’t be going on holidays, I wouldn’t be going on those trips or just those little things, I guess the little voice in the back of my head going, “Oh, you sure you can afford that?”

Folks, today’s guest has been through a remarkable journey. He’s transformed from a state of Financial Anorexia to achieving Financial Peace of Mind – but his tale doesn’t begin as you might think.

Jack didn’t grow up scrounging for pennies for the bus or living under a tight budget. Instead, he grew up in a hard-working, small business household where he was already jumping on to help with work at the age of 14! Basically, Jack knew the value of money and had a strong work ethic from very early on.

So…how did he become Financially Anorexic?!

And what did he do to get himself out of the paralysis?!

That’s just some of the amazing chapters in Jack’s story – just wait till his now-wife, Hannah enters the scene and Jack has to create new Money Norms as a couple!!

It’s a truly motivational tale about taking control of one’s life and facing one’s fears through planning. Thank you for sharing your story with us Jack, it’s a true testament to the power of taking action.

Such an uplifting story – tune in now folks.

Free Stuff Mentioned…

FREE eBook – Make Money Simple Again
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Free Sign Up Here
BingeGuide to Property, Finance & Money Management – Download here
We’ve just had our biggest-ever Webinar on How to build a multimillion-dollar property portfolio in a rising interest environment. Missed it?! You can still catch the free webinar replay for a LIMITED TIME ONLY >> Watch the webinar replay here (before it’s gone for good!)

RBA Cash Rate July 2022: Yet Another Cash Hike BUT Why Consumer Sentiment is not as bad as it seems?

Tue, 05 Jul 2022 14:35:40 +1000

And just like that, we’re back with another jam-packed economic and RBA update!

This month saw the RBA lift cash rates by yet another 50 basis points, bringing the cash rate to 1.35% – the biggest month-on-month increase in 22 years and the highest cash rate since early June 2019.

Here are our other key themes for this month’s economic update:

The world’s leading economies are going to manufacture an economic slowdown to curb global inflation
What do we need to do to break our current upswing in the domestic inflation cycle?
Consumer Sentiment – how worried should we be?
A snapshot look at the 2021 Census Data
And finally, an important Property update

Plus, Ben also includes his latest news and commentary on…

US’s largest rate hike since 1994
The World Bank & The Organisation for Economic Co-operation and Development (OECD) cuts growth forecasts
What’s IN and OUT of Australia’s control with its inflation story?
The positive figures in Wage Growth and Unemployment in Australia
The role oversupply is playing in today’s property prices
CoreLogic’s Home Value Index – 30 June 2022

And heaps more!

Additional free resources:

397 | “I Thought Investing was for Rich People” - How Knowledge Unlocked his Financial Freedom - Chat with Anthony

Thu, 30 Jun 2022 13:00:32 +1000

“I thought investing was for RICH people, and that’s just what it was. It was something a normal person didn’t do, and now our eyes are open – the possibilities are endless really.”

Growing up in a household with a tight budget and parents working double jobs to feed a family of seven, our second Winter Series guest didn’t have a lot of money conversations around the table…

In fact, there was none.

Born and bred in Dublin, Anthony graduated into a culture where holidays were funded by loans and you spent everything you had, every week….even when he was working 3 jobs.

And he might’ve kept going down this path if not for his significant other – Carly -who thankfully bought him his first investing book, The Barefoot Investor, at age 27.

Over the next decade, Anthony has turned it all around, transforming from a super spendthrift to a seasoned property investor and renovator.

Find out how he made the jump, the practical lessons and behavioural management skills he’s learned along the way and how he’s “paper trading” his way towards investing success.

Such an empowering tale folks, listen now for a big dose of motivation.

Free Stuff Mentioned…

FREE eBook – Make Money Simple Again
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Free Sign Up Here
BingeGuide to Property, Finance & Money Management – Download here
Check out all our courses that Anthony mentions here…
Our webinar is next week on Wednesday, 6th July folks! To learn how to successfully build a multimillion-dollar property portfolio in a rising interest environment (and beyond) make sure you reserve your spot now – there aren’t many left!

396 | From Public Housing to a $180K Passive Income Per Year: The Power of Planning - Chat with Kim

Thu, 23 Jun 2022 13:00:43 +1000

As Australia descends into winter, what better way to celebrate the chill than by kicking off our 2022 Winter Series?!

In this special edition series, we’ll be deep-diving into some of our listener’s personal stories, going behind the scenes to share their challenges and triumphs and exploring how they’re successfully investing in property thanks to the power of planning.

We’ve got a very special lineup of guests, all with very different money stories but all with 1 thing in common…

They’ve each faced and overcome life’s difficulties and “planned to become, what they planned to become”! Basically, we’re uncovering…how folks are creating long-term plans WITH short-term variations!

To open our Winter Series, we’ve got a guest with a real “rags to riches” story – beginning as a refugee in the UK…

“We were placed in social housing to begin with in a rough neighbourhood with high crime rates. It was not the kind of place you’d say hi to your neighbours. You’d just keep to yourself.”

Ever since she was young, today’s guest was exposed to the importance of money.

Relocating as a refugee from Vietnam, Kim watched her parents start from scratch, working odd jobs to save money, raising a family and eventually buying their own business.

So how did she evolve from her splurging years to owning 2 investment properties with her partner, well on her way to achieving a $180K per year passive income?!

This one’s a must-listen folks – Kim is articulate, funny and relatable as she recounts journeying to Australia with no job lined up, her initial wacky investing ideas and how long-term planning has helped her to find financial success.

Thank you for sharing your story with us Kim – we’re honoured to be opening our first Winter Series with you!!

Free Stuff Mentioned…

Want to find out the #3 biggest secrets for successful property investing? Come along to our Webinar! Click here for more info.
Looking for a Qualified Property Wealth Planner? Why not check us out for a FREE no-obligation consultation?
Can’t wait for our next Winter Series episode? Listen to our 2021/2022 Summer Series which is all about Transformation!

395 | Darius Boyd: How this NRL Star Found his Financial and Mental Peace

Thu, 16 Jun 2022 15:09:54 +1000

While we love to have some good AFL banter on the show, this week’s episode is all about a star from another Aussie sport…

We’re jumping into the world of NRL (National Rugby League) with one of its most prominent athletes who played fullback, wing, centre and five-eighth for the Brisbane Broncos.

Representing Australia at an international level and playing in the Queensland State of Origin…

We’re extremely chuffed to welcome Darius Boyd to the couch!

He captained the Brisbane Broncos from 2017 to 2019 and has an illustrious 15-year career as a professional athlete having won 2 NRL Grand Finals.

But folks…as much as we wanted to get lost in sport, this episode peels back the sheets to before Darius was a big sports star back to when “even getting $2 to catch the bus home wasn’t easy…” and he was being raised by his mum and then grandma at 15 years old.

It’s a truly powerful tale as we follow Darius as he jumps from growing up with a tight budget to earning more money than he knew how to handle at just 18. We discuss the timeless wisdom he gained being coached by one of sports greatest mentors – Wayne Bennett – the drive that pushed him to become one of NRLs best players and the 5 Simple Steps to find positivity and mental peace.

Tune in now folks, this one’s an inspiring tale!

Free Stuff Mentioned…

Have a look at Darius’ associate organisation, the Top Blokes Foundation which focuses on improving young male health and well-being. Lots of great stuff being done by them!
Folks, check out our MoneySMARTS system here or get in touch with one of our Qualified Property Investment Advisors for a FREE no-obligation consultation.
If you haven’t yet, listen to Reserve Bank Governor Philip Lowe’s interview on interest rates and inflationary challenges here.

394 | Do you NEED to choose between Lifestyle & Wealth?! - Q&A

Thu, 09 Jun 2022 13:27:59 +1000

It’s been a while since we’ve said this (which makes it even more exciting!!)…

Ben reckons he’s found his new FAVOURITE QUESTION!!!!

That’s because this question is something EVERYONE can relate to: Do I need to choose between building wealth or living the lifestyle you want?!

Folks, this is the type of thing that we deal with on an everyday basis!

We’re using our years of battle-hardened experience and razor-sharp knowledge to outline what this question essentially boils down to, revealing how thousands of our clients have overcome this dilemma, and recommending just one thing that can clear all the rocks and rubble on anyone’s investing pathway, making the journey more akin to a walk in the park.

Plus we’re covering loads more territory including…

How does our $2k weekly passive income goal tie in with Super?!
And we’re talking Equity – should it be used to refinance or kept for the rainy days?! Is there a catch all solution to this?! And given today’s rising interest rate market, is now a good time to be making this move?
We also reveal some of our biggest Do’s and Don’ts when renovating and share our top resources to help you get the best bang for your buck.

So if you’re ready for lots of evergreen wisdom, tune in now folks! ️

Free Stuff Mentioned…

If you want to get some “Line of Sight” for your long-term plans, why not check our Property Portfolio Plan?
Get our FREE best-selling book, “The Armchair Guide to Property Investing” here. Just pay shipping and we’ll send you a free copy

RBA Cash Rate June 2022: Onwards & Upwards: How high will interest rates go?

Tue, 07 Jun 2022 14:36:34 +1000

The RBA has released its June update and boy is there a lot going on!

Not only do we have a new Federal Government behind the wheel, but after lifting interest rates for the first time in 11.5 years in its May update, this month saw the RBA lift cash rates by a massive 50 basis points, bringing the cash rate to 0.85%.

A certain sector within the property market is also facing a new threat…how will it impact the wider industry if it crumbles under pressure?

Tune in to this episode where Ben explains this challenge and unpacks these three key themes for this month’s economic update:

The persisting global inflation challenges
We have a new Federal Government with their hands on the economic wheel – the big question is, how well can they drive?
The RBA is at it again increasing the cash rate – and they’re not done yet.

Plus, Ben also includes his latest news and commentary on…

Russia and the Global Oil Story: How will this tale end?
China faces the largest fall in Industrial Production in 32 years
The persisting worldwide inflation challenges
How good is the Australian economy compared to other global players?
The RBA’s decision: How soon can we expect it to rise again?!
What challenges have the new Federal Government inherited?
The New Build Crisis: Will it cause the wider market to slide under pressure?
CoreLogic’s Monthly Dwelling Princes Index – June 2022
Overall Property Market Outlook for mid-2022

And much more!

Additional free resources:

393 | The Top 3 Influences on Investing Success – Chat with Scott Phillips

Thu, 02 Jun 2022 13:51:46 +1000

Have you ever wondered what the BIGGEST influences are on an investor’s success?!

Is it passion, personality, time, experience, learnt market timing or even luck?! Or are you just born with a “business brain”?!

Well folks, our very special guest today can actually narrow an investor’s success down to just 3 things!!

And if you’ve got that covered, well according to him…you’re basically going for gold!

This awesome guest – Scott Phillips – is the Chief Investment Officer at the Motley Fool Australia (Tune in to 10:08 for a fun story on how he landed his first position there!) and runs the Motley Fool Share Advisor and Everlasting Income services. He is also a fellow podcast hoster, co-presenting one of Australia’s top business podcasts: The Motley Fool Podcast!!

Today he’s dispelling so much timeless wisdom from how to tell if a business is “Investment-grade” to his golden rules for investing. He and Ben will also discuss the differences, pros and cons when investing in shares and property, and we’ll be peeling back the layers of his money story!

So if you’re ready to learn the ultimate, simple wisdom that leads to investing success, press play now!

Free Stuff Mentioned…

Have a look at the Vanguard Index Chart that Scott mentions to see the power of compounding!
Sign up to watch PICA’s Webinar on Securing Finance in a Changing Economic Environment (Members can also watch the Replay!)
Looking for a new book? Check out “The 5 Second Rule: Transform your Life, Work, and Confidence with Everyday Courage” by Mel Robbins (Bryce’s Lifehack)
To take action against the radical NSW Greens Bill, please contact your local member of parliament and express your concerns over its long-term market impacts. We must act now!

392 | “Don’t land the plane during a storm": Should you change investment plans?! - Q&A

Thu, 26 May 2022 14:57:26 +1000

We repeat! Do NOT land the plane during a storm!!

What do we mean by this…?

Well, in our minds, changing your investment plan due to changing circumstances is kinda like planning a flight and lifting off the runway and then hitting stormy weather.

Should you try and land the plan in the middle of the storm?!?

You’ll have to tune in to the episode to find out what we think!! Since it’s a Q&A of course we’re flying this plane over looooads more ground like…

Advice for a 16-year-old property investor?! (It’s fantastic to hear folks are having money conversations around the dinner table!)

Residential vs commercial capital gains tax: where do they differ and how can you make more gains without being taxed like crazy! Putting property in a trust…or your name?! And what do Ben and Bryce do with their property portfolio? Plus Ben and Bryce share their top 5 favourite books (well Bryce sneaks in a 6th one ) and why they reckon you should give it a go too!!

Read Ben and Bryce’s book list and the full list of questions below!

So if you’re ready, strap in cos we’ve got something for everyone in this episode!!

Free Stuff Mentioned…

If you’d like help to create a financial plan, check out our financial planners! Book a FREE, no-obligation consultation here.
To download Corelogic’s Monthly Housing Chart report click here!
Do you have a question as well? Let us know on SpeakPipe here for your chance to win a Start & Build course!

391 | War of the Property Policies: Which is the Winner?

Thu, 19 May 2022 13:00:34 +1000

With the Federal Election fast approaching, you’ve probably heard A LOT of noise around stuff like climate change, international security, and aged care funding…

But as a property investor, you’re probably wanting to know: What do the parties’ property policies mean for you!?!

We’ll be breaking down and comparing Liberal’s Access to Super policy and Labour’s Help to Buy (Shared Equity) policy and answering: How do they fit into the big picture?!?

Like…

Will either policy help Australia’s economy?
Will dipping into your Super help or hinder future wealth creation?
And which demographic of people will benefit from which policy? (Plus, LOTS MORE)

We’ll also be covering Liberal’s existing policies and turning the mic over to…our listeners!! Yesterday we asked our Facebook Tribe for their questions around both parties’ property policies and MAN we were blown away!!

You guys gave us a run for our money (A big thank you to everyone who left us a question!!), and we’ve now got a fantastic lineup of Q’s that we reckon a lot of you are probably wondering too!

So if you’re ready to get up to date with this year’s property policies and what they mean for YOU, then tune in now!!

Free Stuff Mentioned…

Bonusisode | 2022 Tax Planning Tips to Maximise your Returns (Part Two) - Chat with Julia Hartman

Wed, 18 May 2022 13:55:41 +1000

Folks we’re back to finish what we started…

In last week’s Bonusisode we featured Part One of Tax Planning Tips to Maximise your Returns and now, we’re back to give you the rest of the gold!

We’ll be unpacking…

How to claim travel expenses related to work (especially if you’re a rental owner!)
Is it possible to successfully act as your own accountant and claim travel expenses for properties? Hint: you need to prove this ONE thing to be eligible…
The 2 key ways to keep a travel record (Plus Ben gives a life hack which makes recording 100% easier!)
How to determine if you’re eligible for Building Depreciation + when should you get a Tax Depreciation Schedule?!
What’s included when claiming plant and equipment depreciation!?

Julia also shares an extremely handy tax tip (Just see how excited it makes Ben!) for those who’ve missed out on creating a property depreciation schedule…

Spoiler: You may be able to go back and AMEND past tax returns to gain access to these benefits!

And lots more! So before you get start lodging any tax returns for 2022, listen to this first folks!

p.s. If you are looking for an experienced and qualified tax accountant, you can reach out to us here https://thepropertycouch.com.au/tax

Free Stuff Mentioned…

Check out the two links that Julia mentioned in the episode: How to amend past year tax returns! and Why does it matter whether you are an investor or a business?
Tune in to Talking Property Tax with Julia, Episode 1: The Top 5 Tax Rules Every Property Investor Must Understand and Episode 2: Tax Planning Tips to Maximise your Returns (Part One)
Check out BAN TACS, Julia’s own accounting practice which is also full of fantastic content around property investing and taxes!
Are you searching for a property investment-savvy accountant? Book a FREE consultation with one of our qualified tax accountants here.

390 | Will Interest Rates CRASH the Property Market?!

Thu, 12 May 2022 13:00:08 +1000

With all the buzz around interest rate hikes and inflation, potential market crashes and unpayable mortgage debt, we’ve heard a couple of people feeling anxious about the future…

We want you to stop.

Take a step back.

Breathe.

And listen to this podcast cos’ we’re not only answering the Q: “Will Interest Rates crash the Property Market?!”, but we’re giving you 7 REASONS why we believe in our answer! (With cold hard numbers to back it up!)

PLUS, we’re diving WAY deeper to cover:

Is now actually a good time to invest in a property (You know, with that famous Warren Buffet quote to be “fearful when others are greedy, and greedy when others are fearful.”)
Why you shouldn’t be investing if you have THIS personality…
What principles should you have front of mind when consuming information about the market??
How can YOU be the voice of reason?

Bryce also breaks down success into this ONE attainable thing…Tune in to find out what it is now!!

Free Stuff Mentioned…

Listen to our newest Bonusisode now to find out the secrets behind maximising your tax return!
Read NAB’s Half Year 2022 Financial Statement and CBA’s Half Year 2022 Financial Statement (Both referenced in Reason #4!)
Check out the RBA’s Cash Rate Target data mentioned in Reason #7
Sign up to CoreLogic to gain access to the Pain & Gain report (Mentioned in “What’s making property news”!)
Listen to our TPC episode with Antonia Mercorella that’s all about Rental Undersupply in QLD!
We want your anxiety-induced questions around interest rates! Ask us through our Speak Pipe through the tab on the bottom right hand of our website here (and get a chance to win our FREE Start & Build course!!)

Bonusisode | Tax Planning Tips to Maximise your Returns (Part One) - Chat with Julia Hartman

Tue, 10 May 2022 13:46:26 +1000

As the old saying goes… “By failing to prepare, you are preparing to fail”. And folks, we believe this holds true today which is why this Bonusisode is all about organising your taxes in the lead up to 30 June [...]

The post Bonusisode with Julia – Tax Planning Tips to Maximise your Returns (Part One) appeared first on The Property Couch.

389 | Interest Rate Rise: What this means for YOU! - Chat with Evan Lucas

Thu, 05 May 2022 13:30:43 +1000

Right. Let’s get this out of the way first…

Interest rate rises shouldn’t be scary!

There might be some panic-inducing headlines floating around (Especially after the Reserve Bank of Australia’s announcement to raise interest rates for the first time in over a decade)

But in reality, rising interest rates are not bad!

To help us explain why this is true, we’ve got a NEW guest on The Property Couch…

Meet Evan Lucas, Chief Market Strategist at InvestSmart! He is an accomplished financial markets professional who has been investing in and researching global markets for more than a decade! Evan gained experience at several top-tier global institutions and has worked with the likes of ABN Amro, the Royal Bank of Scotland and RBSMorgans!!

On top of debunking this idea, we’ll be uncovering…

Why the RBA has decided to lift interest rates now,
How inflation psychology actually works (plus how to flip your mindset around it!)
And of course, does this change mean you should go with a fixed or variable interest rate?!?

Evan will also be sharing his money story growing up and explaining what the GREATEST ASSET you can buy with money is!

So tune in now to cut through the noise and understand the who, what, and why behind rising interest rates!

Free Stuff Mentioned…

RBA Cash Rate May 2022: Cash Rate to 0.35% - Find out what’s next here!

Tue, 03 May 2022 14:48:21 +1000

As we speed through the first half of 2022, we’re back with another announcement from the Reserve Bank of Australia!

The RBA’s May update is not only packed with global economic news from the ongoing war in Ukraine to China’s hard lockdowns but sees the RBA raise interest rates for the first time in 11.5 years.

Tune in now to hear Ben’s evaluation of the update and his predictions for the future!

Here are our three other key themes for this month’s economic

Global inflation,
The impacts of global interest rates, and
What the RBA did today…

Plus, Ben also includes his latest news and commentary on…

The World Bank and IMF cuts 2022 Growth Outlook
How Russia’s invasion of Ukraine is impacting the global economy
China’s COVID crisis: will they relax their policies?
The macro drivers behind global inflation: How long will it last?
Why the RBA has decided to hike interest rates…
The US’s mixed economic report
Low unemployment levels, falling consumer sentiment and the lack of wage growth data in Australia.
CoreLogic’s Home Value Index – May 2022

And heaps more!

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: http://thepropertycouch.com.au

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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388 | Why do people sell off-market properties?! - Q&A

Thu, 28 Apr 2022 13:00:01 +1000

Folks we have received one of the greatest compliments bestowed upon us in this episode…

We have been called…

THE NETFLIX FOR PROPERTY INVESTORS!

And folks that has absolutely made our day! Thank you, Andrew!!

But we’re guessing if you’re here, you haven’t just come to hear us celebrate our new title. You’ve probably been like us and Jordy – who asked the question – and wondered “Why do people sell off-market properties??”

And we’re so excited to dive into this because honestly, we think the answer is going to surprise you!

We’ve also got a fantastic line-up of questions for this week’s Q&A episode, like…

How do you actually put the big rocks in the jar first?! In this case, our question-asker Clancy is having to choose between buying an investment property or home first…
Is it possible to have a multi-purpose investment that actually works??
How can question-asker Demi allay her family’s concerns over her investing in her third property within a year?

Listen in now folks, we’re streaming tons of audio gold (Since – you know – we’re the Netflix of property investors )

Free Stuff Mentioned…

387 | Everything you need to know about Home & Contents Insurance - Chat with Steve Mickenbecker

Thu, 21 Apr 2022 13:00:37 +1000

It’s no secret that Australia is facing an insurance crisis.

Did you know that roughly 70-80% of all Aussies are underinsured?!

With the constant string of natural disasters from fires to floods, the ability to choose the right personal insurance that actually covers you is becoming more and more critical! It might not be our sexiest topic folks, but it’s definitely super important to know!!

But how are you supposed to know what insurance is best for you?

Or what makes an insurance policy a good insurance policy??

Thankfully to help us clear this muddy water we’ve got Steve Mickenbecker, financial services expert! As well as being part of Canstar’s Group Executive Team (aka. Australia’s Biggest Financial Comparison site!!), Steve is also Canstar’s financial commentator.

He brings more than 30 years of experience in home loans, superannuation, insurance, mortgages, banking, credit cards, investment, budgeting, money management and SO MUCH MORE!

Basically…he’s the ultimate insurance guru!!

Listen in now folks – this one is a real eye-opener!

Free Stuff Mentioned

Check out these facts and figures from Canstar’s database:
- The average cost of home and contents insurance
- The number of home and contents insurance policies WITH flood cover
Check out the Insurance Council of Australia’s Catastrophe Data (It’s a shocking one folks)
Read Mercer’s report on the most expensive cities in the world!

386 | BEWARE Tax Traps! How to rebuild or repair after a natural disaster - Chat with Julia Hartman

Thu, 14 Apr 2022 13:00:44 +1000

To celebrate the beginning of the festive (tax) season, we’re welcoming back a special guest….

It’s the only and only…Julia Hartman!!!!

And this week she’s sharing with us how to repair or rebuild your house if it was damaged by a natural disaster (Like a fire or flood) …

Without paying tax through your eyeballs!!!

She’ll cover all bases from why it’s paramount that you move back into your house as soon as it’s been fixed (trust us, it’ll save you a heck of a lot of tax…listen in to find out what we mean!)

Now that we’ve got that triple highlighted, tune in to today’s episode folks! It can seriously save you a lot of stress later down the track.

Free Stuff Mentioned

Check out the TWO FREE REPORTS mentioned in today’s episode:
- Read the “Tax Traps to Avoid If Your Property Was Damaged in the Fires or Floods” Report Here (This’ll also show you how you can calculate your Cost Base of House)
- Read the “When one becomes two… the tax implications of building a duplex” Report here.
The Property Investors Council of Australia (PICA) is hosting another great webinar featuring Property Professor Peter Koulizos. Sign up for a PICA membership and get FREE access to all webinars for a year!

385 | THE GREAT AUSTRALIAN DREAM - How to make it more affordable?

Thu, 07 Apr 2022 13:00:37 +1000

Ahh yes, The Great Australian Dream.

Great beaches just a stone’s throw away, endless sunny days and the ability to own a large house on a quarter-acre block of land (With enough space to invite all your mates down for a barbeque on the weekend!)…

But while this dream has survived over the years, its accessibility is another thing entirely. And it has not gone unnoticed!

A recent 2022 inquiry published by the Standing Committee on Tax and Revenue addresses this very issue…

Titled The Australian Dream: Inquiry into housing affordability and supply in Australia, it provides a list of suggestions on How to make The Great Australian Dream MORE affordable!!

And today, we’re unpacking all 16 recommendations from this report!!

There’s all the good stuff, like….

How can the Federal AND State Government play a bigger role in supporting those in need?! Is removing stamp duty actually a good idea?! What policy is a good policy for land and house taxes?

We’re also getting some blasts from the past as we look back at Australia’s history to inform us where our future should go…

PLUS, see the image below to understand Ben’s section in “What’s Making Property News?” this week.

Free Stuff Mentioned

Feeling brave enough to read all 200 pages of “The Australian Dream: Inquiry into housing affordability and supply in Australia”? Check it out here.
Click here to read the full story about the Sydney family who refused to sell their $50m property to developers (Related to Ben’s “What’s Making Property News?”)

RBA Cash Rate April 2022: An Invasion, a Mandate and a Federal Budget... What does this mean for you?

Tue, 05 Apr 2022 14:32:19 +1000

The Reserve Bank of Australia has just released their cash rate folks! A lot has been happening both internationally and domestically over the past month. The Russia-Ukraine war continues, the floods in QLD & NSW, the release of the Federal [...]

The post RBA Cash Rate April 2022: An Invasion, a Mandate and a Federal Budget… What does this mean for you? appeared first on The Property Couch.

384 | Budget Wrap – Your Questions Answered!

Thu, 31 Mar 2022 13:00:05 +1100

Yep. You guessed it. This week’s topic is all about…

The 2022-23 Federal Budget!!

And today, we’re unpacking what’s in it, who the winners and losers are, and answering your burning questions about the Budget!

We’re looking at:

What are the consequences of Government Backed Schemes?
Will the proposed Homeowner Guarantees actually help housing affordability and availability?

PLUS, we’re unpacking interest rates and inflation! Ensuring generational wealth! Rising cost of living! Wage growth!!

If you can’t tell folks, this one’s PACKED to the brim with information and we’re very excited to be diving into it today. Tune in right now for the gold!

P.S Thank you to all our listeners for these fantastic questions – it’s been fun picking our brains.

Got more questions? Send them to us through our Speak Pipe (Click the tab on the bottom right side of our website)

Free Stuff Mentioned

Read the 2022-23 Federal Budget here!
Click here to see what suburbs are considered regional!
See Bryce’s Live Text Lifehack in action here
Read CoreLogic’s report on Coastal Erosion here
Did you miss Ben and Antonia Mercorella’s PICA (Property Investors Council of Australia) Webinar? Become a member here, and don’t miss another one!

383 | How to create an optimal mindset for investing – Q&A

Thu, 24 Mar 2022 13:01:14 +1100

Let’s face it…

Money is an emotional asset folks. Especially when you realise, you’ll never have “perfect” knowledge before investing…

But we think that shouldn’t stop people from investing!

In fact, we think it’s something that everyone should be okay with, especially if you’ve covered your bases! That’s why in today’s episode we’re uncovering:

What these bases are…
How to control your emotions around money…
Why people fall into an analysis paralysis…
And ultimately how you can create the optimal mindset for investing!

But that’s not all – of course – it’s Q&A DAY!! (Woohooo!)

We’re talking all things Buyers Agents: When and why you should stick with your current agent, the difference between specialist and regular Buyers Agents.

PLUS, we’re unpacking the upcoming generational wealth transfer that will flow from Baby Boomers and explaining key factors you should understand, or have in place, BEFORE deciding to upgrade houses.

These questions provide some great case studies, with one proving why buying properties from other family members may not actually be the best solution for everyone!

Questions are listed further below. Enjoy!

Free Stuff Mentioned

Become a member of PICA (The Property Investors Council of Australia) and register for the upcoming webinar here!
Read the Australian Securities & Investments Commission’s (ASIC) INFO 269 information sheet on social media influencers discussing financial products and services online.
Do you have a question as well? Let us know on SpeakPipe here

382 | "Property Investors are tired of being the ATMs for the State!" - Chat with Antonia Mercorella

Thu, 17 Mar 2022 13:00:43 +1100

Queensland has been through A LOT folks.

With the 2022 floods estimated to cost $2.5B in damage and more than 5,000 homes inhabitable, in the words of today’s podcast guest Antonia Mercorella:

“We are facing a humanitarian crisis in Queensland”

Together, we’ll be unpacking the housing crisis that Queenslanders are waking up to every day, how this added demand will impact the states ALREADY struggling rental system…

AND how REIQ and Q Shelter’s “Help House a Queenslander” campaign can help with the ongoing housing crisis!

And if the name Antonia Mercorella sounds familiar to you – we’re proud to say it’s because she’s a returning guest from Episode 280!!

Antonia is not only the Chief Executive Officer at the Real Estate Institute of Queensland (REIQ), but she’s an accomplished CEO and solicitor with more than 20 years of experience across the real estate and property sectors!

But don’t get us wrong – when we say Queensland’s been through a lot, it’s not all bad!

We’ll be unpacking it from the top, starting with the pandemic when Brisbane’s property market was HOT, and exploring what lifestyle drivers push people to move interstate!

And let’s just say that Antonia makes a very convincing case to move to the Sunshine State. We’ll also be looking at the State Government’s announcement to potentially introduce land taxes and why it’s a terrible idea!!!

So if you’re interested in what this all means for the future of Queensland’s property market (and the wider Australian market), tune in now!!

Free Stuff Mentioned

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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381 | Should I Continue Investing After 40?

Thu, 10 Mar 2022 13:00:00 +1100

Do you know how to make your invisible finances….visible? Or what we mean by “the big rocks in the jar”?!

It’s been a while since we’ve done a Q&A Day folks, and boy we’re covering a lot of ground! We’re answering the questions above, and more, including debunking the “too old to invest” mentality that many people fall into, why it doesn’t work and how it leads to unfortunate statics, like how 73% of all Aussie property investors stop at one property, and 91% stop at 2!

Folks, we need to change this statistic which is why we’re exploring what our question-asker (and you) can do to avoid self-limiting action.

Bryce also lists some great examples of people who’ve only found success later in life; listen in if you need some inspiration.

PLUS, how you can use Capital Gains Tax (CGT) to best benefit you! Yep. We’ve got 2 listeners interested in CGT in 2 VERY different ways…

We’re explaining what CGT is, clarifying whether it affects borrowed money and asset appreciation AND if it’s possible to dodge THE 6-year rule!!! (Don’t know what that is? Tune in to find out )

We’re also hitting a huge pain point of Ben’s, related to why banks treat investors (over owner-occupiers) like second class citizens, and why it doesn’t make a lick of sense to us!

PLUS we discuss the floods on Australia’s east coast and its impacts on the property market. Our thoughts go out to all the people affected by this disaster.

Of course, since it’s a Q&A day there are tons more good stuff crammed in as well.

All questions are listed below folks – so tune in and enjoy!

p.s Remember to send us your tax questions BEFORE the season starts through the Speak Pipe widget found on The Property Couch website. (You’ll find it on the bottom right side!)

p.s.s Did we also mention if we answer your question in the upcoming podcast, you’ll get a free Start & Build course?

Free Stuff Mentioned

Episode 379 | Why Time is the Secret Sauce?
Leave a Review on iTunes for your chance to Win a Start & Build Course!

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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380 | Is the Property Market Past its Peak?

Thu, 03 Mar 2022 13:00:27 +1100

With Australia’s housing boom slowing and interest rates on the horizon, folks it’s finally time to ask Is the property market past its peak?!

To help us answer this question we’re doing a deep data dive into CoreLogic’s Hedonic Home Value Index February report!

We’ll be unpacking the cycle just passed, its monthly and annual data, and what it means for our future…

But remember folks: We’re talking about the peak rate of growth!

While this means we probably won’t see the same level of growth in 2021, it does NOT mean you shouldn’t invest for the rest of the year!!

We’re also making some projections into 2022’s capital growth, breaking it down to the positives and negatives we expect to see in demand and supply.

You can expect us to cover everything from population movement to immigration, commuting to climate change and more!!

But before you go check out the podcast, we’ve got a special announcement…

It’s OUR 7th BIRTHDAY! (Well, it was last week but time flies when you’re having fun ). A huge thank you to the Stig, our team, and all our listeners and contributors who make us what we are!

But back to the good stuff… this episode has loads of future predictions that could help you make the best decisions in 2022, so tune in now!

Free Stuff Mentioned

Read CoreLogic’s Hedonic Home Value Index February report here.
Episode 379 | Why Time is the Secret Sauce?

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

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- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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RBA Cash Rate March 2022: When Will We Have The First Rate Rise?

Tue, 01 Mar 2022 14:30:29 +1100

There’s a lot happening in the world since Ben’s previous RBA update and unfortunately, there’s not a lot of great news out there from a geopolitical point of view.

Tune in to this episode where Ben unpacks three key themes for this month’s economic update:

What does Russia’s invasion of Ukraine mean for the global economy?
When will the first rate rise be?
How will the reopening of international borders affect the Australian economy?

Plus, Ben also includes his latest news and commentary on…

The Russia-Ukraine War and its impact on Global economy
Current imposed sanctions on Russia
Equity market updates
Economic updates for other world economies
RBA’s standpoint on inflation and wage growth and their next rate change
What impact will the reopening of the international border have on the Australian Economy?
And heaps more!

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or its contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: http://thepropertycouch.com.au

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

379 | Why Time is the Secret Sauce?

Thu, 24 Feb 2022 13:00:08 +1100

FOLKS if you take away one thing, let it be that the secret sauce to investing is TIME!

That’s right! While playing the long game may be boring to some, we dive into why time is exactly what you need to achieve amazing returns. Don’t believe us?

Did you know that investing legend Warren Buffet accumulated 99% of his wealth after he turned 50?!

Yep. And to build on that, we’ll be unpacking some case studies that have achieved an 84% growth in their third decade and exploring the TRUE power of compounding.

In fact, this ingredient is so important to property investing that we also did a Facebook LIVE session on this too, and today, we’ll also be uncovering some of the questions that YOU asked!

Before we get to the best bits though, we’ve got a big announcement folks.

You’ve heard us talking about it for weeks and now it’s finally here! Our multimillion-dollar property portfolio building course that is designed for ANYONE at ANY stage in their investing journey!

Make sure to sign up to get lifetime access to:

14 easy-to-understand training lessons
12+ hours of learning
40+ years of investing expertise
9 bonuses including case studies, lifetime access to MyWealth Portal, a copy of our BEST-SELLING book “Make Money Simple Again”, AND MORE!

Still having doubts?

We’ve got a 365-Money-Back-Guarentee, so folks, you are risking nothing! You are, however, missing out on 40% off if you don’t sign up by 28/2/2022.

Claim your offer today at www.thepropertycouch.com.au/startandbuild!

Free Stuff Mentioned

Watch our FIRST 2022 Facebook LIVE session!!
Well folks, we’ve SOLD out for this MoneySMARTS Set Up session (Thank you everyone!) but for those who missed out, register your interest for our next session at thepropertycouch.com.au/moneysmartshelp

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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378 | The voice behind “The Female Investor”! – Chat with Nicola McDougall

Thu, 17 Feb 2022 13:19:26 +1100

Did you know that 1 in 3 Australian women retire with no super? Or that women are twice as likely as men to sell their house and move to lower-cost accommodation because of tight financial circumstances during retirement?

That’s a SHOCKING fact folks. And joining us to deep dive into this complex topic is none other than Nicola McDougall: Chair of the Property Investment Professionals of Australia (PIPA), Director of Bricks & Mortar media, award-winning journalist and editor, and co-author of the newly released book: “The Female Investor: Creating Wealth, Security, and Freedom through Property”!!

Today we deep dive into Nicola’s history from journalist to property investor, her work with PIPA, what she hopes to achieve with her new book, and WHY women need to gain greater financial independence!!

You’ll also get to learn Nicola’s TOP 5 tips for financial empowerment…

Prioritise your _______
Learn about strategic _________
Focus on the ____, not the ___!
Understand there is no _______ approach
Work with _____

And be sure to stick around to the end to hear the lifehack that applies to both dealing with anxiety and … property investing?!

We also slip in a special discount towards the end folks!

Free Stuff Mentioned

Leave a Review on iTunes for your chance to Win a Start & Build Course!
Would you like help setting up/reviewing your Money SMARTS? Learn more at thepropertycouch.com.au/moneysmartshelp or fill in the form below to register your interest!
Nicolas’s NEW Co-Authored Book: “The Female Investor: Creating Wealth, Security, and Freedom through Property”. Use this code ‘INVESTOR’ for a 25% Discount at the Booktopia. Code expires Monday 28 February 2022.
You can Find a QPIA near you here at: https://www.pipa.asn.au/
Wants to be around like-minded investors instead? Join PICA today at https://pica.asn.au/join

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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377 | Property Market Outlook 2022 – Chat with Nerida Conisbee

Thu, 10 Feb 2022 13:22:37 +1100

It’s that time of year when everyone is interested in where the property market is going… And so are we!

That is why we’ve gone and locked in a chat with Australia’s most quoted property commentator, Nerida Conisbee, a great friend to the show as well as Chief Economist at Ray White!

Before we spill all the great things on Nerida’s 2022 Outlook, we want to take a moment and thank all our Summer Series Guests!

It was an honour and privilege to have all of them on the show and we cannot thank them enough for their honesty and transparency on their transformation journey. And if you’ve been equally inspired by their stories, we want you to take action this year and get in touch with us when the time comes for the next Summer Series!

Now folks, back to today’s episode…

If you’ve been listening to us for some time, you would know that Nerida is no stranger to the show. With an innate ability to explain complex economic (and sometimes political) scenarios in a simple and easy to digest manner, Nerida will be reviewing the year just gone.

Of course, that’s not all! (This episode is called 2022 Property Market Outlook after all!)

We’ll be unpacking some of the expected market movement this year, interest rate hikes, affordability and heaps more!

Free Stuff Mentioned

Leave a Review on iTunes for your chance to Win a Start & Build Course!
Would you like help setting up/reviewing your Money SMARTS? Learn more at thepropertycouch.com.au/moneysmartshelp or fill in the form below to register your interest!

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

376 | It’s never too late to start: How he’s on track for a $2k/week passive income! – Chat with Steve

Wed, 02 Feb 2022 09:53:00 +1100

It’s the final episode of our Summer Series 2021/22!! And folks, we are finishing with a bang!

Steve, our special guest only started listening to us back in January last year.

But… within a short span of 8 months (all during COVID as well), they…

Paid off their bad debt,
Implemented Money SMARTS,
Got a property portfolio plan done
And even bought an investment property

All without penalising themselves!!

They’re still doing all the fun things, still going away on weekend and having that lifestyle that they wanted but yet, things are looking a whole lot better now.

So… what are they doing differently?

Tune in now to find out why it’s never too late to start AND how you can also buy an investment property without impacting the family budget.

p.s. Make sure to tune in to 34:45 minute where he talks about how the podcast has given him the confidence to demand something from a certain someone.

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here
BingeGuide to Property, Finance & Money Management – Download here
Free Report: How to Buy an Investment Property without Impacting the Family Budget? – Download here
(LIVE Video) How to find Hidden Money in your Family Budget? Watch here

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RBA Cash Rate February 2022: Biggest Sure Bet Prediction for Property this year

Tue, 01 Feb 2022 14:30:24 +1100

It’s the first RBA Announcement for the year folks so there are lots to catch up on (take the inflation numbers for example)!

Tune in to this episode where Ben unpacks three key themes for this month’s economic update:

The global Omicron wave of the pandemic still playing havoc with the world’s and the Australian economies.
Will the RBA hold it nerve on the cash rate in 2022, or will the risk of rising inflation force its hand?
What is my biggest sure bet prediction for property this year?

Plus, Ben also includes his latest news and commentary on…

The challenge for the Global Economy Navigating around Omicron
A comparison of Australia, US, UK and Singapore when it comes to managing the pandemic
Which key economic indicator are most countries focusing on at the moment?
What’s one area of the Chinese economy that you should pay attention to in 2022?
Equity market updates
Economic updates for other world economies
RBA’s standpoint on inflation and their next rate change
His sure bet prediction for Property for 2022!
And heaps more!

For more information, please visit: http://thepropertycouch.com.au

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375 | “The Phone Wouldn’t Stop Ringing”... How she stopped the wolves at the door! – Chat with Bianca

Thu, 27 Jan 2022 13:00:12 +1100

“If you don’t know where you are, you don’t know where you could possibly go.”

That’s just one of many amazing quotes in today’s episode.

Folks, some stories need to be told. And today’s guest owns one of those stories. You can kind of guess it from the title but here’s what happened.

Our special guest today, Bianca was an athlete. She was a great basketballer in her younger years and was travelling interstate and internationally for competitions and she was doing great.

But life is like a rollercoaster – there are ups and downs and she had two downtimes. One of them involved a huge credit card debt.

So what happened? How did she climb back up? Did she run away and hide?

Well… Bianca showed us what we can achieve by taking a step forward and being honest with ourselves and everyone around us. She also showed us her tenacity to do better and an unyielding ability to swim upstream.

And most importantly, she showed that life is all about the choices you make.

Tune in today folks. You won’t regret it.

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
Free Book – The Armchair Guide to Property Investing
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here

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374 | How to Win Robert Kiyosakis’ Cashflow Game in Real Life!! – Chat with Marina

Thu, 20 Jan 2022 13:00:39 +1100

“You wanna be the janitor”

This is probably the first time we’ve ever had a guest over where money conversations were not only discussed at the dinner table but… it was a hot topic any time of the day!

For very good reason too!

Marina, our special guest today had an awareness towards money and investment at a very early age.

In fact, when others were playing Monopoly, Marina was playing Robert Kiyosaki’s cashflow game (Quick tip: It seems… being a janitor in the cashflow game has the highest chance of winning it ).

She had a full grasp on the concept of debt – tolerable, horrible and productive – a long time before she discovered The Property Couch and she also started investing in property at the tender age of 19.

So…

Where did that drive come from?
How did she develop a can-do attitude?
What are some life lessons she learned along the way?
And which of our fundamentals gave her a boost?

Folks… We seriously can’t describe how uplifting her story is and there is much to learn from this episode so let’s jump into it now!

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
Free Book – The Armchair Guide to Property Investing
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here
Ted Talk with Meg Jay – Why 30 is not the new 20 – Watch here

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- How to Build a Property Portfolio and Retire on $2,000 a week >>

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- Make Money Simple Again

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373 | From Horrible Debt To Productive Debt: How He Transformed His Life – Chat with Ricky

Thu, 13 Jan 2022 09:12:39 +1100

The reason why money is such a taboo subject… is because of fear.

When Ricky was a kid, money was an issue.

Growing up in a family of 7, our special guest today confessed that there was unhealthy money education very early on. Although it didn’t feel like he missed a thing and his parents made sure him and his four brothers got everything they needed…

He was still able to sense some tension in the family.

You see, today’s guest grew up where credit cards and personal loans were the norm and he saw the effect of that chipping away on his parents’ relationships.

And unfortunately…. those bad habits stuck to him. To the point that the day he turned 18 and was eligible to get a credit card, he got one. (And you wouldn’t believe what he got right away too!)

Luckily, he met the love of his life who had great money senses and that managed to counter his bad habits…

Life was going great until one fateful night at work initiated a very serious spiral into a mental health crisis – PTSD, acute anxiety and acute depression.

All during COVID.

Find out how Ricky managed to turn all this around and prove that whatever life throws at you, a passion to get better, perseverance and a hunger to learn will make sure you overcome this.

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here
BingeGuide to Property, Finance & Money Management – Download here

LISTEN TO THE FIRST 20 EPISODES HERE >>
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👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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372 | The Transformational Power of Being on The Same Page – Chat with Matt

Thu, 06 Jan 2022 13:00:31 +1100

Happy New Year folks!!!

We’re kick-starting the year with an aspiring and positive story from our special guest, Matt!

Folks, this comes as no surprise but it’s important to be on the same page as your partner. If you already are, that’s awesome!

But if you’re not… how about making it your target this year? Cause here’s the deal.

Matt and his wife, Alana are detectives and they’ve probably seen the absolute worst of society. We’re talking about drug and firearms, organised crime, family violence and sexual offending cases. You need an ironclad mindset and the right support to be able to weather through all that at work, come home and still have faith in humanity.

Luckily, Matt and Alana have exactly that. And the best thing is?

They’ve channelled the same energy and passion on their work to their family and wow…. The results are simply transformational.

Don’t take our word for it folks, tune in now to find out more.

p.s. Check out this epic home-made toy box too! You’ll know what it stands for when you tune in to the 20:57 minute of the episode

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
Free Physical Book – The Armchair Guide to Property Investing
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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371 | Three Property Lessons from the Same $25k Deposit?! – Chat with Brad

Thu, 30 Dec 2021 13:00:25 +1100

Winners never quit, and quitters never win. – Vince Lombardi

Today’s special guest, Brad is definitely not a quitter.

Born & raised in Zimbabwe, Africa while experiencing hyperinflation, it wasn’t a flowery path but Brad learned resilience and tenacity from a young age. He immigrated to Perth with the family when he was 19 and unfortunately, did not have an excellent start.

An unfortunate event led him to a lump sum of $25,000 which thankfully, he invested in property!

But that property didn’t quite work out.

He managed to recover the $25k and got another property. (Yay!)

But that property didn’t quite work out either. Most people would have given up by now but no… Brad did not. He recovered the $25k and yes, he got another property.

But… (it breaks our heart to say this) The third property STILL didn’t quite work out.

So… WHAT EXACTLY HAPPENED?!

Obviously, that’s quite a full-on story, right!?! And definitely not something you hear every day.

But trust us, it gets even more “Wow.”

Tune in today for all the gold

Free Stuff Mentioned

FREE BOOK!— Make Money Simple Again
FREE TPC MyWealth Portal (the system that implements Money SMARTS for you) — http://thepropertycouch.com.au/financialpeace
Free Physical Book – The Armchair Guide to Property Investing

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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370 | Financial Harmony – THIS is what it looks like – Chat with Amber and Dan

Thu, 23 Dec 2021 13:00:48 +1100

Folks, if you’re looking for a textbook couple as an inspiration on what Financial Harmony looks like…

Amber & Dan is your go-to couple!

Although they grew up with slightly different money management styles at home, Amber & Dan worked together and made sure that they were on the same page when it comes to finance.

That mindset sets them up way into the future.

And, get this...

They’ve got a fool-proofed saving hack that built up money for a deposit AND a renovation!!

Of course, being on the same page is only part of the equation… there are heaps more when it comes to setting yourself up for retirement.

For example….

Finding out the exact thing to do with your surplus and consolidating those TEN bank accounts. (Yup, you read that right. T.E.N )

So sit back and relax while you tune in to this feel-good story of how this couple is well on their way to building a passive income for life.

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
Free Physical Book – The Armchair Guide to Property Investing
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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369 | “I Spent It All and Dad Picked Up The Tab” - How this investor changed her bad money habits? – Chat with Amy

Thu, 16 Dec 2021 13:00:51 +1100

Born in England to accountant parents, Amy was given great money advice growing up. And obviously, so did her brother.

Only one of them took the advice to heart though… and it’s not our special guest.

From credit card spending sprees to climbing Mt Kilimanjaro, Amy lived life to the fullest!

So… what changed?

Why did she go from having no budget whatsoever to being a Money SMARTS advocate? Yes, you’ve read that right… she got her circle of friends on board with Money SMARTS too!

What would she get from doing that?? And… what are the lessons learned along the way?

Tune in to find out more!

p.s. Make sure to tune in to 18:04 minute where she shared an interesting story that happened in the middle of a surgery! #EpicStory

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here
BingeGuide to Property, Finance & Money Management – Download here

368 | Got Stung By A Spruiker: Restarting After Ten Years of Property Mistakes – Chat with Michael

Thu, 09 Dec 2021 13:00:14 +1100

“I read enough book to make me dangerous”

That’s the quote from our special guest today.

A thirst for knowledge is an excellent virtue to have but in some cases, you might encounter information overload… Or in other rare cases, you might be reading the wrong books or getting advice from mentors with hidden agendas.

Unfortunately, today’s Summer Series guest, Michael, is in the latter category.

Folks, if you had been stung by a spruiker before, you’d know that it’s not easy getting back on the property ladder and, even more so trusting another so-called property professionals.

But Michael did.

Despite being a victim of opportunity cost, he did not let that deter him at all. In fact, he learned from each experience, good and bad, and stood up to the challenge, stronger and more motivated than ever.

But…

How did he recover from all the bad purchases? (Yes, there were a few!)

Tune in for all those and more folks because his true story starts waaaaay before he bought the first investment stock property

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
Free Book – The Armchair Guide to Property Investing
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here

RBA Cash Rate December 2021: Has the Property Market Lost its Bullish Mojo?

Tue, 07 Dec 2021 14:30:43 +1100

It’s the final RBA Announcement for the year folks so there are lots to catch up on! The most important question in today’s episode is… Are we finally seeing an end to the property market’s bullish mojo? 🐂 Tune in [...]

The post RBA December 2021: Has the Property Market Lost its Bullish Mojo? appeared first on The Property Couch.

367 | The Chain of Unfortunate Events: What Made This Single Mum a Superhero? – Chat with Dee

Thu, 02 Dec 2021 13:19:12 +1100

“A wound is where the light gets in” – Rumi

It’s our 2021/22 Summer Series folks!!

This is our 4th year of Summer Series and we get very very excited each time because not only do we get to chat directly with our listeners, we get to learn so much from their life transformation. From the adversity that life threw at them, the mistakes that they’ve made, the perseverance that they’ve shown, the tenacity to be better and so much more.

Their story is so insightful and motivating that we’re certain that you would definitely learn at least one gold from each of them.

And this year is no different. Kicking off our Summer Series this year is a superhero single mum of two, Dee!

Immigrating from South India and growing up in North England during the Thatcher era in the 80s is obviously no easy feat.

On top of that, Dee was the oldest of four siblings where money was so tight that a treat must be split four ways to be shared among the kids.

All the adversity in her early life clearly built up her foundation for money and generate an invincible determination and drive for success.

But that’s not the end of today’s story…

In fact, it’s just the beginning.

Without giving too much away, let’s just say that there was a chain of events that completely shocked us and brought a tear to our eyes.

Please just listen to this episode folks – we’ve started the Summer Series with her story ‘cos if it ain’t a bang, we don’t know what is!

Huge shout out to Dee for sharing her incredible story with us – powerful stuff, folks!

Free Stuff Mentioned

FREE eBook – Make Money Simple Again
Free Book – The Armchair Guide to Property Investing
FREE MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) – Fill in the form at the bottom of this page or Free Sign Up Here
The Legendary John Wooden with Tony Robbins – Listen here

366 | How to Break into the Property Market?

Thu, 25 Nov 2021 16:43:31 +1100

Folks, the last time we unpacked a case study on the podcast was back in Episode 64 on 19th of May 2016. (WHAT?!!!)

So… you can imagine how excited we were with this episode, can’t you?

In fact, Ben said this at the very start…

“MAAAAATE…. This is a MEGA episode!”

And no, he’s not exaggerating! What we are doing today is a bit of Myth Busting coupled with some data, graph and cashflow modelling. And here’s a spoiler… You’ll be very surprised at our proposed strategy for this case study cause it’s not exactly what we’ve been banging on about for the last 300+ episodes.

Why are we proposing this then?

Well….

Cause we are going through a rapid price growth cycle and our strategy needs to be flexible and agile!

But before you start tearing off those pages in your custom-made The Property Couch Textbook (just joking but if you have one, please let us know!) remember this…

…. The fundamentals are still very much the same

Free Stuff Mentioned

334 | Bernard Salt: The BIG Shift In Australian Property! – Listen here
308 | Pain & Gain: The Wealth Effect & The Housing Affordability Debate – Chat with Eliza Owen from CoreLogic – Listen here
PICA’S WEBINAR on Estate Planning – Watch Replay here.
ABC News Most Popular Australian Story on Gayle and Mac Shann – Read more here
John Kehoe’s Article on Financial Review – Read here
FREE Downloadable! Download here or fill in the form below…
Free Book: The Armchair Guide to Property Investing! – Get Your Copy Here
(85% OFF) Here’s the link to our Black Friday Sale!! >> https://thepropertycouch.com.au/blackfriday
(25% OFF) Get Access to Select Residential Reports here! – Don’t forget to key in this discount code: SRPRPT25

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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365 | Why Is investing So Confusing?

Thu, 18 Nov 2021 13:00:53 +1100

We don’t blame you if you find investing confusing… even Ben found it confusing when he started 30 years ago.

There are so many different asset classes to pick from, different procedures to follow, various biases to learn from and the worst of them all…

THE JARGON!

Short, Long, Dollar Cost Averaging, Coupon Rates, Day Trader and the list goes on.

So where would one even start?

Our answer is… This episode.

It’s back to the basics today folks and we’re not even focusing just on property! We’re covering most of the popular investments classes and procedures so think of this episode as… Investment 101.

Enjoy!

p.s. Does this episode sound familiar? Well, that’s because it’s a follow-up from Bryce’s Life Hack last week! (and if you didn’t know that make sure to tune in to Ep 364 – Will Property Price Keep Going Up! here. It’s a ripper!)

Free Stuff Mentioned

PICA’S WEBINAR on Estate Planning – To watch, you need to be a PICA Member (or become a member for $5)
- To become a member, go to https://pica.asn.au/membership/
- If you want to watch, you can find out more about the PICA webinar HERE.
219 | How going from 30 properties to Bankruptcy shaped this riches to rags… and back again story! Chat with Julie Ann Cairns – Tune in Here
The Personal MBA by Josh Kaufman – Learn more here
The Cashflow Quadrant – Learn more here
RBA’s Address: Recent Trends in Inflation – Tune in to the speech here

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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364 | Will Property Prices Keep Going Up?

Thu, 11 Nov 2021 13:00:42 +1100

Let’s face it…

If you’re looking to get into the market, you’d want to property market to slow down. If you’re already in the market, you might be hoping for this trend to continue.

Whichever side of the coin you are in, you’d be asking the same questions…

When will this end…?

Will the median price go up to $5M in the next 20 years?!

How is this even possible… what’s driving it??

Yup, we know it can be unbelievable so we will be tackling this head-on in our Q&A Episode today (It’s the 1st question in fact and Ben got quite heated up too)

That and also a few other things such as off the plans, crypto and property, why would you sell, formal qualifications for property professionals and heaps more!

It’s a Q&A Episode after all

Enjoy!

Free Stuff Mentioned

Free Book – The Armchair Guide to Property Investing – Get your Copy here
Free eBook – Make Money Simple Again – Download a Copy here
We are looking for two talented individuals to join our team! If you’re passionate with property and keen to join a fun and dynamic team, learn more here: https://empowerwealth.com.au/career-with-us/
363 | Exodus to the Regions – Will this Trend Reverse? – Chat with Dr Nicola Powell – Tune in Here
Do you have a question as well? Let us know on SpeakPipe here

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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363 | Exodus to the Regions – Will this Trend Reverse? - Chat with Dr Nicola Powell

Thu, 04 Nov 2021 15:05:49 +1100

This data is hot off the press folks!!

It’s no secret that property prices have grown quite a bit lately, but recent data is showing that we’re breaking records!

Here’s a snippet from Domain’s media release just a week ago:

September Quarter 2021 House Price Report shows Australian house prices experiencing a historical rate of growth at 21.9%, the fastest annual rate of growth on record with median house prices at almost $1 million nationally.

But…what does this mean for both sellers and buyers? Is this likely to stay or are we going to see a crash in the new year? Is this growth even sustainable with our current economy?!

AND…Will the Regional Exodus Backflip?!!

There are heaps of moving parts here and we know it can get a little overwhelming so we’ve outsourced and brought in an expert to help us out. And yes, we’ve been teasing you about her for the past few weeks so bring on the drum roll, please…

Joining us on the show today is none other than Dr Nicola Powell, Chief of Research & Economics for Domain and one of Australia’s leading property market experts!

With more than 15 years of research experience that spans academic, government and private sectors, Nicola is the leading force behind Domain’s regular data reports that keep the Australian public up to date on what’s happening in the market.

Safe to say that we’re in good hands folks.

Tune in to find out more!

Free Stuff Mentioned

We are looking for two talented individuals to join our team! If you’re passionate with property and keen to join a fun and dynamic team, learn more here: https://empowerwealth.com.au/career-with-us/
Domain’s September 2021 House Price Report – Find out more
Domain’s 2021 School Zones report – Find out more

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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RBA November 2021 | RBA has THIS up their sleeve?!

Tue, 02 Nov 2021 14:30:02 +1100

It’s Melbourne Cup RBA Cash Rate folks! In the past, RBA tends to change the rate on race day.

Did they change the cash rate as well this year? Most definitely NOT.

They simply can’t afford to make any changes to the cash rate yet. Why? Tune in to this episode to find out more where Ben unpacks three key themes for this month’s economic update:

The global inflation rate
Vaccine adoption rates leads to safer economic re-opening
New Property Listings Surge but there is more to this story

Plus, Ben also includes his latest news and commentary on…

The Vaccine Adoption Rate in Australia
World economic update particularly in US & China
Will there be a global contagion effect from Evergrande’s demise?
Are unemployment and jobs ads going towards the right direction?
The spike in Australia’s physical bond yield and RBA’s response to it
Property Price Update and the Supply Story!
And heaps more!

Additional free resources:

If you’re looking to buy at the moment, make sure to check out our Mini-Series!

And One Final Word…

Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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- Facebook
- Youtube

362 | Investing through the Telescope, NOT the Microscope

Thu, 28 Oct 2021 13:00:21 +1100

Did you know…

Back in episode 296, Bryce briefly mentioned the telescope vs microscope analogy and how it applies to picking an investment-grade location.

Fast forward to today’s episode… (66 weeks later)

We’ll be answering ONE of the questions using the same analogy. With a little twist of course.

So which is a better view to take when it comes to property investing and why? And are you curious how the same concept can be used for two entirely different scenarios?

If that doesn’t entice you, what about questions relating to equity release, what NOT to do when seeking finance and some tips for our younger investors?!

There’s something for different groups of our community today.

Tune in now for the gold!

Free Stuff Mentioned

We are looking for two talented individuals to join our team! If you’re passionate with property and keen to join a fun and dynamic team, learn more here: https://empowerwealth.com.au/career-with-us/
Start & Build Workshop, learn how you can build a multimillion-dollar property portfolio that creates $2,000 a week in passive income here – https://thepropertycouch.com.au/startandbuild
Bonus episode with Julia Hartman! Tune in here.
Free Report: The Top 5 Tax Rules Every Property Investor Must Understand – Download here
(NSW only) Laws for short-term Rental Accommodation – Here
CoreLogic Home Property Value Index – House and Unit price – Here
Do you have a question as well? Let us know on SpeakPipe here!

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

Bonusisode | The Top 5 Tax Rules Every Property Investor Must Understand - Chat with Julia Hartman

Tue, 26 Oct 2021 07:00:19 +1100

Hi folks, before you tune in to this episode, download the free report here: https://thepropertycouch.com.au/tax

Julia referred to a table in the episode that might be hard for you to visualise in an audio format so we’ve curated a free report to include the graph as well as other useful references.

You can’t avoid it, so you might as well learn to understand it.

Better still, the more you know about it, the more you can ‘work’ with it, instead of working against it.

What are we talking about? Tax.

As Ben mentioned in last week’s episode (361 | When Is It Too Late To Get Into Property?), here’s the bonus episode he did with Julia!

Getting the right tax advice can result in vastly improved financial windfalls vs. getting little or no advice can see you paying more tax than you deserve or one could argue is even fair.

Introducing our new Property Tax education series – “Talking Property Tax with Julia Hartman”

In our opening series titled ‘The Top 5 Tax Planning Rules Every Property Investor Must Understand’ we talk about tax rules that have serious downside risk or upside benefits if you know more about them.

Tune in to this episode to learn more!

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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361 | When Is It Too Late To Get Into Property?

Thu, 21 Oct 2021 12:18:21 +1100

Have you left it too late?

Has the market moved?

Are you too old to start?

With the media hyping on about how hot the property market is these days, we get that some of you might be feeling a little anxious (even frustrated!). Everywhere you go, you’d probably hear people saying, “The prices are crazy these days!”

And yes, they might be right.

So… If you’re worried that it might be a bit too late to start investing in property, then today’s episode is perfect for you.

And the best part is…

There are quite a few calculations today too!

Better get a pen and paper on standby or just reduce the playback speed on some parts

Oh! Before we go ahead with the questions, just a bit of a teaser… Make sure you stay till the end cause Bryce and Ben will be sharing their early prediction on how this year’s property market will end and where will next year’s market go on the “What’s Making Property News” segment!

Free Stuff Mentioned

Summer Series is around the corner and we’d like to hear from you! If you’ve gone through (or even going through) a financial transformation journey, let us know. We’d love to listen to your story! Simply fill in the form below or go to thepropertycouch.com.au/mystory
We are also looking for a talented copywriter/storyteller to join our team! If you’re interested, learn more here: https://www.seek.com.au/job/54189273
(Podcast Series) The Armchair Guide to Property Investing! Listen on Apple or Listen on Spotify
(Free Book) The Armchair Guide to Property Investing – Get a copy here
Bonusisode with Julia Hartman! Tune in here.
Free Report: The Top 5 Tax Rules Every Property Investor Must Understand – Download here

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

360 | The XYZ of Property Pricing: Getting The Rules of Engagement Right

Thu, 14 Oct 2021 13:38:06 +1100

Imagine this…

You found your ideal property in the perfect location. You’ve inspected it, you know exactly what the purchase price is going to be AND you’re pre-approved for that budget. You’ve spoken to the selling agent and is crystal clear with the vendor’s motivation. You negotiated some terms and put your best offer forward and BAM!! it got accepted right away. Happy days!

Unfortunately, it’s probably NOT going to happen in the current market.

When it comes to property prices, getting it exactly right would be perfect for buyers. But in a hot market, it’s very very hard for most buyers to nail it right away. Unless of course you’ve got a lot of spare time in your hand or you’ve engaged a professional to help you out. In today’s episode, we will share the XYZ of property pricing that our own buyer’s agent team are practicing and some of the tips that you can implement right away to get as close to the selling price as possible.

But… are you wondering if it’ll work in the current market and with all these new ways of transacting?

On top of that, with lockdown restrictions, how are you going to inspect properties and if you can’t, should you buy sight unseen?

That’s exactly what we are going to unpack today.

PLUS Bryce and Ben will also be addressing the big old Fixed Rate vs Variable Rate question. With the impending lending requirement changes (check it out in Ben’s RBA update), it’s probably best that you get your loan questions answered sooner rather than later!

Tune in now for the gold!

Q’s we answer further below

Free Stuff Mentioned

Summer Series is around the corner and we’d like to hear from you! If you’ve gone through (or even going through) a financial transformation journey, let us know. We’d love to listen to your story! Simply fill in the form below or go to thepropertycouch.com.au/mystory
We are also looking for a few talented individuals to join our team! From a Journalist/Copywriter to an Associate Property Investment Advisor and more. If you’re interested, head to our Career Page here to learn more.

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

359 | Locked Down & Locked Out: Buying Property In A Shutdown State! – Chat with Leah Calnan

Thu, 07 Oct 2021 13:51:07 +1100

Is property sliding under the pressure of continual lockdowns?!

Folks, it’s no surprise that Victoria’s extended lockdowns (and indeed lockdowns happening right across the country) are having unintended consequences to property buyers, sellers AND renters.

With Melbourne spending more days in lockdown than ANYWHERE else in the world, it begs the question: How can you buy property in a Shutdown State?!

Here to unpack all this, as well as the Winners & Losers of legislation changes, is returning guest Leah Calnan, President of Real Estate Institute of Victoria (REIV). Leah has served as REIV President since October 2019 and during this time has seen SIGNIFICANT disruptions and changes to the Victorian property market and Tenancy Act. She has over 24 years’ experience in property management, is the sole Director of Metro Property Management and, of course, is considered one of the industry’s most dedicated, accomplished and senior Property Management practitioners in the country.

Leah is about to give you a behind the scenes look at the stark reality of a property market Locked Down & Locked Out, including the tangible impact this has on property investors, in conjunction with the “VCAT Mess” that’s currently unfolding here in Victoria.

So, is it all doom and gloom? Is it simply Too Much For Too Long for Victorian investors? Is “The Great VIC Exit” fast-approaching?!

Listen now to learn How To Buy Property in a Shutdown State & stay informed of the impact current lockdowns are having on the broader property market.

Free Stuff Mentioned

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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RBA October 2021: Lending Standards To Change?

Tue, 05 Oct 2021 16:04:24 +1100

Cash Rate JUST Announced by the RBA!!

And there’s a very important message behind it: Should we be preparing ourselves for the introduction of possible Macroprudential Regulatory Changes in the not-too-distant future?!

And if so, what are the tweaks to lending policies going to look like, and how might they affect property investors???

Watch now to find out & get the latest on the RBA’s October Cash Rate:

Plus, Ben also includes his latest news and commentary on…

The Global Economic Impact of COVID 19 and the Vaccination story
How are the world’s biggest economies faring?
RBA’s announcement and stand on Australia’s property price and affordability story
Will we be able to avoid another macroprudential regulatory change?!
How’s the unemployment story going with the Delta outbreak and half of the country in lockdown?
Property Prices – What trend are seeing between houses and units in each state?

Additional free resources:

If you’re looking to buy at the moment, make sure to check out our Mini-Series!

And One Final Word...

If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.

Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

358 | Too Much Risk? Australian Property & Economic Update - Chat with Nerida Conisbee

Thu, 30 Sep 2021 13:00:50 +1000

Breaking news just in on the property & economic front, folks!

There’s clearly quite a bit going on with the health crisis, soaring property market and… just announced this week… an indication that a tightening of lending might be coming sooner than we think!

The question is: If they’re going to pull the handbrake, What Would This Look Like and WHEN Would It Happen?

Here to unpack all this, as well as the latest Australian Property & Economic Update is our good friend Nerida Conisbee, Chief Economist at Ray White.

Now, if you’ve heard Nerida’s data-driven insights and wisdom on the show before, you might’ve noticed she’s had a little change in title from Chief Economist at the REA Group… And if you haven’t heard from her before (you’re in for a real treat!) or simply need a refresher: Nerida is a highly regarded economist, with a specific expertise in residential and commercial property. She is currently the MOST quoted property commentator in Australia, the third most quoted economist and a sought-after public speaker, writer and columnist with more than 20 years of property research experience throughout Asia Specific.

So, if you want a PRECISE update on property and economic news here in Australia, then please listen now to get the gold & stay informed.

Free Stuff Mentioned

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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357 | How To Master Relationships With Real Estate Agents - Chat with Todd Sloan

Thu, 23 Sep 2021 13:00:23 +1000

Have you ever wondered what to say to a real estate agent to INCREASE your likelihood of being the winning buyer?

If you want to know how to get a real estate agent on your side and navigate the delicate dance between buyer and seller, then this is an episode you don’t wanna miss, folks!

Today we are interviewing Todd Sloan, an award-winning real estate sales agent and professional renovator who has been involved in more transactions every month than what most folks see in a life time. He is the host of Pizza & Property podcast, the author of Australia’s Home Buying Guide – How to buy a property faster and for less.

And Todd is about to reveal how you can master relationships with a real estate agent so you are front of mind (without giving away all your cards) and much more likely to secure the property!

You’ll get plenty of practical tips like What to say and What NEVER to say and, ultimately, an insider framework to get a return on relationship and seal the deal.

Plus, Todd also has a unique and useful perspective on selling investment properties and renovating them for profit, which could be up your alley if you’re interested in manufacturing equity and active investing.

So, are you in?

Listen now to get the gold on how to master your relationships with real estate agents!

Free Stuff Mentioned

PICA webinar with Jane Slack-Smith – “Tips From A Reno Expert”
Todd’s Book: Australia’s Home Buying Guide
Set up Money SMARTS for Free today: https://thepropertycouch.com.au/financialpeace
Get the free user manual to Money SMARTS >>
CoreLogic Report – Housing turnover reaches the highest level in nearly 12 years

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

356 | Secrets Behind A $250M Net Worth – How This Investor Did It! - Chat with Fred Schebesta

Thu, 16 Sep 2021 13:00:12 +1000

Meet one of the richest Australians under 40… and learn how he built a net worth of around $250 million!

Folks, today we have a very special interview with Fred Schebesta — the co-founder and CEO of the comparison website Finder, which is one of the world’s biggest comparison websites and money apps that helps users compare products across 105 categories, from car insurance to cruises.

And Fred, who went from working in a Pizza Hut call centre as a university student to running a business that employs 450 staff in 80 countries, has some Radical Rules on Money, Investing, Cryptocurrency (… any bitcoin fans, out there?!), Property, Stocks and Business that will make you look at things a WHOLE Lot Differently!!!

You’re about to get the behind-the-scenes secrets of someone who has experienced HYPER success when it comes to wealth creation… but what we’re super keen for you to hear is the MINDSET it took to create such an impressive net worth in the first place — including what it means to “Reframe Mistakes”, focus on “Concentrated Investments” and go against the grain to carve your own Lifestyle Design.

Fred is also the author of Go Live! 10 Principles to Launch a Global Empire and while we do indeed cover his epic journey as an entrepreneur (…just wait ‘til you hear it!), there is plenty of gold in there for everyday investors at ANY stage of their journey.

Psst… Oh, and yeah… while we might not ALL be able to invest in a spaceship-like Fred (yep!), we will say this:

… This is a VERY rare opportunity to learn from someone at the top of their game… and from someone who has achieved significant success.

Tune in now to get the secrets behind a $250M Net Worth… you won’t forget this one!

Free Stuff Mentioned

Fred’s Book – GoLive! 10 Principles to Launch a Global Empire
Fred’s Property – South Coogee ‘Castle; For $16.85M
PICA Webinar – Become A Member for $5

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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355 | Zero Debt & $2,000 A Week In The Bank: HOW?!

Thu, 09 Sep 2021 14:22:54 +1000

How can property investors reach zero debt AND still hit a four-figure passive income each week? And what do we mean when we say “retire” the debt, anyway? What does this look like and, importantly, WHEN should you start this process?

Folks, in today’s special Q&A episode we’re circling back to a few basic principles and fleshing out some confusion when it comes to property investing. This includes clearing air (and tidying up our language!) when it comes to being informed of the step-by-step investing process.

For one – you’ve no doubt heard us talk about achieving $2,000 in passive income… well, WHERE exactly does this money come from? Is it just your rental income?

As part of this we’ll also be covering “Failure to Launch” principles and “Investment Remorse” – the latter, which may actually be a more common feeling than you think! So what should you consider if you find yourself second guessing your asset selection?

PLUS, because we’re officially in Spring – this episode comes with a WARNING about this year’s “Spring Selling Season”… ‘cos there’s a critical shift taking place ALL home buyers need to be aware of.

Suss the exact questions we answer below – or, better yet, simply hit play and get the gold now

Free Stuff Mentioned

RBA September 2021: Australia’s Planned Recovery NOT So Predictable?

Tue, 07 Sep 2021 14:30:25 +1000

And he’s back!! After 2 months away, we’re finally back with Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political update around the world and within Australia too.

This month’s update also includes looking ahead to the “$64 million question” — how will consumers respond once our two biggest economies open back up?

Plus, Ben also includes his latest news and commentary on…

COVID Update and the Vaccination story
How are VIC & NSW Lockdown affecting the country’s GDP
The recession that we missed by a hairline!
Australia’s GDP Performance that pre and post COVID
Are we or will we ever recover from this?
Property Prices – Are we seeing the start of the downward trend?

Additional free resources:

If you’re looking to buy at the moment, make sure to check out our Mini-Series!

354 | The Rise of Family Office Wealth & Investing Without Emotion

Thu, 02 Sep 2021 14:33:13 +1000

Logic vs Emotion. Unspoken Property Conversations. Family Office Wealth.

What do all these things have in common?

Well, we’re unpacking them all – and more! – in today’s Q & A episode where we welcome back ol’ mate Ben from his Big Trip by answering NEW listener questions about how to invest in property as an aspiring Australian in current property market conditions!

And it begs the question: How much money do you need to invest in property?

For example: if you have been priced out of the major capital cities or are a low-income earner, what are your options? And how can you balance both the investment strategy and this very real reality?

Plus, there are a couple of unspoken property conversations we want to tackle, and let you in on some tips on how to take the emotion out of investing… and what to consider if you are considering gifting property to your kids or helping future generations to succeed…

Tune in now for the gold!

Q’s we answer further below

Free Stuff Mentioned

353 | What’s Coming Next? The Future of Australian Property! - Chat with Simon Kuestenmacher

Thu, 26 Aug 2021 13:02:27 +1000

What’s coming next for property?? Well… quite a lot!

Folks, it turns out Covid has a “little” bit of a say in the property shift taking place in Australia… one that might actually be here to stay!!!

So, back by popular demand and here to co-host our AweGuest series is none other than expert Demographer Simon Kuestenmacher, Co-Founder and Director of Research at The Demographics Group!

Yep, you might remember his ol’ German accent and ridiculously-wise insights back in Episode 314 where we discussed ‘The Millennial Movement’ and how it’s shifting property demand right across the country…

… but now with a continuing ‘exodus’ to regional locations since the global pandemic swept in and, err, overtook our lives (and work environments), there might actually be WAAY more to this shift in the Australian property market!!

“… You mean these changes might be here for good!?!”

Plus, the recent 2021 Census has just rolled on in…

… so what can someone who studies the changing structure of human populations tell us about HOW this will affect the future demand for property!?!

Well, step right up Simon Kuestenmacher! Aside from working directly alongside Bernard Salt (yep), Simon holds degrees in geography from leading universities in both Berlin and Melbourne and has also worked for several years as a business consultant with KPMG Australia. … Oh, and did we say he is the most entertaining Demographer ever!?!

This expert does NOT disappoint. You’re about to get the most exciting Demography Degree of your life! (it’s much more fun than it sounds… PLUS you’re about to level up your property prediction abilities like nothin’ else! )

Tune in now to find out the future of the Australian property market… it’s a ripper!!

Free Stuff Mentioned:

Happy Birthday Ben! 🥳🥳

Sat, 21 Aug 2021 08:00:12 +1000

Ben turns 50 today so let’s show him we care by giving him a shout-out on our socials, Facebook or Insta, and if you have a story to share on how he has helped you with your property, finance and money management then he’d love to hear it!

Happy Birthday Ben!

Hip hip hooray! Hope you’re throwing a line in the water today old mate!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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352 | Healthy Houses: Is This The New Way For Property Investors? – Chat with Amelia Lee & Raphael Seket

Thu, 19 Aug 2021 13:00:34 +1000

Is your property HEALTHY? Look, this question probably isn’t what property investors commonly ask themselves… but after listening to this episode, we reckon’ you’ll start thinking completely differently about the health of your home & your investments!!

Here’s the deal: Today’s topic is largely around ‘healthy’ homes – with a unique spin on what’s called ‘passive houses’– that is, ultra-low energy buildings that are truly energy efficient, comfortable, affordable and ecological at the same time…

And ‘cos this is such a special episode, we have a guest co-host joining Bryce today…. PLUS, a very, very special guest!

Co-hosting today’s podcast as part of our AweGuest series is Amelia Lee, the architect behind Undercover Architect, an award-winning online resource to teach folks how to design, build or renovate their homes. To give you an idea, she’s been in the industry for over 25 years and has solid personal experience in the trenches as a “serial renovator” and has worked on more than 250 projects and counting.

Tune in now for one heck of an episode – let us know what you think

Free Stuff Mentioned

Episode 249 | The 4-Step Framework To Renovate or Build Your Home… AND Enjoy it! – Chat with Amelia Lee
Raph’s Videos to his Passive House journey!
Amelia’s Podcast – Season 1: The most important thing when designing a home
Amelia’s Podcast – Season 8: A Simple Guide to a Sustainable Home
The Condensation Handbook by the ABCB
My Efficient Electric Home free Facebook group
National Housing Energy Rating Scheme (NatHERS) (which every new house and large-scale renovation has to get a minimum 6-star rating in)
PHPP Energy Rating Tool (Used in Passivhaus)

351 | Why The Cost Of A Brick Can Get You More Cash Back! - Chat with Bradley Beer

Thu, 12 Aug 2021 13:00:31 +1000

Did you know that the BRICKS on your investment property actually influence the amount of tax depreciation you can claim?

Yep. Here to unfold the tax secrets only Quantity Surveyors know about is none other than Bradley Beer, CEO of BMT Tax, the largest and most trusted quantity surveying firm in the country.

Basically, Brad is going to walk you through the little-known legalities of depreciation – and how much you can really claim when the totality (and history!) of your investment property is considered. Handy hint: a LOT of investors are leaving money on the table when it comes to this!

Aside from working with BMT Tax Depreciation since 1998, Bradley Beer is also a member of the Australian Institute of Quantity Surveyors, the Royal Institute of Chartered Surveyors and the Auctioneers and Valuers Association of Australia, which means he contributes to the latest information within the quantity surveying and the property industry in Australia.

So. WHY can the cost of a brick get you more cash back???

Tune in now to find out, folks!

Free Stuff Mentioned

Episode 117 | Everything You Need To Know About Depreciation Changes – Chat with Bradley Beer, CEO of BMT Tax Depreciation
Episode 151 | Is Bitcoin a good investment and what are the Final Budget Changes on Tax Depreciation?
BMT Tax Depreciation Schedule Application Form
Leave a question for our AweGuest series here– if we answer it on the show you get FREE LIFETIME ACCESS to our Start & Build Online Course (valued at $497)!
Episode 226 | Capital Gains Tax 101 with Julia Hartman – Everything You Need to Know About Property Tax (PART 1)
Episode 228 | Ownership Structure & Trusts with Julia Hartman– Everything You Need to Know About Property Tax (PART 2)
New Property Tax Accountancy: register your interest for a free appointment here

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/
FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>
FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again
FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

350 | How BEN Did It: A Passive Income of $190,000 Per Year… At 50!

Thu, 05 Aug 2021 13:00:44 +1000

Meet Ben Kingsley – Oh, wait. You probably have.

Not Gandhi, the other one.

The co-host of this podcast?

Yeah, THAT Ben.

Today Bryce is INTERVIEWING him, which might sound a bit odd. But, stick with us, ‘cos we promise you it’s going to be an episode you won’t ever forget, folks!

Why? Well, Ben has practiced what he preaches. That is – he has personally built his own property portfolio, played the long game and for his 50th birthday this month, he will gift himself a passive income of $190,000 a year from it. Not bad, huh.

Portfolio, Done. Passive Income, Done. Lifestyle Design, Done.

Speaking of Lifestyle Design, this interview with Ben is taking place while he’s in the Kimberley, Western Australia! Turns out, he has – along with his wife Jane and their two boys – taken a 2-month sabbatical to their dream destination – something that was factored into their life and property plan many, many years ago.

Wait – they planned this holiday YEARS ago?

Yep, they sure did. And Ben is going to tell you exactly how he and Jane built their property portfolio to make certain it happened. (And how it helped fund the entire trip.)

In this “Never Before Revealed” episode, Ben is going to share his OWN journey to Financial Peace with you… and how he did it using the exact same principles and frameworks we teach on The Property Couch!

So, who is this wise ol’ mate, Ben Kingsley? And what can he share with you about his own journey to get here that he hasn’t publicly shared before? And can someone please tell us exactly what his portfolio looks like!?!

Sure. Strap yourselves in. This is a RIPPER!!

Free Stuff Mentioned

Ben’s $500,000 Mistake – Read here
Our NEW TAX SERVICE within our business! If you are on the hunt for a specialised property tax accountant, fill in the form below to register your interest or click here to find out more.

349 | How To Avoid Paying Tax Without Going To Prison! – Chat with Julia Hartman

Thu, 29 Jul 2021 13:00:18 +1000

Update: Hi all, just a quick update on this episode. At the 18-minute mark, we talked about Buyers Agency fees in Canberra and if it’s tax-deductible. We weren’t certain during the recording but we can now confirm that Buyers Agent Fees are not tax-deductible in Canberra.

Tax Time! The question is: what can (and can’t) property investors claim? And how can you get MORE tax back and avoid paying a cent more than you must WITHOUT breaking the law and ending up behind prison bars!?!

Folks, we get that you want to claim as much as legally possible this tax season and keep as much in your “back pocket” (AKA offset or savings account ) as you can.

So, here to help property investors MAXIMISE their tax deductions on their investment properties is none other than THE #1 Property Tax Expert in Australia… Julia Hartman!!!

Julia is the Founder of BAN TACS, a co-operative of Accountants that has been helping thousands of Australians navigate the world of tax since 1992. She has a Bachelor of Business and is a Chartered Accountant (CA), Certified Public Accountant (CPA) and a Registered Tax Agent.

And when it comes to Property Tax… Julia is ALL over it!

Not only is she CO-HOSTING this episode with Bryce and kicking off our AweGuest series while Ben’s relaxing in the north of Western Australia, but also Julia is a total JET when it comes to understanding the intricacies and often grey areas of tax… in a way that won’t make your eyes glaze over! (Phew!)

So… fancy some winning property tax tips? Listen now to get ‘em.

Free Stuff Mentioned

Episode 226 | Capital Gains Tax 101 with Julia Hartman – Everything You Need to Know About Property Tax (PART 1)
Episode 228 | Ownership Structure & Trusts with Julia Hartman – Everything You Need to Know About Property Tax (PART 2)
New Property Tax Accountancy: register your interest for a free appointment here
Leave a question for our AweGuest series here – if we answer it on the show you get FREE LIFETIME ACCESS to our Start & Build Online Course (valued at $497)!

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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348 | From Refugee To $140,000 A Year In Passive Income! – Chat with Toui

Thu, 22 Jul 2021 13:00:07 +1000

From Government Welfare to Passive Income! Yep, you read that right. You’re about to hear a refugee’s real-life story of a self-funded retirement. And we probably don’t need to tell you that this Financial Transformation is Off-The-Charts incredible.

Meet Toui “pronounced Twee”. A first-generation refugee who came to Australia in 1980 for a better life. And he is now talking to us from an EXTREMELY DIFFERENT financial position than when he and his family first arrived from Laos as all those decades ago!

Fast forward to today, and Toui and his own family – his wife Jen and their 3 kids – are now on track to a passive income of $140,000 a year! Yep. This story certainly takes “If it’s meant to be, it’s up to me!” to a whole new level.

And, get this, there’s EVEN MORE to this financial transformation… (so many layers of awesomeness going on!)…

Case in point: Have you heard of something called “Microsoft Money?”

Well, let’s just say Toui’s got a bit to share with you there too…

Look, folks… while our new Winter Series has set a seriously high benchmark (how good have the listener transformation’s been!?!), we just might’ve saved the best for last!!

Please Listen.

Free Stuff Mentioned

FREE BOOK!— Make Money Simple Again
FREE TPC MyWealth Portal (the system that implements Money SMARTS for you) — http://thepropertycouch.com.au/financialpeace
Episode 297 | Closing The Gap: How This Indigenous Investor Is Pioneering The Way Forward – Chat with Nancia Guivarra
Episode 179 | Five ways to Create a Winning Property Investor’s Mindset – Chat with Jaemin Frazer
Episode 300 | The Unfair Advantage: Master This New Framework To Get The Passive Income You Want – Chat with Jaemin Frazer

347 | “Whatever You Do, DON’T Do What I Did!” – Listener Shares His Big Wake-Up Call – Chat with Scott

Thu, 15 Jul 2021 13:00:39 +1000

Meet The “Squirreller” – or should we say EX-Squirreller – who unfortunately learnt the hard way about the real costs of Pinching Every Penny…

Here’s the deal:

Joining us today is listener Scott who has a very, very important message for our community. ESPECIALLY for those who, like Scott, happen to view money as safety – and as because of this, do whatever they can to minimise their spending. To the point that’s, ahh, well, “NQR” – Not Quite Right. Even if it’s coming from an honourable place.

Before you ask – YES – there IS a point where you can “squirrel” or save TOO much money! And the tip-over point? When your relationship with money begins to ruin your relationship with your family…

In this tell-all episode, Scott generously shares his Big Wake-Up Call that forced him to seriously reconsider his squirrelling habits. A lesson he learnt the hard way and doesn’t want for you, or anyone else.

But this is only part of the story.

Not only will you learn what caused the “OMG, I need to change” shift in mindset and how Scott managed to safeguard tomorrow WITHOUT sacrificing his family’s ability to enjoy today… but also, you’re going to learn what it’s like to build a property portfolio from a “regular” Australian who simply wants to create a better future for himself, his wife and his kids. And, yep, this includes the good, the not-so-good and the “Whatever You Do, DON’T Do What I Did!” mistakes.

In short, this ep is a word to the wise – and we highly suggest tuning in folks! ‘Cos, you know what they say… it’s best to learn from someone else’s mistakes than to learn them first-hand…

A huge shout out to Scott for his extreme transparency — we have no doubt that your hard-won wisdom will be of immense benefit to our community

Free Stuff Mentioned

FREE BOOK!— Make Money Simple Again
FREE TPC MyWealth Portal(the system that implements Money SMARTS for you) — http://thepropertycouch.com.au/financialpeace

346 | No More Properties Left To Buy: How This Couple Did It! – Chat with Emma & Liam

Thu, 08 Jul 2021 12:00:31 +1000

Financially Free Before 30… How!?!

Folks, in today’s episode we’re interviewing a young couple who, get this, have no more properties left to buy.

Meet Emma & Liam – D.I.Y. property investors who are “Done & Dusted” with only 2 investment properties and one family home.

Um, wait a minute…. Are you wondering, “How on earth…!?!”

Yep, we were equally blown away too.

Here’s where it gets even better – they did it with No bells, No whistles – just a couple of clever, cost-effective renovations and – the big one – they lived and breathed delayed gratification.

And now Emma & Liam and their small family is Set For Life.

… Wanna find out how these listeners did it?

Us too – strap yourselves in!

Free Stuff Mentioned

345 | COVID Crashed Their Careers – But Now They’re On Track To A Passive Income! - Chat with Tim Martin and Thomas Henry

Thu, 01 Jul 2021 13:00:45 +1000

When Covid hit, Tim and Thomas lost their jobs practically overnight.

At the time, they both worked in aviation – at the same airline, in fact – but all this changed for the couple when international borders went into a snap lockdown and not too long after, they were made redundant from careers they loved… and ones they imagined doing for the rest of their lives.

What happened next is – quite frankly, folks – hard to believe, and no doubt not the norm; particularly when you consider the fact that their life as they thought they knew it suddenly takes a drastic and unwanted shift.

What you’re about to get in this episode is not just a rare look inside an unshakeable mindset, but also something else entirely…

See, prior to all this, our listeners Tim Martin & Thomas Henry had been busting their guts trying to save for their first home deposit…

… and although they hadn’t saved enough just yet, with a click of someone else’s fingers, their years of hard work was immediately under threat.

Think about it for a sec – Their careers were gone. There were job losses sweeping across the globe. There was a serious virus scaring a lot of folks. EVERYTHING was uncertain…

And yet what Tim & Tom decided to do next was…

… Well, Wow.

Please just listen to this episode folks – we’ve kept it the last in Winter Series ‘cos if it ain’t a bang, we dunno what is!

Huge shout out to Tim & Tom for sharing their incredible story with us – powerful stuff, folks!

Free Stuff Mentioned

FREE BOOK!— Make Money Simple Again
FREE TPC MyWealth Portal (the system that implements Money SMARTS for you) — http://thepropertycouch.com.au/financialpeace
FREE BOOK – The Armchair Guide To Property Investing
The Binge Guide – The First 20 Episodes

344 | Have You Made The Wrong Investment Decision?

Thu, 24 Jun 2021 13:50:24 +1000

“Have I made a mistake?” This is a common question we get from investors who just start listening to our podcast and learn the fundamental principles we teach for the first time.

Today we are answering some of these key questions – one, in fact, where the listener is not entirely “wrong” in their choice, though at face value seems to go against our general rule of thumb. You’ll learn why exactly this is and how to use this information in your own decision-making process.

On top of that, we’re unpacking how to tell HOW MUCH a property is worth – including common D.I.Y mistakes folks make when trying to value their property and some simple tips to assess this yourself and how to recognise when it’s time to bring in an expert.

Simply hit play and enjoy the show!

Free Stuff Mentioned

343 | “Pass Go & Collect $200” – 6 Property Lessons From Monopoly!

Thu, 17 Jun 2021 14:58:22 +1000

Ah, Monopoly – the classic board game… chances are you’ve got fond (or maybe even frustrated?) flashbacks playing it…

[… Nothing quite like the feeling of “Passing Go”, getting a quick cashflow lift, and then proceeding to bankrupt your loved ones in a friendly-but-no-so-friendly game of Monopoly… ]

Well, folks, Did You Know… the 100-year-old property-trading game actually has 6 Proven Property Lessons that you can (and should!) apply in real life!!

Yep. And here’s the deal… today we’re unpacking exactly how you can apply these key lessons from Monopoly to YOUR own lifestyle design!

Look, this episode’s a bit of fun BUT, most importantly, is full of timeless takeaways that’ll shake up the way you look at property investing… (and help cement the wisdom!)

Tune in now to get the answers!

Free Stuff Mentioned

342 | From $250K to $2M Properties: How To Invest No Matter What Your Budget Is!

Thu, 10 Jun 2021 15:22:22 +1000

Have you ever wondered how to invest in property with YOUR specific budget? Like, what if you DON’T have a big budget to spend…?

Or, on the contrary… what if your budget’s actually quite healthy – but you’re not sure if a $1 million – $2 Million property is really a premium investment (Should you buy two cheaper investment properties instead?)…

Folks, they’ll be something for you in this Q & A episode… ‘cos we’re covering A LOT of ground here – how to invest no matter what your budget, age or strategy is!

Listen now and find out how to successfully invest at any stage of life or budget.

Free Stuff Mentioned

341 | How To Pivot Your Investment Strategy When Affordability Changes

Thu, 03 Jun 2021 14:10:55 +1000

Folks, it’s no secret that property prices have seen a significant uptick – so what does this mean for your investment strategy if you can no longer afford to buy investment-grade locations that are close to the city?

See, if you’ve read our book The Armchair Guide To Property Investing, or heard any of our earlier episodes, you might have heard us quote particular price points that now seem, well, a bit ridiculous.

You might’ve thought, “A $650,000 property in inner city Melbourne… what? They’re now over a mill, guys…?”

Or, “Where on earth can I buy a property for $450,000 in this market!?!”

Or, “You said to aim for inner city properties with owner-occupier appeal, but now you’re talking about regional markets… what’s the deal?”

We hear you. And we get it.

That’s why today we’re doing a deep dive on how to pivot your investment strategy when affordability changes!

Make no mistake – the fundamentals DON’T change… but you need to be both smart AND realistic about the locations that are available to you, whatever your price point may be.

This is a Q&A episode you don’t want to miss – we tick off A LOT of key property investment questions that we’re confident will allow you to find success no matter what your price point is! Plus, we’ve got some new frameworks on how to navigate land tax, learn when it’s time to SELL (yep) and best practices to manage your money without dedicating your life to managing a spreadsheet….

Tune in now – and let us know what you think!

P.S. Yes, Ben is actually in his CAR when we’re recording this episode… find out why in the first five minutes

Free Stuff Mentioned

RBA June 2021: Inflation Risk - How bad is it?

Tue, 01 Jun 2021 14:31:09 +1000

This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political updates around the world and within Australia too.

The themes for this month are:

Settle down, people, settle down – there’s too much commentary about the inflation risk story.
This month it’s all about the positive business data as they join the economic party.
And finally, well, we’re back in lockdown for the fourth time here in Melbourne.

Plus, Ben also includes his latest news and commentary on…

The World Economic Story – Commodity Prices and COVID Update
Overall Economic Outlook in United States, China, Japan and Europe
Quick update on the Federal Budget 2021!
The Unemployment and Wage Growth story – Why are we so concerned about them?
Business Conditions – What’s Making News?
Property Prices – How long will they continue to increase?

Additional free resources:
If you’re looking to buy at the moment, make sure to check out our Mini-Series!

Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

340 | Auction Ready: How To Win In Any Market! – Chat with Veronica Morgan

Thu, 27 May 2021 14:47:55 +1000

Want the proven tactics and bidding tips to WIN at auction!?!

Folks, this episode will help take the STRESS out of the intimidating auction process and give you the exact strategies professional Buyers Agents use to…

Master the buying process
Outsmart real estate agents
Beat the competition (without overpaying)
Avoid auction mistakes
… and, ultimately, secure the property!

Here to help us unpack ALL this – plus a whole heap of other must-know property and auction tips! – is nonother than our good friend Veronica Morgan, Founder and Principal of Good Deeds Property Buyers, co-host of The Elephant in the Room, Bryce’s co-host of Location, Location, Location Australia, and arguably one of the BEST Buyers Agents in the country.

… Together, we’re going to get you Auction Ready!

You’ll learn how to navigate auctions in a HOT property market (like a pro!) and get the epic EVERGREEN bidding tips that’ll confuse your competition so the auctioneer will drop their hammer on YOUR final “I can still sleep at night” bid.

Sound good?

Tune in now to get a complete walkthrough of the entire buying process – enjoy!

Free Stuff…

Free Report: The 2021-22 Budget Breakdown! Download here or just fill in your details below and we’ll email it to you right away!
PICA Webinar – Tax Depreciation with Bradley Beer
Veronica’s Book – Auction Ready — Get 30% Discount & Free Postage with this Promo Code: TPC
Episode 209 | Veronica Morgan – From the Coalface of the Sydney Property Market
Episode 161 | How to Buy Property Like a Pro – Chat with Veronica Morgan
Episode 76 | Building a property portfolio after the boom – Chat with Veronica Morgan

339 | “Man, Can Politicians Spend Money!!” – ft Property Q&A

Thu, 20 May 2021 15:17:00 +1000

Folks, as promised we’re diving deep into the 2021-22 Budget Review – what’s in it, what are the key takeaways for property investors, first home buyers and us Aussie taxpayers!!

In a one-liner summary… “Man, Can Politicians Spend Money!!”

Yep. And we’re unpacking quite a bit of it – such as…

The $15.2 billion infrastructure spend!
Free cashback (Tax Offset) & how much you’re likely gonna get back…
First Home Saver Scheme
Family Home Guarantee for Single Parents
New Home Guarantee
Superannuation Downsizer Scheme
The increase to the Child Care Subsidy
Public Housing support
The HomeBuilder extension
VIC State Budget & The consequences for property owners and property developers

Plus, to give a bit of contrast to the Budget News we’re also circling back on a few key evergreen property investment formulas and answering a couple of listener questions!!

Get ready – you’re in for a solid ep, folks!

Free Stuff Mentioned…

The 2021-22 Budget Breakdown – Get Everything We Spoke About & More HERE or just fill in your details below and we’ll email it to you right away!
First Home Loan Deposit Scheme (New Homes) FACT SHEET
Federal Budget 2021-22 Announcement
Victoria State Budget 2021-22 Announcement
PICA Webinar with Bradley Beer on Tax Depreciation – Tues 25th May 2021
Episode 237 | Barefoot Investor or Money Smarts – What’s the difference?
Episode 008 | Investment Stock vs. Investment Grade
ASK US your property, finance & money management questions here >>

338 | Going Ape S#!t: How To Hack Your Brain To Make More Money - Chat with Phil Slade

Thu, 13 May 2021 15:45:26 +1000

What if we told you there’s a hidden part of your brain that controls your financial decisions… even if you believe you’re the one calling the shots!?!

Folks, today we have a very exciting episode in store for you (Ben’s in his absolute element!) that’s about to reveal how to hack your brain to make you more money!

Here’s the reality… despite our best intentions, we DON’T make decisions out of spreadsheets – we make decisions out of emotions!

And this is where Behavioural Economics comes in.

That is: the study of the “how and why” behind our financial and property choices. The “Oh, yeah, I’m actually a human!” stuff that deeply influences our choices and the economy at large.

Joining us today is Behavioural Economist and Psychologist Phil Slade – the author of “Going Ape S#!t”, Founder of Decida and regular contributor to Money Magazine.

Phil makes neuroscience simple, interesting and FUN by highlighting irrational ‘blind spots’, increasing awareness of cognitive biases that influence perception and behaviour, and inspiring people to become less reactive, and more responsive!

And he’s going to fill you in on a little thing called “The Ape Brain” and how you can tame it with a simple framework that’ll get you making better financial decisions, winning at auction (or walking away so you don’t pay too much!) and delaying gratification in a way that doesn’t trigger dread or make you feel like you’re missing out in the present moment.

Strap yourselves in folks — ‘cos no word of a lie: nail this, and you’re pretty much set for life. (Money is Simple… Behaviour is Hard, right!?!)

Free Stuff & Resources Mentioned

337 | The 4 Pillars of Money Health

Thu, 06 May 2021 14:27:48 +1000

Just like you’d visit a doctor for a physical health check-up, the same applies to your MONEY health!

In this episode we’re diving deep into The Four Pillars of Money Health — that is, the areas you must regularly monitor to take care of your money and, yep, create MORE of it so you can ultimately reach the summit of a passive income for life!

A couple of weeks ago we did an episode on The Four Types Of Wealth and within that framework is, of course, “Financial Wealth”.

And if you listened to that particular episode, you’ll know already that within the area of Financial Wealth exists ANOTHER Framework – The 7 Grades of Financial Well-being.

Now, stick with us folks – ‘cos here’s where today’s episode comes in…

You CAN’T build a house of Financial Peace on poor foundations – so we’re giving you “The Four Pillars of Money Health” that sit BENEATH Financial Stability!

Basically, today’s ep is a framework within a framework within a framework within a framework….

… And we promise it’ll ALL make sense once you listen!

Free Stuff Mentioned

Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today! (includes MoneySMARTS, MoneyFIT + MoneySTRETCH) Click here or simply fill in the form at the bottom of this page
Log In to your MyWealth Portal Account for your health check up >>
Make Money Simple Again eBook – Or just fill in the form below and we’ll email it to you right away!
Cheeky Hack to get a cheaper Audiobook of The Armchair Guide to Property Investing – https://www.thearmchairguide.com.au/
Episode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James Clear
Episode 314 | The Millennial Movement: How It’s Shifting Property Demand – Chat with Simon Kuestenmacher

RBA May 2021: When What Gets Better, Gets Better!

Tue, 04 May 2021 14:30:35 +1000

The verdict is well and truly in — when money is cheap, the world goes around faster. We’re basically seeing that show up now. The other important news is around inflation – and we’re going to see this word, “transitionary” as the new buzzword. And… positive economic data is everywhere. Let’s dive deeper into this month’s RBA!

This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political update around the world and within Australia too.

Plus, Ben also includes his latest news and commentary on…

United States GDP, Jobs Market, Housing Market and more!
The IMF Latest World Economic Outlook – Find out more here
What are the positive economic indicators for Australia?
Why is the RBA so fixated on inflation?
How’s the Australian Housing Market looking like?

Additional free resources:

If you’re looking to buy at the moment, make sure to check out our Mini-Series!

336 | Is Price Growth Over? 7 Signs Growth Is Slowing – Chat with Tim Lawless

Thu, 29 Apr 2021 14:30:38 +1000

Is the property market showing signs that growth is SLOWING?

Well, according to Tim Lawless, Head of Research at CoreLogic, it IS – and there are 7 tell-tale signs it’s happening!

That’s right. Joining us today is CoreLogic‘s executive research director for Australasia and indeed one of Australia’s leading property market commentators – and Tim’s noticed quite a few interesting trends in the data that reveal a SLOWDOWN on the strongest growth conditions we’ve seen since the 1980s!

So… is price growth over!?!

And what are the seven signs that suggest capital growth might be changing pace?

Free Stuff Mentioned

(LIVE) The Early Warning Sign: Where Most Investors Go Wrong With FOMO!

Sat, 24 Apr 2021 06:00:00 +1000

Do you recognise this early warning sign!?! Yep. Straight from the studio, we’re unpacking “The Early Warning Sign: Where Most Investors Go Wrong With FOMO!” We’ll be honest with ya folks… this one’s a killer. ☠ And will cost you [...]

The post (LIVE) The Early Warning Sign: Where Most Investors Go Wrong With FOMO! appeared first on The Property Couch.

335 | The Four Types Of Wealth

Thu, 22 Apr 2021 15:05:26 +1000

Do you know the FOUR types of wealth!?!

Yep. Prosperity, or “wealth”, can be narrowed down to four specific categories – and in today’s episode, we’re unpacking each one so you can see where YOUR definition of wealth really sits!

Key Message: Don’t let “1” and “2” rob you of “3” and “4”!

Tune in now to learn all four types of wealth and join us as we deliver the gold straight from the studio (you just might hear Stig drop something in the background… ahhh, it’s great to be back!!!)!

As mentioned in today’s episode… This week only Get 40% off our Start & Build Online Course!

Given current market conditions and the fact that there’s a serious chunk of FOMO (Fear of Missing Out) going on, we’ve decided to discount our premium online course “Start & Build” so folks can get access to the correct education and fundamentals of property investing so they DON’T make any rash decisions they’ll regret later! This only course is now even more affordable to access with a significant 40% discount.

So, take advantage of the decade that’s coming, avoid FOMO, get educated on the proven process to build a property portfolio and create the type of wealth you really want for yourself.

Free Resources Mentioned:

LISTEN TO THE FIRST 20 EPISODES HERE >>
MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

334 | Bernard Salt: The BIG Shift In Australian Property!

Thu, 15 Apr 2021 13:59:34 +1000

If you listen to just one episode, please make it this one!

Folks, today we are chatting with one of our very own virtual mentors (of all time!)… BERNARD SALT!!

Yep. You’ve probably heard us talking about Bernard on the podcast before – indeed, he has formed a lot of our own views about where the demand for property is heading.

In a nutshell: if there is one person on earth who deeply understands the intricacies of Australians and what drives people 1) to this country, and 2) to make specific property and lifestyle decisions, it is this man!

It obviously goes without saying that over the decades we’ve absolutely read and reread Bernard’s highly-regarded book (just one of many) called “The Big Shift”.

Yep. Big Guest.

Bernard Salt is widely regarded as one of Australia’s leading social commentators by business, the media and the broader community. He draws on a range of data sets to interpret social change now into the future. He argues that social and cultural change are powerful forces that are reshaping the way we live, the way we work and even how we form relationships. He was awarded the Member of the Order of Australia (AM) in the 2017 Australia Day Honours and was a partner of KPMG until his retirement in June 2017, and still acts as a special advisor to the firm. Between 2011 and 2019 he was an adjunct professor at Curtin University Business School.

Now Bernard is the Managing Director of The Demographics Group, and he writes weekly columns for The Australian that deal with social, generational and demographic matters.

Essentially… Bernard is the Go-To Guru on how statistics tell human stories and what the data suggests about key future trends!

Tune in now – ripper episode, folks!

Free Stuff Mentioned

333 | Are We Property Spruikers?

Thu, 08 Apr 2021 13:48:49 +1000

Right. Let’s have the uncomfortable conversation – is The Property Couch just a platform for another couple of Spruikers to push property on you!?!

Look, we get it… this is a fair question to ask. One we recently received recently from a listener! And, who knows, maybe it might even be something weighing on the back of your mind as well.

So… Are we Property Spruikers?

Listen now, and you’ll hear our answer… we’ll leave it in your court to decide what you believe to be true.

Just a heads up – this is a Q&A episode, folks! So, while we definitely strip down to the bare bones on whether or not we are Spruikers, we’ve also got a couple of other themes in store for you…

Good vs Bad: How To Navigate Investment Advice
How Real Estate Agents Get Paid & Why Buyers Should Care About It
When Property Investing Is NOT A Good Idea…
What To Do When You Get Gazumped
The Secret Sauce of Warren Buffet!
How Can You Reduce Land Tax?
When Will The Property Market COOL Down?
How can you justify paying Lenders Mortgage Insurance?
The Difference Between Investing & Treating Property As A Business…
… and an Impromptu Data Demonstration from Ben!

Free Stuff Mentioned

RBA April 2021: The Return of The Roaring 20’s!

Tue, 06 Apr 2021 15:00:11 +1000

So… We’ve got this question for you…

Are we back in the Roaring 20’s?!

This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political update around the world and within Australia too.

Plus, Ben also includes his latest news and commentary on…

The Three Big Takeaways that RBA intends to keep
The World Economy’s growth is being fueled by these three key factors…
Australia’s most recent GDP updates!
A Return of The Roaring 20’s for the Australian Property Market?!
What are the signs to look out for?

Additional free resources:
If you’re looking to buy at the moment, make sure to check out our Mini-Series!

And One Final Word…

Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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332 | New Laws To Sting Landlords! - Chat with Hayley Mitchell

Thu, 01 Apr 2021 12:00:24 +1100

Rental Reform is here. And with this comes quite the ‘sting’ for landlords. So we want to make sure our community – in particular, those who already own an investment property and also folks who are considering an investment property now or in future – know what to do to prepare for these new laws.

As of March 29th 2021, there have been 132 rental rule changes here in Victoria. And while these laws have NOT made their way into other states and territories across the county, we recommend all our listeners to tune in to this episode.

Here to help us unpack this New Legislation is Hayley Mitchell, Director of Geelong Property Managers and Director and Trainer of Mitchell PT, which provides training and consulting in the property management industry. She is a fully licensed Real Estate Agent and has worked in property management since 1999… and she knows her stuff when it comes to legislation change & how to best prepare landlords for New Policy!

Yep. We spoke with Hayley WAY back in Episode 249 when these proposed changes were on the horizon… but now that they are HERE, what do us property investors need to know???

And, most critically, Are these Rental Rules as “Fair” as they appear to be?

Listen now to find out – VERY important episode folks!

Free Stuff Mentioned

331 | What Is Your Money Personality? – Chat with Effie Zahos

Thu, 25 Mar 2021 14:18:48 +1100

Did you know we all have a distinct “Money Personality”??

Yep – we do! And in this episode, we’re giving you the complete lowdown so you can identify which one is YOUR personality, as well as practical tips to improve your bank balance, make your Super work harder and build a nest-egg for your retirement that won’t cost you “an arm and a leg” to set up!

Folks, joining us today is our good friend and one of Australia’s leading personal finance commentators, Effie Zahos! Effie is Canstar’s Editor-at-Large and has more than two decades’ experience helping Aussies make the most of their money. As the money expert for The Today Show, Effie offers her insights into current money matters and – get this! – prior to joining Canstar, Effie was the editor of Money magazine for more than 20 years.

EVEN BETTER, Effie gives us some exclusive insights from her new book, “Ditch the Debt and Get Rich” that’ll have you on track to earning a passive income & tweaking your spending habits like a pro!

So. Which Money Personality are you!?! Well, let’s find out….

Psst… bonus points up for grabs if you can guess Ben’s money personality!

Free Stuff Mentioned

330 | Top 10 FOMO Mistakes Investors Make!

Thu, 18 Mar 2021 13:24:43 +1100

FOMO (Fear Of Missing Out) is certainly here in this hot property market, folks!

Let’s be real… the “Great Australian BBQ Topic” is officially on steroids right now — a combination of low-interest rates, rising property prices and lack of supply in the market is seeing all sorts of people jump in on “the property party” they perceive everyone else is enjoying.

So, we want to be direct with you… there are NO excuses to purchase property because of FOMO! The reality is you should NEVER make huge financial decisions on a whim or forget to “Look Before You Leap”.

A hot market — like the one we’re currently experiencing — is the perfect storm for property buyers to make mistakes and land themselves in hot water by stretching themselves too far, acting without thinking, falling into the “herd” mentality or disregarding that FOMO is a paradise for Spruikers!!

As a follow on to our 3-part mini-series on how to win in a HOT property market, today we’re tackling the Top 10 FOMO mistakes property investors make… because we DON’T want to see you getting burnt out there or Realising Too Late that you fell into the trap of Irrational Exuberance!!

So, strap yourselves in folks… ‘cos we’re about to give you some TOUGH LOVE!

Free Stuff Mentioned…

329 | From Sports Star To Successful Investor – Chat with Tom Symonds

Thu, 11 Mar 2021 14:09:09 +1100

Here to help to hit your passive income goals and explain exactly how this sports star became a successful investor is NRL champion, Tom Symonds!

Yep. Tom Symonds is a 10-year professional footy player (Roosters, anyone!?!) and, although retired from the game, Tom’s currently the Players Operations Manager with Rugby League Players Association. From 2009-2012, Tom played for the Sydney Roosters; from 2013-2016 for Manly Sea Eagles and from 2016-2018 for Huddersfield Giants!!

In other words – Tom is a Pro Athlete turned Pro Investor!!!

… And he has TWO Big Tips he wants to share with you that’ll seriously move the dial on how you create a passive income for life!!

This episode is an absolute “MUST” if you’re in the sporting world… BUT it’s not just for our sporting folks…

… Tom has some great insights into goal-setting (yep!), how to take your ego our of property investing AND – the delayed gratification piece – how to navigate the temptation of “Spend it all now” versus “Save some for later”!!

Tune in now to hear how this Sports Star became a SUCCESSFUL Investor (and the ups and downs along the way!)…

Free Stuff Mentioned…

328 | The #1 Checklist For Landlord Insurance - Chat with Greg Rowe

Thu, 04 Mar 2021 15:51:29 +1100

This episode covers everything a landlord needs to know to PROTECT their investment property!

Sure, “Landlord Protection Insurance” probably doesn’t sound like the most exciting topic in the world… but we can assure you it is a VITAL part of a property investor’s Defence Strategy.

Here’s the deal… Building Insurance is NOT enough if you are NOT going to be the one living in your property… you need to make certain you have Third Party Cover and the necessary protection policies in place that are specific to a landlord’s best interests and needs.

So, here to explain The #1 Checklist For Landlord Insurance is an expert in the field – joining us today is Greg Rowe, CEO of Property Insurance Plus (PIP). Greg has extensive knowledge in ALL things Landlord Protection Insurance – like what to do to cover yourself from Loss of Rent, and loss or damage by tenants to your building and contents… on top of the “regular” cover to safeguard yourself from unforeseen events that could occur to your property.

So, what CAN and CAN’T landlords claim if something goes wrong?

Tune in now to find out, folks!

Free Stuff Mentioned…

RBA March 2021 : Property Prices Break 17 Year Record!

Tue, 02 Mar 2021 14:30:20 +1100

If you’ve been in the news cycle, this shouldn’t come as a surprise but….

Australia Property Prices Break 17-Year Record!

This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and as always, he’ll be unpacking the economic and political updates around the world and within Australia too.

Plus, Ben also includes his latest news and commentary on…

A Quick update on the Pandemic Story
Mixed bag movement in the equity & commodities markets
The TWO big point of discussion in the US
Our Unemployment Story and how’s we’re faring when it comes Job Growth
Are Business Confidence and Conditions going back to pre-COVID levels or better?
The Australia Property Market – Why is it a hot topic at this moment
What’s the real challenge for the property market

Additional free resources:

If you’re looking to buy at the moment, make sure to check out our Mini Series!

Don’t have an account yet? Create your free access below and we’ll also send you an e-copy of the instruction manual which is also our best-seller book, Make Money Simple Again. Just fill in the form below and we’ll email it to you right away.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

327 | Winning A HOT Property Market (Part 3) – The Step-By-Step Process!

Thu, 25 Feb 2021 15:00:59 +1100

The final part of our mini-series: “The Step-By-Step Process To Win In A HOT Property Market” has landed!

Just in case you missed it…

LAST TWO WEEKS ON THE PROPERTY COUCH.

Episode 326 was all about The SEARCH for the property and The DUE-DILIGENCE around the search and the finance (lending) for that property!
Episode 325 was about GETTING STARTED! Nailing the brief, how to get your FINANCE ready,

And this week is all about…..

MAKING AN IRRESISTIBLE OFFER!

Doesn’t matter if it’s an offer prior to the auction, post-auction or even a ZOOM auction…

We’ll be sharing practical, real-life and tested tips and tactics on setting your offer limit, the tone of voice to use, replies to common agent feedback, body language and more!

And of course…. What happens after the offer gets accepted?! If you think that you’ve signed on the dotted line and that’s it, you couldn’t be more wrong.

It’s not over until the keys to the property are in your hands and you can officially walk in without being considered a “trespasser” ….

We’ll be unpacking the mistakes, the last-minute paperwork, the forgotten things and the follow-ups that a diligent buyer needs to do after signing the contract because let’s face it…. You’ve done so well to secure a property, you DO NOT want to stuff up the final leg.

Free Stuff Mentioned…

(AUDIOBOOK) The Armchair Guide to Property Investing is now available on Audible & other audiobook platforms! And you can also get it at a discount here.
Real Estate Agent Series – Listen here

326 | How To Win In A HOT Property Market (Part 2) - The Step-By-Step Process!

Thu, 18 Feb 2021 14:16:54 +1100

Part 2 of “The Step-By-Step Process To Win In A HOT Property Market” is HERE…

… and today’s episode is all about two things:

The SEARCH for the property…
The DUE-DILLEGENCE around the search and the finance (lending) for that property!

Folks, as we mentioned last week in Part 1 of this 3-part mini-series… we are in a HOT property market – listings are TIGHT.

And pretty much every major and secondary market across the country is SMOKIN’…

… so if you’re a property buyer playing in “The Big Wave”, it’s vital you educate yourself so you stay in front of the curb (while NOT getting swept up in FOMO) – this way, you can ultimately enjoy the ride and, yep, the fruits of your smart efforts!

We’ll be unpacking quite a bit in this episode, and you’ll be getting plenty of tips on how to conduct your search to find an investment-grade property (incl. what WE personally and professionally do and look for!)… and let you in on “The Top 3 Deal Does” and “Top 3 Deal Breakers” in a HOT property market… as well as how to be due-diligent with your finances, ESPECIALLY in a market that is moving at a rapid pace.

Remember – stay informed, don’t do anything irrational right now… and ONLY IF you’re in a position to “push play”, move quickly but SMARTLY.

P.S. – Part 1 was all about the backdrop of how we got to this HOT property market, how to get your PREP work done and figuring out your brief… this ep’s getting into the nitty-gritty of the property and lending story!!

Free Stuff Mentioned

325 | The Step-By-Step Process To Win In A HOT Property Market - Part 1

Thu, 11 Feb 2021 15:26:18 +1100

There’s no doubt about it – the property market is HOT and it’s only getting HOTTER!

Mark our words, folks – we’re in a Seller’s Market right now – and we’re talking Right Across The Country – which means if you’re serious about entering the property market, there are some CRITICAL things you need to know and do in order to make sure your execution is successful and, here’s the biggie…NOT something you’re going to regret further down the track.

This is what we call “The Big Wave” – so today is the very first episode of our new miniseries that will walk you through the ENTIRE Step-By-Step process to buy in a HOT property market.

This is the proven technique WE are currently using as we guide our clients through a hot market – so, we’ll be walking you through…

How to organise your Buying Brief.
How to prepare yourself BEFORE entering the market.
How to search for an investment-grade property.
How to be due-diligent with your finances.
How long it takes for banks to process your loan.
Red flags for certain properties and when to walk away.
Negotiation and Buying Tips specifically for a hot market.
How to work out the difference between Quality Assets vs FOMO.
What to Do AFTER Your Purchase.

Like we said today is just Part 1 – so please start from the beginning, and tune into the next upcoming episodes to make sure you’re in a position to WIN – because now is NOT the time to be doing anything silly!

Free Stuff Mentioned

The Buyers Decision Quadrant
Top Five Frameworks For Property Investors
Episode 324 | Property Market Outlook 2021 – Chat With Cameron Kusher Executive Manager of Economic Research at REA Group
PICA Webinar 2021 – Investment Property Lending
Free Book – The Armchair Guide To Property Investing
MyWealth Portal – The Hub For Your Financial Peace Don’t have an account? Just fill in the form below and we’ll set a free one up for you!
TPC Instagram
TPC Facebook

324 | Property Market Outlook 2021 – Chat With Cameron Kusher, Executive Manager of Economic Research at REA Group

Thu, 04 Feb 2021 14:44:21 +1100

The pendulum has swung and Australia’s property market is expected to be very, very different in 2021!

On the back of what we can only describe as “a year we’ll never forget”, property is about to bounce ahead in a direction very few could have predicted during the height of the pandemic panic.

In this episode, you’re about to hear an expert forecast that reveals key market insights into the Property Market Outlook for 2021.

Joining us is Cameron Kusher, Executive Manager – Economic Research at REA Group. Cameron has over 15 years’ experience working as a property market analyst (both residential and commercial). His experience spans valuations, property development, development consulting, commercial property research as well as residential property research. Through his work, Cameron has gained a thorough understanding of property market fundamentals across demographics, trends and economics, making him a widely sought-after commentator and presenter on property market conditions and emerging trends.

Oh, and prior to joining REA Group, Cameron spent more than 11 years at CoreLogic where he was the Head of Research for Australia.

… If you want a realistic look into how property will perform this year and where you can expect to see price growth and high demand, then this episode is for you.

Resources Mentioned

Come Join The Fun On Socials (We’re Now Sharing WAAY More Free Education For Property Investors) >>
PIPA Webinar: What You Need To Know About Mortgages & Lenders
Summer Series Episodes 2020/2021
Free eBook – Make Money Simple Again
Cameron Kusher’s Twitter
With My Little Eye by Sandra Hogan
And here’s the graph we talked about in the episode

RBA February 2021 - “Up, Up & Away” For The Aussie Property Market…?

Tue, 02 Feb 2021 14:30:21 +1100

This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and because it is the FIRST cash rate announcement for 2021 — and a significant amount has happened between his last RBA video until now — he has a lot to share with you.
And one of those things is very, very exciting indeed.

It just might have a bit to do with, well, double-digit growth for property prices…

And because a significant amount has happened between the last announcement until now (locally here in Australia AND globally)… Ben has a lot to share with you!

The three big themes covered are:

Equity Markets – What’s Happening & What’s to Come?
Has Australia Pulled a Rabbit Out Of The Hat?
Is It “Up, Up & Away” For The Aussie Property Market…?

And One Final Word…

If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.

DISCLAIMER: This podcast is general information only and is an opinion comment by Ben Kingsley. The information contained in this video is for Australian residents only. The information does not take into account the particular investment objectives or financial situation of any potential viewer. It does not constitute, and should not be relied on as, financial or investment advice or recommendations (expressed or implied) and it should not be used as an invitation to take up any investments or investment services. No investment decision or activity should be undertaken on the basis of this information without first seeking qualified and professional advice.

The Property Couch, its employees or contractors do not represent or guarantee that the information is accurate or free from errors or omissions and therefore provide no warranties or guarantees. The Property Couch disclaims any and all duty of care in relation to the information and liability for any reliance on investment decisions, claiming the use or guidance of this publication or information contained within it.

For more information, please visit: http://thepropertycouch.com.au

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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- Youtube

323 | Rising From A Decade Of Addiction: The Phenomenal Property Investment Story You Have To Hear To Believe - Chat with Sam

Thu, 28 Jan 2021 14:09:51 +1100

There are stories you hear about that stay with you for the longest time. Stories of triumph, stories of heartbreak, stories of beating the odds. Personal stories are so authentic and transparent that, no matter what, it hits your core and you can’t forget them.

This episode is THAT story. And today’s remarkable guest is Sam, a Couch Listener who is as inspiring and impactful as they come!

Over four years ago, life was very different for Sam. For almost a decade she struggled with mental health and substance abuse… to the point where she was caught in a revolving door of psychiatric hospitalisation.

Since high school, she has battled with mental health challenges, which continued for 9 years, while her struggles with illicit substances lasted for about 7 years…

Fast forward to today, and Sam’s life is “we have no words” different. A PHENOMENAL turnaround you just have to hear to believe, folks!

Oh, and just FYI… Sam is a young single woman on a modest income who has never known ANY other property investors… yep, that’s ON TOP of her incredible backstory.

Just listen to it. You’ll be blown away.

We know cause we were.

Free Stuff Mentioned…

322 | When Wild Money Management Finally Gets Tamed! – Chat with Kellie

Thu, 21 Jan 2021 14:00:15 +1100

Three Words… Wild. Money. Management.

Three more words… But. not. anymore!!!

Our Summer Series continues and today we are interviewing listener Kellie…

We’ve gotta hand it to her… not only did Kellie USED TO have some seriously wild money management going on…

Eg… Did someone say SEVENTEEN BANK ACCOUNTS OPEN!!??!!

… Kellie is an absolute free spirit in her own right, and her energy & enthusiasm is ABSOLUTELY CONTAGIOUS!!

Seriously. You’ll wish the podcast wasn’t audio just so you could be in the same room as her to get a dose of that amazing energy!! Don’t worry though, it’ll totally come through your headphones and we promise you this…you’ll be smiling from ear to ear!

To give you an idea… she had us laughing our heads off…so whoever said money management and financial transformation wasn’t fun, clearly had NOT heard this episode!

Strap yourself in folks, ‘cos you’re about to meet Kellie…

… and she’s going to deliver the hard and fast facts of her life that’ll have you giggling…

… if only ‘cos she says aloud what a lot of us are secretly thinking about our money habits…

You’ll enjoy this one.. we know we certainly did!

Tune in now to hear just how wild Kellie’s money management used to be… and what she did to tame it.

Free Stuff Mentioned…

320 | Are those Qantas Points Really Worth It?! The True Cost of Your Money Habits - Chat with Megan

Thu, 07 Jan 2021 12:30:56 +1100

Using a credit card to earn Qantas Points… is it even worth it?!

Folks, joining us today is listener Megan – and not only is she going to help us answer this exact question (… just wait ‘til you hear the reason it came up in the first place!), she is also living proof that your money backstory does NOT have to be your financial destiny!

This is a financial transformation no one should miss – we cover a LOT of ground, including… a backstory of Financial Hardship, learning the hard way about bad debt, setting new money habits, investing as a parent… you name it!

Megan was an absolute joy to interview and is extremely generous and transparent when it comes to sharing the truth of her story so others can benefit from it.

Highly recommend this one, folks!

And, yep, it might make you think twice about how you use a credit card!

Free Stuff Mentioned…

FREE eBook– Make Money Simple Again
Take our Survey– What do YOU want to hear about on The Couch?! (only 7 mins to complete – and you get an Awesome New Freebie at the end of it )
Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) Click here or simply fill in the form at the bottom of this page

319 | From Poor Dad To Rich Dad – How To Wipe Out Financial Trauma Learnt In Childhood - Chat with Michael

Thu, 31 Dec 2020 12:30:21 +1100

What if you grew up in an environment where money was extremely tight? And what if this experience carried on into young adulthood, this time from your OWN financial decisions… up until something finally cracked and you said, “That’s it, I’ve had enough!"

What if you went from DROWNING in debt to FLOATING on Financial Peace… and finally cracked the code to break the family’s financial trauma cycle once and for all?!

Well, folks, joining us today is listener Michael – and he knows EXACTLY what this financial transformation feels like… because he’s lived it!!

Here’s the deal…

On the last day of one of the most interesting years we will probably ever experience (good riddance 2020!!), we are interviewing someone who has, through no fault of his own, faced money challenges as a child… but then went on to become a young adult who survived on one can of tuna and slices of bread while snowed under some seriously bad debt…

… and now, through sheer grit and a reversing his money habits (and money mindset), OWNS three properties and has wiped out the financial trauma he learnt in childhood!

Yes… Michael went from having a Poor Dad…. to becoming a Rich Dad.

So, how did he do it?!

Tune in now to listen to learn how you can go from struggling to pay the bills to be an investor in complete control of your finances!

Free Stuff Mentioned…

318 | 3 Investment Properties, 1 Family Home & Nothing Left To Do But Retire! - Chat with Dennis

Thu, 24 Dec 2020 12:00:36 +1100

Want to meet an investor who has FINISHED their Acquisition Phase?! That is, they’ve purchased ALL the properties they need to earn a passive income for life… so now there’s nothing left to do but retire!!

Here’s the deal… today we are speaking to a “TPC Veteran” – someone who has listened to the podcast since the very beginning… and in that time has actioned on all the teachings and built their own property portfolio from start to finish!!

… Meet Dennis, a property investor who proves it’s entirely possible for “Mums and Dads” to build a portfolio in their 40s… and not only that… but purchase THREE investment properties in less than five years!

So… how on earth did he do it?!

Even better, how did Dennis and his wife, Glenda, invest without completely impacting their family budget?! (… and without earning massive incomes!?!)

Tune in now to hear the full transformation and hear how it feels to be “at the end of the line” of the property investment journey!

Free Stuff Mentioned…

FREE eBook– Make Money Simple Again
Take our Survey– What do YOU want to hear about on The Couch?! (only 7 mins to complete – and you get an Awesome New Freebie at the end of it )
Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today!(includes Money SMARTS, Money FIT + Money STRETCH) Click here or simply fill in the form at the bottom of this page
Video: How To Find Hidden Money In Your Family Budget

6 Reasons Why The Property Market Did NOT Collapse During COVID-19! - Bonusisode with Nerida

Thu, 17 Dec 2020 13:13:04 +1100

Folks, wanna know the SIX reasons why Australia’s property market didn’t “plummet” during a global pandemic…. even when so many commentators suggested otherwise!?!

We’re checking in with Nerida Conisbee, Chief Economist at REA Group and she’s going to tell you exactly why… and the key risks we still have to keep an eye on as we move into 2021!

A Hint on The 6 Reasons… (see if you guess right )

__ are being __ for now
Unemployment primarily impacting __
__ __ have slowed
Some __ __ are faring well
Less overall __
Record level of Govt stimulus, such as __

Tune in now to Get ALL 6 Reasons and the latest update on…

Biggest risks to undermine Australia’s economic recovery
China /Australia Relations – who’ll blink first?
When are the MOST auctions happening!?
How did so many commentators get it WRONG?
Where are First Home Buyers going?
How second homes might drive the post-COVID housing boom
The star suburb performer in NSW this year in
Commercial property investment from UK and German funds
Australian luxury property defies the downturn and global trend
Property Market Predictions For 2021

317 | Crushed By An Underwater Missile… And Still On The Road To Financial Peace! – Chat with Max

Thu, 17 Dec 2020 12:00:01 +1100

Some stories need to be told. And today’s guest listener owns one of those stories.

Here’s what happened…

While working in the Navy, Max Roman literally had his legs crushed when a torpedo unexpectedly fell from a submarine’s storage shelf, instantly trapping him.

Obviously, that’s quite a full-on story, right!?! And definitely not something you hear every day.

But it gets even more “Wow.”

… Despite all this, Max held true to his commitment to creating something more for himself. He stayed the course because YEARS BEFORE all that happened, he’d embarked on a journey few folks take… he’d started upon the road less travelled to Financial Peace!

Tune in now to hear it.

Free Stuff

Take our Survey (only 7 mins to complete – and you get an Awesome New Freebie at the end of it )
Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH)
Episode 238 | Money & Mental Health: Why there’s more to it than you think… Chat with John Mendoza Director of ConNetica

316 | From 12 Bank Accounts To A Sigh Of Relief! - Chat with Renae

Thu, 10 Dec 2020 12:00:35 +1100

Yep. She once had TWELVE bank accounts open… but now her money management story looks very different indeed!

Joining us today is listener Renae Brandsema… and we’re about to unpack how she said goodbye to financial stress once and for all.

Because what’s interesting about Renae is she has known what money is like as a stressor – and she’s previously tried to control this stress by counting every single dollar that went out the door – which at face value might seem like it’s smart money management, but in actual fact does more harm than good… often contributing (or perhaps even causing) the stress in the first place!

We mean… Can you even imagine trying to manage all those bank accounts!?!

Thankfully, Renae has a very different relationship to money now… and while she’s kept some of her positive money habits – like being frugal when it comes to “wants” versus “needs” – she now knows what it’s like to be in REAL CONTROL of her money.

… And with that comes the best reward – Financial Peace.

Tune in now to hear how Renae took total control back of her money management (and got rid of all those accounts )!

Free Stuff Mentioned…

FREE eBook– Make Money Simple Again
Take our Survey– What do YOU want to hear about on The Couch?! (only 7 mins to complete – and you get an Awesome New Freebie at the end of it )
Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today!(includes Money SMARTS, Money FIT + Money STRETCH) Click here or simply fill in the form at the bottom of this page

Bonusisode | Everything You Need To Know About VIC Stamp Duty!

Tue, 08 Dec 2020 17:15:25 +1100

How will stamp duty changes in Victoria affect you? Folks, we’re about to unpack the new stamp duty and land tax changes outlined in the Victorian State Budget… and what this means for home buyers and property investors!

So who gets the most benefit? And HOW MUCH will we pay in stamp duty moving forward? And are these discounts likely to stick around, or…?
’cos here’s what’s interesting…

… with VIC’s proposed changes following suit after NSW took the lead in stamp duty reform… does this mean Australia plans to get rid of stamp duty altogether??

Or is there a bit more to all this than we all know about?

Tune in now to find out everything you need to know about Victorian Stamp Duty!

Here’s What We Cover.

Who gets the most benefit?
Who is NOT going to benefit from these changes?
HOW MUCH will we pay in stamp duty moving forward?
Are these discounts likely to stick around?
Will this cause any long-term impacts on the property market??

315 | How A Paper Round Paved The Way To A Passive Income - Chat with Brendan

Thu, 03 Dec 2020 13:35:21 +1100

Today we kick off the first episode of our Summer Series – that is, we’re showcasing REAL LIFE MONEY TRANSFORMATIONS!

And there’s no better place to start than with Brendan Deith, who took humble beginnings as a paperboy to ignite money habits that would go onto pave the way to a passive income for life!!

And Brendan’s journey has indeed been an endless ripple effect – from learning good money management early (thanks to his paper round & his parents sound money management conversations around the kitchen table) right through to the ULTIMATE OUTCOME – Financial Contribution.

There are a few tweaks and tips along the way too… so strap yourselves in folks ‘cos you’re in for a feel-good episode with solid takeaways that you can go ahead and implement in your own life too!

Psst… just wait to you get to the part about “The Classroom Economy” – it’s game-changing!

Free Stuff

FREE eBook – Make Money Simple Again
Take our Survey – What do YOU want to hear about on The Couch?! (only 7 mins to complete – and you get an Awesome New Freebie at the end of it )
Sign Up For FREE To MyWealth Portal & Start Your Financial Transformation Today! (includes Money SMARTS, Money FIT + Money STRETCH) Click here or simply fill in the form at the bottom of this page

Bonusisode | A Complete Breakdown of NSW Stamp Duty Changes!

Wed, 02 Dec 2020 18:17:33 +1100

Folks, as you’re likely aware, the NSW government has taken the lead on ENDING stamp duty!

Yep. In their unforgettable 20/21 Budget, NSW has announced some significant proposed changes to the heavily debated Tax charged for property purchases….

So, what are these proposed changes and how do they affect property buyers?! And will property investors get a look in?

Tune in now, because we’re unpacking NSW Stamp Duty Changes… and whether or not this will start the ripple effect for Tax Reform across other states and territories…

Here’s What We Cover.

The background story of what’s been happening
What are the proposed NSW Stamp Duty Changes?
The strategy behind this proposal
Will it stimulate economic activity and boost homeownership?
Pro’s and Con’s: What will the flow-on effect be?
The real winners and losers of this policy change

RBA December 2020 - The Big Turn Around?!

Tue, 01 Dec 2020 14:30:07 +1100

Last cash rate announcement for the year folks and after last month’s cut, we know the Reserve Bank of Australia will not be moving the cash rate anytime soon. But yet, there are still A LOT of things happening globally and domestically.

So here’s Ben’s update on what’s happening to property markets around the world and in Australia.

Plus, Ben also includes his latest news and commentary on…

A Quick update Into The COVID-19 Health Crisis
Who won the US Election and what to expect from now on?
The trade war happening between Australia and China right now
Australia’s Unemployment Story and the Wage Growth Index
What’s Released in the most recent NSW & VIC Budget
The Construction and Property Market Update
What’s Next For The Australian Property Market?

314 | The Millennial Movement: How It’s Shifting Property Demand - Chat with Simon Kuestenmacher

Thu, 26 Nov 2020 11:55:36 +1100

Did you know there’s a “Millennial Movement” currently happening? What if we told you this is shifting the property type set for high demand? What if we told you it might not be what you think it is?!

Folks, we’re about to dive inside the mind of an expert Demographer – someone who studies the changing structure of human populations and how this is going to play out in the future. And someone we’re VERY excited to have on!

Today’s guest is Simon Kuestenmacher – Co-Founder of and Director of Research at The Demographics Group!

Yes, The Demographics Group is, of course, headed by Managing Director Bernard Salt, one of Australia’s most sought-after social commentators…. and Simon not only works alongside him, he is himself a rising star in the world of demography – particularly when it comes to data animation and interpretation.

Even better, he has a rare talent of explaining these insights in a way that’s both super engaging (you’ll soon see!) so we can ALL understand and benefit from. He holds degrees in geography from leading universities in both Berlin and Melbourne and has also worked for several years as a business consultant with KPMG Australia. Basically, he absolutely knows his stuff!

Key Message Before You Listen…. As you likely know already – Australia’s population has a HUGE flow on effect to the demand (and hence the price) of property. At the end of the day, “population” is really “people”… and people, of course, live in and set the demand for properties… So when someone tells you little-known insights about who these people are and what they’re up to – i.e. key demographic trends, consumer insights and cultural changes – if you’re someone who’s interested in INVESTING in property… well, it’s extremely wise to pay attention.

You’ll get huge value out of this ep, folks!

Tune in now to hear what’s coming next for Australian Property!

Stuff Mentioned…

Black Friday Sale – Get Our Audiobook for 73% Off (ends at 11:59pm on 29/11/20)
Follow Simon on Twitter – @simongerman600
Facebook LIVE on NSW & VIC Stamp Duty Changes (around 1pm, Wednesday, 2 December 2020)!

313 | Investing Since 1967: How This Legend Outperformed The Marketplace By A Whopping 7.1%!

Thu, 19 Nov 2020 14:47:31 +1100

Want to hear a property masterclass from one of the best of the best in the industry?! And what if we told you this guest has not only been investing since 1967… but also OUTPERFORMED the marketplace by a whopping 7.1% during this time?

That’s right… today’s guest is one of the LEGENDS in property investing – one of the first EVER Buyers Agents in the country, in fact – and all of the properties he’s purchased for his clients have been scrutinised over a 47-Year Review… and their growth performance EXCEEDED the entire marketplace!

So how did he do it?! And, crucially, where and what properties did he buy to get such a phenomenal return on investment?!

Introducing Jock Bing, Executive Director and CEO of Portfolio Property Management Services – a property investment, buyers advocacy and management firm that Jock founded back in 1967!! Yes, he is one of the trailblazers who invested in property WAAY before it was ever a “thing”… and guided others to do the same; getting them a ripper of a return in the process!

With over fifty years of in-the-trenches experiences, Jock has an enormous amount of wisdom to share… and we feel very fortunate to speak with someone who doesn’t just have longevity in the game, but is one the great pioneers and thought leaders in the property investment industry!

Fun Fact: Jock has actually been one of Ben’s personal mentors throughout his own investment journey… and we’ve been trying to convince Jock to come on to The Couch for some time … ‘cos the insights this man has is Nothing But Pure Gold.

Boy, oh boy, oh boy… strap yourselves in for a Property Investment Masterclass, folks… you’re about to have your mind blown!

Also – if you wanted to get more information on our Start & Build course, you can get the Limited-Time Discount on Start & Build here. (Discount ends on 22/11/20)

Stuff Mentioned…

Bonusisode with Nerida | A Permanent Shift To Regional Locations?!

Fri, 13 Nov 2020 10:46:38 +1100

It’s time for… Australia’s Property Market Update with Nerida Conisbee, Chief Economist at realestate.com.au And here’s the question on our minds… 👉 “Will the shift to Regional Locations continue BEYOND the pandemic?!”👈 Honestly… Will we see the “Escape From The City” trend [...]

The post Bonusisode with Nerida | A Permanent Shift To Regional Locations?! appeared first on The Property Couch.

312 | Don’t Push Your X-ing Luck: Investing In Properties Close To Train Lines & Tips For Divorcees

Thu, 12 Nov 2020 14:42:43 +1100

Investing close to train lines. Buying Grandma’s house. ‘Til divorce do us part.

And then this… Should You Buy “The Worst House In The Worst Street”… IF It’s In The BEST Suburb?!

In this Q&A episode, we’re giving you the answers to the property investment questions that keep you up at night. (Quite literally. One listener was pondering LMI at 3am!)

We’ve got everything from how to invest in property as a divorcee, using loan redraws, whether or not you should purchase your grandparents’ property for investment purposes, ways to release equity, tips if you’ve only got fifteen years of working life left, what impact train lines have on the value of property… the works!

Suss out the exact questions we answer below.

Question about Using Funds in Redraw from Andrew

Hello, My wife and I have owed our first home for 2 yrs. Currently, we have a redraw on our mortgage and have paid off an extra $100,000 (available for redraw) after a bit of research and listing to your tips, I am in the process of organising an offset account instead. Now, how can I use the current available funds in our redraw? We want to buy our second home in the next 6 months. This 2nd home will become our primary residence and we will start to rent out the first house. Can I simply move the available cash over to the offset once set up and then use it later on to purchase the second house?

Question about Why Does LMI Even Exist from Mark

If LMI is an insurance that protects the bank in the event you can’t pay, why would the lender need to charge it if the buyer/investor can prove they have income protection and could always pay their mortgage? Just a thought I had at 3am this morning. Lol.

Also, can you use equity in your PPOR to purchase an investment without actually withdrawing it? A bit similar to a parent being a guarantor. Thanks guys keep up the good work.

Otherwise hit play and learn how NOT to push your “CROSS”-ing luck!

311 | The Dummies Guide To Strata Properties & Body Corporates - Chat with Amanda Farmer

Thu, 05 Nov 2020 14:15:14 +1100

What is Strata? And what are your obligations if you are considering investing in, or have already purchased, strata properties?

In this episode, we’re going down the rabbit hole of Strata and Body Corporates/ Owner Corporations! Basically, it’s a “101” on The Do’s and Don’ts and Practical Tips for Strata Management… and, while this can be quite a complex topic, we have the perfect guest to explain everything you need to know… without the confusion or legal jargon getting in the way!

Today’s guest is clearly someone who knows her subject well…. Joining us is Amanda Farmer from Your Strata Property! Amanda is a specialist strata lawyer with over 16 years experience in strata and community living. As a Fellow and Council Member of the Australian College of Strata Lawyers, she is a recognised strata expert.

This episode is a MUST for anyone who is thinking about investing in an apartment or townhouse that shares common areas… those of which are managed by a body corporate!!

Listen now to get “The Dummies Guide” to Strata Properties & Body Corporates!

Free Stuff Mentioned:

Amanda’s Free Webinar “By-Law Boot Camp” – stratabootcamp.com
Our New Podcast Show, “The Armchair Guide To Property Investing” HIT #1 on The Charts!
Free Book – The Armchair Guide To Property Investing
Leave us a Review and be in the chance to WIN our Start & Build Online Course!

RBA November 2020 - A NEW Record Low Cash Rate For Australia!

Tue, 03 Nov 2020 14:30:23 +1100

Melbourne Cup Cash Rate announcement today and the RBA Board has just announced a new record low cash rate for Australia!!!

So here’s Ben’s update on what’s happening to property markets around the world and in Australia.

Plus, Ben also includes his latest news and commentary on…

What’s The NEW Cash Rate For Australia??
A Deep Dive Into The COVID-19 Health Crisis
Update On The US Economy… Including “Trump vs Biden”
What’s Making Economic News In China?
Europe Update As A Second Wave Of Coronavirus Hits
Australia’s Unemployment Levels…
What Does The Recent “ANZ Australian Job Ads” Reveal?
Has Consumer Confidence Made A Comeback?
What’s Predicted For Victoria Now It’s Out Of Hard Lockdown?
Retail Sales: Are People Starting To Spend Their Money?
What’s The Credit Story?
Housing Finance: Everything You Need To know About Current Housing Loans
New Data For Buildings Approvals Released Yesterday…
Property Market Update
What’s Happening With Auction Clearance Rates?
What’s Next For The Australian Property Market?

And of course… Additional Helpful Resources on COVID-19

National Update: Click here

State Update:

Australian Capital Territory – Click here
New South Wales – Click here
Northern Territory – Click here
Queensland – Click here
South Australia – Click here
Tasmania – Click here
Victoria – Click here
Western Australia – Click here

310 | Is Property Just A Ponzi Scheme?

Thu, 29 Oct 2020 15:37:14 +1100

You’ve seen the headlines… You’ve heard us say certain properties should be in the “no-go” zone for investors… And maybe you’ve even seen or heard about other property markets around the world that actually CRASHED – quite literally… some even plummeting in prices overnight.

Here’s the deal… a client of ours recently gave us some feedback after working with us. Feedback that, to be quite frank, made us stop in our tracks.

And we wanted to address that feedback today because, one, it raises a few valid points… and, two, we think this episode will help any of you folks out there who might have some reservations about the property market of your own… and/or you simply want to educate yourself more on the Australian property market, how it works and why investing in it isn’t going to end in tears in a few years down the track…

So tune in now!

Free Stuff Mentioned

We have A BRAND NEW PODCAST! (not a brand new episode… a brand new show!)
- Brand New Podcast: Listen on iTunes
- Brand New Podcast: Listen on Spotify
SBS News – Migrants don’t actually threaten Australian workers’ jobs, new analysis reveals
London’s narrowest home! – Learn more here
Leave us your SpeakPipe (Voicemail) Question HERE
“Yes, I’m keen to be a guest on your Summer Series!”
Have you read Make Money Simple Again? – Get in touch about MMSA here >>

309 | The Top 5 Money Derailers in Relationships And How To Overcome Them - Chat with Joanne Wilson

Thu, 22 Oct 2020 16:16:57 +1100

Did you know that one of the main reasons relationships breakdown is actually due to… Money??!

Yep. Finance places a lot of pressure on couples, and indeed families… so is it possible to build wealth AND maintain a wholesome and happy relationship with your significant other? Further to that, folks… how exactly can we get “on the same page” with our partners when it comes to money WITHOUT it ending in an argument neither of us really want to have?

Well, this is where today’s episode comes in… joining us is Joanne Wilson, The Relationship Rejuvenator and author of Renovate Your Relationship – All The DIY Tools For Your Most Important Project. Jo is a neuropsychotherapist and relationship expert with over 10 years’ experience helping individuals and couples improve their lives and relationships. And, as you can imagine, she’s definitely seen her fair share of couples struggling over money matters!

In fact, Jo’s picked up on The Top 5 Money Derailers in Relationships – including the “3 Corrosive C’s” that’ll destroy any committed couple! And she’s here to tell us exactly how couples can overcome these and instead look forward to a financially rewarding future… together!

So… what’s happening at the coalface of the consult room??

Strap yourselves in folks, ‘cos we’re about to have the hard conversation almost all of us need to hear!

Free Stuff Mentioned

Jo’s Book – Renovate Your Relationships
Check out the Three New Features to our MyWealth Portal!
Summer Series – Want to be a guest?!Just fill in the form below and we’ll get in touch with you!
We’re Hiring! – Buyers Agent and Associate Buyers Agent roles now available!
Send us a Voicemail Message (SpeakPipe) here

308 | Pain & Gain: The Wealth Effect & The Housing Affordability Debate – Chat with Eliza Owen from CoreLogic

Thu, 15 Oct 2020 12:20:03 +1100

When it comes to the current property market… WHERE is the Profit being made? And, just as importantly, WHERE are the Losses happening?

‘Cos let’s be honest folks… it’s been quite the year indeed!! But it looks like we’ve finally reached a turning point in the market…

So, here to discuss the latest housing trends and data coming out from the property market is a very, very special guest and someone who definitely knows her stuff when it comes to property, economics and a big issue almost all first homebuyers face… something called “housing affordability”!

Introducing today’s huge guest… Eliza Owen is Head of Australian Research at CoreLogic! She has a first-class honours degree in economics from the University of Sydney and has been a regular economic commentator on FBI Radio and guest speaker on Triple J’s Hack, 702 ABC Radio, Sky News and TEDxSydney! Not to mention, she’s also provided comment for many media outlets including The Guardian Australia, the Australian Financial Review, Pedestrian TV, the Daily Telegraph and plenty more!

So, ready to dive in?!

Listen now to get the latest insights into the Australian property market, including where there’s “Pain” and “Gain”… AND get the tour into The Wealth Effect and The Housing Affordability Debate!

Free Stuff Mentioned…

Pain & Gain – CoreLogic Quarterly Report, June 2020
CoreLogic Free & Paid Reports – http://www.corelogic.com.au/
Eliza’s TED Talk: Housing Affordability – Win The Argument
Free Book – The Armchair Guide to Property Investing
Free eBook – Make Money Simple Again
We’re Hiring! – Buyers Agent and Associate Buyers Agent roles now available!
Summer Series – Want to be a guest?! Just fill in the form below and we’ll get in touch with you!

307 | The Budget Wrap And Is The Property Market Leaving Clues?

Thu, 08 Oct 2020 15:16:45 +1100

The Federal Budget has just been announced… so what does this mean for you and the property market?

Folks, in this episode we’re diving deep on the new Budget (one of the most important budgets since the Great Depression!) AND, most excitingly, something else that’s absorbing our thoughts right now…

The Property Market Is Now Leaving Clues…!

That’s right. The ducks are lining up… which means Positive News For The Property Market!

The question is… are you ready to hear if Australia’s economy is really “on the mend” and what’s coming next for the property market?!

If so, you’re about to find out!

P.S Life Hack brought to you by our listener, Colin Lau! Send Bryce your own Life Hack here.

Here’s a bit of what we cover…

The Budget: What’s In It For You and The Property Market
The Key Insights from the Big 2020 Budget
Why has the Treasury taken these measures?
When The Ducks Line Up: Why Is It “Positive News” For Property?
Why is the property market so resilient?
How much is the economy going to decline for the rest of the year?
When Will The Recession End?
Why the “Instant Asset Ride-Offs” have a ripple effect…
New Buying incentives Announced..
When will we see a vaccine for COVID-19?
How much will you get from the Tax Cuts?
Playing To Win vs Playing Not To Lose
How do you work out the “Fair Value” of property prices?
New Lending Laws – Why is it in your favour to be credible for your lending?
The Immigration Story…
“Jobs, Jobs, Jobs”… what does this even look like??
The 12 – 24 month outlook for property (and why it should make you smile)

Free Stuff Mentioned…

Tax Cuts – How Much Will YOU Save?
Follow and Like Us on Facebook
Follow and Like Us on Instagram (@thepropertycouch)
PIPA Annual Sentiment Survey 2020 – The Results
The Summary Fact Sheet from Budget.gov.au

RBA October 2020 - Is Australia An Economy on the Mend?

Tue, 06 Oct 2020 15:46:42 +1100

It’s a big day today! With the RBA Board just announcing the October’s cash rate and the Federal Budget at 7:30pm AEDT tonight!

So here’s Ben’s update on what’s happening to property markets around the world and in Australia.

Plus, Ben also includes his latest news and commentary on…

The October Economic Update
Unemployment Across The States
Housing Finance & New Lending
How The Australian Dollar is Performing
Business and Consumer Confidence
Construction Index and Outlook
Important Information for Property Investors
Australian Property Market Update

And of course… Additional Helpful Resources on COVID-19

National Update: Click here

State Update:

Australian Capital Territory – Click here
New South Wales – Click here
Northern Territory – Click here
Queensland – Click here
South Australia – Click here
Tasmania – Click here
Victoria – Click here
Western Australia – Click here

306 | The Game of Loans: How To Find & Finance An Investment Property

Thu, 01 Oct 2020 14:00:55 +1000

How do property investors Find and Finance their investment properties?

Let’s face it: Asset Selection (aka finding the property) and Borrowing Power (aka financing the property) are two of our Four Pillars of Mastery for a reason… they’re crucial!

So with this in mind, how do property investors make sure they get these two things right?

Well, that’s where today’s episode comes in. We’re unpacking heaps of listener questions on these two topics so you get the insider’s guide into what to buy and how to set up your loan structure and strategy correctly!

We’ve dubbed it “The Game of Loans” and we think there’s quite a few takeaways in here, and even a few bits of gold we’ve never discussed before…

Listen now so you can learn how to find and finance your assets!

Free Stuff

305 | Chalk & Cheese: The Difference Between The Art & Science of Investing

Thu, 24 Sep 2020 15:26:53 +1000

We bang on about the “Art” and the “Science” of property investing a fair bit. But have you ever stopped to wonder what this actually means? Like, what’s the difference between “Art” and “Science” anyway? And how does this apply to picking an investment-grade asset?

Well, step right up folks, ‘cos we’re about to unpack all this in today’s episode!

‘Cos first things first… Art and Science are like “Chalk & Cheese”… completely different things!

So, when you’re looking at them through the lens of a property investor, you have to be mindful to the subtleties of each… and you need to know firsthand how they both complement each other and, most importantly, how they come together to ensure your overall success.

We can assure you… you can’t have one without the other. And just like Yin and Yang, there’s a balance you need to strike to get the art and science of asset selection right!

Tune in to today’s Q&A to get the difference between the art and science of investing… and the answers to a whole heap of listener questions about where and what to buy.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
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👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
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304 | Picking One Over The Other: Top Tips To Help Property Investors Make The Best Judgement Call

Thu, 17 Sep 2020 15:26:12 +1000

What do you do if you’re picking between two properties? Or two locations? Or even two investment strategies?!

Well, step right up… ‘cos we’re about to give you the top tips to make the best judgement call when property investors are weighing up multiple options!

Here’s the deal… in today’s Q& A, some of our folks are currently caught between a “rock and a hard place”, while others have narrowed down their asset selection to TWO choices… but are now snagged on which property will outperform the best over the long term!

And on the other end of the line, some folks haven’t even honed in on the property yet… ‘cos they’ve received conflicting advice on which suburb to buy in… and now they’re left confused and afraid to make the wrong choice…

We even have one listener who’s at a loss with what investment strategy to pick – so much so he’s know fighting an internal debate with himself!

So. How do you pick one property (or location, or strategy) OVER another??

What things do you need to consider

In no particular order, we’ll be unpacking, How To…

Pick The Better Asset
Invest Without Regret
Automate Your Finances
Sleep Soundly Knowing You Made The Right Judgement Call!

Listen now to get the top tips to help property investors who have decision fatigue or just what the answer to this question, “Which Option is Better??”

Free Stuff Mentioned

303 | The Three Money Rules For Life...

Thu, 10 Sep 2020 15:12:24 +1000

There are only 3 “Money Rules” you need to follow to transform your financial future… and, yep, we’re about to tackle all three right now!

So, if you want to avoid the biggest derailments to wealth creation and instead get your money to make YOU money, then this is the episode for you.

Here’s the deal… without knowing it, you’re probably standing in your own way. We don’t want to sound too harsh when we say that, but chances are, when it comes to your wealth potential, you probably are. (It’s less to do with “you” per se and more to do with the fact that we’re all human ) Remember: Money is Simple; Behaviour is Hard.

Listen now to get our Three Money Rules for Life!!

Free Stuff Mentioned

302 | Back To The Future: Lessons From 50 Years At The Top Of His Game - Chat with Scott Keck

Thu, 03 Sep 2020 13:49:23 +1000

Want to hear from an Expert Witness who has been observing and analysing the property market for over FIFTY years? And what if they also happen to be a highly regarded industry professional who’s literally been valuing the price of property for more than five decades…?

… you’d probably get a bucket load of invaluable intel, right?

Well, let’s put it this way… the gold from today’s guest is well worth a king’s ransom! One of our favourite episodes yet – and you’re about to hear from someone who’s property knowledge is off the charts and who, let’s face it, we’ve been admiring from afar for years!

Welcome to the couch… Scott Keck!

Scott Keck is Chairman of Charter Keck Cramer, a leading Australian independent, strategic property consulting firm. Scott has more than 50 years property valuation experience within the Melbourne market, having begun with the firm in 1968, becoming a Director in 1978, Managing Director in 1984 and Chairman in 2010. He is considered one of the best and most high-profile valuer.

He is frequently engaged as a senior negotiator in complex commercial and statutory issues related to the property market and for advice in relation to large portfolio valuations for major statutory and private corporations.

And get this… in the last eight years alone he published over 500 articles on the property market!!

So, what can we ALL learn from someone who’s been in the market before we were even born??

Free Stuff

[Scott’s Article] Residential Outlook – Post COVID-19
Research Discussion Paper: How Risky is Australian Household Debt
Free Physical Book – The Armchair Guide to Property Investing (just pay for postage)
Free Book & Free Portal Access: www.makemoneysimpleagain.com.au

RBA Sept 2020 - Have we reached a Turning Point in the Property Market?

Tue, 01 Sep 2020 14:30:18 +1000

It’s the first Tuesday of the month… which means the RBA Board has met and announced the official cash rate! This video features September’s cash rate update, and because it’s also the first day of Spring, Ben is also giving [...]

The post RBA Sept 2020 – Have we reached a Turning Point in the Property Market? appeared first on The Property Couch.

301 | How to Lose Half a Million Dollars & The Secret to Lifestyle Design

Thu, 27 Aug 2020 15:20:37 +1000

Don’t want to lose half a million bucks? Well then, make sure you don’t do this…

In today’s episode, we’re diving deep on The Secret To Lifestyle Design – that’s means What To Do & What NOT To Do when building out your Property Portfolio Plan.

Like we always say… “Plan to become what you plan to become.”

So, if you’re an aspiring or existing property investor, what does it mean to plan your property portfolio? And why go to the lengths to plan out your future anyway?

Well, with “the end in mind”, your goal is a heck of a lot clearer!

But there’s something wildly more important than this…

Listen now to get the secret to creating the life you want (“lifestyle design”)… and how to reverse-engineer your dream goal to suit your current lifestyle!

Free Stuff

Free Report: How To Invest In Property Without Impacting The Family Budget
Free Book & Free Portal Access: MakeMoneySimpleAgain.com.au
Money STRETCH – Sign in or if you don’t have an account, you can sign up for free below! Just fill in the form and we’ll set up your access.
Episode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James Clear
Episode 300 | The Unfair Advantage: Master This New Framework To Get The Passive Income You Want – Chat with Jaemin Frazer

300 | The Unfair Advantage: Master This New Framework To Get The Passive Income You Want - Chat with Jaemin Frazer

Thu, 20 Aug 2020 14:54:32 +1000

Follow this NEW 7-step framework and you will dramatically increase your ability to create the passive income you want!

In fact, if you put this powerful framework to use, not only will you get “The Unfair Advantage”… but here’s the even sweeter news, folks…

… it will serve you in ALL areas of your life and won’t just stop at boosting your Financial Wealth!

Joining us today is one of Australia’s leading Life Coaches and a premier authority in the personal development space… Jaemin Frazer! Jaemin is Founder of The Insecurity Project, the author of Unhindered: The 7 Essential Practices for Overcoming Insecurity and Elegantly Simple Solutions For Complex People Problems, Ted X Speaker and the voice behind The One Minute Coach radio/podcasts segments!

… Yep, he’s THAT “Insecurity Guy” who once upon a time was Bryce’s very own Life Coach!

… And he’s about to change your life with his new framework!

Buckle it tight… because you’re passive income just might be around the corner!

And don’t forget: listen to the episode now to get your gifts!

Free Stuff

Start Using The Free Money STRETCH Tool Now! (if you HAVE an existing MyWealth Portal account)
Get The Free Money STRETCH Tool & Heaps More Here! (if you DONT HAVE an existing MyWealth Portal account)
Get A Free Physical Copy of Unhindered Here (Jaemin’s Brand New Book)
Complete The PIPA Sentiment Survey Here – closes Monday 24th August 2020)
Get “The Money Manual” Here – MakeMoneySimpleAgain.com (free eBook)
Episode 179 | Five ways to Create a Winning Property Investor’s Mindset – Chat with Jaemin Frazer
Episode 270 | How To Recover When You’ve Lost Everything – Chat with NRL Star Matt Srama and Jaemin Frazer

299 | Sell Everything And Run? Brand New Update From Leah Calnan, President of REIV

Thu, 13 Aug 2020 15:00:53 +1000

If you listened to last week’s episode, you’ll know already that there have been significant changes happening on the grounds in the real estate industry… particularly here in Victoria with Stage 4 and Stage 3 Restrictions now seriously impacting what we CAN and CAN’T do when it comes to property transactions and inspections across the state…

.. so the question now is… Is It Time To Sell Everything And Run? And for us living in VIC, Should we flog everything and move to Queensland?!

In today’s eye-opening Q & A, we’re unpacking ALL this, plus – as promised – we have a Brand New Update from Leah Calnan, President of the Real Estate Institute of Victoria (REIV) with further insights into what buyers, sellers, renters, real estate agents & property managers are legally allowed to do in COVID-19 Victoria.

What are we in for? Tune in!

Free Stuff

Interview with Commonwealth Bank CEO Matt Comyn – Money News with Brooke Corte: CBA to pay a dividend despite 3% fall in profit
REIV – COVID-19 Updates
REIV Facebook Group – Managing Real Estate During The COVID-19 Pandemic
CBA: Household income shock arrives when welfare stops
Trading Economics – Australia Household Saving Ratio
Episode 298 | Property In A State of Disaster – Chat with Leah Calnan, President of REIV and Nerida Conisbee, Chief Economist at REA Group
Fast Track Your Research: Select Residential Property

298 | Property In A State of Disaster – Chat with Leah Calnan, President of REIV and Nerida Conisbee, Chief Economist at REA Group

Thu, 06 Aug 2020 14:55:46 +1000

“Property in a state of disaster.” Yep. You heard it here first, folks…

And there’s no doubt we’re literally making property news with this timely, “double header” episode featuring two of the brightest minds in Australian real estate.

With Stage 4 restrictions now here in Metropolitan Melbourne and Stage 3 restrictions all across Victoria… the property market HAS been impacted as a result.

Not only are we getting the update from the National Representative of Victoria, Leah Calnan, President of the Real Estate Institute of Victoria about what we CAN and CAN’T do when it comes to property here in VIC, you’re also going to learn how to transact property with these harsh restrictions now in place and what the next six weeks is potentially going to look like for Buyers, Sellers and Renters.

PLUS, for our folks NOT located in or looking to buy in Victoria right now. Our longstanding friend and indeed one of Australia’s best property and economic experts Nerida Conisbee, Chief Economist at REA Group, also joins us for a deep dive on what’s currently happening in the individual segments of the Australian property market.

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LISTEN TO THE FIRST 20 EPISODES HERE >>
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RBA August 2020 - The Second Wave is Here — Will The Stimulus Be Enough To Steer Us Away From The Cliff?

Wed, 05 Aug 2020 09:09:03 +1000

It’s the first Tuesday of the month… which means the RBA Board has met and announced the official cash rate!

This video features Ben’s update on the cash rate, as well as what the Australian economy is about to face now that The Second Wave is undoubtedly here, particularly in regards to the Stage 4 lockdown just announced in Victoria.

And of course… Additional Helpful Resources on COVID-19

National Update: Click here

State Update:

Australian Capital Territory – Click here
New South Wales – Click here
Northern Territory – Click here
Queensland – Click here
South Australia – Click here
Tasmania – Click here
Victoria – Click here
Western Australia – Click here

And One Final Word…

If you’re worried about your finances or if you have no clarity on your cash flow position, we strongly recommend you to organise your finances now. It’s more important than ever to have a clear view, down to the exact cent, on how much you’re spending each month and how much surplus you’ve got. If you don’t know it, then log in to your Money SMARTS Platform here and update the numbers.

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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297 | Closing The Gap: How This Indigenous Investor Is Pioneering The Way Forward - Chat with Nancia Guivarra

Thu, 30 Jul 2020 15:47:40 +1000

A little while ago, today’s guest reached out to us and said, “I’d really like you to interview an Aboriginal person as I think finance isn’t really our focus.”

And, just like that, the brainchild of this episode was born!

Here’s the deal folks… financial literacy and its summit – financial peace – should be inclusive for everyone. So, today we’re walking you through the challenges and opportunities faced by Aboriginal and Torres Strait Islander peoples when it comes to wealth creation. Because there’s one very special person pioneering the way forward in this space…

Meet Nancia Guivarra; once a “stranger to money”, but now a pioneer for wealth creation!!

Nancia is a Meriam, Wuthathi and Bindal Juru woman who was born in Brisbane and raised in Gladstone, Queensland. She has more than twenty years’ experience in media production, communications, entertainment, the arts and government policy. A former journalist, Nancia worked with National Indigenous Television and as Head of Communications for the National Centre of Indigenous Excellence in Redfern, Sydney… and she now currently runs her own freelance communications consultancy company Amneris Pty Ltd.

And, yep… Nancia’s also a property investor (she’s bought and sold 5 properties at that!)… and she’s here to improve the financial literacy of Indigenous Australians AND spread the word Why Financial Inclusion Matters…

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296 | (Part 2) How To Reach The Summit: Achieving $2K Per Week in Passive Income

Thu, 23 Jul 2020 15:29:19 +1000

We’re picking up where we left off last week… how to create $2,000 per week in passive income and actually design the lifestyle you’re proud of (instead of just daydreaming about it)!

This means we’re riffing through a stack of listener questions, including how to speed up the process (and what’s at stake if you do), the true power of compounding and the ‘secret sauce’ of property investing that has nothing to do with the amount you earn.

Plus, we’ll explain WHERE the smart money goes and why there’s always a “Flight to Quality” (something we’re currently witnessing… even during a pandemic!).

You’ll get the pros and cons of active vs passive investing, a mindset reframe on how to look at debt and, excitingly, a case study demonstration of capital growth versus yield! (yeah, Ben did a bit of homework for this one… shock horror!)

We obviously blew out with our answers (as per usual) so it’s another epic episode, but we’re positive the science of achieving $2K per week as a passive property investor (aka. reaching the summit!) is going to help set you up for life and take your property, finance and money management knowledge to the next level

All Q’s listed below. Enjoy!

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Episode 295 | How To Reach The Summit: Achieving $2K Per Week in Passive Income – Q&A (Part 1)
Start & Build – our online course (incl. examples of property portfolio builds of $1K, $2K and $3K per week)
Not camera shy? Email us hereif you’d like to give us a review of our books, podcast or portal (we’d be super grateful!)
Free Physical Copy of The Armchair Guide to Property Investing
Free Copy of Make Money Simple Again

295 | How To Reach The Summit: Achieving $2K Per Week in Passive Income

Thu, 16 Jul 2020 14:22:34 +1000

So… earlier this week, we posted this on our Facebook page:

"What questions do you have about achieving $2k per week passive income through property?"

And the response was overwhelming! Thank you to everyone that everyone that wrote in and that’s why, in this Q&A episode, we cover everything you need to know to build a property portfolio that pays you a passive income you can live off.

Here’s the deal… if you’ve listened to us for some time, you’ll know already that we bang on about “$2K per week” a fair bit. So, first we’re going to tell you what we mean by this “magical” number. Including why it’s NOT magical at all, but instead is actually ACHIEVABLE for many folks!

From there, we’ll dive deep on the considerations and investment strategies to build a portfolio, like the big one – how to finance multiple properties without significantly impacting your cashflow! Plus, we’ll walk you through heaps of new questions on this topic AND share the secret of reaching the summit of $2K per week!

It’s a big episode, but we’re about to deliver some fresh gold nuggets as well as some quality reminders. Tune in now & let us know what you think!

Psst… We’ll be continuing this episode next week as we received a tonne of questions on the “Who, What, When & How” of achieving a passive income… so keep an ear out for that.

You can suss all of the questions we answer today further down

To the summit we go!

Free Stuff

Nerida Conisbee’s Article: The five key trends in property as lockdown 2.0 puts industry on edge
Not camera shy? Email us here if you’d like to give us a review of our books, podcast or portal (we’d be super grateful!)
Episode 261 | How to Hack Your Habits to Make You a Better Money Manager – Chat with James Clear
Episode 219 | How going from 30 properties to Bankruptcy shaped this riches to rags… and back again story! Chat with Julie Ann Cairns
Free Copy of Make Money Simple Again
Free Physical Copy of The Armchair Guide to Property Investing

294 | The Secret To Triple Returns: How This Socceroos Star Changed The Projection of His Entire Future – Chat with Chris Ikonomidis

Thu, 09 Jul 2020 14:00:37 +1000

Have you ever been around someone who you “just know” is going to be successful? Like, really successful?! They talk differently. They think differently. It’s like you can see that the “thing” driving them is coming straight from the core of who they are and, almost always, they aren’t afraid of going against the grain, doing things differently, right?!

Today we are interviewing 25-year-old Australian professional football player who plays attacking midfielder or winger for the Socceroos and Perth Glory… Chris Ikonomidis!

Yes, that means he’s playing “The World Game” at an ELITE level… but it also means that his teammates are often cruising around in their new Lamborghinis and diamond Rolex when they’re not on the football pitch…

But Chris?! Nope. Chris is playing an EVEN BIGGER game. See, he’s resisting the lavish lifestyle now ‘cos he’s fully aware that his sporting career won’t last forever.

And that’s where today’s epic episode comes in…. we’re doing a LIVE Critique of Chris’s Property Plan… that is… what properties he’s invested in, what he’s thinking of investing in and how he’s managed to switch his mindset to stay focused on the long-term play!

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RBA July 2020 - Victoria’s Lockdown Slows The Speed Of Recovery & The Air Is Colder Up High

Tue, 07 Jul 2020 14:46:44 +1000

It’s the first Tuesday of the month… which means the RBA Board has met and announced the official cash rate! This video features my update on the cash rate, as well as the increase in case numbers and “postcode lockdowns” [...]

The post RBA July 2020 – Victoria’s Lockdown Slows The Speed Of Recovery & The Air Is Colder Up High appeared first on The Property Couch.

293 | What Property To Buy & Practical Tips For Asset Selection

Thu, 02 Jul 2020 16:10:13 +1000

Have you ever wanted to know what property an investor should buy? It’s a question we get asked ALL the time and for very good reason… pick the wrong property and you’re in trouble!

So today’s central theme is all about Asset Selection! i.e. What type of property should an investor buy? What indicators can we measure to prove it’s a good one? How can you increase your capital growth?

You’ll get the answers to TEN quality (and recent) questions from our listeners, and we’re not holding back with our responses! (To the point where we actually had to tell ourselves to hurry up so we could get through all ten for you!)

This episode is a must-listen for anyone even remotely interested in property investing, folks! So plug in your headphones now! You can check out all the questions we answer below. And remember to write in here if you have a question for us, or follow us on Facebook so you don’t miss out on impromptu shoutouts like the one that inspired this episode.

Finally, asset selection is one of our Four Pillars of Mastery for a reason, folks! So please choose wisely when it comes to your investment property! Tune in now and get the practical tips to find an investment grade property… 🙏

292 | How to Get Australia’s Property Market Back on Track with This 7 Point Plan - Chat with Ken Morrison, CEO Property Council Australia

Thu, 25 Jun 2020 14:38:04 +1000

Get excited. Here with us is a “V.V.I.P” guest… and this very, very important person is, wait for it… the national representative of the Australian property industry… Ken Morrison, CEO of Property Council of Australia!

And he’s about to unpack the newly announced Seven Point Plan for Economic Recovery!

Yep. You’re about to become fluent in what’s exactly in store for the property market from the man who plays a significant role in shaping it – this includes everything from Government stimulus packages, accelerated growth plans, housing affordability AND a little thing called “Stamp Duty”… & why it’s probably about time this ol’ tax ended up in the dustbin!

To give you an idea of the caliber of expertise you’re about to hear from…

As the Chief Executive of the Property Council of Australia, Ken Morrison has played a key role in shaping tax, planning and infrastructure policy for our property markets across the county for over two decades. He’s super passionate about the future of our cities and sits on a range of government task forces and committees. Plus, he’s also a director of the Green Building Council of Australia, deputy chair of the Business Coalition for Tax Reform, a director of the Australian Sustainable Built Environment Council (ASBEC), and is a Property Champion of Change promoting women in leadership roles.

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Make Money Simple Again (Free eBook)
The Armchair Guide To Property Investing (Free Physical Book)
Leave us your review here for your chance to WIN our Start & Build course!
Join PICA here

291 | The Property Loophole: Recognising A Pipe Dream From The Real Deal

Thu, 18 Jun 2020 15:13:36 +1000

The Property “Loophole”… is it a myth?!

If you’re interested in investing in property, at some point or another you’re probably going to run into someone who tells you about some “secret loophole” – whether it be about property, tax, SMSFs… you name it – that you can use to, ahh, exploit the system.

Well, folks… let’s just call it out, shall we?

Because there’s a MASSIVE difference between a Pipe Dream and the Real Deal. And we can assure you, the price you’ll pay if you get the two wrong is no small fee!!

Here’s the deal… during the week we reached out to folks on our Facebook Page and asked them what questions they had on their mind right now… and we received some eye-opening comments that made us go…

“Whoa. Hang on a sec…”

And so, of course, this episode was born!

The Free Stuff

Leave us your review here for your chance to WIN our Start & Build course!
The property we mentioned (yep, it went for $1.6 MILLION!!) #LandValue – https://www.realestate.com.au/sold/property-house-vic-essendon-133566710
Australian Property Recovery Webinar with Elisa Owen from CoreLogic – Please Join PICA to Receive Your Invite
Escape From The City back on TONIGHT at 8:30pm! Click here for more
Make Money Simple Again (Free eBook)
The Armchair Guide To Property Investing (Free Physical Book)