Adulting & Afraid

Julie Hawkes | Energy Healing

Wed, 15 Apr 2026 12:00:00 -0600

In this episode of Adulting and Afraid, Deborah sits down with her good friend Julie Hawkes, an energy healer whose passion is helping people create better, more balanced lives.

Julie shares what energy healing really is (and what it isn’t), how our thoughts and emotions can impact our daily lives, and simple ways people can start becoming more aware of their own energy. Whether you're feeling stuck, overwhelmed, or just curious about new ways to improve your well-being, this conversation offers a fresh perspective on personal growth and self-care.

If you've ever wondered how to feel more aligned, more confident, and more in control of your life, this episode is for you. Julie’s heart-centered approach will leave you thinking differently about the power you already have within yourself.

Dr. Kimball Arritt | Is There A Fix For Neuropathy?

Tue, 24 Mar 2026 14:00:00 -0600

Neuropathy affects millions, but most treatments only mask the pain with medications like gabapentin, without fixing the underlying cause. In this video, Deborah the “Mortgage Queen” sits down with an Idaho Falls chiropractor to explain a new protocol that targets the root causes of nerve damage: blood sugar imbalances, chronic inflammation, and poor circulation. Learn how this approach combines at-home lifestyle changes, red light therapy, nitric oxide supplementation, and nerve retraining to restore nerve function, improve balance, and reduce dependence on medication.

Tory The 21 Year Old | What Does This Boy Know?

Mon, 22 Jan 2024 21:00:00 -0700

I guess I get to be put to the test as Tory comes and shares what he knows and what he has learned. Who knows, did I get an F in teaching class or a B-? Guess you will have to listen and grade it! Listen from someone who has just entered the credit world. Ya know you want to!

So you think or don't think a job affects you?

Wed, 29 Nov 2023 08:00:00 -0700

Job jumped? Recently Self Employed? Plan to be self employed? I cover all things employment and why. This is worth the listen if you are interested in buying a home and have a few changes in your employment world.

ROOT CANAL AND TIRES, WHATCHA GOT IN YOUR PIGGYBANK?

Sat, 11 Nov 2023 10:00:00 -0700

LET'S DEBUNK 1 QUICK THEORY ON CASH, LETS TALK ABOUT EARL AND BILL. ARE YOU READY TO TAKE A PLUNGE?

SLOW THE BOAT DOWN

Wed, 04 Oct 2023 08:00:00 -0600

You do not need 5 new trade-ins to have good scores. You do not need 10 lines of credit. Slow down, do these in a proper fashion in your budget fool! BUDGET! Do not over extend.

Do we care about Medical Collections? YES, but for a different reason!

Mon, 02 Oct 2023 15:00:00 -0600

Medical bills are so dumb! Some get reported to credit, some you cannot even find because they sale the account to different collection agencies.... So what now? WE ARE GONNA FIGHT A BATTLE ALL! 1

What is gross? What is net?

Wed, 06 Sep 2023 17:00:00 -0600

Did you ever watch that Friends Episode when Rachel gets her first paycheck and doesn't know who "FICA" is and why he took all her money? Well, that's gross and net. Learn the difference here!

DON'T GO TO JAIL!

Wed, 23 Aug 2023 11:00:00 -0600

I got tossed in a rabbit hole and learned something that should FREAK you out cause it did me for sure!

30 years to Retirement? I THINK SO!

Wed, 09 Aug 2023 11:00:00 -0600

What if you start right now, buying real estate and can retire in 30-35 years? Sounds crazy to think 30-35 years?!?! But what if you are 25 and start? Retire at 55? I THINK SO!

Retire in Style

Wed, 26 Jul 2023 20:00:00 -0600

Okay- so what if you house hop and take full advantage of all the options while you’re young! RETIRE AT 55 or younger? Yeah I think so.

Lets apply for a home loan

Wed, 28 Jun 2023 12:00:00 -0600

What if you could buy a home right now? Let's try. Walk through the first steps and see how easy it really can be!

DON'T BE HOUSE POOR!

Thu, 22 Jun 2023 09:00:00 -0600

What do we have set aside for a housing payment so we are ready to jump in and pre-qualify for a home! Basic math people..... get out the notebook and lets do some basic math!

Where did I come from and WHERE do we go from here?

Thu, 08 Jun 2023 11:00:00 -0600

How did I get into this business and where do YOU start when it comes to buying a home. Yes, you want to listen to this. Kind of a fun little story and ALSO- you better not have "that" item in your purse/wallet or I will PUNCH you in the FACE! :)

MORT-GAGE. What the world is that and am I ready?

Wed, 31 May 2023 16:00:00 -0600

Dumbest word in the English Language. Mortgage- the T is silent, well, I think it is. What isn't silent? How excited you will be when you buy your VERY own home! Let's get ready for this. What is a mortgage? Step 1 of 50 steps to get ready for a home purchase. Well, maybe not 50 but I am going to make sure you have every step ready and understood!

LETS RECAP

Wed, 24 May 2023 16:00:00 -0600

Review, recap, make sure you are ready to go... If not, go back, listen and BE PREPARED for next week and weeks to come cause we are PREPPING TO BUY A HOUSE BABY!!

YOU'RE SELLING WHAT? And its LEGAL!???!

Wed, 17 May 2023 09:00:00 -0600

That is right! Your name, your phone # could be getting sold just by your inquiry.

Soft Pull & Hard Pull

Wed, 10 May 2023 10:00:00 -0600

Why do the credit report systems have to be so hard sometimes!?!?! Annoying for sure on all the moving pieces.

Credit Depth

Wed, 03 May 2023 08:00:00 -0600

Installment Loans, Revolving Loans, Student Loans and Mortgages.....Is my credit depth enough? Credit depth is how much credit I have and for how long. Have I setup the right path to be credit worthy?

Credit Monitoring-Pay Attention PEOPLE!

Wed, 26 Apr 2023 10:00:00 -0600

Better be paying attention to what is going on with your credit report. You are now a perfect candidate for the LOSERS who think Identity Theft is great!

Medical- What you need to know

Wed, 19 Apr 2023 10:00:00 -0600

That crappy medical paperwork you have to fill out, everytime you go to the doc, to fill time if you ask me... but, PROTECT THAT SOCIAL SECURITY NUMBER!
What do you do with that medical bill, collection and all that fun stuff.
We know that root canal or sinus infection is coming. :)

Authorized User

Wed, 12 Apr 2023 08:00:00 -0600

So perhaps you aren't quite ready to kick your parents to the curb. Little trick to get credit scores to come fast. Become an authorized user..... BUT, there are tricks to this too!

Don't Spend all our money- IT IS BUDGET TIME!

Wed, 05 Apr 2023 05:00:00 -0600

If you run out of money before you run out of month, you are SCREWED! Then you will have to ask your friend to borrow money, that will make your friend mad and not like you anymore and then you will be sad. Your choice of not budgeting money will leave you without friends and sad... so, save the heartache and just save your money and BUDGET! Keep your friends and budget money. Simple as that. :)

Installment Loans- Chill dude! You don't need that BRAND NEW CAR!

Wed, 29 Mar 2023 09:00:00 -0600

Yes, we all need wheels and we all want that new dirtbike.... Slow down turbo and make sure you understand how important it is to do installment loans right!

I show 700 you show 620, WHY ARE THERE DIFFERENT CREDIT SCORES!

Wed, 22 Mar 2023 09:00:00 -0600

So dumb! I hate the fact that there are different scoring models with the same companies doing the same thing, well kind of. Learn a little history lesson, super fast about how scores came about and some differences. Don't skip this. It might light a fire under you with my challenge!

For the love of STUDENT LOANS

Wed, 15 Mar 2023 09:00:00 -0600

Confessions from this lady.... I HATE STUDENT LOANS, but they are sometimes necessary. Let's do this student loan thing RIGHT!!!

Got my card- CAN I SPEND ALL MY MONEY? NO!!!!

Fri, 10 Mar 2023 09:00:00 -0700

We have our credit card now! How do I do this right? Can I spend all the money I show is available? HECK TO THE NO! Learn how and why we want to do certain things with our credit card.

Credit Scores- Let's get FROZEN!

Wed, 01 Mar 2023 16:00:00 -0700

Now we have a credit going, let's protect the credit score and our IDENTITY!

Establishing Credit- REVOLVING/CREDIT CARD

Wed, 22 Feb 2023 18:00:00 -0700

Set some money aside people! Be ready to jump in the credit world and pony up some of your OWN funds! Let's get this credit show ON THE ROAD!

How to start a credit report? Non Traditionally

Wed, 22 Feb 2023 09:00:00 -0700

Pay your own bills fool! Let's create a path and habit of paying bills so you are READY for credit.

What is a credit report and why the crap do I need it?

Tue, 21 Feb 2023 11:00:00 -0700

Let's go through a basic rundown of what a credit report is and why we need it!

Introduction to Adulting & Afraid

Tue, 21 Feb 2023 11:00:00 -0700

Welcome to Adulthood! Now what the heck are you supposed to do?
Welcome to the best guide you can subscribe to. We will go through all aspects of being a successful adult. From establishing credit, filing taxes, investing in real estate and other investments, we will have it all! This is not going to be a dry or boring lecture. I promise you will be thoroughly entertained because Deborah Criddle does not do anything boring!