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  <title>CreditHub Presents Cashflow Re-Imagined</title>

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  <itunes:author>Benjie Nunn</itunes:author>
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  <description><![CDATA[Unlock the secrets to successful cashflow management with CreditHub's Cashflow Re-Imagined Podcast. Join us as we sit down with business owners and operators from all walks of life, from traditional product and service-based businesses to celebrities and influencers. Learn from their experiences, both the victories and challenges they've faced, and gain valuable insights on how to navigate the world of business funding. CreditHub, a company dedicated to helping small businesses secure the funding they need to grow and succeed, connects you with lenders who can provide the best possible terms for your business. Tune in to Cashflow Re-Imagined and take your financial game to the next level. Find the funding you need to reach your goals, visit us at www.CreditHubAccess.com today.]]></description>
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    <itunes:title>Your Landlord’s Worst Nightmare: You Becoming The Landlord</itunes:title>
    <title>Your Landlord’s Worst Nightmare: You Becoming The Landlord</title>
    <itunes:summary><![CDATA[Most business owners assume buying commercial real estate requires 25-30% down and perfect credit. The SBA 504 program says otherwise—10% down, 25-year fixed rates, and no lien on your home. In this episode, I talk with Kirk from TMC Financing about how the program actually works, who it's designed for (hint: not just big companies), and why the SBA views building ownership as job creation. We get into the qualification process, why your tax returns matter more than your FICO score, and how b...]]></itunes:summary>
    <description><![CDATA[<p>Most business owners assume buying commercial real estate requires 25-30% down and perfect credit. The SBA 504 program says otherwise—10% down, 25-year fixed rates, and no lien on your home.</p><p>In this episode, I talk with Kirk from TMC Financing about how the program actually works, who it&apos;s designed for (hint: not just big companies), and why the SBA views building ownership as job creation. We get into the qualification process, why your tax returns matter more than your FICO score, and how businesses that have been renting for years are often better candidates than they realize.</p><p>Recorded in 2022—rates have moved since then, but the strategy of converting rent into equity hasn&apos;t changed.</p>]]></description>
    <content:encoded><![CDATA[<p>Most business owners assume buying commercial real estate requires 25-30% down and perfect credit. The SBA 504 program says otherwise—10% down, 25-year fixed rates, and no lien on your home.</p><p>In this episode, I talk with Kirk from TMC Financing about how the program actually works, who it&apos;s designed for (hint: not just big companies), and why the SBA views building ownership as job creation. We get into the qualification process, why your tax returns matter more than your FICO score, and how businesses that have been renting for years are often better candidates than they realize.</p><p>Recorded in 2022—rates have moved since then, but the strategy of converting rent into equity hasn&apos;t changed.</p>]]></content:encoded>
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    <itunes:author>Benjie Nunn</itunes:author>
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    <pubDate>Tue, 20 Jan 2026 10:00:00 -0500</pubDate>
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  <psc:chapter start="4:59" title="Why Owning Your Building Creates Jobs" />
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