Building Your Money Machine

The Hidden Cost Of Being Frugal No One Talks About

Mon, 13 Apr 2026 05:00:00 -0700

Welcome to the Building Your Money Machine Show, where we get real about wealth, financial freedom, and living a life you actually want. In this episode, I get brutally honest about “The Hidden Cost Of Being Frugal No One Talks About.” If you think cutting every expense, maxing out all the accounts, or living the FIRE movement life is the ticket to happiness...think again.

I pull back the curtain on what’s really holding people back. It's not about bigger numbers—it’s about better choices. Let’s kick outdated money myths to the curb and talk about what matters: joy, presence, experiences, and making your money mean something RIGHT NOW—not just “someday.”

I’ll share stories, hard truths, and some contrarian advice to shake up your financial worldview. Time to build your money machine and your LIFE account—while you still have time.

IN TODAY’S EPISODE, I DISCUSS:

Why extreme frugality might be costing you more than you think—in relationships, joy, and life satisfaction.
The dangerous traps of the FIRE movement: are you building financial independence or financial imprisonment?
How money is just a tool—and why joy, presence, and rich experiences MUST be part of your financial plan.
The opportunity cost of “not spending”—what are you really sacrificing for fake safety?
My both/and approach: how to save for tomorrow and live for today, on purpose, with intention.

Ready to rethink your money mindset and start living now? Hit play and let’s dive in!

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When Does Investment Income Finally Beat Your Day Job
I'm Politely Begging You To Get Good with Money
Every Financial Trap Middle Class People Fall Into Explained
Rich People Don’t Buy Luxury...They Buy These 8 Things
Psychology of Families Who Stay Rich For Generations

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If you liked this video, you'll love these ones:

When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac
I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0
Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU
Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ
Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

11 Harsh Truths I Wish I Knew In My 30s

Thu, 09 Apr 2026 05:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m sharing the 11 harsh money truths I desperately wish I’d known in my 30s. This isn’t your uncle’s “skip the lattes” advice, we’re talking real-world, straight-up lessons that can make or break your journey to financial freedom. Whether you’re raking in six-figures or grinding to build your first money machine, these are the unfiltered truths that you might not want to hear, but you absolutely need.

I get totally real about why high income alone won’t set you free, why the old playbook is dead, and how your money stories are probably running the show more than you think. From behavior shifts to wealth-building priorities, and even what happens when your health throws a curveball, I’m giving you the play-by-play to help you cut years off your learning curve and sidestep the financial landmines I tripped over.

Let’s get into it.

IN TODAY’S EPISODE, I COVER:

Why earning more doesn’t equal freedom—and what actually does
How your money habits and stories secretly drive your entire financial life
Budgeting myths that keep you stuck in scarcity mode
Why the 401(k) isn’t your golden ticket and what you need to do instead
The irreplaceable value of your health over any dollar amount

Don’t just chase numbers; build a machine that fuels your real, vibrant, and intentional life. Hit play and let’s master this money game—on your terms.

Subscribe, share, and catch me in my Facebook group for even more unfiltered money truths and actionable tips. Let’s go!

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

When Does Investment Income Finally Beat Your Day Job
I'm Politely Begging You To Get Good with Money
Every Financial Trap Middle Class People Fall Into Explained
Rich People Don’t Buy Luxury...They Buy These 8 Things
Psychology of Families Who Stay Rich For Generations

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If you liked this video, you'll love these ones:

When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac
I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0
Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU
Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ
Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The New Rules Of Building Wealth In 2026

Mon, 06 Apr 2026 05:00:00 -0700

Welcome to another game-changing episode of the Building Your Money Machine Show! I’m pulling back the curtain on the NEW rules for building wealth in 2026 and beyond—rules written for a world where AI eats jobs for breakfast, traditional retirement is broken, and more income isn’t always your ticket to freedom.

Let’s be real: most of what you’ve been taught about money is outdated. I’m here to give you the wake-up call (and the strategy shift) you’ve been craving. We’re cutting through the noise, smashing old money myths, and getting brutally honest about what actually works today. If you’re ready for real talk, real results, and a money mindset overhaul—this episode is for you.

IN TODAY’S EPISODE, I REVEAL:

Why making more money might be the very thing keeping you broke (yep, I said it)
The surprising truth: your body is your most underrated financial asset
How to future-proof your wealth when you just might live to 100 (are you planning for that?)
Why AI isn’t the problem—the real threat is depending on a single source of income
How your circle could be silently tanking (or elevating) your net worth

Get ready to challenge everything you “thought” you knew about building wealth. Let’s build your money machine and a life that outlives you!

Ready to upgrade your wealth game? Hit play and let’s do this.

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

When Does Investment Income Finally Beat Your Day Job
I'm Politely Begging You To Get Good with Money
Every Financial Trap Middle Class People Fall Into Explained
Rich People Don’t Buy Luxury...They Buy These 8 Things
Psychology of Families Who Stay Rich For Generations

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If you liked this video, you'll love these ones:

When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac
I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0
Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU
Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ
Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Give Me 22 Minutes And I'll Fix Your Relationship With Money

Thu, 02 Apr 2026 05:00:00 -0700

Welcome to another punchy episode of the Building Your Money Machine Show! In this one, I’m throwing out the tired financial advice (no, you don’t have to give up lattes!) and cutting straight to the 5 money shifts that actually changed my life—and can change yours too. We’re talking real talk about money, freedom, and why hustling for a bigger paycheck is just a shinier leash if you’re not playing the right game.

After 30+ years as a CPA, entrepreneur, and someone who’s rebuilt from zero (and then dug myself out when I broke it again), I can tell you: it’s not about more income—it’s about more choice. I’ll share what got me through $300K in debt, a cancer diagnosis, and the near-miss of watching my son’s childhood pass me by. Spoiler: the answer isn’t what your budgeting app is telling you.

If you’re ready to ditch financial stress, master your money, and start living YOUR life on YOUR terms, this episode is for you. Edgy, honest, and a little vulnerable—I’m laying it all out, so you can rewrite your relationship with money and build the machine that sets you free.

IN TODAY’S EPISODE, I REVEAL:

Why your money isn’t broken…but your money STORY might be.
The unspoken truth: High income is just a shinier leash (and how to break free).
Why building wealth is all about behaviors—not brains or spreadsheets.
How emotions hijack your money moves (and what to do about it).
The secret: Why money isn't the goal.

Ready to stop running and start living? Hit play, and let’s get you building a money machine that works while you sleep. Your time—YOUR life—is waiting.

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If you liked this episode, click here to enjoy these and more:
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When Does Investment Income Finally Beat Your Day Job
I'm Politely Begging You To Get Good with Money
Every Financial Trap Middle Class People Fall Into Explained
Rich People Don’t Buy Luxury...They Buy These 8 Things
Psychology of Families Who Stay Rich For Generations

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If you liked this video, you'll love these ones:

When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac
I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0
Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU
Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ
Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

When You Have $1M Dollars, Tell No One. Here's Why...

Mon, 30 Mar 2026 05:00:00 -0700

Welcome to another real-talk episode of the Building Your Money Machine Show. Today, I’m pulling back the curtain on a topic that nobody tells you about: what really happens when you hit that magic number — $1 million. Spoiler alert: It doesn’t make you free, and if you start flashing it around, you might be setting yourself up for financial stress instead of peace.

I've spent decades as a CPA, entrepreneur, and money mentor, and trust me—lifestyle creep, pressure, and income myths take more people down than any market crash ever will. I’ll reveal why keeping your mouth shut about your wealth is smarter than showing off, and how building a real “money machine” changes the game forever.

This episode is for you if you want to live a life by your design, not just pad your net worth for show. Ready for some tough love and strategies to actually secure your freedom? Let’s get into it.

IN TODAY’S EPISODE, I BREAK DOWN:

Why a $1 million net worth doesn’t guarantee freedom—or even security
How lifestyle upgrades and “loud wealth” quietly trap you
The dangerous financial and emotional traps of announcing your success
The difference between making money and actually building lasting wealth
Why cash flow systems (not net worth) are the real ticket to financial freedom

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

When Does Investment Income Finally Beat Your Day Job
I'm Politely Begging You To Get Good with Money
Every Financial Trap Middle Class People Fall Into Explained
Rich People Don’t Buy Luxury...They Buy These 8 Things
Psychology of Families Who Stay Rich For Generations

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If you liked this video, you'll love these ones:

When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac
I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0
Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU
Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ
Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

You Can Predict Someone’s Wealth by How Far Ahead They Plan

Thu, 26 Mar 2026 05:00:00 -0700

Welcome to another unfiltered episode of the Building Your Money Machine Show! Today, we’re cracking open a truth bomb: you can predict someone’s wealth by how far ahead they plan. Sounds edgy, but after 30+ years as a CPA, entrepreneur, and money mentor—trust me, I’ve seen it all. If you’ve ever hustled hard and still felt stuck, you’re not crazy… you’re just human. Most people aren’t “bad with money”—they’re playing too short-term.

In this episode, I’m breaking down the “ladder of planning horizons”—the real secret behind building wealth and ditching financial stress for good. It’s not about making more money, snagging hot stock tips, or taking advice from your cousin’s latest business idea. I’m sharing how every step UP the planning ladder gives you less stress, more choice, and a life you actually want.

No fluff, no spreadsheets that die by Tuesday—just the raw, real-world moves that set you free.

IN THIS EPISODE, I COVER:

Why wealth isn’t about income—it’s about how far ahead you plan.
The “survival-to-generational” planning ladder and which rung you’re on (be honest).
The biggest lie you’ve been sold about money and why earning more won’t save you.
How to calm the financial chaos and start building your money machine step-by-step.
The one mindset shift that separates paycheck chasers from true financial freedom.

If you’re ready to stop treading water and start living a life of choice, hit play. It’s time to plan further, think bigger, and build a money machine that outlives you.

Let’s do this!

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

When Does Investment Income Finally Beat Your Day Job
I'm Politely Begging You To Get Good with Money
Every Financial Trap Middle Class People Fall Into Explained
Rich People Don’t Buy Luxury...They Buy These 8 Things
Psychology of Families Who Stay Rich For Generations

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac
I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0
Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU
Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ
Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

What Every Level of Wealth ACTUALLY Feels Like

Mon, 23 Mar 2026 05:00:00 -0700

Welcome to another real-talk episode of the Building Your Money Machine Show! I’m cutting through the Instagram gloss to break down what every level of wealth ACTUALLY feels like—not what it looks like, but the true emotions, stress, and choices that come with rising up the wealth ladder.

After 30+ years as a CPA, entrepreneur, and someone who’s felt everything from survival-mode panic to the privilege (and pressure) of generational wealth, I’m laying out the raw stages of money mastery. I’ll show you why getting richer doesn’t always mean getting freer, how money messes with your mind at every stage, and why so many people try to fix the wrong problems on their way to financial freedom.

If you want to know what it feels like, not just what it pays like, buckle up—this episode is for you. Let’s get edgy, honest, and maybe a little uncomfortable…because that’s where the real growth happens.

IN TODAY’S EPISODE, I BREAK DOWN:

Why making more money often turns UP the stress instead of down—and how to fix it
The key mindsets and systems you need at each stage, from survival to generational wealth
The hidden emotional toll and fears lurking at every financial level (and how to manage them)
What ACTUALLY changes—and what doesn’t—as you move from just surviving to true freedom
Why peace, control, and legacy matter so much more than just stacking dollars

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

When Does Investment Income Finally Beat Your Day Job
I'm Politely Begging You To Get Good with Money
Every Financial Trap Middle Class People Fall Into Explained
Rich People Don’t Buy Luxury...They Buy These 8 Things
Psychology of Families Who Stay Rich For Generations

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac
I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0
Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU
Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ
Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

7 Signs Someone is Fake Rich

Thu, 19 Mar 2026 12:00:00 -0700

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today, I’m breaking down the 7 signs that someone is “fake rich” — and why it’s so easy to unintentionally build a life that looks impressive on the outside, yet feels financially fragile underneath. From my decades as a CPA and money mentor, I’ve seen the same costly patterns repeat again and again, and I’m here to help you avoid them.

We’re not judging anyone; the goal is to help you identify the sneaky habits that can quietly drain your freedom and keep you trapped in a cycle of stress. I share personal stories, practical reflections, and powerful shifts that will help you build real wealth — the kind that’s calm, aligned, and durable.

Tune in and discover how to create a life you don’t need to escape from, where your money decisions fuel your values and vision for your future!

IN TODAY’S EPISODE, I DISCUSS:

The difference between looking successful and actually living in financial alignment
Why confusing income with wealth can keep you always chasing “more”
Lifestyle creep and the hidden dangers of status-driven upgrades
How avoiding clarity around your numbers preserves an illusion (but costs your freedom)
The power of measuring wealth in time and choice, not busyness and stress

Ready to master your money and build your money machine? Let’s do this!

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

When Does Investment Income Finally Beat Your Day Job
I'm Politely Begging You To Get Good with Money
Every Financial Trap Middle Class People Fall Into Explained
Rich People Don’t Buy Luxury...They Buy These 8 Things
Psychology of Families Who Stay Rich For Generations

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac
I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0
Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU
Rich People Don’t Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ
Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Psychology of Families Who Stay Rich For Generations

Mon, 16 Mar 2026 05:00:00 -0700

Welcome to another impactful episode of the Building Your Money Machine Show! In this episode, I pull back the curtain on a topic that’s rarely talked about honestly...the psychology of families who stay rich for generations. Did you know that 70% of inherited wealth is gone by the second generation, and a stunning 90% by the third? It’s not a market issue or an investing failure...it’s a human problem.

I'm sharing lessons from over three decades as a CPA, money mentor, and entrepreneur, plus my personal journey from negative net worth to financial freedom. We go beyond income and investments to tackle the mindsets and behaviors that actually build lasting wealth, no matter your current financial situation.

If you’re ready to shift from survival to true legacy...even if you’re just starting out this episode is for you. Let’s rethink what it takes to build wealth that outlives us!

IN TODAY’S EPISODE, I DISCUSS:

The 5 psychological mindsets families must master to create generational wealth
Why more money isn’t the answer—and how your thinking has to change as you grow
The dangers of income obsession, lifestyle inflation, and silent money conversations
How values, identity, and stewardship protect your wealth across generations
Why legacy is about raising capable human beings, not just rich heirs

Ready to master the true art of wealth-building? Tune in now and start building your money machine for generations to come!

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Rich People Don’t Buy Luxury...They Buy These 8 Things

Thu, 12 Mar 2026 05:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! This time, I’m peeling back the curtain on what rich people really buy - and it’s not flashy cars or designer labels. If you think luxury means freedom, think again. I’m sharing the eight surprising things wealthy people invest in instead, and how these moves can quietly sabotage - or skyrocket your financial future.

I’ll break down why status symbols trap most people, while real wealth-builders focus on creating leverage and lasting freedom. Ready to rewire your thinking, master your money, and build a system that works harder than you do? Let’s get started.

IN TODAY’S EPISODE, I DISCUSS:

The #1 thing rich people buy instead of toys or status: time
Why clarity always beats comfort—and how eliminating confusion creates real security
How treating your health as an asset class is as vital as any financial investment
The secret to investing in future earning power, even when AI and change seem threatening
How the wealthy prioritize ownership and risk reduction to keep their money machines running

Ready to stop renting your life and start building true freedom? Hit play and let’s dive in!

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Every Financial Trap Middle Class People Fall Into Explained

Mon, 09 Mar 2026 05:00:00 -0700

Welcome to the Building Your Money Machine Show, where we strip away the myths and breakdown the real traps that keep hardworking, smart people stuck in the middle class—just like I was at one point. In this episode, I’m exposing the sneaky financial pitfalls designed to hold you back, and revealing exactly how to break free and build a life of true choice and freedom.

I’ve spent over 30 years as a CPA, entrepreneur, and money mentor—and I’ve seen firsthand what keeps people spinning their wheels. It’s not about earning more, it’s about what you do with it and the system you use to turn income into lasting wealth. If you’re ready to stop working for your money and start making your money work for you, you need to hear this episode.

Let’s pull back the curtain and get real about your path to financial independence.

IN TODAY’S EPISODE, I REVEAL:

Why raises and higher income won’t set you free unless you fix this one hidden behavior
The danger of relying on salespeople and banks for financial advice—and what you need to ask instead
How lifestyle creep steals your wealth and options, and ways to keep your future front and center
The costly illusion of “affordability,” payment thinking, and fake optimization products
The real reason most people delay investing—and how that single choice destroys your wealth potential

If you’re ready to quit playing by the old rules, avoid the traps, and build your own money machine—this episode is for you. Hit play, and let’s start changing the game!

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Ranking Every Asset Class in a Financial Crisis

Thu, 05 Mar 2026 05:00:00 -0800

Today, I’m tackling a question that keeps a lot of people up at night: What assets actually hold their value if we ever face a currency reset—and why? If your whole financial plan depends on the dollar behaving forever, you may need to rethink your strategy. I’m here to help you understand how currency changes work, how to filter assets for real resilience, and why chasing shiny objects isn’t the way to build lasting freedom.

I break down the true role of money, explain how inflation, printing, and history shape our financial systems, and walk you through my “5 filters of resilience”—the key framework for evaluating assets that stand the test of unstable times. This episode is all about preparation, not panic. Let’s build your money machine with purpose!

IN TODAY’S EPISODE, I DISCUSS:

Why assets outlive currencies and how history proves it
The 5 filters of resilience for evaluating asset durability
The real purpose and limitations of cash, gold, digital assets, real estate, and stocks
Diversification by purpose...not just by ticker symbol
How to build a portfolio that adapts, preserves, and grows through any financial storm

Tune in-this isn’t just about money; it’s about mastering your financial future and creating a life of choice!

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

I'm Politely Begging You To Get Good with Money

Mon, 02 Mar 2026 05:00:00 -0800

Ever feel like money is controlling more of your life than you’d like? You’re not alone—and today, I’m politely begging you to get good with money, starting now! In this episode of the Building Your Money Machine Show, I break down the exact reasons why time matters more than effort when building wealth, and how waiting just 10 years to invest can literally cost you hundreds of thousands of dollars.

With insights from over 30 years as a CPA, entrepreneur, and money mentor (plus my own experience rebuilding from a negative net worth), I’ll walk you through the real, practical steps to finally shift from financial stress to freedom—no overwhelm, no guesswork required.

You’ll discover how the wealth creation curve really works, why money should be like oxygen (enough, with margin!), and how small habits—started today—can propel you onto the right side of the wealth divide. This isn’t about chasing Instagram rich, it’s about having breathing room, stability, options, and peace.

IN TODAY’S EPISODE, I DISCUSS:

The devastating cost of waiting to start investing, broken down with real-life math you won’t forget
How to finally break free from money stress and build unshakeable financial stability
Why consistency and systems, not perfection, create lasting wealth (and how to actually implement them)
Actionable steps to get clear, build safety, invest with confidence, and stay on your own financial freedom curve
How to overcome avoidance, start building your “money machine,” and live life by your own design—no matter where you’re starting from

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

10 Frugal Spending Habits That Will Save You Serious Money in 2026

Thu, 26 Feb 2026 05:00:00 -0800

Today, I'm pulling back the curtain on the 10 frugal spending habits that can save you serious money in 2026 and beyond. If you think frugality is all about sacrifice or living like a miser, think again. This episode is about reclaiming control...making sure your hard-earned dollars aren't quietly leaving your life without your permission.

These habits aren’t about being cheap, depriving yourself of fun, or sucking the joy out of your life. They’re about making intentional moves that help you master your money, eliminate financial stress, and live a life of choice.

I share the traps I’ve fallen into myself—because, hey, I’m human, just like you. The goal here isn’t perfection, it’s about catching yourself faster and building in systems that keep you in the driver’s seat.

IN TODAY’S EPISODE, I DISCUSS:

How invisible money leaks (like unused subscriptions) quietly wreck your cash flow and my simple quarterly audit habit to seal those leaks
Why you must annualize every recurring expense before you say yes...no more falling for the “it’s only $39/month” illusion
Taking the friction out of spending and how to hack your environment so you actually buy less (without willpower)
Planning your convenience spending in advance, so you get the joy without the regret
Delaying identity-driven purchases by just one pay cycle to break the grip of impulse spending
Capturing margin from every raise or windfall before lifestyle creep “sucks it all up”
How tracking your margin (not every dollar) can be a simpler, more effective alternative to traditional budgeting

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Psychology of People Who Grew Up Poor

Mon, 23 Feb 2026 05:00:00 -0800

In this episode of the Building Your Money Machine Show, I dive into the psychology behind people who grew up poor and why simply earning more doesn’t fix financial stress.

If you’ve ever felt poor, even when the income is coming in, you’re not alone. I get real about how your upbringing, conditioning, and even the emotional experiences around money shape your money mindset. You’ll find out why money sometimes feels like a threat, why the anxiety lingers no matter your bank balance, and most importantly what to do about it.

We explore how poverty doesn’t just empty wallets...it wires your nervous system and creates survival logic that might have gotten you this far, but it won’t carry you into true wealth. Whether you’re facing the math problem of not enough income, or the mindset problem of “thinking broke,” I reveal the step-by-step process to fix both.

IN TODAY’S EPISODE, I DISCUSS:

Why earning more doesn’t necessarily eliminate financial stress
The difference between being broke and thinking broke—and how both can trap you
How poverty and scarcity thinking wire your nervous system for survival, not wealth
Practical steps to separate survival reflexes from real financial decisions
Getting clear on your actual lifestyle costs and categorizing expenses into needs, wants, and noise
The importance of shifting from income-based to system-based thinking for sustainable wealth
Building an unshakable financial foundation, including liquidity and debt payment strategies
Automating savings, debt payments, and creating boundaries to protect from mindset slips

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

9 SIGNS You’re Secretly Getting RICH Even if You Don’t Feel It

Thu, 19 Feb 2026 05:00:00 -0800

In today’s episode, I break down the 9 signs you’re secretly getting rich—even if you don’t feel it yet. I know this topic will challenge so many of the common beliefs out there about what wealth really looks and feels like-because real wealth is rarely loud, flashy, or celebrated. Most of the time, it’s actually…quiet. And often, it doesn’t even feel like you’re making progress.

Whether you’re just starting your wealth journey or you’re well on your path, this episode will help you recognize those “hidden” milestones that mean you’re doing it right-even if it doesn’t look impressive on the outside. Some of the signs will feel validating, others might feel a little uncomfortable, and one just might completely shift your understanding of money like it did for me.

Get ready for an episode filled with honesty, actionable strategies, and mindset-changing truths about financial independence.

IN TODAY’S EPISODE, I DISCUSS:

Why real wealth is quiet and sometimes feels like you’re losing, while the “loudest” wealth is often one bad month away from disaster
The #1 shift: intentional vs. impulsive spending, and why most people don’t have a money problem—they have a meaning problem
How living a values-driven, not income-driven, lifestyle creates true margin and financial freedom
The game-changing power of building financial systems, not relying on daily discipline, to automate your success
Why measuring wealth in time, not dollars, leads to real freedom and the ability to say “no” to what doesn’t align

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

When Does Investment Income Finally Beat Your Day Job?

Mon, 16 Feb 2026 05:00:00 -0800

In this episode, I share the insight that changed my own life and financial journey. After decades as a CPA, entrepreneur, and money mentor, I know the sting of missing the moment when your financial engine takes over. I break down why investment income doesn’t grow linearly, why effort eventually loses to math, and how following a proven system—rather than hustling or hoping—will change the game entirely.

We dive into the four gateways to financial freedom—financial stability, security, independence, and ultimately, freedom. I’ll help you recognize which stage you’re in, and walk you through the mindset and practical steps to make progress, no matter your starting point.

It’s not about quitting your job, escaping your life, or magically retiring—it’s about building your money machine so you can remove desperation from your decisions, negotiate differently, and finally live a life that’s work optional, not work required.

IN TODAY’S EPISODE, I DISCUSS:

The two money lines that decide everything: your real lifestyle cost versus what your money machine produces
Why compounding is exponential, not linear-and how “critical mass” changes everything
The four gateways on the path to financial freedom.
Why progress beats perfection, and how to celebrate milestones on your path
The psychological shift that happens when your money machine reaches scale-moving from survival questions to designing your life
Why patience isn’t passive, it’s strategic: stick with the plan even when progress feels slow

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why wealth EXPLODES after owning 1 rental property... But Only If You Do This

Thu, 12 Feb 2026 05:00:00 -0800

Here’s what you’ll walk away with: a clear understanding of how owning a rental property—structured properly—becomes one of the most powerful wealth-building tools available. I cut through the confusion, myths, and “magic” sometimes associated with real estate and reveal where most people get things disastrously wrong. Real estate is math, not magic.

We’ll walk through a simple, real-world example: a $500,000 rental property with 20% down. I show you how each wealth engine works together—cash flow, appreciation, loan paydown, and tax shields—and, more importantly, why leverage is your greatest ally and your biggest risk. The same math that helps you build wealth can sink you if you’re not careful.

I also draw some hard lines: why cash flow alone doesn't build true wealth; why a fragile deal can destroy your finances; and why mitigating risk is critical. Don’t let one property destroy your financial future—let it accelerate the wealth you’re already building.

IN TODAY’S EPISODE, I DISCUSS:

The “four engines” of real estate wealth and how they work together: cash flow, appreciation, loan paydown, and tax shields
Why leverage explodes your returns—and how it can also magnify your risk
The real math behind a $500,000 rental property example
Why true wealth is built on your balance sheet (not your checking account)
The importance of liquidity, diversification, and solid financial foundations before buying rentals
How to set yourself up so real estate accelerates, not destroys, your money machine

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

9 Subtle Behaviors That Quietly Signal You're Upper Class
The Psychology of People Who Have $1M Net Worth
The Silent Rules of the Financial System That Keep You Poor
7 Assets Rich People Never Buy And The Poor Always Do
How Much Money Do You Actually Need to Be Rich in 2026

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

9 Subtle Behaviors That Quietly Signal You're Upper Class: https://youtu.be/dbdUDwElYY0
The Psychology of People Who Have $1M Net Worth: https://youtu.be/-65r-OsaHME
The Silent Rules of the Financial System That Keep You Poor: https://youtu.be/akr5474dwps
7 Assets Rich People Never Buy And The Poor Always Do: https://youtu.be/A9f-IgNKU8w

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How To Invest In Alternative Asset Classes (Like Gold & Silver)

Mon, 09 Feb 2026 05:00:00 -0800

Today, I’m breaking down how to invest in alternative asset classes like gold and silver—and more importantly, how to think about them the right way, so they actually support your wealth instead of quietly sabotaging it.

I get it: there’s a lot of hype (and confusion) around alternative assets, and it’s easy to feel like you’re missing out or behind. Whether you’ve wondered if now’s the time to buy gold, if silver is a “cheaper” alternative, or if jumping into private deals is the next smart move, this episode is for you.

Together, we’ll walk through the two engines of investing, the true role of “store of value” assets, and explore the pros and cons of private equity, hedge funds, syndications, and crypto.

I don’t believe in trashing alternative investments, but I do believe in getting clear on the purpose each asset serves—and stopping the confusion that leads to avoidable losses.

IN TODAY’S EPISODE, I DISCUSS:

The difference between assets that preserve value (like gold) and those that create value (like businesses)
How gold and silver function as shock absorbers, not engines of wealth
The realities of liquidity, volatility, and risk in private equity, hedge funds, syndications, and private placements
Why crypto belongs in the supply-and-demand category—and why that matters
The importance of focusing on value-creation and cash-flow-producing assets first
Practical rules for using alternatives for diversification (not salvation)

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

9 Subtle Behaviors That Quietly Signal You're Upper Class
The Psychology of People Who Have $1M Net Worth
The Silent Rules of the Financial System That Keep You Poor
7 Assets Rich People Never Buy And The Poor Always Do
How Much Money Do You Actually Need to Be Rich in 2026

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

9 Subtle Behaviors That Quietly Signal You're Upper Class: https://youtu.be/dbdUDwElYY0
The Psychology of People Who Have $1M Net Worth: https://youtu.be/-65r-OsaHME
The Silent Rules of the Financial System That Keep You Poor: https://youtu.be/akr5474dwps
7 Assets Rich People Never Buy And The Poor Always Do: https://youtu.be/A9f-IgNKU8w

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Japanese Philosophy That Made Me Rich

Thu, 05 Feb 2026 05:00:00 -0800

Today, I’m sharing the Japanese philosophy that fundamentally changed my approach to wealth—and ultimately, made me rich. If you’ve ever felt that your financial life is fragile, like a single surprise could wipe it all out, you’re not alone.

In this episode, I take you back to my days living and training in Japan under a 17th-generation samurai lineage. What I learned there—through martial arts and a razor-sharp test of survival—revealed a powerful framework for building real-world financial resilience. It’s called Shu Ha Ri, and this philosophy isn’t just about responding to danger, but about being so prepared that chaos can’t break you.

I break down how this concept goes far beyond theory. It’s a step-by-step roadmap to building your “money machine” that removes fragility from your finances for good...no matter what life throws at you.

IN TODAY’S EPISODE, I DISCUSS:

What Shu Ha Ri really means, and why it’s crucial for protecting and building wealth
The difference between working hard and creating value—and why value is the real driver of wealth
The importance of building earning and wealth systems that function independently of your effort
Why you need two plans: a life plan (what matters most to you) and a money plan (how to fund your dream life)
The critical, actionable steps in my “Freedom Funding Flow”—including the comfort fund, debt elimination, peace of mind fund, and the freedom/investing fund

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

9 Subtle Behaviors That Quietly Signal You're Upper Class
The Psychology of People Who Have $1M Net Worth
The Silent Rules of the Financial System That Keep You Poor
7 Assets Rich People Never Buy And The Poor Always Do
How Much Money Do You Actually Need to Be Rich in 2026

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

9 Subtle Behaviors That Quietly Signal You're Upper Class: https://youtu.be/dbdUDwElYY0
The Psychology of People Who Have $1M Net Worth: https://youtu.be/-65r-OsaHME
The Silent Rules of the Financial System That Keep You Poor: https://youtu.be/akr5474dwps
7 Assets Rich People Never Buy And The Poor Always Do: https://youtu.be/A9f-IgNKU8w

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

You'll Never Feel Rich, Here's Why

Mon, 02 Feb 2026 05:00:00 -0800

Welcome to another thought-provoking episode of the Building Your Money Machine Show! Today, I’m shining a spotlight on a reality most people don’t want to talk about: the fact that earning more money doesn’t automatically make you feel rich or free. In fact, more than half of households making over $100,000 a year are still living paycheck to paycheck. If you’ve ever wondered why hitting a higher income doesn’t bring lasting peace or satisfaction—and sometimes even leads to more anxiety—this episode is for you.

I share why the feeling of being rich is rarely about the numbers in your bank account, but much more about psychology, behavior, and clarity. Drawing from my decades as a CPA, entrepreneur, and money mentor, I walk you through the science of happiness and the “hedonic treadmill,” how our brains adapt to new income levels, and why most financial struggles are rooted in emotions—not math.

We’ll get real about lifestyle creep, emotional spending, and the sneaky ways comparison culture fuels our financial stress. I lay out actionable steps to help you break out of the “never enough” cycle, define your own finish line, and create a results-driven plan that aligns with your values.

Today’s episode isn’t just about theory—it's about empowerment. My hope is that you’ll walk away ready to live a life by choice, not by default.

IN TODAY’S EPISODE, I DISCUSS:

Why more income alone won’t make you feel rich—and the surprising data behind it
The “hedonic treadmill” and how your brain turns financial breakthroughs into baselines
Lifestyle creep: how subtle upgrades can silently steal your raises
The power of emotional spending—stress, reward, comparison, and more
How social comparison and the hunt for external validation undermine your financial well-being
Actionable steps to track the real triggers behind your spending
Why “future you” won’t magically fix your money habits, and the myth of “I’ll save more when I earn more”
The importance of defining what “enough” means to you—in dollars and in life
How to pivot from a demand-driven to a choice-driven life with a real financial plan
Why money is a tool—not the source—of fulfillment and peace

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

9 Subtle Behaviors That Quietly Signal You're Upper Class
The Psychology of People Who Have $1M Net Worth
The Silent Rules of the Financial System That Keep You Poor
7 Assets Rich People Never Buy And The Poor Always Do
How Much Money Do You Actually Need to Be Rich in 2026

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

9 Subtle Behaviors That Quietly Signal You're Upper Class: https://youtu.be/dbdUDwElYY0
The Psychology of People Who Have $1M Net Worth: https://youtu.be/-65r-OsaHME
The Silent Rules of the Financial System That Keep You Poor: https://youtu.be/akr5474dwps
7 Assets Rich People Never Buy And The Poor Always Do: https://youtu.be/A9f-IgNKU8w

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

The Real Number That Predicts Your Wealth (It's Not Your Net Worth)

Thu, 29 Jan 2026 05:00:00 -0800

Welcome to another thought-provoking episode of the Building Your Money Machine Show. In this episode, I’m tackling one of the biggest misconceptions in personal finance: that net worth is the best predictor of wealth and financial freedom. Spoiler alert—it isn’t. I’m breaking down why net worth alone is an incomplete metric, why so many people with high net worth still feel financially stressed, and, most importantly, the real number you need to focus on to create the life and freedom you truly desire.

Through my decades as a CPA, entrepreneur, and money mentor, I’ve watched people chase ever-higher net worths, only to stay stuck on the financial hamster wheel. I’ve seen individuals who look wealthy on paper but feel just one bad month away from panic, while others with far less accumulated “net worth” live calm, and confident lives. The difference? It’s all in what your money can actually do for you.

I’ll introduce you to key ratios and calculations that show exactly how close your assets are to buying your freedom—starting with your “cash flow coverage ratio.”

IN TODAY’S EPISODE, I DISCUSS:

Why US household net worth is at an all-time high, but financial stress is everywhere
The dangerous illusion of traditional net worth
The assets you must exclude when planning for lifestyle support
Why the “cash flow coverage ratio” is the true metric for financial freedom
How to assess which of your assets are “teammates” supporting your life
My three-bucket system for structuring your money
Step-by-step action plan

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

9 Subtle Behaviors That Quietly Signal You're Upper Class
The Psychology of People Who Have $1M Net Worth
The Silent Rules of the Financial System That Keep You Poor
7 Assets Rich People Never Buy And The Poor Always Do
How Much Money Do You Actually Need to Be Rich in 2026

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

9 Subtle Behaviors That Quietly Signal You're Upper Class: https://youtu.be/dbdUDwElYY0
The Psychology of People Who Have $1M Net Worth: https://youtu.be/-65r-OsaHME
The Silent Rules of the Financial System That Keep You Poor: https://youtu.be/akr5474dwps
7 Assets Rich People Never Buy And The Poor Always Do: https://youtu.be/A9f-IgNKU8w

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

9 Subtle Behaviors That Quietly Signal You're Upper Class

Mon, 26 Jan 2026 05:00:00 -0800

Welcome to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a topic that goes far beyond just dollars in the bank. We’re talking about 9 subtle behaviors that quietly signal you’re upper class — and I promise, this isn’t about how much money you have or what you drive. It’s about how you show up in life, how you move with calm, confidence, and control, even when the world feels rushed, chaotic, or loud.

After 30+ years as a CPA and money mentor, I’ve seen firsthand that wealth isn’t always what you see on the surface. True “upper class” is about having systems that take the pressure off, behaviors that exude quiet authority, and habits that build not just wealth, but a sense of richness in your everyday life.

I’ll share the actionable steps you can take to claim these subtle habits for yourself—no matter your net worth or income—so you can start living more freely, intentionally, and on your own terms.

IN TODAY’S EPISODE, I DISCUSS:

Why being “upper class” is more about mindset and behavior
How building a “money machine” delivers freedom and calm
Two essential internal habits
Why protecting your time and energy is true wealth
The principle of “boring money” and how disciplined, repetitive financial decisions compound into extraordinary lives
The value of privacy, listening over performing, and treating everyone the same—signals of real confidence and inner security
Action steps to implement these nine behaviors in your own life right now, regardless of financial situation

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

The Psychology of People Who Have $1M Net Worth
The Silent Rules of the Financial System That Keep You Poor
7 Assets Rich People Never Buy And The Poor Always Do
How Much Money Do You Actually Need to Be Rich in 2026
Psychology of People Who Act Poor When They're Rich

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

The Psychology of People Who Have $1M Net Worth: https://youtu.be/-65r-OsaHME
The Silent Rules of the Financial System That Keep You Poor: https://youtu.be/akr5474dwps
7 Assets Rich People Never Buy And The Poor Always Do: https://youtu.be/A9f-IgNKU8w
How Much Money Do You Actually Need to Be Rich in 2026: https://youtu.be/85I0KQmX9PM

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Psychology of People Who Have $1M Net Worth

Thu, 22 Jan 2026 05:00:00 -0800

Welcome to another power-packed episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on what truly separates those who actually cross the million-dollar net worth line from those who just spin their wheels — and believe me, it’s not about being smarter, more motivated, or waking up at 4:17am to meditate. It’s all about mastering the psychology around money.

As someone who’s spent over 30 years as a CPA and money mentor, I’ve seen the same patterns play out again and again. Most people will earn enough throughout their lives to reach that magical million-dollar net worth, but very few do. Why? It’s not the income — it’s the behaviors and the psychological traps that hold us back. In this episode, I break down the six key psychological patterns of first-generation millionaires and reveal the actionable steps you can start taking right now to plug those money leaks and build real financial freedom.

I walk you through strategies like delaying gratification, creating an internal locus of control, stress-testing big decisions, and automating your way to wealth. If you’re ready to turn your income into real freedom, this one’s for you.

IN TODAY’S EPISODE, I DISCUSS:

Why income alone will never set you free
How to stop letting feelings drive your money decisions
The power of delayed gratification
The surprising truth about time affluence
The difference between automation and motivation in making your path to a million dollars “aggressively boring”
The crucial role of emotional regulation

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

The Silent Rules of the Financial System That Keep You Poor
7 Assets Rich People Never Buy And The Poor Always Do
How Much Money Do You Actually Need to Be Rich in 2026
Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

The Silent Rules of the Financial System That Keep You Poor: https://youtu.be/akr5474dwps
7 Assets Rich People Never Buy And The Poor Always Do: https://youtu.be/A9f-IgNKU8w
How Much Money Do You Actually Need to Be Rich in 2026: https://youtu.be/85I0KQmX9PM
Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Silent Rules of the Financial System That Keep You Poor

Mon, 19 Jan 2026 05:00:00 -0800

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on the silent rules of the financial system—the unwritten games that keep so many smart, hardworking people stuck on the treadmill of never-ending financial stress. If you’ve ever felt like you’re doing all the “right” things but still aren’t getting ahead, this episode is for you.

I get candid about how the financial system isn’t designed to make you wealthy—it’s built to keep you busy and keep you spending. I share from my 30+ years as a CPA, entrepreneur, and money mentor what the silent rules are, how they operate, and most importantly, how you can break free from their grip.

From the normalization of financial silence, to the invisible fees the system hides, to the trap of transaction speed versus wealth creation, I’m laying it all out. You’ll hear about the difference between productive and destructive debt, and why inflation quietly eats away your wealth.

Plus, I’ll give you micro actions you can take right now to start reclaiming command over your financial future and build a system that serves you—not the status quo.

IN TODAY’S EPISODE, I DISCUSS:

Why financial silence is normalized
How invisible fees quietly erode your wealth
The dangers of default settings in financial accounts
The stark difference between how income and wealth are taxed
The real truth about debt
How inflation acts as a stealth tax on your cash
Why you’re taught to optimize products instead of build systems

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

7 Assets Rich People Never Buy And The Poor Always Do
How Much Money Do You Actually Need to Be Rich in 2026
Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately

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If you liked this video, you'll love these ones:

7 Assets Rich People Never Buy And The Poor Always Do: https://youtu.be/A9f-IgNKU8w
How Much Money Do You Actually Need to Be Rich in 2026: https://youtu.be/85I0KQmX9PM
Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

7 Assets Rich People Never Buy And The Poor Always Do

Thu, 15 Jan 2026 05:00:00 -0800

Welcome to another actionable episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a topic that quietly separates the wealthy from everyone else: the assets you choose not to buy. We’ve all been taught that wealth is about earning more and investing harder, but after three decades as a CPA and money mentor—and having walked this road personally—I can tell you, true wealth has just as much to do with avoiding costly mistakes as it does with seizing the right opportunities.

In this episode, I break down seven assets that the rich almost never touch—but unfortunately, the poor and middle class often do. You’ll hear why these things look so attractive, how they’re cleverly marketed, and why saying “no” to these sneaky traps can be the difference between financial struggle and financial freedom. I’ll show you how every asset you buy either gives you more options or quietly takes them away—and how you can avoid self-inflicted money wounds that sabotage your future.

I'll introduce you to my Lifestyle Cost Calculator so you can truly master your lifestyle expenses.

IN TODAY’S EPISODE, I DISCUSS:

The 7 assets wealthy people almost never buy
Why buying luxuries with debt is simply borrowing from your future
The truth about timeshares, high-fee annuities
When to buy rental property so you can survive the bumps that others don’t see coming
The dangers of starting ego businesses with money you can’t afford to lose
How illiquid investments destroy your ability to pivot when life happens

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

How Much Money Do You Actually Need to Be Rich in 2026
Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money

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If you liked this video, you'll love these ones:

How Much Money Do You Actually Need to Be Rich in 2026: https://youtu.be/85I0KQmX9PM
Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How Much Money Do You Actually Need to Be Rich in 2026

Mon, 12 Jan 2026 05:00:00 -0800

Welcome to another transformative episode of the Building Your Money Machine Show. In today’s solo conversation, I’m challenging what it really means to be “rich” in America — and why chasing after the top 1% might not bring you the fulfillment you’re hoping for. If you’ve ever wondered how much money you actually need to feel wealthy, safe, and free in 2026 (and beyond!), this episode is for you.

After 30+ years as a CPA, entrepreneur, and money mentor — and learning plenty of my own tough lessons along the way — I’ve seen firsthand how chasing financial trophies doesn’t pay for peace of mind. This episode is not about flexing or comparing income brackets, but about creating a money machine that funds your chosen life.

I’ll walk you through the real wealth tiers in America, what they require, and what it actually feels like at each level. We'll dig into the hard truths about income versus net worth, why high earnings don’t guarantee wealth, and the psychology behind our money decisions.

IN TODAY’S EPISODE, I DISCUSS:

The difference between income, wealth, and “richness”
The psychological and behavioral shifts at every wealth tier,
Why income without margin, systems, or structure turns into obligation and burnout rather than freedom
How to build a peace-of-mind fund
The importance of designing your version of “rich” — and how to use tools like my free Lifestyle Cost Calculator
Why wealth should be measured in time and freedom, not dollars or status
The power of building a money machine that makes work optional, so you can live life by choice, not by demand

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Psychology of People Who Act Poor When They're Rich
I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money

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If you liked this video, you'll love these ones:

Psychology of People Who Act Poor When They're Rich: https://youtu.be/KpZEuniVbwk
I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Psychology of People Who Act Poor When They're Rich

Thu, 08 Jan 2026 05:00:00 -0800

Welcome to another thought-provoking episode of the Building Your Money Machine Show! Today, I’m getting real about a topic that may surprise you: the psychology of people who act poor—even when they’re actually rich. After more than 30 years working as a CPA, entrepreneur, and money mentor, I’ve noticed the quiet millionaires don’t look rich on purpose. Not because they can’t spend, but because money has stopped being emotional for them—and showing it just doesn’t matter anymore.

We dig into why quiet millionaires decouple money from identity, optimize for optionality rather than image, and prefer liquidity over “stuff.” I share how they exit the toxic comparison game, see spending as a permanent choice, and become comfortable being misunderstood—no longer needing external validation. I reveal the action steps you can take to adopt these psychologies in your own financial journey, and making intentional, non-comparison-based choices.

Ready to stop trying to look wealthy, and start building a life and wealth that’s full of choices? Dive in for actionable strategies—and a dose of peace for your money mindset.

IN TODAY’S EPISODE, I DISCUSS:

Why most true millionaires don’t look rich
The shifts that happen once money stops being emotional and starts being intentional
Overcoming the urge for conspicuous consumption and status spending
Why cash reserves matter more than “stuff”
How quiet millionaires escape the endless social comparison trap
Seeing every purchase as a permanent, future commitment—not just a momentary pleasure
Practical steps to build a peace-of-mind fund

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

I Met 400+ Millionaires - This is what I LEARNED
Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money
The Brutal Truth About Money Management No One Wants to Hear

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If you liked this video, you'll love these ones:

I Met 400+ Millionaires - This is what I LEARNED: https://youtu.be/EwQtlsle45Y
Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs
What The 1% Teach Their Kids About Money: https://youtu.be/Wwud1_MzKsI

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

I Met 400+ Millionaires - This is what I LEARNED

Mon, 05 Jan 2026 05:00:00 -0800

Welcome to a game-changing episode of the Building Your Money Machine Show! I’m Mel Abraham, and today I’m pulling back the curtain on the habits and behaviors I learned first-hand from sitting in rooms with over 400+ millionaires. Trust me when I say this: wealth isn’t reserved for a chosen few—it’s accessible to anyone willing to work differently, not just harder.

After three decades of helping thousands build sustainable wealth, I’ve watched what actually moves people from stressed out to financially free. This episode is all about sharing those lessons, so you can stop chasing money and start building your own money machine. If you feel behind or stuck after following the traditional path, it’s not your fault—but it is your responsibility to redirect your journey from here.

Get ready! I’m sharing the brutal truth about what millionaires do, and I’m breaking down the twelve powerful lessons that can transform your financial trajectory. Whether you’re just starting out or looking to level up, these strategies will help you skip the status games, and gain freedom you deserve.

IN TODAY’S EPISODE, I DISCUSS:

The difference between net worth and investable net worth
How millionaires obsess over liquidity, and keeping their financial options open
Identifying and using your “wealth window” so you act before opportunity passes you by
Building relationships and connections before you need them
The strategic use of debt to build wealth
Acting into confidence—why action, not readiness, creates results
Defining what “rich” means to you

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Once You Get Rich, Change These 6 Things Immediately
12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money
The Brutal Truth About Money Management No One Wants to Hear
Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!

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If you liked this video, you'll love these ones:

Once You Get Rich, Change These 6 Things Immediately: https://youtu.be/exgaT-fho5M
12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs
What The 1% Teach Their Kids About Money: https://youtu.be/Wwud1_MzKsI
The Brutal Truth About Money Management No One Wants to Hear: https://youtu.be/prZWSsf8aas

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Once You Get Rich, Change These 6 Things Immediately

Thu, 01 Jan 2026 05:00:00 -0800

Welcome to another transformative episode of the Building Your Money Machine Show! Today, I’m tearing back the curtain on what really needs to change once you start building serious wealth—and the handful of things you must never change, no matter how high your net worth climbs.

Getting rich doesn’t automatically solve your problems—in fact, if you’re not intentional, it can make them more expensive and complex. After more than 30 years as a CPA and money mentor, I’ve watched countless people hit their financial stride and then lose sight of what truly matters. That’s why, in this episode, I walk you through the six critical areas to immediately upgrade as your income grows—while reminding you of five bedrock values and strategies to protect at all costs.

Plus, I share the things that even the wealthiest among us should never abandon, like core values, gratitude, and the simple, powerful wealth strategies that got you here in the first place.

It’s not enough to just make money—you’ve got to build a life that’s rich in every sense of the word. Let’s dig in and ensure your money machine fuels a legacy that lasts.

IN TODAY’S EPISODE, I DISCUSS:

The 6 essential things you must change right away to reclaim it
How to create a “personal board of directors”
The truth about health as your ultimate wealth
Becoming a person with a living legacy
The 5 principles and strategies you must protect with your life
How complicated or exotic investments can endanger your freedom more than empower it
Action steps to put it all in motion

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

12 Unsexy Habits That Made Me Serious Money
What The 1% Teach Their Kids About Money
The Brutal Truth About Money Management No One Wants to Hear
Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!
Shocking Money Stats of The Average American

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If you liked this video, you'll love these ones:

12 Unsexy Habits That Made Me Serious Money: https://youtu.be/OjYgoVwFxWs
What The 1% Teach Their Kids About Money: https://youtu.be/Wwud1_MzKsI
The Brutal Truth About Money Management No One Wants to Hear: https://youtu.be/prZWSsf8aas
Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEc

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

12 Unsexy Habits That Made Me Serious Money

Mon, 29 Dec 2025 05:00:00 -0800

Welcome back to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on the habits that don’t get much hype — the “unsexy” routines that quietly made me and my clients serious money and, more importantly, bought us our financial freedom. Forget flashy overnight success stories; this episode is all about the tiny, repeatable behaviors that add up to real wealth over time.

In this episode, I’m sharing the 12 unsexy habits that have multiplied my wealth and transformed my life. I’ve seen countless people believe they have an income problem, when it’s really an awareness problem—money leaks that drain their potential, little by little.

We're breaking these habits into three main categories. I’ll get concrete—giving you action steps you can implement right now to master your money, eliminate financial stress, and live a life of choice.

IN TODAY’S EPISODE, I DISCUSS:

Why tracking EVERY dollar is the first step towards financial awareness and power
How to automate your investing so it happens before you can even touch the money
The 50/50 windfall rule to fast-track your financial future—without sacrificing all your fun
My 1% rule for steadily and painlessly increasing your savings rate without feeling deprived
How to audit and renegotiate expenses so you plug persistent money leaks and keep more of what you earn
Learning new skills that solve expensive, painful problems—so you become absolutely indispensable
Why volunteering for visible, strategic projects can fast-track your career

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

What The 1% Teach Their Kids About Money
The Brutal Truth About Money Management No One Wants to Hear
Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!
Shocking Money Stats of The Average American
8 Things You Must Do Before 2026 (Financially)

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What The 1% Teach Their Kids About Money: https://youtu.be/Wwud1_MzKsI
The Brutal Truth About Money Management No One Wants to Hear: https://youtu.be/prZWSsf8aas
Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEc
Shocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

What The 1% Teach Their Kids About Money

Thu, 25 Dec 2025 05:00:00 -0800

Welcome back to the Building Your Money Machine Show! In today’s episode, I get real about one of the most important roles we play—not just as wealth builders, entrepreneurs, or money mentors, but as parents and role models for the next generation. If you don’t teach your kids about money, social media (hello, TikTok) will do it for you—and trust me, you won’t like those lessons. Instead of “spend now, regret later,” let’s raise kids who are independent, generous, financially confident, and prepared for life.

I share the rituals and conversations I used with my own son—from the age of five and a half—so you can begin planting those seeds of abundance in your home. I’ll show you how this approach builds not just financial literacy, but resilience, character, patience, generosity, and ownership.

Whether you’re a parent, grandparent, or soon-to-be one, this episode will give you both the mindset and the practical steps to start these conversations tonight.

IN TODAY’S EPISODE, I DISCUSS:

Why the 1% give their children systems, not handouts.
The Four Bucket Blueprint: Save, Give, Live, and Invest
Real examples of teaching kids work ethic, value creation, generosity, priorities, and ownership.
How to set tangible incentives.
Ideas for making giving meaningful and personal, from packing meal baskets to picking causes.
Strategies for transitioning from jars and envelopes to real bank and brokerage accounts as your children grow.
The difference between passing on assets and passing on skill sets

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The Brutal Truth About Money Management No One Wants to Hear
Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!
Shocking Money Stats of The Average American
8 Things You Must Do Before 2026 (Financially)
The Smartest Order to Invest Your Money (Step-by-Step)

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If you liked this video, you'll love these ones:

The Brutal Truth About Money Management No One Wants to Hear: https://youtu.be/prZWSsf8aas
Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEc
Shocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs
8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Brutal Truth About Money Management No One Wants to Hear

Mon, 22 Dec 2025 05:00:00 -0800

Welcome back to the Building Your Money Machine Show! In this episode, I’m pulling back the curtain on the brutal truths about money management that absolutely no one wants to hear—but everyone needs to know. It’s time to challenge the common beliefs that keep so many of us stuck, and replace them with real strategies for building true financial freedom.

I see it all the time—people thinking that making more money, working harder, or just waiting for the “right time” will solve their problems. The truth? Most people don’t have an income problem. They have a behavior, decision, and strategy problem. After years navigating my own financial ups and downs, I’ve learned the painful lessons so you don’t have to.

Today, I walk you through the nine brutal truths about money management—truths that challenge everything you’ve ever been taught. Plus, I’ll give you a simple, actionable five-step money reset plan that you can start today to take charge of your financial life. Whether you’re making $40K or $400K a year, the principles I share in this episode will help you move from paycheck-to-paycheck panic to living a life of choice and intention.

IN TODAY’S EPISODE, I DISCUSS:

Why making more money isn’t the answer
How lifestyle creep sabotages even high earners
The myth that you can “out-earn” bad money habits
The danger of having no plan for your money
The reality that not investing is actually far riskier than investing
How systems and automation build sustainable wealth
The hard truth: Your financial future is a do-it-yourself project

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If you liked this episode, click here to enjoy these and more:
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Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!
Shocking Money Stats of The Average American
8 Things You Must Do Before 2026 (Financially)
The Smartest Order to Invest Your Money (Step-by-Step)
It Sucks, But It’ll Skyrocket Your Net Worth

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If you liked this video, you'll love these ones:

Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!: https://youtu.be/86UuNod1KEc
Shocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs
8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8
The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Your Wealth Can Explode to $5M… But Only If You Avoid These Traps!

Thu, 18 Dec 2025 05:00:00 -0800

Welcome to another episode of the Building Your Money Machine Show! Today, we’re getting brutally honest about the biggest reasons most people never hit that coveted million-dollar net worth—even though mathematically, millions of us should get there.

In this episode, I unpack the 10 silent wealth traps that slowly steal hundreds of thousands (or even millions) of dollars from ordinary people over a lifetime. These aren’t obvious mistakes—these are sneaky, everyday mindsets and decisions that feel normal, but quietly sabotage your financial future. I’m giving you the tough love and transparency you need to see (and avoid) these pitfalls before they derail your journey.

Whether you’re just starting out in your 20s, juggling life in your 30s and 40s, or feel like you’re late to the party in your 50s or 60s, this episode has age-specific strategies to help you escape mediocrity and explode your wealth well into the seven figures and beyond.

IN TODAY’S EPISODE, I DISCUSS:

The shocking reality that only 10% of Americans hit a million-dollar net worth
The 10 wealth traps destroying your future wealth
The simplicity of a 4- to 5-fund portfolio that anyone can use to consistently build wealth
Why chasing high returns or picking individual stocks is almost always a losing game compared to boring, diversified index funds
Age-specific action steps to accelerate your path to wealth
The “5050 rule” for handling raises, so you celebrate wins now and fund your future at the same time
Why compounding works slowly at first, then explodes
How to avoid the emotional and behavioral traps

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Shocking Money Stats of The Average American
8 Things You Must Do Before 2026 (Financially)
The Smartest Order to Invest Your Money (Step-by-Step)
It Sucks, But It’ll Skyrocket Your Net Worth
It's Happening Again and What EVERYONE is Missing

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If you liked this video, you'll love these ones:

Shocking Money Stats of The Average American: https://youtu.be/Li3ZnPmG9Zs
8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8
The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42Y
It Sucks, But It’ll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_c

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Shocking Money Stats of The Average American

Mon, 15 Dec 2025 05:00:00 -0800

Welcome to a revealing episode of the Building Your Money Machine Show! Today, I’m uncovering the “13 Shocking Money Stats of the Average American”—facts that will jolt you awake about why so many people struggle financially, and, most importantly, what you can do to avoid becoming one of these statistics.

I walk you through 13 jaw-dropping stats, like how 28% of U.S. wealth is held by just 1% of people, why nearly a quarter of Americans live paycheck to paycheck, and the staggering reality of household savings, debt, medical bills, and student loans. But the story doesn’t end there; for each stat, I share my personal experiences and give you actionable strategies for taking control, building assets, protecting yourself against emergencies, and getting your money working for you.

From automating savings and fighting off financial “termites” to understanding why financial literacy is non-negotiable, these are the practical steps that will help you dodge the traps, master your money, and create a life of real financial freedom.

IN TODAY’S EPISODE, I DISCUSS:

Concrete steps for escaping the paycheck-to-paycheck trap
Action plans for breaking free from $1.3 trillion in credit card debt
Smart approaches to car payments
The toll medical debt takes
How to avoid student loan disaster by treating education like an investment with real ROI
The myth of retirement savings, and why building habits is more important than big balances
How financial literacy can make or break your wealth
The hidden dangers of “buy now, pay later” and borrowing from your future self

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8 Things You Must Do Before 2026 (Financially)
The Smartest Order to Invest Your Money (Step-by-Step)
It Sucks, But It’ll Skyrocket Your Net Worth
It's Happening Again and What EVERYONE is Missing
Accountant Explains: How to Invest Your First $10,000

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8 Things You Must Do Before 2026 (Financially): https://youtu.be/j-7fYxip5g8
The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42Y
It Sucks, But It’ll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_c
It's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396ms

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

8 Things You Must Do Before 2026 (Financially)

Thu, 11 Dec 2025 05:00:00 -0800

Welcome to a game-changing episode of the Building Your Money Machine Show! Today, I'm tackling a topic that most people don’t think about until it’s too late—the essential financial moves you must make before 2026. Did you know that 70% of people enter a new year in the exact same financial place as the year before? It’s not because we don’t work hard or care enough—it's because we don’t make the right moves at the right time.

I’ll walk you step by step through redesigning your spending plan, renegotiating expenses, realigning your spending with your values, and confirming your emergency fund to keep your nervous system calm. We'll check your net worth snapshot, capture all the free money you might be leaving on the table (think 401(k) matches, employee stock discounts, and HSAs), lock in your year-end tax strategies, and make sure you’re maxing out those tax-advantaged accounts before the deadlines hit.

This episode is your game plan to stop reacting to life and start directing it. Let’s make your money machine work for you, so you can focus on what really matters: dignity, peace, options, and living life on your own terms.

IN TODAY’S EPISODE, I COVER:

Why 70% of people stay financially stuck year after year
How to redesign your spending plan and audit the “big three” expenses
Aligning your spending with your true values
Building and reevaluating your emergency and peace-of-mind funds
Calculating your true net worth and your all-important investable net worth
How to maximize and optimize all your tax-advantaged retirement accounts

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The Smartest Order to Invest Your Money (Step-by-Step)
It Sucks, But It’ll Skyrocket Your Net Worth
It's Happening Again and What EVERYONE is Missing
Accountant Explains: How to Invest Your First $10,000
The 3 Net Worth Milestones That Change Everything

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If you liked this video, you'll love these ones:

The Smartest Order to Invest Your Money (Step-by-Step): https://youtu.be/KWrFg8nP42Y
It Sucks, But It’ll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_c
It's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396ms
Accountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQ

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Smartest Order to Invest Your Money (Step-by-Step)

Mon, 08 Dec 2025 05:00:00 -0800

Welcome back to the Building Your Money Machine Show! In this episode, I’m shining a light on one of the most overlooked keys to financial freedom: the smartest order to invest your money. If you’ve ever felt like you’re doing everything “right”—saving, investing, being responsible—but you’re still not getting ahead, you’re not broken. You’ve just been taught the wrong sequence. Today, I break down my Wealth Priority Ladder—a proven, step-by-step approach to hiring your dollars for the right jobs, finally giving you clarity, confidence, and control over your financial future.

I dive into the common mistake that keeps people stuck. It’s like trying to build a house by starting with the rooftop Jacuzzi! Instead, wealth is built systematically, and every dollar needs a job description—just like every employee in your business. When you master the right order, your money flows with purpose and resilience, rather than wandering aimlessly or causing financial stress.

Finally, I talk about the Affluence Phase, where you shift your focus to legacy and generosity and your money machine is running in the background, empowering your life and mission.

IN TODAY’S EPISODE, I DISCUSS:

Why most people lose money by investing in the wrong order
The Wealth Priority Ladder
Building an unshakable foundation
Why debt repayment and wealth creation should happen together
The strategic steps for investing
How to fit big one-time purchases into your wealth-building journey
Legacy, affluence, and generosity
Take the next steps with my Financial Freedom Zone quiz

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It Sucks, But It’ll Skyrocket Your Net Worth
It's Happening Again and What EVERYONE is Missing
Accountant Explains: How to Invest Your First $10,000
The 3 Net Worth Milestones That Change Everything
If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich

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It Sucks, But It’ll Skyrocket Your Net Worth: https://youtu.be/NDDBwDrkg_c
It's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396ms
Accountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQ
The 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092Uk

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

It Sucks, But It’ll Skyrocket Your Net Worth

Thu, 04 Dec 2025 05:00:00 -0800

Welcome to another episode of the Building Your Money Machine Show, and today, I’m tackling something a lot of us feel on the wealth-building journey: it sucks at first, but it’s the secret to skyrocketing your net worth. If you’re saving and investing and it still seems like your numbers aren’t moving, you’re not failing—you’re experiencing what I call the “wealth flatline.” That frustration has tripped up thousands, but if you stick it out, compounding will flip the switch and your money will start working harder for you than you ever worked for it.

In this episode, I pull back the curtain on why building wealth feels painfully slow in the beginning, especially when you see friends celebrating big purchases and living it up while you’re keeping it simple and disciplined. We dig into delayed gratification, the real-life grind of managing money, sticking to boring (but proven!) investing strategies, avoiding destructive debt, and fighting the urge for instant gratification.

I even cover the phases you’ll experience, from the grind, to acceleration, to the explosion zone where your portfolio returns outpace your contributions and you reach true financial freedom.

IN TODAY’S EPISODE, I DISCUSS:

Why the wealth-building journey feels frustrating at first
How compounding works in practice
The phases of wealth building
Real-life examples showing what happens if you quit early versus stick with it
Practical steps to get through the suck
When your money hustles harder than you do and you live life by choice

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It's Happening Again and What EVERYONE is Missing
Accountant Explains: How to Invest Your First $10,000
The 3 Net Worth Milestones That Change Everything
If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich
How to Build Systems to Actually Achieve Your Financial Goals

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It's Happening Again and What EVERYONE is Missing: https://youtu.be/sGaGRH396ms
Accountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQ
The 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092Uk
If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich: https://youtu.be/HoEktNaPq5E

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

It's Happening Again and What EVERYONE is Missing

Mon, 01 Dec 2025 05:00:00 -0800

Welcome to a crucial episode of the Building Your Money Machine Show. Today, I’m pulling back the curtain on what’s really happening in our economy, and more importantly, the hidden financial risks that almost everyone is missing. While the headlines scream about AI and the stock market's record highs, there’s a dangerous gap between perception and reality.

As someone who’s analyzed these cycles for over 30 years as a CPA, advisor, and investor, I’m here to help you see through the noise. In this episode, I decode the “debt spiral,” uncover consumer stress no one’s talking about, expose the concentration risk lurking in your index funds, and dive into why today's signals eerily echo the moments before past market breakdowns.

This isn’t fear-mongering — it’s about preparation, discipline, and clarity when everyone else is distracted by hype. I’ll walk you through the five “hidden forces” shaping the next decade: the growing debt crisis, the productivity mirage of AI, the fragile state of consumer finances, and the shrinking lifespan of today’s corporate giants.

IN TODAY’S EPISODE, I DISCUSS:

Why the U.S. government will soon spend more on interest than on national defense
How AI is powerful but dangerously overhyped
The risks of extreme market concentration in just a handful of companies
The myth of a “strong consumer” and the real data behind record debt
How corporate earnings are often an Instagram filter for underlying weakness
The shrinking corporate lifespan and why betting on today’s winners can be risky

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Accountant Explains: How to Invest Your First $10,000
The 3 Net Worth Milestones That Change Everything
If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich
How to Build Systems to Actually Achieve Your Financial Goals
The ONLY Money Rule ALL Rich People Use

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If you liked this video, you'll love these ones:

Accountant Explains: How to Invest Your First $10,000: https://youtu.be/8spO7HPBvDQ
The 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092Uk
If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich: https://youtu.be/HoEktNaPq5E
How to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQyg

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Accountant Explains: How to Invest Your First $10,000

Thu, 27 Nov 2025 05:00:00 -0800

Welcome to another transformative episode of the Building Your Money Machine Show! Today, I’m breaking down exactly what you need to do if $10,000 suddenly shows up in your bank account—and how that first five-digit sum can be the key to unlocking your financial freedom.

Here’s the truth: most people freeze, flex, or fumble when they get their hands on their first real chunk of cash. But as I explain in this episode, investing your first $10,000 isn’t just about picking the hottest stock or crypto your cousin can’t stop talking about. It’s about building a rock-solid financial foundation and developing the habits and systems that allow your money to work harder for you than you ever worked for it.

I dive deep into my Wealth Priority Ladder—a proven, step-by-step approach to eliminating destructive debt, building your liquidity base, and earning the right to invest with confidence. I’ll walk you through the right order of operations so you can avoid expensive mistakes, reduce financial stress, and actually build lasting wealth.

IN TODAY’S EPISODE, I COVER:

Why your first $10,000 is about building confidence
The Wealth Priority Ladder
Why you should tackle debt payoff and wealth creation together
Actionable strategies for getting rid of high-interest “destructive debt” using debt avalanche or snowball methods
The exact hierarchy of accounts to invest in
Simple, low-cost two-, three-, and four-fund portfolios that make wealth building automatic
How to avoid the top five mistakes that derail most new investors

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The 3 Net Worth Milestones That Change Everything
If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich
How to Build Systems to Actually Achieve Your Financial Goals
The ONLY Money Rule ALL Rich People Use
If You Don't Understand Fiat Currency, You Don't Understand Money

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If you liked this video, you'll love these ones:

The 3 Net Worth Milestones That Change Everything: https://youtu.be/M4PRKP092Uk
If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich: https://youtu.be/HoEktNaPq5E
How to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQyg
The ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The 3 Net Worth Milestones That Change Everything

Mon, 24 Nov 2025 05:00:00 -0800

Welcome to another episode of the Building Your Money Machine Show! Today, I’m sharing a game-changing roadmap that truly transformed my own financial journey — the 3 Net Worth Milestones that can change everything for you, especially when life throws unexpected curveballs.

We dive into the three essential net worth milestones—$100K, $500K, and $1M—that mark your progress from discipline, to momentum, to true financial freedom. I break down what each milestone means, why it matters so much, what to expect along the way, and, crucially, what steps to take whether you’re just beginning or already making traction.

I share my own experiences: the golden-hamster-wheel days when I believed more income was the answer, the reality check that upended that belief, and the behavioral shifts that really move the needle. We debunk the income trap, talk about the exponential power of compounding and time, and reveal why so many quit right before compounding really kicks in.

IN TODAY’S EPISODE, I COVER:

Why true financial freedom is about what happens when you can’t earn, not just how much you make
The “Income Trap” and why earning more alone doesn’t set you free
The 3 Net Worth Milestones
Why your first $100K is the hardest, but builds belief and essential habits for life
The exponential magic of compounding
Smart strategies for optimizing your investments
Avoiding lifestyle creep and risky bets when growth accelerates
Why you shouldn’t wait for a crisis to start

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If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich
How to Build Systems to Actually Achieve Your Financial Goals
The ONLY Money Rule ALL Rich People Use
If You Don't Understand Fiat Currency, You Don't Understand Money
7 Popular Finance Tips That Are Quietly Keeping You Broke

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If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich: https://youtu.be/HoEktNaPq5E
How to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQyg
The ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OY
If You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQ

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You Don’t Understand The K-Shaped Economy, You’ll Never Get Rich

Thu, 20 Nov 2025 05:00:00 -0800

Welcome to another powerful episode of the Building Your Money Machine Show! In this session, I tackle a topic that could redefine your financial future: the K-Shaped Economy. We’re not all playing on the same economic field—and if you don’t understand the rules, you could end up on the wrong side of the gap.

In this episode, I break down what the K-shaped economy really means, why the gap between the haves and have-nots is growing faster than ever, and, most importantly, how you can take control so you end up on the right side of that divide. I use real-life examples and actionable strategies to show you why waiting for things to “go back to normal” isn’t a plan—it’s a slow leak to your finances.

I share the five critical decisions that separate financial climbers from those who quietly slip behind. From how you spend and invest, to the information you consume, your sources of income, the assets you prioritize, and the community that surrounds you—these choices are setting your trajectory today, whether you realize it or not.

IN TODAY’S EPISODE, I DISCUSS:

What the K-shaped economy is and why it matters to your wealth journey
How the wealth gap is accelerating—and why averages can be misleading
The five key decisions that determine which side of the K you end up on
Real life examples of Alex and Jamie—how small, consistent choices lead to dramatically different outcomes
Action steps to shift your trajectory today
Why nobody is coming to rescue you—and why you don’t need them to if you get proactive

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The ONLY Money Rule ALL Rich People Use
If You Don't Understand Fiat Currency, You Don't Understand Money
7 Popular Finance Tips That Are Quietly Keeping You Broke
12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)

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How to Build Systems to Actually Achieve Your Financial Goals: https://youtu.be/PmCa9qORQyg
The ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OY
If You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQ
7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOyg

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How to Build Systems to Actually Achieve Your Financial Goals

Mon, 17 Nov 2025 05:00:00 -0800

Welcome to another game-changing episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on the secret sauce to actually achieving your financial goals — and let me tell you, it’s not just about dreaming bigger or scribbling bold predictions into your journal. If you’ve ever set a money goal that fizzled faster than those New Year’s resolutions, you’re not alone. I’ve been there, too.

In this episode, I walk you through my three powerful money systems that will take you from overwhelmed and paycheck-dependent to peaceful, confident, and wealthy.

You’ll hear the personal story that changed everything for me (spoiler: it involves a blue felt-tip pen, a stick figure, and my son Jeremy), and the curveball that forced me to test my financial systems when life threw cancer my way. Whether you’re just starting your financial journey or looking to dial things up, I share actionable systems that move you from just hustle to lasting financial security and choice.

I dive into the Money Flow System, the Investing System, and the Protection & Legacy System — plus a Financial Freedom Zone Quiz so you know exactly where to start.

IN TODAY’S EPISODE, I DISCUSS:

Why bold financial goals aren’t enough if you don’t have systems
The Money Flow System
The Investing System
The Protection & Legacy System
Financial Freedom Zone Quiz to customize action steps for your journey
Real, relatable stories about the cost of poor systems
Simple, step-by-step actions you can start today

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The ONLY Money Rule ALL Rich People Use
If You Don't Understand Fiat Currency, You Don't Understand Money
7 Popular Finance Tips That Are Quietly Keeping You Broke
12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)
When You Get RICH, Tell NO ONE (Act Like You're Poor)

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The ONLY Money Rule ALL Rich People Use: https://youtu.be/njBdSToP6OY
If You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQ
7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOyg
12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The ONLY Money Rule ALL Rich People Use

Thu, 13 Nov 2025 05:00:00 -0800

Welcome back to another episode of the Building Your Money Machine Show! Today, I’m cutting through one of the biggest myths about money — that earning more is the answer to financial freedom. If you’ve ever found yourself running on that earnings treadmill, making more but still feeling stuck or stressed, this conversation is for you.

I break down the one rule every truly wealthy person follows, and it’s probably not what you were taught. It’s time to stop chasing paychecks and start building PEACE OF MIND. In this episode, I walk you through the “Affluence Cash Flow Matrix” — the exact framework I’ve used with clients to help you shift your focus from income and expenses to building a money machine that works for you.

You’ll learn why high earners are often just a bad month away from financial chaos, and how to escape the fragile treadmill of the earnings trap. Plus, I share real-life stories — like my client Mark earning $400K a year, living large, but still broke — and reveal how to move your money onto the right side of the matrix where freedom is found.

IN TODAY’S EPISODE, I DISCUSS:

Why earning more doesn’t deliver freedom
The Affluence Cash Flow Matrix
The Wealth Priority Ladder
The life-changing power of building your money machine
Important stats on investing habits
The ONLY money rule all rich people follow
How financial freedom is measured in time, not dollars
Download my free Financial Freedom Number Calculator

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If You Don't Understand Fiat Currency, You Don't Understand Money
7 Popular Finance Tips That Are Quietly Keeping You Broke
12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)
When You Get RICH, Tell NO ONE (Act Like You're Poor)
12 Signs That Predict You'll Be a Multi Millionaire

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If You Don't Understand Fiat Currency, You Don't Understand Money: https://youtu.be/d55yWZI6sbQ
7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOyg
12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8
When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You Don't Understand Fiat Currency, You Don't Understand Money

Mon, 10 Nov 2025 05:00:00 -0800

Welcome to another insightful episode of the Building Your Money Machine Show! Today, we’re tackling a topic at the very heart of your financial future: fiat currency. If you’ve ever wondered why your paycheck doesn’t seem to stretch the way it used to, or why groceries keep creeping up in price, stick with me—because the real issue isn’t just inflation. It’s understanding the actual money you’re using.

In this episode, I break down what fiat currency really is, how it became the global standard, and why it can silently drain your wealth if you don’t know how to play the smart game. As a CPA, entrepreneur, and investor who’s walked the financial freedom path more than once, I discovered firsthand that mastering money starts with understanding how the system works—when it’s built on belief, not backing.

We dig into the historical pivot from the gold standard to fiat currency, its pros (like flexibility and scalability), and its pitfalls. I’ll show you how fiat impacts your income, spending, and investment strategies, and why focusing on real returns—not just what’s printed on the page—is critical to building true wealth.

IN TODAY'S EPISODE, I DISCUSS:

What fiat currency is and how it shapes your financial life
The pros and cons of fiat currency
Why asset ownership is crucial to outpace inflation and build real wealth
The difference between nominal returns and real returns, and why it matters
Actionable steps to make your money work for you
The importance of the Financial Freedom Zone quiz

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7 Popular Finance Tips That Are Quietly Keeping You Broke
12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)
When You Get RICH, Tell NO ONE (Act Like You're Poor)
12 Signs That Predict You'll Be a Multi Millionaire
Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake

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7 Popular Finance Tips That Are Quietly Keeping You Broke: https://youtu.be/ctwclEvqOyg
12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8
When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc
12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVw

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

7 Popular Finance Tips That Are Quietly Keeping You Broke

Thu, 06 Nov 2025 05:00:00 -0800

Welcome to another game-changing episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on seven popular finance tips that might sound smart—but are actually keeping you stuck, broke, and playing small. If you’ve ever been told to skip the lattes, save 10%, hustle harder, buy a home ASAP, kill all debt before investing, play it safe, or believe that money can’t buy happiness... you’re not alone. But in my decades of working with families, entrepreneurs, and my own money journey, I’ve seen firsthand how these well-meaning tips can quietly sabotage your path to financial freedom.

In this episode, I break down each myth, explain why they’re momentum killers, and show you how to flip them into powerful, actionable strategies. It’s time to escape the income trap and build a money machine—because earning more doesn’t make you free, your money machine does! Freedom begins the moment you get your dollars working harder for you than you did for them.

Let’s jump in, unpack these outdated money rules and reframe your mindset for real progress, and a life by your design.

IN TODAY’S EPISODE, I DISCUSS:

Why cutting small expenses is a distraction from high-leverage money moves
The truth about saving 10% of your income
The trap of trading time for money
Why buying a home isn’t always the wealth builder you’ve been told it is
The reality of debt
Playing it "safe" vs. playing to win
The false wisdom of “money can’t buy happiness” and the real power of money to buy options, time, and impact

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12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)
When You Get RICH, Tell NO ONE (Act Like You're Poor)
12 Signs That Predict You'll Be a Multi Millionaire
Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake
35 Years of Investing Lessons in 21 Minutes (From a CPA)

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12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire): https://youtu.be/quh1Hdz7Wb8
When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc
12 Signs That Predict You'll Be a Multi Millionaire: https://youtu.be/ITi-nvwJPVw
Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-0

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

12 Things I Don't Waste Money On (As a 64 Yr Old Millionaire)

Mon, 03 Nov 2025 05:00:00 -0800

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today, I’m sharing the 12 things I DON’T waste my money on as a 64-year-old millionaire. If you’ve ever felt the pressure to cut out coffee or deprive yourself to achieve financial freedom, let me tell you — that’s not the secret. True wealth is about living consciously, and making sure every dollar multiplies your joy, not your regret.

I’ll break down the biggest financial pitfalls I’ve seen over decades as a CPA, entrepreneur, and mentor. These aren’t just theoretical — I’ve made these mistakes myself, and learned how to dodge them to build lasting financial freedom. From subscription creep to “joy purchases” disguised as progress, chasing rewards and fads, buying for the future you, and more, I want you to be intentional about every decision.

Building your money machine isn’t about deprivation. It’s about being smart — celebrating your successes, understanding where your dollars go, and making choices that feed your future wealth and peace. So if you want to know what really robs people of their freedom, you’re in the right place!

IN TODAY’S EPISODE, I DISCUSS:

The real killers of financial freedom
Why lifestyle inflation keeps you stuck on the hamster wheel
How subscriptions eat away at your wealth
Gambling in the stock market vs. anchoring your wealth in boring
The cost of financial complexity, and why simplicity always wins
When DIY projects cost more than hiring a pro
Buying for the future you, instead of living and investing for today

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12 Signs That Predict You'll Be a Multi Millionaire
Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake
35 Years of Investing Lessons in 21 Minutes (From a CPA)
9 Subtle Signs You’re Building REAL Wealth

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When You Get RICH, Tell NO ONE (Act Like You're Poor): https://youtu.be/FailzpHkJBc
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Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-0
35 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSg

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

When You Get RICH, Tell NO ONE (Act Like You're Poor)

Thu, 30 Oct 2025 05:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m shedding light on one of the most misunderstood secrets in wealth-building—why the truly rich keep their wealth quiet and what that means for living a life of freedom, choice, and peace of mind.

If you’ve ever thought that being rich means showing off the fancy car, watch, or taking extravagant trips, let’s flip that script. In this episode, I dive deep into the reality behind loud wealth—the hidden stress, the debt, and the attention from scammers and opportunists. I’ll walk you through why acting broke (not literally poor, but quietly and respectfully wealthy) actually protects your relationships, your sanity, and, yes, even your safety.

We’ll explore practical action steps to audit your expenses, rethink your relationship with social media, and use the power of financial camouflage as a secret weapon. I’ll show you why stacking assets—not brands—is how the rich stay rich, and how you can redirect just one status purchase into building your own money machine.

IN TODAY’S EPISODE, I DISCUSS:

Why announcing your wealth is the fastest way to lose it
The psychological burden and hidden stress behind performing wealth
Action steps to audit expenses and reduce image-driven spending
How social media invites judgment and scammers
The silent advantage of flying under the radar, negotiating better deals, and avoiding “rich person surcharges”
Real-life role models of quiet wealth and what you can learn from their habits
How to define your “freedom number” and build your money machine

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12 Signs That Predict You'll Be a Multi Millionaire
Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake
35 Years of Investing Lessons in 21 Minutes (From a CPA)
9 Subtle Signs You’re Building REAL Wealth
9 Things Rich People Don’t Waste Money On

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35 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSg
9 Subtle Signs You’re Building REAL Wealth: https://youtu.be/H7OLvx2eciY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

12 Signs That Predict You'll Be a Multi Millionaire

Mon, 27 Oct 2025 05:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show, where we break down exactly what it takes to master your money, eliminate financial stress, and build a life of choice. In today's episode, I’m diving into the 12 wealth signals that can predict whether you’re on the millionaire track long before your bank account proves it. That’s right—millionaire status isn’t about IQ, luck, or outworking everyone around you. It comes down to a handful of specific mindsets, behaviors, mechanics, and relationships most people ignore.

From the power of saying "no" to the art of delayed gratification, curiosity over intelligence, and the ability to measure wealth in time—not just dollars—I'll show you why compounding, discipline, and self-control beat hustle and brute force every time. We’ll talk about why emotional detachment from money, risk radar, and embracing unpopular paths make all the difference when everyone else is chasing the herd.

Whether you’re just starting out or already building your money machine, these 12 signals are your checklist for financial freedom. Plus, I’m sharing free resources like my Lifestyle Cost Calculator to help you figure out how much your dream life will actually cost.

IN TODAY’S EPISODE, I DISCUSS:

Why saying "no" compounds your focus
How curiosity and adaptability beat raw intelligence when it comes to wealth
Learning to emotionally detach from money and stick with your plan
The difference between ownership and effort
Money as a tool and a paintbrush, not a trophy
How learning from every dollar leads to exponential improvement

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35 Years of Investing Lessons in 21 Minutes (From a CPA)
9 Subtle Signs You’re Building REAL Wealth
9 Things Rich People Don’t Waste Money On
How to Have Better Finances Than 95% of People (in 3 Months)

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Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake: https://youtu.be/P8vdriqlP-0
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9 Subtle Signs You’re Building REAL Wealth: https://youtu.be/H7OLvx2eciY
9 Things Rich People Don’t Waste Money On: https://youtu.be/n4C0FMrIrTc

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Keeping Over THIS AMOUNT In Cash Is a Huge Mistake

Thu, 23 Oct 2025 05:00:00 -0700

Welcome back to the Building Your Money Machine Show! Today, I’m busting one of the biggest financial myths out there—and it’s something I see trip people up over and over again: the idea that the more cash you keep in the bank, the safer and wealthier you’ll be. In reality, sitting on too much cash might just be one of the riskiest moves for your financial future.

Drawing from my decades as a CPA, an entrepreneur, and an advisor, I’ll break down why cash is a protector, not a builder of wealth. We’ll dig into the exact formula you can use to figure out how much cash you really need to keep, how to set up your emergency and peace of mind funds, and what to do when you’re crossing the “too much” cash line. If you want your money to work harder for you than you did for it, this episode is a must-listen.

You’ll not only gain peace of mind but also learn to avoid the hidden dangers—like inflation, lifestyle creep, and missed opportunities—that come with stockpiling too much in your checking account. I’ll walk you through practical steps to strike the right balance, boost your security, and unlock the true path to financial freedom.

IN TODAY’S EPISODE, I DISCUSS:

Why cash is a safety tool—not a path to wealth building
The four key reasons you should keep cash on hand
How to set up your emergency fund and peace of mind fund
The potential dangers of holding too much cash
Where to park your cash for the best combination of safety, liquidity, and yield
My free Lifestyle Cost Calculator to help you confidently determine your essentials and financial targets

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9 Subtle Signs You’re Building REAL Wealth
9 Things Rich People Don’t Waste Money On
How to Have Better Finances Than 95% of People (in 3 Months)
10 Signs Someone is Secretly Wealthy

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35 Years of Investing Lessons in 21 Minutes (From a CPA): https://youtu.be/uGmn1VppXSg
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9 Things Rich People Don’t Waste Money On: https://youtu.be/n4C0FMrIrTc
How to Have Better Finances Than 95% of People (in 3 Months): https://youtu.be/scFXprf7q6M

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

35 Years of Investing Lessons in 21 Minutes (From a CPA)

Mon, 20 Oct 2025 05:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on my 35+ years of investing experience—real-world, in-the-trenches lessons learned as a CPA, entrepreneur, and investor who’s seen it all. Forget the hype about AI stocks, crypto, and so-called secret get-rich-quick strategies. In this episode, I break down the timeless principles and habits that actually create wealth—and help you avoid the painful mistakes that most investors make along the way.

Whether you’re just starting out or have been in the game for decades, this episode is for anyone who wants to build a reliable, stress-free path to financial freedom. I’m sharing the 11 most powerful investing lessons I’ve learned from four recessions, three bubbles, and a lot of late nights with spreadsheets. From avoiding emotional decisions to understanding the real role of advisors, we get into the specifics you need to know to make your money work for you—not the other way around.

I’m here to help you master your money, eliminate stress, and live a life of choice.

IN TODAY’S EPISODE, I DISCUSS:

Why behavior beats math when it comes to investing
The myth of market timing and why even the pros can’t predict the highs and lows
Why you should never invest in something you can’t clearly explain
How to spot and avoid bad financial advicee
The superpower of liquidity
Why complexity doesn’t create wealth—clarity and simplicity do
The dangers of chasing hot sectors and trends
Why investing is only part of your “money machine”

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9 Subtle Signs You’re Building REAL Wealth
9 Things Rich People Don’t Waste Money On
How to Have Better Finances Than 95% of People (in 3 Months)
10 Signs Someone is Secretly Wealthy
Wealth Explodes after $100K But Only If You Avoid These Traps!

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9 Subtle Signs You’re Building REAL Wealth: https://youtu.be/H7OLvx2eciY
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How to Have Better Finances Than 95% of People (in 3 Months): https://youtu.be/scFXprf7q6M
10 Signs Someone is Secretly Wealthy: https://youtu.be/6Q6boC1l77E

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

9 Subtle Signs You’re Building REAL Wealth

Thu, 16 Oct 2025 05:00:00 -0700

Welcome to another thought-provoking episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on what REAL wealth looks like. If you’ve ever found yourself scrolling through Instagram, dazzled by flashy cars, luxury homes, and rooftop cocktails—this is your wake-up call. Because let’s be honest: most of what people call “success” online is just chaos with a fresh coat of paint.

In this episode, I break down the nine subtle signs that reveal whether you’re quietly building genuine, lasting wealth—or just getting sucked into the game of chasing shiny objects. After more than three decades as a CPA, entrepreneur, and money mentor, I’ve seen both sides: those who went broke chasing the flex, and others who built millions living lives you’d drive right past without ever noticing.

We’ll dig into the mindsets, and strategies that won’t impress your neighbors, but WILL set you free. You’ll learn why earning more money doesn’t make you free—it’s about creating a money machine that works harder for you than you ever did for it. It’s subtle. It’s boring. And it’s the path to real freedom.

IN TODAY'S EPISODE, I DISCUSS:

Why focusing on your lifestyle vision—not just a big bank account—changes your entire wealth strategy
How investing in your own financial knowledge is the ultimate ROI
Building an emergency peace-of-mind fund to protect yourself from life’s financial surprises
Tracking your net worth—not just your income
Beating lifestyle creep
Paying attention to taxes and optimizing your strategies so your wealth isn’t quietly drained

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

9 Things Rich People Don’t Waste Money On
How to Have Better Finances Than 95% of People (in 3 Months)
10 Signs Someone is Secretly Wealthy
Wealth Explodes after $100K But Only If You Avoid These Traps!
ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins

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If you liked this video, you'll love these ones:

9 Things Rich People Don’t Waste Money On: https://youtu.be/n4C0FMrIrTc
How to Have Better Finances Than 95% of People (in 3 Months): https://youtu.be/scFXprf7q6M
10 Signs Someone is Secretly Wealthy: https://youtu.be/6Q6boC1l77E
Wealth Explodes after $100K But Only If You Avoid These Traps!: https://youtu.be/52zuVc9MRpA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

9 Things Rich People Don’t Waste Money On

Mon, 13 Oct 2025 05:00:00 -0700

Welcome to another eye-opening episode of the Building Your Money Machine Show! I’m Mel Abraham, and today we’re tearing down the myths that social media, Instagram, and pop culture sell about wealth—the fancy cars, designer wardrobes, and mega-mansions. Real wealth isn’t about showing off; it’s about saying “no” to the things that drain your potential and your bank account.

In this episode, I reveal the nine things that truly wealthy people absolutely do not waste their money on. Far from being “cheap,” the rich invest intentionally in quality—so their purchases last, their homes serve their lifestyle (not their ego), and their assets quietly grow while others chase status symbols and debt.

This isn’t about sacrificing joy—it’s about asking, “Does this get me closer to my dreams and financial freedom?” Every dollar you spend is either building your money machine or someone else’s. I give you the framework, tools like the free Lifestyle Cost Calculator, and actionable strategies to keep your spending intentional and aligned with your vision.

Get ready for an episode packed with practical advice that can help you master your money!

IN TODAY’S EPISODE, I DISCUSS:

Why buying cheap actually costs you more in the long run
How the wealthy avoid “home ego” spending and live within their means
The dangers of chasing status and loud debt instead of quiet wealth
Why luxury transport are often chains, not freedom
The real odds behind lottery tickets and gambling
How to avoid financial penalties and banking fees that erode your wealth

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

How to Have Better Finances Than 95% of People (in 3 Months)
10 Signs Someone is Secretly Wealthy
Wealth Explodes after $100K But Only If You Avoid These Traps!
ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins
Never Make These 12 Mistakes if You Want to Retire

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If you liked this video, you'll love these ones:

How to Have Better Finances Than 95% of People (in 3 Months): https://youtu.be/scFXprf7q6M
10 Signs Someone is Secretly Wealthy: https://youtu.be/6Q6boC1l77E
Wealth Explodes after $100K But Only If You Avoid These Traps!: https://youtu.be/52zuVc9MRpA
ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How to Have Better Finances Than 95% of People (in 3 Months)

Thu, 09 Oct 2025 05:00:00 -0700

Welcome to another action-packed episode of the Building Your Money Machine Show. Today, we’re diving into a game plan that can completely transform your finances in just 90 days. I know—big promise. But after 30-plus years as a CPA, entrepreneur, and coach, I’ve seen what keeps people stuck, stressed, and feeling left behind. It isn’t laziness or lack of smarts—it’s not having the right playbook. Together, I’ll walk you through a proven, week-by-week strategy so you can be further ahead financially than 95% of people by this time next quarter.

Forget cutting lattes or living in a shoebox apartment—this episode is all about building sustainable, lifelong wealth, step by step. We’ll reframe your money story, take control of your cash flow, plug up the leaks, and set up your first genuine investments. I’m sharing the exact blueprint, from rewriting the beliefs that hold you back, to putting practical systems in place, to finally getting your money working harder for you than you did for it.

Whether you’re drowning in debt, living paycheck-to-paycheck, or just hungry to fast-track your path to financial freedom, everything you need is inside this episode.

IN TODAY’S EPISODE, I DISCUSS:

Why most people struggle financially
Week-by-week blueprint for the first four weeks
Practical steps to plug the leaks
Creating your “freedom vision”
Why skilling up and becoming invaluable to your company or clients is the secret to boosting income
The simple four-bucket system to manage your money
The power of reviewing, resetting, and repeating this 12-week sprint

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

10 Signs Someone is Secretly Wealthy
Wealth Explodes after $100K But Only If You Avoid These Traps!
ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins
Never Make These 12 Mistakes if You Want to Retire
The Real Cost of Pretending to be Rich

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

10 Signs Someone is Secretly Wealthy: https://youtu.be/6Q6boC1l77E
Wealth Explodes after $100K But Only If You Avoid These Traps!: https://youtu.be/52zuVc9MRpA
ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfY
Never Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

10 Signs Someone is Secretly Wealthy

Mon, 06 Oct 2025 05:00:00 -0700

Welcome to another value-packed episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a side of wealth that’s rarely talked about — the subtle, quiet signals that reveal true financial freedom. Ever wondered how someone can fly first class in Costco jeans, or why the flashiest person at the valet isn't always the wealthiest? In this episode, I’m giving you the inside scoop: real wealth doesn’t scream, it whispers.

After decades as a financial expert, entrepreneur, and mentor, I’ve learned that freedom isn’t about how much you earn — it’s about building a money machine that works for you and lets you live life on your own terms. That’s exactly what we’re here to unpack.

Today, we’re diving into the 10 signs someone is secretly wealthy. You’ll discover what truly sets the quietly affluent apart and why understanding their habits, mindset, and approach can fast-track you to financial freedom. This isn’t about becoming a detective — it’s about recognizing the patterns and clues that can guide your own wealth-building journey.

IN TODAY'S EPISODE, I DISCUSS:

Why quietly wealthy people prioritize net worth over net applause
Being quiet about wins but loud about gratitude and generosity
Why millionaires will agonize over small purchases but are fast to invest in big opportunities that align with their vision
The power of delayed gratification and avoiding impulse purchases
Quietly utilizing sophisticated financial strategies like trusts, Roth conversions, and more
How true wealth is measured in impact and legacy, not applause

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Wealth Explodes after $100K But Only If You Avoid These Traps!
ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins
Never Make These 12 Mistakes if You Want to Retire
The Real Cost of Pretending to be Rich
Why Buying a Home is NOT the American Dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Wealth Explodes after $100K But Only If You Avoid These Traps!: https://youtu.be/52zuVc9MRpA
ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfY
Never Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cY
The Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEM

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Wealth Explodes after $100K But Only If You Avoid These Traps!

Thu, 02 Oct 2025 05:00:00 -0700

Welcome back to the Building Your Money Machine Show! Today, I’m pulling back the curtain on one of the most pivotal milestones on your wealth-building journey—the $100,000 mark. Maybe you’ve already reached it in your savings, investments, or revenue, or maybe you’re well on your way. Either way, hitting that first hundred grand isn’t the finish line—it’s just the launch pad.

But here’s what most people don’t realize: right after that $100K milestone, a series of subtle traps start popping up. These aren’t the obvious mistakes—they’re disguised as progress, and if you’re not careful, they’ll derail your momentum just as things are starting to take off.

In this episode, I reveal the seven traps that can stall your wealth after breaking $100,000—and most importantly, how to avoid them. I’ll walk you through keeping lifestyle inflation in check, treating your investment gains with the respect they deserve (hint: it’s not “Vegas money”), and making sure you don’t get blindsided by taxes. We’ll dive into why cash flow is every bit as important as net worth, how static savings can quietly sabotage your future, and why building your dream life is never a solo project.

IN TODAY’S EPISODE, I DISCUSS:

Why the $100K threshold is the beginning of your wealth journey
How lifestyle inflation can wreck your progress
The danger in treating market gains like “found money”
The critical difference between net worth and cash flow
The “static savings” trap and the importance of keeping your savings rate growing with your income
My four-step reset to keep your wealth machine humming

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins
Never Make These 12 Mistakes if You Want to Retire
The Real Cost of Pretending to be Rich
Why Buying a Home is NOT the American Dream
Why Most Americans Never Escape the Middle Class Trap

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

ACCOUNTANT EXPLAINS: Every Level of Wealth in X mins: https://youtu.be/YAxSPE_4FfY
Never Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cY
The Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEM
Why Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

ACCOUNTANT EXPLAINS: Every Level of Wealth in 37 mins

Mon, 29 Sep 2025 05:00:00 -0700

Welcome to another empowering episode of the Building Your Money Machine Show! I’m Mel Abraham, your host, and today I’m pulling back the curtain on something I’ve learned after decades as a CPA and money mentor: wealth is not just predictable, it’s climbable. After staring at more spreadsheets and tax returns than I care to admit, I can confidently say the math always maths out.

In this episode, I break down every level of wealth—from financial struggle all the way to abundance and even the ultra-rich—so you can finally see where you are on the wealth ladder, what it feels like at each stage, and the concrete steps to move to the next level. Think of this as your real roadmap to financial freedom.

This isn’t about earning more just for the sake of it. True freedom begins when your money is working harder for you than you did for it. I’ll walk you through the traps to avoid, the mindsets to adopt, and the specific actions to take at each rung of the ladder, including how to handle crises, build stability, achieve independence, and ultimately design your life with purpose and legacy in mind.

IN TODAY’S EPISODE, I DISCUSS:

The 7 Levels of Wealth
The critical mindset shifts required to move up each rung of the wealth ladder
Emergency funds, comfort funds, peace of mind funds, and how to use each as building blocks
When to shift focus from saving to investing
Why most Americans are stuck in paycheck-to-paycheck mode
The keys to protecting your wealth as you grow
How to transition from financial independence to freedom
The real meaning of wealth

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Never Make These 12 Mistakes if You Want to Retire
The Real Cost of Pretending to be Rich
Why Buying a Home is NOT the American Dream
Why Most Americans Never Escape the Middle Class Trap
What Everyone Gets Wrong About FIRE

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If you liked this video, you'll love these ones:

Never Make These 12 Mistakes if You Want to Retire: https://youtu.be/ifbBd9PH8cY
The Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEM
Why Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlA
Why Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Never Make These 12 Mistakes if You Want to Retire

Thu, 25 Sep 2025 05:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on why so many hardworking people spend 40 years saving faithfully, only to find themselves broke or stressed out in retirement. Let me assure you—it’s not because you didn’t work hard enough. It’s because you might have fallen for certain myths or made some silent mistakes you didn’t even know were happening.

In this episode, we’re tackling the three biggest retirement myths that can derail your future and walking through 12 critical mistakes that could quietly sabotage your freedom. More importantly, I’ll show you exactly how to avoid them so you can finally live the retirement you’ve been dreaming about.

Here’s the truth: earning more doesn’t make you free. Building a money machine—where your money works harder for you than you did for it—does. And retirement is not the finish line, it’s the starting line for a life of choice and meaning.

Drawing from my own journey, I share why chasing some “magic million dollar” number can be a mirage, why you can’t count on Social Security to save your retirement, and why building a plan centered around YOUR desired life—not someone else’s number—is the only way to create real financial freedom.

IN TODAY’S EPISODE, I DISCUSS:

The 3 most pervasive retirement myths—and how they keep you stuck
Why your “magic number” needs to be based on your lifestyle, not generic rules
How over-relying on Social Security puts your dreams at risk
What retirement really means (hint: it’s not about income, it’s about choice!)
12 crucial mistakes that can ruin your retirement

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

The Real Cost of Pretending to be Rich
Why Buying a Home is NOT the American Dream
Why Most Americans Never Escape the Middle Class Trap
What Everyone Gets Wrong About FIRE
If You Don't Understand Bonds, You Don't Understand Money

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

The Real Cost of Pretending to be Rich: https://youtu.be/D8DgveoFPEM
Why Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlA
Why Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrY
What Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqo

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Real Cost of Pretending to be Rich

Mon, 22 Sep 2025 05:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a topic that’s everywhere on your social feeds, but rarely talked about honestly: The Real Cost of Pretending to be Rich. If you’ve ever felt that pressure to keep up with the Joneses—posting exotic vacations, driving luxury cars, sporting designer gear—this episode is for you.

Let's be honest: social media has become one big “flex fest.” But here’s the shocking truth—most people flaunting those lavish lifestyles aren’t actually wealthy. They’re exhausted, broke, and trapped in a cycle of debt. Looking rich doesn’t make you free; it makes you fragile.

I dive deep into why the ultimate flex isn’t loud—it's quiet. Quiet wealth, the kind that compounds and grows behind the scenes, always beats the fleeting sparkle of loud wealth. And I know, because I’ve been on both sides. As a CPA and entrepreneur, I once believed success was all about spreadsheets, corner offices, and fancy possessions. But money without meaning is just being broke in a fancier outfit.

IN TODAY'S EPISODE, I DISCUSS:

Why looking rich isn’t the same as being free
The true financial cost of flashy purchases
How emotional and social costs pile up when you’re living for likes instead of your own values
Why quiet wealth is the path to real, lasting freedom
The four hidden costs of keeping up appearances
My three-step practical framework to align your money with your values
How to use the free Lifestyle Cost Calculator to uncover your TRUE cost of living and start building YOUR money machine

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Why Buying a Home is NOT the American Dream
Why Most Americans Never Escape the Middle Class Trap
What Everyone Gets Wrong About FIRE
If You Don't Understand Bonds, You Don't Understand Money
7 Things I Wish I Knew Before I Retired

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If you liked this video, you'll love these ones:

Why Buying a Home is NOT the American Dream: https://youtu.be/ERxc8qmfjlA
Why Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrY
What Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqo
If You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Buying a Home is NOT the American Dream

Thu, 18 Sep 2025 05:00:00 -0700

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, I’m pulling back the curtain on a financial “truth” we’ve all been sold: that buying a home is the ultimate American Dream. If you’ve ever felt pressure to own a house—or worried that renting means you’re “throwing money away”—this episode is for you.

Let’s get real. For decades, we’ve been told that a mortgage is a rite of passage and a path to prosperity. But when you dig deeper (and I do that with real numbers from both high-cost and more affordable cities), home ownership can end up being the fastest way to lock yourself into years—sometimes decades—of financial stress. It’s not just about the monthly payment. There are surprise roof leaks, HOA letters about your mailbox color, skyrocketing insurance costs, and a host of phantom costs nobody ever posts about on Instagram.

Whether you’re contemplating your first purchase or just questioning the hype, I walk you through my free Rent vs. Buy calculator, so you can see for yourself whether buying a home stacks up for your unique situation.

IN TODAY’S EPISODE, I DISCUSS:

The origins of the “American Dream” of homeownership
Why just focusing on your mortgage payment is a costly mistake
The REAL costs of owning a home
What most people get wrong about the rent vs. buy debate
Step-by-step walkthrough of actual numbers in LA and Minneapolis
Why renting isn’t “throwing money away”—unless you spend the savings
The 6 essential questions to ask yourself before you ever buy a home
How to use my free Rent vs. Buy calculator to make your own decision

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Why Most Americans Never Escape the Middle Class Trap
What Everyone Gets Wrong About FIRE
If You Don't Understand Bonds, You Don't Understand Money
7 Things I Wish I Knew Before I Retired
8 Signs You're NOT Ready For The Upcoming Recession

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If you liked this video, you'll love these ones:

Why Most Americans Never Escape the Middle Class Trap: https://youtu.be/VBMqrkvvHrY
What Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqo
If You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA
7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Most Americans Never Escape the Middle Class Trap

Mon, 15 Sep 2025 05:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I’m bringing you a replay of a live session that hit so hard, it blew up my inbox with requests. So, you asked—I delivered. If you’ve ever felt like you’re doing all the “right” things—holding down a good job, maybe even bought the house and putting money away—yet you still can’t seem to get ahead, you’re not alone. That’s the middle class trap, and I’m tearing it apart in this episode.

I'm diving into why the old play-it-safe model simply doesn’t cut it in today’s world, and I’ll unpack the three critical shifts you need to make to break free. I’ll also walk you through how to figure out your exact number for financial freedom (yep, I’ve got a free calculator—grab it at melabraham.com/number).

I’ve been at this money game for three decades—seen the market highs, the lows, and even lost a third of everything I owned to a Ponzi scheme. I’m sharing what will keep you stuck forever and how to avoid it, totally unfiltered, with a side of sarcasm and a whole lot of heart.

IN TODAY’S EPISODE, I DISCUSS:

Why the “middle class trap” is more real than ever
How the current system trains us to trade time for money, avoid risk, and trust institutions that no longer serve us
The three essential shifts if you want OUT of the trap
The truth about cash flow, value creation, and why it’s never too late to make new choices
How shifting your mindset moves you from consumer to investor, from earnings treadmill to freedom
Why you’re only ever one decision—one small shift—away from momentum and a new financial trajectory

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

What Everyone Gets Wrong About FIRE
If You Don't Understand Bonds, You Don't Understand Money
7 Things I Wish I Knew Before I Retired
8 Signs You're NOT Ready For The Upcoming Recession
40 Harsh Truths I Wish I Knew in My 40s

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If you liked this video, you'll love these ones:

What Everyone Gets Wrong About FIRE: https://youtu.be/OyvPksxNMqo
If You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA
7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw
8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

What Everyone Gets Wrong About FIRE

Thu, 11 Sep 2025 05:00:00 -0700

Welcome back to the Building Your Money Machine Show! In this episode, I’m pulling back the curtain on one of the most popular and controversial trends in personal finance today: the FIRE movement — Financial Independence, Retire Early. After more than 30 years as a CPA, entrepreneur, and financial educator, I've witnessed countless people chase the dream of early retirement, only to find themselves back at work faster than a market crash.

Today, I'm digging into the 8 biggest problems with FIRE that no one’s really talking about. If you’ve ever thought about retiring early, or you’re already hustling toward financial independence, this episode will help you rethink your strategy so you don’t sacrifice the best years of your life for a number on a spreadsheet. I’m sharing real stories, personal experiences, and the specific pitfalls that can turn FIRE from financial independence into a life of frugality, stress, and missed opportunities.

Plus, I’ll be walking you through my lifestyle cost calculator—yours for free—so you can finally figure out what your freedom actually costs (hint: not the number you see on Instagram).

IN TODAY'S EPISODE, I DISCUSS:

Why the extreme savings rates in FIRE are like financial crash dieting
Wow chasing an early retirement number can actually train you to avoid joy in life
Over-reliance on the 4% rule and market performance
What really happens when your career suddenly stops
Why FIRE isn’t equally accessible to everyone,
What most FIRE advocates ignore about medical costs
My four-step roadmap to financial independence

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

If You Don't Understand Bonds, You Don't Understand Money
7 Things I Wish I Knew Before I Retired
8 Signs You're NOT Ready For The Upcoming Recession
40 Harsh Truths I Wish I Knew in My 40s
How to Build Your Financial Freedom Engine (Step-by-Step)

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

If You Don't Understand Bonds, You Don't Understand Money: https://youtu.be/7d9Lz0D0uzA
7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw
8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s
40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigo

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You Don't Understand Bonds, You Don't Understand Money

Mon, 08 Sep 2025 05:00:00 -0700

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a market that quietly runs the show behind the scenes—one that most people don’t truly understand: the bond market. You may have heard that bonds are “boring,” reserved for your grandma’s retirement or a dusty corner of finance. Well, I’m here to change your mind.

With over 30 years as a financial expert, I can tell you: the bond market isn’t just big—it’s the most powerful market in the world, moving more than $100 trillion and deciding everything from your mortgage rate to your retirement returns. It might not be as flashy as stocks or crypto, but it’s the boss that sets the rules you and I have to live by.

In this episode, I walk you through exactly what a bond is, how bond prices and yields play tug-of-war, and why ignoring the bond market is like letting someone else drive your money while they’re scrolling TikTok. I’ll break down how bonds ripple through your financial life—impacting your loans, your investments, your freedom number, and even your taxes.

IN TODAY’S EPISODE, I DISCUSS:

Why the bond market is the true thermostat of the economy
What a bond actually is, including the 4 must-know terms
The relationship between bond prices and yields
How the U.S. government and companies issue bonds
Primary vs. secondary bond markets
How Treasury yields impact everything
The interplay between bonds and stocks
Why understanding your “freedom number” is critical
Why you must take the wheel when it comes to your money

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

7 Things I Wish I Knew Before I Retired
8 Signs You're NOT Ready For The Upcoming Recession
40 Harsh Truths I Wish I Knew in My 40s
How to Build Your Financial Freedom Engine (Step-by-Step)
Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)

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If you liked this video, you'll love these ones:

7 Things I Wish I Knew Before I Retired: https://youtu.be/t5DL9bZYRiw
8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s
40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigo
How to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

7 Things I Wish I Knew Before I Retired

Thu, 04 Sep 2025 05:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I’m sharing the seven things I wish I knew before I retired—and let me tell you, making the leap from building wealth to living off it is a much bigger mental switch than I ever imagined.

We’ll dig into the psychological shift from the accumulation phase (saving, investing, and growing wealth) to the decumulation phase (actually spending what you’ve worked so hard to build). I’ll explain why switching from earning a paycheck to relying on your money machine feels scary for almost everyone, and I’ll walk you through how to prepare for a retirement that feels like freedom—not like a financial identity crisis.

You’ll also learn why active income is like oxygen, why you absolutely need a plan (and how to get started with my free Lifestyle Cost Calculator), and how to design your post-work life with the same intention you used to build your career and wealth. We’ll tackle the truth behind retirement myths, and why your legacy isn’t about what you leave behind.

IN TODAY’S EPISODE, I DISCUSS:

Why retirement isn’t a date
How the broken retirement system has shifted responsibility into your hands
The psychological challenges of moving from accumulation to decumulation
Why spending in retirement is the goal, not a betrayal
Why your health is the real portfolio that gives your wealth value
The essential role of a plan—plus a free resource to help you know your number
Why real legacy is built in the small, meaningful moments

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

8 Signs You're NOT Ready For The Upcoming Recession
40 Harsh Truths I Wish I Knew in My 40s
How to Build Your Financial Freedom Engine (Step-by-Step)
Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)
ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k

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If you liked this video, you'll love these ones:

8 Signs You're NOT Ready For The Upcoming Recession: https://youtu.be/Spnhr_Ecd0s
40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigo
How to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4
Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

8 Signs You're NOT Ready For The Upcoming Recession

Mon, 01 Sep 2025 04:00:00 -0700

Welcome to another impactful episode of the Building Your Money Machine Show! Today, I’m taking a practical look at a question on everyone’s mind: Are you really ready for the next recession?

There’s a lot of noise out there about the stock market, scary headlines, and economic forecasts. But let me set the record straight—recessions aren’t about the stock market’s mood swings. A recession is the ultimate stress test for your finances. If you aren’t prepared, it’s going to find every crack in your financial foundation and expose it.

We’ll talk about why tackling debt is the first vital step, why having a single income stream can put you on a financial cliff, and why emergency funds aren’t just for peace of mind—they’re your financial life raft. I’ll also walk you through how your investment portfolio should actually match your age, stage, and current situation, and why building your own money machine isn’t optional anymore—it’s essential.

The best part? Every move you make to recession-proof your finances also sets you up to build sustainable wealth in ANY market. This is not just about surviving a recession. It’s about building a financial future the economy can’t take from you.

IN TODAY’S EPISODE, I COVER:

Why debt is a silent cash flow killer
The difference between an emergency fund and a peace of mind fund
The dangers of relying on a single paycheck, client, or contract
How to become indispensable to your employer or clients
Why you need to start building your Money Machine right now

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

40 Harsh Truths I Wish I Knew in My 40s
How to Build Your Financial Freedom Engine (Step-by-Step)
Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)
ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k
My Honest Advice To Anyone Who Wants To Get Rich

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If you liked this video, you'll love these ones:

40 Harsh Truths I Wish I Knew in My 40s: https://youtu.be/RUIh5osQigo
How to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4
Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4
ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQ

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

40 Harsh Truths I Wish I Knew in My 40s

Thu, 28 Aug 2025 04:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I'm laying out something I wish someone had handed to me decades ago: the real, unfiltered playbook to life—especially when it comes to money, work, health, and relationships. I’m Mel Abraham, and after 30+ years as a financial expert, entrepreneur, and mentor, I know that the harshest truths are the ones that ultimately set us free. And that’s what I’m putting on the table for you today.

I’m sharing 40 harsh truths I wish I knew in my 40s—the things most of us take decades or even a lifetime to discover, and that, left unchecked, can cost us precious time, freedom, and happiness. These aren’t theory; they’re the distilled, sometimes uncomfortable lessons I’ve lived, seen, and taught—covering everything from building wealth, mastering your finances, and making your money work for you, to investing in your health, forging real relationships, and raising future adults (not just kids).

IN TODAY’S EPISODE, I SHARE:

Why your choice of partner is your biggest financial decision
The sneaky danger of lifestyle creep and keeping up with the Joneses
The illusion of comfort zones—and the truth about real growth
Why you’ll never save your way to genuine wealth
The power of investing both your money and your time in the right places
The reality that money without meaning is just paper
Why your health is your true wealth—prevention now, or you’ll pay later
Why legacy isn’t what you leave, it’s how you live right now

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

How to Build Your Financial Freedom Engine (Step-by-Step)
Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)
ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k
My Honest Advice To Anyone Who Wants To Get Rich
Why Dumb People Are Making More Money Than You

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If you liked this video, you'll love these ones:

How to Build Your Financial Freedom Engine (Step-by-Step): https://youtu.be/OuETMEdqPB4
Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4
ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQ
My Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQ

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How to Build Your Financial Freedom Engine (Step-by-Step)

Mon, 25 Aug 2025 04:00:00 -0700

Welcome to a special episode of the Building Your Money Machine Show. Today, I’m sharing something truly unique—a live keynote session I delivered to a room full of high-achieving entrepreneurs, each of whom invested over $10,000 to be there. In this episode, I walk you through exactly how to build your Financial Freedom Engine, step-by-step, so your money works harder for you than you ever did for it.

Let’s be real: true financial freedom isn’t about chasing raises or staying trapped on the earnings treadmill. It starts the very moment your money begins to create more wealth for you than your own labor does. I’m diving deep—not just into the dollars and decimals, not just the math (despite my accountant, CPA roots)—but also the emotional and behavioral shifts that create lasting wealth and meaning.

So if you’ve ever hit a financial goal and asked, “Is this it?” or felt like money’s just a complicated, intimidating ghost in the hallway—this episode is for you. We’re flipping the lights on, and making money simple and deeply personal.

IN TODAY’S EPISODE, I DISCUSS:

Why most people who achieve their financial goals still feel unfulfilled
The mindset shift from thinking in weeks and years to thinking generationally
The power of building healthy financial habits early
How to start investing
The vital importance of tracking your net worth
How to create the “money machine”
The critical role of transparency and teamwork in relationships around money
Why your legacy is about giving your gifts to the world

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)
ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k
My Honest Advice To Anyone Who Wants To Get Rich
Why Dumb People Are Making More Money Than You
15 Things That Are a Complete Waste of Your Money

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If you liked this video, you'll love these ones:

Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner): https://youtu.be/mpfQqi2RRT4
ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQ
My Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQ
Why Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJk

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Stop These 8 Habits to Quietly Build Wealth (I wish I knew this sooner)

Thu, 21 Aug 2025 04:00:00 -0700

Welcome to another great episode of the Building Your Money Machine Show! If you’ve ever felt like you’re doing all the right things—saving, hustling, even dabbling in investing—but still not seeing your wealth build the way you’d hoped, you are absolutely not alone. Today, I’m flipping the script and sharing the eight habits you need to stop if you want to quietly and effectively build lasting wealth. Trust me, these aren’t the typical suspects you see in every personal finance blog; these are the sneaky “financial termites” that erode your wealth from the inside out—often disguised as normal behaviors you barely even notice.

Looking back, I wish I’d known about these much sooner. So today, I break them down for you—no fluff, just straight talk—from my own 30-year journey as a financial expert, entrepreneur, and mentor. Our mission? To help you master your money, eliminate financial stress, and live a life of choice. Because guess what? Earning more doesn’t make you free—a money machine does.

Get ready for a dose of financial education, some sarcasm, and a whole lot of heart, as I pull the curtain back on the silent habits you need to stop.

IN TODAY'S EPISODE, I DISCUSS:

Why you need to stop worshiping the concept of “good debt”
How wearing “busy” like a badge of honor is a trap
Why waiting for the perfect time to invest is costing you millions
The danger of letting every raise become a lifestyle upgrade
The true cost of thinking in monthly payments instead of total cost or lost opportunity
Why delaying freedom and joy until “someday” is a recipe for regret

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k
My Honest Advice To Anyone Who Wants To Get Rich
Why Dumb People Are Making More Money Than You
15 Things That Are a Complete Waste of Your Money
If The Dollar Is Collapsing - Is It Worth Saving Money?

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If you liked this video, you'll love these ones:

ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k: https://youtu.be/AdyUwRGrGvQ
My Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQ
Why Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJk
15 Things That Are a Complete Waste of Your Money:https://youtu.be/0aeP90sF5UQ

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

ACCOUNTANT EXPLAINS: Why Net Worth Skyrockets At $100k

Mon, 18 Aug 2025 04:00:00 -0700

Welcome to another enlightening episode of the Building Your Money Machine Show. Have you ever wondered why building wealth feels like such a slow grind in the beginning, but then—almost out of nowhere—your net worth starts accelerating? In today’s episode, I’m pulling back the curtain on a tipping point that changes everything: hitting your first $100,000 of investable net worth.

I know firsthand how discouraging it can feel to be saving, investing, and doing all the “right” things, only to see what looks like minimal progress. It’s like pushing a boulder uphill in flip flops during a windstorm while people shout useless advice at you like, “Just stop drinking coffee!” Trust me, I’ve been there. In this episode, I explain exactly why it feels so tough to reach your first $100K—and why, after that, building wealth starts to snowball thanks to the magic of compounding.

Together, we’ll break down the difference between total net worth and investable net worth—the number that actually matters for creating real financial freedom. I’ll walk you through why the initial push is so challenging, and how the habits and skills you build in those early years set you up for lasting success.

IN TODAY’S EPISODE, I DISCUSS:

Why the journey to your first $100K of investable net worth feels like the hardest part
The difference between total net worth and investable net worth
The critical identity shifts and new skills you need to go from “spender with good intentions” to confident wealth builder
The mindset and math behind opportunity cost
How long it really takes to hit key milestones

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

My Honest Advice To Anyone Who Wants To Get Rich
Why Dumb People Are Making More Money Than You
15 Things That Are a Complete Waste of Your Money
If The Dollar Is Collapsing - Is It Worth Saving Money?
7 Smart Habits of Quiet Millionaires

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If you liked this video, you'll love these ones:

My Honest Advice To Anyone Who Wants To Get Rich: https://youtu.be/xV1yr8Qi_nQ
Why Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJk
15 Things That Are a Complete Waste of Your Money:https://youtu.be/0aeP90sF5UQ
If The Dollar Is Collapsing - Is It Worth Saving Money?: https://youtu.be/yG3CoFaYV2Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

My Honest Advice To Anyone Who Wants To Get Rich

Thu, 14 Aug 2025 04:00:00 -0700

Ever wonder why it feels like you’re working harder than ever but never seem to get ahead financially? You’re not failing because you’re lazy; you’re failing because you’re financially directionless. That’s the hard truth, and today, I’m bringing you the raw, no-fluff advice I wish someone had told me decades ago about what it really takes to get rich—and (spoiler alert) it’s NOT about grinding harder, hoarding cash, or chasing the next big promotion.

In this episode, I walk you through the nine non-negotiables for building true wealth—the real stuff, the uncomfortable truths that rattle your comfort zone, and the practical, step-by-step tools that move you forward. This is your financial education with a bit of sarcasm, a lot of heart, and a proven pathway to true freedom.

Drawing on over 30 years as a financial advisor, CPA, and lifelong student of wealth-building, I’ll show you how to craft a vision for your life, transform your relationship with debt, conquer self-sabotaging money stories, prioritize investing, and much more. The goal? To help you build your money machine—so your money works harder for you than you ever did for it.

IN TODAY’S EPISODE, I DISCUSS:

Why knowing your destination—your vivid vision for an ideal life—matters more than a bank balance
The difference between building a life account versus a bank account
The difference between productive and destructive debt
How your money stories and childhood beliefs shape your financial trajectory
Why you can’t save your way to wealth
Recognizing that the real currency isn’t cash—it’s time

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Why Dumb People Are Making More Money Than You
15 Things That Are a Complete Waste of Your Money
If The Dollar Is Collapsing - Is It Worth Saving Money?
7 Smart Habits of Quiet Millionaires
7 Reasons Why The Wealthy NEVER Trade Time For Money

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If you liked this video, you'll love these ones:

Why Dumb People Are Making More Money Than You: https://youtu.be/ISY01uDuyJk
15 Things That Are a Complete Waste of Your Money:https://youtu.be/0aeP90sF5UQ
If The Dollar Is Collapsing - Is It Worth Saving Money?: https://youtu.be/yG3CoFaYV2Y
7 Smart Habits of Quiet Millionaires: https://youtu.be/aeTEvvI_H40

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Dumb People Are Making More Money Than You

Mon, 11 Aug 2025 04:00:00 -0700

Welcome back to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a question that eats at almost everyone on their wealth journey: Why does it seem like people who aren’t any “smarter” than you are making more money—and living their dream lives—while you’re stuck meal-prepping, maxing out your Roth IRA, and still feeling… stuck?

Let’s get real. We’ve all been told that if you’re smart, work hard, and follow the “rules,” wealth will follow. But after decades of working with everyone from broke folks to billionaires, I’ve uncovered the hard truth: intelligence alone doesn’t guarantee wealth. Not even close.

In today’s episode, I unpack the “intelligence myth” and why the highest IQs aren’t leading the pack financially. We’ll talk about science-backed reasons why taking action, building grit, and tolerating risk trump being the “smartest” person in the room.

IN TODAY’S EPISODE, I DISCUSS:

The myth that intelligence equals wealth
Why “dumb” or less-experienced people often succeed
The 5 key traits that predict wealth far better than raw smarts
Why fast action, micro-successes, and starting before you’re ready will always beat waiting for the perfect moment
How perfectionism masquerades as procrastination and keeps you broke
The practical, actionable steps to align, amplify, and automate your income
How to finally separate your income from your effort and achieve true financial freedom
Why being on the field is the only way to win the wealth game—and how to get started now, even if it’s just with $5

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

15 Things That Are a Complete Waste of Your Money
If The Dollar Is Collapsing - Is It Worth Saving Money?
7 Smart Habits of Quiet Millionaires
7 Reasons Why The Wealthy NEVER Trade Time For Money
The Truth About Net Worth: Are You Rich or Poor?

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If you liked this video, you'll love these ones:

15 Things That Are a Complete Waste of Your Money:https://youtu.be/0aeP90sF5UQ
If The Dollar Is Collapsing - Is It Worth Saving Money?: https://youtu.be/yG3CoFaYV2Y
7 Smart Habits of Quiet Millionaires: https://youtu.be/aeTEvvI_H40
7 Reasons Why The Wealthy NEVER Trade Time For Money: https://youtu.be/Jg_8jupAGkQ

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

15 Things That Are a Complete Waste of Your Money

Thu, 07 Aug 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! In this episode, I’m getting real and a little bit blunt as we tackle a question I know many of us have asked ourselves: “Where the heck is all my money going?” Maybe you haven’t splurged on a yacht, but if you’ve ever wondered why your bank account doesn’t reflect the hard work you’re putting in, you’re in the right place.

I break down the 15 perfectly normal — but totally destructive — ways your wealth is secretly bleeding out. These sneaky money leaks come disguised as self-care, adulting, or the infamous “I deserve this” mentality. Over time, they rob us of our options, our freedom, and, most importantly, our financial future. I’ll walk you through each of these traps, share where I’ve personally tripped up, and give you practical solutions on how to plug those leaks so you can start building real wealth.

Think of this as your financial reality check — practical tips, a bit of tough love, and a whole lot of heart. It might sting a little, but sometimes, that’s exactly what we need to take back control and start winning with money.

IN TODAY’S EPISODE, I DISCUSS:

Why new cars on payment plans are a fast track to losing money
The true cost of unused subscriptions
Why most home fitness equipment ends up as an expensive laundry rack
The psychological trap of buying things “because they’re on sale”
The difference between spending and investing
When DIY jobs backfire and why outsourcing sometimes saves you money
The credit card points trap — when chasing points actually costs you more

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If you liked this episode, click here to enjoy these and more:
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If The Dollar Is Collapsing - Is It Worth Saving Money?
7 Smart Habits of Quiet Millionaires
7 Reasons Why The Wealthy NEVER Trade Time For Money
The Truth About Net Worth: Are You Rich or Poor?
The Financial Industry's Biggest Lie About Compound Interest

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If you liked this video, you'll love these ones:

If The Dollar Is Collapsing - Is It Worth Saving Money?: https://youtu.be/yG3CoFaYV2Y
7 Smart Habits of Quiet Millionaires: https://youtu.be/aeTEvvI_H40
7 Reasons Why The Wealthy NEVER Trade Time For Money: https://youtu.be/Jg_8jupAGkQ
The Truth About Net Worth: Are You Rich or Poor?: https://youtu.be/vxaW2JGnRZA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If The Dollar Is Collapsing - Is It Worth Saving Money?

Mon, 04 Aug 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on one of the questions I get asked the most: If the dollar keeps losing value, is saving money even worth it anymore?

With all the media chatter about inflation and the dollar weakening, it’s easy to feel like putting money in a savings account is about as useful as trying to fill a leaky bucket. Cash feels safe, but it seems like it’s just quietly melting away right under us. Should you bother to save at all—or is there a better way to protect your financial future?

In this episode, I break down what’s really happening to the dollar, unravel the truth about inflation, and explain why saving alone will never build the wealth or the financial security you want. I talk about the real role of savings (and it’s not what most people think!), how to protect your emergency fund, and why owning assets is the only way to outpace inflation and achieve financial freedom.

IN TODAY’S EPISODE, I DISCUSS:

Why cash and savings accounts aren’t investments
The effects of long-term inflation
How to calculate how much emergency savings is enough
The difference between protecting your wealth and actually building wealth
Which investments historically beat inflation
How to “bucket” your money for short-, mid-, and long-term needs
The step-by-step plan to balance safety and growth
The single action step to take within the next 48 hours to move your financial future forward

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If you liked this episode, click here to enjoy these and more:
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7 Smart Habits of Quiet Millionaires
7 Reasons Why The Wealthy NEVER Trade Time For Money
The Truth About Net Worth: Are You Rich or Poor?
The Financial Industry's Biggest Lie About Compound Interest
1970s Money Habits Not Taught Today... That We Need in 2025

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

7 Smart Habits of Quiet Millionaires: https://youtu.be/aeTEvvI_H40
7 Reasons Why The Wealthy NEVER Trade Time For Money: https://youtu.be/Jg_8jupAGkQ
The Truth About Net Worth: Are You Rich or Poor?: https://youtu.be/vxaW2JGnRZA
The Financial Industry's Biggest Lie About Compound Interest: https://youtu.be/SiDU-1wVWTA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

7 Smart Habits of Quiet Millionaires

Thu, 31 Jul 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a topic I’ve seen play out over my decades as an entrepreneur, money mentor, and financial expert: the 7 smart habits of quiet millionaires. We’re talking about the folks who build real, lasting wealth—not with flashy cars or Instagram fame, but with purposeful, behind-the-scenes action that gives them true freedom and peace of mind.

Ever wonder why some millionaires seem to live loud, but somehow end up broke, while others keep it low-key, quietly amassing real wealth? I’m walking you through the strategies these quiet millionaires lean on—habits that let them stack the odds in their favor, eliminate financial stress, and create a life of choice. And, don’t worry, we’ll definitely poke a little fun at Lambo culture along the way!

This isn’t about deprivation or hiding your success; it’s about designing a life aligned with your values, vision, and desired impact. Whether you want to build a legacy, or enjoy deep financial security these habits will set you on the right path.

IN TODAY’S EPISODE, I DISCUSS:

Why freedom is so much sweeter than flexing
How systems—not willpower—drive 80% of your wealth-building
The power of staying low-key to avoid unwanted attention
Avoiding lifestyle inflation
Stories of true impact, the untold generosity of the wealthy, and why the best ROI often comes without any applause.
Why quiet millionaires focus on compounding, consistency, and generational

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7 Reasons Why The Wealthy NEVER Trade Time For Money
The Truth About Net Worth: Are You Rich or Poor?
The Financial Industry's Biggest Lie About Compound Interest
1970s Money Habits Not Taught Today... That We Need in 2025
Accountant Debunks: The Most Controversial Topics in Personal Finance

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If you liked this video, you'll love these ones:

7 Reasons Why The Wealthy NEVER Trade Time For Money: https://youtu.be/Jg_8jupAGkQ
The Truth About Net Worth: Are You Rich or Poor?: https://youtu.be/vxaW2JGnRZA
The Financial Industry's Biggest Lie About Compound Interest: https://youtu.be/SiDU-1wVWTA
1970s Money Habits Not Taught Today... That We Need in 2025: https://youtu.be/CnUi_Dr_v7I

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

7 Reasons Why The Wealthy NEVER Trade Time For Money

Mon, 28 Jul 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m shining a light on a game-changing concept that separates the truly wealthy from everyone else: refusing to trade your time for money. If you’ve ever looked at your calendar and wondered if the hamster wheel of back-to-back meetings, errands, and calls is really the endgame, this episode is for you.

I'm sharing the seven key reasons why the wealthy never play the time-for-dollars game—and how you can stop being the unpaid intern in your own life's story. I’ll walk you through my journey from accountant buried in spreadsheets and calls to someone who’s obsessed with building a system—a Money Machine—that funds a life of true freedom and choice.

I’ll tell you how a simple, powerful lesson from my six-year-old son made me rethink everything about money, time, and presence. From there, you’ll discover how to architect a life where your money works for you—even while you sleep, take a walk, or argue with your teenager about Wi-Fi.

IN TODAY’S EPISODE, I DISCUSS:

Why time is your most precious and non-renewable resource
How leverage is the secret sauce for multiplying your hours and your impact
Creating leveraged income streams that generate cash
Why the wealthy prefer to own the stage (the assets) rather than dance on it (the labor)
The importance of building an ecosystem of value
Choosing to use your increasing income to buy back time
Four practical steps to start your own Money Machine

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

The Truth About Net Worth: Are You Rich or Poor?
The Financial Industry's Biggest Lie About Compound Interest
1970s Money Habits Not Taught Today... That We Need in 2025
Accountant Debunks: The Most Controversial Topics in Personal Finance
The WORST Investment Lies Told by Finance Gurus

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

The Truth About Net Worth: Are You Rich or Poor?: https://youtu.be/vxaW2JGnRZA
The Financial Industry's Biggest Lie About Compound Interest: https://youtu.be/SiDU-1wVWTA
1970s Money Habits Not Taught Today... That We Need in 2025: https://youtu.be/CnUi_Dr_v7I
Accountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Truth About Net Worth: Are You Rich or Poor?

Thu, 24 Jul 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a topic that most people either misunderstand or try desperately to ignore: your net worth. Are you actually middle class, or is your paycheck just telling you a comforting story while your bank account plays hide and seek? We’re cutting through the noise and numbers to uncover the truth about wealth in America — what it means to be lower, middle, or upper class, and, more crucially, how you can move up no matter where you’re starting from.

In this episode, we get into the real definition of net worth, why it matters far more than how much you make, and how you can use it as a playbook for building your money machine. We’ll break down the wealth categories, from lower class (under $150k), middle class, all the way to the upper class (over $1.5 million in net worth) — but more importantly, I’ll show you the strategies for each stage to keep you moving forward, wherever you’re at right now.

IN TODAY’S EPISODE, I DISCUSS:

What net worth really means
The three stages of wealth-building
How to build a comfort fund
Why eliminating destructive, high-interest debt is essential
The power of starting to invest early — even with just $5
How to increase your income by skilling up and creating more value
Automating your savings and investments
Why guarding against lifestyle creep is critical as you grow your wealth

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If you liked this episode, click here to enjoy these and more:
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The Financial Industry's Biggest Lie About Compound Interest
1970s Money Habits Not Taught Today... That We Need in 2025
Accountant Debunks: The Most Controversial Topics in Personal Finance
The WORST Investment Lies Told by Finance Gurus
8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

The Financial Industry's Biggest Lie About Compound Interest: https://youtu.be/SiDU-1wVWTA
1970s Money Habits Not Taught Today... That We Need in 2025: https://youtu.be/CnUi_Dr_v7I
Accountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8Y
The WORST Investment Lies Told by Finance Gurus: https://youtu.be/Nlt9-Z61bxA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Financial Industry's Biggest Lie About Compound Interest

Mon, 21 Jul 2025 04:00:00 -0700

Welcome back to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on one of the biggest myths the financial industry loves to sell: the fantasy of compound interest as the ultimate, effortless path to wealth. We all hear that “compound interest is the eighth wonder of the world”—and while it’s powerful, the way Wall Street sells it can leave you feeling like you were promised a yacht and handed a pool noodle with a dream.

In this episode, I bust the myth that time alone will make you rich. I break down why average returns aren’t the same as your actual returns, and how relying on those rosy averages can seriously wreck your portfolio. I also unpack the deceptive smooth curve of compound interest, explain why your wealth journey starts with what I call the “wealth flatline,” and get real about the discipline and consistency it takes to get to the good stuff—where your money machine finally takes off.

By the end, you’ll have a new perspective on compound interest (without the hype), and a blueprint for making it work for you—not against you—on your path to financial freedom.

IN TODAY’S EPISODE, I DISCUSS:

The truth about compound interest
The big difference between average returns and real, compounded annual returns
The impact of sequence of returns risk
My strategies for building flexibility and resiliency into your wealth plan
Why watching out for fees can save you tens of thousands

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If you liked this episode, click here to enjoy these and more:
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1970s Money Habits Not Taught Today... That We Need in 2025
Accountant Debunks: The Most Controversial Topics in Personal Finance
The WORST Investment Lies Told by Finance Gurus
8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)
Accountant Explains: The 4 Financial Freedom Zones - How close are you?

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If you liked this video, you'll love these ones:

1970s Money Habits Not Taught Today... That We Need in 2025: https://youtu.be/CnUi_Dr_v7I
Accountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8Y
The WORST Investment Lies Told by Finance Gurus: https://youtu.be/Nlt9-Z61bxA
8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

1970s Money Habits Not Taught Today... That We Need in 2025

Thu, 17 Jul 2025 04:00:00 -0700

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, I’m taking you on a trip down memory lane to the 1970s—a wild economic decade full of stagflation, sky-high interest rates, and mile-long gas lines. Yet, my parents and so many others made it work on a single income. They raised families, lived in modest homes, and managed to save, even with all the financial chaos swirling around them.

I wanted to pull back the curtain on those 1970s money habits—the ones many of us were never taught, but desperately need as we head into 2025. These are practical, timeless lessons about spending, saving, and living with intention that can help all of us regain control in today’s world of buy-now-pay-later, easy credit, and constant financial FOMO.

In this episode, I break down the habits, attitudes, and practices from a simpler time, and show you how to adapt them in your own life—without sacrificing modern convenience. I share personal stories from my own family and offer actionable steps to help you live with more financial peace and less pressure, starting today.

IN TODAY’S EPISODE, I DISCUSS:

Why “Cash Was King” in the 1970s
The lost art of planned shopping
How brown-bagging lunch can add thousands to your savings
Why “fix before you replace” still matters
Going generic and busting the brand myth
Couponing as a community sport
Treating debt with the caution it deserves

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If you liked this episode, click here to enjoy these and more:
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Accountant Debunks: The Most Controversial Topics in Personal Finance
The WORST Investment Lies Told by Finance Gurus
8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)
Accountant Explains: The 4 Financial Freedom Zones - How close are you?
Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School

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If you liked this video, you'll love these ones:

Accountant Debunks: The Most Controversial Topics in Personal Finance: https://youtu.be/9xG2GgrBx8Y
The WORST Investment Lies Told by Finance Gurus: https://youtu.be/Nlt9-Z61bxA
8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40
Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fk

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Accountant Debunks: The Most Controversial Topics in Personal Finance

Mon, 14 Jul 2025 05:00:00 -0700

Welcome back to another episode of the Building Your Money Machine Show! Today, I’m rolling up my sleeves and getting honest about the most controversial topics in personal finance. You know the ones—those “hot takes” that get tossed around at barbecues, family gatherings, and across social media feeds, usually prefaced with something like, “Well, my buddy said...”—and before you know it, that spicy advice is burning a hole in your financial future.

In this episode, I’m debunking some of the biggest myths in personal finance, from the renting vs. owning debate to whether all debt is evil, leasing vs. buying cars, if you really need a financial advisor, the realities of the FIRE movement, and the age-old battle between real estate and stock investing.

IN TODAY’S EPISODE, I DISCUSS:

Renting vs. Owning a Home
Debt & Credit Cards—Doom or Delight?
Lease vs. Buy: Car Conundrum:
Do You Really Need a Financial Advisor?
The FIRE Movement—Does It Work for Everyone?
Real Estate vs. Stocks—Which Builds More Wealth?

Plus—hear about the FREE Home Buy vs Rent Tool to get to the real numbers, not just guesswork. (Get it at melabraham.com/homebuy.)

This episode is packed with actionable advice, myth-busting, and a reminder that personal finance is just that: personal. But good decisions are universal, and you never have to go it alone.

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8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)
Accountant Explains: The 4 Financial Freedom Zones - How close are you?
Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School
The One Choice That Will Determine Your Financial Future
If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money

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If you liked this video, you'll love these ones:

8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40
Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fk
Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School: https://youtu.be/RquD90vfEvs
The One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The WORST Investment Lies Told by Finance Gurus

Thu, 10 Jul 2025 04:00:00 -0700

Welcome back to the Building Your Money Machine Show! In this episode, we’re shining a light on the WORST investment lies that too many finance gurus still tell — and that may be keeping you stuck, stressed, and second-guessing your financial future.

Have you ever noticed how those so-called experts make wealth building sound as easy as ordering takeout? Just click a button, sit back, and supposedly your net worth skyrockets overnight. Well, real investing isn’t full of fairy dust or secret formulas—so today, I’m rolling up my sleeves to bust five of the biggest half-truths, myths, and lies I’ve heard in my 30+ years in finance (and yes, I’ve repeated some of them myself — nobody’s immune!).

I’m breaking it all down with real numbers, real risks, and stories that reveal what actually works, minus the fluff. Grab your drink, your calculator, and let’s cut through the noise together!

IN TODAY’S EPISODE, I COVER:

Why the “market always averages 10-12% per year” is a misleading myth
The pitfalls of putting all your money in the S&P 500 and why oversimplification can hurt your wealth-building journey
The truth about dollar cost averaging — how it works, when it doesn’t, and why sequence of returns risk matters as you start drawing from your portfolio
The fallacy of needing to “beat the market” — and what history really tells us about pros versus everyday investors

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If you liked this episode, click here to enjoy these and more:
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8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)
Accountant Explains: The 4 Financial Freedom Zones - How close are you?
Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School
The One Choice That Will Determine Your Financial Future
If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money

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If you liked this video, you'll love these ones:

8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It): https://youtu.be/KKhrKQb-v40
Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fk
Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School: https://youtu.be/RquD90vfEvs
The One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvs

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

8 Signs You're Doing Well Financially (Even If It Doesn't Feel Like It)

Mon, 07 Jul 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Ever scrolled through Instagram and wondered if you missed some secret wealth-building meeting where the yachts, private jets, and monster bank accounts were handed out? You’re not alone, trust me. It can feel like everyone else is crushing the money game while you’re just trying to keep your shopping cart (with the squeaky wheel, no less) on track at Target.

But here’s the truth: even if you feel behind, chances are you’re doing way better financially than you realize. Today, I’m breaking down the real, tangible signs that you’re actually winning with money—even if it doesn’t look like the highlight reels plastered on your social feeds.

We’re walking through 8 signs you’re doing well financially. You might be surprised to find you’re way ahead of the curve—even if you’re not popping bottles on a yacht next to “Chad.”

IN TODAY’S EPISODE, I COVER:

Why being able to handle unexpected financial curveballs means you’re ahead of the pack
How keeping your debt under control puts you in the Financially Fit Club
How to escape the comparison trap and build a financial plan that fits your life
Why having a decent credit score (think above 700) is a byproduct of healthy money habits
The importance of actually investing—even small amounts make you part of the investing minority

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Accountant Explains: The 4 Financial Freedom Zones - How close are you?
Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School
The One Choice That Will Determine Your Financial Future
If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money
Accountant Explains: The 4 Money Personalities - Which one are you?

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Accountant Explains: The 4 Financial Freedom Zones - How close are you?: https://youtu.be/Md3mF7zg8fk
Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School: https://youtu.be/RquD90vfEvs
The One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvs
If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money: https://youtu.be/S3LY1rBDIe4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Accountant Explains: The 4 Financial Freedom Zones - How close are you?

Thu, 03 Jul 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Have you ever felt like your bank account is vanishing into thin air or like you’re working so hard just to stand still, financially? If so, trust me—you are not alone, and more importantly, you are not broken. Today, I’m here to flip the light switch on your financial journey and reveal exactly where you stand on the path to financial freedom.

In this episode, I break down what I call The 4 Financial Freedom Zones—from the point where it feels like you’re drowning in bills all the way to the affluence zone, where your money works harder for you than you ever worked for it. I want you to know these “zones” aren’t about judgment—they’re about awareness. Wherever you are on this map, I’m going to give you actionable steps so you know how to move forward, escape the traps, and start making real progress.

IN TODAY’S EPISODE, I COVER:

The 4 Financial Freedom Zones: Drowning, Breakthrough, Independence, and Affluence
Why most people feel stuck (hint: it’s about awareness, not ability)
How to escape the “drowning point” with brutal financial honesty and your first comfort fund
How to leave a legacy that’s about more than money—transferring values, beliefs, and wisdom to the next generation
Practical steps you can take right now to discover your zone, make progress, and claim your financial freedom

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Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School
The One Choice That Will Determine Your Financial Future
If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money
Accountant Explains: The 4 Money Personalities - Which one are you?
6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)

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Master Financial Literacy in 32 mins: Everything They Didn't Teach You in School: https://youtu.be/RquD90vfEvs
The One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvs
If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money: https://youtu.be/S3LY1rBDIe4
Accountant Explains: The 4 Money Personalities - Which one are you?: https://youtu.be/H6-F2EEn-Ps

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Master Financial Literacy in 37 mins: Everything They Didn't Teach You in School

Mon, 30 Jun 2025 04:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! Today, we're cutting through the jargon and the shame to talk straight about financial literacy—everything they didn’t teach you in school but absolutely should have. If you've ever sat in a classroom wondering when you'd use all that stuff in real life, I’ve been there too. The truth is, nobody handed us a rulebook for money—they just tossed us in the deep end and figured we'd swim.

I'm bringing you practical, action-oriented steps to master your money—no PhD or complicated spreadsheets required. We're breaking down the real lessons, the habits, the mindset shifts, and yes, a few dad jokes along the way. Let’s demystify credit scores, debt, savings, investing, and protecting what you’ve built, so you can take control of your financial future.

Remember, financial freedom isn’t about being a math genius; it’s about choices and the freedom those choices bring.

IN TODAY’S EPISODE, I COVER:

Why financial literacy is your ultimate superpower—and the one school should have started with
The truth about money mindset: how your early money beliefs shape your habits and outcomes, and how to start rewriting those stories now
The step-by-step pillars to building your money machine
A 30-Day Money Makeover Plan
The critical importance of habits, behaviors, and making tiny but consistent changes for big, lifelong results

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The One Choice That Will Determine Your Financial Future
If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money
Accountant Explains: The 4 Money Personalities - Which one are you?
6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)
Financial Literacy is The Lowest it's Ever Been This is Sad

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The One Choice That Will Determine Your Financial Future: https://youtu.be/RquD90vfEvs
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Accountant Explains: The 4 Money Personalities - Which one are you?: https://youtu.be/H6-F2EEn-Ps
6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5o

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The One Choice That Will Determine Your Financial Future

Thu, 26 Jun 2025 04:00:00 -0700

Welcome to another transformational episode of the Building Your Money Machine Show! Today, I’m unpacking one of the biggest secrets standing between you and real financial freedom—and no, it’s not a “hack” or some secret stock tip. It’s about the most foundational, game-changing choice you will ever make on your journey to building wealth: your money identity.

Ever wonder why some people seem to build wealth effortlessly while others struggle, no matter how hard they hustle? I’ve been there too—wondering if I missed the financial success memo, questioning what I was missing. Trust me, you’re not broken and you’re not alone.

I draw from personal experience, including what I’ve learned rebuilding after setbacks, and I share my five-step “5 R’s” framework to transform your money identity for good. This is not about how much you earn, how smart you are with spreadsheets, or even whether you bought that magic stock at the right time. It’s about who you decide to become on your financial journey.

IN TODAY’S EPISODE, I COVER:

Why your financial behavior—not your income—determines your ability to build wealth
What “money identity” is and why it shapes every decision you make with your resources
How most of our financial beliefs are “caught, not taught”
The 5 R’s Framework
Personal stories of rebuilding from loss and the power of intentionally choosing a new identity

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If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money
Accountant Explains: The 4 Money Personalities - Which one are you?
6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)
Financial Literacy is The Lowest it's Ever Been This is Sad
10 Habits Of The "Fake Rich" You Need To Avoid

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If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money: https://youtu.be/S3LY1rBDIe4
Accountant Explains: The 4 Money Personalities - Which one are you?: https://youtu.be/H6-F2EEn-Ps
6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5o
Financial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You Knew This About Banks, You Would Think Twice Before Giving Them Your Money

Mon, 23 Jun 2025 04:00:00 -0700

Welcome to a revealing episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on what banks are really doing with your money—and why you might want to think twice before trusting them with your hard-earned cash. Ever wondered why your savings account seems to earn pocket change while your bank flaunts shiny new office towers and charges you fees left and right? It’s not by accident, and in this episode, I break down exactly how the system is stacked in the bank’s favor, not yours.

We’ll explore the hidden realities of fractional reserve banking—where your deposited dollars are leveraged by the banks to make massive profits—and dissect how things like credit card debt, endless fees, and questionable banking practices eat away at your wealth. I debunk the illusion of safety when it comes to things like FDIC insurance and fraud protection.

But I won’t just leave you with concerns—I’ll equip you with tactical moves to ensure your money is safe, controlled, and actually working for you. You’ll leave this episode empowered to flip the script and start building a money machine that serves YOUR financial future.

IN TODAY’S EPISODE, I DISCUSS:

How banks really make money using the fractional reserve system
How credit card debt and minimum payments are building bank empires
The hidden cost of monthly, ATM, and overdraft fees
Why the bank may not always have your back
Why I use credit unions and how you can benefit too

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Accountant Explains: The 4 Money Personalities - Which one are you?
6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)
Financial Literacy is The Lowest it's Ever Been This is Sad
10 Habits Of The "Fake Rich" You Need To Avoid
Life Lessons I Wish I Knew Earlier - Here's what matters most

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Accountant Explains: The 4 Money Personalities - Which one are you?: https://youtu.be/H6-F2EEn-Ps
6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5o
Financial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY
10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Accountant Explains: The 4 Money Personalities - Which one are you?

Thu, 19 Jun 2025 04:00:00 -0700

Welcome back to another episode of the Building Your Money Machine Show! Today, we’re getting real about something that impacts absolutely every one of us: our unique money personalities. Ever wonder why two people can make the same amount of money, but one ends up with a healthy investment portfolio and the other seems to have nothing but credit card statements and a killer shoe collection? Or maybe you and your partner treat spending like you’re playing on rival teams?

Trust me, you’re not alone—and there’s a reason for all of it.

In this episode, I break down the four money personalities that I’ve seen again and again throughout my 30+ years as a CPA, advisor, and author of Building Your Money Machine. I go deeper than ever before into the habits, mindsets, and muscle memory that drive our choices with money. This isn’t just about math—it’s about why we do what we do.

You’ll find out which money personality is your go-to, how these personalities interact (sometimes explosively!) in relationships, and strategies to play to your strengths—while building a system that actually works for you, not against you.

IN TODAY’S EPISODE, I DISCUSS:

The four core money personalities: Saver, Spender, Investor, and Philanthropist
The impact of early patterns and upbringing on your money mindset
Why habits and default behaviors around money are so hard to change
How your money type can shift over different life phases
What happens when different personalities collide in relationships

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6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)
Financial Literacy is The Lowest it's Ever Been This is Sad
10 Habits Of The "Fake Rich" You Need To Avoid
Life Lessons I Wish I Knew Earlier - Here's what matters most
14 Hidden Expenses That Silently Destroy Your Wealth

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6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire): https://youtu.be/aqTn3Us9q5o
Financial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY
10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXY
Life Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

6 Things I'd Tell My 20-Year-Old Self (as a 63-Year-Old Multimillionaire)

Mon, 16 Jun 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m taking you on a personal journey back in time — back to when I was 20 years old. If you’ve ever wished you could go back and give your younger self a roadmap, this episode is for you. As a 63-year-old multimillionaire who’s faced his share of ups, downs, setbacks, and hard-won victories, I’m sharing the six biggest lessons I wish I’d known at 20 — wisdom to help you build both your wealth and the life you truly want.

We talk about why mastering your money mindset trumps just “working hard,” how building your money machine early pays off for decades, and why failure is not your enemy but your best teacher. I open up about the painful moments that redefined what mattered most to me — from business mistakes to cancer scares and the moment my son’s drawing broke open a new chapter in my life.

If you’re tired of chasing someone else’s version of success, or you’re grinding away but feel like something’s missing, this episode will help you reset your compass. I want you to have the insights it took me decades to learn — so you can leapfrog some of the struggles and start thriving now.

IN TODAY’S EPISODE, I DISCUSS:

Mastering your money mindset and why money is far more about behavior
How to build your “money machine” early — and why investing beats just earning and saving
The critical lesson that people always matter more than profits — and how wealth comes from relationships
Why your health is your real wealth and how to prioritize wellness

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10 Habits Of The "Fake Rich" You Need To Avoid
Life Lessons I Wish I Knew Earlier - Here's what matters most
14 Hidden Expenses That Silently Destroy Your Wealth
40 Years as an Accountant - This is What Rich People Regret Most

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Financial Literacy is The Lowest it's Ever Been This is Sad: https://youtu.be/BIHtHihEOlY
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Life Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI
14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW8

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Financial Literacy is The Lowest it's Ever Been (This is Sad)

Thu, 12 Jun 2025 04:00:00 -0700

Welcome back to another revealing episode of the Building Your Money Machine Show! Today, I’m diving into a topic that’s honestly got me more fired up than ever before: the sad truth that financial literacy is the lowest it’s ever been—even with all the tech, all the YouTube gurus, and TikTok “experts” you can scroll through in a day.

Let’s face it—something’s gone off the rails. People still think credit cards are free money. Buying luxury cars with no assets to back them. Racking up overdraft fees, draining 401(k)s, signing onto student loans they don't understand, and hoping for forgiveness that may never come. This episode is about breaking down some of the most cringeworthy and all-too-common financial missteps I’ve seen floating around online (and that my team has graciously pulled together for us to react to).

I’m here to break down what should have been done, what needs to change, and how you (or someone you care about) can avoid these money traps. You’ll get real talk, straightforward strategies, and plenty of tough love, so you can sidestep these mistakes—and build your own money machine.

IN TODAY’S EPISODE, I DISCUSS:

The confusion around how banking and fractional reserve systems really work
How overdraft fees are like stepping on Legos in the dark
The real cost of using debt to fund your lifestyle
The hard truth about student loans
Why “living in the moment” without a plan leads to future stress
Protecting relationships by setting healthy money boundaries with friends and family

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10 Habits Of The "Fake Rich" You Need To Avoid
Life Lessons I Wish I Knew Earlier - Here's what matters most
14 Hidden Expenses That Silently Destroy Your Wealth
40 Years as an Accountant - This is What Rich People Regret Most
Why You Need To Start Automating Wealth Creation

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10 Habits Of The "Fake Rich" You Need To Avoid: https://youtu.be/Ijofyr-YtXY
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14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW8
40 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVE

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

10 Habits Of The "Fake Rich" You Need To Avoid

Mon, 09 Jun 2025 04:00:00 -0700

Welcome back to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on a topic that’s everywhere—those “rich” folks we see parading luxury cars, designer clothes, and lavish vacations on social media. But here’s the ugly truth: for a lot of them, it’s not real financial freedom they’re selling—it’s financial pressure.

I’ll be breaking down the 10 key habits of the “fake rich”—habits that might look impressive from the outside, but are quietly wrecking people’s financial futures. More importantly, I’ll show you how to steer clear of these traps so you can build wealth that actually lasts and brings you peace of mind.

We’re all familiar with the Instagram highlight reels—the Lambos, the boats, the shopping sprees. But what’s really happening behind those flashy posts? Today, I’ll walk you through the red flags that expose fake wealth, how comparison can destroy your confidence, and the disciplined plan you need to stay focused on your own progress.

IN TODAY’S EPISODE, I DISCUSS:

How making more money can actually make you more stressed if you don’t have the discipline.
The hidden costs of keeping up with the latest gadgets, sneakers, or crypto coins.
Avoiding budgets/plans – Why tracking your spending isn’t financial jail—it’s your permission slip to spend on what really matters.
The danger of keeping finances a secret (even from your spouse), and why open dialogue is key to wealth.
Why real wealth means you can handle the unexpected, not just have the appearance of success.

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14 Hidden Expenses That Silently Destroy Your Wealth
40 Years as an Accountant - This is What Rich People Regret Most
Why You Need To Start Automating Wealth Creation
10 Things Worth Buying EVEN If You're Short On Cash

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Life Lessons I Wish I Knew Earlier - Here's what matters most: https://youtu.be/CChh8Zd36UI
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40 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVE
Why You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYok

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Life Lessons I Wish I Knew Earlier - Here's what matters most

Thu, 05 Jun 2025 04:00:00 -0700

Welcome to a very special episode of the Building Your Money Machine Show. Today, I’m taking you behind the spreadsheets and into the life lessons I wish I’d known earlier—a candid conversation about what truly matters most on this journey to financial freedom and living fully.

I get personal in this episode. From surviving cancer—twice—to rebuilding my business after devastating loss, and raising my son as a single, full-time dad, life has thrown me both blessings and curveballs. Each of these moments taught me things about money, meaning, and legacy that I simply couldn’t have learned from a textbook or a balance sheet.

If you’re ready for a refreshingly honest look at wealth—not just what’s in your bank account, but what fills your life with purpose and richness—you’re in the right place. Money is never just the goal; it’s the paintbrush we use to create the masterpiece of our life. So let’s dig in together.

IN TODAY’S EPISODE, I DISCUSS:

Why money isn’t everything, but it touches everything—and the real magic happens when it fuels your values, joy, and meaning
How you can rebuild from nothing, even after major setbacks
Why health is the real wealth, and how my cancer diagnosis completely reframed my priorities
The truth about relationships being the richest currency we have—how presence matters far more than profits
The power of living life fully expressed, ditching the masks, and stepping into who you truly are
Why legacy isn’t about the stuff you leave behind, but about the love, values, and moments you create every day

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40 Years as an Accountant - This is What Rich People Regret Most
Why You Need To Start Automating Wealth Creation
10 Things Worth Buying EVEN If You're Short On Cash
8 Signs You're Not Ready For Retirement

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14 Hidden Expenses That Silently Destroy Your Wealth: https://youtu.be/z13QSTIdaW8
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Why You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYok
10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkU

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

14 Hidden Expenses That Silently Destroy Your Wealth

Mon, 02 Jun 2025 04:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I’m shining a light on a topic that’s often overlooked but crucial for anyone serious about building real wealth: hidden expenses that sneakily drain your financial future.

I’m breaking down the 14 silent money leaks that could be quietly destroying your wealth right under your nose. These aren’t just theoretical concepts. Many of these come straight from my own experience and from the real-life journeys of my clients.

We’ll dig into three main categories: investing leaks, protection leaks, and lifestyle leaks. I’ll walk you through how these leaks happen, and—most importantly—how you can plug them to accelerate your path to financial freedom.

On the lifestyle side, I’ll reveal the dangers of lifestyle creep, high-interest debt, car depreciation, emotional spending, last-minute purchases, and more. For your safety net, I’ll share why you must be proactive about negotiating big expenses, maximizing your employee benefits, making smart insurance decisions, and taking your health seriously.

IN TODAY’S EPISODE, I DISCUSS:

The 14 biggest wealth leaks—broken down
The silent danger of inflation and why your savings alone may not be enough
How investment fees and opportunity costs of delayed investing add up to huge losses over time
The power of tax-advantaged accounts to keep more in your pocket and less with the government
Lifestyle creep: why increased earnings shouldn’t lead to unchecked spending
The wealth-eroding trap of credit card interest and car depreciation

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Why You Need To Start Automating Wealth Creation
10 Things Worth Buying EVEN If You're Short On Cash
8 Signs You're Not Ready For Retirement
How to SURVIVE and THRIVE During a Recession

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40 Years as an Accountant - This is What Rich People Regret Most: https://youtu.be/x8_f0g_EjVE
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10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkU
8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

40 Years as an Accountant - This is What Rich People Regret Most

Thu, 29 May 2025 04:00:00 -0700

Welcome to a powerful and reflective episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on four decades of experience sitting across from millionaires, billionaires, and business owners. I’m sharing the real regrets I’ve witnessed at the top—not the sort about money lost, but the much deeper kind: moments missed and lives only half-lived.

Over 40 years as an accountant, advisor, entrepreneur, cancer survivor, and single father, I’ve seen firsthand what genuinely matters when it comes to building wealth. It’s not about accumulating the biggest number in your bank account. It’s about crafting a rich life, filled with purpose, joy, and relationships—not just a rich portfolio.

In this episode, I open up about the seven biggest regrets I’ve heard from the wealthy (and nearly slipped into myself). This is your invitation to break the cycle, sidestep the mistakes of “successful” people who realize—sometimes too late—that they chased the wrong kind of wealth.

IN TODAY’S EPISODE, I DISCUSS:

Why chasing a number keeps you on a hamster wheel—and the freedom that comes from knowing your true “enough.”
The cost of putting off life’s joys for “someday”
How real wealth is measured by your health, time, and relationships—not just your financial “stuff.”
Why true legacy happens in the moments you create every day, not just in what you leave behind.
Why avoiding meaningful conversations leads to the deepest regrets
How clarifying your life vision—before setting financial goals—transforms your journey and creates fulfillment, not just financial results.

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Why You Need To Start Automating Wealth Creation
10 Things Worth Buying EVEN If You're Short On Cash
8 Signs You're Not Ready For Retirement
How to SURVIVE and THRIVE During a Recession
Money Principles I Know At 63 But I Wish I Knew At 40

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Why You Need To Start Automating Wealth Creation: https://youtu.be/RV_kW-ARYok
10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkU
8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxY
How to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why You Need To Start Automating Wealth Creation

Mon, 26 May 2025 04:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! Today, we’re tackling a critical reason why so many people struggle to build wealth—even when they know what to do: they rely on willpower instead of automation. If you ever feel like growing your money is a constant uphill battle or that you’re playing catch-up no matter how hard you work, this episode is designed just for you.

In this episode, I dive into the truth behind wealth creation: the wealthiest people don’t work harder for their money. Instead, they use systems that put their money on autopilot. I share my own journey—where I stumbled using sheer willpower and how turning to automation transformed my results and made wealth-building not only more effective, but less stressful too.

I walk you through the seven critical steps to automating your wealth, from cash flow to savings, investing, debt-paydown, protecting your wealth, optimizing taxes, and growing your income streams. I break down how to get hands-off with your finances using simple tools and modern technology—so you can eliminate decision fatigue, avoid costly mistakes, and remove emotion from money management.

IN TODAY’S EPISODE, I DISCUSS:

Why relying on willpower to build wealth sets you up for failure—and how automation changes everything
The five top reasons to automate your wealth creation
The seven key steps to automate your financial life
Why you should avoid platforms that gamify investing, keeping emotion out of your financial decisions
The importance of evaluating your financial automations regularly

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10 Things Worth Buying EVEN If You're Short On Cash
8 Signs You're Not Ready For Retirement
How to SURVIVE and THRIVE During a Recession
Money Principles I Know At 63 But I Wish I Knew At 40
If You're Thinking Of Retiring Early... Watch This

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10 Things Worth Buying EVEN If You're Short On Cash: https://youtu.be/wPy-xppyPkU
8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxY
How to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiA
Money Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAE

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

10 Things Worth Buying EVEN If You're Short On Cash

Thu, 22 May 2025 04:00:00 -0700

Welcome to a special episode of the Building Your Money Machine Show! Today, I’m flipping the script a bit—we’re not just talking about cutting costs or scrimping and saving. Instead, I’m sharing 10 things that are actually worth spending money on—even when money is tight. I know, it might sound counterintuitive, but hear me out: some expenses aren’t really expenses at all. They’re investments in your protection, your earning power, your health, and your peace of mind.

I walk you through each of these 10 life upgrades—things that don’t just take money out of your wallet, but actually save you, build value, and help you create a future you’ll be proud to live in. From protecting yourself with an emergency fund and health insurance, to investing in new skills, mental health, and even kitchen essentials, these are the game-changers that keep you stable, strong, and moving forward.

I’ll share my own experiences—and the data—to help you see expenses in a whole new light.

IN TODAY’S EPISODE, I DISCUSS:

Why cutting every expense isn’t always the answer when money is tight
The essential role of a basic emergency fund—and the surprising difference between the Comfort Fund and the Peace of Mind Fund
How health insurance, even if it’s just catastrophic coverage, can save you from financial disaster
Why supportive, durable footwear is a hidden investment in your long-term health (your knees and back will thank you!)
Growing your income by investing in skills, certifications, and education that the marketplace values

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8 Signs You're Not Ready For Retirement
How to SURVIVE and THRIVE During a Recession
Money Principles I Know At 63 But I Wish I Knew At 40
If You're Thinking Of Retiring Early... Watch This
I've been through 4 recessions, here's what always happens...

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8 Signs You're Not Ready For Retirement: https://youtu.be/aUhBrFx-NxY
How to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiA
Money Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAE
If You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWI

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

8 Signs You're Not Ready For Retirement

Mon, 19 May 2025 04:00:00 -0700

Welcome to another eye-opening episode of the Building Your Money Machine Show! Today we’re tackling a topic that’s crucial for anyone looking to retire with real confidence and peace of mind. What if I told you that most people are planning for retirement all wrong? That’s right—many of us believe we’re set until reality hits and the money runs out, unexpected expenses pop up, or we end up living a lifestyle we never truly prepared for.

In this episode, I walk you through the eight biggest signs you’re not ready for retirement. Retirement isn’t about an age or a magic number; it’s about lifestyle and financial readiness. I’ll show you how to shift away from chasing arbitrary numbers and start focusing on building a retirement plan that actually supports the life you want.

We'll discuss the critical mistakes to avoid, and talk about overlooked threats like healthcare costs and inflation. You’ll learn why conventional wisdom about retirement may be setting you up for stress, and how to make the mindset and strategic shifts necessary to retire on your own terms—with freedom, choice, and security.

IN TODAY’S EPISODE, I DISCUSS:

Why chasing an arbitrary retirement number isn’t enough
The power of having a detailed retirement plan
Why carrying high-interest or lifestyle debt into retirement is dangerous=
The emotional and psychological side of retirement
How to “test drive” your retirement plan and stress-test it against unexpected events
The invisible threat of inflation

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How to SURVIVE and THRIVE During a Recession
Money Principles I Know At 63 But I Wish I Knew At 40
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I've been through 4 recessions, here's what always happens...
How To Make Money In An Economy That Hates You

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How to SURVIVE and THRIVE During a Recession: https://youtu.be/xSbRv9BopiA
Money Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAE
If You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWI
I've been through 4 recessions, here's what always happens…: https://youtu.be/h4eJqaDas_w

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How to SURVIVE and THRIVE During a Recession

Thu, 15 May 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, we’re confronting one of the most anxiety-inducing topics out there: recessions. If you’ve ever felt uneasy about market crashes, job losses, or just wondered how you can truly safeguard your money and lifestyle when the economy takes a hit, this episode is for you.

I walk you through how to shift your mindset—seeing a recession not as a threat, but as your greatest opportunity to grow stronger, wealthier, and more secure than ever before. With experts predicting a 35–60% chance of a recession in the near future, the time for fear is over. It’s time to prepare and strategize so you can not just survive economic downturns, but thrive right through them.

I’ll walk you through eliminating destructive debt, upskilling to become indispensable in any market, and the critical importance of staying the course with your investments—plus why you should only invest in what you truly understand.

Let’s get strategic, set your money machine in motion, and design a life that’s resilient, intentional, and recession proof.

IN TODAY’S EPISODE, I DISCUSS:

Why recessions are not to be feared—but to be prepared for and leveraged
What a recession really is, and how you feel it before it’s officially declared
How to find—and seize—the once-in-a-generation money-making opportunities that recessions offer
The seven essential strategies to survive and thrive during economic downturns
The five wealth truths that apply in any economy and how to make them your daily practice

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Money Principles I Know At 63 But I Wish I Knew At 40
If You're Thinking Of Retiring Early... Watch This
I've been through 4 recessions, here's what always happens...
How To Make Money In An Economy That Hates You
Understanding The Impact Tariffs Have On Your Finances

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Money Principles I Know At 63 But I Wish I Knew At 40: https://youtu.be/aTOC_lC0CAE
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I've been through 4 recessions, here's what always happens…: https://youtu.be/h4eJqaDas_w
How To Make Money In An Economy That Hates You: https://youtu.be/Pg3Y-edj1no

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Money Principles I Know At 63 But I Wish I Knew At 40

Mon, 12 May 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today’s episode is all about the money principles I know at 63—but honestly, I wish I’d understood them back when I was 40. If you’ve ever felt behind, overwhelmed, or unsure whether your hard work will actually bring you financial freedom, then you’re in the right place. I’m opening up about my real-life experience navigating through four recessions, overcoming cancer, and raising my son solo from the age of six. Now, decades later, I’m financially free and living a life that’s truly rich—not just in dollars, but in meaning, memories, and experiences.

In this episode, I’m sharing the core money truths that can radically shift how you build wealth and, more importantly, how you live your life. These are the lessons I’d give to my 20-, 30-, and 40-year-old self—the ones that matter beyond just growing a bank account. We’ll challenge the myths around money and discuss why purpose, not just a number, is what really unlocks freedom.

I’m not just handing over financial tactics today—I want you to consider what a truly rich life looks like, so you don’t end up with a full bank account but an empty life.

IN TODAY’S EPISODE, I DISCUSS:

Why clarity and purpose—not a dollar amount—truly set you free
The power of systems: earning, multiplying, and guarding wealth
Why growth, not just accumulation, is the ultimate goal
The role of generosity in creating a fulfilled and prosperous life
How an emergency fund gives you freedom, choice, and confidence

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I've been through 4 recessions, here's what always happens...
How To Make Money In An Economy That Hates You
Understanding The Impact Tariffs Have On Your Finances
The Only Thing That Stopped Me From Overspending

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If You're Thinking Of Retiring Early... Watch This: https://youtu.be/SO9yQLytMWI
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How To Make Money In An Economy That Hates You: https://youtu.be/Pg3Y-edj1no
Understanding The Impact Tariffs Have On Your Finances: https://youtu.be/2OVdRYkxwl4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You're Thinking Of Retiring Early... Watch This

Thu, 08 May 2025 05:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! Today, I’m tackling one of the most common questions—and dreams—I hear from so many of you: Is it really possible to retire early without sacrificing your lifestyle? If you’ve ever felt trapped in the grind, wondering if freedom is out of reach before that magical age of 65, or worried you may have already missed your window, this episode is for you.

I break down exactly what it takes to retire five, even ten years earlier than you thought possible. I’m sharing how to run the numbers, the realities of your spending, the trade-offs you’ll need to consider, and—most importantly—how to avoid the biggest mistake I see time and again: waiting until it’s too late to plan your freedom.

We’ll talk about why most people don’t retire “late” because they have to. I use real-life scenarios and simple math to illuminate the path, showing you how your habits, choices, and clarity on your “freedom number” can unlock new possibilities for your future.

IN TODAY’S EPISODE, I DISCUSS:

The surprising math behind retiring 5 or 10 years earlier—and how small changes make a big difference
Why waiting to plan is the #1 early retirement killer
The key questions to ask RIGHT NOW to give yourself more choice, freedom, and vibrant years
How to calculate your real number for financial freedom
The reality of trade-offs: more time vs. more money, less stuff vs. more experiences
How to create multiple streams of income to support your dream lifestyle

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I've been through 4 recessions, here's what always happens...
How To Make Money In An Economy That Hates You
Understanding The Impact Tariffs Have On Your Finances
The Only Thing That Stopped Me From Overspending
5 Simple Habits For Building Wealth (as a self made millionaire)

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I've been through 4 recessions, here's what always happens…: https://youtu.be/h4eJqaDas_w
How To Make Money In An Economy That Hates You: https://youtu.be/Pg3Y-edj1no
Understanding The Impact Tariffs Have On Your Finances: https://youtu.be/2OVdRYkxwl4
The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

I've been through 4 recessions, here's what always happens...

Mon, 05 May 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m pulling back the curtain on one of the most anxiety-inducing topics out there: recessions. If you’re worried about what happens when the economy takes a nosedive or you’re not sure how to prepare, this episode is absolutely for you. I’ve personally lived through four recessions—and as some are saying, we might be on the doorstep of a fifth. I’m here to share what I’ve learned through every downturn, what always happens, and—most importantly—how you can not just survive, but actually thrive and build your wealth during these challenging times.

You’ll hear about how panic and fear grip the headlines, how markets crash and jobs are lost—but you’ll also learn how, tucked behind the chaos, incredible opportunities for wealth are quietly created. I break down the patterns that emerge every time the economy contracts, what causes these downturns in the first place, and how you can position yourself so when the next one comes (and it will), you’re ready to spring into action.

IN TODAY’S EPISODE, I DISCUSS:

What a recession really is and why they happen as part of the natural economic cycle
The four key patterns that always play out during recessions
My own experience investing during the 2008 crash and how liquidity helped me come out wealthier on the other side
Why recessions are actually a massive wealth transfer—from over-leveraged to prepared, from the fearful to the focused
How to keep your cool during downturns and why panicking usually locks in losses

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How To Make Money In An Economy That Hates You
Understanding The Impact Tariffs Have On Your Finances
The Only Thing That Stopped Me From Overspending
5 Simple Habits For Building Wealth (as a self made millionaire)
Major Money Milestones To Achieve in Your 40s

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How To Make Money In An Economy That Hates You: https://youtu.be/Pg3Y-edj1no
Understanding The Impact Tariffs Have On Your Finances: https://youtu.be/2OVdRYkxwl4
The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOA
5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4I

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How To Make Money In An Economy That Hates You

Thu, 01 May 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! In today’s conversation, I’m tackling a topic that’s front and center for so many of us—how to make money in an economy that feels like it’s working against you. Maybe you’re dealing with rising prices, stagnant wages, or the sense that no matter how hard you work, financial security keeps slipping farther from reach. If you’ve ever thought the system was rigged or wondered why it's so hard to just get ahead, this episode is for you.

Here’s the raw truth: tough economies don’t just create struggle, they create opportunity—but only if you know where to look and how to move. It’s all about adopting an ownership mindset, finding recession-proof ways to earn, and being strategic and disciplined with your finances so you can come out ahead.

We’ll get into actionable steps for building multiple income streams, cutting unnecessary expenses, and learning how to really put your money to work for you. I'll share key mindset shifts to help you overcome tough times and grow stronger from them.

IN TODAY’S EPISODE, I DISCUSS:

The critical shift from a job mindset to an ownership mindset
How to identify and solve recession-proof problems to bring in extra income
Leveraging your existing skills and assets to create value
Building your emergency fund for peace of mind and financial security
Paying off high-interest debt as an essential step to getting ahead
Three immediate action steps you can take right now to start shifting your financial future

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Understanding The Impact Tariffs Have On Your Finances
The Only Thing That Stopped Me From Overspending
5 Simple Habits For Building Wealth (as a self made millionaire)
Major Money Milestones To Achieve in Your 40s
How To Save More in 6 Months Than Most People Do in 6 Years

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Understanding The Impact Tariffs Have On Your Finances: https://youtu.be/2OVdRYkxwl4
The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOA
5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4I
Major Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMA

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Understanding The Impact Tariffs Have On Your Finances

Mon, 28 Apr 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show! Today, I’m unpacking a topic that hits home for all of us: tariffs—and the impact they have on your wallet, your shopping cart, your investments, and ultimately, your ability to build lasting wealth and financial freedom.

If you’re feeling like your money isn’t stretching as far as it used to, and you’ve noticed those grocery bills, gas prices, even your Amazon orders creeping up, then you’re not imagining things—and you’re definitely not alone. Yes, we’ve all felt inflation, but there’s another “hidden tax” at play that doesn’t always make the headlines in a clear or unbiased way: tariffs.

In this episode, I peel back the layers of what tariffs really are, why governments use them, and—most importantly—how they quietly (and not-so-quietly) drive up costs for every one of us. I’ll explain how tariffs don’t just affect the big companies importing goods, but how those costs find their way directly into your life, from everyday necessities like groceries and clothing, to big-ticket items like electronics and cars.

IN TODAY'S EPISODE, I DISCUSS:

What tariffs are (in plain English) and how they work
How tariffs raise costs on groceries, clothes, electronics, and cars
How tariffs create market uncertainty and impact your investments and savings
Practical steps to protect your finances from tariff effects
Why a real investment strategy is critical in uncertain times
Why preparation—not panic—is key to financial resilience and freedom

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The Only Thing That Stopped Me From Overspending
5 Simple Habits For Building Wealth (as a self made millionaire)
Major Money Milestones To Achieve in Your 40s
How To Save More in 6 Months Than Most People Do in 6 Years
Why The PERFECT Retirement Is Actually A Huge LIE

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The Only Thing That Stopped Me From Overspending: https://youtu.be/5jBNKRalEOA
5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4I
Major Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMA
How To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Only Thing That Stopped Me From Overspending

Thu, 24 Apr 2025 04:00:00 -0700

Welcome to another powerful episode of the Building Your Money Machine Show! If you’ve ever looked at your bank account and wondered, “Where did all the money go?” or felt regret after an impulse buy, this episode is for you—because, honestly, it was for me too. Today, I dig deep into my own experience with overspending—how I got caught up in mindless purchases, emotional triggers, and comparison traps, and, most importantly, the game-changing shift that finally helped me get my spending under control.

I share the real cost of overspending—how it’s never just about the money, but about the missed opportunities, future stress, and even the emotional toll that comes from repeating the spend-regret cycle. You’ll hear about my own “confession time”: the time I drove off a car lot on New Year’s Eve with a brand-new car I didn’t actually need. Then I’ll walk you through the hard truths I faced, the wake-up call that changed everything, and my 4P Framework—a simple but effective process that stopped me from overspending without making me feel restricted or deprived.

IN TODAY’S EPISODE, I DISCUSS:

The real, lasting cost of overspending—and why even small, mindless purchases can steal your future wealth
The three main triggers for overspending: emotional spending, comparison spending, and lifestyle creep
Why simply making more money doesn’t fix overspending habits
My 4P Framework for spending with intention and joy, not regret:
Why it’s critical to design your version of a “rich life,” not just play copycat to what you see online

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

5 Simple Habits For Building Wealth (as a self made millionaire)
Major Money Milestones To Achieve in Your 40s
How To Save More in 6 Months Than Most People Do in 6 Years
Why The PERFECT Retirement Is Actually A Huge LIE
11 Timeless Habits To Survive Any Recession

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

5 Simple Habits For Building Wealth (as a self made millionaire): https://youtu.be/hHObBrzXJ4I
Major Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMA
How To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244
Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

5 Simple Habits For Building Wealth (as a self made millionaire)

Mon, 21 Apr 2025 04:00:00 -0700

Welcome to another compelling episode of the Building Your Money Machine Show. Today, we're tackling a question that often plagues many of us: Why does building wealth feel so overwhelming? Together, we'll debunk the myths that wealth is built on luck or secret formulas and dive into five simple habits that can jumpstart your journey to wealth as a self-made millionaire.

In this episode, I share personal insights from my own path to financial freedom. Growing up, I wasn't handed wealth. In fact, I had to develop and rely on these foundational habits myself. And guess what? They're accessible to everyone – including you.

From making money a priority to setting up weekly money dates, each habit is designed to shift your perspective from a cycle of earnings and spending to a proactive approach where your financial future is the focus. We'll discuss the importance of living below your means, building multiple income streams, and automating your investing to avoid decision fatigue.

Get ready for an episode filled with practical advice, inspiration, and actionable steps to start transforming your financial landscape today. Let's embark on this journey to financial freedom together, crafting a life of choice and agency over time.

IN TODAY’S EPISODE, I DISCUSS:

Making money and investing a priority to empower your future
Setting up regular money dates and creating a wealth vision
Living below your means to ensure long-term success
Building multiple income streams to secure financial independence
Mastering your emotions to keep a steady hand on your wealth path

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Major Money Milestones To Achieve in Your 40s
How To Save More in 6 Months Than Most People Do in 6 Years
Why The PERFECT Retirement Is Actually A Huge LIE
11 Timeless Habits To Survive Any Recession
What you need to know before retiring

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Major Money Milestones To Achieve in Your 40s: https://youtu.be/g1oU_X1MPMA
How To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244
Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po
11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Major Money Milestones To Achieve in Your 40s

Thu, 17 Apr 2025 04:00:00 -0700

Welcome to another crucial episode of the Building Your Money Machine Show. Today, I’m exploring major money milestones you need to hit in your 40s, but don’t worry if you’re in your 20s or 30s — these strategies will propel you towards financial security no matter your age. Whether you’re feeling behind or just looking to ensure a prosperous future, this episode is your guide to building wealth and prioritizing financial freedom.

Reflecting on my own journey, I’m sharing the 11 money milestones I would tell my 40-year-old self, encompassing actions from automating your wealth-building behaviors to maxing out tax-advantaged accounts like 401(k)s and Roth IRAs. We'll dive into owning more assets than liabilities, developing multiple streams of income, and crafting a straightforward investment strategy.

I emphasize the significance of prioritizing future security over present-day indulgences, the necessity of understanding risk and reward, and how crucial it is to not walk this journey alone. From enhancing your financial literacy to taking charge of your health for a well-rounded, vibrant future, there’s a wealth of knowledge in today’s episode to aid your financial growth.

IN TODAY’S EPISODE, I DISCUSS:

Automating your financial decisions to eliminate friction
Maximizing contributions to tax-advantaged savings and retirement accounts
Creating a diversified investment portfolio while enhancing financial literacy
Being strategic about the use of debt and focusing on sustainable joy
The impact of making informed choices and aligning your lifestyle with wealth goals

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

How To Save More in 6 Months Than Most People Do in 6 Years
Why The PERFECT Retirement Is Actually A Huge LIE
11 Timeless Habits To Survive Any Recession
What you need to know before retiring
Are you ready for what's going to happen to the economy?

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

How To Save More in 6 Months Than Most People Do in 6 Years: https://youtu.be/IO4ZRL1B244
Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po
11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68
What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How To Save More in 6 Months Than Most People Do in 6 Years

Mon, 14 Apr 2025 04:00:00 -0700

Welcome to another exciting episode of the Building Your Money Machine Show. Today, we're tackling a topic that's on everyone’s mind: how to save more money in six months than most people do in six years. If you’ve ever felt like saving money just isn’t happening fast enough or seems too hard, you’re not alone. But here’s the good news — it’s not about how much money you make, but how you manage and prioritize it.

In this episode, I’m going to reveal the mindset shifts and actionable steps you need to take to accelerate your savings journey without sacrificing all the things you love. We’ll talk about creating a short, intense period of hyper-focused saving, and how declaring your savings goals can make them more achievable. I’m here to be your financial cheerleader, guiding you through expense triage and addressing those pesky unseen leaks in your spending.

We’ll discuss innovative ways to boost your income and make your money work harder for you, so you can break free from the paycheck-to-paycheck cycle. This episode is all about creating momentum and sustaining that momentum by building habits that will carry you into a financially free future.

IN TODAY’S EPISODE, I DISCUSS:

The reason most people struggle with savings and how to overcome it
Shifting from a goal mindset to making declarations
Expense triage: Identifying and cutting unnecessary spending
How to increase your income with side hustles and gigs
Taking on a no spend challenge to supercharge your savings
Maintaining momentum after six months to ensure long-term financial success

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Why The PERFECT Retirement Is Actually A Huge LIE
11 Timeless Habits To Survive Any Recession
What you need to know before retiring
Are you ready for what's going to happen to the economy?
The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Why The PERFECT Retirement Is Actually A Huge LIE: https://youtu.be/n-yrvwAT8po
11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68
What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4
Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnE

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why The PERFECT Retirement Is Actually A Huge LIE

Thu, 10 Apr 2025 04:00:00 -0700

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, we're tackling the myth of the perfect retirement and uncovering why the idea of a flawless, predictable retirement is actually a huge lie. If you've followed the traditional retirement script, saving diligently and planning meticulously, only to feel uncertain about the future, this episode is for you.

In this deeply personal episode, I share my own experiences and challenges—facing cancer, navigating financial schemes, and realizing that life often has its own unpredictable plans. The truth is, no matter how carefully you plan, life can throw unexpected curveballs like health issues, financial losses, or family crises. But here's the good news: Your path to financial freedom is your own, and it's about resilience, adaptability, and redefining success on your terms.

Let's move beyond the notion of a perfect retirement and start building a life of choice!

IN TODAY’S EPISODE, I DISCUSS:

The myth of the perfect retirement and why it doesn't align with the unpredictable nature of life.
Personal stories of unexpected challenges, from health issues to financial scams, demonstrating that setbacks are part of the journey.
The importance of building resilience and flexibility into your financial plans.
Why chasing a perfect retirement isn't as fulfilling as living a life aligned with your values and passions.
The concept of living a legacy, not just leaving one, and how every moment contributes to the legacy you create.

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

11 Timeless Habits To Survive Any Recession
What you need to know before retiring
Are you ready for what's going to happen to the economy?
The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+
The games and strategies of the rich. What I learned as a CPA for the ultra wealthy.

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

11 Timeless Habits To Survive Any Recession: https://youtu.be/Hi5f0F2x_68
What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4
Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnE
The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItY

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

11 Timeless Habits To Survive Any Recession

Mon, 07 Apr 2025 04:00:00 -0700

Welcome to another empowering episode of the Building Your Money Machine Show. Today, I'm exploring the timeless habits that can see you through any recession without breaking a sweat. We've all experienced the anxiety of economic downturns, but here's the truth: recessions are inevitable, yet financial ruin is optional. This episode is your guide to thriving in any economy, not just surviving.

I speak candidly about how the right financial habits, not just income, can differentiate those who profit from recessions from those who fall victim to them. I share stories from the 2008 financial crisis and even the Great Depression to highlight how savvy individuals and investors turned turmoil into triumph—Warren Buffett, anyone?

From building a robust emergency fund and prioritizing essential needs over wants, to expanding your income streams and understanding the nuances of investing steadily—I've got you covered. We delve into avoiding high-interest debt, setting a recession-proof budget, and leveraging your skills for greater earning potential.

IN TODAY’S EPISODE, I DISCUSS:

Building a recession-proof emergency fund for peace of mind
Prioritizing essential needs over wants to avoid unsustainable lifestyles
Expanding your income streams to increase financial security
Investing in skills for long-term financial growth and job security
Creating a diverse, inflation-resistant investment portfolio
Networking strategically before you actually need it

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

What you need to know before retiring
Are you ready for what's going to happen to the economy?
The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+
The games and strategies of the rich. What I learned as a CPA for the ultra wealthy.
You Can Change Your Finances in 8 Weeks... Here's How

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

What you need to know before retiring: https://youtu.be/TTFwT6Q9wE4
Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnE
The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItY
The games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQ

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

What you need to know before retiring

Thu, 03 Apr 2025 04:00:00 -0700

Welcome to another transformative episode of the Building Your Money Machine Show. Are you worried about the biggest financial missteps you might make as you approach retirement? Many believe it's about running out of money, but I'm here to tell you that the real threat lurks beneath the surface — hidden risks that could deplete your wealth just when you need it most.

No matter your age or life stage — 30s, 40s, 50s, or beyond — it's vital to plan forward to ensure your money outlives you while supporting a life filled with choice and freedom. This episode is packed with essential steps to retire with confidence, identify unseen financial pitfalls, and safeguard your golden years against unexpected surprises.

Today, I'm guiding you through the necessity of having a dynamic and detailed retirement plan, why the 4% rule can be a foundational element if you're lacking a plan, and how to estimate your lifestyle costs. I'll lead you through the asset allocation maze and explain why healthcare and unexpected costs could be your biggest dangers if ignored.

IN TODAY’S EPISODE, I DISCUSS:

Creating a dynamic and detailed retirement plan
Utilizing the 4% rule from the Trinity study
Preparing for overwhelming medical costs and planning for long-term care
The critical component of estate planning to protect your legacy and provide peace of mind
Recognizing the psychological shifts in retirement and finding sustained purpose

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Are you ready for what's going to happen to the economy?
The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+
The games and strategies of the rich. What I learned as a CPA for the ultra wealthy.
You Can Change Your Finances in 8 Weeks... Here's How
The #1 Finance Book Millionaires Won't Tell You About

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Are you ready for what's going to happen to the economy?: https://youtu.be/XR_7hYvPLnE
The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItY
The games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQ
You Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZw

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Are you ready for what's going to happen to the economy?

Mon, 31 Mar 2025 04:00:00 -0700

Welcome to another compelling episode of the Building Your Money Machine Show. Today, I'm challenging you to reconsider everything you think is stable about your financial life. What if what you thought was secure—your job, savings, and financial future—is actually at risk? In this episode, I break down the complex forces like recession, inflation, stagflation, and tariffs that could potentially impact your wallet, investments, and wealth-building journey.

I dive deep into understanding these economic threats and, more importantly, how you can prepare to stay ahead. Don’t expect fear-mongering or doomsday predictions. Instead, get ready for actionable insights to fortify your finances and ensure you remain in control, no matter what the economic landscape throws your way.

We’ll talk about the Federal Reserve's role, inflation as a threat, and the nuances of tariffs. Through it all, I stress that preparing for these economic cycles is crucial, just like I've experienced firsthand in my 63 years, having navigated through several recessions.

IN TODAY’S EPISODE, I DISCUSS:

Understanding economic cycles: recession, inflation, stagflation, and tariffs
The silent risk of consumer debt and how it can affect your financial future
Strategies to fortify your cash flow, protect against inflation, and prepare for market volatility
The importance of expanding your skills and creating additional income streams

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+
The games and strategies of the rich. What I learned as a CPA for the ultra wealthy.
You Can Change Your Finances in 8 Weeks... Here's How
The #1 Finance Book Millionaires Won't Tell You About
11 Tiny Habits That Made Me Rich

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+: https://youtu.be/5S7XgkaIItY
The games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQ
You Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZw
The #1 Finance Book Millionaires Won't Tell You About: https://youtu.be/Z_QHXVak_m0

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Best Financial Strategy For Your Income Level: $30k, $67k. $100K+

Thu, 27 Mar 2025 04:00:00 -0700

Welcome to another engaging episode of the Building Your Money Machine Show. This time, I’m diving into a conversation about crafting the best financial strategies tailored to your current income level, whether you're making $30k, $67k, or over $100k. If you've ever wondered why you're struggling to build wealth no matter your income bracket, this episode is for you. It’s all about finding the right strategies for where you are today to ensure you’re not leaving money or opportunities on the table.

I open up about the common misconception that merely earning more money will solve financial problems. However, without a solid strategy, it’s like pouring water into a leaky bucket—it just disappears. I simplify and break down actionable steps for three key income breakpoints, as covered in my book, Building Your Money Machine. So by the end of this episode, you’ll know exactly what to do to build wealth effectively for your income level, and I’ll introduce the four wealth drivers necessary to make it happen.

Each income level carries distinct focus areas and challenges. I provide insights into practical actions like negotiating bills, and why debt management is critical.

IN TODAY’S EPISODE, I DISCUSS:

The pitfalls of wanting more income without a financial strategy
Why saving rate at lower income levels is paramount to wealth building
The transition from financial stability to financial security as income increases
How to minimize lifestyle creep
Building a true money machine at $100k+ income

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

The games and strategies of the rich. What I learned as a CPA for the ultra wealthy.
You Can Change Your Finances in 8 Weeks... Here's How
The #1 Finance Book Millionaires Won't Tell You About
11 Tiny Habits That Made Me Rich
It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

The games and strategies of the rich. What I learned as a CPA for the ultra wealthy: https://youtu.be/V__Qgkqv4SQ
You Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZw
The #1 Finance Book Millionaires Won't Tell You About: https://youtu.be/Z_QHXVak_m0
11 Tiny Habits That Made Me Rich: https://youtu.be/UFByH_2OAl4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The games and strategies of the rich. What I learned as a CPA for the ultra wealthy.

Mon, 24 Mar 2025 04:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show. Today, we're exploring the intriguing world of the ultra-wealthy and the money games they play that often seem out of reach for the rest of us. But here's the secret — many of their strategies are actually accessible to you, and that's exactly what I'm going to uncover.

Having worked as a CPA for the ultra-wealthy, I've witnessed firsthand the key mindset shifts and financial strategies that set them apart. In this episode, I'll be breaking down those principles to help you bring them into your own life, regardless of your current financial situation.

We delve into the fundamental shifts in thinking from merely accumulating cash to effectively controlling and generating cash flow through assets. I'll walk you through the concept of affluence cash flow and why the ultra-wealthy focus on long-term, intergenerational wealth — thinking in centuries, not decades.

We also tackle, leveraging debt wisely. Understanding productive vs. destructive debt is essential to building lasting wealth. Plus, I'll share insights on using the tax system to your advantage and the significance of holding investments that grow and provide income.

IN TODAY’S EPISODE, I DISCUSS:

The mindset shifts for controlling assets and creating cash flow
Importance of viewing wealth through a long-term lens
Utilizing the tax system effectively through business and strategic asset management
Investing in cash-flowing assets and diversifying portfolios
Protecting wealth with appropriate legal and insurance measures

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

You Can Change Your Finances in 8 Weeks... Here's How
The #1 Finance Book Millionaires Won't Tell You About
11 Tiny Habits That Made Me Rich
It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins
The Benefits of Getting Rich Without Anyone Noticing

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

You Can Change Your Finances in 8 Weeks... Here's How: https://youtu.be/QYYAKjXeMZw
The #1 Finance Book Millionaires Won't Tell You About: https://youtu.be/Z_QHXVak_m0
11 Tiny Habits That Made Me Rich: https://youtu.be/UFByH_2OAl4
It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins: https://youtu.be/7D6K6_4Fcl4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

You Can Change Your Finances in 8 Weeks... Here's How

Thu, 20 Mar 2025 04:00:00 -0700

Welcome back to another episode of the Building Your Money Machine Show! I'm Mel Abraham, and if you've ever felt financially stuck, overwhelmed by debt, or just tired of feeling like money is controlling your life, then you've come to the right place. In this episode, we're tackling how you can transform your finances in just eight weeks with practical, actionable steps.

I've been where you are—struggling with debt and feeling overwhelmed. But through experience and learning, I've discovered that you don't need complex strategies or extreme sacrifices. Instead, we'll focus on what truly matters: mindset, clarity, and a step-by-step plan that guides you towards financial freedom.

Our journey together will address the broken financial system that keeps many feeling trapped, challenge traditional beliefs, and put your finances back in your control.

We'll dive deep into each of these eight critical weeks that will set you up for success and empower you to live a richer, more comfortable life by choice. Let’s start this journey to reclaim your financial freedom and develop your money machine.

IN TODAY’S EPISODE, I DISCUSS:

Understanding why mindset is crucial and why fixing it is the first step.
Overcoming the broken financial beliefs like "debt is normal" and why wealth is truly about how much money you keep and grow.
Week-by-week practical steps, from defining what a rich life means to you, to cutting destructive debt, building wealth, tracking, and more.
How to use proven systems and establish accountability to stay on the path to financial freedom.

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The #1 Finance Book Millionaires Won't Tell You About
11 Tiny Habits That Made Me Rich
It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins
The Benefits of Getting Rich Without Anyone Noticing
I Started A Business Because I Was Depressed (Now I'm Financially Free)

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The #1 Finance Book Millionaires Won't Tell You About

Mon, 17 Mar 2025 04:00:00 -0700

Welcome to another captivating episode of the Building Your Money Machine Show. Today, we're unveiling the secrets millionaires hold close, with a focus on a finance book that often flies under the radar but holds immense power in shaping a truly rich life—both monetarily and in essence. It's not just about amassing wealth; it's about creating a fulfilled, purpose-driven life.

I walk you through Napoleon Hill's "The Master Key to Riches," elaborating on its timeless principles that extend beyond mere financial success. The book delves into the core of what it means to live richly, emphasizing the importance of a definiteness of purpose, applied faith, and the mastermind principle. I explain how these foundational ideas are crucial in not only creating wealth but sustaining a life that resonates with your deepest values.

Furthermore, we explore the 12 hidden riches outlined in the book, which Napoleon Hill frames as essential to a life of fulfillment and happiness. These riches go beyond financial assets and include elements like a positive mental attitude, sound physical health, harmony in relationships, and the invaluable freedom from fear.

IN TODAY’S EPISODE, I DISCUSS:

The untapped potential within "The Master Key to Riches" by Napoleon Hill
The 12 hidden riches that contribute to a life of deep fulfillment alongside financial freedom
The necessity of having a positive mental attitude and sound physical health
Building rich relationships and breaking free from the paralyzing hold of fear

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I Started A Business Because I Was Depressed (Now I'm Financially Free): https://youtu.be/Fqh-2j8LB7o

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TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

11 Tiny Habits That Made Me Rich

Thu, 13 Mar 2025 05:00:00 -0700

Welcome to another transformative episode of the Building Your Money Machine Show. Today, we're addressing a common feeling that many of us have experienced: working hard but not seeing the financial progress we desire. On this episode, I'm sharing the foundational concept I call "harbinger habits"—tiny yet powerful actions that act as predictors of your financial success long before the money shows up.

Through this episode, I break down 11 essential habits that silently shape your financial future. These aren't flashy, big-win strategies, but everyday practices that separate those who achieve true financial freedom from those who continue to struggle financially. The best part? You don't need to be wealthy to start adopting these habits today.

After 30 years of guiding people to master their money and attain real wealth, I’ve witnessed firsthand which habits signal financial success and which lead to challenges. By the end of this episode, you'll be equipped with the tools to change what needs changing, and take control of your financial destiny.

IN TODAY’S EPISODE, I DISCUSS:

Building trust with yourself by consistently executing small, meaningful actions
Handling small amounts of money as you would large sums
Preparing for economic downturns during prosperous times by having a solid emergency fund
Managing your time and focus to ensure high-impact activities
Automating financial decisions to minimize willpower and decision fatigue
Committing to small daily improvements in your financial habits

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Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Turning Your Words Into Money & Wealth With Brandon Lucero

Tue, 11 Mar 2025 04:00:00 -0700

Welcome to a special episode of the Building Your Money Machine Show. Today, I had an incredible conversation with a dear friend of mine, Brandon Lucero, who is one of the best in the field of communication. You might be wondering why we're discussing communication on a money machine show. Here's the secret: communication is key to unlocking dollars, sales, conversions, and even effective leadership within your team.

In this episode, I sat down with Brandon to explore the powerful impact of conversion messaging and how it can generate more income for you. Communication isn't just about words; it's a game-changing tool that can move people to make decisions that lead to buying your products, giving you contracts, and even getting the raise you deserve. Prepare for insights on how the right messaging can scale your income and transform your business.

We delve into how Brandon has been instrumental in helping many, including myself, to fine-tune our messaging. The foundation of the Affluence Blueprint, or the Money Machine Blueprint, begins with earning, and messaging plays a pivotal role in that.

IN TODAY’S EPISODE, I DISCUSS:

The pivotal role of communication in translating your message into lucrative opportunities.
Understanding and using the right words to build trust and drive conversions.
How a few tweaks in your messaging can significantly impact your sales and negotiation outcomes.
The importance of knowing your audience’s thoughts, emotions, and beliefs to communicate effectively.
Brandon’s journey from door-to-door sales to becoming a top expert in communication.
Real-life examples of how proper communication made a difference in business and personal relationships.

Join us as we uncover the secrets of conversion messaging with Brandon Lucero. Learn how mastering this skill can not only enhance your sales and conversions but also enrich your personal relationships. Get ready to open new doors to your financial future by mastering the art of communication.

To Join Brandon's FREE Training go to MelAbraham.com/Messaging

It Took Me 30+ Years to Realize What I'll Tell You in 22 Mins

Mon, 10 Mar 2025 04:00:00 -0700

Welcome to this transformative episode of the Building Your Money Machine Show. Today, I'm sharing insights I've gained over three decades in the financial world—insights I wish I could have grasped earlier. Imagine saving decades of trial and error on your path to financial freedom. This episode is for anyone feeling stuck in the endless chase for financial milestones that never quite lead to security or happiness.

Through a deeply personal story, I reflect on a life-changing moment that forced me to rethink my relationship with money: a bike accident that taught me the essential question of "how much is enough?" From there, we explore the critical concepts that can shift your perspective and finances—understanding that money is a result, but not the ultimate goal.

Join me as I walk you through actionable strategies and heartfelt lessons aimed at cutting years of frustration off your journey to financial independence. Your dream life may not manifest overnight, but with deliberate choices and the right mindset, it's undoubtedly within reach.

IN TODAY’S EPISODE, I DISCUSS:

Defining what "enough" means for you—not just in numbers, but in lifestyle.
Recognizing the illusion of wealth and why more money doesn't equate to more happiness.
Understanding freedom as the ultimate financial goal, granting the choice to live life on your terms.
Shifting your mindset about money; seeing it as a tool or paintbrush to create your life's masterpiece.
Avoiding the "I will be happy when" trap by finding joy and fulfillment today.

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Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Benefits of Getting Rich Without Anyone Noticing

Thu, 06 Mar 2025 05:00:00 -0800

Welcome to another enriching episode of the Building Your Money Machine Show. Today, we're uncovering the transformative concept of building wealth unnoticed, a strategy that champions freedom, security, and peace of mind over the often misleading allure of status symbols. In a world dominated by social pressures and appearances, standing out quietly can be your biggest asset.

I pose the idea that true wealth isn't about flaunting Lamborghinis or designer threads. Instead, it's about living life on your terms, without the pressure of societal expectations. Throughout this episode, I show you how to master this balance by building what I call 'quiet wealth.'

I emphasize prioritizing assets over liabilities, and the remarkable power of time—why investing early compounds your financial gains exponentially over decades. Moreover, protecting your wins and keeping financial victories private shields you from external pressures and unwanted attention.

For those ready to take control of their financial future, we explore actionable strategies to start building an unnoticed yet robust financial framework today. Remember, wealth isn't about what others see, it’s about living life on your terms.

IN TODAY’S EPISODE, I DISCUSS:

The profound benefits of building wealth
The concept of 'stealth wealth' and why it matters
How technology and automation can streamline your financial processes
The importance of prioritizing investments in appreciating assets
Leveraging time as your most powerful wealth-building tool
Embracing patience and consistency as keys to sustainable wealth

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I Started A Business Because I Was Depressed (Now I'm Financially Free)

Mon, 03 Mar 2025 04:00:00 -0800

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, I’m sharing a deeply personal journey, one that transformed my life from feeling stuck in a high-powered career to reaching financial freedom by aligning my passions with my values. If you've ever felt trapped in a life that you didn't design or yearned for a career filled with more meaning, this episode was made for you.

I take you back to 1989 when I stood on one of the tallest buildings in downtown Los Angeles, realizing that despite having the career and path I was told I should want, I was unfulfilled and living someone else's expectations. Fast forward, I quit my job as a CPA with no plan and no backup, an experience that taught me invaluable lessons about transitioning from a career that is merely transactional to one that is truly fulfilling.

In this episode, I introduce you to my effective transition formula, a framework born from my journey to help you move from a job that drains you to a calling that fulfills you, without being reckless. We explore three major steps — Exploration, Evaluation, and Execution — to ensure a confident, successful transition.

IN TODAY’S EPISODE, I DISCUSS:

How to effectively transition from an unfulfilling job to a life aligned with your calling
Building the confidence to move from a simple idea to a financial reality
Strategies to create unmistakable passion that translates into value for others
Developing a vetted plan, microtesting your ideas, and utilizing meaningful assessments
Understanding financial viability, engaging strategic players, and determining your scale threshold

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

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TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You're Ambitious But Lazy, Watch This Video

Thu, 27 Feb 2025 04:00:00 -0800

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, we're tackling a question that resonates with many: Why do so many ambitious individuals feel stuck financially despite having big dreams and a strong drive? If you're feeling like your ambition doesn’t match your bank account, this is your calling.

In this episode, I delve into how to escape the financial hamster wheel and why you're not lazy; you're simply following the wrong playbook. It’s time to discover a better way to achieve the life you've always dreamed of by implementing a proven process leading to financial independence.

I introduce my Freedom Framework, where each letter stands for a crucial step on the journey to financial freedom. We kick off with stabilizing your foundation and emphasize the importance of mastering routine, expanding your income, and elevating your investment strategies. Discipline is key as we progress through ownership and ultimately achieve mastery in our financial journey.

Expect actionable strategies like automating savings and investing. I also touch on common pitfalls, such as relying solely on one income stream and saving without investing, that keep people from moving forward.

IN TODAY’S EPISODE, I DISCUSS:

Identifying the wrong financial playbooks
Understanding and implementing the Freedom Framework
The significance of tracking spending and automating savings/investments
Exploring how to multiply and diversify income streams for financial security
The importance of transitioning from saving to investing to fight inflation

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Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

9 Financial Goals You Must Hit By 60

Mon, 24 Feb 2025 04:00:00 -0800

Welcome to another episode of the Building Your Money Machine Show. Today, we're tackling an essential topic – the nine financial goals you must hit by 60 to secure the life you deserve. Whether you're in your 60s, exploring your financial journey, or a bit younger but eager to set a strong foundation, this episode is packed with invaluable guidance to help you navigate the path to financial security and freedom.

Join me as we explore these crucial goals that are necessary, regardless of where you are on your journey. At 63, I understand the importance of these strategies and how they can transform your approach to managing your finances, no matter your age or circumstances. From building a robust liquidity plan to tackling debt, defining your financial targets, and creating diversified income streams, we cover it all.

We'll delve into aligning your investments with your specific life situation, protecting what you've built with the right tools, and prioritizing health as an integral part of wealth. Moreover, we'll emphasize the critical aspect of communication with your loved ones to ensure everyone is on the same page when it comes to legacy and financial plans.

IN TODAY'S EPISODE, I DISCUSS:

Strategies for tackling and eliminating destructive debt strategically
Building and strengthening multiple income streams to secure your financial future
Aligning your investments to match your life situation
Protecting your financial legacy with wills, trusts, and the right insurances
Prioritizing health as a key component of a rich life
Enhancing communication with your family about
Leaving a legacy that extends beyond wealth

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When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Financial Advisor Reacts To Finance Tiktoks

Thu, 20 Feb 2025 04:00:00 -0800

Welcome to a uniquely exhilarating episode of the Building Your Money Machine Show! Today, I’m diving into the world of financial advice across social media, specifically TikTok, and providing my seasoned reactions and perspectives. If you’re puzzled by the financial guidance popping up on your feed, this episode will be enriching.

I delve into a range of TikTok advice, focusing on understanding the language of money, and unconventional tips like game shows. We’ll explore which strategies truly empower wealth-building and which might leave you scratching your head. With decades of experience building millions and helping clients move towards financial freedom, I’m shedding light on the flashy yet questionable financial advice found online.

We’ll decode business opportunities that promise much but often deliver less. Whether it’s affirmations for wealth or learning from impactful financial missteps, I've got your back in deciphering the noise.

Prepare for an episode filled with insights and critical evaluations designed to help you harness effective financial strategies. It’s all about empowering you to build your financial legacy with informed insights.

IN TODAY’S EPISODE, I DISCUSS:

The importance of understanding the language of money
Reacting to advice on unconventional wealth strategies
Why trading shouldn't be your primary path to wealth
Real estate leveraging strategies: potential benefits and the risks involved.
Deciphering appealing business opportunities
The role of mindset affirmations in real financial growth.
Learning from financial missteps

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ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Don't Tell People THIS About Your Finances

Mon, 17 Feb 2025 04:00:00 -0800

Welcome to another episode of the Building Your Money Machine Show. Have you ever shared financial details—your income, investments, or debts—only to later wish you'd kept things private? Then this episode is for you. Together, we're going to talk about the financial secrets we should keep to ourselves and why even the wealthiest choose discretion over disclosure.

I explore the reasons oversharing can be problematic, from creating envy to inadvertently inviting scams. Your finances are personal for a reason, and telling people too much can damage not only your financial health but also your peace of mind and relationships.

We all know there's a push for transparency, but I'll explain why keeping certain financial details like income, net worth, investment strategies, debt, and specific goals private can protect you in a multitude of ways. Whether it’s avoiding scams, preventing relationship strains, or staying away from unwanted opinions on how you should handle your money, you'll learn how discretion is a powerful tool.

Discover how to set boundaries, the importance of focusing on values over numbers, and how to share insight and wisdom without compromising your financial privacy.

IN TODAY’S EPISODE, I DISCUSS:

The dangers of sharing exact incomes and net worth with others
How sharing too much can invite scams and jeopardize relationships
Why each individual’s financial strategy is unique and should remain private
The lessons learned from my own financial missteps and how they inform my caution today
How to set boundaries and communicate financial insights without oversharing

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ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

13 Habits I Wish I Started In my 40s

Thu, 13 Feb 2025 04:00:00 -0800

Welcome to another transformative episode of the Building Your Money Machine Show. Today, I invite you to embark on a journey through the pivotal habits I wish I had adopted in my 40s — habits that could transform your life's trajectory, whether you find yourself in your 20s, 30s, 40s, or even beyond. This episode is your compass to enriching your life, enhancing your financial well-being, and making the most of your days as you navigate different life stages.

In this heartfelt conversation, I uncover 13 life-changing habits that will empower you to live a life filled with purpose and prosperity. From the significance of regular health checkups and the power of simple, genuine connections like giving more hugs, to recording meaningful conversations with loved ones, every habit shared is a piece of wisdom from my own journey. Furthermore, I talk about how not to take things personally, and the importance of setting clear financial goals and being intentional with your spending.

You’ll also learn about the value of Roth IRA investments, buying cars for cash, expanding your income streams, and the transformative power of taking strategic risks and stepping out of your comfort zone. I reveal why being directly involved in your investing is crucial for securing your financial legacy.

IN TODAY'S EPISODE, I DISCUSS:

The importance of regular health checkups and proactive wellness
Setting and sticking to clear financial goals and intentional spending
The power in taking calculated risks and stepping outside your comfort zone
Engaging directly in your investments to protect your financial future

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Finance Expert Ranks Best and Worst Investments: https://youtu.be/Q-PD2RLVfG4
Why Having Money Is Better Than Spending Money: https://youtu.be/0voKPQKtzKg

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

This Is What A Financial Plan SHOULD Look Like

Mon, 10 Feb 2025 04:00:00 -0800

Welcome to another transformative episode of the Building Your Money Machine Show. Today, we're exploring why a financial plan isn't just about the numbers; it's about crafting the dream life you've always envisioned. Have you ever found yourself feeling stuck, overwhelmed, or just unsure about the financial steps needed to bridge the gap between your current situation and your desired life? Then this episode is for you, and I promise to guide you step-by-step in rethinking your financial approach.

I'm revealing why most conventional financial plans fall short and how to construct a plan that truly works for you. This isn't just about accumulating wealth; it's about using money as your paintbrush to create the life of your dreams, focusing on the 'what' instead of getting bogged down in the 'how.' I'll teach you to dream big and craft a plan that acts as a pathway to your life's vision, not just a set of numbers on a spreadsheet.

We will walk through the process of aligning your financial goals with your life goals and making your dreams a reality. It's all about setting a solid vision for your life as the foundation of your plan, defining strategies, and taking actionable steps.

IN TODAY’S EPISODE, I DISCUSS:

Why most financial plans fail and how to avoid shrinking your dreams
The crucial steps in crafting a financial plan
The importance of visualizing your ideal life
Understanding and implementing the seven steps to create a successful financial plan
The pitfalls of not having a plan, including stress, missed opportunities, and financial vulnerability

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My 12 Sources of Income at Age 63
Finance Expert Ranks Best and Worst Investments
Why Having Money Is Better Than Spending Money
If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back
Why We Can't Save Money – And How to Fix It

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If you liked this video, you'll love these ones:

My 12 Sources of Income at Age 63: https://youtu.be/7X9voZSfuZw
Finance Expert Ranks Best and Worst Investments: https://youtu.be/Q-PD2RLVfG4
Why Having Money Is Better Than Spending Money: https://youtu.be/0voKPQKtzKg
If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back: https://youtu.be/gU31MwejdGI

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

My 12 Sources of Income at Age 63

Thu, 06 Feb 2025 04:00:00 -0800

Welcome to an eye-opening episode of the Building Your Money Machine Show. Today, we're taking a look behind the curtain as I reveal the 12 income streams I have built by the age of 63—streams that were actually established decades ago and have provided me with the freedom to live life on my own terms. In this episode, we delve into how you can achieve financial freedom by creating multiple income streams, understanding the necessity of diversification not only in investing but also in income.

I am going to walk you through each of my income streams, from the most active to the least active, showing how they have enabled me to thrive even through life's challenges, such as my battle with cancer, without being tethered to a single source of income.

We will talk about active incomes such as my financial consulting and public speaking, to more leveraged streams like online courses and real estate investments, right up to truly passive income from dividends and interest. My journey demonstrates the importance of not relying solely on one income stream and how this approach can safeguard your future.

IN TODAY’S EPISODE, I DISCUSS:

The importance of diversifying income streams
My personal journey and how I built multiple income streams
Understanding the hierarchy of income
How to start small, leverage existing skills, and methodically build additional income streams
Six steps to begin building your own diverse streams of income

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https://melabraham.com/show/

Finance Expert Ranks Best and Worst Investments
Why Having Money Is Better Than Spending Money
If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back
Why We Can't Save Money – And How to Fix It
9 Financial Habits Holding You Back In Your 40s

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Finance Expert Ranks Best and Worst Investments: https://youtu.be/Q-PD2RLVfG4
Why Having Money Is Better Than Spending Money: https://youtu.be/0voKPQKtzKg
If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back: https://youtu.be/gU31MwejdGI
Why We Can't Save Money – And How to Fix It: https://youtu.be/fpp3jEI0i20

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Finance Expert Ranks Best and Worst Investments

Mon, 03 Feb 2025 04:00:00 -0800

Welcome to another strategic episode of the Building Your Money Machine Show! Today, I'm breaking down the overwhelming world of investments to provide you with a clear roadmap to wealth-building. Ever wondered which investments you can trust, which to avoid, or which simply to laugh at? This episode's got you covered.

We start with the different tiers of investments, categorizing them from Wealth Champions all the way to Wealth Drainers. I'll rank various investments and explain each tier, from high-reward, reliable investments to those risky moonshot manias, and the ones that could drain your wealth.

Whether it’s index funds, ETFs, real estate, or even collectibles, this episode gives you insights into where they fit in your wealth-building strategy. Do index funds and ETFs hold the crown? Where do cryptocurrencies and real estate fall? And why should you think twice about penny stocks and timeshares?

I also bring in some real-life examples and personal opinions, like why I personally love blue-chip stocks but am cautious starting with them, and how I've faced challenges with certain investments. My aim is to give you actionable advice so you can build a diversified portfolio that fits your financial journey toward freedom.

IN TODAY’S EPISODE, I DISCUSS:

Classifying investments from Wealth Champions to Wealth Drainers
The long-term benefits of index funds and ETFs
The complexities of investing in real estate
Why penny stocks and timeshares can be huge wealth drainers
Investing in skills and education as one of the best long-term strategies

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Why Having Money Is Better Than Spending Money
If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back
Why We Can't Save Money – And How to Fix It
9 Financial Habits Holding You Back In Your 40s
The Real Reason Why You Feel Behind Financially

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Why Having Money Is Better Than Spending Money: https://youtu.be/0voKPQKtzKg
If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back: https://youtu.be/gU31MwejdGI
Why We Can't Save Money – And How to Fix It: https://youtu.be/fpp3jEI0i20
9 Financial Habits Holding You Back In Your 40s: https://youtu.be/RBeCEuEDNV8

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Having Money Is Better Than Spending Money

Thu, 30 Jan 2025 04:00:00 -0800

Welcome to another impactful episode of the Building Your Money Machine Show! Today, we’re tackling an issue that hits home for many of us: Why having money is better than spending it.

Have you ever felt the stress of living paycheck to paycheck or regretted an impulse buy? Or maybe you're wondering why financial freedom feels so unattainable? This episode is for you. I dive deep into why the real joy lies in having money, not just spending it, and how making a few simple shifts can set you on a path to financial security.

Did you know that 61% of people are living paycheck to paycheck? It doesn’t have to be that way. We’ll examine practical steps like starting small, automating your savings, cutting unnecessary expenses, and investing wisely to help you build your financial foundation.

Picture this: What if you had money saved up for emergencies or to jump on a fabulous opportunity without going into debt? I share real-life scenarios on how financial security can impact your life, from negotiating better deals to reducing financial stress. A recent study even shows that having just $10,000 in savings can cut your financial stress by 37%! We also touch on the power of having the right mindset; think of money as your paintbrush to design the life you want.

IN TODAY’S EPISODE, I DISCUSS:

The emotional and psychological pitfalls of impulse spending
Why having money leads to more lasting joy and financial freedom
Practical steps to control spending
How to invest wisely to build long-term wealth
The crucial mindset shifts necessary for financial success

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If you liked this episode, click here to enjoy these and more:
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If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back
Why We Can't Save Money – And How to Fix It
9 Financial Habits Holding You Back In Your 40s
The Real Reason Why You Feel Behind Financially
How to Stay Ahead as the Middle Class Shrinks

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back: https://youtu.be/gU31MwejdGI
Why We Can't Save Money – And How to Fix It: https://youtu.be/fpp3jEI0i20
9 Financial Habits Holding You Back In Your 40s: https://youtu.be/RBeCEuEDNV8
The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-U

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You Can Spare 15 Mins, You'll Get 20 Years of Your Life Back

Mon, 27 Jan 2025 04:00:00 -0800

Welcome to another transformative episode of the Building Your Money Machine Show. This time, I'm asking you to think deeply about the true quality of your life. What if you could not only add 20 years to your life but significantly enhance the quality of those years? If you've ever felt life slipping past you or questioned if you're truly living the life you were destined for, then this episode is tailor-made for you.

In my journey, I’ve discovered three primary life changes that have made an incredible difference: Swapping Retirement for Purpose—Forget traditional retirement. It’s all about living your life with a sense of purpose. Investing in Relationships and Health—Your most important investments are not always monetary. True wealth includes strong relationships and good health. Embracing Simplicity—Complexity breeds stress, while simplicity fosters joy. Focus on what genuinely brings you happiness.

I also dive into actionable financial wisdom: Start Small, Start Early—It’s never too late to begin. Start where you are, and build your habits and behaviors towards financial freedom. Align Spending with Values—Your spending should reflect what truly matters to you. Invest in Freedom, Not Stuff—True wealth is having control over your time.

IN THIS EPISODE, I DISCUSS:

The concept of Anti-Retirement
The importance of investing in both relationships and health
Finding simplicity in life and reducing stress
Starting small and building financial habits gradually
Aligning your spending with your core values
Investing in freedom to achieve true wealth and choice

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Why We Can't Save Money – And How to Fix It
9 Financial Habits Holding You Back In Your 40s
The Real Reason Why You Feel Behind Financially
How to Stay Ahead as the Middle Class Shrinks
Why Your Retirement Budget Is Most Likely WRONG

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Why We Can't Save Money – And How to Fix It: https://youtu.be/fpp3jEI0i20
9 Financial Habits Holding You Back In Your 40s: https://youtu.be/RBeCEuEDNV8
The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-U
How to Stay Ahead as the Middle Class Shrinks: https://youtu.be/p-UYDsS879Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why We Can't Save Money – And How to Fix It

Thu, 23 Jan 2025 04:00:00 -0800

Welcome to another episode of the Building Your Money Machine Show! If you've ever felt like saving money is impossible, like there’s always something pulling you to spend or life keeps getting in the way, this episode is for you. Today, we'll uncover exactly why most people can’t seem to save and the hidden traps that are keeping them stuck. And more importantly, I'll share powerful steps to change that so you can start building real financial freedom.

Financial freedom starts with saving, yet most people struggle with this simple but crucial step. Why? Because the system's rigged to keep you broke. From relentless marketing tactics to lifestyle inflation, we’re up against a lot. But don't worry, I've got your back. We'll talk about actionable strategies to recognize these traps and overcome them.

We’ll dive into why half of Americans can't cover a $1,000 emergency without going into debt and why nearly 63% live paycheck to paycheck, even those earning over $100,000 a year. By understanding the system and taking practical steps, we can regain control and steer our way towards a prosperous future.

IN TODAY'S EPISODE, I DISCUSS:

Recognizing and battling the overwhelming systems designed to keep you spending
How lifestyle creep sneaks up on you and ways to counteract it
The dangers of emotional spending and actionable steps to control it
Understanding the real cost of debt and strategies to eliminate it
Building an emergency fund as a safety net to avoid financial pitfalls
Shifting your mindset to prioritize saving as a pathway to freedom

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If you liked this episode, click here to enjoy these and more:
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9 Financial Habits Holding You Back In Your 40s
The Real Reason Why You Feel Behind Financially
How to Stay Ahead as the Middle Class Shrinks
Why Your Retirement Budget Is Most Likely WRONG
Life Advice From A 63 Year Old Self Made Millionaire

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If you liked this video, you'll love these ones:

9 Financial Habits Holding You Back In Your 40s: https://youtu.be/RBeCEuEDNV8
The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-U
How to Stay Ahead as the Middle Class Shrinks: https://youtu.be/p-UYDsS879Y
Why Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1c

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

9 Financial Habits Holding You Back In Your 40s

Mon, 20 Jan 2025 04:00:00 -0800

Welcome to another transformative episode of the Building Your Money Machine Show. Today, we're going to identify and dismantle the nine financial habits holding you back in your 40s — wisdom that’s not bound by age. Whether you're in your 20s, 30s, 40s, or beyond, this episode is laden with timeless advice to elevate your financial journey.

In your 40s, you’re at a crucial juncture where every financial decision holds more weight. From rising incomes to escalating expenses with kids, mortgages, and aging parents, the stakes are high. Are your habits setting you up for financial freedom or potential devastation? That's what we’ll uncover today.

In this episode, I break down the nine must-adopt financial habits by your 40s to regain control, build wealth, and secure the financial future you deserve. These aren't quick fixes but methodology-backed steps that have transformed the lives of my clients and can do the same for you.

We’ll talk about building an emergency fund, consistent investing, prioritizing value-aligned spending, and expanding your financial literacy. I'll also urge you to plan for health expenses and align your financial strategies with your bigger life goals.

IN TODAY’S EPISODE, I DISCUSS:

Creating a clear and intentional financial plan
Using cash, not credit, for lifestyle expenses
Building a fully-funded emergency fund
Spending aligned with your values, not social expectations
Investing in your financial education
Planning for rising health expenses and securing your financial future

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If you liked this episode, click here to enjoy these and more:
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The Real Reason Why You Feel Behind Financially
How to Stay Ahead as the Middle Class Shrinks
Why Your Retirement Budget Is Most Likely WRONG
Life Advice From A 63 Year Old Self Made Millionaire
My Copy-Paste Strategy To Become Wealthy The Lazy Way

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If you liked this video, you'll love these ones:

The Real Reason Why You Feel Behind Financially: https://youtu.be/sKEzMGS_S-U
How to Stay Ahead as the Middle Class Shrinks: https://youtu.be/p-UYDsS879Y
Why Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1c
Life Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjo

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Real Reason Why You Feel Behind Financially

Thu, 16 Jan 2025 04:00:00 -0800

Welcome to another empowering episode of the Building Your Money Machine Show. Ever felt like everyone else is ahead of you financially? You scroll through social media and see the luxury vacations, new cars, and dream homes, and it leaves you wondering — why does it seem like everyone has more money than you do? If you've ever felt this way, this episode is for you.

In this episode, I break down why it feels like everyone else is financially ahead of you, and more importantly, how you can shift your focus back to your own financial journey. I share the truth behind those seemingly perfect social media posts and the hidden factors that distort our perceptions of wealth.

I dive into the emotional traps of comparison, the danger of lifestyle inflation, and why true wealth isn't about flashy spending but about building a life of choice and freedom. I'll guide you on steps to understand your own financial reality, define what wealth truly means for you, and create a specific actionable plan to achieve it.

Get ready to stop comparing and start focusing on your goals, habits, and the skills that will truly move you ahead.

IN TODAY’S EPISODE, I DISCUSS:

How social media creates illusions and distorts reality
The hidden wealth factors that skew our perceptions
Why spending doesn't equate to wealth
The emotional traps of comparison and how they lead to poor financial decisions
Taking control of your financial habits and priorities
How to detach from social media triggers and focus on financial literacy

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

The Real Reason Why You Feel Behind Financially
Why Your Retirement Budget Is Most Likely WRONG
Life Advice From A 63 Year Old Self Made Millionaire
My Copy-Paste Strategy To Become Wealthy The Lazy Way
Why You Never Feel Like You Have "Enough"

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If you liked this video, you'll love these ones:

The Real Reason Why You Feel Behind Financially: https://youtu.be/p-UYDsS879Y
Why Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1c
Life Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjo
My Copy-Paste Strategy To Become Wealthy The Lazy Way: https://youtu.be/5YkAPad2K3g

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How to Stay Ahead as the Middle Class Shrinks

Mon, 13 Jan 2025 04:00:00 -0800

Welcome to another pivotal episode of the Building Your Money Machine Show. Today, we're tackling a topic that affects millions of us: How to Stay Ahead as the Middle Class Shrinks. It’s no secret that economic pressures are squeezing the middle class, and I’m here to equip you with strategies.

The middle class, traditionally seen as a foundation of financial security, is rapidly shrinking. From stagnant wages to rising living costs, and the transformative impacts of technology and automation, the landscape is evolving. Many Americans are feeling the pinch, living paycheck to paycheck and grappling with financial instability and stress.

In this episode, I dig into the root causes of these economic pressures. We'll look at how wage growth has failed to keep pace with productivity and rising living costs, especially in housing. I’ll also cover how technological advances are reducing "middle-skill" jobs, contributing to job insecurity and stagnant wages.

In today’s episode, I discuss:

Mastering Financial Literacy: Taking 20-30 minutes weekly for financial education to gain clarity and control.
Building an Emergency Fund: Establishing a "peace of mind" fund covering 9-18 months of living expenses.
Diversifying Income Streams: Developing multiple income sources, like side hustles and investments.
Investing in Long-Term Assets: Focusing on growth assets like stocks and real estate.
Defining Your Financial Vision: Crafting a life vision that guides your financial decisions.
Managing Debt: Reducing reliance on high-interest debt and using debt productively.

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Why Your Retirement Budget Is Most Likely WRONG
Life Advice From A 63 Year Old Self Made Millionaire
My Copy-Paste Strategy To Become Wealthy The Lazy Way
Why You Never Feel Like You Have "Enough"
Why You Aren't Investing (and How to Fix It)

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If you liked this video, you'll love these ones:

Why Your Retirement Budget Is Most Likely WRONG: https://youtu.be/vrNcnIJxg1c
Life Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjo
My Copy-Paste Strategy To Become Wealthy The Lazy Way: https://youtu.be/5YkAPad2K3g
Why You Never Feel Like You Have "Enough": https://youtu.be/pVrC7zcNxHg

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Your Retirement Budget Is Most Likely WRONG

Thu, 09 Jan 2025 04:00:00 -0800

Welcome to another enlightening episode of the Building Your Money Machine Show. Ever wondered if the retirement plan you're following might be completely wrong? Today, we're dismantling the conventional wisdom around retirement planning—a topic that's critical to ensuring you don't just survive your retirement, but actually thrive in it.

In this episode, I tackle why the common advice of aiming to replace 70-80% of your pre-retirement income might be setting you up for disappointment. This one-size-fits-all advice fails to account for your unique life, dreams, and spending habits. From inflation and healthcare costs to your personal goals and lifestyle changes, we’ll dive into why personalized financial planning is essential.

Drawing on studies and personal experience, I illustrate how a generic retirement plan can fall short and share detailed steps to create a bespoke retirement plan that's tailored to your specific needs. We’ll talk about understanding your spending habits, accounting for inflation, considering longevity, preparing for healthcare costs, and identifying your income sources.

IN TODAY’S EPISODE, I DISCUSS:

Why generic retirement advice is often misleading and insufficient
The impact of inflation and how to plan for it
The critical nature of healthcare costs and long-term care considerations
How to account for longevity in your retirement planning
Stress testing your plan for various scenarios to ensure its robustness
The role of financial planners, coaches, and mentors in your financial journey

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If you liked this episode, click here to enjoy these and more:
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Life Advice From A 63 Year Old Self Made Millionaire
My Copy-Paste Strategy To Become Wealthy The Lazy Way
Why You Never Feel Like You Have "Enough"
Why You Aren't Investing (and How to Fix It)
If You're In Your 50s or 60s... You Need To Watch This.

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If you liked this video, you'll love these ones:

Life Advice From A 63 Year Old Self Made Millionaire: https://youtu.be/tNhWvaddcjo
My Copy-Paste Strategy To Become Wealthy The Lazy Way: https://youtu.be/5YkAPad2K3g
Why You Never Feel Like You Have "Enough": https://youtu.be/pVrC7zcNxHg
Why You Aren't Investing (and How to Fix It): https://youtu.be/nRJ4QN3g_xw

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Life Advice From A 63 Year Old Millionaire

Mon, 06 Jan 2025 04:00:00 -0800

Welcome to a unique and reflective episode of the Building Your Money Machine Show. Today, I’m shifting gears to share some life-changing wisdom—lessons gleaned from over six decades of trials, triumphs, and everything in between. This episode isn’t just about financial freedom; it’s about creating a life you love to live, mastering your money, and eliminating financial stress so you can enjoy the ultimate freedom—choice.

In this special installment, I lay out 14 life lessons that have profoundly shaped my journey. From staying physically and intellectually active, to rejecting others' limits, to truly understanding what brings you joy, these insights aim to enrich your path toward not just financial independence but a fulfilling life.

I dive into the importance of gratitude, embracing obstacles as growth opportunities, and understanding that legacy isn't something you leave behind, but rather something you live every day. We'll also explore the richness life offers beyond material wealth, and how true wealth is better measured in time and moments than in dollars and cents.

Prepare for an episode filled with profound reflections, impactful advice, and inspiration to live a life that outlives you.

IN TODAY’S EPISODE, I DISCUSS:

The importance of staying physically and intellectually active
Blocking out others’ limitations and pursuing your dreams
Discovering what genuinely brings you joy beyond material possessions
Practicing daily gratitude to combat feelings of lack
Choosing to focus on the richness of experiences over financial wealth

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

My Copy-Paste Strategy To Become Wealthy The Lazy Way
Why You Never Feel Like You Have "Enough"
Why You Aren't Investing (and How to Fix It)
If You're In Your 50s or 60s... You Need To Watch This.
Why You Need To Stop Calling Yourself "Middle Class"

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

My Copy-Paste Strategy To Become Wealthy The Lazy Way: https://youtu.be/5YkAPad2K3g
Why You Never Feel Like You Have "Enough": https://youtu.be/pVrC7zcNxHg
Why You Aren't Investing (and How to Fix It): https://youtu.be/nRJ4QN3g_xw
If You're In Your 50s or 60s... You Need To Watch This: https://youtu.be/tNhWvaddcjo

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

My Copy-Paste Strategy To Become Wealthy The Lazy Way

Thu, 02 Jan 2025 04:00:00 -0800

Welcoming you to another episode of the Building Your Money Machine Show! Today's topic is all about demystifying the process of building wealth with my Copy-Paste Strategy to Become Wealthy the Lazy Way. If you're overwhelmed by the thought of constant hustling to grow your money, this episode is your guide to a simpler, stress-free path to financial freedom.

Join me as I break down 8 simple, proven strategies you can literally copy and paste into your life to stack your way to wealth. And trust me, number seven will surprise you—it’s the very strategy that fast-tracked me to financial freedom!

We’ll kick off by discussing how to take full advantage of your employer’s 401(k) match—it’s like picking up free money off the ground. Then, I'll dive into automating your savings and investments, ensuring consistency without the constant grind. We’ll also touch on the importance of skilling up each year to increase your earning potential and how to leverage tax-advantaged accounts to keep more money in your pockets.

Ready to make wealth-building effortless? Let’s make wealth-building simpler, and lazier—in the best way!

IN TODAY’S EPISODE, I DISCUSS:

Maximizing your employer’s 401(k) match to pick up “free money”
Automating your savings and investments to ensure consistency
Incrementally skilling up each year to boost earning potential
Leveraging tax-advantaged accounts like Roth IRAs and 401(k)s
Adopting a buy-and-hold investing mentality for long-term gains
Investing windfalls as lump sums to accelerate your path to financial freedom

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If you liked this episode, click here to enjoy these and more:
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Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Alarming Rise of "Money" Dysmorphia

Mon, 30 Dec 2024 04:00:00 -0800

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, we're tackling an increasingly prevalent issue that I call "money dysmorphia"—a financial anxiety condition affecting so many of us, no matter our financial standing. This episode delves into how financial stress can lead to isolation, strained relationships, and even impact your physical health. Financial wellness is the critical link between your mental and physical well-being—something we can't afford to ignore.

The rise of financial anxiety, exacerbated by social media comparisons, is affecting nearly one-third of Americans today. It’s not just an abstract number; it's real people, including 43% of Gen Z and 41% of millennials, dealing with this every day.

We delve into the symptoms of money dysmorphia, where your perception of financial health becomes distorted despite having savings and income. Examples include older adults fearing to spend their substantial savings, and younger professionals obsessively checking their accounts, avoiding social interactions, despite being financially secure.

IN TODAY’S EPISODE, I DISCUSS:

How financial stress affects your life and relationships
The concept of money dysmorphia and its real-world impact
Steps to mitigate financial anxiety and rationalize your fear
Seeking professional support from financial coaches or therapists
Balancing financial saving with enjoying your wealth through planned “joy points”

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Most People Don't Invest (Even Though They KNOW They Should)

Thu, 26 Dec 2024 04:00:00 -0800

Welcome to another eye-opening episode of the Building Your Money Machine Show. Today, we're tackling a crucial topic: Why Most People Don't Invest (Even Though They KNOW They Should). This episode is all about addressing the fears, misconceptions, and barriers that hold so many back from taking the plunge into investing, even when they understand its importance.

Let’s dive into the psychological barriers around investing. Fear ranks high on the list—fear of losing money and the misconception that investing is akin to gambling. But unlike gambling, investing involves calculated, strategic risks, and history shows that long-term investments typically succeed.

Then there’s the lack of knowledge. The financial world is flooded with jargon and complexity, making many feel overwhelmed. You don’t need to be an expert to start; you just need to start.

I also discuss the challenge of instant gratification. Many avoid investing because it means delaying rewards. But don’t worry; your financial plan can—and should—include elements of joy and immediate gratification to keep you motivated along the way.

We also hit on analysis paralysis—waiting for the perfect moment to start investing can be crippling.

IN TODAY'S EPISODE, I DISCUSS:

The importance of forming good financial habits
Following a structured process for wealth building
Using financial tools and robo-advisors wisely
The value of consistent investing over trying to make perfect investment decisions
Creating a financial plan that's in alignment with your personal life goals

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If you liked this episode, click here to enjoy these and more:
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Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You're In Your 50s or 60s... You Need To Watch This.

Mon, 23 Dec 2024 04:00:00 -0800

Welcome to another crucial episode of the Building Your Money Machine Show where we're tackling a pressing question that many of you might be facing: What would you do if you were in your 50s or 60s with little to no savings, and retirement is right around the corner? In this episode, we dive straight into actionable steps you can take to secure your financial future, even if you're starting late in the game.

At 63 years of age, I understand the anxiety that comes with approaching retirement without sufficient savings. But here's the truth: It's not too late. There's still time to create a detailed plan that can help you build the security you need for a dignified retirement. We cover everything from maximizing Social Security, making smart investments, to developing a stress-tested financial plan.

This episode is designed for those who feel the clock ticking but need assurance that they can still achieve financial security. I share insights from my journey and my experience with clients to provide a roadmap for a dignified, stress-free retirement.

Stay with me on this journey—subscribe to the show if you haven't yet, share it with friends who might benefit, and let's work together to claim your financial freedom. Join the movement on the path to building your financial legacy. You've got this!

IN TODAY’S EPISODE, I DISCUSS:

Creating a Detailed Plan
Building an Immediate Safety Net
Maximizing Social Security
Understanding your benefits and when to claim them.
Leveraging Additional Resources like health savings accounts

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

My Biggest Problem With The "Middle Class"

Wed, 18 Dec 2024 04:00:00 -0800

Welcome to another empowering episode of the Building Your Money Machine Show. Today, I challenge you to rethink the 'middle class' label and the mindset that may be limiting your financial potential. Are you truly middle class, or is it just a label that's holding you back? If you've ever felt like you're merely scraping by, living paycheck to paycheck, or playing it safe, this episode is for you.

In this powerful discussion, I dig deep into the hidden problem with the middle class label. The issue isn't the income—it's the mindset. I argue that self-imposed limitations originating from labels can hinder your path to true wealth and financial freedom. From the myth of middle class priorities to the importance of shifting from a savings mentality to an investment mindset, we cover it all.

I share compelling stories, including the journey of Howard Schultz from a housing project to becoming the CEO of Starbucks with a net worth of billions. These stories underscore that financial freedom is achievable for everyone, regardless of where you start. By breaking free from these limiting beliefs and adopting growth-oriented behaviors, you can transform your financial future.

IN TODAY’S EPISODE, I DISCUSS:

The hidden problem with middle class labels and the mindset they create
Examples of breaking free from limiting self-fulfilling prophecies
How focusing solely on savings can hinder wealth-building
Why financial freedom is a birthright and how to pursue it
Prioritizing growth over comfort and long-term wealth building strategies

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

6 Assets You Should Own By Your 40s

Mon, 16 Dec 2024 04:00:00 -0800

Welcome to another enlightening episode of the Building Your Money Machine Show. Today, we're going to explore the six essential assets you should own by your 40s to set yourself up for financial success — and trust me, these insights are game-changers.

In this episode, we'll start with the foundation of any robust financial portfolio — cash and liquidity. Having a "peace of mind fund" that covers 9-18 months of expenses is crucial. We'll debunk the myth that "cash is trash" and explain how to smartly manage your liquid assets through high-yield savings accounts or money market accounts.

Next, we'll delve into diversified ETFs and index funds. These investments offer a balanced mix of safety and growth, reducing risk by spreading your money across a broad range of stocks. They’re liquid, historically reliable, and require minimal initial investment.

If you're in your 40s, this is your "millionaires decade," a pivotal period where strategic financial decisions can either catapult you towards wealth or steer you away. We’ll discuss how to evaluate your current financial standing, outline your long-term goals with a financial vision statement, and eliminate destructive debts.

IN TODAY'S EPISODE, I DISCUSS:

The crucial relationship between health and wealth
Building a “peace of mind fund” for financial emergencies and opportunities
Investing in diversified ETFs or index funds
Evaluating and crafting a detailed financial vision statement and eliminating destructive debt
Developing and testing a personalized financial plan

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

What Trump's 2024 Term Could Mean for Taxes and Social Security

Thu, 12 Dec 2024 04:00:00 -0800

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, we’re diving into some of the most crucial changes that might impact your taxes and Social Security, especially if we see a return of a Trump administration in 2024. This episode is here to help you understand what’s on the horizon and how it could shape your financial future—without getting political!

You might feel overwhelmed by the idea of rising taxes and expiring benefits, not to mention what the future holds for Social Security. Trust me, you're not alone. These are massive issues that could significantly impact your income, retirement, and overall financial security. But don't worry—I've got your back.

We'll delve into two critical areas: the expiring provisions of the Tax Cuts and Jobs Act (TCJA) of 2017 and the potential changes to Social Security. We’ll break down what could happen to your taxes if these provisions expire, how they might affect different income groups, and what you can do to prepare. We’ll also explore the complexities surrounding Social Security benefits, including taxation and potential reforms.

IN TODAY’S EPISODE, I DISCUSS:

The potential expiration of the Tax Cuts and Jobs Act (TCJA) and its impact
How rising taxes could change the tax landscape for low, middle, and high-income earners
An in-depth look at what changes to Social Security could mean for your retirement
Strategies to prepare for potential increases in taxes and changes to Social Security

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How To Prepare For The Great Melt Up

Mon, 09 Dec 2024 04:00:00 -0800

Welcome to another pivotal episode of the Building Your Money Machine Show! Imagine I told you that the most severe financial crisis isn't a recession or a stock market crash, but something far more subtle and pervasive — something that's happening right now. Today, we're breaking down the concept of the "Great Melt Up," a scenario that could drastically impact your finances and your freedom to live the life you desire.

In this episode, I'll dissect what the Great Melt Up is, why it's happening, and most importantly, how you can protect yourself from its effects. We're not about fear-mongering here; this is about having a real, informed conversation on the economics at play and how they trickle down to affect you. From rising government debt and interest payments to spending gaps and inflationary pressures, we cover it all.

By the end of this episode, you'll be equipped with actionable steps to secure your finances and stay ahead, no matter how turbulent the economic waters get. Spoiler alert: It isn't about taking political sides but understanding the economic trends and making intelligent choices for your future.

IN TODAY’S EPISODE, I DISCUSS:

The concept of the Great Melt Up and its potential impact
Understanding the government's financial operations
Key strategies for protecting your finances
The critical role of liquidity and maintaining cash reserves for financial safety
The importance of eliminating high-interest or destructive debt

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If You're 40+ and Saved Nothing For Retirement, watch this...

Thu, 05 Dec 2024 04:00:00 -0800

Welcome to another insightful episode of the Building Your Money Machine Show. If you’re feeling the pressure of not having saved for retirement yet and you’re in your 40s or beyond, this episode is specifically tailored for you. I get it — the future can seem daunting if you're not financially prepared, but I'm here to tell you it's never too late to start.

Many folks aged 40-49 find themselves in a precarious situation, often with less than $10,000 in retirement savings. If this sounds familiar, don't worry, there's a path forward. I’ll walk you through a comprehensive game plan: from evaluating your financial status, to building a safety net, managing debt, and finally getting into the practice of investing.

But that’s not all — I also delve into investment strategies that are accessible and effective for everyone. Whether it’s leveraging employer 401(k) matching or contributing to a Roth IRA, the aim is to cultivate habits that will grow your wealth over time.

So, buckle up for an episode brimming with actionable insights and practical advice to help you face the numbers, build your safety net, eliminate debt, and most importantly, start investing.

IN TODAY'S EPISODE, I DISCUSS:

Facing the numbers: Documenting income, expenses, and debt
Building a safety net: Establishing an emergency fund
Eliminating debt: Differentiating between destructive and productive debt
Starting to invest: Leveraging tax-advantaged accounts
Lifestyle adjustments: Prioritizing future financial freedom over immediate gratification

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The biggest wealth transfer in US history is happening right now...

Mon, 02 Dec 2024 04:00:00 -0800

Welcome to another enlightening episode of the Building Your Money Machine Show. Today, we're uncovering a monumental financial event — the biggest wealth transfer in U.S. history that's unfolding right now. This $84 trillion transfer, positioned to reshape the economy, represents a golden opportunity for those who are prepared, whether they’re inheriting these riches or not.

I'll break down why this isn't just about money changing hands; it’s a seismic shift in homes, businesses, and other investments that could alter the economic landscape. We’ll cover the step-up in basis benefit, how to identify and seize opportunities in real estate, agriculture, business acquisitions, and even alternative assets like art and vintage cars.

Furthermore, I'll guide you on how to elevate your financial literacy, get your personal finances in order, and strategically enter the market to take full advantage of the upcoming opportunities.

Buckle up for an episode filled with critical insights, practical tips, and motivation to be at the forefront of this unprecedented wealth transfer. It’s time to position yourself to build lasting wealth and live a life by design!

IN TODAY'S EPISODE, I DISCUSS:

Understanding the $84 trillion wealth transfer and its impact
The concept of step-up in basis and how it benefits heirs
Strategies to buy businesses and real estate during this wealth shift
Elevating your financial literacy
Identifying industries and sectors that will benefit from this wealth transfer

RECOMMENDED EPISODES FOR YOU

If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Underrated Way of Building Wealth No One Talks About

Thu, 28 Nov 2024 04:00:00 -0800

Welcome to another episode of the Building Your Money Machine Show. Today, we're touching on a topic that goes beyond just dollars and cents — we're diving into the true richness of life by focusing on generosity, gratitude, and the moments that truly matter.

This conversation might be a bit different from our usual technical discussions, but it's essential because real wealth encompasses more than just money. We'll explore how generosity and gratitude lie at the core of true wealth and reveal principles that connect financial freedom with living a life of meaning and purpose.

We discuss the impact of memorable moments, such as shared laughter and support from loved ones, and how these enrich our lives more than any financial gain ever could.

Financial freedom remains a crucial foundation, allowing us to focus on what truly matters. I'll share tips on setting up an emergency fund, automating savings and investments, and thinking long-term to ensure your financial stability.

Lastly, we'll redefine legacy, viewing it not as what we leave behind in terms of material wealth but what we instill in others through our daily actions and interactions.

IN TODAY'S EPISODE, I DISCUSS:

Shifting our perception of wealth from monetary gains to the richness of life
The power of generosity
The science-backed benefits of practicing gratitude
Redefining legacy as the positive impact we create through our values, actions, and relationships rather than material possessions

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

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If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Wealthiest People I've Known Have Master These 6 Skills

Mon, 25 Nov 2024 07:00:00 -0800

Welcome to another powerful episode of the Building Your Money Machine Show. Today, we're unpacking the essential skills that set the wealthy apart from the rest.

Join me as I break down the six key skills that the wealthiest people I've known have mastered to build their fortunes. These skills aren't about where you were born or how much you earn; they're about patience, financial literacy, emotional intelligence, adaptability, resourcefulness, and discipline. More importantly, I'll show you how you can apply these skills today to accelerate your wealth-building journey and create a life of financial freedom and abundance.

I'll discuss how removing emotions from financial decisions and becoming adaptable can keep you safe and ready to seize opportunities. Being resourceful isn’t about having more, but about doing more with what you have. And finally, the power of discipline—consistent action over time can make all the difference.

IN TODAY’S EPISODE, I DISCUSS:

Mastering the art of patience and delayed gratification
Developing financial literacy to manage and grow your wealth
The importance of emotional intelligence in making sound financial decisions
Embracing adaptability to pivot and seize new opportunities
Being resourceful and maximizing what you have
Maintaining consistency and discipline in your financial habits
The bonus trait: Generosity and its impact on true wealth

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

I've been saying this for over a decade. People still don't get it.

Thu, 21 Nov 2024 04:00:00 -0800

Welcome to another valuable episode of the Building Your Money Machine Show! In today’s episode, I’m diving into a critical topic that I’ve been passionate about for over a decade, but that many still overlook—the importance of having a sufficiently sized emergency fund.

In this episode, I reveal why you should aim for a 9 to 18 months emergency fund. Through my personal experiences and professional insights, I'll show you how to protect your wealth effectively and what could happen if you don’t have this vital safety net in place.

We’ll explore the best places to keep your emergency fund for maximum security and liquidity, such as high yield savings accounts and money market accounts. Plus, I’ll address common misconceptions and why a three to six months fund is just not enough in today's volatile economic environment.

I’ll provide a practical guide on how to start building your emergency fund, from calculating your essential monthly expenses to automating your savings and reassessing your needs regularly.

IN TODAY’S EPISODE, I DISCUSS:

Why aiming for a 9 to 18 months emergency fund is crucial for financial security.
Defining what an emergency fund is and what it’s not.
The best places to keep your emergency fund safe and liquid.
Common misconceptions about emergency funds.
Practical steps to start building your emergency fund now.

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

What Net Worth Puts You in the Upper, Middle & Lower Class?

Mon, 18 Nov 2024 00:00:00 -0800

Welcome to the Building Your Money Machine Show! Have you ever wondered where you truly stand financially? In today's episode, we're breaking down the truth behind net worth and what it actually means. No matter where you are financially—whether in the upper, middle, or lower class—this episode is about gaining clarity and understanding what you need to do to move forward.

I delve into what net worth is, how to calculate it, and what the statistics say about different financial classes. More importantly, we discuss how to use this knowledge as a too, not a judgment, to understand your financial health.

No matter where you're starting from, it's all about being in the game and taking the steps to move forward. From tracking your spending to building a comfort fund and investing regularly, I've outlined actionable steps to help you gain control over your financial future.

IN TODAY’S EPISODE, I DISCUSS:

What net worth is and how to calculate it
The different financial classes based on net worth
Why your starting point doesn't define your financial future
Actionable steps to build your net worth

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

Six Ways Financial Institutions Take Advantage of You
Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream
How To Budget And Safe Without Feeling Trapped

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If you liked this video, you'll love these ones:

Six Ways Financial Institutions Take Advantage of You: https://youtu.be/6lnMzHkka6s
Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A
Why The F.I.R.E Movement Is A Pipe-dream: https://youtu.be/ynXhohQvMYk

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Six Ways Financial Institutions Take Advantage of You

Thu, 14 Nov 2024 00:00:00 -0800

Welcome to another eye-opening episode of the Building Your Money Machine Show! Ever get the feeling that your bank is making more money off of you than you're earning from them? Or how about that never-ending cycle of interest and fees that just won't quit? If that's ever crossed your mind, today’s episode is definitely for you.

Today we’re diving into six crucial ways financial institutions can take advantage of you and, more importantly, how you can protect yourself from these common pitfalls. From hidden fees to high-interest debt, promotional offers, conflicts of interest, mortgage traps, and investment fees, we're covering it all.

So, let's get started on how you can keep more of your hard-earned money in your own pockets, working for you and your financial dreams!

IN TODAY’S EPISODE, I DISCUSS:

Hidden fees: Monthly maintenance fees, overdraft fees, and ATM fees
High-interest debt: Credit cards, personal loans, and payday loans
Promotional offers: Understanding the fine print and avoiding traps
Conflicts of interest: Fiduciary vs. suitability standards
Loans and mortgages: The risks of adjustable-rate mortgages (ARMs)

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If you liked this episode, click here to enjoy these and more:
https://melabraham.com/show/

Ten Tiny Habits That Build Real Wealth (REALISTIC)
Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream
How To Budget And Safe Without Feeling Trapped
How To Build And Preserve Wealth During A Recession

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Ten Tiny Habits That Build Real Wealth (REALISTIC): https://youtu.be/U2xunyOe-tg
Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A
Why The F.I.R.E Movement Is A Pipe-dream: https://youtu.be/ynXhohQvMYk
How To Budget & Save WITHOUT Feeling Trapped: https://youtu.be/979xsNd6P-4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Ten Tiny Habits That Build Real Wealth (REALISTIC)

Mon, 11 Nov 2024 00:00:00 -0800

Welcome to another empowering episode of the Building Your Money Machine Show. Today, we're transforming your perspective on wealth-building by focusing on the power of tiny, realistic habits.

I’m diving into the 10 tiny habits that make a significant financial difference over time. From automating your savings and investments to tracking your spending without judgment, these actions take the friction out of your financial decisions and lead you toward wealth in a manageable, practical, and attainable way.

I also discuss the importance of paying yourself first, investing in financial education, and handling lump sums or unexpected money wisely. These habits aren't about deprivation or massive overhauls; they're about tiny, manageable changes that compound over time to create real wealth.

IN TODAY’S EPISODE, I DISCUSS:

Automating your savings and investing to reduce friction
Tracking your spending for 30 days to gain awareness
Implementing the 24-hour rule to curb impulse purchases
Adopting a 1% better mindset to incrementally improve your financial habits
Paying yourself first to prioritize your financial future

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

Why A Million Dollars Doesn't Make You Rich
The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream
How To Budget And Safe Without Feeling Trapped
How To Build And Preserve Wealth During A Recession
Do You Have To Be RUTHLESS To Get Rich?

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If you liked this video, you'll love these ones:

Why A Million Dollars Doesn't Make You Rich: https://youtu.be/S1Wn2n5jIo0
The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A
Why The F.I.R.E Movement Is A Pipe-dream: https://youtu.be/ynXhohQvMYk
How To Budget & Save WITHOUT Feeling Trapped: https://youtu.be/979xsNd6P-4
How To Build And Preserve Wealth During a Recession: https://youtu.be/rF6gq3ApdRc

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why A Million Dollars Doesn't Make You Rich

Thu, 07 Nov 2024 00:00:00 -0800

Welcome to another eye-opening episode of the Building Your Money Machine Show! I'm Mel Abraham, your host, and today we’re tackling one of the biggest financial misconceptions - the belief that becoming a millionaire makes you rich. This episode is going to challenge the traditional notion of wealth and set you on the path to true financial freedom, crafted around the life you want to live.

Remember, wealth is about freedom and the ability to make choices unbound by financial constraints. Whether you live in the Midwest or a high-cost city like New York, the principles shared in this episode will equip you with the knowledge and tools to craft a sustainable, fulfilling financial plan.

So, buckle up and get ready for an episode packed with actionable insights and a new perspective on what it truly means to be rich.

IN TODAY’S EPISODE, I DISCUSS:

The erosion of a million dollars' purchasing power due to inflation
Why chasing a specific number can lead to financial anxiety and dissatisfaction
Understanding and leveraging the four wealth drivers: income, savings/investing rate, returns, and time
Creating a vision for your life and aligning it with your financial strategy

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

The F.U.N.D. Method For Building & Managing Your Emergency Fund
Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream
How To Budget And Safe Without Feeling Trapped
How To Build And Preserve Wealth During A Recession
Do You Have To Be RUTHLESS To Get Rich?
Why I No Longer Use Banks (as a Millionaire)

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If you liked this video, you'll love these ones:

The F.U.N.D. Method For Building & Managing Your Emergency Fund: https://youtu.be/oWFGkpLySag
Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A
Why The F.I.R.E Movement Is A Pipe-dream: https://youtu.be/ynXhohQvMYk
How To Budget & Save WITHOUT Feeling Trapped: https://youtu.be/979xsNd6P-4
How To Build And Preserve Wealth During a Recession: https://youtu.be/rF6gq3ApdRc
Do You Have To Be RUTHLESS To Get Rich?: https://youtu.be/MF19BtrrcN0

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The F.U.N.D. Method For Building & Managing Your Emergency Fund

Mon, 04 Nov 2024 00:00:00 -0800

Welcome to another exciting episode of the Building Your Money Machine Show. Today's episode is absolutely crucial if the thought of a medical bill, job loss, or major car repair sends a wave of panic through you. We’re talking about building and managing your emergency fund using my F.U.N.D. method—because life happens and you need to be prepared for it.

Ever wondered how much is enough for an emergency fund? Or what expenses should it cover? I’ll be answering these questions and more. Plus, I’ll share actionable tips on how you can start nurturing your fund right now, including jumpstarting it with a comfort fund and automating your savings.

By following this framework, you’re not just saving money; you’re securing your financial future and giving yourself the freedom to pursue your goals without the constant worry of financial ruin from unexpected events.

IN TODAY’S EPISODE, I DISCUSS:

Why an emergency fund is essential for your financial stability
The emotional and financial benefits of having a peace of mind fund
A detailed walkthrough of my F.U.N.D. framework
How to calculate your ideal emergency fund based on your unique circumstances
Actionable steps to jumpstart and automate your emergency savings

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

Why Smart People Are Not Always Rich
Why The F.I.R.E Movement Is A Pipe-dream
How To Budget And Safe Without Feeling Trapped
How To Build And Preserve Wealth During A Recession
Do You Have To Be RUTHLESS To Get Rich?
Why I No Longer Use Banks (as a Millionaire)

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If you liked this video, you'll love these ones:

Why Smart People Are Not Always Rich: https://youtu.be/KknyOr-IU8A
Why The F.I.R.E Movement Is A Pipe-dream: https://youtu.be/ynXhohQvMYk
How To Budget & Save WITHOUT Feeling Trapped: https://youtu.be/979xsNd6P-4
How To Build And Preserve Wealth During a Recession: https://youtu.be/rF6gq3ApdRc
Do You Have To Be RUTHLESS To Get Rich?: https://youtu.be/MF19BtrrcN0
Alarming Financial Habits That Will Surprise You: https://youtu.be/SHTg-TA27s4

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Smart People Are Not Always Rich

Thu, 31 Oct 2024 00:00:00 -0700

Welcome to another compelling episode of the Building Your Money Machine Show. Have you ever wondered why some of the smartest people struggle with money while others seem to thrive financially despite having, let's just say, less intelligence? Well, this episode is for you.

In this episode, I delve into why intelligence alone doesn't guarantee wealth and unravel the time-tested principles that truly drive financial success.

We’ll also discuss the importance of daily financial habits like saving, investing, and planning, and how automating these actions can make the process easier. You'll hear about Warren Buffett’s secret to success—it's less about being a genius investor and more about habits, patience, and discipline.

IN TODAY’S EPISODE, I DISCUSS:

The misconception that high IQ translates to wealth and why that's not true
The importance of daily financial habits and automating savings and investments
Real-life examples illustrating the difference between high income and wealth accumulation
Emotional intelligence and disciplined decision-making in financial matters
Overconfidence and analysis paralysis as barriers to wealth creation

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

Why The F.I.R.E Movement Is A Pipe-dream
How To Budget And Safe Without Feeling Trapped
How To Build And Preserve Wealth During A Recession
Do You Have To Be RUTHLESS To Get Rich?
Why I No Longer Use Banks (as a Millionaire)
I'm 63. If you're in your 40s watch this...
It's not just you. Most people won't be financially free

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If you liked this video, you'll love these ones:

Why The F.I.R.E Movement Is A Pipe-dream: https://youtu.be/ynXhohQvMYk
How To Budget & Save WITHOUT Feeling Trapped: https://youtu.be/979xsNd6P-4
How To Build And Preserve Wealth During a Recession: https://youtu.be/rF6gq3ApdRc
Do You Have To Be RUTHLESS To Get Rich?: https://youtu.be/MF19BtrrcN0
Alarming Financial Habits That Will Surprise You: https://youtu.be/SHTg-TA27s4
12 Most Common Regrets of Rich People: https://youtu.be/fan5rKvRafE

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why The F.I.R.E Movement Is A Pipe-dream

Mon, 28 Oct 2024 00:00:00 -0700

Welcome to another engaging episode of the Building Your Money Machine Show. Today, we're exploring a provocative question — is the F.I.R.E. Movement merely a pipe dream?

I've been there, contemplating the idea of extreme frugality to retire decades early. But let's face it, spending all your life sacrificing today's happiness for a distant dream isn't everyone's cup of tea. In this episode, I’ll delve into why traditional F.I.R.E. might not be the golden ticket it's often portrayed to be and how you can attain financial freedom without brutal deprivations.

You’ll hear me talk about the importance of building a "money machine" — generating income streams that don't tie you to a job, and unlocking the freedom to live a life of choice.

IN TODAY’S EPISODE, I DISCUSS:

The burnout cost of extreme frugality in traditional F.I.R.E.
Alternative approaches to financial independence that don't skimp on current joy
Redefining F.I.R.E.: Making it a journey toward being "Rich in Experiences," not just retiring early
Practical steps: From knowing your financial "number" and investing for growth to maintaining an adaptable plan
Building a balanced, purposeful life: Blending financial security with rich, meaningful experiences

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

How To Budget And Safe Without Feeling Trapped
How To Build And Preserve Wealth During A Recession
Do You Have To Be RUTHLESS To Get Rich?
Why I No Longer Use Banks (as a Millionaire)
I'm 63. If you're in your 40s watch this...
It's not just you. Most people won't be financially free

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If you liked this video, you'll love these ones:

How To Budget & Save WITHOUT Feeling Trapped: https://youtu.be/979xsNd6P-4
How To Build And Preserve Wealth During a Recession: https://youtu.be/rF6gq3ApdRc
Do You Have To Be RUTHLESS To Get Rich?: https://youtu.be/MF19BtrrcN0
Alarming Financial Habits That Will Surprise You: https://youtu.be/SHTg-TA27s4
12 Most Common Regrets of Rich People: https://youtu.be/fan5rKvRafE
How to Save YOUR First $100k (My Savings Framework): https://youtu.be/cex4G3Nbqlg

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How To Budget & Save WITHOUT Feeling Trapped

Thu, 24 Oct 2024 00:00:00 -0700

Welcome to another episode of the Building Your Money Machine Show. Today, we're going to tackle a topic that, while essential, tends to make people cringe: budgeting. Why do most people fail at budgeting, even though it’s one of the most critical tools for building wealth and achieving financial freedom?

Many view budgeting like dieting—restrictive, boring, and hard to stick to. But what if I told you that it's not about deprivation, but rather about giving your money an intentional job description?

By the end of this episode, you'll not only understand how to construct a robust cash resource plan, but you'll also learn the practical steps to implement it successfully. Say goodbye to the negative perceptions around budgeting and hello to financial freedom and wealth-building.

IN TODAY’S EPISODE, I DISCUSS:

Why most budgets fail and how this failure holds you back from financial independence
The concept of a "cash resource plan" and why it's more effective than traditional budgeting
The common mistakes people make with budgets, such as being overly restrictive and not accounting for real life
The importance of incorporating joy points into your financial plan to make the journey enjoyable

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Do You Have To Be RUTHLESS To Get Rich?
Why I No Longer Use Banks (as a Millionaire)
I'm 63. If you're in your 40s watch this...
It's not just you. Most people won't be financially free
What the Insurance Industry is Lying to You About
Alarming Financial Habits That Will Surprise You
Why Saving Your First $10k Can Change Your Life

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How To Build And Preserve Wealth During a Recession: https://youtu.be/rF6gq3ApdRc
Do You Have To Be RUTHLESS To Get Rich?: https://youtu.be/MF19BtrrcN0
Alarming Financial Habits That Will Surprise You: https://youtu.be/SHTg-TA27s4
12 Most Common Regrets of Rich People: https://youtu.be/fan5rKvRafE
How to Save YOUR First $100k (My Savings Framework): https://youtu.be/cex4G3Nbqlg

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How To Build And Preserve Wealth During a Recession

Mon, 21 Oct 2024 00:00:00 -0700

Welcome to another empowering episode of the Building Your Money Machine Show! Today, we're breaking down the hype around the economy and recession, and I’m sharing some real, actionable insights on how to build and preserve wealth during such challenging times. The key here is not just survival but thriving, whether the market is up, down, or sideways.

In this episode, I delve deep into what a recession actually means, why it happens, and most importantly, why you shouldn't panic. Recessions are simply part of the economic cycle.

We'll discuss the impact of a recession on your wealth, from job loss to declining asset values.

Let's navigate this together. I'll share the tools, strategies, and mindset that can shield you from economic downturns and help you seize opportunities that arise. Let’s light the path to financial freedom!

IN TODAY’S EPISODE, I DISCUSS:

Understanding what a recession is and its impact on your wealth
How to control your emotions to avoid making poor financial decisions
Diversifying investments and multiple income streams to mitigate risk
Creating a "peace of mind" fund to ensure financial security and liquidity
Cutting non-essential spending to avoid unnecessary financial strain

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

Do You Have To Be RUTHLESS To Get Rich?
I'm 63. If you're in your 40s watch this...
It's not just you. Most people won't be financially free
What the Insurance Industry is Lying to You About
Alarming Financial Habits That Will Surprise You
Why Saving Your First $10k Can Change Your Life
12 Most Common Regrets of Rich People

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Alarming Financial Habits That Will Surprise You: https://youtu.be/SHTg-TA27s4
12 Most Common Regrets of Rich People: https://youtu.be/fan5rKvRafE
How to Save YOUR First $100k (My Savings Framework): https://youtu.be/cex4G3Nbqlg
If I could only buy 4 assets, this is what I would do: https://youtu.be/dYohJDcGp5Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Do You Have To Be RUTHLESS To Get Rich?

Thu, 17 Oct 2024 04:00:00 -0700

Welcome to another thought-provoking episode of the Building Your Money Machine Show. Today, we tackle a question that often lurks in the minds of aspiring entrepreneurs and seasoned business owners alike: "Do You Have To Be RUTHLESS To Get Rich?" Join me, your host Mel Abraham, as we explore the myths and realities around wealth-building and the principles that truly drive financial success.

I dive deep into what it means to be “ruthless” in the context of financial gain, and whether this trait is essential or just a misconception fueled by popular culture and media.

It's not about stepping on others to get ahead, but rather about building strategic relationships, making smart investments, and staying persistent.

Tune in as we bust the myth that ruthlessness is a prerequisite for wealth and redirect the focus towards qualities like resilience, empathy, and strategic thinking. This episode is packed with wisdom and actionable steps to help you create your money machine without sacrificing who you are at your core.

Let’s dive in!

IN TODAY’S EPISODE, I DISCUSS:

The myth of ruthlessness as a necessity for wealth
The role of values and integrity in building financial success
Why strategic relationships and smart investments matter
The impact of resilience and empathy on your financial journey
How to join the affluent entrepreneur community for ongoing support and resources

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

I'm 63. If you're in your 40s watch this...
It's not just you. Most people won't be financially free
What the Insurance Industry is Lying to You About
Alarming Financial Habits That Will Surprise You
Why Saving Your First $10k Can Change Your Life
12 Most Common Regrets of Rich People
If I Could Only Buy 4 Assets, This is What I Would Do

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If you liked this video, you'll love these ones:

Alarming Financial Habits That Will Surprise You: https://youtu.be/SHTg-TA27s4
12 Most Common Regrets of Rich People: https://youtu.be/fan5rKvRafE
How to Save YOUR First $100k (My Savings Framework): https://youtu.be/cex4G3Nbqlg
If I could only buy 4 assets, this is what I would do: https://youtu.be/dYohJDcGp5Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why I No Longer Use Banks (as a millionaire)

Mon, 14 Oct 2024 00:00:00 -0700

Ready to learn why I no longer use banks despite being a millionaire? In this episode, I dive into the reasons why banks might not be the best place for your money and where you should consider putting it instead.

In today's episode of Building Your Money Machine Show, I unpack the operational focus of banks and how their profit-driven priorities can impact your financial growth. From high fees and low interest rates to subpar portfolio performance and biased advice, I break down the pitfalls of banking with traditional financial institutions. I also share the alternative routes I've taken, like using credit unions and online banks, to ensure my money works for me safely and efficiently.

Curious about how to maximize your returns while keeping your money safe? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The profit-centric nature of banks and the conflict of interest it creates
The high fees and low returns offered by traditional banks
The benefits of credit unions including lower fees, higher interest rates, and personalized service
The importance of working with fiduciary advisors for tailored financial advice
How to leverage financial technology for better returns and liquidity

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

I'm 63. If you're in your 40s watch this...
It's not just you. Most people won't be financially free
What the Insurance Industry is Lying to You About
Alarming Financial Habits That Will Surprise You
Why Saving Your First $10k Can Change Your Life
12 Most Common Regrets of Rich People
If I Could Only Buy 4 Assets, This is What I Would Do

RECOMMENDED VIDEOS FOR YOU

If you liked this video, you'll love these ones:

Alarming Financial Habits That Will Surprise You: https://youtu.be/SHTg-TA27s4
12 Most Common Regrets of Rich People: https://youtu.be/fan5rKvRafE
How to Save YOUR First $100k (My Savings Framework): https://youtu.be/cex4G3Nbqlg
If I could only buy 4 assets, this is what I would do: https://youtu.be/dYohJDcGp5Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

I'm 63. Listen to this for money lessons at any age...

Wed, 09 Oct 2024 00:00:00 -0700

Welcome to another insightful episode of the Building Your Money Machine Show. Today, we’re diving deep into the financial lessons I wish I had known when I was in my 40s — lessons that can set you on the fast track to financial freedom, regardless of your age. Whether you're in your 20s, 30s, 40s, 50s, or even 60s, this episode is packed with actionable advice to help you navigate the path to wealth more effectively.

At 63 years young, I reflect on the 11 critical strategies I would have shared with my 40-year-old self. From the importance of automation in saving and investing, to maximizing tax-advantaged accounts, and getting serious about diversification, I cover it all. We’ll talk about investing in skills, prioritizing your future over material possessions, being selective about debt, and knowing your number for financial freedom.

I also emphasize the importance of balancing health and wealth, getting comfortable with risk, and finding the right mentors and coaches to guide you.

Buckle up for an episode filled with wisdom, practical tips, and inspiration to get in the game and build your financial legacy. It's time to master your money and live a life by choice!

IN TODAY’S EPISODE, I DISCUSS:

Automating your savings and investing to remove decision fatigue
Maximizing tax-advantaged accounts like 401(k)s and IRAs
Investing in diversification and skills to build multiple income streams
Being selective about debt and prioritizing your future over immediate material gains
Why most people won't reach financial freedom and the role of financial literacy

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If you liked this episode, click here to enjoy these and more: https://melabraham.com/show/

It's not just you. Most people won't be financially free
What the Insurance Industry is Lying to You About
Alarming Financial Habits That Will Surprise You
Why Saving Your First $10k Can Change Your Life
12 Most Common Regrets of Rich People
If I Could Only Buy 4 Assets, This is What I Would Do

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If you liked this video, you'll love these ones:

Alarming Financial Habits That Will Surprise You: https://youtu.be/SHTg-TA27s4
12 Most Common Regrets of Rich People: https://youtu.be/fan5rKvRafE
How to Save YOUR First $100k (My Savings Framework): https://youtu.be/cex4G3Nbqlg
If I could only buy 4 assets, this is what I would do: https://youtu.be/dYohJDcGp5Y

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move

It's not just you. Most people won't be financially free

Mon, 07 Oct 2024 07:00:00 -0700

In today’s episode, I dive into the reality that most people won't achieve financial freedom—and it's not just about the numbers. Let’s look deeper into why 78% of Americans are stuck living paycheck to paycheck, and what we can do about it.
I explore the importance of financial literacy and how it’s essential for anyone looking to break free from the paycheck-to-paycheck cycle.

You'll discover the four key characters in our economic system: Conspicuous Consumers, Constant Producers, Business Creators, and Machine Constructors. Spoiler: Wealth isn't built through constant consumption or labor alone; it’s from savvy business creation and investing.

Don’t let poor financial habits or fear of making money mistakes stop you. I break down the seven critical elements to overcome for financial success, and why having a vision, strategy, and actionable plan is crucial.

Ready to take control of your financial future and live a life by design? Tune in now!

IN TODAY’S EPISODE, I DISCUSS:

Why most people won't reach financial freedom and the role of financial literacy
The four economic characters: Conspicuous Consumers, Constant Producers, Business Creators, and Machine Constructors
The importance of business creation and investing in wealth building
Overcoming negative money stories and self-sabotage
Developing clear life goals and a financial strategy

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How to Save YOUR First $100k (My Savings Framework: https://youtu.be/cex4G3Nbqlg
Watch These 70 Minutes To Get Rich in 2024: https://youtu.be/6jA1adsoxSk

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move

How To Outsmart The Game of "Money"

Thu, 03 Oct 2024 05:00:00 -0700

Are you ready to outsmart the game of money? It’s not just about making money; it's about mastering the art of financial strategy!

In today’s episode, I delve into the principles that can help you build and sustain wealth. I talk about the power of negotiation and the importance of embracing a win-win mentality. From understanding the true value in transactions to practicing regular money audits, I share actionable strategies that wealthy individuals use to keep their financial health in check. We also explore the significance of frugality and investing in assets that bring long-term growth and cash flow.

If you’re looking to transform your financial habits, make smarter investments, and truly enjoy the journey to financial freedom, tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The philosophy of negotiation and turning it into a win-win game
How to focus on the value received rather than just the cost
The importance of conducting regular money audits to track your financial health

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Financial Armageddon is coming. Here's how you prepare…: https://youtu.be/q6HtMLsNyqE
How to Save YOUR First $100k (My Savings Framework: https://youtu.be/cex4G3Nbqlg
Watch These 70 Minutes To Get Rich in 2024: https://youtu.be/6jA1adsoxSk

ORDER MY NEW USA TODAY BESTSELLING BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how build your money machine.

When you do you’ll also get over $1100 in wealth resources & bonuses for FREE!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

What the insurance industry is lying to you about

Mon, 30 Sep 2024 00:00:00 -0700

Are you ready to uncover the myths and truths behind life insurance? It's time to demystify what the insurance industry might be keeping under wraps!

In today’s episode, I dive deep into the world of whole life insurance versus term life insurance. I'll break down the costs, benefits, and potential pitfalls of each type of policy. We'll explore how investing the premium differences in an S&P 500 Index Fund could potentially lead to significant financial growth over time. And of course, I'm shedding light on some common false claims made by the life insurance industry.

Looking to make informed decisions about your financial future and understand the real impact of life insurance on your wealth? This episode is a must-listen!

IN TODAY’S EPISODE, I DISCUSS:

Evaluating whole life insurance versus term life insurance
The true cost implications of whole life policies
How investing in the S&P 500 can grow your wealth

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Financial Armageddon is coming. Here's how you prepare…: https://youtu.be/q6HtMLsNyqE
How to Save YOUR First $100k (My Savings Framework: https://youtu.be/cex4G3Nbqlg
Watch These 70 Minutes To Get Rich in 2024: https://youtu.be/6jA1adsoxSk

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

These Alarming Financial Habits Of The Average American Will Surprise You

Thu, 26 Sep 2024 00:00:00 -0700

Are you ready to uncover the habits that might be silently eroding your wealth journey? It's not just about how much money you make; it's about the behaviors, choices, and habits that define your financial future!

In today’s episode, I dive deep into the alarming financial habits that many of us fall into without even realizing it. From aimless spending to normalizing debt, I break down these detrimental practices and provide actionable solutions to reverse the damage. I walk you through essential steps to get intentional with your money, prioritize investing, track your numbers, and much more, so you can claim the financial freedom that is your birthright.

Want to take control of your financial destiny and pave your way to wealth? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The importance of intentional spending and setting financial goals
The impact of financial literacy on your money journey
Prioritizing investing over lifestyle spending

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PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Saving Your First $10K Can Change Your Life

Mon, 23 Sep 2024 00:00:00 -0700

Ready to change your financial future with your first $10K? It's not just a small step—it's the start of something monumental!

In today's episode, I delve into why saving your first $10K can be a game-changer in your financial journey. I share the inspiring story of Sylvia Bloom—a legal secretary who amassed over $9 million by focusing on key wealth drivers. You'll learn why it's not about how much you make but what you do with your money that matters. We break down the four crucial wealth drivers that will propel your financial journey and discuss how building this initial $10K infuses you with skills, habits, and a mindset destined for wealth.

Want to transform your financial future and master the money game? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The importance of the first $10K in your financial journey
Sylvia Bloom's inspiring journey from modest salary to millionaire
The four critical wealth drivers: income, savings rate, returns, and time

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Demystifying Your Credit Score & Does It Matter: https://youtu.be/emgKYPy6Quw
What to Do Today to Pay Less Tax and Keep More Money: https://youtu.be/tZHKIgr_TIM

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

12 Most Common Regrets of Rich People

Thu, 19 Sep 2024 00:00:00 -0700

Are you ready to uncover the real reasons behind the common regrets of the wealthy? It’s not just about having money; it’s about living a fulfilling, meaningful life!

In today’s episode, I dive deep into the 12 most common regrets of rich people and how you can avoid falling into the same traps. From the emptiness that possessions can bring without meaningful relationships to the significance of prioritizing health over success, I cover it all. I also share my personal experiences and valuable lessons learned from decades of advising people on building both wealth and a rich life.

Want to master money and live a life of true richness? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The emptiness of wealth without relationships or experiences
The joyless journey of focusing solely on end goals rather than the process
The critical importance of maintaining health alongside success

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How to Save YOUR First $100k (My Savings Framework: https://youtu.be/cex4G3Nbqlg
Watch These 70 Minutes To Get Rich in 2024: https://youtu.be/6jA1adsoxSk

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

If I could only buy 4 assets, this is what I would do...

Mon, 16 Sep 2024 00:00:00 -0700

Ready to build wealth simply and effectively? Say goodbye to convoluted strategies and confusion!

In today's episode of the Building Your Money Machine Podcast, I dive into the four key assets I would focus on if I were building wealth from scratch. I share how investing in yourself, diversified ETF's, real estate, and businesses can set you on the path to financial freedom. Learn how to align these investments with your lifestyle, leverage your expertise, and make informed decisions for sustainable wealth creation.

Want to master your finances and live a life by choice? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The importance of investing in yourself and your intellectual property
The benefits of diversified ETF's and index funds, from liquidity to low fees
Why real estate, bought at the right time, offers unique advantages

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Why Staying Rich Is Harder Than Getting Rich: https://youtu.be/VegPiyx9sno
Financial Armageddon is coming. Here's how you prepare…: https://youtu.be/q6HtMLsNyqE
How to Save YOUR First $100k (My Savings Framework: https://youtu.be/cex4G3Nbqlg
Watch These 70 Minutes To Get Rich in 2024: https://youtu.be/6jA1adsoxSk

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

9 Assets That Are Making People Rich (2024 and Beyond)

Thu, 12 Sep 2024 00:00:00 -0700

Ever wonder what sets the financially free apart from the rest of us? It’s all about leveraging the right assets.

In today’s episode, I dive deep into the nine assets that are making people rich and allowing them to live lives of choice and freedom. From cash for liquidity and opportunities to the power of index funds and real estate, I cover it all. Plus, I’ll share the story of how a six-year-old highlighted the importance of breaking free from the earnings-efforts treadmill.

If you're ready to start building your money machine and want to understand how to invest in assets that separate your earnings from the effort to earn them, this episode is for you!

IN TODAY’S EPISODE, I DISCUSS:

The significance of having cash reserves for emergencies and opportunities
The benefits and risks of bonds and stocks
Why mutual funds and ETF’s are safer picks for beginners

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Demystifying Your Credit Score & Does It Matter: https://youtu.be/emgKYPy6Quw
What to Do Today to Pay Less Tax and Keep More Money: https://youtu.be/tZHKIgr_TIM

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why You Should Not Buy Life Insurance

Mon, 09 Sep 2024 00:00:00 -0700

Are you prepared to uncover the truth about life insurance? It's not just about avoiding unnecessary expenses; it's about securing your financial future!

In today’s episode, I dispel the myths and clarify the misconceptions surrounding life insurance. I delve into the reasons why you might not need to buy life insurance, the different types of policies available, and the factors you need to consider before making a decision. From term policies to permanent life insurance, I break it all down to help you make an informed choice that supports your dreams and protects your loved ones.

Don’t get taken for a ride with misleading advice—take control of your financial planning and protect your family's future. Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The primary reasons for having life insurance and when it’s truly necessary
The differences between term life insurance and permanent life insurance
The pitfalls of permanent life insurance, including hidden fees and commissions

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How to Save YOUR First $100k (My Savings Framework: https://youtu.be/cex4G3Nbqlg
Watch These 70 Minutes To Get Rich in 2024: https://youtu.be/6jA1adsoxSk

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

10 Things That Are A Complete Waste Of Your Money

Thu, 05 Sep 2024 00:00:00 -0700

Do you ever feel like you're just throwing money away? It’s time to stop the madness and take control of your financial future!

In today’s episode, I dive into 10 things that are a complete waste of your money and how you can avoid them. From the education that doesn't pay off, to the hidden costs of high bank and investment fees, I cover it all. I also go into why lottery tickets and gambling never add up, why convenience stores might as well be called overpriced stores, and the pitfalls of buying a home that doesn’t fit your financial reality.

I share insights on the impact of behaviors, habits, and societal pressures on our financial decision-making. This episode also addresses the dangers of high-interest debt and the true cost of luxury purchases. Plus, I give you tips on avoiding the trap of impulse buying and poorly thought-out timeshares.

Looking to understand where your money is leaking and how to redirect it towards a richer lifestyle and wealth-building? You won't want to miss this!

IN TODAY’S EPISODE, I DISCUSS:

The importance of considering ROI in education and keeping student loans manageable
Avoiding bank account and investment fees
The true costs of gambling and luxury purchases

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Financial Advisor Reveals the Worst Things To Do with Your Money

Mon, 02 Sep 2024 00:00:00 -0700

Understanding how to smartly handle debt can drastically change your financial well-being and reduce stress in your life.

In today’s episode, I tackle some of the worst financial decisions you can make and how to avoid them. From the pitfalls of over-leveraging in real estate to neglecting your investment portfolio, I break down what you should steer clear of to maintain financial health. I share personal stories, including a costly investment mistake I made, to highlight the importance of every decision in your financial journey.

Want to achieve financial freedom and avoid common money mistakes? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

Smart use of debt and the perils of over-leveraging
The necessity of regularly reviewing and rebalancing your investment portfolio
Why diversification is crucial for mitigating financial risk

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Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How Much You Should Save In Your 401K (By Age)

Thu, 29 Aug 2024 00:00:00 -0700

Are you ready to take control of your retirement savings and ensure you're on the right path to financial freedom?

In today’s episode, I dive into the crucial topic of how much you should save in your 401K by age, drawing insights from a comprehensive 23-year Vanguard study involving 5 million participants. Whether you're just starting your career or planning your retirement, you'll find valuable information on setting realistic financial goals, maximizing those employer matches, and the astonishing impact of early contributions.

You'll learn why saving and investing rates trump high incomes, and how tiny steps now can lead to sizable wealth in the future. It's not just about hitting those numbers; it's about aligning your financial strategy with your life goals and building a life of choice and freedom.

Looking to master your financial journey and make informed decisions about your retirement savings? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The importance of small, consistent contributions to your 401K
Average and median 401K balances by age group
The impact of early contributions and maximizing employer matches

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

6 Levels Of Thinking If You Want To Get Rich

Mon, 26 Aug 2024 00:00:00 -0700

Ready to elevate your thinking and unlock the path to financial freedom?

In today’s episode, I dive into the six levels of thinking for those who want to get rich. It's not just about the tactics or the strategies; it’s about shifting your mindset. I outline each of the six levels, from survival thinking to legacy thinking, and discuss how mastering these levels can transform your financial behaviors and results. Whether you're just starting out and focused on immediate needs or you're ready to think about generational wealth and legacy, this episode is packed with valuable insights that can take your financial journey to the next level.

Want to transition to a higher level of thinking and create lasting wealth? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The survival level of thinking and its focus on immediate needs
The shift to safety thinking and the decrease in financial stress
Achieving comfort thinking and systematic wealth-building

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Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Do THIS If You're Feeling Poor

Thu, 22 Aug 2024 00:00:00 -0700

Do you feel trapped in a job that isn't fulfilling you? Do you feel like there's more you could be doing with your life and your finances? If so, you're not alone, and this episode is for you!

In today’s episode, I unveil a powerful framework that has transformed the lives of many of my clients and myself - the Entrepreneur Transition Formula. I'll walk you through the steps to transition from a nine-to-five job to entrepreneurship without recklessness, giving you the tools to pursue your passion and build financial freedom.

Ever think, "I can do something better"? I'll help you evaluate your business ideas, define unquestionable value, and perform market research to ensure your transition is as smooth and successful as possible. So if you're ready to move from feeling stuck to building a life filled with passion and profit, make sure you don't miss this one.

IN TODAY’S EPISODE, I DISCUSS:

The importance of having a detailed, flexible plan.
Learn why “doing what you love” is only part of the success equation.
Understand the value of micro-launches and market testing.

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How to Save YOUR First $100k (My Savings Framework: https://youtu.be/cex4G3Nbqlg
Watch These 70 Minutes To Get Rich in 2024: https://youtu.be/6jA1adsoxSk

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Once you learn these money lessons, you will never be poor again

Mon, 19 Aug 2024 00:00:00 -0700

Are you ready to discover the money lessons that can change your financial future forever? It's not just about making money; it's about creating a life you love and achieving true financial freedom!

In today’s episode, I dive into the essential money lessons that transformed my relationship with finances and put me on the path to wealth. I emphasize the importance of consistent long-term investing, understanding the difference between productive and destructive debt, and the necessity of having a personalized financial plan. I highlight why comparing yourself to others can be detrimental, and how focusing on personal growth and gratitude can lead to better financial decisions. Plus, I share my personal reflections and insights from my own journey.

Want to transform your financial trajectory and ensure you never struggle with money again? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The critical role of long-term investing and avoiding the pitfalls of market timing
The benefits of low-cost index funds and ETFs over actively managed funds
Why it's essential to have a personalized financial plan and stop comparing yourself to others

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PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

The Stock Market Collapse Is Not As Scary As You Think

Thu, 15 Aug 2024 00:00:00 -0700

Are you worried about the recent stock market decline? Don't panic, I've got you covered!

In today's episode, I share my perspective on the current market situation and provide proactive strategies for navigating these turbulent times. I discuss the factors contributing to the decline, such as disappointing earnings reports from major companies and concerns about a potential recession. I also delve into the global impact, including the significant drop in Japan's stock market and its influence on the US market.

Want to make informed, logical decisions about your wealth during market fluctuations? Subscribe to my channel for valuable insights and financial wisdom.

IN TODAY’S EPISODE, I DISCUSS:

The importance of having a detailed financial plan and sticking to it, regardless of market trends
Why liquidity and avoiding destructive debt are crucial for weathering market drops and unexpected financial events
The benefits of a properly structured, diversified portfolio in mitigating risks and minimizing heavy losses

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https://youtu.be/yrredqHf09s

How to Do Money Right As a Family

https://youtu.be/vZqfINfPNoo

ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

How Much Should Your Net Worth Be? (according to your age)

Mon, 12 Aug 2024 00:00:00 -0700

Are you wondering where you stand on your wealth journey and if you're on track to achieve your financial goals? It's a question that haunts many of us as we navigate the path to financial freedom.

In today's episode, I dive into the concept of net worth and break down the numbers based on age, so you can see how you measure up. I reveal the latest data from the Federal Reserve's Survey of Consumer Finances and share median and average net worth figures for various age groups. But before you celebrate or beat yourself up, I explain why these numbers only tell part of the story and why your investable net worth matters even more.

Ready to gain clarity on your financial journey and take control of your wealth-building strategy? Listen to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- The definition of net worth and how to calculate it

- The difference between overall net worth and investable net worth

- Median and average net worth figures broken down by age groups

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Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Investing $10 a day for 5 years. Here's what happens…

Thu, 08 Aug 2024 00:00:00 -0700

Ready to see the power of investing just $10 a day? You won't believe how it can add up over time!

In today's episode, I take you through the math to show you what happens when you invest a small amount consistently over 5, 20, 25 and even 30 years. I compare investing in VOO (an S&P 500 index fund) vs VTI (a total stock market fund) to demonstrate the growth potential. The numbers will blow your mind!

I also emphasize why getting in the wealth-building game is so important, no matter how much you can start with. Your investing behavior matters more than the amount of money. It's not about having a lot to invest, it's about putting your money to work for you.

Want to see how you can turn $10 a day into nearly $1 million over time? Check out the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

How investing just $10 a day in an index fund over 30 years can grow to $847,000
Why your wealth-building behavior and getting started is more important than the amount you invest
Historical backtested returns of investing in VOO vs VTI index funds over 5 years

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Financial Armageddon is coming. Here's how you prepare...

Mon, 05 Aug 2024 00:00:00 -0700

Are you worried about financial Armageddon and how to protect yourself? Don't panic, I'm here to help you prepare!

In today's episode, I share my thoughts on the current state of the economy and what it means for your financial future. I break down the factors contributing to economic uncertainty, from high debt levels to market volatility. But more importantly, I provide actionable strategies to help you weather any storm and come out on top. From building your financial literacy to managing debt and investing wisely, I cover it all.

Want to take control of your financial destiny, no matter what the future holds? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- The importance of financial literacy in navigating uncertain times

- Why liquidity matters for both safety and opportunity

- How to manage debt wisely and avoid destructive debt

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

You can build wealth even if you're in debt... here's how

Thu, 01 Aug 2024 00:00:00 -0700

Are you wondering if you should start building wealth even if you're in debt? You're not alone! It's a common question with a not-so-simple answer.

In today's episode, I dive into the complexities of managing debt while investing for your future. I explore the two personality traits of all debt, the importance of having a debt payment plan, and why building wealth is as much a psychological game as it is a financial one. I also introduce the wealth creation curve and explain why starting to invest early, even with debt, can be beneficial in the long run.

Ready to take control of your debt and start building wealth simultaneously? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The two personality traits of all debt and how they impact your finances and mindset
The importance of having a debt payment plan in place before investing
Introducing the wealth creation curve and the significance of the "wealth flatline" phase

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

For Those Who Are Obsessed With Getting Rich

Mon, 29 Jul 2024 00:00:00 -0700

Do you dream of financial freedom and living a life of choice? It's not only about making money but also about making the right choices!

In today’s episode, I dive deep into what it takes to truly achieve financial liberation and live a rich, fulfilling life. I explore the behaviors, choices, and decisions that contribute to wealth creation. From prioritizing investments to understanding the pitfalls of quick results and looking rich versus being rich, I break it all down. Plus, I share actionable strategies to help you steer clear of common financial missteps and build lasting wealth.

Ready to take charge of your financial future and create a richer life? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- Understanding and correcting your financial priorities

- The impact of self-belief on wealth creation

- Differentiating between looking rich and being rich

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ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Buy THIS To Become Rich in Your 20s (and beyond)

Thu, 25 Jul 2024 00:00:00 -0700

Want to know the secrets to becoming rich in your 20s and beyond? It's not just about working hard; it's about making smart investments and life choices that set you up for financial liberation.

In today’s episode, I dive deep into the eight critical investments I would make if I could go back to my twenties. From maximizing your 401K match to the power of mentorship, I share strategies that can multiply your money and build wealth. I discuss the importance of investing early, living within your means, and creating memories over accumulating stuff. Whether you’re in your twenties or sixties, these insights are designed to help you achieve a richer, more fulfilling lifestyle.

Ready to accelerate your path to financial freedom and live a richer life? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- Maximizing your 401K match to leverage free money and compounding growth

- The importance of mentorship and networking for personal and professional growth

-Why investing in experiences and wellness can lead to a more fulfilling life

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Is it too Late for You to Get Rich?

Mon, 22 Jul 2024 00:00:00 -0700

Ever wondered if it's too late for you to achieve financial freedom and get rich? I've got you covered in today’s episode!

Join me as I dispel the myth that it’s too late to build wealth. I share insights on how to get started no matter your age or stage in life. From the importance of running your own race to practical steps in investing and wealth creation, I walk you through the essential pillars that can help you build a fulfilling and financially free life.

If you’re ready to take control of your financial future and get in the game, this episode is a must-listen!

IN TODAY’S EPISODE, I DISCUSS:

- Dealing with the feeling of being too late to build wealth

- The significance of avoiding comparison and setting your own dreams

- The importance of patience and understanding the wealth creation curve

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ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Investing Should Not Be Fun... Here's Why

Thu, 18 Jul 2024 00:00:00 -0700

Are you ready to discover why investing should not be fun if you want to ensure financial success? It's not just about making decisions that feel good, it's about securing your future!

In today’s episode, I delve into the critical differences between investing and gambling, emphasizing why emotional decisions can lead to financial disaster. I share my personal experiences and costly mistakes, highlighting the importance of a disciplined, long-term approach to investing. From understanding the four wealth drivers to the significance of a diversified portfolio, I provide actionable insights to help you make smarter financial choices.

Want to protect your financial future and avoid the pitfalls of impulsive investing? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- The dangers of making emotional investment decisions

- The distinct difference between investing and gambling

- Five key steps to avoid emotional investing

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How to Do Money Right as a Family:https://youtu.be/vZqfINfPNoo

ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

401k Mistakes You Didn't Know You Were Making

Mon, 15 Jul 2024 00:00:00 -0700

Ever wondered if you're making some major mistakes with your 401(k)? You could be losing out on free money or taking on dangerous risks without even knowing it!

In today's episode, I dive into the top five mistakes people make with their 401(k) plans and how to steer clear of them. I discuss the importance of participation, the perils of being over-focused on company stock, and ensuring your portfolio is structured just right. From avoiding loans to understanding the severe consequences of early withdrawals, I lay it all out to help you maximize your retirement savings and set you on the path to financial freedom.

Want to make sure you're getting the most out of your 401(k) and securing your financial future? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- The critical mistake of not participating in your 401(k) and how to fix it

- The risks of over-concentrating in company stock and why diversification is key

- Ensuring your portfolio evolves with you and maintaining the right balance of risk

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TAKE THE FINANCIAL FREEDOM QUIZ:

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5 Things You Should Quit To Simplify Your Finances

Thu, 11 Jul 2024 00:00:00 -0700

Are you ready to simplify your financial journey and remove the complexities that hinder your path to financial freedom?

In today’s episode, I break down five key things you should quit to simplify your finances and achieve consistent wealth building. I dive deep into the pitfalls of meme, trend, and fad investing, and why emotional, speculative decisions can lead to financial ruin. I also discuss the importance of automating your bill payments and investments, thinking long-term, and focusing on what truly matters in life.

Ready to streamline your financial strategy and build wealth with intention and simplicity? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- Why you should avoid meme, trend, and fad investing

- The benefits of automating bill payments and investments

- The importance of a long-term investment perspective

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TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Finance Secrets Accountants Know That Most People Don't

Mon, 08 Jul 2024 00:00:00 -0700

Ever wondered what financial secrets accountants are hiding? It’s not just about earning more—it’s about making smarter money moves!

In today’s episode, I dive deep into seven financial secrets that accountants and advisors know but most people don't. I share insights from decades of experience as a financial advisor, revealing the behaviors and habits that truly build wealth. From debunking the myth that a high salary guarantees financial freedom, to understanding the magic of long-term investments and the true value of cash flow-generating assets, I cover it all. You’ll learn why playing the long game is essential, why value drives transactions, and why your best investment is always in yourself.

Ready to unlock these finance secrets and take charge of your financial future? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- Why a high salary isn’t the whole story when it comes to building wealth

- The importance of playing the long-term game in investments

- How using your cash flow to buy assets can lead to financial freedom

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Most Business Owners Will Never Be Rich

Thu, 04 Jul 2024 00:00:00 -0700

Are you ready to understand why most business owners will never be rich and how you can avoid their mistakes? It's not just about running a business; it's about building real, sustainable wealth!

In today’s episode, I reveal the common pitfalls that keep entrepreneurs from achieving true financial freedom. I discuss why focusing solely on revenues is a mistake, the dangers of having your net worth tied up in your business, and the critical importance of financial management. From balancing the earnings journey with the money journey to the necessity of diversifying your assets, I walk you through it all so that you can turn your business into a money machine.

Looking to scale your business, build wealth, and live a life of complete freedom? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The high failure rates of small businesses and what you can do to beat the odds
The significance of financial literacy and management for business owners
Why diversifying your wealth beyond your business is crucial for financial freedom

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ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Why Staying Rich Is Harder Than Getting Rich

Mon, 01 Jul 2024 00:00:00 -0700

Are you ready to uncover the secrets to not just getting rich, but staying rich? The journey doesn't end at accumulation; it extends into protection and preservation!

In today’s episode, I dive into the often-overlooked challenges of maintaining wealth after achieving financial success. I emphasize the importance of protecting your fortune against bad investments, lawsuits, losses, and even thievery. It’s not just about picking the right investments; it’s about strategic wealth management, tax optimization, and meticulous succession planning.

We explore how to minimize taxes when selling assets, drawing from retirement accounts, and ensuring a smooth wealth transfer that avoids family conflicts. We also highlight the importance of philanthropy, staying active in giving and charitable causes even in retirement, and finding joy along your financial journey.

Are you prepared to build both your earnings machine and your money machine to ensure lasting wealth? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

-Asset protection strategies to safeguard your wealth

-The crucial role of advisors beyond investment picking

-Effective tax optimization techniques

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ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

TAKE THE FINANCIAL FREEDOM QUIZ:

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9 Financial Goals You Must Hit By 40

Thu, 27 Jun 2024 00:00:00 -0700

Do you know if you're hitting the right financial goals by the time you're 40? It's about more than just making money—it's about setting a solid foundation for the future!

In today’s episode, I break down the nine essential financial goals you should aim to achieve by age 40. We'll explore why your forties are the "millionaire's decade" and address the pivotal transitions happening in your life. From building an unshakable financial foundation to fully funding your future and understanding debt management, I cover all the crucial steps to ensure you're on the right path.

Ready to take control of your financial journey and set yourself up for long-term success? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

-The importance of having an unshakable financial foundation and building liquidity

-Effective debt management strategies to avoid destructive debt and embrace productive debt

-How to fully fund your financial future and make smart investment choices

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

35 Years of Brutally Honest Financial Advice In 57 Mins

Mon, 24 Jun 2024 00:00:00 -0700

Are you ready to dive deep into brutally honest financial advice? It's not just about making money, it's about creating a life rich in time, talents, and treasures!

In today’s episode, I take you on a journey through the key principles of financial empowerment. I share personal stories, including my son Jeremy's inherited gifts and my own battle with cancer, and how these experiences shaped my financial philosophy. We'll explore the significance of transferring skills before assets, the impact of "money stories," and the steps you need to take to actively build and manage your wealth. From outlining effective savings strategies to understanding the five levels of income, I provide a roadmap for creating your own money machine and living a life of choice, not demands.

Ready to transform your financial mindset and take control of your destiny? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The power of transferring skill sets before assets
My personal journey through financial highs and lows
Steps for financial empowerment and wealth-building

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Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

Change Your Finances in 6 Months (This is How to Make it Happen)

Thu, 20 Jun 2024 00:00:00 -0700

Are you ready to change your finances in just 3 months? It's not just a goal, it's a game plan!

In today’s episode of the TAE Show, I break down the steps you can take to transform your financial trajectory in just 90 days. We go through eight actionable items that fit into a weekly plan, so you can get control of your money and move closer to financial freedom. From understanding what truly matters to you, to creating a debt payment plan, and setting up automatic savings—I've got you covered. With the right effort, discipline, and consistency, you can make these steps part of your journey to success beyond wealth.

Want to take control of your financial future and live a richer, more fulfilling life? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

Determining what matters to you and setting a clear vision
Creating a debt payment plan to eliminate destructive debt
Setting up automatic transfers to a high-yield savings account

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Money Lessons I Know at 62 I Wish I Knew at 32

Mon, 17 Jun 2024 00:00:00 -0700

Do you ever wish you knew at 32 what you know at 62? It's not about regrets; it's about turning life's lessons into actionable wisdom!

In today’s episode, I share the money lessons I’ve learned over 62 years—insights I wish I had at 32. We dive into living your own dreams, and not someone else’s. You’ll hear why accepting and learning from your mistakes is crucial, illustrated by my own encounter with a Ponzi scheme. I talk about the importance of making informed financial decisions, and how investing—rather than just saving—is key to wealth accumulation.

Plus, discover why budgeting is less about deprivation and more about permission planning, and why saying no can sometimes be the most powerful decision you make.

Want to make the most out of your financial journey and avoid the pitfalls I encountered? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- Embracing life lessons and making the most of every moment

- Learning from mistakes and the power of discernment in your commitments

- The importance of budgeting as permission planning, not deprivation

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My Brutal Advice To Someone Who Wants Financial Freedom

Thu, 13 Jun 2024 00:00:00 -0700

Do you dream of financial freedom but find yourself drowning in debt and money stress? It's time to break free and claim what’s rightfully yours!

In today’s episode, I share my brutal, no-nonsense advice on achieving financial freedom. I delve into the societal taboos around money, the misconceptions that hold us back, and the steps you must take to build a life by choice. Learn how to start with your lifestyle desires, put a price tag on your dreams, and cultivate habits that lead to long-term wealth. From investing priorities to the critical milestone of your first $100K, I cover it all to set you on the path to becoming an affluent entrepreneur.

Ready to stop living on the sidelines and start playing the game? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

-Why financial freedom is your birthright and how to claim it

- The societal taboos around money and their impacts

- Defining your life vision and putting a price tag on it

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What It's Like To Have An Automatic Money Machine

Mon, 10 Jun 2024 00:00:00 -0700

Ever wondered what it’s like to have an automatic money machine? In today's episode, I dive deep into the concept of creating a money machine that can separate your ability to earn from the direct effort it takes to earn.

Join me as I share pivotal moments from my life that led to this revelation. From witnessing my hero, my father, struggle with finances, to realizing that making money isn't just about the dollars in the bank but about freedom and control over my life. This journey led me to explore how to strategically use time and money to build a sustainable wealth-generating system.

In this episode, I discuss strategies to leverage your time and money to create a financial life aligned with your goals, allowing you to live with freedom and purpose. Don’t miss out on learning how to turn your financial stress into financial freedom!

IN TODAY’S EPISODE, I DISCUSS:

The emotional triggers that led to my financial journey
The transformative power of separating income from hours worked
Steps to build your own money machine for lasting financial freedom

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How to Save YOUR First $100k (My Savings Framework)

Thu, 06 Jun 2024 00:00:00 -0700

Are you ready to build your first $100,000 in wealth? It's not just a dream—it's doable with the right framework!

In today’s episode, I dive deep into the strategies you need to save your first $100,000. I explain why the initial hundred thousand is the hardest to accumulate and how it accelerates from there. Then, I introduce my WEALTH framework—work the plan, enhance your income, allow for emergencies, lower your debt load, get tactical with your investing, and harness your resources. These actionable steps will help you get on the pathway to financial success.

Want to make the leap towards financial freedom and see your money work harder for you? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

-Why the first $100,000 is the hardest to save

-The exponential nature of wealth creation

-The six-step WEALTH framework for building your first $100,000

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How to Become a Millionaire with a Low Income

Mon, 03 Jun 2024 00:00:00 -0700

Are you ready to discover how you can become a millionaire even with a low income? It’s not just a dream, it's within reach!

In today’s episode, I break down the myth that you need a high income to build wealth. Using the inspirational story of Ronald Reed, a janitor who amassed an $8 million estate, I illustrate how ordinary, everyday actions can lead to extraordinary financial results. I'll walk you through the four wealth drivers you need to master: controlling your income, maximizing your savings rate, achieving solid returns, and leveraging time. Plus, I share the essential traits and behaviors that most millionaires have in common.

Want to take control of your financial destiny and start your journey to millionaire status? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

-The inspiring journey of Ronald Reed and his extraordinary financial success

-The four wealth drivers matrix and why it’s crucial for building wealth

-The exponential importance of time in your investment strategy

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Why You Need To Start Buying Freedom, Not Things

Thu, 30 May 2024 00:00:00 -0700

Ready to break free from the endless cycle of consumerism and start buying freedom instead of things?

In this episode of the The Affluent Entrepreneur Show, I delve into the importance of shifting our perspectives from spending on material items to investing in our long-term joy and financial liberation. Discover how societal pressures, constant marketing, and comparison culture can lead us astray, and learn actionable steps to move towards a life of intentional spending and ultimate freedom.

Join me on this journey to financial liberation and intentional living. Together, let's pave the way to an affluent life filled with meaning, impact, freedom, and peace.

IN TODAY’S EPISODE, I DISCUSS:

- Understanding the four elements of affluence beyond just money

- Transitioning from a "have to" life to a "get to" life filled with choices and possibilities

- Practical strategies to tackle debt, save smarter, and invest in yourself for a brighter financial future

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How To (Actually) Build Multiple Streams Of Income

Mon, 27 May 2024 00:00:00 -0700

Are you ready to finally understand how to build multiple streams of income and secure your financial future? Discover the secrets of diversification and leverage!

In today's episode, I dive deep into the necessity of having multiple streams of income and how it's more crucial than ever. I break down my five income framework, showing you how to move from active income to leveraging business, asset-based, residual, and portfolio income. Learn from my personal journey and see how creating various income streams can safeguard your financial stability, especially during life's unpredictable moments.

Want to create a money machine and achieve true financial freedom? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The importance of income diversification and reducing financial risk
The five income framework: Active, Business, Asset-Based, Residual, and Portfolio Income
Strategies to start with one income stream and build additional streams step by step

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7 BIG Investing Regrets (as a Certified Public Accountant)

Thu, 23 May 2024 00:00:00 -0700

Do you ever wonder what the biggest investing regrets might be from someone who's a Certified Public Accountant? Well, you're in luck!

In today’s episode, I get real and candid about my own investment journey, sharing the seven biggest investing regrets I've had over the years. From not being curious about wealth early on to blindly following advisors, I lay it all out to help you avoid making the same costly mistakes.

We dive deep into the importance of getting curious about wealth, understanding the real meaning of retirement, and the massive impact of starting to invest early. I also discuss the perils of getting too complicated too soon and the dangers of letting emotions drive your decisions. Plus, why it's crucial to stay in the market despite your fears and the importance of talking about and teaching financial literacy more openly.

Want to learn from my mistakes and secure your financial future more confidently? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- Being curious about wealth and living fully early on

- The misconception that retirement is far off

- The pitfalls of getting too complicated too soon in investing

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ETF Investing For Beginners (And Novices Too)

Mon, 20 May 2024 00:00:00 -0700

Curious about ETF and index fund investing but feeling lost in the maze of financial jargon? You're not alone, and I'm here to make it simple!

In today’s episode, I demystify the world of ETFs and index funds, providing you with a clear roadmap to start investing smartly. I explain why it's crucial to begin investing now, laying out the wealth creation curve and the virtues of patience and discipline. You'll learn why focusing on overall returns and playing the long game is paramount, and how avoiding emotional decisions and market hype can save you from financial pitfalls.

I also shed light on the importance of keeping your investment fees low, and why consistency in your investing habits pays off, regardless of market fluctuations. We'll delve into various portfolio options like single, two, three, and four fund strategies, catering to different risk tolerances and financial goals.

For those just dipping their toes into the investment world, I recommend starting with ETFs and index funds for their diversification and risk management benefits. And, of course, we’ll discuss the importance of having a wealth team and leveraging advisors for complex situations.

Seeking financial freedom and ready to take control of your investing journey? Let’s dive into the episode together!

IN TODAY’S EPISODE, I DISCUSS:

-Understanding the wealth creation curve and why starting now matters

-The significance of focusing on overall return on investment

-Staying disciplined and avoiding emotional investment decisions

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PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

9 Financial Goals You Must Hit by 50

Thu, 16 May 2024 00:00:00 -0700

Are you gearing up to hit essential financial milestones by age 50? It's not just about getting there; it's about paving a clear path to secure your future!

In today’s episode, I dive deep into the nine financial goals you should achieve by the time you turn 50. From understanding the importance of liquidity and eliminating destructive debt to establishing a robust protection plan with insurances and wills, I cover the crucial steps to ensure you're on track for financial freedom. I also share insights on why aligning your family with your financial goals is vital and the significance of instilling the right values over merely accumulating assets.

Ready to assess where you stand and adjust your sails towards a more secure future? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The necessity of building an emergency fund that covers 9-18 months of expenses
Strategies to tackle and eliminate both destructive and productive debt by age 50
Creating a protective shield with the right insurances, trusts, and wills to safeguard your estate

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

Dividend Investing For Beginners

Mon, 13 May 2024 00:00:00 -0700

Are you ready to dive into the world of dividend investing and understand how it can play a part in achieving your financial freedom?

In today’s episode, I guide you through the essentials of dividend investing tailored for beginners. We'll explore what dividend investing involves, the benefits of receiving regular payouts, and how dividends can contribute to building your financial portfolio. From the fundamental concepts of dividend payout ratios to the potential impacts on your overall investment returns, I cover everything you need to get started.

Want to kickstart your journey towards building a robust investment portfolio that not only appreciates but also pays you? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The basics of dividend investing and its role in your financial strategy
How companies decide on paying dividends and the significance of dividend payout ratios
Understanding dividend yields and how they affect your investment decisions

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

How To Manage Your Money Like The 1%

Thu, 09 May 2024 00:00:00 -0700

Are you ready to dive into the secrets of managing your money like the ultra-wealthy? It's not about amassing wealth but managing it smartly!

In today’s episode, I unravel the habits and strategies of the top 1%, showing you how they manage their money to build and sustain their wealth. From real-life insights on budgeting to investing wisely, you'll discover how these economic trendsetters focus on more than just their earnings. I delve deep into the mindset and mechanisms that drive their financial success and how you can apply these principles to your own life.

Want to transform your approach to money and carve your path to financial freedom? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

Building a "cash resource plan” over simple budgeting
The importance of having a vivid vision and a robust financial plan
Executing strategies like the “wealth priority ladder” to maximize your investments

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PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

Why You Need To Stop Chasing Passive Income

Mon, 06 May 2024 00:00:00 -0700

Are you tired of chasing the elusive dream of passive income? It's time to get real about building wealth!

In today’s episode, I debunk the myths surrounding passive income and explain why it might be steering you away from genuine financial success. I delve into the realities of income generation, highlighting the crucial difference between passive and leveraged income. From the dangers of social media misconceptions to the essential efforts required in managing money, I cover it all. This discussion will shift your perspective from passive to proactive wealth building.

Ready to learn how to build a resilient, thriving financial future without falling into the passive income trap? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

Why passive income is more of a fantasy than a feasible strategy
The truth about the effort needed to build and maintain wealth
Understanding leveraged income and how you can realistically achieve it through various levels of engagement

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Demystifying Your Credit Score & Does It Matter: https://youtu.be/emgKYPy6Quw
What to Do Today to Pay Less Tax and Keep More Money: https://youtu.be/tZHKIgr_TIM

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

Why the middle class won't become rich (unless you do this)

Thu, 02 May 2024 00:00:00 -0700

Are you feeling stuck in the middle class maze, wondering if you'll ever make your way to financial freedom? Let's shake things up a bit!

In today's episode, I dive deep into why the middle class often struggles to reach wealth and how you can break this cycle. I discuss the critical shifts in mindset and action needed to escape financial mediocrity. From understanding the importance of discussing money openly to recognizing the power of strategic investments and multiple income streams, I guide you through the essential steps towards building your money machine.

Ready to transform your financial destiny and start building true wealth? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- The detrimental "payment game" and how to avoid this common trap

- Building liquidity as a foundation for financial security and opportunity

- Strategies to separate your effort from your earnings to maximize financial growth

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How to Do Money Right as a Family:https://youtu.be/vZqfINfPNoo

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

Why The First $100k Is The Hardest (It Gets Easier)

Mon, 29 Apr 2024 00:00:00 -0700

Are you struggling to hit that first $100k milestone in your financial journey? It's not just a number; it's a crucial stepping stone to future wealth!

In today’s episode, I dive deep into why earning your first $100,000 is the hardest but most transformative part of building sustainable wealth. I share personal anecdotes, the setbacks I faced, and actionable strategies to overcome the common hurdles that might be holding you back. From understanding the psychological barriers to effectively managing your lifestyle creep, I cover all bases to help set you on the right path.

Want to break through the financial noise and accelerate your journey to $100k? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- The significant psychological hurdles in early wealth-building stages

- Practical tips to avoid lifestyle inflation and maintain financial discipline

- The critical role of insurance and proper risk management in safeguarding your growing assets

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What to Do Today to Pay Less Tax and Keep More Money: https://youtu.be/tZHKIgr_TIM

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

Investing Advice People Don't Want You To Hear

Thu, 25 Apr 2024 00:00:00 -0700

Are you tired of hearing the same old rapid-fire investment tips that promise overnight riches, but leave you feeling like you're gambling with your life savings?

In today's episode, I dive deep into the real talk of investing – the sustainable, no-nonsense strategies that actually build lasting wealth. I'm here to tell you that your journey to financial freedom should be more of a marathon than a sprint. Forget the adrenaline rush; it's about slow, consistent growth over time. Whether the economy is soaring or crashing, these principles hold firm.

Ready to learn about the wealth-building advice nobody seems to want to hear but everyone needs to know? Tune in to this eye-opening discussion, and let's straighten out those investment myths.

IN TODAY’S EPISODE, I DISCUSS:

-Why wealth creation is less about the size of your paycheck and more about your habits and decisions

-The astonishing stats on how most millionaires are self-made and didn't rely on large -salaries

-The significance of understanding your investments and looking at their long-term track records

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Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

[ADVISOR REVEALS] 9 Signs You're Doing Well Financially (Even if you don't feel it)

Mon, 22 Apr 2024 02:00:00 -0700

Want to uncover the signs that you are truly excelling in your financial life—even if it doesn't always feel that way?

In this episode, I guide you through the often-overlooked indicators that you're succeeding with your money. It's easy to get caught up in external definitions of success, but I offer you a fresh perspective on genuine financial wellness. From internal game focus to quiet asset accumulation, you'll discover the nine crucial signs that show you're on a promising financial path.

Ready to assess your financial health and confirm you're on the right trajectory? Listen to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The importance of playing an internal, not external, financial game
The power of quiet asset accumulation versus loud wealth
The benefits of having a clear financial process and principles

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Should You Use a HELOC to Payoff Your Mortgage?: https://youtu.be/_2Hu42no2IY
How to Get the Right CPA & Why It Matters:https://youtu.be/zj26Wwqe0bk

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

Why Your 9-5 Won't Make You Rich (unless you do this)

Thu, 18 Apr 2024 00:00:00 -0700

Are you tired of the 9-5 grind and feel like it's a barrier to achieving wealth? Think again!

In this eye-opening episode, I dive deep into the common misconception that a traditional job means financial mediocrity. I discuss the mindset shifts and strategic actions necessary to turn your 9-5 into a launching pad for wealth creation.

From utilizing employer benefits effectively to understanding the power of consistent investing, I guide you through an approach that could significantly inflate your financial balloon.

IN TODAY’S EPISODE, I DISCUSS:

The mistaken belief that 9-5 jobs cannot lead to wealth and why this attitude holds many back
Learning to leverage the benefits that come with 9-5 employment
The step-by-step wealth priority ladder

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What to Do If You Think You’re Gonna Get Laid Off: https://youtu.be/QYOW2nUbDr8

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

How To Turn Your Skills into a Profitable Product Business w/ Jacqueline Snyder

Mon, 15 Apr 2024 00:00:00 -0700

Looking to monetize beyond services? Let's unlock prosperity with products! Join entrepreneur Jacqueline Snyder as we explore creating physical products aligned with your strengths and customer needs. From workbooks to branded merchandise, discover how to boost your brand's income potential. Ready to dive into the world of products?

IN TODAY’S EPISODE, I DISCUSS:

-The critical steps to identifying what your clients truly need and how to enhance their experience

-Differentiation strategies to find and own your niche

-Jacqueline's personal journey from fashion mogul to product guru

CONNECT WITH JACQUELINE SNYDER:
Get to know more about Jacqueline Snyder: https://www.theproductboss.com/

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PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

Why Everyone Is Broke (In A Rich Country)

Thu, 11 Apr 2024 00:00:00 -0700

Feeling financially strained in a wealthy nation? It's not just about income; it's how you manage it! In this episode, I explore why many struggle despite decent earnings. From paycheck-to-paycheck living to debt acceptance and chasing excess, I delve into cultural and psychological factors fueling financial woes. Tune in to understand common pitfalls thinning our wallets.

IN TODAY’S EPISODE, I DISCUSS:

The psychological beliefs about money that lead to financial hardship
The critical difference between income and money management
How societal norms and behaviors encourage financial struggle and debt accumulation

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PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

How Poverty Was the Stepping Stone to Success & Service - Gabriel Sanchez

Mon, 08 Apr 2024 00:00:00 -0700

Embark on an inspiring journey with Gabriel Sanchez, who transformed adversity into purpose. From poverty to success, his story resonates with personal growth and giving back. Discover his path from street vendor to president of a mental wellness company. Learn how he overcame obstacles to make a difference, particularly in underprivileged areas of Chiapas, Mexico. Tune in to explore how challenges can lead to a life of service and meaning.

IN TODAY’S EPISODE, I DISCUSS:

Gabriel's transformative choice to leave a prosperous legal career for a purpose-driven life.
-Real-life stories of overcoming barriers and the significant impact of educational support programs.

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PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

[FINANCIAL ADVISOR REVEALS] How To Know You Are On Track To Be Wealthy

Thu, 04 Apr 2024 00:00:00 -0700

In this episode, Mel Abraham shares key indicators for wealth. Drawing on his financial advisory and CPA expertise, Mel dissects critical wealth-building factors. Learn prioritizing investments, understanding wealth drivers, and prioritizing liquidity. Avoid destructive debt and track financial progress. Gain insights into wealthy mindset and strategies for financial liberation.

IN TODAY’S EPISODE, I DISCUSS:

- The significance of internal evaluation over external comparisons

- Understanding and leveraging the four drivers of wealth

- The importance of liquidity in achieving financial peace of mind

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What to Do If You Think You’re Gonna Get Laid Off: https://youtu.be/QYOW2nUbDr8

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts.

This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Listen To This If You Want To Live a RICH Life - Real Talk With Jimmy Rex

Mon, 01 Apr 2024 00:00:00 -0700

Ready to redefine richness beyond money? Join me and Jimmy Rex as we explore fulfillment over wealth. From vulnerability to transformative exercises, we delve into the heart of true richness. Tune in for real talk on creating a happier, purposeful life.

IN TODAY’S EPISODE, I DISCUSS:

-The transformative "step in the circle" exercise that initiates genuine connections

-The journey of overcoming shame and guilt to embrace compassion and self-love

-How our past mistakes and vulnerabilities pave the way for growth and a supportive community

CONNECT WITH JIMMY REX:
Get to know more about Jimmy Rex: https://www.mrjimmyrex.com/

Get his book, You End Up Where You’re Heading: https://whereyouareheading.com/book

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PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

Why I Prefer Being A Quiet Millionaire

Thu, 28 Mar 2024 00:00:00 -0700

Ready to explore differences between quiet and loud millionaires? I'll discuss why quiet wealth holds more value, covering financial security, lower stress, and internal values. Tune in to learn about unique qualities of quiet millionaires, their modest living, wise investments, and giving back quietly. Discover advantages of choosing a quieter path to wealth for your financial journey.

IN TODAY’S EPISODE, I DISCUSS:

-The benefits of living modestly and authentic living

-Tactics for investing wisely and avoiding excessive spending

-The value of maintaining privacy and giving back discreetly

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How to Actually Make Money Investing: https://youtu.be/hW4tsaV5_ZE
How to Actually Make Money Investing: https://youtu.be/hW4tsaV5_ZE

PRE-ORDER MY NEW BOOK:

Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!

Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

How to Recover From Losing $1,000,000

Mon, 25 Mar 2024 00:00:00 -0700

Are you feeling knocked down by financial setbacks and ready to mount a powerful comeback? I've been in the trenches where a single ill-advised move cost me $1M—an experience that is as humbling as it is crushing.

In this deeply personal episode, I open up about the emotional whirlwind of losing a fortune and the concrete steps I took to rise from the ashes and rebuild my wealth—tripling what was lost within 18 months. I'll share the critical mistakes that led to my financial downfall and the essential mindset shifts that spearheaded my recovery.

Looking for a blueprint to bounce back from financial loss and build a secure future? Dive into the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

- The emotional journey from losing $1M to reclaiming my financial destiny

- The pitfalls of ignoring due diligence and the lure of high-return promises

- How I modified my investment strategy and what specific rules I now follow

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Q&A - Why HSA Accounts Are So Powerful: https://youtu.be/GGv6ldvCe6E
Cancer Was a Gift: https://youtu.be/w2_oli9LJK8

PRE-ORDER MY NEW BOOK (Get $1300 in bonuses FREE):
“Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!” – YourMoneyMachineBook.com

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Facebook - https://www.facebook.com/melhabraham
Instagram - https://www.instagram.com/melabraham9
YouTube - www.youtube.com/user/MelHAbraham
Twitter - https://twitter.com/MelHAbraham
LinkedIn - https://www.linkedin.com/in/melhabraham/

[FINANCIAL ADVISOR REVEALS] 8 Ways We Are Taught To Be Poor

Thu, 21 Mar 2024 00:00:00 -0700

In this episode, I delve into the harmful money mindsets and behaviors that have been ingrained in us from an early age. I discuss the traditional earnings formula that keeps us trapped in the cycle of trading time for money and offer insights into the lesser-known wealth formula that uses money to make more money. I also talk about the importance of leveraging productive debt and understanding the taxation system to maximize our financial gains.

IN TODAY’S EPISODE, I DISCUSS:

The harmful impact of the earnings formula on our wealth creation journey
Shifting our mindset towards the wealth formula and leveraging productive debt
Understanding the opportunities in market downturns and the importance of making investing a priority

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Your Financial Advisor May Not Be Telling You the Truth!:https://youtu.be/1FDZfejefQ8
Traditional Financial Advice Doesn't Work for Entrepreneurs: https://youtu.be/Rz3gSOxSeWQ

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Fear is Your Path to a Life Fully Expressed with Farnoosh Torabi

Mon, 18 Mar 2024 00:00:00 -0700

What if I tell you that fear, yes, fear, can be your compass to a life fully unleashed and lived out loud?

In today's fascinating chat with Farnoosh Torabi, we're cutting through the noise of financial fears and biases that hold us back.

Farnoosh isn't just talking the talk; she's walked the walk, turning her fear into a blueprint for a fulfilled life with her book, A Healthy State of Panic. We're diving deep into her journey, from overcoming debt to embracing the role of being a financially successful woman in a relationship.

Don't let another day slip by ruled by doubt. Tune in now, and let's conquer those fears together – it's your first step to freedom.

IN TODAY’S EPISODE, I DISCUSS:

Financial biases and personal narratives around money
The interconnection of money, life, and overcoming fears
Strategies for embracing fear and uncertainty in personal and financial growth

CONNECT WITH FARNOOSH TORABI
Get to know more about Farnoosh Torabi: https://farnoosh.tv
Follow Farnoosh on Instagram: https://www.instagram.com/farnooshtorabi
Get her book, A Healthy State of Panic : https://ahealthystateofpanic.com
Subscribe to So Money podcast: https://podcasts.apple.com/us/podcast/so-money-with-farnoosh-torabi/id955939085

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TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

FINANCIAL ADVISOR REVEALS: How You Should Invest $1000

Thu, 14 Mar 2024 00:00:00 -0700

Ready to make the most of your unexpected cash influx?

I'll guide you through strategic ways to use an unexpected windfall to kick-start your path to financial freedom. I break down important steps to take before putting your money to work, including understanding your financial purpose, getting started with minimal funds, and investing in your financial education.

I also delve into prioritizing funds for a comfort fund, eliminating destructive debt and building a peace of mind fund, and maximizing investment opportunities like 401(k) matching and Roth IRAs.

IN TODAY’S EPISODE, I DISCUSS:

The importance of putting an unexpected windfall aside and doing nothing initially
Steps to prioritize funds for comfort, eliminating destructive debt, and building a peace of mind fund

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7 Money Excuses That'll Keep You Broke!: https://youtu.be/dMyNonXrxVE
What to Do Today to Pay Less Tax and Keep More Money: https://youtu.be/tZHKIgr_TIM

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

#1 Performance Coach Reveals The Mindset You Need To Succeed | Ben Newman

Mon, 11 Mar 2024 00:00:00 -0700

Are you ready to elevate not just your game but your life? It's about lighting that inner fire and living with purpose!

In today’s episode, I dive deep with Ben Newman, powerhouse coach and Wall Street Journal best-selling author, into what it takes to set the bar high and live up to it every single day. Ben shares heartfelt stories, including his mother's awe-inspiring battle with a rare disease, and how these personal experiences fuel his relentless drive. From the football field with Nick Saban to the boardrooms, he underscores the value of discipline, authenticity, and a 'never finished' attitude in leadership and success.

Ready to ignite your "burn" and raise your standards? Press play on the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

Ben Newman's philosophy on living by standards and the meaning of true leadership
How successful leaders and high performers harness personal adversity to fuel their drive
The significance of sharing not just our victories but also our struggles and learning experiences

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Build Wealth & Live a Rich Life at Any Age (My son's journey): https://youtu.be/5p7OVp2pAbM
How to Do Money Right as a Family:https://youtu.be/vZqfINfPNoo

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok:

FINANCIAL ADVISOR REVEALS - Money Habits That Keep You Broke

Thu, 07 Mar 2024 00:00:00 -0800

Dive into the fundamental money habits that could be keeping you from achieving financial freedom in this eye-opening episode. From the importance of tracking your numbers to making investing a priority, Mel takes you through the habits that could be holding you back from the financial freedom you deserve.

This episode empowers you with real, actionable steps to break these habits and replace them with wealth creation habits.

Understanding the difference between savings and investing or the impact of taxation on wealth creation, Mel provides insightful guidance to help you take control of your financial future.

IN TODAY’S EPISODE, I DISCUSS:

The importance of tracking your financial numbers
Making investing a priority over spending
The significance of a peace of mind fund for financial stability

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Demystifying Your Credit Score & Does It Matter: https://youtu.be/emgKYPy6Quw

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Protecting What Matters with Trent Shelton

Mon, 04 Mar 2024 00:00:00 -0800

Are you struggling to maintain your equilibrium in a world that constantly pushes your boundaries? How many times have you said "yes" when every fiber of your being was screaming "no"?

In this heart-to-heart with Trent Shelton, we dive deep into the art of safeguarding what's truly vital—our peace. I'm stoked about Trent’s upcoming book, "Protect Your Peace," which adds a fresh perspective to the conversation on emotional well-being.

Our honest discussions shed light on the challenging lessons surrounding trust, letting go, and the real struggle to maintain inner calm amid life's chaos.

So, if you're ready to stop shuffling your feet at the edge of life's battlefield and start living your best life, this is one episode you've got to hear. Tune in, set your boundaries, and learn to protect what truly matters.

IN TODAY’S EPISODE, I DISCUSS:

The art of setting boundaries for personal growth
Choosing peace over people-pleasing
The impactful strategies from Trent Shelton’s book "Protect Your Peace"

CONNECT WITH TRENT SHELTON
Visit Trent Shelton’s website: https://www.trentshelton.com
Pre-Order 'PROTECT YOUR PEACE' to receive bonus gifts: https://www.trentshelton.com/book
Follow Trent on IG: https://www.instagram.com/trentshelton/?hl=en
Subscribe to Trent’s YouTube page: https://www.youtube.com/channel/UCkwdk8T8kJAzH7CusCv8QoA

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OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Do THIS Every Time You Get Paid (Paycheck Routine)

Thu, 29 Feb 2024 00:00:00 -0800

Are you ready to take control of your financial future and maximize your paycheck with smart money management?

In this episode, I delve into the critical steps you need to take when you receive your paycheck. I guide you through creating a cash resource plan, understanding your needs, wants, and deletes, and share strategies to manage your money effectively.

From setting up a comfort fund to automating your investment contributions, I'll equip you with the tools to make the most of every dollar you earn.

If you're ready to accelerate your path to financial freedom and build your money machine, don't miss this episode!

IN TODAY’S EPISODE, I DISCUSS:

- Creating a cash resource plan to allocate every dollar a job description

- Understanding your needs, wants, and deletes to manage your financial flow effectively

- The wealth priority ladder and how to automate your investment contributions

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What to Do If You Think You’re Gonna Get Laid Off: https://youtu.be/QYOW2nUbDr8
Getting Your Partner on the Same Money Page: https://youtu.be/BaAW-JswkXQ

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” –

Getting What You Really Want with Cayla Craft

Mon, 26 Feb 2024 00:00:00 -0800

The journey towards achieving our deepest desires often begins with a single, yet profound question: What do we really want?

In this episode, we delve into the power of self-inquiry and strategic decision-making that propels us toward our goals.

Joining us is Cayla Craft, a renowned coach and mentor known for her dynamic approach to empowering individuals in the pursuit of their ambitions. Cayla's reverse-engineered coaching method from her network marketing triumph is sure to light a fire under you.

The conversation pivots around Cayla's framework outlined in her book, What Do You Really Want? Here, she emphasizes seven pivotal questions designed to empower your personal and professional journey towards success.

If you're at a crossroads, seeking clarity on your path forward, or simply looking to infuse your life with more intention and fulfillment, this episode with Cayla Craft is a must-listen.

Tune in to discover how to articulate what you really want and take the steps to make it your reality.

IN TODAY’S EPISODE, I DISCUSS:

The seven critical questions that guide you to clarity and purpose
Practical strategies for aligning your decisions with your deepest desires
Embracing emotions as feedback, not identity

CONNECT WITH CAYLA CRAFT:
Get to know more about Cayla Craft: https://caylacraft.com
Get her book, What Do You Really Want?: https://www.craftedoffer.com

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How High Earners Invest

Thu, 22 Feb 2024 00:00:00 -0800

Are you at a crossroads trying to figure out how high earners actually manage their investments? There's a whole lot more than just raking in the cash; it's about planting it smartly!

In this thought-provoking episode, I unravel the wisdom and strategies behind how high earners channel their finances into avenues that accelerate wealth. I will guide you through the principles of the "wealth priority ladder," where every dollar is earmarked for prosperity. You'll find out why some high earners are still caught in the paycheck-to-paycheck snare and how to sidestep that trap by smart management of both your earnings and outgoings.

Ready to revolutionize your approach to financial security and pave the path to true financial freedom? Plunge into the full podcast now!

IN TODAY’S EPISODE, I DISCUSS:

Creating a cushion with a 'comfort fund' to cover unexpected expenses
The critical steps to eliminate 'destructive' debt and balance it with wealth creation
Designing a 'peace of mind fund' tailored for entrepreneurs and main income earners
Investing strategies for high earners including maxing out 401(k)s, understanding Roth IRAs, and utilizing the mega backdoor Roth
Taking advantage of tax-advantaged accounts before moving to regular brokerage accounts

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Should You Use a HELOC to Payoff Your Mortgage?: https://youtu.be/_2Hu42no2IY
Are You Really Living a Rich Life or a Bankrupt One?: https://youtu.be/yrredqHf09s

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): M

Listen to These 70 Minutes To Get Rich in 2024

Mon, 19 Feb 2024 00:00:00 -0800

Are you aiming to hit financial high notes and truly optimize your wealth-building journey in 2024? It's not just a dream; let's make it your reality!

In today's riveting 70-minute episode, I peel back the curtain on the secrets to getting rich, and believe me, it's a game-changer. I share not only the essential principles of wealth accumulation but also the profound personal transformation that can redefine your relationship with money. From realizing the brevity of life due to an unexpected cancer diagnosis to learning how to control time through financial mastery, I get real about what it takes to earn, multiply, and ultimately, protect your wealth.

Are you tired of just getting by? Yearning for financial liberation and the freedom to lead a life filled with purpose, presence, and peace? Then this episode is your ticket to the inner circle of affluent entrepreneurs.

So, fire up your ambition and listen to the entire episode, because your financial renaissance begins now!

IN TODAY’S EPISODE, I DISCUSS:

The four stages of financial liberation – how to escalate from stability to financial freedom with tangible goals
The four unshakeable financial principles that will be the cornerstone of your wealth in 2024
The priceless insight into turning the tables on the economy, becoming a thermostat rather than a thermometer

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Your Financial Advisor May Not Be Telling You the Truth!: https://youtu.be/1FDZfejefQ8
What to Do Now to Lower Taxes Before Year End: https://youtu.be/SPuxc6OhPn8

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9):&

The 25 Top Money Books I've Read (What I Learned)

Wed, 14 Feb 2024 00:00:00 -0800

Ready to enrich your financial knowledge with the top money books that have the power to change your money mindset?

In this episode, I take you through the key books that have shaped my personal financial journey and that of my clients. From investment principles to mindset and psychology of money, I share the impactful takeaways from the 25 top money books I've read.

Get ready to transform your relationship with money and gain valuable insights into wealth building, financial freedom, and the behavioral psychology behind financial decisions.

Ready to build your own money machine and achieve financial liberation? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

The principles of value investing and the importance of patience and discipline
The concept of automating your financial life to build wealth effortlessly
Key mindset and psychology principles that shape financial habits and attitudes

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7 Money Excuses That'll Keep You Broke!: https://youtu.be/dMyNonXrxVE
My Money Planning Process to Achieve Your Goals: https://youtu.be/Ip7kLKXNj2Y

TAKE THE FINANCIAL FREEDOM QUIZ:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com

Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com

YouTube: MelAbraham.com/tube

Instagram (@melabraham9): MelAbraham.com/ig

Facebook Group: MelAbraham.com/group/

TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Investment Taxes…What You Need to Know

Mon, 12 Feb 2024 00:00:00 -0800

Are you ready to understand the ins and outs of investment taxes? It's not just about paying up, it's about keeping more in your pocket!

In today’s episode, I break down the complexities of investment taxes and how they impact your financial future. I discuss the different types of investment income, how they are taxed, and strategies to minimize your tax liability. From dividends to capital gains, I walk you through it all, so you can harness the power of the tax code to build your money machine.

Want to take control of your financial future and keep more of your hard-earned money? Tune in to the full episode now!

IN TODAY’S EPISODE, I DISCUSS:

Taxation of dividends, including qualified and non-qualified dividends
The taxation of interest income and its exceptions in federal and municipal bonds
Understanding capital gains and the influences of short-term and long-term investments

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Mutual Funds, Index Funds or ETFs, Which is Best?

Mon, 05 Feb 2024 00:00:00 -0800

Are you feeling lost in the sea of investment options?

Want to know the differences between individual stocks, mutual funds, index funds, and ETFs?

I've got you covered in this episode.

We're breaking down the pros and cons of individual stocks, mutual funds, index funds, and ETFs. You'll discover the benefits of professionally managed mutual funds, the lower fee structure of index funds, and the flexibility of ETFs.

I also delve into determining the most suitable individuals for various investment options, providing you with the information to make well-informed decisions about your financial future.

By understanding these key factors, you can align your investment choices with your financial goals and needs. If you want to dive deeper into this topic, be sure to tune in to the full episode.

IN TODAY’S EPISODE, I DISCUSS:

Choosing between mutual funds, index funds, or etfs for your investment portfolio
Pros and cons of each investment option
How to align investment choices with financial goals

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TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Using PR to Build a Rich Life with Selena Soo

Mon, 29 Jan 2024 00:00:00 -0800

How can entrepreneurs identify the right moments to seek publicity to maximize the impact on their brand and business?

Join us in today's conversation with the incredible Selena Soo as we delve into the transformative role of publicity. We explore how it can be a game-changer, creating opportunities that enrich various aspects of your life.

Selena shares her personal journey of transformation and how she's harnessed the art of engagement, making waves as a publicity expert.

We chat about why it's crucial to weave in publicity as a strategy in your business, not just as a bonus, but as a foundational piece in building and recession-proofing your entrepreneurial empire

So if you're ready to carve out your slice of the media's spotlight and craft a legacy that's both lucrative and lasting, let's turn up the volume! You don't want to miss a beat of today's episode..

IN TODAY’S EPISODE, I DISCUSS:

Selena Soo's personal journey and how she leverages PR for business success
How to use PR to scale your brand and open countless opportunities
Strategies for crafting a rich life that transcends financial wealth

CONNECT WITH SELENA:
Grab Selena's PR Calendar here: impactingmillions.com/mel
Visit her website: https://www.selenasoo.com

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

How to Actually Make Money Investing

Mon, 22 Jan 2024 00:00:00 -0800

Is it possible to secure more than just a stable return on your investments?

Join me as we dissect the strategies that deliver real, tangible results in the world of investing.

Today, we're getting real about investing - not just the glam you hear, but the genuine path to filling up your bank account. I dive deep into where your money can actually work for you, covering everything from the safety net of high-yield savings to the exciting world of private equity.

We're talking real estate goldmines, stock market strategies, and even the digital cash cow of content creation – yes, you can invest in your words!

For those looking to demystify the complexities of investments and sharpen their financial acumen, this episode can't be missed.

IN TODAY’S EPISODE, I DISCUSS:

Ten ways to make money through investing
Pros and cons of investing in individual stocks versus index funds and ETFs
The complexities of property management and potential high risks involved

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Q&A - Investing & Paying For College

Mon, 15 Jan 2024 00:00:00 -0800

The decision to invest in a college education carries more weight today than ever before.

With escalating costs and evolving job markets, the question isn't just about getting a degree; it's about making smart financial choices for the future.

In this episode, I tackle the critical aspects of investing in education and the nuances of funding college. It's a deep dive into balancing the scales of knowledge acquisition and savvy financial planning.

I also explore various financial vehicles like UTMA, UGMA accounts, 529 accounts, Roth IRAs, and others, dissecting their advantages and potential pitfalls. It's not just about choosing the right account; it's about understanding how these decisions ripple through your financial life.

So make sure to catch this episode – it's packed with insights that could be vital in securing a stronger financial future for you and your family.

IN TODAY’S EPISODE, I DISCUSS:

Tax implications and benefits of UTMA/UGMA accounts versus 529 and Roth IRAs
Strategies for paying for college without jeopardizing your retirement
The true cost of student loans and how to guide your kids towards financial savviness

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Q&A - Should I Invest in a Roth or Traditional IRA

Mon, 08 Jan 2024 00:00:00 -0800

When it comes to IRAs, do you go traditional or do you choose the Roth path?

It's a common question, and honestly, both have their benefits and potential drawbacks.

In this episode, I break down the complexities of Roth and Traditional IRAs, covering crucial aspects like tax benefits, contribution limitations, early withdrawals, investment options, and more. The aim is to provide you with the knowledge needed to make well-informed financial decisions that align with your future goals.

Don't forget, understanding the specifics of Roth and Traditional IRAs is essential for anyone mapping out their financial future.

Be sure to tune in to the full episode to absorb all the valuable insights and take charge of your financial destiny.

IN TODAY’S EPISODE, I DISCUSS:

Tax advantages of Roth IRA and Traditional IRA
Contributions and withdrawals comparison
Income and contribution limits breakdown

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How to Get the Right CPA & Why It Matters

Mon, 01 Jan 2024 00:00:00 -0800

The journey to financial freedom isn't just about crunching numbers and watching your bank account grow; it's a transformative process that aligns your goals with your money.

Join me on this episode as we explore the world of accounting and tax professionals. I'll be sharing how to discern between different types of accountants, ways to find the right fit for your business, and the pivotal role these professionals should play in your financial journey.

When it comes to finding the right accountant, there's no one-size-fits-all approach. As we discuss the different categories of tax professionals – from bookkeepers to CPAs and tax strategists – you'll gain clarity on what each brings to the table and which one aligns best with your business needs.

Don't miss out on this episode - your business future may depend on it. Tune in, absorb the insights, and take actionable steps towards securing the right accountant for your financial journey.

IN TODAY’S EPISODE, I DISCUSS:

The categories of accounting professionals
The difference between CPAs, tax preparers, and tax strategists
How to choose the right CPA to guide you on your financial journey

RECOMMENDED EPISODES FOR YOU
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My Money Planning Process to Achieve Your Goals

Mon, 25 Dec 2023 00:00:00 -0800

Imagine ending the year not just with a bang, but with a clear blueprint for your finances.

Sounds too good to be true?

Not at all! I'm here to share actionable strategies that will change the way you think about and use your money. We've all been there – swiping the card, not sure where the cash flows.

But here's the thing: being intentional with every dollar is like a power play in the game of wealth.

So, let's slice through our expenses, pump up those savings, and light the path to not just surviving, but thriving in every aspect of our lives. This isn't just about numbers and accounts; it's about crafting a life rich with success, health, and meaningful relationships.

We're going big today, my friends, and by the time we're done, you'll have a money plan that's not only bulletproof but also bursting with potential.

Don't let another year slip by without aligning your cash with your aspirations. Tune into the episode and walk away equipped to make those dollars dance to your tune. Let’s make this a journey of financial enlightenment we take on together!

IN TODAY’S EPISODE, I DISCUSS:

Intentional spending and creating a financial plan with vision and purpose
The importance of saving, investing, and understanding your expense
Year-end reflections and setting goals for health, wealth, and joy

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Why HSA Accounts Are So Powerful

Mon, 18 Dec 2023 00:00:00 -0800

Today, we're tackling a question that's been coming up quite a bit - the power of HSA accounts.

Now, if you've ever wondered just how impactful they can be for your investments and medical care, stick around, and I'll break it down for you.

I'm thrilled to dive into today's episode, addressing a question from Kevin about HSA accounts.

We'll unravel the layers of this financial tool, discussing qualification criteria, the triple tax advantages it offers, and the strategic ways to make the most out of it. This episode is all about empowering you to make the most informed financial decisions.

So, if you're curious about optimizing your investments and managing medical expenses wisely, this episode is tailor-made for you.

Have burning questions about finance, entrepreneurship, or anything in between? Drop them at askmelnow.com, and I might just answer them in the next episode. Let's make this journey to financial liberation a collaborative and enlightening experience. Can't wait to hear from you!

IN TODAY’S EPISODE, I DISCUSS:

The criteria for qualifying for an HSA account
The triple tax advantages of HSA accounts
The long-term investment potential of HSA accounts

RECOMMENDED EPISODES FOR YOU
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Which is Better High Yield Savings Accounts or CDs?

Mon, 11 Dec 2023 00:00:00 -0800

Choosing between high-yield savings accounts and CDs is a big deal when it comes to planning your financial journey.

It's a bit like deciding which road to take on a map—each has its own route, and you want to pick the one that gets you where you want to go most effectively.

In this episode, I'll break down the pros and cons of each option, empowering you to make the best decision.

We'll explore the difference between CDs (not the ones you play music on; we're talking certificates of deposit) and high-yield savings accounts. Are CDs making a comeback? Should you be using high-yield savings accounts instead? I've got all the answers right here for you!

Remember, there's no one-size-fits-all solution. It all depends on your specific financial goals and circumstances. But armed with the information we discuss in this episode, you can make an informed decision that best suits your needs.

IN TODAY’S EPISODE, I DISCUSS:

Pros and cons of CDs and high-yield savings accounts
How to use a CD ladder for increased liquidity
The benefits of high-yield savings accounts for short-term needs

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Are You Really Living a Rich Life or a Bankrupt One?

Mon, 04 Dec 2023 00:00:00 -0800

Have you ever wondered if you're truly living a rich life or one that feels bankrupt on the inside?

Join me in a thought-provoking episode where we dive deep into the meaning of wealth and fulfillment that extends beyond the surface.

This isn't your typical episode. I'll be replaying a mentoring session with one of my elite clients, where we delved into the challenges of business, fulfillment, and life.

We explored why focusing only on profits and systems can leave us feeling empty and how to build a business that aligns with the richness of lifestyle, legacy, and values.

Discover how aligning your business decisions with a rich life above the line can lead to true affluence. Tune in and start your journey to a life that's not just financially successful, but deeply fulfilling and enduring

IN TODAY’S EPISODE, I DISCUSS:

The importance of measuring wealth in time and making each moment count
The common mistake entrepreneurs make of focusing solely on profits and success
The game-changing framework for prioritizing values, meaning, lifestyle, and legacy

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

Should You Use a HELOC to Payoff Your Mortgage?

Mon, 27 Nov 2023 00:00:00 -0800

The idea of using a Home Equity Line of Credit (HELOC) to pay off your mortgage is an intriguing financial strategy that has gained popularity in recent years.

It's often touted as a way to save money on interest and potentially pay off your mortgage faster. But is it the right choice for you?

In this episode, I aim to provide a comprehensive and well-rounded perspective on the subject. By doing so, I can help you gain a deeper understanding of the HELOC strategy and its associated implications. It is essential to consider both the advantages and potential risks before deciding if this approach aligns with your overarching financial goals.

If you are seeking clarity on whether using a HELOC to pay off your mortgage is a suitable path for your financial journey, and if you want to make an informed decision that aligns with your unique circumstances, this episode is a must-watch.

IN TODAY’S EPISODE, I DISCUSS:

How a HELOC works
The potential benefits and pitfalls
The pros and cons of using a HELOC to pay off your mortgage

RECOMMENDED EPISODES FOR YOU
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What to Do Today to Pay Less Tax and Keep More Money

Mon, 20 Nov 2023 00:00:00 -0800

With tax rates approaching 40-50% in some states, every dollar saved is significant.

What can you do right now to reduce your tax bill and keep more of your hard-earned money?

In this episode, I share a checklist of 10 impactful tax strategies to consider implementing before December 31st. From reviewing your income and expenses to maximizing retirement savings and potentially converting IRAs to Roth, learn practical tips that may help lower your tax obligation and increase your take-home pay.

The time to act is now. Let's make sure you're not overpaying in taxes and that you're on the path to a more prosperous financial future.

So, join me as I uncover the secrets to paying less tax and keeping more of your hard-earned money.

IN TODAY’S EPISODE, I DISCUSS:

Updating wills and trusts for life events
Tax advantages of S corporation over LLC
Reviewing income and expenses for tax planning

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Annuities...Investment, Insurance or Scam

Mon, 13 Nov 2023 00:00:00 -0800

Are annuities the key to creating wealth and financial security, or are they just another scheme?

Get ready as we dive into the world of annuities and uncover the truth behind this controversial financial product.

In this episode, I’ll discuss the pros and cons of annuities and the potential pitfalls to watch out for when considering this financial product.

We’ll talk about the need for entrepreneurs to create success beyond wealth and how annuities can provide a steady stream of income. I’ll delve into the different types of annuities, their issues, and the importance of understanding the fees and complex structures associated with them. And, I’ll share real-life examples and cautionary tales to help you make informed decisions.

Whether you're striving to safeguard your financial future or seeking clarity on whether annuities align with your investment goals, don't miss this episode. Tune in to gain valuable insights and safeguard yourself against potential scams or costly missteps.

IN TODAY’S EPISODE, I DISCUSS:

The different types of annuities and their pitfalls
The need for success beyond wealth and how annuities can play a role
The importance of understanding fees and complex structures

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What to Do Now to Lower Taxes Before Year End

Mon, 06 Nov 2023 00:00:00 -0800

As the year-end is closing in, it's a great time to chat about how to keep more of your hard-earned cash in your pocket.

By making some clever money moves before December 31, you can seriously cut down on what you owe when tax season rolls around.

In this episode, I’ll guide you through strategic steps to minimize your tax burden. We'll discuss reviewing expenses, verifying classifications, and maximizing deductions. And, we'll delve into the benefits of retirement plans, charitable donations, and the intricacies of crypto transactions.

Being proactive in your tax strategy can result in more money in your pocket and help you achieve your financial goals. So, stick around to find out what you can do now to max out your deductions and minimize your tax worries before the year's up.

IN TODAY’S EPISODE, I DISCUSS:

Reviewing expenses and correct classification
How Section 179 impact equipment expenses and potential tax deductions
Consulting a tax advisor for deductions and strategies

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Q&A Why Taking a 401K Loan Can Destroy Your Wealth

Mon, 30 Oct 2023 00:00:00 -0700

Are you considering taking a loan from your 401(k) retirement account?

While it might seem like a quick fix to financial challenges, it's essential to understand the potential consequences.

In this episode, I’ll discuss the three most important things you need to know about taking a 401K loan: the automated payment process, the Wealth Priority Ladder, and the potential consequences of not being able to repay the loan.

We’ll also talk about how setting up automated payments for your 401K loan can seem like a convenient and hassle-free way to pay back the borrowed funds. However, we’ll delve into why relying on this automated process might not be as beneficial as it initially appears.

If you're looking to achieve long-term financial freedom, it's essential to understand the potential pitfalls of taking a 401K loan. Join me in this episode to learn more and make informed decisions about your financial future.

IN TODAY’S EPISODE, I DISCUSS:

The automated payment process for 401K loans
The importance of the wealth priority ladder in financial planning
The potential consequences of not being able to repay a 401K loan

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Making Sense of Life Insurance - What to Avoid!

Mon, 23 Oct 2023 00:00:00 -0700

I get it, trying to wrap your head around life insurance can be pretty overwhelming with all the different choices out there.

But let's keep it real and break it down. We're going to figure out what you should really be on the lookout for in a life insurance policy and steer clear of some common mistakes.

In this episode, I'll break down the different policy options and dispel the misconception that life insurance is all about making an investment. Even more importantly, I'll point out some traps you should avoid so you don't end up buying something you don't need.

Remember, life insurance isn't a one-size-fits-all solution. It's designed for a specific purpose, so you should tailor it to your own needs and goals. Skip the flashy ads and complex schemes, and focus on a simple, straightforward financial plan that suits you.

So, give this episode a listen for a deep dive into the world of life insurance.

IN TODAY’S EPISODE, I DISCUSS:

The pros and cons of term life insurance
The benefits and drawbacks of whole life insurance
How to avoid getting caught in misleading investment claims

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

Using Target Date Index Funds to Build Wealth

Mon, 16 Oct 2023 00:00:00 -0700

When you're just starting out, and you're wondering where to invest your hard-earned cash, what do you do? Individual stocks? Mutual funds? Index ETFs?

It can be overwhelming, I know.

In this episode, we're going to simplify your decision-making process and introduce you to a safe and effective way to build wealth - target date index funds.

I’m going to walk you through what target date index funds are, how they're used, why they're important, and when you should use them. You won't want to miss this!

If you're looking to simplify your investment strategy and build wealth in a safe way, target date index funds are the way to go. Join me in this episode to learn all about them and take control of your financial future.

IN TODAY’S EPISODE, I DISCUSS:

Understanding risk profiles and their impact on investing
The drawbacks of investing in individual stocks
The benefits of target date index funds

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Doing Nothing with Your Money Isn't An Option!

Mon, 09 Oct 2023 00:00:00 -0700

As many of you might know, I just finished my annual Affluent Entrepreneur Experience. It's a live experience that I do, offering free deep-dive training on the processes, the priorities, and the principles of building a money machine, and how to find your path to financial freedom.

This year, I've noticed a significant amount of fear, uncertainty, and angst among people when it comes to making decisions about their financial future.

In this episode, I want to explore this issue and provide insights on how to navigate it.

Join me as we explore the wealth flatline, the power of time and consistency, and the behaviors needed to create lasting wealth.

We'll discuss the common fears and uncertainties that hold people back from taking control of their finances and share strategies to overcome them. I'll also emphasize the importance of consistency in building wealth and how they can help you break free from financial stagnation.

Don't let uncertainty hold you back; start making informed choices today. Your financial freedom is your birthright, and it's within your reach.

IN TODAY’S EPISODE, I DISCUSS:

The consequences of doing nothing with your money
The concept of the wealth flatline and its impact
How fear and uncertainty hold people back from making financial decisions

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A New Path to Conversation, Connection & Conversion with Natasha Willis

Mon, 02 Oct 2023 00:00:00 -0700

As technology continues to reshape the business landscape, entrepreneurs are constantly seeking innovative strategies to stay ahead of the game.

This episode offers a deep dive into one such strategy: conversational marketing.

I had the pleasure of speaking with Natasha Willis, co-founder of the School of Bots. This fantastic platform has proven to be a game-changer for our business, and I can't wait to share the insights with you.

During our conversation, Natasha Willis unveiled a transformative concept – how you can revolutionize your business in just 45 days with conversational marketing.

But that's not all; she shared the specific content pieces that have generated an astonishing $700,000 in sales and amassed an impressive 31,000 leads. Yes, you read that correctly!

We also delve into the art of adding value and building authentic relationships on social media. And here's the golden nugget: automated conversations at scale are the key to unlocking consistent and profitable growth for your business.

So dive into this episode and discover tools and strategies that could be the key to your business's next big leap.

IN TODAY’S EPISODE, I DISCUSS:

Shifting focus from sales to organic conversation
Combining technology with psychology for effective communication
Simplifying the opt-in process for higher conversions

CONNECT WITH NATASHA WILLIS:
Know more about Natasha Willis: https://www.linkedin.com/in/natashatakahashi
Access Live Masterclass on content strategies: https://melabraham.com/bots
Know more about School of Bots: https://schoolofbots.co/welcome
Drop Natasha a DM on Instagram and mention this episode: https://www.instagram.com/natashatwillis

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok:

How to Do Money Right As a Family

Mon, 25 Sep 2023 00:00:00 -0700

It's not uncommon for family members to have differing views and habits when it comes to finances.

That said, addressing these differences and finding common ground is important for a harmonious family life.

In a recent special episode, I had the privilege of being interviewed by The Good In Media on this very subject, and I'm thrilled to share the insights from that conversation with you.

We covered a wide range of topics, including how to navigate discussions about finances with your children, the unique challenges faced by men as providers, and the dynamics of managing money as a couple. These conversations are helpful because they lay the foundation for a harmonious financial journey.

I invite you to listen to the full interview. It's packed with insights and actionable advice that can transform the way you handle money in your family.

IN TODAY’S EPISODE, I DISCUSS:

The dynamics of managing money as a couple
Navigating money conversations with children
The concept of balance vs. harmony in life and work

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
Private Money Mentoring Coffee Chats: https://melabraham.com/coffee
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book

Fulfillment & Wealth Through a Personal Brand with Rory Vaden

Wed, 20 Sep 2023 03:00:00 -0700

Have you ever felt a deep longing for more in life? More than just the ordinary routine, but a yearning for greater fulfillment, a stronger impact, and yes, even more wealth?

We all have dreams and aspirations that go beyond the ordinary, and sometimes it feels like there must be a secret formula to unlock those desires.

Well, the answer may lie within the power of personal branding.

One person who understands the value and importance of personal branding is Rory Vaden, a renowned expert in the psychology of influence. Through his company, Brand Builders Group, Rory has helped countless mission-driven messengers elevate their income, accelerate their wealth, and make a significant impact.

With Rory's insights, we can uncover the secrets to creating a personal brand that not only brings financial rewards, but also fulfills our deepest sense of purpose.

I don't want to give away too much, but if this sounds like something you need to hear, then you absolutely can't miss this episode. Whether you're just starting out or you're an established figure with a large following, the insights shared by Rory will help you identify your uniqueness and build your personal brand in a way that resonates with your audience.

IN TODAY’S EPISODE, I DISCUSS:

Reputation formula and personal branding
Finding uniqueness through brand DNA process
Brand Builders Group: Services Offered, Clients, and Strategy Conversation

CONNECT WITH RORY VADEN:

Know more about Rory Vaden: https://www.linkedin.com/in/roryvaden
To Get a FREE Brand Call: https://freebrandcall.com/melabraham/
Learn more about Brand Builders Group: https://brandbuildersgroup.com

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If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Learn more about Brand Builders Group: https://brandbuildersgroup.com
Request a FREE strategy call: https://freebrandcall.com/melabraham
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group:

The Tipping Points to My Wealth Journey with Corene Phelps

Mon, 11 Sep 2023 00:00:00 -0700

Setting out on the path to financial freedom and wealth creation involves a sequence of significant moments that shape how we view things, the choices we make, and the steps we take.

These moments, often referred to as "tipping points," can change the trajectory of our lives and guide us towards a path of abundance.

Recently had the honor of sitting down with Corene Phelps, the fantastic host of the Super Expander Podcast, where we had a candid conversation about what it truly takes to build wealth, the journey to financial freedom, and the key tipping points that have propelled me forward.

We also touched on the importance of living an affluent life, which doesn't necessarily mean opulence, but rather a balanced and abundant life that aligns with our values and goals.

Don't miss out on this insightful episode that sheds light on the transformative moments that have shaped my financial journey and can potentially shape yours too.

IN TODAY’S EPISODE, I DISCUSS:

How life-changing events can shift our perspective on money and life
The importance of moments in building true wealth
Overcoming money stress to create a living legacy

CONNECT WITH CORENE:

Tune in to Corene Phelps’s podcast: https://www.corenephelps.com/podcasts/super-expander
Know more about Corene Phelps: https://www.linkedin.com/in/corene-phelps
Learn more about Cultivate: https://corene-phelps.com

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” –

EXCLUSIVE: Building Your Money Machine For Financial Freedom - PART 3

Sat, 09 Sep 2023 02:00:00 -0700

In this episode of the Affluent Entrepreneur Show, I share highlights from my SPECIAL LIVE training series called the Affluent Entrepreneur Experience. The training focuses on helping you achieve financial freedom by establishing a "money machine." I walk through why building a money machine is the best way to achieve financial freedom. The episode focuses on the priorities, principles, and processes necessary to achieve success as an entrepreneur. It is truly about gaining control and freedom in life. The episode shares the condensed insights and principles to help you start your journey towards financial freedom today.

To access the full training go to AffluenceLive.com and grab your spot for free. This will give you access to the training and/or the replays.

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” –

EXCLUSIVE: Building Your Money Machine For Financial Freedom - PART 2

Thu, 07 Sep 2023 02:00:00 -0700

To access the full training go to AffluenceLive.com and grab your spot for free. This will give you access to the training and/or the replays.

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” –

EXCLUSIVE: Building Your Money Machine For Financial Freedom - PART 1

Mon, 04 Sep 2023 02:00:00 -0700

To access the full training go to AffluenceLive.com and grab your spot for free. This will give you access to the training and/or the replays.

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” –

How to Expand Your Money Thinking with Chris Harder

Mon, 28 Aug 2023 00:00:00 -0700

Buckle up because today we're about to take a ride that will completely change the way you think about money and wealth.

I had the privilege of stepping into the guest's seat as my dear friend, Chris Harder, invited me to share my insights on expanding your money thinking.

This conversation was so golden that I just had to share it with all of you. We're diving deep into frameworks, uncovering essential steps, exploring the lessons from mistakes, and even crunching some numbers.

Get ready to be inspired as Chris Harder and I peel back the layers on a special conversation that's bound to reshape your approach to wealth. I'm thrilled to bring you this unique episode that's packed with insights you won't want to miss.

IN TODAY’S EPISODE, I DISCUSS:

How time can multiply your wealth
Debt Management vs. Wealth Creation
Taking control of your financial future at any age

CONNECT WITH CHRIS:
Visit Chris Harder’s website: https://chrisharder.me
Follow Chris Harder on Instagram: https://www.instagram.com/chriswharder
Tune in to The Chris Harder Show: https://chrisharder.me/podcast

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
Private Money Mentoring Coffee Chats: https://melabraham.com/coffee
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Getting Your Partner on the Same Money Page

Thu, 24 Aug 2023 02:00:00 -0700

In today's episode of The Affluent Entrepreneur Show, we're diving deep into a topic that many avoid but is absolutely crucial for the health and longevity of our relationships: Money conversations.

Join us as we unravel why money is often the root of tension in relationships and learn how to approach these conversations in a way that brings unity instead of division.

Whether you're in a relationship, aiming to be in one, or just want to be better prepared for the future, this episode is for you. Tune in to redefine how you approach money talks and ensure they lead to a closer, more understanding relationship.

If you're in or planning to be in a committed relationship, take a moment after this episode to sit down and have a genuine money conversation. Start with your shared life vision and then delve into the finances.

IN TODAY’S EPISODE, I DISCUSS:

The shocking fact that money issues are the second leading cause of divorce.
How couples can discuss finances harmoniously.
The critical mistake most couples make: starting the conversation at the money level instead of at the life level.
Why defining the life you want and your shared vision should come before any money talks.
A step-by-step approach to introducing effective money talks in your relationship, emphasizing the importance of starting at the life level.

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My Greatest Money Lesson Came from a 6-Year Old

Mon, 21 Aug 2023 00:00:00 -0700

Today, we're diving deep into a lesson that shaped not just my business, but my entire life.

I'm taking you on a journey back to my roots and sharing a pivotal moment that taught me what true affluence really means.

The real gem of this story is the life-changing lesson I learned from my six-year-old son, Jeremy. A simple drawing he made opened my eyes to the fact that while I was working tirelessly to build a successful business, I was missing out on what truly mattered – being present for the ones I love.

You won't want to miss this episode if you want to learn how to redefine success, create a wealthy life that fits with your values, and find out what financial freedom really means. It's a story that has shaped my journey and will undoubtedly inspire yours.

IN TODAY’S EPISODE, I DISCUSS:

Unexpected twists in my journey from CPA to entrepreneur
Debunking the myth of work-life balance
How pursuing our passions can lead to personal and financial affluence

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Cancer Was a Gift

Thu, 17 Aug 2023 00:00:00 -0700

Life has an uncanny way of throwing unexpected challenges our way.

For me, one of the most life-altering moments was hearing those three dreaded words: "You have cancer." It's a phrase that sends shivers down anyone's spine, and I was no exception.

Yet, in the midst of the fear and uncertainty that a cancer diagnosis brings, I found an unexpected gift – a revelation that reshaped my perspective on life, money, and purpose.

On today's show, I take you on a journey through my own cancer diagnosis and how it led to a powerful realization about the importance of financial freedom and meaningful life.

This episode isn't just about my journey – it's a testament to finding strength and positive transformation in the face of life's toughest trials. If you're seeking inspiration, looking to navigate challenges, or simply interested in a powerful story of resilience, I invite you to tune in.

IN TODAY’S EPISODE, I DISCUSS:

Building a financial machine for stability and freedom
Lessons from a life-altering diagnosis
Why understanding money principles matters more than just earning a lot

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Making Money Doesn't Guarantee Wealth

Mon, 14 Aug 2023 00:00:00 -0700

How often do we hear people say, "If only I had more money, I'd be financially free!"

But here's the truth: Having a pile of money doesn't automatically lead to wealth or financial success.

Today, we're gonna bust that myth wide open! We're gonna have a good conversation about the common belief that money equals wealth, and why it's far from the truth. And, we'll talk about the big mistakes people make when it comes to managing their money, and why just earning more won't cut it.

It's time to dig into the missing link that leads to genuine financial freedom. So go ahead, hit that play button, and together, let's make it happen!

IN TODAY’S EPISODE, I DISCUSS:

The common misconception about wealth and money
Why simply earning more money isn't the answer to financial freedom
The steps to build your own money machine for financial freedom

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
Private Money Mentoring Coffee Chats: https://melabraham.com/coffee
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Your Financial Advisor May Not Be Telling You the Truth!

Thu, 10 Aug 2023 00:00:00 -0700

Are you confident your financial advisor is giving you all the facts? Well, today's episode is about to uncover some eye-opening truths!

For this week's episode, we're going to dive into three essential things your financial advisor might not be telling you, and why it's crucial to know!

We discuss the importance of transparency in financial advising, why finding an advisor who aligns with your vision is key, and the critical role of education in the advisor-client relationship.

If you're eager to secure your financial future and make informed decisions, then you don't want to miss this episode. Get ready to take control of your financial destiny by listening in!

IN TODAY’S EPISODE, I DISCUSS:

The importance of transparency in financial advising
Finding an advisor who aligns with your vision
The role of education in the advisor-client relationship

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
Private Money Mentoring Coffee Chats: https://melabraham.com/coffee
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Traditional Financial Advice Doesn't Work for Entrepreneurs

Mon, 07 Aug 2023 00:00:00 -0700

When it comes to handling finances, we often rely on traditional wisdom and strategies to guide our decisions.

But here's the thing: those rules don't always apply to entrepreneurs who operate in a dynamic and ever-changing world.

That's why in this episode, we’ll dig deep into the limitations of traditional financial advice when it comes to entrepreneurs. We'll talk on the importance of breaking free from the cookie-cutter approach and instead creating a customized plan that suits your unique circumstances.

We’ll also explore why it's crucial to choose the right financial advisor who understands your business and can help optimize your sales, cash flow, and expenses to create wealth in your personal life.

So if you're an entrepreneur hungry for knowledge on how to achieve financial liberation and operate at the highest level, this episode is tailor-made for you!

IN TODAY’S EPISODE, I DISCUSS:

The importance of a customized financial plan for entrepreneurs
Choosing the right financial advisor who understands your business
Integrating your business with your personal wealth

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7 Money Excuses That'll Keep You Broke!

Thu, 03 Aug 2023 00:00:00 -0700

It's time to take a closer look at the excuses we often make when it comes to money! These excuses may seem harmless at first, but they can have a significant impact on our financial well-being.

Today, we’ll uncover the top seven excuses that are keeping you broke and preventing you from achieving the financial freedom you deserve.

We’ll talk about the importance of building a money machine alongside your business machine to achieve financial control. I’ll also share insights on how to avoid burnout and the treadmill entrepreneur cycle that keeps you trapped in the never-ending pursuit of more money.

Let's break free from the chains that have been holding you back and start creating a life of financial abundance and control. Tune in now and start taking control of your financial future.

IN TODAY’S EPISODE, I DISCUSS:

How excuses are preventing you from achieving wealth
The importance of building a money machine alongside your business
The shocking statistics about financial struggles even among high-income earners

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Wealth By The Decade - Sticky 60s + If You're Behind

Wed, 02 Aug 2023 04:00:00 -0700

Ever wondered what you should be doing with your wealth as you enter your 60s?

In today's episode, we're diving into some essential moves you should be making as you enter your fabulous 60s. We'll chat about selling stuff you don't need anymore, like those dusty gadgets, and turn them into cash for some smart investments.

Another thing we'll tackle is having enough cash on hand for those unexpected curveballs life throws at us - you know, medical stuff and such. So, increasing that peace of mind fund is a top priority!

Don't miss out on the tips and tricks that can help you make the most of this exciting decade!

IN TODAY’S EPISODE, I DISCUSS:

Selling non-productive assets for investment
The caution of lacking liquidity and the importance of increasing our peace of mind fund
Balancing financial support for adult children and our own financial wellbeing

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

What to Do If You Think You’re Gonna Get Laid Off

Mon, 31 Jul 2023 00:00:00 -0700

Layoffs, unfortunately, have become a common occurrence in today's ever-changing job market.

It's a tough pill to swallow, but you don't have to let it happen to you without a plan. You hold the power to take control of your situation and safeguard the future for yourself and your loved ones.

In this episode, we're going to discuss practical steps you can take to bounce back and thrive after a layoff. We're talking about more than just weathering the storm; we're discussing how you can transform adversity into a springboard for personal and professional growth.

Get ready to rise above the challenges and embrace the limitless potential that awaits you. This is an episode you won't want to miss!

IN TODAY’S EPISODE, I DISCUSS:

How to increase your value in an organization
The financial and psychological challenges faced during layoffs
Framework and process for preparing and navigating potential layoffs

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What to Do When Your Financial World is Crumbling with Brandi Mowles

Thu, 27 Jul 2023 00:00:00 -0700

Overcoming financial struggles and building a profitable business is not only possible but well within your grasp.

Sure, It's gonna be a bit tough, but trust me, with some solid planning, a touch of creativity, and a whole lot of determination, you'll crush those challenges and come out on top!

Speaking of triumphing over financial hardships, we have a special guest joining us today, Brandi Mowles, founder of Serve Scale Soar.

Brandy shares her personal journey, from struggling with debt to building a thriving business. She takes us through the steps she took to turn her financial situation around and provides valuable insights that will inspire and guide you.

So get ready for an episode that'll leave you feeling empowered, inspired, and armed with the tools to conquer any financial hurdle that comes your way.

IN TODAY’S EPISODE, I DISCUSS:

Brandi's journey towards financial success
Treating budgeting as effective money management
Strategies for maximizing profitability and setting financial goals

CONNECT WITH BRANDI:
Know more about Brandi: https://www.linkedin.com/in/brandi-mowles
Visit Brandi’s website: https://brandimowles.com
Follow Brandi on Instagram: https://www.instagram.com/brandimowles/

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Build Wealth & Live a Rich Life at Any Age (My son's journey)
https://youtu.be/5p7OVp2pAbM
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https://youtu.be/ZXK7bnqrqcw
Generate & Scale Your Income to Build Wealth Faster
https://youtu.be/WQamRbChFBk
How the Top 1% Earners Accelerate Their Wealth (It's Not By Getting a Raise)
https://youtu.be/xWorpSnrAYI

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” –&

Wealth By The Decade - Flying 50s + If You're Behind

Wed, 26 Jul 2023 00:00:00 -0700

Whoa, hold on tight because we're diving into the next part of our series: the Flying 50s!

It's a decade of fine-tuning, stress-testing, and making well-informed decisions that will set the stage for a comfortable retirement and an affluent lifestyle.

In this episode, we'll be focusing on the key priorities for your 50s and discussing what steps you can take if you find yourself feeling behind in your wealth creation journey. We'll explore detailed financial planning, stress testing your strategies, and determining your retirement "target number."

We'll also touch on the importance of aligning your investments with your goals and managing your risk effectively. It's never too late to make significant progress, and I'm here to guide you every step of the way!

Don't miss this episode! Whether you're already soaring through your 50s or need a catch-up plan, the insights and strategies shared here will empower you to take control of your financial future.

IN TODAY’S EPISODE, I DISCUSS:

Stress testing your financial plan to ensure security
The importance of stress testing your financial plan
Optimizing investments in your 50s

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:

Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
Private Money Mentoring Coffee Chats: https://melabraham.com/coffee
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book

Demystifying Your Credit Score & Does It Matter

Mon, 24 Jul 2023 00:00:00 -0700

What exactly is a credit score, and does it really matter?

Let's demystify the concept and explore its significance.

Around 90% of lenders use credit scores to assess potential borrowers, which means it directly impacts the loans you can get, the interest rates you'll pay, and the terms you'll be offered.

It also affects your ability to rent a home, influences insurance rates, determines utility deposits, and even impacts your job prospects. In short, your credit score holds significant sway over your financial opportunities.

In this episode, we're going to crack open the vault and dive deep into the world of credit scores. I'll break down exactly how they work, what factors influence them, and, most importantly, how you can improve and maintain a healthy credit score.

Take charge of your financial well-being today. Hit that play button and empower yourself with the knowledge to make smarter financial decisions.

IN TODAY’S EPISODE, I DISCUSS:

What credit scores are and why they matter for borrowing
Five levels of credit score
How FICO Scores are calculated

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Get your FICO score for free: https://www.myfico.com/credit-education/whats-in-your-credit-score
Get your free credit report: https://www.freecreditreport.com
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

How Money Conversations Can Strengthen Your Marriage with Corinne Acampora

Thu, 20 Jul 2023 00:00:00 -0700

When it comes to marriages, money conversations are no exception.

Rather than being the elusive elephant in the room, these discussions become essential pillars of trust, love, and support within your marriage.

Our guest, Corinne Acampora, Founder & Principal Designer of Acampora Interiors, takes us on a fascinating ride, sharing how she and her husband navigated their financial landscape together.

From the challenges of graduate school debt to starting their own business, we uncover how their money conversations have been instrumental in creating a strong and united front as a couple.

Don't let money be a barrier between you and a thriving marriage. It's time to take charge, have those conversations, and create a future filled with love, trust, and financial success. Tune in now!

IN TODAY’S EPISODE, I DISCUSS:

Nurturing independence and confidence in children
Making bold decisions for career and relationship growth
Why the financial journey is a couple's journey

CONNECT WITH CORINNE:
Learn more about Acampora Interiors: https://acamporainteriors.com/about
Tune in to the Grit by Design podcast: https://acamporainteriors.com/podcast
Follow Corinne on Instagram: https://www.instagram.com/acamporainteriors

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Wealth by the Decade - Fortunate 40s + If You're Behind

Wed, 19 Jul 2023 00:00:00 -0700

Welcome to your fantastic 40s! A phase in life when you've likely got more solid ground under your feet, and the world looks a lot more colorful.

You've learned from the good, the bad, and the awfully odd previous decades, which has put you in a much better position to focus on creating wealth and financial stability.

In this episode, we will delve into the essential factors that shape and refine your financial objectives during your 40s. Join me as we explore the significance of determining the kind of lifestyle you desire, encompassing travel dreams, living arrangements, and financial commitments.

Along the way, I'll share tips on how to reduce expenses, such as downsizing or relocating, to free up money for investing and wealth creation.

As you can see, this episode is jam-packed with valuable insights and actionable steps to take control of your finances in your 40s. Let's take this decade head-on and look forward to a wealthy future!

IN TODAY’S EPISODE, I DISCUSS:

Importance of starting early in teaching children about money
Building wealth in your 40s: priorities, tactics, and cautionary tips
How to maximize tax benefits in your 40s

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Should I Rent or Buy a Home

Mon, 17 Jul 2023 00:00:00 -0700

We've got an exciting topic on the table today: renting versus buying a home.

It's a decision that can greatly impact your finances and emotions, so let's dive in and figure out which option is right for you.

According to a survey by bankrate.com, 74% of Americans consider owning a home the ultimate marker of prosperity, even ranking it higher than having a successful career. This sentiment highlights the deep-rooted belief that owning a home symbolizes achievement and stability.

In this episode, I'll discuss the financial and non-financial considerations of both renting and buying a home. I'll help you understand the costs, potential benefits and drawbacks, and how to align your decision with your vision for the future.

It's going to be an episode packed with information and insights that could really make the difference when it comes to one of life's biggest decisions —the choice between renting and buying a house. It's not just an investment—it's a step towards crafting the life you've always dreamed of!

IN TODAY’S EPISODE, I DISCUSS:

Financial considerations of homeownership: mortgage, maintenance, taxes, insurance
Comparison of costs between homeownership and renting
Understanding the purpose of the rent vs. buy template

RECOMMENDED EPISODES FOR YOU
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TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Free Rent Vs. Buy Calculator™: https://www.melabrahamtraining.com/lm-rent-vs-buy-calculator
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

He Wiped Out $130k in Debt in 90 Days with Bobby Goodwin

Thu, 13 Jul 2023 00:00:00 -0700

Do you dream of financial freedom and the ability to live life on your own terms?

Well, get ready to be inspired because today, we have an incredible story of triumph and financial liberation.

In this episode, we dive deep into Bobby Goodwin’s journey, exploring the practical steps he took to eliminate his debt, the newfound clarity he gained about his financial situation, and the incredible impact it had on his overall well-being.

What makes Bobby's story truly inspiring is that it's not just about money—it's about embracing abundance in all areas of life. His story reminds us that financial freedom is not just a destination but a continuous journey of growth and new opportunities.

Tune in now and join us on this transformative journey toward financial liberation. You owe it to yourself to take the first step towards a brighter, debt-free future!

IN TODAY’S EPISODE, I DISCUSS:

Insights and strategies from Bobby's debt-free journey
The positive impact of teaching children about money and the cash system
Avoiding the trap of increasing debt while lowering payments

CONNECT WITH BOBBY GOODWIN:

Follow Bobby on Facebook: https://www.facebook.com/thebobbyagoodwin

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Special Live Training: https://www.affluencelive.com
Private Money Mentoring Coffee Chats: https://melabraham.com/coffee
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Wealth by the Decade - Messy 30s

Wed, 12 Jul 2023 00:00:00 -0700

Ah, the 30s—a time of exhilarating milestones and sometimes bewildering financial chaos.

In this episode, I'll unravel the key points to help you seize the opportunities and overcome the challenges that come your way.

From career advancements to growing families, these pivotal years are filled with life-altering decisions that can shape your financial future. Join me as I discuss strategies for accelerating your income and making smart investments.

By the end of this episode, you'll have actionable steps to take to create a strong financial foundation and avoid the potential pitfalls that come with the "messy middle." You don't want to miss this episode, so hit that play button, and let's dive in!

IN TODAY’S EPISODE, I DISCUSS:

Achieving work-life harmony in your 30s
Expanding investments and creating margin in your 30s
Taking advantage of tax-free accounts for a stable future

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com|
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Money, Debt, Dopamine & Freedom with Frank Benedetto

Mon, 10 Jul 2023 00:00:00 -0700

Let's talk about money, debt, and that sweet dopamine rush we all love. It's crazy how these things are all intertwined and affect our freedom in different ways.

That's why I’m bringing you some straight-up real talk in this episode. Joining us is my good friend Frank Benedetto, a physical therapist and entrepreneur, who will delve into the fascinating interplay between our finances, dopamine levels, and sense of freedom.

We discuss how our brains are wired to seek instant gratification and how this can lead to bad money decisions and debt. Frank shares some practical tips on breaking free from this cycle and creating healthy money habits that can lead to long-term financial freedom.

So if you're ready to take control of your finances and live a fulfilling life, then tune in for some killer insights and strategies!

IN TODAY’S EPISODE, I DISCUSS:

Understanding the relationship between dopamine and money
How to recover from financial setbacks
The importance of work-life balance in entrepreneurship

CONNECT WITH FRANK:
Follow Frank on Instagram: https://www.instagram.com/frank_benedetto/?hl=en
Know more about Frank: https://www.linkedin.com/in/frank-benedetto-dpt

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Build Wealth & Live a Rich Life at Any Age (My son's journey)

Thu, 06 Jul 2023 00:00:00 -0700

No matter how old you are, it's never too early or too late to start building wealth and creating a rich life.

In today's episode, we're going to delve into a topic close to my heart – how to build wealth and live a rich life.

But what makes this episode even more special is our guest – none other than my son, Jeremy.

He has an inspiring story to share about how he's managed to create a fulfilling life, travel the world, and build a successful business - all while prioritizing his experiences over material possessions.

This is a unique and inspiring episode that you do not want to miss. Jeremy's perspective on balancing wealth-building and living life to the fullest is worth listening to and learning from.

Tune in and join us for an insightful discussion on how to build wealth and live a rich life at any age.

IN TODAY’S EPISODE, I DISCUSS:

Balancing present needs with future planning
Lessons in money management
Investing in experiences that truly matter

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Wealth By The Decade - Roaring 20s

Wed, 05 Jul 2023 00:00:00 -0700

We're diving into the first installment of our special series, Wealth By The Decade, where I'll be sharing with you valuable insights and strategies to build wealth at every stage of life.

As we all know, the twenties are all about living fast and making memories, but they’re also equally important in setting the tone for your financial future.

This episode discusses the crucial elements to consider when building wealth, especially during your twenties. I explain the fundamentals of wealth creation, including the wealth triad and stages of the financial liberation journey, as these concepts apply to all ages and stages of wealth creation.

So, if you want to know how to capitalize on the opportunities and challenges of your 20s, and pave the way for greater wealth and prosperity, don't miss out on this episode!

IN TODAY’S EPISODE, I DISCUSS:

Wealth creation's four stages towards financial liberation
Effective management of income and expenses
Consistent steps towards financial liberation

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

How to Invest in ETFs & Index Fund to Create Wealth

Mon, 03 Jul 2023 00:00:00 -0700

We're going to dive into the world of index funds, ETFs, and mutual funds.

Are they worth investing in? Or should we stick to picking individual stocks?

It's a question I've heard a lot, and I think it's time we really examine the pros and cons of each approach.

Throughout this episode, I'll walk you through the basics of index funds and ETFs, and explain their advantages and disadvantages compared to individual stocks. I'll also share some tips for choosing the right index fund or ETF based on your investment goals and risk tolerance.

As someone who's always been passionate about personal finance, I know how important it is to educate yourself and take control of your investments. By understanding these investment options, you can make informed decisions that will help you work towards building wealth and securing your financial future.

So, join me on this journey towards financial success, and let's learn how to invest in ETFs and index funds to create wealth!

IN TODAY’S EPISODE, I DISCUSS:

The importance of diversification in investing
Understanding the concept of mutual funds and how they differ from index funds/ETFs
How to choose the right index fund/ETF for your investment goals

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Using Video For Profits & Income With Sean Cannell

Mon, 26 Jun 2023 00:00:00 -0700

Video is one of the coolest ways to get your message out there, build your brand, and boost your biz.

But I get it, starting out with video can be intimidating. That's why I brought on my good friend Sean Cannell, CEO of Think Media, to share his expertise and help you overcome your fears.

We had an insightful conversation about everything video - from Sean's journey to becoming a YouTube expert to the importance of using video to build your personal brand and stand out in a crowded market.

We also talked about how he started with a simple video camera and editing software and the crazy path that led him to where he is today - an eight-figure business owner with millions of subscribers on YouTube and a best-selling book.

We covered a lot of ground, and I'm confident you'll find some great tips and strategies in this episode that you can use to grow your business. So, grab your notepad and tune in!

IN TODAY’S EPISODE, I DISCUSS:

Sean’s unique journey to becoming a YouTube expert
The best practices for creating successful videos
The longevity of YouTube videos and how to get started

CONNECT WITH SEAN:
Visit Sean’s website: https://www.seancannell.com
Subscribe to Sean’s YouTube Channel: https://www.youtube.com/channel/UCWWFavn3ym0w3myTD5OX59g
Learn more about Think Media courses: https://courses.seancannell.com
Listen to Sean’s podcast: https://courses.seancannell.com/multi-page-sean-podcasts
Get a copy of Sean’s book, YouTube Secrets: https://courses.seancannell.com/multi-page-sean-books

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Create a Money Machine for Financial Freedom

Mon, 19 Jun 2023 00:00:00 -0700

As a business owner or entrepreneur, it's crucial to understand your business itself isn't the wealth; it's the generator of wealth—it's merely the vehicle that can help you achieve financial freedom.

To accomplish this goal, you need to create a money machine that generates a steady stream of income and grows your wealth over time.

In this exciting episode, I'm going to take you through some practical steps and frameworks that can help you build your very own money machine, paving the way to financial stability and success. Together, we'll explore strategies for optimizing your business processes, increasing profitability, and developing a sustainable income stream plan for the long term.

So, are you ready to take control of your financial destiny? Tune in to this episode, and let's get started on the path to financial freedom!

IN TODAY’S EPISODE, I DISCUSS:

Why your business should focus on solutions and profits
Understanding The Affluence Cashflow Matrix
The role of assets in generating cash flow and increasing net worth

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Learn more about The Affluence Blueprint:
https://melabraham.com/book-mel/the-affluence-blueprint4/
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Elevate Above Your Circumstances with Mary Owusu

Mon, 12 Jun 2023 00:00:00 -0700

In life, we all face challenges and obstacles that may seem insurmountable. However, how we choose to respond to these challenges can make all the difference.

We have a special guest, Mary Owusu, whose story of resilience and determination will leave you in awe. Mary was born and raised in Ghana, and at a young age, she was left to fend for herself. Despite the challenges she faced, Mary refused to give up and instead set her sights on creating a better life for herself and her family.

In this episode, Mary shares with us her incredible journey, from her humble beginnings in Ghana to her current status as a successful entrepreneur and educator. She talks about the struggles she faced along the way and the lessons she learned that helped her overcome those challenges.

If you're an entrepreneur trying to build a life bigger than your current circumstances, you absolutely have to listen to this episode. Mary's journey is a testament to the fact that anything is possible with determination and a positive attitude. So grab your headphones and get ready to be inspired!

IN TODAY’S EPISODE, I DISCUSS:

Mary's background and journey from Ghana to the US
How resilience helped Mary achieve her goals
The importance of developing a system mindset to overcome challenges

CONNECT WITH MARY:
Visit Mary’s website: https://maryowusu.com
Know more about Mary: https://www.linkedin.com/in/maryo

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What to Do When Your Work Isn't Fun Anymore with Rick Mulready

Mon, 05 Jun 2023 00:00:00 -0700

As an entrepreneur, I know how rewarding it can be to build a successful business from scratch. However, I also know that the path to success can be long and challenging, and sometimes it can take a toll on our mental and emotional well-being.

One of the most common issues that entrepreneurs face is burnout - the feeling of being exhausted and uninspired.

In this episode, I got to chat with my good friend, Rick Mulready, a successful entrepreneur who's been through this exact struggle and has some valuable advice to share.

In our conversation, Rick emphasized the significance of prioritizing what matters most in life and the need to care for ourselves just as much as we care for our businesses. He also talked about his courageous decision to take a 90-day sabbatical to focus on his well-being and spend quality time with his loved ones.

I found Rick's story to be inspiring because it takes immense strength to recognize when you're overwhelmed and need to make changes. So, I encourage you to listen to this episode and begin taking steps towards a more fulfilling, healthier, and happier life. After all, your well-being matters, and you deserve to give it the priority it deserves.

IN TODAY’S EPISODE, I DISCUSS:

How taking a sabbatical can help you find clarity and purpose
How to recognize and overcome burnout in your business
Why we need to redefine success and prioritize self-care

CONNECT WITH RICK:
Know more about Rick: rickmulready.com
Listen to Rick’s podcast: The Art of Online Business Podcast

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

OTHER RESOURCES:
Learn more about The Affluence Blueprint:
https://melabraham.com/book-mel/the-affluence-blueprint4/
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Make More Money by Getting Paid More for What You Know

Mon, 29 May 2023 00:00:00 -0700

Your knowledge and expertise are worth something, and it's time to start capitalizing on it. You don't have to be a CEO or high-level executive to do it. In fact, all it takes is some strategic positioning and a unique value proposition that sets you apart from the competition.

In this episode, we're going to go through all the strategies you need to achieve this goal. We'll talk about how you can create a system that generates income and helps you scale your revenue to reach financial freedom faster.

So if you're ready to make a real impact and take control of your finances, then this episode is for you. Don't settle for mediocrity when you can unleash your money-making machine and become a true expert in your field.

IN TODAY’S EPISODE, I DISCUSS:

How to monetize your knowledge and expertise for increased income
The importance of a unique methodology in increasing income
The four quadrants of the Standout Authority Matrix

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Learn more about The Affluence Blueprint: https://melabraham.com/book-mel/the-affluence-blueprint4/
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

Generate & Scale Your Income to Build Wealth Faster

Mon, 22 May 2023 00:00:00 -0700

Wouldn't it be amazing if you could have the freedom to choose when and how you earn money?

Imagine being able to break free from the limitations of a single paycheck and create a steady stream of income that grows over time. That's the kind of life that can help you achieve your financial goals, whether it's paying off debt, saving for retirement, or anything else you can dream up.

But it's not just about making money. It's about building wealth that lasts. It's about creating a solid financial foundation that lets you live life on your own terms.

That's why you won't want to miss this episode, where I'll show you how to generate and scale your income with flexibility, time, profitability, and cash flow. We're going to dive into the Digital Income Paradigm and explore what you need to have in place to make it work. This framework is not complicated, and with the right approach, it can help you earn a higher income with ease.

So don't let financial limitations hold you back any longer. It's time to take control of your financial future and start building your wealth today!

IN TODAY’S EPISODE, I DISCUSS:

Digital income as a way to create income streams
The importance of starting early in wealth creation
Living a richer life with the Affluence Blueprint

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Learn more about The Affluence Blueprint: https://melabraham.com/book-mel/the-affluence-blueprint4/
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group: https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Path to Richness As Digital Business Owner with James Wedmore

Mon, 15 May 2023 00:00:00 -0700

As the world becomes increasingly digital, more and more people are jumping on the online business train to gain financial independence and live their dream lives. And let me tell you, it's totally doable!

That's why I'm super pumped to share my recent conversation with James Wedmore with you. James is an absolute pro when it comes to creating digital businesses and personal brands, and he's had some incredible success doing so.

During our conversation, James and I had a chat about how to create a rich life through a digital business. We talked about building a personal brand, staying motivated and purposeful, and growing and evolving in your journey. We also shared some tips on how to avoid common mistakes that can hold entrepreneurs back from achieving their goals.

I picked up some great tips from our chat, and I'm sure you will too! So, join us for this insightful and entertaining conversation.

IN TODAY’S EPISODE, I DISCUSS:

The elements of creating a rich life through digital entrepreneurship
Importance of understanding the stage of business growth
Monetizing your digital products and building a personal brand

CONNECT WITH JAMES
Listen to James’ podcast: https://www.jameswedmoretraining.com/a/2147510454/ePmfFHCx
Get instant access to the Digital CEO Dashboard: https://www.jameswedmoretraining.com/a/2147550995/ePmfFHCx
Follow James on Instagram:
https://www.jameswedmoretraining.com/a/2147513459/ePmfFHCx

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How to Quit Your Job & Build a Profitable Business

Mon, 08 May 2023 00:00:00 -0700

Ready to break free from the 9-to-5 grind? Do you dream of being your own boss and building a successful business that you're passionate about?

Many people are seeking a way out of their traditional jobs in pursuit of something more fulfilling and financially rewarding.

But the transition from a steady paycheck to the uncertainty of entrepreneurship can be daunting, which is why I want to share with you the Entrepreneur Transition Formula, the exact framework I use with my clients to make that leap with more confidence, clarity, and profit.

So if you're ready to take the leap into entrepreneurship, listen in to this episode for practical tips and insights on how to do it the right way.

IN TODAY’S EPISODE, I DISCUSS:

The importance of commitment in building a successful business
Understanding the Entrepreneur Transition Formula
How to increase your joy, fulfillment, and cash flow as an entrepreneur

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How Frameworks Drive Value, Revenues & Profits with Shana Bresnahan

Sun, 30 Apr 2023 21:00:00 -0700

You see, as an entrepreneur and business consultant, I've come to realize that having a solid framework is one of the keys to success in any business endeavor. In fact, I believe that frameworks are essential for driving value, revenues, and profits.

And I'm not alone in this belief. My friend and fellow entrepreneur, Shana Bresnahan, is also a big proponent of using frameworks in business.

Recently, Shana and I had a fascinating conversation about the power of frameworks and how they can be used to create and retain customers, increase revenue, and boost profitability. It was such an insightful conversation that I wanted to share it with you all.

Trust me, you don't want to miss out on this opportunity to gain valuable insights into how frameworks can transform your business. Tune in now and start leveraging frameworks for success!

IN TODAY’S EPISODE, I DISCUSS:

The four pieces of a powerful framework
The three critical outcomes of being an entrepreneur
How framework helps measure progress

CONNECT WITH SHANA:
Visit Shana’s website: https://www.shanalynn.com
Know more about Shana: https://www.linkedin.com/in/shanabresnahan
Follow Shana on Facebook: https://www.facebook.com/ShanaSpeaks

RECOMMENDED EPISODES FOR YOU

If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
Learn more about The Affluence Blueprint: https://melabraham.com/book-mel/the-affluence-blueprint4/
Learn more about Thoughtpreneur Academy: https://training.melabraham.com/jointpatoday
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

My Favorite Investing Accounts (And How to Maximize Your Returns)

Thu, 27 Apr 2023 00:00:00 -0700

Let's talk investing!

Investing isn't a one-size-fits-all deal, and it's crucial to find an investment that matches your financial goals and risk tolerance. As someone who's been investing for a while now, I've tried and tested various investment accounts and found my favorites based on ease of use, low fees, and a track record of success.

So, in this episode, I'll be sharing my knowledge on where to put your money first, how to allocate it, and the different investment accounts that you can consider on your journey to financial freedom. I'm going to walk you through six different accounts that you can consider. We'll cover things like how easy it is to access your money, what tax benefits you might get, and what kind of risk you're exposing yourself to.

As you start exploring these six investments, keep in mind that investing takes time and patience, but the rewards can be life-changing. So go ahead, take the plunge, and start investing in your future today!

IN TODAY’S EPISODE, I DISCUSS:

Six investment accounts to consider on your path to financial freedom
The pros and cons of savings accounts, IRS, and other investment vehicles
Finding the right balance for your investment portfolio

RECOMMENDED EPISODES FOR YOU
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OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book

How Community Drives Sales, Profit & Wealth With Lindsey Schwartz

Mon, 24 Apr 2023 00:00:00 -0700

Building a community around your brand is more than just a marketing strategy - it's a powerful tool that can transform your business. When customers feel connected to a brand, they become loyal advocates and repeat buyers, creating a snowball effect of positive growth.

Today, we're exploring the fascinating topic of how community can drive sales, profit, and wealth for your business. And we're lucky enough to have a fantastic guest to help us dive deeper into this topic.

Joining us in this episode is my dear friend, Lindsey Schwartz, an entrepreneur, bestselling author, and founder of the Powerhouse Women community. Lindsey is an expert in community building, and she's here to share some of her insights with us.

Together, we'll dive into the importance of nurturing genuine relationships with your community and providing value to your customers. Lindsey will share valuable insights and key steps to help you build a thriving community around your brand that drives long-term growth and success.

So get ready to level up your business game with the power of community! Don't miss out on this engaging and eye-opening conversation.

IN TODAY’S EPISODE, I DISCUSS:

Nurturing your community for long-term success
Three steps to establishing a thriving community
Using intentional content on social media to encourage connections

CONNECT WITH LINDSEY:
Know more about Powerhouse Women: powerhousewomen.co
Listen to Lindsey’s podcast: Powerhouse Women
Follow Powerhouse Women on Instagram: powerhouse_women
Get her book: Powerhouse Woman

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TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book

How the Top 1% Earners Accelerate Their Wealth (It's Not By Getting a Raise)

Thu, 20 Apr 2023 00:00:00 -0700

When we think about the wealthiest people in the world, we often assume that they got there through hard work, determination, and maybe a lucky break. While these factors certainly play a role, there's another key factor that often goes overlooked: smart financial strategies.

So in this episode, I'm gonna let you in on the real deal. We'll talk about how diversification, risk management, and taking a long-term approach can help you grow your wealth. And don't worry, I won't just be throwing around empty theories. I'll give you ten practical tips you can actually use to level up your money game.

So get ready to take some notes and put these strategies into action. Your future self will thank you for it!

IN TODAY’S EPISODE, I DISCUSS:

10 strategies to accelerate your wealth growth
Leveraging multiple income streams for long-term wealth growth
How tracking your numbers can change your financial habits

RECOMMENDED EPISODES FOR YOU
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OTHER RESOURCES:
The Basic Affluence Number Calculator: https://www.melabrahamtraining.com/number
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Building Legacy & Wealth Through Podcasts with Travis Albritton

Mon, 17 Apr 2023 00:00:00 -0700

In the business and content creation world, there's no denying that podcasts are the new rockstars. They're the cool kids on the block, with millions of listeners tuning in to their favorite shows every day. And the best part? Anyone can start a podcast, including you!

In this episode, we've got a podcasting expert in the house, Travis Albritton, founder of Honest Podcasts. We’ll delve into how podcasts can serve as a powerful tool for growing your audience, generating income, and making a real impact.

Travis will be sharing the tips and techniques he's used to help his clients scale their shows and businesses, giving you an insider's look into the world of successful podcasting.

So whether you're a seasoned podcaster looking to elevate your show or a newcomer curious about the possibilities of this medium, this episode has something for you. So sit back, relax, and enjoy our conversation!

IN TODAY’S EPISODE, I DISCUSS:

Podcasting vs. Traditional media
How to frame your podcast around your business
Benefits of podcasting beyond making sales

CONNECT WITH TRAVIS
Visit his website: honestpodcasts.com
Listen to his podcast: honest-marketing-podcast
Contact via email: hello@honestpodcasts.com

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Simple Strategies to Increase Your Income (Without Burning Out)

Thu, 13 Apr 2023 00:00:00 -0700

If you're ready to level up your income game without sacrificing your well-being, then you're in the right place.

As an entrepreneur or anyone looking to bring in some extra cash, it's easy to fall into the trap of thinking that working harder and longer is the only way to make more money. But guess what? That's not true! In fact, it can be super counterproductive and harm your health in the long run.

So, get ready to take notes as I discuss the 10 practical strategies to boost your income. These strategies are all about maximizing your time, tapping into your strengths, and creating more value in your life. You deserve to live your best life, and with these tips, you can make that happen without sacrificing your well-being.

Don't wait for the "perfect moment" to start building your wealth - the time is now! Tune in and start implementing these strategies today. Let's hustle smarter, not harder, and create the life we deserve!

IN TODAY’S EPISODE, I DISCUSS:

The importance of starting to invest early
How to build wealth by investing in your skills and knowledge
10 different ways to increase your income

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How to Redefine Your Future with Lori Harder

Mon, 10 Apr 2023 00:00:00 -0700

You hold the power to shape your future, to redefine it in any way you choose. And I'm thrilled to introduce you to a woman whose inspiring journey shows just how transformative that power can be–Lori Horder.

Lori's story is a testament to the power of resilience and determination. Growing up in a small town and in a restrictive religion, her perception of what life had to offer was limited. But instead of accepting that narrow view, she went on a journey of self-discovery and reinvention.

Of course, it wasn't easy. She faced setbacks and challenges along the way, including losing everything and having to rebuild with her husband. But she never gave up and instead found new opportunities and paths to success. Today, she is the CEO and founder of a successful beverage company and a respected author and podcaster.

Allow Lori's incredible story to stir something within you and inspire you to take that crucial first step toward your own path of transformation.

IN TODAY’S EPISODE, I DISCUSS:

How Lori redefined her future
The role of mindset in pushing past fear and finding fulfillment
Coming back from financial disaster
How to change your environment to change your life

CONNECT WITH LORI:
Learn more about Lori: loriharder.com
Subscribe to her podcast: Earn Your Happy

RECOMMENDED EPISODES FOR YOU
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Why Knowing Your Financial Numbers is Vital to Your Future

Thu, 06 Apr 2023 00:00:00 -0700

If you're looking to build a secure financial future, then you need to know your numbers. I'm not talking about just your bank account balance or your credit score; I'm talking about your entire financial picture. Your net worth, your retirement savings, your investment portfolio - all of these numbers matter.

The road to financial freedom actually has four milestones along the way to make sure you are on path. And when navigating to financial freedom, everyone must pass through these milestones. Do you know where you are? The other thing to realize is that our retirement system is broken, and this episode shows you why and what you need to do instead to take control of your financial destiny for good.

That’s why in this episode, I’m going to show you why understanding your financial numbers is vital, how to calculate them, and how you can use them to create a plan for your future. But it's not all about numbers and statistics. I'll also discuss the common pitfalls of the current retirement system and the pathway to financial liberation.

By the end of this episode, you'll have the tools and knowledge to take control of your financial future and work towards the retirement of your dreams. So, don't wait any longer - take control of your finances today!

IN TODAY’S EPISODE, I DISCUSS:

The path to true financial freedom
Why our retirement system is broken and what you need to do about it
Understanding your number and why it matters
The stopping points on the journey to financial freedom

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
The Basic Affluence Number Calculator: https://www.melabraham.com/number
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

How a CFO Can Transform Your Profits & Wealth with Michael King

Mon, 03 Apr 2023 00:00:00 -0700

Running a successful business isn't just about having an exceptional product or service; it's a symphony of strategic planning, marketing, and financial management. It's easy to get lost in the weeds of operating a company, but with the right financial guidance, you can keep your business on the path to profitability.

That's why I’m excited to have Michael King on this episode, a seasoned fractional CFO with a diverse background in nuclear engineering and plywood manufacturing. Michael's unique experience in different industries offers a fresh perspective on the importance of financial management and how it can be applied to any business. From cash flow management to financial reporting, Michael knows how to navigate the financial complexities of running a successful business.

You don't want to be left behind in the race for profits and wealth, do you? So, join us on this episode as Michael King shares his insights on how a CFO can transform your business and your financial future. Trust me, you'll learn a lot.

IN TODAY’S EPISODE, I DISCUSS:

How CFO consulting can help you make better business decisions
The importance of finding a fractional CFO with industry-specific experience
The skills you need to be a successful CFO consultant

CONNECT WITH MICHAEL:
Visit his website: www.kfesolutions.com/about
Know more about Michael: www.linkedin.com/in/iammichaelking
Join 200 other virtual and fractional CFOs on May 16-18, 2023: The CFO Accelerator LIVE (Use the promo code ‘MEL’ to get $50 off)

RECOMMENDED EPISODES FOR YOU
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Capturing the Affluence Vision for Your Life

Thu, 30 Mar 2023 00:00:00 -0700

Stop chasing wealth! Go after affluence instead…

So often, we equate affluence with opulence and material wealth, but in reality, that's only one small piece of the puzzle.

Instead, affluence is about creating a life that is meaningful and fulfilling from the inside out. It's about identifying the things that bring you joy and purpose and weaving them into the fabric of your daily existence.

Sure, there are some things we have to do in life that aren't particularly enjoyable, but when it comes to the things we choose to put into our lives, are they truly meaningful? Do they spark a feeling of joy that radiates from the inside out?

This is the crux of The Affluent Life Paradigm™, and in this episode, I’m going to break it down for you. I’ll be discussing the four key elements of an affluent life, and you might be surprised to learn that only one of them has to do with material wealth.

So sit back and get ready to take some notes. We're about to embark on a journey of self-discovery and intentional living that will lead you to the affluent life you deserve.

IN TODAY’S EPISODE, I DISCUSS:

The Affluent Life Paradigm™ framework
Understanding the four key elements of an affluent life
The need to prioritize meaningful experiences over material possessions
How to sustain an affluent life over the long-term

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

How to Live a Fully Expressed Life with Rachel Luna

Mon, 27 Mar 2023 00:00:00 -0700

I recently had a fantastic conversation with my friend Rachel Luna, and it's one that I can't wait to share with you all. This conversation was deep, meaningful, and inspiring. It's the kind of conversation that will make you think and really consider whether you're living a life that's fully expressed.

I am always talking about the importance of living a rich life versus a wealthy life. Part of living richly is your ability to live a life fully expressed. Unfortunately, we may be shrinking instead of growing in that arena if we aren’t careful. Rachel and hit on this and so much more that can lead to richness in your life.

Rachel is the author of the book, Permission to Offend, and is a true inspiration when it comes to living authentically and with purpose. We delved deep into the different components that make up a fully expressed life, including how to navigate challenging experiences like our personal journeys with cancer.

Rachel's wisdom and experience are truly inspiring, and I guarantee you'll walk away with a new perspective on life.

IN TODAY’S EPISODE, I DISCUSS:

Making money vs. finding fulfilment
The impact of our personal experiences, such as cancer, on our beliefs and perspectives
Reflection and self-discovery as keys to living fully expressed

CONNECT WITH RACHEL:
Visit her website: rachelluna.com
Listen to her podcast: Permission to Offend
Pre-order her book: Permission to Offend

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube
Instagram (@melabraham9): MelAbraham.com/ig
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Do This Before You File Your 2022 Tax Return...

Mon, 20 Mar 2023 00:00:00 -0700

We're diving into a topic that might not be the most exciting, but it's definitely something we can't ignore: taxes. It's easy to feel overwhelmed by the tax process, but understanding a few key things can help ease that stress and even save you money.

In this episode, I’m gonna give you the lowdown on some tax basics. I'll talk about how the tax system works and what you need to know to make sure you're not leaving any money on the table. I'll also dive into what kinds of things you need to account for, like income, property, and other sneaky taxable items.

So, get ready to learn some valuable tips that will help you keep more of your hard-earned money in your pocket. Trust me, this is one topic you don't want to overlook!

IN TODAY’S EPISODE, I DISCUSS:

The basics of how taxes work & using it to your benefit
The difference between a deduction and a tax credit
Key moves to consider before the tax filing time
IRS Code Section 179: How does it work?
Retirement plans - How maximize them before filing
Other strategies for reducing the tax burden
The benefits of working with a tax professional

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What Everyone Needs to Know About Crypto Taxes

Mon, 13 Mar 2023 00:00:00 -0700

Are you investing in cryptocurrency? Do you know that you may be subject to taxes on your investments?

Join me in this episode as I dive deep into the topic of crypto taxes. From capital gains to income taxes, I’ll cover the different types of taxes you need to know about. Plus, I’ll provide you with useful tips on how to properly report your crypto earnings to the IRS.

Whether you're a crypto pro or just dipping your toes into the digital asset world, this episode is a must-listen to ensure you're on top of your tax game. Don't miss out on this valuable information – tune in now!

IN TODAY’S EPISODE, I DISCUSS:

Taxable and non-taxable crypto transactions
Understanding capital gains in crypto
The importance of third-party software for crypto taxes

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ:
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:
Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Your Money Questions Answered... Money Mentoring Over Coffee

Mon, 06 Mar 2023 00:00:00 -0800

It's time for another exciting episode of Money Mentoring Over Coffee, where we get down to the nitty-gritty of all things finance and provide you with expert advice. We've got interesting questions pouring in through our hotline at AskMelNow.com, and we're ready to tackle them all.

Get ready for a no-holds-barred conversation about financial security, emergency funds, and so much more. This episode is all about making sure you’re properly equipped to handle your money and stay on top of the financial game.

Whether you're just starting out on your financial journey or you're a seasoned pro, there's always something new to learn when it comes to personal finance. So, sit back, relax, and let's dive in!

If you've got questions of your own, make sure to hit me up on my question hotline at AskMelNow.com.

IN TODAY’S EPISODE, I DISCUSS:

Should I pay off my credit card with a HELOC?
Investing in private lending with a personal guarantee
Divorce and money issues can haunt you
Is doing a franchise a good idea for investing?
The importance of communication when it comes to money
Where should I be putting my emergency fund?
Buying a house with roommates
Is it better to save for retirement or a house?
My thoughts on student loans
And so much more…

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How One Client Saved $24k on Their Taxes by Becoming an S Corporation

Mon, 27 Feb 2023 00:00:00 -0800

As an entrepreneur, you have the opportunity to structure your business in a way that makes the most sense for you. But with so many options available, it can be difficult to know which one is right for your specific situation. Should you be an LLC, a sole proprietorship, or an S Corporation?

Well, it depends on your situation and in this episode I'll break it all down for you.
I'll walk you through the math and give you a worksheet to help you see if S Corporation is right for your business.

So if you're looking to cut down on your tax bill or just want to improve your overall tax strategy, you're in the right place. Hit that play button, and let's dive right in!

IN TODAY’S EPISODE, I DISCUSS:

The different types of business entities
Importance of having a good tax strategy for your business
The best time to switch to an S Corporation

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https://youtu.be/YfmxJ3Za_ac
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How to Go from Job to Entrepreneur with Amy Porterfield

Mon, 20 Feb 2023 00:00:00 -0800

Are you tired of the daily 9-5 grind and ready to call the shots as your own boss? If so, buckle up because today's episode is one you won't want to miss!

Join me as I delve into a fascinating conversation with my friend, Amy Porterfield, about her upcoming book, Two Weeks Notice, which offers advice for anyone considering making the leap from corporate life to entrepreneurship. Amy will take us on a journey through her experiences and the lessons she learned along the way, giving us a behind-the-scenes look at what it takes to become your own boss.

Amy is a leading expert in online marketing, who has successfully built a multi-million-dollar digital course business. She is passionate about empowering new entrepreneurs to take control of their finances and turn their knowledge, ideas, and skills into profitable online businesses.

So, if you're ready to take control of your finances and live your entrepreneurial dreams, hit play, and let's get started!

IN TODAY’S EPISODE, I DISCUSS:

Amy's own journey from corporate life to entrepreneurship
The common challenges faced by those making the transition
The importance of having a clear business plan

CONNECT WITH AMY:
Visit her website: www.amyporterfield.com
Listen to her podcast: amy-porterfield-podcast
Pre-order her book and get a bunch of bonuses: Two Weeks Notice

RECOMMENDED EPISODES FOR YOU
If you liked this episode, you'll love these ones:

TAKE THE FINANCIAL FREEDOM QUIZ
Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

How to Change Habits to Live a Rich Life

Mon, 13 Feb 2023 00:00:00 -0800

For sure, financial freedom is a top priority for all of us. And, who wouldn't want that peace of mind and security that comes with having control of their finances? But the thing is, it's not just about having a high income or a big bank account. It's about having the right habits.

That's why I've developed my own framework that helps you make the switch from the habits that are holding you back to the ones that will propel you forward. By taking action and changing your habits, you'll be on your way to achieving financial freedom and the peace of mind that comes with it.

Trust me, this episode is packed with practical advice and actionable steps that will help you make the change. So, don't wait any longer, seize this opportunity and take the first step toward your financial freedom!

IN TODAY’S EPISODE, I DISCUSS:

The change motivators that will help you take action
The steps you can make to stick to habits that'll bring you financial freedom
Six habits to quit & six habits to embrace for financial success

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SUBMIT YOUR QUESTIONS FOR FUTURE EPISODES: www.askMelnow.com

TAKE THE FINANCIAL FREEDOM QUIZ

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham\

GET MY BOOK:
“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” – melabraham.com/book/

Wealth Habits That Make a Difference

Mon, 06 Feb 2023 00:00:00 -0800

How do your daily behaviors, choices, and habits impact your financial future? More importantly, what are the essential habits to cultivate if you want to create wealth?

I’m going to answer these key questions in today’s episode and go even further. I’ve always found that building wealth is like building anything else in life - if you adopt strong habits, those habits become the norm. They become second nature.

Understanding and learning the key wealth habits of successful entrepreneurs is a good starting point. These habits will help you build a solid foundation for your wealth, enabling you to create a lifestyle that is both meaningful and financially secure.

It's time to take control of your financial destiny, and this episode is the perfect place to start!

IN TODAY’S EPISODE, I DISCUSS:

The seven wealth habits that will help you build your financial future
The four wealth drivers matrix and how each of them impacts your overall wealth
When is the right time to invest

RECOMMENDED EPISODES FOR YOU
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SUBMIT YOUR QUESTIONS FOR FUTURE EPISODES: www.askMelnow.com

TAKE THE FINANCIAL FREEDOM QUIZ

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Control Your Time to Live a Rich Life ft. Megan Sumrell

Mon, 30 Jan 2023 06:00:00 -0800

How do you measure wealth? If you ask most people, they’ll tell you that they measure it by what’s available in your bank account. However, I actually believe that you measure your wealth in time. Then, when you do that, you start to look at the dollars differently.

Here’s what I know, no matter how much money you have in your accounts, if you aren’t in control of your time, it is a poor existence because you’re beholden to someone or something else out of your control.

My guest today, Megan Sumrell, is going to be a must-listen as you’re trying to create your affluent life because there’s more in common than you think between time and money management: they’re both limited and a result of our behaviors and choices.

Megan, like most of us, reached a point in her life where she realized that trying to juggle multiple roles was not sustainable if she wanted to build a truly rich and fulfilling life. That’s when she decided to do things differently and found that a thriving life came from harmony, not from trying to find balance.

Get ready to be equipped to take control of your time so you can continue taking control of your future. When you start controlling these two resources of time and money and use them in the present to create movements and missions that align with your purpose, you will find that you’re living the richest life possible.

IN TODAY’S EPISODE WE DISCUSS…

The correlation between time and money and how they’re key as you build your affluent life
Megan’s TOP Framework for time management, organization, and productivity
Why you need to have a big-picture vision before determining your daily actions
Strategies you can start implementing today to take control of your time and maximize how you use it
How to navigate feelings of guilt as you start allocating time to new priorities
How to plan for uncertainty and volatility

CONNECT WITH MEGAN:

Megan’s app: ThePinkBee
Website: www.megansumrell.com
Megan’s podcast: www.megansumrell.com/podcast

SUBMIT YOUR QUESTIONS FOR FUTURE EPISODES: www.askMelnow.com

TAKE THE FINANCIAL FREEDOM QUIZ

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

How to Live a Life That Matters

Mon, 23 Jan 2023 06:00:00 -0800

What does it actually mean to truly live a life that matters? As much as I always speak about money, wealth, and business, living a life that matters is about the richness of your days. It’s about meaning, impact, and living life on your terms.

We need to examine ourselves and our minds, and get clear about what we really want out of life. Spending time with your thoughts will help you take intentional action toward the goals that are relevant to you.

So today, I want to help you conduct that self-exam by following a framework that will reveal who you are, what you have to offer, and the steps you need to take to get closer to your unique vision of significance.

Once you have that clarity, you will start making choices today so you can get closer to the life you envision for tomorrow. You can start living a life that matters right now, so I can’t wait to share this framework with you!

IN TODAY’S EPISODE I DISCUSS…

My 5-step framework to help you create your own definition of meaning in life
The importance of not only knowing who you are and your gifts, but also accepting and nurturing them
How to learn to look at what’s possible beyond what’s your reality
Why you need to focus on believing the right things in order to take the right actions

SUBMIT YOUR QUESTIONS FOR FUTURE EPISODES: www.askMelnow.com

TAKE THE FINANCIAL FREEDOM QUIZ

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

What to Do Differently With Money to Win TODAY

Mon, 16 Jan 2023 06:00:00 -0800

With the start of a new year, I see that the majority of my listeners have the resolution of doing things differently to win the money game. Today I want to give you the tools and tactics you need to change your money story this year for the rest of your life.

Yes, there’s volatility around us. News about the economy may make you feel a sense of doom for your financial future. The good news is that this situation has created an opportunity to learn to place our focus, not on the external circumstances, but on the things we can really control: our actions, habits, thoughts, and patterns.

So, as much as the world around you wants to make you think that taking control of your finances is complicated, if not impossible under the current circumstances, I am here to break that myth. You have more power than you realize.

Remember that wealth depends more on behavior than on money. It depends on your habits, your decisions, and your choices. Let’s make sure that you write a different money story this year by implementing the right tactics and behaviors.

IN TODAY’S EPISODE I DISCUSS…

The best 12 tactics you can implement TODAY to start moving towards a trajectory of financial freedom.

SUBMIT YOUR QUESTIONS FOR FUTURE EPISODES: www.askMelnow.com

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Using Trusts To Protect Your Wealth

Mon, 09 Jan 2023 06:00:00 -0800

Like most of my elite clients, you’re probably on a journey to building generational wealth because you want to make an impact on those around you: your family, your community, and the causes you care about.

Today I’m talking about some wills, trusts, and other resources you can put in place to protect your wealth and legacy against potential lawsuits, fees, and even taxes after you’re gone.

As uncomfortable as these conversations can be since they involve the idea of dying, they’re a priority that you shouldn’t postpone. In the end, it’s going to be less painful to have them now than to have your family deal with these questions after.

Understanding and learning to handle them is an act of love, of protection, of making it easier for everyone around you. I want your legacy to live well beyond your years. I want to see you strive to live a life that outlives you.

Disclaimer: This podcast is for educational purposes only and doesn’t constitute financial advice. Please reach out to a financial and legal advisor based on your location, your circumstances, and your assets in the country you live in.

IN TODAY’S EPISODE I DISCUSS:

The difference between a will and a trust and the importance of each one
Parties of a will: executor, guardian, and beneficiaries
The two types of trusts: revocable and irrevocable
Parties of a trust: grantor, trustee, and beneficiary
The yearly refresh you need to do with your documents

TAKE THE FINANCIAL LIBERATION ASSESSMENT:

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Creating Wealth & Freedom Through Acquisitions ft. Nick Bradley

Mon, 02 Jan 2023 06:00:00 -0800

When it comes to business growth, the possibilities are nearly endless. However, figuring out the best way to do it, to get more clients, or even how to start a business from scratch, can seem like daunting tasks.

Instead of starting from scratch, there’s another option where you can take over another business, already successful, and let that business pay for the purchase price. That’s what my dear friend, Nick Bradley, is here to discuss with us today.

You can step in and start growing a business that’s already generating cash flow and expand it, instead of establishing it from ground zero.

Today, Nick will help you start looking at the world of business differently. He has a background in private equity and has made his life’s mission helping entrepreneurs be prepared to go into the private equity and financing world successfully and fully equipped so they too can enjoy full-time financial freedom.

IN TODAY’S EPISODE I DISCUSS:

The best steps to take if you’re just starting your entrepreneurial journey or if you’ve plateaued in your business
Why building your wealth can create more opportunities, not only for you but for other communities around you
The importance of your beliefs in changing your trajectory and defining your results
The biggest stumbling blocks we need to get past as entrepreneurs
How to access acquisition opportunities to grow an existing business
How to buy a business even if you don’t have the funds upfront

CONNECT WITH NICK:

Website: https://suyb.global/
Podcast: https://apple.co/3CaqPdT
Email: nick@fielding.global

TAKE THE FINANCIAL LIBERATION ASSESSMENT:

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

Ep 116 Breaking Through Your Money Mindset Blocks: https://apple.co/3G36Mip
7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

GET MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Breaking Through Your Money Mindset Blocks

Mon, 26 Dec 2022 06:00:00 -0800

Most money blocks are the result of poorly told stories going on in our heads, stories that hold us back from generating the wealth that we deserve and from fulfilling our birthright: financial freedom.

If this is you, I have good news! The problem is that most of these stories came from lessons in your life that were caught, not taught. So now you’re navigating from a money setpoint that was created unconsciously by default and observation.

It’s time to take action, to stop ignoring your mindset blocks. If you don't deal with what’s happening in your head, you won't be able to deal with what’s happening in your bank account.

Changing your money story will allow you to shift your behavior, which will in turn change your ability to create wealth. If you are ready to receive more support with eliminating your mindset blocks so you can experience a richer lifestyle, deeper impact, and the complete freedom that you deserve, visit www.affluencelive.com and join the waitlist to experience this transformational experience.

IN TODAY’S EPISODE I DISCUSS:

Understanding how our beliefs around money are created
My four-part framework on how to change your habits around money and shift your financial future forever
How to separate the facts from the interpretation of those facts so you can change your mind around the situations in your life
How to get rid of the money demons haunting you

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Goal Setting Doesn't Work...Do This Instead!

Mon, 19 Dec 2022 06:00:00 -0800

With the new year quickly approaching, we all start thinking about our goals, dreams, and resolutions. But when we look at the numbers, we see that most people that set New Year’s Resolutions don’t accomplish them. What’s even more surprising, almost no one gets to even write down their goals and make a plan to achieve them.

As you’ve heard me say before, goal setting doesn't matter unless you have a system, a process, and a framework for actual goal getting. So today, I’m giving you my framework so you can take those dreams out of your mind and actually make them a reality.

Instead of becoming another statistical point, I want you to have a different story next year. You deserve to not only go after a goal but enjoy the journey to get there. You deserve to have a clear plan to be part of the 10% that actually reaches their goals. You too can experience true richness in life.

In case doubt has been knocking on your door this year, I want to remind you that your dreams are worth it, your future is worth it. You’ve got this, I hope you enjoy this episode!

IN TODAY’S EPISODE I DISCUSS:

My Goal Getting Triad to set and achieve goals
How to move beyond setting your goals and actually make progress towards them
The difference between being content and settling and why it matters
Why you need to set micro successes to build progress and momentum

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Top Tax Moves to Make Before 2023

Mon, 12 Dec 2022 06:00:00 -0800

It’s that time of the year again: taxes are around the corner, and as a proactive entrepreneur, it’s time to get ahead of the game before the end of the year so you reduce your taxes as low as possible, in the most legal way possible, so you can maximize how much of your earnings will remain in your pocket in 2023.

Let’s face it, taxes can be one of the largest expenses…but it doesn’t mean there aren’t ways to keep more money in your pocket.

In this episode, I'm going particularly deep and technical because I want to walk you through some of the key strategies that you need to start implementing now.

As always, my goal is to help you understand these complex financial concepts so you can apply the secrets that millionaires are already using year after year to maximize their profits come tax season, and grow your wealth at a faster rate.

I want you to make this a priority before December 31st. You deserve to plan ahead for your financial freedom, protect your wealth, and safeguard your financial future.

Disclaimer: I am not your accountant or your financial advisor. Since you’re not my client, this episode is for educational purposes only. Take this information and sit with your professional advisor and walk through it with them so you can make the right moves.

IN TODAY’S EPISODE I DISCUSS:

The importance of auditing your income as a starting point to maximize your tax deductions
10 strategies to implement before the end of the year so you can keep more money in your pocketbook legally
Why utilizing the tax rules to your favor is not illegal immoral, or unethical when done right

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

From Bankrupt to 7-Figures in 4 Years With Laura Meyers

Mon, 05 Dec 2022 06:00:00 -0800

Building sustainable success in business is a common goal for all Affluent Entrepreneurs. This was the goal of today’s guest, Laura Meyer, who went from bankrupt to becoming a seven-figure business owner in only four years.

Laura started her first business as a wedding photographer over twenty years ago with rapid massive success. As time passed, she explored other business models and continued to grow, but this growth took over her life and she ended up filing for bankruptcy and having to start over four years ago.

Laura’s story is full of lessons on business but more importantly how to handle difficult times and adversity with dignity, ethics, and decency. Then after examining her life and the choices that lead her to her bankruptcy, she established a new way of doing her business and building financial freedom.

Get ready to get inspired to look at failure from a different lens, and to start tapping into the power of the honest relationships in your life as you build your business and your own version of your Affluent life.

IN TODAY’S EPISODE WE DISCUSS:

Laura’s decision to walk away from a business that didn’t fit her life vision anymore
How to navigate failure and unexpected business results
The importance of building genuine relationships and leaning on them during the hard times

PRE-ORDER LAURA’S BOOK:

www.createyourwinwin.com

CONNECT WITH LAURA:

Instagram: www.instagram.com/lauraemeyer
LinkedIn: https://www.linkedin.com/in/laura-novak/

TAKE THE FINANCIAL LIBERATION ASSESSMENT:

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Money Smart Gifting During the Holidays

Mon, 28 Nov 2022 06:00:00 -0800

If you’re like most entrepreneurs I work with, you probably love the holidays. With the holidays also comes the joy of constant celebration and gift-giving.

It’s normal to experience the desire to show your appreciation and gratefulness by being generous to those you love. However, this joyful time can also bring a serious case of holiday hangover come January when the credit card bills come in with a balance higher than what you can actually afford.

Today we’re discussing how to plan for your holiday gifting this season without breaking the bank. I want to help you think through how to give smartly without putting you in a situation that you’ll regret later.

At the end of the day, this episode isn’t about not giving or not being in the holiday spirit. It is about being realistic about your financial situation and making spending choices that won’t set you back financially for the rest of next year.

IN THIS EPISODE I DISCUSS:

12 steps to optimize your spending this holiday season
How to make sure your family is not affected by holiday spending during this slow economic time
My tips to avoid Black Friday and Cyber Monday overspending
The best way to plan for expensive gifts
The ultimate gift you should be giving this holiday season

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Find Richness Through a Gratitude Game Plan [Encore]

Mon, 21 Nov 2022 06:00:00 -0800

It’s that time of the year when we all start reflecting… We all take a moment to be grateful for the people in our lives and the things we have.

As we celebrate Thanksgiving in the US this week, my hope is to light the path for you to experience a richer lifestyle regardless of where you are in your financial journey. As I’ve touched on before, richness in life goes beyond money, it’s measured in the currency of experiences.

If you’re a repeat listener of the podcast (and if not, you should be :-)), then you’re probably well on your way to creating your own version of an Affluent Life. For that, I’m so very proud of you! Yet, I also want to invite you to pause, think, and appreciate the journey itself…with all the highs and lows. Just like the melody of a song, the highs and lows create the depth of richness you experience.

I believe today's society is starving for people coming from a place of gratitude and showing appreciation for others and themselves. I firmly believe that if we approach life humbly, considering others' needs and desires, and showing gratitude and appreciation, we'll have bigger chances of getting where we want to go. This way we'll leave a trail of beautiful souls blessed with our gratitude and appreciation, and the best part of it, it doesn't cost us anything.

From the bottom of my heart, thank you. I’m beyond grateful for this Affluent Entrepreneur community. I appreciate you for allowing me to live my calling in life. May this episode inspire you to appreciate how you can decide to live yours starting today!

TODAY WE’RE DISCUSSING:

The effects of not practicing gratitude, how it can affect our business, our relationships, and our lives in general
What happens when we bring up the energy of gratitude into our lives
The three core principles of practicing gratitude
The three categories from the internal perspective of gratitude
What activities we need to put into play to practice gratitude
What is The Gratitude Game Plan™

RESOURCES MENTIONED:

Gratitude Game Plan™ Handout: https://melabraham.com/wp-content/uploads/Gratitude-Game-Plan-Handout.pdf

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Attitudes that Destroy Your Wealth

Mon, 14 Nov 2022 06:00:00 -0800

You may have heard me say before… no one has money issues. The reality is that they’re actually money symptoms. Symptoms of decisions, choices, and behaviors of the past. I get that can be confronting but it should also be empowering to know that simply changing some behaviors can completely transform your financial destiny.

Here’s the deal though, your decisions, choices, and behaviors are impacted by your attitude or learned biases around money and wealth.

A bias is a way we process and interpret information. Our bias–and therefore our attitude– is often simply the result of our life experiences. The fact these attitudes could be the very thing that holds from the wealth and financial freedom you deserve.

Wherever these attitudes came from we can change them. So today, I walk through some of the most common biases that may be robbing you of an affluent financial future.

When you think differently about your money, you can act differently. When you act differently you'll have a whole new set of behaviors that will completely transform your money game. This will keep you in the driver's seat of your financial ship.

TODAY WE’RE DISCUSSING:

The eight biases that may be keeping you from the financial freedom you desire and deserve
How to reframe the attitudes and biases to support your financial journey instead of hindering it

EPISODES MENTIONED:

Ep 075 How to Avoid Risk in Investing.

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Building Wealth in a Recession

Mon, 07 Nov 2022 06:00:00 -0800

I bet by now you’re tired of hearing that more millionaires are created during recessions than at any other time. Personally, this is something that encourages me when I analyze the current state of the economy: when most people see challenges, an entrepreneur sees an opportunity.

That’s why today I want to equip you with the tools you need to fill in the HOW portion of the puzzle. How do you build wealth during a recession? What exactly do you need to do? What is the game plan so you do it the right way?

My goal is to give you tools and principles that have been proven to work so you can be prepared and protected against recession and any other economic hardship. I want to see you live peacefully through this and come out successfully on the other side of uncertainty.

When you understand the basic concepts related to economic downturns, you'll realize that in reality, you have more power than you think and you’ll see where all the opportunities you’ve always heard about are.

If you’re on your path to creating your affluent life, taking your foot off the pedal is not a choice you can afford to make. Not only for your future but for your legacy and the future of those that are coming after you. Let’s do this together!

TODAY WE’RE DISCUSSING:

Understanding the basic terms: recession, inflation, bear market, and bull market
Reviewing economic cycles and how you can ahead of the market changes
How much could sitting on the sidelines may be costing you
How you leverage fear during the recession
The importance of community when navigating uncertainty

Ep 075 How to Avoid Risk in Investing

Ep 040 Getting Out of Debt the Affluence Way

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Stop Your Fears From Stealing Your Financial Dreams!

Mon, 31 Oct 2022 06:00:00 -0700

Have you ever been in a situation where you were trying to make an important financial decision, but just couldn’t? Maybe this is happening to you right now. Maybe you’re holding back because you’re afraid to make the wrong choice.

The problem is that you can’t stay living in fear because when you have fear, you don't fully show up. The resistance and uncertainty you feel make you tiptoe around your goals, so you need to find a way to overcome them.

My goal is to help show up fully for your dreams so you can finally go that extra mile and get the results you want.

If you feel like there’s something holding you back, this episode is for you. Today I’m walking you through my framework: Six Stages Of Conquering Financial Fear. Grab pen and paper and get ready to be equipped with a checklist that will help you move beyond the fear of making the right financial decisions.

This is the exact process I use when working with my 1-on-1 Elite clients or those in my Master's group.

Yep, it doesn’t matter what level you’re at, fear lingers and lurks but the most important thing is how you are able to control it so it doesn’t control you.

TODAY WE’RE DISCUSSING:

Reframing what you believe about fear: the difference between being brave and being courageous
Where you need to start if you’re trying to overcome the fear of making a choice
The six steps that will take you from confusion to having a confident plan to move forward with that financial decision you’ve been putting off

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Let's Talk Pricing, Value & Getting Paid Your Worth!

Mon, 24 Oct 2022 06:00:00 -0700

One of the best and fastest ways to build wealth and create financial freedom is to elevate your income to get paid more for what you do.

Are you struggling, trying to figure out the best way to price your products or services? Do you want to increase your rates and finally get paid what you’re worth?

Listen up coaches, consultants, and service providers; spoiler alert: selling hours is NOT the way to reach your financial goals.

At the end of the day, my goal is to help you see the importance of positioning yourself as a value provider, not as a transactional provider only.

We have to see our own worth first before we can sell our worth to others.

The truth is, the more you can articulate the value you offer in the world, the more you can increase your income, and the more you increase your income, the faster you can ramp up your path to wealth and financial freedom.

TODAY, WE’RE DISCUSSING:

How to position yourself and your offer correctly to convey the value of the transformation your prospect will be receiving
The difference between value and cost
The importance of positioning yourself as an expert in the marketplace
The four levels to consider when determining your prices

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

The 4 Money Maxims to Live By

Mon, 17 Oct 2022 06:00:00 -0700

“Creating wealth is complicated”. You may have heard this many times or even thought this yourself. But the reality is if you know what millionaires do consistently, AND you do the same…you’ll see how simple it truly is.
Now I did say it is simple, and it is. But it still may require work, and when you put in the time and effort you’ll see your path to a new financial destiny accelerate.

A Fidelity study showed that 80% to 90% of millionaires are first-generation millionaires, which means that they achieved their wealth during their lifetime, without a millionaire inheritance.

I want to help you see that it doesn’t take a lot to reach that goal, you just need to understand how to take maximum advantage of the opportunities in front of you.

The way we see opportunities is different for everybody. Some will see them as a risk, some as luck, and others will see a crisis and turn it into something positive for them.

Let’s go over the four areas that you need to focus on if you want to start multiplying your wealth. These are common focus points that I've found with all millionaires.

In this episode, I’m sharing:

The framework that I call the Wealth Maximum Matrix
The importance of having a clear financial vision and sharing them with your partner if you’re in a committed relationship.
The key mindset changes that will help you build wealth in the long run.

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Why Financial Freedom Needs to be a MUST For You

Mon, 10 Oct 2022 05:00:00 -0700

Financial freedom is a must for you but not because of the money!

Our current market situation is filled with uncertainty. News of rate increases and market decreases seem to be the everyday headline. However, your financial destiny doesn’t need to be destroyed just because of recurring uncertainty and challenges.

Many will be paralyzed, they’ll wait. They’ll be reactive, instead of proactive. But I don’t want that to be your story. I want you to be able to stand up and rise from the crisis, to actually thrive.

Wealth creation is bigger than the number of zeroes in your bank account, and my goal is to help you realize that. In today’s episode, I’m sharing the reasons that make it a must for you to turn Financial Freedom into a priority in your life.

It’s time to do this for yourself. For your ability to be able to take care of an aging parent, your ability to take care of a cause that is near and dear to your heart, and your ability to simply show up for the people you love.

In this episode, I’m sharing:

Why wealth creation can impact your family tree for generations to come
How to take bad financial experiences and choices and turn them around for good
How you can take control of your financial destiny

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Creating a Wealth Mindset For Success ft. Brad Bizjack

Mon, 03 Oct 2022 05:00:00 -0700

Success depends on the mindset we use to face life and approach our goals. If your mind is wired for mediocrity, how can you ever expect to create success? Changing the way we think is not easy because it doesn't matter how many times we are told how good we are if we have a mindset that continuously gets in the way of our goals.

Some people believe that changing one's belief is almost impossible, but I'm here with my friend Brad Bizjack to help you understand that it is not impossible and that changing your mindset starts with just one spark and the use of the right tools, including the creation of positive reinforcement systems.

So, in this episode, I want to talk about the five core things that you need if you want to create a new positive mindset. With the help of Brad’s program, “The Success Accelerator”, you will be able to lean into the great things that you were born for.

In this episode, we’re sharing:

Three things we can do to reevaluate our mindset
How having a negative mindset impacts your ability to create wealth
Five core things that you need to transition into a new positive mindset

CONNECT WITH BRAD:

Visit his website: www.bradbizjack.com
Join Brad’s Success Accelerator 5-Day Challenge: https://www.bradbizjack.com/a/2147520288/AUmU3XRS

★★★ TAKE THE FINANCIAL LIBERATION ASSESSMENT ★★★

Take this free assessment to see where you are on the path to financial freedom and what your next steps to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

OTHER RESOURCES:

7-Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

I Just Sold My House, What Should I Do With The Funds?

Mon, 26 Sep 2022 05:00:00 -0700

Welcome to Money Mentoring Over Coffee, a live session where I answer your burning questions about money and creating your Affluent Life. My goal with this session is to give you the knowledge you need to continue making educated financial choices.

QUESTIONS ON THIS EPISODE:

02:28 I just sold my house, what should I do with the funds?
10:42 Should I max out my 401k before going into other investment options?
13:40 Should I get term insurance or life insurance?
19:06 I’m 20 years old and I’m in college. How should I invest?

JOIN THE WAITLIST FOR THE AFFLUENCE BLUEPRINT:

This is my signature program to help entrepreneurs like you create the wealth and freedom they deserve. I’m officially opening the doors Monday, but those on the waitlist will get early access and a special bonus. Make sure you’re on the waitlist here to get all the information early!

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

Connection is the New Currency to Build Wealth with Lou Diamond

Mon, 19 Sep 2022 05:00:00 -0700

Building connections is an important part of life. Our connections with friends, family, or business can positively or negatively alter the course of our lives.

Today’s guest is Lou Diamond, who teaches us all about connections and communication as entrepreneurs. Wanting advice on how to prepare before getting on a stage, podcast, or before a sales conversation? Then this episode is for you! Get ready to elevate your money, your wealth, and your life.

It is crucial to remember that every contact we have adds value to us, and we must work to make that value beneficial. Each connection we create has the potential to advance or set us back on our journey. In both business and in life, the connections we make can contribute to our prosperity both personally and financially, and the right relationships can help us build a lasting legacy.

So, in this episode, Lou is sharing how those relationships can become a new type of currency to help you develop your Affluence Blueprint and enable you to live the life you've always dreamed of.

Today’s episode includes:

The importance of connecting with people
How the connections you make can change your life
Things you can do to improve your conversational skills
How to create a better connection in each conversation
What to do before every conversation (VOICE method):
- V: visualize what you want out of the conversation
- O: appreciate the opportunity to have the conversation
- I: the identity you need to play in every conversation
- C: charisma, bring your own uniqueness into every conversation
- E: energy, because in a conversation you have to raise it a little bit even if you're an introverted person

JOIN THE VIP EXCLUSIVE LIVE EXPERIENCE CALLED THE AFFLUENT ENTREPRENEUR EXPERIENCE:

It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

STAY IN TOUCH WITH LOU:

https://www.thriveloud.com/

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

This Could Be Costing You Big Time (Get Off the Treadmill)

Sat, 17 Sep 2022 05:00:00 -0700

I think creating a business is one of the best ways to create a life.

I mean think about it...doing something you love while making a difference to others at the same time you're making money.

Too often we decide to go into business because we want to make a difference AND we would then have complete control and freedom to do what we want in our life. I don't know about you but maybe you felt that way too.

But then the truth hit...

There was no freedom!
There was no control!
There was work.
There was long hours.
There was stress.
There was everything but no control or freedom.

Can you relate?

In this episode, I expose one of the biggest mistakes most entrepreneurs make when trying to create a life of financial freedom with their business. But then give you the missing element that will give you control and financial freedom.

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

What to Do to Build Wealth in Your 60’s

Thu, 15 Sep 2022 07:00:00 -0700

What do you need to do to build wealth in your 60’s?

This special Wealth By the Decade series that was born out of your questions and requests to understand the specific things to focus on depending on your age.

In each episode I breakdown the key theme of the decade as well as the primary focus and priorities for the decade that drive wealth. This is about you getting right on the path to financial freedom.

Then I give you some decade-specific tactics to execute on and the things to beware of that can destroy your wealth journey.

Financial freedom is your birthright and this series will move you forward no matter where you’re starting from.

Now before you go skipping to your decade I am going to invite you to start at the beginning to understand how things change through the years and besides you can pass these on to your kids and friends depending on where they are in their journey.

IMPORTANT: No one is too late to start wealth building and it is NEVER too early to start. Wherever you are NOW is the best time to create wealth.

Each episode is the recipe to follow to get your wealth right on the path to millionaire status.

Enjoy and let me know if you have any questions.

Happy wealth building!

00:00 Introduction
02:13 Understanding The Wealth Triad ™
19:58 Wealth in Your 50's - Flying 50's
33:01 What to do if you feel behind in wealth building

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

099 The Keys to Living a Rich & Wealthy Life With Chris Harder

Mon, 12 Sep 2022 05:00:00 -0700

Today I’m talking to my dear friend, Chris Harder, about how we can lead a rich and wealthy life beyond just accumulating money. If you don’t know Chris, he is a successful entrepreneur, investor, and business advisor. But more importantly, he is focused on impact and generosity through entrepreneurship and how to create lives that are full of richness.

We both believe that wealth creation is less about money and more about the behaviors you have.

We all have the power of changing our behaviors and developing positive habits in order to find the financial freedom we all deserve. It is actually simple if you have the right priorities, processes, and principles at work in your life. That doesn’t mean it is always easy, but it is simple.

You’ll hear some of the struggles Chris and I went through on our journeys and the importance of having a sound foundation to bounce back.

Remember that money is a tool that will help you achieve the life you’ve always dreamed of. It doesn't matter what that life looks like, you just have to remember that it’s not a result of the money that you have, but a consequence of what you choose to do with it. That is what the whole Affluence Blueprint is about.

TODAY OUR CONVERSATION INCLUDES:

How to earn your income while you're not sacrificing life.
How to make investments that can turn into a money machine for the future.
Three investments we must have to create our money machine.

RESOURCES MENTIONED:

Ep 040: Getting Out of Debt The Affluence Way

JOIN THE VIP EXCLUSIVE LIVE EXPERIENCE CALLED THE AFFLUENT ENTREPRENEUR EXPERIENCE:

It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

098 How Entrepreneurs Really Build Wealth!

Sat, 10 Sep 2022 06:00:00 -0700

How Entrepreneurs Really Build Wealth!

I don't have to tell you that your business can be your most powerful wealth building tool...

But if you are solely focused on your business as your wealth, as powerful as it is, it becomes the single point of failure for your financial future.

The fact is that it isn't just wealth we want to think about, it is about making sure we are living a rich life.

Richness is how we experience life and NOT simply the money in a bank account. Let's face it there are plenty of folks that have large bank account but are fulfillment broke! They are a miserable.

That isn't the way to live. You are meant for more and you deserve more for sure.

Even if you can get the highest returns from your business, there are other consideration to bring into play. In this episode, I give you a framework from wealth, richness and what to coniser beyond how much money you can make.

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

097 What to Do to Build Wealth in Your 50’s!

Thu, 08 Sep 2022 13:00:00 -0700

What do you need to do to build wealth in your 50’s?

This special Wealth By the Decade series that was born out of your questions and requests to understand the specific things to focus on depending on your age.

In each episode I breakdown the key theme of the decade as well as the primary focus and priorities for the decade that drive wealth. This is about you getting right on the path to financial freedom.

Then I give you some decade-specific tactics to execute on and the things to beware of that can destroy your wealth journey.

Financial freedom is your birthright and this series will move you forward no matter where you’re starting from.

Now before you go skipping to your decade I am going to invite you to start at the beginning to understand how things change through the years and besides you can pass these on to your kids and friends depending on where they are in their journey.

IMPORTANT: No one is too late to start wealth building and it is NEVER too early to start. Wherever you are NOW is the best time to create wealth.

Each episode is the recipe to follow to get your wealth right on the path to millionaire status.

Enjoy and let me know if you have any questions.

Happy wealth building!

00:00 Introduction
02:13 Understanding The Wealth Triad ™
19:58 Wealth in Your 50's - Flying 50's
33:01 What to do if you feel behind in wealth building

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

096 Traditional Financial Advice Doesn't Work For Entrepreneurs

Mon, 05 Sep 2022 05:00:00 -0700

The way we see opportunities is different for everybody. Some will see them as a risk, some as luck, and others will see a crisis and turn it into something positive for them.

As an entrepreneur, you need to understand what's happening in the financial world so you don’t fall into the trap of making emotional financial decisions. Even if you have a financial advisor, their role is to help you steer towards your goals, but ultimately you are the captain of the ship. Make sure that you’re working as a team towards those goals.

The fact is that it is less about what your advisors want to do for you and more about how they can facilitate the achievement of your affluence vision, no matter how big it is.

We all can change our financial future. As entrepreneurs, you cannot continue traditional financial advice. If you want to create an exceptional life, you need to be exceptional. You need to see what others don't.

TODAY OUR CONVERSATION INCLUDES:

4 things to take into consideration when listening to a financial advisor.
How to keep a long-term view when looking for a financial advisor.
Why traditional financial advice doesn't work for entrepreneurs.
Why you may be getting led astray by the advice and not even know it.

JOIN THE VIP EXCLUSIVE LIVE EXPERIENCE CALLED THE AFFLUENT ENTREPRENEUR EXPERIENCE:

It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

095 Your Financial Advisor May Not Be Telling You the Truth!

Sat, 03 Sep 2022 06:00:00 -0700

Are you getting good advice from your financial advisor
How do you know you have a good financial advisor?
How do you choose a good financial advisor?

Often advisors work in a company that ties their hands on what they can offer you. They also can have biases based on their corporate requirements or even how they are compensated.

The only investments that should be in front of you are those that are the ABSOLUTE BEST for you and your SPECIFIC Circumstances. Unfortunately, many advisors lookat investments based on suitability. I get it suitability is one standard but does not mean it is the absolute best for you.

Realize some advisors are simply sales people and driven by the sales process not the advising process.

So what do you need to look for in an advisor?
What questions should you ask?
What you should tell them you want with respect to your vision and relationship?

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

094 What to Do to Build Wealth in Your 40’s!

Thu, 01 Sep 2022 06:00:00 -0700

What do you need to do to build wealth in your 40’s?

This special Wealth By the Decade series that was born out of your questions and requests to understand the specific things to focus on depending on your age.

In each episode I breakdown the key theme of the decade as well as the primary focus and priorities for the decade that drive wealth. This is about you getting right on the path to financial freedom.

Then I give you some decade-specific tactics to execute on and the things to beware of that can destroy your wealth journey.

Financial freedom is your birthright and this series will move you forward no matter where you’re starting from.

Now before you go skipping to your decade I am going to invite you to start at the beginning to understand how things change through the years and besides you can pass these on to your kids and friends depending on where they are in their journey.

IMPORTANT: No one is too late to start wealth building and it is NEVER too early to start. Wherever you are NOW is the best time to create wealth.

Each episode is the recipe to follow to get your wealth right on the path to millionaire status.

Enjoy and let me know if you have any questions.

Happy wealth building!

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

093 Should You Make An Extra Mortgage Payment Or Should You Invest Your Extra Cash?

Mon, 29 Aug 2022 05:00:00 -0700

Should I Pay Down My Mortgage or Invest? Another great question that I answer along with others in this episode.

I do a live Q&A episode of my show on Instagram weekly called, Money Mentoring Over Coffee. This episode is a segment of that show where I answered specific questions that would be available to those that couldn’t attend.

Enjoy and if you have any questions join me on my lives or send me your question at www.AskMelNow.com.

QUESTIONS ON THIS EPISODE:

07:25 - What is rebalancing your portfolio and when you should do it?
16:17 - Should you buy life insurance or disability insurance?
21:41 - What to do if you have extra cash? Invest it or make an extra mortgage payment?

JOIN THE VIP EXCLUSIVE LIVE EXPERIENCE CALLED THE AFFLUENT ENTREPRENEUR LIVE:

It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

TAKE THE FINANCIAL LIBERATION ASSESSMENT

Take this free assessment to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

CONNECT WITH ME:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

CHECK OUT MY BOOK:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

092 The Steps to Financial Freedom

Sat, 27 Aug 2022 06:00:00 -0700

The Steps to Financial Freedom...it's a question I get at least a few times a week.

As much as I want to help you get to financial freedom, I am more excited about getting you to live an affluent life. Affluence is often confused with opulence but they aren't the same at all. The fact is that an affluent life has 4 factors to it and only one of them has anything to do with money.

Once we get clear on how you define your affluent life, you can then walk through the stage to financial freedom. Although financial freedom is typically defined as a a number, the process to get to the number will take you through 4 stages of what I call the financial liberation journey.

In this episode, I take you through the key components of an affluent life and the 4 stages of the financial liberation journey so you can see the path to your financial freedom number.

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

★★★ TAKE THE FINANCIAL LIBERATION ASSESSMENT ★★★
Take this free assessment to see where you are on the path to financial freedom and what your next steps to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

★ RECOMMENDED VIDEOS FOR YOU ★
If you liked this video, you'll love these ones:
- What To Do With Your Cash - https://youtu.be/voMnEcuFxIY
- Getting Out of Debt The Affluence Way - https://youtu.be/WkBJzAnVIZg
- Overcome Your Money Stories - https://youtu.be/QOPFrUtUaGo
- Pricing & Getting Paid Your Value - https://youtu.be/4ORzXMqofjM

090 What to Do to Build Wealth in Your 30’s!

Thu, 25 Aug 2022 06:00:00 -0700

What do you need to do to build wealth in your 30’s?

This special Wealth By the Decade series that was born out of your questions and requests to understand the specific things to focus on depending on your age.

In each episode I breakdown the key theme of the decade as well as the primary focus and priorities for the decade that drive wealth. This is about you getting right on the path to financial freedom.

Then I give you some decade-specific tactics to execute on and the things to beware of that can destroy your wealth journey.

Financial freedom is your birthright and this series will move you forward no matter where you’re starting from.

Now before you go skipping to your decade I am going to invite you to start at the beginning to understand how things change through the years and besides you can pass these on to your kids and friends depending on where they are in their journey.

IMPORTANT: No one is too late to start wealth building and it is NEVER too early to start. Wherever you are NOW is the best time to create wealth.

Each episode is the recipe to follow to get your wealth right on the path to millionaire status.

Enjoy and let me know if you have any questions.

Happy wealth building!

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

089: 7 Money Excuses That Will Keep You Poor

Mon, 22 Aug 2022 05:00:00 -0700

Sometimes it seems like it’s easier to create excuses than solutions. When it comes to money, I see my students constantly finding the same excuses to avoid taking full control of their financial future.

Throughout the years, I've found that there are seven recurring excuses that people use to avoid going after their dreams and goals. I have also found, however, how to break through them so you can get your money to work harder for you. My goal? To help you make your money work harder for you than you ever did for it.

You may believe that things are hard because there are some obstacles in your way, but you also may be forgetting that everything is hard at first. If you take action while being patient and consistent, you will end up achieving your goal: financial freedom.

If you are anything like me, I bet you will be able to relate to one or more of these excuses. Yep, I had some of the same excuses but found a way to overcome them. Here’s the insidious thing though…I didn’t realize they were excuses until someone pointed them out to me. Let’s do this together.

Remember, when it comes down to saving, investing, and building your wealth, the best moment to start is NOW.

Today our conversation includes:

The 7 excuses that prevent you from achieving financial freedom.
How to break through the excuses to build your affluence vision.
4 things that are going to drive your wealth.

Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE:

It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

088 Making a Lot of Money Doesn't Guarantee Wealth

Sat, 20 Aug 2022 06:00:00 -0700

Making a Lot of Money Doesn't Guarantee Wealth!

In fact, the amount of money you make has far less to do with your ability to create wealth than you think. A recent study of over 10,000 millionaires (Dave Ramsey) showed that the majority of millionaires in the study were making less than $150,000 a year.

Too often we are solely focused on on acquiring assets instead skill sets. It is the skill sets that will transform your financial destiny forever.

In this episode, I dive into what to focus on and what happens if you don't get this right. It can be devastating for sure.

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

087 What to Do to Build Wealth in Your 20’s!

Thu, 18 Aug 2022 06:00:00 -0700

What do you need to do to build wealth in your 20’s?

This special Wealth By the Decade series that was born out of your questions and requests to understand the specific things to focus on depending on your age.

In each episode I breakdown the key theme of the decade as well as the primary focus and priorities for the decade that drive wealth. This is about you getting right on the path to financial freedom.

Then I give you some decade-specific tactics to execute on and the things to beware of that can destroy your wealth journey.

Financial freedom is your birthright and this series will move you forward no matter where you’re starting from.

Now before you go skipping to your decade I am going to invite you to start at the beginning to understand how things change through the years and besides you can pass these on to your kids and friends depending on where they are in their journey.

IMPORTANT: No one is too late to start wealth building and it is NEVER too early to start. Wherever you are NOW is the best time to create wealth.

Each episode is the recipe to follow to get your wealth right on the path to millionaire status.

Enjoy and let me know if you have any questions.

Happy wealth building!

★★★ READY FOR AN UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

086 Social Media is Destroying Your Financial Future

Mon, 15 Aug 2022 05:00:00 -0700

Social media has become a big part of our daily lives. We’re constantly sharing and consuming information from all over the world, which ends up becoming part of our routines, habits, and thoughts.

Although we think it doesn’t affect us, it does. Social media has created a phenomenon in which we’re comparing ourselves to other people all the time because we’re thinking about social media metrics as a self-worth metric.

Sometimes we start thinking that if we don’t have what people show us on their social media pages, then we are not special or worthy. Let me tell you–that is simply not true. This problem doesn’t only affect how you see yourself but also how you interact with the world around you, especially in financial terms.

We need to take time to understand what we are seeing, filter the information we are consuming, and untangle what we define as the truth on social media. That's why, in this episode, I'm giving you a few tricks to avoid being caught up in the social media trap so you can make better, more informed choices that match your unique Affluence Blueprint.

Today our conversation includes:

The tools social media uses to stalk us
What is costing you in terms of the richness of your life AND the wealth you want to create
A few steps to keep you safe from social media

Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE:

It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

Resources mentioned:

Ep 19: “Creating Your Money Machine”
Ep 24: “What To Do With Your Cash”

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

085 Your Business Is a Bad Wealth Plan

Sat, 13 Aug 2022 06:00:00 -0700

Your business is not a good wealth plan!

Here’s what know if you’re anything like me, you came into your business because you wanted to serve but you also expected it to give you freedom and wealth.

Quickly you find yourself on the treadmill running hard and fast with everything invested (time, effort AND money) but with very little wealth or freedom.

It is the biggest mistake and misconception most entrepreneurs have as they try to grow their wealth. The other issue is that everything is relying on you and your effort while having any and all wealth captive in the business and nothing outside of it.

Imagine for a moment being able to have the business but also have enough wealth that the operation and profitability of the business no longer matters and doesn’t define your life.

The missing piece is that as you grow your business you also need to build a money machine outside the business. It is the money machine that gives you the control, freedom and true wealth.

In this episode, I talk through this in depth so you can get yourself finally on the right path to financial freedom. With this you have options and choice in your life. You then have the ability to live a “get to” life instead of a “have to’ life.

Let’s do this!

★★★ READY TO BUILD YOUR UNSHAKEABLE FINANCIAL FOUNDATION? ★★★
Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

★★★ TAKE THE FINANCIAL LIBERATION ASSESSMENT ★★★
Take this free assessment to see where you are on the path to financial freedom and what your next steps to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

★ RECOMMENDED VIDEOS FOR YOU ★
If you liked this video, you'll love these ones:
- What To Do With Your Cash - https://youtu.be/voMnEcuFxIY
- Getting Out of Debt The Affluence Way - https://youtu.be/WkBJzAnVIZg
- Overcome Your Money Stories - https://youtu.be/QOPFrUtUaGo
- Pricing & Getting Paid Your Value - https://youtu.be/4ORzXMqofjM

★ OTHER RESOURCES ★
- 7 Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
- Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/
- My website https://melabraham.com/
- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabraham.com/book/
- Find me on Facebook https://www.facebook.com/melhabraham/
- Find me on Instagram https://www.instagram.com/melabraham9/
- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/
- Find me on Twitter https://twitter.com/MelHAb
- Find me on YouTube http://www.youtube.com/user/MelHAbraham

084 He Wiped Out $130,000 in Debt in 90 Days

Thu, 11 Aug 2022 06:00:00 -0700

Get ready to welcome one of my very first guests to the show, Bobby Goodwin, who was part of my “money plan workshop”. Today we’re discussing how this workshop helped him get on his journey to financial freedom.

You’ll hear about how he turned the tables and grabbed ahold of his financial ship, little by little, by creating a plan, tackling debt, and starting to work on creating wealth.

Bobby is sharing all the steps he took to go from his “drowning point” to his “breakthrough point”. As Bobby, the steps you take don’t have to be big, because small steps become grand overtime and make a real difference in the whole process of your financial journey.

Today our conversation includes:

What our current financial situation looks like
The steps towards our financial freedom
How to face debt
Making the best plan to get out of debt
The concept of leapfrog funding, and we take some of our income to make different payments

Resources mentioned:

Episode 040 Getting Out of Debt the Affluence Way: https://podcasts.apple.com/us/podcast/040-getting-out-of-debt-the-affluence-way/id955356128?i=1000545517792

Ready to set an unshakeable financial foundation?

Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok:https://www.tiktok.com/@melhabraham

Connect with Bobby Goodwin:

Website: https://www.cosmicrecode.com/home
Facebook: https://www.facebook.com/thebobbyagoodwin

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

083 Give Your Money a Purpose

Mon, 08 Aug 2022 05:00:00 -0700

You need to give your money a purpose beyond the currency it represents. The fact is that those that have a purpose behind their money find that their ability to create wealth is higher.

My guess is that at some point you have wondered about your purpose, meaning, and what will make you truly happy. Finding that answer and the why behind it is not always easy.

The reality is money is simply one of the tools you can use to fulfill your purpose or get behind a movement or mission.

The other thing is to realize as life changes your purpose can change, along with the set of tools you’ll require to continue to move towards your purpose.

The fact is that money is always a result and never a purpose in and of itself; rather, it’s a driving force, the fuel that allows you to live your purpose, find financial freedom, and create an affluent lifestyle.

In this episode, I share with you some steps you can take to make your money work FOR you. I also want to help you understand how you can determine your purpose based on the context that you are living in because purpose is not a destination, it’s a journey that can as you and your goals do.

Today our conversation includes:

My definition of purpose.
Three things that can help you understand what your purpose is.
A framework to give your dollars a task.
How to apply the three phases of the Wealth Priority Ladder in your life.

Ready to set an unshakeable financial foundation?

Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

Connect with me:

Website: MelAbraham.com
Submit Your Questions: AskMelNow.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

082 The Gift in Cancer...And How it Changed Things

Sat, 06 Aug 2022 06:00:00 -0700

The Gift in Cancer...

That is an odd statement for sure. But the reality is that the lessons that came from my cancer journey were huge and completely shifted my perspective and my life.

It allowed me to see the need to be financially free and to be able to live a "get to" life vs a "have to" life.

We are all given a limited number of slices of life to live...the question are you living them fully and are you building something your future self would be proud of.

I hope this gives you a better insight into what is driving me today, why I am so passionate about life and helping you become financially free.

And maybe it will shine a light on the path you need to be on to live your "get to" life!

To register for my upcoming EXCLUSIVE LIVE Training The Affluent Entrepreneur LIVE go to AffluenceLive.com

081 Build Wealth & Live a Rich Life at Any Age (My son's journey)

Thu, 04 Aug 2022 06:00:00 -0700

This is a very special episode because I am for the first time talking to my son about his financial journey. But we've never really spoke deeply about what it was like for him to be raised under my wing.

Jeremy talks about how he approached money, wealth and business...and life. Jeremy and his wife Kamie are 32 and 30 years old with 3 homes and a multi million dollar net worth.

At 14 years old he started doing business and seeing that he cold make money and that it would be the key to financial freedom. The two of them also take a month off to live in a foreign country and experience life.

Jeremy and Kamie are an example of what is possible when you have the right priorities, processes, principles and pathway. It isn't about age or stage in life but rather the approach you take to it all.

What You'll Get In This Episode:
- At 15 realizing that making money was a path to options in life.
- Why tension around money and savings is important to your financial future.
- The importance of habits that drive wealth are to create wealth.
- What are the points of control that lead to a richer life.
- How to integrate experiences into finances.
- Why boring is the best path to wealth.

080 The Stock Market is CRAZY ... With Opportunity

Mon, 01 Aug 2022 05:00:00 -0700

I don’t need to tell you that we are having some big shifts in the economy, prices, the stock market, and anything having to do with your money.

I get it, changes are part of life. You can’t avoid or fully anticipate them but you definitely can prepare for them. Every choice you make comes with a risk, and your capacity to take on that risk will depend on how well-informed you are. To put it simply, the more you know about things, the more you can control their outcome.

When the market is unpredictable and volatile, you will most likely see changes coming your financial way. It will hit your retirement, your savings, and your everyday living. That’s why understanding how the market is shifting is such an important part of The Affluence Blueprint and for an Affluent Entrepreneur like you.

Once you understand how your environment is operating, you can determine whether or not an investment opportunity is good or bad for your portfolio.

In this episode, I’m talking about some of these changes and how important it is to see the big picture to understand how to face them. What we’re experiencing right now is the type of situation that could become an opportunity for some, you just need to learn to put on your long-term-lens and be patient.

Today our conversation includes:

How to face the changing market we’re living in.
Steps to take into consideration when facing changes in the market.
The importance of being informed when making financial decisions.

Resources used:

Ep 70: How to avoid risk in investing.

Ready to set an unshakeable financial foundation?

Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

Connect with me:

Website: MelAbraham.com
Submit Your Questions: AskMelNow.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

079 How Did I Get Here...Doing What I'm Doing

Sat, 30 Jul 2022 15:00:00 -0700

How Did I Get Here...Doing What I'm Doing

I get asked this question a ton. The reality is none of it was really planned or intentional but somehow I found my path to my calling and you can too.

In this episode I give you a glimpse into one of the core pivot points in my journey to where I am and finding path to financial freedom.

It is truly amazing where some of our greatest lessons come from. In my case it was at the hands of of a 6-year old boy.

I hope this helps you understand what drives me and what is truly important. I'd love to hear from you.

To register for my upcoming EXCLUSIVE LIVE Training The Affluent Entrepreneur LIVE go to AffluenceLive.com

078 Finding Richness in Your Story & Your Life With Jude Charles

Thu, 28 Jul 2022 06:00:00 -0700

This is a must listen, must watch if you want to live a richer life.

My good friend and special guest, Jude Charles is the youngest of 10 children of a Haitian immigrant family. His story is a story of belief, commitment, burnout and rebirth to a life that is full of richness, impact and meaning.

You will see that Jude does things very different from most. He is a successful film producer where is focuses on bring heart-enter entrepreneur’s stories to life for the world not just to see but to feel.

His special brand of work is about making a life of “dramatic demonstration” and allowing your audiences to feel you through the story. This has been the key to generating millions for his clients through a deeper connection with their customers.

But it wasn’t all a rosy ride. Jude and I talk about the day he woke and literally couldn’t move because of burnout.

The fact is most entrepreneur get this wrong and end up as a Treadmill Entrepreneur which leads to burnout, breakdown and ruin. We talk through how he came through it and how he lives his life in a much richer way today because of it.

This episode is full of gold that can move you from Treadmill Entrepreneur to Affluent Entrepreneur.

Enjoy!

What You'll Get In This Episode:
- How much is enough and what does it mean
- How the belief of a single person can change the trajectory of your whole life
- What happens when you operate your business and money out of fear
- How boundaries are one of the keys to living your rich life

Jude Charles Resources:
- Website - judecharles.co
- Book (Dramatic Demonstration) https://judecharles.co/book
- Instagram - judecharles

Resources mentioned:

Ep 51: A framework for financial independence

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

077 Millionaire Money Habits That Matter

Mon, 25 Jul 2022 05:00:00 -0700

It’s been said many times that our habits create our life, which is why we need to have positive habits if we want to achieve positive results for our future. But our habits can also lead us down a different road and create negative results. The impact of habits is true in every area, especially when it comes to money and protecting our financial freedom.

If we want to, we all have the capacity to change our lives. Doing better –thus being better– goes beyond our words, it comes down to our will. We need to be willing to put in the work and the time to BE better, and that's where our habits become crucial: they define what we do and how we do it.

Changing our habits, however, is not an easy task. That’s why in this episode I'm sharing the six steps you can take to start changing your habits in a positive way that will lead you to financial freedom. Once there, I want to give you 15 habits that every millionaire has that have helped them achieve that financial freedom.

Today our conversation includes:

Benefits of developing good habits.
A six-step framework to building a habit.
15 habits that millionaires do that are worth having.

Resources used:

Ep 040: Getting Out of Debt The Affluence Way
Ep 024: What To Do With Your Cash

Ready to set an unshakeable financial foundation?

Join the VIP EXCLUSIVE LIVE Experience called The Affluent Entrepreneur LIVE. It is totally FREE and it will be a 3-part deep dive into money, wealth, and the exact process you need to take control of your financial destiny. Go here to get on the priority VIP list www.AffluenceLive.com

Connect with me:

Website: MelAbraham.com
Submit Your Questions: AskMelNow.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

076 How Money Can Strengthen Your Marriage With Corinne Acampora

Thu, 21 Jul 2022 06:00:00 -0700

How to talk about money with your spouse can be a challenge to say the least and often ends up in fights. Let's face it the #2 cause of divorces is money.

But it doesn't need to be that way. My guest (Corinne Acampora) reached out to me in a DM after listening and following the show to tell me how it completely changed her and her husband's money conversations.

Instead of creating divisiveness or stress, it brought them closer and deepen their connection to their purpose and vision for their lives together.

We have an exciting conversation about their journey and what you can do to bring the same into your life. In fact, it has inspired them after 20 years together to book a second honeymoon.

What You'll Get In This Episode:
- How they found the way to navigate to a life of richness
- How to come together on money after 20 years of being on the sidelines
- Juggling business, job and kids while keeping the relationship strong
- Creating a life of affluence based on value and values

075 How to Avoid Risk in Investing

Mon, 18 Jul 2022 05:00:00 -0700

Too often we focus primarily on the return we can make when looking at investments. I know I did that many times but investments and any transaction for that matter can’t be made solely on the possible returns you may get.

Here’s why…

The return of an investment or your portfolio ALWAYS needs to be made in the context of the risk you are willing to accept to make the investment. When we ignore the related risks we stand to get hurt financially by making decisions that are far riskier than we might have planned or imagined.

Every choice that we make comes with a risk, and our capacity for risk is not constant -- it changes over time and it’s affected by our unique circumstances. That’s why we need to understand how to avoid taking unnecessary risks.

In this episode, I break down the components of risk and what you need to specifically consider for your investments and your portfolio. You’ll learn about three pillars that are important when evaluating your risk capacity, and how you can make decisions when looking for safe and smart investments.

The goal is to achieve financial freedom without jeopardizing your future and your family in the process. That’s why learning to evaluate risk is so important, and that’s what I want you to take out of this episode.

Today our conversation includes:

What is The Risk Profiling Triad™?
How to define your target so you know specifically what your goal is as well as when do you want to get there?
The difference between asset allocation and asset diversification and why it matters.

Resources mentioned:

Ep 51: A framework for financial independence

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

074 From Struggling to $1.5 million

Thu, 14 Jul 2022 06:00:00 -0700

What does it take to go from struggling to clothe your children to a million, half dollar business? Well, in this episode, the Affluent Entrepreneur Show, we're gonna have a conversation. With a friend Josh codes, we're gonna have a conversation because this guy, his story is incredible. He was struggling financially.

He had a newborn that needed heart surgery and the ahas, the enlightening moments and the journey to wealth, the journey to entrepreneurship and how he did is in this show. So I look forward to seeing you in the episode, check it out. This one's a big one.

Cheers!

What You'll Get In This Episode:
- Why working harder isn't the answer to a richer life.
- Why every decision is an investment
- How to face your demons
- Breaking the cycle of bad money habits

073 This Will Change Your Life (Are You New Here?)

Mon, 11 Jul 2022 05:00:00 -0700

If you’re new here, it’s a pleasure to meet you! My name is Mel Abraham, and I want to help you change your life, to create a future that you can be proud of, and have the freedom to spend time with the ones you love. I'm here to help you navigate the sea of financial uncertainty and help get the calm that you need to find peace.

Starting the journey towards financial freedom is not easy. There are obstacles that you will face, conversations that you’ll need to have with your family about money, and where you all want to go to achieve the financial freedom that you deserve.

I'm here to help you realize that we don't want wealth just for the sake of it, but we want the time that wealth can give us because what makes us rich is not the money that we have in our accounts, it is the positive impact we have with the people around us.

Today our conversation includes:

What is the reason for my podcast?
Why is financial freedom so important?
The best episodes to get you started in this affluence journey.
What does it mean to be affluent?

Episodes to get you started:

Ep 8: Understanding The Number For Wealth Creation
Ep 19: Creating Your Money Machine
Ep 24: What To Do With Your Cash
Ep 25: How To Invest In Index Funds Or ETFs
Ep 40: Getting Out Of Debt The Affluent Way

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

072 What to Do When Your Financial World is Crumbling (With Brandi Mowles)

Thu, 07 Jul 2022 06:00:00 -0700

Have you ever felt that you had a grand plan and everything was going to be incredible, only to have it all come crumbling down?

Well that is exactly what happened with Brandi Mowles. She was a bright law school student that had a huge future. She got the entrepreneurial bug at an event she attended and jumped into the game.

Unfortunately, she found out really quickly that making sales wasn’t the same as building wealth. It wasn’t the number that mattered. Ultimately, she found herself deep in debt, upside down and staring at bankruptcy.

Yet, once she understood true money and wealth principles she went from bankrupt to building their dream home and being a successful entrepreneur in a matter of 3 years. She spills it all in this episode.

If you’re struggling, or ever struggled or looking to hear from someone that has travel the road from despair to elation, take a listen to this episode.

Today Our Conversation Includes:

How a single conversation lead to paying off $130,000 in loans
How she learned that making sales and money isn’t building wealth.
How not tracking the right metrics lead to bankruptcy
The fear and stigma around trying to rebuild from nothing
How to break down the walls of money communication

Other Resources:

Ep 24: What to Do With Your Cash
Ep 40: Get Out of Debt the Affluence Way
Ep 64: Three Investments You Need to Build Wealth

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur’s Solution The Modern Millionaire’s Path to More Profit, Fans, & Freedom” – melabraham.com/book/

071 Is Gold Safe?

Mon, 04 Jul 2022 05:00:43 -0700

We have always talked about making safe investments and the importance of assessing risks before making those investments.

As we’ve discussed, some investments create continuous cash flow, while others increase their value over time, giving us a profitable return. One of those investments is gold.

However, there’s a risk of investing in gold: its volatility. Its value could go up or down depending on public demand. If you decide to add gold to our portfolio, you must do it in a safe way, because not every portfolio has the need nor the space for it.

In this episode, I want to discuss some reasons that make gold a valid investment idea and how you should approach it safely without jeopardizing your financial future.

Today our conversation includes:

5 reasons why people are attracted to gold.
Why is gold seen as a commodity?
Why is gold so volatile?
How to add gold to your portfolio?

Resources mentioned:

Ep 64: Three Investments You Need to Build Wealth

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

070 How Are You, Really? with Jenna Kutcher

Mon, 27 Jun 2022 05:00:34 -0700

How are you really? This is a big question that most don't ask often enough. Because we don't ask it often enough, we can find ourselves living a mildly miserable life or a life that isn't fulfilling us the way we want. In fact, this is where a lot of burnout and overwhelm comes from.

Today’s guest is my good friend Jenna Kutcher, the host of the Goal Digger Podcast, one of the top podcasts around business, marketing, and how to chase bold dreams. In this episode, we’re discussing her new book: “How Are You, Really?”.

Jenna describes this book as an answer to how to wake up to your life, redefine success, and come home to yourself. It will help you explore questions such as: How do you find happiness? How do you find that enrichment in life beyond chasing material possessions? Because that is always the ultimate goal: to enrich your life beyond money.

This episode will help you realize that it’s never too late to find what you are really passionate about, and how creating something you love and making it your mission can change your life and the lives of those around you for the better. Never forget that we must strive for a life that outlives us.

Today our conversation includes:

An introduction to the book “How Are You, Really?” and what it is about.
How can you start shifting from your current path to where you want to go?
How can you live a richer life? Spoiler alert: it doesn’t always involve money.

Connect with Jenna:

Get Jenna’s new book - “How Are You, Really?” by clicking here.
Listen to Jenna’s podcast - Goal Digger, by clicking here.

Ready to set a solid financial foundation?

I’m doing a special LIVE FREE training (no sales or pitches) to help you through this turmoil called Navigating the Money Chaos. Register on MelAbraham.com/chaos/
Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/

069 Should You Convert Your IRA to a Roth IRA?

Mon, 20 Jun 2022 05:00:43 -0700

When thinking about our financial future we want what is best for us and our family. For some people, this looks like creating retirement accounts that can help their money grow over time. These accounts come in different types and have different benefits.

And in every wealth plan, there’s one thing you can’t avoid…taxes.

Taxes are simply a part of every financial journey BUT your job is to only pay the amount you are legally required to, not one penny more.

Considering that tax rates could approach 50% or more depending on the state you live in, it isn’t a decision to take lightly.

But what if you could have a portion of your retirement or wealth be completely tax-free?

Cool idea, right?

That’s effectively what a Roth is. No tax deduction when you put money in AND no taxes on any amount when you withdraw it (after age 59 ½) on any of the growth or the contributions.

Some people already have an IRA, or a different type of account, and they’re trying to figure out if making a conversion to Roth IRA is the best idea. Although the tax demon can invade your retirement and wealth. But it may be possible to minimize it through systematic conversions of your IRAs.

In this episode, we will explore what a Roth IRA is, how to make a conversion from an IRA account, and the benefits that it could bring us over time depending on what we are planning for our future.

Today our conversation includes:

How does a Roth IRA work?
How to do a conversion from a regular IRA to a ROTH.
What you need to consider before doing the conversion.

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence)
Ep 24 What to do with your cash

Ready to set a solid financial foundation?

Join the 7-Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/

068 It's Time to Quit Your Job

Mon, 13 Jun 2022 05:00:17 -0700

If you’ve been listening for a while, you know that I believe that multiple streams of income are no longer a luxury, but a necessity. If you’re on this journey already, wanting to accelerate your path towards wealth by diversifying your income, then this episode is for you. It’s also for you if you want to finally be in control of your financial future.

Now, finding the right path towards a desired goal takes intentionality. We need to think about what we do, and how we are doing it, and avoid taking uncalculated risks. This means making a conscious effort to favor commitment over impulsivity.

In this episode, we are going over three different pillars that will help you quit your job and go full-time on your business, or transition from one business to the next.

This plan will allow you to stay committed to your wealth creation and, over time, have that cash flow and the financial freedom that you deserve.

Today our conversation includes:

Three pillars that will help us make our transition out of a job, to an entrepreneurial endeavor.
How to look at our passions and turn them into part of our future business.
What is The Entrepreneurial Transition formula and how to apply it.

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence)

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

067 Three Investments You Need to Build Wealth

Mon, 06 Jun 2022 05:00:39 -0700

Building wealth is not an easy road. There are steps, paths that you have to take and you have to know how to do it safely without jeopardizing your future and your family's future.

Knowing what to invest in and how to do it is a very important part of the road toward building wealth. In order for us to get our financial freedom, we have to identify good investments and how to approach them.

So, in this episode, we are going to talk about how to choose investments and how to look at them in a way where we can know exactly what that investment is doing for us so we can start building our money machine to create the life we always dreamed of having.

Today our conversation includes:

3 investments that you need to have in your portfolio.
Real estate as a growth investment.
How to approach investments knowing what they are going to do for you in the future.

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence)
Ep 025: How to Invest in Index Funds or ETFs
Ep 009: Why Assets are Vital for Financial Liberation

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - m

066 Keys to Profits & Wealth Online ft. James Wedmore

Mon, 30 May 2022 05:00:08 -0700

Making choices during uncertain times is not easy, however, nothing that is worth your time is easy, and this becomes especially true when you feel like you're stuck not following your dreams. That's why creating an online source of revenue is so important. Having a second or a third income is not a luxury, it is a necessity in the changing market we currently have. This is about your financial security and your family's financial future.

Getting your dream job is possible, but you have to be willing to work and put in the effort that is needed. Channeling those efforts towards the online world will help you reach more people while you prioritize your safety and fulfill your personal goals. In today’s episode, James and I are sharing some ways and steps you can take to achieve wealth through an online business, so you can start doing it right now.

Today, our conversation includes:

What is the importance of a digital product?
How to approach life when things look difficult.
How to identify what we really want as a first step to starting our journey towards financial growth.
How to find what you're passionate about and start working around it.
How to approach online business using the two sides of the brain.

Resources mentioned:

Join James Wedmore starting on June 2 for a LIVE Virtual Experience to see how he has built his 7 and 8 figure business without sacrificing his lifestyle! Register here.

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” -

065 What You're Missing For Financial Freedom

Mon, 23 May 2022 05:00:47 -0700

The road towards financial freedom is not an easy one. It will be filled with work, time, resources, and, especially, patience. We want to have an affluent lifestyle, and in order to achieve it we first need to know what we want and then make our way, step by step, towards it.

One of the first things we need to know is where we are going. We need to have a vision that sets the roadmap. Then, we must identify what we have and what we don't, and what we can do to get it. That is why getting financial education and talking about money with your family and advisors is important.

We cannot be afraid of the “money talk”, and we need to have it early on. We can't wait for an impossible situation to have the talk, we need to be prepared. So, hopefully, in this episode we can figure out what's missing from our Affluence Blueprint™ and how to get it so we can achieve wealth and financial freedom.

Today, our conversation includes:

10 things we need to have in mind so we can work towards our financial freedom plan.
Why you should be investing.
Why having a plan and a vision for our future will prepare you for that future.
The importance of knowing what to do with your cash.

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence)
Ep 24: What to do with your cash
Ep 51: A framework for financial independence

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok:

064 How to Avoid Being Scammed

Mon, 16 May 2022 05:00:18 -0700

Being able to financially protect your family is the most important thing you can do, but, sometimes, we as human beings make mistakes. We can forget to look for signs of danger and we can run into financial scams that could affect our family's future.

As entrepreneurs, at times we think that we are indestructible and that no harm could ever come our way, when the reality is that we face the danger of being scammed every day, especially within the context of the online world. Remember that if you are to find financial freedom, if you are to create wealth, you need to understand how to avoid those scams.

In this episode, we’ll discuss how to protect your legacy and your family’s legacy, how to understand the key warning signs that you should keep an eye out for, and what to do to avoid this danger and keep yourself safe.

Today, our conversation includes:

The top 10 psychological and emotional triggers that scammers use.
The 10 steps that you need to follow in order to stay safe.
The importance of always thinking rationally and not making emotional decisions.

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence)
Ep 24: What to do with your cash
Ep 52: Biggest mistakes that investors make

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

063 Do This Now In Case of a Recession

Mon, 09 May 2022 05:00:27 -0700

Talking about hard times is not easy, and neither is walking through them. So, in this new episode, we are going to talk about the inflationary process that we are currently going through and what to do if we enter a recession.

Of course, there is uncertainty right now, and not knowing when or for how long this period will last, we have to be prepared by knowing which logical step will make the difference for us without jeopardizing our financial future.

In this episode, I want to share the steps that I would take to make the best of the current situation we are facing. Hopefully, it will help you keep up with your plan towards the affluent lifestyle you want to achieve.

Today, our conversation includes:

What to do in the inflationary times we are leaving and how to face them.
The steps to take to avoid being on a downturn without preparation.
How to push ourselves when we are in a financial downturn.

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence).

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

062 Stop Sacrificing Your Family For Money ft. Elizabeth Hartke, Business and Leadership Strategist

Mon, 02 May 2022 05:00:06 -0700

Change always brings challenges, and I’d say that finding time to make your family a priority is one of the main ones. When you start moving towards a new job or when you start to work really hard for your dreams, it is not always easy to find a balance between what you love doing and the ones you love.

In today’s episode I’m talking with Elizabeth Hartke, international Business and Leadership Strategist, and Founder of the Luminary Leadership Company and Podcast. She works to help entrepreneurial parents integrate success in business with legacy at home, and believes that you can have both without feeling split in two.

It’s important to understand that when you are creating a new business, you have to bring your family with you. Involve them in every step and help them understand that you’re starting this new venture for their benefit too.

You are working for your kids, your family, and like Elizabeth said, “we really want to breathe life into one of the greatest tools you have in your back pocket to raise your kids as leaders and independent thinkers”. Hopefully, with this episode, we will be able to create a balance and harmony between what you love doing, and the ones you love.

What you’ll get from this episode:

Why you need to include your family in your financial journey.
What most entrepreneurs get wrong when creating a business and having a family.
What are the steps to take to make sure you aren't sacrificing the things that matter.
How to bring an attitude of leadership to your children through your business.

Resources mentioned:

Download The Affluence Blueprint ™ Graphic (Three Pillars of Affluence).
Listen to my interview on Elizabeth’s podcast.
Join the waitlist for Elizabeth’s “Camp for entrepreneurs + the leaders they’re raising” by clicking here, happening on May 10 and 11.

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop by clicking here

Connect with me:

Website: MelAbraham.com
YouTube:

061 How to Pick Winning Stocks

Mon, 25 Apr 2022 05:00:01 -0700

Today’s episode is all about investing and some of my top strategies to find and analyze a company, so we can avoid gambling away our future. As I always say, we need to think long-term when it comes to investing. Long-term planning is one of the keys to the work we do in The Affluence Blueprint™. This is your path to the financial freedom that you are working towards.

Now, it's important to remember that making your money work the right way is always going to take time. It involves educating yourself to understand what to look for in a company, in a business, or in a stock. But here's the deal, your future, your family's future, and your legacy are dependent upon you doing such work.

There are a few different ways to analyze your options when it comes to investing, and to understand that if we're going to get a higher degree and a higher probability of success, we need to make decisions rationally and based on what we know about the company. Hopefully, in this episode, you will be able to grasp the idea and to continue working further in making your affluent blueprint a reality.

Today, our conversation includes:

The fundamental analysis and how to apply it.
What to look for when analyzing a company.
Steps that I follow when making individual investments.

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence): https://melabraham.com/wp-content/uploads/TAE-051-The-Affluence-Blueprint-Framework.pdf
Episode 25 “ETFs and index funds and how to invest in them”: https://podcasts.apple.com/us/podcast/025-how-to-invest-in-index-funds-or-etfs/id955356128?i=1000534451464
Episode 24 “What do you do with your cash”: https://podcasts.apple.com/us/podcast/024-what-to-do-with-your-cash/id955356128?i=1000533590226

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop: TheMoneyPlanWorkshop.com

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/ <

060 How to Pay For College (UTMA, UGMA, 529, Roth IRA & More)

Fri, 22 Apr 2022 06:00:02 -0700

How to Pay For College. Let's face it, education can be a costly pursuit. But did you know that it can literally cost you your financial future and freedom? There are so many options to pay for college AND bring our children along the financial literacy path to set them up for life. In this episode, I walk through much of what you need to consider. What You'll Get In This Episode:

Why student loans can destroy you
When to use an UTMA, UGMA account for your kids
The risks of UTMA and UGMA accounts
Other ways to teach wealth and create a college fund

★★★ TAKE THE FINANCIAL LIBERATION ASSESSMENT ★★★

Take this free assessment to see where you are on the path to financial freedom and what your next steps to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

★ RECOMMENDED VIDEOS FOR YOU ★

If you liked this video, you'll love these ones:

What To Do With Your Cash - https://youtu.be/voMnEcuFxIY
Getting Out of Debt The Affluence Way - https://youtu.be/WkBJzAnVIZg
Overcome Your Money Stories - https://youtu.be/QOPFrUtUaGo
Pricing & Getting Paid Your Value - https://youtu.be/4ORzXMqofjM

★ OTHER RESOURCES ★

7 Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group/
My website https://melabraham.com/
Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabraham.com/book/
Find me on Facebook https://www.facebook.com/melhabraham/
Find me on Instagram https://www.instagram.com/melabraham9/
Find me on LinkedIn https://www.linkedin.com/in/melhabraham/
Find me on Twitter https://twitter.com/MelHAb
Find me on YouTube http://www.youtube.com/user/MelHAbraham

059 Forget Budgeting, Give Your Money a Job Instead

Mon, 18 Apr 2022 19:31:35 -0700

In today’s episode we are talking about budgeting and the best way to create a financial plan that makes your money work with you towards reaching the affluent lifestyle you want to create. Budgets can get a bad rap, but when you understand the power of being intentional with your money, you'll see how this paves the road to your financial freedom. We're going to start by drawing the map from where you are to where you want to be - that place of financial freedom. Remember that your financial future depends on the choices you make today about your money, your behaviors, and your habits. The best way to ensure that you reach that ideal destination is to first determine what that destination looks like: decide what you desire most in life, and then create a strategic plan to achieve it. We need to choose how our money is going to be used, and a budget will guarantee that your dollars are going to where you intend them to go. The beauty of a budget is that it makes your money work with you towards your affluence plan, and create the lifestyle you envision for yourself.

Today, our conversation includes:

How to create and define a cash resource plan (budget that works for you)
The five steps in a cash resource plan that will help you start working towards your affluence lifestyle
The importance of making your money work with you to fulfill your affluent vision
Setting your goals on paper so you can know exactly where you are and where you want to go

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence) - https://melabraham.com/wp-content/uploads/TAE-051-The-Affluence-Blueprint-Framework.pdf
Ep 51: A Framework for financial independence: https://podcasts.apple.com/us/podcast/51-a-framework-for-financial-independence/id955356128?i=1000553167730
Ep 24: What to do with your cash: https://podcasts.apple.com/us/podcast/024-what-to-do-with-your-cash/id955356128?i=1000533590226
How to construct the Wealth Priority Ladder™️: https://melabraham.com/wp-content/uploads/TAE-023-Wealth-Priority-Ladder.pdf
Ep 54: Net Worth Your Key to Financial Freedom https://podcasts.apple.com/us/podcast/054-net-worth-your-key-to-financial-freedom/id955356128?i=1000555454663

Ready to build a solid financial foundation?

Join the 7 Day Money Plan Workshop: TheMoneyPlanWorkshop.com

Connect with me:

Website: MelAbraham.com
YouTube:

058 Crypto Taxes Can Be a Ticking Bomb!

Wed, 13 Apr 2022 16:39:33 -0700

★★★ TAKE THE FINANCIAL LIBERATION ASSESSMENT ★★★

Take this free assessment to see where you are on the path to financial freedom and what your next steps to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

★ WHY THIS EPISODE ★

This is an area that can get people in a ton of trouble with the IRS and they don't even know it. The fact is that if you're invested or using crypto currencies, in all likelihood you have taxes to pay...but how much?

What You'll Get In This Episode:

When are cryptocurrencies non taxable
When are cryptocurrencies taxable
How to qualify for a lower tax rate or even zero on cryptocurrencies
The biggest mistakes that most people make

★ RECOMMENDED VIDEOS FOR YOU ★

If you liked this video, you'll love these ones:

What To Do With Your Cash - https://youtu.be/voMnEcuFxIY
Getting Out of Debt The Affluence Way - https://youtu.be/WkBJzAnVIZg
Overcome Your Money Stories - https://youtu.be/QOPFrUtUaGo
- Pricing & Getting Paid Your Value - https://youtu.be/4ORzXMqofjM

★ OTHER RESOURCES ★

7 Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
Affluent Entrepreneurs Private Facebook Group https://www.melabraham.com/group
My website https://melabraham.com/
Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabraham.com/book/
Find me on Facebook https://www.facebook.com/melhabraham/
Find me on Instagram https://www.instagram.com/melabraham9/
Find me on LinkedIn https://www.linkedin.com/in/melhabraham/
Find me on Twitter https://twitter.com/MelHAb
Find me on YouTube http://www.youtube.com/user/MelHAbraham

057 Investing Today & Warren Buffett's Way

Mon, 11 Apr 2022 05:00:01 -0700

Have you been worried about the uncertain times we are facing? Today I’m sharing some tools that can help you deal with them in a way that is smart and safe, as you go step by step towards fulfilling your Affluent Blueprint.

People usually become tenuous when facing uncertainty. As human beings, we become cautious and fearful at different levels. We feel paralized and stop doing the things that we ought to be doing to sustain ourselves through these downturns.

That is why we must shift our perspective, so we can help ourselves navigate these strange times. As long as you understand what point of view you must have, you will be able to bring the proper tools, the proper thought process, and the proper mindset to the situation that you're facing.

In this episode we take cues and guidance from Warren Buffett’s (arguably one of the best investors of all time) most recent shareholders letter. Then I help you see how they apply directly to you on your financial journey.

Today, our conversation includes:

What type of mentality you must have when facing uncertain times.
Warren Buffet and his perspective on the changes of the market.
The importance of long term investments.
The importance of saving cash for the future.
The two aspects of having cash that you can use for the future.
Warren's Buffett philosophy on business.

Resources mentioned:

Download The Affluence Blueprint™ Graphic (Three Pillars of Affluence) - https://melabraham.com/wp-content/uploads/TAE-051-The-Affluence-Blueprint-Framework.pdf

Ready to build a solid financial foundation?

Join the 7 Day Money Plan Workshop: TheMoneyPlanWorkshop.com

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

056 - Do This Before Filing Your Taxes

Sun, 10 Apr 2022 17:15:28 -0700

The tax man is coming and there's nowhere to run or hide...BUT there's no need to overpay. You still have time to do something to set you up for a better tax situation before the filing deadline. What You'll Get In This Episode:

Why everything you get is taxable and nothing is deductible
Key deductions you can still take now
How to make sure that the tax code is working for you instead of against you
What should you be doing now

★ RECOMMENDED VIDEOS FOR YOU ★
If you liked this video, you'll love these ones:

What To Do With Your Cash - https://youtu.be/voMnEcuFxIY
Getting Out of Debt The Affluence Way - https://youtu.be/WkBJzAnVIZg
Overcome Your Money Stories - https://youtu.be/QOPFrUtUaGo

★ OTHER RESOURCES ★

7 Day Money Plan Workshop: https://www.TheMoneyPlanWorkshop.com
My website https://melabraham.com/
Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabraham.com/book/
Find me on Facebook https://www.facebook.com/melhabraham/
Find me on Instagram https://www.instagram.com/melabraham9/
Find me on LinkedIn https://www.linkedin.com/in/melhabraham/
Find me on Twitter https://twitter.com/MelHAb
Find me on YouTube http://www.youtube.com/user/MelHAbraham

055 He Wiped Out $130k in Debt in 90 Days

Mon, 04 Apr 2022 05:00:20 -0700

You’ll hear about how he turned the tables and grabbed ahold of his financial ship, little by little, by creating a plan, tackling debt, and starting to work on creating wealth.

Today our conversation includes:

What our current financial situation looks like
The steps towards our financial freedom
How to face debt
Making the best plan to get out of debt
The concept of leapfrog funding, and we take some of our income to make different payments

Resources mentioned:

Episode 040 Getting Out of Debt the Affluence Way: https://podcasts.apple.com/us/podcast/040-getting-out-of-debt-the-affluence-way/id955356128?i=1000545517792

Ready to set a solid financial foundation?

Join the 7 Day Money Plan Workshop: TheMoneyPlanWorkshop.com

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (@melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok:https://www.tiktok.com/@melhabraham

Connect with Bobby Goodwin:

Website: https://www.cosmicrecode.com/home
Facebook: https://www.facebook.com/thebobbyagoodwin

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

054 Net Worth Your Key to Financial Freedom

Mon, 28 Mar 2022 05:01:26 -0700

Today I’m talking about one of the most important numbers to track on your road to financial freedom. We’ll discuss your Net Worth, how to track it, and build your road to financial freedom by setting different milestones that guide your steps towards your goal, which, in the end, is to create the money machine that will help you lead an affluent lifestyle. Yep, your Net Worth…but a special kind of Net Worth.

Now, it's important to know the impact your Net Worth has on your journey to financial freedom, and how it can be achieved differently from person to person. Not all Net Worth is created equal, but a first step is to figure out what you own and what you owe.

These are some core concepts that I will discuss further on the episode, and, hopefully, the answer will help you set the milestones that will guide you towards financial freedom.

Today, our conversation includes:

What's the difference between what you own and what you owe, and how does it affect your net worth?
What is “Money Momentum” and how does it work?
What is the money machine in our affluent blueprint
Importance of tracking your Net Worth while you’re building your money machine
What's an asset versus what is an investable asset.

Resources mentioned:

The Affluence Cash Flow Matrix ™ https://melabraham.com/wp-content/uploads/TAE-054-Affluence-Cash-Flow-Matrix-copy.pdf
Episode 9: “Why assets are vital to your financial freedom”
Episode 24: “What to do with your cash”

Ready to set a solid financial foundation?

Connect with me:

Website: MelAbraham.com
YouTube - MelAbraham.com/tube/
Instagram (melabraham9) - MelAbraham.com/ig/

053 What You MUST Know About Target Date Index Funds

Mon, 21 Mar 2022 07:01:24 -0700

If you want to optimize your investment strategy, this episode is for you. I'm talking all about Target Date Index Funds, and why, over time, they’re a good option for investment compared to investing just in one single stock. But also what the pitfalls are with them and when the best time to use them is. Remember that the goal is always to protect your assets and portfolio.

For some background, with Target Date Index Funds you invest based on your risk profile and your risk capacity. Then you create an asset allocation and asset diversification profile based on the risk that is appropriate for your situation, and, as time goes by you will look to minimize the risk of losing value of your investments.

Today, our conversation includes:

Why a Target Date Index Fund is a good investment over time.
How can you achieve the affluent lifestyle that you’re looking for over time.
What is a glide path and how you can rebalance your portfolio to avoid losing value.
Why having a structured portfolio can increase the value of your investment over time.

Resources mentioned:

The Vanguard Target Funds Glide PAth Graphic: https://melabraham.com/wp-content/uploads/TAE-053-Vanguard-Glide-Path.pdf
Episode 24 “What to do with your cash”
Episode 25 “How to invest in Index Funds”
Download The Affluence Blueprint ™ Graphic (Three Pillars of Affluence): https://melabraham.com/wp-content/uploads/TAE-051-The-Affluence-Blueprint-Framework.pdf

Ready to set a solid financial foundation?:

Connect with me:

Website: MelAbraham.com
YouTube: MelAbraham.com/tube/
Instagram (melabraham9): MelAbraham.com/ig/
Facebook Group: MelAbraham.com/group/
TikTok: https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” -

052 Biggest Mistakes Investors Make

Mon, 14 Mar 2022 06:10:26 -0700

The market has been quite volatile at the time of this recording. We need to learn how to handle these current circumstances because we can't afford to stop living in the midst of this financial uncertainty, when we're experiencing inflation and facing the risk of interest rates rising, among other risks.

In this episode, we talk about the most common mistakes that individual investors - or retail investors - make when investing, which causes them to lose money, to lose their wealth, and sometimes even obliterate their accounts.

Then, I will also give you some strategies that will be part of your game plan, as you go forward in this roller coaster ride of a market to try and keep you a little safer.

In this episode you’ll learn:

What to do before getting into the investing game.
How to avoid making investments that don’t move you closer to financial independence.
What causes most people to make bad money decisions.
The biggest risk in investing in today’s social media world..
How to make sure you only make informed investment decisions.
Why time matters to your investment choices.
Why financial advisors, family and friends can be your worst source of information.

If you want to start improving your money game, I have some free resource to help you out with healing your money stories. Also, they can help you take control for your financial future, and your investing decisions.

Episodes that will help you heal your money stories:

Episode #6: How to Overcome Your Money Story
Episode #13: Expanding Your Money Mind
Episode #21: Shift Your Relationship With Money

Ready to set a solid financial foundation?

Connect with me:

Website: MelAbraham.com
YouTube - MelAbraham.com/tube/
Instagram (melabraham9) - MelAbraham.com/ig/
Facebook Group -

051 A Framework for Financial Independence

Mon, 07 Mar 2022 05:00:00 -0800

Today, I discuss how to achieve financial liberation, which shouldn’t be confused with financial freedom. The key difference between the two, is that liberation is a journey and a path. It's a process of getting there. Whereas freedom is a state of being it's something of a destination.

I specifically use the term “liberation” because when we look at the definition, we see a unique characteristic that informs the way we approach affluence. When looking at the definition, we see that liberty requires power. The power to affect personal progress, to change one's circumstances for the better.

If we truly want to find financial liberation, if we truly want to find freedom, we must leverage our personal power to stop living the life of a “treadmill” entrepreneur, and look to find the life of an affluent entrepreneur. And that's what this episode covers today.

Today, our conversation includes:

How can you achieve financial liberation?
The concept of treadmill entrepreneur and how you can avoid burnout by stepping into affluence.
The three outcomes of an affluent entrepreneur: a richer lifestyle, a deeper impact, and complete freedom, which includes financial freedom, time freedom, and mind freedom.
The three pillars of reaching an affluent life (generate, accumulate, and protect).

Resources mentioned:

Download The Affluence Blueprint ™ Graphic (Three Pillars of Affluence) - https://melabraham.com/wp-content/uploads/TAE-051-The-Affluence-Blueprint-Framework.pdf

Ready to set a solid financial foundation?

Connect with me:

Website: MelAbraham.com
YouTube - MelAbraham.com/tube/
Instagram (melabraham9) - MelAbraham.com/ig/
Facebook Group - MelAbraham.com/group/
TikTok - https://www.tiktok.com/@melhabraham

Check out my book:

“The Entrepreneur's Solution The Modern Millionaire's Path to More Profit, Fans, & Freedom” - melabraham.com/book/

050 Business, Transitions and Money with Amber McCue

Mon, 28 Feb 2022 06:00:00 -0800

This week, I am honored to welcome the amazing Amber McCue to the show. She is a proud and loving mom to three girls, who went from single mother at the age of 18 to owning two thriving companies that she runs from anywhere in the world. We delve into how Amber managed to reach financial freedom and scale her businesses without neglecting one of her core values: family. We also go through Amber's journey of becoming a Modern CEO, her love for creating freer entrepreneurs who have time to enjoy life, and how she managed to triple the size of her business in less than three years. What You Will Learn In This Episode: - Amber's scaling journey and the priorities she established before deciding what kind of business she would build - Growth is positive but it comes with a cost attached to it that we must be ready for - How Amber managed to merge her business vision with the lifestyle she desired for her and her family

- The adjustments of Amber's WHY throughout the years

As we start growing our business, just like when we start developing our muscles at the gym, we feel soreness and it's part of the process. Growing a business means going to places we haven't been before. It's normal to experience uncertainty and fear, but it is our job, as leaders, to paint the vision, streamline our teams’ path, and give them the tools they need along the way.

Resources:

- Amber McCue website: https://ambermccue.com/

- Right on Time Podcast: https://podcasts.apple.com/us/podcast/right-on-time-podcast/id1228232283

- Amber McCue Instagram: https://www.instagram.com/ambermccue/

- Amber McCue Facebook: https://www.facebook.com/ambermccueco/

- Amber McCue Twitter: https://twitter.com/ambermccue

- Amber McCue Pinterest: https://ar.pinterest.com/niceops/

- 7 Day Money Plan Challenge: https://www.melabrahamtraining.com/money-plan-challenge

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook http

049 Messaging is the Key to More Income with Brandon Lucero

Mon, 21 Feb 2022 06:00:00 -0800

If you are struggling to get your content seen, or to make your audience go through all of it, or to make enough sales with it, this episode is perfect for you.

Joining me today is Brandon Lucero, an online marketing expert, serial entrepreneur, father of three, and host of the New Generation Entrepreneur Podcast. We had a fantastic conversation about one of Brandon's specialties, messaging. We delve into the communication problems most online entrepreneurs have, how to differentiate ourselves in the stacked online market, and the importance of being specific when putting our message out there.

What You Will Learn In This Episode:

- How Brandon became a YouTube expert and why he buried that business even though he was making $500k a year

- Why being specific and talking to a small audience is way more effective than being louder and communicating with zillions of people

- The power of describing specific pains and mistakes to our audience

- Why telling people to stop doing something they think is good for their business can be more valuable than teaching them something new

Having the experience and the knowledge won't guarantee us we'll get heard, seen, or followed. But showcasing our mastery through specific examples, making a statement, and backing it up with counterexamples will. The moment an audience gets in touch with a message that describes their struggles, pains and mistakes, they assume the person behind that message went through what they are going through, and therefore has a solution.

Resources:

- Master Your Messaging - Free 3-Day Live Experience: www.melabraham.com/messaging

Brandon Lucero website: https://brandonlucero.com/

- Instagram: https://www.instagram.com/iambrandonlucero/

- Facebook: https://www.facebook.com/iambrandonlucero/

- YouTube: https://www.youtube.com/c/BrandonLucero1

- New Generation Entrepreneur Podcast: https://brandonlucero.com/#podcast

- The Digital Income Paradigm™ Framework https://melabraham.com/wp-content/uploads/TAE-010-The-Digital-Income-Paradigm%E2%84%A2.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- 7-Day Money Plan Challenge:

048 Generate and Scale Your Income

Mon, 14 Feb 2022 06:00:51 -0800

In this episode, we will talk about one of the best ways to generate income, and one of the three pillars of becoming an affluent entrepreneur, called the Generate pillar. I'll share why I prefer digital business to generate revenue, and I'll take you through the three essential elements of The Digital Income Paradigm™ and how they work.

What You Will Learn In This Episode:

- The three critical outcomes of the affluent entrepreneur

- The elements needed to become an affluent entrepreneur and what is the Generate pillar

- The different ways to generate income, and the relationship between the value we provide and the price we ask for our product

- The three elements of The Digital Income Paradigm™ Framework to create a digital business

Regardless of the expertise we have, the beauty of the digital space is that we can record a course with several lessons and sell it online. It will provide value and teach people without our presence being required, and most importantly, it will generate income while we sleep.

Resources:

- The Digital Income Paradigm™ Framework https://melabraham.com/wp-content/uploads/TAE-010-The-Digital-Income-Paradigm%E2%84%A2.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- 7-Day Money Plan Challenge: https://www.melabrahamtraining.com/money-plan-challenge

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

047 Financial Wellness is the Missing Link

Mon, 07 Feb 2022 06:00:00 -0800

As we are going through what specialists call the Great Resignation, where employees are leaving their jobs for political, financial or even philosophical reasons, the entrepreneurial journey just became a little bit more complicated. Without a committed and reliable workforce, it is impossible to grow and scale our business. So, in this episode, we will learn how to attract, retain and reward our employees in the right way, avoid mass resignation and create a compelling work environment.

What You Will Learn In This Episode:

- Some of the leading causes why people are either leaving their jobs or refusing to return to office

- The five levels of wellness, the benefits of raising them and how those benefits translate into the company's results

- Why implementing Employee Benefits 2.0 is a good idea and the four levels in which this would affect our company

- How the "industrial age thought process" affects modern companies and why it is not effective anymore

Until not so long ago, companies thought that taking care of employees' mental and physical health was enough to keep them happy and motivated in their jobs. Nowadays, to decide where they want to work, employees also consider professional, relational and financial dimensions of wellness. Taking care of our employees' all five dimensions of wellness will increase our attraction and retention rates, productivity and the quality of the work produced.

Resources:

- 7 Day Money Plan Challenge: https://www.melabrahamtraining.com/money-plan-challenge

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

046 6 Phases of Affluence

Mon, 31 Jan 2022 06:00:00 -0800

The path to an affluent life is composed of stages. The faster we identify and learn about the stage we are at on our journey toward affluence, the quicker we can start doing the things we need to do to live a richer lifestyle, impact those around us, and reach financial and complete freedom. So, in this episode, we will talk about the six phases of affluence. We will go through a framework that will help us understand the stage we are at currently, and how to get to the next one.

What You Will Learn In This Episode:

- The three outcomes we can expect from living an affluent life

- How to build an unshakable foundation, and why this is crucial on our journey toward affluence

- How powerful planning can help us map out our vision before we start moving towards it

- The differences between methodical and deliberate execution

- The true meaning of building a loving legacy and its connection with generous affluence

Our financial journey is a continuum. We are constantly moving through it, and instead of judging, ridiculing or lamenting our progress, we must concentrate our efforts on moving from where we are to where we want to be.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- 7 Day Money Plan Challenge: https://www.melabrahamtraining.com/money-plan-challenge

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

045 Using Selling to Scale Your Income with Colin Boyd

Mon, 24 Jan 2022 06:00:00 -0800

If you have problems selling or feel like you sound salesy or manipulative, this episode is perfect for you. Joining me today is Colin Boyd, an international speaker, podcast host, and business mentor, but most importantly, an authority on influence, persuasion, and communication.

We talk about the secrets of becoming a successful salesperson, multiplying our conversion rate, and reaching financial independence without hurting our integrity. We explore the importance of authenticity in sales, how to profit from our expertise, and why we should treat a sale as a sacred place for transformation.

What You Will Learn In This Episode:

- Colin's journey from establishing himself as a paid speaker to an expert salesman

- Communicating our message in a way that resonates with our audience is all we need to generate sales

- When a sale is about transforming someone's life, it becomes a service

- The Three Levels of Conviction that turn any offer into a successful offer

- The importance of how we show up and how it ultimately affects the outcome of our sales pitch

Before the live presentation that changed his life, Colin had one client in his coaching business who was paying him every other month. Still, Colin was convinced he could significantly impact people's lives with his approach to business and sales.

He believed in what he had to offer, and that was his mindset when he spoke for free in front of 137 people. He left the place with the personal information of 125 people and over ten full-time coaching clients. He established himself as a coach and paid speaker from one successful presentation, but that was just the beginning of his journey.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- Colin Boyd website: https://colinboyd.co/

- The Expert Edge podcast: https://www.expertedgepodcast.com/

- Persuasive Content Builder: https://www.click.colinboyd.co/persuasive-content-builder-optin

- Sell From Stage Academy: https://boydtraining.mykajabi.com/SSA-Waitlist

- 7 Day Money Plan Challenge: https://www.melabrahamtraining.com/money-plan-challenge

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's So

044 Delegating, Scaling & Freedom with Stacy Tuschl

Mon, 17 Jan 2022 06:00:00 -0800

This episode is pure gold and you’re going to enjoy it as much as I did recording it. I'm joined by Stacy Tuschl, a brilliant entrepreneur and dear friend who built multiple six and seven-figure businesses while being a loving wife and mom of two beautiful daughters.

Stacy is the author of "The Implementation Code: Unlock the Secret of Getting it All Done" and the host of The Foot Traffic Podcast.

We had a fantastic conversation about Stacy's journey, how she uses her values to hire, retain, celebrate and even let go of team members. Stacy talked about her fears and doubts when she started her business, how she learned to delegate and how important that was for her success. We also talk about the importance of picking a suitable model for our business, creating our teams' identity and showing them what winning looks like.

What You Will Learn In This Episode:

- Who Stacy Tuschl is, how she started her business, and what values she built her business on

- The three questions every entrepreneur must have a clear answer for before starting their business

- What Stacy's core values are and how she uses them to set the pace of her business

- According to Stacy, what the right time to hire or fire a team member is

- How important it is to create repeatable systems and how we can use them to create great collaborators, save time and money

For many years, Stacy was a busy solopreneur. She was the primary teacher of her music school, she would spend long hours at work and experience burnout and exhaustion. Although she didn't have kids at the time, she realized it was impossible to maintain that lifestyle if she wanted to be a mom.

She wanted to be a successful entrepreneur and a great mom, so she learned about the importance of delegating in order to free up time and space for her to be in her zone of genius. Learning to be a master delegator was just the first step of her successful path in entrepreneurship.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- Stacy Tuschl website: https://stacytuschl.com/

- The Foot Traffic Podcast: https://stacytuschl.com/podcast/

- Book: Stacy Tuschl - The Implementation Code: Unlock the Secret to Getting It All Done: https://www.amazon.com/Implementation-Code-Unlock-Secret-Getting-ebook/dp/B08DNYXCPJ

- 7 Day Money Plan Challenge: https://www.melabrahamtraining.com/money-plan-challenge'>

043 Get Back in the Investing Game

Mon, 10 Jan 2022 06:00:00 -0800

At the beginning of the pandemic, a thick layer of uncertainty was hovering over the market. People panicked and, just in case, pulled their money out. By March of 2020, we saw a decline of 30% in the market. Although for a short bit I freaked out, as I've been through similar situations before, I managed to check my emotions and not let them interfere in my money decisions.

In this episode, we will learn how to let our emotions out of our decisions around money, wealth creation and investing. We will go through the concepts of money emotion roller coaster and emotional spiral, so we can recognize their patterns and avoid them. We will also talk about wealth creation, playing the investing game with a long-term mindset and turning our money into our 24/7 employees.

What You Will Learn In This Episode:

- Why looking too close at the stock market might make us lose perspective on what is going on

- What happens when we let our emotions interfere in our money decisions

- How the money emotion roller coaster works, from feeling infallible to despair and starting it over again

- How to leave our emotions out of our financial decisions

- What the emotional spiral is and how we can avoid falling into it

- The two ways of going into the market

One of the advantages of being older is that, unlike many people, I've been through times of high interest, inflation, corrections and recessions, so I know what to expect. I know first-hand the emotions that these events can generate. But most importantly, I've learned that the best way to make emotion-free money decisions is to have a process and a system designed to help us reach our goals and our custom version of financial freedom.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- 7 Day Money Plan Challenge: https://www.melabrahamtraining.com/money-plan-challenge

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

042 The Biggest Lessons from 2021

Mon, 03 Jan 2022 06:00:00 -0800

At the end of every year, I look back at what happened in my personal and professional life, and see what I've learned from it. It is a great exercise to stimulate constant growth and evolution. So, in this episode, I'll go through the 10 lessons I learned in the last 12 months.

This is also an invitation for you to do the same, to check on what happened in your life in the last year, look at the things that worked, the things that didn't, and reflect on what you need to change in your life to get where you want to go and create a fulfilling life that outlives you.

What You Will Learn In This Episode:

- Why we need to celebrate micro-successes

- How focusing too much on the achievements makes us forget about the progress

- The future is where your WHY is

- Taking setbacks and mistakes as opportunities to grow and evolve

- What is the only currency in which we should measure our wealth

- When is the right time to start investing, and why we should go from lifestyle to income and not the other way round

Looking back at what 2021 left us is an excellent strategy to turn 2022 into a breakthrough year for our business and personal life. The best thing we can do is take notes of what we've learned so far, and use that as the stepping stone to keep building our legacy.

Let's make a conscious effort to get to the next level in 2022. You are not alone - I'm here, and we have an entire community of affluent entrepreneurs to support you. Cheers!

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- FREE Money Plan Workshop http://www.themoneyplanworkshop.com

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

041 Pricing & Getting Paid Your Worth

Mon, 27 Dec 2021 06:00:00 -0800

A question that arises very often and that most people get wrong is - how much should I charge for my services?

Many of us come from a commoditized industry, where we tend to swap hours for dollars, but as time is finite, that model is not scalable. So in this episode, we’ll figure out how to price our services without falling into a commodity-based conversation. We'll learn about the two sides and three main components of pricing, the four pricing levels, how to frame our services in an ROI vs. COI structure, and more.

What You Will Learn In This Episode:

- Why we tend to see that raising our pricing impacts our customers, and how we can change that mentality

- How value and affordability should affect our pricing

- The roles of problem-solving, position and expression in building the price we charge for our services

- How we can use the must-haves, the nice-to-haves, and the don't-needs to establish our pricing

- What the four levels of pricing are

- Framing our services in an ROI versus COI structure and why we must have value-based conversations to establish our pricing

What gets commonly forgotten when we are determining the price of our services is how it impacts our lifestyle. Although unique and entirely subjective, it is definitely a variable to consider. For instance, spending long days away from the family should be considered when determining how much our services will cost.

A simple yet effective formula I can suggest is:

Hard Costs + Desired Margin + Lifestyle Impact = Our pricing.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- FREE Money Plan Workshop http://www.themoneyplanworkshop.com

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

040 Getting Out of Debt the Affluence Way

Mon, 20 Dec 2021 06:00:00 -0800

Today, we talk about getting out of debt the Affluent Way. Here's the thing, debt not only slows us down on our journey of getting financial independence, but it also adds tons of pressure and unnecessary stress to our lives.

In this episode, we'll make a difference between a destructive and productive debt, the use and misuse of credit cards, the impact of social media on our shopping decisions, and we’ll also discuss emotional debt. I’ll share my take on Dave Ramsey's snowball and avalanche method to eliminate debt and much more.

What You Will Learn In This Episode:

- Why entrepreneurs deal with debt differently from everybody else

- Why we need to avoid playing the payment game

- What destructive debt is and how does differentiates from productive debt

- What it means that all debt costs and why it’s never a good idea to sell future to buy present

- What the ‘screw it spending’ is and how to avoid it

- The differences between Dave Ramsey's debt elimination method and the Affluent way to eliminate debt

The main difference between wage earners and entrepreneurs is that wage earners can increase their income through salary raises, whereas entrepreneurs can affect both their income and manage their expenses.

Affluent entrepreneurs face debt on two fronts - they work on reducing it, and at the same time they focus on their wealth creation. This twofold approach might slow them down a bit on their debt reduction journey, but will accelerate their investing game, getting them closer to financial independence.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

039 Achieve Your Goals FINALLY

Mon, 13 Dec 2021 06:00:00 -0800

In this episode, we will learn why goal setting is useless and why so many never achieve their goals..and what to do instead.

As the end of the year gets closer, it is inevitable to start thinking about the things we want to achieve in 2022. But in this episode, we will forget about goal-setting and focus on goal-getting. I will take you through a really cool framework, the Goal-Getting Triad™. We will walk through each of its parts, the right mindset to approach it, and understand what we must have in place to make it work.

What You Will Learn In This Episode:

- Why goal-setting without a strategy is doomed to fail

- The difference between making little progress and making a bunch of resolutions

- Why our emotions are crucial to achieving goals

- The three things that stand in the way between our goals and us

- What the Goal-Getting Triad™ framework is

- The principles of the Goal-Getting Triad™ framework and how to put it in practice

Emotions are the perfect fuel for every plan. When we are emotionally attached to an outcome, it is unlikely that we will talk ourselves out of it. If we add personal growth to that emotional outcome, and consistently put our efforts into accomplishing that goal, that becomes who we are. Connecting and aligning that perseverance with the personal growth we are after, becomes our doing. Lastly, having that perseverance and practice in place becomes what we have. And that is my version of the Be, Do, Have model.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- Goal-Getting Triad™ https://melabraham.com/wp-content/uploads/TAE-039-The-Goal-Getting-Triad-.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

038 Top Year End Tax Moves

Mon, 06 Dec 2021 06:00:00 -0800

This week, we're going to talk about taxes, but in an exciting way: we're going to learn how to reduce them and put more money in our pockets. I'll share with you ten different ideas to pay fewer taxes. We'll talk about reviewing our incomes, expenses and withholdings. We will look at the triple-tax advantage of Health Savings Accounts and learn how to max out our retirement account. We also explore the tax reductions from donations and charitable legacies, loss harvesting, the Roth IRA conversion and more.

What You Will Learn In This Episode:

- When reviewing our income, expenses, withholdings and estimates, what we need to look at to help us reduce taxes

- How we can max out our retirement account, whether we have an IRA or 401k

- What is the triple-tax advantage of Health Savings Accounts

- How donations can help us reduce taxes, what it means to bundle our donations and charitable legacies are

- What loss harvesting is and how we can reduce taxes through it

- What is a Roth IRA conversion

These tax moves are really helpful to reduce our taxes and leave more money in our pockets, but some of them need to be done before this year is over. So, if you feel like some of these tips make sense, talk to your tax advisor and make them happen. Yes, we all must pay taxes, but we are not obligated to overpay them, so we have the right to use every legal deduction available.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

037 From $174,000 in Debt to Zero with Brad Long

Mon, 29 Nov 2021 06:00:00 -0800

My guest today is slightly different from the ones I had in earlier episodes, but he is just as impressive and inspiring. Brad Long is a Zero Debt Coach, specializing in helping 5 and 6 figure corporate burnouts abandon their 9 to 5 jobs, organizing and optimizing their finances, erasing their debts and helping them build the path toward financial independence.

Brad and I had an Affluent Entrepreneur money conversation. We went through Brad's journey from being $170k in debt to financial liberation. We also talked about the moment he decided to become an online entrepreneur, his passion for teaching others what he learned from his mistakes, and the programs he's currently running to add value to as many lives as he can.

What You Will Learn In This Episode:

- How Brad became a Zero Debt Coach and what kind of help he provides

- How important it was for Brad to be on the same page with his wife when planning their financial future

- What was Brad's relationship with money growing up

- Why it is crucial to have not only an escape route from corporate America but also a financial game plan for the long run

- What money and financial independence mean to Brad

After a series of bad financial decisions, coming in and out from corporate America while trying to become a musician, Brad was buried under a $170k debt. After eliminating his debt, now a married man with serious financial goals, Brad realized that if he stayed in his corporate job, he would be able to reach the goal he and his wife planned, saving and investing $1 million. Still, when they were halfway through, there was only one problem: he realized that if he kept on that path, he'd lose his sanity. It was time to make the leap of faith into entrepreneurship.

Resources:

- Zero Debt Coach website: https://www.zerodebtcoach.com/

- Zero Debt Coach YouTube channel: https://www.youtube.com/channel/UCsdZE9tynhAgGd9cl_FE95A

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

036 Finding Fulfillment and Gratitude

Mon, 22 Nov 2021 06:00:00 -0800

In today's episode, we talk about one of the most overlooked aspects of having a richer lifestyle: living a fulfilled life. As we are in the week of Thanksgiving here in America, and it's the moment of the year when most people take a step back and feel grateful, I thought the timing was right to introduce a new framework, The Gratitude Grid™.

Gratitude is a huge part of affluent life, and it is almost impossible to have a meaningful, impactful life without it. So today, we will go through The Gratitude Grid™, a weekly practice that turns into a daily routine. We will also go through The Gratitude Game Plan™, a habit to create a cycle of appreciation and positivity around us.

What You Will Learn In This Episode:

- The effects of not practicing gratitude, how it can affect our business, our relationships and our lives in general

- What happens when we bring up the energy of gratitude into our lives

- The three core principles of practicing gratitude

- The three categories from the internal perspective of gratitude

- What activities we need to put into play to practice gratitude

- What is The Gratitude Game Plan™

I believe today's society is starving for people coming from a place of gratitude and showing appreciation for others and themselves. I firmly believe that if we approach life humbly, considering others' needs and desires, and showing gratitude and appreciation, we'll have bigger chances of getting where we want to go. This way we'll leave a trail of beautiful souls blessed with our gratitude and appreciation, and the best part of it, it doesn't cost us anything.

Resources:

- The Gratitude Grid™ and The Gratitude Game Plan™ https://melabraham.com/wp-content/uploads/TAE-036-Gratitude-Grid-Game-Plan.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

035 Choosing Your Own Path with Jess Glazer

Mon, 15 Nov 2021 06:00:00 -0800

I feel I have a lot in common with today's guest Jess Glazer. She is an affluent entrepreneur; she loves life profoundly, works hard to create a long-lasting legacy, and at some point, when her life was on the line, she had to ask herself: how much is enough?

Jess Glazer is a Business Mentor, Speaker, Founder of Digital Business Evolution, CEO of Jess Glazer, LLC, and a Certified PE and Fitness Instructor.

In this episode, we go through her inspiring and incredible journey from school teacher to multi-million dollar entrepreneur. She shares her life-changing experiences of listening to a podcast and knowing she was "living her worst-case scenario", the health issues caused by being a treadmill entrepreneur, and much more.

What You Will Learn In This Episode:

- How Jess Glazer ended up living full-time in an RV with her husband as digital nomads

- How a worst-case scenario life looks like

- How hard it was for her the transition from an established job into entrepreneurship

- What money and financial independence mean to Jess

Jess left her job as a teacher because she wasn't happy and being a teacher wasn't an idea she had in the first place. She realized she was living a life designed for her, not by her. But once she took the leap of faith, she had one rule that she would do only what made her happy. She didn't change a job for another, she left her career for a job she loves doing.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- Jess Glazer website: https://www.jessglazer.com/

- Jess Glazer Instagram: https://www.instagram.com/jess.glazer/

- Jess Glazer LinkedIn: https://www.linkedin.com/in/jess-glazer-9b4494200/

- Chris Harder podcast: https://chrisharder.me/podcast /

- Book: Bronnie Ware - Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing: https://amzn.to/30lnfgI

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to

034 5 Elements of a Millionaire Mind

Mon, 08 Nov 2021 06:00:00 -0800

Today, we will take another step into having a richer, more fulfilling lifestyle. We will learn how to build a millionaire mind. As you might already know, I'm the framework guy, so I've put together one called the Five Builds of A Millionaire Mind™, and I'm thrilled to share it with you. We will unravel each of these five builds, so you know what you need to change, encourage and eliminate from your daily routine to build a millionaire's mindset.

What You Will Learn In This Episode:

- Why you need to know where is the finish line of the race you are running

- How being in constant evolution and acquiring knowledge helps you make informed decisions

- How to identify the habits that are stopping you from going forward

- Why you should build resilience, and the two parts of building resilience

- The best reasons for putting efforts into creating affluence

Building a millionaire mind is about creating a solid foundation for your financial destiny. In the Five Builds of A Millionaire Mind™ framework, we focus first on setting a clear goal. Then we make sure we learn and grow every day, and we remove from our lives the unproductive habits. We also learn to avoid judging ourselves for our mistakes and to learn from them. To build a millionaire mindset, we must also be resilient and our primary goal should be to create a life that outlives us.

If you find this episode inspiring, take a screenshot of you listening on your device, post it to your Instagram Stories and tag me @melabraham9. Thank you!

Resources:

- Five Builds of a Millionaire Mind™ https://melabraham.com/wp-content/uploads/TAE-34-5-Builds-of-a-Millionaire-Mind.pdf

- Book: Bonnie Ware - Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing: https://amzn.to/3ENooNi

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

033 Your Money Questions Answered

Mon, 01 Nov 2021 06:00:00 -0700

This week, I've prepared another Q&A episode with some of the questions that came in on money, finances and wealth. The reason I'm doing this is to remind you this show was created for you, by you and with you. Hearing from you and clearing any doubt you might have is the most critical part of the show, it is about me turning into a money mentor in your back pocket. We will go through some doubts on real estate, retirement accounts, investment decisions, and much more.

What You Will Learn In This Episode:

- Is it a good idea to refinance a home and take out cash to invest?

- The psychological impact of debt and why no one talks about it

- Is it a good idea to leave your money in an old employer's 401k account?

- Does it make sense to contribute to an IRA?

- What to investing in if we have only $1,000 to $10,000 to start

If we ask for money advice from the wrong person, they might give us false information and we could end up putting together a money plan that makes no sense at all. If you have any doubts, send them to me on any social media channel. We will send you in the right direction and you will soon be rocking and rolling, making the right decisions around money, around future, and creating a life that outlives you.

Resources mentioned:

- Britt Seva website: https://brittseva.com/

- Mel Abraham Debt Breakthrough Calculator: https://www.melabrahamtraining.com/lm-debt-breakthrough-calculator

- Mel Abraham 7 Day Money Plan Challenge: https://www.melabrahamtraining.com/money-plan-challenge

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

032 Family, Biz, Money & Charity with Alison J Prince

Mon, 25 Oct 2021 06:00:00 -0700

It’s such a blessing to welcome to the show not only a great mom, loving wife, podcast host, business coach and outstanding entrepreneur, but also a dear soul, Alison Prince. She went from high school teacher eligible for government assistance to a multi-million dollar entrepreneur in a couple of years. Throughout her entrepreneurial journey, she and her family donated over a million dollars to charity and helped more than 8,000 families through Hope International's microfinancing programs.

In this episode, Alison shares her unique and fascinating story of how she discovered that the "go to college, get a degree, and you'll have financial security" story wasn't her best choice. We go through her first steps selling products online, the unexpected but inspiring growth of her business, the money conversations within her household, her children's education around money, and much more.

What You Will Learn In This Episode:

- Who Alison Prince is and how she helps people realize their entrepreneurial dreams

- The critical element that helped Alison succeed in e-commerce from day one

- The roles of Alison's family in the success of her business

- How Alison's daughters built a six-figure business before they even stepped foot into high school

Conversations about money are common in Alison's household, and not only about money but also about the idea that every one of them is contributing to the main cause. She and her husband instill in their children that finances don't necessarily have to control every decision in their lives - they teach them about the value of things and time. Alison believes that her job is to figure out how to make money, so it can be used to help others and alleviate the burden of those in need.

Resources:

- JOIN MY 3-PART LIVE FREE VIRTUAL TRAINING SERIES: http://www.AffluenceLive.com

- Alison J Prince website: https://www.alisonjprince.com/

- Because I Can Life podcast: https://www.alisonjprince.com/podcast/

- Alison J Prince YouTube channel: https://www.youtube.com/channel/UCIRyTXZMYxyyhB8VTpthLpw?view_as=subscriber

- Alison J Prince Instagram: https://www.instagram.com/alisonjprince/

- Alison J Prince LinkedIn: https://www.linkedin.com/in/alisonjprince/

- Hope International: https://www.hopeinternational.org/

- Affluent Entrepreneurs Private Facebook Group

031 Adversity and Abundance with Amberly Lago

Mon, 18 Oct 2021 06:00:00 -0700

I hope you are ready for today's episode, because it is going to touch your soul. Joining me is Amberly Lago, a best-selling author, TEDx and keynote speaker, podcast host, and peak performance coach.

11 years ago, Amberly was a celebrity fitness trainer sponsored by Nike, living a great life when one day, coming back home on her motorcycle, a SUV truck hit her, flipping her life upside down. Amberly had 1% chance of saving her leg from amputation. After 34 surgeries and a medical bill of almost $3 million, she discovered that all that was just the first part of her journey.

In this episode, Amberly shares her incredible story of resilience, badassery, courage and love for life. We go through her extensive recovery journey, the different stages she went through, and the financial lessons she learned after the accident, finding herself and her husband forced to deal with a medical bill of almost $3 million.

What You Will Learn In This Episode:

- How Amberlyćs life was before and after the accident

- How focusing on the 1% and the things she CAN do helped Amberly navigate her recovery in a better position

- One of the biggest financial lessons the accident taught Amberly and her husband

- Why having money conversations with our partners is so important, and how they can save us tons of money and headaches

Although dealing with more than 30 surgeries was hard, the most challenging part for Amberly started when she got home in a wheelchair and asked herself - what do I do now? She was the family's main breadwinner, her personal brand the business, and her body the tool. It took all her courage and resilience, but things started to get on track when she channeled all her energies on the things she could do and ignored all the rest.

Resources:

- JOIN MY 3-PART LIVE FREE VIRTUAL TRAINING SERIES: http://www.AffluenceLive.com

- Amberly Lago's website: https://amberlylago.com/

- True Grit and Grace Podcast: https://amberlylago.com/podcast/

- Book: Amberly Lago - True Grit and Grace: Turning Tragedy into Triumph: https://www.amazon.com/dp/1733809007

- Amberly Lago Instagram: https://www.instagram.com/amberlylagomotivation/

- Amberly Lago LinkedIn: https://www.linkedin.com/in/amberlylago/

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Pat

030 How to Protect My Assets

Mon, 11 Oct 2021 06:00:00 -0700

Today, I will answer a question I get asked a lot - what kind of entity is the best for my company? Considering laws can be very different depending on where you are based, and each personal situation is different. We will go through the various structures you can pick for your business and your assets. We will look at each structure's pros and cons, tax structures, and everything you must know to protect your business, family and legacy.

What You Will Learn In This Episode:

- How picking the correct entity for our company can protect us from expensive lawsuits

- Why it is essential to legally separate ourselves and our assets from our company and its assets

- The pros and cons of Sole Proprietorship

- The differences between a C-corp and an S-corp

- What Limited Liability Companies (LLC) are and the difference in taxes between them and C- or S-Corps

- How we can reduce the self-employment tax

When choosing an entity for our company, we provide it with a skeleton, a structure to protect our assets and the business assets. We use the same logic we use with accounts to register our company, separating personal from business. It also gives the company a legal form, and most importantly, a tax structure that will help us avoid unpleasant surprises with the IRS.

Resources:

- JOIN MY 3-PART LIVE FREE VIRTUAL TRAINING SERIES: http://www.AffluenceLive.com

- The Business Entity Cheat Sheet https://melabraham.com/wp-content/uploads/TAE-030-Business-Entity-Cheatsheet.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

029 The Best Investment Accounts to Get

Mon, 04 Oct 2021 06:00:00 -0700

I’m excited about today’s episode, because we will go through the next step after establishing our Wealth Priority Ladder™. In this show, I will take you through the six types of accounts you can choose to have on your wealth path, and I will also share a four-step system to start funding those accounts. We will look closely at each of the six accounts, pros and cons of each, and how to use them in the smartest way.

What You Will Learn In This Episode:

- What is the account jumble, and which three criteria we must use to choose what kind of account we'll get

- Why we must keep our business from our personal accounts separated

- My three rules with high-yield cash accounts

- The benefits of having 401k and HSA accounts

One of the first steps on our journey to an affluent life is to separate accounts. Every dollar that comes in must know its purpose, and as soon as we get it we must put it to work for us. This task distribution becomes much easier when we have multiple accounts, each one of them taking care of different aspects of our lives and our business.

Resources:

- JOIN MY 3-PART LIVE FREE VIRTUAL TRAINING SERIES: http://www.AffluenceLive.com

- Affluent Entrepreneur Show Ep 024: What To Do With Your Cash https://melabraham.com/024-what-to-do-with-your-cash/

- The Wealth Priority Ladder™ https://melabraham.com/wp-content/uploads/TAE-023-Wealth-Priority-Ladder.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube

028 10 Money Lessons for Parents

Mon, 27 Sep 2021 06:00:00 -0700

Last August 2nd, Emily Ray, my first granddaughter, promoted me to the happiest man on earth. That got me thinking about the future, and coincidently, a soon-to-be mom I've met on a mastermind asked me what advice would I give, if any, to future parents. So I've decided to make this episode about the 10 lessons I would give to new parents about finances, and the best way of taking care of their children. In addition, I will share my latest framework, The Emily Factor ™.

What You Will Learn In This Episode:

- Why we must focus on raising empowered little ones with financial tools to develop a richer lifestyle

- The most critical investment we can make in our children

- Why transferring skillsets is widely more important than transferring assets

- The importance of a piece of mind fund, life insurance, and disability insurance

- Why we must learn to have tough conversations

- What is The Emily Factor ™, how it works, and how can we put it into practice

Understanding that our kids and grandkids came to this world to fulfill their dreams and not ours is perhaps one of the most challenging, yet most beneficial lessons we can ever learn. As long as they are not harming themselves or anyone else, our job as parents and grandparents is to support them and give them the tools and the help they need to accomplish their goals.

Resources:

- JOIN MY 3-PART LIVE VIRTUAL TRAINING SERIES: http://www.AffluenceLive.com

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

027 10 Lessons from 6 Decades

Mon, 20 Sep 2021 06:00:00 -0700

On September 2, I turned sixty. I added a new decade to my story, which got me thinking, what are the lessons I've learned in the last six decades? Today I want to share with you the 10 lessons I've learned on my journey of living a fulfilling life and as an affluent entrepreneur. We will also talk about the concept of living in a state of disappointment, and we will go through the three principles of living a meaningful life.

What You Will Learn In This Episode:

- The difference between being wealthy and living a rich life

- The three principles we must have in place as rule #1 for building an affluent life

- What is the role of our values in the decisions we make every day, and how that affects our future

- Why we must be open about what we do, and why we need to find a purpose in every action we take

- What is the role of our habits in the things we create

When I look back at my journey, I realize it is not about the challenges I had but about the lessons I got from them. One of the biggest lessons I've learned is that richness comes from the way we use our time, not our dollars. I'd rather measure my wealth in time than in money for a simple reason - money is an unlimited resource while time is finite.

Resource:

- The 10 Lessons from 6 Decades™ https://melabraham.com/wp-content/uploads/TAE-27-10-Lessons-in-6-Decades.pdf

- The Money Plan Challenge by Mel Abraham: https://www.melabrahamtraining.com/money-plan-challenge

- Book: Bronnie Ware - Top Five Regrets of the Dying: A Life Transformed by the Dearly Departing: https://www.amazon.com/Top-Five-Regrets-Dying-Transformed/dp/1401956009/

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

026 Getting Your Business Stuff Right with Bobby Klinck

Mon, 13 Sep 2021 06:00:00 -0700

On today’s show, I'm thrilled to welcome my good friend Bobby Klinck, a Harvard-trained attorney turned entrepreneur, mentor, author, and podcaster. He is the founder of BobbyKlinck.com, Principal of Klinck LLC, and host of The Certified BADA$$ Online Marketing Podcast. He helps entrepreneurs make sure the legal crap doesn't hit the fan while building raving fan bases.

Today, he shares with us how he went from wantrepreneur to a thriving multiple six-figure entrepreneur. We’ll get to know where Bobby comes from, and his entrepreneurial family background. He shares the thought process behind quitting his life as a Federal Prosecutor to become an entrepreneur. We had a profound conversation about marketing strategies, connections, life choices, happiness, wealth, and some sound legal and marketing advice.

What You Will Learn In This Episode:

- Who Bobby Klinck is and why his life story is so inspiring

- What Bobby's first big mistake was as an entrepreneur and what he did to fix it

- The difference between entrepreneurs that sell information vs. those who sell implementation

- Why Bobby believes there is no such a thing as passive income in entrepreneurship

- What we need to have in mind before starting a business

Although Bobby could make half a million dollars a year as a salary, he decided to risk it all to become an entrepreneur. He had a successful career as a lawyer, but he had no time to enjoy his life and he felt that his life was controlled by everyone but himself. He realized that affluence is about him and his family being happy and making money while being present in his daughter's life.

Resources:

- The Money Plan Challenge by Mel Abraham: https://www.melabrahamtraining.com/money-plan-challenge

- The Certified Badass Online Marketing Podcast - https://bobbyklinck.com/podcasts/

- Bobby Klinck’s Website - https://members.bobbyklinck.com/accessallyref/a1c6037f/

- BOM University - https://members.bobbyklinck.com/accessallyref/a23c6037f/

- Bobby's Legal Template Library - https://members.bobbyklinck.com/accessallyref/a4c6037f/

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

025 How to Invest in Index Funds or ETFs

Mon, 06 Sep 2021 06:00:00 -0700

Today, we will go through all you need to know about ETFs and Index Funds, and what it takes to invest in them. We will start by understanding the difference between trading, investing, and gambling in the stock market. We will also look at trading versus investing, analyze the possibilities each one offers and what they demand from us. In the end, we will go through what you need to do to start creating your path toward financial liberation.

What You Will Learn In This Episode:

- What is the difference between gambling, trading, and investing, and what is the best option in the long run

- Why ETFs and Index Funds are easier ways to invest

- The difference between ETFs and Index Funds

- A step-by-step process we need to follow to start investing

As affluent entrepreneurs, when we think about wealth building, we think about permanent and sustainable wealth with the sole purpose of reaching financial liberation. That is why our choices of building wealth have a system behind them, and we can duplicate them over time.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

024 What To Do With Your Cash

Mon, 30 Aug 2021 06:00:00 -0700

In this episode, we talk about what the right thing to do with our cash is, and we will approach this subject from one of the Affluence Blueprint™ principles. Our guidance, our recipe to success will be the Wealth Priority Ladder™. Like any other recipe, this one focuses not only on the ingredients we use, but also on adding the right amount and mixing them correctly.

Before we jump into the Wealth Priority Ladder™ principle, we will go through the two things we need to know to get into the wealth-building game, and the four principles that will help us make a difference in it.

What You Will Learn In This Episode:

- How we can develop the habit of creating an investment, and why we say that investing is automatic and consistent

- The four principles of the wealth-building game

- What it means to have a comfort plan in place, and how that will help us

- How we can prevent consumer debt to consume us, and what is a peace of mind fund

- Why we must fund our retirement before we fund college

We must see our money as foot soldiers, as employees, with the difference that money doesn't need to rest to recuperate - it will work 24/7 to help us achieve our goals. The Wealth Priority Ladder™ gives every single dollar that comes in an assignment, and it leads to financial liberation and affluent life.

Resources:

- The Wealth Priority Ladder™ https://melabraham.com/wp-content/uploads/TAE-023-Wealth-Priority-Ladder.pdf

- The 7-Day Money Plan Challenge http://themoneyplanchallenge.com/

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn http

023 Making Shift Happen With Anthony Trucks

Mon, 23 Aug 2021 06:00:00 -0700

I'm so excited to bring to the show not only a dear friend, but someone with a huge heart, a tremendous soul, and obsessed with helping people. Anthony Trucks is a former NFL player turned into a Transformational Identity Shift Coach. Anthony's way of showing up in his personal and professional life is impressive, and after hearing his life story, I'm sure you'll ask yourself - what is my excuse?

In this episode, we talk about purpose, identity, and inspiration. Anthony shared his life story, his challenges, victories, defeats, and how searching for and finding his identity saved him. We also talk about his soon-to-be-published book “Identity Shift,” what motivated him to write it, and why you should read it.

What You Will Learn In This Episode:

- Anthony Truck’s background, and what it means to be a transformational identity shift coach

- Why we say that identity is a construction and that it can be rebuilt

- Exploring the relationship between our ego and our identity

- How to rewire our pleasure centers and our patterns of reaction

In the conversation with a friend that saved his life, Anthony learned that other people were looking up to him and that he inspired them. He realized that the craziness he experienced perhaps happened for a reason. That day, a seed of key insights was planted - it started with a person very close to him who saw him in a way he never had seen himself.

Resources:

- Anthony Trucks website: https://anthonytrucks.com/

- Anthony Trucks Instagram: https://www.instagram.com/anthonytrucks/

- "Identity Shift" by Anthony Trucks https://identityshiftbook.com/ - Use code TAES to get the audio book, digital book and workbook for free.

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter

022 My Top Money Mistakes

Mon, 16 Aug 2021 06:00:00 -0700

In this episode, I get a little vulnerable and share some of the biggest money mistakes I've made. Let’s face it I’m not much different than most folks with money. I screwed up plenty in the past. I’ll talk about 8 of my worst money choices, what I've learned from them, and the rules I've created to avoid making them again. We will go through emotions and money, money and long-term planning, money and mindset, and more.

What You Will Learn In This Episode:

- What I've learned from my trip to Japan and cashing my 401k

- Why we should avoid making emotional money decisions

- Why we should always question every proposition from our money advisor

- The benefits of making investing a priority and having a financial plan

- Why we should always track our numbers

I’ll even tell you why a “single job” or “single source” mentality around your income can spell out danger for your financial future. No matter how much you’re getting paid, when you trade time for money, you can only exchange a certain amount of hours until you either live to work or burn out of exhaustion. Also, if the pandemic has taught us anything it is that no job is secure, and if our single source of income gets shut down, you’re in trouble.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

021 Shift Your Relationship with Money

Mon, 09 Aug 2021 06:00:00 -0700

In today's episode, we will learn how to shift our relationship with money. We will talk about the myths, the lies, and the stories we have in our heads around money. We will then look at the effects of listening to these stories, and the importance of having a system of behaviors. Finally, we will go through the tool that will help us change our relationship with money, the Money Reframe Flow™.

What You Will Learn In This Episode:

- What happens when our relationship with money is incorrect

- The myths and stories we hear about money, and what it means to say that money education is caught, not taught

- The Money Reframe Flow™, its three stages, and the questions that'll help us go through each stage

When money is an issue in our lives, that means that it is actually a symptom. The belief that money is the root of all evil turns it into a taboo topic. No one teaches how to use money, no one talks about it, therefore, we don't know how to use it. Money is just a tool, and like any other tool, it requires knowledge to use it properly, and if we don't know how to use it, we can get hurt with it.

Resources mentioned:

- The Money Reframe Flow™ https://melabraham.com/wp-content/uploads/TAE-021-The-Money-Reframe-Flow.pdf

- The Money Reframe Flow™ Action Guide https://melabraham.com/wp-content/uploads/The-Money-Reframe-Flow%E2%84%A2-Action-Guide.pdf

- Book: Chris Hogan - Everyday Millionaires: https://www.amazon.com/Everyday-Millionaires-Ordinary-Extraordinary-Wealth-ebook/dp/B07MCYP39J/

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

020 How the Wealthy Think

Mon, 02 Aug 2021 06:00:00 -0700

Today, I will answer a question from the Affluent Entrepreneur community - what is it that wealthy people do differently from the rest, and how do they think? To help me answer this, I use The Prosperity Profile Paradigm™ matrix.

What You Will Learn In This Episode:

- What is The Prosperity Profile Paradigm™

- The three pillars and nine parts of The Prosperity Profile Paradigm™

- Why affluent entrepreneurs see themselves as creators and not victims of their circumstances

- The difference between being interested in something and being committed to it

- What things wealthy people focus on and what actions they take to produce and preserve their wealth

Finding someone who has succeeded in the area we want to thrive in, and imitating what they are doing might sound good, but in my opinion, that doesn't work. There is a difference between imitating someone else's actions, and understanding the thinking process behind those actions.

Resources:

- The Prosperity Profile Paradigm™ https://melabraham.com/wp-content/uploads/TAE-020-The-Prosperiity-Profile-Paradigm.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

019 Creating Your Money Machine

Mon, 26 Jul 2021 06:00:00 -0700

In this episode, we will talk about the lifeblood of our business, wealth, and affluence. We will reveal what it takes to be successful in business and with money, and we will do it by using the Affluence Cash Flow Matrix™.

What You Will Learn In This Episode:

- What is the Affluence Cash Flow Matrix™

- What is an Income Statement, and what is a Balance Sheet

- What is an investable asset, and what differentiates it from other assets

- What is the difference between the business and the money machine

The path of being successful in business without doing the money right will only make you a treadmill entrepreneur - you'll have success as long as you keep running or run faster for longer distances.

But you already know this is a broken model because your business and lifestyle depend on you to exist.

Instead, we need to use your business machine to feed and grow your money machine so the money machine can ultimately give you the lifestyle you want without you running on the treadmill.

Resources:

- The Affluence Cash Flow Matrix™ https://melabraham.com/wp-content/uploads/TAE-019-Affluence-Cash-Flow-Matrix.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

018 Your Money Questions Answered

Mon, 19 Jul 2021 06:00:00 -0700

Today, I will continue answering some of the questions I get from the Affluent Entrepreneur community. This is the perfect space to have an open and honest conversation about money and wealth, and living our best life without the worry of being judged or canceled.

We will dive deep into investments and mortgage, 401k plans, emotional and logical decisions, the benefits of Health Saving Accounts, and more.

Some of the Questions I Answer:

- Should I put more money against my mortgage or invest instead?

- Should I keep putting money in my 401k?

- I have a significant investment in a single company. How do I reduce my risk?

- I'm in the second year of my business. Should I do a 401k or go for a SEP IRA?

Those of you who have questions about money, investment, or finances, shoot them my way, I will gladly answer them. My ultimate goal is to show you the path to financial independence and affluent life, which I consider a birthright.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

017 Define Your Money Identity

Mon, 12 Jul 2021 06:00:00 -0700

Today, we will talk about money identity. First, we will go through a series of questions to determine our Blank Money Canvas. Then, we will analyze and understand Robert Dilts' Logical Levels framework. And finally, we will adapt Dilt's framework into The Money Identity Cascade™, a powerful tool that will shift our reality dramatically.

What You Will Learn In This Episode:

- The role of our identity in our relationship with wealth

- How to determine our Blank Money Canvas

- What is our embodied archetype, and how to discover it

- Robert Dilts' Logical Levels framework, and its connection with our embodied archetype

- How can we adapt Dilts' framework into our Money Identity Cascade™

This episode requires more than just listening to it; we need to slow down, sit down, and do the work. It asks mind-boggling and game-changing questions with the sole purpose of shaking things up, and pushing us out of our financial comfort zone.

Resources:

- The Money Identity Cascade™ https://melabraham.com/wp-content/uploads/TAE-016-Money-Identity-Cascade%E2%84%A2-.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

016 Answering Your Money Questions

Mon, 05 Jul 2021 06:00:00 -0700

In this episode, I will answer some of the questions I've received through The Affluent Entrepreneur Facebook group, Instagram DMs, and comments on the show. While answering these questions, we will also touch on some of the principles I teach in The Affluence Blueprint™, and clear some doubts around investments, mortgage refinancing, cash inheritance, and more.

Some of the Questions I Answer Today:

- What is the best way to save for a home?

- Is now a good time to refinance my house?

- How am I going to contribute to retirement?

- I just inherited $200,000. How should I invest it?

With these Q&A episodes, I wish to contribute and add value to the Affluent Entrepreneurs community. Keep on sending me your doubts, suggestions, and questions through any of the communication channels available, so we can keep you moving forward and rock and rolling in the process.

Resources Mentioned:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- The Affluence Blueprint™ http://jointabnow.com

- Free Credit Report https://freecreditreport.com

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

015 How to Quit Your Job

Mon, 28 Jun 2021 06:00:00 -0700

In this episode, we will talk about the transition of quitting your job to become an affluent entrepreneur. We will analyze the things we must have clear in our minds before we decide to leave our jobs and start an entrepreneurial life. Then, we will go through the details of the Entrepreneur Transition Formula™, and understand each step of it to ensure an effective transition.

What You Will Learn In This Episode:

- What we need to know before we decide to transition from corporate to entrepreneur

- The Entrepreneur Transition Formula™, and how it serves us in our transition

- The difference between doing what we love, and creating value with what we are passionate about

- How we can know if our entrepreneurial endeavor is ready to replace our income

To start our business, we must be committed and give 110% to our project. The secret of our success lies in the preparation, the planning, and making the right choices. That is why going through the nine steps of the Entrepreneur Transition Formula is vital - we must cover all the bases before we decide to quit our job and start the entrepreneurial journey.

Resources:

- The Entrepreneurial Transition Formula™ https://melabraham.com/wp-content/uploads/TAE-015-Entrepreneur-Transition-Formula%E2%84%A2-.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom

014 What Level Entrepreneur Are You?

Mon, 21 Jun 2021 06:00:00 -0700

In today's episode, we will answer a question that came up in a conversation with one of my clients - what is an entrepreneur? We will go through the different entrepreneurial levels, characteristics, and what we can do to move from one level to the next.

What You Will Learn In This Episode:

- What it means to be an entrepreneur, and what are the different types of entrepreneurs

- What is the difference between being skill-focused and being scale-focused

- Why some personal brands might be scalable but not sellable

- What are the four levels of the entrepreneurial journey matrix

- The advantages and disadvantages of each entrepreneurial level

The different levels of entrepreneurship are not about rankings. Each level offers a unique way of solving a problem, but most importantly, it determines the possibilities of scaling our business. The kind of entrepreneur we want to be is a conscious choice, and we get to decide what is the best way to operate our business or businesses.

Resources:

- The Money Mind Framework https://melabraham.com/wp-content/uploads/TAE-013-The-Money-Mind-Framework™.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

013 Expanding Your Money Mind

Mon, 14 Jun 2021 06:00:00 -0700

In this episode, we will talk about how to expand your money mindset. I will walk you through a framework I've repurposed from a model created in 1955, The Money Mind Framework™, and we will go through the details of each one of the four zones of this framework.

What You Will Learn In This Episode:

- What is The Money Mind Framework™, and how it’s created

- What are the four elements that determine our Comfort Zone

- What are the four components of the Secret Zone

- What are the expansion and the Speculative Zone

- How we can move from one zone to the next

Our habits have a primary role in our financial situation, and it is our thoughts that determine our habits. Therefore, the first step into financial freedom is changing the way we think. We can do that by asking questions and being curious about it, we can get some training, seek mentors and coaches, or opt for a more intuitive path, and trust our gut into new business opportunities.

Resources:

- The Money Mind Framework https://melabraham.com/wp-content/uploads/TAE-013-The-Money-Mind-Framework™.pdf

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

012 Financial Independence Through Digital Products With James Wedmore

Mon, 07 Jun 2021 06:00:00 -0700

Today, I’m welcoming my first guest on the show, James Wedmore. He is an online business coach, founder of Business By Design and the host of Mind Your Business Podcast. James is well known in the online space for his unique online courses and content.

We talk about James' journey into becoming who he is today, what he did right, what he did wrong, what it takes to scale and build a business, but also what it DOESN’T take. We talk about what it means to be a Digital CEO, and how to create a business that creates cash flow, giving you the income you need to build an asset base and to become financially independent. James talks about the hierarchy of change, stress and logic versus fear, and much more. So grab a notepad and let’s dive in!

What You Will Learn In This Episode:

- What is a Digital CEO, and what we need to do to become one

- The differences between a marketing strategy and running a business

- The five levels of the hierarchy of change, and the best way to level up

- Why the way we show up in our company is crucial to our business

- How learning to let go can help us grow and scale our business

- The three keys to IBM's success, and what we can learn from them

One of the most distinctive characteristics of entrepreneurs is that they have goals that they think about, dream about, and they concentrate their efforts to achieve those goals. The next step is realizing that the new thing we want to accomplish in our business requires letting go of something. So we want something, and that something wants something from us. Are we willing to give that away?

Resources mentioned:

- Get access to the Digital CEO Dashboard FREE https://www.jameswedmoretraining.com/a/2147488916/A7ojhDBU

- The Mind Your Business Podcast: https://www.mindyourbusinesspodcast.com/

- Connect with James Wedmore https://www.jameswedmoretraining.com/

- Learn more about Robert Dilts https://diltsstrategygroup.com/DSG/AboutRobert.html

- The Affluent Entrepreneur Show Ep. 010 Generate and Scale Your Income https://melabraham.com/010-generate-and-scale-your-income/

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- My website https://

011 Getting Highly Paid for What You Know

Mon, 31 May 2021 06:00:00 -0700

What does it take to get paid premium fees for what you know? In today's episode, we will discuss how to increase the prices of our products, not from a pricing perspective but from focusing on the value we provide. We will go through the four elements we need to elevate in order to separate our business from the rest as premium providers.

What You Will Learn In This Episode:

- Why we must find out what makes us different from everybody else in the market

- The Unique Methodology™, and how it works

- The four things we must have in order to create a truly Unique Methodology™ that stands out

- The advantages of creating an online program

When the market can't see the value we can provide, increasing our revenue is almost impossible. We will find many people in the market solving the same problems we solve, but we must discover what makes us different, and what value we can provide that no one else can.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- The Unique Methodology™ Framework https://melabraham.com/wp-content/uploads/TAE-011-Your-Unique-Methodology™.pdf

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

010 Generate and Scale Your Income

Mon, 24 May 2021 06:00:00 -0700

In this episode, we will talk about one of the best ways to generate income, and one of the three pillars of The Affluence Blueprint™ called the Generate pillar. I will talk about why I love digital business and digital income streams to generate revenue and wealth. We will go through the three essential elements of digital businesses and how they work.

What You Will Learn In This Episode:

- The three critical outcomes of the affluent entrepreneur

- The elements needed to become an affluent entrepreneur and what is the Generate pillar

- The different ways to generate income, and the relationship between the value we provide and the price we ask for our product

- The three elements framework to create a digital business

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- Download The Digital Income Paradigm™ Framework https://melabraham.com/wp-content/uploads/TAE-010-The-Digital-Income-Paradigm™.pdf

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

009 Why Assets are Vital for Financial Liberation

Thu, 20 May 2021 06:00:00 -0700

In this episode, we will reveal why assets are essential for your financial liberation. We will talk about the Save, Spend, and Pray society in which most of us grew up, and how that has affected the way we see money and wealth creation. We will demystify the beliefs around passive income, and we will go through the five incomes framework.

What You Will Learn In This Episode:

- Why the “save, save, save” mentality can't help us to create financial liberation

- The Five Incomes™ Framework

- What is leveraged income and its role in wealth creation

- What are the two levels of income that most people spend their lives on

- The advantages of having assets income, residual income, and portfolio income

When all of our income depends on one of the five incomes, we will have a hard time scaling that. The secret to financial liberation lies not in our capacity to generate income, but in our ability to create a machine capable of supporting our lifestyle without our direct effort.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- The Five Incomes™ https://melabraham.com/wp-content/uploads/TAE-009-The-Five-Incomes™-.pdf

- My website https://melabraham.com/

- The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom, a book by Mel Abraham https://www.amazon.com/Entrepreneurs-Solution-Modern-Millionaires-Freedom/dp/1630473308/

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

008 Understanding the Number for Wealth Creation

Mon, 17 May 2021 06:00:00 -0700

Today, we will do a bit of math to understand the number of wealth creation. We will talk about the variables to consider when you want to reach the desired level of wealth, and we will cover the most common mistakes people make when planning their journey to a wealthy life.

What You Will Learn In This Episode:

- How the change in the pension plans has affected our lives

- Why we must create a lifestyle plan rather than an income plan

- How investment returns can help us create wealth, and how higher investment returns relate to risks

- The role of time in wealth creation

- The four inputs that affect the amount you need in order to grow your wealth

The see-where-it-goes mind frame is not the best strategy to achieve financial liberation. Therefore, when we talk about wealth creation, it is fundamental to have a clear goal, otherwise, it is impossible to put a plan together that will get you where you want to be.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- Access the Lifestyle Wealth Calculator ™ here http://www.melabraham.com/wealthtool/

- The Four Wealth Drivers Matrix™ https://melabraham.com/wp-content/uploads/TAE-008-The-4-Wealth-Drivers-Matrix™.pdf

- My website https://melabraham.com/

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

007 How to Scale Your Profits

Thu, 13 May 2021 06:00:00 -0700

In this episode, we will talk about profit, and we will discuss how the misconception between revenue and profit can cause problems and misunderstandings. We will also talk about maximizing profits, what the 50% rule is, and the Wants and Needs Analysis.

What You Will Learn In This Episode:

- Why revenue or top line is NOT what we need to focus on when we want to increase profit

- What is the best way to increase a company's profit

- What is the 50% rule, and how to apply it properly

- How the Needs and Wants Analysis can help us scale our profits

Once our company starts generating considerable profit, it becomes easy to make mistakes. Instead of asking, can I afford this, the question should be, how can I make this affordable? When we talk about lifestyle and wealth, we need to think about our future, and getting in debt for a lifestyle is selling our future for our present.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- The Fifty Percent Rule™ Framework https://melabraham.com/wp-content/uploads/TAE-007-50-Rule-Graphic.pdf

- My website https://melabraham.com/

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

006 How to Overcome Your Money Story

Mon, 10 May 2021 06:00:00 -0700

Today, we will talk about money stories, and why I believe that the money stories that keep us stuck are not taught, but caught.

We will go through Brad and Ted Klontz’ four money scripts to understand how these stories affect us, and what we can do to prevent them from running our money life.

What You Will Learn In This Episode:

- Where our money stories are coming from

- Why we need to be able to identify our money stories

- The main traits of money avoidance and money worship stories

- What is money status, and where it can lead us

- What it means to be money vigilant

All of us have money stories, but until we step back as observers of our life and identify them, we won't be able to change them. Maybe one of the four money scripts is more present than the others in our lives, and that’s fine. What we need to do is find a balance between them.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- Book: Ted Klontz, Brad Klontz - Mind Over Money: Overcoming the Money Disorders That Threaten Our Financial Health https://www.amazon.com/Mind-over-Money-Overcoming-Disorders-ebook/dp/B002WA4O9E/

- My website https://melabraham.com/

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

005 Wealth Building and Failure in Business

Fri, 07 May 2021 04:00:00 -0700

Today, we will talk about wealth-building entrepreneurship and why businesses fail. We will discover the mind frames that affluent entrepreneurs need to understand and adopt, and that will set them apart from treadmill entrepreneurs.

What You Will Learn In This Episode:

- What is the main difference between treadmill and affluent entrepreneurs

- The three mind frames on an affluent entrepreneur, and why mind frames are different from mindsets

- The idea behind creating several business plans for our entrepreneurial endeavors

- What happens when we have conflicting mind frames

Some entrepreneurs feel comfortable with only one or two of the three affluent entrepreneurs' mind frames, and it often ends up with their business failing. We are the CEO not only of our company, but of our legacy, and that's why we must know how to wear every hat and feel confident with all three affluent entrepreneurs' mind frames.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- Career Explorer - How much money can you make with an entrepreneurship degree? https://www.careerexplorer.com/degrees/entrepreneurship-degree/salary

- The 3 Mind- Frames ™ of an Affluent Entrepreneur Graphic https://melabraham.com/wp-content/uploads/TAE-005-3-Mind-Frames-of-Affluent-Entrepreneur.pdf

- My website https://melabraham.com/

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

004 The Simple Way to Build Wealth

Thu, 06 May 2021 04:00:00 -0700

This episode is about the simple ways to create wealth. We will talk about money issues and how to deal with them. We will go through the three basic laws of wealth creation, and I'll share with you the six steps you can implement right away to change your wealth-building game.

What You Will Learn In This Episode:

- Why you are experiencing money problems

- The three fundamental laws of wealth creation

- Why it is important to know the destiny of every dollar that we generate

- What is the best way to manage our investments

- The six steps to start building wealth

Wealth creation is simple to understand, yet it is a long game. We must be consistent, disciplined, we must be investing persistently based on the fundamental laws, and as a result, we will create wealth over time.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- Book: Chris Hogan - Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too https://www.amazon.com/Everyday-Millionaires-Ordinary-Extraordinary-Wealth-ebook/dp/B07MCYP39J/

- My website https://melabraham.com/

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

003 The Money Taboo That Keeps You Broke

Wed, 05 May 2021 04:00:00 -0700

Today we will talk about the money taboo. We will discuss how the way we think about money affects our relationship with it and our lives in general. We will go through the six reasons why we should start talking about money with the people around us.

What You Will Learn In This Episode:

- Why the taboo of talking about money is keeping you broke

- How the ignorance around money can affect our families

- Why talking about money is the pathway to growth

- Why we must have positive conversations about money and talk about it with our kids

- The importance of breaking the not-talking-about-money family tradition

There are many emotions around money. Those who have it feel guilty, and those who don't feel ashamed. The feelings around money make it an uncomfortable topic to be discussed, which only creates more ignorance and confusion about producing wealth. We need to remember that money is neither good nor bad, it's neutral. It's just a tool that can be used for the greater good or not.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- Download The Framework Formula https://melabraham.mykajabi.com/framework-formula-opt-a?_fs=bf04d77d-f5b9-4f0d-ba42-370ec6d7ca8f

- My website https://melabraham.com/

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

002 How to Achieve Financial Liberation

Mon, 03 May 2021 08:24:17 -0700

In this episode, we will talk about how to get financial liberation. We’ll discuss what it means to be a treadmill entrepreneur and the long-term results that they get. We will also go through a small portion of the Affluent Blueprint Framework, and the outcomes of living an affluent entrepreneur life.

What You Will Learn In This Episode:

- The difference between financial freedom and financial liberation

- What it means to be a treadmill entrepreneur

- The three critical outcomes of an affluent entrepreneur life

- What it means to have complete freedom

- What are the three pillars that grant the critical outcomes of an affluent entrepreneur life

Every entrepreneur struggles with the work-life balance, when actually the struggle is about work-life harmony. Every work-related decision affects our personal lives and the ones around us, and a richer lifestyle is not about assets and possessions only, but about having time in our day to spend with our loved ones.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- Download The Framework Formula https://melabraham.mykajabi.com/framework-formula-opt-a?_fs=bf04d77d-f5b9-4f0d-ba42-370ec6d7ca8f

- My website https://melabraham.com/

- The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom, a book by Mel Abraham https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

001 How to Live a Life of Affluence

Mon, 03 May 2021 08:19:39 -0700

In this episode, we will talk about the affluence life paradigm, and how to live an affluent life. We will go through each of the four paradigm elements, and learn how to put together an affluence plan. Finally, we will talk about what it means to generate a perpetual income machine.

What You Will Learn In This Episode:

- What we mean when we say affluence, and how that impacts our lives

- What is an affluence life paradigm

- Why we need to have a meaningful and impactful vision

- What it means to have a fruitful and peaceful affluent life plan

- The five incomes and what it means to have a perpetual income machine

One of the keys to being an affluent entrepreneur is to have a bigger-than-us vision, something that we want to achieve outside of ourselves. It has to be powerful enough to keep us on track during the most challenging times. We must have a vivid and compelling vision, something we would crusade for, and that’s the only way to ensure that we will get up after every blow life gives us.

Resources:

- Affluent Entrepreneurs Private Facebook Group https://www.facebook.com/groups/affluenceblueprint

- Download The Affluent Life Paradigm™ Framework https://melabraham.com/wp-content/uploads/TAE-001-Affluent-LIfe-Paradigm™-.pdf

- My website https://melabraham.com/

- The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom, a book by Mel Abraham https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube www.youtube.com/user/MelHAbraham

000 Welcome to The Affluent Entrepreneur Show!

Mon, 03 May 2021 08:14:44 -0700

This show is all about your business, your finances, and your life. This podcast is for you if you want to play a bigger game in life, in your business, with money, and generating a massive impact in the world in the process.

I'm Mel Abraham, a best-selling author, speaker and founder, CPA by education, and entrepreneur by exhilaration. I'm the founder of the Thoughtpreneur Academy and Business Breakthrough Academy. In my journey as an entrepreneur, I've built, bought, and sold several multimillion-dollar businesses for my clients and myself. I believe that everyone should be financially independent.

On this podcast, we will have open, frank, and direct conversations about wealth, business, and life, shining a light on what is possible for your entrepreneurial endeavors. I'm convinced that being an affluent entrepreneur is the answer to living a bigger, bolder life, and to do it is within our reach.

I'll invite successful entrepreneurs, investors, and high-performance athletes to the show to share pearls of their wisdom about business, wealth, and their lives. I will answer the questions you send me and bring some of you to do one-on-one live coaching.

Allow me to guide you on your journey of becoming an affluent entrepreneur. Let's do this together!

Resources:

- My website https://melabraham.com/

- Book: Mel H. Abraham - The Entrepreneur's Solution: The Modern Millionaire's Path to More Profit, Fans and Freedom https://www.melabrahamtraining.com/TES-Book-Launch-1

- Find me on Facebook https://www.facebook.com/melhabraham/

- Find me on Instagram https://www.instagram.com/melabraham9/

- Find me on LinkedIn https://www.linkedin.com/in/melhabraham/

- Find me on Twitter https://twitter.com/MelHAb

- Find me on YouTube http://www.youtube.com/user/MelHAbraham

TES 094 - How to Create Frameworks That Get Results

Thu, 30 Mar 2017 09:00:01 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about how to take your concepts and communicate them in a way that gets action as well as results from the people that you are serving. As visual learners, we learn with pictures and frameworks. They are the key to inspire understanding and results.

If we don’t get it right, your marketplace will be lost in complexity and confusion, there’s no understanding and what really happens is that there is no progress. When we get it right, the mess becomes simple, your audience sees themselves in there and it gives them path to results. It’s how they take their first step.

The 3 things that you need to know:

Geometry is real. There’s basically squares, circles and triangles.
Emotions are imbedded. Your audience identifies with the fears, frustrations, aspirations, and dreams.
Choreography gives it life. The syntax and process to unpack it will move them.

The Framework Formula

Here are the 4 common elements that all frameworks will have:

Geometry: Squares, circles and triangles are pushed together. The shapes have different meanings attached but we must realize that every framework has geometry and it needs to be really thought out.
Content: Content needs to be meaningful. They are the points that start to bring things home and allow for that movement.
Emotion: Think about what emotions you are trying to bring out. Think about their fears, frustrations, aspirations, dreams and how you will instill certainty in them.
Choreography: It’s about the steps that you are going to use to reveal the whole thing. An emotional dance of understanding to bring simplicity to complexity.

There are 6 types of frameworks:

Value framework: Present levels of value so that your market can identify where they are, the challenges that exists and where they want to go. It gets them to have that desire or emotion.
What framework: It’s about teaching someone a set of principles. Most of the times they are in the form of matrices.
Process framework: With process frameworks, you are sharing the steps and what needs to be done.
If framework: It’s evolutionary. It talks about “If we do these things, we will evolve to this level”.
Urgency framework: It’s a model that creates a need to do something now. It’s to move them by giving them the consideration of inaction.
Genius framework: You combine several frameworks into one. It includes a multitude of things that grasps everything.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world and build the lifestyle that they wan

TES 093 - How to Go from Job to Entrepreneur

Mon, 27 Feb 2017 22:41:08 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, answers a question about whether it is time to quit your job and go from job to entrepreneur. As risk mitigators, entrepreneurs must weigh the risks before moving forward. If you do not get it right, you are living a dual life, there is no joy in earning, and you find yourself in no or low cash flow. If you get it right, you feel like you are in flow, you are monetizing your passion, and you find freedom and cash flow.

The 3 key principles you should understand:

Committed vs reckless. There’s a difference between being committed and being reckless.
Plan and test. Put strategies in place and get feedback.
Set your scale threshold. Not everyone has the same transition point.

The Entrepreneur Transition Formula

Preparation: It is about your thinking. Clarify what you are passionate about but passion itself isn’t enough. You must create value in other people’s lives with your passion. Also, interview the people you want to serve and know about the things that they are looking for.
Evaluation: It is about analyzing. Plan your idea and how the journey looks like. Do micro-launches, test, get feedback and tweak it as needed. Finally, assess everything so you can move forward.
Execution: It is about doing. Look at the financial viability and see whether it’s a viable commercial option. Understand who do you need to make it happen and form a team over time. Decide on your scale threshold. It’s the tipping point where you believe that you can make money at it, scale it if you dedicate more time on it, and it will allow you to fulfill your dreams and live your aspirations.

Get preparation and evaluation correct and you will find some comfort in the process. When you get evaluation and execution correct, you get clarity. Through evaluation and execution, we are living our calling. Transition is built on all of this.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world and build the lifestyle that they want. Mel is one the most sought after entrepreneurial mentor and strategic thinkers of our time. Unlike many other so called “business coaches”, Mel has lived everything he teaches and continues to do so. Mel has built, bought and sold numerous multimillion-dollar businesses for himself as well as his clients. As the author of The Entrepreneur’s Solution: The Modern Millionaire’s Path to More Profit, Fans & Freedom Entrepreneur, Mel’s strategies have helped build thousands of businesses and have generated hundreds of millions of dollars for his clients, ranging from large corporations to startups and small family-owned businesses.

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

____________________

TES 092 - How to Get Your Message to Market Match Right

Tue, 21 Feb 2017 09:02:09 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, teaches you how you can get your market to message right by building a bridge between the two.

If you want to build an audience or a following, you need to be able to spread the right message to the right ears at the right time in the right way. This episode will teach you how you can get your market to message right by building a bridge between the two. If you do not get it right, your message gets lost and no one sees it. Nobody is there for your content and you end up with no sales. But if you get the market and the message right, there is clarity. Once they have it, your message becomes music to their ears and deals end up getting done.

The 3 principles that you need to know:

They need to feel understood. You have walked in their shoes or understand what it’s like.
They need to see a path. That you can take them from point A to point B.
Transformation drives value. Articulate the transformation that they get.

The Market/Message Bridge

This framework allows you to articulate the value, transformation, messaging, and empathy. It’s about (1) being able to articulate the frustration, (2) giving them hope and (3) speak to their aspirations.

There are 6 levels or hot buttons to this process:

Emotion: What are they feeling? Articulate their frustrations, fears, anger, angst, and anxiety at the base level.
Existence: It’s their current reality. What is really going on? Appeal to their struggles.
Empathy: Understanding them from their position. What did you do when you were in their place?
Evidence: They need to see the solution in you. Move them from frustration to hope.
Envision: It’s about giving them a foretelling of the future. Say how you figured it out.
Evolution: Attach to the desires. What are they feeling now and what new feelings come to light?

__________________________

ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life bigger, bolder and on the

TES 091 - How to Create a Training that Transforms

Tue, 14 Feb 2017 07:20:19 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, discusses about how you can create a training that builds in transformational results for the people that buy, use, attend and learn from you. We need a killer program for it because if we do not do it right, there is no one that has attention on us, there is no demand and it results in the fact that we can't improve other people's lives. When we get it right, there is an intense focus on us, we are in demand and the users get the results in the process.

The 3 principles that you should know:

Insights drive transformation
Feelings deepen retention
Action steps will lead to results

The Killer Program Paradigm

This framework will allow you to make an experience and build the feelings necessary to give your audience the action steps which in turn gives them the results in the process.

Education: They come to us for training and so we educate them. We give them the insights which are not just the data but the interpretation and application of it.
Experience: It shouldn’t flow in just one direction. People want to experience it and you have to make sure that they immerse in it so that it creates feelings inside of them. This is how you retain them.
Execution: It should be executable. They should be able to apply it. Give them a step-by-step action plan.

If we build their feelings and give them the insights, they assimilate and identify with it. When you educate them, and give them the execution plan, you’re giving them the clarity. Finally, when we create the experience and education, passion sparks inside of them.

Ultimately, when you get everything right, you end up with creating Transformation.

__________________________

ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

____________________

THE ENTREPRENEUR'S SOLUTION

The Entrepreneur's Solution is a weekly entrepreneur, business, wealth

TES 090 - How to Create a Lead Magnet that Converts

Wed, 01 Feb 2017 04:05:04 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, shares with us the framework and the tools so that you can build a lead magnet that converts. If you do not get it right, we're going to end up with a bunch of lookie-loos, we are in a situation where there's literally no traffic and we don't even get that first date with our audience. But if we get it right, qualified people will be attracted to our content, they even share it and you end up with courtship which is a trusting and loyal relationship.

The 3 key principles that you need to know:

They are looking for something
It solves a specific problem
It highlights a bigger solution

The Lead Magnet Pillars

The objective here is to get something that actually attracts and converts. There are 3 keys to it:

Educate: They got to feel that it’s going to educate them. There should be information that is useful. The easily digestible content that you provide should empower them.
Engage: It should not be a data dump but something that can engage them. Ultimately, what we’re looking for is eyeballs. You want them to be attracted to it so you can convert.
Inspire: It should inspire them to (1) take action and (2) take them to a higher aspiration. It should build excitement of what is possible in the sense of growth, ease, and certainty.

When we create a lead magnet that engages and inspires them, we are able to create loyalty. Trust is gained when we inspire and educate them correctly. Lastly, if we get the engagement and education in place, we are going to build authority. All of this is going to attract and convert.

__________________________

ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

____________________

THE ENTREPRENEUR'S SOLUTION

The Entrepreneur's Solution is a weekly entrepreneur, business, wealth and lifestyle show where entrepreneur, speaker and author Mel Abraham reveals all of his business and entrepreneur building strate

TES 089 - How to Build Engagement with Your Market

Tue, 24 Jan 2017 18:59:39 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, about how you can engage your audience or market so that you excel in your presence out there and build a following that is going to champion you. If we don’t get this right we are going to feel deserted, it leads to feeling ignored and there is no growth. But if you get it right, there is a crowd and it is populated, you will enter into conversations and ultimately it becomes a stampede as they want to be a part of the community.

The 3 principles that you need to know to building engagement with your market:

Speak to their desires. Understand their dreams and aspirations.
Get their commitment to do something.
Decision is simply the catalyst. Only a few them are immovable.

The Engagement Elevator

This framework helps us to understand the following 3 pillars of engagement:

Heart: It is about incorporating the emotional side. It may be a story, a statement or something that grabs them emotionally first. It’s a ‘why’ statement.
Head: It is about engaging their rational thought process. Your communication with them should speak to the logical part of their mind.
Hands: It is behavioral. Get them to do something. Get them to make a movement or take an action. It is how you get results.

Dealing with the head and hands together, you have given them the logic and the action items. It is how you get your audience to take a Decision.

If you get the head and heart together, you speak to their logical and emotional side. That is how you incorporate their Aspiration.

When you incorporate their heart and hands, their decisions are driven more by heart and less by logic. That is how you create a Mission.

All this leads to generating Engagement with your audience and marketplace.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

____________________

TES 088 - Moving From Goal-Setting to Goal-Getting

Tue, 17 Jan 2017 04:30:52 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about moving from goal-setting to goal-getting using something called The Achievement Ladder. If we are not focused on achievement and goal-getting, we end up with spotty success, we have a complete lack of drive and we start to stew pessimism. When we get it right, we will walk through the success gateway, we are hyper-driven and we approach things with a knowing.

Here are the 3 things that you need to know:

Micro-successes are key
Blame builds walls
Positive expectancy

The Achievement Ladder

Goals are useless unless they are energized by emotion. They should be aligned with your vision and purpose. This ladder of achievement is meant to infuse you with the energy so you move from goals to success.

Personal Growth: At the very bottom of this framework is personal growth. In order for you to succeed, you need to be willing to do things and have that inherent desire to grow.

Perseverance

Purpose: Why are you doing this? Why do you want this goal? Write it down because purpose is effectively your emotional why.
Passion: What is the passion you bring to it? You got to have strong emotions behind it so that you and your team will get behind the mission.
Patience: Have the patience to continue on the path to build things. You can’t control everything but you need to have the patience to deal with the setbacks and move forward.

Practice

Plan: What are the bite-sized action steps that you have in place? You need to plan out the resources, people and help that you need in your journey.
People: Who are the people you need? Success is never a solitary pursuit. Think of the people you need like employees, team and customers.
Positivity: Have positive expectancy. Be idealistic as well as realistic. Come up with 2 to 3 emotionally compelling positive statements to bring you back to the center.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply e

TES 087 - How to Maximize Your Success

Mon, 09 Jan 2017 06:16:18 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, continues the journey on productivity and talks about how you can maximize your success in such a way that accelerates you toward your destination. If we don't understand how to do it, we end up with no process, we don't recognize successes along the way and we're just not successful. On the flip side of this if we get it right, we become process driven, we celebrate our successes along the way and ultimately we have learned-success.

Here are the 3 things that you need to know:

Lessons are key
Process brings control
Blocking moves the ball

The Success Maximizer

Here are the 8 areas of focus for maximum success:

Reflect: Define and celebrate your wins. Reflect where you are and where you have come from.
Lessons: List the top 10 lessons from the past year. This is where you start to get the growth.
Attitude: Where did you spend most of your time from an attitude perspective? Were you pessimistic or optimistic? What was your overall attitude?
Gratitude: What are the top 10 things you’re most grateful for? List them all out.
Simplify: What are 3 things you can let go of to simplify your life? Be honest with yourself and subtract the over complicated from your life.
Process: Set your key goals for the coming 12 months and build the process into 90-day accomplishments. Have a course of action where you define your 90 day plans for the next 12 months.
Disconnect: Set a minimum of 3 times during the year for you and your loved ones. Create the time to unplug and disconnect.
Block: Schedule your time blocks for the coming year. Block out time for events, time outs, personal and creative time.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

____________________

TES 086 - How to Be More Productive

Wed, 14 Dec 2016 20:52:32 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about how you can be more productive with the help of successful rituals or habits in your life. If we don't get such rituals right, we find ourselves in a confused state, we are totally unfocused and we ultimately end up with no results. When we get it right, we have clarity, everything we do is intentional and we start to complete tasks.

So here are the 3 principles that you need to know:

Focus precedes action
Actions don’t equate to completion
Fulfillment is your true currency

The Productivity Sphere

This framework will allow you to divide your time in the morning and later in the day. Each activity gets a maximum of 90 minutes. The activity doesn’t have to be the same for everyone. You can use this as a reference to create your own sphere of productivity.

In the AM

Creativity: This is the time to be creative. You can spend the time generating ideas and writing them down. It is not necessary that you do it as the first thing in the morning.
Exercise: The time for exercise is largely important. It energizes you and brings vibrancy back in your life.
Team: This is the time that you separate for your team. Do they need something from you so that they can carry on with their work?
Strategy: Sit back and look at your strategies. What are the plans that are and aren’t working, the things that you need to tweak?
MIF: Most Important First. When you have a lot of things to do or are procrastinating, list them out and do the ones that are most important.

In the PM

Review: Look back and review the day. Think about how you did your daily tasks and carried on with your strategy.
Wins: What are your wins for the day? Did you accomplish what you set out to? It’s a way to compliment ourselves.
Gratitude: Realize the things that you are truly, truly grateful for so that you create a chance to expand and grow from there.
Plan: What are the wins for tomorrow? What needs to take place for them? Who do I need help from?
Unplug: Shut the doors to your office and unplug. Be with your loved ones and rejuvenate yourselves so that you are ready to take on your morning rituals tomorrow.

__________________________

ABOUT MEL ABRAHAM

TES 085 - How to Make Sure People Know Your Value

Wed, 07 Dec 2016 15:41:17 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about your value because if you don't get value right no one sees you, people don't have interest in you and there is no sale. However, if you get it right, you're seen by your marketplace and the potential folks trying to hire you, people are curious and want to know more, and ultimately they buy.

Here are the 3 things that you need to know:

Transformation drives value
Process gives confidence
Results create certainty

The Value Articulator

This framework allows you to articulate your value so that you are able to speak to your audience in a succinct way.

Who: Who do you help? This is our market.
What: What results do you help people get?
How: How do you help? This is the process.

Problems: When you talk about who and what together, it’s really about the problems you solve.
Transformation: It’s between what and who. We get transformation by matching the people we work with, with the process that works.
Distinction: It is what the results are that we get and how we get them.

The Value Articulator Template

This is a template that you can use to answer who, what, how along with the distinction that you have when compared to others.

Here is how it works:

I help [X] do [Y] so that [Z], unlike [A] because of [B].

X – Who do you help
Y – What do you help with
Z – What results you help get
A – Customer alternatives
B – Your Distinction

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

TES 084 - How to Negotiate or Get to Solutions

Mon, 28 Nov 2016 22:25:55 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about negotiation, helps you understand the concept of conflict and shows you how you can go from contention to solution. In any type of negotiation, if you don't get it right, it's going to be an energy drain, the conversation will stall and you find yourself in a constant battle. If you get it right, you start to make progress, get some understanding and finally, produce some sort of resolution.

The 3 principles that you need to understand are:

The details bogs you down
The meaning that people give to situations is highly emotional
We need to find our solutions above the meaning and details

The Solution Pathway

To go from contention to solution, there are a couple of things to understand:

Observations: What happened? This is the detail, the stuff that we get caught into and we can’t get away from it because we’re stuck in the specifics.
Emotions: What made it happen? What are the meanings placed in it? We need to understand the meaning that comes from it.
Realizations: What is it about? This is where your solutions can be found.

What they are doing

Excavation: At an observation level, they dig into the problem and create a hole of emotions.
Personalization: Once they dig in, they make it personal.
Escalation: This is when we start to really have problems. People are worried about the details and escalating it.

What they should be doing

Information: At the observation level, we actually should be getting the facts and not placing blame on anyone.
Appreciation: Acknowledge and realize what they are feeling. Identify the difficulties and emotions without discounting it. Have empathy.
Resolution: At the highest level, we finally get to the resolution.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm

TES 083 - Finding Gratitude in Business and Life

Wed, 23 Nov 2016 09:14:27 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, reflects on being grateful and the concept of gratitude in life.

If you don’t get gratitude right, you are going to be limited with energy because it sucks us dry, you will find yourselves full of angst and if you are not gracious, you will find yourself alone. But if you get it right, you will have unlimited energy, you are going to be happier and ultimately it makes you magnetic. So, here are the 3 things you need to know:

All gratitude is generated from within
The actions you take will give it life
The habit of appreciation comes from practice

The Gratitude Grid

We are going to look at elements that are internal to you, activities you need to undertake and we finally look at the practices that need to come to life.

Internal

Notice: We have the ability to notice things—negative and positive. Look around and appreciate the things that are good and what can be improved.
Humility: Do not allow your ego to get in the way. People do not want to be around egotistical folks. You have to come from a place of service and humility.
Commit: Being committed to raise awareness, notice things, reduce ego, live with humility and looking for things that you can be grateful for.

Activity

Journal: Journal daily if you can or else do it at least weekly. Write about what happened, what you learned, what you are grateful for and what you can do better with.
Compliment: Compliment people for who they are and what they do even if you don’t know them. It will shift their behavior.
Cause: Elevate yourself beyond the tactical missions to something greater. Get over that task zone and approach it with a higher cause.

Practice

Transform: Transform yourself and look at your life differently to focus on the good and grateful things. Also, transform the people around you and how they feel.
Learn: Be open to making mistakes and learning. Focus on the growth as you become more open.
Sincerity: Go through emotions and be sincere with them. Don’t say things just because they sound right but because you mean them.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s

TES 082 - How to Create Valuable Content

Mon, 14 Nov 2016 21:43:02 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about how you can create valuable content. We discuss on what it takes to create content that is perceived as valuable so that you are much more in demand as an influencer.

If we don’t get it right, people are going to perceive your content as trivial, it will feel complex and what happens is that your content gets forgotten. But if you get it right, people will realize that it is useful, simple and ultimately it becomes unforgettable.

The three principles that you need to consider when doing this:

Distinction comes at the end
It comes from their world
Actionable leads to impact

The Thinking Hierarchy

Essential: At the base level, it has to be essential in their lives. It needs to hit home. Otherwise they are going to perceive your content as junk. So, at the base level, you need to make it informational to make it atleast 1X important.
Expansive: The next stage where your content should deepen the thinking on your topic and area of expertise. If that’s not the case, it becomes trivial. We are trying to extend the body of knowledge so that it becomes useful and 2X important.
Actionable: Your content should be able to get results. People should be able to use it in their lives. Otherwise, it is not valuable and what we want is to create something that is invaluable so that it is 3X important.
Refined: Is the content easily effective? We are trying to move from something that is perceived as complex to something that is simple enough for people to do it. In this way we can move it from 3X to 6X.
Distinct: The final stage which is about making your information distinct. We shouldn’t start with it but finally, we want it to stand out. The result that we are looking for is to make it unforgettable instead of being forgotten. The results move to 10X.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

____________________

TES 081 - How to Build a Personal Brand

Wed, 09 Nov 2016 10:50:18 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about how you can brand yourself and create a personal brand so that you become that premium provider who is sought after because what you know makes a big difference in people’s lives.

If you don’t get this right, there is going to be tons of friction, you will start to feel isolated and ultimately you will be invisible. If you get it right, you will be in this natural state of flow, you will create a community and you find yourself in demand. So what you need to realize is that deeper thinking leads to valuable impact, your positioning is intentional and you need to have platform obsession.

The Influencer’s Evolution

There are 6 stages to it:

Purpose: What is your purpose? You are it. This is really about you. If you don’t get it right, you will find friction in life and if you get it right, you end up with flow.
Perspective: This is about what you know. You know it. It will be a drain if you don’t have a process to it and if you do, then it gives you distinction.
Positioning: Positioning is about them. They see it. If you don’t do it properly, you are invisible but you will be in demand if you do it in a proper fashion.
Platform: They get it, your stuffs and solutions. If it’s not properly done, you will be isolated but if when it’s done right, you’re building a community who will champion you forward.
Prosperity: This is about the rewards. We value it. If we don’t know what is going on, then you will be unfulfilled versus being fulfilled when you get it right.
Plan: We see it and we need to plan after we get the five mentioned above right. If you don’t plan properly, we get random results. But if we keep the five in mind and make the right plans, we end up with predictable and deliberate results.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

____________________

THE ENTREPRENEUR'S SOLUTION

TES 073 - The Three Simple Keys to John Lee Dumas’ Success and 1400 Podcasts

Tue, 01 Nov 2016 15:12:25 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks with John Lee Dumas, the founder and host of one of the best podcast in the entrepreneur space, EOFire about three simple keys to his success.

About John Lee Dumas

John Lee Dumas is the founder and host of EOFire, a top ranked business podcast where he interviews inspiring entrepreneurs daily. Before getting into the podcast space, he served eight years in the army. After he came back, he went through a six year struggle in his search for meaning and making an impact. His journey took him through a law school to corporate finance to real estate. With some wins and some failures, he just wasn’t happy.

So, in his search for content he discovered some incredible podcasts which were free, valuable and constant. But he found out that the frequency in which they were published wasn’t enough for him so he started his own podcast Entrepreneur on Fire which is published 7 days a week. As of now, there are almost 1400 episodes published with over a million monthly listeners and 30 million downloads to date.

Key Takeaways

It really is important to distinguish yourself to make better stuff and be better at what you do.
You are not going to be awesome from day one. Keep working hard every single day to get a little bit better.
It is not about the hack or the technology. We have to run the miles.
Create the solution for your avatar.
Don’t force out more than you can really get out there in a quality way. People want the quality so work on it.

Three Habits for Success

Creating (1) free, (2) valuable and (3) consistent content.

Biggest Hurdle

The Imposter Syndrome due to which high-achieving individuals are terrified and are unable to internalize their accomplishments.

Looking Into the Future

We need to focus our energy and our greatest impact on specific avatars that we want to serve. If you try to resonate with everybody, you resonate with no one. Just know who you are at your core, know exactly who you want to serve and then just serve that person or those few. Those few people even that one person will grow into a much bigger tribe.

Interview Links

The Resource

Profit First, Michael Michalowicz

The Doozy

Stop taking life so seriously. You have a long roa

TES 080 - How to Create a Compelling Customer Promise

Tue, 25 Oct 2016 10:17:41 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about how you can create a compelling customer promise so that you not only end up with customers for life but with evangelists who are ready to do anything for your business.

If you don’t get this right, you will have no distinction in the marketplace, the perception of your value is low and you end up with customers who are runaways. They will buy from you but there is no loyalty and connection. But if you get it right, competition will fade away, your price will not matter and you will build an army of evangelists.

To make it happen, here are the principles that you need to know:

Expectations are transactional,
Be focused on their identity, and
Create a buzz from the delivery.

The Customer Promise Amplifier

This tool allows you to figure out how you deliver your promise to customers in terms of execution, perception, buy criteria, type and impact. There are 3 levels to this:

Expectation level

At the bare minimum, your execution is based on their expectation and you meet it. The perception in the marketplace is that you’ve got a commodity that you are offering and it’s without any distinction. The buying criterion is the cost and you have satisfied customers who end up being leavers or runaways.

Desire Level

This is the minimum level that you want to serve. Serve their desires and you have elevated above their expectations. They will look at you and your offer as a premium and the buying criteria is not much the cost but the utility or the impact that it’s going to have in their life. You will have happy customers and they will become repeaters who keep coming back.

Unexpected Needs Level

You do completely unexpected things so that your customers will look at it and perceive it as extraordinary. Their buying criteria will be based on their identity and you will have customers who are your fans. It will cost you money but in the long term it’s going to pay back as the impact you have will create evangelists who are willing to vocalize for you and are out there talking you up.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift so

TES 079 - Defining Your Business Identity & Culture

Wed, 19 Oct 2016 07:12:40 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about defining your business persona and creating a business identity. It is how your customers, employees, team and the people around you identify with your company and brand. We need to be really particular about creating an identity for our business.

If we do not get it right, we have no direction as an organization which leads to hiring people that don’t fit our identity needs. Ultimately you are not going to be able to build loyalty in your business. But if you do it right, you are going to create a group of people that are on a mission, they are going to be totally dedicated for your cause and outcome. All these result in the creation of a valued brand. So, what you need to know is that your culture is your aquarium and you need to keep it cleansed. Your tactics are driven by values that you set in the organization and the results are the byproduct of the identity that you create.

Business Personal Cycle

Values: The very first things that you want to define are the values of your organization. It is how you make decisions. If you are consistent with the values, it will lead to a specific culture.
Culture: When culture is done right, your team and employees will be there to follow your cause and not just to get their pay checks. You need to have a culture that serves something far greater.
Dialogue: This is the talk and it could be conversations about anything. Interactions between employees, team members, management and the team are all dialogues which build what we call a movement.
Tactics: The dialogue and movement determine the tactics that we are going to take. They are the specific actions that you put in place so that they result in certain desirable outcomes.
Systems/Processes: When we systematize the thinking, culture, dialogue and tactics, we have something known as a process. These systems or processes drive the results of your organization or business.
Results: They are what we want; our ultimate goal. When you get the results that you desire, don’t stop there as the cycle continues and you have to go back to your values. These are the keys to building your business persona.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on th

TES 078 - How Is Your Identity Created?

Tue, 11 Oct 2016 18:26:52 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about defining yourself to create your identity because it is one of the most important choices you can make as a person.

If you get it wrong, you are lost because you don’t really know who you are and what you stand for, you get inconsistent results and others lose trust in you because they can’t trust the response. If we get it right we get clarity, become directed in a particular direction and ultimately we become highly trusted. So, what you need to know is that your identity starts with your thoughts, actions will bring them into being and the results will drive it deeper.

The Personal Identity Cycle

Values: To figure out your identity, the first thing you need to consider is what your values are. It drives everything and can be internally or externally sourced.
Thoughts: Ultimately values lead to our thoughts. They are the start of everything. All the things around you lived in the thoughts of someone before they were invented. In order to get behavior change, we have to go through our thoughts first.
Words: Thoughts lead to words. The words you use to communicate or tell yourselves something is the manifestation of your internal thinking. So carefully consider the words you use when you communicate before actually doing it.
Actions: Actions are driven by words. The actions we take are an important part of our identity. Be positive with words and follow them up with considerate actions.
Habits: Our repetitive actions are what we call habits. We are so much ingrained in these that we do them without thinking. You don’t need to give careful thoughts to such habits as they are deep in our psyche.
Results: Finally, everything leads to the results that you generate. This is the final point in the cycle which will go around continuously. The sum total of this cycle is our identity.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

____________________

THE ENTREPRENEUR'S SOLUTION

TES 077 - Lessons from My 55 Years of Life

Wed, 05 Oct 2016 13:04:11 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, shares his six lessons from 55 years of living and how you can have a fulfilled life.

If we don’t get this right, we’re going to live a life of disappointment, it feels like a constant struggle and there will be no meaning to it. But if we get it right, it builds our confidence, we find our resilience and we have a meaningful life. To make it happen, what you need to know is that comparisons disappoint, your worth is in the beholder and possibility always exists.

The Six Lessons From 55

Gut: Consider what our gut tells us because it gives us things that we logically and analytically cannot pick up or understand. You need to work from that because the analysis might look great but if in your gut it doesn’t feel good, you need to rethink the whole process.
Grit: It is about courage and the ability to go forward using your stamina and resolve. There will be a lot of naysayers and haters but you need the courage to face them and keep doing what you believe and want in life.
Gathering: We need people around us. No one is a self-made millionaire. There are a lot of people that nurture and guide a successful person. So, really think about who you surround yourself with because you need people who will call you out and hold your standards to a higher level.
Greatness: Identify the things that you are good and passionate at because you ought to be spending your time doing those things. You can be more impactful in areas where your talents and passion intersect. So, spend your time where your greatness lies.
Generosity: Be giving. Come from a place of service. We are not here on this world to just take and accumulate. Serve, help, elevate and live a legacy with the help of your generosity and kindness.
Gratitude: It overarches everything that we do. When you build your life, you have to know what you are grateful for. Maybe you can list out such things regularly and see how it shifts and changes your life and business.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

_______________

TES 076 - How to Avoid Mistakes

Mon, 26 Sep 2016 21:19:37 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, teaches us how we can learn from our mistakes before we even make them. It is about getting it wrong to getting it right.

If we don’t get this right we have no clarity, no action and we get no results. But if we do it right then we will have clarity and purpose, our actions will be intentional and what ends up happening is we get great results. So, what you need to know is:

You need to be real about yourself and your capabilities.
Know your target and where you want to go.
What the worst case is so that you can mitigate it and grow.

The Antithesis Advantage

Using the framework, we are going to look at the worst case scenario, analyze our strengths and values so that we know where we stand and what we need to do. It is a quadrant model rated using value in the horizontal axis and strength in the vertical axis.

There are four quadrants in this model:

Delegator: Low in both strength and value. Meaning that there is very little critical nature to it.
Scholar: High on values and low in strength. This is when we need to study, work and learn. You can also get someone to help you out because it’s critical to the outcome.
Overseer: Low on value and high on strength so you are going to let someone else do it and then you review it.
Mastery: It’s high on both value and strength so this is where we need to be spending our time.

This framework can be used for any skill, goal or opportunity. You can list out the skills needed and then rate it on the basis of strength and value. You can then imagine the worst case and prepare an antithesis for it. In this way, you can plan the solution before the problem ever arises so that you raise the likelihood of success.

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ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

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THE ENTREPRENEUR'S SOLUTION

TES 075 - How to Communicate Effectively

Tue, 20 Sep 2016 10:12:23 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, discusses how we can communicate effectively and shift people’s thinking. To get your point across to someone else’s mind you have to communicate in a way that is consistent and its effectiveness is measured by the results you get.

The challenges that we face if we don’t get this right is that we’re not heard, we have no impact and ultimately we end up not being fulfilled. On the other hand, if we get it right, it is music to our ears, and in the process you can shift people’s thinking and build a movement.

Here are the important things that you need to know:

Forget your bias and communicate beyond it to get your point across.
Need to touch all of the preferences and perspectives out there.
Use the right tools to bring it to life.

The Communication Pathways

In this framework, in the center of it all is insight. Then you will find detail thinkers versus big thinkers on the top and bottom respectively. Similarly, on the left and right respectively there is low emotion and high emotion.

Now, let us take a look at the four different communication pathways:

Data Wonk: These are the people who are detail thinkers and want to see data, proof and numbers, and their choices are made from a low emotion standpoint. They are grounded, systematic and analytical.
Storyteller: They are detail oriented but are emotional as well. They give a lot of detail and descriptive information that are memorable and compelling.
Visionary: They have high emotion and are big thinkers so they are very passionate and idealistic. They are ready to take on problems or situations as they are visionary.
Architect: They are the builders who are practical and will find simplicity on the other side of complexity. They will use processes and diagrams in their communication.

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ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

TES 074 - How to Be Seen as a Leader

Thu, 11 Aug 2016 08:34:04 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about the steps you can follow so that you are seen as a leader. All of us are leading someone and if we don't get it right, we have no real knowledge, no real results, and we are seen as an imposter. But if we do it right and get a command of this, you are seen with a distinct and unique set of talents and knowledge, it is highly valuable and you ultimately become the "go to" authority.

These are the things that you need to know to be perceived as an authority:

Impact Focus: To be in a thought leader level, we need to focus on the impact that our information, business and thought process has.
Unique Insights: You cannot be a repeater but have to give unique perspective.
Solution Driven: There’s a specific problem and you have the precise solution for it.

The Authority Acceleration Matrix

In this matrix, at the bottom there is no reputation and at the top, there is great reputation. On the left, there is low knowledge and on the right there is deep knowledge. Here are the types of people present in the four quadrants:

Task Junkie: In the lower left quadrant, someone who is really task driven and income is low. It feels like serving time and swapping it for dollars.
Book Worm: In the bottom right quadrant, people who are relatively unknown. They are the ones in the offices who love their work and are technically astute.
Great Imposter: In the top left quadrant, this is someone with a low or just surface level of knowledge but is a good marketer. They have a short lifespan because they don’t possess the depth of skill.
Authority: In the top right quadrant is where you want to be. These folks are highly valued because of their unique insights and distinct solutions. They really have a deep level of knowledge.

The focus of these four types of folks differs. On the bottom you have no focus and impact focus respectively and on the top, there’s marketing focus and knowledge focus respectively. What you want to do is have a deep level of knowledge and be capable of tremendous impact in order to transcend from commodity space to premium dollar space.

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ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this

TES 072 - Scaling Vs. Leveraging Your Expertise

Mon, 25 Jul 2016 13:26:06 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, continues the discussion from the last one and moves the topic toward scaling and leveraging your expertise. Scaling and leveraging are two different things. Scaling a business means you are growing everything in it from the cost structure to revenue and turnover. Leveraging your practice means growing your top and bottom line without even impacting the cost structure.

What We Can Scale

Marketing: You can create an automated process to scale your marketing. Another way to do it is by sequencing in which you get to know your customer base and slowly move up from there. The final way to do it is with the help of replays in which a single content will be used to serve people in different ways.
System: Repetitive tasks can be systematized. You can make it framework driven or create step-by-step processes which can run on a regular basis.
Duplication: It’s about duplicating what you know. Put yourself in different places not literally but with the help of guides and trainers.
Licensing: Teach people to do what you do so that you don’t have to do it yourself.

What We Can Leverage

Time: With limited number of hours in a day, you need to be able to utilize it effectively. Serve others in groups versus solo to maximize time usage. You can try remote training or use forums and communities to leverage your time.
Products: Productize what you know. Record your gigs and package it in the form of videos, audios, series, PDFs, downloadables and put it out there.
Groups: Gather people in one place and deliver your message to many at the same time. You can try seminars or webinars for it.
Licensing: Get your time back by creating other instructors, teachers that do the job for you while following your frameworks and steps.

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ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

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THE ENT

TES 071 - 4 Ways to Make Money with What You Know

Wed, 06 Jul 2016 13:04:09 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about the four different ways that you can share what you know to generate income. You are going to learn about the four primary business models and get an introduction about how you can scale and leverage it.

Why this is important is because if you don’t get it right, you get tired, have no impact and there is no future with what it is you’ve got to work with. But when we get it right, you will feel a greater flow, you will be valued higher and it leads to better income.

So, the things that you need to know are:

What fits with you: How you want your life to be in this lifestyle business
Create curriculum and process: Package your knowledge properly to be effective
Scale vs leverage: How you leverage what you know versus scaling and growing everything together

The Practice Spectrum

This framework helps you decide on the type of practice that you can do. On one axis there’s ‘process’ and on the other it’s ‘intellectual property access’.

1 to 1: It is the hours for dollars model. You have a specific hourly rate and you swap your time for it. It has a limit to it when it comes to increasing your income as there are limited number of hours in a day. You have to think about moving up from here.
1 to Many: There are different ways you can do one to many like with seminars, speaking sessions, online video/audio. A lot of times it is in speaking sessions where you impact many people with a single content that you deliver.
1 to Few: It’s about giving more access to you. So you limit the number to small groups. It is higher priced as you give more access to your intellectual property, wisdom and knowledge.
Many to Many: A higher level situation that you need to build up before trying. You can go many to many by licensing your process. Train other people about your results, procedures and frameworks so they can deliver for you.

We will talk about Scaling and Leveraging a Practice in the next episode but to set the lay of the land, there are four primary ways of business models: (1) Time, (2) Product, (3) Hybrid and (4) License based.

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ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneur

TES 070 - Get Right Thinking and Right Results with Kim Ades

Wed, 08 Jun 2016 14:57:50 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks with personal development & executive coach, expert speaker & author, and supermom of five, Kim Ades on a number of topics including her coaching business and her journey.

About Kim Ades

Kim Ades, MBA is president and founder of Frame of Mind Coaching and JournalEngine Software. Author, speaker, entrepreneur, coach, and mother of 5, Kim is one of North America’s foremost experts on coaching high-prole executives by teaching them the principles of thought mastery. By using her unique process of coaching through journaling, she works with clients who are intelligent, driven, and ambitious and helps them examine and tweak their thinking in order to yield extraordinary results.

What Kim Stands For

Kim stands for helping people see themselves in a powerful light through the process of thought mastery.

Key Takeaways

No matter the industry and position, those people with high degree of emotional resilience are more likely to succeed.
When thinking is aligned with goals, action naturally unfolds.
We need to shift our thinking before shifting our behavior.

The 3 habits that contributed to most of Kim’s success:

Journaling
Keep getting up (don’t give up)
Continuously trying new things

Biggest Hurdles

That I could actually be the president of my own company – the idea that I didn’t need a sidekick or someone else to make that happen.

Looking Into the Future

We need to spend our time understanding the relationship between thoughts and outcomes and work towards an increased level of personal control and management.

The Nightmare Gift

The sale of her last business through a shotgun agreement.

Interview Links

The Resource

The Art of Possibility, Ben Zander

The Doozy

You are way smarter than you think. Focus on your niche market.

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ABOUT MEL ABRAHAM

Mel is the founder of BusinessBreakt

TES 069 - Using Leveraged Knowledge & Noticeable Distinction For Positioning

Mon, 30 May 2016 20:48:32 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, continues the journey of going from idea to thought leader as he digs deeper into the final two levels of the Thought Leader Framework which are Leverage Knowledge and Noticeable Distinction.

Leverage Knowledge

Building Content in Layers: It is about creating content in such a way that you have layers of information around it and you can continue to teach over and over again at different levels depending on the audience and time. You can build frameworks and models to bring a level of awareness and distinction.
Repurposed: Repurposing is about working on something from the beginning and creating it in such a way that it can have multiple uses. Your ideas and information then can be used for speeches, training programs, mentorship, coaching, authoring and facilitating. You just have to build it right from the start.
Consistency: Consistency is the key. You have to create and present your content using different mediums in a consistent basis. If you do it randomly, your followers might not stick around. But if you create it periodically on a regular basis making sure that it is relevant, it will build a momentum and you will gain followers.

Noticeable Distinction

Clear: Understand your customer and build a clear distinction in their minds. Get in their shoes, hearts and minds to know what they are feeling and thinking. Understand the solutions that you are looking for and make sure that they are clear on the fact that you have what they are lacking in.
Valuable: Your solution to the problem must be valuable enough so that people are willing to pay for it. If they don’t see it as valuable, they will not buy it. So, make sure that your market sees it as valuable.
Recognizable: What you do and create must be recognizable. The marketplace must know that it is coming from you and they must have a certain association with your content and products.

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ABOUT MELABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

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TES 068 - Dream, Think, Do the Key to Success

Wed, 18 May 2016 17:07:41 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, has a conversation with Mitch Matthews who is an entrepreneur, international keynote speaker, online marketer and creator of the DREAM. THINK. DO. podcast. Mitch shares interesting stories and experiences from his life, and talks about the possibilities when you dream, think and do.

About Mitch Matthews

Mitch started out from a dream of owning a bike shop at the ripe age of 12. He realized his passion of being an entrepreneur after he was hired to work in a bike shop in his town at 13. So, he set out on a course to find out as much as he could about building businesses. His journey as an entrepreneur has sent him through different trajectories and he has been able to build multiple successful businesses.

He is one of those entrepreneurs who gets success but he also understands the importance of giving back as his primary focus is having an impact in the lives of people. He takes his entrepreneurial understanding as a responsibility to make a difference. He is really out there to create community, build society and to allow people to live their dreams.

What Mitch Stands For

Mitch stands for dreaming, thinking and doing. Mitch believes that one of the reasons that he was put on this planet is to be a great husband and a great dad. They are his biggest priorities. He also believes that people are put on this planet to do not one but a theme of things.

Key Takeaways

The 3 habits that contributed to most of Mitch’s success:

Prayer
Relationships
Working hard and learning fast.

Biggest Hurdles

He talks about money issues and how he grew up thinking money was something that it wasn’t. It got messed up for a while but now, he has a better relationship with money and it flows a lot easier as a result.

Looking into the Future

Launching dreams on a global scale. He talks about investing in our kids early on so that they have the opportunities and experiences to find out their passions.

The Resource

The Bible
The Happiness Advantage, Shawn Achor
The 4-Hour Workweek, Timothy Ferriss
Drive, Daniel H. Pink
Love Is the Killer App, Tim Sanders

The Doozy

To know that he will make through it; despite the dry business at times.

Interview Links

MitchMatthews.com

TES 067 - How to Get Qualified Leads

Sat, 14 May 2016 01:46:37 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, continues the discussion about The Thought Leader Platform so that you can move from idea to thought leader as he explores the ways to get qualified leads and relevant content:

Qualified Leads

Here are the 3 primary ways to get to the people that need what you have, and are willing and able to buy it:

Bought: You can run ads on several platforms like Facebook, LinkedIn, Google and display ads. To find yourself in front of the demographics that need what you have to offer, you can pay for ads or even pay to get on a stage.
Borrowed: There are people out there who have the attention of the audience that you want to attract. You can create a triple win situation as you partner with them, and serve them and their audience. You get to borrow their market but remember that you have to give first to get an opportunity like this.
Brought: You can organically bring in qualified leads by creating and sharing your free content out there. You can create podcasts, YouTube videos, Facebook posts and blog articles that are able to grab the attention of the audience and bring them home to your site so that they consume your information.

Relevant Content

There are 3 ways you can make your content relevant:

Simple: When your content is complex, only a few will get it and they will classify it as irrelevant. So, your content needs to be simple.
Understandable: People need to understand what you create in such a way that they can explain it to others. If it is not the case, they will back off of it.
Actionable: Your audience needs to be able to go out there and complete the steps. They need to be able to actually follow your solution. So, it should be actionable.

Your solution needs to solve the problem that they have and in the process, you should create aspirational change and elevate things to a higher level.

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ABOUT MELABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

TES 066 - Building Community and Connection

Wed, 04 May 2016 18:51:24 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks with Kate Erickson of Entrepreneur on Fire about her inspiring journey from the corporate jobs world to her leap into entrepreneurship. She shares with us about how she got there and about her method to engage the community with one-on-one conversations to make them feel encouraged and supported.

About KateErickson

Kate Erickson is a creator,engager and implementer over at EOFire, a 7-day a week podcast thatinterviews today’s most inspiring and successful entrepreneurs. Sheis also the host of Kate’s Take: The EOFire Audio Blog and authorof The Fire Path: A Beginner’s Guide to Growing Your OnlineBusiness. Kate is passionate about helping entrepreneurs createfreedom in their business and life through developing systems andprocesses that can help their business scale and grow.

What Kate Stands For

Kate believes that two wayconversation is the most important thing. People want to talk withan actual person and they feel great to receive that level ofattention. Her skills in communication and engagement is what sheuses to build and grow a community in a way that they feelgenuinely cared about.

KeyTakeaways

The 3 habits that contributed tomost of Kate’s success:

Attention to detail.
Being open and very transparent,always offering support to people not asking forthings.
Just showing up everyday.

InterviewLinks

TheDoozy

You have to trust your gut andpush through fear. No matter what happens, no matter how scary thatnext step is, it’s not going to be the end of the world. Also, itis good if it’s scary because that means it’s worth taking thatstep. So, push through that fear and don’t let it hold youback.

__________________________

ABOUT MELABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to

TES 065 - Build a Thought Leader Platform

Thu, 28 Apr 2016 11:32:49 -0700

In this episode, #1 BestsellingAuthor and Highly Acclaimed business & Entrepreneur Expert, MelAbraham, talks about how you can go from idea to thought leader andcreate the path of impact through positioning. In the infopreneurspace, you need some really distinct, unique and impactful contentto shift people's behaviors by changing their thinking. It isimportant because to be considered a thought leader, you have totake unique actions that impacts society, community andindividuals.

If we don’t get it right, we arelost in the weeds and no one will see us. We also won’t have anyimpact and ultimately, there won’t be a future for us. But if weget it right, we are able to stand out. You are going to be knownfor what you know and your content will be perceived as high value.People will stand and take notice of you.

So the key things you must followto move from idea to thought leader are:

Get clear about what you know andthink.
Get out there with yourideas.
Get good at it as you need tosharpen your skills for the market.

The Thought LeaderPlatform

It deals with different levels thatallows you to shift from idea to thought leader.

Qualified Leads:Defining and then finding yourself qualified leads.
Relevant Content:Create content that resonates for your audience and is able to havean impact.
LeverageKnowledge: Thought leaders should be able to sell whatthey know. It is about using your knowledge to impact themasses.
NoticeableDistinction: Letting the market know who you are bystanding out distinctly from the crowd. When your topic comes up,you also must come up out there.

To entice and attract leads, youcan follow this model. Even though qualified leads is atthe base level, you can start out with creating relevantcontent and as a result of that, you get qualified leads. Thenyou can move up in this framework to leveraging knowledgeand creating a noticeable distinction.

__________________________

ABOUT MELABRAHAM

Mel is the founder of BusinessBreakthrough Academy and Thoughtpreneur Academy where he helpsentrepreneurs bring their businesses to the world and build thelifestyle that they want. Mel is one the most sought afterentrepreneurial mentor and strategic thinkers of our time. Unlikemany other so called “business coaches”, Mel has lived everythinghe teaches and continues to do so. Mel has built, bought and soldnumerous multimillion-dollar businesses for himself as well as hisclients. As the author of The Entrepreneur’s Solution: The ModernMillionaire’s Path to More Profit, Fans & Freedom Entrepreneur,Mel’s strategies have helped build thousands of businesses and havegenerated hundreds of millions of dollars for his clients, rangingfrom large corporations to startups and small family-ownedbusinesses.

Mel is a true believer in theentrepreneurial way of life and says that this “new frontier” isthe paradigm that will shift society from simply existing to livinglife bigger, bolder and on their own terms.

Meet Mel at http://melabraham.com/

TES 064 - Using Adversity to Succeed with Anthony Trucks

Mon, 18 Apr 2016 17:01:37 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks with Anthony Trucks. Anthony shares his incredible journey about how he rose from adversity by trusting his hustle so that he could become what he is today. He makes us realize about how adversity is just a circumstance and how you can rise above it.

About Anthony Trucks

Anthony Trucks went from a foster care to the NFL to becoming an entrepreneur, coach, international speaker, author and consultant with numerous successful businesses. He teaches entrepreneurs what it means to trust your hustle and to get out of your own way to attain success in your business and your life and no one in the world does it quite like him.

An incredible father of three children, he travels around the world to literally use football or use entrepreneurship and his story to help youth see possibility and a different way of living life. He gets it that all of this isn’t just about acquiring, accomplishing and achieving but it’s also about giving back.

What Anthony Stands For

Anthony believes in doing things for somebody else. Others don’t have to give you the permission to do it. He says that, “If it is not you, who? If not now, when?” So, he takes the message that was given to him and pushes it out into the world in a space where there are others who need it.

Key Takeaways

Trust your hustle.
Don’t make mediocrity your goal.
Statistics don’t matter. So, go after it even though your chances are low in percentage points.
Do not look so much into your negatives or focus just on the bad things.
Emotions are driven from actions whether they’re good or bad.
Perspective precedes enlightenment.

Looking into the Future

Virtual reality and 360 cameras will change the entire world.

The Nightmare Gift

Anthony talks about how he once ended up in a dark place in his life after dealing with unpleasant circumstances and how it forced him to start thinking about who he was, what his role was and how he shifted his mindset.

Resources

Write everything down in spreadsheets.
Streamline the content and use technology to do multiple things at once.
Your cellphone and apps in it are your biggest tools.
The Book: 7 Habits of Highly Effective People

Interview Links

The Doozy

Trust your hustle, pay attention and learn the lessons along the route.

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TES 063 - Creating a Unified Front for Higher Success

Tue, 05 Apr 2016 06:57:05 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about how you can create unity as you bring people together in a situation. In whatever you do, chaos is always around the corner and to deal with that we should create a unified front or a unified body while moving forward. If you don't get it right, you will have lone wolves and they don't go in the same direction. So, the entire focus is directionless and ultimately you end up with dysfunction.

If we get it right, you will feel supported in the journey, you will have a group of people with targeted focus and ultimately you end up with a team that is committed to fight side by side for the commonality of the goal. Hence, what you need to know is acceptance is the baseline, it is also important to create alignment in values & intent and finally, there is agreement on the opinion and steps.

The Unity Formula

Acceptance: At the base level, we need to build acceptance. The team needs to accept the vision, direction, decision and process.
Alignment: Create alignment to take your team to a place where they trust you. There needs to be an atmosphere of articulation where they have the ability to communicate as you provide them with access and openness.
Agreement: When the trust level is high, what ends up happening is that there will be agreement in opinions, strategies and tactics.

These are the steps to move from acceptance to agreement:

Understand and acknowledge the awareness of the levels of acceptance.
Come together and articulate the values, vision, strategy and process.
Allow a safe place for dissent where people can have a conversation that is meaningful and it gives them the ability to co-create.
Listen, reflect and consider everyone in the process.
In the end, we make a decision and ask everyone for agreement.

After you follow these steps, you have created unity where everyone agrees because they had a voice and were a part of the co-creation.

__________________________

ABOUT MEL ABRAHAM

Meet Mel at

TES 062 - 3 Keys to Get Alignment & Better Results

Tue, 29 Mar 2016 06:56:23 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about building alignment with our team, in our relationships and everything else so that we move in the right direction toward better results.

If we are not aligned, people will have no direction and will get lost in the way. When you try to move forward, it results in little progress and there will be constant resistance in every step of the way. But if we are able to build alignment with our people and teams, there will be a clarity of direction and everyone will move in a united sequence. You will actually be able to make great leaps forward and you end up with results that flow.

To put this together, access is required for people with whom you want to be in alignment with. There should also be an atmosphere of articulation that allows them to communicate openly. Finally, you should also create an ally relationship where there is trust between you and your parties.

To tie up the 3 principles of access, articulation and allies together, the following comes into play:

The Alignment Navigator

The 3 keys to get alignment and better results:

Access: The ability to walk in and have a dialogue.
Articulate: To have an atmosphere of open communication.
Ally: To create a connected feeling with the people that you communicate with.

Rhythm: You need to create an environment that is based on rhythm. It means that when someone knocks on your door, they are not there because there’s a problem but they are there because they have that access and the ability to articulate.
Trust: We need to build trust which comes from the rhythm that we create by allowing a good flow of communication. Trust is gained when people are not ridiculed, ostracized or criticized. We achieve it by being open, honest and tolerant.
Supported: Ultimately, you have a group of people that feel supported. It doesn’t mean that everyone is in unanimous agreement but they feel heard and supported.

__________________________

ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

TES 061 - How $1.25 and an Attitude Created a Multimillion Dollar Entrepreneur

Mon, 21 Mar 2016 21:28:47 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks with Justin Herald about his perspectives on business and life, how he started and the valuable lessons he learned along the way.

About Justin Herald

Justin herald is an author, entrepreneur and motivational speaker. At the age of 25, he started his T-shirt business with only 50 dollars and his business transcended into the company Attitude Inc. His clothing brand took off with international licensing success with revenues over 20 million dollars a year.

Justin is the author of eight international bestselling books and he mentors over a hundred business owners each year. As a motivational speaker, he speaks all over the country and internationally in front of 150K people a year. He is one of the most sought after speakers from Australia.

In 2005, Justin was named The International Entrepreneur of the Year and recently, he was awarded the Future Leaders Award which recognizes him as one of the 50 most influential leaders of the next generation in Australia. He recently launched a brand called ReferUs which helps businesses to magnify their sales with the help of word of mouth referrals.

What Justin Stands For

Justin likes to keep it real. He thinks that money doesn’t make you a success but it is a by-product of doing it all. When it comes to character traits: (1) Integrity and (2) Ethics are high on the list for him.

Key Takeaways

NEXT: Walk away from things quicker.
To grow, you will have to get out of your comfort zone.
Business does not have to be difficult or complicated.
Things and mindset change so give it another try.
Don’t do it because it’s always been done that way.

Looking into the future

People spend too much time looking into the future. 5 year, 10 year plans sound great but we should rather look at what we are doing now. Don’t let time master you and grab the opportunities that are here today.

The Nightmare Gift

The breakup of his marriage. It led to a new, better spark.

Interview Links

The Doozy

Don’t change a thing

__________________________

ABOUT MEL ABRAHAM

TES 060 - 4 Levels of Leadership Influence

Wed, 16 Mar 2016 04:15:06 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about the 4 stages of leadership progression and what it takes to shift and create movements while leading from behind as a thought leader. Without elevating yourself to the highest level of leadership, things get messy and don’t turn out the way you want them to. If you are not good at leadership, you will find yourself in a solitary pursuit and your pace of movement will not be inertia-full.

However, when you understand the key principles of leadership, you are going to build momentum in which things move at an accelerating pace. You also end up with a bigger vision to look at things differently and people will march with you as champions and cheerleaders. So, what you need to know about it is that good leadership is empathy based, you come at it from a communication perspective and service is the fuel as it comes from a place of serving.

The Leadership Progression Model

There are 4 levels of leadership that create influence and change in people. All of them are phenomenal and as you move up this model, the level of influence increases.

Tasker: They are the doers who do the heavy lifting part. They operate from to do lists and check off the tasks from it. Taskers are focused on completion of tasks.
Manager: They focus on delegating the duty to the taskers and they are in fact driven by processes and systems. They manage those to get an outcome. The result that they look for is consistency.
Leader: They are there to create a bigger vision for people to see and get behind as they are the role models. They focus on evolutionary change which allows things to move positively and grow.
Thought Leader: They have elements of all the other levels of leadership and they focus on thinking. They are the thinkers who want to create a movement and people will rally for it. A thought leader creates revolutionary change by shifting the thought process and behavior.

__________________________

ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

____________________

THE ENTREPRENEUR'S SOLUTION

TES 059 - 4 Steps to Eliminate Self Sabotage

Tue, 08 Mar 2016 06:50:08 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, answers a question by Laurence Marie David. The question is about why people unconsciously sabotage themselves and how it can be transformed.

If we don’t conquer this thing called self-sabotage, we find ourselves in a situation where we create strategies that break down, we relive the experience over and over again, and we also feel helpless. But if we are able to conquer it, our confidence builds, we have micro successes that needs to be celebrated and we get a bigger vision.

In order to defeat self-sabotage, we need to:

Have Behavior Baselines: Recognize those behaviors that contribute to self-sabotage.
Get to Higher Ground: Move upstream to identify the trigger.
Keep Your Eye on the Prize: Understand why we are in the game.

The Sabotage Eliminator

There are 4 stages involved in removing self-sabotage from your life:

Observe Behavior: Revisit and reflect those times when you felt self-sabotage and discern those behaviors. You need to become aware of it and recognize what it is. Find the pattern of such behavior and then list them out. It could be any habits or patterns that distract you—things like internet, food and drinks.
Define Trigger: Find that moment in time that triggers the behavior or thought which redirects you from success to unproductivity. Identify the thought process or mindset and do it specifically so that you get an understanding of what is going on.
Replace Behavior: Now, it is time to replace the behavior with something that is more appropriate, positive and productive. Do this by connecting the old triggers with a positive behavior. Journaling or writing down the commitment statements definitely help you stick to it.
Get Champions: Find mentors, accountability partners and a community who are willing to help and support you. Give them your triggers, old and new behaviors that they can identify. Also, give them the permission to hold you accountable for your actions. Finally, tie the outcomes to a consequence or reward and you are on your way to eliminate self-sabotage.

__________________________

ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shi

TES 058 - From Dead Fish to Big Impact

Wed, 02 Mar 2016 08:06:26 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks with Jeff Moore on a number of topics related to entrepreneurship and business.

About Jeff Moore

Jeff Moore is President of International Pacific Seafoods, a seafood importer, processor and global seafood sourcing specialist. For over 20 years, Jeff has established himself as a Trusted Advisor to Foodservice Distributors, Chain Restaurant Operators as well as various entrepreneurs and industry professionals from established enterprises in and outside the food industry.

Jeff is also the Founder of an Entrepreneurial and Marketing Mastermind Group called Thursday Night Boardroom, with over 500 members in 24 countries around the globe and chapters popping up across the country.

Jeff is a business optimization expert and has worked with scores of businesses in dozens of different industries helping them discover Hidden Pockets of Profit throughout their offering, marketing copy, customer relationships and supply chain joint ventures. Jeff has discovered, refined and evangelizes a system called ValYOU which has been successfully applied by some of the most successful brands and business leaders.

Jeff is a proud husband and father of 4 children and resides in sunny Southern California.

What Jeff Stands For

In the eyes of close friends and customers, Jeff sees a person better than they are and he is the biggest cheerleader of his friends, family, customers and peers. He stands for:

A better way,
A better life, and
A better explanation of where his friends are today.

Key Takeaways

The 3 habits that contributed to most of Jeff’s success:

Intense Curiosity,
Explaining via Parable, and
Work Ethic.

Biggest Hurdles

Believing in oneself
Conscious eating

Looking Into the Future

To have the greatest impact, we need to teach our youth the importance of personal engagement, competition, collaboration and hard work.

The Nightmare Gift

The acquisition of Jeff’s company recently.

Interview Links

The Resource

The Power of Habit, Charles Duhigg

TES 057 - How to Build a Great Reputation

Mon, 22 Feb 2016 22:46:52 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham, talks about how you can build a great reputation. It is something that takes years to build and moments to destroy. Your reputation is envisioned from the outside in and developed from the inside out. Without a good reputation, people won't buy from us, they won't trust us and will definitely break up with us in terms of business and financial transactions.

But if you get it right, you get tons of return customers who tend to buy more. You also build goodwill that are the intangible values for any business. It also creates loyalty for a premium and the entire community will be willing to pay more to get a chance to work with you.

So, when it comes to reputation building, what you need to know is:

Perception is reality: Instead of what you think, it matters what those around you think. So, we need to manage their perception and then manage their reality.
Shrink the gaps: The wider the gap between perception and reality, the bigger the problems you have. We want to shrink that gap.
Control active voice: Control the conversations that happen around your business. Get ahead and make sure that you have twice as many positive messages in the marketplace than negative.

Reputation Navigator

Your reputation is huge and it depends on three things:

The things that you say,
The things that you do, and
The things that are seen.

There’s more:

Trust is the result of doing what you say and saying what you do.
Role model is the intersection between what you do and what is seen.
Notoriety comes from the combination of what you say and what is seen.

Also focus on “Who” we are building the reputation with. These are the stakeholders of your reputation:

Community
Suppliers
Owners/Investors
Customers
Team

We also need to see “What” our reputation is built on. There are five broad categories for it:

Financial
Relations
Quality
Governance
Social

Manage your reputation on all these levels and you will be on the right path to build it in a great way.

__________________________

ABOUT MEL ABRAHAM

TES 056 - Do You React or Respond?

Mon, 15 Feb 2016 21:10:01 -0800

What do you do when a situation comes up? Do you react or respond to your employees, teams and customers? There is a huge difference between reacting and responding, and it will determine the outcome in the end.

Key Problems: If you get it wrong by reacting instead of responding, you are going to be in a volatile stage, you become a slave to others and the problem is actually escalated.
Key Promises: If you get it right, you will find yourself living in a much calmer state, you will have created methodical solutions and the outcomes will definitely be better.

To embrace it, you will need to follow these Key Principles:

Stress Inoculation: It is about putting your body emotionally, spiritually and physically into a situation to see your response and process it so you are able to manage it better.
Power of Anticipation: If you anticipate potential pitfalls and challenges, you can figure out ways to navigate through those and become better prepared.
Establish Options Early: Develop multiple plans and options early on so that you have your alternatives in your arsenal when the real deal comes up.

The Reaction Response Paradigm

This paradigm helps us to understand and compare the different outcomes that reacting vs responding modes produce.

If you just react:

Your goals will be short-sighted
There will be passive aggressive behavior
Responses will be emotional
There will be no or very poor communication
There will be overreaction
A lot of assumptions will be there and people will directly jump into conclusions

On the other hand, if you respond:

Goals will be visionary
Values will drive the situation
The responses will come from a place of knowledge
Communication will be highly connected
Instead of overreacting, you will focus on facts
Your anticipation will help the response to be pre-thought out

So, if you don’t get it right and just react, it will lead to more issues. But if you do get it right by responding, it will lead to solutions.

__________________________

ABOUT MEL ABRAHAM

TES 055 - When to Quit Your Job

Tue, 09 Feb 2016 05:08:40 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham answers a common question that comes up when transitioning from employee to entrepreneur and that is when to quit your job. There isn't a single answer that works for all as it is different for each and every person.

First, you have to understand that if you don’t get it right, you face key problems that are:

You are living a dual life,
You have no joy in earning, and
There is no or low cash flow.

When you get it right, these key promises are fulfilled:

You feel the flow,
Your passion is monetized, and
Ultimately you have freedom and cash flow.

So, for the transition we have to work from the principles of:

Being committed vs reckless,
Planning and testing, and
Set your scale threshold.

Now, we can move forward and understand how you can affect the transition from job to entrepreneur using the framework:

The Entrepreneur Transition Formula

Preparation

Passion: Find what you enjoy doing. It should be something that you would do even if you didn't get paid—something that you just love to lose your time in.
Value: Figure out how you can provide value doing what you are passionate about so that you can gain in the value exchange economy that is out there.
Interview: Go out and survey or ask your potential customers, clients and markets whether what you create is what they will buy

Evaluation

Plan: It is about planning your business. Plan the how, when, where, when and what about your products, market, costs and revenue.
Micro launch: To reduce the risks, do a test launch on a small audience and see how your product or service performs.
Assess: Get the information from the micro launch and evaluate it so that you can make adjustments before taking it to the market.

Execution

Financial viability: It needs to make financial sense so work out the costs, investments and revenues.
Team: Take careful steps to decide on the critical people that you need on your side.
Scale threshold: This is the point where you can quit your job. The threshold is different for everyone, so factor in your current income, cost, lifestyle, family and other people that depend on you.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world

TES 054 - How to Grow Your Coaching or Expert Business

Tue, 02 Feb 2016 10:16:17 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about the concept of leveraging and scaling a Thoughtpreneur business which is about sharing knowledge and ideas in the marketplace to have an impact and make money while doing it.

The Practice Spectrum

It determines the level of involvement/process and access to intellectual property that you have. Your expert business might fall in one or more of these categories:

1 to 1: You share your packaged thoughts on a singular basis as a coach or a trainer.
1 to Many: You have a bit more process when you deliver 1 to many in the form of live events or webinars.
1 to Few: You deliver in small groups and they have more access to the knowledge.
Many to Many: Train people to do what you do; certify and license them to deliver your expertise.

Scaling & Leveraging a Practice

Models

Time: A traditional model where we sell our limited hours for financial returns.
Product: To get over time limitations, you take what you know and create a product out of it to package and sell.
Hybrid: When you give a bit of your time as well as products, the model becomes hybrid.
License: After systematizing your knowledge, teach it to someone and give them the license to use the package.

Scale

Scaling grows your revenue but it also increases the expenses. Here are the things that you can scale:

Marketing: Putting in automated funnels of connection with the market will allow you to scale your marketing process.
System: You can create a systematized framework which someone else can use and they can do the work that you are doing.
Duplication: Create guides and online programs that duplicates the experience without the need to deliver them repeatedly.
Licensing: Create a certification so that you can license your intellectual.

Leverage

Leveraging will help you to deliver better, faster and in more ways. The things that you can leverage are:

Time: Instead of doing 1 on 1 switch to 1 to few or many.
Products: Create jump start products that gets people in the process.
Groups: This is when you deliver in groups that can be of different sizes.
Licensing: After having a well-developed portfolio of intellectual property, license it.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he hel

TES 053 - 9 Ways the Wealthy Think

Tue, 26 Jan 2016 06:34:52 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about how the wealthy think. To be successful, you not only look at what the wealthy do but also how they think. Then you can bring it to your life and create richness for yourself.

So, the first thing that you have to do is define what wealth means to you and understand what the destination or success looks like for you. After you are clear on it, follow:

The Prosperity Paradigm Profile

This framework is for grasping what manifests in the thoughts of the wealthy.

Internal

Creator: They all believe that they are the creator of their life, success and the meaning of it. They trust that they themselves are the creator of their wealth.
Committed: Another thing is that the wealthy are committed to building a life filled with richness—something that is more than money.
Big Thinking: Successful people think big. They don't shrink down because of what society has led them to believe. They have the capability to think of the impossible as possible.

Activity

Play to Win: There's a difference between playing not to lose and playing to win. The latter is the way to emerge in the game of wealth.
Self-promotion: When the wealthy search and find opportunities, they are not shy to go out and promote themselves. They step ahead to show the gifts that they have.
Successful Circles: They hang out in successful circles of friends, acquaintances and colleagues. Their inner circle is filled with people that are at their level or above; so they can learn and elevate with the help of those people.

Focus

Net worth Focus: Simply put, net worth is what you own minus what you owe. They focus their thinking on their net-worth and have a maintained liquidity.
Value vs Price: In this value exchange economy, instead of getting caught up on price, it is beneficial if you understand that transactions happen because people believe that they get more value in return for the payments. So, focus on creating value.
Manage Self First: It is easy to become wealthy if you are disciplined. So, live at a level where you are not only creating today's joy but also allowing for tomorrow to grow.

__________________________

ABOUT MEL ABRAHAM

TES 052 - The Top 10 Habits of Successful Entrepreneurs

Tue, 19 Jan 2016 11:10:43 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham summarizes the elements of habits and then shares the top 10 habits of successful entrepreneurs with the help of what is known as The Entrepreneurial Ten.

Here are the top 10 habits of very successful entrepreneurs:

Service: The ultra-successful entrepreneurs come from a place of service, and what they are trying to do is make an impact on the lives of people. So, you should schedule your activities not just for financial reasons but in order to have a positive effect on the society and the people around you.
State: Along with the state of their mindset, they have their health, vibrancy and energetic state in the highest levels. So, it gives them the energy and resilience to manage and deal with high-stress obstacles in their journey.
Self-aware: As they dedicate time to evaluate themselves, they are aware of their strengths and weaknesses. If there are gaps, they invest their time in self-development for a continuous personal growth.
Strive: They are goal-oriented, and very clear on what they want, what success is for them and their process to get to where they want to be.
Standards: Successful entrepreneurs have a set of standards and after they put it in place, they don’t compromise it. They follow it and raise the bar to a very high level.
Strategic: Making flippant choices or having their decisions squandered is not something that the uber-successful entrepreneurs do. Their decisions and actions are strategic and it aims to push their mission and vision in the right path.
Search: They constantly search for opportunities to grow and their desire to be better is continuous. You will find them looking for new and better ways to serve.
Survey: They survey internally and externally to get feedback. So, they look at their business and customer continuously. The information helps them move up.
Support: The most successful entrepreneurs always have mentors who help them avoid pitfalls with the help of real and related experiences of their own.
Schedule: They schedule everything—from achievements to success—so that it is all in place and has been calendared. Everything is planned and assigned a date.

__________________________

ABOUT MEL ABRAHAM

TES 051 - The Process to Make Goal-setting Goal-getting

Tue, 12 Jan 2016 06:25:10 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about goal setting and achievement. When it comes to goals, we set them easily but to make them actionable and achievable, you need to have a process in place that makes them come to life. Your goals have to be ASMART: Aligned with your vision/mission, Specific, Measurable, Actionable or Achievable, Results driven and Time bound.

The Ladder of Achievement

If we don't create a process to accomplish goals, then there is a gap that keeps you away from success. This action plan is meant to get rid of that gap.

Personal Growth

The desire to grow is the natural state of humanity and without it we start to question our worth. We need to dream big with great aspirations that keep us from being mediocre. You should be committed to specific growth elements like building relationships and skills in your life.

Perseverance

It’s the stick-to-it-ness factor, so that even though things don't go according to plan, you still persevere and are ready to move through obstacles and challenges.

Purpose: Only reaching financial outcomes should not be your purpose; have something that is meaningful and fulfilling.
Passion: To keep your life in balance and have a holistic success, have that emotionally compelling "Why" to drive you towards your passion.
Patience: You can't control everything, so you need the patience to move through the process and be flexible in the journey.

Practice

It's about your discipline in taking actions. There are three elements under it:

Plan: Everything changes, so our plans need to be broken down into bite-sized chunks so that the long term vision can be reached.
People: Success and achievement are not solitary pursuits. You need people, the driving force to take steps in the right direction.
Positivity: Approach everything with a positive expectancy. If you develop the ladder of achievement, then positivity becomes easy as you know how to navigate past the obstacles.

__________________________

ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that wil

TES 050 - Business Lessons from a Football Locker Room

Tue, 05 Jan 2016 06:55:43 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham deals with the business and relationship lessons learned after visiting a football locker room and by observing a sign there. The sign said, “Plan to win — Georgia Southern" and underneath it are 5 other little signs that said:

Take Care of the Football
Win the Turnover and Takeaway Margin.
Control the Running Game
Control the Clock. Control the Game.
Great Special Forces
Win the Kicking Game.
The Eagles Don't Beat the Eagles
Eliminate Pre-snap and Post-play Penalties.
Finish
Win the 4th Quarter.

There are a lot of lessons we can learn from sports, and relate it to business and relationships.

Plan to Win—Business

Take Care (Customer & Team): What do you do in business to make your customers and team feel cared about because they want to feel appreciated? Design a process to make them feel your gratitude
Experiences (Customer & Team): Instead of just having a transactional relationship, make an experience to elevate your perceived value and create loyalty.
Distinction (Be Unique): Find your strength and create your distinction so that it separates you from the mass and elevates your brand in the marketplace.
Delivery (Superiority & Excellence): Deliver your unique experiences with superiority and excellence, and have a feedback process that allows you to change and shift as you need.
Extra Mile (Customer, Team & Brand): To make customers and your team think that you went beyond the expected to serve them in a superior way.

Plan to Win—Relationship

Take Care (Family First): Make your family the priority and make them feel cared about like they are number one.
Experiences (Create & Cultivate): Create life experiences that you share with your family and friends so that in your later years when you look back it is enriching.
Identity (Be yourself): All of us are unique and we need to allow that distinctness to come out in a positive way for our loved ones instead of comparing them to a social paradigm.
Presence (Best & Good Intentions): Have the right intentions without desiring to hurt others that would affect your relationship negatively.
Dependable (Your Word is Gold): The people in your lives should be able to look at you and believe that you are dependable, and you will go the extra mile to make things come to life.

__________________________

ABOUT MEL ABRAHAM

Mel is the foun

TES 049 - Using Rituals to Maximize Your Productivity

Mon, 28 Dec 2015 21:08:44 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about productivity and how you can maximize it. To drive up your effectiveness, you will have to follow certain rituals that maps out your day. One way to do it is with the help of a tool called The Productivity Ritualizer and it has 10 time zone rituals for your day.

10 Time Zone Ritual

With 5 times zones in the morning and 5 in the evening that can be a maximum of 90 minutes, it is framework for you to effectively invest your time.

Morning

Creative Time: This is the time for you to do your creative work. Now, your creativity can peak at different times—in the morning, or later on in the day. Spend the time creating, building and inventing.
Exercise Time: Spend a little time for your exercise and it will help you to energize and bring vibrancy back in your body to wake it up. Make sure you are always doing it, even when you are traveling.
Team Time: Now it's the time to look at your team and provide them everything they need from your end so that they can carry on with their work even when you are not around.
Strategy Time: Revisit where you are heading towards. Take your 90 day plans, have strategies in place and make sure that they are working.
MIF Time: Most Important First is when you do the tasks of the day by the order of their importance. It's not placing the difficult ones in front; it's doing something that ranks high in your priorities.

Evening

Review Time: This is when you check off your to-do lists, and review anything that comes from your team, clients or customers.
Wins Time: No matter how small they are, acknowledge the things that have happened throughout the day and document the wins.
Gratitude Time: Try to make gratitude your daily act and reflect on who or what you are grateful for. Acknowledge your team members and it can turn around their day.
Plan Time: Plan for the next day with three W's: (1) What are the 3 things that you need to get done, (2) What's for the next day and (3) Who are the people you need to connect with.
Unplug Time: Completely unplug from all the agendas, and have the time for you to just disconnect.

__________________________

ABOUT MEL ABRAHAM

TES 048 - Setting Your Year up for Maximum Success

Mon, 14 Dec 2015 19:07:30 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham continues the journey about success. This episode is about revealing some of the concepts of success using The Success Maximizer framework.

The Success Maximizer

Reflect: Look at what has happened in the last 12 months—the good and the bad—and go back to relive it. Identify your wins and of those around you, and create a habit in your life to celebrate them as they take you to bigger victories down the road. Journal them down in ink and paper.
Lessons: Understand the top 10 lessons that came out of the year, and make sure to take a holistic approach to success by looking into your health, business, relationships, work and wealth. Journal these down as well so you can recap the lessons anytime.
Attitude: It is about the attitude you approach your year, day and moment with. Look at it and say how it was—optimistic, pessimistic, persistent, positive or negative. By reflecting on them on an ongoing basis, you can reconstruct it in all aspects of your life.
Gratitude: In the last 12 months, identify the things and people that you are most grateful for and celebrate them. Reach out to the people and say how thankful you are and journal it down to shift your emotions towards positivity.
Simplify: Find the three things that you can let go of to simplify the next year of your life. Shed the excess out of your life, so as a result, you get a little more relaxation and peace of mind.
Process: The thing that is more important than setting goals is the process that you design to accomplish them. Commit to such processes consciously, set it into attainable chunks and segregate them into 90 day periods.
Disconnect: This is the time where you reflect, rejuvenate and reconnect to bring the motion into your life. Disconnect by intentionally blocking out time on your calendar and spend it with your loved ones to give the gift of unplugging.
Block: Schedule your process, your 90 days while keeping it real and making sure that it is not moved around. Block it out in your life for the next 12 months and you have the roadmap to continue your journey.

__________________________

ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life

TES 047 - 2 Forces That Drive Your Success

Mon, 07 Dec 2015 15:39:09 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham shares a model dealing with the two forces and the four zones that drive your success. When it comes to assessing where you are in life in terms of business, health, finances and relationships you can make use of the two success drivers: 1)Action and 2)Focus and they give you an indication of where you stand. These two forces that drive your success helps you in knowing where you are currently and what you should do to push towards where you want to be in life.

The two forces of success along with the four indication zones can be better understood with the help of the following quadrant model:

The Success Zone Evaluator

On one side of it is action, and on the other is focus. Depending on how you score on these two factors, you lie in one of the following four zones:

Frozen Zone: With very little focus and action, the people that are here are doing nothing to vitalize their life and are spending the time that they have on things that don't contribute to any type of positive results. They have been squandering away the years on things that may erode their health, business, relationship and wealth.
Scattered Zone: If you rank here, then you are full of energy but you lack the focus to invest the energy in a particular direction. Sporadic results are common in the scattered zone where there may be momentary successes but they are not sustainable. Instead of shifting gears regularly, you have to create systems in place to focus your energy and trigger yourself for productivity gains.
Hope Zone: People who hope all day long instead of taking action is in this zone. They are hoping, they stare at things, and all they know is where they want to be and what they would like to have. Identifying the goals isn't enough because we need to have a process in place for you to take action so you find yourself in a better and successful position.
Success Zone: When you have high focus and high action that is moving you towards the direction of triumph, you are in this zone. You are someone who has a conservative focus that moves you forward. High performers and achievers who know where they want to go and are pushing their actions to take them there are the folks in the success zone.

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ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life bigger, bolder and on th

TES 046 - Where Does Your Greatness Lie

Wed, 02 Dec 2015 04:48:29 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham answers a question about how to figure out what your gifts are and what you should be doing. So today, we deal with The Greatness Framework that helps you pin-point where your greatness actually lies and the things that you should be focusing your energy on to have the greatest impact and fulfillment.

The Greatness Framework

Understand what your talents and skills are. To really find your greatness, discover the level of uniqueness that you can take to the marketplace. You might have accumulated your talents or the things that you are good at from school, with education, by reading and researching, or from your life experiences and mistakes. The things that you are good at can be in areas like design, technology or just anything else. These are the skills that even other people know that you are good at and they come looking for you when they need that specific talent. This is what you are going to monetize in the future.
Identify the opportunity where you can use your talents to serve, shift and make a difference. The intersection of your skill and the opportunity to impact positively is called your Niche, and it is imperative that you identify the niche that you can serve with excellence. So, marry and match your special abilities with the opportunities that might exist out there.
Next, you should have the action and discipline which is the over-arching beam that brings together everything mentioned above. Today, those who have the ability to make a tremendous impact are lacking in success because they are missing this special ingredient. So, in order to bring success and cash flow into your game, you must have the discipline to work countless hours, and sweat blood and tears, and finally find the success that you are seeking for.

Also, identify the intersection between your skills and the action which is Development—where you grow with what you already know by putting it into use. Similarly, the marriage between discipline and opportunity is Monetization—where you find the ability to have an impact and create a lucrative gig.

Finally, the sole focal point that everything intersects in is where your greatness lies. It is the union of: Talents/Skills, Opportunities, and Action & Discipline.

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ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life bigger, bol

TES 045 - Bringing Gratitude Into Your Life

Mon, 23 Nov 2015 16:19:23 -0800

In this special episode released on Thanksgiving week, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about bringing gratitude into your life. Being thankful impacts more than just your personal life as it reflects in your business and society.

The framework is about how to make the habit of being grateful a part of your life, business and everything.

The Gratitude Grid

Internal

Notice: We are able to notice the good and bad things in life, but it is a matter of what we pay our attention to. Without ignoring the bad, intentionally notice the good that comes in our path.
Humility: It is imperative to be modest and respectful while putting away your ego. Your modesty attracts many towards you, and the respect you have for others will make you humble which in turn will help you become grateful towards the things in life.
Commit: Really commit to showing gratitude, and stop perpetuating the negativity that might exist around your life. Instead of complaining, criticizing and judging, break that pattern and commit to it.

Activity

Journal: Journal everyday at the same time to write about the five things that you are grateful for. Those things might repeat or change but you should truly feel, reflect and appreciate them.
Compliment: Without having ulterior motives, introduce complimenting words as a part of your everyday vocabulary. Don't miss the opportunities where you can honestly compliment others—that you know or don't know—at least three times a day.
Cause: Find the external thing that is driving you and go out there to give back. It should be something that is beyond your accomplishments, and do it so that the lives that you have touched are better because of you.

Practice

Transform: Your negative associations and memories should be transformed into positives. When they are triggered, you have something warm and fond to remember. Transforming them might be complex but over time it is possible.
Learn: Get to know about other people and things so that you can grow as a person, intellect and a force in the society. Learn something new every day.
Sincerity: Be sincere while being grateful. Do not do it just as a checklist, but do it with authenticity. If you really mean it, you end up feeling much better.

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ABOUT MEL ABRAHAM

TES 044 - 5 Steps to Become Wealthy

Mon, 16 Nov 2015 17:30:23 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham tackles a question that gets asked all the time which is about what it takes to become wealthy from a money standpoint. First, we need to understand that the concept of wealth building is less about the money and more about the discipline that you have in the process.

We also should take a look at how the wealthy deal with their money versus others. Most people spend their income on items that they want and they invest the remainder. The wealthy first invest and the remaining is what they use on their living. So, prioritize investments.

Understand that wealth creation is not something that happens overnight. It takes a lot of work and discipline. Here is the 5 step framework to become wealthy:

Wealth Creation Funnel

Comfort: At first, create a comfort fund of around 2000 dollars. It will be your cushion. Get it right and you'll have a little more relaxation but if you don't get it right, you will live in anxiety.
Consumer Debt: Get rid of the drains that are sucking out your financials such as credit card payments, car loans etc. Do not spend tomorrow's dollars for today's benefits. Start paying down your debt. Use the Debt Breakthrough Calculator which allows you to prioritize your debts. You won't have to deal with high interest if you get it right.
Peace of Mind Fund: Beyond the comfort fund, now you build a peace of mind fund which is 2 years of your expense. Prioritize it, and make it happen with the help of your discipline and integrity. If you don't get this fund right, you won't see a vision. If you do, then a lot of possibility opens.
Property Debt: Next, handle your real estate debt and start paying it down. You will effectively be debt free in the process. There is no appreciation or increase in your property without it but if you get it right, it builds your equity over time.
Freedom: Finally, continue to accumulate enough wealth so that your lifestyle can be maintained even after retirement. Your freedom fund is the cash flow machine that generates earnings from the wealth that you created. With freedom fund you've got life your way otherwise you're shackled to a job for the rest of your life.

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ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life

TES 043 - Knowing What to Delegate

Tue, 10 Nov 2015 04:19:21 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about deciding at what point we delegate and the things to delegate.

The CORES of Business

To grow, scale and build something that is meaningful we need to let go of control. Here's how you decide on the things and whether they are something that you delegate or hold on to:

Critical: If it is critical to the operations of your business and drives profit, then be the one in control of it. Others will not be as effective as you. Even if it is something that you do not like or are not proficient in, you need to responsibly monitor it. Have a system in place that drives things and you are on the monitoring end.
Original: Keep in control of those elements that is your differentiating point. Stay close to the key characteristics that set you apart in the marketplace. For example: Your image, culture and branding. These things are your market differentiators so keep tabs on it at a great level.
Revenue: If it drives your revenue, stay on top of it. Without cash, your business cannot survive. So, be the one who is closely monitoring the things like client relationships and sales that bring in the revenues of your business.
Expansive: Spearhead those strategies that keep your business going. Command the strategic elements that allow your business to grow and expand. You can have other people for implementation and execution but the expansive piece is yours.
Strategic: As a visionary and the strategic thinker of the business, be the one to decide on the techniques that fits. You do not need to be the implementer but be that visionary who oversees where your business is heading. Always have your finger on the pulse.

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ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

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THE ENTREPRENEUR'S SOLUTION

The Entrepreneur's Solution is a weekly entrepreneur, business, wealth and lifestyle show where entrepreneur, speaker and author Mel Abraham reveals all of his business and entrepreneur building stra

TES 042 - How to Motivate People

Tue, 03 Nov 2015 05:39:44 -0800

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham looks at how we can motivate people.

PROUD

Positive Impact: Having a positive impactnot just on the team member but on those that are around them so that they are magnetized and attracted.
Recognition: People want to be appreciated and recognized. When you care personally about them, they produce at great levels.
Outside: As much as they want a paycheck, people want to know that what they are doing is affecting others in a positive way.
Unifying: Ask yourself what you unifying cry is which can attract people in an inspirational way to mutually drive the mission and purpose that is there.
Developing: To inspire people, they need to know that they are developing. You need to give them a place to feel safe, grow and develop their skills.

The Pride Cycle

Anticipation: A nervous anticipation is there when there is something new coming about.
Energy: Anticipation brings with it an electrified energy of excitement which brings you in the job.
Commitment: The next thing that you do is commit that energy to the process as you move forward.
Action: Once we make the commitment, we can make it happen intentionally to get the action behind it. Once the action is put in play, you will see a lot of things.
Results: Now you get the results and they may or may not be what you are looking for. But know that your choices in business aren’t terminal.
Reflect: We then need to reflect on what happened—whether it is something that we wanted or not. If it is what we wanted we can expand and escalate it. If not we need to make some changes.
Recognition: We need to recognize what happened. Even if it a result that wasn’t our goal, we need to recognize the team members for their successes. Look for things that went right.
Adjust: Finally, we need to adjust it and tune it; and the cycle continues.

__________________________

ABOUT MEL ABRAHAM

Mel is a true believer

TES 041 - How to Have a Difficult Conversation

Mon, 26 Oct 2015 21:11:44 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham digs into the 9 elements of a conversation which is about how we can have a meaningful discussion. This episode is the second part of a two part series on communication. This one covers The Resolution Roadmap and it helps us understand how we can have a difficult conversation with others.

The Resolution Roadmap

It is about learning, clarifying and understanding the opening, conversation and completion of a dialogue.

Opening

Issue: At first, you need to learn what the issue is. Share or discover the challenges by asking or telling explicitly.
Example: Seek to clarify by giving a specific situation or example. Instead of being generic, you will have to specifically mention the challenges and the issues.
Concern: Share your concern without accusing the other party. Make sure that they understand what the concerns are.

Conversation

Importance: They should understand why it is important for us to have a good resolution. Create a dialogue where you connect and explain what the importance is.
Personal: Clarify the personal side of it without them feeling attacked. Allow them to own the issue and you should also own what you brought to the situation. Take the responsibility of your contributions and you will have the ability to shift it.
Listen: Give them the opportunity to voice their understandings and concerns. You need to listen, see where it goes without interrupting and don't get caught in the details.

Completion

Curiosity: After hearing their positions and concerns, you have the opportunity to tell them where they are not right. But instead of keeping score or attacking them with words, you can use language patterns which tells them that you are curious and you want to understand the situation better.
Resolution: In some cases, we might need to dictate a resolution; but to create something that is embraced by people, we need to jointly come up with a solution. This is how you find a meaningful resolution.
Agreement: After creating a resolution, come to an agreement so that you can move forward. At the end, the needs of all the people invested in the conversation should be met.

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ABOUT MEL ABRAHAM

TES 040 - How to Prepare for a Difficult Conversation

Mon, 19 Oct 2015 19:12:10 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about communication. Your ability to communicate serves you across all aspects of your life. This first part of a two part series will show you how you can prepare for a difficult conversation.

3 Stages of Conversation Planner

The three stages are: before, during and after a conversation. Each stage has three elements to it.

Before

Clarity: First, have clarity about the issues and challenges. Whoever it may be that you are communicating to, you need to become clear on the real issues and remove any judgment or bias before you know the facts.
Objective: You need a direction or a defined outcome of a conversation. Have an objective so you are not swayed away from your ultimate goal.
Environment: Choose the best environment to have a dialogue that is meaningful and you can take it towards an objective where everyone wins.

During

Openness: The spirit of openness is required in a conversation. For others to be open, we have to be open. Therefore, have that intent to create transparency while communicating.
Safe: The participants need to actually feel safe—emotionally, spiritually and energetically. You have to ensure safety to have a frank conversation.
Empathy: Step in their shoes, enter their world and maintain a position where you see what they see. When you understand where they are coming from, you can really shift the dynamics and get the desired results.

After

Follow up: Come up with the next steps to further the discussions. You need to be definitive on that follow up to make sure it happens.
Consistency: If you are seen treating people inconsistently, it will create an environment of distrust. Be consistent with everyone and people will feel safe and open up to you.
Relationship: This concept is all about furthering and nurturing a relationship that you are trying to create with others so they can move on to the next planned phase.

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ABOUT MEL ABRAHAM

Mel is a true believer in

TES 039 - Getting More Leads, Customers, and Cash

Mon, 12 Oct 2015 21:36:11 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about the life's blood or the oxygen that keeps a business alive and that is cash flow. This is about how you get cash into your business.

Path to Cash Blueprint

It deals with three elements: Marketing, Sales and Path. There are three aspects of each of these: Purpose, Process and Payoff. The blueprint is all about how you can manage the upstream to generate traffic and create engagement effectively in order to make sure that you have buyer-ready prospects. You want to convert that into the sales process which builds ecstatic customers with whom you create a transformative relationship. Give them a strategic journey along the path and your cash isn't going to be a problem.

The Path to Cash Blueprint in detail:

Marketing

Purpose: The idea behind marketing is literally to create traffic. It is about attracting and enrolling people in the process so that you can create a flow.
Process: The process of marketing is to get engagement, not sales. It is to attract and engage the market so that they understand that we are serving their needs with a unique solution.
Payoff: The result is that the traffic turns into prospects. They are qualified buyers who are ready to buy.

Sales

Purpose: Sales is about converting. In today's world, we need to be distinct so that we stand out, command higher prices and maintain attention.
Process: Building trust through guarantees and warranties so instead of just having satisfied customers we have ecstatic customers.
Payoff: It is to transform the relationship with your customers in a meaningful way because you have created value for them and in the process you generate sales.

Path

Purpose: Create a strategic relationship so that you can design a journey that is meaningful and it is capable of amplifying the relationship to a higher level.
Process: It is to expand what you offer. Two primary ways to do this is by providing ancillary services, and by bundling to increase the perceived value in the marketplace.
Payoff: When you do this effectively, the payoff is cash. It fuels your growth, expansion and accretion.

__________________________

ABOUT MEL ABRAHAM

TES 038 - What Does It Mean to Be a Leader

Tue, 06 Oct 2015 06:25:14 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham shares what it means to be a leader, and the differences between effective and ineffective leadership. The job of a leader is not to manage, it's to lead and develop more leaders and in doing so, productivity and results become the by-product.

The Funnel of Leadership

According to this framework, the roles of a leader are as follows:

Enroll: To enroll qualified candidates into a vision, mission and purpose.
Engage: To get them to a point where they are truly engaged with what they do.
Empower: To empower them at a level where they feel they have meaning, importance and appreciation for the things they do.
Educate: To lead the people by educating them which allow them to grow their skills.
Elevate: To elevate them to a higher level in terms of value, meaning and purpose.

Effective vs. Ineffective Leadership

This funnel of leadership can be divided into two sides—effective and ineffective. The stuff on the ineffective side is coming out of the industrial age and the effective side belongs to the connection age.

We can see how they work out in each roles of a leader:

Enroll: If you fail at the fundamental level of enrolling people, you end up with no one. But if you get it right, you get qualified candidates.
Engage: Ineffective in engaging folks mean inconsistent results. But if they are engaged, they are going to have a consistent work ethic and attitude.
Empower: Getting this piece wrong will make people just checklist or task-driven. But getting it right means they are going to come up with ideas and be more innovative.
Educate: If we don't educate and facilitate growth, people are going to stagnate. But if you teach them skills, they will grow.
Elevate: If they don't believe they're elevating, they won't feel appreciated and will leave when there is a better alternative. Elevating them sees to it that they play a higher role.

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ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradi

TES 037 - Choosing The Best Business Idea

Tue, 29 Sep 2015 09:00:00 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham addresses a frequent question that is, “How do we know which is the right opportunity to go after?” When multiple opportunities come your way, you cannot serve each and every one of them. While filtering them, we need to make sure that we don't lack focus and resources to make the greatest impact.

For that, we need to think about three key principles:

Follow Core Strengths: To operate in the most effective and efficient way.
Follow Profitability: Follow the opportunity that makes profit.
Bet on Probability: Bet on the opportunities with greatest probabilities.

Once you understand these three elements, we have the foundation to say which opportunities and ideas deserve further attention. During the initial analysis we create a quadrant model with our core strengths in the vertical axis and profitability in the horizontal axis. We rate and place opportunities (0 – 10) on one of the four quadrants based on our core strengths and the profitability.

The four categories so formed are:

Pebbles: It lies within our core strengths but it has very little profitability.
Boulders: They may be high in profitability but we have low core strength in them. There's money in it but the challenge is that we're not good at it.
Sand: We avoid it because in this one our core strength is low along with its profitability.
Diamonds: This is the one we want to go after because it lies in the high core strength, high profitability quadrant. They are quite sustainable.

We place each and every opportunity on this graph. We chase the diamonds first and leave behind the sand. Once we're done dealing with diamonds, we look at:

Pebbles: We need to enhance them so their perceived value goes up. Try packaging or bundling things differently. Once you enhance the value, their profitability goes up and it slides into the diamond quadrant.
Boulders: To capture the high profits that they offer, we need to build our core strengths. To do so, we can educate and train ourselves or we can get into associations and joint ventures. Then it moves into the diamond quadrant.

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ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

____________________

THE ENTREPRENEUR'S SOLUTION

TES 036 - Self Leadership Trumps Self Development

Tue, 22 Sep 2015 08:27:58 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham shares the importance of self-leadership and how it relates to entrepreneurship and your success. Before we start with personal development, we need to start with our "self" first. We have to be aware of the things that we are doing.

Funnel of Self Leadership

The funnel of self leadership allows you to shift your life and the things that you are doing. You create a path that moves you from being accidental to intentional.

There are 6 stages:

Awareness: Everything begins with awareness. We cannot shift things if we are not aware. So, the first stage is being self-aware about what you know, don't know and where you want to go. When we consciously work on self-awareness, we not only become aware of our surroundings but we also start focusing on building our ability.
Ability: When you become aware, you now have the ability to start building core skills, knowledge and tactics to elevate the things that you are doing. You have to look for gaps in skillsets and strengths to nurture, cultivate and develop those skills.
Application: Next, we have to start taking action and actually make things happen. The action is not taken to get end results directly. It is to get feedback which allows us to take better steps until the final result is achieved. So, without allowing procrastination disguised as perfection to stop us, we need to take action.
Accountability: You need to take responsibility for all the actions and outcomes. There is no benefit in pointing figures at others. By taking accountability, you will learn and grow.
Acceptance: You must accept the fact that nothing will go as planned. All the great plans and strategies we create never work out in their original form. So, allow yourself to be flexible in the process. Never wallow in pity. Instead accept the facts, make changes based on the information and keep taking action.
Assertiveness: The final stage where no matter the obstacles, you need to stay true and committed to your purpose and mission. Never give up and find ways to move around. Take concerted actions and execute until you figure out the core functions of the business.

__________________________

ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

____________________

THE ENTREPRENEUR'S SOLUTION

TES 035 - Systematize Your Business Systems for Accelerated Success

Tue, 15 Sep 2015 04:06:24 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham goes in-depth about Business Systems. He talks about the characteristics of a good business system and the keys for its success. A good business system leverages your time so you can focus only on the core elements.

The Anatomy of a Good Business Systems

Customer Focused: Everything we do needs to be focused on customer experience. The system is no good if it creates friction. So we need to create a system that transcends customer experience.

Best Practices: We should make it world class while avoiding the perfectionist syndrome which gets nothing done. Get the best practices that exist. Be flexible to improve on it regularly and build a system that grows with time.

Single Outcome: The system should be focused on a single outcome because then we can measure it. Make sure it typically has a specific outcome focused on it.

Single Ownership: It should have singular ownership where one person is responsible. At the beginning, it will be you. But as you grow, transfer the responsibility.

Simple: A simple business system is the one that gets followed. It will not be respected if it is complex. So make it a simple system that works.

Documented: It should be documented so that the person responsible for it can be replaced. It might take time to document it but it's worth the avoidable future aggravations.

Measured and Rewarded: It should be measurable so we can manage the process, inputs and outputs. If the value creation goes up, the team should be rewarded,

The Key Systems for Success

Attraction System: A marketing system to attract the right people. It should be constantly connected so clients are brought in regularly.

Conversion System: After attracting people, how do we shift them from interested to buyer? Have a way to convert them.

Delivery: After something is bought it needs to be delivered. Have a fulfilment house that can ship the goods and deliver the services.

Connecting: Have a people system to connect with your vendors and teams. Your success is a team pursuit. So, have one in place to nurture, coach, support, evaluate and bring in people.

Tracking System: It is meant to track your productivity, profits, cash flow and other elements. It deals with data and accounting which is the life's blood for your business.

__________________________

ABOUT MEL ABRAHAM

TES 034 - Shifting Your Habits for Faster Success

Tue, 08 Sep 2015 07:58:58 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham talks about habits, how they are created and how we can change our habits.

Habit Loop

In his book, The Power of Habit, Charles Duhigg talks about the concept of a habit loop. There are three factors in it:

Cue: It is the initiator or driver of the habit. It is something that triggers a pattern for you without a lot of conscious thought.
Routine: After the cue is triggered, what follows next is your habit or routine. It is the things that you repeatedly or automatically do when the hook is hooked.
Reward: The benefit that we get when we run a pattern is called reward. It can be positive or negative.

There is a critical point where we can shift things. It could be a slight or a lengthy moment. So, a fourth component can be added to the habit loop and it is:
Reflect: The moment where we have the opportunity to reflect and ask ourselves whether the habits serves us. If it doesn't serve us, we can replace it with something that does.

The Anatomy of Changing a Habit

We can change and shift our habit in the moment of reflection. Here's how:

Define the Cue: Realize or define the hook and where it comes from. Cues can come from different places like time, location and people. Be consciously aware about such triggers, and you can shift and redefine it.
Define the Reward: It is the "Why" that pulls us like a magnet. Find the strong purpose that draws you towards the dream. Define the reward that is attached with the habit that pulls you through.
Expectation Association: It is the path or the norms that is expected by the society. Many times it is the path of mediocrity. Be aware of the expectation that you associate with; so we can shift above and beyond it.
Belief Community: It is the community or the people that you surround yourself with. In order to shift your expectations, you have to surround yourself with like-minded people that understand your values and will help pull through.

__________________________

ABOUT MEL ABRAHAM

Mel is a true believer in the entrepreneurial way of life

TES 033 - 7 Keys to an Online Business

Tue, 01 Sep 2015 03:22:38 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham continues answering a question sent in by Marie from St. Lucia. Shifting focus from the outline of general business plans, he talks about the specific elements necessary for online businesses.

Here are the 7 elements to consider in the planning process of online businesses:

Content Creation: We need to create content or products on a regular basis to get to our consumers. Develop a content creation strategy that can be used to put products online on a regular basis.
Traffic Cultivation: You can set up the best website or online system but it doesn't mean anything without traffic. People must view it, and interact with it. So, how are you going to bring in people?
Conversion Optimization: Even before running traffic through it, we need to optimize the conversions first. Put a strategy in place to get your conversions as high as possible and then run the throughput.
After Sale Magnification: After selling, you need to build a relationship with customers to get more sales and revenues. It is about how you can integrate more products or offerings in the sales process.
Technology Utilization: Plan to use technology that supports and leverages your time. Automate the process and track it so you know exactly what your customers are choosing. Let technology map it out for you.
Growth Integration: Build a growth integration strategy to give customers something complementary to what they have already done. Use technology to deliver something that is a few degrees off.
Customer Elevation: A mutual relationship based on trust should be maintained with customers. So, elevate them to a higher position than where they started to maximize the lifetime value of consumers.

__________________________

ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

____________________

THE ENTREPRENEUR'S SOLUTION

The Entrepreneur's Solution is a

TES 032 - What to Have in a Business Plan

Tue, 25 Aug 2015 08:00:00 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham reveals about the outline of business plans. The process of getting a business plan in place is the most important, not the ultimate document. Depending on the industry or business, you can always tweak it.

What's in a Typical Business Plan

Executive: Executive summary is a high level summary and its idea is to arouse interest. It is your pitch to frame the problem, solution, market, competition, team, financials and milestones.
Company: It is about what you are and the things you do. Share an emotionally compelling and aspirational vision to drive movement. Talk about the nuts and bolts of the business along with its structure, elements, backstory and history.
Offering: This section is about what you do, and the details of products or services that you will offer. Describe who the product will serve and their uniqueness. Share proof of concepts, the benefits that customers will get and what its perceived value is.
Market: Who are our customers and their geographic, demographic, psychographic? Define the type of market and the current changes. After choosing a realistic target market, figure out the delivery mechanism and the competition.
Strategy: It is the key step-by-step tactics that we use. It is about positioning, timelines, milestones and expectations. Plan how you will create connections with the marketplace and build loyalty with the customers.
Team: Team is about who the key players are. Figure out the management team, executives and other key members. Their backgrounds, experiences and successes should be shared.
Money: List the financial standpoints as forecasted cash flow. It should have all the details related to our cash-in and cash-out. A sensitivity analysis is also required to figure out what should be done when things don’t go according to plan.

__________________________

ABOUT MEL ABRAHAM

Meet Mel at http://melabraham.com/

____________________

TES 031 - Build a Profitable Business Model

Tue, 18 Aug 2015 09:00:00 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham reveals in-depth about what is needed to build a profitable business model. There are different elements of it and the things that need to be considered. He talks about one that is used to come up with an optimal business model.

TES 030 - What Is Your Business Model

Tue, 11 Aug 2015 08:01:43 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham reveals in-depth about one of the most critical elements of business which is your business model. He talks about what business models are and their ingredients, where you might be in the business model ladder, the importance of having the right model and the indicators to tell if you are in the wrong place. Business successes and failures are directly related to business models.

Business Model Ladder

Based upon where you are in this framework, it gives you an idea of what you need to focus on.

No Model: Most starting entrepreneurs do not have any business model. Value is also not created. It simply is an idea and there is no cash flow. A decision is required to begin the transition and start making money.

A Model: You have elevated the idea to a hobby. Now you know how to get your products out there to serve consumers. We need to define the things in our business model to cross the money line.

Workable Model: You have to put in a lot of work and cash comes in. We need to refine it to get rid of the things that aren't working and elevate the things that work.

Viable Model: Things are flowing and we need to start to scale. We have to elaborate the key value drivers to the customers, team and ourselves.

Optimal Business Model: We are at a stage where we know who, why, what and how we're serving. We are creating value that is high in our consumers' eyes.

Your Position on the Business Model Ladder

To know where you are on the ladder, look at the following symptoms or indicators:

No Model: You have negative cash flow, no systems in place and you are not making efforts.
A Model: The cash flow is sporadic, the system is dysfunctional and you need to put frenetic effort.
Workable Model: Regular cash flow but with inefficient systems which require a lot of effort.
Viable Model: A flowing cash flow with effective systems in place and you can delegate it.
Optimal Model: There are high cash flows, efficient systems and leveraged efforts.

Business Model Failures

Business model failures come from one of these four things:

Extraneous: When what you're providing is not valued by customers.
Erroneous: It's when we're in the wrong business for where we're going.
External: Environmental changes can cause your business to fail.
Execution: Bad or sporadic execution is a reason behind business model failure.

__________________________

ABOUT MEL ABRAHAM

Mel is the founder of Business Breakthrough Academy and Thoughtpreneur

TES 029 - How to Build a Team

Tue, 04 Aug 2015 08:30:00 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham reveals in-depth about hiring and building a team, and their talents. The different things to consider in attracting talent, building a team and developing it are talked about. When it comes to scaling a business, an entrepreneur cannot do it alone. A skilled group is required to provide assistance to leverage a business.

These are the things that we need to look for when building a team:

Skills: Skillset is the minimum price of entry. It enables them to get the work done. It tells whether or not people have the proficiency to tackle the daily work and challenges. So, do they have the skillset?
Values: It impacts the integrity and ethics of a business. There should be an alignment of values and it will allow you to keep the team members with the necessary skillset. If you have people with different values, it will destroy a business. So, figure out your as well as the individual values of team members and understand it well.

If the correct skills are present along with the alignment of values then the next thing to do is hire someone. After hiring, the entrepreneur has the responsibility to continue developing the members and self-actualizing that growth.

For it to happen, there are three things that we must look at:

Core Functions: Understand the core functions of your business and communicate it well. Find the core function that each individual team member will be serving and make sure to communicate it as well.
Critical Outcomes: State what success will look like for your business and for the team members. Ask the question not only to yourself but to your team as well. For everyone, the picture of success should be the same.
Coaching: The people that are working with us need to grow. To develop them, it will take coaching, guiding and mentoring. As their leader, you have the responsibility to grow their skillset and make them feel more fulfilled.

As your team members grow, they become more valuable. Their fulfillment will make them want to cheerlead and support you. The outcomes will certainly grow. There will be higher results and in that process everyone wins.

__________________________

ABOUT MEL ABRAHAM

TES 028 - How to Get the Right Mentor

Tue, 21 Jul 2015 08:50:05 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham reveals talk in-depth about the concept of mentorship, what to look for in a mentor, their types and whether all of them are equal.

There are no self-made men or women. There are people around them that helped and believed in them. All success is a team work. With mentorship, you allow someone who has already experienced the journey and understood the perspective to shrink your learning curve and avoid the mistakes they made.

What to look for in mentors?

Vision: Do they understand your vision, your passion for it and its importance to you? They should be willing to travel the journey while providing the support when you are lost or confused.
Values and Ideals: Mentors should have the same values as you and focus on the same things. So when your values are getting fulfilled they are getting rewarded as well. They fight for it with great passion, energy and commitment because at the same time, their values are self-actualized.
Accessible: They should be accessible not only physically but also emotionally, intellectually and spiritually. They should be open to you while being compassionate. They shouldn't tell you what you want to hear but actually show you the truth and your faults.
Accountable: The mentors should hold you in higher standards to prevent your values, ethics, dreams and desires from being compromised. They should encourage you and make you accountable instead of narrowing down dreams.

Full Spectrum Mentoring

There are four different types of people you can have in your life. It is recommended to have at least one person in each category.

Coach: They have little specific knowledge of your industry and about you personally. But they are insightful and exploratory. They give you the exercises and frameworks to work on.
Mentor: This is someone who has great knowledge about your industry but little personal knowledge of you. They are able to give us specific business advice as they have already run the miles that we are currently on.
Allies: They don't have any experience in the business but they have known you for a while. They know what drives and frustrates you. They have the ability to give an insightful perspective about you.
Confidant: They not only know you personally but they have tremendous knowledge about your business and industry. They know you really well and

TES 027 - Getting Your Business Name Right

Sun, 12 Jul 2015 19:15:26 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham reveals the considerations for getting your business name.

Today I answer a frequent question—"Is the name of your business really that important?"

The short answer is YES. Your name is the first piece of branding that you are going to do. It is your first message to the world.

Here' are the 5 things that come about from your name:

Precept: It creates a legal identity and introduces the company to the marketplace.
Position: The business name can portray your position in an industry or marketplace. It creates a visual impression.
Personality: Your name can signify the kind of personality traits or reputation the business portrays.
Product: Your name can also be something that you offer as a product. Be careful and think broader to have a name that will not limit you down the road.
Preferences: The name can be driven from the market that you are specifically focusing on. It can be influenced by the past or who you are planning on serving.

If you engineer it carefully, the name you come up with will deal with all five of these. Think about your identity, position, personality, offering and preferences before throwing a name out there.

The 4 steps to go through to build on your name:

Priming: Prepare by collecting data and resources. Set the criteria of what you want your name to denote.
Propagate: Get the list together and brainstorm. Take everything you have come up with and find a common theme.
Process: Reduce the list according to the criteria. Grade, filter and prioritize it.
Protect: Search and see whether you have created a name that is similar to someone else's trademark. Also look for its availability on the web.

Do's and don'ts for business names

What shouldn't you do?

Choose an irrelevant business name.
Geographically limit yourself.
Limit your product or service.
Have confusing long names.
Borrow from other similar brands.

What should you do?

Make sure that the name is relatable to you

TES 026 - 8 Traits to Increase Your Business Success

Tue, 07 Jul 2015 05:24:12 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham reveals the 8 traits of successful businesses.

These traits increase the chances of growth and success immensely.

The 8 traits of Successful Businesses

Strategic Plan: You must have a formalized plan to build a business, access and connect with your market. When you have thought about its strategic execution, you have already developed ways to find alternatives and take on challenges. Analyze and exercise based on this strategic plan.
Market-driven refinements to increase value of your existing products and services: Have a mechanism to listen to your market and know what they are telling you. Continually adjust things to increase the value exchange with customers ultimately raising the price and profits.
Committed vs. interested: Be committed to the outcomes and do everything that is necessary to make them a reality. Put the time and effort required to move forward. Challenges will come and in order to get through it, we need to be committed.
Clarity of Market and identity: Have clarity on your ideal and specific customer. You can't just sell to everyone. Also, have clarity on what your business is about. Resources will be used properly when you know what you stand for.
Constantly looking at the scoreboard: Measure the prime indicators of your business continuously. Analyze it and see whether it is taking you towards the right direction or not. It allows you to make proactive strategic decisions and shift courses as required.
Mentors in Place: When people surround themselves with others who are able to elevate them while avoiding the potholes, they're going in the right directors. Mentors and business coaches are those that can accelerate your success and you can lean on them for support.
Aligned team and don't control everything: Strategy is important but it's secondary to culture. Develop a culture that aligns teams with proper values. Grant teams their freedom to learn from mistakes and build on it. Give them the openness to come to you with solutions.
Rise above the daily details: Entrepreneurs should be able to look ahead and have the bigger vision for their business. They should get down to the details to make the vision come true; continually looking out for the next action to make everything better, efficient and convenient.

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TES 025 - 8 Warning Signs That Your Business is in Trouble

Wed, 01 Jul 2015 06:35:11 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham reveals the 8 signs that your business may be in trouble.

"What are the things that I look for that might give me an indication that a business is in trouble?"

There are 8 things to look for

No Growth or Margin Squeeze: A business is in trouble if it doesn't show trends in growth. The increase should not only be in revenue but also in profit. If it is lacking, the business can be considered to have a problem. We need to go back and evaluate what is causing it.
Low Productivity: In business productivity is key either form an equipment, people or attitude perspective. We have to see how people treat customers, team members and each other. Challenges in having the right attitude means that we need to separate the people and understand the cause or dynamics at play.
Loss of Market or Concentration: Profits will decline when there is erosion in market share and that is not a healthy sign. We need to look at the cause behind our customers leaving us. Another side of it is when concentrations occur. That is when a single customer or employee provides the maximum business.
Unpaid Taxes: When businesses start to fail they stop paying their taxes. The taxing authorities will always be there to take their share in your business. The government will come after those taxes any way. So, it is better that you pay the bills.
Eroding Capital: The business can't be considered self-sustaining when assets continually shrink. It shows that the operations of the business are costing more than what is generated. Re-evaluate to keep everything at bay.
Pricing Pressures: With competition there is bound to be pricing pressures. It is necessary to make us distinct from the competition by keeping ourselves state of the art and having a leading edge. Only then will we be able to have the desired margins.
No Strategic Plan: A business should have a strategic plan. Think through the risks and benefits from all possible perspectives so that everything is analyzed strategically. Plan for the future and take actions.
No Formal Measurement System: A challenge with businesses is measuring their performance regularly. It should be done to make adjustments for maintaining growth. Without formal measurement systems in place, a business cannot be steered towards the right direction.

___________________________

ABOUT MEL ABRAHAM

Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world and build the lifestyle that they want.

TES 024 - Steps to Knowing What Your Customers Will Buy From You

Wed, 24 Jun 2015 06:06:43 -0700

In this episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham gives you a framework to make sure you know exactly what your customers want so they buy from you.

This process is about taking and testing our products.

For a product or service to be a commercial success, the market should believe in and buy the product. An entrepreneur might think that it is life changing and unique but the market might not have the same thoughts. Hence, before investing and going all in, we must give some serious effort to test our idea and listen to the market. Then depending upon the collected information, we go back and redesign things.

Six Steps to Testing the Market

1. Create a Sample: Put your idea out there in a small way to get feedback from the market. The information should be used to make better choices and decisions.

2. Show it: Once the sample is ready, show it to some of the customers. Let them experience it so that they will give you valuable feedback.

3. What's the Pricing: Learn how much customers are willing to pay for it. Don't just work from a place of cost. Know how much the market values it and make necessary adjustments to the pricing strategy.

4. Ask Questions: Ask the market everything about what they like, don't like and even what they are thinking. Ask questions about expanding and follow-up products.

5. Look

TES 023 - Getting More Connection and Sales With the Ideal Customer Profile

Tue, 16 Jun 2015 06:37:33 -0700

In this episode, #1 Bestselling Author, Mel Abraham continues the journey and drill further into defining our customers. After we have an idea of who the CORE market is, we need to figure out the identity and persona of the specific customer we are trying to serve.

Concept of and Defining the Customer Profile

An intimate relationship with customers will help us gain their loyalty. It will make them come back for our products with great support. They will also refer us to others. For this, we will have to:

Listen to customers: Focus on what they say and do. Learn what they are saying to others in different places. Follow their actions on places like social media. What we are trying to understand is their needs and frustrations. Participate in the conversation to get the insights to their actions.

Discover what they are looking for: Examine the features that they want. Identify the changes that they are looking for by going out there, creating a dialogue and mixing with them. Know what is liked and disliked about your products and services. The common gripes will help you to fix and tweak the things you provide.

Find what customers are seeing and hearing: It is beneficial to know about the information that reaches the ears and eyes of your customers from different media sources. Know everything that is being said about your products and stay a step ahead. Create products that will allow you to direct the communication.

Learn what is frustrating your customers: Gather information about the obstacles that are aggravating them. Do not speculate at all. Without pretending to know what customers want, learn their real aspirations and dreams. Elevate a step higher to fulfill their aspiration and give them something greater.

Understand what customers are thinking and feeling: People buy from us because they want to feel something. They are looking to get a benefit from the product. When you recognize them deeply, you will understand their pain and gain. You will be able to speak to them at a level that will create intimacy.

So, ultimately take the core market and define the ideal customer persona with great precision. Ask questions and get involved to understand what they are hearing and seeing, thinking and feeling. Put that all together and change the dynamics of your relationship with customers.

___________________________

ABOUT MEL ABRAHAM

TES 022 - Finding the Right Customers That Will Buy From You

Wed, 10 Jun 2015 06:39:44 -0700

In this episode, #1 Bestselling Author, Mel Abraham digs further into understanding who the target market and customer is. Understanding it is vital because customers are the key to success. You have nothing if there aren't any customers that are willing to buy the things you sell.

So, we need to develop a commercially viable product that is able to create a difference in people's lives. Those people aren't just your customers but everyone who is associated with your business.

Concept of Market Selection

For market selection, understand the six elements that we need to consider. It will help us to recognize our CORE market. CORE market is where you can have a Connection, Originality, Results and Excellence in.

1. Identity: We need to identify the people that we are trying to serve. Find their demographics like age, gender as well as their geography like where they live. It will take some direct research methods like interviews for getting this information.

2. Clarity: We need to solve three kinds of problems: (1) known and spoken, (2) known and unspoken, and (3) unknown and unspoken. Find the exact problem that you are willing to solve. Then come up with a viable solution that is elegant and distinct so that people are willing to pay for it.

3. Location: Don't just find out where the customers are physically located but also figure out where they are looking for solutions. Know where the marketplace looks for the answer to the problems you defined. Once it is located, you will know where you need to be.

4. Define the Solution: Describe the solution in terms that your market understands. Clearly state how will you be solving their problems in a unique or distinct way.

5. Objections: Find the major objection the market might have. The target customers might not know about you, your products and whether it works or not. Do the things necessary to overcome these objections. You can use social proof, testimonial

TES 021 - What Should You Do First as an Expert, Consultant or Coach

Tue, 26 May 2015 10:04:05 -0700

In this episode, #1 Bestselling Author, Mel Abraham answers a question asked by Cheryl about being a Thoughtpreneur. She asks about how I started and what was done first. She wants to know whether I did my courses or the book first, or whether I did them simultaneously. She also inquires about the time it took.

When we talk about building an Expert or Thoughtpreneur Business, it's about taking experience, education and expertise to create a difference in people's lives. My journey in this business is a bit different as I came in as a CPA.

· The book is an offspring that came out of the 30+ years of business that I have done.

· The training course and live events were created to deliver my expertise, experience, background and wisdom. They were created separately to leverage my time consuming one-to-one consulting business.

What I Did First

I did was native and natural for me:
I started with consulting.
Then I started speaking and writing.
Then the training programs were started.
Then I did recorded programs.
Finally, I did the book.

The journey that I took isn't necessarily what everyone should follow. You have to figure out what is right for you. In the Expert Business, there are six primary modes of delivering our wisdom and experience. You can do it:

As an Author
As a Speaker
As a Trainer
As a Mentor
As a Facilitator

TES 020 - The Two Factors That Allow You to Charge More

Tue, 19 May 2015 06:30:06 -0700

This episode #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham continues the discussion on the subject of value creation. We dive into these two frameworks: Value Sectoring Framework and Value Focus Framework.

Value Sectoring Model

Think about where you are in the context of what you provide to your customers and clients. Place it on two axes with one of them being the connection you have with clients and the other one is the distinction that exists for you in the marketplace.

There are four levels or quadrants in this model that we need to understand:

1. Commodity: It is the lowest in terms of connection and distinction so it is easily replaceable. Things like loyalty and relationships do not apply. The only things that have an influence are price and convenience.

2. Connected: There is a high connection with the customers but the distinction is low. There is a sense of loyalty but despite the good connected relationship with the customers, the product or service is easily replaceable.

3. Incrementalist: There is a high distinction but the connection with the customers is low. The product or service is unique but the relationship with clients does not exist. It is able to generate high profits. But once the competition enters, the only way you are going to win is to make sure you have a connected relationship.

4. Valued: The final one is a step higher than the incrementalist perspective in the quadrant. This is a high connection, high distinction level which creates a valued customers and relationship. It far surpasses anything you can do as you create a values based loyalty.

Value Focused Spectrum

It differentiates between the potential value and the

TES 019 - Creating Value So People Buy Your Stuff

Wed, 13 May 2015 06:46:22 -0700

In this episode, #1 Bestselling Author, Mel Abraham digs a little deeper into the ideation stage of the think up phase of business life. We dig into the concept of value creation. The only way to sell and generate revenue from anything that is commercially viable is to create value in someone else's life. Only then will they be willing to pay for it and you will receive value in return.
Let us drill down into the concept of Value Creation Piece. After generating an idea, evaluating and selecting it, we create value. We can create value in these different levels:
1.     Utility Based Value: It can be anything that performs a function to serve a need or purpose. The need might or might not be of high value. This includes all the commodity based products and services.
2.     Service Based Value: When we give something more than a product or commodity, there are services, connections and relationships attached to it. This is value creation at a different level because we have attached a product with some level of service.
3.     Experience Based Value: When we create experience for our customers, team and for ourselves in the process of delivering a product or service. We should strive in every circumstance to create an environment that is memorable. It should create a connection which is experiential in perspective.
4.     Value Based Creation: This is a higher level where businesses really thrive, expand and grow. It is all about how you take your product or service to not only create experience but also to speak the value of your customers and team. It requires the highest level of dedication.
Satisfaction Line
People buy with their emotions and justify with logic. But we should consider something called the satisfaction line. On one side of this line, you are enhancing value and on the other, you are eroding it.
Value Enhancing vs. Value Eroding

TES 018 - How Entrepreneurs Face Down Fear

Thu, 07 May 2015 08:00:00 -0700

In this episode, #1 Bestselling Author and Highly Acclaimed business & Entrepreneur Expert, Mel Abraham deals with something that many of us struggle with and it is fear. We talk about what fear is, its causes and the ways to tackle it. As an entrepreneur, you will have a constant battle to tackle fear and anxiety. Fear causes paralysis and it blinds our mind's capacity to see the options in front of us. You focus on the wrong things.

TES 017 - Money Doesn't Make You Wealthy

Mon, 27 Apr 2015 07:59:33 -0700

In this episode #1 Bestselling Author, Mel Abraham walks you through his thoughts on wealth creation and the framework as well as how to get out of debt.

TES 016 - The Keys to Finding the Right Mentor

Wed, 15 Apr 2015 10:16:02 -0700

In this special live episode from under the Sydney Harbor Bridge, #1 Bestselling Author, Mel Abraham answers a question about the importance of mentors, what to look for and how to get a good mentor.
Importance of Mentors
Mentors are tremendously important for the growth and success of your future. We have to get the right mentor if we want to reach our dreams. They are like bridges that navigate you from point A to point B quickly and easily without having to deal with hazards, pitfalls and problems along the way. Mentors already know about such hazards and their knowledge prevents you from having to deal with the same.
What to Look For in Mentors
Mentors should have travelled the same journey that you are looking to travel. They should have the experience to share so you may be able to face the challenges. They should be able to clearly understand your values, visions and ideals. Their own values and visions should also be in alignment with yours. If it is not the case then they will bring in-congruency into your life. You will learn some good advice but that might not be related to the path you want to travel.
Mentors should also be accessible not only from a time standpoint but emotionally as well. You should be able to have frank and transparent conversations with them at a deep level. Your mentor should be direct to point out the mistakes without sugarcoating them.
How to Get a Good Mentor
There are two ways you can get mentors:
1.     You can pay them making sure they are worth every penny that you've put in.
2.     You can serve them and they will reciprocate with their knowledge and experience.

TES 015 - How to Create a Blockbuster Idea

Tue, 10 Mar 2015 14:27:05 -0700

In this session, Mel Abraham shares with you his framework for evaluating ideas and the questions you need to ask to make sure it is the right idea, for you, at the right time for your customers.
In this session, we talk about the second stage of the Think Up phase which happens to be one of the three phases of business life. The stage is Ideation and today we deal with creating ideas that resonate with the marketplace. We also learn a way to evaluate an idea with the help of a series of questions or checklist.

TES 014 - Oh My What a Marketing Mistake - Lesson Learned

Tue, 03 Mar 2015 07:03:25 -0800

This session is a bit different. Mel Abraham shares with you a tale of irresponsible marketing that I experienced recently. The goal is to understand what marketing should be really about, how we can set it for success and the ways to create connection with customers and your team.

The Tale of Irresponsible Marketing
I worked with a service provider that helped me to reach and connect with my customers. Within a week, the CEO makes a blog post which starts out as "Death of the business name". It reflects on how the company's creator looks back at his four year old business and realizes that he secretly despised it. This story spans to three posts over a week and it keeps the clients in suspense about the future of the company.
The idea behind it was to create suspense, generate attention and then share their re-structuring plans. The post generated a lot of attention in a negative way. The way it was presented, abused the pristine client-provider relationship. He should have started with the re-structuring idea instead of polarizing the customer-base.
Lessons that came out of this irresponsible marketing effort
First we need to understand the objectives of marketing.
- It's to create relationships that will convert into sales.
There are 5 objectives:
To capture the market's attention so they notice what you have to offer and how it'll make a difference in their life.
To communicate with empathy to show that you care about the customers, clients and your team.
To create deep seated loyalty by offering your customers a solution that doesn't just solve the issue but also creates a bigger vision for them.
To convey low risk opportunity or entry point for your customers to do business with you.
To connect emotionally so that your customers are with you because they believe in you.
The five questions we need to ask when deciding to go on a marketing campaign:
Is it responsible?
Is it caring and compassionate?
Is it respectful?
Does it build trust?

TES 013 - The Keys to Accelerating Your Acheivement

Tue, 24 Feb 2015 06:49:00 -0800

In this episode, Mel Abraham talks about the concept of goal setting which is the last stage of the Think Up phase. We look at goals differently to fuel, energize and electrify them, bringing them to life.
We know SMART goals = Specific, Measurable, Specific, Relevant and Time-driven.
There are a couple of elements missing with SMART Goals and I change it to "A Smart Goal" where A denotes Aligned.
Aligned: Goals need to be aligned with your higher mission, vision and purpose.
Specific: The goal that you're creating should be specific and linked with your strategic plans.
Measurable: We need to make sure that goals are measurable because if we can measure it, we can manage it.
Attainable: It needs to be reachable and realistic.
Relevant: The goals need to be relevant to our outcome and the tasks that we are doing.
Time-driven: Goals need to have a deadline to draw us forward.

All these are left-brain stuff that lack energy, movement and emotions. If there's no energy, electricity and vibrancy attached to them, they become stagnant goals and don't really drive us anywhere.
Ladder of Achievement Process
This process is used to connect goals to the emotional side of your brain with your heart, soul and energy elements that will drive you forward.
This process is focused on primarily three things:
1.     Personal growth: The innate and emotional desire to move forward; a commitment to strive to grow.
2.     Perseverance: Every entrepreneur needs determination and focus. With perseverance come these elements:
Purpose: Your emotionally compelling why.
Passion: This is the fuel that drives you forward.
Patience: We need to know that we can't control everything and in time, things will come into place.

3.     Practice: Your discipline of action and execu

TES 012 - Create An Elegant Solution & Stand Out

Tue, 17 Feb 2015 09:11:22 -0800

In this episode, Mel Abraham talk about how to create an elegant solution for your customers and your market. An elegant solution is the simplest way to get the greatest impact. It should be something that can withstand time and get the attention of the marketplace. It's the "Aha!" solution.
An elegant solution will serve your market at three levels:
Level 1: Dealing with the known and spoken problems.
These are the things that are commonly known and talked about. Even though everyone is talking about it, we need to come up with a solution.
Level 2: Dealing with the known and unspoken problems.
These are the things that are not commonly talked about. It takes work, research and understanding to get to the bottom of this.
Level 3: Dealing with the unknown and unspoken problems.
These are the things that aren't even thought about. People aren't simply aware of these problems but they are coming at them.
Concept of IDEA Loops
IDEA loops are used to constantly refine products and services. There are several questions you need to ask along the way.
Investigate: It's about questioning, studying and understanding.
Questions:
What are you trying to do and why?
What are the facts and issues that surround not only the solution but also the problem?
What is the problem and its cause which is seen after the investigation?
Design: It is about creation and design of the solution, product and service to answer the three levels of problems.
Questions:
What does the perfect solution looks like?
What ideas exist for achieving it?
What is the best solution that you see right now?

Execute: Going out and delivering from the context of getting feedback and testing.
Questions:
What would you expect to happen?
How are you going to test the solution?
What is the response?

TES 011 - Blow Through the Obstacles in Your Path

Tue, 10 Feb 2015 07:00:00 -0800

In this episode, Mel Abraham continue our journey down the three phases of business life by digging further into Stage 1 of Phase 1 which is the Decide stage. We talk about the obstacles and challenges that may come up and the ways to navigate them:
1. Are you in the right business?
The right business is the one that is driven by your passion and vision. It serves at a greater level helping people shift their lives, and get solutions for their problems.
2. Financing: "I don't have the money to start a business".
There are different ways to access funds like debt, bootstrapping, crowdfunding and angel funding. We need to think about our capital requirements, costs as well as the legal costs.
3. I have a hard time finding customers.
To find the right customers you have to create loyalty, connection and relationships. Deliver customer promise by connecting with them at an emotional level. Know where your customers hang out, communicate and understand what they are looking for.
4. When do I quit my day job?
Before you quit your day job, you have to have a sensible plan and the financial foundation to back you and your family during lean times. Make sure that the cash flowing in from your part-time endeavor is at least 30% of what you're making.
5. Should I be an entrepreneur?
Being an entrepreneur means being comfortable with psychological obstacles. Every day an entrepreneur needs to stand with one foot in the bank deposit line and the other in the unemployment line.
6. Obstacles with respect to legal, tax and money management.
Always make sure that you have proper legal advice. Get your taxes paid up front with a system in-place and get educated about book keeping.
7. Imposter syndrome
You get this fear that you're going to be found out, you're not good enough, and maybe you shouldn't be doing this. Don't suppress this self-doubt but deal with it and overpower it.
8. How do we deal with staffing? Who do we hire? How do we hire?
Do value based hiring, coaching and if necessary, firing. Make sure you hire people who have the same or similar values.
9. What is your competitive positioning?

TES 010 - Keys to Scaling Your Expert Business?

Wed, 04 Feb 2015 08:20:19 -0800

In this Q&A session, we talk about the topic "Scaling a Expert Business" to answer the question sent in by Ron Reardon.
The question is "If a person has a high-end one-on-one coaching business, which normally coaching is not scalable; what recommendations do you have to scale what can be scaled?"
Scaling is one of the biggest challenges that service professionals have. For coaching business owners, there are four types of business models:
Time Based: A model where you swap your limited hours for dollars.
Product Based: You create products to do your coaching and those products are independent of you.

TES 009 - The Keys to Angel Funding

Fri, 30 Jan 2015 03:57:11 -0800

This is a Q&A session, where we answer the question sent in by Bill Parravano about “Angel Financing”.
His question is: “What is your approach? How do you approach an angel investor? How do you find angel investors? What do you need to have prepared when speaking with them?”
An angel investor is typically a past entrepreneur who has high net worth and wants to invest in ideas, management and things they believe in. The size of angel investment can be from $5,000 to $10,000 to up to $2 million. Know that, angel investment is not just a typical financing arrangement for getting returns on investment. It carries with it some mentoring, advice and control. Angel investors come together as groups to form angel investment groups. They make decisions as a group but the investment is done on an individual basis.
Finding Angel Investors
Search for them online and you will come across different associations of angel investors.
Angel Investments vs.

TES 008 - Find Your Distinction Through Your Strengths

Tue, 27 Jan 2015 07:19:50 -0800

— Summary —
In this episode, we continue our discussion of the key decisions you need to make as an entrepreneur. Specifically in this episode we explore how to gain market distinction through your core strengths.
Of the three phases of business and product life framework, the first stage of the Think Up phase is the Decide stage and it comes before Idea. In this episode, we dive a bit deeper in the decisions you need to make as an entrepreneur. We dig into the decide stage which relates to the concept of core strengths.
This concept of core strengths deals with three factors:
What are your Abilities?
What are your Interests?
How to connect these with the Market Needs that you're going to serve?
If you look at these three as a circle or Venn diagram:
The intersection between the abilities and the interests is where your passion lies.
The intersection between the abilities and the needs is where the solution lies.
The intersection between the needs and the interests is where your potential lies.
The intersection between the abilities, the interests and the needs is your core strengths.
You need to ask certain questions to step in and understand your abilities, interests and needs. Answer these questions and journal them to get an overview:
Questions to Understand Abilities
What are your current and prior work and volunteering experiences?

TES 007 - Your Most Important Decision as an Entrepreneur

Wed, 21 Jan 2015 07:09:14 -0800

— Summary —
In this episode, we begin to dive into the three phases of business life or product life framework. This is the process that we use to take a product and business, and bring it to life. In a previous session, we talked about the concept that there are three phases that every product or business must go through: Think Up, Get Up and Reach Up phase.
The first phase Think Up has three stages Decide, Ideation and Model. As opposed to popular belief idea doesn't come first and there are a whole lot of decisions and choices that come into play before an idea is generated and turned it into reality.
When we decide on the correct choices, we're going to start to come up with ideas and because we're coming at it as an entrepreneur, we take on the identity of an entrepreneur first. After taking the identity of an entrepreneur, you can go through the most difficult path to reach the destination and this destination comes as the result of the "WHY".
There may be more but these are the four major categories of "Why" for entrepreneurs with examples of real entrepreneurs. They are:
1.     Passion-Driven
Peter Diamandis: A passion driven entrepreneur who creates business around his personal passions. He's got incredible things related to exploring space and his efforts will affect how we live our lives.
2.     Purpose-Driven
Elon Musk: He's driven by his purpose to find a cleaner way of living by capitalizing on electrical energy. He is involved with a lot of new technological developments.
3.     Money-Driven
Donald Trump: He is driven by the bottom line—the money. Being driven by money doesn't matter because you create jobs, products, services for serving society and community.
4.     Transformation-Driven
Steve Jobs: He revolutionized and transformed several industries like music and communication

TES 006 - Do You Have the Courage to Live Your Own Life?

Fri, 16 Jan 2015 06:30:00 -0800

People say that we are on the edge and near disaster but actually, we are in the greatest times filled with opportunities. So much is happening and so many things are changing. At a time like this, it is really important to set the stage for what it is that we are going to do. There are two paths that you can take.
The first path is what the society believes it should be. You get a degree, then a job and wait for promotions to climb the corporate ladder, slowly. This has been done since a long time by a lot of people. But just because everyone does it, is it the right way to do it? This road is filled with stress that can negatively impact our health and well-being.
The second path is to design your life the way you wanted while having the courage to do so. Do it your way as long as it is moral, legal and you're not hurting anyone. It takes courage, boldness and the ability to step out of your comfort zone to take a different route than the rest. There will be people that laugh at you, torment, fight, ridicule, and criticize you. You need to be okay with that. You need to move forward and reach the other side that contains all the joy that you were looking for.
There will be struggle along the way, but if you are on the right journey with the right purpose, it won't feel like a struggle. It just feels like a part of the process, and you will be able to enjoy the journey and not just the destination. You might have hiccups on the way but if you make the right choices and decisions, you will find success.
One of the greatest regrets that people have during their last moments is not having the courage to live the life they wanted. We're not here to live a life of mediocrity. We're here to thrive and build something vibrant so at the end we can be happy and fulfilled about the life we lived.
When entrepreneurs have an idea, they run full-fledged with that idea to bring it to life but since they don't define every step they will be taking, years down the line, they will face hurdles and won't be able figure out why. The reason for this is that they weren't specific from the beginning. When you're focused on the numbers you lose people and the things that are really important, that drive the numbers. Always know that people matter in the process.
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ABOUT MEL ABRAHAM
Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world and build the lifestyle that they want. Mel is one the most sought after entrepreneurial mentor and strategic thinkers of our time. Unlike many other so called “business coaches”, Mel has lived everything he teaches and continues to do so. Mel has built, bought and sold numerous multimillion-dollar businesses for himself as well as his clients. As the author of The Entrepreneur’s Solution: The Modern Millionaire’s Path to More Profit, Fans & Freedom Entrepreneur, Mel’s strategies have helped build thousands of businesses and have generated hundreds of millions of dollars for

TES 005 - How to Stay Sane as an Entrepreneur

Thu, 15 Jan 2015 09:00:00 -0800

SUMMARY:
1.     As an entrepreneur, you might get sucked into your business so much that you miss out on the other important aspects of life. If this happens, it won't be worth it – as having your own business should actually allow you to create a community, support the society and live your dreams.
2.     Make sure to take a time off every 90 days or so and do three things: Reflect, Reconnect and Rejuvenate.
Reflect: Take a vacation or a long weekend, and block out your work and schedule. Reflect on the things that you experienced. Think about both the good and bad experiences. As you look back, recognize and celebrate your wins. Also reflect about the missteps that could have been improved.
Reconnect: You are able to do great things because of the people that support you. Take your time to reconnect with those loved ones and talk to them. Also, reconnect with the purpose, mission and vision of your life; as it keeps you on track.
Rejuvenate: After reflecting and reconnecting, you are naturally rejuvenated. A lot of energy builds up in you and you are ready to take on the next 90 days. To make rejuvenation more meaningful, make sure to be grateful for the things that you have and that have happened to you. Be prepared, make your commitments and get ready to take on the coming days.
3.     Practical takeaways to change your life:
Handwrite with a pen on a card and send it to the people that matter, thanking them for being in your life.
Journal every ideas, the things that you've learned and the experiences that you had. Make it a weekly habit.
Block your time out for a retreat, 12 months in advance. Plan this ahead and mark your calendar. Plan your trip and the experiences you want to have.
____________________
ABOUT MEL ABRAHAM
Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world and build the lifestyle that they want. Mel is one the most sought after entrepreneurial mentor and strategic thinkers of our time. Unlike many other so called “business coaches”, Mel has lived everything he teaches and continues to do so. Mel has built, bought and sold numerous multimillion-dollar businesses for himself as well as his clients. As the author of The Entrepreneur’s Solution: The Modern Millionaire’s Path to More Profit, Fans & Freedom Entrepreneur, Mel’s strategies have helped build thousands of businesses and have generated hundreds of millions o

TES 004 - How to Bring Your Product or Business to Life

Sat, 10 Jan 2015 08:57:30 -0800

In this session we talk about the three phases of business life which is the process I go through when I have to launch a new business or service. They are required to build a business but even before the three phases, get the concept of customer promise. Know how the life of customers will shift and change because of your work, products and services.
Before your customers you must be truly, emotionally and passionately behind your products and services, and only then you will be able to create emotions in your customers, team and vendors.
Now comes the three phases of business life which are:
The Think Up Phase: You choose a design in this phase.
The Get Up Phase: You literally move forward and start the business in this phase.
The Reach Up Phase: The final phase that deals with scaling, growing and building.
Each of these individual phases has three stages to them. If you are able to journal them and follow them as a check list you will be able to raise the probability and level of business success.
1. Three Stages of the Think Up Phase
Decide: Make a decision to be an entrepreneur and sell products or services. Know the reason behind it and decide on the things that you are going to do. Be informed about the timeline and obstacles as well.
Concept of Ideation: We all have plenty of ideas but we don't know whether they are good or not. If we start on multiple ideas, we never finish them. You can't do it all at once. In this stage we evaluate multiple ideas and think them through.
Modelling Process: This is the phase where we begin to create our model. It is about how you will create, capture, package, campaign and deliver value at a holistic level. It shouldn't just be customer centric but it should be modeled around your team, staff, employees, contractors, business owners, investors and yourself as well. Know how to create value for them that is beyond the paychecks.
2. Three Stages of the Get Up Phase
Plan: Look at what the markets are, analyze where the sales might come from, the people we need and the financial aspects of what we do. We need to figure out whether the idea is commercially viable.
Structure: This is where we think about how to structure the business. Decide on matters like entity selection, risk exposures, asset classification while eliminating or reducing risk e

TES 003 - Myths That Can Destroy Your Business & Steal Your Dreams

Sun, 04 Jan 2015 14:53:39 -0800

SUMMARY:
This is the very first introductory episode of the Entrepreneur's Solution. In this session, we talk about the show, its target audience, topics that you can expect in future episodes.
Creating, building and scaling a meaningful business can bring back possibilities into our lives—giving us the courage to live the life that we dreamed—while having an impact on the society that we live in.
This show is for aspiring as well as established entrepreneurs of any scale. It's for businesses and entrepreneurs who want to shift the way they do things so as to create more profit, fans and freedom. The street proven principles, strategies and frameworks you will learn in every episode are well-tested and backed by experience.
The episodes will work as:
First 7–10 episodes will introduce the proven businesses principles that I've used. That includes important principles, frameworks as well as the information to do business at a level that doesn't suck the life out of you.
After that, we are going to dig deep into multiple aspects that a business presents. We will dig into aspects like marketing, mechanics, money, mindset and business model.
Through the show, I want to be your entrepreneurial mentor. You can ask me questions at www.askmelnow.com and a future show will have those questions answered. Remember, that this show is for you to gain the skills, tools, strategies and tactics to accelerate your success.
The show will also include periodic guest entrepreneurs. We will be talking about their business and the lessons that they've learned.
The show will include key practical takeaways that you can execute. These will drive you towards your dream.
I will also share some tools like worksheets, summary sheets that you can use in your everyday business.
____________________
ABOUT MEL ABRAHAM
Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world and build the lifestyle that they want. Mel is one the most sought after entrepreneurial mentor and strategic thinkers of our time. Unlike many other so called “business coaches”, Mel has lived everything he teaches and continues to do so. Mel has built, bought and sold numerous multimillion-dollar businesses for himself as well as his clients. As the author of The Entrepreneur’s Solution: The Modern Millionaire’s Path to More Profit, Fans & Freedom Entrepreneur, Mel’s strategies have helped build thousands of businesses and have generated hundreds of millions of dollars for his clients, ranging from large corporations to startups and small family-owned businesses.
Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life bigger, bolder and on their own terms.
Meet Mel at http://melabraham.com/
____________________
THE ENTREPRENEUR'S SOLUTION
The Entrepreneur's Solution is a weekly entrepreneur, business, wealth and lifestyle show where entrepreneur, speaker and author Mel Abraham reveals all of his business and entrepreneur building strategies. Mel is one of our time's most sought after mentors and speakers that not only teaches but also lives what he teaches. Discover how to design, create and build your business so it gives you the life and lifestyle you want.
Subscribe to the free entrepreneurial podcast here: http://melabraham.com/podcast
The Entrepreneur's Soluti

TES 002 - The 5 Keys to Mastering Your Business

Sun, 04 Jan 2015 14:53:25 -0800

SUMMARY:
There are basic fundamental principles about business that you need to understand. Mastering your business requires mastering the basics. It will drive your business and escalate your success. There will be changes and shifts in market dynamics, legislation, preferences and other factors that influence a business. If you build a strong foundation for a business, we can easily respond to the changes that enable us to handles the downslopes and take advantages of new opportunities.
Business Mastery Roadmap Framework
When it comes to business, five basic things must be figured out.
1. Marketing: Every business needs marketing and sales process. This is the process by which you will reach out to your customers.
For marketing, these are required:

·       Customers: Who are your customers and what do they really want? We need to identify their habits, demographics, location and every other specific detail.
·       Communication: Create messages that allow you to communicate with your target market from a logical as well as an emotional stand point.
·       Connection: Understand how you will connect with your market. It is necessary to connect with them at a visceral emotional level by understanding every little detail about them.
2. Mechanics: Mechanics is about the business and how you run it? It is about the roles, rules and reporting around your business.

·

TES 001 - Creating a Business of Meaning

Sun, 04 Jan 2015 14:53:11 -0800

SUMMARY:
There are societal rules like finishing college, taking a job in a large firm and working hard to get promoted. Following these may mean a lot of hectic schedules and an unhealthy lifestyle. Not everyone can follow these rules of the society. So in life, you may come across the question:
Do I follow my dream or do I take the easy road?
People do business for different reasons. Some do it to make a profit, some do it to steal money, and others do it because they care and want to have an impact, make a difference for people that their business influences.
My Analyst Framework
Being an entrepreneur, doing business on some levels is easy. There are only two things that you have to manage in life:
To manage, minimize and eliminate as much downsize risk as possible.
To maximize potential and boost opportunities that comes in the picture.
These are below the line stuffs that answer "The How" and "The What".
Above the line is where you'll find a more important question and that is:
Why are you doing what you do or want to do?
All the challenge lies here. You might get the "below the line stuff" right, but managing the things that lie above the line—giving meaning to your business— is not simple. The lifestyle that you have because of the business and the legacy that you build is your meaning. These inform all the decisions that we make below the line.
It is necessary to have our stuff above the line, right. Otherwise, it can negatively impact the things that we have below the line: like being unable to make the correct business decisions or allowing our businesses suck the life out of us. We may dedicate our time and resources to building something, but it ends up being an empty build.
There are four things we need to ask ourselves to build the above the line stuffs:
What are you dedicated to in the context of higher purpose, the meaning and everything that you are doing?
What are you devoted to or who are the people that you are devoted to?
What are you prepared to do and how much discipline are you prepared to bring to this game, this world called entrepreneurship?
What is the energy that is driving you and the thing that wakes you up in the morning?
Answer these four sets of questions, write them down, journal them the old pen and paper way. Reflect and act on them to refine and define your "Why".
Remember to subscribe and share this show.
____________________
ABOUT MEL ABRAHAM
Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world and build the lifestyle that they want. Mel is one the most sought after entrepreneurial mentor and strategic thinkers of our time. Unlike many other so called “business coaches”, Mel has lived everything he teaches and continues to do so. Mel has built, bought and sold numerous multimillion-dollar businesses for himself as well as his clients. As the author of The Entrepreneur’s Solution: The Modern Millionaire’s Path to More Profit, Fans & Freedom Entrepreneur, Mel’s strategies have helped build thousands of businesses and have generated hundreds of millions of dollars for his clients, ranging from large corporations to startups and small family-owned businesses.
Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life bigger, bolder and on their own terms.
Meet Mel at http://melabraham.com/
____________________

TES 000 - Welcome to The Entrepreneur's Solution

Sun, 04 Jan 2015 14:52:55 -0800

SUMMARY:
This is the introductory episode of The Entrepreneur's Solution. In this session, we talk about the show, its target audience, topics that you can expect in future episodes and how I may become your entrepreneurial mentor.
Creating, building and scaling a meaningful business can bring back possibilities into our lives—giving us the courage to live the life that we dreamed—while having an impact on the society that we live in. Entrepreneurs truly can solve the challenges of the society effectively and efficiently. They are truly the key to the future. It's not that difficult either; as with the resources available today the ability to become an entrepreneur is much easier.
This show is for aspiring as well as established entrepreneurs of any scale. It's for businesses and entrepreneurs who want to shift the way they do things so as to create more profit, fans and freedom. The street proven principles, strategies and frameworks that you will learn in every episode are well-tested and backed by experience.
The episodes will work as:
First 7–10 episodes will introduce the proven businesses principles that I've used. That includes important principles, frameworks as well as the information to do business at a level that doesn't suck the life out of you.
After that, we will dig deeper into the various aspects of business. We will delve into aspects like marketing, mechanics, money, mindset and business model.
I want to be your entrepreneurial mentor through this show. You can ask me questions via www.askmelnow.com and a future show will have those questions answered. Remember, that this show is for you to gain the skills, tools, strategies and tactics to accelerate your success.
The show may also include successful entrepreneur guests to talk about their business, their success, their challenges and the lessons that they've learned.
The show will include key practical takeaways or actionable tactics that you can execute. These will drive you towards your dream.
I will also share some tools like worksheets, summary sheets that you can use daily in your business.
Remember to subscribe and share this show.
____________________
ABOUT MEL ABRAHAM
Mel is the founder of Business Breakthrough Academy and Thoughtpreneur Academy where he helps entrepreneurs bring their businesses to the world and build the lifestyle that they want. Mel is one the most sought after entrepreneurial mentor and strategic thinkers of our time. Unlike many other so called “business coaches”, Mel has lived everything he teaches and continues to do so. Mel has built, bought and sold numerous multimillion-dollar businesses for himself as well as his clients. As the author of The Entrepreneur’s Solution: The Modern Millionaire’s Path to More Profit, Fans & Freedom Entrepreneur, Mel’s strategies have helped build thousands of businesses and have generated hundreds of millions of dollars for his clients, ranging from large corporations to startups and small family-owned businesses.
Mel is a true believer in the entrepreneurial way of life and says that this “new frontier” is the paradigm that will shift society from simply existing to living life bigger, bolder and on their own terms.
Meet Mel at http://melabraham.com/
____________________
THE ENTREPRENEUR'S SOLUTION
The Entrepreneur's Solution is a weekly entrepreneur, business, wealth and lifestyle