The Safe Money Retirement Show

The Hidden Math That Breaks Retirement Plans

Fri, 06 Mar 2026 10:00:00 -0500

One market downturn at the wrong time can permanently change a retirement. In this episode, Tim Wood explains why timing matters far more once withdrawals begin and how sequence‑of‑returns risk can quietly derail even well‑funded plans. The discussion contrasts asset growth with income planning, explores why moving entirely to cash can backfire against inflation, and highlights how guaranteed income can reduce stress during volatile markets. Real‑world stories show how simplifying accounts, securing income first, and planning for distribution—not just accumulation—shape confidence and flexibility throughout retirement.

Join Certified Financial Fiduciary®, Retirement Income Certified Professional®, and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The Double‑Stuff Illusion in Retirement Planning

Fri, 27 Feb 2026 10:00:00 -0500

That million‑dollar nest egg may not be as big as you think once taxes enter the picture. This episode uses a simple Double Stuff Oreo analogy to explain why retirement accounts can create false expectations around what’s actually yours. Tim Wood breaks down how required minimum distributions, Social Security taxation, Medicare premiums, and ordinary income taxes affect retirees, and why planning ahead matters long before withdrawals begin. The conversation also explores Roth conversions, guaranteed income, and real‑world examples of how proactive tax planning can change the retirement income picture.

The Retirement Shift Most Investors Aren’t Prepared For

Fri, 20 Feb 2026 10:00:00 -0500

Having a large retirement balance doesn’t automatically mean you have a retirement paycheck. In this episode, Tim Wood explains why the transition from saving to spending requires an entirely different strategy as retirement approaches. He discusses market volatility, the limits of withdrawal rules, and why income planning matters more than account balances once paychecks stop. Tim also breaks down the difference between “if‑come” and guaranteed income, why assets alone can create stress, and how planning for different retirement phases can bring clarity. The focus is on building dependable income first, then deciding how the rest of your money should work.

Paychecks vs. Playchecks: The Retirement Shift Most People Miss

Fri, 13 Feb 2026 11:00:00 -0500

Most retirees plan for bills—but forget to plan for fun. In this episode, Tim Wood explains why separating “paychecks” from “playchecks” is a critical step in retirement planning. He breaks down how to identify essential expenses, build guaranteed income for necessities, and intentionally create a fun‑money bucket for travel, hobbies, and family experiences. The conversation also explores why market volatility, healthcare costs, and emotional spending decisions can derail retirement if they aren’t addressed early. Tim shares why planning isn’t just for millionaires—and how clarity and structure matter regardless of account size.

The Tax Bill Waiting Inside Your Retirement Account

Fri, 06 Feb 2026 10:00:00 -0500

What if that “seven‑figure 401(k)” headline is hiding a much smaller number after taxes? In this episode, Tim Wood breaks down the reality of pre‑tax retirement accounts and why a large balance doesn’t always mean financial freedom. He explains how taxes, Roth conversions, and income planning shape what you actually get to keep, and why the shift from saving to spending is the most critical phase of retirement. The conversation also covers Social Security timing, longevity, and why guaranteed income planning matters more than chasing high probabilities late in life.

The Estate Planning Mistake That Could Cost Your Family Everything

Fri, 30 Jan 2026 10:00:00 -0500

What if the documents you don’t have are the ones that could derail your entire retirement? In this episode, Tim Wood breaks down the often‑overlooked essentials of estate planning—from durable powers of attorney and healthcare surrogates to digital access and end‑of‑life wishes. He also shares how to replace your paycheck in retirement, create a stable income floor, and know whether you're truly ready to retire as millions of boomers hit age 65. Plus, Tim reveals a real‑life story of guiding a couple who thought they were unprepared but discovered a clear path forward.

The Million‑Dollar Myth: Why Most Retirees Don’t Need It

Thu, 29 Jan 2026 11:00:00 -0500

What if the “million‑dollar rule” is distracting you from what really matters in retirement? In this episode, Tim Wood and special guest Melissa Wood unpack why only 3% of Americans hit that number—and why the other 97% can still build a solid retirement with the right strategy. Tim explains how to protect what you’ve saved, prepare for the market bubble that’s coming sooner or later, and decide how much risk is truly appropriate. You’ll also hear how part‑time retirement, budgeting, and guaranteed income tools can reshape your future, no matter your starting point.

Bubble Trouble: Is Your Retirement Ready for the Next Crash?

Fri, 09 Jan 2026 10:00:00 -0500

A market bubble can burst without warning—are you sure your retirement plan is ready? In this episode, Tim Wood explains why understanding your true risk, managing debt, and having a personalized strategy are essential for protecting your future. Hear how couples with different risk tolerances can find peace of mind, why emotional decisions matter as much as financial ones, and how family conversations about money can prevent confusion and stress. Discover practical steps for simplifying accounts, preparing for market downturns, and building a plan that fits your unique needs.

Is Your Retirement Plan Ready for 2026?

Fri, 02 Jan 2026 10:00:00 -0500

A new year brings new opportunities—and new risks—for your retirement plan. In this episode, Tim Wood shares why it’s crucial to update outdated strategies, understand your true risk, and build income that lasts as long as you do. Learn how couples can avoid confusion by sharing financial details, why emotional decisions matter as much as numbers, and how to create paychecks and playchecks for a secure future. Discover practical steps for simplifying accounts, preparing for market surprises, and making sure your plan adapts to whatever life brings.

Audibles, Traditions, and the New Retirement Playbook

Fri, 26 Dec 2025 11:00:00 -0500

Time flies, and so do the old rules of retirement—so how do you prepare for a future that’s anything but predictable? In this episode, Tim Wood explores why flexibility is essential for today’s retirees, how to build a plan that adapts when life changes, and why “rules of thumb” like the 4% withdrawal rate or retiring at 65 may no longer apply. Plus, hear highlights from a heartfelt conversation with country superstar Trisha Yearwood, including her favorite holiday traditions and the power of family memories. Discover how to protect your nest egg and your peace of mind.

Off the Roller Coaster: Finding Calm in Retirement and the Holidays

Fri, 19 Dec 2025 10:00:00 -0500

A backstage conversation with country superstar Trisha Yearwood brings holiday magic and heartfelt stories to this special episode, as Tim Wood and Melissa share highlights from a Nashville concert, favorite Christmas traditions, and the secret to Trisha’s legendary biscuits. Listeners get an inside look at her new Christmas album, the power of music and memories, and why connecting with fans means so much. The episode also explores how to step off the market roller coaster, simplify your retirement plan, and build lasting financial security for the years ahead.

Biscuits, Broadway, and Christmas Magic with Trisha Yearwood

Tue, 16 Dec 2025 16:00:00 -0500

Country music superstar Trisha Yearwood brings holiday magic and heartfelt stories to this special episode, sharing behind-the-scenes moments from her new Christmas album and her symphony tour. Host Tim Wood and his wife Melissa dive into favorite songs, family traditions, and the unforgettable experience of tasting Trisha’s famous biscuits. From Nashville concerts to Disney memories, listeners get a glimpse of Trisha’s down-to-earth personality and the joy she finds in connecting with fans. Discover why her music and holiday spirit resonate so deeply—and why her upcoming tour is a must-see event.

To purchase Trisha’s Christmas album, visit www.trishayearwood.com!

Last-Minute Moves: The Year-End Retirement Checklist

Fri, 12 Dec 2025 11:00:00 -0500

Year-end deadlines aren’t just for holiday shopping—they’re critical for your retirement plan too. In this episode, Tim Wood highlights the financial moves you need to make before December 31st, from RMDs and Roth conversions to charitable giving and maxing out contributions. Hear a real-life story about navigating complex accounts during a family crisis, and learn why understanding taxes, Social Security, and RMDs is essential for long-term security. Tim also explains why retirement planning isn’t a DIY project and how a personalized approach can help you avoid costly mistakes and build lasting peace of mind.

Autopilot Retirement? Why It’s Time to Grab the Controls

Fri, 05 Dec 2025 11:00:00 -0500

What if your retirement plan is stuck on autopilot while the world—and your options—have changed? In this episode, Tim Wood explains why regular reviews and independent advice are essential for navigating market turbulence, inflation, taxes, and unexpected windfalls. Discover how to break out of “set it and forget it” mode, update your strategy for today’s rates and risks, and prepare for the unknowns that can derail your future. Learn how to turn old CDs, sudden settlements, and even haunted hotel stories into opportunities for a safer, more flexible retirement.

Needs vs. Wants: The Real Retirement Equation

Fri, 28 Nov 2025 14:00:00 -0500

What if the biggest risk to your retirement isn’t the market, but failing to make a plan for taxes, income, and the unexpected? This episode dives into why RMDs aren’t a DIY project, how to avoid tax surprises, and the importance of sorting your “must haves” from your “nice to haves.” Tim Wood shares real stories and practical strategies for building a retirement that covers your needs, supports your wants, and adapts to curveballs—so you can enjoy life with confidence, not just hope.

Retirement Danger Zone: Are You Ready for the Sequence of Returns Risk?

Fri, 21 Nov 2025 10:00:00 -0500

What if the biggest threat to your retirement isn’t the market, but the timing of your withdrawals and the legacy you leave behind? In this episode, Tim Wood reveals how sequence of returns risk can derail your plans, why smart inheritance strategies matter, and what you need to know about upcoming Medicare changes. Learn how to protect your nest egg in the “retirement danger zone,” avoid burdening your heirs, and make confident decisions for your future—no matter what surprises come your way.

Stagflation, RMDs, and the Retirement Reality Check

Fri, 14 Nov 2025 11:00:00 -0500

What if the real danger to your retirement isn’t market swings, but the silent threats of inflation, stagflation, and common planning mistakes? This episode explores how economic uncertainty can erode your nest egg, why having “enough” is more than just a number, and how relying solely on RMDs could leave you exposed. Tim Wood shares stories and strategies for building a resilient retirement plan—balancing guaranteed income, growth, and enjoying life along the way.

Is Your Retirement Plan Stuck in the Past? Outdated Habits That Could Derail Your Future

Mon, 10 Nov 2025 10:00:00 -0500

Is your retirement plan stuck in the past—like dial-up internet or outdated investments? This episode of the Safe Money Retirement Show with Tim Wood uncovers surprising old habits that still trip up retirees, from lost 401(k)s and excessive fees to neglected beneficiary forms. Learn why couples must get on the same page, how to design income streams that last 20, 30, or even 40 years, and why regular plan reviews are essential as rates and rules change. Discover how to future-proof your finances and ensure your legacy is secure.

Are You About to Fumble Your Retirement at the Goal Line?

Fri, 07 Nov 2025 09:00:00 -0500

Is your retirement plan protected against market crashes, inflation, and costly mistakes—or are you risking a last-minute fumble? This episode of the Safe Money Retirement Show with Tim Wood reveals how to reduce risk without sacrificing growth, why income planning matters most, and how estate planning isn’t about a magic number but about your unique needs. Learn how to safeguard your future, avoid common errors, and ensure your legacy is secure with up-to-date wills and beneficiary documents. Discover why having a personalized plan is the key to a confident retirement.

The Million-Dollar Myth: What Really Matters for Your Future

Mon, 27 Oct 2025 17:00:00 -0400

Is your retirement plan built to protect what matters most—or are you risking too much just to chase a magic number? This episode of the Safe Money Retirement Show with Tim Wood reveals why most retirees don’t need a million-dollar nest egg, but do need a personalized plan that balances growth, income, and protection. Learn how to cut unnecessary expenses, avoid going overboard with accounts and investments, and focus on the essentials: guaranteed income, debt management, and quality of life. Discover why “never lose money” is the rule that matters most in retirement.

Spending Volatility: The Retirement Risk You Didn’t See Coming

Fri, 17 Oct 2025 17:00:00 -0400

Is your retirement plan ready for the rollercoaster of spending volatility—or will unexpected expenses throw you off track? This episode of the Safe Money Retirement Show with Tim Wood explores why retirement spending often surges and dips, how healthcare and lifestyle choices can upend your budget, and why having both guaranteed income and flexible access to funds is essential. Learn how to avoid common mistakes when leaving a home to heirs, break free from the “one more year” trap, and build a plan that adapts to life’s surprises.

Beyond the Bubble: Protecting Your Financial ‘Stuff'

Thu, 09 Oct 2025 10:00:00 -0400

What if the biggest threat to your retirement is failing to make a plan? Tim Wood shares lessons from sweepstakes winners, estate planning pitfalls, and market bubbles—revealing why a solid financial strategy is essential. Learn how to protect your nest egg, avoid common mistakes, and ensure your “stuff” goes where it should. Discover the importance of working with a certified fiduciary, updating beneficiaries, and adapting your plan as rules and markets change.

Retirement Tune-Up: Is Your Plan Ready for What’s Next?

Thu, 02 Oct 2025 10:00:00 -0400

What if your retirement plan needs a tune-up to keep pace with changing rules and falling interest rates? Tim Wood shares why building a solid financial “floor” of guaranteed income is essential, how to balance spending and security, and why flexibility matters more than ever. Learn how outdated advice can trip you up, why revisiting your plan is crucial, and how to lock in growth before rates drop further. Discover the real impact of pensions, annuities, and the “happiness dividend” of reliable income.

Spend Smart, Live Well: Avoiding Retirement Pitfalls

Thu, 25 Sep 2025 10:00:00 -0400

What if your retirement plan is only as strong as the financial foundation beneath it? Tim Wood explains how to build a solid “floor” for your nest egg, balance spending with long-term security, and avoid common annuity misconceptions. Learn why guaranteed income, emergency funds, and smart legacy planning matter—plus how to avoid both “overliving” and “underliving” your retirement. Discover strategies for passing on wealth tax-efficiently and why regular reviews keep your plan resilient.

Secrets of the Stealthy Wealthy

Fri, 19 Sep 2025 17:00:00 -0400

What if the first five years of retirement are the most critical for your financial future? Tim Wood breaks down why a spending plan matters as much as an income plan, how “do nothing” or “do all” phases can impact your nest egg, and why annual reviews and flexibility are essential. Learn how side hustles, taxes, and Social Security interact, and discover lessons from the “stealthy wealthy” on privacy, multiple income streams, and tax efficiency.

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How do emotions impact your plan, what questions to ask aging partents, and how do Roth conversions work

Mon, 15 Sep 2025 20:00:00 -0400

In this week's episode, we'll explore the emotional side of retirement and how staying connected is vital. What questions should you be asking your aging parents? How do Roth conversions work and why are they a brilliant move for many retirees? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you make a solid 30+ year plan for retirement and what impact will the Fed changing the prime rate have on your plan

Mon, 08 Sep 2025 11:00:00 -0400

In this week's episode, we'll discuss how you can make a solid plan for a 30+ year retirement and what impact the Fed changing the rate will have on your retirement plan. Is the plan you moved forward with years ago still the best plan for you now? Who is on your retirement "team" and do they have your best interests at heart? What is really important in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you plan for a long retirement and what are your retirement and passing going to look like

Fri, 29 Aug 2025 16:00:00 -0400

In this week's episode, we'll explore what you can do to plan for a long retirement and what your retirement will look like. When should you claim your Social Security? What is a part-time retirement and is it for you? Why is what will happen when you're gone a discussion you must have? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How will a rate drop by the Fed impact your retirement and should you embrace a "boring" retirement plan

Thu, 21 Aug 2025 14:00:00 -0400

In this week's episode, we discuss how the Fed changing the prime rate will impact your retirement plan. What if you've always heard that annuities are bad? Is it smart to embrace the boring, predictable returns that annuities bring when you are in retirement? Is the same plan you put in place 10 years ago still the best plan for you today? Is the 4% withdrawal rule still valid? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you know when to retire and does where you get your advice from and when you start matter

Mon, 18 Aug 2025 11:00:00 -0400

In this week's episode, we explore when you should retire and why many don't work with a retirement expert. How can you know your plan is the best for you? Do ALL advisors charge fees? Can you make a plan yourself without expert help? When should you make your retirement plan and when should your retirement start? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Why is Warrenn Buffett changing his will and what can you learn from this, and why are most retirement accounts a tax bomb waiting to go off

Sat, 02 Aug 2025 13:00:00 -0400

In this week's episode, we start a brand new chapter with a new show format and welcome a new co-host and former voice of the Atlanta Braves, Kevin McAlpin. Why is Warren Buffett updating his will at 93 years old and what can you learn from that? Why are most retirement accounts a tax bomb that will go off at some point? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What is a Fact Finder and what is the process of working with Safe Money Retirement

Thu, 24 Jul 2025 15:00:00 -0400

In this week's episode, we'll explore what our process at Safe Money Retirement is when we work with new clients. What is a Fact Finder? Why is it important to do a complete, full Fact Finder appointment before even discussing plans or rates? What info do you need to have prepared for the 1st appointment in our process? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How many seasons do you have left and how can you be ready financially for whenever you pass

Sat, 19 Jul 2025 14:00:00 -0400

In this week's episode, we'll discuss how you need to have a realistic mindset around how long you have left in your life and plan accordingly. How can you make sure you're not underliving or overliving your plan? Do you have a plan if you were to pass soon? What about if you live a very long life? Are you ready? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

When is Safe Money Retirement NOT a good fit for a potential client

Sun, 13 Jul 2025 09:00:00 -0400

In this week's episode, we'll explore when a Safe Money Retirement plan would NOT be a good fit for you. If you don't want guarantees and like the excitement of wins and losses in the market, are we a good fit? Is your current advisor a retirement expert? Do you need a retirement expert? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you have your own personal "Financial Independence Day" everyday in retirement

Tue, 08 Jul 2025 07:00:00 -0400

In this week's episode, we'll wish the USA a happy birthday and explore how you can have your own financial independence day. Have you evaluated your spending and determined what your ongoing expenses will be in retirement? How can you eliminate any remaining debt? How can you be truly free in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What is a "Honeyboomer" and how can you be one

Mon, 30 Jun 2025 12:00:00 -0400

In this week's episode, we'll discuss how you can be a "Honeyboomer." Can you really take a honeymoon-type trip every single year? What can you do to KNOW FOR SURE you'll have enough income to cover your bills and trips every year for the rest of your life? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Is now the right time to "cash in" before the current overvalued market bubble bursts

Thu, 19 Jun 2025 14:00:00 -0400

In this week's episode, we'll explore whether now is the right time to "cash in" before the bubble bursts. With the market overvalued, what's next? What does history tell us? Is your retirement plan ready for the bubble to burst? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Don't put a bandage on your retirement issues, fix them permanently

Thu, 12 Jun 2025 15:00:00 -0400

In this week's episode, we'll discuss how many people put bandages over their retirement issues instead of making a permanent fix. What is your rock-solid plan for LTC? What about lifetime income? How can you keep from using Band-Aids to plug all the holes in your plan and use real lifetime solutions? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What should you do with your pension or defined-benefit plan once you retire

Sat, 07 Jun 2025 08:00:00 -0400

In this week's episode, we'll explore the different options you will have with your pension plan (or other similar defined-benefit plan) once you get to retirement. If your plan offers a lump sum payout, why could it make sense to take that option? Are there other benefits available by moving your funds from a pension to an annuity that would benefit you and/or your spouse? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Who do you need on your retirement team and do you have to know everything about it yourself

Wed, 28 May 2025 08:00:00 -0400

In this week's episode, we'll discuss the importance of who you rely on in retirement. Who do you need to have on your team? What's the difference between your wealth team and your retirement team? Can you do everything yourself and be sure you have the best plan possible? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How the 3 main categories of retirement plans will impact your taxes in retirement

Wed, 21 May 2025 08:00:00 -0400

In this week's episode, we'll explore the three main categories of assets and how each type impacts your retirement plan. When will your beneficiaries have to pay taxes on anything you pass along once you're gone? Is there a category that is better tax-wise than all the others? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How the 4 L's in retirement will make a HUGE impact on your plan (what you need to know)

Tue, 13 May 2025 19:00:00 -0400

In this week's episode, we'll discuss the 4 L's in retirement and why you must have a plan for each. What's the biggest risk in retirement? Do most people overestimate or underestimate how long they will live? What do you want your legacy to be? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Are stocks ALWAYS a good choice for a long-term investment and how to counter the craziness in 2025

Thu, 08 May 2025 15:00:00 -0400

In this week's episode, we'll explore the myth that the stock market is a safe place to be long-term. Does it always come back within 10 or 20 years? What can you do to counter this craziness in early 2025? How does your time horizon impact your plan? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to get equity-like returns outside of the stock market and all of its risks

Thu, 01 May 2025 09:00:00 -0400

In this week's episode, we'll discuss how you can get equity-like gains with no risk of losses with your retirement nest egg. How do Fixed Indexed Annuities work? Can you change how your money grows every year and have no growth as the worst-case scenario? Are these plans safe? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How does your retirement savings compare to the average retiree based on a recent nationwide survey

Thu, 24 Apr 2025 09:00:00 -0400

In this week's episode, we'll explore what the average retiree has saved for retirement based on a recent Federal survey. Is your success in retirement based on how much money you have or what your plan is? Do you have more or less saved than the median household in the US at your age? How can you start now if you don't have a plan? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How would you feel if your current retirement plan was devestated and what to do now

Thu, 17 Apr 2025 09:00:00 -0400

In this week's episode, we'll discuss the impact of having your retirement plan devastated by an event outside your control. What are you going to do if the worst-case scenario happens? Is there a way to stop worrying about running out of money before you run out of life? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Who is your WHO in retirement and how to make sure you have the right team in your corner

Thu, 10 Apr 2025 09:00:00 -0400

In this week's episode, we'll explore how your team in retirement impacts your success rate. Are the Whos on your team the right ones? Do you need to know everything, or do you just need the right people who can take those things off of your plate? What experience and credentials does your retirement Who need to have? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

When is an IRA an IOU to the IRS and what can you do NOW to reduce your exposure to taxes

Thu, 03 Apr 2025 09:00:00 -0400

In this week's episode, we'll discuss when your retirement plan is really an IOU to the IRS and what you can do about it. If you have a certain amount in a pre-tax type of account, do you really have that much for your retirement? Would a Roth conversion be a wise choice for you? How can you fire the IRS from being your partner in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How a Japanses proverb can help you plan your retirement as wisely as possible

Thu, 27 Mar 2025 09:00:00 -0400

In this week's episode, we'll explore the proverb of the train and see how it relates to your retirement plan. If your nest egg is completely exposed to risk, what "train" would that put you on? Are you going the right direction in regards to income in retirement? If your retirement "train" is going the wrong direction now, what can you do to correct the situation as quickly as possible? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What is the right way to "buy" the S&P 500 in or near retirement and how does growth in a Fixed Indexed Annuity work

Fri, 21 Mar 2025 15:00:00 -0400

In this week's episode, we'll discuss how you can get gains based on the S&P 500 with NO losses. Are you ready for the next market event? How do Fixed Indexed Annuities work for growth? What's the difference between a fixed and a variable plan? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Does your current advisor REALLY listen to your retirement needs and concerns

Fri, 14 Mar 2025 17:00:00 -0400

In this week's episode, we'll explore if your current advisor is really hearing you or if they are just trying to "sell" you on some plan. How can you tell whether you have the right advisor? Can the same advisor you've worked with for years also plan for your retirement? Why do you need to be in a fixed, zero-loss plan when you are in or nearing retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What are the outcomes you DO NOT want in your retirement and how to plan to avoid them

Wed, 05 Mar 2025 16:00:00 -0500

In this week's episode, we'll discuss things you DON'T want in your retirement. What is on your list of things you definitely don't want to happen in retirement? Do you NOT want to run out of money, or NOT lose your nest egg in the next market crash? What can you do now to ensure the outcomes you don't want don't happen? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to protect your retirement from the latest scam called "pig butchering"

Wed, 26 Feb 2025 11:00:00 -0500

In this week's episode, we'll explore the latest scam that is costing retirees millions of dollars and what you can do to avoid becoming a victim of "pig butchering". What are the steps to this scam and how can you spot it? How can you make sure you can never fall victim to this type of scam? What is reinvestment risk and why do you need to be concerned about it? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What is risk capacity and how does it relate to your plan in retirement

Wed, 19 Feb 2025 12:00:00 -0500

In this week's episode, we'll discuss what risk capacity is and how it relates to your retirement. How does your risk capacity affect your decisions in retirement? Is it possible to increase your risk capacity while you are in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to create a hedge against inflation in your retirement by having additional guaranteed income you can start at any time

Wed, 12 Feb 2025 09:00:00 -0500

In this week's episode, we'll explore what you can do to create a hedge against inflation in retirement by having additional income you can start at any time. What can you do now to guarantee additional income in the future to offset additional expenses? How do these lifetime income annuity plans work long-term? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

A look at every major market crash in the last century and how they compare to today's situation

Thu, 06 Feb 2025 08:00:00 -0500

In this week's episode, we'll discuss what the leadup to all the major market crashes of the last 100 years was like. How much was lost in these crashes? Is our current situation similar to what happened before these 6 other major crashes? What can you do to protect yourself from the next one? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Interpreting results from a recent study of owners of lifetime guartanteed income annuities and how it relates to your retirement

Sun, 02 Feb 2025 16:00:00 -0500

In this week's episode, we'll explore the results of a recent survey of guaranteed lifetime income annuity owners. Are these retirees feeling safer in their retirement? Are they less stressed? Could one of these plans help you enjoy your retirement more? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Is the 4% rule still a wise plan for income in retirement and what could be a better plan

Sat, 25 Jan 2025 08:00:00 -0500

In this week's episode, we'll discuss some recent research on the 4% rule in retirement and what you can do to ensure better results in your retirement. What will you do if you follow the 4% rule and still run out of money before you run out of life? What if you could get substantially more than 4% and never outlive it? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to be ready for what 2025 could bring according to 5 top investment firm analysts

Wed, 22 Jan 2025 15:00:00 -0500

In this week's episode, we'll explore what 5 top investment firm analysts say is the outlook for 2025 and what it will mean for you. Will there be a bear market in 2025? How much risk are you willing to take? What are the current market indicators saying? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The 4 potential outcomes in retirement (you WILL be in one of these)

Fri, 10 Jan 2025 16:00:00 -0500

In this week's episode, we'll discuss the 4 possible outcomes in retirement and how you can influence where you wind up. Will you retire because you have to or because you want to? Will you have to work after retirement? Is there something you are passionate about that you can do after you retire? What plans need to be put in place to help you achieve your desired outcome? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Tom Hegna interview discussing why it's vital to make a plan for long-term care and the difference between needs and wants in retirement

Fri, 03 Jan 2025 12:00:00 -0500

In this week's episode, we'll discuss why it's so important to make a plan for long-term care with multi-bestselling author Tom Hegna. What if you have medical issues and cannot get approved for a traditional LTC plan? What is the difference between what you need and what you want your income to do in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Tom Hegna interview discussing what an optimal retirement plan looks like and if you can do it yourself

Tue, 17 Dec 2024 17:00:00 -0500

In this week's episode, we'll explore if being a do-it-yourself investor makes sense in retirement and what an optimal plan looks like with multi-bestselling author Tom Hegna. Is there a wise plan for younger people to follow to be in a great position for retirement? Does someone really need a retirement expert to help them plan their retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Can loneliness in retirement be as harmful as smoking and what can you do to avoid this potential pitfall

Wed, 11 Dec 2024 17:00:00 -0500

In this week's episode, we'll explore how doctors have proven that loneliness can be as harmful as smoking in retirement. What can you do to avoid the "sickness" of loneliness in retirement? How can you stay plugged into your social network after you retire? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Tom Hegna interview discussing why replacing bonds with annuities can be wise and why some think they don't like annuities

Tue, 03 Dec 2024 17:00:00 -0500

In this week's episode, we'll discuss if replacing bonds with annuities in retirement makes sense with multi-bestselling author Tom Hegna. Why would a retiree want to have annuities instead of bonds? Why do some people think they don't like annuities? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to completely eliminate the biggest risk from your retirement plan

Tue, 19 Nov 2024 15:00:00 -0500

In this week's episode, we'll discuss whether it's possible to completely eliminate longevity risk. What are your chances of living well beyond your expected lifespan? How should you plan your retirement income so you know you won't run out of money before you run out of life? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Tom Hegna interview discussing if guaranteed lifetime income is too good to be true and how it works

Wed, 13 Nov 2024 10:00:00 -0500

In this week's episode, we'll explore if guaranteed lifetime income is too good to be true with multi-bestselling author Tom Hegna. What are the risks to the companies offering these plans? What is retirement alpha and how does it apply to retirement income? Why are mortality credits vital to your income plan in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you retire without having to worry about your income in a world without pensions

Wed, 06 Nov 2024 13:00:00 -0500

In this week's episode, we'll discuss how you can retire without worrying about your income in retirement in today's world without pensions. How can you guarantee a lifetime income like a pension if you don't work for a company that offers a pension? How can you structure your income in retirement to cover your expenses now and higher prices due to inflation later? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Why it's vital to work with a Social Security expert to plan when to start those payments

Wed, 30 Oct 2024 11:00:00 -0400

In this week's episode, we'll explore why it is so important to work with a Social Security expert when planning your retirement with world-class economist Tom Hegna. How much is your Social Security benefit worth? How does the survivor benefit work in Social Security? What can you do to plan for retirement if you've never trusted the market? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to transfer the risks in your retirement to a top-rated insurance company

Thu, 24 Oct 2024 08:00:00 -0400

In this week's episode, we'll discuss if it is possible to transfer the risks in retirement to a top-rated insurance company. How can you completely remove the risk of running out of money before you run out of life? What are the options to remove the risk of a market event wiping out your life savings? How can you eliminate the risk of a long-term care event destroying your plan? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Tom Hegna's Don't Worry, Retire Happy; 7 Steps to Retirement Security

Wed, 16 Oct 2024 11:00:00 -0400

In this week's episode, we'll explore the wisdom my friend Tom Hegna shares in his bestselling book Don't Worry, Retire Happy. What does having a plan really mean? How can you protect your savings from inflation? Is having a guaranteed lifetime income important? What about long-term care? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The most common risks in retirement and how you can overcome many of them through proper planning

Wed, 09 Oct 2024 09:00:00 -0400

In this week's episode, we'll discuss the most common risks in retirement and some potential solutions. Can you overcome inflation risk? How can you ensure you won't run out of money before you run out of life? What can you do to wipe out market risk and sequence of returns risk from your portfolio? How can your beneficiaries get a 100% tax-free benefit for pennies on the dollar when you're gone? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

When should you retire and how will working a little longer impact your income in retirement

Tue, 01 Oct 2024 15:00:00 -0400

In this week's episode, we'll explore the impact of when you retire on your income in retirement. Will working a little longer really change your plan? How much does working one year longer add to your projections? How can you know the best time to retire? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What can Wayne Gretzky teach you about retirement planning

Tue, 24 Sep 2024 12:00:00 -0400

In this week's episode, we'll discuss how wise words from a hockey legend can help you in your retirement. Is it possible to plan for what might happen in the future? What do you need to do to keep your eye on the puck? What should a younger person do if they receive a large inheritance to be prepared for retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Why you need an expert in retirement income to ensure you won't run out of money before you run out of life

Wed, 18 Sep 2024 15:00:00 -0400

In this week's episode, we'll explore how having an expert in retirement planning is different from having a lifelong financial advisor. Does your current planner have expertise in retirement income and how would be safest to take an income from your accounts that will last as long as you live? What is your retirement income plan? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you create an inflation hedge in your retirement income plan that you can count on

Wed, 11 Sep 2024 12:00:00 -0400

In this week's episode, we'll discuss how you can create a hedge for inflation in your retirement income plan. What is an income floor? How can you plan ahead for inflation, medical expenses, or anything else in the future? Is it possible to retire with confidence in your income for the rest of your life? What is an income gap? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

We'll compare the 3 main strategies to take withdrawals from your retirement accounts and how to avoid the biggest scams targeting retirees

Wed, 04 Sep 2024 19:00:00 -0400

In this week's episode, we'll explore the different ways to take withdrawals from your retirement accounts. What is the smartest way? Is it the same for everyone? How can you keep from getting scammed out of your hard-earned money? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Is your IRA/401(k)/TSP a tax trap and can you live with the worst-case scenario in your current retirement plan

Fri, 30 Aug 2024 17:00:00 -0400

In this week's episode, we'll discuss the US debt and how that will impact your retirement. Is your IRA a tax trap? How should you pay the taxes due on all your tax-deferred accounts? Is it possible to not pay taxes at all on tax-deferred money? Can you live with the worst-case scenario in your retirement plan? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How long are people living today and how do bull and bear markets impact your retirement plan

Thu, 22 Aug 2024 10:00:00 -0400

In this week's episode, we'll explore the facts about longevity and how you need to plan for living longer than you think. What are the top 8 factors that help with longevity? What is the difference between a bear market and a bull market? How do bears and bulls impact your plan? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Why you need to add the preservation phase to your retirement plan and how to "opt-out" of market risk

Wed, 14 Aug 2024 15:00:00 -0400

In this week's episode, we'll discuss how to wisely make the transition from accumulation to distribution of retirement funds. What is the preservation phase and how does that impact your retirement plan? How can you know where you'll be with your income 20 or 30 years into retirement? How can you "opt-out" of market risk? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® and bestselling author Tim Wood each week for a discussion about protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Longevity insurance and how it can help you live longer and a financial plan vs an income plan

Thu, 08 Aug 2024 10:00:00 -0400

In this week's episode, we'll explore if longevity insurance can actually increase longevity. What is longevity insurance? How can it impact your retirement years? What is the difference between a financial plan and an income plan? Which is more important in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to be prepared for any potential cognitive decline with your retirement plans

Wed, 31 Jul 2024 16:00:00 -0400

In this week's episode, we'll discuss how to plan forward in case cognitive decline becomes an issue. How can a guaranteed lifetime income help? What types of growth plans are best to deal with this issue? Are there "set it and forget it" plans that can bring peace of mind to help overcome this challenge? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The secret to only having WINS in your retirement plan

Fri, 26 Jul 2024 10:00:00 -0400

In this week's episode, we'll explore how you can only have wins in your retirement plan. What if your retirement could be on an elevator that only goes up and never goes down due to any market event? How can you only have wins in YOUR retirement income and growth plans and no chances of losses? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Is it possible to be HAPPY spending money in retirement?

Wed, 17 Jul 2024 19:00:00 -0400

In this week's episode, we'll discuss if it's even possible to be happy and enjoy spending money in retirement. How much of your income will Social Security REALLY replace? What is true INcome and what is IFcome? What does it mean to underlive your retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to "refinance" your retirement and get much higher rates

Wed, 10 Jul 2024 09:00:00 -0400

In this week's episode, we'll explore how you can "refinance" your retirement plan. With rates still high, can you replace an older annuity with a newer one at today's much higher rates? What about those fees for changing plans? How does this relate to pension plans? What benefits does reworking your established plan bring? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How do your "Who's" impact your happiness in retirement and how "Who Not How" can change your perspective

Wed, 03 Jul 2024 12:00:00 -0400

In this week's episode, we'll discuss how having "Who's" in your life is more important than knowing how to do everything, especially in retirement. Who is the "Who" in your retirement? Do you need to know everything about everything or do you just need to know WHO already knows and you can trust and can help you? Is your current WHO working for you or for their own interests? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Are all beneficiaries created equally and how can you plan wisely when it comes to beneficiaries

Wed, 26 Jun 2024 19:00:00 -0400

In this week's episode, we'll explore whether all beneficiaries are created equally. Where should you leave your pre-tax money? Is there any way to not have to pay taxes on pre-tax money? How can you keep from potentially bumping your beneficiary's tax brackets up for 10 years? Is a life insurance benefit always tax-free? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

An incredible health advancement and how it relates to longevity risk and YOUR plan

Wed, 19 Jun 2024 18:00:00 -0400

In this week's episode, we'll discuss an exciting new health innovation and how that will affect your retirement plan. What is your plan to get rid of longevity risk? How can you overcome the risk of running out of money before you run out of life? How are you hedging inflation? How long will your current plan last? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The CORE 4 key principals to retirement happiness from the top financial minds in the world

Wed, 12 Jun 2024 17:00:00 -0400

In this week's episode, we'll explore the core 4 keys to a successful retirement as derived from the top financial minds in the world. What is the #1 rule that the ultra-wealthy use with all their assets? What do they say is the most important thing in retirement? What does asymmetric risk/reward mean? What about taxes? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Why is it important for BOTH spouses to do the RISA® assessment while making a plan for retirement income

Wed, 05 Jun 2024 19:00:00 -0400

In this week's episode, we'll discuss why it is so important for both spouses to do the RISA® assessment before we design a retirement plan for them as a couple. Is there a way to ensure both spouses are happy with the plan? How can someone who likes growth and someone who wants guaranteed income both get what they want in the same plan? How important is it for your plan to be designed specifically for you? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

4 BIG uncomfortable questions to ask about your retirement

Wed, 29 May 2024 17:00:00 -0400

In this week's episode, we'll explore some uncomfortable questions about retirement. What could happen to make your current plan ineffective? How will your later years in retirement look? What do you want to happen to your money when you're gone? Would you prefer a set income that will cover your expenses or have the chance for more growth and it not be guaranteed? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The 5 Most Important Things in Your Retirement Today

Wed, 22 May 2024 21:00:00 -0400

In this week's episode, we'll discuss the 5 most important things that need to be in your retirement plan today. Is retirement really all about how your retirement assets will be taxed? Can decisions you make really affect the tax rate you will pay? Why is a Roth account so smart long-term? How many years should you be planning for in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How will inflation impact YOUR retirement now and in the future and what can you do about it?

Wed, 15 May 2024 22:00:00 -0400

In this week's episode, we'll explore how inflation can impact your retirement. How has inflation affected the costs of everyday things? What can you do to overcome these inflated prices? Who is a good candidate to have a "ladder plan" for retirement? How can it help overcome inflation? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What are the 4 "L's" in retirement and why are they important to your retirement plan?

Tue, 07 May 2024 20:00:00 -0400

In this week's episode, we'll discuss the 4 "L's" in retirement and why they are important. How long do you need to plan for in retirement? What is most important in making a long-term plan? How do you want to live in retirement? Do you need to have access to your funds? What do you want to pass on to those left behind once you're gone? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

My RISA® (Retirement Income Style Awareness®) results and what they mean and how to get yours

Wed, 01 May 2024 20:00:00 -0400

In this week's episode, we'll explore the RISA® (Retirement Income Style Awareness®) assessment and what my results were. What is a Safety-First retirement versus a Probability-Based retirement and which is right for you? Should your retirement income be front-loaded or back-loaded? Should you continue to accumulate in retirement or concentrate on distribution? What lifestyle do you want in retirement? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What can you do to get to the MAGIC NUMBER for retirement today?

Wed, 24 Apr 2024 19:00:00 -0400

In this week's episode, we'll discuss what the "magic number" is for 2024 to retire comfortably. What do you NEED for income? Where does happiness come from in retirement? How can you plan for what your 401(k) or IRA will "buy" for you in retirement? How is it possible to offset inflation in the future? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The 4 steps to take to "Spring Clean" your retirement plan

Wed, 17 Apr 2024 09:00:00 -0400

In this week's episode, we'll explore what steps to take annually to give your accounts a good "Spring Cleaning." What does a big-picture view of retirement look like? How much of your retirement accounts should be protected from market events depending on your age? Do you know what your fees are? Are you sure your estate plan and beneficiary elections are correct? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you KNOW that you will have enough income in retirement? For as long as your retirement lasts...

Wed, 10 Apr 2024 20:00:00 -0400

In this week's episode, we'll discuss a few do's and don'ts for making a solid income plan in retirement. When should you start to take your Social Security payments? How can you combat inflation? How can you plan for the tax implications for the income you will take in the future? Should RMDs be a part of the plan? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you KNOW you have the best advisor for your specific situation

Wed, 03 Apr 2024 14:00:00 -0400

In this week's episode, we'll explore how someone can KNOW they have the best advisor for them. Can another advisor show you things that your current advisor can't? Is your current advisor a specialist in your specific situation? Are all those professional designations really important? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

When does -30=+42? What is the PURPOSE of your retirement savings?

Wed, 20 Mar 2024 20:00:00 -0400

In this week's episode, we'll discuss how taking withdrawals from your 401(k) before you get to retirement will affect you. When does minus 30 equal plus 42? What are you going to do with the money you've saved for retirement? What is the PURPOSE of that money? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Can you retire safely WITHOUT a pension? How can you GUARANTEE an income without a pension?

Thu, 14 Mar 2024 20:00:00 -0400

In this week's episode, we'll explore if it is possible to retire safely without a pension plan. What choice do you have and how do these choices work? What is the #1 thing that leads to happiness in retirement? Wouldn't having guarantees rather than leaving things to chance be great? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

4 Rules for IRA contributions for the '23 tax year you need to know

Wed, 06 Mar 2024 15:00:00 -0500

In this week's episode, we'll discuss 4 rules relating to IRA contributions for the '23 tax year. Can your spouse contribute to an IRA if you are a stay-at-home spouse? Are there age limits on IRA contributions now? What is the deadline for '23 contributions? How can you protect your IRA retirement savings from a market event? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What affect would another bank failure have on YOUR retirement accounts?

Wed, 28 Feb 2024 19:00:00 -0500

In this week's episode, we'll explore whether your retirement money is at risk if there are more bank issues. Does it depend on where your money is or what type of account it is in? Are there things you can do to limit or mitigate the risk of a bank failure? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The 15 BIGGEST MISTAKES retirees make in retirement and how to avoid them

Wed, 21 Feb 2024 16:00:00 -0500

In this week's episode, we'll discuss 15 mistakes that many retirees make and how to avoid these things. What happens if you don't have a proper estate plan? What about Long-Term Care? Who should you put first in your retirement plan? When should you claim Social Security? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Why did the surprising demographic that bought the most annuities in 2023 choose to use annuities?

Thu, 15 Feb 2024 10:00:00 -0500

In this week's episode, we'll explore what demographic purchased more annuities than any other demographic in 2023. Why did they jump in front of the older generations? What benefits in annuities are attracting this younger demographic? Is market volatility avoidance the main reason these products are so popular? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you "Insure" your retirement against failure? What guarantees are available in retirement?

Wed, 07 Feb 2024 15:00:00 -0500

In this week's episode, we'll discuss how you can use insurance products to "Insure" your retirement. Is there a way to guarantee you will have enough income no matter how long you live? What is the smart way to leave money to your heirs when you're gone? Are there ways to get guaranteed growth with no chance of losses? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

What are Mortality Credits and how can they make a HUGE impact on your retirement plan? What are the parts and parties of a fixed annuity?

Wed, 31 Jan 2024 16:00:00 -0500

In this week's episode, we'll explore what mortality credits are and how they can help you plan for a successful retirement. How can those who survive benefit from those who pass prematurely by using mortality credits? What are the parts of a fixed annuity, what parties are involved in it, and how do they all work together? Can you own an annuity and set someone else to get the payments? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How can you protect yourself from retirement scams? How can you protect your family?

Wed, 24 Jan 2024 19:00:00 -0500

In this week's episode, we'll discuss how to protect yourself and family members from common retirement scams that are out there everywhere. Where can you go for details on current scams? How can a Durable Power of Attorney help you and your family members in the future? What is the most important thing you can do to protect those you love? Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Can you retire happy? What makes someone happy in retirement? How can you plan for happiness?

Wed, 17 Jan 2024 20:00:00 -0500

In this week's episode, we will discuss what you can do to have the best chance to retire "happily". What makes people truly happy in retirement? Multiple studies have answered this question. Does having a purpose to still be living help? How can you decide what type of income in retirement will be the best for you, specifically? It takes about 15 minutes of your time to get the answer. Isn't it time to get answers to the tough retirement questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

The "Tax Code Reset" that is happening on Jan 1, 2026 and what you can do now to prepare

Thu, 11 Jan 2024 18:00:00 -0500

In this week's episode, I discuss the "Tax Code Reset" that is coming on Jan 1, 2026. What does this change mean for you? Is there anything you can do to keep from having to pay potentially higher tax rates on your retirement accounts when you withdraw from them? How does a Roth conversion work and how is it different from contributions? Can you do a Roth conversion on only part of an account? Isn't it time to get answers to these tough questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

How to not "gamble" with your retirement dollars

Fri, 05 Jan 2024 13:00:00 -0500

In this week's episode, I discuss how to keep from having to worry about market risk in your retirement accounts. Even gambling sites warn you not to bet money you can't afford to lose. Why would you want to do that with your hard-earned retirement? Are there ways to secure the retirement dollars you can't afford to lose? What does that look like? Isn't it time to get answers to these tough questions now?

Join Certified Financial Fiduciary® Tim Wood each week for a discussion about protecting your retirement dollars, guaranteed lifetime income plans, retirement tax planning, and more. Visit us online at www.SafeMoneyRetirement.com for more information or to get a FREE copy of Tim's bestselling book.

Safe Money Retirement® - Insuring Your Retirement Dreams

Safe Money Retirement: Your Game Plan for Success interview - 9.2 - Real People, Real Safe Money Retirement Game Plans

Wed, 27 Dec 2023 18:00:00 -0500

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of Chapter 9 (Real People, Real Safe Money Retirement Game Plans). We'll discuss a real-world example of a client that reduced their stress in retirement by guaranteeing themselves an income they cannot outlive and it includes an LTC benefit as well. We'll also discuss another real client that got guaranteed growth for 4 years followed by a guaranteed income. Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 9.1 - Real People, Real Safe Money Retirement Game Plans

Wed, 20 Dec 2023 22:00:00 -0500

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of Chapter 9 (Real People, Real Safe Money Retirement Game Plans). We discuss the stories of Betty and Leon and how we were able to find their perfect retirement match. Are annuities always the right fit? How can they help offset LTC costs? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 8.4 - Safe Money Part III: The KEY to Peace of Mind

Wed, 13 Dec 2023 20:00:00 -0500

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of section 2 of Chapter 8 (Safe Money Part III: The KEY to Peace of Mind). Can you make withdrawals from an annuity? How does that work? Is a fixed annuity an investment? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 8.3 - Safe Money Part III: The KEY to Peace of Mind

Wed, 06 Dec 2023 22:00:00 -0500

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of section 2 of Chapter 8 (Safe Money Part III: The KEY to Peace of Mind). Is growth with no market losses really possible? What different options do you have in growth plans? Are there plans that allow you to change (or reallocate) your growth method annually? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 8.2 - Safe Money Part III: The KEY to Peace of Mind

Fri, 24 Nov 2023 19:00:00 -0500

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of section 1 of Chapter 8 (Safe Money Part III: The KEY to Peace of Mind). How does a Guaranteed Lifetime Income plan actually work? Can it provide income for both spouses as long as either lives? What if either spouse ever gets into a Long Term Care situation? Can the income increase to cover those additional costs? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 8.1 - Safe Money Part III: The KEY to Peace of Mind

Wed, 15 Nov 2023 19:00:00 -0500

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of section 1 of Chapter 8 (Safe Money Part III: The KEY to Peace of Mind). Do you have INcome or IFcome for your retirement? When do you need to be on offense or defense in retirement and what does that mean? Why do so many people dislike annuities in retirement? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 7.2 - Safe Money Part II: Somewhat Safe, Mostly Sorry (Savings, CDs, and Coffee Cans)

Wed, 08 Nov 2023 18:00:00 -0500

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of Chapter 7 (Safe Money Part II: Somewhat Safe, Mostly Sorry (Savings, CDs, and Coffee Cans)). How can you lose money if it is safe in a bank or under your mattress? How can you combat inflation in your retirement? Can you get a guaranteed return in an IRA? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 7.1 - Safe Money Part II: Somewhat Safe, Mostly Sorry (Savings, CDs, and Coffee Cans)

Sun, 05 Nov 2023 21:00:00 -0500

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of Chapter 7 (Safe Money Part II: Somewhat Safe, Mostly Sorry (Savings, CDs, and Coffee Cans)). How can you lose money in savings, CDs, and coffee cans? How does inflation play a role in planning your retirement? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 6.2 - Safe Money Part 1: From Wall Street to Your Street

Sat, 28 Oct 2023 14:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of Chapter 6 (Safe Money Part 1: From Wall Street to Your Street). What is the "pesky math" that most advisors don't want you to know? When does -30=+43? Why is it VITAL to your retirement to determine a purpose for your money? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 6.1 - Safe Money Part 1: From Wall Street to Your Street

Fri, 20 Oct 2023 19:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of Chapter 6 (Safe Money Part 1: From Wall Street to Your Street). Is your money "in the market"? Does that mean it's "at risk"? What about longevity and sequence of returns risks? Are there plans that can remove these risks from your retirement? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 5.2 - Legacy Planning: More Than Just Peace of Mind

Wed, 11 Oct 2023 19:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of Chapter 5 (Legacy Planning: More Than Just Peace of Mind). What role does Long-Term Care planning take in a Safe Money Retirement? What about estate plans? How should you plan for death and taxes? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 5.1 - Legacy Planning: More Than Just Peace of Mind

Thu, 05 Oct 2023 15:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of Chapter 5 (Legacy Planning: More Than Just Peace of Mind). What is legacy planning? What are the different types of life insurance and how do they work? 70% of people over 65 will need long-term care at some point so what should you do to prepare? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 4.2 - With A Little Help From Uncle Sam

Fri, 29 Sep 2023 19:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of Chapter 4 (With A Little Help From Uncle Sam). When can you enroll in Medicare and what options do you have? What is the biggest expense retirees have and how can you offset as much of it as possible? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 4.1 - With A Little Help From Uncle Sam

Wed, 20 Sep 2023 18:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of Chapter 4 (With A Little Help From Uncle Sam). What are the government programs that WILL impact your retirement happiness and how can you maximize them? When should you take Social Security? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 3.2 - The Basics of a Safe Money Retirement Game Plan

Wed, 13 Sep 2023 18:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of Chapter 3 (The Basics of a Safe Money Retirement Game Plan). What are some common misconceptions about retirement? What creates happiness in retirement? What are the differences between INcome and IFcome? What are the 3 pillars of retirement? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

📰SPECIAL EDITION🗞️ Live interview with legendary broadcaster Carl Swann-What Is the RISA®

Thu, 07 Sep 2023 19:00:00 -0400

This special edition episode is a replay of a live interview I did on AM910 WJCW with legendary broadcaster Carl Swann about the RISA®, a personality profile questionnaire designed specifically to help plan the retirement that matches your unique personality. How does this work? Who should do a Retirement Income Style Awareness® profile and how do you do one? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 3.1 - The Basics of a Safe Money Retirement Game Plan

Wed, 30 Aug 2023 15:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of Chapter 3 (The Basics of a Safe Money Retirement Game Plan). What are the differences between having a retirement account (401(k), IRA, TSP, etc) and having a retirement plan? How do you take the money you saved in an account and turn that into a plan? Is it ever too late or too early to make a plan? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 2.2 - The Making of a Certified Financial Fiduciary®

Wed, 23 Aug 2023 18:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of Chapter 2 (The Making of a Certified Financial Fiduciary®). What is Ed Slott's Elite IRA Advisor Group™ and why is it vital to work with a member? What is a Fact Finder appointment and why is having a process so important? What is my process? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 2.1 - The Making of a Certified Financial Fiduciary®

Thu, 17 Aug 2023 10:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of Chapter 2 (The Making of a Certified Financial Fiduciary®). Why is it important to work with a Certified Financial Fiduciary® and how is that different from anyone else that says they are a fiduciary? What is a Disney-esque retirement planning experience and why is it important? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 1.2 - How working at Disney helped shape my company's philosophy

Wed, 09 Aug 2023 11:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 2 of Chapter 1 (Dad and Disney). How did the principles of best-in-class service I learned at Disney translate to Safe Money Retirement? What is our process and how it can give you a Disney-like experience with your retirement planning? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Safe Money Retirement: Your Game Plan for Success interview - 1.1 - Why did I write my book and who can it help

Thu, 03 Aug 2023 11:00:00 -0400

I was recently interviewed by top podcaster Doug Sandler about my bestselling book Safe Money Retirement: Your Game Plan for Success. This is part 1 of Chapter 1 (Dad and Disney). Why did I write this book? Why am I so passionate about what I do? Can this book really help you? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What are mortality credits and how do they work, and what are the parts of an annuity and how do they work

Wed, 26 Jul 2023 14:00:00 -0400

We'll discuss what mortality credits are and all 4 parties to an annuity. Can you use the power of mortality credits to help fund your retirement? Who are the different parties involved in an annuity and how do they relate to each other? What is an annuity and is one even right for you? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How much longer will Social Security be around, how is it funded, and how can you survive if the benefits drop

Wed, 19 Jul 2023 19:00:00 -0400

We'll explore the future of Social Security. What are the latest projections of what will happen in the coming years to your Social Security benefits? How is the program funded today? What can you do to overcome the potential reduction in benefits that could be only about 10 years away? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How financially sound is YOUR retirement plan and how financially sound are top-rated life insurance companies?

Wed, 12 Jul 2023 18:00:00 -0400

We'll discuss how a financially sound plan can work for you. Are these Safe Money Retirement plans I talk about financially sound? How safe is life insurance? What guarantee do I have that an insurance company will pay? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What questions do YOU need to answer about planning for your income in retirement now and for the rest of your life?

Wed, 05 Jul 2023 12:00:00 -0400

We'll explore the questions you should be asking yourself about your income in retirement. What do you need to do to ensure you have enough to cover your expenses no matter how long you live? Is there a way to offset inflation? Can an income plan cover both you and your spouse? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Understanding The Secure Act 2.0 and how it will impact your retirement

Wed, 28 Jun 2023 15:00:00 -0400

We'll discuss Secure 2.0 which went into effect on Jan 1st of this year and look at the changes that will affect most people. When will your RMDs start? Did they make any changes to Roth accounts? When can you make extra catch-up contributions? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Tom Hegna Interview: Part 7 - Why did Tom write his books and what steps does he share in his books that apply to your retirement

Wed, 21 Jun 2023 19:00:00 -0400

This is part 7 and the final question of my interview with Tom Hegna, a top US Economist and 2-time Bestselling Author. We'll explore why Tom wrote his books and what steps he shares in them to help retirees make a plan. Can you understand the advice top PhDs and Noble Prize winners give about retirement? Would you like a simple step-by-step guide in plain English? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Tom Hegna Interview: Part 6 - Why do SOME annuities get so much bad press and what can we do to manage inflation

Wed, 14 Jun 2023 18:00:00 -0400

This is part 6 of my interview with Tom Hegna, a top US Economist and 2-time Bestselling Author. We'll discuss why some annuities get so much bad press and what type of annuities you need to stay far away from. What does Tom think you can do to fight inflation? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Tom Hegna Interview: Part 5 - The 2 most important things to focus on in retirement, how to mitigate taxes, and which type of financial advisor to use

Wed, 07 Jun 2023 15:00:00 -0400

This is part 5 of my interview with Tom Hegna, a top US Economist and 2-time Bestselling Author. We'll explore what Tom believes are the most important things to put your focus on when you're close to or in retirement. Where are the tax rates going to go? Is there some way to mitigate the risks retirement brings? What should you look for in a financial planner? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Tom Hegna Interview: Part 4 - How does life insurance factor in retirement planning and how sequence of returns affect you in retirement

Wed, 31 May 2023 21:00:00 -0400

This is part 4 of my interview with Tom Hegna, a top US Economist and 2-time Bestselling Author. We'll discuss how you can use cash-value life insurance to generate a tax-free income in retirement. Can sequence of returns risk sink your retirement ship? What is a retirement death spiral? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Tom Hegna Interview: Part 3 - How can annuities help retirees and does Tom own annuities himself

Wed, 24 May 2023 17:00:00 -0400

This is part 3 of my interview with Tom Hegna, a top US Economist and 2-time Bestselling Author. We'll explore how annuities can help people in or approaching retirement. Does Tom own annuities for his retirement? What types of annuities does Tom own and why? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Tom Hegna Interview: Part 2 - 7 steps to retirement security and what if you need long term care

Wed, 17 May 2023 21:00:00 -0400

This is part 2 of my interview with Tom Hegna, a top US Economist and 2-time Bestselling Author. We'll discuss the 7 steps Tom has in his latest book on retirement security. What should you leave to your kids? What if you need long-term care?? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Tom Hegna Interview: Part 1 - Common risks in retirement, why he wrote his books and why timing is everything in retirement

Wed, 10 May 2023 15:00:00 -0400

This is part 1 of my interview with Tom Hegna, a top US Economist and 2-time Bestselling Author. We'll explore what he believes are the most common risks found in retirement and how to overcome them. Why did Tom write his books in the first place? Is timing really that critical to your success in retirement? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How losses REALLY affects your retirement, is no-losses and growth even possible

Wed, 03 May 2023 18:00:00 -0400

We'll discuss how losses can be devastating to your plan for retirement. Did you know a 30% loss needs a 42% gain to get back to even? Do you have the time to regain a BIG loss? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Why a lifetime income stream is the key to happiness in retirement

Wed, 26 Apr 2023 17:00:00 -0400

We'll explore a study that shows that people are significantly happier in retirement if they have an income floor they can count on. What is an income floor? Why must you have one for your retirement to lower stress and increase joy? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How to turn a "paper return" on your retirement money into a REAL return

Wed, 19 Apr 2023 13:00:00 -0400

We'll discuss what a "paper return" is and why it isn't something you can count on if it is still in an at-risk account. How can you realize paper returns and make them real, in-your-pocket returns? Is there any way to plan your retirement with paper returns? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

The theory of spend-down retirement planning, is the 4% rule dead?

Wed, 12 Apr 2023 19:00:00 -0400

We'll explore how spend-down retirement planning really works. Can you count on a spend-down plan? Are there better options? Is the 4% rule still valid in this crazy market? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How to insure your risk of market loss in retirement and what are your chances of a loss this year?

Wed, 05 Apr 2023 10:00:00 -0400

We'll discuss how you can insure your retirement funds from market losses just like you do your property, life, autos, etc. Is there a way to eliminate market loss risk completely while still experiencing growth? What can you do now to protect what you've worked your whole life for? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Why you need an income floor in retirement and the differences between risks and hazards in retirement

Wed, 29 Mar 2023 16:00:00 -0400

We'll explore why an income floor is extremely important to your happiness in retirement. Did you know it would take almost 12 years at 6% annual gain to make back a 50% drop in your retirement accounts? Do you have that much time? Can having a sufficient income floor overcome this risk? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How to control the uncontrollable in your retirement plan and remove all the risks and fees

Wed, 22 Mar 2023 14:00:00 -0400

We'll discuss ways to control things that are beyond your control in retirement. Is this even possible? Can you really remove all the risk of market losses and the high costs of fees? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

The high cost of financial anxiety in retirement and how you can be certain you are safe

Wed, 15 Mar 2023 14:00:00 -0400

We'll explore the high cost of financial anxiety in your retirement years. Is there a way to completely alleviate the anxiety and know for sure that you are safe? Is safety even possible in this day and age? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

The one question to ask your financial advisor - how to avoid the conspiracy

Wed, 08 Mar 2023 18:00:00 -0500

We'll discuss the #1 question you should be asking your financial advisor today. How much risk can you afford in your retirement years? Is there a way to be 100% secure that you are "all set"? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

The retirement game show and how to ensure you win it

Wed, 01 Mar 2023 19:00:00 -0500

We'll explore ways you can stack the deck in your favor in the retirement game show. Do you know when to say Deal or No Deal? Can you leave YOUR retirement to chance? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Misinformation, its affect on retirement planning, and how to tell truth from the lies

Wed, 22 Feb 2023 11:00:00 -0500

We'll discuss the impact wrong information can have on your retirement plan. How can you trust that your current plan is the best for you? Is it based on facts and guarantees or hope and hype? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How to avoid falling off a cliff in retirement and what safety measure you can put in place

Wed, 15 Feb 2023 19:00:00 -0500

We'll explore what truly safe options are available to keep you from falling off the retirement cliff. Are you protected from the fall? What risks are waiting for you at the top of the retirement mountain? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What your retirement and an Olympic event have in common, when conventional wisdom isn't the best

Wed, 08 Feb 2023 17:00:00 -0500

We'll discuss how preparing for your retirement and an Olympic event can be similar. Is it all about the preparation or is it more about the strategy? Can you win if you're getting started late? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Secure Act 2.0 - New Retirement Law That WILL Affect YOUR Retirement, What Do You Need To Know?

Wed, 01 Feb 2023 21:00:00 -0500

We'll explore the changes in YOUR retirement that the new Secure Act 2.0 law, signed in late Dec 2022, will make. Do you know the new RMD ages? What's the deal with Roths? How will the 92 changes this new legislation brings affect you? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How to design your own "safety-first" retirement plan and relive the stress

Wed, 25 Jan 2023 20:00:00 -0500

We'll discuss exactly what a "safety-first" retirement plan is and how you can set one up for your retirement. Do you have enough income to last you no matter how long you live? Is your nest egg safe from market downturns? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How building a house safely and building a retirement safely are alike

Wed, 18 Jan 2023 19:00:00 -0500

We'll explore how building a house safely is the same as building a retirement safely. Would you want an expert to help ensure your home is safe? Do you have the same for your retirement? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What is a point-to-point crediting product and how does an annual reset work for you

Wed, 04 Jan 2023 21:00:00 -0500

We'll discuss what a point-to-point crediting product is and why that "annual reset" is SO valuable in retirement. Is YOUR retirement safe? Does your plan negate any losses EVERY year? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How you can buy a guaranteed income and then risk the rest "have your cake and eat it too"

Wed, 28 Dec 2022 13:00:00 -0500

We'll explore how you can use part of your retirement funds to purchase a guaranteed lifetime income product and then use any remainder to get growth. Is there a way to buy an income that will last as long as you live? What if you live to 120? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Is it possible to insure your retirement against losses and what risks are worth taking

Wed, 21 Dec 2022 14:00:00 -0500

We'll discuss whether it is possible to insure your retirement against losses and how that works. Is this wishful thinking or a real choice? Are there risks that are still worth taking after retirement? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How to keep your retirement only going uphill instead of riding the roller coaster, a way to insure against losing time

Wed, 14 Dec 2022 17:00:00 -0500

We'll explore how some people's retirement seems like they're riding a roller coaster. Up, then down, but what's next? Is there a way to insure against losing time? Is there a way to only go up and never back down? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What conspiracy theories can tell us about retirement and how to avoid losses

Wed, 07 Dec 2022 17:00:00 -0500

We'll discuss how some people treat their retirement like it is part of a conspiracy theory, always out to get them. How can you make sure you will never have any losses? What options are available here in the real world to help make sure you don't run out of money before you run out of life? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Your plan for retirement isn't a game show so don't leave it to chance, choose peace of mind instead

Wed, 30 Nov 2022 13:00:00 -0500

We'll explore why some people treat their retirement like they're on a game show and why that is a risky and dangerous way to plan. Are you rolling the dice with your nest egg? Are there safer options that guarantee you won't lose a penny but can still make serious gains? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How does "fake news" impact your retirement and how can you tell if news or a retirement plan is fake?

Wed, 16 Nov 2022 15:00:00 -0500

We'll discuss all the "fake news" out there these days and how it can impact your retirement plans. How can you tell if news or retirement plans are "fake"? Can you afford to make a wrong choice? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What it feels like to watch your retirement dollars go down the drain due to market volatility

Wed, 09 Nov 2022 18:00:00 -0500

We'll explore what it feels like to lose money in the market when you need that money to fund your retirement. Is there anything you can do? Can you get away from that helpless feeling? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Your retirement is a marathon, not a sprint, so how do you plan for the unknown safely?

Wed, 02 Nov 2022 19:00:00 -0400

We'll discuss how your retirement is more a marathon than a sprint and look at ways to think and plan differently. Do you worry about running out of money before you run out of life? How can you prepare for the unknown? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What purpose have you assigned to your retirement money? Money with no purpose is wasted...

Wed, 26 Oct 2022 19:00:00 -0400

We'll explore the different purposes for money in retirement. Did you know that money with no purpose is wasted? Sure you want growth, but for what purpose? Sure you want a guaranteed income, but why? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How to ensure you don't underlive or outlive your retirement savings, don't rely on an IFcome plan

Wed, 19 Oct 2022 18:00:00 -0400

We'll discuss what it means to underlive your retirement and how to avoid it. We'll also look at a guaranteed way to ensure you don't outlive your retirement. How much guaranteed income do you need at retirement? How about 15, 20 or 30 years into retirement? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What is an annual reset and how can it help you lock-in gains while protecting you from losses in retirement

Wed, 12 Oct 2022 17:00:00 -0400

We'll explore the "sound" of the annual reset and reveal how this little-known aspect of certain fixed annuities can help you in your retirement. Are you ready to lock-in your gains periodically while knowing you can never lose them no matter what the market does? Are you tired of "gambling" with your hard-earned retirement nest egg? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What are the two purposes of money and how do these purposes relate to your retirement?

Wed, 05 Oct 2022 19:00:00 -0400

We'll Discuss what the purpose of money is and explore the 2 options. What is a Plan for Life and how can it help you? What good is money if it has no purpose? Can the purpose of money be safety and security? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Which risks in retirement are worth taking and why don't you have insurance on your retirement money?

Wed, 28 Sep 2022 19:00:00 -0400

We'll explore the various risks in retirement and discuss which ones are worth taking, especially as you approach and live through retirement. Do your risks change as you get older? Is there a way to insure your retirement like you do your house, car, and life? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How can you be insured against losing time and the power of an annual "reset"

Wed, 21 Sep 2022 16:00:00 -0400

We'll discuss strategies you can use to help insure you against losing time. What if you could automatically avoid the bad years and capitalize on the good years? How are you going to make back losses while you’re drawing money out of your account for income or required minimum distributions? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How a Lifetime Income Stream can be a key to your happiness in retirement, don't you want to be HAPPY?

Wed, 14 Sep 2022 18:00:00 -0400

We'll explore how having a guaranteed lifetime income plan can seriously increase your happiness in retirement. We'll discuss studies referencing this and discuss how they work. Don't you want to be happy? Isn't it time to lose the stress? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How do you measure success with your money in retirement and is a gain exposed to market risk an actual gain

Wed, 07 Sep 2022 17:00:00 -0400

We'll discuss how you can measure success in retirement based on what your money is doing for you. Money with no purpose is useless. We'll also explore when a gain that isn't realized isn't really a gain and how you can have gains locked in to make them real. How do you know if your plan is the smartest for your specific situation? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What is spend-down retirement planning and is the 4% rule dead

Wed, 31 Aug 2022 16:00:00 -0400

We'll explore the concept of spend-down retirement planning and discuss whether or not it might be a good fit for you. Is the 4% rule still a smart rule to follow? What happens if you outlive your funds by spending down too fast or underlive your retirement by leaving too much here? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How do we protect anything in life? Insurance. Can insurance protect your retirement the same way?

Wed, 24 Aug 2022 11:00:00 -0400

We'll discuss how everyone uses insurance to protect everything valuable in life, from your home to your car to your life and health. But is there an option to protect your retirement savings from losses using insurance? The answer might surprise you. Is this a good strategy for you to consider? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What is an income floor and how can you use a guaranteed lifetime income to fill any income gaps?

Wed, 17 Aug 2022 14:00:00 -0400

We'll explore what an income floor is and how you can use a guaranteed lifetime income to fill in any gaps you may have in your income plan. Think you can't have your cake and eat it too in retirement? Think again! You can buy sufficient income and risk the rest. Do you know how? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Can you afford the cost of anxiety about your retirement savings losing value? Is it worth it?

Wed, 10 Aug 2022 16:00:00 -0400

We'll discuss that there is a cost to making money and what those various "costs" are, including anxiety. The costs that anxiety can take get amplified the closer you are to retirement or the further into retirement you get, as your Time Horizon gets shorter and shorter. Are there strategies you can use to completely eliminate this anxiety? What do you think that would do to your health? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Good isn't good enough when it comes to your retirement plan, how to remove the stress and make it GREAT!

Wed, 03 Aug 2022 12:00:00 -0400

We'll explore why good isn't good enough when it comes to your personal retirement plan. You may be good at investing, but are you good enough to provide an income for the rest of your life no matter what happens in the market or the world? What can you do to ensure you are better than "good"? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Is there a conspiracy in your current retirement plan and are you protected from the next BIG crash

Wed, 27 Jul 2022 19:00:00 -0400

We'll discuss how some retirement plans are, in some ways, a conspiracy theory. Do you really know for sure that your money is safe from the next big crash? Will your advisor give you a straight answer? Don't you think it's time to ask the right questions and get honest answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Don't play "Deal or No Deal" with your retirement and how to not rely on luck to live happily ever after

Wed, 20 Jul 2022 20:00:00 -0400

We'll explore how preparing for retirement can be like playing the game "Deal or No Deal." Do you really want to risk it all just to possibly get a better return? What if you're wrong? Is YOUR retirement protected from the risks you don't have to take? Don't you think it's time to ask the right questions and get the correct answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

"Fake News" and how to avoid the risks in retirement you DON'T have to take

Wed, 13 Jul 2022 11:00:00 -0400

We'll discuss the current climate of "fake news" and discuss how that can be harmful to your plans in retirement. We'll also explore how you can know if something is "fake news" or not. Is YOUR retirement protected from the risks you don't have to take? Don't you think it's time to ask the right questions and get the correct answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

How to avoid a "Cliffhanger" in your retirement and avoid that feeling of falling from market events

Wed, 06 Jul 2022 18:00:00 -0400

We'll explore the plot for the blockbuster movie "Cliffhanger" and discuss ways you can avoid having to fear that falling feeling from any market event. Are you protected from the fall? Don't you think it's time to ask the right questions and get the correct answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

The "Cliff Young Shuffle" and how to make a plan with consistent gains and no losses

Wed, 29 Jun 2022 17:00:00 -0400

We'll learn who Cliff Young is and why his running style is a great metaphor for a smart retirement plan. Is it possible to have consistent gains with no chances for losses? Should you just follow what has worked in the past or should you look for a better way? Don't you think it's time to ask the right questions and get the correct answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What is a Safety-First retirement plan and making sure you're asking the right questions

Wed, 22 Jun 2022 18:00:00 -0400

We'll explore exactly what a Safety-First retirement plan is and how it can bring you peace of mind in retirement. We'll also discuss some of the important questions to ask when evaluating your current plan. Don't you think it's time to ask the right questions and get the correct answers?

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

What's the PURPOSE for your retirement money? Growth or losses with no purpose is useless!

Wed, 15 Jun 2022 16:00:00 -0400

We'll discuss what the purpose is for your money in retirement and how not having a solid purpose in place makes growth or losses pointless. What good is money if it doesn't fulfill a PURPOSE? Tune-in and we'll explore the answer to this and other questions relating to the purpose of money in retirement.

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

A decision you MUST make and how to not underlive your retirement

Wed, 08 Jun 2022 17:00:00 -0400

We'll explore the options if you want to lose all of your money, some of your money, or none of your money. We'll also discuss how many retirees underlive their retirement because of all the "what-ifs" and how not to live a "what-if" retirement.

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

The Sound of the Annual Reset and a Game You CAN'T Lose in Retirement

Wed, 01 Jun 2022 10:00:00 -0400

We'll discuss what the annual reset is in Safe Money Retirement products and how that relates to the sounds of winning in a casino. We'll also discuss the "game" of retirement and how you can play the game in a way that you can't lose because your retirement is way too important to lose.

Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!

www.SafeMoneyRetirement.com

Having money vs having wealth, options for your beneficiaries, & a small business plan

Wed, 11 May 2022 20:00:00 -0400

We'll discuss the differences between having plenty of money in retirement and having true wealth, explore the options your beneficiaries will have after you’re gone, and look inside a case file where a 52 year old small business owner needed to set up a retirement plan for himself. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Don't be sold a plan, where is your money, and a plan where none existed

Wed, 04 May 2022 20:00:00 -0400

We'll explore how being sold a product for your retirement can be detrimental to your plan, discuss why someone needs to know where your money is, and look inside a case file where a single lady in her late 60’s needed to develop a plan for her retirement. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Safe-Money vs Investment product, income to live longer, & protect a large sum

Tue, 26 Apr 2022 20:00:00 -0400

We'll compare a safe-money product to a typical investment product, explore how having a guaranteed monthly income can help you live longer, and look inside a case file where a single lady inherited a sizable amount from her late husband and wanted to protect and grow it. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Why the demand for guaranteed income is surging & the Medicare Annual Election Period

Tue, 12 Apr 2022 20:00:00 -0400

We'll explore why the demand for guaranteed income for retirees is surging, learn what the annual election period for Medicare is and how it affects you, and look inside a case file where a recently retired couple wanted to protect what they had saved and have the option to move various amounts to a Roth IRA annually. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The investment life cycle, how a point to point product works, and a Roth solution

Tue, 05 Apr 2022 20:00:00 -0400

We'll explore the investment life cycle and how that affects you in retirement, discuss how a point to point safe money retirement plan works, and look inside a case file where a couple in their 70’s wanted to be able to transfer different amounts to a Roth product every year. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

How to take an income in retirement, what can life insurance cover, and a teacher's plan

Wed, 30 Mar 2022 20:00:00 -0400

We'll discuss the different ways you can take an income from a safe money retirement account, ask what obligations life insurance can cover after your passing, and look inside a case file where a retiring teacher wanted to develop a plan to have part of her retirement still grow and another part pay her an income. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The 4 factors to consider in retirement, my #1 piece of advice, and a plan for retirement

Wed, 23 Mar 2022 20:00:00 -0400

We'll explore the 4 Main factors to consider with your savings in retirement, discuss my best piece of advice for retirement, and look inside a case file where a young woman received a death benefit from her mom’s passing and was looking to plan for her retirement with it. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Solving a problem vs buying a product, 9 ?'s to ask your parents, and a pastor's income

Wed, 16 Mar 2022 20:00:00 -0400

We'll explore why buying a product being pushed on you isn’t the best move when planning for retirement, discuss the 9 questions you should ask aging parents now about their finances, and look inside a case file where a 67 year old retiring pastor needed an income for his family he could rely on. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Conquer the fear of running out of money, back to school, and they live like they want

Wed, 09 Mar 2022 19:00:00 -0500

We'll discuss the #1 way retirees can conquer the fear of running out of money during their retirement, explore how many states allow seniors to take college classes cheap or even free, and look inside a case file where a couple in their mid 70’s wanted to make sure they could both live exactly as they wanted to for the rest of their lives. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The importance of information, tax-sheltered growth, and protecting her TSP savings

Wed, 02 Mar 2022 19:00:00 -0500

We'll discuss the importance of information when planning your retirement, explore ways to use insurance products for tax sheltered growth, and look inside a case file where a 64 year old woman wanted to protect what she had saved in her TSP account. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The story of The Fishermen, how to have a growing income, and the right coverage

Wed, 23 Feb 2022 19:00:00 -0500

We'll discuss the story of the fishermen, explore how your income can actually grow in retirement, and look inside a case file where a soon to be 65 year old woman needed to make sure her expensive medications were covered. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

What a 1035 exchange is & how it works, Fiduciary vs Suitability standards, and no losses

Wed, 16 Feb 2022 19:00:00 -0500

We'll discuss what a 1035 exchange is and how it can transfer your retirement funds from an at-risk account to a safe-money account, explore the differences between the fiduciary standard and the suitability standard, and look inside a case file where a single man in his early 70’s wanted to protect his retirement from market losses but still enjoy gains. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Ways a Certified Financial Fiduciary works for you, debt collector tips, & removing risk

Wed, 09 Feb 2022 19:00:00 -0500

We’ll explore how a Certified Financial Fiduciary works for you, the client, not some big company, discuss your rights when it comes to debt collectors, and look inside a case file where a couple in their mid 60’s wanted to remove the risk from their retirement accounts. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Ways to meet during CoVid, a plan to beat inflation, and an income with a death benefit

Wed, 02 Feb 2022 19:00:00 -0500

We’ll discuss ways we can still meet safely with the CoVid numbers on the rise again, explore a plan to beat inflation, and look inside a case file where a 78 year old widow wanted to get a guaranteed income for the rest of her life and have an enhanced death benefit for her heirs. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The annuity you already own, the Social Security COLA for '22, and a pastor's income

Wed, 26 Jan 2022 19:00:00 -0500

We’ll discuss the annuity everyone already owns, explore the Social Security COLA increase this year, and look inside a case file where a retiring pastor of many years needed to create a retirement income from his savings. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

What is a Certified Financial Fiduciary®, 3 retirement mistakes and a sizable decision

Wed, 19 Jan 2022 19:00:00 -0500

We’ll discuss what a Certified Financial Fiduciary® is and why you want to work with one, explore 3 retirement mistakes you might be making right now, and look inside a case file where a small business owner was selling his company and had a sizable amount to plan for. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The power of a ZERO floor, what retirees & squirrels have in common, and no losses at 73

Wed, 12 Jan 2022 19:00:00 -0500

We'll discuss the power of having a zero floor, explores what some retirees and squirrels have in common, and looks inside a case file where a 73 year old couple needed to protect their retirement from any losses and guarantee an income neither could outlive. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

An uphill battle against inflation, 5 biggest mistakes, and tired of losing value at 53

Wed, 05 Jan 2022 19:00:00 -0500

We'll explore how retirement income streams face an uphill battle against inflation, discusses the 5 biggest mistakes most American’s make when it comes to getting their maximum social security benefits, and looks inside a case file where a 53 year old woman was tired of seeing her account value drop from market losses. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

When -30+43=0, what seniors care about most with Medicare, a 3 year plan like a CD

Wed, 29 Dec 2021 19:00:00 -0500

We'll explore when negative 30 plus 43 equals zero, discusses what seniors care about most when it comes to Medicare, and looks inside a case file where a 71 year old man wanted a 3 year plan like a CD, but with a higher rate. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The Bucket Method for FIA's, an early retirement death spiral, and a short-term plan

Wed, 22 Dec 2021 19:00:00 -0500

We'll explore how the bucket method works with Fixed Indexed Annuities, discusses how a market plunge early on in your retirement can start a portfolio death spiral, and looks inside a case file where a 61 year old businessman wanted a short term plan he could re-evaluate in a few years. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Having Money vs True Wealth, 6 ways to prosper from annuities, and a plan for retirement

Wed, 15 Dec 2021 19:00:00 -0500

We'll discuss the differences between having money and having true wealth, explores 6 ways to prosper from annuities, and looks inside a case file where a 45 year old small business owner needed to set up a retirement plan. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The challenge of blindly trusting your advisor and 3 steps to a purpose filled life

Wed, 08 Dec 2021 19:00:00 -0500

We'll warn of the challenges blindly trusting your financial advisor can bring, discusses 3 steps to live a purpose filled life in retirement, and looks inside a case file where a single lady in her late 50’s needed to develop a plan for retirement. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Safe-Money vs typical investments, maximize social security, and a special needs plan

Wed, 01 Dec 2021 19:00:00 -0500

We'll compare a safe-money product to a typical investment product, explores how to offset lower social security benefits when a spouse dies, and looks inside a case file where a lady with special needs was turning 65 and needed to make sure she was getting into the best Medicare plan for her unique situation. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Medicare Advantage vs Supplement plans, LTC alternatives, and funds for burial

Wed, 24 Nov 2021 19:00:00 -0500

We'll discuss the differences in a Medicare Advantage plan and a Medicare Supplement plan, explores some alternatives to a traditional long term care policy, and looks inside a case file where a 69 year old man wanted to make sure his son had enough funds to cover his final expenses once he passed on. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The bucket method, how to turn savings into income, and a short term plan

Wed, 17 Nov 2021 20:15:57 -0500

We'll explore how you can use the bucket method with Fixed Indexed Annuities, discuss how to turn retirement savings into retirement income, and look inside a case file where a 66 year old businessman wanted a short term plan he could re-evaluate in a few years. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Taking an income from an annuity, Social Security from an ex-spouse, a dual-purpose plan

Wed, 17 Nov 2021 19:00:00 -0500

We'll discuss the different ways you can take an income from an annuity, asks if you can take social security benefits based on an ex-spouse’s earnings, and looks inside a case file where a retiring businessman wanted to develop a plan to have part of his nest egg still grow and another part pay him an income. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The fear of running out of money, the benefits of working longer, and living as they want

Wed, 10 Nov 2021 19:00:00 -0500

We'll discuss how you can overcome the fear of running out of money during retirement, weighs the benefits of working longer before you fully retire, and looks inside a case file where a couple in their mid 60’s wanted to make sure they could live as they wanted for the rest of their lives. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Income vs Growth based annuities, should you wait for rates to rise, and a bigger return

Wed, 03 Nov 2021 20:00:00 -0400

We'll look at the differences between an income based annuity and a growth based annuity, discuss why waiting for fixed annuity rates to rise doesn’t pay, and peeks inside a case file where a 67 year old woman wanted to get a higher return on her money than she was in her money market account.. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

How to transfer your retirement funds, a trustee vs a beneficiary, and safe growth

Wed, 27 Oct 2021 20:00:00 -0400

We'll look at how easy it is to transfer your retirement funds from an at-risk account to a safe-money account, discusses the differences between a trustee and a beneficiary, and looks inside a case file where a couple in their late 50’s wanted to protect their retirement savings while still allowing it to grow for the next 10 years. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

A REAL Advisor works for you, 6 "Retirement Killers" to avoid, and removing the risk

Wed, 20 Oct 2021 20:00:00 -0400

We'll look at how a REAL Advisor works for you, the client, not some big company, discuss 6 “retirement killers” that must be avoided at all costs, and look inside a case file where a couple in their mid 80’s wanted to remove the risk from their retirement accounts. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

How to create a plan in CoVid times, what if you didn't save enough, and a larger payment

Wed, 13 Oct 2021 20:00:00 -0400

We'll look at how we can create a plan for you in the age of CoVid, discusses what you can do if you didn’t save enough for retirement ahead of time, and peeks inside a case file where a 62 year old woman wanted to get a larger monthly payment than she was getting from her pension. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The top 5 stressors in retirement, A-Rod's philosophy, and the best Medicare option

Wed, 06 Oct 2021 20:00:00 -0400

We'll discuss the top 5 stressors in retirement and what you can do to avoid them, looks at A-Rod’s philosophy on how to reinvent yourself in retirement, and peeks inside a case file where a 64 year old man needed to make sure he was getting into the best Medicare option available.. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The Annuity you ALREADY own, overcoming the fear of retirement, and final expenses

Wed, 29 Sep 2021 20:00:00 -0400

We'll discuss a type of annuity you already own, even if you think you “don’t like annuities”, discusses tips on ways to overcome the fear of retiring, and looks inside a case file where a couple needed to make sure their burial and service costs were covered so their kids wouldn’t have to foot the bill. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Should you transfer your 401K to an annuity, Gronk on retirement, and creating a plan

Wed, 22 Sep 2021 20:00:00 -0400

We'll discuss whether you should consider transferring your 401K to a Safe-Money annuity or not, looks at what Rob Gronkowski can teach us all about saving for retirement, and opens a case file where a man in his mid 40's got a large death benefit and used it to create a retirement plan. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Annuity do's and don'ts, how to protect your elder loved ones, and a couple wants safety

Wed, 15 Sep 2021 20:00:00 -0400

We'll discuss some of the many Do's and Don'ts of Annuities, looks at ways you can protect your elder loved ones from caregivers ripping them off, and looks at a couple in their mid 60's that wanted to protect their retirement nest-egg from any losses of any kind. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Solve a problem, don't buy a product, 10 things you'll spend more on, and starting a plan

Wed, 08 Sep 2021 20:00:00 -0400

We'll discuss why it's important to find an advisor that will help you solve a problem, not sell you a product, looks at the Top 10 things you'll spend more on in retirement, and a 45 year old woman needs to start her own retirement plan on a limited budget. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The history of Annuities, the rules for RMD's for '21, and a couple finds peace

Wed, 01 Sep 2021 20:00:00 -0400

We'll uncover the long history of annuities, looks at the Required Minimum Distribution (RMD) rules for 2021, and a couple in their mid 70's find peace in retirement through monthly checks they can never outlive. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Medicare A, B, C's, how CoVid will affect YOUR retirement, and a Medicare solution

Wed, 25 Aug 2021 20:00:00 -0400

We'll look at the A, B, C's of Medicare, we'll discuss how CoVid-19 WILL affect YOUR retirement, and a 64 year old woman needed help determining what was the best fit for her Medicare plan. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

The importance of PROCESS, my #1 question answered, and a plan for retirement

Wed, 18 Aug 2021 20:00:00 -0400

We'll look at the importance of a proper process when looking at a Safe-Money plan, we'll get the answer to the #1 question I receive, and a 38 year old woman receives a lump sum from her grandmother's life insurance and wants to start a retirement plan. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Safe-Money vs Investments, Market volatility, and a plan just in case

Wed, 11 Aug 2021 20:00:00 -0400

We'll discuss some of the differences between a Safe-Money product and an Investment product. We'll also look at some headlines surrounding all the market craziness recently, And, there's a case file on a 60 year old man who wanted to make sure his family was taken care of in case something happened to him. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe! www.SafeMoneyRetirement.com

How to retire happier, what is Safe Money Retirement, and a widow needs a lifetime income

Wed, 04 Aug 2021 20:00:00 -0400

We'll discuss how to retire happier and healthier and explains exactly what these Safe Money Retirement products provide. There is also a case file on a 72 year old recent widow who needed to protect what she had and ensure her monthly income would never stop, no matter how long she lived. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

A topic no one likes, what is a MYGA, and a better rate than a CD

Wed, 04 Aug 2021 20:00:00 -0400

We'll discuss a topic no one wants to talk about, life insurance and how important it is. We'll also look at what a MYGA is and how it can work better than a traditional CD, There is also a case file on a 49 year old man who was looking for a better return than he could get from renewing his CD. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

Unseen issues with market losses, fees in your retirement account, and a plan with safety

Wed, 28 Jul 2021 20:00:00 -0400

We'll explain the unseen problems of market losses and how fees in your retirement account can impact your nest-egg. There is also a case file on a 59 year old man who wanted to get his retirement savings protected from market losses while still participating in market gains. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

An Income for life, stimulus affect on taxes, and a plan that fits.

Wed, 21 Jul 2021 20:00:00 -0400

We'll explain how to have an income you can't outlive and how the stimulus checks will affect your Social Security taxes. There is also a case file on a soon-to-be retiree who thought she didn't have enough saved and how we secured her guaranteed monthly checks to cover her expenses for the rest of her life. Join me each week for a FREE education on how to keep your retirement safe, REALLY safe!www.SafeMoneyRetirement.com

An income you can't outlive and a Safe-Money Retirement are possible!

Wed, 14 Jul 2021 20:00:00 -0400

Tune into the Safe Money Retirement Radio show every week. Learn valuable insights about how to keep your retirement savings safe from market losses while still getting a constant percentage of market returns, all available with an income you can't outlive, Long Term Care benefits, survivorship/spousal benefits, and death benefits to your beneficiaries!